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Banking Awareness Question Bankwww,BankExamsToday.com Page11. Banking Ombudsman is appointed by
a) SEBI
b) NABARD
c) RBId) None of these
. Name of !nion "e##ito#y $hich as #ecent%y p#esented a ta& f#ee budge of Rs.'1(( #o#e fo# the union te##ito#y*
a) handiga#h
b) Puducherry
c) Dad#a Naga# +a$e%i
d) None of these
,. -a&imum age fo# #eti#ement fo# -DEO of a%% p#i/ate banks is
a) '( yea#s
b) '0 yea#s
c) 70 years
d) None of these. "$o ne$ Sa/ings Bank p#oducts fo# chi%d#en name%y 23eh%a4adam and 3eh%i!daan5
int#oduced by
a) State Bank of India
b) !nited Bank of Indiac) A&is Bank
d) None of these
0. 67inancia% E&c%usion6 is*
a) E&c%ude the 7inance b) Lack of Access to Financial Services
c) Instabi%ity of 7inancia% Se#/ices
d) None of these
'. 8i9ay -a%%ya as 6:i%%fu% Defau%te#6 is dec%a#ed by*
a) United Bank of India
b) ana#a Bank
c) Dena Bank
d) None of these
;. -utua% 7unds a#e #egu%ated by*
a) Rese#/e Bank of India
b) Securities and Exchane Board of India
c) -utua% 7unds Boa#d of India
d) None of these
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www,BankExamsToday.com Page21(. !.".I. officia%%y changed into*
a) 8i9aya Bank
b) Dena Bank
c) Axis Bank
d) None of these
11. Regu%ato#y Autho#ity fo# Regiona% Ru#a% Bank is of*a) Sponso# Bank
b) State =o/e#nment
c) RBI and $ABAR%
d) None of these
1. EB" stands fo#
a) E%ect#onic Beginning "#ansaction
&' Electronic Benefit (ransfer
c) E%ect#ic Be%ated "#ansfe#
d) None of these
1,. "he inst#ument can not be p#esented fo# the payment in the %ea#ing +ouse is*
a' Fixed %e)osit Recei)t
b) Di/idendsc) Demand D#afts
d) None of these
1. Bha#atiya-ahi%a Bank ?imited on 1> No/embe#@ (1 %aunched its Inte#net Banking 7aci%ity.
Name of it $as*
a) B-B Net
b) B-B On%ine
c) B!B S*art&ankind) None of these
10. Ape& institution $hich hand%es #efinance fo# ag#icu%tu#e and #u#a% de/e%opment in India is*
a' $ABAR%
b) SEBI
c) SIDBId) None of these1'. "he p#i/ate secto# bank $hich #ecent%y a%%o$ed chi%d#en abo/e 1( yea#s to open sa/ings bank
accounts afte# SBI is*
a) 3NB
b) +D7c) I+I+I
d) None of these
1;. I-7 stands fo#
a) Inte#nationa% -oney 7und
b) International !onetary Fund
c) Indian -utua% 7und
d) None of these1
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d) None of these
1>. 7i#st -u%ticu##ency inte#nationa% Debit a#ds a#e issued in India by*
a) 3un9ab Nationa% Bank
b) State Bank of India
c) A&is Bank d) None of these
(. I" company $hich $i%% set up %oca% data cente#s in India by the end of (10 is*a) App%e
b) =oog%e
c) !icrosoft
d) None of these
1. "he 7o#eign E&change Rese#/es of India a#e kept in the custody of*
a) Inte#nationa% -oneta#y 7und
b) Reserve Bank of India
c) State Bank of India
d) None of these
. Bank of Ra9asthan me#ged $ith $hich bank
a) =%oba% "#ust Bank
b) I+I+I Bank c) A&is Bank
d) None of these
,. :hich bank opened a ?ock%ess b#anch at -aha#asht#a to #especting the %oca% customs*
a) State Bank of India b) U+- Bank
c) Bank of -aha#asht#a
d) None of these
. 6D#a$e#6 in the bank cheCues is*
a) :ho #ecei/es the cheCues
b) :ho encash the cheCues
c) .ho issues the che#ues
d) None of these0. 6D#a$ee in the bank cheCue is*
a) :ho #e9ects the payment of cheCues
b) :ho encash the cheCues
c) Al/ays the Bankerd) None of these
'. :hich $as the fi#st bank to set up ta%king A"- in India*a) Union Bank
b) Dena Bank
c) III Bank
d) None of these;. In 1>;'@ Na#ang Bank of India $as acCui#ed by $hich of the fo%%o$ing bank*
a) !O Bank b) !nion Bank
c) United Bank of India
Banking Awareness Question Bankwww,BankExamsToday.com Page4d) None of these
0>*
a) Seven
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b) 7i/e
c) "$o
d) None of these
>. Du#ing the pe#iod of Inf%ation@ ta& #ates shou%d*
a) Increase b) Dec#ease
c) 7%uctuated) None of these
