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Page 1: AIMS Financial Group Intro-En-Feb-2016 · 2016. 5. 10. · George Wang Executive Chairman AIMS Financial Group (AIMS) was established in 1991 as a mortgage lender. Over the past twenty-four

AIMS FINANCIAL GROUP

Page 2: AIMS Financial Group Intro-En-Feb-2016 · 2016. 5. 10. · George Wang Executive Chairman AIMS Financial Group (AIMS) was established in 1991 as a mortgage lender. Over the past twenty-four

Values & VisionIntegrity, Proficiency, Collaboration, Innovation

Become a strong bridge for Sino-AustralianInvestment Opportunities & Capital Solutions

Page 3: AIMS Financial Group Intro-En-Feb-2016 · 2016. 5. 10. · George Wang Executive Chairman AIMS Financial Group (AIMS) was established in 1991 as a mortgage lender. Over the past twenty-four

CONTENTS

Chairman’s Address

Group Profile

Corporate Structure

Milestones

Key Businesses

0405060910

Page 4: AIMS Financial Group Intro-En-Feb-2016 · 2016. 5. 10. · George Wang Executive Chairman AIMS Financial Group (AIMS) was established in 1991 as a mortgage lender. Over the past twenty-four

George WangExecutive Chairman

AIMS Financial Group (AIMS) was established in 1991 as a

mortgage lender. Over the past twenty-four years, AIMS has

expanded into a diversified non-bank financial services institution,

offering services including mortgage lending, securitisation,

investment banking, funds management and property investment.

We at AIMS always abide by our business principle, to “develop

innovative financial products and services which provide an

above average risk adjusted return to investors”. Through prudent

risk management, AIMS not only avoided the Global Financial

Crisis (GFC) but also expanded its operations by acquiring some

distressed assets which we have successfully turned around.

Through these acquisitions, including the acquisition of the

Australian Pacific Exchange Limited in 2008 and MacarthurCook

Limited in 2009, AIMS has become one of Australia’s leading

financial services groups.

AIMS believes there are a number of synergies between the

Australian and Chinese economies, which have allowed us to

offer rich investment opportunities across both countries. In 2000,

AIMS began to act as a bridge between Australia and China,

with our position extremely well supported by the major political

parties and specific government organisations in Australia and

China.

AIMS is officially recognised by the China Industrial Overseas

Development and Planning Association, one of the leading

industry bodies regulated by the National Development and

Reform Commission, as a highly qualified and trusted financial

service provider to local businesses.

By leveraging our extensive commercial and government

networks in China and Australia, as well as our appreciation of

the Chinese and western cultures, AIMS is able to provide a

comprehensive suite of innovative financial products and services

to its clients domestically and abroad. AIMS is determined to

create a prosperous future for all of its clients and associates

throughout the Asia Pacific region.

Chairman’s Address

George WangExecutive Chairman

January 2015

Page 5: AIMS Financial Group Intro-En-Feb-2016 · 2016. 5. 10. · George Wang Executive Chairman AIMS Financial Group (AIMS) was established in 1991 as a mortgage lender. Over the past twenty-four

05

Bridging the gapbetween Australia and China

Group Profile Established in 1991, AIMS Financial Group (AIMS) is an Australian owned diversified financial services and investment group, active in the areas of mortgage lending, securitisation, investment banking, funds management, property investment and high-tech investment.

Since 1999, AIMS has raised approximately A$4.0 billion in funds from the capital markets. Of this, AIMS has issued approximately A$3.0 billion residential mortgage-backed securities, with most of them rated AAA by both Standard & Poors and Fitch Ratings, and has originated over A$5.0 billion of high quality prime home loans since 1997.

AIMS has actively introduced a number of international investors into the Australian markets and to date has attracted over A$1.0 billion of investments into Australia from overseas investors.

AIMS is also the investment manager for AIMS' funds, managing approximately A$1.7 billion in funds as at 1st September 2014. Since 2009 after the GFC, AIMS has had a total acquisition and investment amount of over A$ 2 billion assets.

