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2
Disclaimer
This presentation may include reference and statements, planned synergies,
increasing estimates, projections of results and future strategy for Banco do Brasil,
it’s Associated and Affiliated Companies and Subsidiaries. Although theses
references and statements reflect the management’s belief, they also involve
imprecision and high difficult risks to be foreseen, consequently, they may conduct
to a different result than those anticipated and discussed here. These expectations
are highly dependent on market conditions, on Brazil’s economic and banking
system performances, as well as on international market one. Banco do Brasil is not
responsible for bringing up to date any estimate in this presentation.
3
Agenda
execution track record execution track record positive outlook
strategic positioning new fronts
4
Execution Track Record
Public Offering – free float from 6.9% to 14.8%
Public Offering - R$ 9.8 billion / free float - 30.4%
Level 1 ADR
2001
2002
2006
2006
2007
2009
2009
2010
governance improvements
Financial statements in international standards
Public Offering - free float from 14.8% to 21.7%
“Novo Mercado” Bovespa - Special Listing Segment
Conversion of preferred shares into common shares
PFIFF*: corporate governance improvements aiming
adhesion to Novo Mercado
* Brazilian government program to strenghten Federal Owned Financial Institutions
Ibovespa Banco do Brasil Bradesco Itaú Santander*
5
May
2006
June
2011
Execution Track Record
• BBAS3 – 7th most negotiated share / 3rd most traded among Brazilian Banks
• Average volume traded in 2011 rose 691% over same period of 2006
• Stake on IBOVESPA increased from 1.7% (jun/06) to 2.5% (jun/11)
• Stock performance better than peers
5 years on “Novo Mercado”
6
Execution Track Record
Expansion of the service network in São Paulo and the leadership in other regions
Retail leadership
Expansion of credit and exposure to more profitable segments
Diversification: insurance and pension plans, cards, asset management and capital markets
Costs control: modern infrastructure and cutting edge technology
Customer base expansion, improvement in service quality and strengthening of relationship
commitments and strategies
7
Total Deposits
Market Share
1H11 (%) (2) 2006 1H11 CAGR %
20.9 296.4 904.1 28.1
26.0 158.8 396.2 22.5
19.6 133.2 421.3 29.2
22.3 182.7 421.4 20.4
(1) Includes guarantees and private securities. Market share of domestic portfolio.
(2) Market share position of Total Assets and Total Deposits: march/2011
25.5 3,969 5,094 5.7
Total Assets
Credit(1)
Asset Management
Branch Network
Market Share
2006 (%)
16.8
21.4
16.5
19.1
22.7
Execution Track Record
largest bank in Brazil
R$ billion
6.05.1
8.8
10.1
12.9
5.1
6.3
3.7
5.96.7
8.5
12.4
4.4
6.2
32.1
22.5
32.530.7
27.028.7
25.4
19.5
26.1
24.7 25.8 24.6 24.6 24.9
2006 2007 2008 2009 2010 1H10 1H11
Net Income Recurring Net Income ROE - % Recurring ROE - %
8
Execution Track Record
R$ billion
net income
296.4
367.2
521.3
708.5
811.2
904.1
16.815.6
17.2
22.020.8 20.9
2006 2007 2008 2009 2010 Jun/11
Market Share - %
9
assets*
(*) Market share position: march/2011
Execution Track Record
R$ billion
10
158.8
188.3
270.8
337.6
376.9396.221.4 21.3
22.2
26.5 26.3 26.0
2006 2007 2008 2009 2010 Jun/11
Market Share - %
deposits*
Execution Track Record
R$ billion
(*) Market share position: march/2011
2.3 3.36.2
8.8 9.11.7
2.2
4.6
7.6
10.5
3.8
6.8
6.3
5.1
5.0
2.0
2.0
2.0
2.1
2.0
2.6
3.4
2.6
1.8
2.3
12.4
17.6
21.7
25.3
28.9
2007 2008 2009 2010 Jun/11
Interbanking Bond Issues Corporates Individuals Repos
11
Execution Track Record
US$ billion
foreign borrowings*
(*) Without Banco Patagonia
12
182.7
220.1246.3
316.2
372.3
421.4
19.118.3
20.7 21.1 21.222.3
2006 2007 2008 2009 2010 Jun/11
Market Share - %
(*) Market share without Banco Votorantim.
Execution Track Record
R$ billion
asset management*
13
51.9 65.597.2
144.0176.4 191.2
24.032.0
48.8
91.8
113.1122.6
45.151.9
63.7
67.1
75.781.5
12.211.4
15.1
18.4
23.0
26.1
133.2160.7
224.8
321.4
388.2
421.316.5
16.017.1
20.1 19.8 19.6
2006 2007 2008 2009 2010 Jun/11
Corporates Individuals Agribusiness Offshore Market Share - %
18.0%
29.1%
credit*
Execution Track Record
R$ billion
(*) Since 2009 includes guarantees and private securities.