,(. Biggest ta& paying secto# in India is*
a) Ag#icu%tu#a% Secto#
b) Banking Secto#
c' Industrial Sector
d) None of these
,1. :hich Indian Bank became the fi#st to touch a ma#ket capita%iation of Rs. 1@((@((( #o#e in
India*
a) SBI
b) A&is Bank
c) +D7 Bank
d) None of these,. Insu#ance secto# is #egu%ated by $hich of the fo%%o$ing institutiono#ganiation*
a) SEBI
&' IR%A
c) RBId) None of these
,,. E&panded fo#m of !O Bank is*
a) !nited oope#ati/e Bank
b) !nion omme#cia% Bank
c) United +o**ercial Bank
d) None of these
,. IRDA stands fo#*
a) Inte#nationa% Reconst#uction and De/e%opment Association b) Insurance Reulatory and %evelo)*ent Authority
c) Indian Road De/e%opment Agency
d) None of these
,0. "RI3S and "RI-S a#e associated $ith $hich of fo%%o$ing o#ganiation*
a) .(-
b) I-7c) IDA
d) None of these
,'. :hich a#e the fi#st t$o Indian Banks a%%o$ed to open b#anches in 3akistan in August@ (1*
a) SBI and Bank of India b) A&is and +D7 Bank
c) +D7 and III Bank Banking Awareness Question Bankwww,BankExamsToday.com Page5d) None of these
,;. :hich one of the %eading nationa%ied bank in (1 ce%eb#ated its 1;th yea# of dedicated
se#/ice to the nation and has int#oduced 6Inte#acti/e 8oice Response6*
a) Bank of Ba#oda
b) Indian O/e#seas Bank
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c) Allaha&ad Bank
d) None of these
,. !ni/e#sa% Bank is one $hich*
a) p#esent uni/e#sa%%y in a%% the count#ies of the $o#%d
b) !nde#takes the functions of a de/e%opment financia% institution as $e%% as a comme#cia%
bank
c) A%% of the abo/e
d) None of these
(. "he me#chant banking acti/ities in India a#e go/e#ned by $hich of the fo%%o$ing bodies*
a) SEBI b) IRDA
c) RBId) None of these
1. RBI $as estab%ished in*
a) A)ril1 234
b) 0 Ap#i%@ 1>,c) 0 -ay@ 1>,0
d) None of these
. O#igina% name of the State Bank of India $as*
a) Bank of a%cutta
b) Bank of Benga%
c) Both A&ove
d) None of these
,. State Bank of India comes in to e&istence in the yea#*a) 1>;
b) 244
c) 1>0>
d) None of these
. +um +ai Na is s%ogan of $hich bank*
a) I+I+I Bank b) 3un9ab Nationa% Bank
c) 8i9aya Bank
d) None of these
0. :o#%d Bank $as estab%ished in the yea#*
Banking Awareness Question Bankwww,BankExamsToday.com Pagea) 1>00 b) 1>
c' 255
d) None of these
'. +eadCua#te# of :o#%d Bank is %ocated at*
a) ?ondon
b) .ashinton %6+6
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c) =ene/a
d) None of these
;. 1th 3#esident of :o#%d Bank =#oup is*
a) 4e%/in B%aye#Od$ich
b) Shin9oFuangc) i* 8on ,i*
d) None of these. 7o# the o/e#d#aft faci%ity@ custome# ha/e to pay*
a) Interest
b) ommission
c) No#ma% ha#ges
d) None of these
0(. SIDBI stands fo#
a) Specia%%y Indust#ies De/e%opment Bank of India b) Sound Indust#ies De/e%opment Bank of India
c) S*all Industries %evelo)*ent Bank of India
d) None of these
01. N+B is*a) +yde#abad Bank fo# Nation
b) $ational 9ousin Bank
c) Non +ousing Bank in India
d) None of these
0. N+B $as estab%ished on*
a) 1> u%y@ 1>>
b) 1 u%y@ 1>
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0'. 4F is*
a) ,no/ 8our +usto*er
b) 4no$ Fou# heCue
c) 4eep Fou# ash
d) None of these0;. Inc#ease in the gene#a% %e/e% of p#ices fo# goods and se#/ices a#e kno$n as*
a) Def%ation b) Inflation
c) No#ma% 3#ice Inc#ement
d) None of these
0. Ba#omete# of Indian -a#ket is*
a) NI7"F
b) SENSEGc) Both of A&ove
d) None of these
'(. oope#ati/e ente#p#ises ente#ed into t$o o# mo#e business entities@ kno$n as*
a) -ege#s b) Ama%gamation
c) oint ;enture
d) None of these
'1. apita% -a#ket dea%s in*
a) ?ong "e#m 7unds
b) Debt and ECuity
c) All of the A&ove
d) None of these'. In $hich yea# Banking ommission $as estab%ished"
a) 1>;1
b) 27<
c) 1>;
d) 1>;0
',. IRDA6s headCua#te# situated at*
Banking Awareness Question Bankwww,BankExamsToday.com Page"a) Ahmedabad b) 9ydera&ad
c) Au#angabad
d) None of these
