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Index
Market Outlook
Investment Performance
Assure Fund
Income Advantage Fund
Protector Fund
Builder Fund
Balancer Fund
Enhancer Fund
Creator Fund
Magnifier Fund
Maximiser Fund
Super 20 Fund
Multiplier Fund
Platinum Plus I Fund
Platinum Plus II Fund
Platinum Plus III Fund
Platinum Plus IV Fund
Platinum Premier Fund
Platinum Advantage Fund
Foresight Single Pay
Foresight 5 Pay
Titanium I Fund
Titanium II Fund
Titanium III Fund
Pure Equity
Liquid Plus
Value & Momentum
Pg 1
Pg 3
Pg 5
Pg 6
Pg 7
Pg 8
Pg 9
Pg 10
Pg 11
Pg 12
Pg 13
Pg 14
Pg 15
Pg 16
Pg 17
Pg 18
Pg 19
Pg 20
Pg 21
Pg 22
Pg 23
Pg 24
Pg 25
Pg 26
Pg 27
Pg 28
Pg 29
Pension Growth Fund
Pension Nourish Fund
Pension Enrich Fund
Pg 30
Pg 31
Pg 32
as on 28th November 2014
Market Update
1
Economy Review
In the fifth bi-monthly credit policy review, RBI continued to keep all the key rates unchanged. However, the
RBI policy stance was much more dovish which came as a relief to the market. The policy mentioned that if
the current inflation momentum and fiscal developments are encouraging, a change in the monetary policy
stance is likely early next year. It reflects high probability of rate cuts beginning early next year. The central
bank kept the estimate for GDP growth at 5.5% while revising its inflation projection down to 6% by March-
15. Earlier they had kept a target of getting inflation to 6% by January -16.
The month long winter session of the Parliament started in November 2014. The key bills including GST
bill, Insurance bill, Coal Regulatory Authority bill, two bills on Labour reforms and amendments to the Land
Acquisition and Lokpal Act will be tabled for approval in the winter session. Reforms in the parliament's
winter session ranging from GST to Insurance bill could be a source of potential market trigger ahead.
The first of five phases of polling in the states of Jammu & Kashmir and Jharkhand saw an impressive
turnout of 70% in J&K and 60% in Jharkhand where results are due in Dec and BJP is once again a strong
contender in both the states.
Positive cheer on inflation front continued as both Consumer Price Index (CPI) and Wholesale Price Index
(WPI) continued to surprise positively. CPI was down to 5.5% for the month of October-14 from 6.5% last
month. The drop was driven by food inflation, which slowed to 5.8% from 7.6% due to lower prices and a
favorable base. Fuel inflation moderated to 3.3% from 3.5% even before full transmission of the lower
crude oil prices.
India's HSBC manufacturing PMI showed improvement compared to the previous month. The data was
recorded at 53.3 in November 2014 from 51.6 in October 2014. On the other hand, the services PMI also
improved to 52.6 in November 2014 compared to 50.0 in October 2014. A PMI reading above 50 indicates
expansion while one below it implies contraction.
Market Update
2
Outlook for Equities
Outlook for Debt
Key Indian stock indices extended their gains on the back of robust FII inflows. The BSE market cap
crossed the INR 100 tn milestone. Markets gained around 3% on a month on month basis. FII
invested another $2.2bn in the month of November- 14 taking the cumulative figure to $15.9bn YTD.
DIIs were net sellers of $1.2bn during the month taking their net sell tally to $6bn YTD.
From a long term perspective, Sensex still appears attractive at 16xFY16e earnings.
Currently, liquidity is in a deficit mode in the economy and will continue to be in deficit mode for some
time. RBI will continue to monitor the liquidity situation closely to counter the inflation expectation in
the economy.
G-sec market will remain range bound before they start getting fresh triggers on the inflation front. We
expect 10 year G-sec markets to touch 7.75% by April 2014. The corporate bond market will trail the
G-sec market with a spread of 35bps.
28-Nov-14 31-Oct-14 % ChangeINDEX
Nifty
Sensex
BSE 100
Dow Jones
Hang Seng
Nikkei
Nasdaq
8588.25 8322.20 3.20%
28693.99 27865.83 2.97%
8644.37 8383.91 3.11%
17828.24 17390.52 2.52%
17459.85 16413.76 6.37%
23987.45 23998.06 -0.04%
4791.63 4630.74 3.47%
BSE NSE
3000
4000
5000
6000
7000
8000
9000
10000
11000
16000
18000
20000
22000
24000
26000
28000
30000
No
v- 1
3
De
c- 1
3
Jan-
14
Fe
b- 1
4
Ma
r -14
Ap
r-1
4
Ma
y-1
4
Oct
-13
Jun
-14
Jul-
14
Au
g-1
4
Sep
-14
Oct
Nov
- -14
14
Key Indices
10 year G-Sec
5 Year G-Sec
91 Day T Bill
364 day T-Bill
MIBOR
Call Rates
5 year AAA Corporate Bond Spread10 Yr G-Sec Yield
bps
28-Nov-14 31-Oct-14 % Change
8.09% 8.28% -2.35%
8.14% 8.28% -1.72%
8.23% 8.36% -1.58%
8.24% 8.39% -1.82%
8.48% 8.54% -0.71%
7.91% 8.00% -1.14%
No
v-13
De
c-13
Jan-
14
Fe
b-14
Ma
r-14
Ap
r-14
Ma
y-14
Oct
-13
Jun-
14
Jul-1
4
Au
g-14
Oct
-14
Sep
-14
Nov
-14
15
40
65
90
115
140
5.0
4.0
6.0
7.0
8.0
9.0
10.0
Individual Funds
Returns
Absolute Return
CAGR
BM BMCreatorBMEnhancer
2.03% 1.62%
6.06% 4.62%
10.10% 7.79%
19.70% 15.99%
12.01% 10.11%
12.56% 10.59%
9.24% 8.14%
8.98% 7.77%
10.62% 7.48%
2.51% 2.06%
7.88% 5.53%
14.15% 10.66%
28.94% 22.72%
15.56% 13.03%
16.03% 13.50%
9.31% 8.18%
9.85% 8.28%
13.41% 10.59%
4.18% 4.11%
14.61% 10.13%
25.84% 19.44%
71.03% 52.98%
28.33% 20.27%
27.47% 20.00%
12.01% 7.18%
13.75% 9.79%
10.82% 6.16%
2.24% 2.62%
8.58% 6.76%
17.05% 16.15%
38.70% 32.89%
21.71% 18.85%
22.02% 18.28%
11.34% 8.51%
12.22% 9.35%
15.08% 11.98%
3.13% 2.74%
9.25% 6.87%
20.77% 15.45%
45.64% 34.56%
20.50% 18.10%
21.37% 18.47%
8.46% 8.17%
9.70% 9.07%
10.82% 8.63%
2.68% 2.52%
7.43% 6.36%
17.68% 14.24%
38.45% 31.67%
19.93% 17.11%
20.58% 17.45%
8.99% 8.22%
10.53% 8.95%
14.84% 7.97%
2.03% 1.67%
6.13% 4.72%
10.18% 8.14%
20.98% 16.82%
12.39% 10.34%
13.00% 10.83%
9.40% 7.92%
9.15% 7.63%
10.60% 7.57%
1.65% 1.46%
5.57% 4.29%
8.24% 6.78%
16.10% 13.69%
9.99% 9.01%
10.54% 9.50%
8.52% 7.99%
8.07% 7.45%
8.63% 6.40%
0.60% 0.81%
2.41% 2.55%
4.48% 4.44%
9.68% 9.22%
9.13% 8.23%
9.46% 8.42%
9.14% 8.07%
8.50% 7.27%
9.33% 7.48%
1.51% 1.31%
5.25% 3.96%
6.82% 5.78%
12.54% 11.40%
8.71% 7.91%
9.75% 8.39%
8.85% 7.81%
8.59% 7.12%
10.93% 7.64%
1.72% 1.75%
5.54% 4.88%
9.79% 8.64%
19.79% 17.98%
11.90% 10.88%
12.53% 11.37%
8.48% 7.99%
8.44% 7.77%
11.97% 8.59%
BuilderPeriod
1 month
6 months
1 Year
2 Years
3 Years
4 Years
5 Years
Since Inception
3 months
Performance at a Glance as on 28th November 2014
Returns
Absolute Return
CAGR
Returns
Absolute Return
CAGR
Multiplier BMPeriod
1 month
6 months
1 Year
2 Years
3 Years
4 Years
5 Years
Since Inception
3 months
Magnifier BM Maximiser BM Super 20 BM
Disclaimer:This document is issued by BSLI. While all reasonable care has been taken in preparing this document, no responsibility or liability is accepted for errors of fact or for anyopinion expressed herein. This document is for information purposes only. It does not constitute any offer, recommendation or solicitation to any person to enter into anytransaction or adopt any investment strategy, nor does it constitute any prediction of likely future movements in NAVs. Past performance is not necessarily indicative of futureperformance. We have reviewed the report, and in so far as it includes current or historical information, it is believed to be reliable though its accuracy or completeness cannotbe guaranteed. Neither Birla Sun Life Insurance Company Limited, nor any person connected with it, accepts any liability arising from the use of this document. You are advisedto make your own independent judgment with respect to any matter contained herein. The investment risk in investment portfolio is borne by the policyholder. The name of thefunds do not in any way indicate their quality, future prospects or returns. The premium paid in unit linked life insurance policies are subject to investment risk associated withcapital markets and the unit price of the units may go up or down based on the performance of investment fund and factors influencing the capital market and the policyholder isresponsible for his/her decisions Insurance is the subject matter of solicitation.BEWARE OF SPURIOUS PHONE CALLS AND FICTITIOUS/FRAUDULENT OFFERS: IRDA clarifies to public that IRDA or its officials do not involve inactivities like sale ofany kind of insurance or financial products nor invest premiums. IRDA does not announce any bonus. Public receiving such phone calls are requested to lodge a policecomplaint along with details of phone call, number.
Fund Name Benchmark CompositionAssureIncome AdvantageProtectorBuilderBalancerEnhancerCreatorMagnifierMaximiserMultiplierSuper 20Liquid PlusPure EquityValue & Momentum
--
BSE 100BSE 100BSE 100BSE 100BSE 100BSE 100BSE 100CNX MidcapBSE Sensex
-BSE 100
Crisil Short Term Bond IndexCrisil Composite Bond IndexCrisil Composite Bond IndexCrisil Composite Bond IndexCrisil Composite Bond IndexCrisil Composite Bond IndexCrisil Composite Bond Index
-------
-Crisil Liquid Fund IndexCrisil Liquid Fund IndexCrisil Liquid Fund IndexCrisil Liquid Fund IndexCrisil Liquid Fund IndexCrisil Liquid Fund IndexCrisil Liquid Fund IndexCrisil Liquid Fund IndexCrisil Liquid Fund IndexCrisil Liquid Fund IndexCrisil Liquid Fund Index
--
ULIF01008/07/05BSLIASSURE109ULIF01507/08/08BSLIINCADV109ULIF00313/03/01BSLPROTECT109ULIF00113/03/01BSLBUILDER109ULIF00931/05/05BSLBALANCE109ULIF00213/03/01BSLENHANCE109ULIF00704/02/04BSLCREATOR109ULIF00826/06/04BSLIIMAGNI109ULIF01101/06/07BSLIINMAXI109ULIF01217/10/07BSLINMULTI109ULIF01723/06/09BSLSUPER20109ULIF02807/10/11BSLLIQPLUS109ULIF02707/10/11BSLIPUREEQ109ULIF02907/10/11BSLIVALUEM109
SFIN
3
BMAssure BMProtector BMBalancerPeriod
1 month
6 months
1 Year
2 Years
3 Years
4 Years
5 Years
Since Inception
3 months
BMIncome Advantage
Pure Equity
2.05%
8.78%
30.20%
54.45%
28.32%
-
-
-
26.25%
BM
0.61% 0.55%
2.01% 1.83%
4.12% 3.74%
8.72% 8.05%
8.46% 8.03%
- -
- -
- -
8.10% 8.00%
Liquid Plus
Value Momentum BM
1.66% 2.74%
10.34% 6.86%
17.38% 15.45%
63.11% 34.56%
21.40% 18.10%
- -
- -
- -
20.61% 17.99%
Guaranteed Nav Funds
Pension Funds
Returns
Absolute Return
CAGR
Platinum Plus
2.09%
5.93%
13.85%
30.84%
16.13%
16.23%
7.11%
9.02%
7.59%
Platinum Plus II
2.35%
6.67%
15.24%
33.80%
17.23%
16.67%
7.76%
9.76%
14.86%
Platinum Plus III
2.54%
6.89%
16.37%
34.75%
18.02%
17.34%
8.44%
9.93%
11.63%
Platinum Plus IV
2.60%
7.04%
16.99%
36.11%
18.35%
17.39%
8.38%
10.21%
10.10%
Platinum Premier
2.58%
7.57%
17.62%
37.70%
19.32%
18.22%
8.91%
-
11.12%
Period
1 month
6 months
1 Year
2 Years
3 Years
4 Years
5 Years
Since Inception
3 months
Platinum Advantage
2.65%
8.27%
19.13%
41.18%
21.33%
21.13%
11.33%
-
9.78%
Returns
Absolute Return
CAGR
Disclaimer:This document is issued by BSLI. While all reasonable care has been taken in preparing this document, no responsibility or liability is accepted for errors of fact or for anyopinion expressed herein. This document is for information purposes only. It does not constitute any offer, recommendation or solicitation to any person to enter into anytransaction or adopt any investment strategy, nor does it constitute any prediction of likely future movements in NAVs. Past performance is not necessarily indicative of futureperformance. We have reviewed the report, and in so far as it includes current or historical information, it is believed to be reliable though its accuracy or completeness cannotbe guaranteed. Neither Birla Sun Life Insurance Company Limited, nor any person connected with it, accepts any liability arising from the use of this document. You are advisedto make your own independent judgment with respect to any matter contained herein. The investment risk in investment portfolio is borne by the policyholder. The name of thefunds do not in any way indicate their quality, future prospects or returns. The premium paid in unit linked life insurance policies are subject to investment risk associated withcapital markets and the unit price of the units may go up or down based on the performance of investment fund and factors influencing the capital market and the policyholder isresponsible for his/her decisions Insurance is the subject matter of solicitation.BEWARE OF SPURIOUS PHONE CALLS AND FICTITIOUS/FRAUDULENT OFFERS: IRDA clarifies to public that IRDA or its officials do not involve inactivities like sale ofany kind of insurance or financial products nor invest premiums. IRDA does not announce any bonus. Public receiving such phone calls are requested to lodge a policecomplaint along with details of phone call, number.
