alice in alachua county - united way of charlotte county...county (the alice threshold, or at)....

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UNITED WAY ALICE REPORT – 2016 UPDATE FOR FLORIDA Households by Income, 2007 to 2014 Population: 256,380 | Number of Households: 97,215 Median Household Income: $45,228 (state average: $47,463) Florida Underemployment Rate for 2014: 12.8% Households Below ALICE Threshold: 42,775 (44%) How many households are struggling? ALICE is an acronym for Asset Limited, Income Constrained, Employed – households that earn more than the Federal Poverty Level, but less than the basic cost of living for the county (the ALICE Threshold, or AT). Combined, the number of poverty and ALICE households equals the total population struggling to afford basic needs. The number of households below the ALICE Threshold changes over time; households move in and out of poverty and ALICE as circumstances improve or worsen. The Great Recession, from 2007 to 2010, caused hardship for many families. Conditions started to improve in 2010 and 2012 for some, but not for all. What does it cost to afford the basic necessities? The bare-minimum Household Survival Budget does not include any savings, leaving a household vulnerable to unexpected expenses. ALICE households typically earn above the Federal Poverty Level of $11,670 for a single adult and $23,850 for a family of four, but less than the Household Survival Budget. ALICE IN ALACHUA COUNTY Household Survival Budget, Alachua County SINGLE ADULT 2 ADULTS, 1 INFANT, 1 PRESCHOOLER Monthly Costs Housing $665 $869 Child Care $– $1,030 Food $182 $550 Transportation $340 $679 Health Care $122 $486 Miscellaneous $151 $387 Taxes $199 $252 Monthly Total $1,659 $4,253 ANNUAL TOTAL $19,908 $51,036 POVERTY ANNUAL TOTAL $11,670 $23,850 Sources: 2014 Point-in-Time Data: American Community Survey. ALICE Demographics: American Community Survey; the ALICE Threshold. Budget: U.S. Department of Housing and Urban Development (HUD); U.S. Department of Agriculture (USDA); Bureau of Labor Statistics (BLS); Internal Revenue Service (IRS); Florida Department of Education, Office of Early Learning. 22% 23% 24% 22% 18% 25% 23% 22% 60% 52% 53% 56% 80,000 82,000 84,000 86,000 88,000 90,000 92,000 94,000 96,000 98,000 100,000 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100% 2007 2010 2012 2014 Total Households Percent of Households 120011 Poverty ALICE Above AT Total HH

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Page 1: ALICE IN ALACHUA COUNTY - United Way of Charlotte County...county (the ALICE Threshold, or AT). Combined, the number of poverty and ALICE households equals the total population struggling

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Households by Income, 2007 to 2014

Population: 256,380 | Number of Households: 97,215Median Household Income: $45,228 (state average: $47,463)Florida Underemployment Rate for 2014: 12.8%Households Below ALICE Threshold: 42,775 (44%)

How many households are struggling?ALICE is an acronym for Asset Limited, Income Constrained, Employed – households that earn more than the Federal Poverty Level, but less than the basic cost of living for the county (the ALICE Threshold, or AT). Combined, the number of poverty and ALICE households equals the total population struggling to afford basic needs. The number of households below the ALICE Threshold changes over time; households move in and out of poverty and ALICE as circumstances improve or worsen. The Great Recession, from 2007 to 2010, caused hardship for many families. Conditions started to improve in 2010 and 2012 for some, but not for all.

What does it cost to afford the basic necessities?The bare-minimum Household Survival Budget does not include any savings, leaving a household vulnerable to unexpected expenses. ALICE households typically earn above the Federal Poverty Level of $11,670 for a single adult and $23,850 for a family of four, but less than the Household Survival Budget.

ALICE IN ALACHUA COUNTY

Household Survival Budget, Alachua County

SINGLE ADULT2 ADULTS, 1 INFANT, 1 PRESCHOOLER

Monthly CostsHousing $665 $869Child Care $– $1,030Food $182 $550Transportation $340 $679Health Care $122 $486Miscellaneous $151 $387Taxes $199 $252

Monthly Total $1,659 $4,253ANNUAL TOTAL $19,908 $51,036POVERTY ANNUAL TOTAL $11,670 $23,850

Sources: 2014 Point-in-Time Data: American Community Survey. ALICE Demographics: American Community Survey; the ALICE Threshold. Budget: U.S. Department of Housing and Urban Development (HUD); U.S. Department of Agriculture (USDA); Bureau of Labor Statistics (BLS); Internal Revenue Service (IRS); Florida Department of Education, Office of Early Learning.

22% 23% 24% 22%

18% 25% 23% 22%

60% 52% 53% 56%

80,000

82,000

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Poverty ALICE Above AT Total HH

Page 2: ALICE IN ALACHUA COUNTY - United Way of Charlotte County...county (the ALICE Threshold, or AT). Combined, the number of poverty and ALICE households equals the total population struggling

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Note: Municipal-level data on this page is for Places and County Subdivisions, which include Census Designated Places (CDP). These are overlapping geographies so totals will not match county-level data. Municipal-level data often relies on 5-year averages and is not available for the smallest towns that do not report income.

Families with Children by Income, 2014

Assets, All Households, 2014

How many families with children are struggling?Children add significant expense to a family budget, so it is not surprising that many Alachua County families with children live below the ALICE Threshold. Though more Alachua County families are headed by married parents, those families with a single parent are more likely to have income below the ALICE Threshold.

What assets do households have?Ownership of assets can contribute to stability of households. Yet few families in Alachua County own liquid assets, such as a savings account, 401(k) plan, or rental income, that are readily available to cover emergency expenses. Vehicles, the most common asset, depreciate over time. Homeownership, the next most common asset, can build wealth, but is not a liquid asset.

1 Vehicle

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Poverty ALICE Above AT Total HH

Alachua County, 2014

Town Total HH% ALICE

& Poverty

Alachua 4,142 40%

Archer 401 54%

Gainesville 49,098 55%

Gainesville CCD 65,413 51%

Hawthorne 498 52%

Hawthorne CCD 2,033 52%

High Springs 1,801 34%

High Springs-Alachua CCD 16,114 36%

Micanopy 283 44%

Micanopy CCD 1,206 40%

Newberry 1,875 30%

Newberry-Archer CCD 8,592 27%

Waldo 425 64%

Waldo CCD 2,779 46%

Page 3: ALICE IN ALACHUA COUNTY - United Way of Charlotte County...county (the ALICE Threshold, or AT). Combined, the number of poverty and ALICE households equals the total population struggling

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Households by Income, 2007 to 2014

Population: 27,057 | Number of Households: 8,351Median Household Income: $46,865 (state average: $47,463)Florida Underemployment Rate for 2014: 12.8%Households Below ALICE Threshold: 3,591 (43%)

How many households are struggling?ALICE is an acronym for Asset Limited, Income Constrained, Employed – households that earn more than the Federal Poverty Level, but less than the basic cost of living for the county (the ALICE Threshold, or AT). Combined, the number of poverty and ALICE households equals the total population struggling to afford basic needs. The number of households below the ALICE Threshold changes over time; households move in and out of poverty and ALICE as circumstances improve or worsen. The Great Recession, from 2007 to 2010, caused hardship for many families. Conditions started to improve in 2010 and 2012 for some, but not for all.

What does it cost to afford the basic necessities?The bare-minimum Household Survival Budget does not include any savings, leaving a household vulnerable to unexpected expenses. ALICE households typically earn above the Federal Poverty Level of $11,670 for a single adult and $23,850 for a family of four, but less than the Household Survival Budget.

ALICE IN BAKER COUNTY

Household Survival Budget, Baker County

SINGLE ADULT2 ADULTS, 1 INFANT, 1 PRESCHOOLER

Monthly CostsHousing $493 $731Child Care $– $757Food $182 $550Transportation $340 $679Health Care $122 $486Miscellaneous $130 $334Taxes $160 $141

Monthly Total $1,427 $3,678ANNUAL TOTAL $17,124 $44,136POVERTY ANNUAL TOTAL $11,670 $23,850

Sources: 2014 Point-in-Time Data: American Community Survey. ALICE Demographics: American Community Survey; the ALICE Threshold. Budget: U.S. Department of Housing and Urban Development (HUD); U.S. Department of Agriculture (USDA); Bureau of Labor Statistics (BLS); Internal Revenue Service (IRS); Florida Department of Education, Office of Early Learning.

14% 18% 17%

22% 20% 26%

64% 62% 57%

8,000

8,100

8,200

8,300

8,400

8,500

8,600

8,700

8,800

8,900

9,000

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Poverty ALICE Above AT Total HH

N/A

Page 4: ALICE IN ALACHUA COUNTY - United Way of Charlotte County...county (the ALICE Threshold, or AT). Combined, the number of poverty and ALICE households equals the total population struggling

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Note: Municipal-level data on this page is for Places and County Subdivisions, which include Census Designated Places (CDP). These are overlapping geographies so totals will not match county-level data. Municipal-level data often relies on 5-year averages and is not available for the smallest towns that do not report income.

Families with Children by Income, 2014

Assets, All Households, 2014

How many families with children are struggling?Children add significant expense to a family budget, so it is not surprising that many Baker County families with children live below the ALICE Threshold. Though more Baker County families are headed by married parents, those families with a single parent are more likely to have income below the ALICE Threshold.

What assets do households have?Ownership of assets can contribute to stability of households. Yet few families in Baker County own liquid assets, such as a savings account, 401(k) plan, or rental income, that are readily available to cover emergency expenses. Vehicles, the most common asset, depreciate over time. Homeownership, the next most common asset, can build wealth, but is not a liquid asset.

1 Vehicle

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51% 37% 13%

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44% 75%

16% 19%

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Poverty ALICE Above AT Total HH

Baker County, 2014

Town Total HH% ALICE

& Poverty

Macclenny 1,975 54%

Macclenny CCD 4,542 43%

Sanderson CCD 3,809 43%

Page 5: ALICE IN ALACHUA COUNTY - United Way of Charlotte County...county (the ALICE Threshold, or AT). Combined, the number of poverty and ALICE households equals the total population struggling

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Households by Income, 2007 to 2014

Population: 178,985 | Number of Households: 66,024Median Household Income: $44,775 (state average: $47,463)Florida Underemployment Rate for 2014: 12.8%Households Below ALICE Threshold: 27,730 (42%)

How many households are struggling?ALICE is an acronym for Asset Limited, Income Constrained, Employed – households that earn more than the Federal Poverty Level, but less than the basic cost of living for the county (the ALICE Threshold, or AT). Combined, the number of poverty and ALICE households equals the total population struggling to afford basic needs. The number of households below the ALICE Threshold changes over time; households move in and out of poverty and ALICE as circumstances improve or worsen. The Great Recession, from 2007 to 2010, caused hardship for many families. Conditions started to improve in 2010 and 2012 for some, but not for all.

What does it cost to afford the basic necessities?The bare-minimum Household Survival Budget does not include any savings, leaving a household vulnerable to unexpected expenses. ALICE households typically earn above the Federal Poverty Level of $11,670 for a single adult and $23,850 for a family of four, but less than the Household Survival Budget.

ALICE IN BAY COUNTY

Household Survival Budget, Bay County

SINGLE ADULT2 ADULTS, 1 INFANT, 1 PRESCHOOLER

Monthly CostsHousing $684 $862Child Care $– $920Food $182 $550Transportation $340 $679Health Care $122 $486Miscellaneous $153 $371Taxes $205 $217

Monthly Total $1,686 $4,085ANNUAL TOTAL $20,232 $49,020POVERTY ANNUAL TOTAL $11,670 $23,850

Sources: 2014 Point-in-Time Data: American Community Survey. ALICE Demographics: American Community Survey; the ALICE Threshold. Budget: U.S. Department of Housing and Urban Development (HUD); U.S. Department of Agriculture (USDA); Bureau of Labor Statistics (BLS); Internal Revenue Service (IRS); Florida Department of Education, Office of Early Learning.

9% 15% 16% 16%

17%

25% 23% 26%

74%

60% 61% 58%

58,000

60,000

62,000

64,000

66,000

68,000

70,000

72,000

74,000

0%

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2007 2010 2012 2014

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Poverty ALICE Above AT Total HH

Page 6: ALICE IN ALACHUA COUNTY - United Way of Charlotte County...county (the ALICE Threshold, or AT). Combined, the number of poverty and ALICE households equals the total population struggling

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ORID

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Note: Municipal-level data on this page is for Places and County Subdivisions, which include Census Designated Places (CDP). These are overlapping geographies so totals will not match county-level data. Municipal-level data often relies on 5-year averages and is not available for the smallest towns that do not report income.

Families with Children by Income, 2014

Assets, All Households, 2014

How many families with children are struggling?Children add significant expense to a family budget, so it is not surprising that many Bay County families with children live below the ALICE Threshold. Though more Bay County families are headed by married parents, those families with a single parent are more likely to have income below the ALICE Threshold.

What assets do households have?Ownership of assets can contribute to stability of households. Yet few families in Bay County own liquid assets, such as a savings account, 401(k) plan, or rental income, that are readily available to cover emergency expenses. Vehicles, the most common asset, depreciate over time. Homeownership, the next most common asset, can build wealth, but is not a liquid asset.

1 Vehicle

2 Vehicles

No Mortgage

3 + Vehicles

With Mortgage

0%

10%

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7%

37% 48%

10%

42% 21% 83%

21% 31%

10,846

4,386

1,535

0

2,000

4,000

6,000

8,000

10,000

12,000

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Poverty ALICE Above AT Total HH

Bay County, 2014

Town Total HH% ALICE

& Poverty

Callaway 5,159 37%

Cedar Grove CDP 1,219 53%

Laguna Beach CDP 1,840 35%

Lower Grand Lagoon CDP 2,077 46%

Lynn Haven 7,316 33%

Lynn Haven CCD 9,109 32%

Mexico Beach 637 36%

Mexico Beach CCD 1,423 32%

Panama City 14,781 50%

Panama City Beach 5,146 32%

Panama City Beaches CCD 15,976 36%

Panama City CCD 34,780 44%

Parker 2,077 42%

Pretty Bayou CDP 1,328 41%

Southport CCD 3,548 37%

Springfield 3,496 54%

Tyndall AFB CDP 786 29%

Upper Grand Lagoon CDP 6,070 35%

Youngs CCD 2,552 44%

Page 7: ALICE IN ALACHUA COUNTY - United Way of Charlotte County...county (the ALICE Threshold, or AT). Combined, the number of poverty and ALICE households equals the total population struggling

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Households by Income, 2007 to 2014

Population: 27,552 | Number of Households: 8,824Median Household Income: $40,481 (state average: $47,463)Florida Underemployment Rate for 2014: 12.8%Households Below ALICE Threshold: 4,588 (52%)

How many households are struggling?ALICE is an acronym for Asset Limited, Income Constrained, Employed – households that earn more than the Federal Poverty Level, but less than the basic cost of living for the county (the ALICE Threshold, or AT). Combined, the number of poverty and ALICE households equals the total population struggling to afford basic needs. The number of households below the ALICE Threshold changes over time; households move in and out of poverty and ALICE as circumstances improve or worsen. The Great Recession, from 2007 to 2010, caused hardship for many families. Conditions started to improve in 2010 and 2012 for some, but not for all.

What does it cost to afford the basic necessities?The bare-minimum Household Survival Budget does not include any savings, leaving a household vulnerable to unexpected expenses. ALICE households typically earn above the Federal Poverty Level of $11,670 for a single adult and $23,850 for a family of four, but less than the Household Survival Budget.

ALICE IN BRADFORD COUNTY

Household Survival Budget, Bradford County

SINGLE ADULT2 ADULTS, 1 INFANT, 1 PRESCHOOLER

Monthly CostsHousing $515 $637Child Care $– $1,033Food $182 $550Transportation $340 $679Health Care $122 $486Miscellaneous $132 $357Taxes $165 $184

Monthly Total $1,456 $3,926ANNUAL TOTAL $17,472 $47,112POVERTY ANNUAL TOTAL $11,670 $23,850

Sources: 2014 Point-in-Time Data: American Community Survey. ALICE Demographics: American Community Survey; the ALICE Threshold. Budget: U.S. Department of Housing and Urban Development (HUD); U.S. Department of Agriculture (USDA); Bureau of Labor Statistics (BLS); Internal Revenue Service (IRS); Florida Department of Education, Office of Early Learning.

18% 21% 23%

33% 28% 29%

49% 51% 48%

8,500

8,600

8,700

8,800

8,900

9,000

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10%

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30%

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2007 2010 2012 2014

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Poverty ALICE Above AT Total HH

N/A

Page 8: ALICE IN ALACHUA COUNTY - United Way of Charlotte County...county (the ALICE Threshold, or AT). Combined, the number of poverty and ALICE households equals the total population struggling

UNIT

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16 U

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Note: Municipal-level data on this page is for Places and County Subdivisions, which include Census Designated Places (CDP). These are overlapping geographies so totals will not match county-level data. Municipal-level data often relies on 5-year averages and is not available for the smallest towns that do not report income.

Families with Children by Income, 2014

Assets, All Households, 2014

How many families with children are struggling?Children add significant expense to a family budget, so it is not surprising that many Bradford County families with children live below the ALICE Threshold. Though more Bradford County families are headed by married parents, those families with a single parent are more likely to have income below the ALICE Threshold.

What assets do households have?Ownership of assets can contribute to stability of households. Yet few families in Bradford County own liquid assets, such as a savings account, 401(k) plan, or rental income, that are readily available to cover emergency expenses. Vehicles, the most common asset, depreciate over time. Homeownership, the next most common asset, can build wealth, but is not a liquid asset.

1 Vehicle

2 Vehicles

No Mortgage

3 + Vehicles

With Mortgage

0%

10%

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16%

77%

39% 15%

2%

31%

69%

21% 30%

1,520

631

157

0

200

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Poverty ALICE Above AT Total HH

Bradford County, 2014

Town Total HH% ALICE

& Poverty

Brooker CCD 436 51%

Hampton CCD 2,386 45%

Lawtey 422 67%

Lawtey CCD 1,502 54%

Starke 2,122 58%

Starke CCD 4,500 54%

Page 9: ALICE IN ALACHUA COUNTY - United Way of Charlotte County...county (the ALICE Threshold, or AT). Combined, the number of poverty and ALICE households equals the total population struggling

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Households by Income, 2007 to 2014

Population: 556,885 | Number of Households: 225,226Median Household Income: $47,907 (state average: $47,463)Florida Underemployment Rate for 2014: 12.8%Households Below ALICE Threshold: 81,081 (36%)

How many households are struggling?ALICE is an acronym for Asset Limited, Income Constrained, Employed – households that earn more than the Federal Poverty Level, but less than the basic cost of living for the county (the ALICE Threshold, or AT). Combined, the number of poverty and ALICE households equals the total population struggling to afford basic needs. The number of households below the ALICE Threshold changes over time; households move in and out of poverty and ALICE as circumstances improve or worsen. The Great Recession, from 2007 to 2010, caused hardship for many families. Conditions started to improve in 2010 and 2012 for some, but not for all.

What does it cost to afford the basic necessities?The bare-minimum Household Survival Budget does not include any savings, leaving a household vulnerable to unexpected expenses. ALICE households typically earn above the Federal Poverty Level of $11,670 for a single adult and $23,850 for a family of four, but less than the Household Survival Budget.

ALICE IN BREVARD COUNTY

Household Survival Budget, Brevard County

SINGLE ADULT2 ADULTS, 1 INFANT, 1 PRESCHOOLER

Monthly CostsHousing $533 $862Child Care $– $933Food $182 $550Transportation $340 $679Health Care $122 $486Miscellaneous $134 $373Taxes $169 $221

Monthly Total $1,480 $4,104ANNUAL TOTAL $17,760 $49,248POVERTY ANNUAL TOTAL $11,670 $23,850

Sources: 2014 Point-in-Time Data: American Community Survey. ALICE Demographics: American Community Survey; the ALICE Threshold. Budget: U.S. Department of Housing and Urban Development (HUD); U.S. Department of Agriculture (USDA); Bureau of Labor Statistics (BLS); Internal Revenue Service (IRS); Florida Department of Education, Office of Early Learning.

9% 12% 13% 14%

21% 26% 27% 22%

70% 62% 60% 64%

202,000

207,000

212,000

217,000

222,000

227,000

0%

10%

20%

30%

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50%

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2007 2010 2012 2014

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Page 10: ALICE IN ALACHUA COUNTY - United Way of Charlotte County...county (the ALICE Threshold, or AT). Combined, the number of poverty and ALICE households equals the total population struggling

UNIT

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ORID

A

Note: Municipal-level data on this page is for Places and County Subdivisions, which include Census Designated Places (CDP). These are overlapping geographies so totals will not match county-level data. Municipal-level data often relies on 5-year averages and is not available for the smallest towns that do not report income.

Families with Children by Income, 2014

Assets, All Households, 2014

How many families with children are struggling?Children add significant expense to a family budget, so it is not surprising that many Brevard County families with children live below the ALICE Threshold. Though more Brevard County families are headed by married parents, those families with a single parent are more likely to have income below the ALICE Threshold.

What assets do households have?Ownership of assets can contribute to stability of households. Yet few families in Brevard County own liquid assets, such as a savings account, 401(k) plan, or rental income, that are readily available to cover emergency expenses. Vehicles, the most common asset, depreciate over time. Homeownership, the next most common asset, can build wealth, but is not a liquid asset.

1 Vehicle

2 Vehicles

No Mortgage

3 + Vehicles

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0%

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7%

55%

19% 12%

16%

25%

81%

29%

56%

30,094

14,246

4,420

0

5,000

10,000

15,000

20,000

25,000

30,000

35,000

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Brevard County, 2014

Town Total HH% ALICE

& Poverty

Cape Canaveral 5,865 39%

Cocoa 7,130 56%

Cocoa Beach 5,735 32%

Cocoa Beach-Cape Canaveral CCD 12,809 36%

Cocoa West CDP 1,945 68%

Cocoa-Rockledge CCD 44,823 34%

Grant-Valkaria 1,558 27%

Indialantic 1,225 29%

Indialantic-Melbourne Beach CCD 18,782 26%

Indian Harbour Beach 3,750 32%

June Park CDP 1,568 31%

Malabar 1,037 22%

Malabar CCD 7,108 42%

Melbourne 33,573 41%

Melbourne Beach 1,308 25%

Melbourne CCD 51,079 39%

Melbourne Shores-Floridana Beach CCD 3,235 32%

Melbourne Village 307 30%

Merritt Island CCD 17,690 34%

Merritt Island CDP 14,410 36%

Micco CDP 4,394 50%

Mims CDP 2,752 42%

Palm Bay 37,241 42%

Palm Bay CCD 37,372 42%

Palm Shores 431 31%

Patrick AFB CDP 321 28%

Port St. John CDP 4,301 33%

Rockledge 9,941 30%

Satellite Beach 4,009 18%

Sharpes CDP 1,268 42%

South Patrick Shores CDP 2,536 24%

Titusville 18,438 44%

Titusville CCD 27,023 40%

Viera East CDP 4,417 24%

Viera West CDP 3,114 9%

West Brevard CCD 1,661 11%

West Melbourne 7,318 33%

Page 11: ALICE IN ALACHUA COUNTY - United Way of Charlotte County...county (the ALICE Threshold, or AT). Combined, the number of poverty and ALICE households equals the total population struggling

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Households by Income, 2007 to 2014

Population: 1,869,235 | Number of Households: 665,192Median Household Income: $51,608 (state average: $47,463)Florida Underemployment Rate for 2014: 12.8%Households Below ALICE Threshold: 299,336 (45%)

How many households are struggling?ALICE is an acronym for Asset Limited, Income Constrained, Employed – households that earn more than the Federal Poverty Level, but less than the basic cost of living for the county (the ALICE Threshold, or AT). Combined, the number of poverty and ALICE households equals the total population struggling to afford basic needs. The number of households below the ALICE Threshold changes over time; households move in and out of poverty and ALICE as circumstances improve or worsen. The Great Recession, from 2007 to 2010, caused hardship for many families. Conditions started to improve in 2010 and 2012 for some, but not for all.

What does it cost to afford the basic necessities?The bare-minimum Household Survival Budget does not include any savings, leaving a household vulnerable to unexpected expenses. ALICE households typically earn above the Federal Poverty Level of $11,670 for a single adult and $23,850 for a family of four, but less than the Household Survival Budget.

ALICE IN BROWARD COUNTY

Household Survival Budget, Broward County

SINGLE ADULT2 ADULTS, 1 INFANT, 1 PRESCHOOLER

Monthly CostsHousing $762 $1,260Child Care $– $1,100Food $182 $550Transportation $338 $676Health Care $78 $312Miscellaneous $157 $424Taxes $215 $339

Monthly Total $1,732 $4,661ANNUAL TOTAL $20,784 $55,932POVERTY ANNUAL TOTAL $11,670 $23,850

Sources: 2014 Point-in-Time Data: American Community Survey. ALICE Demographics: American Community Survey; the ALICE Threshold. Budget: U.S. Department of Housing and Urban Development (HUD); U.S. Department of Agriculture (USDA); Bureau of Labor Statistics (BLS); Internal Revenue Service (IRS); Florida Department of Education, Office of Early Learning.

10% 14% 14% 14%

27%

32% 30% 31%

63% 54% 56% 55%

654,000

656,000

658,000

660,000

662,000

664,000

666,000

0%

10%

20%

30%

40%

50%

60%

70%

80%

90%

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Note: Municipal-level data on this page is for Places and County Subdivisions, which include Census Designated Places (CDP). These are overlapping geographies so totals will not match county-level data. Municipal-level data often relies on 5-year averages and is not available for the smallest towns that do not report income.

Families with Children by Income, 2014

Assets, All Households, 2014

How many families with children are struggling?Children add significant expense to a family budget, so it is not surprising that many Broward County families with children live below the ALICE Threshold. Though more Broward County families are headed by married parents, those families with a single parent are more likely to have income below the ALICE Threshold.

What assets do households have?Ownership of assets can contribute to stability of households. Yet few families in Broward County own liquid assets, such as a savings account, 401(k) plan, or rental income, that are readily available to cover emergency expenses. Vehicles, the most common asset, depreciate over time. Homeownership, the next most common asset, can build wealth, but is not a liquid asset.

1 Vehicle

2 Vehicles

No Mortgage

3 + Vehicles

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0%

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7%

39% 27% 18%

36%

30%

75%

25%

43%

119,678

55,148

14,030

0

20,000

40,000

60,000

80,000

100,000

120,000

140,000

0%

10%

20%

30%

40%

50%

60%

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Broward County, 2014

Town Total HH% ALICE

& Poverty

Boulevard Gardens CDP 505 54%

Broadview Park CDP 2,072 55%

Coconut Creek 22,067 42%

Cooper City 10,508 20%

Coral Springs 40,278 32%

Coral Springs-Margate CCD 78,091 46%

Dania Beach 11,986 56%

Davie 33,209 42%

Davie CCD 68,710 32%

Deerfield Beach 30,923 58%

Deerfield Beach CCD 66,415 41%

Fort Lauderdale 75,205 47%

Fort Lauderdale CCD 120,834 51%

Franklin Park CDP 371 86%

Hallandale Beach 18,042 61%

Hallandale Beach CCD 21,886 61%

Hillsboro Beach 969 30%

Hollywood 56,965 50%

Hollywood CCD 71,947 51%

Lauderdale Lakes 11,328 68%

Lauderdale-by-the-Sea 3,773 39%

Lauderhill 23,073 61%

Lighthouse Point 4,890 32%

Margate 20,891 52%

Miramar 36,377 35%

Miramar-Pembroke Pines CCD 94,990 37%

North Lauderdale 12,047 57%

Oakland Park 17,031 54%

Parkland 7,827 14%

Pembroke Park 2,480 71%

Pembroke Pines 54,927 39%

Plantation 34,058 35%

Plantation CCD 99,872 47%

Pompano Beach 43,307 54%

Pompano Beach CCD 44,824 54%

Roosevelt Gardens CDP 736 59%

Sea Ranch Lakes 280 14%

Southwest Ranches 2,154 25%

Sunrise 30,491 44%

Tamarac 27,011 51%

Washington Park CDP 450 70%

West Park 3,922 56%

Weston 21,317 24%

Wilton Manors 6,245 46%

Page 13: ALICE IN ALACHUA COUNTY - United Way of Charlotte County...county (the ALICE Threshold, or AT). Combined, the number of poverty and ALICE households equals the total population struggling

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Households by Income, 2007 to 2014

Population: 14,657 | Number of Households: 4,756Median Household Income: $34,053 (state average: $47,463)Florida Underemployment Rate for 2014: 12.8%Households Below ALICE Threshold: 2,711 (57%)

How many households are struggling?ALICE is an acronym for Asset Limited, Income Constrained, Employed – households that earn more than the Federal Poverty Level, but less than the basic cost of living for the county (the ALICE Threshold, or AT). Combined, the number of poverty and ALICE households equals the total population struggling to afford basic needs. The number of households below the ALICE Threshold changes over time; households move in and out of poverty and ALICE as circumstances improve or worsen. The Great Recession, from 2007 to 2010, caused hardship for many families. Conditions started to improve in 2010 and 2012 for some, but not for all.

What does it cost to afford the basic necessities?The bare-minimum Household Survival Budget does not include any savings, leaving a household vulnerable to unexpected expenses. ALICE households typically earn above the Federal Poverty Level of $11,670 for a single adult and $23,850 for a family of four, but less than the Household Survival Budget.

ALICE IN CALHOUN COUNTY

Household Survival Budget, Calhoun County

SINGLE ADULT2 ADULTS, 1 INFANT, 1 PRESCHOOLER

Monthly CostsHousing $515 $637Child Care $– $1,033Food $182 $550Transportation $340 $679Health Care $122 $486Miscellaneous $132 $357Taxes $165 $184

Monthly Total $1,456 $3,926ANNUAL TOTAL $17,472 $47,112POVERTY ANNUAL TOTAL $11,670 $23,850

Sources: 2014 Point-in-Time Data: American Community Survey. ALICE Demographics: American Community Survey; the ALICE Threshold. Budget: U.S. Department of Housing and Urban Development (HUD); U.S. Department of Agriculture (USDA); Bureau of Labor Statistics (BLS); Internal Revenue Service (IRS); Florida Department of Education, Office of Early Learning.

21% 24% 21%

33% 29% 36%

46% 47% 43%

4,700

4,720

4,740

4,760

4,780

4,800

4,820

4,840

4,860

0%

10%

20%

30%

40%

50%

60%

70%

80%

90%

100%

2007 2010 2012 2014

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N/A

Page 14: ALICE IN ALACHUA COUNTY - United Way of Charlotte County...county (the ALICE Threshold, or AT). Combined, the number of poverty and ALICE households equals the total population struggling

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Note: Municipal-level data on this page is for Places and County Subdivisions, which include Census Designated Places (CDP). These are overlapping geographies so totals will not match county-level data. Municipal-level data often relies on 5-year averages and is not available for the smallest towns that do not report income.

Families with Children by Income, 2014

Assets, All Households, 2014

How many families with children are struggling?Children add significant expense to a family budget, so it is not surprising that many Calhoun County families with children live below the ALICE Threshold. Though more Calhoun County families are headed by married parents, those families with a single parent are more likely to have income below the ALICE Threshold.

What assets do households have?Ownership of assets can contribute to stability of households. Yet few families in Calhoun County own liquid assets, such as a savings account, 401(k) plan, or rental income, that are readily available to cover emergency expenses. Vehicles, the most common asset, depreciate over time. Homeownership, the next most common asset, can build wealth, but is not a liquid asset.

1 Vehicle

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No Mortgage

3 + Vehicles

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18%

40%

25%

53% 57%

7% 894

417

N/A 0

100

200

300

400

500

600

700

800

900

1,000

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30%

40%

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Calhoun County, 2014

Town Total HH% ALICE

& Poverty

Altha CCD 994 60%

Blounts 900 57%

Blounts CCD 2,293 61%

West Calhoun CCD 1,469 49%

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Households by Income, 2007 to 2014

Population: 168,474 | Number of Households: 75,234Median Household Income: $43,039 (state average: $47,463)Florida Underemployment Rate for 2014: 12.8%Households Below ALICE Threshold: 29,341 (39%)

How many households are struggling?ALICE is an acronym for Asset Limited, Income Constrained, Employed – households that earn more than the Federal Poverty Level, but less than the basic cost of living for the county (the ALICE Threshold, or AT). Combined, the number of poverty and ALICE households equals the total population struggling to afford basic needs. The number of households below the ALICE Threshold changes over time; households move in and out of poverty and ALICE as circumstances improve or worsen. The Great Recession, from 2007 to 2010, caused hardship for many families. Conditions started to improve in 2010 and 2012 for some, but not for all.

What does it cost to afford the basic necessities?The bare-minimum Household Survival Budget does not include any savings, leaving a household vulnerable to unexpected expenses. ALICE households typically earn above the Federal Poverty Level of $11,670 for a single adult and $23,850 for a family of four, but less than the Household Survival Budget.

ALICE IN CHARLOTTE COUNTY

Household Survival Budget, Charlotte County

SINGLE ADULT2 ADULTS, 1 INFANT, 1 PRESCHOOLER

Monthly CostsHousing $511 $859Child Care $– $1,180Food $182 $550Transportation $340 $679Health Care $122 $486Miscellaneous $132 $405Taxes $164 $295

Monthly Total $1,451 $4,454ANNUAL TOTAL $17,412 $53,448POVERTY ANNUAL TOTAL $11,670 $23,850

Sources: 2014 Point-in-Time Data: American Community Survey. ALICE Demographics: American Community Survey; the ALICE Threshold. Budget: U.S. Department of Housing and Urban Development (HUD); U.S. Department of Agriculture (USDA); Bureau of Labor Statistics (BLS); Internal Revenue Service (IRS); Florida Department of Education, Office of Early Learning.

