div class=ts-pagebuttonPage 1button div class=ts-image a href=https:reader039vdocumentsusreader039viewer20220226035b5a58007f8b9ac7498bc93dhtml5page1jpg target=_blank amp-img class=ts-thumb alt=Page 1: Bremer Mutual Insurance Association - Iowa · Bremer Mutual Insurance Association ANNUAL STATEMENT FOR THE YEAR 2013 OF THE Bremer Mutual Insurance for medical loss ratio src=https:reader039vdocumentsusreader039viewer20220226035b5a58007f8b9ac7498bc93dhtml5thumbnails1jpg width=142 height=106 layout=responsive amp-imga divpBremer Mutual Insurance Associationp pWayne Tjernagelp p111 - 1st Avenue Southeastp pWaverly IA 50677p pIowa Company Number: 0015p pDecember 31 2013 - Annual Statementpdivdiv class=ts-pagebuttonPage 2button div class=ts-image a href=https:reader039vdocumentsusreader039viewer20220226035b5a58007f8b9ac7498bc93dhtml5page2jpg target=_blank amp-img class=ts-thumb alt=Page 2: Bremer Mutual Insurance Association - Iowa · Bremer Mutual Insurance Association ANNUAL STATEMENT FOR THE YEAR 2013 OF THE Bremer Mutual Insurance for medical loss ratio src=https:reader039vdocumentsusreader039viewer20220226035b5a58007f8b9ac7498bc93dhtml5thumbnails2jpg width=142 height=106 layout=responsive amp-imga divdivdiv class=ts-pagebuttonPage 3button div class=ts-image a href=https:reader039vdocumentsusreader039viewer20220226035b5a58007f8b9ac7498bc93dhtml5page3jpg target=_blank amp-img class=ts-thumb alt=Page 3: Bremer Mutual Insurance Association - Iowa · Bremer Mutual Insurance Association ANNUAL STATEMENT FOR THE YEAR 2013 OF THE Bremer Mutual Insurance for medical loss ratio src=https:reader039vdocumentsusreader039viewer20220226035b5a58007f8b9ac7498bc93dhtml5thumbnails3jpg width=142 height=106 layout=responsive amp-imga divdivdiv class=ts-pagebuttonPage 4button div class=ts-image a href=https:reader039vdocumentsusreader039viewer20220226035b5a58007f8b9ac7498bc93dhtml5page4jpg target=_blank amp-img class=ts-thumb alt=Page 4: Bremer Mutual Insurance Association - Iowa · Bremer Mutual Insurance Association ANNUAL STATEMENT FOR THE YEAR 2013 OF THE Bremer Mutual Insurance for medical loss ratio src=https:reader039vdocumentsusreader039viewer20220226035b5a58007f8b9ac7498bc93dhtml5thumbnails4jpg width=142 height=106 layout=responsive amp-imga divdivdiv class=ts-pagebuttonPage 5button div class=ts-image a href=https:reader039vdocumentsusreader039viewer20220226035b5a58007f8b9ac7498bc93dhtml5page5jpg target=_blank amp-img class=ts-thumb alt=Page 5: Bremer Mutual Insurance Association - Iowa · Bremer Mutual Insurance Association ANNUAL STATEMENT FOR THE YEAR 2013 OF THE Bremer Mutual Insurance for medical loss ratio src=https:reader039vdocumentsusreader039viewer20220226035b5a58007f8b9ac7498bc93dhtml5thumbnails5jpg width=142 height=106 layout=responsive amp-imga divdivdiv class=ts-pagebuttonPage 6button div class=ts-image a href=https:reader039vdocumentsusreader039viewer20220226035b5a58007f8b9ac7498bc93dhtml5page6jpg target=_blank amp-img class=ts-thumb alt=Page 6: Bremer Mutual Insurance Association - Iowa · Bremer Mutual Insurance Association ANNUAL STATEMENT FOR THE YEAR 2013 OF THE Bremer Mutual Insurance for medical loss ratio src=https:reader039vdocumentsusreader039viewer20220226035b5a58007f8b9ac7498bc93dhtml5thumbnails6jpg width=142 height=106 layout=responsive amp-imga divdivdiv class=ts-pagebuttonPage 7button div class=ts-image a href=https:reader039vdocumentsusreader039viewer20220226035b5a58007f8b9ac7498bc93dhtml5page7jpg target=_blank amp-img class=ts-thumb alt=Page 7: Bremer Mutual Insurance Association - Iowa · Bremer Mutual Insurance Association ANNUAL STATEMENT FOR THE YEAR 2013 OF THE Bremer Mutual Insurance for medical loss ratio src=https:reader039vdocumentsusreader039viewer20220226035b5a58007f8b9ac7498bc93dhtml5thumbnails7jpg width=142 height=106 layout=responsive amp-imga divdivdiv class=ts-pagebuttonPage 8button div class=ts-image a href=https:reader039vdocumentsusreader039viewer20220226035b5a58007f8b9ac7498bc93dhtml5page8jpg target=_blank amp-img class=ts-thumb alt=Page 8: Bremer Mutual Insurance Association - Iowa · Bremer Mutual Insurance Association ANNUAL STATEMENT FOR THE YEAR 2013 OF THE Bremer Mutual Insurance for medical loss ratio src=https:reader039vdocumentsusreader039viewer20220226035b5a58007f8b9ac7498bc93dhtml5thumbnails8jpg width=142 height=106 layout=responsive amp-imga divdivdiv class=ts-pagebuttonPage 9button div class=ts-image a href=https:reader039vdocumentsusreader039viewer20220226035b5a58007f8b9ac7498bc93dhtml5page9jpg target=_blank amp-img class=ts-thumb alt=Page 9: Bremer Mutual Insurance Association - Iowa · Bremer Mutual Insurance Association ANNUAL STATEMENT FOR THE YEAR 2013 OF THE Bremer Mutual Insurance for medical loss ratio src=https:reader039vdocumentsusreader039viewer20220226035b5a58007f8b9ac7498bc93dhtml5thumbnails9jpg width=142 height=106 layout=responsive amp-imga divdivdiv class=ts-pagebuttonPage 10button div class=ts-image a href=https:reader039vdocumentsusreader039viewer20220226035b5a58007f8b9ac7498bc93dhtml5page10jpg target=_blank amp-img class=ts-thumb alt=Page 10: Bremer Mutual Insurance Association - Iowa · Bremer Mutual Insurance Association ANNUAL STATEMENT FOR THE YEAR 2013 OF THE Bremer Mutual Insurance for medical loss ratio src=https:reader039vdocumentsusreader039viewer20220226035b5a58007f8b9ac7498bc93dhtml5thumbnails10jpg width=142 height=106 layout=responsive amp-imga divdivdiv class=ts-pagebuttonPage 11button div class=ts-image a href=https:reader039vdocumentsusreader039viewer20220226035b5a58007f8b9ac7498bc93dhtml5page11jpg target=_blank amp-img class=ts-thumb alt=Page 11: Bremer Mutual Insurance Association - Iowa · Bremer Mutual Insurance Association ANNUAL STATEMENT FOR THE YEAR 2013 OF THE Bremer Mutual Insurance for medical loss ratio src=https:reader039vdocumentsusreader039viewer20220226035b5a58007f8b9ac7498bc93dhtml5thumbnails11jpg width=142 height=106 layout=responsive amp-imga divdivdiv class=ts-pagebuttonPage 12button div class=ts-image a href=https:reader039vdocumentsusreader039viewer20220226035b5a58007f8b9ac7498bc93dhtml5page12jpg target=_blank amp-img class=ts-thumb alt=Page 12: Bremer Mutual Insurance Association - Iowa · Bremer Mutual Insurance Association ANNUAL STATEMENT FOR THE YEAR 2013 OF THE Bremer Mutual Insurance for medical loss ratio src=https:reader039vdocumentsusreader039viewer20220226035b5a58007f8b9ac7498bc93dhtml5thumbnails12jpg width=142 height=106 layout=responsive amp-imga divdivdiv class=ts-pagebuttonPage 13button div class=ts-image a href=https:reader039vdocumentsusreader039viewer20220226035b5a58007f8b9ac7498bc93dhtml5page13jpg target=_blank amp-img class=ts-thumb alt=Page 13: Bremer Mutual Insurance Association - Iowa · Bremer Mutual Insurance Association ANNUAL STATEMENT FOR THE YEAR 2013 OF THE Bremer Mutual Insurance for medical loss ratio src=https:reader039vdocumentsusreader039viewer20220226035b5a58007f8b9ac7498bc93dhtml5thumbnails13jpg width=142 height=106 layout=responsive amp-imga divdivdiv class=ts-pagebuttonPage 14button div class=ts-image a href=https:reader039vdocumentsusreader039viewer20220226035b5a58007f8b9ac7498bc93dhtml5page14jpg target=_blank amp-img class=ts-thumb alt=Page 14: Bremer Mutual Insurance Association - Iowa · Bremer Mutual Insurance Association ANNUAL STATEMENT FOR THE YEAR 2013 OF THE Bremer Mutual Insurance for medical loss ratio src=https:reader039vdocumentsusreader039viewer20220226035b5a58007f8b9ac7498bc93dhtml5thumbnails14jpg width=142 height=106 layout=responsive amp-imga divdivdiv class=ts-pagebuttonPage 15button div class=ts-image a href=https:reader039vdocumentsusreader039viewer20220226035b5a58007f8b9ac7498bc93dhtml5page15jpg target=_blank amp-img class=ts-thumb alt=Page 15: Bremer Mutual Insurance Association - Iowa · Bremer Mutual Insurance Association ANNUAL STATEMENT FOR THE YEAR 2013 OF THE Bremer Mutual Insurance for medical loss ratio src=https:reader039vdocumentsusreader039viewer20220226035b5a58007f8b9ac7498bc93dhtml5thumbnails15jpg width=142 height=106 layout=responsive amp-imga divdivdiv class=ts-pagebuttonPage 16button div class=ts-image a href=https:reader039vdocumentsusreader039viewer20220226035b5a58007f8b9ac7498bc93dhtml5page16jpg target=_blank amp-img class=ts-thumb alt=Page 16: Bremer Mutual Insurance Association - Iowa · Bremer Mutual Insurance Association ANNUAL STATEMENT FOR THE YEAR 2013 OF THE Bremer Mutual Insurance for medical loss ratio src=https:reader039vdocumentsusreader039viewer20220226035b5a58007f8b9ac7498bc93dhtml5thumbnails16jpg width=142 height=106 layout=responsive amp-imga divdivdiv class=ts-pagebuttonPage 17button div class=ts-image a href=https:reader039vdocumentsusreader039viewer20220226035b5a58007f8b9ac7498bc93dhtml5page17jpg target=_blank amp-img class=ts-thumb alt=Page 17: Bremer Mutual Insurance Association - Iowa · Bremer Mutual Insurance Association ANNUAL STATEMENT FOR THE YEAR 2013 OF THE Bremer Mutual Insurance for medical loss ratio src=https:reader039vdocumentsusreader039viewer20220226035b5a58007f8b9ac7498bc93dhtml5thumbnails17jpg width=142 height=106 layout=responsive amp-imga divdivdiv class=ts-pagebuttonPage 18button div class=ts-image a href=https:reader039vdocumentsusreader039viewer20220226035b5a58007f8b9ac7498bc93dhtml5page18jpg target=_blank amp-img class=ts-thumb alt=Page 18: Bremer Mutual Insurance Association - Iowa · Bremer Mutual Insurance Association ANNUAL STATEMENT FOR THE YEAR 2013 OF THE Bremer Mutual Insurance for medical loss ratio src=https:reader039vdocumentsusreader039viewer20220226035b5a58007f8b9ac7498bc93dhtml5thumbnails18jpg width=142 height=106 layout=responsive amp-imga divdivdiv class=ts-pagebuttonPage 19button div class=ts-image a href=https:reader039vdocumentsusreader039viewer20220226035b5a58007f8b9ac7498bc93dhtml5page19jpg target=_blank amp-img class=ts-thumb alt=Page 19: Bremer Mutual Insurance Association - Iowa · Bremer Mutual Insurance Association ANNUAL STATEMENT FOR THE YEAR 2013 OF THE Bremer Mutual Insurance for medical loss ratio src=https:reader039vdocumentsusreader039viewer20220226035b5a58007f8b9ac7498bc93dhtml5thumbnails19jpg width=142 height=106 layout=responsive amp-imga divdivdiv class=ts-pagebuttonPage 20button div class=ts-image a href=https:reader039vdocumentsusreader039viewer20220226035b5a58007f8b9ac7498bc93dhtml5page20jpg target=_blank amp-img class=ts-thumb alt=Page 20: Bremer Mutual Insurance Association - Iowa · Bremer Mutual Insurance Association ANNUAL STATEMENT FOR THE YEAR 2013 OF THE Bremer Mutual Insurance for medical loss ratio src=https:reader039vdocumentsusreader039viewer20220226035b5a58007f8b9ac7498bc93dhtml5thumbnails20jpg width=142 height=106 layout=responsive amp-imga divdivdiv class=ts-pagebuttonPage 21button div class=ts-image a href=https:reader039vdocumentsusreader039viewer20220226035b5a58007f8b9ac7498bc93dhtml5page21jpg target=_blank amp-img class=ts-thumb alt=Page 21: Bremer Mutual Insurance Association - Iowa · Bremer Mutual Insurance Association ANNUAL STATEMENT FOR THE YEAR 2013 OF THE Bremer Mutual Insurance for medical loss ratio src=https:reader039vdocumentsusreader039viewer20220226035b5a58007f8b9ac7498bc93dhtml5thumbnails21jpg width=142 height=106 layout=responsive amp-imga divdivdiv class=ts-pagebuttonPage 22button div class=ts-image a href=https:reader039vdocumentsusreader039viewer20220226035b5a58007f8b9ac7498bc93dhtml5page22jpg target=_blank amp-img class=ts-thumb alt=Page 22: Bremer Mutual Insurance Association - Iowa · Bremer Mutual Insurance Association ANNUAL STATEMENT FOR THE YEAR 2013 OF THE Bremer Mutual Insurance for medical loss ratio src=https:reader039vdocumentsusreader039viewer20220226035b5a58007f8b9ac7498bc93dhtml5thumbnails22jpg width=142 height=106 layout=responsive amp-imga divdivdiv class=ts-pagebuttonPage 23button div class=ts-image a href=https:reader039vdocumentsusreader039viewer20220226035b5a58007f8b9ac7498bc93dhtml5page23jpg target=_blank amp-img class=ts-thumb alt=Page 23: Bremer Mutual Insurance Association - Iowa · Bremer Mutual Insurance Association ANNUAL STATEMENT FOR THE YEAR 2013 OF THE Bremer Mutual Insurance for medical loss ratio