financial independence stakeholder presentation

COMMUNITY ASSESSMENT FINDINGS

United Way Community Impact Plan

• Phase 1 – Research

• Phase 2 – Prioritize

• Phase 3 – Collaborate

• Phase 4 – Innovate

Assessment Tactics

• 200+ studies reviewed for best practices

• 300+ indicators researched

• 627 stakeholder surveys completed

• 934 affected population surveys completed

• Focus groups – 2 with stakeholders

– 9 with affected populations

• Elderly

• Refugee

• Parents

• Youth

• Affected population intercept surveys

• Overall, a total of over 2,000 people provided input

Affected Population Survey Constituencies

Maslow’s Hierarchy of Needs

2011 HHS Federal Poverty Level

Persons in Family 48 Contiguous States and D.C.

1 $10,890

2 $14,710

3 $18,530

4 $22,350

5 $26,170

6 $29,990

7 $33,810

8 $37,630

For each additional person add $3,820

Indicators: Social & Economic Factors

• So what Indicators

U.S. 50th

Percentile Idaho Ada Canyon

High school graduation 79% 80% 85% 65%

Some college 52% 61% 71% 51%

Children in poverty 20% 16% 11% 19%

Inadequate social support 19% 17% 14% 19%

Single-parent households 29% 23% 22% 25%

Homicide rate 3 3 2 5

Percentage of families with income below the Poverty line

during the past 12 months in 2009

Ada County Canyon County U.S.

All Families 8% 13% 11%

Married Couple Families 6% 9% 5%

Families Headed by Single Women 22% 34% 29%

0%

5%

10%

15%

20%

25%

30%

35%

40%

Percentage of Families Headed by single mothers that

fell below the poverty line during the past 12 months of 2009

2005 2006 2007 2008 2009

Ada County 17% 21% 23% 22% 22%

Canyon County 37% 24% 36% 31% 34%

U.S. 29% 29% 28% 28% 29%

0%

5%

10%

15%

20%

25%

30%

35%

40%

Percentage of Families with Income Below the Poverty Line

During the past 12 months by ethnicity in 2009

Ada County Canyon County U.S.

Hispanic or Latino 25% 28% 21%

Non-Hispanic White 7% 9% 7%

0%

5%

10%

15%

20%

25%

30%

Percentage of Families with Incomes Below the

Poverty Threshold by Educational Attainment

Less than High School High School Graduates (includes equivalency)

Some College or Associate's Degree

Bachelor's Degree or Higher

Ada County 24% 8% 7% 2%

Canyon County 28% 11% 9% 3%

U.S. 25% 12% 8% 2%

0%

5%

10%

15%

20%

25%

30%

Affected Population – What basic services

help the most?

Emergency food assistance, 24%

Basic healthcare services , 23%

Emergency shelter , 13%

Transportation assistance , 9%

Legal assistance, 8%

Case management, 7%

Crisis childcare services , 5%

Elder care assistance, 5%

Long-term and comprehensive services for

those with severe disabilities, 5%

Other , 1%

Affected Population – What best describes what you

and your family need to be financially stable and

independent?

A job with a high enough wage that

allows me to pay for housing, utilities, food,

healthcare, transportation and

other necessary expenses

32%

Affordable Housing 23%

Going to college or career/vocational

training or education after high school so that

I can get a better job 18%

Education or training to help me save money or

build my family’s wealth or financial stability

12%

Education or training about managing my money and finances

12%

Other (Please Tell Us) 3%

Affected population and stakeholders

both identify with:

• Hand up, not a hand out

• Job with livable wage

Food Insecurity

% of Households with Low and Very Low Food

Security

1996-1998 2004-2006 2007-2009

Very Low Food Security

3% 4% 5%

Low Food Security 8% 9% 7%

0%

2%

4%

6%

8%

10%

12%

14%

16%

Idaho

1996-1998 2004-2006 2007-2009

Very Low Food Security

4% 4% 5%

Low Food Security 8% 7% 8%

0%

2%

4%

6%

8%

10%

12%

14%

16%

U.S.