9% 13% 12% 11%

14%

27% 25% 28%

77%

60% 63% 61%

66,000

67,000

68,000

69,000

70,000

71,000

72,000

73,000

74,000

75,000

76,000

0%

10%

20%

30%

40%

50%

60%

70%

80%

90%

100%

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Note: Municipal-level data on this page is for Places and County Subdivisions, which include Census Designated Places (CDP). These are overlapping geographies so totals will not match county-level data. Municipal-level data often relies on 5-year averages and is not available for the smallest towns that do not report income.

Families with Children by Income, 2014

Assets, All Households, 2014

How many families with children are struggling?Children add significant expense to a family budget, so it is not surprising that many Charlotte County families with children live below the ALICE Threshold. Though more Charlotte County families are headed by married parents, those families with a single parent are more likely to have income below the ALICE Threshold.

What assets do households have?Ownership of assets can contribute to stability of households. Yet few families in Charlotte County own liquid assets, such as a savings account, 401(k) plan, or rental income, that are readily available to cover emergency expenses. Vehicles, the most common asset, depreciate over time. Homeownership, the next most common asset, can build wealth, but is not a liquid asset.

1 Vehicle

2 Vehicles

No Mortgage

3 + Vehicles

With Mortgage

0%

10%

20%

30%

40%

50%

60%

70%

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7%

43%

19% 19%

31%

34%

74%

26%

47%

6,561

2,760

1,169

0

1,000

2,000

3,000

4,000

5,000

6,000

7,000

0%

10%

20%

30%

40%

50%

60%

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100%

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Charlotte County, 2014

Town Total HH% ALICE

& Poverty

Charlotte Harbor CDP 1,804 41%

Charlotte Park CDP 1,129 41%

Cleveland CDP 1,253 53%

Grove City CDP 1,007 51%

Grove City-Rotonda CCD 17,802 35%

Harbour Heights CDP 1,401 29%

Manasota Key CDP 749 19%

Port Charlotte CCD 36,482 41%

Port Charlotte CDP 23,118 45%

Punta Gorda 8,495 27%

Punta Gorda CCD 16,664 33%

Rotonda CDP 4,195 35%

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Households by Income, 2007 to 2014

Population: 139,377 | Number of Households: 60,315Median Household Income: $35,671 (state average: $47,463)Florida Underemployment Rate for 2014: 12.8%Households Below ALICE Threshold: 28,348 (47%)

How many households are struggling?ALICE is an acronym for Asset Limited, Income Constrained, Employed – households that earn more than the Federal Poverty Level, but less than the basic cost of living for the county (the ALICE Threshold, or AT). Combined, the number of poverty and ALICE households equals the total population struggling to afford basic needs. The number of households below the ALICE Threshold changes over time; households move in and out of poverty and ALICE as circumstances improve or worsen. The Great Recession, from 2007 to 2010, caused hardship for many families. Conditions started to improve in 2010 and 2012 for some, but not for all.

What does it cost to afford the basic necessities?The bare-minimum Household Survival Budget does not include any savings, leaving a household vulnerable to unexpected expenses. ALICE households typically earn above the Federal Poverty Level of $11,670 for a single adult and $23,850 for a family of four, but less than the Household Survival Budget.

ALICE IN CITRUS COUNTY

Household Survival Budget, Citrus County

SINGLE ADULT2 ADULTS, 1 INFANT, 1 PRESCHOOLER

Monthly CostsHousing $582 $747Child Care $– $880Food $182 $550Transportation $340 $679Health Care $122 $486Miscellaneous $140 $352Taxes $180 $173

Monthly Total $1,546 $3,867ANNUAL TOTAL $18,552 $46,404POVERTY ANNUAL TOTAL $11,670 $23,850

Sources: 2014 Point-in-Time Data: American Community Survey. ALICE Demographics: American Community Survey; the ALICE Threshold. Budget: U.S. Department of Housing and Urban Development (HUD); U.S. Department of Agriculture (USDA); Bureau of Labor Statistics (BLS); Internal Revenue Service (IRS); Florida Department of Education, Office of Early Learning.

12% 16% 15% 18%

25%

30% 28% 29%

63% 54% 57% 53%

57,500

58,000

58,500

59,000

59,500

60,000

60,500

0%

10%

20%

30%

40%

50%

60%

70%

80%

90%

100%

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Note: Municipal-level data on this page is for Places and County Subdivisions, which include Census Designated Places (CDP). These are overlapping geographies so totals will not match county-level data. Municipal-level data often relies on 5-year averages and is not available for the smallest towns that do not report income.

Families with Children by Income, 2014

Assets, All Households, 2014

How many families with children are struggling?Children add significant expense to a family budget, so it is not surprising that many Citrus County families with children live below the ALICE Threshold. Though more Citrus County families are headed by married parents, those families with a single parent are more likely to have income below the ALICE Threshold.

What assets do households have?Ownership of assets can contribute to stability of households. Yet few families in Citrus County own liquid assets, such as a savings account, 401(k) plan, or rental income, that are readily available to cover emergency expenses. Vehicles, the most common asset, depreciate over time. Homeownership, the next most common asset, can build wealth, but is not a liquid asset.

1 Vehicle

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No Mortgage

3 + Vehicles

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24%

73%

36%

7%

12%

19%

69%

15%

45%

5,812

2,368

1,227

0

1,000

2,000

3,000

4,000

5,000

6,000

7,000

0%

10%

20%

30%

40%

50%

60%

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100%

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Citrus County, 2014

Town Total HH% ALICE

& Poverty

Beverly Hills CDP 4,046 63%

Black Diamond CDP 318 19%

Citrus Hills CDP 3,741 21%

Citrus Springs CDP 3,375 37%

Crystal River 1,199 50%

Crystal River CCD 30,118 44%

Floral City CDP 2,271 47%

Hernando CDP 3,837 55%

Homosassa CDP 972 31%

Homosassa Springs CDP 5,356 61%

Inverness 3,242 60%

Inverness CCD 30,552 47%

Inverness Highlands North CDP 1,005 34%

Inverness Highlands South CDP 2,652 43%

Lecanto CDP 1,992 41%

Pine Ridge CDP (Citrus County) 4,343 31%

Sugarmill Woods CDP 4,418 40%

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Households by Income, 2007 to 2014

Population: 199,798 | Number of Households: 70,307Median Household Income: $58,153 (state average: $47,463)Florida Underemployment Rate for 2014: 12.8%Households Below ALICE Threshold: 24,607 (35%)

How many households are struggling?ALICE is an acronym for Asset Limited, Income Constrained, Employed – households that earn more than the Federal Poverty Level, but less than the basic cost of living for the county (the ALICE Threshold, or AT). Combined, the number of poverty and ALICE households equals the total population struggling to afford basic needs. The number of households below the ALICE Threshold changes over time; households move in and out of poverty and ALICE as circumstances improve or worsen. The Great Recession, from 2007 to 2010, caused hardship for many families. Conditions started to improve in 2010 and 2012 for some, but not for all.

What does it cost to afford the basic necessities?The bare-minimum Household Survival Budget does not include any savings, leaving a household vulnerable to unexpected expenses. ALICE households typically earn above the Federal Poverty Level of $11,670 for a single adult and $23,850 for a family of four, but less than the Household Survival Budget.

ALICE IN CLAY COUNTY

Household Survival Budget, Clay County

SINGLE ADULT2 ADULTS, 1 INFANT, 1 PRESCHOOLER

Monthly CostsHousing $631 $935Child Care $– $990Food $182 $550Transportation $340 $679Health Care $122 $486Miscellaneous $147 $390Taxes $191 $260

Monthly Total $1,613 $4,290ANNUAL TOTAL $19,356 $51,480POVERTY ANNUAL TOTAL $11,670 $23,850

Sources: 2014 Point-in-Time Data: American Community Survey. ALICE Demographics: American Community Survey; the ALICE Threshold. Budget: U.S. Department of Housing and Urban Development (HUD); U.S. Department of Agriculture (USDA); Bureau of Labor Statistics (BLS); Internal Revenue Service (IRS); Florida Department of Education, Office of Early Learning.

8% 11% 11% 11%

22% 24% 26% 24%

70% 65% 63% 65%

62,000

63,000

64,000

65,000

66,000

67,000

68,000

69,000

70,000

71,000

0%

10%

20%

30%

40%

50%

60%

70%

80%

90%

100%

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Note: Municipal-level data on this page is for Places and County Subdivisions, which include Census Designated Places (CDP). These are overlapping geographies so totals will not match county-level data. Municipal-level data often relies on 5-year averages and is not available for the smallest towns that do not report income.

Families with Children by Income, 2014

Assets, All Households, 2014

How many families with children are struggling?Children add significant expense to a family budget, so it is not surprising that many Clay County families with children live below the ALICE Threshold. Though more Clay County families are headed by married parents, those families with a single parent are more likely to have income below the ALICE Threshold.

What assets do households have?Ownership of assets can contribute to stability of households. Yet few families in Clay County own liquid assets, such as a savings account, 401(k) plan, or rental income, that are readily available to cover emergency expenses. Vehicles, the most common asset, depreciate over time. Homeownership, the next most common asset, can build wealth, but is not a liquid asset.

1 Vehicle

2 Vehicles

No Mortgage

3 + Vehicles

With Mortgage

0%

10%

20%

30%

40%

50%

60%

70%

80%

90%

100%

Vehicle Homeowner Interest, Dividends, or RentalIncome

Perc

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4%

49%

12% 14%

23%

42%

82%

28%

46%

16,204

5,129

1,632

0

2,000

4,000

6,000

8,000

10,000

12,000

14,000

16,000

18,000

0%

10%

20%

30%

40%

50%

60%

70%

80%

90%

100%

Married SingleFemale-Headed

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Poverty ALICE Above AT Total HH

Clay County, 2014

Town Total HH% ALICE

& Poverty

Asbury Lake CDP 2,908 20%

Bellair-Meadowbrook Terrace CDP 5,336 47%

Fleming Island CDP 10,033 18%

Green Cove Springs 2,534 48%

Green Cove Springs CCD 5,266 43%

Keystone Heights 589 36%

Keystone Heights CCD 6,380 44%

Lakeside CDP 11,291 34%

Middleburg CDP 4,355 43%

Middleburg-Clay Hill CCD 18,136 34%

Oakleaf Plantation CDP 6,536 22%

Orange Park 3,298 43%

Orange Park CCD 32,915 31%

Penney Farms 367 51%

Penney Farms CCD 5,319 29%

Page 21: ALICE IN ALACHUA COUNTY - United Way of Charlotte County...county (the ALICE Threshold, or AT). Combined, the number of poverty and ALICE households equals the total population struggling

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Households by Income, 2007 to 2014

Population: 348,777 | Number of Households: 133,162Median Household Income: $58,026 (state average: $47,463)Florida Underemployment Rate for 2014: 12.8%Households Below ALICE Threshold: 45,275 (34%)

How many households are struggling?ALICE is an acronym for Asset Limited, Income Constrained, Employed – households that earn more than the Federal Poverty Level, but less than the basic cost of living for the county (the ALICE Threshold, or AT). Combined, the number of poverty and ALICE households equals the total population struggling to afford basic needs. The number of households below the ALICE Threshold changes over time; households move in and out of poverty and ALICE as circumstances improve or worsen. The Great Recession, from 2007 to 2010, caused hardship for many families. Conditions started to improve in 2010 and 2012 for some, but not for all.

What does it cost to afford the basic necessities?The bare-minimum Household Survival Budget does not include any savings, leaving a household vulnerable to unexpected expenses. ALICE households typically earn above the Federal Poverty Level of $11,670 for a single adult and $23,850 for a family of four, but less than the Household Survival Budget.

ALICE IN COLLIER COUNTY

Household Survival Budget, Collier County

SINGLE ADULT2 ADULTS, 1 INFANT, 1 PRESCHOOLER

Monthly CostsHousing $702 $1,006Child Care $– $1,100Food $182 $550Transportation $340 $679Health Care $122 $486Miscellaneous $155 $414Taxes $210 $315

Monthly Total $1,711 $4,550ANNUAL TOTAL $20,532 $54,600POVERTY ANNUAL TOTAL $11,670 $23,850

Sources: 2014 Point-in-Time Data: American Community Survey. ALICE Demographics: American Community Survey; the ALICE Threshold. Budget: U.S. Department of Housing and Urban Development (HUD); U.S. Department of Agriculture (USDA); Bureau of Labor Statistics (BLS); Internal Revenue Service (IRS); Florida Department of Education, Office of Early Learning.

8% 12% 10% 10%

27%

32% 31% 24%

65% 56% 59%

66%

110,000

115,000

120,000

125,000

130,000

135,000

0%

10%

20%

30%

40%

50%

60%

70%

80%

90%

100%

2007 2010 2012 2014

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Page 22: ALICE IN ALACHUA COUNTY - United Way of Charlotte County...county (the ALICE Threshold, or AT). Combined, the number of poverty and ALICE households equals the total population struggling

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Note: Municipal-level data on this page is for Places and County Subdivisions, which include Census Designated Places (CDP). These are overlapping geographies so totals will not match county-level data. Municipal-level data often relies on 5-year averages and is not available for the smallest towns that do not report income.

Families with Children by Income, 2014

Assets, All Households, 2014

How many families with children are struggling?Children add significant expense to a family budget, so it is not surprising that many Collier County families with children live below the ALICE Threshold. Though more Collier County families are headed by married parents, those families with a single parent are more likely to have income below the ALICE Threshold.

What assets do households have?Ownership of assets can contribute to stability of households. Yet few families in Collier County own liquid assets, such as a savings account, 401(k) plan, or rental income, that are readily available to cover emergency expenses. Vehicles, the most common asset, depreciate over time. Homeownership, the next most common asset, can build wealth, but is not a liquid asset.

1 Vehicle

2 Vehicles

No Mortgage

3 + Vehicles

With Mortgage

0%

10%

20%

30%

40%

50%

60%

70%

80%

90%

100%

Vehicle Homeowner Interest, Dividends, or RentalIncome

Perc

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14%

44% 45% 17%

26% 17%

69%

30% 38% 19,380

6,121

1,999

0

5,000

10,000

15,000

20,000

25,000

0%

10%

20%

30%

40%

50%

60%

70%

80%

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100%

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Poverty ALICE Above AT Total HH

Collier County, 2014

Town Total HH% ALICE

& Poverty

Golden Gate CDP 6,855 62%

Immokalee CCD 14,011 42%

Immokalee CDP 4,495 74%

Island Walk CDP 1,578 16%

Lely CDP 1,712 37%

Lely Resort CDP 1,908 32%

Marco Island 8,100 26%

Marco Island CCD 8,259 27%

Naples 10,068 28%

Naples CCD 97,575 38%

Naples Manor CDP 1,106 79%

Naples Park CDP 2,520 51%

Orangetree CDP 1,471 21%

Pelican Bay CDP 3,100 16%

Pine Ridge CDP (Collier County) 817 25%

Verona Walk CDP 1,128 27%

Vineyards CDP 1,583 12%

Page 23: ALICE IN ALACHUA COUNTY - United Way of Charlotte County...county (the ALICE Threshold, or AT). Combined, the number of poverty and ALICE households equals the total population struggling

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Households by Income, 2007 to 2014

Population: 67,857 | Number of Households: 23,825Median Household Income: $38,520 (state average: $47,463)Florida Underemployment Rate for 2014: 12.8%Households Below ALICE Threshold: 12,389 (52%)

How many households are struggling?ALICE is an acronym for Asset Limited, Income Constrained, Employed – households that earn more than the Federal Poverty Level, but less than the basic cost of living for the county (the ALICE Threshold, or AT). Combined, the number of poverty and ALICE households equals the total population struggling to afford basic needs. The number of households below the ALICE Threshold changes over time; households move in and out of poverty and ALICE as circumstances improve or worsen. The Great Recession, from 2007 to 2010, caused hardship for many families. Conditions started to improve in 2010 and 2012 for some, but not for all.

What does it cost to afford the basic necessities?The bare-minimum Household Survival Budget does not include any savings, leaving a household vulnerable to unexpected expenses. ALICE households typically earn above the Federal Poverty Level of $11,670 for a single adult and $23,850 for a family of four, but less than the Household Survival Budget.

ALICE IN COLUMBIA COUNTY

Household Survival Budget, Columbia County

SINGLE ADULT2 ADULTS, 1 INFANT, 1 PRESCHOOLER

Monthly CostsHousing $502 $781Child Care $– $1,033Food $182 $550Transportation $340 $679Health Care $122 $486Miscellaneous $131 $376Taxes $162 $226

Monthly Total $1,439 $4,131ANNUAL TOTAL $17,268 $49,572POVERTY ANNUAL TOTAL $11,670 $23,850

Sources: 2014 Point-in-Time Data: American Community Survey. ALICE Demographics: American Community Survey; the ALICE Threshold. Budget: U.S. Department of Housing and Urban Development (HUD); U.S. Department of Agriculture (USDA); Bureau of Labor Statistics (BLS); Internal Revenue Service (IRS); Florida Department of Education, Office of Early Learning.

16% 16% 18% 21%

32% 36% 30% 31%

52% 48% 52% 48%

20,000

21,000

22,000

23,000

24,000

25,000

26,000

0%

10%

20%

30%

40%

50%

60%

70%

80%

90%

100%

2007 2010 2012 2014

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Poverty ALICE Above AT Total HH

Page 24: ALICE IN ALACHUA COUNTY - United Way of Charlotte County...county (the ALICE Threshold, or AT). Combined, the number of poverty and ALICE households equals the total population struggling

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Note: Municipal-level data on this page is for Places and County Subdivisions, which include Census Designated Places (CDP). These are overlapping geographies so totals will not match county-level data. Municipal-level data often relies on 5-year averages and is not available for the smallest towns that do not report income.

Families with Children by Income, 2014

Assets, All Households, 2014

How many families with children are struggling?Children add significant expense to a family budget, so it is not surprising that many Columbia County families with children live below the ALICE Threshold. Though more Columbia County families are headed by married parents, those families with a single parent are more likely to have income below the ALICE Threshold.

What assets do households have?Ownership of assets can contribute to stability of households. Yet few families in Columbia County own liquid assets, such as a savings account, 401(k) plan, or rental income, that are readily available to cover emergency expenses. Vehicles, the most common asset, depreciate over time. Homeownership, the next most common asset, can build wealth, but is not a liquid asset.

1 Vehicle

2 Vehicles

No Mortgage

3 + Vehicles

With Mortgage

0%

10%

20%

30%

40%

50%

60%

70%

80%

90%

100%

Vehicle Homeowner Interest, Dividends, or RentalIncome

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21%

50% 36%

13%

35%

43%

66%

15% 21%

3,281

1,482

684

0

500

1,000

1,500

2,000

2,500

3,000

3,500

0%

10%

20%

30%

40%

50%

60%

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100%

Married SingleFemale-Headed

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Poverty ALICE Above AT Total HH

Columbia County, 2014

Town Total HH% ALICE

& Poverty

Five Points CDP 305 79%

Fort White CCD 5,504 52%

Lake City 4,552 61%

Lake City CCD 17,616 51%

North Columbia CCD 594 64%

Water CDP 1,031 59%

Page 25: ALICE IN ALACHUA COUNTY - United Way of Charlotte County...county (the ALICE Threshold, or AT). Combined, the number of poverty and ALICE households equals the total population struggling

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Households by Income, 2007 to 2014

Population: 34,785 | Number of Households: 10,964Median Household Income: $36,114 (state average: $47,463)Florida Underemployment Rate for 2014: 12.8%Households Below ALICE Threshold: 4,934 (45%)

How many households are struggling?ALICE is an acronym for Asset Limited, Income Constrained, Employed – households that earn more than the Federal Poverty Level, but less than the basic cost of living for the county (the ALICE Threshold, or AT). Combined, the number of poverty and ALICE households equals the total population struggling to afford basic needs. The number of households below the ALICE Threshold changes over time; households move in and out of poverty and ALICE as circumstances improve or worsen. The Great Recession, from 2007 to 2010, caused hardship for many families. Conditions started to improve in 2010 and 2012 for some, but not for all.

What does it cost to afford the basic necessities?The bare-minimum Household Survival Budget does not include any savings, leaving a household vulnerable to unexpected expenses. ALICE households typically earn above the Federal Poverty Level of $11,670 for a single adult and $23,850 for a family of four, but less than the Household Survival Budget.

ALICE IN DESOTO COUNTY

Household Survival Budget, DeSoto County

SINGLE ADULT2 ADULTS, 1 INFANT, 1 PRESCHOOLER

Monthly CostsHousing $528 $654Child Care $– $1,033Food $182 $550Transportation $31 $49Health Care $122 $486Miscellaneous $96 $282Taxes $97 $43

Monthly Total $1,056 $3,097ANNUAL TOTAL $12,672 $37,164POVERTY ANNUAL TOTAL $11,670 $23,850

Sources: 2014 Point-in-Time Data: American Community Survey. ALICE Demographics: American Community Survey; the ALICE Threshold. Budget: U.S. Department of Housing and Urban Development (HUD); U.S. Department of Agriculture (USDA); Bureau of Labor Statistics (BLS); Internal Revenue Service (IRS); Florida Department of Education, Office of Early Learning.

20% 26% 23%

22%

27% 22%

58% 47%

55%

9,000

9,500

10,000

10,500

11,000

0%

10%

20%

30%

40%

50%

60%

70%

80%

90%

100%

2007 2010 2012 2014

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120271

Poverty ALICE Above AT Total HH

N/A

Page 26: ALICE IN ALACHUA COUNTY - United Way of Charlotte County...county (the ALICE Threshold, or AT). Combined, the number of poverty and ALICE households equals the total population struggling

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Note: Municipal-level data on this page is for Places and County Subdivisions, which include Census Designated Places (CDP). These are overlapping geographies so totals will not match county-level data. Municipal-level data often relies on 5-year averages and is not available for the smallest towns that do not report income.

Families with Children by Income, 2014

Assets, All Households, 2014

How many families with children are struggling?Children add significant expense to a family budget, so it is not surprising that many DeSoto County families with children live below the ALICE Threshold. Though more DeSoto County families are headed by married parents, those families with a single parent are more likely to have income below the ALICE Threshold.

What assets do households have?Ownership of assets can contribute to stability of households. Yet few families in DeSoto County own liquid assets, such as a savings account, 401(k) plan, or rental income, that are readily available to cover emergency expenses. Vehicles, the most common asset, depreciate over time. Homeownership, the next most common asset, can build wealth, but is not a liquid asset.

1 Vehicle

2 Vehicles

No Mortgage

3 + Vehicles

With Mortgage

0%

10%

20%

30%

40%

50%

60%

70%

80%

90%

100%

Vehicle Homeowner Interest, Dividends, or RentalIncome

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30%

58%

21%

13%

29%

62%

57%

13% 17% 1,589

960

396

0

200

400

600

800

1,000

1,200

1,400

1,600

1,800

0%

10%

20%

30%

40%

50%

60%

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100%

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DeSoto County, 2014

Town Total HH% ALICE

& Poverty

Arcadia 2,374 54%

Arcadia East CCD 6,828 49%

Arcadia West CCD 4,136 37%

Southeast Arcadia CDP 2,123 58%

Page 27: ALICE IN ALACHUA COUNTY - United Way of Charlotte County...county (the ALICE Threshold, or AT). Combined, the number of poverty and ALICE households equals the total population struggling

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Households by Income, 2007 to 2014

Population: 16,137 | Number of Households: 6,020Median Household Income: $35,000 (state average: $47,463)Florida Underemployment Rate for 2014: 12.8%Households Below ALICE Threshold: 3,130 (52%)

How many households are struggling?ALICE is an acronym for Asset Limited, Income Constrained, Employed – households that earn more than the Federal Poverty Level, but less than the basic cost of living for the county (the ALICE Threshold, or AT). Combined, the number of poverty and ALICE households equals the total population struggling to afford basic needs. The number of households below the ALICE Threshold changes over time; households move in and out of poverty and ALICE as circumstances improve or worsen. The Great Recession, from 2007 to 2010, caused hardship for many families. Conditions started to improve in 2010 and 2012 for some, but not for all.

What does it cost to afford the basic necessities?The bare-minimum Household Survival Budget does not include any savings, leaving a household vulnerable to unexpected expenses. ALICE households typically earn above the Federal Poverty Level of $11,670 for a single adult and $23,850 for a family of four, but less than the Household Survival Budget.

ALICE IN DIXIE COUNTY

Household Survival Budget, Dixie County

SINGLE ADULT2 ADULTS, 1 INFANT, 1 PRESCHOOLER

Monthly CostsHousing $515 $637Child Care $– $1,033Food $182 $550Transportation $340 $679Health Care $122 $486Miscellaneous $132 $357Taxes $165 $184

Monthly Total $1,456 $3,926ANNUAL TOTAL $17,472 $47,112POVERTY ANNUAL TOTAL $11,670 $23,850

Sources: 2014 Point-in-Time Data: American Community Survey. ALICE Demographics: American Community Survey; the ALICE Threshold. Budget: U.S. Department of Housing and Urban Development (HUD); U.S. Department of Agriculture (USDA); Bureau of Labor Statistics (BLS); Internal Revenue Service (IRS); Florida Department of Education, Office of Early Learning.

13% 15% 18%

48% 36% 34%

39% 49% 48%

-

1,000

2,000

3,000

4,000

5,000

6,000

7,000

0%

10%

20%

30%

40%

50%

60%

70%

80%

90%

100%

2007 2010 2012 2014

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120291

Poverty ALICE Above AT Total HH

N/A

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Note: Municipal-level data on this page is for Places and County Subdivisions, which include Census Designated Places (CDP). These are overlapping geographies so totals will not match county-level data. Municipal-level data often relies on 5-year averages and is not available for the smallest towns that do not report income.

Families with Children by Income, 2014

Assets, All Households, 2014

How many families with children are struggling?Children add significant expense to a family budget, so it is not surprising that many Dixie County families with children live below the ALICE Threshold. Though more Dixie County families are headed by married parents, those families with a single parent are more likely to have income below the ALICE Threshold.

What assets do households have?Ownership of assets can contribute to stability of households. Yet few families in Dixie County own liquid assets, such as a savings account, 401(k) plan, or rental income, that are readily available to cover emergency expenses. Vehicles, the most common asset, depreciate over time. Homeownership, the next most common asset, can build wealth, but is not a liquid asset.

1 Vehicle

2 Vehicles

No Mortgage

3 + Vehicles

With Mortgage

0%

10%

20%

30%

40%

50%

60%

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11%

48%

9%

17%

4%

36%

72%

48% 55%

835

216

135

0

100

200

300

400

500

600

700

800

900

0%

10%

20%

30%

40%

50%

60%

70%

80%

90%

100%

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Dixie County, 2014

Town Total HH% ALICE

& Poverty

Cross City 794 59%

Cross City North CCD 4,396 53%

Cross City South CCD 1,624 49%

Page 29: ALICE IN ALACHUA COUNTY - United Way of Charlotte County...county (the ALICE Threshold, or AT). Combined, the number of poverty and ALICE households equals the total population struggling

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Households by Income, 2007 to 2014

Population: 897,698 | Number of Households: 340,985Median Household Income: $45,779 (state average: $47,463)Florida Underemployment Rate for 2014: 12.8%Households Below ALICE Threshold: 143,214 (42%)

How many households are struggling?ALICE is an acronym for Asset Limited, Income Constrained, Employed – households that earn more than the Federal Poverty Level, but less than the basic cost of living for the county (the ALICE Threshold, or AT). Combined, the number of poverty and ALICE households equals the total population struggling to afford basic needs. The number of households below the ALICE Threshold changes over time; households move in and out of poverty and ALICE as circumstances improve or worsen. The Great Recession, from 2007 to 2010, caused hardship for many families. Conditions started to improve in 2010 and 2012 for some, but not for all.

What does it cost to afford the basic necessities?The bare-minimum Household Survival Budget does not include any savings, leaving a household vulnerable to unexpected expenses. ALICE households typically earn above the Federal Poverty Level of $11,670 for a single adult and $23,850 for a family of four, but less than the Household Survival Budget.

ALICE IN DUVAL COUNTY

Household Survival Budget, Duval County

SINGLE ADULT2 ADULTS, 1 INFANT, 1 PRESCHOOLER

Monthly CostsHousing $631 $935Child Care $– $960Food $182 $550Transportation $340 $679Health Care $122 $486Miscellaneous $147 $386Taxes $191 $251

Monthly Total $1,613 $4,247ANNUAL TOTAL $19,356 $50,964POVERTY ANNUAL TOTAL $11,670 $23,850

Sources: 2014 Point-in-Time Data: American Community Survey. ALICE Demographics: American Community Survey; the ALICE Threshold. Budget: U.S. Department of Housing and Urban Development (HUD); U.S. Department of Agriculture (USDA); Bureau of Labor Statistics (BLS); Internal Revenue Service (IRS); Florida Department of Education, Office of Early Learning.

11% 15% 16% 17%

21%

27% 27% 25%

68% 58% 57% 58%

315,000

320,000

325,000

330,000

335,000

340,000

345,000

0%

10%

20%

30%

40%

50%

60%

70%

80%

90%

100%

2007 2010 2012 2014

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Note: Municipal-level data on this page is for Places and County Subdivisions, which include Census Designated Places (CDP). These are overlapping geographies so totals will not match county-level data. Municipal-level data often relies on 5-year averages and is not available for the smallest towns that do not report income.

Families with Children by Income, 2014

Assets, All Households, 2014

How many families with children are struggling?Children add significant expense to a family budget, so it is not surprising that many Duval County families with children live below the ALICE Threshold. Though more Duval County families are headed by married parents, those families with a single parent are more likely to have income below the ALICE Threshold.

What assets do households have?Ownership of assets can contribute to stability of households. Yet few families in Duval County own liquid assets, such as a savings account, 401(k) plan, or rental income, that are readily available to cover emergency expenses. Vehicles, the most common asset, depreciate over time. Homeownership, the next most common asset, can build wealth, but is not a liquid asset.

1 Vehicle

2 Vehicles

No Mortgage

3 + Vehicles

With Mortgage

0%

10%

20%

30%

40%

50%

60%

70%

80%

90%

100%

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9%

54%

23% 9%

26%

36%

82%

20%

41%

49,414

30,916

7,004

0

10,000

20,000

30,000

40,000

50,000

60,000

0%

10%

20%

30%

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Duval County, 2014

Town Total HH% ALICE

& Poverty

Atlantic Beach 5,421 26%

Baldwin 613 55%

Baldwin CCD 2,331 39%

Jacksonville 320,809 42%

Jacksonville Beach 10,143 31%

Jacksonville Beaches CCD 22,321 32%

Jacksonville East CCD 166,054 36%

Jacksonville North CCD 27,162 36%

Jacksonville West CCD 116,853 50%

Neptune Beach 2,925 24%

Page 31: ALICE IN ALACHUA COUNTY - United Way of Charlotte County...county (the ALICE Threshold, or AT). Combined, the number of poverty and ALICE households equals the total population struggling

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Households by Income, 2007 to 2014

Population: 310,659 | Number of Households: 115,094Median Household Income: $46,655 (state average: $47,463)Florida Underemployment Rate for 2014: 12.8%Households Below ALICE Threshold: 44,887 (39%)

How many households are struggling?ALICE is an acronym for Asset Limited, Income Constrained, Employed – households that earn more than the Federal Poverty Level, but less than the basic cost of living for the county (the ALICE Threshold, or AT). Combined, the number of poverty and ALICE households equals the total population struggling to afford basic needs. The number of households below the ALICE Threshold changes over time; households move in and out of poverty and ALICE as circumstances improve or worsen. The Great Recession, from 2007 to 2010, caused hardship for many families. Conditions started to improve in 2010 and 2012 for some, but not for all.

What does it cost to afford the basic necessities?The bare-minimum Household Survival Budget does not include any savings, leaving a household vulnerable to unexpected expenses. ALICE households typically earn above the Federal Poverty Level of $11,670 for a single adult and $23,850 for a family of four, but less than the Household Survival Budget.

ALICE IN ESCAMBIA COUNTY

Household Survival Budget, Escambia County

SINGLE ADULT2 ADULTS, 1 INFANT, 1 PRESCHOOLER

Monthly CostsHousing $614 $830Child Care $– $900Food $182 $550Transportation $340 $679Health Care $122 $486Miscellaneous $144 $365Taxes $188 $201

Monthly Total $1,590 $4,011ANNUAL TOTAL $19,080 $48,132POVERTY ANNUAL TOTAL $11,670 $23,850

Sources: 2014 Point-in-Time Data: American Community Survey. ALICE Demographics: American Community Survey; the ALICE Threshold. Budget: U.S. Department of Housing and Urban Development (HUD); U.S. Department of Agriculture (USDA); Bureau of Labor Statistics (BLS); Internal Revenue Service (IRS); Florida Department of Education, Office of Early Learning.

14% 18% 15% 13%

24% 27%

27% 26%

62% 55% 58% 61%

107,000

108,000

109,000

110,000

111,000

112,000

113,000

114,000

115,000

116,000

0%

10%

20%

30%

40%

50%

60%

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Page 32: ALICE IN ALACHUA COUNTY - United Way of Charlotte County...county (the ALICE Threshold, or AT). Combined, the number of poverty and ALICE households equals the total population struggling

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Note: Municipal-level data on this page is for Places and County Subdivisions, which include Census Designated Places (CDP). These are overlapping geographies so totals will not match county-level data. Municipal-level data often relies on 5-year averages and is not available for the smallest towns that do not report income.

Families with Children by Income, 2014

Assets, All Households, 2014

How many families with children are struggling?Children add significant expense to a family budget, so it is not surprising that many Escambia County families with children live below the ALICE Threshold. Though more Escambia County families are headed by married parents, those families with a single parent are more likely to have income below the ALICE Threshold.

What assets do households have?Ownership of assets can contribute to stability of households. Yet few families in Escambia County own liquid assets, such as a savings account, 401(k) plan, or rental income, that are readily available to cover emergency expenses. Vehicles, the most common asset, depreciate over time. Homeownership, the next most common asset, can build wealth, but is not a liquid asset.

1 Vehicle

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No Mortgage

3 + Vehicles

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56%

7%

12%

23%

29%

81%

21%

64%

12,820

4,240

1,716

0

2,000

4,000

6,000

8,000

10,000

12,000

14,000

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Escambia County, 2014

Town Total HH% ALICE

& Poverty

Bellview CDP 8,780 35%

Brent CDP 6,779 52%

Cantonment CCD 18,441 32%

Century 654 77%

Century CCD 2,814 49%

Ensley CDP 8,271 44%

Ferry Pass CDP 12,726 45%

Gonzalez CDP 4,778 19%

Goulding CDP 1,012 78%

Molino CDP 434 45%

Myrtle Grove CDP 6,155 48%

Northwest Escambia CCD 1,599 33%

Pensacola 22,062 40%

Pensacola CCD 89,541 43%

Warrington CDP 5,826 51%

West Pensacola CDP 7,762 63%

Page 33: ALICE IN ALACHUA COUNTY - United Way of Charlotte County...county (the ALICE Threshold, or AT). Combined, the number of poverty and ALICE households equals the total population struggling

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Households by Income, 2007 to 2014

Population: 102,408 | Number of Households: 36,798Median Household Income: $51,622 (state average: $47,463)Florida Underemployment Rate for 2014: 12.8%Households Below ALICE Threshold: 15,087 (41%)

How many households are struggling?ALICE is an acronym for Asset Limited, Income Constrained, Employed – households that earn more than the Federal Poverty Level, but less than the basic cost of living for the county (the ALICE Threshold, or AT). Combined, the number of poverty and ALICE households equals the total population struggling to afford basic needs. The number of households below the ALICE Threshold changes over time; households move in and out of poverty and ALICE as circumstances improve or worsen. The Great Recession, from 2007 to 2010, caused hardship for many families. Conditions started to improve in 2010 and 2012 for some, but not for all.

What does it cost to afford the basic necessities?The bare-minimum Household Survival Budget does not include any savings, leaving a household vulnerable to unexpected expenses. ALICE households typically earn above the Federal Poverty Level of $11,670 for a single adult and $23,850 for a family of four, but less than the Household Survival Budget.

ALICE IN FLAGLER COUNTY

Household Survival Budget, Flagler County

SINGLE ADULT2 ADULTS, 1 INFANT, 1 PRESCHOOLER

Monthly CostsHousing $683 $999Child Care $– $1,060Food $182 $550Transportation $340 $679Health Care $122 $486Miscellaneous $153 $408Taxes $205 $301

Monthly Total $1,685 $4,483ANNUAL TOTAL $20,220 $53,796POVERTY ANNUAL TOTAL $11,670 $23,850

Sources: 2014 Point-in-Time Data: American Community Survey. ALICE Demographics: American Community Survey; the ALICE Threshold. Budget: U.S. Department of Housing and Urban Development (HUD); U.S. Department of Agriculture (USDA); Bureau of Labor Statistics (BLS); Internal Revenue Service (IRS); Florida Department of Education, Office of Early Learning.

11% 11% 12% 9%

24% 33% 33%

32%

65% 56% 55% 59%

33,500

34,000

34,500

35,000

35,500

36,000

36,500

37,000

37,500

38,000

38,500

0%

10%

20%

30%

40%

50%

60%

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80%

90%

100%

2007 2010 2012 2014

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Page 34: ALICE IN ALACHUA COUNTY - United Way of Charlotte County...county (the ALICE Threshold, or AT). Combined, the number of poverty and ALICE households equals the total population struggling

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Note: Municipal-level data on this page is for Places and County Subdivisions, which include Census Designated Places (CDP). These are overlapping geographies so totals will not match county-level data. Municipal-level data often relies on 5-year averages and is not available for the smallest towns that do not report income.

Families with Children by Income, 2014

Assets, All Households, 2014

How many families with children are struggling?Children add significant expense to a family budget, so it is not surprising that many Flagler County families with children live below the ALICE Threshold. Though more Flagler County families are headed by married parents, those families with a single parent are more likely to have income below the ALICE Threshold.

What assets do households have?Ownership of assets can contribute to stability of households. Yet few families in Flagler County own liquid assets, such as a savings account, 401(k) plan, or rental income, that are readily available to cover emergency expenses. Vehicles, the most common asset, depreciate over time. Homeownership, the next most common asset, can build wealth, but is not a liquid asset.

1 Vehicle

2 Vehicles

No Mortgage

3 + Vehicles

With Mortgage

0%

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14%

47% 40%

22%

41% 42%

64%

12% 18%

5,581

1,692

415

0

1,000

2,000

3,000

4,000

5,000

6,000

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Flagler County, 2014

Town Total HH% ALICE

& Poverty

Bunnell 985 66%

Bunnell CCD 23,291 51%

Flagler Beach 1,932 41%

Flagler Beach CCD 12,648 41%

Palm Coast 28,925 43%

Page 35: ALICE IN ALACHUA COUNTY - United Way of Charlotte County...county (the ALICE Threshold, or AT). Combined, the number of poverty and ALICE households equals the total population struggling

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Households by Income, 2007 to 2014

Population: 11,636 | Number of Households: 4,253Median Household Income: $37,815 (state average: $47,463)Florida Underemployment Rate for 2014: 12.8%Households Below ALICE Threshold: 2,127 (50%)

How many households are struggling?ALICE is an acronym for Asset Limited, Income Constrained, Employed – households that earn more than the Federal Poverty Level, but less than the basic cost of living for the county (the ALICE Threshold, or AT). Combined, the number of poverty and ALICE households equals the total population struggling to afford basic needs. The number of households below the ALICE Threshold changes over time; households move in and out of poverty and ALICE as circumstances improve or worsen. The Great Recession, from 2007 to 2010, caused hardship for many families. Conditions started to improve in 2010 and 2012 for some, but not for all.

What does it cost to afford the basic necessities?The bare-minimum Household Survival Budget does not include any savings, leaving a household vulnerable to unexpected expenses. ALICE households typically earn above the Federal Poverty Level of $11,670 for a single adult and $23,850 for a family of four, but less than the Household Survival Budget.

ALICE IN FRANKLIN COUNTY

Household Survival Budget, Franklin County

SINGLE ADULT2 ADULTS, 1 INFANT, 1 PRESCHOOLER

Monthly CostsHousing $568 $703Child Care $– $1,033Food $182 $550Transportation $340 $679Health Care $122 $486Miscellaneous $139 $365Taxes $177 $203

Monthly Total $1,528 $4,019ANNUAL TOTAL $18,336 $48,228POVERTY ANNUAL TOTAL $11,670 $23,850

Sources: 2014 Point-in-Time Data: American Community Survey. ALICE Demographics: American Community Survey; the ALICE Threshold. Budget: U.S. Department of Housing and Urban Development (HUD); U.S. Department of Agriculture (USDA); Bureau of Labor Statistics (BLS); Internal Revenue Service (IRS); Florida Department of Education, Office of Early Learning.

22% 22% 20%

23% 28% 30%

55% 50% 50%

4,000

4,100

4,200

4,300

4,400

4,500

4,600

4,700

4,800

0%

10%

20%

30%

40%

50%

60%

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80%

90%

100%

2007 2010 2012 2014

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Note: Municipal-level data on this page is for Places and County Subdivisions, which include Census Designated Places (CDP). These are overlapping geographies so totals will not match county-level data. Municipal-level data often relies on 5-year averages and is not available for the smallest towns that do not report income.

Families with Children by Income, 2014

Assets, All Households, 2014

How many families with children are struggling?Children add significant expense to a family budget, so it is not surprising that many Franklin County families with children live below the ALICE Threshold. Though more Franklin County families are headed by married parents, those families with a single parent are more likely to have income below the ALICE Threshold.

What assets do households have?Ownership of assets can contribute to stability of households. Yet few families in Franklin County own liquid assets, such as a savings account, 401(k) plan, or rental income, that are readily available to cover emergency expenses. Vehicles, the most common asset, depreciate over time. Homeownership, the next most common asset, can build wealth, but is not a liquid asset.

1 Vehicle

2 Vehicles

No Mortgage

3 + Vehicles

With Mortgage

0%

10%

20%

30%

40%

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30%

81%

0%

8%

70%

11% 455

243

N/A 0

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300

350

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500

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Franklin County, 2014

Town Total HH% ALICE

& Poverty

Apalachicola 939 55%

Apalachicola CCD 1,691 47%

Carrabelle 748 62%

Carrabelle CCD 1,465 59%

Eastpoint CCD 1,097 44%

Eastpoint CDP 756 51%

St. George Island CDP 309 17%

Page 37: ALICE IN ALACHUA COUNTY - United Way of Charlotte County...county (the ALICE Threshold, or AT). Combined, the number of poverty and ALICE households equals the total population struggling

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Households by Income, 2007 to 2014

Population: 46,865 | Number of Households: 16,986Median Household Income: $36,146 (state average: $47,463)Florida Underemployment Rate for 2014: 12.8%Households Below ALICE Threshold: 9,172 (54%)

How many households are struggling?ALICE is an acronym for Asset Limited, Income Constrained, Employed – households that earn more than the Federal Poverty Level, but less than the basic cost of living for the county (the ALICE Threshold, or AT). Combined, the number of poverty and ALICE households equals the total population struggling to afford basic needs. The number of households below the ALICE Threshold changes over time; households move in and out of poverty and ALICE as circumstances improve or worsen. The Great Recession, from 2007 to 2010, caused hardship for many families. Conditions started to improve in 2010 and 2012 for some, but not for all.

What does it cost to afford the basic necessities?The bare-minimum Household Survival Budget does not include any savings, leaving a household vulnerable to unexpected expenses. ALICE households typically earn above the Federal Poverty Level of $11,670 for a single adult and $23,850 for a family of four, but less than the Household Survival Budget.

ALICE IN GADSDEN COUNTY

Household Survival Budget, Gadsden County

SINGLE ADULT2 ADULTS, 1 INFANT, 1 PRESCHOOLER

Monthly CostsHousing $709 $910Child Care $– $908Food $182 $550Transportation $340 $679Health Care $122 $486Miscellaneous $156 $376Taxes $212 $227

Monthly Total $1,721 $4,136ANNUAL TOTAL $20,652 $49,632POVERTY ANNUAL TOTAL $11,670 $23,850

Sources: 2014 Point-in-Time Data: American Community Survey. ALICE Demographics: American Community Survey; the ALICE Threshold. Budget: U.S. Department of Housing and Urban Development (HUD); U.S. Department of Agriculture (USDA); Bureau of Labor Statistics (BLS); Internal Revenue Service (IRS); Florida Department of Education, Office of Early Learning.

20% 25% 24% 24%

32% 32%

27% 30%

48% 43% 49% 46%

14,500

15,000

15,500

16,000

16,500

17,000

17,500

0%

10%

20%

30%

40%

50%

60%

70%

80%

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Note: Municipal-level data on this page is for Places and County Subdivisions, which include Census Designated Places (CDP). These are overlapping geographies so totals will not match county-level data. Municipal-level data often relies on 5-year averages and is not available for the smallest towns that do not report income.

Families with Children by Income, 2014

Assets, All Households, 2014

How many families with children are struggling?Children add significant expense to a family budget, so it is not surprising that many Gadsden County families with children live below the ALICE Threshold. Though more Gadsden County families are headed by married parents, those families with a single parent are more likely to have income below the ALICE Threshold.

What assets do households have?Ownership of assets can contribute to stability of households. Yet few families in Gadsden County own liquid assets, such as a savings account, 401(k) plan, or rental income, that are readily available to cover emergency expenses. Vehicles, the most common asset, depreciate over time. Homeownership, the next most common asset, can build wealth, but is not a liquid asset.

1 Vehicle

2 Vehicles

No Mortgage

3 + Vehicles

With Mortgage

0%

10%

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16%

69% 64%

15%

24% 27%

69%

7% 9% 2,165

1,824

461

0

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1,500

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2,500

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Gadsden County, 2014

Town Total HH% ALICE

& Poverty

Chattahoochee 917 54%

Chattahoochee CCD 1,579 51%

Greensboro 292 64%

Greensboro CCD 1,341 64%

Gretna 505 70%

Havana 865 48%

Havana CCD 6,002 45%

Midway 1,239 46%

Quincy 2,825 63%

Quincy CCD 8,064 61%

Page 39: ALICE IN ALACHUA COUNTY - United Way of Charlotte County...county (the ALICE Threshold, or AT). Combined, the number of poverty and ALICE households equals the total population struggling

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Households by Income, 2007 to 2014

Population: 16,948 | Number of Households: 6,274Median Household Income: $40,984 (state average: $47,463)Florida Underemployment Rate for 2014: 12.8%Households Below ALICE Threshold: 3,074 (49%)

How many households are struggling?ALICE is an acronym for Asset Limited, Income Constrained, Employed – households that earn more than the Federal Poverty Level, but less than the basic cost of living for the county (the ALICE Threshold, or AT). Combined, the number of poverty and ALICE households equals the total population struggling to afford basic needs. The number of households below the ALICE Threshold changes over time; households move in and out of poverty and ALICE as circumstances improve or worsen. The Great Recession, from 2007 to 2010, caused hardship for many families. Conditions started to improve in 2010 and 2012 for some, but not for all.

What does it cost to afford the basic necessities?The bare-minimum Household Survival Budget does not include any savings, leaving a household vulnerable to unexpected expenses. ALICE households typically earn above the Federal Poverty Level of $11,670 for a single adult and $23,850 for a family of four, but less than the Household Survival Budget.

ALICE IN GILCHRIST COUNTY

Household Survival Budget, Gilchrist County

SINGLE ADULT2 ADULTS, 1 INFANT, 1 PRESCHOOLER

Monthly CostsHousing $665 $869Child Care $– $1,033Food $182 $550Transportation $340 $679Health Care $122 $486Miscellaneous $151 $387Taxes $199 $253

Monthly Total $1,659 $4,257ANNUAL TOTAL $19,908 $51,084POVERTY ANNUAL TOTAL $11,670 $23,850

Sources: 2014 Point-in-Time Data: American Community Survey. ALICE Demographics: American Community Survey; the ALICE Threshold. Budget: U.S. Department of Housing and Urban Development (HUD); U.S. Department of Agriculture (USDA); Bureau of Labor Statistics (BLS); Internal Revenue Service (IRS); Florida Department of Education, Office of Early Learning.

23% 24% 22%

27% 32%

27%

50% 44%

51%

5,500

5,600

5,700

5,800

5,900

6,000

6,100

6,200

6,300

6,400

0%

10%

20%

30%

40%

50%

60%

70%

80%

90%

100%

2007 2010 2012 2014

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Note: Municipal-level data on this page is for Places and County Subdivisions, which include Census Designated Places (CDP). These are overlapping geographies so totals will not match county-level data. Municipal-level data often relies on 5-year averages and is not available for the smallest towns that do not report income.

Families with Children by Income, 2014

Assets, All Households, 2014

How many families with children are struggling?Children add significant expense to a family budget, so it is not surprising that many Gilchrist County families with children live below the ALICE Threshold. Though more Gilchrist County families are headed by married parents, those families with a single parent are more likely to have income below the ALICE Threshold.

What assets do households have?Ownership of assets can contribute to stability of households. Yet few families in Gilchrist County own liquid assets, such as a savings account, 401(k) plan, or rental income, that are readily available to cover emergency expenses. Vehicles, the most common asset, depreciate over time. Homeownership, the next most common asset, can build wealth, but is not a liquid asset.

1 Vehicle

2 Vehicles

No Mortgage

3 + Vehicles

With Mortgage

0%

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24%

66% 13%

24%

63%

10% 1,103

301

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800

1,000

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Gilchrist County, 2014

Town Total HH% ALICE

& Poverty

Bell CCD 2,210 54%

Trenton 819 60%

Trenton CCD 4,064 46%

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Households by Income, 2007 to 2014

Population: 13,190 | Number of Households: 3,846Median Household Income: $33,609 (state average: $47,463)Florida Underemployment Rate for 2014: 12.8%Households Below ALICE Threshold: 2,654 (69%)

How many households are struggling?ALICE is an acronym for Asset Limited, Income Constrained, Employed – households that earn more than the Federal Poverty Level, but less than the basic cost of living for the county (the ALICE Threshold, or AT). Combined, the number of poverty and ALICE households equals the total population struggling to afford basic needs. The number of households below the ALICE Threshold changes over time; households move in and out of poverty and ALICE as circumstances improve or worsen. The Great Recession, from 2007 to 2010, caused hardship for many families. Conditions started to improve in 2010 and 2012 for some, but not for all.

What does it cost to afford the basic necessities?The bare-minimum Household Survival Budget does not include any savings, leaving a household vulnerable to unexpected expenses. ALICE households typically earn above the Federal Poverty Level of $11,670 for a single adult and $23,850 for a family of four, but less than the Household Survival Budget.

ALICE IN GLADES COUNTY

Household Survival Budget, Glades County

SINGLE ADULT2 ADULTS, 1 INFANT, 1 PRESCHOOLER

Monthly CostsHousing $572 $746Child Care $– $1,033Food $182 $550Transportation $340 $679Health Care $122 $486Miscellaneous $139 $371Taxes $178 $216

Monthly Total $1,533 $4,081ANNUAL TOTAL $18,396 $48,972POVERTY ANNUAL TOTAL $11,670 $23,850

Sources: 2014 Point-in-Time Data: American Community Survey. ALICE Demographics: American Community Survey; the ALICE Threshold. Budget: U.S. Department of Housing and Urban Development (HUD); U.S. Department of Agriculture (USDA); Bureau of Labor Statistics (BLS); Internal Revenue Service (IRS); Florida Department of Education, Office of Early Learning.

17% 18% 22%

38%

55% 47%

45%

27% 31%

3,500

3,600

3,700

3,800

3,900

4,000

4,100

4,200

0%

10%

20%

30%

40%

50%

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2007 2010 2012 2014

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Note: Municipal-level data on this page is for Places and County Subdivisions, which include Census Designated Places (CDP). These are overlapping geographies so totals will not match county-level data. Municipal-level data often relies on 5-year averages and is not available for the smallest towns that do not report income.

Families with Children by Income, 2014

Assets, All Households, 2014

How many families with children are struggling?Children add significant expense to a family budget, so it is not surprising that many Glades County families with children live below the ALICE Threshold. Though more Glades County families are headed by married parents, those families with a single parent are more likely to have income below the ALICE Threshold.

What assets do households have?Ownership of assets can contribute to stability of households. Yet few families in Glades County own liquid assets, such as a savings account, 401(k) plan, or rental income, that are readily available to cover emergency expenses. Vehicles, the most common asset, depreciate over time. Homeownership, the next most common asset, can build wealth, but is not a liquid asset.

1 Vehicle

2 Vehicles

No Mortgage

3 + Vehicles

With Mortgage

0%

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24%

71%

53%

18%

23% 11% 367

237

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Poverty ALICE Above AT Total HH

Glades County, 2014

Town Total HH% ALICE

& Poverty

Buckhead Ridge CDP 684 63%

Moore Haven 643 80%

Northeast Glades CCD 1,494 66%

Southwest Glades CCD 2,352 71%

Page 43: ALICE IN ALACHUA COUNTY - United Way of Charlotte County...county (the ALICE Threshold, or AT). Combined, the number of poverty and ALICE households equals the total population struggling

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Households by Income, 2007 to 2014

Population: 15,781 | Number of Households: 5,381Median Household Income: $40,964 (state average: $47,463)Florida Underemployment Rate for 2014: 12.8%Households Below ALICE Threshold: 2,637 (49%)

How many households are struggling?ALICE is an acronym for Asset Limited, Income Constrained, Employed – households that earn more than the Federal Poverty Level, but less than the basic cost of living for the county (the ALICE Threshold, or AT). Combined, the number of poverty and ALICE households equals the total population struggling to afford basic needs. The number of households below the ALICE Threshold changes over time; households move in and out of poverty and ALICE as circumstances improve or worsen. The Great Recession, from 2007 to 2010, caused hardship for many families. Conditions started to improve in 2010 and 2012 for some, but not for all.

What does it cost to afford the basic necessities?The bare-minimum Household Survival Budget does not include any savings, leaving a household vulnerable to unexpected expenses. ALICE households typically earn above the Federal Poverty Level of $11,670 for a single adult and $23,850 for a family of four, but less than the Household Survival Budget.

ALICE IN GULF COUNTY

Household Survival Budget, Gulf County

SINGLE ADULT2 ADULTS, 1 INFANT, 1 PRESCHOOLER

Monthly CostsHousing $571 $707Child Care $– $1,033Food $182 $550Transportation $340 $679Health Care $122 $486Miscellaneous $139 $366Taxes $178 $204

Monthly Total $1,532 $4,025ANNUAL TOTAL $18,384 $48,300POVERTY ANNUAL TOTAL $11,670 $23,850

Sources: 2014 Point-in-Time Data: American Community Survey. ALICE Demographics: American Community Survey; the ALICE Threshold. Budget: U.S. Department of Housing and Urban Development (HUD); U.S. Department of Agriculture (USDA); Bureau of Labor Statistics (BLS); Internal Revenue Service (IRS); Florida Department of Education, Office of Early Learning.

16% 18% 17%

31% 33% 32%

53% 49% 51%

5,330

5,340

5,350

5,360

5,370

5,380

5,390

0%

10%

20%

30%

40%

50%

60%

70%

80%

90%

100%

2007 2010 2012 2014

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Page 44: ALICE IN ALACHUA COUNTY - United Way of Charlotte County...county (the ALICE Threshold, or AT). Combined, the number of poverty and ALICE households equals the total population struggling

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Note: Municipal-level data on this page is for Places and County Subdivisions, which include Census Designated Places (CDP). These are overlapping geographies so totals will not match county-level data. Municipal-level data often relies on 5-year averages and is not available for the smallest towns that do not report income.

Families with Children by Income, 2014

Assets, All Households, 2014

How many families with children are struggling?Children add significant expense to a family budget, so it is not surprising that many Gulf County families with children live below the ALICE Threshold. Though more Gulf County families are headed by married parents, those families with a single parent are more likely to have income below the ALICE Threshold.

What assets do households have?Ownership of assets can contribute to stability of households. Yet few families in Gulf County own liquid assets, such as a savings account, 401(k) plan, or rental income, that are readily available to cover emergency expenses. Vehicles, the most common asset, depreciate over time. Homeownership, the next most common asset, can build wealth, but is not a liquid asset.

1 Vehicle

2 Vehicles

No Mortgage

3 + Vehicles

With Mortgage

0%

10%

20%

30%

40%

50%

60%

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14%

35% 35%

25%

38%

63% 61%

27%

2%

770

321

234

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Poverty ALICE Above AT Total HH

Gulf County, 2014

Town Total HH% ALICE

& Poverty

Port St. Joe 1,232 51%

Port St. Joe CCD 3,016 48%

Wewahitchka 877 57%

Wewahitchka CCD 2,365 52%

Page 45: ALICE IN ALACHUA COUNTY - United Way of Charlotte County...county (the ALICE Threshold, or AT). Combined, the number of poverty and ALICE households equals the total population struggling

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Households by Income, 2007 to 2014

Population: 14,466 | Number of Households: 4,704Median Household Income: $35,629 (state average: $47,463)Florida Underemployment Rate for 2014: 12.8%Households Below ALICE Threshold: 2,587 (55%)

How many households are struggling?ALICE is an acronym for Asset Limited, Income Constrained, Employed – households that earn more than the Federal Poverty Level, but less than the basic cost of living for the county (the ALICE Threshold, or AT). Combined, the number of poverty and ALICE households equals the total population struggling to afford basic needs. The number of households below the ALICE Threshold changes over time; households move in and out of poverty and ALICE as circumstances improve or worsen. The Great Recession, from 2007 to 2010, caused hardship for many families. Conditions started to improve in 2010 and 2012 for some, but not for all.

What does it cost to afford the basic necessities?The bare-minimum Household Survival Budget does not include any savings, leaving a household vulnerable to unexpected expenses. ALICE households typically earn above the Federal Poverty Level of $11,670 for a single adult and $23,850 for a family of four, but less than the Household Survival Budget.

ALICE IN HAMILTON COUNTY

Household Survival Budget, Hamilton County

SINGLE ADULT2 ADULTS, 1 INFANT, 1 PRESCHOOLER

Monthly CostsHousing $515 $637Child Care $– $1,033Food $182 $550Transportation $340 $679Health Care $122 $486Miscellaneous $132 $357Taxes $165 $184

Monthly Total $1,456 $3,926ANNUAL TOTAL $17,472 $47,112POVERTY ANNUAL TOTAL $11,670 $23,850

Sources: 2014 Point-in-Time Data: American Community Survey. ALICE Demographics: American Community Survey; the ALICE Threshold. Budget: U.S. Department of Housing and Urban Development (HUD); U.S. Department of Agriculture (USDA); Bureau of Labor Statistics (BLS); Internal Revenue Service (IRS); Florida Department of Education, Office of Early Learning.

23% 23% 27%

26% 32% 28%

51% 45% 45%

4,350

4,400

4,450

4,500

4,550

4,600

4,650

4,700

4,750

0%

10%

20%

30%

40%

50%

60%

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100%

2007 2010 2012 2014

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Note: Municipal-level data on this page is for Places and County Subdivisions, which include Census Designated Places (CDP). These are overlapping geographies so totals will not match county-level data. Municipal-level data often relies on 5-year averages and is not available for the smallest towns that do not report income.

Families with Children by Income, 2014

Assets, All Households, 2014

How many families with children are struggling?Children add significant expense to a family budget, so it is not surprising that many Hamilton County families with children live below the ALICE Threshold. Though more Hamilton County families are headed by married parents, those families with a single parent are more likely to have income below the ALICE Threshold.

What assets do households have?Ownership of assets can contribute to stability of households. Yet few families in Hamilton County own liquid assets, such as a savings account, 401(k) plan, or rental income, that are readily available to cover emergency expenses. Vehicles, the most common asset, depreciate over time. Homeownership, the next most common asset, can build wealth, but is not a liquid asset.

1 Vehicle

2 Vehicles

No Mortgage

3 + Vehicles

With Mortgage

0%

10%

20%

30%

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15%

95%

16%

3%

69%

2% 444

406

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Poverty ALICE Above AT Total HH

Hamilton County, 2014

Town Total HH% ALICE

& Poverty

Jasper 575 60%

Jasper CCD 2,048 58%

Jennings 280 63%

Jennings CCD 1,869 49%

White Springs 365 65%

White Springs CCD 787 60%

Page 47: ALICE IN ALACHUA COUNTY - United Way of Charlotte County...county (the ALICE Threshold, or AT). Combined, the number of poverty and ALICE households equals the total population struggling

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Households by Income, 2007 to 2014

Population: 27,549 | Number of Households: 7,534Median Household Income: $36,094 (state average: $47,463)Florida Underemployment Rate for 2014: 12.8%Households Below ALICE Threshold: 4,822 (64%)

How many households are struggling?ALICE is an acronym for Asset Limited, Income Constrained, Employed – households that earn more than the Federal Poverty Level, but less than the basic cost of living for the county (the ALICE Threshold, or AT). Combined, the number of poverty and ALICE households equals the total population struggling to afford basic needs. The number of households below the ALICE Threshold changes over time; households move in and out of poverty and ALICE as circumstances improve or worsen. The Great Recession, from 2007 to 2010, caused hardship for many families. Conditions started to improve in 2010 and 2012 for some, but not for all.

What does it cost to afford the basic necessities?The bare-minimum Household Survival Budget does not include any savings, leaving a household vulnerable to unexpected expenses. ALICE households typically earn above the Federal Poverty Level of $11,670 for a single adult and $23,850 for a family of four, but less than the Household Survival Budget.

ALICE IN HARDEE COUNTY

Household Survival Budget, Hardee County

SINGLE ADULT2 ADULTS, 1 INFANT, 1 PRESCHOOLER

Monthly CostsHousing $548 $678Child Care $– $1,033Food $182 $550Transportation $340 $679Health Care $122 $486Miscellaneous $136 $362Taxes $172 $196

Monthly Total $1,500 $3,984ANNUAL TOTAL $18,000 $47,808POVERTY ANNUAL TOTAL $11,670 $23,850

Sources: 2014 Point-in-Time Data: American Community Survey. ALICE Demographics: American Community Survey; the ALICE Threshold. Budget: U.S. Department of Housing and Urban Development (HUD); U.S. Department of Agriculture (USDA); Bureau of Labor Statistics (BLS); Internal Revenue Service (IRS); Florida Department of Education, Office of Early Learning.

19% 20% 27% 26%

28%

41%

43% 38%

53%

39% 30%

36%

6,800

7,000

7,200

7,400

7,600

7,800

8,000

8,200

8,400

8,600

8,800

0%

10%

20%

30%

40%

50%

60%

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80%

90%

100%

2007 2010 2012 2014

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Page 48: ALICE IN ALACHUA COUNTY - United Way of Charlotte County...county (the ALICE Threshold, or AT). Combined, the number of poverty and ALICE households equals the total population struggling

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Note: Municipal-level data on this page is for Places and County Subdivisions, which include Census Designated Places (CDP). These are overlapping geographies so totals will not match county-level data. Municipal-level data often relies on 5-year averages and is not available for the smallest towns that do not report income.

Families with Children by Income, 2014

Assets, All Households, 2014

How many families with children are struggling?Children add significant expense to a family budget, so it is not surprising that many Hardee County families with children live below the ALICE Threshold. Though more Hardee County families are headed by married parents, those families with a single parent are more likely to have income below the ALICE Threshold.

What assets do households have?Ownership of assets can contribute to stability of households. Yet few families in Hardee County own liquid assets, such as a savings account, 401(k) plan, or rental income, that are readily available to cover emergency expenses. Vehicles, the most common asset, depreciate over time. Homeownership, the next most common asset, can build wealth, but is not a liquid asset.

1 Vehicle

2 Vehicles

No Mortgage

3 + Vehicles

With Mortgage

0%

10%

20%

30%

40%

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28%

79% 78% 35%

20% 9% 37%

1% 13%

1,363

718

258

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Poverty ALICE Above AT Total HH

Hardee County, 2014

Town Total HH% ALICE

& Poverty

Bowling Green 740 70%

Bowling Green CCD 1,594 67%

Wauchula 1,435 63%

Wauchula CCD 3,554 62%

Zolfo Springs 490 73%

Zolfo Springs CCD 2,386 63%

Page 49: ALICE IN ALACHUA COUNTY - United Way of Charlotte County...county (the ALICE Threshold, or AT). Combined, the number of poverty and ALICE households equals the total population struggling

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Households by Income, 2007 to 2014

Population: 38,360 | Number of Households: 11,156Median Household Income: $36,504 (state average: $47,463)Florida Underemployment Rate for 2014: 12.8%Households Below ALICE Threshold: 6,470 (58%)

How many households are struggling?ALICE is an acronym for Asset Limited, Income Constrained, Employed – households that earn more than the Federal Poverty Level, but less than the basic cost of living for the county (the ALICE Threshold, or AT). Combined, the number of poverty and ALICE households equals the total population struggling to afford basic needs. The number of households below the ALICE Threshold changes over time; households move in and out of poverty and ALICE as circumstances improve or worsen. The Great Recession, from 2007 to 2010, caused hardship for many families. Conditions started to improve in 2010 and 2012 for some, but not for all.

What does it cost to afford the basic necessities?The bare-minimum Household Survival Budget does not include any savings, leaving a household vulnerable to unexpected expenses. ALICE households typically earn above the Federal Poverty Level of $11,670 for a single adult and $23,850 for a family of four, but less than the Household Survival Budget.

ALICE IN HENDRY COUNTY

Household Survival Budget, Hendry County

SINGLE ADULT2 ADULTS, 1 INFANT, 1 PRESCHOOLER

Monthly CostsHousing $571 $778Child Care $– $1,033Food $182 $550Transportation $340 $679Health Care $122 $486Miscellaneous $139 $375Taxes $178 $225

Monthly Total $1,532 $4,126ANNUAL TOTAL $18,384 $49,512POVERTY ANNUAL TOTAL $11,670 $23,850

Sources: 2014 Point-in-Time Data: American Community Survey. ALICE Demographics: American Community Survey; the ALICE Threshold. Budget: U.S. Department of Housing and Urban Development (HUD); U.S. Department of Agriculture (USDA); Bureau of Labor Statistics (BLS); Internal Revenue Service (IRS); Florida Department of Education, Office of Early Learning.

23% 21% 24% 22%

33% 26%

38% 36%

44% 53%

38% 42%

10,600

10,700

10,800

10,900

11,000

11,100

11,200

0%

10%

20%

30%

40%

50%

60%

70%

80%

90%

100%

2007 2010 2012 2014

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Note: Municipal-level data on this page is for Places and County Subdivisions, which include Census Designated Places (CDP). These are overlapping geographies so totals will not match county-level data. Municipal-level data often relies on 5-year averages and is not available for the smallest towns that do not report income.

Families with Children by Income, 2014

Assets, All Households, 2014

How many families with children are struggling?Children add significant expense to a family budget, so it is not surprising that many Hendry County families with children live below the ALICE Threshold. Though more Hendry County families are headed by married parents, those families with a single parent are more likely to have income below the ALICE Threshold.

What assets do households have?Ownership of assets can contribute to stability of households. Yet few families in Hendry County own liquid assets, such as a savings account, 401(k) plan, or rental income, that are readily available to cover emergency expenses. Vehicles, the most common asset, depreciate over time. Homeownership, the next most common asset, can build wealth, but is not a liquid asset.