'. State Bank of India $as fo#mu%ated unde#*a) SBI Act@ 1>0;
b) SBI Act@ 1>0>
c) SBI Act1 244
d) None of these
'0. :hich of the fo%%o$ing bank is the fi#st uni/e#sa% bank estab%ished in the count#y*
a) SBI
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b) 3NB
c) I+I+I Bank Li*ited
d) None of these
''. Schedu%ed omme#cia% Banks got %icence unde#*
a) Bankin Reulation Act 252 b) Banking Regu%ation Act 1>0
c) Banking Regu%ation Act 1>00d) None of these
';. ?a&mi omme#cia% Bank me#ged $ith*
a) 8i9aya Bank
b) Dena Bank
c) +anara Bank
d) None of these
'
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;0. O#ienta% Bank of omme#ce has taken o/e#*
a) 4otak -ahind#a Bank
b) A&is Bank
c) =lo&al (rust Bank
d) None of these;'. RBI does not issue*
a) -ne Ru)ee $ote b) +und#ed Rupee Note
c) "$enty Rupee Note
d) None of these
;;. :hich state go/e#nment6s business is not t#ansacted by RBI*
a) +imacha% 3#adesh
b) a**u and ,ash*irc) -anipu#
d) None of these
;'*
a) 3un9ab Nationa% Bank
b) SBI
c) Bank of Indiad) None of these
;>. NRI deposits a#e ca%%ed as*
a) 9ot !oney
b) 7o#eign Depositsc) NRI 7unds
d) None of these
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c) All of the A&ove
d) None of these
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a) $ot a +o**ercial Bank
b) Not a Non omme#cia% Bank
c) ?isted Bank
d) None of these
>0. 7o%%o$ing is not a p#ima#y function of a Bank*a) Facilitatin I*)ort of =oods
b) 7aci%itating ash Dea%sc) 3#o/iding ?oans
d) None of these
>'. "he #ese#/es $hich can act as %iCuidity buffe# fo# comme#cia% banks du#ing c#isis times a#e*
a) +RR and SLR
b) On%y RR
c) On%y S?R
d) None of these
>;. -oney ?aunde#ing is*
a) +onversion of *oney /hich is illeally o&tained
b) on/e#sion of money $hich is %ega%%y obtained
c) A%% con/e#ted money
d) None of these>
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d) None of these
1(. omme#cia% 3ape# is a*
a) Unsecured !oney !arket Instru*ent
b) Secu#ed -oney -a#ket Inst#ument
c) Both Secu#ed and !nsecu#ed Inst#umentd) None of these
1(0. 7u%% fo#m of "3Aa) (hird Party Ad*inistrator
b) "ota% 3e#fo#ming Assets
c) "hi#d 3a#ty Association
d) None of these
1('. !nde# $hich RBI $as nationa%ied
a) "#ansfe# of 3#i/ate O$ne#ship Act@ 1>
b) (ransfer of Pu&lic -/nershi) Act1 25:
c) "#ansfe# of oint O$ne#ship Act@ 1>(
d) None of these
1(;. :he#e a#e fou# #egiona% cent#es of RBI %ocatedH
a) !u*&ai1 ,olkata1 +hennai and %elhi
b) 4o%kata@ hennai@ -umbai@ =u9#atc) =u#a#at@ -umbai@ 4o%kata@ De%hi
d) None of these
1( (; 1>'>*
a) 5
b) 10
c) 1'
d) None of these
11,. !nde# $hich Act@ Indust#ia% Reconst#uction Bank of India $as #econstituted*
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a) IRBI Act12:5
b) IRBI Act@ 1>.1>>0
c) .(;.1>>
d) None of these11;. ?oca% A#ea Banks $e#e #egiste#ed as pub%ic %imited companies unde# $hich act*
a) +o*)anies Act1 24>
b) SEBI Act@ 1'0
c) 1>;;
d) None of these
1(. Nationa% Bank fo# Ag#icu%tu#a% and Ru#a% De/e%opment $as estab%ished in*
a) 2:< under act of )arlia*ent b) 1>
b) (1.1(.1>'0c) (1.(>.1>'0
d) None of these
1. :hat $as the estab%ishement yea# of !"I in India*
a) 2>31 By Act of Parlia*ent b) 1>'0@ By Act of 3a#%iament
c) 1>'>@ By Act of 3a#%iament
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d) None of these
1,. =ene#a% Insu#ance o#po#ation of India $as fo#med and #egiste#ed on*
a) anua#y 1>;,
b) anuary 275
c) 7eb#ua#y 1>;0d) None of these
1. =ene#a% Insu#ance o#po#ation of India $as #egiste#ed unde#*a) Insurance Act1 23:
b) ompanies Act@ 1>0'
c) SEBI Act@ 1
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c) "he ne$ bank shou%d open at %east 0 pe# cent of its b#anches in unbanked #u#a% cent#es
d) Bank should o)en at least
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1,>. :hat is the 7DI %imit in Insu#ance H
a) 'J
b) 52?
c) ;J
d) 01Je) None of these
1(. :ho is on the top #ank in Ease of Doing Business (1 Repo#t by :o#%d Bank Ha) India
b) hina
c) !SA
d) Sina)ore
e) None of these
11. 483 K4isan8ikas3at#a ) $hich is %aunched by 7inance -iniste# A#unait%ey @ the
money $i%% doub%e in H
a) 1( months
b) 00 *onths
c) 1
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d) 7i9i and anada
e) Australia
1;. Rate of inte#est is dete#mined by *
a) +o**ercial Bank
b) 3ub%ic Bank c) 3#i/ate Bank
d) RBIe) None of these
1. :hat is :hite ?abe% A"- H
a) O$ned by Bank
b) O$ned by RBI
c) O$ned by State
d) O$ned by ente# e) $one of these
Banking Awareness Question Bankwww,BankExamsToday.com Page1"10(. Name the fou# entities $hich a#e autho#ised by RBI to ope#ate as :?As H
a) Nationa% 3ayment o#po#ation of India@8ak#angee?td.@"ata ommunications 3ayment
So%utions and 3#im 3ayment Se#/ices 3/t. ?td.
b) 8ak#angee?td.@"ata ommunications@ 3#im 3ayment So%ution@Re%iance andc) (ata +o**unications1Pri* Pay*ent Services1!uthoot Finance and ;akranee Ltd
d) Re%iance@ "ata ommunications @-uthoot 7inance and 8ak#angee %td.
e) None of these
101. India s %a#gest comme#cia% Bank is * H
a) Bank of Ba#oda
b) State Bank of India
c) III
d) 3un9ab Nationa% Bank
e) ent#a% Bank of India
10. A bank account $hich does not #eCui#e any minimum ba%ance is te#med as
a) Ni% ba%ance account
b) Cero &alance accountc) 7#i%% account
d) No 7#i%% accounte) None of these
10,. Bank deposits that can be $ithd#a$n $ithout notice a#e ca%%ed *
a) %e*and %e)osits
b) 7i&ed Depositsc) On Demand and "ime Deposits
d) Basic Sa/ings Deposits
e) None of these
10. ontempo#a#y u##ency notes ha/e %anguages on the pane% $hich appea# on the
#e/e#se of the note6
a) 1
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b) 1
c) 1'
d) 1,
e) 4
100. -uti%ated Notes a#e Ha) $otes /hich are in )ieces andDor of /hich the essential )ortions are *issin
b) Any bank note@ $hich is $ho%%y o# pa#tia%%y@ ob%ite#ated@ sh#unk c) Notes $hich a#e $ashed@ a%te#ed o# indeciphe#ab%e
d) Notes $hich a#e $ho%%y o# pa#tia%%y@ ob%ite#ated@ sh#unk@ $ashed@ a%te#ed o# indeciphe#ab%e
e) None of these
10'. -inimum ?imit fo# sending money to Nepa% th#ough NE7" KNationa% E%ect#onic
7und "#ansfe#) in a sing%e day H
a) 1((((
b) 40000
c) No %imit
d) (((((
e) None of these
10;. Notice -oney is a money %end fo# a pe#iod of H
a) Bet/een < and 5 days
%anking Awareness Question Bankwww,BankExamsToday.com Page1# b) e&ceeding 1 daysc) 1 day
d) days
e) None of these
10
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a) Rese#/e Bank of India
b) Securities and Exchane Board of India
c) !nit "#ust of India
d) None of these
1',. 7B stands fo#*a) 7inance and u##ency ont#o%%e# Boa#d
b) Forein +urrency +onverti&le Bondc) 7o#eign o%%ection fo# ash Boa#d
d) None of these
1'. -IR stands fo#*
a) -agnetic Ink ode Reade#
b) !anetic Ink +haracter Reconition
c) -agnetic Ink heCue Recognition
d) None of these
1'0. RBI estab%ished on*
a) 0 Ap#i% 1>;
b) A)ril 234c) < Ap#i% 1>>
Banking Awareness Question Bankwww,BankExamsToday.com Page2$d) None of these
1''. DD in banking te#m stands fo#*a) Demand heCue
b) Doo#da#shan
c) %e*and %raft
d) None of these1';. 3I #efe#s to*
a) ost 3#ice Inde&
b) +onsu*er Price Index
c) u##ent 3#ice Inde&
d) None of these
1'
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d) None of these
1;. 3S! stands fo#*
a) 3ub%ic Secto# !ti%ities
b) 3ub%ic Secto# !nits
c) Pu&lic Sector Undertakind) None of these
1;,. A #ight to keep possession of p#ope#ty be%onging to anothe# pe#son unti% a debt o$ned by that pe#son is discha#ged is ca%%ed as*
a) Lien b) -o#tgage
c) ustody
d) None of these
1;. "he stated p#incipa% amount of a financia% inst#ument is kno$n as*
a) -a#ket 8a%ue
b) Book 8a%ue
c) Face ;alue
Banking Awareness Question Bankwww,BankExamsToday.com Page21d) None of these
1;0. A pe#son $ho sets up a business o# businesses@ taking on financia% #isks in the hope of p#ofit
is kno$n as*
a) 3a#tne# b) Entre)reneur
c) O$ne#
d) None of these
1;'. Out of 3#ofitsRese#/es@ money gi/en by company to its sha#eho%de#s is*a) Inte#est
b) %ividend
c) Bonus
d) None of these
1;;. :3I stands fo#*
a) :ho%esa%e 3#ice in India
b) :ho%esa%e 3#ice Institution
c) .holesale Price Indexd) None of these
1;. E&cess of Supp%y o/e# Demand denotes*
a) Buyers !arket
b) Se%%e#s -a#ket
c) Both of Abo/ed) None of these
1
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1
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E/e#y 7inancia%%y "#ansfe# "#ansaction
(ransfer of a loan fro* one )arty to another
None of these
1>1. Sugam scheme $as %aunched fo#*
a) Big o#po#ate +ouses b) S*all (ax Payers
c) 3ensione#s getting o%d age pensiond) None of these
1>. "he #egu%ato# of $ho%e banking in India is*
a) Banking 3%anning ounci%
b) Banking ont#o% !nit
c) RBI
Banking Awareness Question Bankwww,BankExamsToday.com Page23d) None of these
1>,. 6 Nationa% Ru#a% Emp%oyment 3#og#am6 $as fo#me#%y kno$n as*
a) Do $o#k and get 7ood
b) Emp%oyment fo# 7oodc) Food For .ork
d) None of these
1>. :he#e neithe# e&po#ts no# impo#ts takes p%ace is kno$n as*
a) +losed Econo*y b) Dep#essed Economy
c) Si%ent Economy
d) None of these
1>0. R. =andhi is Deputy =o/e#no# of RBI and a%so a pa#t of boa#d membe# of*a) -NRE=A
b) A&is Bank
c) SEBI
d) None of these
1>'. on/e#sion of 3hysica% fo#m of sha#e into e%ect#onic fo#m is ca%%ed*
a) ESha#e
b) %E!A(
c) On%ine Sha#e a#ds
d) None of these
1>;. !.4. Sinha is p#esent chai#man of*
a) RBI
b) SEBIc) Nationa% De/e%opment ounci%
d) None of these1>>. A schedu%ed bank must be*
a) ompany inco#po#ated by any %a$ in fo#ce in any p%ace in India.
b) An institution notified by =OI.
c) A company as defined by ompanies Act@ (1,.
d) All of the A&ove
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e) None of "hese
((. 7inancia% assistance fo# a sum of Rs. 0@((( can be ca%%ed as*
a) Sho#t "e#m -oney
b) ?itt%e 7inance
c) !icro Financed) Sma%% 7inance
e) None of "hese(1. An inde& of financia% inc%usion has been %aunched fo# fi#st time in ((< by*
a) NSE
b) I+RIER
Banking Awareness Question Bankwww,BankExamsToday.com Page24c) BSE
d) RBI
e) None of "hese
(. IRIER stands fo#*
a) Inte#nationa% ounci% on Resea#ch in Economic Refe#ences
b) Indian a#ee# Resea#ch Institute in Economic Re%ationc) Indian +ouncil for Research on International Econo*ic Relations
d) Inte#nationa% o/e#age on Resea#ch Institute fo# Economic Rates
(,. :hich of the fo%%o$ing is a thi#d pa#ty p#oduct often so%d by banks*
a) =ift cheCues b) #edit ca#ds
c) Debit ca#ds
d) !utual funds
e) None of "hese(. 7D in comme#cia% bank can be done fo# ma&imum pe#iod of*
a) 0 8ears
b) 10 Fea#s
c) No ?imit
d) > Fea#s
e) None of "hese
(0. :hich of the fo%%o$ing happened to be the fi#st p#i/ate bank in India to #ecei/e an inp#incip%e
app#o/a% f#om RBIH
a) 9%F+ Bank
b) III Bank
c) Fes Bank
d) !nited :este#n Bank
e) None of "hese
('. 4F po%icy has been actua%%y inno/ated by*a) 7ed Rese#/e of !SA
b) Basel co**ittee
c) RBI
d) =OI@ -inist#y of 7inancee) None of these
(;. 7DI stands fo#*
a) 7o#eign De/e%opment in India
