a r i z o n a i n s u r a n c e c l a i m s a s s o c i a...
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A R I Z O N A I N S U R A N C E C L A I M S A S S O C I A T I O N
AICA BULLETIN
March 2012 Volume 10, Issue 7
DATE: Thursday, March 15th
TIME: Social Hour 5 p.m. Dinner/Meeting 6 p.m.
PLACE: Doubletree Hotel 44th St. & Van Buren
RSVP: By March 12th online at www.aicaonline.org
COST: $25 per person— current Members
$40 per person— Non-members
FREE for the first 25 STAFF adjusters/managers that RSVP
Payment can be made online using PayPal at www.aicaonline.org or by cash or check at the meeting.
Please make sure you cancel your reservation at least 48 hours in advance if you are unable to attend. AICA pays for your dinner whether you attend or not. Late cancellations and no-shows will be billed.
M E E T I N G D E T A I L S
President’s Message 2
NASP Conference 3
Golf Tournament Player Registration
4
Golf Tournament Advertisement Registration
5
Fire Investigation Seminar
6
Job Opportunities 7
AICA Officers 8
Inside this issue:
G U E S T S P E A K E R — E R N E S T P . C H I O D O , M . D . ,
J . D . , M . P . H . , M . S . , C . I . H . , P H Y S I C A N -
B I O M E D I C A L / B I O M E C H A N I C A L E N G I N E E R
Low speed motor vehicle collisions are a common occurrence. The use of cellular phones, text messaging, and e-mailing while driving has only in-creased the frequency of low speed motor vehicle collisions. Often, a motor vehicle collision where there is no or only minor damage to the vehicles will result in personal injury claims. Many times the treating physicians or sur-geons will support the claim by citing the subjective history given by the claimant that they had either no symptoms before the collision or that their symptoms became worse after the motor vehicle collision.
An approach that can give clarity to the issue of causation or aggravation of symptoms due to a low speed motor vehicle collision is the calculation of a
numerical value for the force experienced by the claimant in the collision. This numerical value of force can then be compared to the forces experienced in activities of daily living engaged in by the claimant. This will convert a situation dependent upon medical opinions based upon subjective com-plaints into objective numbers that can be used in a fact based analysis. The ability to calculate the forces in a motor vehicle collision is a rare skill which calls upon a specialized combination of medical and engineering expertise. