allianz risk pulse - business risks: country information
DESCRIPTION
The most important and threatening business risks by region.TRANSCRIPT
Allianz Risk Pulse – Focus: Business Risks Appendix page 1
Allianz Risk Pulse Country and regional information on Business Risks 2013
The most important risks for businesses
by region
Top 10 business risks by region in 2013
Figures here represent a percentage of all relevant responses. Responses for Europe: 560 (Europe also includes Middle East and South Africa, however, EU-origin responses strongly dominate); North and South America: 198; Asia/Pacific: 85. Source: Allianz Global Corporate & Specialty
North and South America
1 Business interruption, supply chain risk 52.5%
2 Natural catastrophes 49.5%
3 Fire, explosion 32.8%
4 Intensified competition 23.2%
5 Changes in legislation and regulation 23.2%
6 Market fluctuations 14.1%
7 Theft, fraud, corruption 11.1%
8 Loss of reputation or brand value 10.1%
9 Commodity price increases 7.6%
10 Credit availability 7.1%
Europe
1 Business interruption, supply chain risk 43%
2 Natural catastrophes 40.9%
3 Fire, explosion 30.4%
4 Changes in legislation and regulation 16.4%
5 Quality deficiencies, serial defects 16.3%
6 Market stagnation or decline 15.4%
7 Intensified competition 15%
8 Eurozone breakdown 14.6%
9 Market fluctuations 11.1%
10 Credit availability 10.2%
Asia/Pacific
1 Natural catastrophes 50.6%
2 Business interruption, supply chain risk 47.1%
3 Fire, explosion 27.1%
4 Market fluctuations 18.8%
5 Commodity price increases 17.6%
6 Eurozone breakdown 14.1%
7 Loss of reputation or brand value 14.1%
8 Talent shortage, aging workforce 11.8%
9 Intensified competition 11.8%
10 Quality deficiencies, serial defects 9.4%
Allianz Risk Pulse – Focus: Business Risks Appendix page 2
Allianz Risk Pulse Country and regional information on Business Risks 2013
The most important risks for businesses in
France
1.
2.
3.
4.
5.
6.
7.
8.
9.
10.
France: Top 10 business risks in 2013
Source: Allianz Global Corporate & SpecialtyFigures represent a percentage of all relevant responses for France (50).
Business interruption, supply chain risk
Fire, explosion
Quality deficiencies, serial defects
Natural catastrophes (e.g. storm, flood, earthquake)
Intensified competition
Changes in legislation and regulation
Political/social upheaval, war
Market fluctuations (e.g. exchange or interest rates)
Loss of reputation or brand value
Technological innovation
40%
32%
30%
22%
22%
18%
16%
16%
14%
10%
The Allianz “Risk Barometer” survey was conducted among risk consultants, underwriters, senior managers and claims experts within both AGCS and local Allianz entities. Figures here represent the number of responses as a percentage of all relevant responses. Responses for Europe: 560 (Europe includes Middle East and South Africa); France: 50.
Europe
1 Business interruption, supply chain risk 43%
2 Natural catastrophes 40.9%
3 Fire, explosion 30.4%
4 Changes in legislation and regulation 16.4%
5 Quality deficiences, serial defects 16.3%
6 Market stagnation or decline 15.4%
7 Intensified competition 15%
8 Eurozone breakdown 14.6%
9 Market fluctuations 11.1%
10 Credit availability 10.2%
Allianz Risk Pulse – Focus: Business Risks Appendix page 3
Allianz Risk Pulse Country and regional information on Business Risks 2013
The most important risks for businesses in
Spain
1.
2.
3.
4.
5.
6.
7.
8.
9.
10.
Spain: Top 10 business risks in 2013
Source: Allianz Global Corporate & SpecialtyFigures represent a percentage of all relevant responses for Spain (37).
