6 financial digests • operating income of ¥10.0 billion (yoy decrease of ¥1.4 billion), the...
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3
6
• ¥ ¥
• ¥
•
•
7
8
¥
¥¥
¥
11
－
12
・ ・
・・
13
14
15
16
・
・
17
18
19
20
21
22
24
25
26
→
27
¥¥
28
30
31
32
35
38
〇 ¥¥
〇
〇
〇¥
39
・ ¥
－ － －
¥
¥ ¥ ¥ ¥ ¥
40
・ ¥ ¥
42
・ ¥
119
125
120
124
115
119 119
115 117
116
90
100
110
120
0.0
2.0
4.0
FY2011 FY2012 FY2013 FY2014 FY2015 FY2016 FY2017 FY2018 FY2019 FY2020
■
¥
43
•
■
0
100
200
Mar. Apr. May
102
8290
80
100
¥
44¥
－
45
119.5
151.8
117
70
80
90
100
110
120
130
0
100
200
300
400
FY2011 FY2016 FY2020
Installment Revolving YOY
• ¥
■
¥
46
•
■
115
83
109
86
70
80
90
100
110
120
130
FY2018 FY2019 FY2020 Apr. - May 2020
47
•
■ ■
106
84
115
89
80
90
100
110
120
130
18.3 19.3 20.3 20.4～5月
48
FY2019 FY2020 FY2021
＜
■
49
0
20
40
60
80
100
19.3 20.3 21.3見通し
¥ ¥
•
50
¥ ¥ ¥ ¥
51
Credit cards
Electronic money
QR code payments
¥100%
120%
140%
1H 2018 2H 2018 1H 2019 2H 2019
■ ■
･ ¥
･ ¥
･
53
¥
¥¥
¥
54
•
55
130
60
80
100
120
140
Apr.
2019
Jul.
2019
Oct.
2019
Jan.
2020
Apr.
2020
■
•
56
•
57
22
65
83
138127 129
136 133127
0
50
100
150
0
20
40
60
80
100
120
15.3 16.3 17.3 18.3 19.3 20.3FY2015
FY2016
FY2017
FY2018
FY2019
FY2020
■
•
¥
■
58
•
59
2.8 3.64.9
6.58.3
0
50
100
150
200
250
16.3 17.3 18.3 19.3 20.3 21.3 22.3 23.3 24.3 25.3
•¥
¥
¥
60
0.0
10.0
20.0
17.3 18.3 19.3 20.3
■
•
･
･
61
■■
63
4.6
3.8
4.33.9
3.23.4
3.1
2.3
1.81.7 1.6 1.4 1.6
1.8 1.9
91 88 90 88100
9283 83 88 93 99 101 106 107
98
70
85
100
115
130
145
160
175
190
205
220
235
0.0
1.0
2.0
3.0
4.0
5.0
06.3 07.3 08.3 09.3 10.3 11.3 12.3 13.3 14.3 15.3 16.3 17.3 18.3 19.3 20.3
•
■
64
•
65
•
¥ ¥
¥ ¥
¥ ¥
■
66
•
■
67
•
■
•
■
68
•
■
69
7.86.5
5.44.5 4.7
83 86
71
99105
0
20
40
60
80
100
120
0
20
40
60
80
100
120
140
160
16.3 17.3 18.3 19.3 20.3
•¥
■
¥
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