b) 7#eCuent Di#ect In/estment
c) Forein %irect Invest*ent
d) 7inancia% De/e%opment In India
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e) None of "hese
(<
b) 252
c) 1>;
d) 1>0e) None of "hese
10. "hose amounts due to /endo#s o# supp%ie#s that must be paid $ithin one yea# is kno$n as*
a) ?oan Ad/ances
b) Accounts Paya&lec) #edito#s
d) Debto#s
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e) None of "hese
1'. "he ma&imum compensation by Banking Ombudsman fo# a comp%aint is*
a) Rs.1 %akh
b) Rs. %akh
c) Rs.0 %akhd) Rs60 lakh
e) None of "hese1;. :hich of the fo%%o$ing heCue is not honou#ed by the bankH
Banking Awareness Question Bankwww,BankExamsToday.com Page2a) Stale +he#ue
b) #ossed heCue
c) Se%f heCue
d) Open heCue
e) None of "hese
1>> is*a) Fash hop#a
b) Sohan Roy
c) 4abi# 4han
d) None of "hese(. "he theme of 3#a/asiBha#atiya Di/as (1 $as*
a) =lo&al Indian @ Inclusive =ro/th
b) Engaging the g%oba% Indians
c) Nation $ith -ig#ants Indians
d) None of "hese
1. "he cabinet has app#o/ed the e&tension of E&se#/icemen cont#ibuto#y hea%th scheme
todomici%edgo#khaspensione#s e&se#/ice men*
a) Bhutan
b) $e)al
c) "ibet
d) None of "hese
. :hich of the fo%%o$ing te#m is not #e%ated to Banking7inance ope#ations*
a) +onsolidation
b) 3#o/ision o/e#age Ratioc) ommodification
d) None of "hese
,. :hich of the fo%%o$ing committee $as #e%ated to 7o#eign Di#ect In/estment*
a) Dutt ommittee b) $6,6 Sinh +o**ittee
c) hand#a Shekha# ommittee
d) None of "hese
. "he e&cess of tota% e&penditu#es o/e# tota% #eceipts is kno$n as*
a) 7isca% Deficit
b) Re/enue Deficit
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c) Budet %eficit
d) None of "hese
0. :hich of the fo%%o$ing is a 3#i/ate Secto# !nde#taking*
a) otton o#po#ation of India
b) Ai# India Enginee#ing Se#/ices ?imitedc) (ata +onsultancy Services
d) None of "hese
Banking Awareness Question Bankwww,BankExamsToday.com Page2!'. "he te#m Ro%%ing Sett%ements is p#edominant%y used in $hich of the fo%%o$ing ma#kets*
a) u##ency -a#ket
b) +a)ital !arketc) ommodity -a#ket
d) None of "hese
;. A money deposited in a bank that cannot be $ithd#a$n fo# a p#eset fi&ed pe#iod of time is
kno$n as*
a) hecking Account
b) (er* %e)ositc) No 7#i%%s Account
d) None of "hese
. :hen the#e is a diffe#ence bet$een a%% #eceipts and e&penditu#es of the =o/e#nment of India both capita% and #e/enue@ it is ca%%ed*
a) Budetary %eficit
b) "#ade =ap
c) Ba%ance of 3ayment 3#ob%ems
d) None of "hese
,(. :hich of the fo%%o$ing is not #eCui#ed fo# opening a bank account*
a) Identity 3#oof
b) %o*icile +ertificatec) Recent 3hotog#aphs
d) None of "hese
,1. In the summit of $hich of the fo%%o$ing o#ganiationsg#oup of nations it $as decided that a%%
membe#s shou%d enfo#ce budget discip%ine*
a) O3E
b) = <c) Euro)ean Union
d) None of "hese
,. :hich of the fo%%o$ing is a #etai% banking p#oductH
a) 9o*e Loans b) :o#king capita% finance
c) o#po#ation te#m %oans
d) None of "hese
,,. :hich of the fo%%o$ing is not a -oney -a#ket Inst#umentH
a) "#easu#y Bi%%s
b) omme#cia% 3ape#
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c) E#uity Shares
d) None of "hese
,. :hich of the fo%%o$ing is NO" a -embe# of = '0d) 2>7
e) None of "hese
1. Name of the bank $hich fi#st time int#oduce the me#chant banking in India is*
a) Impe#ia% Bank of India b) =rindlays Bank
c) !nited Bank
d) ?ondon Bank
e) None of "hese
. State Bank of India sta#ted the -e#chant Banking di/ision in*
a) 1>;(
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b) 27<
c) 1>;
d) 1>;0
e) None of "hese