Platinum Plus IPlatinum Plus IIPlatinum Plus IIIPlatinum PlusPlatinum PremierPlatinum AdvantageTitanium I
IV
Titanium IITitanium IIIPension NourishPension GrowthPension EnrichForesight - Single PayForesight - 5 Pay
--------
-BSE 100BSE 100BSE 100
--
--------
-Crisil Composite Bond IndexCrisil Composite Bond IndexCrisil Composite Bond Index
--
--------
-Crisil Liquid Fund IndexCrisil Liquid Fund IndexCrisil Liquid Fund Index
--
ULIF01325/02/08BSLIIPLAT1109ULIF01425/02/08BSLIIPLAT2109ULIF01628/04/09BSLIIPLAT3109ULIF01816/09/09BSLIIPLAT4109ULIF02203/02/10BSLPLATPR1109ULIF02408/09/10BSLPLATADV109ULIF01911/12/09BSLITITAN1109ULIF02011/12/09BSLITITAN2109ULIF02111/12/09BSLITITAN3109ULIF00604/03/03BSLNOURISH109ULIF00504/03/03BSLIGROWTH109ULIF00404/03/03BSLIENRICH109ULIF02610/02/11BSLFSITSP1109ULIF02510/02/11BSLFSIT5P1109
Fund Name Benchmark Composition SFIN
4
Returns
Absolute Return
CAGR
Period
1 month
6 months
1 Year
2 Years
3 Years
4 Years
5 Years
Since Inception
3 months
1.94% 1.62%
6.06% 4.62%
9.82% 7.79%
19.19% 15.99%
11.89% 10.11%
12.18% 10.59%
9.02% 8.14%
8.77% 7.77%
10.63% 7.48%
2.36% 1.83%
6.96% 5.04%
12.40% 9.15%
24.34% 19.16%
13.19% 11.42%
13.79% 11.91%
8.97% 8.04%
9.13% 7.91%
12.30% 8.91%
1.79% 1.46%
5.77% 4.29%
8.51% 6.78%
16.45% 13.69%
9.81% 9.01%
10.30% 9.50%
8.34% 7.99%
7.87% 7.45%
8.44% 6.40%
Pension Growth Pension - Enrich Pension - NourishBM BM BM
Period
1 month
6 months
1 Year
2 Years
3 Years
4 Years
5 Years
Since Inception
3 months
Titanium II
2.58%
7.22%
16.56%
35.27%
18.59%
18.02%
9.64%
-
10.70%
Titanium I
2.56%
7.13%
16.50%
35.72%
18.66%
18.00%
9.61%
-
10.63%
Titanium III
2.59%
7.18%
15.17%
30.48%
16.86%
16.15%
9.26%
-
8.51%
Foresight - 5 Pay
2.31%
6.26%
13.99%
29.02%
15.07%
15.78%
-
-
9.35%
Foresight - Single Pay
2.75%
7.61%
17.96%
38.03%
20.64%
20.37%
-
-
12.81%
Performance at a Glance as on 28th November 2014
9.81% Power Finance Corpn. Ltd. 2018 5.52%
9.62% LIC Housing Finance Ltd. 2015 4.49%
8.6% Bharat Aluminium Company Limited 2016 4.26%
10.18% LIC Housing Finance Ltd. 2016 4.11%
8.95% Power Finance Corpn. Ltd. 2018 2.89%
8.49% NHPC Ltd. 2017 2.87%
8.97% EID-Parry (India) Ltd. 2016 2.86%
8.58% Housing Development Finance Corpn. Ltd. 2018 2.85%
9.75% Housing Development Finance Corpn. Ltd. 2016 2.80%
9.9% Cholamandalam Investment And Finance Co. Ltd. 2016 2.31%
Other Corporate Debt 8.45%
OBJECTIVE:
STRATEGY:
To provide Capital Protection, at a high level of safety and liquidity through judicious investments in high quality short-term debt.
Generate better return with low level of risk through investment into fixed interest securities having short-term maturity profile.
About The Fund
CORPORATE DEBT
Asset Allocation Rating Profile
43.41%
56.59%
NAV as on 28th November 2014: BENCHMARK:22.75 CRISIL Short Term Bond Index`
Assure FundSFIN No.ULIF01008/07/05BSLIASSURE109
SECURITIES Holding
5
MMI, Deposits, CBLO & Others
Asset held as on FUND MANAGER:` 174.35 Cr Mr. Ajit Kumar PPB28th November 2014:
Date of Inception: 12-Sep-05
1.34
Fund Update:
The average maturity of the fund has slightlyincreased to 1.34 years from years in theprevious month. Assure fund continues to bepredominantly invested in highest rated fixedincome instruments.
1.24
Maturity Profile
Maturity (in years)
BMAssure
NCD43.41%
56.59%
MMI, Deposits,CBLO & Others
79.19%
20.81%
Less than 2 years 2 to 7 years
AA-AA11.30%
A1+31.10%
5.03%
52.57%AAA
Feb-1
0
May-1
0
Aug-1
0
Nov-1
0
Feb-1
1
May-1
1
Aug-1
1
Nov-1
1
Feb-1
2
May-1
2
Aug-1
2
Nov-1
2
Feb-1
3
May-1
3
Aug-1
3
Nov-1
3
Feb-1
4
May-1
4
Aug-1
4
Nov-1
4
OBJECTIVE:
STRATEGY:
To provide capital preservation and regular income, at a high level of safety over a medium term horizon by investing in highquality debt instruments.
To actively manage the fund by building a portfolio of fixed income instruments with medium term duration. The fund will invest ingovernment securities, high rated corporate bonds, high quality money market instruments and other fixed income securities. The quality of theassets purchased would aim to minimize the credit risk and liquidity risk of the portfolio. The fund will maintain reasonable level of liquidity.
About The Fund
Income Advantage FundSFIN No.ULIF01507/08/08BSLIINCADV109
BMIncome Advantage
8.6% Government Of India 2028 22.89%
8.28% Government Of India 2027 10.40%
8.3% Government Of India 2042 2.44%
9.23% Government Of India 2043 2.24%
9.15% Government Of India 2024 2.13%
8.28% Government Of India 2032 1.72%
8.33% Government Of India 2026 1.62%
8.2% Government Of India 2025 1.61%
8.15% Government Of India 2022 1.08%
8.83% Government Of India 2041 1.07%
Other Government Securities 2.68%
9.04% Rural Electrification Corpn. Ltd. 2019 5.11%
9.05% Petronet LNG Ltd. 2019 3.04%
9.4% Rural Electrification Corpn. Ltd. 2021 2.71%
9.37% Power Finance Corpn. Ltd. 2024 2.53%
9.75% Tata Motors Ltd. 2020 1.74%
9.55% Hindalco Industries Ltd. 2022 1.52%
8.83% Export Import Bank Of India 2023 1.43%
2% Tata Steel Ltd. 2022 1.36%
9.95% Food Corporation Of India 2022 1.09%
9.34% Rural Electrification Corpn. Ltd. 2024 1.06%
Other Corporate Debt 18.16%
GOVERNMENT SECURITIES
CORPORATE DEBT
MMI, Deposits, CBLO & Others
SECURITIES
Asset Allocation Rating Profile
49.88%
Holding
39.74%
10.23
10.38%
NAV as on BENCHMARK:19.1628th November 2014: ` Crisil Composite Bond index & Crisil Liquid Fund Index
Asset held as on FUND MANAGER:` 498.11 Cr Mr. Ajit Kumar PPB28th November 2014:
Fund Update:Exposure to Corporate Debt has decreased to39.74% from while that to MMI hasdecreased to 10.38% from on a MOM basis.Income Advantage fund continues to bepredominantly invested in highest rated fixed incomeinstruments.
44.15%14.18%
Maturity Profile
Maturity (in years)
6
Date of Inception: 22-Aug-08
Income Advantage BM
55.66%
8.79%
23.33%
67.88%
Less than 2 years 2 to 7 years 7 years & above
39.74%NCD
10.38%
MMI, Deposits,CBLO & Others
G-Secs49.88%
AA+AAA AA4.08%
4.91%35.35%
Sovereign
Jul-09
Oct-
09
Jan-1
0
Apr-
10
Jul-10
Oct-
10
Jan-1
1
Apr-
11
Jul-11
Oct-
11
Jan-1
2
Apr-
12
Jul-12
Oct-
12
Jan-1
3
Apr-
13
Jul-13
Oct-
13
Jan-1
4
Apr-
14
Jul-14
Oct-
14
8.33% Government Of India 2026 12.42%
8.83% Government Of India 2023 6.10%
7.16% Government Of India 2023 2.86%
9.23% Government Of India 2043 2.61%
7.5% Government Of India 2034 2.24%
8.15% Government Of India 2022 2.10%
8.28% Government Of India 2027 1.77%
8.24% Government Of India 2027 1.72%
8.79% Government Of India 2021 1.57%
6.9% Government Of India 2019 1.56%
Other Government Securities 11.62%
10.85% Rural Electrification Corpn. Ltd. 2018 2.76%
9.57% Indian Railway Finance Corpn. Ltd. 2021 2.49%
2% Tata Steel Ltd. 2022 2.48%
8.96% Power Finance Corpn. Ltd. 2019 2.38%
8.9% Steel Authority Of India Ltd. 2019 1.90%
11.25% Power Finance Corpn. Ltd. 2018 1.40%
9.61% Power Finance Corpn. Ltd. 2021 1.23%
9.25% Power Grid Corpn. Of India Ltd. 2021 1.21%
8.88% Export Import Bank Of India 2022 1.20%
8.8% ICICI Home Finance Co. Ltd. 2017 1.17%
Other Corporate Debt 17.50%
HDFC Bank Ltd. 0.75%
Infosys Ltd. 0.67%
ICICI Bank Ltd. 0.51%
Reliance Industries Ltd. 0.49%
ITC Ltd. 0.45%
Tata Consultancy Services Ltd. 0.43%
Housing Development Finance Corpn. Ltd. 0.42%
Tata Motors Ltd. 0.36%
Larsen And Toubro Ltd. 0.34%
State Bank Of India 0.32%
Other Equity 5.15%
OBJECTIVE:
STRATEGY:
To generate persistent return through active management of fixed income portfolio and focus on creating long-term equityportfolio, which will enhance yield of composite portfolio with minimum risk appetite.
To invest in fixed income securities with marginal exposure to equity up to 10% at low level of risk. This fund is suitable for thosewho want to protect their capital and earn steady return on investment through higher exposure to debt securities
About The Fund
Protector FundSFIN No.ULIF00313/03/01BSLPROTECT109
GOVERNMENT SECURITIES
CORPORATE DEBT
EQUITY
MMI, Deposits, CBLO & Others
SECURITIES
Asset Allocation Rating Profile
46.58%
Holding
35.72%
8.84
9.91%
7.79%
NAV as on BENCHMARK:31.0828th November 2014: ` BSE 100 & Crisil Composite Bond Index & Crisil Liquid Fund Index
Asset held as on FUND MANAGER:` 426.16 Cr Mr.28th November 2014: Sunil Kumar (Equity), Mr. Ajit Kumar PPB (Debt)
Fund Update:Exposure to G-secs has increased to 46.58% to
% and to MMI has decreased 7.79% fromon a MOM basis.
Protector fund continues to be predominantlyinvested in highest rated fixed income instruments.
45.409.59%
Maturity Profile
Maturity (in years)
Top 10 Sectoral Allocation
7
Maturity Profile
Protector BM
Date of Inception: 22-Mar-01
2.77%
3.44%
6.17%
7.79%
8.05%
8.43%
8.52%
8.80%
14.80%
23.22%
METAL
OTHERS
CAPITAL GOODS
PHARMACEUTICALS
FINANCIAL SERVICES
FMCG
OIL AND GAS
AUTOMOBILE
SOFTWARE / IT
BANKING
11.70%
30.37%
57.94%
Less than 2 years 2 to 7 years 7 years & above
MMI, Deposits,CBLO & OthersEquities
7.79%9.91%
46.58%G-Secs
35.72%NCD
AA+AAA3.21%
A1+2.59%
1.39%AA-
35.51%
AA2.17%
55.13%Sovereign
Ju
l-0
6
De
c-0
6
Ma
y-0
7
Oct-
07
Ma
r-0
8
Au
g-0
8
Ja
n-0
9
Ju
n-0
9
No
v-0
9
Ap
r-1
0
Se
p-1
0
Fe
b-1
1
Ju
l-11
De
c-1
1
Ma
y-1
2
Oct-
12
Ma
r-1
3
Au
g-1
3
Ja
n-1
4
Ju
n-1
4
No
v-1
4
7.16% Government Of India 2023 6.30%
8.33% Government Of India 2026 6.09%
8.28% Government Of India 2027 5.64%
8.2% Government Of India 2022 5.52%
8.83% Government Of India 2023 4.94%
7.8% Government Of India 2021 3.47%
8.32% Government Of India 2032 2.71%
8.79% Government Of India 2021 1.60%
7.95% Government Of India 2032 1.44%
8.12% Government Of India 2020 1.37%
Other Government Securities 4.88%
8.65% Rural Electrification Corpn. Ltd. 2019 3.80%
9.81% Power Finance Corpn. Ltd. 2018 2.86%
8.5% Indian Railway Finance Corpn. Ltd. 2020 1.85%
8.8% ICICI Home Finance Co. Ltd. 2017 1.73%
8.9% Steel Authority Of India Ltd. 2019 1.40%
8.19% Indian Railway Finance Corpn. Ltd. 2019 1.38%
9.39% Power Finance Corpn. Ltd. 2024 1.27%
2% Indian Hotels Co. Ltd. 2014 1.24%
9.39% Power Finance Corpn. Ltd. 2029 0.92%
8.7% Power Finance Corpn. Ltd. 2020 0.90%
Other Corporate Debt 12.12%
HDFC Bank Ltd. 1.12%
Tata Consultancy Services Ltd. 1.06%
Infosys Ltd. 1.04%
Kotak Mahindra Bank Ltd. 0.96%
ITC Ltd. 0.90%
Maruti Suzuki India Ltd. 0.88%
Housing Development Finance Corpn. Ltd. 0.71%
Larsen And Toubro Ltd. 0.64%
ICICI Bank Ltd. 0.62%
HCL Technologies Ltd. 0.55%
Other Equity 10.99%
OBJECTIVE:
STRATEGY:
To build your capital and generate better returns at moderate level of risk, over a medium or long-term period through a balance ofinvestment in equity and debt.
To generate better return with moderate level of risk through active management of fixed income portfolio and focus on creatinglong term equity portfolio which will enhance yield of composite portfolio with low level of risk appetite.
About The Fund
Builder FundSFIN No.ULIF00113/03/01BSLBUILDER109
GOVERNMENT SECURITIES
CORPORATE DEBT
EQUITY
MMI, Deposits, CBLO & Others
SECURITIES
Asset Allocation Rating Profile
43.96%
Holding
29.45%
7.96
19.48%
7.10%
NAV as on BENCHMARK:39.8228th November 2014: ` BSE 100 & Crisil Composite Bond Index & Crisil Liquid Fund Index
Asset held as on FUND MANAGER:` 289.75 Cr Mr.28th November 2014: Dhrumil Shah (Equity), Mr. Ajit Kumar PPB (Debt)
Fund Update:Exposure to NCD has increased to 29.45% from
while that to MMI has decreased to 7.10%from on a MOM basis.
Builder fund continues to be predominantly investedin highest rated fixed income instruments.
27.94%8.24%
Maturity Profile
Maturity (in years)
Top 10 Sectoral Allocation
8
BMBuilder
Date of Inception: 22-Mar-01
2.41%
2.77%
6.90%
7.01%
7.31%
9.30%
9.91%
11.17%
16.01%
18.49%
METAL
OTHERS
FINANCIAL SERVICES
OIL AND GAS
CAPITAL GOODS
FMCG
PHARMACEUTICALS
AUTOMOBILE
SOFTWARE / IT
BANKING
11.71%
36.27%
52.02%
Less than 2 years 2 to 7 years 7 years & above
MMI, Deposits,CBLO & OthersEquities
19.48% 7.10%
29.45%NCD
43.96%
G-Secs
AAA AA34.62% 5.49%
59.88%Sovereign
Jul-05
Nov-0
5M
ar-
06
Jul-06
Nov-0
6M
ar-
07
Jul-07
Nov-0
7M
ar-
08
Jul-08
Nov-0
8M
ar-
09
Jul-09
Nov-0
9M
ar-
10
Jul-10
Nov-1
0M
ar-
11Jul-11
Nov-1
1M
ar-
12
Jul-12
Nov-1
2M
ar-
13
Jul-13
Nov-1
3M
ar-
14
Jul-14
Nov-1
4
OBJECTIVE:
STRATEGY:
To achieve value creation of the policyholder at an average risk level over medium to long-term period.
To invest predominantly in debt securities with an additional exposure to equity, maintaining medium term duration profile of theportfolio.
About The Fund
Balancer FundSFIN No.ULIF00931/05/05BSLBALANCE109
9.23% Government Of India 2043 10.50%8.33% Government Of India 2026 6.11%8.2% Government Of India 2022 5.15%8.32% Government Of India 2032 3.07%7.8% Government Of India 2021 2.80%7.95% Government Of India 2032 2.67%5.64% Government Of India 2019 2.63%7.46% Government Of India 2017 2.24%8.79% Government Of India 2021 1.56%8.3% Government Of India 2042 1.54%Other Government Securities 7.09%
9.39% Power Finance Corpn. Ltd. 2019 6.23%9.6% L&T Finance Ltd. 2016 4.57%9% Export Import Bank Of India 2019 4.03%9.4% National Bank For Agri. And Rural Development 2016 3.09%9.47% Power Grid Corpn. Of India Ltd. 2022 2.38%9.35% Power Grid Corpn. Of India Ltd. 2021 1.57%8.9% Steel Authority Of India Ltd. 2019 1.53%10.85% Rural Electrification Corpn. Ltd. 2018 0.97%11% Power Finance Corpn. Ltd. 2018 0.65%9.36% Power Finance Corpn. Ltd. 2021 0.63%Other Corporate Debt 0.32%
HDFC Bank Ltd. 2.05%Reliance Industries Ltd. 1.34%ICICI Bank Ltd. 1.30%Infosys Ltd. 1.29%State Bank Of India 1.01%Housing Development Finance Corpn. Ltd. 0.98%ITC Ltd. 0.91%Tata Motors Ltd. 0.90%Tata Consultancy Services Ltd. 0.83%Larsen And Toubro Ltd. 0.76%Other Equity 13.41%
GOVERNMENT SECURITIES
CORPORATE DEBT
Equity
MMI, Deposits, CBLO & Others
SECURITIES
45.36%
Holding
25.99%
24.80%
3.85%
NAV as on 25.6928th November 2014: ` BENCHMARK: BSE 100 & Crisil Composite Bond Index & Crisil Liquid Fund Index
Asset held as on FUND MANAGER:` 33.00 Cr Mr.28th November 2014: Sumit Poddar (Equity), Mr. Deven Sangoi (Debt)
Fund Update:
Exposure to Equities has slightly decreased to24.80% from while that to MMI hasdecreased to 3.85% from on a MOM basis.
24.98% slightly3.63%
Asset Allocation Rating Profile
Top 10 Sectoral Allocation
9
10.76Maturity (in years)
BMBalancer
Maturity Profile
Date of Inception: 18-Jul-05
Equities
24.80%
MMI, Deposits,CBLO & Others
3.85%
25.99%NCD
45.36%G-sec
2.05%
4.11%
5.55%
6.75%
6.94%
8.47%
9.30%
10.19%
14.30%
22.95%
OTHERS
TELECOMMUNICATION
CAPITAL GOODS
FINANCIAL SERVICES
PHARMACEUTICALS
FMCG
AUTOMOBILE
OIL AND GAS
SOFTWARE / IT
BANKING
12.85%
36.42%
50.73%
Less than 2 years 2 to 7 years 7 years & above
AAA AA+30.02% 6.40%
63.58%
Sovereign
Ju
l-1
0
No
v-1
0
Ma
r-11
Ju
l-11
No
v-1
1
Ma
r-1
2
Ju
l-1
2
No
v-1
2
Ma
r-1
3
Ju
l-1
3
No
v-1
3
Ma
r-1
4
Ju
l-1
4
No
v-1
4
8.83% Government Of India 2023 4.56%8.6% Government Of India 2028 3.15%8.33% Government Of India 2026 2.19%8.15% Government Of India 2022 2.08%7.8% Government Of India 2021 1.41%6.9% Government Of India 2019 1.22%7.95% Government Of India 2032 1.15%8.2% Government Of India 2022 1.04%9.23% Government Of India 2043 0.96%7.8% Government Of India 2020 0.96%Other Government Securities 10.94%
10.75% Reliance Industries Ltd. 2018 0.82%2% Tata Steel Ltd. 2022 0.77%10.2% Tata Steel Ltd. 2015 0.71%9.05% State Bank Of India 2020 0.68%2% Indian Hotels Co. Ltd. 2014 0.54%9.8% LIC Housing Finance Ltd. 2017 0.46%9.48% Rural Electrification Corpn. Ltd. 2021 0.45%9.1% State Bank Of Mysore 2019 0.43%9.61% Power Finance Corpn. Ltd. 2021 0.43%8.55% Indian Railway Finance Corpn. Ltd. 2019 0.42%Other Corporate Debt 28.84%
Indian Railway Finance Corpn. Ltd. 2015 0.45%
HDFC Bank Ltd. 2.50%Infosys Ltd. 1.80%Reliance Industries Ltd. 1.65%ICICI Bank Ltd. 1.61%State Bank Of India 1.33%ITC Ltd. 1.32%Larsen And Toubro Ltd. 1.28%Tata Consultancy Services Ltd. 1.26%Tata Motors Ltd. 1.22%Housing Development Finance Corpn. Ltd. 1.22%Other Equity 13.58%
OBJECTIVE:
STRATEGY:
To grow your capital through enhanced returns over a medium to long term period through investments in equity and debtinstruments, thereby providing a good balance between risk and return.
To earn capital appreciation by maintaining diversified equity portfolio and seek to earn regular return on fixed income portfolio byactive management resulting in wealth creation for policyholders.
About The Fund
Enhancer FundSFIN No.ULIF00213/03/01BSLENHANCE109
GOVERNMENT SECURITIES
CORPORATE DEBT
Securitised Debt
Equity
MMI, Deposits, CBLO & Others
SECURITIES
29.66%
Holding
34.56%
7.29
0.45%
28.77%
6.56%
NAV as on BENCHMARK:47.0728th November 2014: ` BSE 100 & Crisil Composite Bond Index & Crisil Liquid Fund Index
Asset held as on FUND MANAGER:` 7071.99 Cr Mr.28th November 2014: Deven Sangoi (Equity), Mr. Ajit Kumar PPB (Debt)
Fund Update:Exposure to Equities has decreased to 28.77% from
while that to MMI has decreased to 6.56%from on a MOM basis.
Enhancer fund continues to be predominantlyinvested in highest rated fixed income instruments.