AIMS is headquartered in Sydney, Australia, and it has businesses across Australia, China, Hong Kong and Singapore. AIMS' highly qualified, professional and experienced cross-cultural teams enables us to bridge the gap between Australia and China across various sectors.

AIMS’ position and strong reputation in the Australian and Chinese financial markets has been built around its deep market knowledge, experience and cross cultural awareness. AIMS’ success has also been driven by our extensive network, underpinned by our long standing relationships with local institutions and government officials in China and Australia.

Leveraging our competitive advantages, AIMS is in a very strong position to introduce Australian investors to Chinese enterprises and vice versa. As AIMS continues to expand in the future, we will always uphold our corporate values of "integrity, proficiency, collaboration and innovation” to ensure the delivery of high quality products and services to clients.

Page 6: AIMS Financial Group Intro-En-Feb-2016 · 2016. 5. 10. · George Wang Executive Chairman AIMS Financial Group (AIMS) was established in 1991 as a mortgage lender. Over the past twenty-four

06 AIMS FINANCIAL GROUP

Corporate Structure

AIMS FINANCIAL GROUP

APP Securities

AIMS Capital Securities APP Securities

AIMS Home Loans Home Loans Commercial Loans Financial Leasing

AIMS AMP Capital REITs Real Estate Fund Management Real Estate Project Development Commercial Real Estate Financing Real Estate Investment

AIMS Securitisation Asset Securitization

AIMS Funds Group

Real Estate Funds Management AIMS Australian Investment Fund Mortgage Fund

AIMS FUNDS GROUPA Member of AIMS Financial Group

AIMS Capital

APX IPO Private Equity Financing Project Direct Financing Fund Direct Financing

Page 7: AIMS Financial Group Intro-En-Feb-2016 · 2016. 5. 10. · George Wang Executive Chairman AIMS Financial Group (AIMS) was established in 1991 as a mortgage lender. Over the past twenty-four

07

The AIMS corporate logo is an image of four coins' silhouettes encircling one round coin in the middle, with all five coins enclosed by a circle. The ancient Chinese concept of“round heaven and square earth”is embodied by these five coins in the AIMS logo, not only to symbolize the boundless universe but also AIMS’ perpetual pursuit for quality and spirit of consistent development. In traditional Chinese culture, “round heaven and square earth” not only represents the spirit of conquest and business intelligence, but also a clear conscience

and devotion towards the commonwealth and society.

The AIMS logo colours of gold (bright yellow) and purple, signify peace, prosperity, elegance, purity, perseverance and confidence.

AIMS logo embodies its oriental cultural background as well as its oriental market corroboration. It represents AIMS' strategic focus on "Bridging the gap between Australia and China ".

AIMS Logo

Page 8: AIMS Financial Group Intro-En-Feb-2016 · 2016. 5. 10. · George Wang Executive Chairman AIMS Financial Group (AIMS) was established in 1991 as a mortgage lender. Over the past twenty-four

AIMS' Chinese name is the interpretation of "treasures gathering on the earth, taking care of the world”, which embodies its corporate objective and social responsibilities. AIMS is committed to professional wealth management, striving to look after our clients. We are also helping our investors achieve great values, to create a better future and to fulfil dreams.

AIMS continuously and actively supports world orphans through our "AIMS Love Heart" program and annual contribution to adopt homeless orphans

AIMS was the major sponsor of the 2000 Summer Olympics Womens' Football - China v America cheerleader team

AIMS was the Chief sponsor of the 2001 Sydney Spring Festival Carnival

AIMS was one of the 2008 China Sichuan Earthquake fund-raising organisers and also one of the main sponsors, being Australia's largest enterprise sponsor for this worthy cause

AIMS was a 2008 Australia Victoria Bushfire charity performance sponsor

AIMS was the main sponsor for the Australian National Team at the 2008 Beijing Olympic Games, together with BHP, Macquarie Bank, Telstra, Qantas, etc.