Low and Very Low Food Security by

County in 2011

Ada County Canyon County

Percentage Food Insecure 15% 18%

0%

2%

4%

6%

8%

10%

12%

14%

16%

18%

20%

Percentage of U.S. Households with Low or

Very Low Food Security by Income in 2011

Less than 100% Less than 130% Less than 185% 185% and Over Income Unknown

Low Food Security 24% 23% 20% 5% 6%

Very Low Food Security 19% 17% 14% 3% 3%

0%

5%

10%

15%

20%

25%

30%

35%

40%

45%

50%

Percentage of U.S. Households with Low or Very Low Food Security by Household Composition

in 2009

All With

Children < 18 Years

With Children <

6 Years

Married-Couple

Families

Female with

Children and No Spouse

Male with Children and No Spouse

Others with Child

With No Children < 18 Years

More than One Adult, No Children

Women Living Alone

Men Living Alone

With Elderly

Elderly Living Alone

Food Insecure 15% 21% 23% 15% 37% 28% 32% 11% 9% 15% 15% 8% 8%

0%

5%

10%

15%

20%

25%

30%

35%

40%

What did the focus groups have to say

about food insecurity?

• Affected population focus groups mentioned difficulty affording or accessing HEALTHY food much more often than they mentioned not having enough food, or fearing that they would not have enough food. This was true even with homeless population.

The Face of Poverty and Homelessness

in the Treasure Valley

• With an estimated 46,299 people living in

poverty in Ada County and another 34,384

people in poverty in Canyon County, we have

approximately 80,683 people living in poverty in

the Treasure Valley.

• Ada County – 11.8% in poverty

• Canyon County – 18.3% in poverty

Breakdown by demographics

• Ada County

– 65 and older living in poverty – 8.8%

– 18 and younger living in poverty – 13.6%

• Canyon County

– 65 years and older living in poverty – 10.6%

– 18 and younger living in poverty – 27.3%

4. U.S. Census Bureau, American Community Survey, 2007-2009

Average Estimated Percent of the Population

that is Homeless at Some Point During 2009

2005 2006 2007 2008 2009

Ada County 0.7% 0.6% 0.6% 0.7% 1.0%

Canyon County 1.3% 1.1% 1.2% 1.2% 1.6%

U.S. 1.1% 1.1% 1.0% 1.1% 1.1%

0.0%

0.2%

0.4%

0.6%

0.8%

1.0%

1.2%

1.4%

1.6%

1.8%

Calculations based on American Community Survey, “T1. Population Estimates [11]

Data Set: 2009 Population Estimates,” U.S. Census American Fact Finder, 2009,

Number of Homeless Individuals by Disability

Status in 2011

Substance Abuse Serious Mental

Illness Developmental

Disability Serious Physical Illness/Disability

Yes, but I prefer not to disclose

Region 7 (Ada County) 191 148 20 82 61

Region 3 (Southwest Idaho minus Ada County) 33 16 6 17 5

0

50

100

150

200

250

Homeless Students

2007-2008 2008-2009 2009-2010

School Districts Mainly in Ada County 1.23% 1.86% 1.81%

School Districts Mainly in Canyon County 1.11% 1.29% 4.01%

0.0%

0.5%

1.0%

1.5%

2.0%

2.5%

3.0%

3.5%

4.0%

4.5%

Number of Homeless Students & Location

Resided at Night During 2009-2010 School Year

• The most common place homeless students

went at night, for all districts, was a home other

than their own.

• The Nampa School District had the highest

number of homeless students, followed by the

Boise School District, then the Meridian School

District.

Work Supports

– Supports that are available for low-income

individuals and families to assist them as they

move towards financial independence

– Some examples work supports include:

• Earned Income Tax Credit (EITC), Idaho Child Care

Assistance, Child Care Tax Credit, Food Stamps,

Medicaid

Self-Reliance Services

• The Division of

Welfare provides

services such as:

– Food Assistance

(SNAP or Food

Stamps)

– Child care assistance

(Idaho Child Care

Program)

– Medical assistance

• Last year – IDHW

served almost

340,000 people, or 1

out of every 4

Idahoans

Percentage of the Population Participating in the

Food Stamp or SNAP Program in April of Each Year

2005 2006 2007 2008 2009 2010 2011

Ada County 5% 5% 4% 5% 7% 10% 12.33%

Canyon County 10% 10% 9% 11% 15% 20% 22.69%

U.S. 9% 9% 9% 9% 11% 13%

0%

5%

10%

15%

20%

25%

U.S. data for 2011 not yet available.

