city of los angelesens.lacity.org/lafd/lafdreportarchv/lafdlafdreport... · city of los angeles los...

City of Los Angeles Los Angeles Fire Department Cost of Risk Report FY 11-12

Prepared by: Office of the City Administrative Officer

Risk Management March 2013

The Following Report

• is intended to assist departments in their efforts to reduce workers’

compensation, City vehicle and general liability claims and associated costs

• provides data categorized by frequency (number of claims) and severity (cost of claims)

• contains both pre-litigation and litigation claims data

• contains data that is based upon when the incident actually occurred as opposed to when the claim was paid. This is a better tool for loss control, for it provides a truer picture of losses each year. There are three additional graphs in the “Additional Graphs/Analyses” section that are based solely upon the date the claim/litigation was paid

• includes reserves in the total cost of the claim, when applicable. Total cost of a claim equals amounts already paid plus reserves (expected future claim payments)

• includes both tort (a wrongful act other than a breach of contract for which compensation can be obtained) and non-tort data (breach of contract, tax liability, etc.)

• is generated from data provided by the City Attorney and the Personnel Department

• may contain some data inaccuracies. If you have any questions regarding this report, please contact your department’s Risk Manager Liaison

• was produced seven months after completion of the report fiscal year to get a better picture of the liability claims for that year. However, as more information becomes available, liability claims data will change

• will be updated annually and is available for viewing by going to the City Administrative Officer, Risk Management intranet website at caodocs.ci.la.ca.us/riskmgmt

General Liability

4

General Liability Claim/Litigation Frequency

By Type of Accident FY’s 06/07 to 10/11 average vs. FY 11/12

5-year average FY 07 to FY 11

FY 11/12* Trend

Equipment Caused 2 1

Vehicle Involved 2 1

General Liability 21 8

Slip, Trip & Fall 1 0

Struck by Object 9 10

Struck by Person 2 0

Employment Practices Liability 3 0

Professional Liability 4 0

Los Angeles Fire Department

Data provided by the City Attorney Data based on date of occurrence *Data was run as of 12/2012. Due to the lack of mature data and large number of open claims, FY 11/12 numbers may be understated

5

General Liability Claim/Litigation Frequency

FY’s 06/07 to 10/11 average vs. FY 11/12

44

20

FY 06/07 to FY 10/11average

FY 11/12

Los Angeles Fire Department

55% decrease

Data provided by the City Attorney Data based on date of occurrence Data was run as of 12/2012. Due to the lack of mature data and large number of open claims, FY 11/12 numbers may be understated

6

General Liability Claim/Litigation Severity Costs

By Type of Accident FY’s 06/07 to 10/11 average vs. FY 11/12

5-year average FY 07 to FY 11

FY 11/12* Trend

Equipment Caused 988 2,667

Vehicle Involved 697 500

General Liability 25,445 35,555

Slip, Trip & Fall 1 0

Struck by Object 5,340 2,324

Struck by Person 1,157 0

Employment Practices Liability 294,800 0

Professional Liability 608,000 0

Los Angeles Fire Department

Data provided by the City Attorney Data based on date of occurrence *Data was run as of 12/2012. Due to the lack of mature data and large number of open claims, FY 11/12 numbers may be understated

7

General Liability Claim/Litigation Severity Costs

FY’s 06/07 to 10/11 average vs. FY 11/12

$936,428

$41,046

7/01/06 - 6/30/11 7/01/11 - 6/30/12

Los Angeles Fire Department

96% decrease

Data provided by the City Attorney Data based on date of occurrence Data was run as of 12/2012. Due to the lack of mature data and large number of open claims, FY 11/12 numbers may be understated

8

General Liability Average Cost Per Claim/Litigation

FY’s 06/07 to 10/11 average vs. FY 11/12

$21,282

$2,052

FY 06/07 to FY 10/11average

FY 11/10

Los Angeles Fire Department

90% decrease

Data provided by the City Attorney Data based on date of occurrence Data was run as of 12/2012. Due to the lack of mature data and large number of open claims, FY 11/12 numbers may be understated

Vehicle Liability

10

Vehicle Liability Claim/Litigation Frequency

By Type of Accident FY’s 06/07 to 10/11 average vs. FY 11/12

5-year average FY 07 to FY 11

FY 11/12* Trend

Auto Liability 4 2

Backing 7 7

Broadside 18 10

Head On Collision 1 1

Failure to stop/yield 3 4

Parked Vehicle 1 0

Rear End 14 23

Sideswipe 29 14

Moving Vehicle 0 0 N/A

Turning 0 0 N/A

Unsafe lane change 1 0

Single vehicle 1 1

Pedestrian 0 0 N/A

Los Angeles Fire Department

Data provided by the City Attorney Data based on date of occurrence *Data was run as of 12/2012. Due to the lack of mature data and large number of open claims, FY 11/12 numbers may be understated