src=https:reader039vdocumentsusreader039viewer20220226035b5a58007f8b9ac7498bc93dhtml5thumbnails23jpg width=142 height=106 layout=responsive amp-imga divdivdiv class=ts-pagebuttonPage 24button div class=ts-image a href=https:reader039vdocumentsusreader039viewer20220226035b5a58007f8b9ac7498bc93dhtml5page24jpg target=_blank amp-img class=ts-thumb alt=Page 24: Bremer Mutual Insurance Association - Iowa · Bremer Mutual Insurance Association ANNUAL STATEMENT FOR THE YEAR 2013 OF THE Bremer Mutual Insurance for medical loss ratio src=https:reader039vdocumentsusreader039viewer20220226035b5a58007f8b9ac7498bc93dhtml5thumbnails24jpg width=142 height=106 layout=responsive amp-imga divdivdiv class=ts-pagebuttonPage 25button div class=ts-image a href=https:reader039vdocumentsusreader039viewer20220226035b5a58007f8b9ac7498bc93dhtml5page25jpg target=_blank amp-img class=ts-thumb alt=Page 25: Bremer Mutual Insurance Association - Iowa · Bremer Mutual Insurance Association ANNUAL STATEMENT FOR THE YEAR 2013 OF THE Bremer Mutual Insurance for medical loss ratio src=https:reader039vdocumentsusreader039viewer20220226035b5a58007f8b9ac7498bc93dhtml5thumbnails25jpg width=142 height=106 layout=responsive amp-imga divdivdiv class=ts-pagebuttonPage 26button div class=ts-image a href=https:reader039vdocumentsusreader039viewer20220226035b5a58007f8b9ac7498bc93dhtml5page26jpg target=_blank amp-img class=ts-thumb alt=Page 26: Bremer Mutual Insurance Association - Iowa · Bremer Mutual Insurance Association ANNUAL STATEMENT FOR THE YEAR 2013 OF THE Bremer Mutual Insurance for medical loss ratio src=https:reader039vdocumentsusreader039viewer20220226035b5a58007f8b9ac7498bc93dhtml5thumbnails26jpg width=142 height=106 layout=responsive amp-imga divdivdiv class=ts-pagebuttonPage 27button div class=ts-image a href=https:reader039vdocumentsusreader039viewer20220226035b5a58007f8b9ac7498bc93dhtml5page27jpg target=_blank amp-img class=ts-thumb alt=Page 27: Bremer Mutual Insurance Association - Iowa · Bremer Mutual Insurance Association ANNUAL STATEMENT FOR THE YEAR 2013 OF THE Bremer Mutual Insurance for medical loss ratio src=https:reader039vdocumentsusreader039viewer20220226035b5a58007f8b9ac7498bc93dhtml5thumbnails27jpg width=142 height=106 layout=responsive amp-imga divdivdiv class=ts-pagebuttonPage 28button div class=ts-image a href=https:reader039vdocumentsusreader039viewer20220226035b5a58007f8b9ac7498bc93dhtml5page28jpg target=_blank amp-img class=ts-thumb alt=Page 28: Bremer Mutual Insurance Association - Iowa · Bremer Mutual Insurance Association ANNUAL STATEMENT FOR THE YEAR 2013 OF THE Bremer Mutual Insurance for medical loss ratio src=https:reader039vdocumentsusreader039viewer20220226035b5a58007f8b9ac7498bc93dhtml5thumbnails28jpg width=142 height=106 layout=responsive amp-imga divdivdiv class=ts-pagebuttonPage 29button div class=ts-image a href=https:reader039vdocumentsusreader039viewer20220226035b5a58007f8b9ac7498bc93dhtml5page29jpg target=_blank amp-img class=ts-thumb alt=Page 29: Bremer Mutual Insurance Association - Iowa · Bremer Mutual Insurance Association ANNUAL STATEMENT FOR THE YEAR 2013 OF THE Bremer Mutual Insurance for medical loss ratio src=https:reader039vdocumentsusreader039viewer20220226035b5a58007f8b9ac7498bc93dhtml5thumbnails29jpg width=142 height=106 layout=responsive amp-imga divdivdiv class=ts-pagebuttonPage 30button div class=ts-image a href=https:reader039vdocumentsusreader039viewer20220226035b5a58007f8b9ac7498bc93dhtml5page30jpg target=_blank amp-img class=ts-thumb alt=Page 30: Bremer Mutual Insurance Association - Iowa · Bremer Mutual Insurance Association ANNUAL STATEMENT FOR THE YEAR 2013 OF THE Bremer Mutual Insurance for medical loss ratio src=https:reader039vdocumentsusreader039viewer20220226035b5a58007f8b9ac7498bc93dhtml5thumbnails30jpg width=142 height=106 layout=responsive amp-imga divdivdiv class=ts-pagebuttonPage 31button div class=ts-image a href=https:reader039vdocumentsusreader039viewer20220226035b5a58007f8b9ac7498bc93dhtml5page31jpg target=_blank amp-img class=ts-thumb alt=Page 