© 2011 Pentegra Retirement Services

ADVANTAGETHE ALLIANCE BENEFIT GROUP–PENTEGRA

CORPORATE HEADQUARTERSPentegra Retirement Services108 Corporate Park DriveWhite Plains, NY 10604

ALLIANCE BENEFIT GROUP-PENTEGRA REGIONAL LOCATIONSCHARLOTTE, NC5250 77 Center Drive, Suite 450 Charlotte, NC 28217800-255-8678

GREENVILLE, SC124 Verdae Boulevard, Suite 302Greenville, SC 29607888-822-6832

Difference: Us

Alliance Benefit Group-Pentegra is focused on developing exceptional relationships with select retirement

plan advisors to build your business.

Advantage: Yours

Our specialized approach and depth of resources can help you deliver distinct retirement plan solutions that are

as unique as your clients.

When you’re looking for a retirement plan partner, look to Alliance Benefit Group–Pentegra.

Retirement plan solutions should be as individual as the clients that you serve.

At Alliance Benefit Group–Pentegra, we work closely with advisors to develop personalized retirement plan

solutions that help your clients achieve their goals.

Our relationship with you is based on a strong understanding of your needs. Your clients value you because you

focus exclusively on their needs. At Alliance Benefit Group–Pentegra, we’re focused exclusively on yours.

That’s the Alliance Benefit Group–Pentegra advantage—a partner who offers the right combination of retirement

plan products, services, expertise and pricing to help you make your retirement plan practice a success.

PARTNERSHIP

2 Alliance Benefit Group–Pentegra

A partner focused on your success.

That’s an advantage.

PARTNERSHIP

A subsidiary of Pentegra Services, Inc., we are able to draw on the depth and breadth of resources of the entire

organization and a highly trained staff to deliver retirement plan solutions that work for every client’s goals and

situation. Dedicated to the retirement plan business for over 68 years, today we administer more than 3,500

retirement plans nationwide. Our focus and expertise can work to build your retirement plan business too.

Our comprehensive retirement plan solutions are designed to enhance your services.

We offer a full array of flexible retirement plan solutions that can help drive your business—whether you’re

looking for pure plan administration services for a platform product, a custom open-architecture arrangement,

or any other type of retirement program.

We’ll work closely with you to design retirement plan solutions that complement your strengths while meeting the

needs of every client you serve. We value and respect your client relationships as much as you do—our consultative

approach and extensive retirement plan design expertise support your client relationships to deliver solutions that

enhance your value to your clients.

SOLUTIONS

4 Alliance Benefit Group–Pentegra

Comprehensive retirement plan solutions.

That’s an advantage.

SOLUTIONS

We offer a full array of retirement plan solutions designed to meet all your client needs.

• 401(k) plans

• Defined Benefit Pension plans

• Cash Balance plans

• 412(e)(3) plans

• KSOPs

• ESOPs

• Profit Sharing plans

• Age Weighted plans

• New Comparability plans

• Multiple Employer Plans

• Money Purchase plans

• 457(b) and 457(f) plans

• 403(b) plans

• 401(a) plans

• Non-qualified Executive benefit

and director plans

• Actuarial Services

At Alliance Benefit Group–Pentegra, we are passionate about service—especially about making the complex

business of retirement plans simple for you and your clients. We know you value your client relationships and want

to offer them the best. That’s why we provide you with a dedicated advisor service team focused exclusively on your

book of business—backed by highly-skilled retirement benefits professionals, including in-house ERISA attorneys,

enrolled actuaries, credentialed plan consultants and compliance specialists.

In a business built on relationships, our relationship is with you. We bring together the bench strength and resources

of a large organization with a dedicated service team focused on making our relationship with you a success. With

an average of 20+ years of experience in the industry, our team members are focused on delivering exceptional

service—to enhance your value to your clients.

EXPERIENCE

6 Alliance Benefit Group–Pentegra

Having a dedicated team of experts in your corner.

That’s an advantage.

EXPERIENCE

We’re able to leverage 65+ years of retirement plan expertise to offer valuable insights about the trends taking

place in the retirement plan industry today. Those insights lead to an informed dialogue about the best way to

design and maintain a retirement plan solution that meets your client’s benefit and cost objectives.