AIMS was the fund-raising contributor for the 2010 January Haiti earthquake

In 2012, AIMS was the sponsor of the 40th anniversary of the 2012 "China Australia Trade and investment – special edition" of diplomatic relations between China and Australia

AIMS was the sponsor of the 2012 Australian "Chinese culture year" closing performance

AIMS was the sponsor of the 2012 Sing Tao Australian University Chinese Debate Competition

AIMS was the main sponsor of the 2013 "Water Cube Overseas Youth Chinese Song Contest”

AIMS was the sponsor of the 2014 Sydney Taronga Zoo "Wild Rhino" Project

AIMS was the sponsor of the 2014 Sydney Taronga Zoo "Tiger Zoofari" wild animal protection project

Social Responsibility

08 AIMS FINANCIAL GROUP

Page 9: AIMS Financial Group Intro-En-Feb-2016 · 2016. 5. 10. · George Wang Executive Chairman AIMS Financial Group (AIMS) was established in 1991 as a mortgage lender. Over the past twenty-four

09

AIMS is extremely proud of the numerous milestones it has successfully achieved since its establishment in 1991:

1991: AIMS Home Loans was established.

1999: AIMS commenced its securitisation business - AIMS has since securitised A$3 billion in Residential Mortgage Backed Securities.

2005-2006: Pre Global Financial Crisis (GFC), AIMS tightened its credit policy and began to sell mortgage assets.

2007: Prior to the GFC, AIMS sold nearly A$400 million securitised assets at attractive prices, providing AIMS with significant capital to expand.

2008: In June, AIMS signed a comprehensive Strategic Cooperat ion Agreement wi th Guangdong Construct ion Engineering Group.

2008: On 8 August, the opening day of the Beijing Olympics, then Prime Minister, Mr Kevin Rudd, attended a ceremony for AIMS' historic signing of a Memorandum of Understanding with Peking University to establish a biotechnology fund.

2008: In October, AIMS acquired Australia Pacific Exchange Limited, a securities platform which is an integral part of AIMS' future corporate development.

2009: In April, AIMS acquired the ASX listed real estate fund management company MacarthurCook Limited, which is the foundation for its growing funds management operation.

2009: In June, AIMS and its subsidiary APX signed Strategic Cooperation Agreements with Tianjin Municipal government to plan and cooperate with financial services, financial innovation, funds management and overseas investment and financial solutions for Chinese companies.

2009: In December, AIMS formed a joint venture with AMP Capital Investors to manage and grow the SGX listed AIMS AMP Capital

Industrial REIT, formerly known as the MacarthurCook Industrial REIT.

2010: In July, AIMS signed a MOU with Hainan Development Holdings and Guangdong Finance Trust Co with the aim of establishing Real Estate Development Funds and Real Estate Investment Trusts in China.

2010: In August, AIMS signed a Strategic Cooperation Agreement with China Development Bank Securities to develop investment banking opportunities.

2010: In October, AIMS formed a joint venture with REIT Management & Research, a $20 billion REIT manager in Boston, USA, to manage the CWH Australia Trust, resulting from the privatisation of the ASX listed MacarthurCook Industrial Fund.

2014: In March, Asia Pacific Stock Exchange (APX) reopened and announced the official listings of the first two Chinese companies at APX, this opened a new chapter in bridging western and Chinese capital markets.

2015: In November, Asia Pacific Stock Exchange changed its name to the Sydney Stock Exchange, it also welcomed another three listing companies in the same year.

In June, AIMS Financial Group acquired part of the assets of Australian and New Zealand’s independent brokerage BBY, BBY was once Australian and New Zealand’s largest independent stock brokers by market share. By 2013 East Coles independent investment bank survey, BBY won the best investment company, best securities capital market and the best securities research Triple Crown. After the acquisition, BBY was renamed to APP Securities. George Wang, Chairman of AIMS Financial Group, is willing to make long-term commitment to the stockbroking business and rebuild its position in the market.