1 Vehicle

2 Vehicles

No Mortgage

3 + Vehicles

With Mortgage

0%

10%

20%

30%

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22%

59% 47%

23%

21% 44% 55%

20% 9%

2,159

1,400

412

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1,500

2,000

2,500

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Hendry County, 2014

Town Total HH% ALICE

& Poverty

Clewiston 2,326 44%

Clewiston CCD 5,573 59%

Fort Denaud CDP 551 38%

Harlem CDP 775 76%

LaBelle 1,400 57%

LaBelle CCD 5,583 57%

Montura CDP 1,015 77%

Pioneer CDP 322 55%

Port LaBelle CDP 1,303 54%

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Households by Income, 2007 to 2014

Population: 175,855 | Number of Households: 70,558Median Household Income: $40,255 (state average: $47,463)Florida Underemployment Rate for 2014: 12.8%Households Below ALICE Threshold: 31,751 (45%)

How many households are struggling?ALICE is an acronym for Asset Limited, Income Constrained, Employed – households that earn more than the Federal Poverty Level, but less than the basic cost of living for the county (the ALICE Threshold, or AT). Combined, the number of poverty and ALICE households equals the total population struggling to afford basic needs. The number of households below the ALICE Threshold changes over time; households move in and out of poverty and ALICE as circumstances improve or worsen. The Great Recession, from 2007 to 2010, caused hardship for many families. Conditions started to improve in 2010 and 2012 for some, but not for all.

What does it cost to afford the basic necessities?The bare-minimum Household Survival Budget does not include any savings, leaving a household vulnerable to unexpected expenses. ALICE households typically earn above the Federal Poverty Level of $11,670 for a single adult and $23,850 for a family of four, but less than the Household Survival Budget.

ALICE IN HERNANDO COUNTY

Household Survival Budget, Hernando County

SINGLE ADULT2 ADULTS, 1 INFANT, 1 PRESCHOOLER

Monthly CostsHousing $605 $951Child Care $– $993Food $182 $550Transportation $340 $679Health Care $122 $486Miscellaneous $143 $393Taxes $185 $266

Monthly Total $1,577 $4,318ANNUAL TOTAL $18,924 $51,816POVERTY ANNUAL TOTAL $11,670 $23,850

Sources: 2014 Point-in-Time Data: American Community Survey. ALICE Demographics: American Community Survey; the ALICE Threshold. Budget: U.S. Department of Housing and Urban Development (HUD); U.S. Department of Agriculture (USDA); Bureau of Labor Statistics (BLS); Internal Revenue Service (IRS); Florida Department of Education, Office of Early Learning.

9% 14% 16% 14%

32% 33%

36% 31%

59% 53% 48%

55%

62,000

63,000

64,000

65,000

66,000

67,000

68,000

69,000

70,000

71,000

0%

10%

20%

30%

40%

50%

60%

70%

80%

90%

100%

2007 2010 2012 2014

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Note: Municipal-level data on this page is for Places and County Subdivisions, which include Census Designated Places (CDP). These are overlapping geographies so totals will not match county-level data. Municipal-level data often relies on 5-year averages and is not available for the smallest towns that do not report income.

Families with Children by Income, 2014

Assets, All Households, 2014

How many families with children are struggling?Children add significant expense to a family budget, so it is not surprising that many Hernando County families with children live below the ALICE Threshold. Though more Hernando County families are headed by married parents, those families with a single parent are more likely to have income below the ALICE Threshold.

What assets do households have?Ownership of assets can contribute to stability of households. Yet few families in Hernando County own liquid assets, such as a savings account, 401(k) plan, or rental income, that are readily available to cover emergency expenses. Vehicles, the most common asset, depreciate over time. Homeownership, the next most common asset, can build wealth, but is not a liquid asset.

1 Vehicle

2 Vehicles

No Mortgage

3 + Vehicles

With Mortgage

0%

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20%

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70%

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14%

33% 19%

20%

48%

58%

66%

19% 23%

9,361

4,217

1,543

0

1,000

2,000

3,000

4,000

5,000

6,000

7,000

8,000

9,000

10,000

0%

10%

20%

30%

40%

50%

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70%

80%

90%

100%

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Hernando County, 2014

Town Total HH% ALICE

& Poverty

Brookridge CDP 2,390 48%

Brooksville 3,020 68%

Brooksville CCD 12,473 54%

Garden Grove CDP 362 64%

Hernando Beach CCD 5,828 42%

Hernando Beach CDP 1,027 38%

High Point CDP 1,674 60%

Hill ‘n Dale CDP 598 78%

Masaryk CDP 485 48%

North Brooksville CDP 1,431 52%

North Weeki Wachee CDP 3,622 35%

Ridge Manor CCD 2,734 46%

Ridge Manor CDP 1,859 48%

South Brooksville CDP 1,698 53%

Spring Hill CCD 49,148 46%

Spring Hill CDP 39,055 43%

Timber Pines CDP 3,165 30%

Weeki Wachee Gardens CDP 727 55%

Page 53: ALICE IN ALACHUA COUNTY - United Way of Charlotte County...county (the ALICE Threshold, or AT). Combined, the number of poverty and ALICE households equals the total population struggling

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Households by Income, 2007 to 2014

Population: 98,236 | Number of Households: 39,288Median Household Income: $36,120 (state average: $47,463)Florida Underemployment Rate for 2014: 12.8%Households Below ALICE Threshold: 20,823 (53%)

How many households are struggling?ALICE is an acronym for Asset Limited, Income Constrained, Employed – households that earn more than the Federal Poverty Level, but less than the basic cost of living for the county (the ALICE Threshold, or AT). Combined, the number of poverty and ALICE households equals the total population struggling to afford basic needs. The number of households below the ALICE Threshold changes over time; households move in and out of poverty and ALICE as circumstances improve or worsen. The Great Recession, from 2007 to 2010, caused hardship for many families. Conditions started to improve in 2010 and 2012 for some, but not for all.

What does it cost to afford the basic necessities?The bare-minimum Household Survival Budget does not include any savings, leaving a household vulnerable to unexpected expenses. ALICE households typically earn above the Federal Poverty Level of $11,670 for a single adult and $23,850 for a family of four, but less than the Household Survival Budget.

ALICE IN HIGHLANDS COUNTY

Household Survival Budget, Highlands County

SINGLE ADULT2 ADULTS, 1 INFANT, 1 PRESCHOOLER

Monthly CostsHousing $548 $697Child Care $– $1,033Food $182 $550Transportation $340 $679Health Care $122 $486Miscellaneous $136 $365Taxes $172 $201

Monthly Total $1,500 $4,011ANNUAL TOTAL $18,000 $48,132POVERTY ANNUAL TOTAL $11,670 $23,850

Sources: 2014 Point-in-Time Data: American Community Survey. ALICE Demographics: American Community Survey; the ALICE Threshold. Budget: U.S. Department of Housing and Urban Development (HUD); U.S. Department of Agriculture (USDA); Bureau of Labor Statistics (BLS); Internal Revenue Service (IRS); Florida Department of Education, Office of Early Learning.

17% 17% 18% 16%

28% 32% 33% 37%

55% 51% 49% 47%

36,000

37,000

38,000

39,000

40,000

41,000

42,000

0%

10%

20%

30%

40%

50%

60%

70%

80%

90%

100%

2007 2010 2012 2014

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Note: Municipal-level data on this page is for Places and County Subdivisions, which include Census Designated Places (CDP). These are overlapping geographies so totals will not match county-level data. Municipal-level data often relies on 5-year averages and is not available for the smallest towns that do not report income.

Families with Children by Income, 2014

Assets, All Households, 2014

How many families with children are struggling?Children add significant expense to a family budget, so it is not surprising that many Highlands County families with children live below the ALICE Threshold. Though more Highlands County families are headed by married parents, those families with a single parent are more likely to have income below the ALICE Threshold.

What assets do households have?Ownership of assets can contribute to stability of households. Yet few families in Highlands County own liquid assets, such as a savings account, 401(k) plan, or rental income, that are readily available to cover emergency expenses. Vehicles, the most common asset, depreciate over time. Homeownership, the next most common asset, can build wealth, but is not a liquid asset.

1 Vehicle

2 Vehicles

No Mortgage

3 + Vehicles

With Mortgage

0%

10%

20%

30%

40%

50%

60%

70%

80%

90%

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30%

60%

8%

13%

33%

64%

57%

7%

28%

4,535

1,722

695

0

500

1,000

1,500

2,000

2,500

3,000

3,500

4,000

4,500

5,000

0%

10%

20%

30%

40%

50%

60%

70%

80%

90%

100%

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Highlands County, 2014

Town Total HH% ALICE

& Poverty

Avon Park 2,827 65%

Avon Park CCD 13,017 50%

Lake Placid 752 61%

Lake Placid CCD 9,354 50%

Sebring 4,047 64%

Sebring CCD 17,511 50%

Page 55: ALICE IN ALACHUA COUNTY - United Way of Charlotte County...county (the ALICE Threshold, or AT). Combined, the number of poverty and ALICE households equals the total population struggling

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Households by Income, 2007 to 2014

Population: 1,316,298 | Number of Households: 489,603Median Household Income: $50,796 (state average: $47,463)Florida Underemployment Rate for 2014: 12.8%Households Below ALICE Threshold: 181,153 (37%)

How many households are struggling?ALICE is an acronym for Asset Limited, Income Constrained, Employed – households that earn more than the Federal Poverty Level, but less than the basic cost of living for the county (the ALICE Threshold, or AT). Combined, the number of poverty and ALICE households equals the total population struggling to afford basic needs. The number of households below the ALICE Threshold changes over time; households move in and out of poverty and ALICE as circumstances improve or worsen. The Great Recession, from 2007 to 2010, caused hardship for many families. Conditions started to improve in 2010 and 2012 for some, but not for all.

What does it cost to afford the basic necessities?The bare-minimum Household Survival Budget does not include any savings, leaving a household vulnerable to unexpected expenses. ALICE households typically earn above the Federal Poverty Level of $11,670 for a single adult and $23,850 for a family of four, but less than the Household Survival Budget.

ALICE IN HILLSBOROUGH COUNTY

Household Survival Budget, Hillsborough County

SINGLE ADULT2 ADULTS, 1 INFANT, 1 PRESCHOOLER

Monthly CostsHousing $605 $951Child Care $– $1,013Food $182 $550Transportation $340 $679Health Care $122 $486Miscellaneous $143 $395Taxes $185 $272

Monthly Total $1,577 $4,346ANNUAL TOTAL $18,924 $52,152POVERTY ANNUAL TOTAL $11,670 $23,850

Sources: 2014 Point-in-Time Data: American Community Survey. ALICE Demographics: American Community Survey; the ALICE Threshold. Budget: U.S. Department of Housing and Urban Development (HUD); U.S. Department of Agriculture (USDA); Bureau of Labor Statistics (BLS); Internal Revenue Service (IRS); Florida Department of Education, Office of Early Learning.

11% 15% 17% 15%

22%

27% 26% 22%

67% 58% 57%

63%

440,000

445,000

450,000

455,000

460,000

465,000

470,000

475,000

480,000

485,000

490,000

495,000

0%

10%

20%

30%

40%

50%

60%

70%

80%

90%

100%

2007 2010 2012 2014

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Note: Municipal-level data on this page is for Places and County Subdivisions, which include Census Designated Places (CDP). These are overlapping geographies so totals will not match county-level data. Municipal-level data often relies on 5-year averages and is not available for the smallest towns that do not report income.

Families with Children by Income, 2014

Assets, All Households, 2014

How many families with children are struggling?Children add significant expense to a family budget, so it is not surprising that many Hillsborough County families with children live below the ALICE Threshold. Though more Hillsborough County families are headed by married parents, those families with a single parent are more likely to have income below the ALICE Threshold.

What assets do households have?Ownership of assets can contribute to stability of households. Yet few families in Hillsborough County own liquid assets, such as a savings account, 401(k) plan, or rental income, that are readily available to cover emergency expenses. Vehicles, the most common asset, depreciate over time. Homeownership, the next most common asset, can build wealth, but is not a liquid asset.

1 Vehicle

2 Vehicles

No Mortgage

3 + Vehicles

With Mortgage

0%

10%

20%

30%

40%

50%

60%

70%

80%

90%

100%

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8%

44%

28% 9%

23%

25%

83%

33% 47%

83,015

40,286

12,426

0

10,000

20,000

30,000

40,000

50,000

60,000

70,000

80,000

90,000

0%

10%

20%

30%

40%

50%

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100%

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Hillsborough County, 2014

Town Total HH% ALICE

& Poverty

Apollo Beach CDP 6,019 19%

Balm CDP 505 34%

Bloomingdale CDP 7,727 20%

Brandon CCD 62,764 31%

Brandon CDP 40,044 31%

Carrollwood CDP 13,860 28%

Cheval CDP 4,292 28%

Citrus Park CDP 8,989 32%

Dover CDP 1,077 64%

East Lake-Orient Park CDP 9,109 51%

Egypt Lake-Leto CDP 13,266 52%

Fish Hawk CDP 4,836 12%

Gibsonton CDP 4,930 44%

Keystone CDP 7,735 9%

Keystone-Citrus Park CCD 48,780 23%

Lake Magdalene CDP 11,773 36%

Lutz CDP 7,377 26%

Mango CDP 4,314 55%

Northdale CDP 8,374 24%

Palm River-Clair Mel CDP 7,551 51%

Palm River-Gibsonton CCD 15,347 46%

Pebble Creek CDP 2,731 15%

Plant City 12,329 43%

Plant City CCD 28,637 42%

Progress Village CDP 2,298 32%

Riverview CDP 27,865 30%

Ruskin CCD 25,952 32%

Ruskin CDP 5,967 39%

Seffner CDP 2,547 35%

Sun City Center CDP 11,790 33%

Tampa 140,429 42%

Tampa CCD 252,815 45%

Temple Terrace 9,939 39%

Thonotosassa CDP 4,770 45%

Town ‘n’ Country CDP 31,621 34%

University CDP (Hillsborough County) 16,922 72%

Valrico CDP 12,664 20%

Westchase CDP 8,353 18%

Wimauma CDP 1,738 65%

Wimauma-Riverview CCD 43,177 25%

Page 57: ALICE IN ALACHUA COUNTY - United Way of Charlotte County...county (the ALICE Threshold, or AT). Combined, the number of poverty and ALICE households equals the total population struggling

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Households by Income, 2007 to 2014

Population: 19,741 | Number of Households: 6,758Median Household Income: $36,236 (state average: $47,463)Florida Underemployment Rate for 2014: 12.8%Households Below ALICE Threshold: 3,649 (54%)

How many households are struggling?ALICE is an acronym for Asset Limited, Income Constrained, Employed – households that earn more than the Federal Poverty Level, but less than the basic cost of living for the county (the ALICE Threshold, or AT). Combined, the number of poverty and ALICE households equals the total population struggling to afford basic needs. The number of households below the ALICE Threshold changes over time; households move in and out of poverty and ALICE as circumstances improve or worsen. The Great Recession, from 2007 to 2010, caused hardship for many families. Conditions started to improve in 2010 and 2012 for some, but not for all.

What does it cost to afford the basic necessities?The bare-minimum Household Survival Budget does not include any savings, leaving a household vulnerable to unexpected expenses. ALICE households typically earn above the Federal Poverty Level of $11,670 for a single adult and $23,850 for a family of four, but less than the Household Survival Budget.

ALICE IN HOLMES COUNTY

Household Survival Budget, Holmes County

SINGLE ADULT2 ADULTS, 1 INFANT, 1 PRESCHOOLER

Monthly CostsHousing $515 $637Child Care $– $1,033Food $182 $550Transportation $340 $679Health Care $122 $486Miscellaneous $132 $357Taxes $165 $184

Monthly Total $1,456 $3,926ANNUAL TOTAL $17,472 $47,112POVERTY ANNUAL TOTAL $11,670 $23,850

Sources: 2014 Point-in-Time Data: American Community Survey. ALICE Demographics: American Community Survey; the ALICE Threshold. Budget: U.S. Department of Housing and Urban Development (HUD); U.S. Department of Agriculture (USDA); Bureau of Labor Statistics (BLS); Internal Revenue Service (IRS); Florida Department of Education, Office of Early Learning.

19% 20% 25%

37% 37% 29%

44% 43% 46%

6,735

6,740

6,745

6,750

6,755

6,760

6,765

6,770

0%

10%

20%

30%

40%

50%

60%

70%

80%

90%

100%

2007 2010 2012 2014

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N/A

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Note: Municipal-level data on this page is for Places and County Subdivisions, which include Census Designated Places (CDP). These are overlapping geographies so totals will not match county-level data. Municipal-level data often relies on 5-year averages and is not available for the smallest towns that do not report income.

Families with Children by Income, 2014

Assets, All Households, 2014

How many families with children are struggling?Children add significant expense to a family budget, so it is not surprising that many Holmes County families with children live below the ALICE Threshold. Though more Holmes County families are headed by married parents, those families with a single parent are more likely to have income below the ALICE Threshold.

What assets do households have?Ownership of assets can contribute to stability of households. Yet few families in Holmes County own liquid assets, such as a savings account, 401(k) plan, or rental income, that are readily available to cover emergency expenses. Vehicles, the most common asset, depreciate over time. Homeownership, the next most common asset, can build wealth, but is not a liquid asset.

1 Vehicle

2 Vehicles

No Mortgage

3 + Vehicles

With Mortgage

0%

10%

20%

30%

40%

50%

60%

70%

80%

90%

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Vehicle Homeowner Interest, Dividends, or RentalIncome

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21%

60% 17%

34%

62%

6% 1,118

402

N/A 0

200

400

600

800

1,000

1,200

0%

10%

20%

30%

40%

50%

60%

70%

80%

90%

100%

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Poverty ALICE Above AT Total HH

Holmes County, 2014

Town Total HH% ALICE

& Poverty

Bonifay 963 63%

Bonifay CCD 3,198 56%

Esto-Noma CCD 1,505 48%

West Holmes CCD 2,055 56%

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Households by Income, 2007 to 2014

Population: 144,755 | Number of Households: 55,618Median Household Income: $46,238 (state average: $47,463)Florida Underemployment Rate for 2014: 12.8%Households Below ALICE Threshold: 22,803 (41%)

How many households are struggling?ALICE is an acronym for Asset Limited, Income Constrained, Employed – households that earn more than the Federal Poverty Level, but less than the basic cost of living for the county (the ALICE Threshold, or AT). Combined, the number of poverty and ALICE households equals the total population struggling to afford basic needs. The number of households below the ALICE Threshold changes over time; households move in and out of poverty and ALICE as circumstances improve or worsen. The Great Recession, from 2007 to 2010, caused hardship for many families. Conditions started to improve in 2010 and 2012 for some, but not for all.

What does it cost to afford the basic necessities?The bare-minimum Household Survival Budget does not include any savings, leaving a household vulnerable to unexpected expenses. ALICE households typically earn above the Federal Poverty Level of $11,670 for a single adult and $23,850 for a family of four, but less than the Household Survival Budget.

ALICE IN INDIAN RIVER COUNTY

Household Survival Budget, Indian River County

SINGLE ADULT2 ADULTS, 1 INFANT, 1 PRESCHOOLER

Monthly CostsHousing $560 $864Child Care $– $940Food $182 $550Transportation $340 $679Health Care $122 $486Miscellaneous $138 $374Taxes $175 $223

Monthly Total $1,517 $4,116ANNUAL TOTAL $18,204 $49,392POVERTY ANNUAL TOTAL $11,670 $23,850

Sources: 2014 Point-in-Time Data: American Community Survey. ALICE Demographics: American Community Survey; the ALICE Threshold. Budget: U.S. Department of Housing and Urban Development (HUD); U.S. Department of Agriculture (USDA); Bureau of Labor Statistics (BLS); Internal Revenue Service (IRS); Florida Department of Education, Office of Early Learning.

8% 13% 14% 10%

26% 27%

31% 31%

66% 60% 55% 59%

50,000

51,000

52,000

53,000

54,000

55,000

56,000

57,000

58,000

59,000

60,000

0%

10%

20%

30%

40%

50%

60%

70%

80%

90%

100%

2007 2010 2012 2014

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Note: Municipal-level data on this page is for Places and County Subdivisions, which include Census Designated Places (CDP). These are overlapping geographies so totals will not match county-level data. Municipal-level data often relies on 5-year averages and is not available for the smallest towns that do not report income.

Families with Children by Income, 2014

Assets, All Households, 2014

How many families with children are struggling?Children add significant expense to a family budget, so it is not surprising that many Indian River County families with children live below the ALICE Threshold. Though more Indian River County families are headed by married parents, those families with a single parent are more likely to have income below the ALICE Threshold.

What assets do households have?Ownership of assets can contribute to stability of households. Yet few families in Indian River County own liquid assets, such as a savings account, 401(k) plan, or rental income, that are readily available to cover emergency expenses. Vehicles, the most common asset, depreciate over time. Homeownership, the next most common asset, can build wealth, but is not a liquid asset.

1 Vehicle

2 Vehicles

No Mortgage

3 + Vehicles

With Mortgage

0%

10%

20%

30%

40%

50%

60%

70%

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15%

45%

30%

18%

39%

31%

67%

16%

39%

6,902

2,920

912

0

1,000

2,000

3,000

4,000

5,000

6,000

7,000

8,000

0%

10%

20%

30%

40%

50%

60%

70%

80%

90%

100%

Married SingleFemale-Headed

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Indian River County, 2014

Town Total HH% ALICE

& Poverty

Fellsmere 1,279 77%

Fellsmere CCD 6,855 52%

Florida Ridge CDP 6,995 48%

Gifford CDP 3,877 61%

Indian River Shores 2,065 14%

Roseland CDP 692 36%

Sebastian 9,128 42%

South Beach CDP 1,734 15%

Vero Beach 7,012 50%

Vero Beach CCD 50,487 41%

Vero Beach South CDP 9,248 43%

Wabasso Beach CDP 915 30%

West Vero Corridor CDP 3,972 48%

Winter Beach CDP 795 23%

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Households by Income, 2007 to 2014

Population: 49,105 | Number of Households: 15,961Median Household Income: $36,310 (state average: $47,463)Florida Underemployment Rate for 2014: 12.8%Households Below ALICE Threshold: 8,938 (56%)

How many households are struggling?ALICE is an acronym for Asset Limited, Income Constrained, Employed – households that earn more than the Federal Poverty Level, but less than the basic cost of living for the county (the ALICE Threshold, or AT). Combined, the number of poverty and ALICE households equals the total population struggling to afford basic needs. The number of households below the ALICE Threshold changes over time; households move in and out of poverty and ALICE as circumstances improve or worsen. The Great Recession, from 2007 to 2010, caused hardship for many families. Conditions started to improve in 2010 and 2012 for some, but not for all.

What does it cost to afford the basic necessities?The bare-minimum Household Survival Budget does not include any savings, leaving a household vulnerable to unexpected expenses. ALICE households typically earn above the Federal Poverty Level of $11,670 for a single adult and $23,850 for a family of four, but less than the Household Survival Budget.

ALICE IN JACKSON COUNTY

Household Survival Budget, Jackson County

SINGLE ADULT2 ADULTS, 1 INFANT, 1 PRESCHOOLER

Monthly CostsHousing $515 $637Child Care $– $1,033Food $182 $550Transportation $340 $679Health Care $122 $486Miscellaneous $132 $357Taxes $165 $184

Monthly Total $1,456 $3,926ANNUAL TOTAL $17,472 $47,112POVERTY ANNUAL TOTAL $11,670 $23,850

Sources: 2014 Point-in-Time Data: American Community Survey. ALICE Demographics: American Community Survey; the ALICE Threshold. Budget: U.S. Department of Housing and Urban Development (HUD); U.S. Department of Agriculture (USDA); Bureau of Labor Statistics (BLS); Internal Revenue Service (IRS); Florida Department of Education, Office of Early Learning.

19% 16% 18% 20%

27% 30% 34%

36%

54% 54% 48% 44%

13,000

13,500

14,000

14,500

15,000

15,500

16,000

16,500

17,000

17,500

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Note: Municipal-level data on this page is for Places and County Subdivisions, which include Census Designated Places (CDP). These are overlapping geographies so totals will not match county-level data. Municipal-level data often relies on 5-year averages and is not available for the smallest towns that do not report income.

Families with Children by Income, 2014

Assets, All Households, 2014

How many families with children are struggling?Children add significant expense to a family budget, so it is not surprising that many Jackson County families with children live below the ALICE Threshold. Though more Jackson County families are headed by married parents, those families with a single parent are more likely to have income below the ALICE Threshold.

What assets do households have?Ownership of assets can contribute to stability of households. Yet few families in Jackson County own liquid assets, such as a savings account, 401(k) plan, or rental income, that are readily available to cover emergency expenses. Vehicles, the most common asset, depreciate over time. Homeownership, the next most common asset, can build wealth, but is not a liquid asset.

1 Vehicle

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No Mortgage

3 + Vehicles

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14%

60%

44% 18%

30%

28%

68%

10%

28%

2,373

1,100

432

0

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1,000

1,500

2,000

2,500

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Jackson County, 2014

Town Total HH% ALICE

& Poverty

Alford CCD 1,508 56%

Campbellton CCD 615 66%

Cottondale CCD 1,290 57%

Cypress CCD 1,852 49%

Graceville 761 64%

Graceville CCD 1,512 60%

Grand Ridge 377 51%

Greenwood CCD 1,361 54%

Malone 285 66%

Malone CCD 987 53%

Marianna 2,964 71%

Marianna CCD 5,188 60%

Sneads 804 56%

Sneads CCD 1,648 53%

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Households by Income, 2007 to 2014

Population: 14,335 | Number of Households: 5,372Median Household Income: $42,866 (state average: $47,463)Florida Underemployment Rate for 2014: 12.8%Households Below ALICE Threshold: 2,686 (50%)

How many households are struggling?ALICE is an acronym for Asset Limited, Income Constrained, Employed – households that earn more than the Federal Poverty Level, but less than the basic cost of living for the county (the ALICE Threshold, or AT). Combined, the number of poverty and ALICE households equals the total population struggling to afford basic needs. The number of households below the ALICE Threshold changes over time; households move in and out of poverty and ALICE as circumstances improve or worsen. The Great Recession, from 2007 to 2010, caused hardship for many families. Conditions started to improve in 2010 and 2012 for some, but not for all.

What does it cost to afford the basic necessities?The bare-minimum Household Survival Budget does not include any savings, leaving a household vulnerable to unexpected expenses. ALICE households typically earn above the Federal Poverty Level of $11,670 for a single adult and $23,850 for a family of four, but less than the Household Survival Budget.

ALICE IN JEFFERSON COUNTY

Household Survival Budget, Jefferson County

SINGLE ADULT2 ADULTS, 1 INFANT, 1 PRESCHOOLER

Monthly CostsHousing $709 $910Child Care $– $1,033Food $182 $550Transportation $340 $679Health Care $122 $486Miscellaneous $156 $392Taxes $212 $266

Monthly Total $1,721 $4,316ANNUAL TOTAL $20,652 $51,792POVERTY ANNUAL TOTAL $11,670 $23,850

Sources: 2014 Point-in-Time Data: American Community Survey. ALICE Demographics: American Community Survey; the ALICE Threshold. Budget: U.S. Department of Housing and Urban Development (HUD); U.S. Department of Agriculture (USDA); Bureau of Labor Statistics (BLS); Internal Revenue Service (IRS); Florida Department of Education, Office of Early Learning.

18% 19% 17%

33% 28% 33%

49% 53% 50%

5,050

5,150

5,250

5,350

5,450

5,550

5,650

0%

10%

20%

30%

40%

50%

60%

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100%

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Note: Municipal-level data on this page is for Places and County Subdivisions, which include Census Designated Places (CDP). These are overlapping geographies so totals will not match county-level data. Municipal-level data often relies on 5-year averages and is not available for the smallest towns that do not report income.

Families with Children by Income, 2014

Assets, All Households, 2014

How many families with children are struggling?Children add significant expense to a family budget, so it is not surprising that many Jefferson County families with children live below the ALICE Threshold. Though more Jefferson County families are headed by married parents, those families with a single parent are more likely to have income below the ALICE Threshold.

What assets do households have?Ownership of assets can contribute to stability of households. Yet few families in Jefferson County own liquid assets, such as a savings account, 401(k) plan, or rental income, that are readily available to cover emergency expenses. Vehicles, the most common asset, depreciate over time. Homeownership, the next most common asset, can build wealth, but is not a liquid asset.

1 Vehicle

2 Vehicles

No Mortgage

3 + Vehicles

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59% 62%

19%

27% 22%

71%

14% 16% 620

292

111

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400

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700

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Town Total HH% ALICE

& Poverty

Monticello 992 54%

Monticello CCD 3,555 52%

Wacissa CCD 1,817 44%

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Households by Income, 2007 to 2014

Population: 8,821 | Number of Households: 2,706Median Household Income: $35,720 (state average: $47,463)Florida Underemployment Rate for 2014: 12.8%Households Below ALICE Threshold: 1,542 (57%)

How many households are struggling?ALICE is an acronym for Asset Limited, Income Constrained, Employed – households that earn more than the Federal Poverty Level, but less than the basic cost of living for the county (the ALICE Threshold, or AT). Combined, the number of poverty and ALICE households equals the total population struggling to afford basic needs. The number of households below the ALICE Threshold changes over time; households move in and out of poverty and ALICE as circumstances improve or worsen. The Great Recession, from 2007 to 2010, caused hardship for many families. Conditions started to improve in 2010 and 2012 for some, but not for all.

What does it cost to afford the basic necessities?The bare-minimum Household Survival Budget does not include any savings, leaving a household vulnerable to unexpected expenses. ALICE households typically earn above the Federal Poverty Level of $11,670 for a single adult and $23,850 for a family of four, but less than the Household Survival Budget.

ALICE IN LAFAYETTE COUNTY

Household Survival Budget, Lafayette County

SINGLE ADULT2 ADULTS, 1 INFANT, 1 PRESCHOOLER

Monthly CostsHousing $515 $637Child Care $– $1,033Food $182 $550Transportation $340 $679Health Care $122 $486Miscellaneous $132 $357Taxes $165 $184

Monthly Total $1,456 $3,926ANNUAL TOTAL $17,472 $47,112POVERTY ANNUAL TOTAL $11,670 $23,850

Sources: 2014 Point-in-Time Data: American Community Survey. ALICE Demographics: American Community Survey; the ALICE Threshold. Budget: U.S. Department of Housing and Urban Development (HUD); U.S. Department of Agriculture (USDA); Bureau of Labor Statistics (BLS); Internal Revenue Service (IRS); Florida Department of Education, Office of Early Learning.

14% 17% 24%

33% 32%

33%

53% 51% 43%

2,000

2,100

2,200

2,300

2,400

2,500

2,600

2,700

2,800

0%

10%

20%

30%

40%

50%

60%

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Note: Municipal-level data on this page is for Places and County Subdivisions, which include Census Designated Places (CDP). These are overlapping geographies so totals will not match county-level data. Municipal-level data often relies on 5-year averages and is not available for the smallest towns that do not report income.

Families with Children by Income, 2014

Assets, All Households, 2014

How many families with children are struggling?Children add significant expense to a family budget, so it is not surprising that many Lafayette County families with children live below the ALICE Threshold. Though more Lafayette County families are headed by married parents, those families with a single parent are more likely to have income below the ALICE Threshold.

What assets do households have?Ownership of assets can contribute to stability of households. Yet few families in Lafayette County own liquid assets, such as a savings account, 401(k) plan, or rental income, that are readily available to cover emergency expenses. Vehicles, the most common asset, depreciate over time. Homeownership, the next most common asset, can build wealth, but is not a liquid asset.

1 Vehicle

2 Vehicles

No Mortgage

3 + Vehicles

With Mortgage

0%

10%

20%

30%

40%

50%

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70%

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9%

100%

22%

69%

667

222

N/A 0

100

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500

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700

800

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Lafayette County, 2014

Town Total HH% ALICE

& Poverty

Day CCD 516 55%

Mayo 465 60%

Mayo CCD 2,190 57%

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Households by Income, 2007 to 2014

Population: 315,690 | Number of Households: 117,696Median Household Income: $47,191 (state average: $47,463)Florida Underemployment Rate for 2014: 12.8%Households Below ALICE Threshold: 49,432 (42%)

How many households are struggling?ALICE is an acronym for Asset Limited, Income Constrained, Employed – households that earn more than the Federal Poverty Level, but less than the basic cost of living for the county (the ALICE Threshold, or AT). Combined, the number of poverty and ALICE households equals the total population struggling to afford basic needs. The number of households below the ALICE Threshold changes over time; households move in and out of poverty and ALICE as circumstances improve or worsen. The Great Recession, from 2007 to 2010, caused hardship for many families. Conditions started to improve in 2010 and 2012 for some, but not for all.

What does it cost to afford the basic necessities?The bare-minimum Household Survival Budget does not include any savings, leaving a household vulnerable to unexpected expenses. ALICE households typically earn above the Federal Poverty Level of $11,670 for a single adult and $23,850 for a family of four, but less than the Household Survival Budget.

ALICE IN LAKE COUNTY

Household Survival Budget, Lake County

SINGLE ADULT2 ADULTS, 1 INFANT, 1 PRESCHOOLER

Monthly CostsHousing $697 $983Child Care $– $953Food $182 $550Transportation $340 $679Health Care $122 $486Miscellaneous $155 $391Taxes $209 $264

Monthly Total $1,705 $4,306ANNUAL TOTAL $20,460 $51,672POVERTY ANNUAL TOTAL $11,670 $23,850

Sources: 2014 Point-in-Time Data: American Community Survey. ALICE Demographics: American Community Survey; the ALICE Threshold. Budget: U.S. Department of Housing and Urban Development (HUD); U.S. Department of Agriculture (USDA); Bureau of Labor Statistics (BLS); Internal Revenue Service (IRS); Florida Department of Education, Office of Early Learning.

