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BCMS - Corporate5006 Cemetery Rd.Hilliard, OH 43026

BCMS is an Elavon Payments Partner & Registered MSP/ISO of Elavon, Inc. Georgia. © 2013 Banc Certified Merchant Services.

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Powerful, Integrated Business Solutions from BCMS

Merchant Cash Advance

About BCMSFormed over two decades ago, Banc Certified Merchant Services (BCMS) has grown to handle more than $220 million a month in processing transactions. BCMS is a leader in the merchant services industry; we enjoy the distinction of being the registered service provider for two of the most respected banks in the world (Bank of America and US Bank). We offer a unique selection of products and services designed with small business owners in mind, including Credit Card Processing, Mobile Processing, Merchant Cash Advances, ACH and Check Services, etc.

At BCMS, our business solutions have three elements for success: a design that meets the needs of small and mid-sized businesses, the speed and highest level of security in electronic communication, and Account Executives dedicated to client satisfaction. These principles have earned us an A+ reliability rating from the Better Business Bureau and respect in the industry.

What if I have bad credit?

We understand that many people have credit issues. At BCMS, we don’t just look at your credit history when determining if you qualify for funding. There are many other factors involved, and if you meet other qualifications, you can get the funding you need.

What are the fees?

Many lending institutions require applicants to pay a fee before they receive any loan money. We guarantee that there will never be any up-front fees, and you will not be locked into any fixed monthly payments.

How does BCMS get paid?

Unlike other financial institutions, we don’t make any money until you do. Our payments come from the money you make through your credit card sales. We take a small percentage of your sales, so the amount you pay each month is different, and always affordable.

BCMS CAN HELP FUND YOUR SMALL BUSINESS

One of the biggest challenges for many small business owners is getting funding to get their businesses off the ground. Many banks will often turn down small business owners because they do not have enough assets to secure a loan, and they are considered to be financial risks. One way to overcome this problem is to apply for an unsecured loan with Banc Certified Merchant Services (BCMS). We are an industry leader in unsecured loans for many types of businesses, and can provide you with immediate working capital and a customized package for your company. Whether you need $5,000 or $500,000, you can get it through a Merchant Cash Advance from BCMS. HOW DOES A MERCHANT CASH ADVANCE WORK?

Once you submit your application and it is approved, your business will sell a certain amount of future credit card sales to us. Then, every time you make a credit card sale, that percentage will be taken off the top and sent to us. Each time you make a sale, the credit card processer automatically sends a payment until your loan is completely paid off. You will receive working capital, which can be used for anything you need for your business. You never have to pay any up-front fees, and we don’t get paid until you do. The amount you pay varies from month-to-month, and there is no fixed payment that must be paid by a certain date without penalties being charged.

WHAT ARE THE BENEFITS?

The benefits of a Merchant Cash Advance are numerous. You can be approved for funding in 24 hours or less, and you will receive full funding in 10-14 days. You DO NOT need to have any collateral or personal guarantee. These loans are unsecured. We don’t receive payments until you receive payments from your customers, which is great for small businesses that are just starting out. Other benefits of a Merchant Cash Advance include:

▪ Approval in less than 24 hours, funding in less than two weeks

▪ Fully automated process

▪ You may qualify even if you have bad credit

▪ 12-hour credit card funding on approved merchants

▪ Up to $500,000 in funding per location

▪ Funds can be used for any business need

WHAT DO YOU NEED TO GET STARTED?

Applying for funding is easy. This isn’t something you hear every day. Many financial institutions make their customers jump through hoops, while offering no guarantees of funding. To apply for BCMS Working Capital, all you have to do is visit www.advancedfundingsolution.com and download the application form. In order to complete your application for funding, you will need the following:

▪ A copy of your business license (Liquor, Sales Tax Permit, etc.)

▪ A copy of your driver’s license

▪ A voided check (with printed business information)

▪ A copy of your lease (or most recent mortgage statement if you own the property)

▪ The application form (be sure it is filled out completely and signed)

▪ Three (3) recent credit card statements (12 if your business is seasonal)

▪ Three (3) of your most recent bank statements