Milestones

Page 10: AIMS Financial Group Intro-En-Feb-2016 · 2016. 5. 10. · George Wang Executive Chairman AIMS Financial Group (AIMS) was established in 1991 as a mortgage lender. Over the past twenty-four

10 AIMS FINANCIAL GROUP

Fund Management

Stock Exchange

Home Loan

Securitisation

Investment Banking

Share Trading

Key Businesses

Page 11: AIMS Financial Group Intro-En-Feb-2016 · 2016. 5. 10. · George Wang Executive Chairman AIMS Financial Group (AIMS) was established in 1991 as a mortgage lender. Over the past twenty-four

11

AIMS’ fund management business is concentrated

around real estate. We are currently managing a

number of listed and unlisted real estate funds in

Australia, Singapore and the US. AIMS is planning to

expand its real estate funds management operations

into China.

We intend to expand our fund management operations

into other fields such as infrastructure, resources and

agriculture in both Australia and China.

AIMS Real Estate Fund Management

In September 2009, AIMS acqui red 100% of

MacarthurCook Limited, an international real estate

fund management company which was listed on ASX.

MacarthurCook is a specialist investment management

that manages direct property, real estate securities and

mortgage assets.

Since the takeover in 2009, AIMS has successfully

stabi l ised the fund management platform and

subsequently grown the funds under management

(FUM) to over A$1.5 billion within 18 months, including

approximately S$900 million of FUM in the SGX listed

AIMS AMP Capital Industrial REIT. With a team of over

30 industry professionals, AIMS has successfully

turned around each fund and substantially improved

the performance for investors. Since 2009 after the

GFC, AIMS' total acquisition and investment has

amounted to over A$2 billion.

AIMS directly, jointly or indirectly manages listed and

unlisted property funds on behalf of approximately

21,000 retail and institutional investors. Through these

funds, we provide our investors with exposure to all

sectors of the Australian property market and to Asian

property markets such as China, India, Singapore,

Japan and other countries in the region.

AIMS has managed nearly 50 direct assets. As

the investment manager for AIMS' funds, AIMS

manages A$1.8 billion in funds, as at 13 March

2015.

Fund Management

Funds Category Listed on

AIMS AMP Capital Industrial REIT Direct Property SGX

CWH Australia Trust Direct Property -

MacarthurCook Office Property Trust Direct Property -

MacarthurCook Mortgage Fund Mortgage Assets -

Advance Mortgage Fund Mortgage Assets -

MacarthurCook Property Securities Fund Real Estate Securities ASX & SGX

RMR Asia Pacific Real Estate Fund Real Estate Securities NYSE

Overview of funds Under Management

Fund

Man

agem

ent

Email: [email protected]

Website: funds.aims.com.au

Page 12: AIMS Financial Group Intro-En-Feb-2016 · 2016. 5. 10. · George Wang Executive Chairman AIMS Financial Group (AIMS) was established in 1991 as a mortgage lender. Over the past twenty-four

12 AIMS FINANCIAL GROUP

Sample properties underAIMS's management:

1;OptusCentre,MacquariePark,Sydney

2;20GulWay,Singapore

3;1AInternationalBusinessPark,Singapore

4;492StKildaRoad,Melbourne,VIC

5;56SerangoonNorthAvenue4,Singapore

6;23TaiSengDrive,Singapore

7;30/32TuasWestRoad,Singapore

8;TelstraBuilding320PittSt,SydneyNSW

9;8&10TuasAve,Singapore

10;29WoodlandsIndustrialPark,Singapore

11;8SenokoSouth,Singapore

12;3TohTuckLink,Singapore

13;10ChangiSouthLane,Singapore

9

2

5 6 7

1

43

8

10 11 12

13

Fund

Man

agem

ent

Page 13: AIMS Financial Group Intro-En-Feb-2016 · 2016. 5. 10. · George Wang Executive Chairman AIMS Financial Group (AIMS) was established in 1991 as a mortgage lender. Over the past twenty-four

13

Sydney Stock Exchange (SSX) is a securities exchange in Australia with a market licence granted by the Australian Securities & Investments Commission (ASIC). SSX provides opportunities for growth oriented companies to raise the capital they need for expansion from a diversified range of domestic and international investors, especially from the Asia-Pacific region. SSX offers Chinese market participants an alternative listing venue to the Shanghai and Shenzhen stock exchanges in China.