Business interruption, supply chain risk
Fire, explosion
Natural catastrophes (e.g. storm, flood, earthquake)
Theft, fraud, corruption
Intensified competition
Changes in legislation and regulation
Quality deficiencies, serial defects
Market stagnation or decline
Market fluctuations (e.g. exchange or interest rates)
Credit availability
43.2%
32.4%
24.3%
24.3%
24.3%
18.9%
16.2%
13.5%
10.8%
10.8%
The
Allia
nz “R
isk B
arom
eter
” sur
vey
was
con
duct
ed a
mon
g ris
k co
nsul
tant
s, un
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s, se
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man
ager
s and
cla
ims e
xper
ts w
ithin
bot
h AG
CS a
nd lo
cal A
llian
z en
titie
s.
Figu
res h
ere
repr
esen
t the
num
ber o
f res
pons
es a
s a p
erce
ntag
e of
all
rele
vant
resp
onse
s. Re
spon
ses f
or E
urop
e: 5
60 (E
urop
e in
clud
es M
iddl
e Ea
st a
nd S
outh
Afr
ica)
; Spa
in: 3
7.
Spain: Top 10 business risks in 2013 by size of enterprise
Source: Allianz Global Corporate & Specialty
Figures here represent a percentage of all relevant responses. Responses for Spain: 37; large enterprises: 19; mid-sized enterprises: 18.
Business interruption, supply chain risk
Fire, explosion
Natural catastrophes (e.g. storm, flood, earthquake)
Intensified competition
Changes in legislation and regulation
Austerity programs
Theft, fraud, corruption
Quality deficiencies, serial defects
Market stagnation or decline
Political/social upheaval, war
Business interruption, supply chain risk
Fire, explosion
Theft, fraud, corruption
Intensified competition
Natural catastrophes (e.g. storm, flood, earthquake)
Market fluctuations (e.g. exchange or interest rates)
Quality deficiencies, serial defects
Changes in legislation and regulation
Eurozone breakdown
Credit availability
MId-SI zE d ENTERPRISESLARGE ENTERPRISES47.4%
31.6%
26.3%
21.1%
21.1%
15.8%
15.8%
15.8%
15.8%
10.5%
38.9%
33.3%
33.3%
27.8%
22.2%
16.7%
16.7%
16.7%
11.1%
11.1%
The highlighted risks are unique for either large or mid-sized enterprises.
Allianz Risk Pulse – Focus: Business Risks Appendix page 4
Allianz Risk Pulse Country and regional information on Business Risks 2013
The most important risks for businesses in
Italy
1.
2.
3.
4.
5.
6.
7.
8.
9.
10.
Italy: Top 10 business risks in 2013
Source: Allianz Global Corporate & SpecialtyFigures represent a percentage of all relevant responses for Italy (20).
Market stagnation or decline
Business interruption, supply chain risk
Natural catastrophes (e.g. storm, flood, earthquake)
Fire, explosion
Loss of reputation or brand value
Market fluctuations (e.g. exchange or interest rates)
Quality deficiencies, serial defects
Changes in legislation and regulation
Austerity programs
Commodity price increases
60%
55%
50%
35%
20%
15%
15%
15%
10%
10%
The Allianz “Risk Barometer” survey was conducted among risk consultants, underwriters, senior managers and claims experts within both AGCS and local Allianz entities. Figures here represent the number of responses as a percentage of all relevant responses. Responses for Europe: 560 (Europe includes Middle East and South Africa); Italy: 20.
Europe
1 Business interruption, supply chain risk 43%
2 Natural catastrophes 40.9%
3 Fire, explosion 30.4%
4 Changes in legislation and regulation 16.4%
5 Quality deficiences, serial defects 16.3%
6 Market stagnation or decline 15.4%
7 Intensified competition 15%
8 Eurozone breakdown 14.6%
9 Market fluctuations 11.1%
10 Credit availability 10.2%
Allianz Risk Pulse – Focus: Business Risks Appendix page 5
Allianz Risk Pulse Country and regional information on Business Risks 2013
The most important risks for businesses in
Belgium & Netherlands
1.
2.
3.
4.
5.
6.
7.
8.
9.
10.
Belgium: Top 10 business risks in 2013
Source: Allianz Global Corporate & SpecialtyFigures represent a percentage of all relevant responses for Belgium (36).