36.545.0 47.9
20.7
27.430.59.2
12.9
14.6
1.5
3.0
4.2
9.4
11.9
11.5
12.0
10.4
10.7
2.4
2.6
3.1
24.0
32.0
48.8
91.8
113.1
122.6
2006 2007 2008 2009 2010 Jun/11
Payroll Vehicle Finance Backed by Direct Deposits Mortgage Cards Other Overdraft
14
79.3%
47.3%
Execution Track Record
R$ billion
credit to individuals*
(*) Since 2009 includes guarantees and private securities.
30.439.6
60.6
83.699.1 102.3
9.6
13.4
19.2
25.2
33.035.2
10.1
10.9
15.5
12.6
14.114.3
1.9
1.7
1.9
22.6
30.1
39.4
51.9
65.5
97.2
144.0
176.4
191.2
2006 2007 2008 2009 2010 Jun/11
Working Capital Investment Trade Finance Other
15
Execution Track Record
R$ billion
corporate loans*
(*) Since 2009 includes guarantees and private securities.
16
36.6 40.245.2 48.0 49.6 52.6
8.511.7
18.519.2
26.128.9
45.1
51.9
63.767.1
75.781.5
58.0 58.2 59.9 59.2 60.6 61.9
2006 2007 2008 2009 2010 Jun/11
Producer Corporate Market Share - %
Execution Track Record
R$ billion
credit to agribusiness*
(*) Since 2009 includes guarantees and private securities.
17
Corn
Costs** % Secured
5,718 43.5
2,421 53.3
1,038 70.7
550 85.9
Soy
Rice
Weath 8,1%
22,7% 14.4 11.7 8.7 6.6
49.2 55.4 67.0 74.9
63.767.1
75.781.5
2008 2009 2010 Jun/11
Extended Unextended
Execution Track Record
R$ billion
credit to agribusiness*
(*) Since 2009 includes guarantees and private securities. (**) Amount contracted on crop 2010/2011 – R$ million.
18
8.17.6
7.06.7
6.3 6.2
4.4
5.65.0
4.34.6 4.4
2006 2007 2008 2009 2010 2Q11
NIM Risk Adjusted NIM*
%
Execution Track Record
NIM and Risk Adjusted Margin
(*) Risk Adjusted NIM = Net Financial Margin / Average Earning Assets.
2.52.7
2.4
3.3
2.32.0
3.7
3.2 3.2
4.3
3.23.4
2006 2007 2008 2009 2010 Jun/11
BB BI
19
%
Execution Track Record
90 days delinquency
82.6 81.989.0
104.0 109.0 112.9
2006 2007 2008 2009 2010 Jun/11
Employees
4.0 4.0 4.34.9 5.1 5.1
Branches
47.546.2 45.6
43.4 42.641.1
Cost to income ratio - % - LTM
20
thousand
Execution Track Record
business growth with efficiency
21
Agenda
positve outlook execution track record
strategic positioning new fronts
22
Positive Outlook
worldcup + olimpic games
clean energy
pre-salt
rural productivity
infrastructure investments
income class migration
Agenda
23
execution track record positive outlook
strategic positioning new fronts
24
Fernando
de Noronha
Banco Postal
Banco do Brasil
100% of municipalities until 2015
Strategic Positioning
25
Region’s percentage of Brazilian GDP
% of Banco do Brasil Network in Terms of Branches
13.1%
9.2%
16.6%
56.0%
5.3%
20.8%
8.4%
20.5%
45.0%
5.1%
46.1%
18.5%
2006
2010
55.4%
16.6%
2006
2010
42.6%
20.1%
2006
2010
43.1%
11.3%
2006
2010
70.9%
82.5%
2006
2010
Source: IBGE, Ipeadata, Caged, CBIC and Brazilian Central Bank
branch network suports growth
Strategic Positioning
Augusta - SP 26
Gramado - RS
Leblon - RJ
53.3 54.5 54.4 54.9 55.2
261.11274.64 274.90 276.21
289.99
2Q10 3Q10 4Q10 1Q11 2Q11
Customers (million) Commercial Income* / Customers (R$)
Strategic Positioning
BB 2.0 – retail remodeling
(*) Net Interest Income + Fee Income + Insurance Income
27
sustainable development
Regional Sustainable Development
Microcredit
• Contracted amount = R$ 91.5 milllion
• Balance = R$ 63.9 million
Regional Sustainable Development
Strategy
• 1,208 thousand beneficiaries
• 564 thousand beneficiaries with
operations
• Portfolio balance = R$ 9.4 billion
Fundação Banco do Brasil – FBB
• R$ 665 million own resources invested from 2003 to 2010
• R$ 118.6 million invested in 2010 – higher volume of FBB´s history
• R$ 134 million estimated to 2011
Strategic Positioning
28
Agenda
novas frentes
execution track record positive outlook
strategic positioning new fronts
29 (*) Posição: 30/06/2011.
New Fronts
Market capitalization: R$ 78.2 billion
30
internationalization revenues diversification
eficiency and costs control retail remodeling
Agenda for the future
Investor Relations Unit SBS - Quadra 1 - Bloco C - Ed. Sede III – 7th floor
70073-901 - Brasília (DF)
Phone: +55 (61) 3102 1124
Fax: +55 (61) 3102 1435
bb.com.br
ir@bb.com.br
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