31: Bremer Mutual Insurance Association - Iowa · Bremer Mutual Insurance Association ANNUAL STATEMENT FOR THE YEAR 2013 OF THE Bremer Mutual Insurance for medical loss ratio src=https:reader039vdocumentsusreader039viewer20220226035b5a58007f8b9ac7498bc93dhtml5thumbnails31jpg width=142 height=106 layout=responsive amp-imga divdivdiv class=ts-pagebuttonPage 32button div class=ts-image a href=https:reader039vdocumentsusreader039viewer20220226035b5a58007f8b9ac7498bc93dhtml5page32jpg target=_blank amp-img class=ts-thumb alt=Page 32: Bremer Mutual Insurance Association - Iowa · Bremer Mutual Insurance Association ANNUAL STATEMENT FOR THE YEAR 2013 OF THE Bremer Mutual Insurance for medical loss ratio src=https:reader039vdocumentsusreader039viewer20220226035b5a58007f8b9ac7498bc93dhtml5thumbnails32jpg width=142 height=106 layout=responsive amp-imga divdivdiv class=ts-pagebuttonPage 33button div class=ts-image a href=https:reader039vdocumentsusreader039viewer20220226035b5a58007f8b9ac7498bc93dhtml5page33jpg target=_blank amp-img class=ts-thumb alt=Page 33: Bremer Mutual Insurance Association - Iowa · Bremer Mutual Insurance Association ANNUAL STATEMENT FOR THE YEAR 2013 OF THE Bremer Mutual Insurance for medical loss ratio src=https:reader039vdocumentsusreader039viewer20220226035b5a58007f8b9ac7498bc93dhtml5thumbnails33jpg width=142 height=106 layout=responsive amp-imga divdivdiv class=ts-pagebuttonPage 34button div class=ts-image a href=https:reader039vdocumentsusreader039viewer20220226035b5a58007f8b9ac7498bc93dhtml5page34jpg target=_blank amp-img class=ts-thumb alt=Page 34: Bremer Mutual Insurance Association - Iowa · Bremer Mutual Insurance Association ANNUAL STATEMENT FOR THE YEAR 2013 OF THE Bremer Mutual Insurance for medical loss ratio src=https:reader039vdocumentsusreader039viewer20220226035b5a58007f8b9ac7498bc93dhtml5thumbnails34jpg width=142 height=106 layout=responsive amp-imga divdivdiv class=ts-pagebuttonPage 35button div class=ts-image a href=https:reader039vdocumentsusreader039viewer20220226035b5a58007f8b9ac7498bc93dhtml5page35jpg target=_blank amp-img class=ts-thumb alt=Page 35: Bremer Mutual Insurance Association - Iowa · Bremer Mutual Insurance Association ANNUAL STATEMENT FOR THE YEAR 2013 OF THE Bremer Mutual Insurance for medical loss ratio src=https:reader039vdocumentsusreader039viewer20220226035b5a58007f8b9ac7498bc93dhtml5thumbnails35jpg width=142 height=106 layout=responsive amp-imga divdivdiv class=ts-pagebuttonPage 36button div class=ts-image a href=https:reader039vdocumentsusreader039viewer20220226035b5a58007f8b9ac7498bc93dhtml5page36jpg target=_blank amp-img class=ts-thumb alt=Page 36: Bremer Mutual Insurance Association - Iowa · Bremer Mutual Insurance Association ANNUAL STATEMENT FOR THE YEAR 2013 OF THE Bremer Mutual Insurance for medical loss ratio src=https:reader039vdocumentsusreader039viewer20220226035b5a58007f8b9ac7498bc93dhtml5thumbnails36jpg width=142 height=106 layout=responsive amp-imga divdivdiv class=ts-pagebuttonPage 37button div class=ts-image a href=https:reader039vdocumentsusreader039viewer20220226035b5a58007f8b9ac7498bc93dhtml5page37jpg target=_blank amp-img class=ts-thumb alt=Page 37: Bremer Mutual Insurance Association - Iowa · Bremer Mutual Insurance Association ANNUAL STATEMENT FOR THE YEAR 2013 OF THE Bremer Mutual Insurance for medical loss ratio src=https:reader039vdocumentsusreader039viewer20220226035b5a58007f8b9ac7498bc93dhtml5thumbnails37jpg width=142 height=106 layout=responsive amp-imga divdivdiv class=ts-pagebuttonPage 38button div class=ts-image a href=https:reader039vdocumentsusreader039viewer20220226035b5a58007f8b9ac7498bc93dhtml5page38jpg target=_blank amp-img class=ts-thumb alt=Page 38: Bremer Mutual Insurance Association - Iowa · Bremer Mutual Insurance Association ANNUAL STATEMENT FOR THE YEAR 2013 OF THE Bremer Mutual Insurance for medical loss ratio src=https:reader039vdocumentsusreader039viewer20220226035b5a58007f8b9ac7498bc93dhtml5thumbnails38jpg width=142 height=106 layout=responsive amp-imga divdivdiv class=ts-pagebuttonPage 