Business interruption, supply chain risk
Fire, explosion
Intensified competition
Changes in legislation and regulation
Credit availability
Market stagnation or decline
Eurozone breakdown
Other
Natural catastrophes (e.g. storm, flood, earthquake)
Quality deficiencies, serial defects
38.9%
27.8%
27.8%
22.2%
19.4%
19.4%
16.7%
16.7%
13.9%
13.9%
The
Allia
nz “R
isk B
arom
eter
” sur
vey
was
con
duct
ed a
mon
g ris
k co
nsul
tant
s, un
derw
riter
s, se
nior
man
ager
s and
cla
ims e
xper
ts w
ithin
bot
h AG
CS a
nd lo
cal A
llian
z en
titie
s. Fi
gure
s her
e re
pres
ent t
he n
umbe
r of
resp
onse
s as a
per
cent
age
of a
ll re
leva
nt re
spon
ses.
Resp
onse
s for
Eur
ope:
560
(Eur
ope
incl
udes
Mid
dle
East
and
Sou
th A
fric
a); B
elgi
um: 3
6; N
ethe
rland
s: 15
.
1.
2.
3.
4.
5.
6.
7.
8.
9.
10.
Netherlands: Top 10 business risks in 2013
Source: Allianz Global Corporate & SpecialtyFigures represent a percentage of all relevant responses for Netherlands (15).
Business interruption, supply chain risk
Natural catastrophes (e.g. storm, flood, earthquake)
Fire, explosion
Commodity price increases
Market fluctuations (e.g. exchange or interest rates)
Eurozone breakdown
Theft, fraud, corruption
Cyber crime, IT failures
Changes in legislation and regulation
Market stagnation or decline
73.3%
46.7%
33.3%
20%
13.3%
13.3%
13.3%
13.3%
13.3%
13.3%
Allianz Risk Pulse – Focus: Business Risks Appendix page 6
Allianz Risk Pulse Country and regional information on Business Risks 2013
The most important risks for businesses in
Hungary
1.
2.
3.
4.
5.
6.
7.
8.
9.
10.
Hungary: Top 10 business risks in 2013
Source: Allianz Global Corporate & SpecialtyFigures represent a percentage of all relevant responses for Hungary (83).
Natural catastrophes (e.g. storm, flood, earthquake)
Fire, explosion
Market fluctuations (e.g. exchange or interest rates)
Business interruption, supply chain risk
Changes in legislation and regulation
Credit availability
Market stagnation or decline
Theft, fraud, corruption
Eurozone breakdown
Health issues (e.g. pandemics)
67,5%
38,6%
26,5%
24,1%
18,1%
16,9%
15,7%
14,5%
12,0%
9,6%
The Allianz “Risk Barometer” survey was conducted among risk consultants, underwriters, senior managers and claims experts within both AGCS and local Allianz entities. Figures here represent the number of responses as a percentage of all relevant responses. Responses for Europe: 560 (Europe includes Middle East and South Africa); Hungary: 83.
Europe
1 Business interruption, supply chain risk 43%
2 Natural catastrophes 40.9%
3 Fire, explosion 30.4%
4 Changes in legislation and regulation 16.4%
5 Quality deficiences, serial defects 16.3%
6 Market stagnation or decline 15.4%
7 Intensified competition 15%
8 Eurozone breakdown 14.6%
9 Market fluctuations 11.1%
10 Credit availability 10.2%
Allianz Risk Pulse – Focus: Business Risks Appendix page 7
Allianz Risk Pulse Country and regional information on Business Risks 2013
The most important risks for businesses in
Germany
1.
2.
3.
4.
5.
6.
7.
8.
9.
10.
Germany: Top 10 business risks in 2013
Source: Allianz Global Corporate & SpecialtyFigures represent a percentage of all relevant responses for Germany (186).