Banking Awareness Question Bank
www,BankExamsToday.com Page2#,. -e#chant Banks do not dea%s in*a) p#o/iding se#/ices fo# me#ge#s and acCuisitions b) reular &ankin services to the eneral )u&lic
c) %ong te#m %oans fo# companies
d) stock unde#$#iting
e) None of "hese
. =#oup of peop%e such as $o#ke#s $ho poo% thei# money togethe# fo# sa/ings and to make %oan
is ca%%ed a*
a) ?oan 3#o/ide#
b) +redit Unionc) ?abou# !nion
d) State of ?oan !nione) None of "hese
0. 3ub%ic Secto# Banks #efe#s to*
a) -o#e peop%e /isit these banks
b) RBI or =overn*ent of India or &oth have at least 4? shares in the Bank c) Bank #un by the go/e#nment ha/ing the di#ecto#s e%ected by the pub%ic
d) A%% of the Abo/e
e) None of "hese
'. ?a#gest 3ub%ic Secto# Bank in India is*a) A%%ahabad Bank
b) III
c) 3un9ab Nationa% Bank
d) State Bank of Indiae) None of "hese
;. 3ub%ic Secto# Banks Inc%udes*
a) ( Nationa%ied Banks 0 SBI Associates IDBI
b) ( Nationa%ied Banks SBI ; 3#i/ate Banks
c) 1> Nationa%ied Banks SBI 3#i/ate Secto# Banks IDBI
d) 2 $ationalied Banks SBI 4 SBI Associates I%BI
e) None of "hese
. "he te#m not #e%ated to economics is*a) onsume# Su#p%us
b) La/ of !otion
c) ?a$ of Demand
d) Diminishing -a#gina% !ti%ity
e) None of "hese
0(. In India@ a%% e&te#na% payments a#e channe%ed th#ough the*
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a) =o/e#nment of Re%ated States
b) SBI
c) RBI
Banking Awareness Question Bankwww,BankExamsToday.com Page3$
d) EGI-e) None of "hese
01. Indust#ia% E&it #efe#s to*a) Allo/in Business Units to close do/n
b) 7o#cing fo#eign companies to %ea/e India
c) A%%o$ing manufactu#e#s to shift thei# %ine of p#oducts
d) A%% of Abo/e
e) None of "hese
0. , Fea#s ban on $hich of these Rea% Estate ma9o#s has been put by SEBI*
a) ANOS Rea% Estates
b) %LFc) S!3ER"E+
d) =-?e) None of "hese
0,. E&%e of noncomme#cia% bank is*
a) ?oan to B3? fami%ies
b) Ag#icu%tu#a% ?oanc) ?oan to S and S" ommunities
d) All of A&ove
e) None of "hese
0. ?oan taken fo# not doing a business@ usua%%y ca%%ed*a) $on +o**ercial Loan
b) 8i#tua% ?oan
c) omme#cia% ?oan
d) Indi/idua% =#oup ?oan
e) None of "hese
00. ?oan taken by the pe#son@ not te%%ing the pu#pose of taking %oan is ca%%ed*
a) Non 3e#sona% ?oan
b) +idden ?oan
c) oncea%ed ?oan
d) Personal Loan
e) None of "hese
0'. :hich of the fo%%o$ing $i%% set up co#e banking inf#ast#uctu#e fo# #u#a% banks*
a) $ABAR%
b) RBIc) SIDBI
d) SBI
e) None of "hese
0;. !N"AD stands fo#*a) !nited Nations onfe#ence on "#ade and Dea%ing
b) !nit Nationa% onfe#ence on "#ade and De/e%opment
c) United $ations +onference on (rade and %evelo)*ent
d) !niCue Nations onfe#ence on "#ade and De/e%opment
e) None of "hese
0
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a) 3un9ab Nationa% Bank
b) Syndicate Bank
Banking Awareness Question Bankwww,BankExamsToday.com Page31c) State Bank of India
d) A&is Bank e) None of "hese
0>. Rupiya in ou# count#y $as int#oduced by*a) Akba#
b) 3#ith/i Ra9 houhan
c) hand#a =upt-o#yaa
d) Sher Shah Surie) None of "hese
'(. N+B stands fo#*
a) Non +ousing Bank
b) $ational 9ousin Bank c) Notified +ousing Bank
d) None of "hese'1. Nationa% +ousing Bank $as founded on*
a) 2 uly1 2:: b) 1> u%y@ 1>
c) < u%y@ 1>
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Banking Awareness Question Bankwww,BankExamsToday.com Page32';. S-E standds fo#*
a) S*all and !ediu* Enter)rises
b) Se%%ing and -a#keting Estab%ishment
c) Sa%es and -a#keting Entityd) None of "hese
'
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www,BankExamsToday.com Page33;'. 7inancia% Inc%usion is*