8% 12% 15% 13%

27%

35% 33% 29%

65% 53% 52%

58%

113,000

114,000

115,000

116,000

117,000

118,000

119,000

0%

10%

20%

30%

40%

50%

60%

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80%

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Note: Municipal-level data on this page is for Places and County Subdivisions, which include Census Designated Places (CDP). These are overlapping geographies so totals will not match county-level data. Municipal-level data often relies on 5-year averages and is not available for the smallest towns that do not report income.

Families with Children by Income, 2014

Assets, All Households, 2014

How many families with children are struggling?Children add significant expense to a family budget, so it is not surprising that many Lake County families with children live below the ALICE Threshold. Though more Lake County families are headed by married parents, those families with a single parent are more likely to have income below the ALICE Threshold.

What assets do households have?Ownership of assets can contribute to stability of households. Yet few families in Lake County own liquid assets, such as a savings account, 401(k) plan, or rental income, that are readily available to cover emergency expenses. Vehicles, the most common asset, depreciate over time. Homeownership, the next most common asset, can build wealth, but is not a liquid asset.

1 Vehicle

2 Vehicles

No Mortgage

3 + Vehicles

With Mortgage

0%

10%

20%

30%

40%

50%

60%

70%

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11%

49%

24%

20%

34%

32%

69%

17%

44%

16,337

5,703

2,819

0

2,000

4,000

6,000

8,000

10,000

12,000

14,000

16,000

18,000

0%

10%

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Lake County, 2014

Town Total HH% ALICE

& Poverty

Astatula 590 47%

Astor CDP 569 67%

Clermont 10,678 36%

Clermont CCD 28,361 34%

Eustis 7,394 54%

Eustis CCD 11,291 49%

Fruitland Park 1,459 46%

Fruitland Park-Lady Lake CCD 12,951 49%

Groveland 2,951 43%

Groveland-Mascotte CCD 9,049 42%

Howey-in-the-Hills 519 22%

Howey-in-the-Hills-Okahumpka CCD 8,474 37%

Lady Lake 6,845 51%

Lake Kathryn CDP 328 81%

Lake Mack-Forest Hills CDP 365 73%

Leesburg 8,488 61%

Leesburg CCD 9,391 59%

Leesburg East CCD 9,979 46%

Mascotte 1,413 54%

Minneola 3,236 46%

Montverde 524 26%

Mount Dora 5,343 42%

Mount Dora CCD 9,782 41%

Mount Plymouth CDP 1,574 24%

Silver Lake CDP 713 35%

Sorrento CDP 331 56%

Tavares 6,127 54%

Tavares CCD 9,153 50%

Umatilla 1,566 54%

Umatilla CCD 9,226 52%

Yalaha CDP 593 26%

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Households by Income, 2007 to 2014

Population: 679,513 | Number of Households: 263,295Median Household Income: $49,055 (state average: $47,463)Florida Underemployment Rate for 2014: 12.8%Households Below ALICE Threshold: 110,584 (42%)

How many households are struggling?ALICE is an acronym for Asset Limited, Income Constrained, Employed – households that earn more than the Federal Poverty Level, but less than the basic cost of living for the county (the ALICE Threshold, or AT). Combined, the number of poverty and ALICE households equals the total population struggling to afford basic needs. The number of households below the ALICE Threshold changes over time; households move in and out of poverty and ALICE as circumstances improve or worsen. The Great Recession, from 2007 to 2010, caused hardship for many families. Conditions started to improve in 2010 and 2012 for some, but not for all.

What does it cost to afford the basic necessities?The bare-minimum Household Survival Budget does not include any savings, leaving a household vulnerable to unexpected expenses. ALICE households typically earn above the Federal Poverty Level of $11,670 for a single adult and $23,850 for a family of four, but less than the Household Survival Budget.

ALICE IN LEE COUNTY

Household Survival Budget, Lee County

SINGLE ADULT2 ADULTS, 1 INFANT, 1 PRESCHOOLER

Monthly CostsHousing $700 $893Child Care $– $963Food $182 $550Transportation $340 $679Health Care $122 $486Miscellaneous $155 $381Taxes $210 $239

Monthly Total $1,709 $4,191ANNUAL TOTAL $20,508 $50,292POVERTY ANNUAL TOTAL $11,670 $23,850

Sources: 2014 Point-in-Time Data: American Community Survey. ALICE Demographics: American Community Survey; the ALICE Threshold. Budget: U.S. Department of Housing and Urban Development (HUD); U.S. Department of Agriculture (USDA); Bureau of Labor Statistics (BLS); Internal Revenue Service (IRS); Florida Department of Education, Office of Early Learning.

9% 13% 13% 14%

20%

36% 32% 28%

71%

51% 55% 58%

215,000

220,000

225,000

230,000

235,000

240,000

245,000

250,000

255,000

260,000

265,000

270,000

0%

10%

20%

30%

40%

50%

60%

70%

80%

90%

100%

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Note: Municipal-level data on this page is for Places and County Subdivisions, which include Census Designated Places (CDP). These are overlapping geographies so totals will not match county-level data. Municipal-level data often relies on 5-year averages and is not available for the smallest towns that do not report income.

Families with Children by Income, 2014

Assets, All Households, 2014

How many families with children are struggling?Children add significant expense to a family budget, so it is not surprising that many Lee County families with children live below the ALICE Threshold. Though more Lee County families are headed by married parents, those families with a single parent are more likely to have income below the ALICE Threshold.

What assets do households have?Ownership of assets can contribute to stability of households. Yet few families in Lee County own liquid assets, such as a savings account, 401(k) plan, or rental income, that are readily available to cover emergency expenses. Vehicles, the most common asset, depreciate over time. Homeownership, the next most common asset, can build wealth, but is not a liquid asset.

1 Vehicle

2 Vehicles

No Mortgage

3 + Vehicles

With Mortgage

0%

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20%

30%

40%

50%

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11%

46%

31% 20%

31%

44%

69%

23% 25% 30,848

17,255

6,360

0

5,000

10,000

15,000

20,000

25,000

30,000

35,000

0%

10%

20%

30%

40%

50%

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Lee County, 2014

Town Total HH% ALICE

& Poverty

Alva CDP 826 35%

Boca Grande CCD 392 25%

Bokeelia CDP 529 47%

Bonita Springs 18,761 38%

Bonita Springs CCD 40,252 35%

Buckingham CDP 1,480 32%

Burnt Store Marina CDP 942 18%

Cape Coral 64,329 37%

Cape Coral CCD 64,220 41%

Cypress Lake CDP 5,937 43%

Estero CDP 10,562 26%

Estero Island CCD 4,598 34%

Fort Myers 26,571 49%

Fort Myers Beach 3,556 34%

Fort Myers CCD 61,681 48%

Fort Myers Shores CCD 5,181 40%

Fort Myers Shores CDP 2,012 49%

Gateway CDP 2,971 25%

Harlem Heights CDP 333 55%

Iona CDP 7,143 36%

Lehigh Acres CCD 45,703 44%

Lehigh Acres CDP 32,416 54%

Lochmoor Waterway Estates CDP 1,702 42%

Matlacha CDP 474 39%

McGregor CDP 3,394 31%

North Fort Myers CCD 16,711 54%

North Fort Myers CDP 18,629 51%

Olga CDP 801 47%

Page Park CDP 308 98%

Palmona Park CDP 447 68%

Pine Island CCD 3,825 44%

Pine Island Center CDP 845 58%

Pine Manor CDP 1,151 89%

Punta Rassa CDP 1,053 36%

San Carlos Park CDP 5,752 46%

Sanibel 3,459 22%

Sanibel Island CCD 3,498 22%

St. James City CDP 1,844 40%

Suncoast Estates CDP 1,659 76%

Three Oaks CDP 1,113 21%

Tice CDP 1,105 70%

Villas CDP 4,928 46%

Whiskey Creek CDP 2,132 26%

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Households by Income, 2007 to 2014

Population: 283,988 | Number of Households: 112,145Median Household Income: $44,824 (state average: $47,463)Florida Underemployment Rate for 2014: 12.8%Households Below ALICE Threshold: 48,222 (43%)

How many households are struggling?ALICE is an acronym for Asset Limited, Income Constrained, Employed – households that earn more than the Federal Poverty Level, but less than the basic cost of living for the county (the ALICE Threshold, or AT). Combined, the number of poverty and ALICE households equals the total population struggling to afford basic needs. The number of households below the ALICE Threshold changes over time; households move in and out of poverty and ALICE as circumstances improve or worsen. The Great Recession, from 2007 to 2010, caused hardship for many families. Conditions started to improve in 2010 and 2012 for some, but not for all.

What does it cost to afford the basic necessities?The bare-minimum Household Survival Budget does not include any savings, leaving a household vulnerable to unexpected expenses. ALICE households typically earn above the Federal Poverty Level of $11,670 for a single adult and $23,850 for a family of four, but less than the Household Survival Budget.

ALICE IN LEON COUNTY

Household Survival Budget, Leon County

SINGLE ADULT2 ADULTS, 1 INFANT, 1 PRESCHOOLER

Monthly CostsHousing $709 $910Child Care $– $961Food $182 $550Transportation $340 $679Health Care $122 $486Miscellaneous $156 $383Taxes $212 $244

Monthly Total $1,721 $4,213ANNUAL TOTAL $20,652 $50,556POVERTY ANNUAL TOTAL $11,670 $23,850

Sources: 2014 Point-in-Time Data: American Community Survey. ALICE Demographics: American Community Survey; the ALICE Threshold. Budget: U.S. Department of Housing and Urban Development (HUD); U.S. Department of Agriculture (USDA); Bureau of Labor Statistics (BLS); Internal Revenue Service (IRS); Florida Department of Education, Office of Early Learning.

17% 24% 21% 23%

15%

21% 18%

20%

68%

55% 61% 57%

105,000

106,000

107,000

108,000

109,000

110,000

111,000

112,000

113,000

0%

10%

20%

30%

40%

50%

60%

70%

80%

90%

100%

2007 2010 2012 2014

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Note: Municipal-level data on this page is for Places and County Subdivisions, which include Census Designated Places (CDP). These are overlapping geographies so totals will not match county-level data. Municipal-level data often relies on 5-year averages and is not available for the smallest towns that do not report income.

Families with Children by Income, 2014

Assets, All Households, 2014

How many families with children are struggling?Children add significant expense to a family budget, so it is not surprising that many Leon County families with children live below the ALICE Threshold. Though more Leon County families are headed by married parents, those families with a single parent are more likely to have income below the ALICE Threshold.

What assets do households have?Ownership of assets can contribute to stability of households. Yet few families in Leon County own liquid assets, such as a savings account, 401(k) plan, or rental income, that are readily available to cover emergency expenses. Vehicles, the most common asset, depreciate over time. Homeownership, the next most common asset, can build wealth, but is not a liquid asset.

1 Vehicle

2 Vehicles

No Mortgage

3 + Vehicles

With Mortgage

0%

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20%

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40%

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60%

70%

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3%

47%

17% 9%

28%

54%

88%

25% 29% 15,267

7,781

2,455

0

2,000

4,000

6,000

8,000

10,000

12,000

14,000

16,000

18,000

0%

10%

20%

30%

40%

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Leon County, 2014

Town Total HH% ALICE

& Poverty

East Leon CCD 13,948 23%

Northeast Leon CCD 20,051 16%

Northwest Leon CCD 9,170 29%

Southeast Leon CCD 6,107 30%

Southwest Leon CCD 5,360 50%

Tallahassee 75,056 50%

Tallahassee Central CCD 16,770 70%

Tallahassee East CCD 10,145 41%

Tallahassee Northeast CCD 6,554 38%

Tallahassee Northwest CCD 10,230 62%

Tallahassee South CCD 5,668 53%

Tallahassee Southwest CCD 6,666 77%

Woodville CDP 1,064 43%

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Households by Income, 2007 to 2014

Population: 40,057 | Number of Households: 15,638Median Household Income: $35,483 (state average: $47,463)Florida Underemployment Rate for 2014: 12.8%Households Below ALICE Threshold: 7,506 (48%)

How many households are struggling?ALICE is an acronym for Asset Limited, Income Constrained, Employed – households that earn more than the Federal Poverty Level, but less than the basic cost of living for the county (the ALICE Threshold, or AT). Combined, the number of poverty and ALICE households equals the total population struggling to afford basic needs. The number of households below the ALICE Threshold changes over time; households move in and out of poverty and ALICE as circumstances improve or worsen. The Great Recession, from 2007 to 2010, caused hardship for many families. Conditions started to improve in 2010 and 2012 for some, but not for all.

What does it cost to afford the basic necessities?The bare-minimum Household Survival Budget does not include any savings, leaving a household vulnerable to unexpected expenses. ALICE households typically earn above the Federal Poverty Level of $11,670 for a single adult and $23,850 for a family of four, but less than the Household Survival Budget.

ALICE IN LEVY COUNTY

Household Survival Budget, Levy County

SINGLE ADULT2 ADULTS, 1 INFANT, 1 PRESCHOOLER

Monthly CostsHousing $515 $637Child Care $– $1,033Food $182 $550Transportation $340 $679Health Care $122 $486Miscellaneous $132 $357Taxes $165 $184

Monthly Total $1,456 $3,926ANNUAL TOTAL $17,472 $47,112POVERTY ANNUAL TOTAL $11,670 $23,850

Sources: 2014 Point-in-Time Data: American Community Survey. ALICE Demographics: American Community Survey; the ALICE Threshold. Budget: U.S. Department of Housing and Urban Development (HUD); U.S. Department of Agriculture (USDA); Bureau of Labor Statistics (BLS); Internal Revenue Service (IRS); Florida Department of Education, Office of Early Learning.

19% 22% 22% 21%

29% 26% 24% 27%

52% 52% 54% 52%

12,000

12,500

13,000

13,500

14,000

14,500

15,000

15,500

16,000

16,500

0%

10%

20%

30%

40%

50%

60%

70%

80%

90%

100%

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Note: Municipal-level data on this page is for Places and County Subdivisions, which include Census Designated Places (CDP). These are overlapping geographies so totals will not match county-level data. Municipal-level data often relies on 5-year averages and is not available for the smallest towns that do not report income.

Families with Children by Income, 2014

Assets, All Households, 2014

How many families with children are struggling?Children add significant expense to a family budget, so it is not surprising that many Levy County families with children live below the ALICE Threshold. Though more Levy County families are headed by married parents, those families with a single parent are more likely to have income below the ALICE Threshold.

What assets do households have?Ownership of assets can contribute to stability of households. Yet few families in Levy County own liquid assets, such as a savings account, 401(k) plan, or rental income, that are readily available to cover emergency expenses. Vehicles, the most common asset, depreciate over time. Homeownership, the next most common asset, can build wealth, but is not a liquid asset.

1 Vehicle

2 Vehicles

No Mortgage

3 + Vehicles

With Mortgage

0%

10%

20%

30%

40%

50%

60%

70%

80%

90%

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19%

84%

57% 17%

6%

9% 64%

10%

34%

2,272

1,026

318

0

500

1,000

1,500

2,000

2,500

0%

10%

20%

30%

40%

50%

60%

70%

80%

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100%

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Levy County, 2014

Town Total HH% ALICE

& Poverty

Andrews CDP 396 61%

Bronson 418 49%

Cedar Key 367 37%

Cedar Key-Yankee CCD 2,537 51%

Chiefland 906 69%

Chiefland CCD 4,841 48%

East Bronson CDP 722 60%

Fanning Springs 404 48%

Inglis 633 59%

Manatee Road CDP 1,120 37%

Williston 1,032 56%

Williston Highlands CDP 862 48%

Williston-Bronson CCD 8,260 48%

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Households by Income, 2007 to 2014

Population: 8,302 | Number of Households: 2,362Median Household Income: $38,990 (state average: $47,463)Florida Underemployment Rate for 2014: 12.8%Households Below ALICE Threshold: 1,252 (53%)

How many households are struggling?ALICE is an acronym for Asset Limited, Income Constrained, Employed – households that earn more than the Federal Poverty Level, but less than the basic cost of living for the county (the ALICE Threshold, or AT). Combined, the number of poverty and ALICE households equals the total population struggling to afford basic needs. The number of households below the ALICE Threshold changes over time; households move in and out of poverty and ALICE as circumstances improve or worsen. The Great Recession, from 2007 to 2010, caused hardship for many families. Conditions started to improve in 2010 and 2012 for some, but not for all.

What does it cost to afford the basic necessities?The bare-minimum Household Survival Budget does not include any savings, leaving a household vulnerable to unexpected expenses. ALICE households typically earn above the Federal Poverty Level of $11,670 for a single adult and $23,850 for a family of four, but less than the Household Survival Budget.

ALICE IN LIBERTY COUNTY

Household Survival Budget, Liberty County

SINGLE ADULT2 ADULTS, 1 INFANT, 1 PRESCHOOLER

Monthly CostsHousing $515 $637Child Care $– $1,033Food $182 $550Transportation $340 $679Health Care $122 $486Miscellaneous $132 $357Taxes $165 $184

Monthly Total $1,456 $3,926ANNUAL TOTAL $17,472 $47,112POVERTY ANNUAL TOTAL $11,670 $23,850

Sources: 2014 Point-in-Time Data: American Community Survey. ALICE Demographics: American Community Survey; the ALICE Threshold. Budget: U.S. Department of Housing and Urban Development (HUD); U.S. Department of Agriculture (USDA); Bureau of Labor Statistics (BLS); Internal Revenue Service (IRS); Florida Department of Education, Office of Early Learning.

18% 23% 21%

46% 32% 32%

36% 45% 47%

1,800

1,900

2,000

2,100

2,200

2,300

2,400

0%

10%

20%

30%

40%

50%

60%

70%

80%

90%

100%

2007 2010 2012 2014

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N/A

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Note: Municipal-level data on this page is for Places and County Subdivisions, which include Census Designated Places (CDP). These are overlapping geographies so totals will not match county-level data. Municipal-level data often relies on 5-year averages and is not available for the smallest towns that do not report income.

Families with Children by Income, 2014

Assets, All Households, 2014

How many families with children are struggling?Children add significant expense to a family budget, so it is not surprising that many Liberty County families with children live below the ALICE Threshold. Though more Liberty County families are headed by married parents, those families with a single parent are more likely to have income below the ALICE Threshold.

What assets do households have?Ownership of assets can contribute to stability of households. Yet few families in Liberty County own liquid assets, such as a savings account, 401(k) plan, or rental income, that are readily available to cover emergency expenses. Vehicles, the most common asset, depreciate over time. Homeownership, the next most common asset, can build wealth, but is not a liquid asset.

1 Vehicle

2 Vehicles

No Mortgage

3 + Vehicles

With Mortgage

0%

10%

20%

30%

40%

50%

60%

70%

80%

90%

100%

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12%

63%

16%

12%

37%

54%

76%

0%

30% 390

138 108

0

50

100

150

200

250

300

350

400

450

0%

10%

20%

30%

40%

50%

60%

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Liberty County, 2014

Town Total HH% ALICE

& Poverty

Bristol 285 55%

East Liberty CCD 779 44%

West Liberty CCD 1,583 57%

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Households by Income, 2007 to 2014

Population: 18,901 | Number of Households: 6,651Median Household Income: $33,520 (state average: $47,463)Florida Underemployment Rate for 2014: 12.8%Households Below ALICE Threshold: 3,459 (52%)

How many households are struggling?ALICE is an acronym for Asset Limited, Income Constrained, Employed – households that earn more than the Federal Poverty Level, but less than the basic cost of living for the county (the ALICE Threshold, or AT). Combined, the number of poverty and ALICE households equals the total population struggling to afford basic needs. The number of households below the ALICE Threshold changes over time; households move in and out of poverty and ALICE as circumstances improve or worsen. The Great Recession, from 2007 to 2010, caused hardship for many families. Conditions started to improve in 2010 and 2012 for some, but not for all.

What does it cost to afford the basic necessities?The bare-minimum Household Survival Budget does not include any savings, leaving a household vulnerable to unexpected expenses. ALICE households typically earn above the Federal Poverty Level of $11,670 for a single adult and $23,850 for a family of four, but less than the Household Survival Budget.

ALICE IN MADISON COUNTY

Household Survival Budget, Madison County

SINGLE ADULT2 ADULTS, 1 INFANT, 1 PRESCHOOLER

Monthly CostsHousing $531 $657Child Care $– $887Food $182 $550Transportation $340 $679Health Care $122 $486Miscellaneous $134 $341Taxes $169 $154

Monthly Total $1,478 $3,754ANNUAL TOTAL $17,736 $45,048POVERTY ANNUAL TOTAL $11,670 $23,850

Sources: 2014 Point-in-Time Data: American Community Survey. ALICE Demographics: American Community Survey; the ALICE Threshold. Budget: U.S. Department of Housing and Urban Development (HUD); U.S. Department of Agriculture (USDA); Bureau of Labor Statistics (BLS); Internal Revenue Service (IRS); Florida Department of Education, Office of Early Learning.

20% 23% 24%

27% 27% 28%

53% 50% 48%

6,400

6,500

6,600

6,700

6,800

6,900

7,000

0%

10%

20%

30%

40%

50%

60%

70%

80%

90%

100%

2007 2010 2012 2014

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Note: Municipal-level data on this page is for Places and County Subdivisions, which include Census Designated Places (CDP). These are overlapping geographies so totals will not match county-level data. Municipal-level data often relies on 5-year averages and is not available for the smallest towns that do not report income.

Families with Children by Income, 2014

Assets, All Households, 2014

How many families with children are struggling?Children add significant expense to a family budget, so it is not surprising that many Madison County families with children live below the ALICE Threshold. Though more Madison County families are headed by married parents, those families with a single parent are more likely to have income below the ALICE Threshold.

What assets do households have?Ownership of assets can contribute to stability of households. Yet few families in Madison County own liquid assets, such as a savings account, 401(k) plan, or rental income, that are readily available to cover emergency expenses. Vehicles, the most common asset, depreciate over time. Homeownership, the next most common asset, can build wealth, but is not a liquid asset.

1 Vehicle

2 Vehicles

No Mortgage

3 + Vehicles

With Mortgage

0%

10%

20%

30%

40%

50%

60%

70%

80%

90%

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14%

59% 48% 20%

15% 35% 66%

26% 17% 1,017

471

186

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200

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600

800

1,000

1,200

0%

10%

20%

30%

40%

50%

60%

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Madison County, 2014

Town Total HH% ALICE

& Poverty

Greenville CCD 1,403 47%

Madison 1,210 72%

Madison CCD 5,248 53%

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Households by Income, 2007 to 2014

Population: 351,746 | Number of Households: 137,695Median Household Income: $52,031 (state average: $47,463)Florida Underemployment Rate for 2014: 12.8%Households Below ALICE Threshold: 55,078 (40%)

How many households are struggling?ALICE is an acronym for Asset Limited, Income Constrained, Employed – households that earn more than the Federal Poverty Level, but less than the basic cost of living for the county (the ALICE Threshold, or AT). Combined, the number of poverty and ALICE households equals the total population struggling to afford basic needs. The number of households below the ALICE Threshold changes over time; households move in and out of poverty and ALICE as circumstances improve or worsen. The Great Recession, from 2007 to 2010, caused hardship for many families. Conditions started to improve in 2010 and 2012 for some, but not for all.

What does it cost to afford the basic necessities?The bare-minimum Household Survival Budget does not include any savings, leaving a household vulnerable to unexpected expenses. ALICE households typically earn above the Federal Poverty Level of $11,670 for a single adult and $23,850 for a family of four, but less than the Household Survival Budget.

ALICE IN MANATEE COUNTY

Household Survival Budget, Manatee County

SINGLE ADULT2 ADULTS, 1 INFANT, 1 PRESCHOOLER

Monthly CostsHousing $710 $1,011Child Care $– $1,120Food $182 $550Transportation $340 $679Health Care $122 $486Miscellaneous $157 $417Taxes $213 $323

Monthly Total $1,724 $4,586ANNUAL TOTAL $20,688 $55,032POVERTY ANNUAL TOTAL $11,670 $23,850

Sources: 2014 Point-in-Time Data: American Community Survey. ALICE Demographics: American Community Survey; the ALICE Threshold. Budget: U.S. Department of Housing and Urban Development (HUD); U.S. Department of Agriculture (USDA); Bureau of Labor Statistics (BLS); Internal Revenue Service (IRS); Florida Department of Education, Office of Early Learning.

9% 12% 13% 13%

26%

37% 31% 27%

65%

51% 56% 60%

110,000

115,000

120,000

125,000

130,000

135,000

140,000

0%

10%

20%

30%

40%

50%

60%

70%

80%

90%

100%

2007 2010 2012 2014

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Note: Municipal-level data on this page is for Places and County Subdivisions, which include Census Designated Places (CDP). These are overlapping geographies so totals will not match county-level data. Municipal-level data often relies on 5-year averages and is not available for the smallest towns that do not report income.

Families with Children by Income, 2014

Assets, All Households, 2014

How many families with children are struggling?Children add significant expense to a family budget, so it is not surprising that many Manatee County families with children live below the ALICE Threshold. Though more Manatee County families are headed by married parents, those families with a single parent are more likely to have income below the ALICE Threshold.

What assets do households have?Ownership of assets can contribute to stability of households. Yet few families in Manatee County own liquid assets, such as a savings account, 401(k) plan, or rental income, that are readily available to cover emergency expenses. Vehicles, the most common asset, depreciate over time. Homeownership, the next most common asset, can build wealth, but is not a liquid asset.

1 Vehicle

2 Vehicles

No Mortgage

3 + Vehicles

With Mortgage

0%

10%

20%

30%

40%

50%

60%

70%

80%

90%

100%

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9%

40%

16%

13%

35%

35%

78%

25%

49%

18,899

8,325

2,851

0

2,000

4,000

6,000

8,000

10,000

12,000

14,000

16,000

18,000

20,000

0%

10%

20%

30%

40%

50%

60%

70%

80%

90%

100%

Married SingleFemale-Headed

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Manatee County, 2014

Town Total HH% ALICE

& Poverty

Anna Maria 601 42%

Bayshore Gardens CDP 7,363 56%

Bradenton 20,483 51%

Bradenton Beach 636 51%

Bradenton CCD 96,286 46%

Cortez CDP 2,128 37%

Ellenton CDP 1,439 54%

Holmes Beach 2,075 37%

Longboat Key 3,851 26%

Memphis CDP 2,756 51%

Myakka City CCD 16,583 22%

Palmetto 5,092 55%

Palmetto CCD 12,024 50%

Parrish CCD 8,552 24%

Samoset CDP 1,088 64%

South Bradenton CDP 10,174 64%

West Bradenton CDP 1,640 32%

West Samoset CDP 1,911 79%

Whitfield CDP (Manatee County) 1,208 30%

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Households by Income, 2007 to 2014

Population: 339,167 | Number of Households: 132,275Median Household Income: $39,958 (state average: $47,463)Florida Underemployment Rate for 2014: 12.8%Households Below ALICE Threshold: 59,524 (45%)

How many households are struggling?ALICE is an acronym for Asset Limited, Income Constrained, Employed – households that earn more than the Federal Poverty Level, but less than the basic cost of living for the county (the ALICE Threshold, or AT). Combined, the number of poverty and ALICE households equals the total population struggling to afford basic needs. The number of households below the ALICE Threshold changes over time; households move in and out of poverty and ALICE as circumstances improve or worsen. The Great Recession, from 2007 to 2010, caused hardship for many families. Conditions started to improve in 2010 and 2012 for some, but not for all.

What does it cost to afford the basic necessities?The bare-minimum Household Survival Budget does not include any savings, leaving a household vulnerable to unexpected expenses. ALICE households typically earn above the Federal Poverty Level of $11,670 for a single adult and $23,850 for a family of four, but less than the Household Survival Budget.

ALICE IN MARION COUNTY

Household Survival Budget, Marion County

SINGLE ADULT2 ADULTS, 1 INFANT, 1 PRESCHOOLER

Monthly CostsHousing $507 $787Child Care $– $940Food $182 $550Transportation $340 $679Health Care $122 $486Miscellaneous $131 $364Taxes $163 $201

Monthly Total $1,445 $4,007ANNUAL TOTAL $17,340 $48,084POVERTY ANNUAL TOTAL $11,670 $23,850

Sources: 2014 Point-in-Time Data: American Community Survey. ALICE Demographics: American Community Survey; the ALICE Threshold. Budget: U.S. Department of Housing and Urban Development (HUD); U.S. Department of Agriculture (USDA); Bureau of Labor Statistics (BLS); Internal Revenue Service (IRS); Florida Department of Education, Office of Early Learning.

13% 16% 16% 15%

26% 31% 32% 30%

61% 53% 52% 55%

124,000

126,000

128,000

130,000

132,000

134,000

136,000

0%

10%

20%

30%

40%

50%

60%

70%

80%

90%

100%

2007 2010 2012 2014

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Note: Municipal-level data on this page is for Places and County Subdivisions, which include Census Designated Places (CDP). These are overlapping geographies so totals will not match county-level data. Municipal-level data often relies on 5-year averages and is not available for the smallest towns that do not report income.

Families with Children by Income, 2014

Assets, All Households, 2014

How many families with children are struggling?Children add significant expense to a family budget, so it is not surprising that many Marion County families with children live below the ALICE Threshold. Though more Marion County families are headed by married parents, those families with a single parent are more likely to have income below the ALICE Threshold.

What assets do households have?Ownership of assets can contribute to stability of households. Yet few families in Marion County own liquid assets, such as a savings account, 401(k) plan, or rental income, that are readily available to cover emergency expenses. Vehicles, the most common asset, depreciate over time. Homeownership, the next most common asset, can build wealth, but is not a liquid asset.

1 Vehicle

2 Vehicles

No Mortgage

3 + Vehicles

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0%

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41% 32%

23%

24% 32%

57%

35% 36%

13,630

7,858

2,665

0

2,000

4,000

6,000

8,000

10,000

12,000

14,000

16,000

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Marion County, 2014

Town Total HH% ALICE

& Poverty

Belleview 1,866 62%

Belleview CCD 45,815 40%

Dunnellon 946 68%

Dunnellon CCD 5,662 53%

East Marion CCD 7,689 63%

Fellowship CCD 10,935 44%

Fort McCoy-Anthony CCD 5,559 51%

Ocala 21,922 51%

Ocala CCD 53,000 50%

Reddick-McIntosh CCD 4,477 55%

Silver Springs Shores CDP 2,580 73%

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Households by Income, 2007 to 2014

Population: 153,392 | Number of Households: 62,518Median Household Income: $55,866 (state average: $47,463)Florida Underemployment Rate for 2014: 12.8%Households Below ALICE Threshold: 21,881 (35%)

How many households are struggling?ALICE is an acronym for Asset Limited, Income Constrained, Employed – households that earn more than the Federal Poverty Level, but less than the basic cost of living for the county (the ALICE Threshold, or AT). Combined, the number of poverty and ALICE households equals the total population struggling to afford basic needs. The number of households below the ALICE Threshold changes over time; households move in and out of poverty and ALICE as circumstances improve or worsen. The Great Recession, from 2007 to 2010, caused hardship for many families. Conditions started to improve in 2010 and 2012 for some, but not for all.

What does it cost to afford the basic necessities?The bare-minimum Household Survival Budget does not include any savings, leaving a household vulnerable to unexpected expenses. ALICE households typically earn above the Federal Poverty Level of $11,670 for a single adult and $23,850 for a family of four, but less than the Household Survival Budget.

ALICE IN MARTIN COUNTY

Household Survival Budget, Martin County

SINGLE ADULT2 ADULTS, 1 INFANT, 1 PRESCHOOLER

Monthly CostsHousing $674 $926Child Care $– $1,500Food $182 $550Transportation $340 $679Health Care $122 $486Miscellaneous $152 $455Taxes $202 $413

Monthly Total $1,672 $5,009ANNUAL TOTAL $20,064 $60,108POVERTY ANNUAL TOTAL $11,670 $23,850

Sources: 2014 Point-in-Time Data: American Community Survey. ALICE Demographics: American Community Survey; the ALICE Threshold. Budget: U.S. Department of Housing and Urban Development (HUD); U.S. Department of Agriculture (USDA); Bureau of Labor Statistics (BLS); Internal Revenue Service (IRS); Florida Department of Education, Office of Early Learning.

8% 9% 12% 9%

21%

33% 33%

26%

71%

58% 55% 65%

58,000

58,500

59,000

59,500

60,000

60,500

61,000

61,500

62,000

62,500

63,000

0%

10%

20%

30%

40%

50%

60%

70%

80%

90%

100%

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Note: Municipal-level data on this page is for Places and County Subdivisions, which include Census Designated Places (CDP). These are overlapping geographies so totals will not match county-level data. Municipal-level data often relies on 5-year averages and is not available for the smallest towns that do not report income.

Families with Children by Income, 2014

Assets, All Households, 2014

How many families with children are struggling?Children add significant expense to a family budget, so it is not surprising that many Martin County families with children live below the ALICE Threshold. Though more Martin County families are headed by married parents, those families with a single parent are more likely to have income below the ALICE Threshold.

What assets do households have?Ownership of assets can contribute to stability of households. Yet few families in Martin County own liquid assets, such as a savings account, 401(k) plan, or rental income, that are readily available to cover emergency expenses. Vehicles, the most common asset, depreciate over time. Homeownership, the next most common asset, can build wealth, but is not a liquid asset.