29.20%8.73%
Maturity Profile
Maturity (in years)
Top 10 Sectoral Allocation
10
Asset Allocation Rating ProfileBMEnhancer
Date of Inception: 22-Mar-01
2.22%
2.94%
4.45%
6.99%
8.56%
9.00%
9.93%
11.47%
14.71%
22.74%
CEMENT
TELECOMMUNICATION
CAPITAL GOODS
FINANCIAL SERVICES
PHARMACEUTICALS
FMCG
AUTOMOBILE
OIL AND GAS
SOFTWARE / IT
BANKING
17.52%
39.50%42.98%
Less than 2 years 2 to 7 years 7 years & above
MMI, Deposits,CBLO & Others
6.56%
0.45%
SecuritisedDebt
G-Sec29.66% 34.56%
NCD
Equities28.77%
AAAA+
45.60% A+
0.16%
0.52%
AA-
0.65%A1+2.63%
4.74%
AAA
Sovereign45.70%
Jul-06
Dec-0
6
May-0
7
Oct-
07
Mar-
08
Aug-0
8
Jan-0
9
Jun-0
9
Nov-0
9
Apr-
10
Sep-1
0
Feb-1
1
Jul-11
Dec-1
1
May-1
2
Oct-
12
Mar-
13
Aug-1
3
Jan-1
4
Jun-1
4
Nov-1
4
8.83% Government Of India 2023 7.60%
9.23% Government Of India 2043 5.25%
8.33% Government Of India 2026 4.28%
8.28% Government Of India 2027 2.96%
8.15% Government Of India 2022 2.93%
8.2% Government Of India 2025 1.18%
8.13% Government Of India 2022 1.17%
8.24% Government Of India 2027 0.97%
8.28% Government Of India 2032 0.71%
5.64% Government Of India 2019 0.67%
Other Government Securities 2.05%
9.4% Rural Electrification Corpn. Ltd. 2021 2.45%
11% Power Finance Corpn. Ltd. 2018 1.39%
8.82% Rural Electrification Corpn. Ltd. 2023 1.19%
8.45% Indian Railway Finance Corpn. Ltd. 2018 1.18%
8.9% Steel Authority Of India Ltd. 2019 1.07%
9.39% Power Finance Corpn. Ltd. 2024 0.87%
8.95% HDFC Bank Ltd. 2022 0.71%
9.55% Hindalco Industries Ltd. 2022 0.71%
8.8% ICICI Home Finance Co. Ltd. 2017 0.71%
10.6% Indian Railway Finance Corpn. Ltd. 2018 0.63%
Other Corporate Debt 4.41%
HDFC Bank Ltd. 3.66%
Infosys Ltd. 3.25%
Reliance Industries Ltd. 2.46%
ICICI Bank Ltd. 2.43%
ITC Ltd. 2.21%
Tata Consultancy Services Ltd. 2.12%
Housing Development Finance Corpn. Ltd. 1.99%
Tata Motors Ltd. 1.74%
Larsen And Toubro Ltd. 1.70%
State Bank Of India 1.55%
Other Equity 25.56%
OBJECTIVE:
STRATEGY:
To achieve optimum balance between growth and stability to provide long-term capital appreciation with balanced level of risk byinvesting in fixed income securities and high quality equity security.
To ensure capital appreciation by simultaneously investing into fixed income securities and maintaining diversified equityportfolio.Active fund management is carried out to enhance policyholder’s wealth in long run.
About The Fund
Creator FundSFIN No.ULIF00704/02/04BSLCREATOR109
GOVERNMENT SECURITIES
CORPORATE DEBT
EQUITY
MMI, Deposits, CBLO & Others
SECURITIES
29.78%
Holding
15.33%
11.08
48.66%
6.24%
NAV as on BENCHMARK:38.7728th November 2014: ` BSE 100 & Crisil Composite Bond Index & Crisil Liquid Fund Index
Asset held as on FUND MANAGER:` 424.40 Cr Mr.28th November 2014: Sunil Kumar (Equity), Mr. Ajit Kumar PPB (Debt)
Fund Update:
Exposure to Equities has slightly decreased to48.66% from and to MMI has decreased to6.24% from on a MOM basis.
Creator fund continues to be predominantly investedin highest rated fixed income instruments.
49.13%8.83%
Maturity Profile
Maturity (in years)
Top 10 Sectoral Allocation
Asset Allocation Rating Profile
11
Creator BM
Date of Inception: 23-Feb-04
MMI, Deposits,CBLO & Others
2.75%
3.43%
6.23%
7.68%
8.35%
8.36%
8.59%
8.93%
15.17%
22.61%
METAL
OTHERS
CAPITAL GOODS
FINANCIAL SERVICES
PHARMACEUTICALS
FMCG
OIL AND GAS
AUTOMOBILE
SOFTWARE / IT
BANKING
9.72%22.27%
68.01%
Less than 2 years 2 to 7 years 7 years & above
29.78%48.66%
G-Secs Equities
6.24%15.33%
NCD AA5.03%
AAA
28.96%
66.01%Sovereign
Dec-0
6
May-0
7
Oct-
07
Mar-
08
Aug-0
8
Jan-0
9
Jun-0
9
Nov-0
9
Apr-
10
Sep-1
0
Feb-1
1
Jul-11
Dec-1
1
May-1
2
Oct-
12
Mar-
13
Aug-1
3
Jan-1
4
Jun-1
4
Nov-1
4
9.63% Power Finance Corpn. Ltd. 2014 0.13%
9.46% National Bank For Agri. And Rural Development 2015 0.07%
9.2% IDFC Ltd 2015 0.07%
8.8% HDB Financial Services Ltd 2016 0.01%
7.59% Government Of India 2015 0.05%
7.61% Government Of India 2015 0.02%
HDFC Bank Ltd. 7.46%
Infosys Ltd. 5.27%
Reliance Industries Ltd. 4.91%
ICICI Bank Ltd. 4.79%
State Bank Of India 3.93%
ITC Ltd. 3.93%
Larsen And Toubro Ltd. 3.82%
Housing Development Finance Corpn. Ltd. 3.80%
Tata Consultancy Services Ltd. 3.77%
Tata Motors Ltd. 3.66%
Other Equity 43.23%
OBJECTIVE:
STRATEGY:
To maximize wealth by actively managing a diversified equity portfolio.
To invest in high quality equity security to provide long-term capital appreciation with high level of risk. This fund is suitable forthose who want to have wealth maximization over long-term period with equity market dynamics.
About The Fund
Magnifier FundSFIN No.ULIF00826/06/04BSLIIMAGNI109
CORPORATE DEBT
EQUITY
MMI, Deposits, CBLO & Others
SECURITIES
Asset Allocation Rating Profile
0.28%
Holding
88.58%
0.70
11.08%
NAV as on BENCHMARK:41.6028th November 2014: ` BSE 100 & Crisil Liquid Fund Index
Asset held as on FUND MANAGER:` 1156.59 Cr Mr.28th November 2014: Deven Sangoi (Equity), Mr. Ajit Kumar PPB (Debt)
Fund Update:
Exposure to Equities has increased to 88.58% fromwhile that to MMI has decreased to 11.08%
from on a MOM basis
Magnifier fund continues to be predominantlyinvested in large cap stocks and maintains a welldiversified portfolio with investments made acrossvarious sectors.
87.12%12.53%
Maturity Profile
Maturity (in years)
Top 10 Sectoral Allocation
12
GOVERNMENT SECURITIES 0.07%
Magnifier BM
Date of Inception: 12-Aug-04
100.00%
Less than 2 years
88.58%Equities
MMI, Deposits,CBLO & Others
11.08%NCD0.28%
G-Secs0.07%
63.24%
2.15%
3.30%
4.82%
7.44%
7.89%
9.05%
9.62%
12.00%
14.33%
21.21%
CEMENT
TELECOMMUNICATION
CAPITAL GOODS
FINANCIAL SERVICES
FMCG
PHARMACEUTICALS
AUTOMOBILE
OIL AND GAS
SOFTWARE / IT
BANKING
19.03%Sovereign AAA
17.73%
A1+
Aug-1
0
Nov-1
0
Feb-1
1
May-1
1
Aug-1
1
Nov-1
1
Feb-1
2
May-1
2
Aug-1
2
Nov-1
2
Feb-1
3
May-1
3
Aug-1
3
Nov-1
3
Feb-1
4
May-1
4
Aug-1
4
Nov-1
4
HDFC Bank Ltd. 8.64%
Infosys Ltd. 6.68%
ICICI Bank Ltd. 5.56%
Reliance Industries Ltd. 5.21%
Tata Consultancy Services Ltd. 4.49%
ITC Ltd. 4.01%
Larsen And Toubro Ltd. 4.00%
State Bank Of India 3.55%
Tata Motors Ltd. 3.53%
Housing Development Finance Corpn. Ltd. 3.39%
Other Equity 48.87%
OBJECTIVE:
STRATEGY:
To Provide long-term capital appreciation by actively managing a well diversified equity portfolio of fundamentally strong bluechip companies. To provide a cushion against the volatility in the equities through investment in money market instruments.
Active Fund Management with potentially 100% equity exposure. Maintaining High Quality Diversified Portfolio with Dynamicblend of Growth and Value Stocks- so that portfolio does not suffer from style bias. Focus on large-caps and quality mid-caps to ensure liquidityand reduce risk.
About The Fund
Maximiser FundSFIN No.ULIF01101/06/07BSLIINMAXI109
EQUITY
MMI, Deposits, CBLO & Others
SECURITIES
97.94%
Holding
2.06%
NAV as on BENCHMARK:21.5428th November 2014: ` BSE 100 & Crisil Liquid Fund Index
Asset held as on FUND MANAGER:` 2457.21 Cr Mr.28th November 2014: Sameer Mistry
Fund Update:
Exposure to Equities has slightly decreased to97.94% from while that to MMI hasincreased to 2.06% from on a MOM basis.
Maximiser fund is predominantly invested in largecap stocks and maintains a well diversified portfoliowith investments made across various sectors.
98.81%1.19%
Maturity Profile
Top 10 Sectoral Allocation
13
Maximiser BM
Date of Inception: 12-Jun-07
100.00%
Less than 2 years
2.76%
3.17%
6.21%
7.32%
7.78%
8.21%
9.85%
10.96%
15.23%
21.17%
METAL
TELECOMMUNICATION
CAPITAL GOODS
FINANCIAL SERVICES
FMCG
AUTOMOBILE
PHARMACEUTICALS
OIL AND GAS
SOFTWARE / IT
BANKING
MMI, Deposits,CBLO & Others
97.94%
Equities
2.06%
Asset Allocation Rating Profile
Sovereign
100.00%
Au
g-0
9
No
v-0
9
Fe
b-1
0
Ma
y-1
0
Au
g-1
0
No
v-1
0
Fe
b-1
1
Ma
y-1
1
Au
g-1
1
No
v-1
1
Fe
b-1
2
Ma
y-1
2
Au
g-1
2
No
v-1
2
Fe
b-1
3
Ma
y-1
3
Au
g-1
3
No
v-1
3
Fe
b-1
4
Ma
y-1
4
Au
g-1
4
No
v-1
4
HDFC Bank Ltd. 9.22%
Infosys Ltd. 8.55%
Reliance Industries Ltd. 7.81%
ICICI Bank Ltd. 7.19%
Tata Consultancy Services Ltd. 6.25%
Larsen And Toubro Ltd. 6.19%
Tata Motors Ltd. 5.84%
ITC Ltd. 5.82%
IDFC Ltd 5.42%
State Bank Of India 4.47%
Other Equity 32.22%
OBJECTIVE:
STRATEGY:
To generate long-term capital appreciation for policyholders by making investments in fundamentally strong and liquid large capcompanies.
To build and manage a concentrated equity portfolio of 20 fundamentally strong large cap stocks in terms of market capitalizationby following an in-depth research-focused investment approach. The fund will attempt diversify across sectors and will invest in companieshaving financial strength, robust, efficient & visionary management & adequate market liquidity. The non-equity portion of the fund will beinvested in highly rated money market instruments and fixed deposits.
About The Fund
Super 20 FundSFIN No.ULIF01723/06/09BSLSUPER20109
Equity
MMI, Deposits, CBLO & Others
SECURITIES
98.97%
Holding
1.03%
NAV as on BENCHMARK:21.35 Sensex &28th November 2014: ` Crisil Liquid Fund Index
Asset held as on FUND MANAGER:` 566.00 Cr Mr.28th November 2014: Sameer Mistry
Fund Update:
Exposure to Equities has slightly increased to98.97% from while that to MMI has slightlydecreased to 1.03% from on a MOM basis.
Super 20 fund is predominantly invested in large capstocks and maintains a concentrated portfolio.
98.76%1.24%
Top 10 Sectoral Allocation
14
100.00%
Less than 2 years
Super 20 BM Asset Allocation
Maturity Profile
Date of Inception: 06-Jul-09
MMI, Deposits,CBLO & Others
1.03%
98.97%
Equities
2.69%
3.28%
5.48%
5.88%
6.25%
9.29%
9.38%
12.39%
17.97%
25.35%
DIVERSIFIED
CEMENT
FINANCIAL SERVICES
FMCG
CAPITAL GOODS
PHARMACEUTICALS
AUTOMOBILE
OIL AND GAS
SOFTWARE / IT
BANKING
Se
p-1
1
No
v-1
1
Ja
n-1
2
Ma
r-1
2
Ma
y-1
2
Ju
l-1
2
Se
p-1
2
No
v-1
2
Ja
n-1
3
Ma
r-1
3
Ma
y-1
3
Ju
l-1
3
Se
p-1
3
No
v-1
3
Ja
n-1
4
Ma
r-1
4
Ma
y-1
4
Ju
l-1
4
Se
p-1
4
No
v-1
4
HDFC Bank Ltd. 6.57%
Jagran Prakashan Ltd. 6.37%
AIA Engineering Ltd. 5.64%
Alstom India Limited 4.34%
Gujarat Mineral Develpmenmt Corportaion 3.85%
Muthoot Finance Ltd. 3.33%
Glenmark Pharmaceuticals Ltd. 3.28%
Divis Laboratories Ltd. 3.11%
Colgate-Palmolive (India) Ltd. 2.83%
Motherson Sumi Systems Ltd. 2.81%
Other Equity 54.61%
OBJECTIVE:
STRATEGY:
The provide long-term wealth maximisation by actively managing a well-diversified equity portfolio, predominantly comprising ofcompanies whose market capitalization is between Rs. 10 billion to Rs. 250 billion. Further, the fund would also seek to provide a cushionagainst the sudden volatility in the equities through some investments in short-term money market instruments.
