atlantic education international. outbound presentation.version6

Health Insurance

in a Changing

World

Do I Need Health Insurance?

Changing World – Military Conflicts, Terrorism and Political Unrest

- Afghanistan, Iraq, Iran, Syria, Israel, Mexico, India, Thailand, Russia, Spain, England, Turkey, China…

Changing World – Natural Disasters

What to Do Before You Leave…Access Resources such as:

• DFAIT website

• Canadian Embassy/Consulate in your destination country

• Guard.me website – login to access Europ Assistance Resources

What to Do Before You Leave…

• Educate yourself on your Destination – Laws, Customs, Health Dangers, Communications

What to Do Before You Leave…• Make sure you’re protected by comprehensive

emergency healthcare and security coverage

Overview of Sources of Out of Country Health Insurance

• Provincial Healthcare Insurance

• Private Group Employee Benefits Plan

• Individual Out-of-Country Insurance• Traditional Travel Insurance Programs

• Education-related Insurance Programs

guard.me: Educational Activity-related Health Insurance

• Designed with the needs of the educational traveler in mind

• In the event of accident or illness, our goal is to help you complete your studies

• You can extend coverage up to 365 days at a time for as many times as you like

• You can apply for coverage outside of Canada

guard.me Unique Features

• No requirement or restrictions of GHIP

• Fast and Efficient Claims Payment System

• Comprehensive Coverage

• No Terrorist or War exclusions

• Worldwide coverage from time of departure

• INSURED Security Evacuation – only one in

Canada offering this feature

Plan Highlights - Medical• Hospital, X-rays, Lab Testing - 100% of eligible

charges

• Prescription Drugs - 100% of eligible charges; maximum 30 day supply

• Paramedical Services - 100% of eligible charges for visits to naturopaths, acupuncturists, massage therapists, chiropractors, podiatrists – up to $500 per category

• Dental Accident – to $4,000

Plan Highlights – Non-medical• Family Transportation for 2 members

• to $5,000 for air• to $1,500 for subsistence

• Medical Air Evacuation • 100% to nearest hospital or return to home country

hospital• Security Evacuation

• Up to $100,000• AD&D $50,000

• Common Carrier to $100,000• Burial in Host Country

• to $5,000• Repatriation of Deceased

• to $15,000

How to Claim?

1. Claims less than $1000 can be conveniently submitted online at www.guard.me

2. Claims over $1000 should be mailed

Contact Us

24 Hour Emergency Line: 905-667-0587 (call collect)

OREmail: info@guard.me

ORWebsite: www.guard.me

What Questions Do You Have?

Quiz Time!

• What is the family transportation benefit? (The most COMPLETE answer wins)

• Which companies in Canada offer Security Evacuation as an insured benefit?

• What are the two ways payments are made by guard.me?

• Give three examples of non-medical benefits covered by guard.me

Thank you for listening…

Enjoy your travels!