copie 100521 access to finance

CoP Access to Finance

Berlin 21/05/2010

Ruben VandewegheHEFBOOM

Presentation HEFBOOM

- Cooperative active in Social Economy, Social-profit & Environment (°1985)

- Activities– Financing – Consultancy– Ethical savings

- Microfinance– Since 2007– Target groups: entrepreneurs without access to finance – In partnership with the ‘Participatiefonds’ and Dexia

Foundation

CoP Access to Finance: planning

- Base Line Study (EMN)

- Assessment Tool– Purpose: description & analysis of ‘good practice’– Finalising draft: send to partners for feedback

- 3 Meetings of the Cop in 2010-2011- Assessment tool:

- Completed by partner country & expert- Send to partners before meeting

- Meeting- Presentation & visit of good practice (1st day)- Discussion (2nd day)

Assessment Tool

Five main chapters:- Context of the country- Description & analysis of the practice- Assessment- Key Learning points- Recommandations

Assessment Tool: Context

- Legal framework- Demand for finance from target group entrepreneurs- Supply of financial services for target group

entrepreneurs- Macro: government measures- Meso: professional networks- Micro:

- Commercial banks- Microfinance institutions- Other

- Business Development Services- Macro: government measures- Meso: professional networks- Micro

Assessment Tool: Analysis of the practice

- Identification of the partners- Abstract- Description & Analysis:

- Mission & strategy- Financial organisation- Client perspective- Results- Internal assessment: SWOT

Assessment Tool: Assessment

- Relevance- Effectiveness- Efficiency- Innovativeness- Replicability- Sustainability

Questions or remarks

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