Business interruption, supply chain risk
Natural catastrophes (e.g. storm, flood, earthquake)
Quality deficiencies, serial defects
Fire, explosion
Eurozone breakdown
Intensified competition
Changes in legislation and regulation
Market stagnation or decline
Technological innovation
Loss of reputation or brand value
43%
42.5%
25.8%
24.2%
18.8%
16.7%
16.7%
11.3%
9.1%
9.1%
The
Allia
nz “R
isk B
arom
eter
” sur
vey
was
con
duct
ed a
mon
g ris
k co
nsul
tant
s, un
derw
riter
s, se
nior
man
ager
s and
cla
ims e
xper
ts w
ithin
bot
h AG
CS a
nd lo
cal A
llian
z en
titie
s. Fi
gure
s her
e re
pres
ent t
he n
umbe
r of
resp
onse
s as a
per
cent
age
of a
ll re
leva
nt re
spon
ses.
Resp
onse
s for
Eur
ope:
560
(Eur
ope
incl
udes
Mid
dle
East
and
Sou
th A
fric
a); G
erm
any:
186
.
Germany: Top 10 business risks in 2013 by size of enterprise
Source: Allianz Global Corporate & Specialty
Figures here represent a percentage of all relevant responses. Responses for Germany: 186; large enterprises: 140; mid-sized enterprises: 46.
Natural catastrophes (e.g. storm, flood, earthquake)
Business interruption, supply chain risk
Quality deficiencies, serial defects
Fire, explosion
Changes in legislation and regulation
Eurozone breakdown
Intensified competition
Technological innovation
Loss of reputation or brand value
Market stagnation or decline
Business interruption, supply chain risk
Natural catastrophes (e.g. storm, flood, earthquake)
Fire, explosion
Eurozone breakdown
Quality deficiencies, serial defects
Intensified competition
Credit availability
Market stagnation or decline
Market fluctuations
Talent shortage, aging workforce
MId-SI zE d ENTERPRISESLARGE ENTERPRISES43.6%
42.9%
27.9%
20.7%
19.3%
16.4%
15.7%
11.4%
11.4%
10%
43.5%
39.1%
34.8%
26.1%
19.6%
19.6%
17.4%
15.2%
10.9%
10.9%
The highlighted risks are unique for either large or mid-sized enterprises.
Allianz Risk Pulse – Focus: Business Risks Appendix page 8
Allianz Risk Pulse Country and regional information on Business Risks 2013
The most important risks for businesses in
Switzerland
1.
2.
3.
4.
5.
6.
7.
8.
9.
10.
Switzerland: Top 10 business risks in 2013
Source: Allianz Global Corporate & SpecialtyFigures represent a percentage of all relevant responses for Switzerland (21).
Business interruption, supply chain risk
Natural catastrophes (e.g. storm, flood, earthquake)
Eurozone breakdown
Loss of reputation or brand value
Fire, explosion
Market fluctuations (e.g. exchange or interest rates)
Quality deficiencies, serial defects
Intensified competition
Cyber crime, IT failures
Market stagnation or decline
57.1%
28.6%
28.6%
28.6%
19%
19%
19%
19%
14.3%
14.3%
The Allianz “Risk Barometer” survey was conducted among risk consultants, underwriters, senior managers and claims experts within both AGCS and local Allianz entities. Figures here represent the number of responses as a percentage of all relevant responses. Responses for Europe: 560 (Europe includes Middle East and South Africa); Switzerland: 21.
Europe
1 Business interruption, supply chain risk 43%
2 Natural catastrophes 40.9%
3 Fire, explosion 30.4%
4 Changes in legislation and regulation 16.4%
5 Quality deficiences, serial defects 16.3%
6 Market stagnation or decline 15.4%
7 Intensified competition 15%
8 Eurozone breakdown 14.6%
9 Market fluctuations 11.1%
10 Credit availability 10.2%
Allianz Risk Pulse – Focus: Business Risks Appendix page 9
Allianz Risk Pulse Country and regional information on Business Risks 2013
The most important risks for businesses in
Austria
1.
2.
3.
4.
5.
6.
7.
8.
9.
10.
Austria: Top 10 business risks in 2013
Source: Allianz Global Corporate & SpecialtyFigures represent a percentage of all relevant responses for Austria (20).