SSX operates its official list of securities as a Main Board, but it has the flexibility that a Second Board provides as well. SSX will provide and develop specialised markets in a number of sectors, including Mining, Oil & Gas, Real Estate (REITs), Hi-tech, Agribusiness, Servicing and growth companies.

As a securities exchange, SSX provides ‘listing’ facilities to companies and securities issuers as well as 'trading' facilities for stock brokers, traders and investors to buy and sell shares/securities. The securities that can be traded on SSX include: shares issued by companies, units issued by trusts and other pooled investment products as well as fixed interest instruments, such as bonds.

SSX will act as a platform to bridge gaps, add value and benefit all relevant stakeholders. SSX aims to merge the best of both worlds: “East and West” and serve to fulfil our aspiration of “Bridging Asian and Australian Capital Markets”.

Over time, SSX intends to develop a “Greater China” board, whereby investors may be able to trade in companies listed on the SSX in Chinese RMB.

Sydney Stock Exchange

Secu

ritie

s Ex

chan

ge

www.ssx.sydey

SSX is seeking to differentiate itself from other exchanges in a number of ways. These include: Access to Asian (especially Chinese) capital – opening up new markets Attracting large number of investors from Asia (especially in Greater China) to trade on the APX market Raising capital in Australia and Asia (especially in Greater China) Specifically targeting growth companies Adopting a multilingual approach (starting with English and Chinese) in the trading and information platform as well as customer services Providing real time prices through an advanced web-based trading system that is both easy to use and highly accessible to all market participants A multicultural team of executives who have a strong understanding of the workings of both Chinese and Western financial and capital markets Maintaining a high level of market transparency and high quality of services Flexibility in its listing rules (whilst maintaining a very high level of accountability and rigour) Focusing on fundamentals (e.g. no short selling) Competitive listing fees

Page 14: AIMS Financial Group Intro-En-Feb-2016 · 2016. 5. 10. · George Wang Executive Chairman AIMS Financial Group (AIMS) was established in 1991 as a mortgage lender. Over the past twenty-four

INVESTORS

AustralianInvestors

AsianInvestors

LISTEES

AustralianCompanies

AsianCompanies

CAPITAL RAISINGAustralian Capital Asian Capital

Trading in Australian dollars & RMB¥$

Listing CompaniesShare trading (retail & institutional)

(E.g. Especially from Greater China)

(E.g. Especially from

Greater China)

Email:[email protected]

www.ssx.sydney

SSX provides opportunities for growth oriented companies

to raise the capital they need for expansion from a

diversified range of domestic and international investors,

especially from the Asia-Pacific region. SSX offers Chinese

market participants an alternative listing venue to the

Shanghai and Shenzhen stock exchanges in China.

SSX operates its official list of securities as a Main Board,

but it has the flexibility that a Second Board provides. SSX

will provide and develop specialised markets in a number

of sectors, including Mining, Oil & Gas, Real Estate (REITs),

Hi-tech, Agribusiness, Servicing and growth companies.

As a securities exchange, SSX provides ‘listing’ facilities

to companies and securities issuers as well as 'trading'

facilities for stock brokers, traders and investors to buy and

sell shares/securities. The securities that can be traded on

SSX include: shares issued by companies, units issued

by trusts and other pooled investment products as well as

fixed interest instruments, such as bonds.

SSX will act as a platform to bridge gaps, add value and

benefit all relevant stakeholders. SSX aims to merge the

best of both worlds: “East and West” and serve to fulfil

our aspiration of “Bridging Asian and Australian Capital

Markets”.

As a securities exchange licensed by ASIC, some of the

main commercial roles of SSX include:

Creating Capital Raising Opportunities for Corporate

The Stock Exchange provides companies with the facility

to raise capital for expansion through selling shares to the

investing public.

