equity sharing introduction april 2016 rz

Home Equity SharingCash for a home

Cash from a homeWithout debt

Equity Sharing divides ownership interests in a house between Homeowners & Investors

It solves these challenges:

Homebuyers Want to buy a house.Lack sufficient savings for a down payment. Or don’t want

to put it all into a house.

HomeownersWant to access home equity. Don’t want added debt.

InvestorsWant access to SFR investment.Don’t want to be landlords.

Investors buy an interest in a house

And hold it for appreciation.

Homeowners live in the house.They pay the mortgage, taxes, insurance.

There’s an alignment of interests.

Homebuyers

Investors

The transaction looks like this

And split the appreciation with Investors when you sell.

☐ 2 ☐ 3☐ 5 ☐ 7 ☐ 9+

Years

Or before

Investors find Homebuyers & Homeowners online on our platform

© 2016 EquityClub

Investment criteriaHome

☐ Town☐ Neighborhood☐ Size☐ Price☐ Mortgage amount☐ Percent ownership

Homeowner

☐ Income☐ Occupation☐ Education☐ Assets☐ Financial history☐ Use of funds

Terms are agreed:

equity share portion, investment length and amount

The house is purchased.Title is placed in a trust

Recorded

© 2016 EquityClub

And Overseen by a Trustee

(c) 2016 EquityClub

Homeowners live in the home.

It appreciates in value

(c) 2016 EquityClub

At the end of the term, the appreciated value is determined. It’s refinanced and the appreciation is dividedOr

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The house is sold, the Lender paid, and proceeds divided.

Contact us for details.Info@EquityClub.co831.620.5978