Business interruption, supply chain risk
Natural catastrophes (e.g. storm, flood, earthquake)
Eurozone breakdown
Fire, explosion
Theft, fraud, corruption
Talent shortage, aging workforce
Market stagnation or decline
Commodity price increases
Intensified competition
Changes in legislation and regulation
55%
45%
30%
15%
15%
15%
15%
10%
10%
10%
The Allianz “Risk Barometer” survey was conducted among risk consultants, underwriters, senior managers and claims experts within both AGCS and local Allianz entities. Figures here represent the number of responses as a percentage of all relevant responses. Responses for Europe: 560 (Europe includes Middle East and South Africa); Austria: 20.
Europe
1 Business interruption, supply chain risk 43%
2 Natural catastrophes 40.9%
3 Fire, explosion 30.4%
4 Changes in legislation and regulation 16.4%
5 Quality deficiences, serial defects 16.3%
6 Market stagnation or decline 15.4%
7 Intensified competition 15%
8 Eurozone breakdown 14.6%
9 Market fluctuations 11.1%
10 Credit availability 10.2%
Allianz Risk Pulse – Focus: Business Risks Appendix page 10
Allianz Risk Pulse Country and regional information on Business Risks 2013
The most important risks for businesses in
United Kingdom
1.
2.
3.
4.
5.
6.
7.
8.
9.
10.
United Kingdom: Top 10 business risks in 2013
Source: Allianz Global Corporate & SpecialtyFigures represent a percentage of all relevant responses for United Kingdom (52).
Natural catastrophes (e.g. storm, flood, earthquake)
Business interruption, supply chain risk
Fire, explosion
Loss of reputation or brand value
Intensified competition
Changes in legislation and regulation
Credit availability
Theft, fraud, corruption
Market stagnation or decline
Eurozone breakdown
48.1%
46.2%
42.3%
21.2%
15.4%
15.4%
13.5%
13.5%
13.5%
11.5%
The
Allia
nz “R
isk B
arom
eter
” sur
vey
was
con
duct
ed a
mon
g ris
k co
nsul
tant
s, un
derw
riter
s, se
nior
man
ager
s and
cla
ims e
xper
ts w
ithin
bot
h AG
CS a
nd lo
cal A
llian
z en
titie
s. Fi
gure
s her
e re
pres
ent t
he n
umbe
r of
resp
onse
s as a
per
cent
age
of a
ll re
leva
nt re
spon
ses.
Resp
onse
s for
Uni
ted
King
dom
: 52;
Lar
ge e
nter
prise
s: 31
; Mid
-siz
ed e
nter
prise
s: 21
.
United Kingdom: Top 10 business risks in 2013 by size of enterprise
Source: Allianz Global Corporate & Specialty
Figures here represent a percentage of all relevant responses. Responses for United Kingdom: 52; large enterprises: 31; mid-sized enterprises: 21.
Business interruption, supply chain risk
Fire, explosion
Natural catastrophes (e.g. storm, flood, earthquake)
Loss of reputation or brand value
Market stagnation or decline
Eurozone breakdown
Changes in legislation and regulation
Cyber crime, IT failures
Technological innovation
Credit availability
Natural catastrophes (e.g. storm, flood, earthquake)
Business interruption, supply chain risk
Fire, explosion
Intensified competition
Credit availability
Theft, fraud, corruption
Changes in legislation and regulation
Loss of reputation or brand value
Talent shortage, aging workforce
Cyber crime, IT failures
MId-SI zE d ENTERPRISESLARGE ENTERPRISES54.8%
51.6%
45.2%
22.6%
16.1%
12.9%
12.9%
9.7%
9.7%
6.5%
52.4%
33.3%
28.6%
28.6%
23.8%
23.8%
19%
19%
14.3%
14.3%
The highlighted risks are unique for either large or mid-sized enterprises.
Allianz Risk Pulse – Focus: Business Risks Appendix page 11
Allianz Risk Pulse Country and regional information on Business Risks 2013
The most important risks for businesses in
Singapore
1.
2.
3.
4.
5.
6.
7.
8.
9.
10.
Singapore: Top 10 business risks in 2013
Source: Allianz Global Corporate & SpecialtyFigures represent a percentage of all relevant responses for Singapore (25).