39button div class=ts-image a href=https:reader039vdocumentsusreader039viewer20220226035b5a58007f8b9ac7498bc93dhtml5page39jpg target=_blank amp-img class=ts-thumb alt=Page 39: Bremer Mutual Insurance Association - Iowa · Bremer Mutual Insurance Association ANNUAL STATEMENT FOR THE YEAR 2013 OF THE Bremer Mutual Insurance for medical loss ratio src=https:reader039vdocumentsusreader039viewer20220226035b5a58007f8b9ac7498bc93dhtml5thumbnails39jpg width=142 height=106 layout=responsive amp-imga divdivdiv class=ts-pagebuttonPage 40button div class=ts-image a href=https:reader039vdocumentsusreader039viewer20220226035b5a58007f8b9ac7498bc93dhtml5page40jpg target=_blank amp-img class=ts-thumb alt=Page 40: Bremer Mutual Insurance Association - Iowa · Bremer Mutual Insurance Association ANNUAL STATEMENT FOR THE YEAR 2013 OF THE Bremer Mutual Insurance for medical loss ratio src=https:reader039vdocumentsusreader039viewer20220226035b5a58007f8b9ac7498bc93dhtml5thumbnails40jpg width=142 height=106 layout=responsive amp-imga divdivdiv class=ts-pagebuttonPage 41button div class=ts-image a href=https:reader039vdocumentsusreader039viewer20220226035b5a58007f8b9ac7498bc93dhtml5page41jpg target=_blank amp-img class=ts-thumb alt=Page 41: Bremer Mutual Insurance Association - Iowa · Bremer Mutual Insurance Association ANNUAL STATEMENT FOR THE YEAR 2013 OF THE Bremer Mutual Insurance for medical loss ratio src=https:reader039vdocumentsusreader039viewer20220226035b5a58007f8b9ac7498bc93dhtml5thumbnails41jpg width=142 height=106 layout=responsive amp-imga divdivdiv class=ts-pagebuttonPage 42button div class=ts-image a href=https:reader039vdocumentsusreader039viewer20220226035b5a58007f8b9ac7498bc93dhtml5page42jpg target=_blank amp-img class=ts-thumb alt=Page 42: Bremer Mutual Insurance Association - Iowa · Bremer Mutual Insurance Association ANNUAL STATEMENT FOR THE YEAR 2013 OF THE Bremer Mutual Insurance for medical loss ratio src=https:reader039vdocumentsusreader039viewer20220226035b5a58007f8b9ac7498bc93dhtml5thumbnails42jpg width=142 height=106 layout=responsive amp-imga divdivdiv class=ts-pagebuttonPage 43button div class=ts-image a href=https:reader039vdocumentsusreader039viewer20220226035b5a58007f8b9ac7498bc93dhtml5page43jpg target=_blank amp-img class=ts-thumb alt=Page 43: Bremer Mutual Insurance Association - Iowa · Bremer Mutual Insurance Association ANNUAL STATEMENT FOR THE YEAR 2013 OF THE Bremer Mutual Insurance for medical loss ratio src=https:reader039vdocumentsusreader039viewer20220226035b5a58007f8b9ac7498bc93dhtml5thumbnails43jpg width=142 height=106 layout=responsive amp-imga divdivdiv class=ts-pagebuttonPage 44button div class=ts-image a href=https:reader039vdocumentsusreader039viewer20220226035b5a58007f8b9ac7498bc93dhtml5page44jpg target=_blank amp-img class=ts-thumb alt=Page 44: Bremer Mutual Insurance Association - Iowa · Bremer Mutual Insurance Association ANNUAL STATEMENT FOR THE YEAR 2013 OF THE Bremer Mutual Insurance for medical loss ratio src=https:reader039vdocumentsusreader039viewer20220226035b5a58007f8b9ac7498bc93dhtml5thumbnails44jpg width=142 height=106 layout=responsive amp-imga divdivdiv class=ts-pagebuttonPage 45button div class=ts-image a href=https:reader039vdocumentsusreader039viewer20220226035b5a58007f8b9ac7498bc93dhtml5page45jpg target=_blank amp-img class=ts-thumb alt=Page 45: Bremer Mutual Insurance Association - Iowa · Bremer Mutual Insurance Association ANNUAL STATEMENT FOR THE YEAR 2013 OF THE Bremer Mutual Insurance for medical loss ratio src=https:reader039vdocumentsusreader039viewer20220226035b5a58007f8b9ac7498bc93dhtml5thumbnails45jpg width=142 height=106 layout=responsive amp-imga divdivdiv class=ts-pagebuttonPage 46button div class=ts-image a href=https:reader039vdocumentsusreader039viewer20220226035b5a58007f8b9ac7498bc93dhtml5page46jpg target=_blank amp-img class=ts-thumb alt=Page 46: Bremer Mutual Insurance Association - Iowa · Bremer Mutual Insurance Association ANNUAL STATEMENT FOR THE YEAR 2013 OF THE Bremer Mutual Insurance for medical