Active Fund Management with potentially 100% equity exposure. Research based investment approach with a dedicated &experienced in-house research team. Identify undervalued stocks in the growth phase. Focus on niche players with competitive advantage, inthe sunrise industry & potential of being tomorrow’s large cap. Emphasize on early identification of stocks.
About The Fund
Multiplier FundSFIN No.ULIF01217/10/07BSLINMULTI109
Equity
MMI, Deposits, CBLO & Others
SECURITIES
Asset Allocation Rating Profile
96.74%
Holding
3.26%
NAV as on BENCHMARK:20.71 CNX Midcap &28th November 2014: ` Crisil Liquid Fund Index
Asset held as on FUND MANAGER:` 466.19 Cr Mr. Sumit Mangal28th November 2014:
Fund Update:
Exposure to Equities has increased to 96.74% fromwhile that to MMI has decreased to 3.26%
from on MOM basis.
Multiplier fund is predominantly invested in highquality mid cap stocks and maintains a welldiversified portfolio with investments made acrossvarious sectors.
91.52%8.48%
Maturity Profile
Top 10 Sectoral Allocation
Multiplier BM
15
100.00%
Less than 2 years
Date of Inception: 30-Oct-07
0.31Maturity (in years)Maturity (in years)
3.61%
4.97%
5.81%
5.86%
6.69%
9.10%
10.86%
11.30%
14.22%
14.51%
CEMENT
METAL
OIL AND GAS
FMCG
FINANCIAL SERVICES
AUTO ANCILLIARY
MEDIA AND ENTERTAINMENT
PHARMACEUTICALS
CAPITAL GOODS
BANKING
MMI, Deposits,CBLO & Others
3.26%
96.74%
Equities
Sovereign34.75%
A1+65.25%
May-1
0
Aug-1
0
Nov-1
0
Feb-1
1
May-1
1
Aug-1
1
Nov-1
1
Feb-1
2
May-1
2
Aug-1
2
Nov-1
2
Feb-1
3
May-1
3
Aug-1
3
Nov-1
3
Feb-1
4
May-1
4
Aug-1
4
Nov-1
4
OBJECTIVE:
STRATEGY:
To optimize the participation in an actively managed well diversified equity portfolio of fundamentally strong blue chip companieswhile using debt instruments & derivatives to lock-in capital appreciations.
To have an optimum mix of equities & fixed income instruments, with up to 100% exposure in both equities & fixed income assets& up to 40% in Money Market.
About The Fund
Platinum Plus I FundSFIN No.ULIF01325/02/08BSLIIPLAT1109
8.24% Government Of India 2018 2.30%7.99% Government Of India 2017 1.50%7.83% Government Of India 2018 1.16%7.46% Government Of India 2017 0.21%5.69% Government Of India 2018 0.01%
National Bank For Agri. And Rural Development 2017 4.62%9.18% Housing Development Finance Corpn. Ltd. 2018 2.44%8.95% L&T Shipbuilding Ltd 2017 2.32%8.95% Power Finance Corpn. Ltd. 2018 2.28%9.2% Housing Development Finance Corpn. Ltd. 2018 2.13%8.85% NHPC Ltd. 2018 1.52%8.34% LIC Housing Finance Ltd. 2018 1.49%11.25% Power Finance Corpn. Ltd. 2018 1.47%10.85% Rural Electrification Corpn. Ltd. 2018 1.29%9.81% Power Finance Corpn. Ltd. 2018 1.25%Other Corporate Debt 4.07%
HDFC Bank Ltd. 4.71%ICICI Bank Ltd. 4.00%Infosys Ltd. 3.94%Reliance Industries Ltd. 3.46%Housing Development Finance Corpn. Ltd. 3.36%ITC Ltd. 2.94%State Bank Of India 2.83%Tata Motors Ltd. 2.67%Tata Consultancy Services Ltd. 2.33%Larsen And Toubro Ltd. 2.21%Other Equity 21.73%
GOVERNMENT SECURITIES
CORPORATE DEBT
Equity
MMI, Deposits, CBLO & Others
SECURITIES
5.18%
Holding
24.90%
54.20%
15.73%
NAV as on 16.3328th November 2014: `
Asset held as on FUND MANAGER:` 331.39 Cr Mr.28th November 2014: Sumit Poddar (Equity), Mr. Devendra Singhvi (Debt)
Fund Update:
Exposure to Equities has decreased to 54.20% fromwhile that to MMI has slightly increased to
15.73% from on a MOM basis.
Platinum Plus I fund continues to be predominantlyinvested in large cap stocks and maintains a welldiversified portfolio.
56.38%15.01%
Asset Allocation Rating Profile
Top 10 Sectoral Allocation
Maturity Profile
16
3.10Maturity (in years)
Date of Inception: 17-Mar-08
MMI, Deposits,CBLO & Others
G-Secs15.73%5.18%
NCD24.90%
54.20%
Equities
Sovereign20.08%
79.92%
AAA
2.19%
3.46%
4.08%
7.93%
8.01%
8.82%
9.40%
10.52%
16.01%
25.58%
CEMENT
METAL
CAPITAL GOODS
PHARMACEUTICALS
FINANCIAL SERVICES
FMCG
OIL AND GAS
AUTOMOBILE
SOFTWARE / IT
BANKING
20.37%
79.63%
Less than 2 years 2 to 7 years
OBJECTIVE:
STRATEGY: To have an optimum mix of equities & fixed income instruments, with up to 100% exposure in both equities & fixed income assets& up to 40% in Money Market.
To optimize the participation in an actively managed well diversified equity portfolio of fundamentally strong blue chip companieswhile using debt instruments & derivatives to lock-in capital appreciations.
About The Fund
Platinum Plus II FundSFIN No.ULIF01425/02/08BSLIIPLAT2109
5.69% Government Of India 2018 4.08%7.83% Government Of India 2018 1.93%6.05% Government Of India 2019 0.60%6.05% Government Of India 2019 0.36%8.24% Government Of India 2018 0.23%
9.81% Power Finance Corpn. Ltd. 2018 5.92%9.63% Rural Electrification Corpn. Ltd. 2019 2.53%9.7% Power Finance Corpn. Ltd. 2018 2.53%National Housing Bank 2018 2.47%National Bank For Agri. And Rural Development 2018 2.14%9.38% Rural Electrification Corpn. Ltd. 2018 1.67%9.43% Indian Railway Finance Corpn. Ltd. 2018 1.37%9% Export Import Bank Of India 2019 1.07%9.18% Housing Development Finance Corpn. Ltd. 2018 0.91%11.25% Power Finance Corpn. Ltd. 2018 0.89%Other Corporate Debt 4.90%
HDFC Bank Ltd. 6.25%Infosys Ltd. 4.67%ICICI Bank Ltd. 4.39%Housing Development Finance Corpn. Ltd. 3.17%State Bank Of India 3.10%ITC Ltd. 2.97%Reliance Industries Ltd. 2.80%Tata Consultancy Services Ltd. 2.75%Tata Motors Ltd. 2.70%Larsen And Toubro Ltd. 2.50%Other Equity 24.37%
GOVERNMENT SECURITIES
CORPORATE DEBT
Equity
MMI, Deposits, CBLO & Others
SECURITIES
7.20%
Holding
26.40%
59.68%
6.73%
NAV as on 23.6928th November 2014: `
Asset held as on FUND MANAGER:` 612.32 Cr Mr.28th November 2014: Deven Sangoi (Equity), Mr. Devendra Singhvi (Debt)
Fund Update:
Exposure to Equities has decreased to 59.68% fromwhile that to MMI has decreased to 6.73%
from on a MOM basis.
Platinum Plus II fund is predominantly invested inlarge cap stocks and maintains a well diversifiedportfolio.
63.05%10.02%
Maturity Profile
Asset Allocation Rating Profile
Top 10 Sectoral Allocation
17
3.65Maturity (in years)
Date of Inception: 08-Sep-08
2.37%
2.61%
4.19%
6.33%
7.10%
7.92%
9.66%
11.59%
17.99%
27.76%
CEMENT
TELECOMMUNICATION
CAPITAL GOODS
FMCG
FINANCIAL SERVICES
PHARMACEUTICALS
OIL AND GAS
AUTOMOBILE
SOFTWARE / IT
BANKING
9.61%
90.39%
Less than 2 years 2 to 7 years
NCD26.40%
G-Secs MMI, Deposits,CBLO & Others
6.73%
7.20%
59.68%
Equities
Sovereign
25.15%
74.85%
AAA
OBJECTIVE:
STRATEGY:
To optimize the participation in an actively managed well diversified equity portfolio of fundamentally strong blue chip companieswhile using debt instruments & derivatives to lock-in capital appreciations.
To have an optimum mix of equities & fixed income instruments, with up to 100% exposure in both equities & fixed income assets& up to 40% in Money Market.
About The Fund
Platinum Plus III FundSFIN No. ULIF01628/04/09BSLIIPLAT3109
6.9% Government Of India 2019 9.18%6.05% Government Of India 2019 1.05%5.64% Government Of India 2019 0.17%7.8% Government Of India 2020 0.05%
9.63% Rural Electrification Corpn. Ltd. 2019 2.90%National Housing Bank 2019 2.48%8.65% NTPC Ltd. 2019 2.11%9.39% Power Finance Corpn. Ltd. 2019 1.44%8.6% Indian Railway Finance Corpn. Ltd. 2019 1.42%9.35% Power Grid Corpn. Of India Ltd. 2019 1.16%National Bank For Agri. And Rural Development 2018 0.54%9.3% Power Grid Corpn. Of India Ltd. 2019 0.36%9.95% State Bank Of India 2026 0.30%9.5% Housing Development Finance Corpn. Ltd. 2017 0.29%Other Corporate Debt 0.79%
HDFC Bank Ltd. 6.33%Infosys Ltd. 5.20%ICICI Bank Ltd. 4.89%ITC Ltd. 4.86%Housing Development Finance Corpn. Ltd. 3.64%Reliance Industries Ltd. 3.56%State Bank Of India 3.40%Tata Consultancy Services Ltd. 3.06%Larsen And Toubro Ltd. 2.87%Tata Motors Ltd. 2.83%Other Equity 27.48%
GOVERNMENT SECURITIES
CORPORATE DEBT
Equity
MMI, Deposits, CBLO & Others
SECURITIES
10.45%
Holding
13.78%
68.14%
7.63%
NAV as on 18.4028th November 2014: `
Asset held as on FUND MANAGER:` 712.85 Cr Mr.28th November 2014: Deven Sangoi (Equity), Mr. Devendra Singhvi (Debt)
Fund Update:
Exposure to Equities has decreased to 68.14% fromwhile that to MMI has been decreased to
7.63% from % on a MOM basis.
Platinum Plus III fund continues to be predominantlyinvested in large cap stocks and maintains a welldiversified portfolio.
69.12%10.07
Maturity Profile
Asset Allocation Rating Profile
Top 10 Sectoral Allocation
18
4.34Maturity (in years)
Date of Inception: 15-May-09
NCD10.45%
13.78%
G-Secs
7.63%
MMI, Deposits,CBLO & Others
68.14%
Equities
2.31%
2.39%
4.22%
7.06%
8.00%
8.34%
9.98%
11.12%
17.42%
25.75%
CEMENT
TELECOMMUNICATION
CAPITAL GOODS
FINANCIAL SERVICES
PHARMACEUTICALS
FMCG
OIL AND GAS
AUTOMOBILE
SOFTWARE / IT
BANKING
6.25%
92.66%
1.08%
Less than 2 years 2 to 7 years 7 years & above
Sovereign
45.10%
54.90%
AAA
OBJECTIVE:
STRATEGY:
To optimize the participation in an actively managed well diversified equity portfolio of fundamentally strong blue chip companieswhile using debt instruments & derivatives to lock-in capital appreciations.
To have an optimum mix of equities & fixed income instruments, with up to 100% exposure in both equities & fixed income assets& up to 40% in Money Market.
