a beginners guide to credit card rewards

Post on 11-Apr-2017

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A BEGINNER’S GUIDE TO CREDIT CARD REWARDS

• Earn hundreds to thousands of dollars a year• Earn points for hotel stays• Earn points for flights• Earn points for merchandise

WHY GET A REWARDS CREDIT CARD?

IS IT RIGHT FOR YOU?• Have a good credit score• Pay your bill off in full each month• Be able to meet the sign up bonus requirement• Make sure you actually redeem your rewards and

don’t let your points expire

CASH BACK REWARDS CARD• Cash is king• Usually 1% with some offering rotating 5% categories

each quarter • Limits to how much you can earn back or how much

you have to spend to earn a higher rate

POINTS REWARD CARDS

• Many points worth more than typical 1% cash back• Rewards you can’t get anywhere else - ie exclusive

events• Awesome sign up bonuses• Annual fee• Points can expire

POPULAR CARDS

• Do you prefer Cash? Travel? Merchandise? Concerts?

• Where do you spend the most?• How much you plan to travel? Internationally?• What additional perks are important to you?• Are you willing to pay an annual fee?

CONSIDER YOUR GOALS

• Find the best credit card to add to your wallet based on your spending habits and your preferences

WALLET BOOST

https://walla.by/boost

THANK YOU

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