loss ratio src=https:reader039vdocumentsusreader039viewer20220226035b5a58007f8b9ac7498bc93dhtml5thumbnails46jpg width=142 height=106 layout=responsive amp-imga divdivdiv class=ts-pagebuttonPage 47button div class=ts-image a href=https:reader039vdocumentsusreader039viewer20220226035b5a58007f8b9ac7498bc93dhtml5page47jpg target=_blank amp-img class=ts-thumb alt=Page 47: Bremer Mutual Insurance Association - Iowa · Bremer Mutual Insurance Association ANNUAL STATEMENT FOR THE YEAR 2013 OF THE Bremer Mutual Insurance for medical loss ratio src=https:reader039vdocumentsusreader039viewer20220226035b5a58007f8b9ac7498bc93dhtml5thumbnails47jpg width=142 height=106 layout=responsive amp-imga divdivdiv class=ts-pagebuttonPage 48button div class=ts-image a href=https:reader039vdocumentsusreader039viewer20220226035b5a58007f8b9ac7498bc93dhtml5page48jpg target=_blank amp-img class=ts-thumb alt=Page 48: Bremer Mutual Insurance Association - Iowa · Bremer Mutual Insurance Association ANNUAL STATEMENT FOR THE YEAR 2013 OF THE Bremer Mutual Insurance for medical loss ratio src=https:reader039vdocumentsusreader039viewer20220226035b5a58007f8b9ac7498bc93dhtml5thumbnails48jpg width=142 height=106 layout=responsive amp-imga divdivdiv class=ts-pagebuttonPage 49button div class=ts-image a href=https:reader039vdocumentsusreader039viewer20220226035b5a58007f8b9ac7498bc93dhtml5page49jpg target=_blank amp-img class=ts-thumb alt=Page 49: Bremer Mutual Insurance Association - Iowa · Bremer Mutual Insurance Association ANNUAL STATEMENT FOR THE YEAR 2013 OF THE Bremer Mutual Insurance for medical loss ratio src=https:reader039vdocumentsusreader039viewer20220226035b5a58007f8b9ac7498bc93dhtml5thumbnails49jpg width=142 height=106 layout=responsive amp-imga divdivdiv class=ts-pagebuttonPage 50button div class=ts-image a href=https:reader039vdocumentsusreader039viewer20220226035b5a58007f8b9ac7498bc93dhtml5page50jpg target=_blank amp-img class=ts-thumb alt=Page 50: Bremer Mutual Insurance Association - Iowa · Bremer Mutual Insurance Association ANNUAL STATEMENT FOR THE YEAR 2013 OF THE Bremer Mutual Insurance for medical loss ratio src=https:reader039vdocumentsusreader039viewer20220226035b5a58007f8b9ac7498bc93dhtml5thumbnails50jpg width=142 height=106 layout=responsive amp-imga divdivdiv class=ts-pagebuttonPage 51button div class=ts-image a href=https:reader039vdocumentsusreader039viewer20220226035b5a58007f8b9ac7498bc93dhtml5page51jpg target=_blank amp-img class=ts-thumb alt=Page 51: Bremer Mutual Insurance Association - Iowa · Bremer Mutual Insurance Association ANNUAL STATEMENT FOR THE YEAR 2013 OF THE Bremer Mutual Insurance for medical loss ratio src=https:reader039vdocumentsusreader039viewer20220226035b5a58007f8b9ac7498bc93dhtml5thumbnails51jpg width=142 height=106 layout=responsive amp-imga divdivdiv class=ts-pagebuttonPage 52button div class=ts-image a href=https:reader039vdocumentsusreader039viewer20220226035b5a58007f8b9ac7498bc93dhtml5page52jpg target=_blank amp-img class=ts-thumb alt=Page 52: Bremer Mutual Insurance Association - Iowa · Bremer Mutual Insurance Association ANNUAL STATEMENT FOR THE YEAR 2013 OF THE Bremer Mutual Insurance for medical loss ratio src=https:reader039vdocumentsusreader039viewer20220226035b5a58007f8b9ac7498bc93dhtml5thumbnails52jpg width=142 height=106 layout=responsive amp-imga divdivdiv class=ts-pagebuttonPage 53button div class=ts-image a href=https:reader039vdocumentsusreader039viewer20220226035b5a58007f8b9ac7498bc93dhtml5page53jpg target=_blank amp-img class=ts-thumb alt=Page 53: Bremer Mutual Insurance Association - Iowa · Bremer Mutual Insurance Association ANNUAL STATEMENT FOR THE YEAR 2013 OF THE Bremer Mutual Insurance for medical loss ratio src=https:reader039vdocumentsusreader039viewer20220226035b5a58007f8b9ac7498bc93dhtml5thumbnails53jpg width=142 height=106 layout=responsive amp-imga divdivdiv class=ts-pagebuttonPage 54button div class=ts-image a href=https:reader039vdocumentsusreader039viewer20220226035b5a58007f8b9ac7498bc93dhtml5page54jpg target=_blank amp-img