Creating Investment Opportunities for Investors

As opposed to other investments that require a large

capital outlay, investing in shares is open to both the large

and small stock investors, who buy the number of shares

they can afford. Therefore, the Stock Exchange provides

the opportunity for both small and large investors to own

shares in companies of their choice.

14 AIMS FINANCIAL GROUP

Page 15: AIMS Financial Group Intro-En-Feb-2016 · 2016. 5. 10. · George Wang Executive Chairman AIMS Financial Group (AIMS) was established in 1991 as a mortgage lender. Over the past twenty-four

15

OurLoanProducts:

Home loans

Commercial Property Loans

Construction loans

Investment loans

Email:[email protected]

www.aimsloans.com.au

AIM

S H

ome

Loan

s

Through AIMS Home Loans Pty Ltd (Australian Credit

Licence Number 39027), AIMS provides a wide range

of financial solutions, assisting home buyers and

investors with loans at low rates, low entry fees and

outstanding service.

Since commencing operations, AIMS’ business has

continued to grow, becoming one of Australia's largest

non-bank lenders and winning over 30 recognised

national awards.

AIMS raises its own funds through AIMS Securitisation

Pty Ltd (Australian Credit License Number 287846),

which holds an Australian Financial Services Licence

(AFS Licence Number: 287846) granted by the

Australian Securities and Investments Commission

(ASIC) . A IMS’ res iden t ia l mor tgage backed

securitisation RMBS program involves the issuance

of AIMS bonds in the Australian domestic market. As

a self-funded lender, AIMS has a distinct advantage

over its competitors, because it can offer very flexible

lending policies at low rates with no hidden fees.

AIMS has to date directly and indirectly issued over

$2.5 billion in RMBS bonds. Its bonds have been rated

AAA by the prestigious ratings agencies, Standard and

Poor’s and Fitch Ratings.

AIMS Home Loans takes pride in its fast approvals and

customer service, with customers enjoying the 24-hour

Loan Enquiry System.

AIMS Home Loans

Page 16: AIMS Financial Group Intro-En-Feb-2016 · 2016. 5. 10. · George Wang Executive Chairman AIMS Financial Group (AIMS) was established in 1991 as a mortgage lender. Over the past twenty-four

16 AIMS FINANCIAL GROUP

AIMS Financial Group is one of the non-bank financial

organisations which carried out securitisatio business

at an early stage. AIMS Securitisation is the Trust

Management arm within the group and is responsible

for al l mortgage related funding activit ies. AIMS

Securitisation has extensive experience in arranging

mortgage securitisation activities and in setting up its own

securitisation funding capability.

AIMS Securitisation arranged and structured its first

Warehouse Trust facility through a Master Trust structure

in 2002. In 2004, AIMS Securitisation arranged and

structured a second warehouse facility and had total

committed warehouse funding facilities of $1.3 billion. This

year, AIMS Securitisation was the Arranger and Issuer

for a $580 million domestic RMBS transaction. In 2005,

AIMS Securitisation successfully completed $400 million

RMBS bond deal and in 2007 AIMS complete $350 million

RMBS bond deal. AIMS Securitisation takes a lead role

in arranging each AIMS bond issue including appointing

of Lead Managers and actively participating in Investor

Road shows. In the 7 years to 2007, AIMS has raised

directly and indirectly about AUD 3 Billion in funds from

the capital markets, with most of the RMBS rated AAA by

both Standard & Poors and Fitch Ratings.

AIMS Securitisation's in-depth experience in the bond

issuance process includes developing cash-flow

models to project the performance of mortgage loan

assets under varying prepayment assumptions which is

critical in the overall transaction structuring process. As

Trust Manager, AIMS Securitisation is also responsible

for implementing and managing the Information Systems

vital to the management of loan portfolios and provision

of accurate arrears management as well as investor

collateral reporting.

AIMS Securitisation manages a number of warehouse

facilities and public bond trusts daily. In the normal course

of a month the Trusts typically demand the processing

of up to 10 bond or CP Coupon Payment cash flow

reports as well as providing monthly collateral reporting

to Investors, Trustees and Rating Agencies. AIMS

Securitisation is also finalising a Net Interest Margin Trust

which will allow AIMS to access funds against the future

cash flow of its portfolio.

