1. A Cornerstone Of Your CommunityFor OverOne Hundred Years.A.J. Smith has been providing quality, safe financial servicesas part of your community for a very long time. Our reputationis one of unmatched excellence for good reason - we serve yourindividual needs with savings, checking, loans and much more,all while providing outstanding customer service.Just like that cornerstone, our assets are strong and stable,ensuring that A.J. Smith is the bank you can depend - yesterday,today and tomorrow. Midlothian Orland ParkOrland Park 708-687-7400708-364-7400708-460-740014757 S Cicero Avenue 11275 W 143rd Street 8000 W 159th Street Member www.ajsmithbank.comFDIC

2. Community Centered,Service Focused,Customer Driven. You have been A.J. Smiths driving mission for over onehundred years. Our quality, safe financial products and services,such as savings, checking, loans and more, coupled with ouroutstanding customer service has earned us our reputation forexcellence, which we continue to live up to, every day. Were been part of your community for generations and ourassets are strong and stable, ensuring that you can depend onA.J. Smith to continue to serve you proudly today, tomorrow andfor years to come. Midlothian Orland ParkOrland Park 708-687-7400708-364-7400708-460-740014757 S Cicero Avenue 11275 W 143rd Street 8000 W 159th Street Member www.ajsmithbank.comFDIC 3. The Community Bank That Really Is.A.J. Smith has been providing quality, safe financial servicesas part of your community for a very long time. Our reputationis one of unmatched excellence for good reason - we serve yourindividual needs with savings, checking, loans and much more,all while providing outstanding customer service.Were been part of your community for generations and ourassets are strong and stable, ensuring that you can depend onA.J. Smith to serve you - and your community - proudly today,tomorrow and for years to come. Midlothian Orland ParkOrland Park 708-687-7400708-364-7400708-460-740014757 S Cicero Avenue 11275 W 143rd Street 8000 W 159th Street Member www.ajsmithbank.comFDIC