Percentage of Students Receiving Free or

Reduced Lunch by District

2006-2007 2007-2008 2008-2009 2009-2001 2010-2011

Wilder District 91% 94% 93% 94% 93%

Caldwell District 72% 60% 79% 79% 74%

Parma District 56% 61% 69% 69% 73%

Notus District 61% 59% 71% 69% 70%

Vallivue District 54% 57% 60% 68% 68%

Nampa District 52% 53% 58% 63% 64%

Middleton District 40% 40% 44% 51% 50%

Boise District 36% 36% 38% 42% 43%

Kuna District 33% 33% 37% 42% 43%

Meridian District 20% 22% 25% 27% 30%

0%

10%

20%

30%

40%

50%

60%

70%

80%

90%

100%

Childcare and Medical

• On Average, ICCP

provided services for

6,632 families per

month during 2010

with a total payment

of nearly $20 million

• Number declining,

most likely due to job

loss

• While child care

participants declined

in 2010, average

monthly Medicaid

enrollment increased

by 9% in 2010

Transportation

Percentage of Households Reporting that they

have No Vehicle Available

2005 2006 2007 2008 2009

Ada County 1.8% 1.1% 1.3% 2.1% 2.2%

Canyon County 1.9% 2.0% 2.3% 1.5% 1.2%

U.S. 4.1% 4.2% 4.2% 4.4% 4.3%

0.0%

0.5%

1.0%

1.5%

2.0%

2.5%

3.0%

3.5%

4.0%

4.5%

5.0%

Brookings Institute • Study of public transit for 100 largest

metropolitan areas in U.S.

• Boise/Nampa bus system rated average in terms

of route coverage

• More than 84% low income residents and

slightly more than half of all residents live within

three quarters of a mile of a stop

• Boise/Nampa ranks 90th among 100 when

considering frequency of service

2009-10 Assets & Opportunity Scorecard

• Idaho’s overall outcome grade was a C

• This was based on performance measures

in the areas of:

– Financial Assets & Income - D

– Businesses and Jobs - C

– Housing and Homeownership - A

– Healthcare - C

– Education - D

Asset Poverty By Income in Idaho

http://scorecard2009.cfed.org/downloads/pdfs/profiles/idaho.pdf

Unbanked and Under banked Households in

2010

Unbanked Underbanked Not Underbanked

Idaho 7% 20% 69%

U.S 8% 18% 70%

0%

10%

20%

30%

40%

50%

60%

70%

80%

Median Amount of Credit Card Debt per Adult

in 2010

Idaho U.S.

Credit Card Debt $3,146 $2,960

$2,850

$2,900

$2,950

$3,000

$3,050

$3,100

$3,150

$3,200

Idaho Refugee Population

Idaho Refugee Population • From 1/01/2000 to

1/01/2010 6,720 refugees resettled in Idaho

• All refugees that arrive in Boise receive:

– Resettlement and Placement (R&P)

– Social Security card

– Food stamps

– Case Management

• Adults with minor children – Medicaid for up to 1 year

(eligible for recertification)

• Adults with no children – Refugee Medical

Assistance for 8 months

• Medical screenings prior to and after resettlement for all

• Barriers to Financial Independence

– Language (58% less likely to have health

care visit)

– Lack of social support

– Mental health

– Culturally different experiences and

expectations

– Education

– Number of jobs held in local labor market

– Household Composition

Next Steps for United Way

• Finalize & distribute assessment report

– Full report & condensed executive summary report

• Prioritize needs with input from Vision Councils, Board

and stakeholders

• Collaborate & align funding with partner agencies to

“move the needle” on prioritized indicators

• Seek innovative models to address priority needs

Questions