banking industry

BANKING INDUSTRY

VERY IMPORTANT FOR THE FASTEST GROWING ECONOMY

SETHU MADHAV REDDY .P

INDEKKUSU• STRUCTURE OF BANKS IN INDIA• BUSSINESS DIVISION• SWOT ANALYSIS• CHALLENGES• BUSINESS INTELLIGENCE• CONCLUSION

STRUCTURE OF BANKS

RBISchedul

edUnschedu

ledCommerci

alCooperativ

e

Public Private Foreign RRB Rural Urban

BUSSINESS DIVISION

BUSSINESS

DIVISION

Retail banki

ngOther

Banking Busines

ses Treasur

y Operati

ons

Wholesale

banking

SWOT ANALYSISSTRENGT

HSValuable contributor to

GDP

Regulatory environment

Government Support

WEAKNESS

Increasing NPA

Low penetration

Lack of product differentiation

CONTND….OPPURTUNIT

IESModern

Technology

Untapped Rural Market

Globalization

THREATSUnorganized

money lending market

Customer dissatisfaction

Rise of monopolistic structures

CHALLENGESRURAL MARKET

TIMELY TECHNOLOGICAL UPGRADATION

INTENSE COMPETITION

CUSTOMER RETENTION

BUSINESS INTELLIGENCE{BI}• Banks had efficient transaction recording systems before

computerization also.• BI in banking evolved through Manual Systems to

management Information systems with Computerization.• “THE REFORMS TO THE OLD BANKING SYSTEM WITH THE

ADVENT OF TECHNOLOGY HAS BOUGHT IN A DRAMATIC CHANGE IN ITS FUNCTIONING ANd HAS INCREASED CUSTOMER RELATIONSHIP.”

SETHU MADHAV REDDY .P Society exits only as a mental concept,

In real world there are only individuals.