About The Fund
Platinum Plus IV FundSFIN No.ULIF01816/09/09BSLIIPLAT4109
6.9% Government Of India 2019 3.46%
6.05% Government Of India 2019 0.34%
9.63% Rural Electrification Corpn. Ltd. 2019 3.84%
National Bank For Agri. And Rural Development 2019 2.67%
9.32% Power Finance Corpn. Ltd. 2019 1.91%
9.15% Larsen And Toubro Ltd. 2019 1.89%
9.39% Power Finance Corpn. Ltd. 2019 1.53%
9.95% State Bank Of India 2026 1.00%
8.49% NHPC Ltd. 2019 0.93%
8.85% NHPC Ltd. 2019 0.26%
9.6% Housing Development Finance Corpn. Ltd. 2016 0.19%
8.34% LIC Housing Finance Ltd. 2018 0.13%
Other Corporate Debt 0.09%
HDFC Bank Ltd. 6.72%
Infosys Ltd. 5.52%
ICICI Bank Ltd. 5.19%
ITC Ltd. 5.17%
Housing Development Finance Corpn. Ltd. 3.87%
Reliance Industries Ltd. 3.79%
State Bank Of India 3.61%
Tata Consultancy Services Ltd. 3.25%
Larsen And Toubro Ltd. 3.06%
Tata Motors Ltd. 2.99%
Other Equity 29.41%
GOVERNMENT SECURITIES
CORPORATE DEBT
Equity
MMI, Deposits, CBLO & Others
SECURITIES
3.80%
Holding
14.43%
72.58%
9.18%
NAV as on 16.5028th November 2014: `
Asset held as on FUND MANAGER:` 538.59 Cr Mr.28th November 2014: Deven Sangoi (Equity), Mr. Devendra Singhvi (Debt)
Fund Update:
Exposure to Equities has slightly decreased to72.58% from while that to MMI hasdecreased to 9.18% from on a MOM basis.
Platinum Plus IV fund is predominantly invested inlarge cap stocks and maintains a well diversifiedportfolio.
73.21%11.46%
Maturity Profile
Asset Allocation Rating Profile
Top 10 Sectoral Allocation
19
4.39Maturity (in years)
Date of Inception: 15-Sep-09
72.75%
2.37%
2.67%
4.21%
7.05%
7.96%
8.32%
9.95%
11.08%
17.34%
25.66%
TELECOMMUNICATION
CEMENT
CAPITAL GOODS
FINANCIAL SERVICES
PHARMACEUTICALS
FMCG
OIL AND GAS
AUTOMOBILE
SOFTWARE / IT
BANKING
23.45%
72.75%
3.79%
Less than 2 years 2 to 7 years 7 years & above
MMI, Deposits,CBLO & Others
G-Secs3.80%
14.43%NCD
9.18%
72.58%Equities
Sovereign
27.25%
AAA
OBJECTIVE:
STRATEGY:
To optimise the participation in an actively managed well-diversified equity portfolio of fundamentally strong blue chip companieswhile using debt instruments and derivatives to lock-in capital appreciations. The use of derivatives will be for hedging purposes only and asapproved by the IRDA.
To dynamically manage the allocation between equities and fixed income instruments, while using derivatives when necessaryand for hedging purposes only. The equity investment strategy will revolve around building and actively managing a well-diversified equityportfolio of value & growth driven fundamentally strong blue chip companies by following a research-focused investment approach. On thefixed income side, investments will be made in government securities, high rated corporate bonds and money market instruments.
About The Fund
Platinum Premier FundSFIN No.ULIF02203/02/10BSLPLATPR1109
6.35% Government Of India 2020 4.09%8.19% Government Of India 2020 1.12%7.8% Government Of India 2020 0.53%8.12% Government Of India 2020 0.43%7.17% Government Of India 2015 0.01%
8.87% Rural Electrification Corpn. Ltd. 2020 1.62%7.93% Power Grid Corpn. Of India Ltd. 2020 1.56%9.3% Steel Authority Of India Ltd. 2020 0.55%8.85% NHPC Ltd. 2020 0.54%8.78% NTPC Ltd. 2020 0.54%8.55% Indian Railway Finance Corpn. Ltd. 2020 0.54%8.5% Indian Railway Finance Corpn. Ltd. 2020 0.54%Rural Electrification Corpn. Ltd. 2020 0.45%9.18% Housing Development Finance Corpn. Ltd. 2018 0.43%8.7% Power Finance Corpn. Ltd. 2020 0.34%Other Corporate Debt 1.44%
HDFC Bank Ltd. 6.68%Infosys Ltd. 6.43%ICICI Bank Ltd. 5.61%Reliance Industries Ltd. 4.80%Housing Development Finance Corpn. Ltd. 4.56%ITC Ltd. 4.53%Larsen And Toubro Ltd. 3.87%Tata Consultancy Services Ltd. 3.70%State Bank Of India 3.31%Tata Motors Ltd. 3.22%Other Equity 32.26%
GOVERNMENT SECURITIES
CORPORATE DEBT
Equity
MMI, Deposits, CBLO & Others
SECURITIES
6.17%
Holding
8.57%
78.98%
6.28%
NAV as on 16.5628th November 2014: `
Asset held as on FUND MANAGER:` 934.67 Cr Mr.28th November 2014: Sunil Kumar (Equity), Mr. Devendra Singhvi (Debt)
Fund Update:
Exposure to Equities has decreased to 78.98% fromwhile that to MMI has decreased to 6.28%
from on a MOM basis.
Platinum Premier fund is predominantly invested inlarge cap stocks and maintains a well diversifiedportfolio.
80.30%9.12%
Maturity Profile
Asset Allocation Rating Profile
Top 10 Sectoral Allocation
20
5.12Maturity (in years)
Date of Inception: 15-Feb-10
54.14%AAA
2.50%
2.58%
4.90%
6.55%
7.68%
7.92%
10.83%
11.56%
17.98%
23.60%
METAL
CEMENT
CAPITAL GOODS
PHARMACEUTICALS
FINANCIAL SERVICES
FMCG
OIL AND GAS
AUTOMOBILE
SOFTWARE / IT
BANKING
20.23%
76.72%
3.05%
Less than 2 years 2 to 7 years 7 years & above
NCD G-Secs
8.57% 6.17%MMI, Deposits,CBLO & Others
6.28%
78.98%Equities
Sovereign45.86%
OBJECTIVE:
STRATEGY:
To optimize the participation in an actively managed well-diversified equity portfolio of fundamentally strong blue chip companieswhile using debt instruments and derivatives to lock-in capital appreciations. The use of derivatives will be for hedging purposes only and asapproved by the IRDA.
To dynamically manage the allocation between equities and fixed income instruments, while using derivatives when necessaryand for hedging purposes only. The equity investment strategy will revolve around building and actively managing a well-diversified equityportfolio of value & growth driven fundamentally strong blue-chip companies by following a research-focused investment approach. On thefixed income side, investments will be made in government securities, high rated corporate bonds and money market instruments.
About The Fund
Platinum Advantage FundSFIN No.ULIF02408/09/10BSLPLATADV109
7.8% Government Of India 2020 0.17%
8.49% NHPC Ltd. 2020 0.43%Rural Electrification Corpn. Ltd. 2020 0.11%
Infosys Ltd. 7.15%HDFC Bank Ltd. 6.53%ICICI Bank Ltd. 6.04%ITC Ltd. 5.80%Reliance Industries Ltd. 5.61%Housing Development Finance Corpn. Ltd. 5.33%Larsen And Toubro Ltd. 4.84%Tata Consultancy Services Ltd. 4.51%State Bank Of India 3.99%Tata Motors Ltd. 3.69%Other Equity 40.84%
GOVERNMENT SECURITIES
CORPORATE DEBT
Equity
MMI, Deposits, CBLO & Others
SECURITIES
0.17%
Holding
0.55%
94.31%
4.97%
NAV as on 14.7928th November 2014: `
Asset held as on FUND MANAGER:` 1153.97 Cr Mr.28th November 2014: Sunil Kumar (Equity), Mr. Devendra Singhvi (Debt)
Fund Update:
Exposure to Equities has decreased to 94.31% fromwhile that to MMI has slightly increased to
4.97% from on a MOM basis.95.63%
4.09%
Maturity Profile
Asset Allocation Rating Profile
Top 10 Sectoral Allocation
21
1.86Maturity (in years)
Date of Inception: 20-Sep-10
2.29%
2.75%
5.14%
7.04%
7.76%
8.30%
11.27%
11.32%
18.33%
20.97%
CEMENT
METAL
CAPITAL GOODS
PHARMACEUTICALS
FINANCIAL SERVICES
FMCG
AUTOMOBILE
OIL AND GAS
SOFTWARE / IT
BANKING
87.33%
12.67%
Less than 2 years 2 to 7 years
G-Secs0.55%
MMI, Deposits,CBLO & Others
4.97%NCD
0.11%
94.31%Equities
24.61%AAA
Sovereign75.39%
OBJECTIVE:
STRATEGY:
To optimise the participation in an actively managed well-diversified equity portfolio of fundamentally strong blue chip companieswhile using debt instruments and derivatives to lock-in capital appreciation. Derivatives would be used for hedging purpose only and asapproved by IRDA.
To dynamically manage the allocation between equities and fixed income instruments, while using derivatives when necessaryand for hedging purposes only. The equity investment strategy will revolve around building and actively managing a well-diversified equityportfolio of value & growth driven fundamentally strong blue-chip companies by following a research-focused investment approach. On thefixed income side, investments will be made in government securities, high rated corporate bonds and money market instruments.
About The Fund
Foresight Single PaySFIN No.ULIF02610/02/11BSLFSITSP1109
8.2% Government Of India 2022 0.85%
9.3% Power Grid Corpn. Of India Ltd. 2021 1.04%
Infosys Ltd. 7.50%ITC Ltd. 6.99%Reliance Industries Ltd. 6.79%ICICI Bank Ltd. 6.53%HDFC Bank Ltd. 5.66%Housing Development Finance Corpn. Ltd. 5.41%Larsen And Toubro Ltd. 5.35%Tata Consultancy Services Ltd. 4.43%State Bank Of India 3.61%Tata Motors Ltd. 3.48%Other Equity 39.68%
GOVERNMENT SECURITIES
CORPORATE DEBT
Equity
MMI, Deposits, CBLO & Others
SECURITIES
0.85%
Holding
1.04%
95.44%
2.68%
NAV as on 15.7528th November 2014: `
Asset held as on FUND MANAGER:` 99.90 Cr Mr.28th November 2014: Dhrumil Shah (Equity), Mr. Devendra Singhvi (Debt)
Fund Update:
Exposure to Equities has increased to 95.44% fromwhile that to MMI has decreased to 2.68%
from on a MOM basis.91.61%
6.22%
Maturity Profile
Asset Allocation Rating Profile
Top 10 Sectoral Allocation
22
4.14Maturity (in years)
Date of Inception: 22-Feb-11
2.37%
2.53%
5.60%
6.64%
7.97%
8.49%
11.33%
11.76%
17.14%
20.67%
METAL
TELECOMMUNICATION
CAPITAL GOODS
FINANCIAL SERVICES
PHARMACEUTICALS
FMCG
AUTOMOBILE
OIL AND GAS
SOFTWARE / IT
BANKING
38.22%33.93%
27.86%
Less than 2 years 2 to 7 years 7 years & above
MMI, Deposits,CBLO & Others
2.68%NCD
1.04%
0.85%G-Secs
95.44%Equities
AAA33.94%
66.06%Sovereign
OBJECTIVE:
STRATEGY:
To optimise the participation in an actively managed well-diversified equity portfolio of fundamentally strong blue chip companieswhile using debt instruments and derivatives to lock-in capital appreciation. Derivatives would be used for hedging purpose only and asapproved by IRDA.
To dynamically manage the allocation between equities and fixed income instruments, while using derivatives when necessaryand for hedging purposes only. The equity investment strategy will revolve around building and actively managing a well-diversified equityportfolio of value & growth driven fundamentally strong blue-chip companies by following a research-focused investment approach. On thefixed income side, investments will be made in government securities, high rated corporate bonds and money market instruments.
