AGRICULTURE - III

01. The objectives of extending agri. gold loans are:

a. To increase the liquidity to meet crop production expenses b. Investment expenses related to agriculture c. Investment expenses related to allied activities d. Any other expenses related to agriculture e. All the above

02. Maximum amount of gold loan sanctioned under Agri:

a. Rs.50000/- b. Rs.300000/-

c. Rs.500000/- d. Depends on the advance value of the Gold and the requirement

of the farmer.

03. Maximum repayment period given under Agri Gold Loan:

a. 12 months for short term loan b. 30 months for meeting investment expenses c. Either a or b d. None of the above

04. For availing Produce Marketing Loan the eligible customers are:

a. All our existing borrowers good track record only b. All non-overdue borrowers also c. Crop loan borrowers of other Banks d. Non-Borrower Farmers e. All of them can be considered.

05. When the loan is sanctioned against Ware House Receipts

Collateral is needed: a. When the loan amount exceeds Rs.50000/- b. When the loan amount exceeds Rs.500000/- c. When the loan amount exceeds Rs.1000000/- d. None of the above

06. What is the margin to be brought in by the farmer under Kisan

Credit Card?

a. Up to Rs.50000/- Nil b. Above Rs.50000/- 15 to 25 % c. Scale of finance applied No Margin d. None of the above

07. Under Kisan Credit Card, when the loan is sanctioned with tie up arrangements we need not obtain collateral security up to:

a. Rs.50000/- b. Rs.100000/- c. Rs.200000/- d. None of the above

08. What is the maximum loan amount sanctioned under Kisan Credit

Card?

a. Rs.50000/- b. Rs.100000/- c. Rs.200000/- d. It depends on the cropping pattern, land holding and scale of

finance. e. None of the above.

09. Maximum loan can be sanctioned under Kisan Gold Card Scheme:

a. Rs.100000/- b. Rs.1000000/- c. Rs.1000000/- minus term loan outstanding if any d. 5 times of annual income or 50% of value of land to be

mortgaged whichever is more e. Either [c] or [d]

10. The purpose for which the Kisan Gold Card scheme promoted:

a. To take care investment needs of the farmer only b. To take care production needs of the farmer only c. To take care investments needs and also consumption needs of

the farmer d. Either [a] or [b] e. None of the above

11. The consumption loan under KGC can be included:

a. Education Expenses b. Marriage Expenses c. Medical Expenses d. Local Function Expenses e. All the above

12. The loan considered for under Land Purchase Scheme:

a. Cost of Land b. Provision of irrigation facilities and land development c. Purchase of farm equipments d. Registration charges and stamp duty e. All the above

13. Eligibility under Land Purchase Scheme:

a. Small and Marginal Farmers only b. Tenant Cultivators only c. Share Croppers only d. Landless Agricultural Labourers only e. All of them

14. Maximum loan amount under Land Purchase Scheme:

a. Rs.200000/- b. Rs.50000/- c. Rs.500000/- d. Rs.500000/- [Excluding development changes] e. None of the above

15. Eligibility under Dairy Society Plus Scheme

a. Milk Societies registered and affiliated to District Milk Union b. Supplying 1000 lit/day to Milk Units c. Earning pretax profits for the last two years d. Borrowing Powers as per bye-law s of the society e. All the above

16. Purpose for which the loan can be sanctioned under Dairy Society

Plus: a. Construction of Milk house or society office b. Purchase of Automatic Milk collection system c. Purchase of transport vehicles d. Purchase of Bulk chilling unit e. All the above

17. Maximum loan amount can be sanctioned under Dairy Society Plus:

a. Maximum two times the average profit of previous 2 years b. Maximum four times the average profit of previous 2 years c. Maximum six times the average profit of previous 2 years d. Maximum four times the average profit of previous 2 years or

Rs.1000000/- e. None of the above

18. What are all the objectives of setting up of Agri-Clinic and Agri

Business Centres a. To augment support and extension services for agriculture b. To provide a package of soil and input testing facilities and other

consultancy services c. To strengthen transfer of technology and extension of services d. To provide self employment opportunities to technically trained

persons e. All the above

19. Scheme for financing commission Agents Arthias Plus Scheme: Eligibility for classifying under agriculture segment: a. Commission agents holding a valid license from market yard b. Commission agents should be in the line of operation for the

past 3 years c. Commission agents having receivables from farmers only d. Commission agents functioning in rural and semi urban

markets/mandis e. All the above

20. Maximum amount of loan can be sanctioned under Arthias Plus

Scheme a. Rs.1000000/- b. Rs.2000000/- c. Rs.2500000/- d. Rs.5000000/- e. None of the above

21. Tractor Plus Scheme the new scheme, combination all the

existing schemes for purchase of tractor for the farmers: a. Tractor Loan Scheme b. Krishi Plus Scheme c. Rakshak Tractor Plus Scheme d. Tractor Plus Scheme under tie-up with Tractor Manufacturers e. All the above

22. Loans can be sanctioned under Tractor Plus Scheme for the

purpose of:

a. Financing Tractors only b. Financing Additional loan for repairs and maintenance c. Neither a nor b d. Either a or b

23. The companies to whom we tie up with under Tractor Plus

Schemes:

a. TAFE b. MAHINDRA AND MAHINDRA c. ESCOTS d. Only a and b e. All the three companies

24. The objectives for financing Cold Storage:

a. To promote setting up of cold storage and reducing post harvest losses

b. To create cold chain infrastructure from farm to the consumer c. To modernize/rehabilitate cold storages d. All the above e. None of the above

25. Under Scheme for Financing Seed Processors, the maximum loan can be sanctioned: a. Rs.1000000/- b. Rs.2000000/- c. No limit d. Need based limit no upper ceiling but above Rs.200000/- e. None of the above

26. Under the scheme for development and strengthening of

Infrastructure facilities for production and distribution of seeds, the eligible organizations are: a. Private Companies b. Individual Entrepreneurs c. Self Help Groups d. Seed Co-operatives e. All the above

27. Maximum credit limit can be sanctioned under SHG Credit Card

and SHG Gold Card: a. Rs.25000/- and Rs.50000/- b. Rs.50000/- and Rs.100000/- c. Rs.100000/- and Rs.200000/- d. Rs.50000/- and Rs.200000/- e. None of these

28. Under the scheme [capital investment subsidy scheme for

commercial production units of organic inputs] manufacturing of organic inputs are: a. Biofertilisers Unit b. Vermiculture Hatcheries c. Fruit and Vegetable Waste Compost Unit d. All the above. e. None of the above

29. Mortgage loan to Seed Processing Units Scheme the minimum and

maximum loan can be sanctioned: a. Rs.500000/ and Rs.10000000/- b. Rs.1000000/- and Rs.10000000/- c. Rs.200000/- and Rs.10000000/- d. None of the above

30. The objectives of introducing financing of joint liability groups of Tenant Farmers:

a. To augment flow of credit to tenant farmers, share croppers b. To extend collateral free loans to target clients through JLG

scheme c. To build mutual trust and confidence between bank and tenant

farmers. d. All the above e. None of the above

ANSWERS FOR OBJECTIVE QUESTIONS

1. 2. 3 4 5. 6. 7. 8. 9. 10. 11. 12. 13 14 15.

e d

c. e. c c c d e b e e

e. d e

16. 17. 18. 19. 20.

21 22. 23. 24. 25. 26. 27. 28. 29. 30.

e d e e c c. d e d d e d d a d

AGRICULTURE - IIIANSWERS FOR OBJECTIVE QUESTIONS