1 Vehicle

2 Vehicles

No Mortgage

3 + Vehicles

With Mortgage

0%

10%

20%

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9%

40% 30% 17%

24% 36%

74%

36% 34%

8,820

2,279

983

0

1,000

2,000

3,000

4,000

5,000

6,000

7,000

8,000

9,000

10,000

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10%

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30%

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100%

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Martin County, 2014

Town Total HH% ALICE

& Poverty

Hobe Sound CDP 5,735 46%

Indian CCD 5,954 39%

Indian CDP 1,383 55%

Jensen Beach CDP 5,259 46%

Jupiter Island 282 16%

North River Shores CDP 1,509 44%

Palm City CDP 9,371 27%

Port Salerno CDP 4,093 47%

Port Salerno-Hobe Sound CCD 25,883 38%

Rio CDP 484 47%

Sewall’s Point 787 16%

Stuart 7,291 58%

Stuart CCD 28,991 41%

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Households by Income, 2007 to 2014

Population: 2,662,874 | Number of Households: 843,887Median Household Income: $42,926 (state average: $47,463)Florida Underemployment Rate for 2014: 12.8%Households Below ALICE Threshold: 455,699 (54%)

How many households are struggling?ALICE is an acronym for Asset Limited, Income Constrained, Employed – households that earn more than the Federal Poverty Level, but less than the basic cost of living for the county (the ALICE Threshold, or AT). Combined, the number of poverty and ALICE households equals the total population struggling to afford basic needs. The number of households below the ALICE Threshold changes over time; households move in and out of poverty and ALICE as circumstances improve or worsen. The Great Recession, from 2007 to 2010, caused hardship for many families. Conditions started to improve in 2010 and 2012 for some, but not for all.

What does it cost to afford the basic necessities?The bare-minimum Household Survival Budget does not include any savings, leaving a household vulnerable to unexpected expenses. ALICE households typically earn above the Federal Poverty Level of $11,670 for a single adult and $23,850 for a family of four, but less than the Household Survival Budget.

ALICE IN MIAMI-DADE COUNTY

Household Survival Budget, Miami-Dade County

SINGLE ADULT2 ADULTS, 1 INFANT, 1 PRESCHOOLER

Monthly CostsHousing $747 $1,166Child Care $– $900Food $182 $550Transportation $338 $676Health Care $78 $312Miscellaneous $156 $385Taxes $210 $249

Monthly Total $1,711 $4,238ANNUAL TOTAL $20,532 $50,856POVERTY ANNUAL TOTAL $11,670 $23,850

Sources: 2014 Point-in-Time Data: American Community Survey. ALICE Demographics: American Community Survey; the ALICE Threshold. Budget: U.S. Department of Housing and Urban Development (HUD); U.S. Department of Agriculture (USDA); Bureau of Labor Statistics (BLS); Internal Revenue Service (IRS); Florida Department of Education, Office of Early Learning.

16% 21% 21% 21%

30%

36% 31% 33%

54% 43% 48% 46%

770,000

780,000

790,000

800,000

810,000

820,000

830,000

840,000

850,000

0%

10%

20%

30%

40%

50%

60%

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80%

90%

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Note: Municipal-level data on this page is for Places and County Subdivisions, which include Census Designated Places (CDP). These are overlapping geographies so totals will not match county-level data. Municipal-level data often relies on 5-year averages and is not available for the smallest towns that do not report income.

Families with Children by Income, 2014

Assets, All Households, 2014

How many families with children are struggling?Children add significant expense to a family budget, so it is not surprising that many Miami-Dade County families with children live below the ALICE Threshold. Though more Miami-Dade County families are headed by married parents, those families with a single parent are more likely to have income below the ALICE Threshold.

What assets do households have?Ownership of assets can contribute to stability of households. Yet few families in Miami-Dade County own liquid assets, such as a savings account, 401(k) plan, or rental income, that are readily available to cover emergency expenses. Vehicles, the most common asset, depreciate over time. Homeownership, the next most common asset, can build wealth, but is not a liquid asset.

1 Vehicle

2 Vehicles

No Mortgage

3 + Vehicles

With Mortgage

0%

10%

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50%

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15%

51%

35%

21%

30%

38%

64%

19% 27%

144,818

72,702

19,996

0

20,000

40,000

60,000

80,000

100,000

120,000

140,000

160,000

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10%

20%

30%

40%

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Miami-Dade County, 2014

Town Total HH% ALICE

& Poverty

Aventura 18,102 42%

Bal Harbour 1,412 45%

Bay Harbor Islands 2,590 43%

Biscayne Park 1,204 40%

Coral Gables 17,599 31%

Cutler Bay 12,873 37%

Doral 14,507 34%

El Portal 819 50%

Florida City 2,745 80%

Golden Glades CDP 9,124 63%

Goulds CDP 2,745 67%

Hialeah 68,027 70%

Hialeah CCD 105,218 60%

Hialeah Gardens 6,348 54%

Homestead 19,269 58%

Homestead CCD 31,735 59%

Ives Estates CDP 6,781 49%

Kendale Lakes CDP 17,866 48%

Kendall CDP 29,517 42%

Key Biscayne CCD 4,287 21%

Leisure City CDP 6,196 65%

Miami 158,039 65%

Miami Beach 41,959 51%

Miami Beach CCD 64,517 52%

Miami CCD 323,641 61%

Miami Gardens 30,786 61%

Miami Gardens CCD 30,691 58%

Miami Lakes 9,741 36%

Miami Shores 3,398 26%

Miami Springs 5,015 47%

Naranja CDP 2,402 76%

North Bay Village 3,197 49%

North Miami 18,038 63%

North Miami Beach 14,065 61%

Olympia Heights CDP 3,896 44%

Opa-locka 4,901 83%

Palmetto Bay 7,251 20%

Pinecrest 5,991 22%

Princeton CDP 6,398 51%

Richmond Heights CDP 2,450 59%

South Miami 4,121 45%

South Miami Heights CDP 10,411 59%

Sunny Isles Beach 11,216 50%

Surfside 2,215 35%

Sweetwater 5,489 68%

Tamiami CDP 16,078 49%

The Hammocks CDP 15,888 41%

Virginia Gardens 922 51%

West Little River CDP 9,029 63%

West Miami 2,039 58%

West Perrine CDP 2,928 56%

Westchester CDP 9,202 53%

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Households by Income, 2007 to 2014

Population: 77,136 | Number of Households: 28,065Median Household Income: $59,388 (state average: $47,463)Florida Underemployment Rate for 2014: 12.8%Households Below ALICE Threshold: 13,471 (48%)

How many households are struggling?ALICE is an acronym for Asset Limited, Income Constrained, Employed – households that earn more than the Federal Poverty Level, but less than the basic cost of living for the county (the ALICE Threshold, or AT). Combined, the number of poverty and ALICE households equals the total population struggling to afford basic needs. The number of households below the ALICE Threshold changes over time; households move in and out of poverty and ALICE as circumstances improve or worsen. The Great Recession, from 2007 to 2010, caused hardship for many families. Conditions started to improve in 2010 and 2012 for some, but not for all.

What does it cost to afford the basic necessities?The bare-minimum Household Survival Budget does not include any savings, leaving a household vulnerable to unexpected expenses. ALICE households typically earn above the Federal Poverty Level of $11,670 for a single adult and $23,850 for a family of four, but less than the Household Survival Budget.

ALICE IN MONROE COUNTY

Household Survival Budget, Monroe County

SINGLE ADULT2 ADULTS, 1 INFANT, 1 PRESCHOOLER

Monthly CostsHousing $1,003 $1,366Child Care $– $1,200Food $182 $550Transportation $340 $679Health Care $122 $486Miscellaneous $195 $474Taxes $301 $456

Monthly Total $2,143 $5,211ANNUAL TOTAL $25,716 $62,532POVERTY ANNUAL TOTAL $11,670 $23,850

Sources: 2014 Point-in-Time Data: American Community Survey. ALICE Demographics: American Community Survey; the ALICE Threshold. Budget: U.S. Department of Housing and Urban Development (HUD); U.S. Department of Agriculture (USDA); Bureau of Labor Statistics (BLS); Internal Revenue Service (IRS); Florida Department of Education, Office of Early Learning.

10% 10% 12% 12%

18%

31% 32% 36%

72%

59% 56% 52%

27,000

27,500

28,000

28,500

29,000

29,500

30,000

0%

10%

20%

30%

40%

50%

60%

70%

80%

90%

100%

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Note: Municipal-level data on this page is for Places and County Subdivisions, which include Census Designated Places (CDP). These are overlapping geographies so totals will not match county-level data. Municipal-level data often relies on 5-year averages and is not available for the smallest towns that do not report income.

Families with Children by Income, 2014

Assets, All Households, 2014

How many families with children are struggling?Children add significant expense to a family budget, so it is not surprising that many Monroe County families with children live below the ALICE Threshold. Though more Monroe County families are headed by married parents, those families with a single parent are more likely to have income below the ALICE Threshold.

What assets do households have?Ownership of assets can contribute to stability of households. Yet few families in Monroe County own liquid assets, such as a savings account, 401(k) plan, or rental income, that are readily available to cover emergency expenses. Vehicles, the most common asset, depreciate over time. Homeownership, the next most common asset, can build wealth, but is not a liquid asset.

1 Vehicle

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No Mortgage

3 + Vehicles

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0%

10%

20%

30%

40%

50%

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70%

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11%

43%

21%

34%

45%

50%

55%

12%

29%

3,327

954 710

0

500

1,000

1,500

2,000

2,500

3,000

3,500

0%

10%

20%

30%

40%

50%

60%

70%

80%

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100%

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Monroe County, 2014

Town Total HH% ALICE

& Poverty

Big Coppitt Key CDP 913 49%

Big Pine Key CDP 1,798 50%

Cudjoe Key CDP 858 45%

Islamorada 2,623 47%

Key Colony Beach 335 39%

Key Largo CDP 4,395 50%

Key West 9,226 53%

Key West CCD 11,726 54%

Lower Keys CCD 4,590 45%

Marathon 3,042 58%

Middle Keys CCD 3,768 55%

North Key Largo CDP 476 31%

Stock Island CDP 1,195 73%

Tavernier CDP 821 51%

Upper Keys CCD 8,329 48%

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Households by Income, 2007 to 2014

Population: 76,619 | Number of Households: 28,336Median Household Income: $52,249 (state average: $47,463)Florida Underemployment Rate for 2014: 12.8%Households Below ALICE Threshold: 9,918 (35%)

How many households are struggling?ALICE is an acronym for Asset Limited, Income Constrained, Employed – households that earn more than the Federal Poverty Level, but less than the basic cost of living for the county (the ALICE Threshold, or AT). Combined, the number of poverty and ALICE households equals the total population struggling to afford basic needs. The number of households below the ALICE Threshold changes over time; households move in and out of poverty and ALICE as circumstances improve or worsen. The Great Recession, from 2007 to 2010, caused hardship for many families. Conditions started to improve in 2010 and 2012 for some, but not for all.

What does it cost to afford the basic necessities?The bare-minimum Household Survival Budget does not include any savings, leaving a household vulnerable to unexpected expenses. ALICE households typically earn above the Federal Poverty Level of $11,670 for a single adult and $23,850 for a family of four, but less than the Household Survival Budget.

ALICE IN NASSAU COUNTY

Household Survival Budget, Nassau County

SINGLE ADULT2 ADULTS, 1 INFANT, 1 PRESCHOOLER

Monthly CostsHousing $631 $935Child Care $– $983Food $182 $550Transportation $340 $679Health Care $122 $486Miscellaneous $147 $389Taxes $191 $258

Monthly Total $1,613 $4,280ANNUAL TOTAL $19,356 $51,360POVERTY ANNUAL TOTAL $11,670 $23,850

Sources: 2014 Point-in-Time Data: American Community Survey. ALICE Demographics: American Community Survey; the ALICE Threshold. Budget: U.S. Department of Housing and Urban Development (HUD); U.S. Department of Agriculture (USDA); Bureau of Labor Statistics (BLS); Internal Revenue Service (IRS); Florida Department of Education, Office of Early Learning.

9% 10% 11% 11%

20% 22% 23% 24%

71% 68% 66% 65%

23,500

24,000

24,500

25,000

25,500

26,000

26,500

27,000

27,500

28,000

28,500

29,000

0%

10%

20%

30%

40%

50%

60%

70%

80%

90%

100%

2007 2010 2012 2014

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Note: Municipal-level data on this page is for Places and County Subdivisions, which include Census Designated Places (CDP). These are overlapping geographies so totals will not match county-level data. Municipal-level data often relies on 5-year averages and is not available for the smallest towns that do not report income.

Families with Children by Income, 2014

Assets, All Households, 2014

How many families with children are struggling?Children add significant expense to a family budget, so it is not surprising that many Nassau County families with children live below the ALICE Threshold. Though more Nassau County families are headed by married parents, those families with a single parent are more likely to have income below the ALICE Threshold.

What assets do households have?Ownership of assets can contribute to stability of households. Yet few families in Nassau County own liquid assets, such as a savings account, 401(k) plan, or rental income, that are readily available to cover emergency expenses. Vehicles, the most common asset, depreciate over time. Homeownership, the next most common asset, can build wealth, but is not a liquid asset.

1 Vehicle

2 Vehicles

No Mortgage

3 + Vehicles

With Mortgage

0%

10%

20%

30%

40%

50%

60%

70%

80%

90%

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6%

68%

2%

20%

2%

50%

74%

30%

48%

4,834

1,304

858

0

1,000

2,000

3,000

4,000

5,000

6,000

0%

10%

20%

30%

40%

50%

60%

70%

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100%

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Nassau County, 2014

Town Total HH% ALICE

& Poverty

Callahan 513 62%

Callahan-Hilliard CCD 9,222 37%

Fernandina Beach 5,156 35%

Fernandina Beach CCD 9,190 31%

Hilliard 1,015 43%

Nassau Village-Ratliff CDP 1,832 33%

Yulee CCD 9,656 32%

Yulee CDP 4,287 32%

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Households by Income, 2007 to 2014

Population: 196,512 | Number of Households: 73,277Median Household Income: $57,640 (state average: $47,463)Florida Underemployment Rate for 2014: 12.8%Households Below ALICE Threshold: 25,647 (35%)

How many households are struggling?ALICE is an acronym for Asset Limited, Income Constrained, Employed – households that earn more than the Federal Poverty Level, but less than the basic cost of living for the county (the ALICE Threshold, or AT). Combined, the number of poverty and ALICE households equals the total population struggling to afford basic needs. The number of households below the ALICE Threshold changes over time; households move in and out of poverty and ALICE as circumstances improve or worsen. The Great Recession, from 2007 to 2010, caused hardship for many families. Conditions started to improve in 2010 and 2012 for some, but not for all.

What does it cost to afford the basic necessities?The bare-minimum Household Survival Budget does not include any savings, leaving a household vulnerable to unexpected expenses. ALICE households typically earn above the Federal Poverty Level of $11,670 for a single adult and $23,850 for a family of four, but less than the Household Survival Budget.

ALICE IN OKALOOSA COUNTY

Household Survival Budget, Okaloosa County

SINGLE ADULT2 ADULTS, 1 INFANT, 1 PRESCHOOLER

Monthly CostsHousing $707 $889Child Care $– $1,010Food $182 $550Transportation $340 $679Health Care $122 $486Miscellaneous $156 $387Taxes $212 $252

Monthly Total $1,719 $4,253ANNUAL TOTAL $20,628 $51,036POVERTY ANNUAL TOTAL $11,670 $23,850

Sources: 2014 Point-in-Time Data: American Community Survey. ALICE Demographics: American Community Survey; the ALICE Threshold. Budget: U.S. Department of Housing and Urban Development (HUD); U.S. Department of Agriculture (USDA); Bureau of Labor Statistics (BLS); Internal Revenue Service (IRS); Florida Department of Education, Office of Early Learning.

9% 12% 13% 11%

13%

20% 22% 24%

78% 68% 65% 65%

66,000

67,000

68,000

69,000

70,000

71,000

72,000

73,000

74,000

75,000

76,000

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Note: Municipal-level data on this page is for Places and County Subdivisions, which include Census Designated Places (CDP). These are overlapping geographies so totals will not match county-level data. Municipal-level data often relies on 5-year averages and is not available for the smallest towns that do not report income.

Families with Children by Income, 2014

Assets, All Households, 2014

How many families with children are struggling?Children add significant expense to a family budget, so it is not surprising that many Okaloosa County families with children live below the ALICE Threshold. Though more Okaloosa County families are headed by married parents, those families with a single parent are more likely to have income below the ALICE Threshold.

What assets do households have?Ownership of assets can contribute to stability of households. Yet few families in Okaloosa County own liquid assets, such as a savings account, 401(k) plan, or rental income, that are readily available to cover emergency expenses. Vehicles, the most common asset, depreciate over time. Homeownership, the next most common asset, can build wealth, but is not a liquid asset.

1 Vehicle

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3 + Vehicles

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20%

12%

39%

43%

72%

22%

37%

12,450

4,158

1,461

0

2,000

4,000

6,000

8,000

10,000

12,000

14,000

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Okaloosa County, 2014

Town Total HH% ALICE

& Poverty

Baker CCD 2,780 38%

Crestview 7,862 43%

Crestview CCD 16,531 37%

Destin 5,544 27%

Eglin AFB CCD 1,491 51%

Eglin AFB CDP 929 50%

Fort Walton Beach 8,103 42%

Fort Walton Beach CCD 38,558 38%

Lake Lorraine CDP 3,119 39%

Laurel Hill CCD 801 53%

Mary Esther 1,797 34%

Niceville 5,243 33%

Niceville-Valparaiso CCD 13,494 26%

Ocean City CDP 2,447 37%

Shalimar 315 28%

Valparaiso 1,601 33%

Wright CDP 10,250 47%

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Households by Income, 2007 to 2014

Population: 39,398 | Number of Households: 13,213Median Household Income: $35,490 (state average: $47,463)Florida Underemployment Rate for 2014: 12.8%Households Below ALICE Threshold: 7,531 (57%)

How many households are struggling?ALICE is an acronym for Asset Limited, Income Constrained, Employed – households that earn more than the Federal Poverty Level, but less than the basic cost of living for the county (the ALICE Threshold, or AT). Combined, the number of poverty and ALICE households equals the total population struggling to afford basic needs. The number of households below the ALICE Threshold changes over time; households move in and out of poverty and ALICE as circumstances improve or worsen. The Great Recession, from 2007 to 2010, caused hardship for many families. Conditions started to improve in 2010 and 2012 for some, but not for all.

What does it cost to afford the basic necessities?The bare-minimum Household Survival Budget does not include any savings, leaving a household vulnerable to unexpected expenses. ALICE households typically earn above the Federal Poverty Level of $11,670 for a single adult and $23,850 for a family of four, but less than the Household Survival Budget.

ALICE IN OKEECHOBEE COUNTY

Household Survival Budget, Okeechobee County

SINGLE ADULT2 ADULTS, 1 INFANT, 1 PRESCHOOLER

Monthly CostsHousing $557 $759Child Care $– $1,000Food $182 $550Transportation $340 $679Health Care $122 $486Miscellaneous $137 $368Taxes $175 $210

Monthly Total $1,513 $4,052ANNUAL TOTAL $18,156 $48,624POVERTY ANNUAL TOTAL $11,670 $23,850

Sources: 2014 Point-in-Time Data: American Community Survey. ALICE Demographics: American Community Survey; the ALICE Threshold. Budget: U.S. Department of Housing and Urban Development (HUD); U.S. Department of Agriculture (USDA); Bureau of Labor Statistics (BLS); Internal Revenue Service (IRS); Florida Department of Education, Office of Early Learning.

15% 19% 23% 23%

35% 34%

38% 34%

50% 47% 39% 43%

12,100

12,300

12,500

12,700

12,900

13,100

13,300

13,500

13,700

13,900

0%

10%

20%

30%

40%

50%

60%

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Note: Municipal-level data on this page is for Places and County Subdivisions, which include Census Designated Places (CDP). These are overlapping geographies so totals will not match county-level data. Municipal-level data often relies on 5-year averages and is not available for the smallest towns that do not report income.

Families with Children by Income, 2014

Assets, All Households, 2014

How many families with children are struggling?Children add significant expense to a family budget, so it is not surprising that many Okeechobee County families with children live below the ALICE Threshold. Though more Okeechobee County families are headed by married parents, those families with a single parent are more likely to have income below the ALICE Threshold.

What assets do households have?Ownership of assets can contribute to stability of households. Yet few families in Okeechobee County own liquid assets, such as a savings account, 401(k) plan, or rental income, that are readily available to cover emergency expenses. Vehicles, the most common asset, depreciate over time. Homeownership, the next most common asset, can build wealth, but is not a liquid asset.

1 Vehicle

2 Vehicles

No Mortgage

3 + Vehicles

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16%

73% 67%

19%

20%

12% 65%

7% 21%

1,963

1,271

331

0

500

1,000

1,500

2,000

2,500

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Okeechobee County, 2014

Town Total HH% ALICE

& Poverty

Cypress Quarters CDP 294 69%

North Okeechobee CCD 2,364 55%

Okeechobee 1,720 57%

Okeechobee CCD 10,849 57%

Taylor Creek CDP 1,745 63%

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Households by Income, 2007 to 2014

Population: 1,253,001 | Number of Households: 444,543Median Household Income: $47,055 (state average: $47,463)Florida Underemployment Rate for 2014: 12.8%Households Below ALICE Threshold: 204,490 (46%)

How many households are struggling?ALICE is an acronym for Asset Limited, Income Constrained, Employed – households that earn more than the Federal Poverty Level, but less than the basic cost of living for the county (the ALICE Threshold, or AT). Combined, the number of poverty and ALICE households equals the total population struggling to afford basic needs. The number of households below the ALICE Threshold changes over time; households move in and out of poverty and ALICE as circumstances improve or worsen. The Great Recession, from 2007 to 2010, caused hardship for many families. Conditions started to improve in 2010 and 2012 for some, but not for all.

What does it cost to afford the basic necessities?The bare-minimum Household Survival Budget does not include any savings, leaving a household vulnerable to unexpected expenses. ALICE households typically earn above the Federal Poverty Level of $11,670 for a single adult and $23,850 for a family of four, but less than the Household Survival Budget.

ALICE IN ORANGE COUNTY

Household Survival Budget, Orange County

SINGLE ADULT2 ADULTS, 1 INFANT, 1 PRESCHOOLER

Monthly CostsHousing $697 $983Child Care $– $1,040Food $182 $550Transportation $340 $679Health Care $122 $486Miscellaneous $155 $403Taxes $209 $290

Monthly Total $1,705 $4,431ANNUAL TOTAL $20,460 $53,172POVERTY ANNUAL TOTAL $11,670 $23,850

Sources: 2014 Point-in-Time Data: American Community Survey. ALICE Demographics: American Community Survey; the ALICE Threshold. Budget: U.S. Department of Housing and Urban Development (HUD); U.S. Department of Agriculture (USDA); Bureau of Labor Statistics (BLS); Internal Revenue Service (IRS); Florida Department of Education, Office of Early Learning.

11% 15% 16% 16%

21%

34% 32% 30%

68%

51% 52% 54%

360,000

370,000

380,000

390,000

400,000

410,000

420,000

430,000

440,000

450,000

0%

10%

20%

30%

40%

50%

60%

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90%

100%

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Note: Municipal-level data on this page is for Places and County Subdivisions, which include Census Designated Places (CDP). These are overlapping geographies so totals will not match county-level data. Municipal-level data often relies on 5-year averages and is not available for the smallest towns that do not report income.

Families with Children by Income, 2014

Assets, All Households, 2014

How many families with children are struggling?Children add significant expense to a family budget, so it is not surprising that many Orange County families with children live below the ALICE Threshold. Though more Orange County families are headed by married parents, those families with a single parent are more likely to have income below the ALICE Threshold.

What assets do households have?Ownership of assets can contribute to stability of households. Yet few families in Orange County own liquid assets, such as a savings account, 401(k) plan, or rental income, that are readily available to cover emergency expenses. Vehicles, the most common asset, depreciate over time. Homeownership, the next most common asset, can build wealth, but is not a liquid asset.

1 Vehicle

2 Vehicles

No Mortgage

3 + Vehicles

With Mortgage

0%

10%

20%

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40%

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13%

42% 34%

16%

38%

39%

71%

20% 27%

83,543

36,262

10,418

0

10,000

20,000

30,000

40,000

50,000

60,000

70,000

80,000

90,000

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10%

20%

30%

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Orange County, 2014

Town Total HH% ALICE

& Poverty

Alafaya CDP 27,930 33%

Apopka 14,819 38%

Apopka CCD 30,519 41%

Azalea Park CDP 4,537 64%

Bay Hill CDP 1,993 31%

Belle Isle 2,252 25%

Bithlo CDP 2,659 40%

Christmas CDP 792 45%

Clarcona CDP 1,276 63%

Conway CDP 5,552 34%

Doctor Phillips CDP 4,094 21%

East Orange CCD 12,193 29%

Eatonville 591 68%

Edgewood 1,028 30%

Fairview Shores CDP 4,196 51%

Gotha CDP 584 11%

Holden Heights CDP 1,357 53%

Horizon West CDP 5,817 18%

Hunters Creek CDP 7,413 28%

Lake Butler CDP 5,285 15%

Lake Mary Jane CDP 449 35%

Lockhart CDP 5,015 45%

Maitland 6,986 33%

Meadow Woods CDP 7,991 43%

Oak Ridge CDP 7,353 69%

Oakland 835 29%

Ocoee 12,049 31%

Orlando 109,685 52%

Orlando CCD 211,851 53%

Orlovista CDP 2,014 61%

Pine Castle CDP 3,587 67%

Pine Hills CDP 21,874 61%

Rio Pinar CDP 1,785 20%

Sky Lake CDP 1,818 59%

South Apopka CDP 1,655 57%

Southchase CDP 4,788 38%

Southwest Orange CCD 62,947 31%

Taft CDP 733 57%

Tangelo Park CDP 749 55%

Tangerine CDP 827 40%

Tildenville CDP 525 58%

Union Park CCD 74,424 42%

Union Park CDP 3,611 53%

University CDP (Orange County) 6,102 57%

Wedgefield CDP 2,330 28%

Williamsburg CDP 3,522 39%

Windermere 1,098 22%

Winter Garden 12,213 35%

Winter Garden-Ocoee CCD 31,675 43%

Winter Park 11,747 39%

Zellwood CDP 1,382 48%

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Households by Income, 2007 to 2014

Population: 310,211 | Number of Households: 89,328Median Household Income: $42,899 (state average: $47,463)Florida Underemployment Rate for 2014: 12.8%Households Below ALICE Threshold: 50,024 (56%)

How many households are struggling?ALICE is an acronym for Asset Limited, Income Constrained, Employed – households that earn more than the Federal Poverty Level, but less than the basic cost of living for the county (the ALICE Threshold, or AT). Combined, the number of poverty and ALICE households equals the total population struggling to afford basic needs. The number of households below the ALICE Threshold changes over time; households move in and out of poverty and ALICE as circumstances improve or worsen. The Great Recession, from 2007 to 2010, caused hardship for many families. Conditions started to improve in 2010 and 2012 for some, but not for all.

What does it cost to afford the basic necessities?The bare-minimum Household Survival Budget does not include any savings, leaving a household vulnerable to unexpected expenses. ALICE households typically earn above the Federal Poverty Level of $11,670 for a single adult and $23,850 for a family of four, but less than the Household Survival Budget.

ALICE IN OSCEOLA COUNTY

Household Survival Budget, Osceola County

SINGLE ADULT2 ADULTS, 1 INFANT, 1 PRESCHOOLER

Monthly CostsHousing $697 $983Child Care $– $900Food $182 $550Transportation $340 $679Health Care $122 $486Miscellaneous $155 $385Taxes $209 $247

Monthly Total $1,705 $4,230ANNUAL TOTAL $20,460 $50,760POVERTY ANNUAL TOTAL $11,670 $23,850

Sources: 2014 Point-in-Time Data: American Community Survey. ALICE Demographics: American Community Survey; the ALICE Threshold. Budget: U.S. Department of Housing and Urban Development (HUD); U.S. Department of Agriculture (USDA); Bureau of Labor Statistics (BLS); Internal Revenue Service (IRS); Florida Department of Education, Office of Early Learning.

10% 15% 18% 17%

29%

40% 39% 39%

61%

45% 43% 44%

83,000

85,000

87,000

89,000

91,000

93,000

95,000

0%

10%

20%

30%

40%

50%

60%

70%

80%

90%

100%

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Note: Municipal-level data on this page is for Places and County Subdivisions, which include Census Designated Places (CDP). These are overlapping geographies so totals will not match county-level data. Municipal-level data often relies on 5-year averages and is not available for the smallest towns that do not report income.

Families with Children by Income, 2014

Assets, All Households, 2014

How many families with children are struggling?Children add significant expense to a family budget, so it is not surprising that many Osceola County families with children live below the ALICE Threshold. Though more Osceola County families are headed by married parents, those families with a single parent are more likely to have income below the ALICE Threshold.

What assets do households have?Ownership of assets can contribute to stability of households. Yet few families in Osceola County own liquid assets, such as a savings account, 401(k) plan, or rental income, that are readily available to cover emergency expenses. Vehicles, the most common asset, depreciate over time. Homeownership, the next most common asset, can build wealth, but is not a liquid asset.

1 Vehicle

2 Vehicles

No Mortgage

3 + Vehicles

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0%

10%

20%

30%

40%

50%

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70%

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19%

48%

31%

30%

34%

11%

51%

18%

58%

20,869

7,920

1,010

0

5,000

10,000

15,000

20,000

25,000

0%

10%

20%

30%

40%

50%

60%

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100%

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Osceola County, 2014

Town Total HH% ALICE

& Poverty

Buenaventura Lakes CDP 8,415 57%

Campbell CDP 1,307 63%

Celebration CDP 2,534 22%

Four Corners CDP 11,129 49%

Kissimmee 20,616 65%

Kissimmee CCD 46,713 59%

South and East Osceola CCD 2,389 44%

St. Cloud 13,102 50%

St. Cloud CCD 41,312 51%

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Households by Income, 2007 to 2014

Population: 1,397,710 | Number of Households: 538,246Median Household Income: $52,203 (state average: $47,463)Florida Underemployment Rate for 2014: 12.8%Households Below ALICE Threshold: 231,446 (43%)

How many households are struggling?ALICE is an acronym for Asset Limited, Income Constrained, Employed – households that earn more than the Federal Poverty Level, but less than the basic cost of living for the county (the ALICE Threshold, or AT). Combined, the number of poverty and ALICE households equals the total population struggling to afford basic needs. The number of households below the ALICE Threshold changes over time; households move in and out of poverty and ALICE as circumstances improve or worsen. The Great Recession, from 2007 to 2010, caused hardship for many families. Conditions started to improve in 2010 and 2012 for some, but not for all.

What does it cost to afford the basic necessities?The bare-minimum Household Survival Budget does not include any savings, leaving a household vulnerable to unexpected expenses. ALICE households typically earn above the Federal Poverty Level of $11,670 for a single adult and $23,850 for a family of four, but less than the Household Survival Budget.

ALICE IN PALM BEACH COUNTY

Household Survival Budget, Palm Beach County

SINGLE ADULT2 ADULTS, 1 INFANT, 1 PRESCHOOLER

Monthly CostsHousing $750 $1,202Child Care $– $1,147Food $182 $550Transportation $338 $676Health Care $78 $312Miscellaneous $156 $422Taxes $211 $336

Monthly Total $1,715 $4,645ANNUAL TOTAL $20,580 $55,740POVERTY ANNUAL TOTAL $11,670 $23,850

Sources: 2014 Point-in-Time Data: American Community Survey. ALICE Demographics: American Community Survey; the ALICE Threshold. Budget: U.S. Department of Housing and Urban Development (HUD); U.S. Department of Agriculture (USDA); Bureau of Labor Statistics (BLS); Internal Revenue Service (IRS); Florida Department of Education, Office of Early Learning.

9% 12% 12% 13%

30% 29% 29% 30%

61% 59% 59% 57%

490,000

495,000

500,000

505,000

510,000

515,000

520,000

525,000

530,000

535,000

540,000

545,000

0%

10%

20%

30%

40%

50%

60%

70%

80%

90%

100%

2007 2010 2012 2014

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Note: Municipal-level data on this page is for Places and County Subdivisions, which include Census Designated Places (CDP). These are overlapping geographies so totals will not match county-level data. Municipal-level data often relies on 5-year averages and is not available for the smallest towns that do not report income.

Families with Children by Income, 2014

Assets, All Households, 2014

How many families with children are struggling?Children add significant expense to a family budget, so it is not surprising that many Palm Beach County families with children live below the ALICE Threshold. Though more Palm Beach County families are headed by married parents, those families with a single parent are more likely to have income below the ALICE Threshold.

What assets do households have?Ownership of assets can contribute to stability of households. Yet few families in Palm Beach County own liquid assets, such as a savings account, 401(k) plan, or rental income, that are readily available to cover emergency expenses. Vehicles, the most common asset, depreciate over time. Homeownership, the next most common asset, can build wealth, but is not a liquid asset.