a) De%i/e#y of banking se#/ices at an affo#dab%e cost to $eake# sections
b) De%i/e#y of financia% se#/ices at an affo#dab%e cost to $eake# sections
c) Socia% #esponsibi%ity of banking and go/e#nment system
d) All of A&ove
e) None of "hese;;. = stands fo#*
a) #edit =ua#antee ente#
b) onsumab%e =oods ommission
c) +redit =uarantee +or)oration
d) None of "hese
;
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b) Insider (radin
c) 7utu#e "#ading
d) None of "hese
1. "he 67ood 7o# :o#k6 p#og#am $as #enamed as*
a) -NRE=A K-ahatma =andhi Nationa% Ru#a% Emp%oyment =ua#antee Association)
b) $ational Rural E*)loy*ent Prora*
c) Ru#a% De/e%opment 3#og#amd) None of "hese
>. "he highe# denomination banknotes in Rs. 1@((( @Rs. 0@((( @ Rs. 1(@((( $e#e #eint#oduced
by RBI in the yea#*
a) 1>0( b) 1>'
c) 245d) None of "hese
>,. "he denomination of Rs. 1@((( @Rs. 0@((( @ Rs. 1(@((( $e#e again demonetied by RBI in*
Banking Awareness Question Bankwww,BankExamsToday.com Page35a) 1>;(
b) 27:
c) 1>
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d) None of "hese
>. "he highest denomination note of Rs. 1(@((( $as p#inted fi#st time by RBI in*
a) 1>0
b) 23:
c) 1>0d) None of "hese
>0. :hich of the fo%%o$ing is /e#y nea# to Soi%ed Note*a) O%d Notes $hich can not ci#cu%ate among peop%e
b) (he note /hich as &eco*e dirty due to usae and also include a t/o )iece note )asted
toether &y u* etc6
c) Notes $hich a#e outdated
d) None of "hese
>'. Numbe# of ?anguage appea#ing on Bank notes a#e*
a) 1<
b) 4
c) 1>
d) None of "hese
>;. :hich %anguage is p#ominent%y disp%ayed in the cente# $he#e othe# %anguages a#e a%so
appea#ed in the note*a) !#du
b) 9indi
c) =u9a#ati
d) None of "hese>
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,1.1.(10
,(>.:ho is the p#esident of BRIS BankH
4.8. 4amath
,1(.Define Se%f heCueH
A se%f cheCue is $#itten by the account ho%de# as pay se%f to #ecei/e the money in the physica%fo#m f#om the b#anch $he#e he ho%ds his account
,11.:hat is an open -a#ket Ope#ationsHAn open ma#ket ope#ation is an inst#ument of moneta#y po%icy $hich in/o%/es buying o#
se%%ing of go/e#nment secu#ities f#om o# to the pub%ic and banks
,1.Define Endo#sementH
:hen a Negotiab%e Inst#ument contains@ on the back of the inst#ument an endo#sement@ signed
by the ho%de# o# payee of an o#de# inst#ument@ t#ansfe##ing the tit%e to the othe# pe#son@ it is
ca%%ed endo#sement
,1,. Is the#e any minimum and ma&imum cash $ithd#a$a% %imit pe# dayH
Fes b#oad%y the $ithd#a$a% %imits a#e set by the ca#d issuing banks. "his %imit is disp%ayed at
the #especti/e A"- %ocations.
,1.:hat is the fu%% fo#m of N3SH
Nationa% 3ension Scheme
,10.NB7 dea%s inH3#o/iding banking se#/ices
,1'.:ho is the autho# of the book -y yea#s $ith Ra9i/ and SoniaH
R.D. 3#adhan
,1;."he -utua% funds in India fo%%o$ accounting standa#ds %aid byHSEBI
,1.:hat is the fu%% fo#m of I7SH
Indian 7inancia% System ode
,(. SBI %aunched mino# ac fo# chi%de#n abo/e 1( yea#s named asH
3eh%i!daan
,1.-utua% funds #egu%ated byH
Banking Awareness Question Bankwww,BankExamsToday.com Page3!SEBI
,. 7u%% fo#m of =S?8H
=eoSynch#onous ?aunch 8ehic%e
,,.+D7 e#do is $hich type of companyH
=ene#a% Insu#ance ompany
,. SEBI is $hich kind of bodyH
-a#ket Regu%ating Body,0."he#e a#e ho$ many digits in -IRH
>
,'.:hat is #ecessionH
A pe#iod of tempo#a#y economic dec%ine@ gene#a%%y identified by a fa%% in =D3 in t$osuccessi/e Cua#te#s
,;.BSBDA stands fo#H
Basic Sa/ings Bank Deposit Account
,,0@ Nationa%ied in 1>>
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