11

Vehicle Liability Claim/Litigation Frequency

FY’s 06/07 to 10/11 average vs. FY 11/12

79

62

FY 06/07 to FY 10/11average

FY 11/12

Los Angeles Fire Department

22% decrease

Data provided by the City Attorney Data based on date of occurrence Data was run as of 12/2012. Due to the lack of mature data and large number of open claims, FY 11/12 numbers may be understated

12

Vehicle Liability Claim/Litigation Severity Costs

By Type of Accident FY’s 06/07 to 10/11 average vs. FY 11/12

Los Angeles Fire Department

Data provided by the City Attorney Data based on date of occurrence *Data was run as of 12/2012. Due to the lack of mature data and large number of open claims, FY 11/12 numbers may be understated

5-year average FY 07 to FY 11

FY 11/12* Trend

Auto Liability 7,950 0

Backing 15,532 17,499

Broadside 40,365 1,776

Head On Collision 4,802 0

Failure to stop/yield 45,135 297,788

Parked Vehicle 515,801 0

Rear End 100,636 56,010

Sideswipe 59,384 22,387

Moving Vehicle 0 0 N/A

Turning 0 0 N/A

Unsafe lane change 17,636 0

Single vehicle 592 0

Pedestrian 760 0

13

Vehicle Liability Claim/Litigation Severity Costs

FY’s 06/07 to 10/11 average vs. FY 11/12

$808,593

$395,460

FY 06/07 to FY 10/11 average FY 11/12

Los Angeles Fire Department

51% decrease

Data provided by the City Attorney Data based on date of occurrence Data was run as of 12/2012. Due to the lack of mature data and large number of open claims, FY 11/12 numbers may be understated

14

Vehicle Liability Average Cost per Claim/Litigation

FY’s 06/07 to 10/11 average vs. FY 11/12

$10,235

$6,378

FY 06/07 to FY 10/11average

FY 11/12

Los Angeles Fire Department

38% decrease

Data provided by the City Attorney Data based on date of occurrence Data was run as of 12/2012. Due to the lack of mature data and large number of open claims, FY 11/12 numbers may be understated

15

Vehicle Liability Average Cost per Claim/Litigation

FY’s 06/07 to 10/11 average vs. FY 11/12

Claim Costs Per Vehicle

Los Angeles Fire Department

45% decrease

$356 per vehicle

$653 per vehicle

FY 06/07 to FY 10/11average

FY 11/12

Data provided by the City Attorney Data based on date of occurrence Data was run as of 12/2012. Due to the lack of mature data and large number of open claims, FY 11/12 numbers may be understated

17

Workers’ Compensation Top 10 Injuries

FY 11/12

$5,417,801

$4,619,308

$4,157,012

$3,973,318

$1,395,512$1,345,464

$855,368$839,761

$736,223$712,129

Back

Multiple

Knee

Shoulder

Abdom

en

Heart

Arm

Hip

Feet

Hand

Los Angeles Fire Department

Data provided by the Personnel Department Data based on date of occurrence Data was run as of 12/2012. Due to the lack of mature data and large number of open claims, FY 11/12 numbers may be understated

18

Workers’ Compensation Annual Comparison

FY’s 06/07 to 10/11 average vs. FY 11/12

$8,009 per employee

$7,799 per employee

0

1,000

2,000

3,000

4,000

5,000

6,000

7,000

8,000

9,000

FY 07 - FY 11 FY 11/12

1,293

1,133

0

200

400

600

800

1000

1200

1400

FY 07 - 11 average FY 11 - 12

Claim Cost Per Employee

Claim Occurrence

In FY 11/12 1 out of every 3.1 employees filed a workers compensation claim with an average cost per claim of $24,340.

Los Angeles Fire Department

3% decrease

12% decrease

Data provided by the Personnel Department Data based on date of occurrence Data was run as of 12/2012. Due to the lack of mature data and large number of open claims, FY 11/12 numbers may be understated

19

70,81459,983

47,871 43,61032,477

27,502 25,965 22,533 19,623 18,362

Heart

Hip

Sh

ou

lder

Ab

do

men

Kn

ee

Back

Ch

est

Mu

ltiple

Head

Neck

Cost

Workers’ Compensation Annual Cost Per Claim

FY 11/12

Los Angeles Fire Department

Data provided by the Personnel Department Data based on date of occurrence Data was run as of 12/2012. Due to the lack of mature data and large number of open claims, FY 11/12 numbers may be understated

20

Workers’ Compensation Claim Frequency

By Type of Injury – Top 10 FY’s 06/07 to 10/11 average vs. FY 11/12

5-year average FY 07 to FY 11

FY 11/12* Trend

Ankle 65 42

Arm 68 52

Back 202 197

Eyes 56 40

Feet 42 41

Hand 111 86

Knee 150 128

Leg 56 37

Multiple 176 205

Shoulder 97 83

Data provided by the Personnel Department Data based on date of occurrence *Data was run as of 12/2012. Due to the lack of mature data and large number of open claims, FY 11/12 numbers may be understated

