fine art and textiles

Prestige® PortfolioOverview for Platinum Partners

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Platinum Partners mission is to provide our Partner Agents access to the highest quality

Homeowners, Excess, Valuable Articles & Automobile products.

Website: www.platinumpartnersma.com

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Fireman’s Fund Insurance Company• Home Office – Novato, CA• Wholly-owned subsidiary of Allianz Group• Ratings

•A (Excellent) by A.M. Best•A (Very Strong) by Standard & Poor’s

• Web site www.firemansfund.com

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Territory• Massachusetts - all products (Prestige Home)

• Rhode Island - all products (Prestige Home )

• Connecticut - all products (Prestige Home)

• New Hampshire - all property products (Prestige Plus)

• Maine - all property products (Prestige Home)

• Vermont (HO3 only)

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Why choose the Prestige® portfolio of products?

Fireman’s Fund meets the needs of affluent and high new worth families:• Prestige® Home • Prestige CollectionsSM • Collector Vehicle Program• Prestige ExcessSM

• Prestige Watercraft• Prestige DestinationsSM

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Prestige® Home

Going beyond the basics for homeowners:• Full Replacement Cost home and contents

• Note: dwellings capped at 200% in CA, FL, TX

• Cash Settlement options home and contents• Increased Special Limits of Insurance• Home protection review program• Identity Theft Restoration Service

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Prestige® Home Premier + Added Measure Endorsement

• $5,000 Golf Cart Coverage (registered or not)

• Identity Theft Restoration Coverage• Increased Limits to $25,000

• Business Property • Electronic Apparatus• Identity Fraud expense • Kidnap & Ransom expense

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More Options to Fill Coverage Needs

• Flood primary & excess• Business at Home Coverage• Broadened Landscaping Coverage

• Increased limits and/or add Wind & Hai• Identity Fraud Expense Limits• Broadened Non-Profit D&O

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Prestige® Home for Co-ops and Condominiums

• Homes, Condominiums and Apartments insured under a single policy form• Coverage A & C Limits Combined• “Open Peril” Coverage on Personal Property and Unit-Owners Building Items / Tenant Improvements• Inflation Protection for Personal Property• Loss Assessment - $50,000 Limit

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Prestige CollectionsSM

Offering polished protection for valuables:• Agreed value: settlement up to 150% of scheduled amount• Appraisals not generally required <$50,000• Newly acquired items covered up to 90 days• Blanket coverage up to $50,000 per item• Collections management and appraisal services preferred rates• Ability to handle any size schedule or unique items

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Collector Vehicle Program

Offering auto collectors new options:• Low collector rates*• Agreed Value / no depreciation• Zero deductible on non-modified vehicles (in most states)• Pleasure driving (2,500 miles and under / 5,000-mile option)• No appraisals required

* Average annual premium of $200 for unmodified vehicles

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Prestige Watercraft & YachtProviding coverage unmatched on the high seas:• For most watercraft any size with or without captain and crew• ValueLock® plus waived deductible on total loss• ValueLock® on personal watercraft (e.g., Jetskis and Waverunners)• Joint ownership option• Charter option

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Providing a plan for the unexpected• Limits available up to $100 million• Private Counsel coverage • Crisis Management coverage (Reputational Injury)

• Optional coverages•Family Trust Management Practices Coverage •Nonprofit D&O •Employment Practices Liability

Prestige ExcessSM

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• Annual policy vs usual Per Trip • Whole Family coverage (resident relatives/domestic partners)

• Worldwide Protection 24x7x365• Emergency Medical Transportation

• Emergency Medical/Dental plus Travel Accident

• Lifestyle and Travel Concierge services

• Primary rental car physical damage

• Trip Cancellation/Interruption/Delay

• Baggage Loss and Delay

• Includes coverage and limits not available from credit card companies or other insurance carriers

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How to Recognize Prestige clients

Fireman’s Fund meets the needs of affluent and high net worth individuals:• Homes • Collections (Jewelry, Fine Arts, Antiques, Collectibles)

• Autos• Liability Exposures• Leisure Activities

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Their Homes• High-value, luxury with custom details• More than one home• Well maintained• Have security and fire protection

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Their Collections• Custom and designer jewelry• Antiques• Fine art and textiles• Silver, fine china and crystal• Quality collectibles and unique items, such as rare books

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Their Liability Exposures• Liability needs beyond $500,000 • Housekeepers, gardeners, caretakers and the like• Pool, spa or sports court• Personal financial advisor or estate planners• Participates on nonprofit boards• Overseas travel and car rental

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Their Leisure Time

• Boating including yachts with captain/crew• High-end golf and sporting equipment• Collecting – art, collectibles, antiques• Extensive travel including overseas•*Large private celebrations

*Private Event Cancellation Insurance

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Other Advantages:More reasons to choose Fireman’s Fund: Financial Strength: consistently "A" rated company with A.M. Best Backed by Allianz -- one of the largest property-casualty insurers in the world

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A true difference:Fireman’s Fund HeritageSM our social mission: Supporting firefighters for safer communities through funding of needed equipment, fire prevention tools, training and fire safety education.

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Platinum Partners Advantages

• Access to Affluent Market Products• Expertise in the Affluent Market• Superior Service

- Advanced Technology- Dedicated CSR

• Competitive Commission• Established Relationship with FFIC• Invisibility to Your Clientele You Control Your Own Book!

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How to Contact Platinum Partners:

Address: 100 Corporate Place Peabody, Ma. 01960-3892Phone: 978-548-3701 Fax: 978-535-3715

Sales Contact: Lyn Hoskinson E-Mail Lyn@platinumpartnersma.com

C Conway Felton III (978) 548-3777Richard E Berlin (978) 548-3737

Fireman’s Fund