embree financial group private wealth
Post on 09-Apr-2017
167 Views
Preview:
TRANSCRIPT
Small Feel, Big Capabilities™
EMBREE FINANCIAL Group
EFG was named by the Financial Times as one of the top 300 Registered Investment Advisers in the United States for 2014
With success often comes complexity. Youʹre trusted partner should help guide and advise you on keeping your financial house in order. The large financial firms do not provide a personal approach to wealth management and are beholden to deliver ,products that may not always be in your best interest. You want an organization that is attuned to your needs first with a focus of providing deep support to
help you anticipate and adapt to ongoing changes.
EMBREE FINANCIAL Group has provided financial counsel to successful individuals since 1995. Our team of seasoned professionals includes, CFPs, CFAs, CIMA, MBA and JD, and they focus on providing you with clarity, ongoing education and simple yet elegant solutions to support your ongoing wealth and
legacy planning.
OUR MISSIONOur mission is to help you build upon your past success, support your life objectives and facilitate your
ability to embrace each phase of your financial life.
Mission Statement
History
• Independent registered investment advisor, established 1995• Leading provider of Retirement Plan Services to Private Equity in Chicago• Diverse private & institutional client base• Independently owned & operated
61% Institutional Assets
•75 Client Relationships•Private Equity Firms•Law Firms•Information Services Firms•Not‐for‐profit organizations
39% Wealth Management
Assets•155 Private Wealth Relationships
$676 Million Under Management*
*All AUM figures as of 12/31/2015
Private Wealth Management ‐ The PurposeThere is nothing more powerful than complete clarity. Removing the clutter, confusion, misunderstanding
and frustration yields a simple, understandable, connected picture.
Before The Process After
No Plan Plan and Path
Disorganized Organized
Too Little Time More Free Time
Too Costly Lower Cost
Uncertain Future Peace of Mind
Lack Confidence Confidence
Too Much Tax Tax‐Efficient
Too Complex Simplicity
Ineffective Diversification Effective Diversification
Excess or Unknown Risk Managed Risk
Poor Performance More Return
MindMapping Ties it TogetherThere is nothing more powerful than complete clarity. Removing the clutter, confusion, misunderstanding
and frustration yields a simple, understandable, connected picture.
Private Wealth Management ‐ The ProcessWhat does Wealth Management mean to you?
At EMBREE FINANCIAL we feel that in order for you to get the most out of our team you have to understand that Wealth Management is more than simply Investment Consulting.
Private Wealth Management = Investment Consulting+ Wealth Planning+ Relationship Management
Typical Financial Advisor
EMBREE FINANCIAL
Group
We Listen to Your Story
• Our clients have repeatedly said that their world is complex, frustrating, and lacking inclarity.
• You are looking for an accessible and skilled team who can communicate andcoordinate efficiently and provide intelligent direction and deep support.
• You seek customized solutions designed to meet your objectives.
• When you need a question answered, you want to be able to make just one phone call.
First we listen to your story
Set Goals & Propose Investment Strategy
Continuous Monitoring &
Reporting Through Comprehensive
Reviews
Uncovering Client Needs Through Data
Gathering & Analytics
First we listen to your story
Set Goals & Propose Investment Strategy
Continuous Monitoring &
Reporting Through Comprehensive
Reviews
Assuming that we both agree that we have a basis for working together, we will meetwith you for a Discovery Meeting.
• For 20 years, EMBREE FINANCIAL Group has worked with clients, serving as afinancial counselor.
• With defined processes and industry thought leadership, we purposefully anddeliberately take our clients through complex financial, tax, estate, business andfamily issues in order to create a clear map toward a simpler financial life.
Uncovering Client Needs Through Data
Gathering & Analytics
DEEP SUPPORT CAN ONLY EXIST WHERE THE ROUTINE IS SYSTEMIZED SO THAT THE DIFFICULT MAY BE CUSTOMIZED.
We Understand Your Needs
First we listen to your story
Continuous Monitoring &
Reporting Through Comprehensive
Reviews
• We approach each new relationship with a time‐tested consultative process. Thisallows us to have an open dialogue in which we learn about every client’s values andgoals while working with them to tailor a plan to help achieve them.
• Your investments should integrate into your Wealth Plan seamlessly.
• We need to be clear about your investment philosophy, risk tolerance and objectives.
• The structure of your investments is the most important element for withstandingvolatile economic conditions either now or in the future.
Uncovering Client Needs Through Data
Gathering & Analytics
Set Goals & Propose Investment Strategy
Together We Determine a Game‐plan
Investment Management ‐ The Process• A key element to pursuing your goals is assuring you have a sound and disciplined investment
strategy that is aligned with your plan. Embree Financial Group is focused on preserving and growingyour assets.
• In addition to risk and return considerations, the portfolio’s goal is to provide effective diversification,eliminate excess cost, reduce your tax liability, and provide adequate liquidity and cash flow to meetyour needs and help assure you can afford to live the life you want.
Investment Strategy Review
Investment Transition
Investment Management
Portfolio Review
Review & analyze your existing portfolio
Establish custodial relationships & coordinate asset transfer
Monitor & manage asset allocation Review progress regularly
Complete Embree Financial Risk / Return Assessment
Formulate tax‐efficienttransition plan
Systematically rebalance portfolio
Re‐affirm alignment of portfolio with your EmbreeFinancial Plan
Confirm your investment strategy
Document your asset allocation and investment strategy
Proactively manage your tax liability
Update asset allocation and investment strategy
First we listen to your story
Continuous Monitoring &
Reporting Through Comprehensive
Reviews
Uncovering Client Needs Through Data
Gathering & Analytics
Set Goals & Propose Investment Strategy
• Abest laid plan is nothing if not paid attention to.
• At EMBREE FINANCIAL Group, your plan is a living document, not a stale one on theshelf.
• With every decision we make with you, your long‐term goals are in mind.
• And with time, things happen. Markets move, families change, preferences shift. EmbreeFinancial is there with you to make adjustments along the way, ensuring that the full life youenvision today is the direction you are headed
We Keep You on Track
• EMBREE’s Financial Planning fees range from $250 ‐$500 per hour. After we conduct an initialdiscovery meeting we will provide a maximum flat fee quote so you can budget accordingly.
• Financial Planning only clients will pay an annual retainer fee of 25% which will includeannual updates.
• Implementation Fee – Embree Financial charges an tiered annual asset management fee basedon the following schedule:
Fee Structure
Assets under Advisement Annual Fee
0‐$1,000,000 1.25%
$1,000,000 ‐ $1,999,999 1.00%
$2,000,000‐$3,999,999 .85%
$4,000,000 + .75%
• The minimumAssets under Advisement implementation fee is $6,250.
• The implementation fee includes Financial Planning Services and annual updates.
Paul M. EmbreePresident
James Karabas CFP, CIMA, JDDirector of Private Wealth Management
Matt StadlerSenior Financial Advisor
Jennifer CliffordClient Relationship Manager
Christopher Jenks, CFADirector of Research
440 North Wells Street, Suite 530 Chicago, IL 60654 312.527.5565 v 312.527.5591 f
www.embreefinancialgroup.com
top related