Natural catastrophes (e.g. storm, flood, earthquake)
Business interruption, supply chain risk
Commodity price increases
Fire, explosion
Quality deficiencies, serial defects
Loss of reputation or brand value
Market fluctuations (e.g. exchange or interest rates)
Political/social upheaval, war
Intensified competition
Market stagnation or decline
52%
44%
32%
24%
20%
20%
16%
12%
12%
12%
The Allianz “Risk Barometer” survey was conducted among risk consultants, underwriters, senior managers and claims experts within both AGCS and local Allianz entities. Figures here represent the number of responses as a percentage of all relevant responses. Responses for for Asia/Pacific: 85; for Singapore: 25.
Asia/Pacific
1 Natural catastrophes 50,6%
2 Business interruption, supply chain risk 47,1%
3 Fire, explosion 27,1%
4 Market fluctuations 18,8%
5 Commodity price increases 17,6%
6 Eurozone breakdown 14,1%
7 Loss of reputation or brand value 14,1%
8 Talent shortage, aging workforce 11,8%
9 Intensified competition 11,8%
10 Quality deficiences, serial defects 9,4%
Allianz Risk Pulse – Focus: Business Risks Appendix page 12
Allianz Risk Pulse Country and regional information on Business Risks 2013
The most important risks for businesses in
Australia
1.
2.
3.
4.
5.
6.
7.
8.
9.
10.
Australia: Top 10 business risks in 2013
Source: Allianz Global Corporate & SpecialtyFigures represent a percentage of all relevant responses for Australia (30).
Natural catastrophes (e.g. storm, flood, earthquake)
Business interruption, supply chain risk
Market fluctuations (e.g. exchange or interest rates)
Talent shortage, aging workforce
Loss of reputation or brand value
Intensified competition
Commodity price increases
Changes in legislation and regulation
Credit availability
Fire, explosion
46.7%
33.3%
26.7%
26.7%
23.3%
20%
16.7%
16.7%
13.3%
10%
The Allianz “Risk Barometer” survey was conducted among risk consultants, underwriters, senior managers and claims experts within both AGCS and local Allianz entities. Figures here represent the number of responses as a percentage of all relevant responses. Responses for Asia/Pacific: 85; for Australia: 30
Asia/Pacific
1 Natural catastrophes 50,6%
2 Business interruption, supply chain risk 47,1%
3 Fire, explosion 27,1%
4 Market fluctuations 18,8%
5 Commodity price increases 17,6%
6 Eurozone breakdown 14,1%
7 Loss of reputation or brand value 14,1%
8 Talent shortage, aging workforce 11,8%
9 Intensified competition 11,8%
10 Quality deficiences, serial defects 9,4%
Allianz Risk Pulse – Focus: Business Risks Appendix page 13
Allianz Risk Pulse Country and regional information on Business Risks 2013
The most important risks for businesses in
USA and Canada
1.
2.
3.
4.
5.
6.
7.
8.
9.
10.
USA and Canada: Top 10 business risks in 2013
Source: Allianz Global Corporate & SpecialtyFigures represent a percentage of all relevant responses for USA and Canada (166).
Business interruption, supply chain risk
Natural catastrophes (e.g. storm, flood, earthquake)
Fire, explosion
Intensified competition
Changes in legislation and regulation
Market fluctuations (e.g. exchange or interest rates)
Theft, fraud, corruption
Loss of reputation or brand value
Commodity price increases
Credit availability
54.8%
53%
31.9%
24.7%
22.3%
12%
12%
12%
8.4%
7.2%
The
Allia
nz “R
isk B
arom
eter
” sur
vey
was
con
duct
ed a
mon
g ris
k co
nsul
tant
s, un
derw
riter
s, se
nior
man
ager
s and
cla
ims e
xper
ts w
ithin
bot
h AG
CS a
nd lo
cal A
llian
z en
titie
s. Fi
gure
s her
e re
pres
ent t
he n
umbe
r of
resp
onse
s as a
per
cent
age
of a
ll re
leva
nt re
spon
ses.
Resp
onse
s for
USA
and
Can
ada:
166
; Lar
ge e
nter
prise
s: 68
; Mid
-siz
ed e
nter
prise
s: 98
.
