boon and bane of owning a credit card (1)
Post on 23-Dec-2015
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CONSUMERISM
GROUP MEMBER : HUAN BEE YIN CHAN SHU YI
QUESTION :
IS MATERIALISM THE CAUSE OF CREDIT CARD ABUSE AMONG YOUNG PEOPLE NOWADAYS?
We agree partially.
MATERIALISME
DEFINITION
- a way of thinking that gives too much importance to material possessions rather than to spiritual or intellectual things- People think of wants over needs
ADVANTAGE OF OWNING A CREDIT CARD
Flexible to the people
convenience for people nowadays
offer additional rewards and
benefits such as discounts
More safer than cash
DISADVANTAGE OF HAVING A CREDIT CARD
unexpected expenses
Irresponsible spending
swindled by dishonest
person
Lead to bankruptcy
OVER SPENDING
How
to b
e a
wis
e
consu
mer
Create a budget and plan before
you buy
Research
Referrals
QUOTES
THANK YOU
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