About The Fund
Foresight 5 PaySFIN No.ULIF02510/02/11BSLFSIT5P1109
7.8% Government Of India 2021 3.25%8.12% Government Of India 2020 2.41%8.79% Government Of India 2021 2.27%7.94% Government Of India 2021 1.93%7.16% Government Of India 2023 1.23%6.35% Government Of India 2020 0.33%8.15% Government Of India 2022 0.30%10.25% Government Of India 2021 0.27%7.8% Government Of India 2020 0.21%8.24% Government Of India 2018 0.20%Other Government Securities 0.77%
9% Export Import Bank Of India 2019 1.58%9.3% Power Grid Corpn. Of India Ltd. 2021 1.31%9.57% Indian Railway Finance Corpn. Ltd. 2021 1.12%9.61% Power Finance Corpn. Ltd. 2021 1.08%9.25% Power Grid Corpn. Of India Ltd. 2018 0.86%9.48% Rural Electrification Corpn. Ltd. 2021 0.85%9.4% Rural Electrification Corpn. Ltd. 2021 0.82%Rural Electrification Corpn. Ltd. 2020 0.81%9.18% Housing Development Finance Corpn. Ltd. 2018 0.62%8.34% LIC Housing Finance Ltd. 2018 0.58%Other Corporate Debt 11.37%
HDFC Bank Ltd. 5.69%Infosys Ltd. 4.36%ITC Ltd. 3.93%ICICI Bank Ltd. 3.90%Reliance Industries Ltd. 3.79%Housing Development Finance Corpn. Ltd. 3.34%Larsen And Toubro Ltd. 3.18%State Bank Of India 2.94%Tata Consultancy Services Ltd. 2.78%Maruti Suzuki India Ltd. 2.23%Other Equity 23.84%
GOVERNMENT SECURITIES
CORPORATE DEBT
Equity
MMI, Deposits, CBLO & Others
SECURITIES
13.16%
Holding
21.00%
59.97%
5.87%
NAV as on 14.0028th November 2014: `
Asset held as on FUND MANAGER:` 1902.06 Cr Mr.28th November 2014: Deven Sangoi (Equity), Mr. Devendra Singhvi (Debt)
Fund Update:
Exposure to Equities has increased to 59.97% fromand to MMI has decreased to 5.87% from
on a MOM basis.55.03%9.59%
Maturity Profile
Asset Allocation Rating Profile
Top 10 Sectoral Allocation
23
5.80Maturity (in years)
Date of Inception: 22-Feb-11
SovereignA1+38.13%
AAA58.24%
3.63%
2.38%
2.56%
5.31%
6.54%
6.89%
7.73%
10.83%
11.28%
16.18%
24.86%
METAL
TELECOMMUNICATION
CAPITAL GOODS
FINANCIAL SERVICES
PHARMACEUTICALS
FMCG
AUTOMOBILE
OIL AND GAS
SOFTWARE / IT
BANKING
12.26%
71.04%
16.70%
Less than 2 years 2 to 7 years 7 years & above
MMI, Deposits,CBLO & Others
NCD13.16%G-Secs
21.00%5.87%
59.97%Equities
OBJECTIVE:
STRATEGY:
To optimize the participation in an actively managed well-diversified equity portfolio of fundamentally strong blue chip companies whileusing debt instruments and derivatives to ensure capital protection after five years.
To dynamically manage the allocation between equities and fixed income instruments, while using derivatives when necessary and forhedging purposes only. The equity investment strategy will revolve around building and actively managing a well-diversified equity portfolio of value &growth driven fundamentally strong blue-chip companies by following a research-focused investment approach. On the fixed income side,investments will be made in Government Securities, high rated Corporate Bonds and Money Market Instruments.
About The Fund
Titanium I FundSFIN No.ULIF01911/12/09BSLITITAN1109
7.59% Government Of India 2015 1.87%7.17% Government Of India 2015 1.67%
9.37% National Housing Bank 2015 3.95%9.2% IDFC Ltd 2015 3.56%8.95% Power Finance Corpn. Ltd. 2015 0.79%
HDFC Bank Ltd. 6.38%Infosys Ltd. 6.08%Reliance Industries Ltd. 5.09%ICICI Bank Ltd. 4.73%ITC Ltd. 4.38%Tata Motors Ltd. 4.37%State Bank Of India 4.10%Housing Development Finance Corpn. Ltd. 3.78%Larsen And Toubro Ltd. 3.42%Tata Consultancy Services Ltd. 3.15%Other Equity 36.40%
GOVERNMENT SECURITIES
CORPORATE DEBT
Equity
SECURITIES
3.54%
Holding
8.30%
81.86%
NAV as on 16.5028th November 2014: `
Asset held as on FUND MANAGER:` 50.61 Cr Mr.28th November 2014: Sumit Poddar (Equity), Mr. Devendra Singhvi (Debt)
Fund Update:
Exposure to Equities has increased to 81.86% from
Titanium I fund is predominantly invested in large capstocks and maintains a well diversified portfolio.
80.59%
Maturity Profile
Asset Allocation Rating Profile
Top 10 Sectoral Allocation
24
0.22Maturity (in years)
MMI, Deposits, CBLO & Others 6.30%
Date of Inception: 16-Dec-09
G-Secs
NCD
3.54%
6.30%8.30%
MMI, Deposits,CBLO & Others
81.86%Equities
100.00%
Less than 2 years
2.02%
4.18%
4.28%
6.70%
7.81%
8.88%
9.82%
12.91%
16.40%
24.05%
CEMENT
CAPITAL GOODS
METAL
FINANCIAL SERVICES
PHARMACEUTICALS
FMCG
OIL AND GAS
AUTOMOBILE
SOFTWARE / IT
BANKING
Sovereign
41.35%
58.65%
AAA
OBJECTIVE:
STRATEGY:
To optimize the participation in an actively managed well-diversified equity portfolio of fundamentally strong blue chip companieswhile using debt instruments and derivatives to ensure capital protection after five years.
To dynamically manage the allocation between equities and fixed income instruments, while using derivatives when necessaryand for hedging purposes only. The equity investment strategy will revolve around building and actively managing a well-diversified equityportfolio of value & growth driven fundamentally strong blue-chip companies by following a research-focused investment approach. On thefixed income side, investments will be made in Government Securities, high rated Corporate Bonds and Money Market Instruments.
About The Fund
Titanium II FundSFIN No.ULIF02011/12/09BSLITITAN2109
7.59% Government Of India 2015 3.15%7.17% Government Of India 2015 2.93%
9.2% IDFC Ltd 2015 3.59%9.15% Export Import Bank Of India 2015 1.44%8.29% Power Finance Corpn. Ltd. 2015 1.43%
HDFC Bank Ltd. 6.30%Infosys Ltd. 6.08%Reliance Industries Ltd. 5.10%ICICI Bank Ltd. 4.67%ITC Ltd. 4.32%Tata Motors Ltd. 4.32%State Bank Of India 4.27%Housing Development Finance Corpn. Ltd. 3.73%Larsen And Toubro Ltd. 3.43%Tata Consultancy Services Ltd. 3.14%Other Equity 36.53%
GOVERNMENT SECURITIES
CORPORATE DEBT
Equity
MMI, Deposits, CBLO & Others
SECURITIES
6.08%
Holding
6.46%
81.90%
5.57%
NAV as on 16.1428th November 2014: `
Asset held as on FUND MANAGER:` 13.93 Cr28th November 2014: Mr. Sumit Poddar (Equity), Mr. Devendra Singhvi (Debt)
Fund Update:
Exposure to Equities has increased to 81.90% fromwhile that to MMI has decreased to 5.57%
from on a MOM basis.
Titanium II fund is predominantly invested in largecap stocks and maintains a well diversified portfolio.
80.45%6.91%
Maturity Profile
Asset Allocation Rating Profile
Top 10 Sectoral Allocation
25
0.36Maturity (in years)
Date of Inception: 16-Mar-10
55.15%Sovereign
44.85%
AAA
100.00%
Less than 2 years
2.02%
4.19%
4.27%
6.65%
7.81%
8.91%
9.79%
12.79%
16.37%
24.22%
CEMENT
CAPITAL GOODS
METAL
FINANCIAL SERVICES
PHARMACEUTICALS
FMCG
OIL AND GAS
AUTOMOBILE
SOFTWARE / IT
BANKING
6.46%
NCD G-Secs6.08%
MMI, Deposits,CBLO & Others
5.57%
81.90%Equities
OBJECTIVE:
STRATEGY:
To optimize the participation in an actively managed well-diversified equity portfolio of fundamentally strong blue chip companieswhile using debt instruments and derivatives to ensure capital protection after five years.
To dynamically manage the allocation between equities and fixed income instruments, while using derivatives when necessaryand for hedging purposes only. The equity investment strategy will revolve around building and actively managing a well-diversified equityportfolio of value & growth driven fundamentally strong blue-chip companies by following a research-focused investment approach. On thefixed income side, investments will be made in Government Securities, high rated Corporate Bonds and Money Market Instruments.
About The Fund
Titanium III FundSFIN No.ULIF02111/12/09BSLITITAN3109
7.17% Government Of India 2015 2.17%
8.64% Power Grid Corpn. Of India Ltd. 2015 8.27%9.37% National Housing Bank 2015 3.97%
HDFC Bank Ltd. 6.51%Infosys Ltd. 6.10%Reliance Industries Ltd. 5.10%ICICI Bank Ltd. 4.83%ITC Ltd. 4.46%Tata Motors Ltd. 4.45%State Bank Of India 4.25%Housing Development Finance Corpn. Ltd. 3.86%Larsen And Toubro Ltd. 3.43%Tata Consultancy Services Ltd. 3.15%Other Equity 35.55%
GOVERNMENT SECURITIES
CORPORATE DEBT
Equity
MMI, Deposits, CBLO & Others
SECURITIES
2.17%
Holding
12.24%
81.70%
3.89%
NAV as on 14.3928th November 2014: `
Asset held as on FUND MANAGER:` Cr28th November 2014: 7.55 Mr. Sumit Poddar (Equity), Mr. Devendra Singhvi (Debt)
Fund Update:
Exposure to Equities has increased to 81.70% from% while that to MMI has decreased to 3.89%
from on a MOM basis.
Titanium III fund is predominantly invested in largecap stocks and maintains a well diversified portfolio.
78.955.68%
Maturity Profile
Asset Allocation Rating Profile
Top 10 Sectoral Allocation
26
0.40Maturity (in years)
Date of Inception: 16-Jun-10
100.00%
Less than 2 years
1.99%
4.19%
4.34%
6.82%
7.83%
8.87%
9.93%
13.13%
15.35%
24.37%
CEMENT
CAPITAL GOODS
METAL
FINANCIAL SERVICES
PHARMACEUTICALS
FMCG
OIL AND GAS
AUTOMOBILE
SOFTWARE / IT
BANKING
12.24%
NCD
G-Secs2.17%
MMI, Deposits,CBLO & Others
3.89%
81.70%Equities
Sovereign
27.11%
72.89%
AAA
OBJECTIVE:
STRATEGY:
The objective of the fund is to provide long-term wealth creation by actively managing portfolio through investment in selectivebusinesses. Fund will not invest in businesses that provide goods or services in gambling, lottery /contests, animal produce, liquor, tobacco,entertainment like films or hotels, banks and financial institutions
The equity investment strategy will revolve around building and actively managing a well-diversified equity portfolio of value &growth driven fundamentally strong companies by following a research-focused investment approach
About The Fund
Pure EquitySFIN No.ULIF02707/10/11BSLIPUREEQ109
NAV as on 18.8728th November 2014: `
Asset held as on FUND MANAGER:` 11.89 Cr Mr.28th November 2014: Praful Kumar
Fund Update:
Exposure to Equities has increased to 99.12% fromwhile that to MMI has decreased to 0.88%
from on a MOM basis.97.72%
2.28%
SECURITIES Holding
Reliance Industries Ltd. 5.99%Exide Industries Ltd. 4.32%Alstom India Limited 4.23%ACC Ltd. 4.20%Larsen And Toubro Ltd. 3.92%Oil And Natural Gas Corpn. Ltd. 3.63%Container Corpn. Of India Ltd. 3.34%AIA Engineering Ltd. 3.20%Bata India Ltd. 3.18%UPL Limited 2.84%Other Equity 60.29%
Equity 99.12%
MMI, Deposits, CBLO & Others 0.88%
Asset Allocation
Top 10 Sectoral Allocation
27
Date of Inception: 09-Mar-12
4.63%
4.75%
5.42%
7.84%
8.13%
8.90%
11.24%
11.67%
11.82%
12.44%
METAL
AUTOMOBILE
AGRI RELATED
FMCG
CEMENT
AUTO ANCILLIARY
SOFTWARE / IT
PHARMACEUTICALS
OIL AND GAS
CAPITAL GOODS
MMI, Deposits,CBLO & Others
0.88%
99.12%
Equities
OBJECTIVE:
STRATEGY:
To provide reasonable & stable returns, at a high level of safety and liquidity for capital conservation for the Policyholder byinvesting in low maturity debt & money market instruments
The strategy of this BSLI Fund Option is to make judicious investments in high quality debt and money market instruments toprotect capital of the policyholder & generate steady returns at very low level of risk
About The Fund
Liquid PlusSFIN No.ULIF02807/10/11BSLLIQPLUS109
MMI, Deposits, CBLO & Others
SECURITIES Holding
100.00%
NAV as on BENCHMARK:12.3628th November 2014: ` Crisil Liquid Index
Asset held as on FUND MANAGER :` 41.78 Cr Mr.28th November 2014: Ajit Kumar PPB
Fund Update:
The average maturity of the fund has slightlydecreased to 0.42 years from years in the
previous month.
0.48
Asset Allocation Rating Profile
Maturity Profile
28
0.42Maturity (in years)
100.00%
Less than 2 years
MMI, Deposits,CBLO & Others
100.00%
Date of Inception: 09-Mar-12
A1+
100.00%
OBJECTIVE:
STRATEGY:
The objective of the fund is to provide long-term wealth maximization by managing a well diversified equity portfoliopredominantly comprising of deep value stocks with strong momentum
To build & manage a diversified equity portfolio of value and momentum driven stocks by following a prudent mix of qualitative &quantitative investment factors. This strategy has outperformed the broader market indices over long-term. The fund would seek to identifycompanies which have attractive business fundamentals, competent management and prospects of robust future growth and are yet availableat a discount to their intrinsic value and display good momentum. The fund will also maintain reasonable level of liquidity
About The Fund
Value & MomentumSFIN No.ULIF02907/10/11BSLIVALUEM109
NAV as on BENCHMARK:16.6628th November 2014: ` BSE 100
Asset held as on FUND MANAGER:` 33.08 Cr Mr.28th November 2014: Sunil Kumar
Fund Update:
Exposure to Equities has slightly decreased to90.67% from while that to MMI hasincreased to 9.33% from on a MOM basis.
