arb apex bank @ ghanaveg business platform meeting current agricultural financing models ghanaveg...

ARB APEX BANK @

GHANAVEG BUSINESS PLATFORM MEETING

Current Agricultural Financing Models

GHANAVEG BUSINESS PLATFORM MEETING BY : RODERICK OKOAMPAH AYEH

ABOUT THE APEX BANK

Rural banking started in Ghana in 1976. By the year 2000, the number of existing

rural banks had increased tremendously Currently there are 142 RCBs with 724

branches Nationwide.

GHANAVEG BUSINESS PLATFORM MEETING

HISTORY

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MAP SHOWING THE ARB APEX BANK HEAD OFFICE, BRANCH OFFICES AND RURAL & COMMUNITY BANKS

GHANAVEG BUSINESS PLATFORM MEETING

REGIONAL DISTRIBUTION OF RURAL BANKS

GHANAVEG BUSINESS PLATFORM MEETING

AGRICULTURAL FINANCING MODELS

GHANAVEG BUSINESS PLATFORM MEETING

AGRICULTURAL FINANCING MODELS

Working Capital Asset AcquisitionExport finance Consumption

GHANAVEG BUSINESS PLATFORM MEETING

SMALLHOLDER FINANCING

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FARMER BASED GROUPS

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VALUE CHAIN FINANCING

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WAREHOUSE RECEIPT(WR) FINANCE

WR gives farmers the option of holding back their produce when prices are low and get funding from banks.

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Agricultural production being carried out on the basis of an agreement between the buyer and farm producers.

It involves the buyer specifying the quality required and the price, with the farmer agreeing to deliver at a future date.

CONTRACT FINANCING

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FINANCING OPPORTUNITIES

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APEX and the Rural Banks

Rural Banks own products Rural Finance Wholesale Fund Urban Poverty Reduction Programme

FINANCING OPTION WITHIN THE RURAL BANKING SECTOR

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CONCLUSION

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Government + Academia + Financial Sector + Farmers =