With the excellent management team

and outstanding performance, AIMS

provides safe and honourable return

for their housing mortgage security

investors. Additionally, the securitized

products issued by AIMS have gained

the popularity among the domestic

and international investor due to the

positive reputation and relatively

lower financing costs.

Securitisation

Main Transaction History:

AIMS 2002-1 Bond Trust

AIMS 2004-1 Bond Trust

AIMS 2005-1 Bond Trust

AIMS 2007-1 Mortgage Trust

Secu

ritis

atio

n

Email:[email protected]

Page 17: AIMS Financial Group Intro-En-Feb-2016 · 2016. 5. 10. · George Wang Executive Chairman AIMS Financial Group (AIMS) was established in 1991 as a mortgage lender. Over the past twenty-four

17

Bond Issues Rating

AA: 3.07%

AAA: 96.93%

AIMS:2004-1

AA: 4.71%

AAA: 95.29%

AIMS:2007-1

AA: 3.2%

AAA: 96.8%

AIMS:2005-1

AIMS 2005-1 TrustRMBS Size: AUD 400,000,000

Issue Date: 24th June 2005

Class A: AUD 387,200,000

Credit Rating: AAA (Standard & Poor’s

and Fitch Ratings)

Weighted Average Payback Period: 2.7 years

Class B: AUD 12,800,000

Credit Rating: AA (Standard & Poor’s and

Fitch Ratings)

Lenders Mortgage Insurance Provider:

GENWORTH 61.9%

PMI: 38.1%

Weighted Average Payback Period: 5 years

Average Loan to value rate: 72.8%

Lenders Mortgage Insurance Provider:

GENWORTH 61.9%

PMI: 38.1%

Average Maturity Period: 8 Months

AIMS 2004-1 TrustRMBS Size: AUD 586,000,000

Issue Date: 9th July 2004

Class A1: AUD 200,000,000

Credit Rating: AAA (Standard & Poor's

and Fitch Ratings)

Class A2: AUD 268,000,000

Credit Rating: AAA (Standard & Poor's

and Fitch Ratings)

Class A3: AUD 100,000,000

Credit Rating: AAA (Standard & Poor's

and Fitch Ratings)

Class B: AUD 18,000,000

Credit Rating: AA (Standard & Poor's

and Fitch Ratings)

Lenders Mortgage Insurance Provider:

GENWORTH 35.11%

PMI: 64.03%

Average Maturity Period: 12-14 Months

AIMS 2007-1 TrustRMBS Size: AUD 346,000,000

Issue Date: 7th May 2007

Class A: AUD 329,700,000

Credit Rating: AAA (Standard & Poor’s

and Fitch Ratings)

Weighted Average Payback Period: 2.57 years

Class B: AUD 16,300,000

Credit Rating: AA (Standard & Poor’s

and Fitch Ratings)

Lenders Mortgage Insurance Provider:

GENWORTH 61.9%

PMI: 38.1%

Weighted Average Payback Period: 5.13 years

Average Loan to value rate: 73.12%

Lenders Mortgage Insurance Provider:

GENWORTH 41.79%

PMI: 58.21%

Average Maturity Period: 13 Months

Bond Issued by AIMS in Recent Years

Page 18: AIMS Financial Group Intro-En-Feb-2016 · 2016. 5. 10. · George Wang Executive Chairman AIMS Financial Group (AIMS) was established in 1991 as a mortgage lender. Over the past twenty-four

AIMS Capital is the Investment Banking subsidiary of AIMS Financial Group. It is staffed by highly qualified professionals with international experience. Headquartered in Sydney, AIMS CapitalhasbranchesinHongKong,Beijing,Shanghai and Melbourne, and offers a wide range of investment banking services to corporations and investors across Asia and Australia.

The AIMS Capital team has extensive experience in financing and capital rising, both in Australia and internationally. While a specific area of expertise is assisting Chinese growth companies with listing on the Asia Pacific Stock Exchange (APX), AIMS Capital also works with Australian companies on APX IPO's.

