crowdfunding models and regulation update

Models and assets for crowd and p2p investing CrowdConf 2013 – Mission Bay Conference Center, San Francisco October 22, 2013 - Jouko Ahvenainen

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The first and leading crowd investing group in the world ++

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Go back to the idea of stock market ++

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Effective market places ++

Crowd funding 1

Market Place

P2P Lending

Companies / Assets Market Places Investors / resources

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Get it work with the existing models ++

1. Funding round or loan application

• A company opens a funding round or apply a loan

2. Crowd funding or

p2p lending

• Crowd, i.e. ordinary people, can offer an investment or loan, and if enough money available, the company gets money

3. Co-investment or

co-lending

• A bank or investment company can join to a deal, i.e. make co-investment or participate the loan

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Current status ++

JOBS Act, regulation •  Title II:

–  Non-solicitation ban lifted on September 23, 2013

–  Market places for all kind of assets

–  Accredited investors –  Broker Dealer license

•  Title III: –  Startup crowdfunding (<

1M investments) –  SEC draft for comments on

October 23 –  Also non-accreted

investors with limits –  Lighter licensing and

registration for platforms

Current Global Status:

http://www.crowdvalley.com/blog/

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#1 crowd investing and p2p ecosystem ++

Jouko Ahvenainen jouko@growvc.com

+1 646 363 6664 (US) +44 7889 833 165 (UK)

Grow VC Group ++

www.growvc.com ++ @growvc ++

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