1 Vehicle

2 Vehicles

No Mortgage

3 + Vehicles

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0%

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20%

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9%

43%

20%

18%

35%

40%

73%

22%

40%

77,616

34,621

11,481

0

10,000

20,000

30,000

40,000

50,000

60,000

70,000

80,000

90,000

0%

10%

20%

30%

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100%

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Palm Beach County, 2014

Town Total HH% ALICE

& Poverty

Atlantis 919 25%Belle Glade 5,590 69%Belle Glade-Pahokee CCD 9,391 71%

Boca Raton 35,995 30%Boca Raton CCD 57,381 33%Boynton Beach 28,361 51%Boynton Beach-Delray Beach CCD 135,062 43%

Briny Breezes 458 52%Cabana Colony CDP 834 42%Delray Beach 26,774 45%Greenacres 13,296 53%Gulf Stream 327 12%Gun Club Estates CDP 302 62%Haverhill 661 46%Highland Beach 1,964 23%Hypoluxo 1,301 29%Juno Beach 1,945 36%Juno Ridge CDP 319 76%Jupiter 24,257 31%Jupiter CCD 36,729 32%Jupiter Farms CDP 3,956 23%Kenwood Estates CDP 278 51%Lake Belvedere Estates CDP 962 36%

Lake Clarke Shores 1,423 31%Lake Park 3,093 63%Lake Worth 11,824 60%Lake Worth CCD 73,592 57%Lantana 3,936 52%Limestone Creek CDP 307 42%Loxahatchee Groves 1,042 27%Mangonia Park 588 76%North Palm Beach 6,215 38%Ocean Ridge 921 31%Pahokee 1,817 66%Palm Beach 4,694 23%Palm Beach Gardens 22,675 32%Palm Beach Shores 645 37%Palm Springs 7,900 68%Pine Air CDP 678 72%Plantation Mobile Home Park CDP 315 71%

Riviera Beach 11,950 55%Riviera Beach CCD 42,662 45%Royal Palm Beach 11,188 33%Royal Palm Beach-West Jupiter CCD 37,324 32%

Royal Palm Estates CDP 751 63%San Castle CDP 1,074 58%Schall Circle CDP 398 73%Seminole Manor CDP 804 63%South Bay 625 65%South Palm Beach 775 35%Sunshine Parkway CCD 70,033 30%Tequesta 2,519 40%The Acreage CDP 11,120 30%Watergate CDP 968 56%Wellington 19,770 25%West Palm Beach 42,349 53%West Palm Beach CCD 58,422 57%Western Community CCD 8,942 26%

Westgate CDP 2,120 71%

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Households by Income, 2007 to 2014

Population: 485,331 | Number of Households: 186,999Median Household Income: $45,349 (state average: $47,463)Florida Underemployment Rate for 2014: 12.8%Households Below ALICE Threshold: 80,410 (43%)

How many households are struggling?ALICE is an acronym for Asset Limited, Income Constrained, Employed – households that earn more than the Federal Poverty Level, but less than the basic cost of living for the county (the ALICE Threshold, or AT). Combined, the number of poverty and ALICE households equals the total population struggling to afford basic needs. The number of households below the ALICE Threshold changes over time; households move in and out of poverty and ALICE as circumstances improve or worsen. The Great Recession, from 2007 to 2010, caused hardship for many families. Conditions started to improve in 2010 and 2012 for some, but not for all.

What does it cost to afford the basic necessities?The bare-minimum Household Survival Budget does not include any savings, leaving a household vulnerable to unexpected expenses. ALICE households typically earn above the Federal Poverty Level of $11,670 for a single adult and $23,850 for a family of four, but less than the Household Survival Budget.

ALICE IN PASCO COUNTY

Household Survival Budget, Pasco County

SINGLE ADULT2 ADULTS, 1 INFANT, 1 PRESCHOOLER

Monthly CostsHousing $605 $951Child Care $– $1,097Food $182 $550Transportation $340 $679Health Care $122 $486Miscellaneous $143 $406Taxes $185 $298

Monthly Total $1,577 $4,467ANNUAL TOTAL $18,924 $53,604POVERTY ANNUAL TOTAL $11,670 $23,850

Sources: 2014 Point-in-Time Data: American Community Survey. ALICE Demographics: American Community Survey; the ALICE Threshold. Budget: U.S. Department of Housing and Urban Development (HUD); U.S. Department of Agriculture (USDA); Bureau of Labor Statistics (BLS); Internal Revenue Service (IRS); Florida Department of Education, Office of Early Learning.

11% 14% 12% 14%

28% 32% 33% 29%

61% 54% 55% 57%

176,000

178,000

180,000

182,000

184,000

186,000

188,000

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Families with Children by Income, 2014

Assets, All Households, 2014

How many families with children are struggling?Children add significant expense to a family budget, so it is not surprising that many Pasco County families with children live below the ALICE Threshold. Though more Pasco County families are headed by married parents, those families with a single parent are more likely to have income below the ALICE Threshold.

What assets do households have?Ownership of assets can contribute to stability of households. Yet few families in Pasco County own liquid assets, such as a savings account, 401(k) plan, or rental income, that are readily available to cover emergency expenses. Vehicles, the most common asset, depreciate over time. Homeownership, the next most common asset, can build wealth, but is not a liquid asset.

1 Vehicle

2 Vehicles

No Mortgage

3 + Vehicles

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47%

19% 14%

27%

51%

77%

26% 30%

27,900

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10,000

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20,000

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Pasco County, 2014

Town Total HH% ALICE

& Poverty

Bayonet Point CDP 10,982 58%

Beacon Square CDP 2,661 61%

Central Pasco CCD 42,768 24%

Crystal Springs CDP 367 55%

Dade City 2,522 65%

Dade City CCD 5,378 58%

Dade City North CDP 795 70%

Elfers CDP 5,584 58%

Heritage Pines CDP 1,074 32%

Holiday CDP 8,761 61%

Hudson CDP 5,410 51%

Jasmine Estates CDP 7,210 63%

Key Vista CDP 540 16%

Lacoochee CCD 2,173 61%

Lacoochee CDP 476 69%

Land O’ Lakes CDP 11,663 27%

Meadow Oaks CDP 993 44%

Moon Lake CDP 1,690 60%

New Port Richey 6,298 63%

New Port Richey CCD 65,494 46%

New Port Richey East CDP 3,868 60%

Odessa CDP 2,573 32%

Pasadena Hills CDP 3,305 41%

Port Richey 1,312 49%

Port Richey CCD 44,706 53%

Quail Ridge CDP 462 41%

River Ridge CDP 1,881 27%

San Antonio 416 31%

Shady Hills CDP 3,979 50%

Trinity CDP 3,979 16%

Wesley Chapel CDP 16,148 21%

Zephyrhills 6,562 51%

Zephyrhills CCD 24,287 47%

Zephyrhills North CDP 1,140 52%

Zephyrhills South CDP 2,720 54%

Zephyrhills West CDP 2,681 47%

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Households by Income, 2007 to 2014

Population: 938,098 | Number of Households: 402,575Median Household Income: $45,152 (state average: $47,463)Florida Underemployment Rate for 2014: 12.8%Households Below ALICE Threshold: 165,056 (41%)

How many households are struggling?ALICE is an acronym for Asset Limited, Income Constrained, Employed – households that earn more than the Federal Poverty Level, but less than the basic cost of living for the county (the ALICE Threshold, or AT). Combined, the number of poverty and ALICE households equals the total population struggling to afford basic needs. The number of households below the ALICE Threshold changes over time; households move in and out of poverty and ALICE as circumstances improve or worsen. The Great Recession, from 2007 to 2010, caused hardship for many families. Conditions started to improve in 2010 and 2012 for some, but not for all.

What does it cost to afford the basic necessities?The bare-minimum Household Survival Budget does not include any savings, leaving a household vulnerable to unexpected expenses. ALICE households typically earn above the Federal Poverty Level of $11,670 for a single adult and $23,850 for a family of four, but less than the Household Survival Budget.

ALICE IN PINELLAS COUNTY

Household Survival Budget, Pinellas County

SINGLE ADULT2 ADULTS, 1 INFANT, 1 PRESCHOOLER

Monthly CostsHousing $605 $951Child Care $– $1,240Food $182 $550Transportation $340 $679Health Care $122 $486Miscellaneous $143 $425Taxes $185 $341

Monthly Total $1,577 $4,672ANNUAL TOTAL $18,924 $56,064POVERTY ANNUAL TOTAL $11,670 $23,850

Sources: 2014 Point-in-Time Data: American Community Survey. ALICE Demographics: American Community Survey; the ALICE Threshold. Budget: U.S. Department of Housing and Urban Development (HUD); U.S. Department of Agriculture (USDA); Bureau of Labor Statistics (BLS); Internal Revenue Service (IRS); Florida Department of Education, Office of Early Learning.

11% 13% 12% 15%

26% 29% 28% 26%

63% 58% 60% 59%

400,500

401,000

401,500

402,000

402,500

403,000

403,500

404,000

404,500

405,000

405,500

0%

10%

20%

30%

40%

50%

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Note: Municipal-level data on this page is for Places and County Subdivisions, which include Census Designated Places (CDP). These are overlapping geographies so totals will not match county-level data. Municipal-level data often relies on 5-year averages and is not available for the smallest towns that do not report income.

Families with Children by Income, 2014

Assets, All Households, 2014

How many families with children are struggling?Children add significant expense to a family budget, so it is not surprising that many Pinellas County families with children live below the ALICE Threshold. Though more Pinellas County families are headed by married parents, those families with a single parent are more likely to have income below the ALICE Threshold.

What assets do households have?Ownership of assets can contribute to stability of households. Yet few families in Pinellas County own liquid assets, such as a savings account, 401(k) plan, or rental income, that are readily available to cover emergency expenses. Vehicles, the most common asset, depreciate over time. Homeownership, the next most common asset, can build wealth, but is not a liquid asset.

1 Vehicle

2 Vehicles

No Mortgage

3 + Vehicles

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4%

52%

29% 13%

24%

23%

83%

24%

48%

41,620

19,899

6,896

0

5,000

10,000

15,000

20,000

25,000

30,000

35,000

40,000

45,000

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Pinellas County, 2014

Town Total HH% ALICE

& Poverty

Bardmoor CDP 3,858 35%

Bay Pines CDP 1,322 38%

Bear Creek CDP 912 42%

Belleair 1,735 24%

Belleair Beach 741 20%

Belleair Bluffs 1,136 44%

Boca Ciega CCD 30,504 36%

Clearwater 46,053 41%

Clearwater CCD 140,568 41%

Dunedin 16,548 39%

East Lake CDP 13,189 23%

Feather Sound CDP 1,698 22%

Greenbriar CDP 1,091 35%

Gulfport 5,846 46%

Harbor Bluffs CDP 1,277 15%

Indian Rocks Beach 2,171 27%

Indian Shores 834 29%

Kenneth City 1,819 49%

Largo 36,179 48%

Lealman CDP 8,849 59%

Madeira Beach 2,420 43%

North Redington Beach 743 22%

Oldsmar 4,916 34%

Palm Harbor CDP 26,198 33%

Pinellas Park 20,911 43%

Redington Beach 653 20%

Redington Shores 1,237 35%

Ridgecrest CDP 1,030 52%

Safety Harbor 7,301 30%

Seminole 8,249 37%

South Highpoint CDP 1,697 53%

South Pasadena 3,080 44%

St. Pete Beach 4,936 30%

St. Pete Beach CCD 8,438 30%

St. Petersburg 103,519 40%

St. Petersburg CCD 165,598 42%

Tarpon Springs 10,017 43%

Tarpon Springs CCD 57,428 33%

Tierra Verde CDP 1,608 18%

Treasure Island 3,578 32%

West Lealman CDP 7,440 54%

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Households by Income, 2007 to 2014

Population: 634,638 | Number of Households: 218,286Median Household Income: $42,780 (state average: $47,463)Florida Underemployment Rate for 2014: 12.8%Households Below ALICE Threshold: 106,960 (49%)

How many households are struggling?ALICE is an acronym for Asset Limited, Income Constrained, Employed – households that earn more than the Federal Poverty Level, but less than the basic cost of living for the county (the ALICE Threshold, or AT). Combined, the number of poverty and ALICE households equals the total population struggling to afford basic needs. The number of households below the ALICE Threshold changes over time; households move in and out of poverty and ALICE as circumstances improve or worsen. The Great Recession, from 2007 to 2010, caused hardship for many families. Conditions started to improve in 2010 and 2012 for some, but not for all.

What does it cost to afford the basic necessities?The bare-minimum Household Survival Budget does not include any savings, leaving a household vulnerable to unexpected expenses. ALICE households typically earn above the Federal Poverty Level of $11,670 for a single adult and $23,850 for a family of four, but less than the Household Survival Budget.

ALICE IN POLK COUNTY

Household Survival Budget, Polk County

SINGLE ADULT2 ADULTS, 1 INFANT, 1 PRESCHOOLER

Monthly CostsHousing $619 $807Child Care $– $953Food $182 $550Transportation $340 $679Health Care $122 $486Miscellaneous $145 $369Taxes $189 $210

Monthly Total $1,597 $4,054ANNUAL TOTAL $19,164 $48,648POVERTY ANNUAL TOTAL $11,670 $23,850

Sources: 2014 Point-in-Time Data: American Community Survey. ALICE Demographics: American Community Survey; the ALICE Threshold. Budget: U.S. Department of Housing and Urban Development (HUD); U.S. Department of Agriculture (USDA); Bureau of Labor Statistics (BLS); Internal Revenue Service (IRS); Florida Department of Education, Office of Early Learning.

12% 15% 16% 16%

22%

29% 28% 33%

66% 56% 56% 51%

210,000

212,000

214,000

216,000

218,000

220,000

222,000

224,000

226,000

228,000

0%

10%

20%

30%

40%

50%

60%

70%

80%

90%

100%

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Note: Municipal-level data on this page is for Places and County Subdivisions, which include Census Designated Places (CDP). These are overlapping geographies so totals will not match county-level data. Municipal-level data often relies on 5-year averages and is not available for the smallest towns that do not report income.

Families with Children by Income, 2014

Assets, All Households, 2014

How many families with children are struggling?Children add significant expense to a family budget, so it is not surprising that many Polk County families with children live below the ALICE Threshold. Though more Polk County families are headed by married parents, those families with a single parent are more likely to have income below the ALICE Threshold.

What assets do households have?Ownership of assets can contribute to stability of households. Yet few families in Polk County own liquid assets, such as a savings account, 401(k) plan, or rental income, that are readily available to cover emergency expenses. Vehicles, the most common asset, depreciate over time. Homeownership, the next most common asset, can build wealth, but is not a liquid asset.

1 Vehicle

2 Vehicles

No Mortgage

3 + Vehicles

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0%

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20%

30%

40%

50%

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70%

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11%

53%

32%

25%

35%

51%

64%

12% 17% 35,327

14,482

6,014

0

5,000

10,000

15,000

20,000

25,000

30,000

35,000

40,000

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30%

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100%

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Polk County, 2014

Town Total HH% ALICE

& Poverty

Alturas CDP 1,284 45%

Auburndale 4,633 53%

Babson Park CDP 317 47%

Bartow 5,847 49%

Bartow CCD 20,082 47%

Combee Settlement CDP 2,014 69%

Crooked Lake Park CDP 616 56%

Crystal Lake CDP 2,051 66%

Cypress Gardens CDP 3,560 37%

Davenport 944 60%

Dundee 1,499 59%

Eagle Lake 911 48%

Fort Meade 1,840 50%

Frostproof 1,041 47%

Frostproof CCD 3,451 51%

Fuller Heights CDP 3,184 35%

Fussels Corner CDP 2,222 47%

Grenelefe CDP 717 45%

Haines City 6,769 63%

Haines City CCD 43,565 50%

Highland City CDP 3,507 34%

Inwood CDP 2,309 69%

Jan Phyl Village CDP 1,619 43%

Kathleen CDP 2,063 47%

Lake Alfred 1,671 59%

Lake Hamilton 430 54%

Lake Wales 5,497 58%

Lake Wales CCD 16,740 53%

Lakeland 38,052 54%

Lakeland CCD 93,042 47%

Lakeland Highlands CDP 3,967 21%

Loughman CDP 965 59%

Medulla CDP 3,098 42%

Mulberry 1,638 66%

Poinciana CDP 16,938 57%

Polk City 681 54%

Wahneta CDP 1,228 72%

Waverly CDP 373 80%

Willow Oak CDP 1,689 56%

Winter Haven 13,907 54%

Winter Haven-Auburndale CCD 43,676 51%

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Households by Income, 2007 to 2014

Population: 72,143 | Number of Households: 26,580Median Household Income: $30,765 (state average: $47,463)Florida Underemployment Rate for 2014: 12.8%Households Below ALICE Threshold: 13,556 (51%)

How many households are struggling?ALICE is an acronym for Asset Limited, Income Constrained, Employed – households that earn more than the Federal Poverty Level, but less than the basic cost of living for the county (the ALICE Threshold, or AT). Combined, the number of poverty and ALICE households equals the total population struggling to afford basic needs. The number of households below the ALICE Threshold changes over time; households move in and out of poverty and ALICE as circumstances improve or worsen. The Great Recession, from 2007 to 2010, caused hardship for many families. Conditions started to improve in 2010 and 2012 for some, but not for all.

What does it cost to afford the basic necessities?The bare-minimum Household Survival Budget does not include any savings, leaving a household vulnerable to unexpected expenses. ALICE households typically earn above the Federal Poverty Level of $11,670 for a single adult and $23,850 for a family of four, but less than the Household Survival Budget.

ALICE IN PUTNAM COUNTY

Household Survival Budget, Putnam County

SINGLE ADULT2 ADULTS, 1 INFANT, 1 PRESCHOOLER

Monthly CostsHousing $524 $651Child Care $– $730Food $182 $550Transportation $340 $679Health Care $122 $486Miscellaneous $133 $321Taxes $167 $117

Monthly Total $1,468 $3,534ANNUAL TOTAL $17,616 $42,408POVERTY ANNUAL TOTAL $11,670 $23,850

Sources: 2014 Point-in-Time Data: American Community Survey. ALICE Demographics: American Community Survey; the ALICE Threshold. Budget: U.S. Department of Housing and Urban Development (HUD); U.S. Department of Agriculture (USDA); Bureau of Labor Statistics (BLS); Internal Revenue Service (IRS); Florida Department of Education, Office of Early Learning.

17% 25% 21% 25%

26% 20% 28%

26%

57% 55% 51% 49%

22,000

23,000

24,000

25,000

26,000

27,000

28,000

29,000

30,000

0%

10%

20%

30%

40%

50%

60%

70%

80%

90%

100%

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Note: Municipal-level data on this page is for Places and County Subdivisions, which include Census Designated Places (CDP). These are overlapping geographies so totals will not match county-level data. Municipal-level data often relies on 5-year averages and is not available for the smallest towns that do not report income.

Families with Children by Income, 2014

Assets, All Households, 2014

How many families with children are struggling?Children add significant expense to a family budget, so it is not surprising that many Putnam County families with children live below the ALICE Threshold. Though more Putnam County families are headed by married parents, those families with a single parent are more likely to have income below the ALICE Threshold.

What assets do households have?Ownership of assets can contribute to stability of households. Yet few families in Putnam County own liquid assets, such as a savings account, 401(k) plan, or rental income, that are readily available to cover emergency expenses. Vehicles, the most common asset, depreciate over time. Homeownership, the next most common asset, can build wealth, but is not a liquid asset.

1 Vehicle

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35% 27%

7%

30%

63%

10%

35%

3,324

2,032

520

0

500

1,000

1,500

2,000

2,500

3,000

3,500

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Putnam County, 2014

Town Total HH% ALICE

& Poverty

Crescent City 759 62%

Crescent City CCD 6,532 55%

East Palatka CCD 3,394 43%

East Palatka CDP 524 44%

Interlachen 557 63%

Interlachen-Florahome CCD 9,435 51%

Palatka 3,835 70%

Palatka CCD 8,481 52%

Pomona Park 288 53%

Welaka 303 53%

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Households by Income, 2007 to 2014

Population: 217,919 | Number of Households: 81,309Median Household Income: $65,976 (state average: $47,463)Florida Underemployment Rate for 2014: 12.8%Households Below ALICE Threshold: 22,767 (28%)

How many households are struggling?ALICE is an acronym for Asset Limited, Income Constrained, Employed – households that earn more than the Federal Poverty Level, but less than the basic cost of living for the county (the ALICE Threshold, or AT). Combined, the number of poverty and ALICE households equals the total population struggling to afford basic needs. The number of households below the ALICE Threshold changes over time; households move in and out of poverty and ALICE as circumstances improve or worsen. The Great Recession, from 2007 to 2010, caused hardship for many families. Conditions started to improve in 2010 and 2012 for some, but not for all.

What does it cost to afford the basic necessities?The bare-minimum Household Survival Budget does not include any savings, leaving a household vulnerable to unexpected expenses. ALICE households typically earn above the Federal Poverty Level of $11,670 for a single adult and $23,850 for a family of four, but less than the Household Survival Budget.

ALICE IN ST JOHNS COUNTY

Household Survival Budget, St Johns County

SINGLE ADULT2 ADULTS, 1 INFANT, 1 PRESCHOOLER

Monthly CostsHousing $631 $935Child Care $– $1,052Food $182 $550Transportation $340 $679Health Care $122 $486Miscellaneous $147 $398Taxes $191 $279

Monthly Total $1,613 $4,379ANNUAL TOTAL $19,356 $52,548POVERTY ANNUAL TOTAL $11,670 $23,850

Sources: 2014 Point-in-Time Data: American Community Survey. ALICE Demographics: American Community Survey; the ALICE Threshold. Budget: U.S. Department of Housing and Urban Development (HUD); U.S. Department of Agriculture (USDA); Bureau of Labor Statistics (BLS); Internal Revenue Service (IRS); Florida Department of Education, Office of Early Learning.

6% 14% 10% 7%

21% 17% 20% 21%

73% 69% 70% 72%

-

10,000

20,000

30,000

40,000

50,000

60,000

70,000

80,000

90,000

0%

10%

20%

30%

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50%

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Note: Municipal-level data on this page is for Places and County Subdivisions, which include Census Designated Places (CDP). These are overlapping geographies so totals will not match county-level data. Municipal-level data often relies on 5-year averages and is not available for the smallest towns that do not report income.

Families with Children by Income, 2014

Assets, All Households, 2014

How many families with children are struggling?Children add significant expense to a family budget, so it is not surprising that many St Johns County families with children live below the ALICE Threshold. Though more St Johns County families are headed by married parents, those families with a single parent are more likely to have income below the ALICE Threshold.

What assets do households have?Ownership of assets can contribute to stability of households. Yet few families in St Johns County own liquid assets, such as a savings account, 401(k) plan, or rental income, that are readily available to cover emergency expenses. Vehicles, the most common asset, depreciate over time. Homeownership, the next most common asset, can build wealth, but is not a liquid asset.

1 Vehicle

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No Mortgage

3 + Vehicles

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0%

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4%

41%

20% 9%

29%

25%

87%

30%

55%

18,201

4,008

1,214

0

2,000

4,000

6,000

8,000

10,000

12,000

14,000

16,000

18,000

20,000

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St Johns County, 2014

Town Total HH% ALICE

& Poverty

Butler Beach CDP 2,717 32%

Crescent Beach CDP 496 39%

Flagler Estates CDP 910 44%

Fruit Cove CCD 13,000 15%

Fruit Cove CDP 9,928 17%

Hastings CCD 4,401 48%

Matanzas CCD 7,141 41%

Nocatee CDP 1,962 18%

Palm Valley CDP 8,590 25%

Ponte Vedra CCD 11,963 24%

Sawgrass CDP 2,465 24%

St. Augustine 5,383 47%

St. Augustine Beach 2,834 29%

St. Augustine CCD 40,938 35%

St. Augustine Shores CDP 3,699 46%

St. Augustine South CDP 2,093 35%

Villano Beach CDP 1,078 33%

World Golf Village CDP 4,747 22%

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Households by Income, 2007 to 2014

Population: 291,028 | Number of Households: 108,771Median Household Income: $42,359 (state average: $47,463)Florida Underemployment Rate for 2014: 12.8%Households Below ALICE Threshold: 52,210 (48%)

How many households are struggling?ALICE is an acronym for Asset Limited, Income Constrained, Employed – households that earn more than the Federal Poverty Level, but less than the basic cost of living for the county (the ALICE Threshold, or AT). Combined, the number of poverty and ALICE households equals the total population struggling to afford basic needs. The number of households below the ALICE Threshold changes over time; households move in and out of poverty and ALICE as circumstances improve or worsen. The Great Recession, from 2007 to 2010, caused hardship for many families. Conditions started to improve in 2010 and 2012 for some, but not for all.

What does it cost to afford the basic necessities?The bare-minimum Household Survival Budget does not include any savings, leaving a household vulnerable to unexpected expenses. ALICE households typically earn above the Federal Poverty Level of $11,670 for a single adult and $23,850 for a family of four, but less than the Household Survival Budget.

ALICE IN ST LUCIE COUNTY

Household Survival Budget, St Lucie County

SINGLE ADULT2 ADULTS, 1 INFANT, 1 PRESCHOOLER

Monthly CostsHousing $674 $926Child Care $– $1,020Food $182 $550Transportation $340 $679Health Care $122 $486Miscellaneous $152 $393Taxes $202 $267

Monthly Total $1,672 $4,321ANNUAL TOTAL $20,064 $51,852POVERTY ANNUAL TOTAL $11,670 $23,850

Sources: 2014 Point-in-Time Data: American Community Survey. ALICE Demographics: American Community Survey; the ALICE Threshold. Budget: U.S. Department of Housing and Urban Development (HUD); U.S. Department of Agriculture (USDA); Bureau of Labor Statistics (BLS); Internal Revenue Service (IRS); Florida Department of Education, Office of Early Learning.

9% 15% 15% 16%

24%

38% 34% 32%

67%

47% 51% 52%

98,000

100,000

102,000

104,000

106,000

108,000

110,000

112,000

0%

10%

20%

30%

40%

50%

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Note: Municipal-level data on this page is for Places and County Subdivisions, which include Census Designated Places (CDP). These are overlapping geographies so totals will not match county-level data. Municipal-level data often relies on 5-year averages and is not available for the smallest towns that do not report income.

Families with Children by Income, 2014

Assets, All Households, 2014

How many families with children are struggling?Children add significant expense to a family budget, so it is not surprising that many St Lucie County families with children live below the ALICE Threshold. Though more St Lucie County families are headed by married parents, those families with a single parent are more likely to have income below the ALICE Threshold.

What assets do households have?Ownership of assets can contribute to stability of households. Yet few families in St Lucie County own liquid assets, such as a savings account, 401(k) plan, or rental income, that are readily available to cover emergency expenses. Vehicles, the most common asset, depreciate over time. Homeownership, the next most common asset, can build wealth, but is not a liquid asset.

1 Vehicle

2 Vehicles

No Mortgage

3 + Vehicles

With Mortgage

0%

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13%

53%

32%

21%

30%

17%

66%

17%

51%

16,649

6,678

1,431

0

2,000

4,000

6,000

8,000

10,000

12,000

14,000

16,000

18,000

0%

10%

20%

30%

40%

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St Lucie County, 2014

Town Total HH% ALICE

& Poverty

Fort Pierce 16,283 69%

Fort Pierce CCD 42,463 57%

Fort Pierce North CDP 2,346 71%

Fort Pierce South CDP 1,851 59%

Hutchinson Island CCD 5,044 35%

Hutchinson Island South CDP 2,978 35%

Indian River Estates CDP 2,548 50%

Lakewood Park CDP 4,812 41%

Port St. Lucie 63,557 44%

Port St. Lucie CCD 56,761 42%

River Park CDP 2,512 62%

West St. Lucie CCD 2,836 53%

White City CDP 1,330 37%

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Households by Income, 2007 to 2014

Population: 163,422 | Number of Households: 56,085Median Household Income: $60,317 (state average: $47,463)Florida Underemployment Rate for 2014: 12.8%Households Below ALICE Threshold: 17,386 (31%)

How many households are struggling?ALICE is an acronym for Asset Limited, Income Constrained, Employed – households that earn more than the Federal Poverty Level, but less than the basic cost of living for the county (the ALICE Threshold, or AT). Combined, the number of poverty and ALICE households equals the total population struggling to afford basic needs. The number of households below the ALICE Threshold changes over time; households move in and out of poverty and ALICE as circumstances improve or worsen. The Great Recession, from 2007 to 2010, caused hardship for many families. Conditions started to improve in 2010 and 2012 for some, but not for all.

What does it cost to afford the basic necessities?The bare-minimum Household Survival Budget does not include any savings, leaving a household vulnerable to unexpected expenses. ALICE households typically earn above the Federal Poverty Level of $11,670 for a single adult and $23,850 for a family of four, but less than the Household Survival Budget.

ALICE IN SANTA ROSA COUNTY

Household Survival Budget, Santa Rosa County

SINGLE ADULT2 ADULTS, 1 INFANT, 1 PRESCHOOLER

Monthly CostsHousing $614 $830Child Care $– $965Food $182 $550Transportation $340 $679Health Care $122 $486Miscellaneous $144 $373Taxes $188 $220

Monthly Total $1,590 $4,103ANNUAL TOTAL $19,080 $49,236POVERTY ANNUAL TOTAL $11,670 $23,850

Sources: 2014 Point-in-Time Data: American Community Survey. ALICE Demographics: American Community Survey; the ALICE Threshold. Budget: U.S. Department of Housing and Urban Development (HUD); U.S. Department of Agriculture (USDA); Bureau of Labor Statistics (BLS); Internal Revenue Service (IRS); Florida Department of Education, Office of Early Learning.

11% 11% 9% 10%

21% 26% 20% 21%

68% 63% 71% 69%

49,000

50,000

51,000

52,000

53,000

54,000

55,000

56,000

57,000

58,000

59,000

0%

10%

20%

30%

40%

50%

60%

70%

80%

90%

100%

2007 2010 2012 2014

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Note: Municipal-level data on this page is for Places and County Subdivisions, which include Census Designated Places (CDP). These are overlapping geographies so totals will not match county-level data. Municipal-level data often relies on 5-year averages and is not available for the smallest towns that do not report income.

Families with Children by Income, 2014

Assets, All Households, 2014

How many families with children are struggling?Children add significant expense to a family budget, so it is not surprising that many Santa Rosa County families with children live below the ALICE Threshold. Though more Santa Rosa County families are headed by married parents, those families with a single parent are more likely to have income below the ALICE Threshold.

What assets do households have?Ownership of assets can contribute to stability of households. Yet few families in Santa Rosa County own liquid assets, such as a savings account, 401(k) plan, or rental income, that are readily available to cover emergency expenses. Vehicles, the most common asset, depreciate over time. Homeownership, the next most common asset, can build wealth, but is not a liquid asset.

1 Vehicle

2 Vehicles

No Mortgage

3 + Vehicles

With Mortgage

0%

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5%

52%

32% 16%

23%

24%

79%

25%

44%

13,068

3,535

1,122

0

2,000

4,000

6,000

8,000

10,000

12,000

14,000

0%

10%

20%

30%

40%

50%

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Santa Rosa County, 2014

Town Total HH% ALICE

& Poverty

Allen CCD 991 25%

Allen CDP 382 12%

Avalon-Mulat CCD 2,420 27%

Bagdad CCD 2,305 54%

Bagdad CDP 1,455 55%

Berrydale CCD 683 37%

Chumuckla CDP 330 30%

East Milton CCD 2,958 46%

East Milton CDP 2,774 46%

Gulf Breeze CCD 2,246 25%

Harold CCD 399 30%

Harold CDP 345 22%

Holley CDP 614 41%

Holley-Navarre CCD 12,576 29%

Jay CCD 1,470 35%

Midway CCD 9,135 30%

Midway CDP (Santa Rosa County) 6,687 31%

Milton 3,930 53%

Milton CCD 4,537 53%

Munson CCD 572 46%

Navarre Beach CCD 512 4%

Navarre CDP 11,962 28%

Oriole Beach CDP 581 36%

Pace CCD 11,126 30%

Pace CDP 7,362 30%

Pea Ridge CDP 1,320 41%

Point Baker CDP 1,097 50%

Skyline CCD 5,634 35%

Tiger Point CDP 1,192 23%

Wallace CDP 631 34%

Woodlawn Beach CDP 675 23%

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Households by Income, 2007 to 2014

Population: 396,962 | Number of Households: 175,881Median Household Income: $52,109 (state average: $47,463)Florida Underemployment Rate for 2014: 12.8%Households Below ALICE Threshold: 63,317 (36%)

How many households are struggling?ALICE is an acronym for Asset Limited, Income Constrained, Employed – households that earn more than the Federal Poverty Level, but less than the basic cost of living for the county (the ALICE Threshold, or AT). Combined, the number of poverty and ALICE households equals the total population struggling to afford basic needs. The number of households below the ALICE Threshold changes over time; households move in and out of poverty and ALICE as circumstances improve or worsen. The Great Recession, from 2007 to 2010, caused hardship for many families. Conditions started to improve in 2010 and 2012 for some, but not for all.

What does it cost to afford the basic necessities?The bare-minimum Household Survival Budget does not include any savings, leaving a household vulnerable to unexpected expenses. ALICE households typically earn above the Federal Poverty Level of $11,670 for a single adult and $23,850 for a family of four, but less than the Household Survival Budget.

ALICE IN SARASOTA COUNTY

Household Survival Budget, Sarasota County

SINGLE ADULT2 ADULTS, 1 INFANT, 1 PRESCHOOLER

Monthly CostsHousing $710 $1,011Child Care $– $1,153Food $182 $550Transportation $340 $679Health Care $122 $486Miscellaneous $157 $421Taxes $213 $333

Monthly Total $1,724 $4,633ANNUAL TOTAL $20,688 $55,596POVERTY ANNUAL TOTAL $11,670 $23,850

Sources: 2014 Point-in-Time Data: American Community Survey. ALICE Demographics: American Community Survey; the ALICE Threshold. Budget: U.S. Department of Housing and Urban Development (HUD); U.S. Department of Agriculture (USDA); Bureau of Labor Statistics (BLS); Internal Revenue Service (IRS); Florida Department of Education, Office of Early Learning.

8% 10% 11% 10%

23%

33% 28% 26%

69% 57% 61% 64%

155,000

160,000

165,000

170,000

175,000

180,000

0%

10%

20%

30%

40%

50%

60%

70%

80%

90%

100%

2007 2010 2012 2014

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Note: Municipal-level data on this page is for Places and County Subdivisions, which include Census Designated Places (CDP). These are overlapping geographies so totals will not match county-level data. Municipal-level data often relies on 5-year averages and is not available for the smallest towns that do not report income.

