Address Address Verification Verification

Service (AVS)Service (AVS)

Address Verification Address Verification Service (AVS)Service (AVS)

IntroductionIntroductiono The internet Address Verification System (I-The internet Address Verification System (I-

AVS) is a business service for resolving the AVS) is a business service for resolving the escalating problem of internet security and escalating problem of internet security and fraud.fraud.

o AVS is supported only in the United States, AVS is supported only in the United States, Canada, and the UK.Canada, and the UK.

What is AVS ?What is AVS ?AVS is a Fraud Prevention Service which is used AVS is a Fraud Prevention Service which is used

by credit card associations and issuing banks by credit card associations and issuing banks to check whether the provided billing address to check whether the provided billing address match the billing address on file at the issuing match the billing address on file at the issuing bank.bank.

Address Verification Address Verification Service (AVS)Service (AVS)

How does the Patented Address How does the Patented Address Verification work on the internet ?Verification work on the internet ?

o The primary principle behind the I-AVS is similar The primary principle behind the I-AVS is similar to the process that credit card companies use to to the process that credit card companies use to activate and verify a consumer’s credit card.activate and verify a consumer’s credit card.

o The credit card company uses a Touch-Tone data The credit card company uses a Touch-Tone data entry system, combined with the telephone entry system, combined with the telephone company’s caller-id feature to verify, that the company’s caller-id feature to verify, that the lawful owner of the card is verifying the credit lawful owner of the card is verifying the credit card. card.

o The consumer’s phone number’s caller-id verifies The consumer’s phone number’s caller-id verifies the physical location from where the consumer is the physical location from where the consumer is calling.calling.

Address Verification Address Verification Service (AVS)Service (AVS)

AVS Designing ModelAVS Designing Model

Address Verification Address Verification Service (AVS)Service (AVS)

Registration with the I-AVS Registration with the I-AVS Service ProviderService Provider

Address Verification Address Verification Service (AVS)Service (AVS)

Other Other Techniques for Techniques for

Preventing Preventing Online FraudOnline Fraud

Other Techniques for Other Techniques for Preventing Online FraudPreventing Online Fraud

Advanced Address Verification (AAV)Advanced Address Verification (AAV) Age VerificationAge Verification AuthorizationAuthorization BiometricsBiometrics Card Security SchemesCard Security Schemes Credit CheckCredit Check Deposit CheckDeposit Check Master Card Security CodeMaster Card Security Code Verified by VisaVerified by Visa Hot List, Warm List and Positive ListHot List, Warm List and Positive List Smart CardSmart Card......

ImplementatiImplementation Modelon Model

Implementation ModelImplementation Model

Implementation ModelImplementation Model

Implementation ModelImplementation Model

Implementation ModelImplementation Model

Implementation ModelImplementation Model

Implementation ModelImplementation Model

Implementation ModelImplementation Model

Implementation ModelImplementation Model

ConclusionConclusion

Design and implementation of the previous Design and implementation of the previous discussed Techniques.discussed Techniques.

Advantages and Disadvantages of :Advantages and Disadvantages of :

1- Geo-location Technique.1- Geo-location Technique.

2- Credit Card Number/Type Validation.2- Credit Card Number/Type Validation.

3- Address Verification Service. 3- Address Verification Service.

Locating the Fraudster’s geographical Locating the Fraudster’s geographical location.location.

Future WorkFuture Work

Hot List, Positive ListHot List, Positive List Mobile PaymentMobile Payment

Smart CardSmart Card

Future WorkFuture Work SecuritySecurity Encryption/DecryptionEncryption/Decryption

FirewallFirewall

AcknowledgeAcknowledgementment

Thank YouThank You