financial mathbook 118

6 CHNG1. MTSKHINIMVTINTtrungbnhtrnthgiihngnmtronggiaion19702008lvokhong14%/nm.1.4 LmphtLmpht(inflation)lkhi nimch sgimgitr (scmua)catintheothigian. V d, t l lm pht Vit Nam trong nm 2010 l vo khong 10,5%. iu cngha l, gi c ca cc hng ha v dch v thng dng Vit Nam tng ln trung bnh10,5% trong nm 2010, v 110,5 nghn (= (1 +10.5%) 100000) VND vo thi im cuinmchcscmuabng100nghnVNDvothiimunm.Mttrongcccchtnhmclmphtl:ngitadngmtrtisn,idinchocchnghavdchvphbinvquantrngnht,ritnhgicarticcthiimkhcnhau.ConsnhncgilchsCPI(consumerpriceindex).Tlthay i ca ch s CPI theo thi gian chnh l t l lm pht. Mi nc c mt cch tnhch sCPIkhcnhau, datrnmtrhnghavdchvkhcnhau, phthucvoquannimvnhnggcnchovorvittrngbaonhiu.TheothngbocaNgnhng nh nc Vit Nam, lng cung tin M2 ca Vit Nam tng 25.3% trong nm 2010.Vo thi im 01/2010, r tnh CPI ca Vit Nam c kt cu nh trong bng pha sau.Nhmhngvdchv Ttrng(%)I.Hngnvdchvnung 39,93I1.Lngthc 8,18I2.Thcphm 24,35I3.nungngoigianh 7,40II.ungvthucl 4,03III.Maymc,mnn,giydp 7,28IV.Nh,innc,chtt,vtliuxydng 10,01V.Thitbvdnggianh 8,65VI.Thucvdchvyt 5,61VII.Giaothng 8,87VIII.Buchnhvinthng 2,73IX.Giodc 5,72X.Vnha,giitr,dulch 3,83XI.Hnghadchvkhc 3,34Tngcng 100