class=ts-thumb alt=Page 54: Bremer Mutual Insurance Association - Iowa · Bremer Mutual Insurance Association ANNUAL STATEMENT FOR THE YEAR 2013 OF THE Bremer Mutual Insurance for medical loss ratio src=https:reader039vdocumentsusreader039viewer20220226035b5a58007f8b9ac7498bc93dhtml5thumbnails54jpg width=142 height=106 layout=responsive amp-imga divdivdiv class=ts-pagebuttonPage 55button div class=ts-image a href=https:reader039vdocumentsusreader039viewer20220226035b5a58007f8b9ac7498bc93dhtml5page55jpg target=_blank amp-img class=ts-thumb alt=Page 55: Bremer Mutual Insurance Association - Iowa · Bremer Mutual Insurance Association ANNUAL STATEMENT FOR THE YEAR 2013 OF THE Bremer Mutual Insurance for medical loss ratio src=https:reader039vdocumentsusreader039viewer20220226035b5a58007f8b9ac7498bc93dhtml5thumbnails55jpg width=142 height=106 layout=responsive amp-imga divdivdiv class=ts-pagebuttonPage 56button div class=ts-image a href=https:reader039vdocumentsusreader039viewer20220226035b5a58007f8b9ac7498bc93dhtml5page56jpg target=_blank amp-img class=ts-thumb alt=Page 56: Bremer Mutual Insurance Association - Iowa · Bremer Mutual Insurance Association ANNUAL STATEMENT FOR THE YEAR 2013 OF THE Bremer Mutual Insurance for medical loss ratio src=https:reader039vdocumentsusreader039viewer20220226035b5a58007f8b9ac7498bc93dhtml5thumbnails56jpg width=142 height=106 layout=responsive amp-imga divdivdiv class=ts-pagebuttonPage 57button div class=ts-image a href=https:reader039vdocumentsusreader039viewer20220226035b5a58007f8b9ac7498bc93dhtml5page57jpg target=_blank amp-img class=ts-thumb alt=Page 57: Bremer Mutual Insurance Association - Iowa · Bremer Mutual Insurance Association ANNUAL STATEMENT FOR THE YEAR 2013 OF THE Bremer Mutual Insurance for medical loss ratio src=https:reader039vdocumentsusreader039viewer20220226035b5a58007f8b9ac7498bc93dhtml5thumbnails57jpg width=142 height=106 layout=responsive amp-imga divdivdiv class=ts-pagebuttonPage 58button div class=ts-image a href=https:reader039vdocumentsusreader039viewer20220226035b5a58007f8b9ac7498bc93dhtml5page58jpg target=_blank amp-img class=ts-thumb alt=Page 58: Bremer Mutual Insurance Association - Iowa · Bremer Mutual Insurance Association ANNUAL STATEMENT FOR THE YEAR 2013 OF THE Bremer Mutual Insurance for medical loss ratio src=https:reader039vdocumentsusreader039viewer20220226035b5a58007f8b9ac7498bc93dhtml5thumbnails58jpg width=142 height=106 layout=responsive amp-imga divdivdiv class=ts-pagebuttonPage 59button div class=ts-image a href=https:reader039vdocumentsusreader039viewer20220226035b5a58007f8b9ac7498bc93dhtml5page59jpg target=_blank amp-img class=ts-thumb alt=Page 59: Bremer Mutual Insurance Association - Iowa · Bremer Mutual Insurance Association ANNUAL STATEMENT FOR THE YEAR 2013 OF THE Bremer Mutual Insurance for medical loss ratio src=https:reader039vdocumentsusreader039viewer20220226035b5a58007f8b9ac7498bc93dhtml5thumbnails59jpg width=142 height=106 layout=responsive amp-imga divdivdiv class=ts-pagebuttonPage 60button div class=ts-image a href=https:reader039vdocumentsusreader039viewer20220226035b5a58007f8b9ac7498bc93dhtml5page60jpg target=_blank amp-img class=ts-thumb alt=Page 60: Bremer Mutual Insurance Association - Iowa · Bremer Mutual Insurance Association ANNUAL STATEMENT FOR THE YEAR 2013 OF THE Bremer Mutual Insurance for medical loss ratio src=https:reader039vdocumentsusreader039viewer20220226035b5a58007f8b9ac7498bc93dhtml5thumbnails60jpg width=142 height=106 layout=responsive amp-imga divdivdiv class=ts-pagebuttonPage 61button div class=ts-image a href=https:reader039vdocumentsusreader039viewer20220226035b5a58007f8b9ac7498bc93dhtml5page61jpg target=_blank amp-img class=ts-thumb alt=Page 61: Bremer Mutual Insurance Association - Iowa · Bremer Mutual Insurance Association ANNUAL STATEMENT FOR THE YEAR 2013 OF THE Bremer Mutual Insurance for medical loss ratio src=https:reader039vdocumentsusreader039viewer20220226035b5a58007f8b9ac7498bc93dhtml5thumbnails61jpg width=142 height=106 layout=responsive amp-imga divdiv