Families with Children by Income, 2014

Assets, All Households, 2014

How many families with children are struggling?Children add significant expense to a family budget, so it is not surprising that many Sarasota County families with children live below the ALICE Threshold. Though more Sarasota County families are headed by married parents, those families with a single parent are more likely to have income below the ALICE Threshold.

What assets do households have?Ownership of assets can contribute to stability of households. Yet few families in Sarasota County own liquid assets, such as a savings account, 401(k) plan, or rental income, that are readily available to cover emergency expenses. Vehicles, the most common asset, depreciate over time. Homeownership, the next most common asset, can build wealth, but is not a liquid asset.

1 Vehicle

2 Vehicles

No Mortgage

3 + Vehicles

With Mortgage

0%

10%

20%

30%

40%

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8%

38%

14%

13%

24%

28%

79%

38%

58%

17,619

6,607

2,652

0

2,000

4,000

6,000

8,000

10,000

12,000

14,000

16,000

18,000

20,000

0%

10%

20%

30%

40%

50%

60%

70%

80%

90%

100%

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Sarasota County, 2014

Town Total HH% ALICE

& Poverty

Bee Ridge CDP 4,462 37%

Desoto Lakes CDP 1,369 42%

Englewood CCD 5,779 45%

Englewood CDP 7,440 44%

Fruitville CDP 5,610 38%

Gulf Gate Estates CDP 5,297 48%

Gulf Gate Estates-Osprey CCD 13,634 34%

Interior County CCD 14,907 31%

Kensington Park CDP 1,529 51%

Lake Sarasota CDP 1,623 31%

Laurel CDP 4,244 40%

Longboat Key CCD 2,489 26%

Nokomis CDP 1,353 44%

North Port 22,622 41%

North Port CCD 25,093 41%

North Sarasota CDP 3,047 58%

Osprey CDP 2,767 23%

Plantation CDP 2,665 26%

Ridge Wood Heights CDP 2,074 42%

Sarasota 22,773 50%

Sarasota CCD 78,578 41%

Sarasota Springs CDP 6,248 39%

Siesta Key CDP 3,056 29%

South Gate Ridge CDP 2,413 38%

South Sarasota CDP 2,260 40%

South Venice CDP 6,231 46%

Southgate CDP 3,332 46%

The Meadows CDP 2,061 25%

Vamo CDP 2,463 40%

Venice 11,312 39%

Venice CCD 32,240 41%

Venice Gardens CDP 3,414 39%

Warm Mineral Springs CDP 2,610 41%

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Households by Income, 2007 to 2014

Population: 442,516 | Number of Households: 148,732Median Household Income: $56,322 (state average: $47,463)Florida Underemployment Rate for 2014: 12.8%Households Below ALICE Threshold: 62,467 (42%)

How many households are struggling?ALICE is an acronym for Asset Limited, Income Constrained, Employed – households that earn more than the Federal Poverty Level, but less than the basic cost of living for the county (the ALICE Threshold, or AT). Combined, the number of poverty and ALICE households equals the total population struggling to afford basic needs. The number of households below the ALICE Threshold changes over time; households move in and out of poverty and ALICE as circumstances improve or worsen. The Great Recession, from 2007 to 2010, caused hardship for many families. Conditions started to improve in 2010 and 2012 for some, but not for all.

What does it cost to afford the basic necessities?The bare-minimum Household Survival Budget does not include any savings, leaving a household vulnerable to unexpected expenses. ALICE households typically earn above the Federal Poverty Level of $11,670 for a single adult and $23,850 for a family of four, but less than the Household Survival Budget.

ALICE IN SEMINOLE COUNTY

Household Survival Budget, Seminole County

SINGLE ADULT2 ADULTS, 1 INFANT, 1 PRESCHOOLER

Monthly CostsHousing $697 $983Child Care $– $1,120Food $182 $550Transportation $340 $679Health Care $122 $486Miscellaneous $155 $413Taxes $209 $315

Monthly Total $1,705 $4,546ANNUAL TOTAL $20,460 $54,552POVERTY ANNUAL TOTAL $11,670 $23,850

Sources: 2014 Point-in-Time Data: American Community Survey. ALICE Demographics: American Community Survey; the ALICE Threshold. Budget: U.S. Department of Housing and Urban Development (HUD); U.S. Department of Agriculture (USDA); Bureau of Labor Statistics (BLS); Internal Revenue Service (IRS); Florida Department of Education, Office of Early Learning.

8% 10% 12% 11%

25% 31% 28% 31%

67% 59% 60% 58%

133,000

138,000

143,000

148,000

153,000

158,000

0%

10%

20%

30%

40%

50%

60%

70%

80%

90%

100%

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Note: Municipal-level data on this page is for Places and County Subdivisions, which include Census Designated Places (CDP). These are overlapping geographies so totals will not match county-level data. Municipal-level data often relies on 5-year averages and is not available for the smallest towns that do not report income.

Families with Children by Income, 2014

Assets, All Households, 2014

How many families with children are struggling?Children add significant expense to a family budget, so it is not surprising that many Seminole County families with children live below the ALICE Threshold. Though more Seminole County families are headed by married parents, those families with a single parent are more likely to have income below the ALICE Threshold.

What assets do households have?Ownership of assets can contribute to stability of households. Yet few families in Seminole County own liquid assets, such as a savings account, 401(k) plan, or rental income, that are readily available to cover emergency expenses. Vehicles, the most common asset, depreciate over time. Homeownership, the next most common asset, can build wealth, but is not a liquid asset.

1 Vehicle

2 Vehicles

No Mortgage

3 + Vehicles

With Mortgage

0%

10%

20%

30%

40%

50%

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7%

36% 31% 15%

31% 38%

78%

33% 31% 25,034

6,447

1,866

0

5,000

10,000

15,000

20,000

25,000

30,000

0%

10%

20%

30%

40%

50%

60%

70%

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100%

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Seminole County, 2014

Town Total HH% ALICE

& Poverty

Altamonte Springs 16,481 48%

Black Hammock CDP 382 47%

Casselberry 10,496 57%

Casselberry-Altamonte Springs CCD 74,368 43%

Chuluota CDP 750 34%

Fern Park CDP 3,234 43%

Forest City CDP 4,728 42%

Geneva CDP 758 34%

Goldenrod CDP 4,721 59%

Heathrow CDP 2,265 28%

Lake Mary 5,083 26%

Longwood 4,591 41%

Midway CDP (Seminole County) 573 81%

Oviedo 10,012 25%

Oviedo CCD 29,909 32%

Sanford 18,267 61%

Sanford CCD 43,655 43%

Wekiwa Springs CDP 8,281 27%

Winter Springs 11,214 37%

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Households by Income, 2007 to 2014

Population: 114,350 | Number of Households: 50,209Median Household Income: $50,942 (state average: $47,463)Florida Underemployment Rate for 2014: 12.8%Households Below ALICE Threshold: 15,063 (30%)

How many households are struggling?ALICE is an acronym for Asset Limited, Income Constrained, Employed – households that earn more than the Federal Poverty Level, but less than the basic cost of living for the county (the ALICE Threshold, or AT). Combined, the number of poverty and ALICE households equals the total population struggling to afford basic needs. The number of households below the ALICE Threshold changes over time; households move in and out of poverty and ALICE as circumstances improve or worsen. The Great Recession, from 2007 to 2010, caused hardship for many families. Conditions started to improve in 2010 and 2012 for some, but not for all.

What does it cost to afford the basic necessities?The bare-minimum Household Survival Budget does not include any savings, leaving a household vulnerable to unexpected expenses. ALICE households typically earn above the Federal Poverty Level of $11,670 for a single adult and $23,850 for a family of four, but less than the Household Survival Budget.

ALICE IN SUMTER COUNTY

Household Survival Budget, Sumter County

SINGLE ADULT2 ADULTS, 1 INFANT, 1 PRESCHOOLER

Monthly CostsHousing $576 $713Child Care $– $960Food $182 $550Transportation $340 $679Health Care $122 $486Miscellaneous $140 $357Taxes $179 $185

Monthly Total $1,539 $3,930ANNUAL TOTAL $18,468 $47,160POVERTY ANNUAL TOTAL $11,670 $23,850

Sources: 2014 Point-in-Time Data: American Community Survey. ALICE Demographics: American Community Survey; the ALICE Threshold. Budget: U.S. Department of Housing and Urban Development (HUD); U.S. Department of Agriculture (USDA); Bureau of Labor Statistics (BLS); Internal Revenue Service (IRS); Florida Department of Education, Office of Early Learning.

12% 10% 10% 9%

13% 19% 24% 21%

75% 71% 66% 70%

-

10,000

20,000

30,000

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50,000

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Families with Children by Income, 2014

Assets, All Households, 2014

How many families with children are struggling?Children add significant expense to a family budget, so it is not surprising that many Sumter County families with children live below the ALICE Threshold. Though more Sumter County families are headed by married parents, those families with a single parent are more likely to have income below the ALICE Threshold.

What assets do households have?Ownership of assets can contribute to stability of households. Yet few families in Sumter County own liquid assets, such as a savings account, 401(k) plan, or rental income, that are readily available to cover emergency expenses. Vehicles, the most common asset, depreciate over time. Homeownership, the next most common asset, can build wealth, but is not a liquid asset.

1 Vehicle

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64%

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Sumter County, 2014

Town Total HH% ALICE

& Poverty

Bushnell 1,134 55%

Bushnell-Center Hill CCD 9,046 53%

Center Hill 378 60%

Coleman 284 70%

Lake Panasoffkee CDP 1,643 47%

The Villages CDP 33,361 23%

Webster 286 58%

Wildwood 3,014 39%

Wildwood CCD 36,822 27%

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Households by Income, 2007 to 2014

Population: 43,404 | Number of Households: 15,583Median Household Income: $37,879 (state average: $47,463)Florida Underemployment Rate for 2014: 12.8%Households Below ALICE Threshold: 7,168 (46%)

How many households are struggling?ALICE is an acronym for Asset Limited, Income Constrained, Employed – households that earn more than the Federal Poverty Level, but less than the basic cost of living for the county (the ALICE Threshold, or AT). Combined, the number of poverty and ALICE households equals the total population struggling to afford basic needs. The number of households below the ALICE Threshold changes over time; households move in and out of poverty and ALICE as circumstances improve or worsen. The Great Recession, from 2007 to 2010, caused hardship for many families. Conditions started to improve in 2010 and 2012 for some, but not for all.

What does it cost to afford the basic necessities?The bare-minimum Household Survival Budget does not include any savings, leaving a household vulnerable to unexpected expenses. ALICE households typically earn above the Federal Poverty Level of $11,670 for a single adult and $23,850 for a family of four, but less than the Household Survival Budget.

ALICE IN SUWANNEE COUNTY

Household Survival Budget, Suwannee County

SINGLE ADULT2 ADULTS, 1 INFANT, 1 PRESCHOOLER

Monthly CostsHousing $383 $644Child Care $– $1,033Food $182 $550Transportation $340 $679Health Care $122 $486Miscellaneous $116 $358Taxes $135 $186

Monthly Total $1,278 $3,936ANNUAL TOTAL $15,336 $47,232POVERTY ANNUAL TOTAL $11,670 $23,850

Sources: 2014 Point-in-Time Data: American Community Survey. ALICE Demographics: American Community Survey; the ALICE Threshold. Budget: U.S. Department of Housing and Urban Development (HUD); U.S. Department of Agriculture (USDA); Bureau of Labor Statistics (BLS); Internal Revenue Service (IRS); Florida Department of Education, Office of Early Learning.

14% 19% 22% 21%

30% 23% 22% 25%

56% 58% 56% 54%

-

2,000

4,000

6,000

8,000

10,000

12,000

14,000

16,000

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50%

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Note: Municipal-level data on this page is for Places and County Subdivisions, which include Census Designated Places (CDP). These are overlapping geographies so totals will not match county-level data. Municipal-level data often relies on 5-year averages and is not available for the smallest towns that do not report income.

Families with Children by Income, 2014

Assets, All Households, 2014

How many families with children are struggling?Children add significant expense to a family budget, so it is not surprising that many Suwannee County families with children live below the ALICE Threshold. Though more Suwannee County families are headed by married parents, those families with a single parent are more likely to have income below the ALICE Threshold.

What assets do households have?Ownership of assets can contribute to stability of households. Yet few families in Suwannee County own liquid assets, such as a savings account, 401(k) plan, or rental income, that are readily available to cover emergency expenses. Vehicles, the most common asset, depreciate over time. Homeownership, the next most common asset, can build wealth, but is not a liquid asset.

1 Vehicle

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No Mortgage

3 + Vehicles

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23%

65% 72%

12%

23% 10%

65%

12% 18% 2,618

1,279

356

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Suwannee County, 2014

Town Total HH% ALICE

& Poverty

Branford 339 59%

Branford CCD 2,676 46%

Dowling Park CCD 3,109 45%

Live Oak 2,661 69%

Live Oak CCD 6,563 48%

McAlpin-Wellborn CCD 3,235 45%

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Households by Income, 2007 to 2014

Population: 22,690 | Number of Households: 7,464Median Household Income: $36,907 (state average: $47,463)Florida Underemployment Rate for 2014: 12.8%Households Below ALICE Threshold: 3,956 (53%)

How many households are struggling?ALICE is an acronym for Asset Limited, Income Constrained, Employed – households that earn more than the Federal Poverty Level, but less than the basic cost of living for the county (the ALICE Threshold, or AT). Combined, the number of poverty and ALICE households equals the total population struggling to afford basic needs. The number of households below the ALICE Threshold changes over time; households move in and out of poverty and ALICE as circumstances improve or worsen. The Great Recession, from 2007 to 2010, caused hardship for many families. Conditions started to improve in 2010 and 2012 for some, but not for all.

What does it cost to afford the basic necessities?The bare-minimum Household Survival Budget does not include any savings, leaving a household vulnerable to unexpected expenses. ALICE households typically earn above the Federal Poverty Level of $11,670 for a single adult and $23,850 for a family of four, but less than the Household Survival Budget.

ALICE IN TAYLOR COUNTY

Household Survival Budget, Taylor County

SINGLE ADULT2 ADULTS, 1 INFANT, 1 PRESCHOOLER

Monthly CostsHousing $515 $637Child Care $– $978Food $182 $550Transportation $340 $679Health Care $122 $486Miscellaneous $132 $350Taxes $165 $170

Monthly Total $1,456 $3,850ANNUAL TOTAL $17,472 $46,200POVERTY ANNUAL TOTAL $11,670 $23,850

Sources: 2014 Point-in-Time Data: American Community Survey. ALICE Demographics: American Community Survey; the ALICE Threshold. Budget: U.S. Department of Housing and Urban Development (HUD); U.S. Department of Agriculture (USDA); Bureau of Labor Statistics (BLS); Internal Revenue Service (IRS); Florida Department of Education, Office of Early Learning.

19% 16% 14%

36% 37% 39%

45% 47% 47%

7,100

7,200

7,300

7,400

7,500

7,600

7,700

7,800

7,900

0%

10%

20%

30%

40%

50%

60%

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80%

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100%

2007 2010 2012 2014

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Note: Municipal-level data on this page is for Places and County Subdivisions, which include Census Designated Places (CDP). These are overlapping geographies so totals will not match county-level data. Municipal-level data often relies on 5-year averages and is not available for the smallest towns that do not report income.

Families with Children by Income, 2014

Assets, All Households, 2014

How many families with children are struggling?Children add significant expense to a family budget, so it is not surprising that many Taylor County families with children live below the ALICE Threshold. Though more Taylor County families are headed by married parents, those families with a single parent are more likely to have income below the ALICE Threshold.

What assets do households have?Ownership of assets can contribute to stability of households. Yet few families in Taylor County own liquid assets, such as a savings account, 401(k) plan, or rental income, that are readily available to cover emergency expenses. Vehicles, the most common asset, depreciate over time. Homeownership, the next most common asset, can build wealth, but is not a liquid asset.

1 Vehicle

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5%

39% 32%

28%

56%

46%

67%

5%

22% 992

382

157

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Taylor County, 2014

Town Total HH% ALICE

& Poverty

Perry 2,388 62%

Perry North CCD 5,352 55%

Perry South CCD 2,112 50%

Steinhatchee CDP 581 56%

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Households by Income, 2007 to 2014

Population: 15,258 | Number of Households: 3,816Median Household Income: $41,476 (state average: $47,463)Florida Underemployment Rate for 2014: 12.8%Households Below ALICE Threshold: 2,595 (68%)

How many households are struggling?ALICE is an acronym for Asset Limited, Income Constrained, Employed – households that earn more than the Federal Poverty Level, but less than the basic cost of living for the county (the ALICE Threshold, or AT). Combined, the number of poverty and ALICE households equals the total population struggling to afford basic needs. The number of households below the ALICE Threshold changes over time; households move in and out of poverty and ALICE as circumstances improve or worsen. The Great Recession, from 2007 to 2010, caused hardship for many families. Conditions started to improve in 2010 and 2012 for some, but not for all.

What does it cost to afford the basic necessities?The bare-minimum Household Survival Budget does not include any savings, leaving a household vulnerable to unexpected expenses. ALICE households typically earn above the Federal Poverty Level of $11,670 for a single adult and $23,850 for a family of four, but less than the Household Survival Budget.

ALICE IN UNION COUNTY

Household Survival Budget, Union County

SINGLE ADULT2 ADULTS, 1 INFANT, 1 PRESCHOOLER

Monthly CostsHousing $468 $637Child Care $– $1,033Food $182 $550Transportation $340 $679Health Care $122 $486Miscellaneous $126 $357Taxes $154 $184

Monthly Total $1,392 $3,926ANNUAL TOTAL $16,704 $47,112POVERTY ANNUAL TOTAL $11,670 $23,850

Sources: 2014 Point-in-Time Data: American Community Survey. ALICE Demographics: American Community Survey; the ALICE Threshold. Budget: U.S. Department of Housing and Urban Development (HUD); U.S. Department of Agriculture (USDA); Bureau of Labor Statistics (BLS); Internal Revenue Service (IRS); Florida Department of Education, Office of Early Learning.

16% 16% 18%

43% 38%

50%

41% 46%

32%

3,350

3,400

3,450

3,500

3,550

3,600

3,650

3,700

3,750

3,800

3,850

0%

10%

20%

30%

40%

50%

60%

70%

80%

90%

100%

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Note: Municipal-level data on this page is for Places and County Subdivisions, which include Census Designated Places (CDP). These are overlapping geographies so totals will not match county-level data. Municipal-level data often relies on 5-year averages and is not available for the smallest towns that do not report income.

Families with Children by Income, 2014

Assets, All Households, 2014

How many families with children are struggling?Children add significant expense to a family budget, so it is not surprising that many Union County families with children live below the ALICE Threshold. Though more Union County families are headed by married parents, those families with a single parent are more likely to have income below the ALICE Threshold.

What assets do households have?Ownership of assets can contribute to stability of households. Yet few families in Union County own liquid assets, such as a savings account, 401(k) plan, or rental income, that are readily available to cover emergency expenses. Vehicles, the most common asset, depreciate over time. Homeownership, the next most common asset, can build wealth, but is not a liquid asset.

1 Vehicle

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No Mortgage

3 + Vehicles

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60% 45%

36% 44%

4% 809

410

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800

900

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Union County, 2014

Town Total HH% ALICE

& Poverty

Lake Butler 729 83%

Lake Butler CCD 1,522 74%

Raiford CCD 645 69%

Worthington Springs CCD 1,649 62%

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Population: 507,531 | Number of Households: 200,729Median Household Income: $40,818 (state average: $47,463)Florida Underemployment Rate for 2014: 12.8%Households Below ALICE Threshold: 90,328 (45%)

How many households are struggling?ALICE is an acronym for Asset Limited, Income Constrained, Employed – households that earn more than the Federal Poverty Level, but less than the basic cost of living for the county (the ALICE Threshold, or AT). Combined, the number of poverty and ALICE households equals the total population struggling to afford basic needs. The number of households below the ALICE Threshold changes over time; households move in and out of poverty and ALICE as circumstances improve or worsen. The Great Recession, from 2007 to 2010, caused hardship for many families. Conditions started to improve in 2010 and 2012 for some, but not for all.

What does it cost to afford the basic necessities?The bare-minimum Household Survival Budget does not include any savings, leaving a household vulnerable to unexpected expenses. ALICE households typically earn above the Federal Poverty Level of $11,670 for a single adult and $23,850 for a family of four, but less than the Household Survival Budget.

ALICE IN VOLUSIA COUNTY

Household Survival Budget, Volusia County

SINGLE ADULT2 ADULTS, 1 INFANT, 1 PRESCHOOLER

Monthly CostsHousing $555 $878Child Care $– $960Food $182 $550Transportation $340 $679Health Care $122 $486Miscellaneous $137 $379Taxes $174 $234

Monthly Total $1,510 $4,166ANNUAL TOTAL $18,120 $49,992POVERTY ANNUAL TOTAL $11,670 $23,850

Sources: 2014 Point-in-Time Data: American Community Survey. ALICE Demographics: American Community Survey; the ALICE Threshold. Budget: U.S. Department of Housing and Urban Development (HUD); U.S. Department of Agriculture (USDA); Bureau of Labor Statistics (BLS); Internal Revenue Service (IRS); Florida Department of Education, Office of Early Learning.

13% 14% 17% 16%

23% 29% 28% 29%

64% 57% 55% 55%

184,000

186,000

188,000

190,000

192,000

194,000

196,000

198,000

200,000

202,000

0%

10%

20%

30%

40%

50%

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Note: Municipal-level data on this page is for Places and County Subdivisions, which include Census Designated Places (CDP). These are overlapping geographies so totals will not match county-level data. Municipal-level data often relies on 5-year averages and is not available for the smallest towns that do not report income.

Families with Children by Income, 2014

Assets, All Households, 2014

How many families with children are struggling?Children add significant expense to a family budget, so it is not surprising that many Volusia County families with children live below the ALICE Threshold. Though more Volusia County families are headed by married parents, those families with a single parent are more likely to have income below the ALICE Threshold.

What assets do households have?Ownership of assets can contribute to stability of households. Yet few families in Volusia County own liquid assets, such as a savings account, 401(k) plan, or rental income, that are readily available to cover emergency expenses. Vehicles, the most common asset, depreciate over time. Homeownership, the next most common asset, can build wealth, but is not a liquid asset.

1 Vehicle

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No Mortgage

3 + Vehicles

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24% 13%

21%

40%

75%

23% 36%

22,260

12,098

4,274

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Volusia County, 2014

Town Total HH% ALICE

& Poverty

Central Volusia CCD 13,323 25%

Daytona Beach 25,775 62%

Daytona Beach CCD 15,929 71%

Daytona Beach Shores 2,408 37%

De Leon Springs CDP 867 36%

DeBary 7,852 34%

DeBary-Orange City CCD 16,671 43%

DeLand 10,079 48%

DeLand CCD 23,398 42%

DeLand Southwest CDP 375 69%

Deltona 29,801 49%

Deltona CCD 32,641 41%

Edgewater 8,476 36%

Glencoe CDP 1,124 42%

Holly Hill 4,831 62%

Lake Helen 1,048 41%

New Smyrna Beach 10,780 35%

New Smyrna Beach CCD 25,210 37%

North DeLand CDP 493 46%

North Peninsula CCD 11,422 46%

Oak Hill 745 41%

Orange City 4,875 54%

Ormond Beach 15,550 35%

Ormond Beach CCD 21,790 44%

Ormond-by-the-Sea CDP 3,768 43%

Pierson 419 52%

Pierson-Seville CCD 2,608 43%

Ponce Inlet 1,386 23%

Port Orange 23,941 39%

Port Orange CCD 28,606 46%

Samsula-Spruce Creek CDP 2,224 20%

South Daytona 5,020 55%

South Peninsula CCD 5,494 35%

West DeLand CDP 1,264 43%

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Households by Income, 2007 to 2014

Population: 31,015 | Number of Households: 10,905Median Household Income: $53,143 (state average: $47,463)Florida Underemployment Rate for 2014: 12.8%Households Below ALICE Threshold: 4,144 (38%)

How many households are struggling?ALICE is an acronym for Asset Limited, Income Constrained, Employed – households that earn more than the Federal Poverty Level, but less than the basic cost of living for the county (the ALICE Threshold, or AT). Combined, the number of poverty and ALICE households equals the total population struggling to afford basic needs. The number of households below the ALICE Threshold changes over time; households move in and out of poverty and ALICE as circumstances improve or worsen. The Great Recession, from 2007 to 2010, caused hardship for many families. Conditions started to improve in 2010 and 2012 for some, but not for all.

What does it cost to afford the basic necessities?The bare-minimum Household Survival Budget does not include any savings, leaving a household vulnerable to unexpected expenses. ALICE households typically earn above the Federal Poverty Level of $11,670 for a single adult and $23,850 for a family of four, but less than the Household Survival Budget.

ALICE IN WAKULLA COUNTY

Household Survival Budget, Wakulla County

SINGLE ADULT2 ADULTS, 1 INFANT, 1 PRESCHOOLER

Monthly CostsHousing $557 $759Child Care $– $1,014Food $182 $550Transportation $340 $679Health Care $122 $486Miscellaneous $137 $370Taxes $175 $214

Monthly Total $1,513 $4,072ANNUAL TOTAL $18,156 $48,864POVERTY ANNUAL TOTAL $11,670 $23,850

Sources: 2014 Point-in-Time Data: American Community Survey. ALICE Demographics: American Community Survey; the ALICE Threshold. Budget: U.S. Department of Housing and Urban Development (HUD); U.S. Department of Agriculture (USDA); Bureau of Labor Statistics (BLS); Internal Revenue Service (IRS); Florida Department of Education, Office of Early Learning.

11% 12% 13%

25% 24% 25%

64% 64% 62%

10,400

10,500

10,600

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10,800

10,900

11,000

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Note: Municipal-level data on this page is for Places and County Subdivisions, which include Census Designated Places (CDP). These are overlapping geographies so totals will not match county-level data. Municipal-level data often relies on 5-year averages and is not available for the smallest towns that do not report income.

Families with Children by Income, 2014

Assets, All Households, 2014

How many families with children are struggling?Children add significant expense to a family budget, so it is not surprising that many Wakulla County families with children live below the ALICE Threshold. Though more Wakulla County families are headed by married parents, those families with a single parent are more likely to have income below the ALICE Threshold.

What assets do households have?Ownership of assets can contribute to stability of households. Yet few families in Wakulla County own liquid assets, such as a savings account, 401(k) plan, or rental income, that are readily available to cover emergency expenses. Vehicles, the most common asset, depreciate over time. Homeownership, the next most common asset, can build wealth, but is not a liquid asset.

1 Vehicle

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No Mortgage

3 + Vehicles

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9%

56%

13% 7%

28%

43%

84%

16%

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2,103

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Wakulla County, 2014

Town Total HH% ALICE

& Poverty

Crawfordville CDP 1,370 41%

East Wakulla CCD 8,943 36%

Panacea CDP 359 87%

West Wakulla CCD 1,962 49%

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Households by Income, 2007 to 2014

Population: 57,821 | Number of Households: 22,638Median Household Income: $44,468 (state average: $47,463)Florida Underemployment Rate for 2014: 12.8%Households Below ALICE Threshold: 9,508 (42%)

How many households are struggling?ALICE is an acronym for Asset Limited, Income Constrained, Employed – households that earn more than the Federal Poverty Level, but less than the basic cost of living for the county (the ALICE Threshold, or AT). Combined, the number of poverty and ALICE households equals the total population struggling to afford basic needs. The number of households below the ALICE Threshold changes over time; households move in and out of poverty and ALICE as circumstances improve or worsen. The Great Recession, from 2007 to 2010, caused hardship for many families. Conditions started to improve in 2010 and 2012 for some, but not for all.

What does it cost to afford the basic necessities?The bare-minimum Household Survival Budget does not include any savings, leaving a household vulnerable to unexpected expenses. ALICE households typically earn above the Federal Poverty Level of $11,670 for a single adult and $23,850 for a family of four, but less than the Household Survival Budget.

ALICE IN WALTON COUNTY

Household Survival Budget, Walton County

SINGLE ADULT2 ADULTS, 1 INFANT, 1 PRESCHOOLER

Monthly CostsHousing $650 $885Child Care $– $900Food $182 $550Transportation $340 $679Health Care $122 $486Miscellaneous $149 $372Taxes $196 $218

Monthly Total $1,639 $4,090ANNUAL TOTAL $19,668 $49,080POVERTY ANNUAL TOTAL $11,670 $23,850

Sources: 2014 Point-in-Time Data: American Community Survey. ALICE Demographics: American Community Survey; the ALICE Threshold. Budget: U.S. Department of Housing and Urban Development (HUD); U.S. Department of Agriculture (USDA); Bureau of Labor Statistics (BLS); Internal Revenue Service (IRS); Florida Department of Education, Office of Early Learning.

12% 16% 15% 16%

21% 20%

29% 26%

67% 64% 56% 58%

20,800

21,000

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21,800

22,000

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Note: Municipal-level data on this page is for Places and County Subdivisions, which include Census Designated Places (CDP). These are overlapping geographies so totals will not match county-level data. Municipal-level data often relies on 5-year averages and is not available for the smallest towns that do not report income.

Families with Children by Income, 2014

Assets, All Households, 2014

How many families with children are struggling?Children add significant expense to a family budget, so it is not surprising that many Walton County families with children live below the ALICE Threshold. Though more Walton County families are headed by married parents, those families with a single parent are more likely to have income below the ALICE Threshold.

What assets do households have?Ownership of assets can contribute to stability of households. Yet few families in Walton County own liquid assets, such as a savings account, 401(k) plan, or rental income, that are readily available to cover emergency expenses. Vehicles, the most common asset, depreciate over time. Homeownership, the next most common asset, can build wealth, but is not a liquid asset.

1 Vehicle

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No Mortgage

3 + Vehicles

With Mortgage

0%

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11%

60% 46%

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22% 39%

76%

18% 15% 3,390

1,225

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Poverty ALICE Above AT Total HH

Walton County, 2014

Town Total HH% ALICE

& Poverty

DeFuniak Springs 2,113 65%

DeFuniak Springs CCD 5,228 56%

Freeport 750 47%

Freeport CCD 3,584 39%

Miramar Beach CDP 3,444 36%

Paxton-Darlington CCD 3,571 48%

Redbay CCD 1,197 57%

Walton Beaches CCD 9,058 31%

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Households by Income, 2007 to 2014

Population: 24,660 | Number of Households: 8,381Median Household Income: $38,563 (state average: $47,463)Florida Underemployment Rate for 2014: 12.8%Households Below ALICE Threshold: 3,939 (47%)

How many households are struggling?ALICE is an acronym for Asset Limited, Income Constrained, Employed – households that earn more than the Federal Poverty Level, but less than the basic cost of living for the county (the ALICE Threshold, or AT). Combined, the number of poverty and ALICE households equals the total population struggling to afford basic needs. The number of households below the ALICE Threshold changes over time; households move in and out of poverty and ALICE as circumstances improve or worsen. The Great Recession, from 2007 to 2010, caused hardship for many families. Conditions started to improve in 2010 and 2012 for some, but not for all.

What does it cost to afford the basic necessities?The bare-minimum Household Survival Budget does not include any savings, leaving a household vulnerable to unexpected expenses. ALICE households typically earn above the Federal Poverty Level of $11,670 for a single adult and $23,850 for a family of four, but less than the Household Survival Budget.

ALICE IN WASHINGTON COUNTY

Household Survival Budget, Washington County

SINGLE ADULT2 ADULTS, 1 INFANT, 1 PRESCHOOLER

Monthly CostsHousing $468 $637Child Care $– $1,033Food $182 $550Transportation $340 $679Health Care $122 $486Miscellaneous $126 $357Taxes $154 $184

Monthly Total $1,392 $3,926ANNUAL TOTAL $16,704 $47,112POVERTY ANNUAL TOTAL $11,670 $23,850

Sources: 2014 Point-in-Time Data: American Community Survey. ALICE Demographics: American Community Survey; the ALICE Threshold. Budget: U.S. Department of Housing and Urban Development (HUD); U.S. Department of Agriculture (USDA); Bureau of Labor Statistics (BLS); Internal Revenue Service (IRS); Florida Department of Education, Office of Early Learning.

18% 23% 21%

25% 25% 26%

57% 52% 53%

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Note: Municipal-level data on this page is for Places and County Subdivisions, which include Census Designated Places (CDP). These are overlapping geographies so totals will not match county-level data. Municipal-level data often relies on 5-year averages and is not available for the smallest towns that do not report income.

Families with Children by Income, 2014

Assets, All Households, 2014

How many families with children are struggling?Children add significant expense to a family budget, so it is not surprising that many Washington County families with children live below the ALICE Threshold. Though more Washington County families are headed by married parents, those families with a single parent are more likely to have income below the ALICE Threshold.

What assets do households have?Ownership of assets can contribute to stability of households. Yet few families in Washington County own liquid assets, such as a savings account, 401(k) plan, or rental income, that are readily available to cover emergency expenses. Vehicles, the most common asset, depreciate over time. Homeownership, the next most common asset, can build wealth, but is not a liquid asset.

1 Vehicle

2 Vehicles

No Mortgage

3 + Vehicles

With Mortgage

0%

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14%

70%

27%

23%

27%

18%

63%

3%

55%

1,517

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Poverty ALICE Above AT Total HH

Washington County, 2014

Town Total HH% ALICE

& Poverty

Caryville CCD 1,218 39%

Chipley 1,344 52%

Chipley CCD 3,190 47%

Vernon 355 64%

Vernon CCD 3,973 51%