In addition, AIMS Capital assists domestic Australian and Asian companies with pre-IPO placements, secondary market placements, convertible bond offerings, and the structuring and placement of highly tailored financing instruments such as hybrid securities.

In addition to capital raisings, AIMS Capital provides a wide range of other advisory services, including M&A advice, restructuring, business development advice, capital structure advice, and regulatory impact advice.

Our Capabilities include:

Significant Investor Visa (SIV) compliant investments

Equity or Debt Capital Raising ($5m-$500m)

Asia Pacific Stock Exchange Listings (IPOs)

Cross-border M&A Transactions

Joint Ventures and Strategic Partnerships

Management Buyouts (MBO) & Leveraged Buyouts (LBO)

China Market Entry Strategic Advice

Technology Commercialisation Advice ($0.5m+)

Industry Coverage:

Agriculture,Energy/NaturalResources,Chemicals,Technology/Media/Telecommunications,Consumer/Retail,RealEstate,FinancialServices,Healthcare

Primary Responsibilities:

Management of the overall relationship with corporate clients and investors

Origination and execution of equity and debt financing transactions

Origination and execution of sell-side and buy- side M&A transactions, with a focus on cross- border transactions

Provision of all other advisory services

Investment Banking

Email:[email protected]

capital.aims.com.au

Inve

stm

ent

Bank

ing

Page 19: AIMS Financial Group Intro-En-Feb-2016 · 2016. 5. 10. · George Wang Executive Chairman AIMS Financial Group (AIMS) was established in 1991 as a mortgage lender. Over the past twenty-four

19

www.aimssec.com.au

Share Trading

AIMSSEC is the Investment Banking subsidiary of AIMS Financial Group. It is staffed by highly qualified professionals. Headquartered in Sydney, AIMSSEC has branches in Hong Kong,Beijing,ShanghaiandMelbourne,andoffersawiderange of investment banking services to Corporates and Investors across Asia and Australia.

The AIMSSEC team has extensive experience in financing and capital rising, both domestically in Australia and internationally. A specific area of expertise is assisting Chinese growth companies to list on Sydney Stock Exchange (SSX), AIMSSEC also works with Australian companies on SSX IPO’s. In addition, AIMSSEC assists domestic Australian and Asian companies with pre-IPO placements, secondary market placements, convertible bond offerings, and the structuring and placement of highly tailored financing instruments such as hybrid securities.

In addition to capital raisings, AIMSSEC provides a wide range of other advisory services, including M&A advice, restructuring, business development advice, capital structure advice, and regulatory impact advice.

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AIMS Capital Securities Pty Ltd (trading as “AIMSSEC”)

ACN 112 871 842 AFSL No. 307706

Freeline (China): 4006883668Customer Services Hotline: +61292260299Website: www.aimssec.aom.au Email: [email protected]

Stock placment and Initial Public Offerings (IPOs) subscription Stock brokerage trading service Equity Research for ASX and SSX listed companies Corporate Finance & Investment Banking Professional bilingual customer service in both English and Chinese

Trading Processes1. Land on trading platform

2. Choose trading product

* SSX listed shares * Global equity markets * Contract for Difference (CFD)

3 transaction mode

* Telephone transactions * Online transactions

Page 20: AIMS Financial Group Intro-En-Feb-2016 · 2016. 5. 10. · George Wang Executive Chairman AIMS Financial Group (AIMS) was established in 1991 as a mortgage lender. Over the past twenty-four

Australia

China

Hong Kong

Singapore

AIMS Financial Group

Email: [email protected]

Sydney Head Office:

Level 16, Central Square, 323 Castlereagh Street, Sydney NSW 2000, AustraliaTel: 61-2-9217 2727 Fax: 61-2-9217 2753

Beijing Office:

Level 11, Winland International Financial Center, No.7 Financial Street, Xicheng District, Beijing, China. Zipcode: 100034Tel: (86-10) 6655 5618 Fax: (86-10) 6655 5617