4-h youth development 2007. potpourri insurance 1111 3333 2222 4444 5555 1111 3333 2222 4444 5555...

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4-H Youth Development

2007

PotpourriPotpourriInsurance Insurance

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FinancesFinances Risk Mgmt Risk Mgmt TermsTerms

Risk Mgmt Risk Mgmt StrategiesStrategies

A written contract for insurance between an

insurance company and policyholder stating details of

coverage.

Check Your Answer

Insurance for 1

Answer: What is an insurance policy?

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Insurance for 1

The insurance policy that pays first when you have a loss that’s covered by more

than one policy.

Insurance for 2

Check Your Answer

Answer: What is primary insurance?

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Insurance for 2

The form of insurance that protects against losses

involving autos.

Insurance for 3

Check Your Answer

Answer: What is automobile insurance?

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Insurance for 3

This insurance is utilized after the primary insurance has

been exhausted.

Insurance for 4

Check Your Answer

Answer: What is secondary insurance?

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Insurance for 4

The liability portion of this policy covers the homeowner for accidental injuries caused

to third parties and/or their property.

Insurance for 5

Check Your Answer

Answer: What is homeowner’s insurance?

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Insurance for 5

The number of signatures required on a 4-H club check.

Finances for 1

Check Your Answer

Answer: What is 2?

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Finances for 1

The level of the 4-H program requiring annual financial

reporting and accountability.

Finances for 2

Check Your Answer

Answer: What is federal (or national)?

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Finances for 2

Location where 4-H money must be kept.

Finances for 3

Check Your Answer

Answer: What is a public financial institution?

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Finances for 3

The manner in which 4-H money can most accurately

be described.

Finances for 4

Check Your Answer

Answer: What is public money?

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Finances for 4

Location where 4-H clubs must submit an annual financial

report.

Finances for 5

Check Your Answer

Answer: What is the UW-Extension Office?

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Finances for 5

Anticipating potential risks in planning and deciding ways

to manage these risks.

Risk Management Terms for 1

Check Your Answer

Answer: What is risk management?

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Risk Management Terms for 1

Legally bound or responsible.

Risk Management Terms for 2

Check Your Answer

Answer: What is liability?

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Risk Management Terms for 2

Negligence, assault and battery, false arrest and imprisonment,

invasion of privacy, defamation, and violation of constitutional

rights.

Risk Management Terms for 3

Check Your Answer

Answer: What are forms of liability?

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Risk Management Terms for 3

Failure to use that degree of care which an ordinary person

of responsible prudence would use under the given or

similar circumstances.

Risk Management Terms for 4

Check Your Answer

Answer: What is negligence?

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Risk Management Terms for 4

Wisconsin government provision to limit volunteer

liability.

Risk Management Terms for 5

Check Your Answer

Answer: What is a state statute?

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Risk Management Terms for 5

Accept the risk and prepare for the possibility of loss to

occur.

Risk Management Strategies for 1

Check Your Answer

Answer: What is assume the risk?

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Risk Management Strategies for 1

A decision to discontinue an activity since the risks are too severe and the possibility of

occurrence is too great.

Risk Management Strategies for 2

Check Your Answer

Answer: What is avoid the risk?

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Risk Management Strategies for 2

Change the activity or conditions to decrease the likelihood that a loss will

occur.

Risk Management Strategies for 3

Check Your Answer

Answer: What is reduce the risk?

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Risk Management Strategies for 3

Purchase accident or medical insurance, use consent forms, or pay a vendor for services.

Risk Management Strategies for 4

Check Your Answer

Answer: What are examples of transferring the risk?

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Risk Management Strategies for 4

Leadership in an organization monitors and evaluates risk

plans in this phase of the risk management process.

Risk Management Strategies for 5

Check Your Answer

Answer: What is risk review?

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Risk Management Strategies for 5

Minimum age for chaperones.

Potpourri for 1

Check Your Answer

Answer: What is 21 years of age?

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Potpourri for 1

The required ratio of chaperones to youth for

overnight events.

Potpourri for 2

Check Your Answer

Answer: What is 1 adult for every 10 youth?

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Potpourri for 2

The use of this type of vehicle is highly discouraged

(prohibited if UW-Extension staff members are driving).

Potpourri for 3

Check Your Answer

Answer: What is a 12 or 15 passenger van?

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Potpourri for 3

Minimum age of drivers if 4-H Youth Development staff

members are arranging for youth transportation.

Potpourri for 4

Check Your Answer

Answer: What is 21 years of age?

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Potpourri for 4

Providing medical attention to the injured.

Potpourri for 5

Check Your Answer

Answer: What is the first priority in case of an

emergency?

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Potpourri for 5

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