bell capital management retirement plan

Bell Capital Management Retirement Plan

Presented by:

Mr. Joe Advisor, CFP

Advisor Wealth Management

Date

Company NameCorporate Officers

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Who’s involved?

Financial Advisor

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Financial Advisor

Responsibilities:Market to new plan sponsorsHandle ongoing relationship with the company and

employeesAnnual participant enrollment meetingsParticipant seminars and education

Background:Founded ?Expertise ?

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Bell Capital ManagementBackground:Founded in 1984 and located in Atlanta, GeorgiaA fee-based Investment Adviser, registered with

the SEC3 member Investment Committee has worked

together since 1987Provide investment management services for

pension plans, profit sharing plans, foundations and individuals

Responsibilities:Actively manage 6 asset allocation

portfoliosMonitor individual mutual funds Replace individual mutual funds if neededProvide market commentary on a quarterly

basis

Professional Capital Services

Background:Founded by tax and ERISA attorneys at Dilworth

Paxon, LLP, a 70 year old Philadelphia based law firm

Senior management team has over 60 years of experience

PCS specializes in creating customized retirement plans

At PCS, our mission is to create a complete and sophisticated retirement solution, fully tailored to meet the needs of your company and participants, at a price below that of an ordinary bundled program.

Professional Capital Services

Responsibilities:Provide record keeping services

Daily plan and account valuation

Daily processing and reconciliation of activity

Electronic payroll processing

Produce and mail quarterly statements to participantProvide TPA services

Complete compliance testing Signature ready 5500 (annual reports)

IRS tax reporting (Form 1099-R) QDRO qualification and approval Age 70 1/2 determinations

Maintain websites and toll free phone number

Fiserv ISSBackground:Headquartered in Denver, Colorado, Fiserv ISS is a marketing name of Fiserv Trust

Company, a wholly owned subsidiary of Fiserv, Inc. (Nasdaq: FISV).

Fiserv serves more than 15,000 clients worldwide.

 Responsibilities:Safe keep plan assetsImplement trades for Bell Capital Managed

Portfolios and exchanges among individual mutual funds

Provide daily downloads to Professional Capital Services

Plan Features

Highly flexible platformCustomizable to meet your specific

needs

Wide variety of investment options6 Professionally managed portfolios12 to 25 Individual mutual funds

Access to specialized professionalsFinancial AdvisorBell Capital ManagementProfessional Capital Services Fiserv ISSDilworth Paxon

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Plan Features

Choice of Third Party Administrator (TPA) and Custodian

Can use a local TPA Can use a custodian other than Fiserv(Cost of the program will change if Professional Capital Services

and/or Fiserv ISS are not used.)

Access to information

Daily ValuationPlan sponsor website Employee website Toll free phone number

Plan Sponsor WebsiteReal-time access to participant account Data

Graphical and tabular account balances by fund and source Outstanding loan balances Loan modeling

Plan level information Total plan balance by fund Total plan balance by source Balances by location or status

Reporting Average participant balances

by age # of funds per participants Fund utilization statistics Outstanding loan balances Delinquent loans

Participant WebsiteInteractive educational toolsOnline plan summary Comprehensive transactional services:

Paperless enrollment services Account balances with detailed

investment views Investment election changes Fund transfers Loan modeling/processing Withdrawal processing

Online statementsFund information and

performanceTransaction history

Participant Education

Online statements available 24/7

Online articles, calculators and retirement planning tools

Customized color enrollment booklets

Multi-media enrollment presentation

Participant call center Updated investment

information and fund performance

Additional Participant Access

Voice Response Unit (VRU) Customer Service Representatives24 x 7 system

Account balancesAccount transactionsLoan modelingWithdrawal

informationOpt out to customer

service representativeMutual fund pricesFund performance

Participant service representatives available during business hours

Account inquiriesTechnical assistance

Bell Capital Managed Portfolios6 Actively managed portfolios

Individual Mutual Funds12 – 25 Individual mutual funds

This number is flexible to allow for your specific needs

Bell Capital helps to choose & monitors these funds

Investment Options

BCM Managed Portfolios

FLEX Conservative GrowthFLEX Moderate GrowthFLEX GrowthSELECT BondSELECT 100BEST CLASS Stock

FLEX PortfoliosDiversified risk sensitive portfolios using tactical

asset allocationSeeks to protect against extended stock market

declines while producing attractive results over a full market cycle

Invests in varying combinations of stocks, bonds and money market mutual funds depending on market conditions.

10%20% 30%

50%

100% 100%

40%

65%85%

0%20%40%60%80%100%

FLEX ConservativeGrowth

FLEX ModerateGrowth FLEX Growth

Min

Max

Avg

Range of Stock Exposure

SELECT Portfolios

Strategic approach to asset allocationAlways fully investedThese portfolios never hold cashBell Capital adds value by over and under

weighting the different stock and bond asset classes, depending on market conditions

SELECT Bond

100% Bond 100% Stock

SELECT 100

BEST CLASS Stock Portfolio

Performance driven portfolioFully invested in one stock market class at a

time Fully diversified within the specific stock asset

classBell Capital determines the on-going selection

of the specific stock market class and the mutual fund(s) used

100% Stock

BEST CLASS Stock

Individual Mutual Funds

Universe investments

Bell Capital’s Suggestions

12 – 25 funds chosen for each plan

Bell Capital Management selects, monitors and replaces, if needed, the individual mutual funds available to participants.

Plan Expense .98%

Plan Fees

Annual expense is billed quarterly in arrearsBased on quarter ending market value of the

planExpense can be deducted from plan assets

or paid by the company directly

Professional Capital Services*

Third Party Administration (TPA) $1,500Record Keeping Fees

.25%* Fees may vary depending on plan size. One time installation or other charges may also be accessed.

Plan Fees

Fiserv ISSCustodial Fees .07%

Note: All trail revenue ( 12(b)1, SubTA fees, etc. ) from the mutual funds will be used to offset all of the plan fees. If the total fees are higher than the offsetting amount, the plan will be charged the difference.

Plan Fees

BCM Managed Portfolios < $500,000.50%$500,000 - $1,000,000.40%$1,000,000 - $3,000,000.30%$3,000,000 - $5,000,000.25%Over $5,000,000 .20%

Annual fees are billed quarterly, based on quarter ending market value of all BCM managed portfolios

Management fee can be deducted from plan assets or paid by the company directly

BCM suggests that each participant’s account be charged for their prorated portion of the investment management fee

Installation Services

Dedicated implementation specialist from PCS

Minimize service disruption

Efficient four-step process:1. Employer commitment, document collection and

planning2. Employee enrollment meetings conducted & payroll

procedures established 3. Preparation of plan documents4. Plan set-up and transition of existing assets

Summary

Thorough, flexible and professional investment services

Automated processing environment allows plan sponsors to spend less time administering their plan, and more time managing their business

Bell Capital Management Retirement Plan provides plan sponsors and participants with a high level of customer service

Efficient and seamless transition process

Next Steps

Plan set-up meetingPopulate, review and sign all plan

documentationSet employee enrollment meeting datesEnjoy the benefits of the Bell Capital

Management Retirement Plan