2 steps ahead. preventing fraud! key to prevent fraud is to always be ahead of the fraudster! this...

2 steps ahead

Preventing Fraud!

• Key to prevent fraud is to always be ahead of the fraudster!

• This is best achieved by:

– Making security features work harder

– Reviewing current security features

– Constantly updating security features

– On-going R&D of security features

Print-Security Solutions Ltd

• Specialise - Security Print Research & Development

• Cheqmate technologies - best practice fraud prevention

• Global leader of Holograms on secure documents

• Leading world supplier of Advanced Security Features

• Unique security print manufacturing capabilities

• Security print adviser role to CACCC

(Cheque And Credit Clearing Company- UK)

Golden rules of secure cheque design

• SPS created these rules in 1999

• SPS R&D programme based on rules

• Rules adopted by CACCC in 2003

• Rules adopted in NICPAS standard 2005

Golden rules of secure cheque design

– Protection • The 3 security inks must protect every single character of

personalisation in-fill

– Detection• The security inks must make fraudulent alteration damage

obvious to the eye

– Reinstatement• The designs must be intricate to make fraudulent

reinstatement extremely difficult.

– Adhesion• The inks & designs should enable good laser toner adhesion

Partners– Intercontinental Bank plc– Guaranty Trust Bank– Zenith Bank– Marina International Bank– Fidelity Bank– Rivers State Government– Lloyds TSB– Sage plc

The New Nigerian Standard

• SPS– Full compliance with the new standard

…...to stay 2 steps ahead!

Guaranteed!–Commitment to exceed it

How you stay 2 steps ahead!

• You make the NICPAS approved security features work harder!– Cheqmate Numbering– Cheqmate - Invisible UV– Cheqmate Security Hologram– Cheqmate Watermarked Paper

Numbering• Traditional numbering systems include:

– Black inks 01014586– Penetrating Inks 01014586– UV Inks 01014586

• Old technologies• Known to fraudsters• Can be altered

Cheqmate numbering

Unique controlled numbering

Hidden UV Check DigitNumbering* Secretly revealed

14396801

14396801 396

Instant Cheque validation* Identifies counterfeited documents

14396801

Unique controlled numbering* Repeated in invisible UV

Stops cloning

Identifies fraudsters

Cheqmate Numbering• Visible numbering• Invisible numbering• Secret numbering• Fraudulent attempts to reveal number

will damage cheque• 21st century technology• Unknown to fraudsters• Audit trail to original document• Fraud-proof

Cheqmate - Invisible UV• A security graphic technique developed by SPS using

banknote software

• The numismatic fine lines have been broken down into ultra fine text

• Smaller than micro text!

• Making counterfeiting virtually impossible

• Making cheque alteration highly detectable

4 Golden Rules

–Protection –Detection

–Reinstatement–Adhesion

Cheqmate - Invisible UVReinstatement* 3D Numismatic image* Very difficult to reinstate/reproduce

Protection*Security ink detailed design* Protects every character of in-fill

Adhesion* Laser Approved designs* Maximised Laser Toner Adhesion

Detection* Micro-numismatic text, very fine line image* Easily damaged by fraudulent alteration

Cheqmate HologramOverprinted Hologram

– Recommended by the NICPAS standard– Best visible deterrent against document reproduction– 15 years use - no known cases of counterfeit fraud– Single source hologram – Immediately available– Corporate colours– Reduces hologram tampering/illegal use– UV cured to prevent removal

Logo orCompany

Brand

– Single source - SPS– Detailed all over design– Controlled access

Cheqmate Watermarked Paper

How you stay 2 steps ahead!

• You make the NICPAS approved security features work harder!– Cheqmate Numbering– Cheqmate - Invisible UV– Cheqmate Security Hologram– Cheqmate Watermarked Paper

…...to stay two steps ahead!

Print-Security Solutions Ltd

• For further information contact us:

•Tel : + 44 7903 772704

• Email : shameh@aol.com