ag adjustments ar management recovery services overview
TRANSCRIPT
aga: your single source for Commercial Collections and accounts receivable solutions740 Walt Whitman Road • Melville, NY 11747-9090
Toll Free: 888.496.1600 • Main: 631.425.8800 • Fax: 631.425.8808
saFeguarding your business relaTionsHips
Thecornerstoneofanybusinessisthe
relationshipsthatitestablishesandmaintains.
Forfourdecades,AGAhasdevelopedlong-
lastingassociationswithabroadspectrumof
companies.Weunderstandthehardwork
thatgoesintoformingthesealliancesand
retainingthem.Thatiswhyweputapremium
onbusinesspracticesthatareopenand
honest.Weearnourclients’trustbyproving,
timeandagain,thatwecangetthejob
donewhileprotectingyourhighlyvalued
business-to-businessrelationships.
sHaring our Core skills
Weseeourselvesasanextensionofyourcredit
department.Inotherwords,areliableworking
partnerwithspecializedexpertiseincommercial
collectionsandaccountsreceivablesmanage-
ment.Whileyouremainfocusedonbuildingand
shapingyourbusiness,letourrecoveryteamaid
youinsustainingahealthybalancesheet.
aCHieving dependable reCeivables resoluTions
YoucanfeelconfidentthatwhetherAGA
receivesasinglecollectionsaccountoris
entrustedwithhandlingyourcompany’sentire
accountsreceivableportfolio,weapproacheach
assignmentwithdiligenceanddedication.
Whenyouworkwithus,you’llknowthateven
ifyourbusinessisn’talwayspredictable,the
effortsandresultsofAGA’steamwillbe.By
turningpastduereceivablesintocash,we
retrievemoniesthatcanthenbereinvested
towardyourbusinessgrowth.
Since 1972, A.G. Adjustments (AGA) has been committed to ensuring our
clients – from small businesses to Fortune 500 companies – the highest
possible rate of return on outstanding receivables. Our time-tested solutions
to both commercial collections and accounts receivable management help
maintain your company’s professional and public image while optimizing your
business’ critical cash flow cycle. With on-going evaluation and refinement
of our services, business practices and relationships, we stay at the top of our
game in order to continually meet and, yes, exceed your expectations.
With corporate offices in New York, satellite offices throughout the U.S., and
strategic alliances worldwide, AGA is well positioned as a resourceful global
partner in both commercial collection recovery and A/R management.
Mission: To return the maximum net dollars to you, in the
shortest time possible, while maintaining your public image.
Conquering ColleCTion CHallenges
AGAisrecognizedworldwideforitsindustry
expertise,strengthinthemarketplace,andfor
thebroadrangeofservicesweprovide.Youwill
haveaskilled,outcome-focusedallystandingin
yourcorner.Aftercompilingadetaileddebtor
profile,weworkwithyourcustomerstowarda
timelypositiveresolution.AGA’scollection
effortsareefficient,yetcenteredonpreserving
sound,ongoingrelationshipsforyourbusiness.
Bycommunicatingtoyourcustomersina
professionalandethicalmannerwehelp
re-establishsolidbusiness-to-businessrelations
thatkeepyourbusinessmovingforward.
Harnessing business-CriTiCal inForMaTion
Werealizethatourclientshaveenoughstrain
ontheirtimewithoutbeinginundatedwith
countlessreports,analysesandsummaries.As
weseeit,ourjobistoprovideyouwiththe
customizedupdatesyouneed,specificallywhen
youneedthem.Youletusknowexactlywhat
informationyouwishtosee,inwhatformat,
andwithwhatfrequencyandwedotherest.
You’llalwayshaveaccesstotimelyreportsand
archivaldatathroughyourcustomizedclient
portalandwe’lladaptourreportingsothatit
remainsuserfriendlyandpertinent.Moreover,
youcanrestassuredthatpersonalserviceand
easeofcommunicationcontinuetostandatthe
forefrontofourbusiness.
Fee sCHedule
Basic Commissions
25%onthefirst$3,000
20%ontheexcess
50%onclaimsover1yearoldor
secondplacements
Largeclaimsnegotiableon
individualbasis
Minimum Commissions
0-$300.....50%
$301-$600.....$150
Return of Merchandise
50%ofpublishedfee
International Claims
331/3%
Legalfeeswillvarydependingupon
thecountry.Attorneysmayrequire
retainersorhandlingfeesthatwillbe
appliedtotheircustomaryfees.
Consumer Placement
50%
Forwarding Fee
Whennecessary,claimswillbe
forwardedtoattorneysforcollection.
A25%feewillbechargedon
moniesrecovered.
Litigation
Whensuitisrecommended,client’s
authorizationwillberequired.
Shouldsuitbeauthorized,creditor
willberesponsibleforcourtcosts
andattorneyfees.
AGAmayretaincompensationforitscostsandexpensesandalllawfulsumscollectedoverandabovetheprincipalamountoftheclaim.
www.agalTd.CoM
“no ColleCTion - no Fee”
aga serviCes
Collection Services
O AccountsReceivable
ManagementOutsourcing
O CommercialCollections:
DomesticandInternational
O CreditandCollectionConsulting
O DebtManagement
Asset Searches
O BankSearches
O BankruptcyFilings
O JudgmentLiens
O Skip(address)Tracing:
DomesticandInternational
O TaxLiens
O UCCFilings
Seminars
O AccountsReceivableManagement
O CashFlowManagement
O CollectionTechniques
Letter Writing Services
O CommercialandConsumer
O CustomizedIndustry-SpecificLetters
740 Walt Whitman Road • Melville, NY 11747-9090
Toll Free: 888.496.1600 • Main: 631.425.8800 • Fax: 631.425.8808
CerTiFied MeMber, CoMMerCial ColleCTion agenCy assoCiaTion
O Adherencetoarigorouscodeofethics
O Reputablecollectionproceduresthatmaintaingoodwillwithcustomers
O Maximumdollarrecovery
O Allaccountsbondedandinsured
O MaintenanceofseparateTrustAccountsforcollectedfunds
O Promptremittanceoffundstocreditors
THe aga TeaM
ThelongevityfoundwithintheAGAteamspeaksvolumes
aboutitsstrength,cohesiveness,commitmentandpride.
Whilewehavegrownexponentiallyoverthepastfour
decades,AGAhascontinuallybuiltamatrixinwhich
personalandprofessionalaspirationsareabletothriveand
progressiveideasflourish.What’sthebenefittoyou?The
advantageisthatyouprofitfromanoptimistic,results-
drivenatmospherethatachievespositiveoutcomesusing
themostup-to-datemethodstogetherwithasystemof
provenbestpractices.
HeadingtheAGAteamareMarcGerstel,president,and
RobertGerstel,chiefexecutiveofficer.Together,they
representapassionatesecondgenerationofindustry
expertswhocontinuetooperateandgrowthebusiness
withaneyetowardthefuture.WhileinfusingtheAGA
teamwiththeirdedicationtoservingthebestinterestsof
theirclients,bothofficersremainfullyinvolvedand
activelyengagedinallfacetsoftheorganization.