• Internal & External Sales Support

• Plan Design & Document Support

• Plan Conversion & Implementation

• Administration & Recordkeeping

• Regulatory Compliance

• Government Reporting

• Legal & Technical Support

• Fiduciary Services

• Custodial Services

• Flexible Investment Platforms including

Custom Open-Architecture Arrangements

• Advisor & Plan Sponsor Reporting

• Participant Education & Communications

Our independent structure enables us to offer retirement plan solutions with an unbiased approach, so that you

can work with your clients to structure the best retirement programs for their needs. We offer the flexibility that

enables you to provide a tailored solution for every opportunity—to strengthen your relationships and grow your

retirement plan business.

Because we have strategic partnerships with the best in the business, we can work with you to select from a

broad range of plan investment platforms when you need them—including custom open-architecture platforms

administered in a daily valvation environment—and flexible custodial arrangements. We understand that life

insurance can be beneficial in a qualified plan, and offer that as well. As an independent organization, we do not

sell investment products and are not tied to specific investment or financial institutions, which means you get an

objective view of the right investment structure for your client’s needs.

INDEPENDENT

8 Alliance Benefit Group–Pentegra

Independent and unbiased.

That’s an advantage.

INDEPENDENT

As a non-producing TPA, our recommendations are based on what will work best for you and your clients—not

what we’re obligated to sell—so that you and your clients get the best possible retirement plan solution.

We’ll work as hard for your clients as you do.

As a subsidiary of Pentegra Services, Inc., Alliance Benefit Group–Pentegra offers a level of retirement plan

oversight built on a 65+ year ERISA fiduciary heritage. We offer you and your clients the advantage of insights

and experience gained in this unique role, and the benefit of industry best practices for administering retirement

plans according to the quality standards this role demands.

That’s why we are SSAE 16 audit certified. It is also why our dedicated service team is comprised of seasoned

professionals, many of whom hold the ASPPA and CEBS designations. It’s why our administrators have, on

average, more than 20 years of experience in the industry. It’s why high-touch personal service is the hallmark of our

business, and why we’re consistently ranked as one of the top Third Party Administrators in the nation.

QUALITY

10 Alliance Benefit Group–Pentegra

A higher quality standard.

That’s an advantage.

QUALITY

At Alliance Benefit Group–Pentegra, our reputation is based on the excellence of our people and the quality of

our work—not as we measure it, but as our clients do. No wonder we’ve been able to consistently achieve

a 97+% client satisfaction rating year after year. That’s the kind of quality that sets us apart from other Third

Party Administrators, and makes a difference to you and your clients.

TRANSPARENCY

Alliance Benefit Group–Pentegra is a subsidiary of Pentegra Services, Inc. Pentegra Services, Inc. is a member of the

Alliance Benefit Group network, a national network of independently owned retirement plan consulting, health and

welfare consulting and benefits administration firms. The network’s unique structure allows each member organization

to maintain its independence and autonomy, yet at the same time provides each firm with access to a variety of

competitive products, technical support and service collaboration from other offices.

Collectively, the Alliance Benefit Group network is one of the largest independent retirement plan administrators in

the country, providing retirement plan services to over 8,600 plans representing over 656,000 participants and over

$32 billion in assets. We are able to deliver economies of scale and negotiate pricing for services from a more

competitive standpoint by leveraging the buying power of our collective resources.

ABOUT ALLIANCE BENEFIT GROUP–PENTEGRA

Our Difference.

Your advantage.

© 2011 Pentegra Retirement Services

ADVANTAGETHE ALLIANCE BENEFIT GROUP–PENTEGRA

CORPORATE HEADQUARTERSPentegra Retirement Services108 Corporate Park DriveWhite Plains, NY 10604

ALLIANCE BENEFIT GROUP-PENTEGRA REGIONAL LOCATIONSCHARLOTTE, NC5250 77 Center Drive, Suite 450 Charlotte, NC 28217800-255-8678

GREENVILLE, SC124 Verdae Boulevard, Suite 302Greenville, SC 29607888-822-6832