Los Angeles Fire Department

21

Captain203

$6,932,052

BatallionChief

17$746,224

Fireboat operations

4$117,774

Inspector23

$728,326

Engineer137

$4,061,899

Heavy duty mechanic

10$122,941

Adminstrative17

$256,853

Apparatus Operator

56$1,642,824

Assistant Chief3

$175,941

Workers’ Compensation Claim Frequency by Worker Classification

Top 10 by Annual Average Frequency FY 06/07 to FY 11/12

(includes claim severity costs and claim frequency)

Los Angeles Fire Department

Firefighter 777

$15,642,963

Data provided by the Personnel Department Data based on date of occurrence Data was run as of 12/2012. Due to the lack of mature data and large number of open claims, FY 11/12 numbers may be understated

Additional Graphs/Analyses

Based on Payouts of Workers’ Compensation and

Liability Claims

23

Liability Payout Frequency FY 01/02 to FY 11/12

Auto and General Liability (by date claim was paid)

73

50

69

63

71

58

64 62

69

35

59

0

10

20

30

40

50

60

70

80

FY01/02

FY02/03

FY03/04

FY04/05

FY05/06

FY06/07

FY07/08

FY08/09

FY09/10

FY10/11

FY11/12

Data provided by the City Attorney Data based on date claim was paid

Los Angeles Fire Department

24

Liability Payouts Per Year FY 01/02 to FY 11/12

Auto and General Liability (by date claim was paid)

$1,970,635

$533,060

$1,058,344

$1,270,453

$5,530,974

$1,211,260

$2,192,638

$5,453,908

$11,208,393

$770,333$721,843

FY01/02

FY03/04

FY05/06

FY07/08

FY09/10

FY11/12

Data provided by the City Attorney Data based on date claim was paid

Los Angeles Fire Department

25

Average Cost Per Liability Payout FY 01/02 to FY 11/12

Auto and General Liability (by date claim was paid)

$26,995

$10,661$15,338

$20,166

$77,901

$20,884

$38,648

$87,966

$162,440

$22,010$12,235

FY01/02

FY02/03

FY03/04

FY04/05

FY05/06

FY06/07

FY07/08

FY08/09

FY09/10

FY10/11

FY11/12

Data provided by the City Attorney Data based on date claim was paid

Los Angeles Fire Department

26

1,647

1,471 1,512

1,357

1,554 1,4781,540

1,5391,389

1,324 1,322

FY01/02

FY02/03

FY03/04

FY04/05

FY05/06

FY06/07

FY07/08

FY08/09

FY09/10

FY10/11

FY11/12

Workers’ Compensation Annual Claim Frequency

FY 01/02 to FY 11/12

Data provided by the Personnel Department Data based on date claim was paid

Los Angeles Fire Department

27

Workers’ Compensation Payouts Per Year

FY 01/02 to FY 11/12

$15,713,353

$17,198,457

$18,649,359

$16,338,239

$17,867,167

$19,215,551

$21,501,135

$23,098,988

$21,632,302

$25,587,456

$29,197,108

FY01/02

FY02/03

FY03/04

FY04/05

FY05/06

FY06/07

FY07/08

FY08/09

FY09/10

FY10/11

FY11/12

Data provided by the Personnel Department Data based on date claim was paid

Los Angeles Fire Department

28

374,564358,161

352,519

314,604326,410

350,604371,482

329,348 338,756

393,398

448,839

FY01/02

FY02/03

FY03/04

FY04/05

FY05/06

FY06/07

FY07/08

FY08/09

FY09/10

FY10/11

FY11/12

Workers’ Compensation Injury On Duty Hours Per Year

FY 01/02 to FY 11/12

Data provided by the Personnel Department Data based on date claim was paid

Los Angeles Fire Department

29

9,295,4819,393,890

9,281,8278,464,862

9,088,0289,840,164

11,212,28810,732,096

10,808,406

12,788,853

14,788,253

FY01/02

FY02/03

FY03/04

FY04/05

FY05/06

FY06/07

FY07/08

FY08/09

FY09/10

FY10/11

FY11/12

Workers’ Compensation Injury On Duty

Payouts Per Year FY 01/02 to FY 11/12

Data provided by the Personnel Department Data based on date claim was paid

Los Angeles Fire Department

30

Workers’ Compensation IOD Payouts Per Employee Per Year

FY 06/07 to FY 11/12

$2,509

$2,853$2,724 $2,824

$3,254

$4,182

FY 06/07 FY 07/08 FY 08/09 FY 09/10 FY 10/11 FY 11/12

Data provided by the Personnel Department Data based on date claim was paid

Los Angeles Fire Department

31

Workers’ Compensation IOD Hours Per Employee Per Year

FY 06/07 to FY 11/12

8995

84 88

100

127

FY 06/07 FY 07/08 FY 08/09 FY 09/10 FY 10/11 FY 11/12

Data provided by the Personnel Department Data based on date claim was paid

Los Angeles Fire Department