Corporations Act 2001 (Cth) – Section 916A National Consumer Credit Protection Act 2009 (Cth) – Section 64

AUTHORISATION

HIL

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Hillross Financial Services Limited ABN 77 003 323 055 (“Hillross”) of Level 11, 33 Alfred Street, Sydney NSW 2000, Australian Financial Services Licence No. 232705 and Australian Credit Licence No. 232705, authorises

as an Authorised Representative of Hillross AR Number

for the purposes of Chapter 7 of the Corporations Act 2001 to provide the following financial services on behalf of Hillross:

(A) provide financial product advice, and

(B) deal in a financial product by arranging for another person to issue, apply for, acquire, vary or dispose of a financial product

to retail and wholesale clients.

and

as an Authorised Credit Representative of Hillross ACR No.

for the purposes of the National Consumer Credit Protection Act 2009 (Cth), you are authorised to provide the following credit services as defined in Section 7 of that Act, on behalf of Hillross:

(A) engage in credit activities other than as a credit provider or lessor

THIS AUTHORISATION IS LIMITED TO:

y products that are listed on Hillross’ Research List or are otherwise approved by Hillross, and

y activities for which Hillross Financial Advisers and Authorised Credit Representatives have satisfied the Training and Accreditation requirements of Hillross.

Terms used in this Authorisation have the same meaning as in the Corporations Act 2001 and the National Consumer Credit Protection Act 2009.

Hillross Financial Services Limited Signed by a duly authorised officer Dated:

NS5

981

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As Hillross Professionals, our purpose is to create and protect wealth for our clients through delivering the highest standard of professional advice and service and striving to safeguard and improve the financial well-being of the community we operate in.

Hillross Financial Services Ltd ABN 77 003 323 055, AFSL No. 232705, ACL No. 232705.

HILLROSS PROFESSIONAL PROMISE

Signed Date

Name

Therefore, we promise:

y We will act honestly in all our professional and business relationships and dealings, observing the letter and spirit of the law, our Professional Promise and our professional standards.

y We will apply our knowledge, skills and experience in the best interest of our client consistent with upholding the interest and wellbeing of the community and the profession.

y We will exercise sound professional judgement without being compromised by our own prejudices or self-interest.

y We will be fair and reasonable in all our professional dealings, managing any conflicts of interests.

y We will uphold exemplary standards of behaviour that accord with our professional standing, duty to our clients and our fellow professionals, and our role in safeguarding the financial well-being of the community and the reputation of the profession.

y We will maintain high standards of technical and professional knowledge and skill, and consult or refer to other professionals as necessary, to ensure we deliver professional services competently.

y We will respect and maintain the confidentiality of information acquired in our professional and business engagements.

y We will apply due care and skill, and act in a timely and thorough manner, in performing our professional and business commitments.

DEDICATED TO YOUR

FINANCIAL FREEDOM