bwc monthly employer update...•bwc account transaction history •about bwc ... boards of...

BWC Monthly Employer Update

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Today’s Topics

o Topics for Discussion

• Program Reminders/BWC Updates

• BWC Account Transaction History

• About BWC

• The Gig Economy and Workers Compensation

• Safety Tip of the Month

BWC Updates/Program Reminders

o Public Employers

• September 30

o Drug-Free Safety Program annual report due

o 2019 One Claim Program education requirement deadline

o 2019 EM Cap Program education requirement deadline

o Last day to request change to 2019 Estimated Annual Premium

BWC Updates/Program Reminders

o Private Employers

• Reminder

o Policy Year 2018 True-up Reports

• September 15, 2019

o Individual Retro annual statements mailed (approximate date)

BWC Premium Dividend Credit

o 2019 Premium Dividend Credit’s should be mailed in September

o Private employers participating in Group Retro will receive Dividend Credit after the processing of the 6-30-19 Group Retro evaluation

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About BWC

Gig Economy

o The term “gig” is a slang word meaning “a job for a specified period of time”.

o The term “gig economy” refers to a free market system having a general workforce environment in which short-term engagements, temporary contracts, and independent contracting is commonplace.

Independent Contractor vs. Employee

o Independent Contractor: The hiring entity can control only the quality or result of the job—not the method through which the work is done.

o Employee: The hiring entity can mandate that the output occur in a particular place and at a certain time or pace. A business owner has more control over the completion of the job.

Independent Contractor vs. Employee

oConstruction Contract

• 20 factors listed in Ohio Revised Code Section 4123.01 (A) (1) (c). – BWC form UA-2

oNon-Construction Industries• Factors considered include:

o Work hours

o Work processes and procedures

o Who is furnishing the materials and goods

o Method of payment and how paid – by the hour, day, job, etc.

o If the work performed is performed outside the hiring entity’s regular business

o If the person being hired has expenses and can incur a profit or loss

oWhether there is a significant investment in the business and the contractor is not merely providing

labor

4123.01 Workers' compensation definitions

As used in this chapter:

(A)

(1) "Employee" means:

(a) Every person in the service of the state, or of any county, municipal corporation, township, or school district therein, including regular members of lawfully constituted police and fire

departments of municipal corporations and townships, whether paid or volunteer, and wherever serving within the state or on temporary assignment outside thereof, and executive officers of

boards of education, under any appointment or contract of hire, express or implied, oral or written, including any elected official of the state, or of any county, municipal corporation, or township,

or members of boards of education.

As used in division (A)(1)(a) of this section, the term "employee" includes the following persons when responding to an inherently dangerous situation that calls for an immediate response on the

part of the person, regardless of whether the person is within the limits of the jurisdiction of the person's regular employment or voluntary service when responding, on the condition that the

person responds to the situation as the person otherwise would if the person were on duty in the person's jurisdiction:

(i) Off-duty peace officers. As used in division (A)(1)(a)(i) of this section, "peace officer" has the same meaning as in section 2935.01 of the Revised Code.

(ii) Off-duty firefighters, whether paid or volunteer, of a lawfully constituted fire department.

(iii) Off-duty first responders, emergency medical technicians-basic, emergency medical technicians-intermediate, or emergency medical technicians-paramedic, whether paid or volunteer, of an

ambulance service organization or emergency medical service organization pursuant to Chapter 4765. of the Revised Code.

(b) Every person in the service of any person, firm, or private corporation, including any public service corporation, that (i) employs one or more persons regularly in the same business or in or

about the same establishment under any contract of hire, express or implied, oral or written, including aliens and minors, household workers who earn one hundred sixty dollars or more in cash

in any calendar quarter from a single household and casual workers who earn one hundred sixty dollars or more in cash in any calendar quarter from a single employer, or (ii) is bound by any

such contract of hire or by any other written contract, to pay into the state insurance fund the premiums provided by this chapter.

Safety Tip of the Month

Promoting Employee Health and Wellness

o Benefits

• Helps to convey care and concern for employee well-being

• Reduces health insurance costs, absenteeism and presenteeism

• Reduces potential for injuries and lost-time

o Initial Steps

• Establish a safe and healthy work environment

• Conduct an organizational assessment

• Gain management support

• Appoint a coordinator and form a team

Promoting Employee Health and Wellness

o Engage employees in development, promotion and implementation

o Research and take advantage of available resources

o Develop goals and objectives

o Offer incentives for participation and resources for improvement

o Evaluate effectiveness and share success stories

Division of Safety and Hygiene Resources

All services are available at no additional cost and are strictly consultative

o Safety, ergonomics, and industrial hygiene consultations

o Safety management assessment and enhancement

o Safety team development/enhancement

o On-line and classroom-based training for people at all levels

o Safety intervention grants and wellness grants

o Video library and research library services

To request assistance: www.bwc.ohio.gov and click on Safety Services

Questions?

Julie Dake

419-245-3034

BWCEmployerWebinars@bwc.state.oh.us

Troy Boughan

419-227-4763BWCEmployerWebinars@bwc.state.oh.us

BWC toll free: 1-800-644-6292

BWC website: www.bwc.ohio.gov