91.54%8.46%
SECURITIES Holding
Engineers India Ltd. 4.20%ACC Ltd. 4.11%Muthoot Finance Ltd. 3.81%Karnataka Bank Ltd. 3.46%Gateway Distriparks Ltd. 3.45%Jagran Prakashan Ltd. 3.32%Hero Motocorp Limited 3.32%Bharti Infratel Ltd 3.28%Union Bank Of India 3.22%Hexaware Technologies Ltd. 2.95%Other Equity 55.54%
Equity 90.67%
MMI, Deposits, CBLO & Others 9.33%
Asset Allocation Rating Profile
Top 10 Sectoral Allocation
29
Maturity Profile
100.00%
Less than 2 years
Sovereign100.00%
Date of Inception: 09-Mar-12
90.67%
Equities
MMI, Deposits,CBLO & Others
9.33%
3.64%
3.81%
4.53%
5.29%
5.78%
6.16%
6.59%
8.26%
11.83%
19.80%
FERTILISERS
LOGISTICS
CEMENT
MEDIA AND ENTERTAINMENT
AUTOMOBILE
FINANCIAL SERVICES
CAPITAL GOODS
METAL
OIL AND GAS
BANKING
OBJECTIVE:
STRATEGY:
To generate persistent return through active management of fixed income portfolio and focus on creating long-term equityportfolio, which will enhance yield of composite portfolio with minimum risk appetite.
To invest in fixed income securities with marginal exposure to equity up to 10% at low level of risk. This fund is suitable for thosewho want to protect their capital and earn steady return on investment through higher exposure to debt securities.
About The Fund
Pension Nourish FundSFIN No.ULIF00604/03/03BSLNOURISH109
8.33% Government Of India 2026 14.95%8.4% Government Of India 2024 7.56%8.28% Government Of India 2027 7.46%8.3% Government Of India 2040 5.63%8.15% Government Of India 2022 4.80%7.16% Government Of India 2023 3.47%
9.04% Rural Electrification Corpn. Ltd. 2019 7.54%9.81% Power Finance Corpn. Ltd. 2018 4.60%9.95% Food Corporation Of India 2022 4.01%9.6% L&T Finance Ltd. 2016 3.73%9.37% Power Finance Corpn. Ltd. 2024 3.11%10.7% Indian Railway Finance Corpn. Ltd. 2023 2.55%9.5% Housing Development Finance Corpn. Ltd. 2017 2.26%8.9% Steel Authority Of India Ltd. 2019 2.25%10.85% Rural Electrification Corpn. Ltd. 2018 1.58%9.74% Tata Sons Ltd. 2024 1.56%Other Corporate Debt 5.61%
HDFC Bank Ltd. 0.95%ICICI Bank Ltd. 0.55%ITC Ltd. 0.51%Reliance Industries Ltd. 0.50%Infosys Ltd. 0.48%Tata Motors Ltd. 0.43%Larsen And Toubro Ltd. 0.42%State Bank Of India 0.37%Tata Consultancy Services Ltd. 0.36%Housing Development Finance Corpn. Ltd. 0.36%Other Equity 5.04%
GOVERNMENT SECURITIES
CORPORATE DEBT
Equity
MMI, Deposits, CBLO & Others
SECURITIES
43.87%
Holding
38.82%
9.97%
7.34%
NAV as on 25.8528th November 2014: ` BENCHMARK: BSE 100 & Crisil Composite Bond Index & Crisil Liquid Fund Index
Asset held as on FUND MANAGER:` 13.49 Cr Mr.28th November 2014: Praful Kumar (Equity), Mr. Ajit Kumar PPB (Debt)
Fund Update:
Exposure to Equities has slightly decreased to9.97% from while that to MMI hasdecreased to 7.34% from on a MOM basis.
10.13% slightly7.65%
Maturity Profile
Asset Allocation Rating Profile
Top 10 Sectoral Allocation
30
9.10Maturity (in years)
Nourish BM
Date of Inception: 12-Mar-03
Equities9.97%
MMI, Deposits,CBLO & Others
7.34%
43.87%
NCD38.82%
G-sec
AA+
39.36% 4.50%AA
3.08%
AAA
Sovereign53.05%
3.00%
3.47%
4.62%
5.30%
7.83%
8.02%
10.23%
11.12%
13.62%
24.28%
METAL
AUTO ANCILLIARY
FINANCIAL SERVICES
PHARMACEUTICALS
FMCG
CAPITAL GOODS
AUTOMOBILE
OIL AND GAS
SOFTWARE / IT
BANKING
12.61%22.62%
64.77%
Less than 2 years 2 to 7 years 7 years & above
Jul-06
Nov-0
6
Mar-
07
Jul-07
Nov-0
7
Mar-
08
Jul-08
Nov-0
8
Mar-
09
Jul-09
Nov-0
9
Mar-
10
Jul-10
Nov-1
0
Mar-
11
Jul-11
Nov-1
1
Mar-
12
Jul-12
Nov-1
2
Mar-
13
Jul-13
Nov-1
3
Mar-
14
Jul-14
Nov-1
4
OBJECTIVE:
STRATEGY:
To build your capital and generate better returns at moderate level of risk, over a medium or long-term period through a balance ofinvestment in equity and debt.
Generate better return with moderate level of risk through active management of fixed income portfolio and focus on creating longterm equity portfolio which will enhance yield of composite portfolio with low level of risk appetite.
About The Fund
Pension Growth FundSFIN No.ULIF00504/03/03BSLIGROWTH109
8.33% Government Of India 2026 7.44%
8.83% Government Of India 2023 5.22%
8.2% Government Of India 2022 3.98%
7.95% Government Of India 2032 3.33%
8.79% Government Of India 2021 3.04%
8.15% Government Of India 2022 2.94%
8.28% Government Of India 2032 2.23%
8.97% Government Of India 2030 1.57%
8.3% Government Of India 2042 0.75%
7.5% Government Of India 2034 0.69%
9.37% Power Finance Corpn. Ltd. 2024 6.20%
9.02% Rural Electrification Corpn. Ltd. 2022 6.05%
9.2% Power Grid Corpn. Of India Ltd. 2020 6.05%
8.96% Power Finance Corpn. Ltd. 2019 3.59%
9.55% Hindalco Industries Ltd. 2022 2.97%
9.65% Cholamandalam Investment And Finance Co. Ltd. 2018 2.96%
9.34% Rural Electrification Corpn. Ltd. 2024 1.55%
9.35% Power Grid Corpn. Of India Ltd. 2021 1.53%
9.04% Rural Electrification Corpn. Ltd. 2019 0.90%
HDFC Bank Ltd. 2.07%
Infosys Ltd. 1.68%
ITC Ltd. 1.13%
ICICI Bank Ltd. 1.11%
Tata Consultancy Services Ltd. 1.01%
Housing Development Finance Corpn. Ltd. 0.79%
Larsen And Toubro Ltd. 0.78%
State Bank Of India 0.74%
Oil And Natural Gas Corpn. Ltd. 0.70%
Tata Motors Ltd. 0.68%
Other Equity 9.20%
GOVERNMENT SECURITIES
CORPORATE DEBT
Equity
MMI, Deposits, CBLO & Others
SECURITIES
31.19%
Holding
31.80%
19.88%
17.13%
NAV as on 32.6328th November 2014: ` BENCHMARK: BSE 100 & Crisil Composite Bond Index & Crisil Liquid Fund Index
Asset held as on FUND MANAGER:` 33.89 Cr Mr.28th November 2014: Devendra Singhvi
Fund Update:
Exposure to Equities has slightly decreased to19.88% from and to MMI has increased to17.13% from on a MOM basis.
19.90%16.99%
Maturity Profile
Asset Allocation Rating Profile
Top 10 Sectoral Allocation
31
8.19Maturity (in years)
Pension Growth BM
Date of Inception: 18-Mar-03
MMI, Deposits,CBLO & OthersEquities
19.88% 17.13%
31.80%31.19%
NCDG-sec
AA9.42%
AAA41.07%
49.52%Sovereign
2.12%
2.51%
6.39%
6.79%
8.11%
8.46%
10.97%
11.05%
16.46%
23.24%
DIVERSIFIED
METAL
OIL AND GAS
FINANCIAL SERVICES
AUTOMOBILE
CAPITAL GOODS
PHARMACEUTICALS
FMCG
SOFTWARE / IT
BANKING
9.15%
31.43%
59.42%
Less than 2 years 2 to 7 years 7 years & above
Ju
l-0
6
De
c-0
6
Ma
y-0
7
Oct-
07
Ma
r-0
8
Au
g-0
8
Ja
n-0
9
Ju
n-0
9
No
v-0
9
Ap
r-1
0
Se
p-1
0
Fe
b-1
1
Ju
l-11
De
c-1
1
Ma
y-1
2
Oct-
12
Ma
r-1
3
Au
g-1
3
Ja
n-1
4
Ju
n-1
4
No
v-1
4
OBJECTIVE:
STRATEGY:
To grow your capital through enhanced returns over a medium to long term period through investments in equity and debtinstruments, thereby providing a good balance between risk and return.
To earn capital appreciation by maintaining diversified equity portfolio and seek to earn regular return on fixed income portfolio byactive management resulting in wealth creation for policyholders.
About The Fund
Pension Enrich FundSFIN No.ULIF00404/03/03BSLIENRICH109
8.33% Government Of India 2026 9.09%8.83% Government Of India 2023 7.33%8.28% Government Of India 2027 7.09%7.16% Government Of India 2023 6.33%8.3% Government Of India 2042 4.00%9.15% Government Of India 2024 1.62%8.32% Government Of India 2032 1.14%
8.9% Steel Authority Of India Ltd. 2019 2.85%9.81% Power Finance Corpn. Ltd. 2018 2.16%9.95% Food Corporation Of India 2022 1.83%9.24% Rural Electrification Corpn. Ltd. 2018 1.72%9.5% Housing Development Finance Corpn. Ltd. 2017 1.72%9.18% Housing Development Finance Corpn. Ltd. 2018 1.71%9.55% Hindalco Industries Ltd. 2022 1.70%9.37% Power Finance Corpn. Ltd. 2024 1.18%9.02% Rural Electrification Corpn. Ltd. 2022 1.16%10.15% Kotak Mahindra Prime Ltd. 2017 1.15%Other Corporate Debt 6.29%
Tata Consultancy Services Ltd. 2.02%Infosys Ltd. 1.94%HDFC Bank Ltd. 1.93%Maruti Suzuki India Ltd. 1.75%ITC Ltd. 1.50%Sun Pharmaceutical Inds. Ltd. 1.39%Larsen And Toubro Ltd. 1.32%Kotak Mahindra Bank Ltd. 1.27%Housing Development Finance Corpn. Ltd. 1.18%Tata Motors Ltd. 0.98%Other Equity 18.61%
GOVERNMENT SECURITIES
CORPORATE DEBT
Equity
MMI, Deposits, CBLO & Others
SECURITIES
36.59%
Holding
23.47%
33.89%
6.04%
NAV as on 38.9428th November 2014: ` BENCHMARK: BSE 100 & Crisil Composite Bond Index & Crisil Liquid Fund Index
Asset held as on FUND MANAGER:` 177.49 Cr28th November 2014: Mr. Dhrumil Shah (Equity), Mr. Ajit Kumar PPB (Debt)
Fund Update:
Exposure to Equities has decreased to 33.89% fromwhile that to MMI has increased to 6.04%
from on a MOM basis.35.01%
4.69%
Maturity Profile
Asset Allocation Rating Profile
Top 10 Sectoral Allocation
32
9.35Maturity (in years)
Enrich BM
Date of Inception: 12-Mar-03
AAAAA
34.36% 4.72%
Sovereign60.92%
2.62%
4.64%
6.44%
7.42%
7.94%
8.45%
10.83%
11.21%
16.38%
18.52%
METAL
OTHERS
FINANCIAL SERVICES
OIL AND GAS
CAPITAL GOODS
FMCG
AUTOMOBILE
PHARMACEUTICALS
SOFTWARE / IT
BANKING
10.40%21.37%
68.23%
Less than 2 years 2 to 7 years 7 years & above
MMI, Deposits,CBLO & OthersNCD
23.47% 6.04%
36.59%
G-secEquities
33.89%
Dec-0
6
May-0
7
Oct-
07
Mar-
08
Aug-0
8
Jan-0
9
Jun-0
9
Nov-0
9
Apr-
10
Sep-1
0
Feb-1
1
Jul-11
Dec-1
1
May-1
2
Oct-
12
Mar-
13
Aug-1
3
Jan-1
4
Jun-1
4
Nov-1
4
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