USA and Canada: Top 10 business risks in 2013 by size of enterprise
Source: Allianz Global Corporate & Specialty
Figures here represent a percentage of all relevant responses. Responses for USA and Canada: 166; large enterprises: 68; mid-sized enterprises: 98.
Natural catastrophes (e.g. storm, flood, earthquake)
Business interruption, supply chain risk
Fire, explosion
Changes in legislation and regulation
Intensified competition
Market fluctuations (e.g. exchange or interest rates)
Loss of reputation or brand value
Quality deficiencies, serial defects
Power blackouts
Technological innovation
Business interruption, supply chain risk
Natural catastrophes (e.g. storm, flood, earthquake)
Intensified competition
Fire, explosion
Changes in legislation and regulation
Theft, fraud, corruption
Market fluctuations (e.g. exchange or interest rates)
Loss of reputation or brand value
Commodity price increases
Credit availability
MId-SI zE d ENTERPRISESLARGE ENTERPRISES60.3%
60.3%
35.3%
29.4%
14.7%
10.3%
10.3%
8.8%
8.8%
8.8%
51%
48%
31.6%
29.6%
17.3%
16.3%
13.3%
13.3%
11.2%
9.2%
The highlighted risks are unique for either large or mid-sized enterprises.
Allianz Risk Pulse – Focus: Business Risks Appendix page 14
Allianz Risk Pulse Country and regional information on Business Risks 2013
The most important risks for businesses in
Brazil
1.
2.
3.
4.
5.
6.
7.
8.
9.
10.
Brazil: Top 10 business risks in 2013
Source: Allianz Global Corporate & SpecialtyFigures represent a percentage of all relevant responses for Brazil (24).
Business interruption, supply chain risk
Natural catastrophes (e.g. storm, flood, earthquake)
Fire, explosion
Market fluctuations (e.g. exchange or interest rates)
Changes in legislation and regulation
Talent shortage, aging workforce
Intensified competition
Other
Pollution
Quality deficiencies, serial defects
37,5%
33,3%
29,2%
25,0%
25,0%
16,7%
16,7%
16,7%
12,5%
12,5%
The Allianz “Risk Barometer” survey was conducted among risk consultants, underwriters, senior managers and claims experts within both AGCS and local Allianz entities. Figures here represent the number of responses as a percentage of all relevant responses. Responses for North and South America: 198; for Brazil: 24.
North and South America
1 Business interruption, supply chain risk 52,5%
2 Natural catastrophes 49,5%
3 Fire, explosion 32,8%
4 Intensified competition 23,2%
5 Changes in legislation and regulation 23,2%
6 Market fluctuations 14,1%
7 Theft, fraud, corruption 11,1%
8 Loss of reputation or brand value 10,1%
9 Commodity price increases 7,6%
10 Credit availability 7,1%
Allianz Risk Pulse – Focus: Business Risks Appendix page 15
Allianz Risk Pulse Country and regional information on Business Risks 2013
Methodology
The Allianz “Risk Barometer” survey was conducted among risk consultants, underwriters, senior managers
and claims experts within both AGCS and local Allianz enti-ties in October 2012, with a focus on the corporate insurance sector for both large industrial and mid-size companies.
Participants were asked to name industries about which they are particularly knowledgeable and then name up to three risks they believed to be of most importance for their clients within each industry. In addition, they identified risks they thought their clients significantly underestimate.
, There were 529 respondents from a total of 28 countries. As multiple answers for up to two industries were possible, a total of 843 answers were delivered.
The survey is a follow-up to a first “Risk Barometer” from 2011/2012 which was conducted among AGCS experts, referring only to large corporate businesses. As the base of participants and the methodology have evolved slightly, the results cannot be compared directly. However, major trends can be identified.
Germany 116
Hungary 48
UK 37
France 29
Belgium 24
Netherlands 10
Spain 22
Austria 15
Switzerland 14
Italy 12
Europe other 26
Europe total 353
US 94
Canada 10
Brazil 16
Other SA 3
Americas total 123
Australia 18
Singapore 17
Asia/Pacific other 18
Asia/Pacific total 53
Number of participants per country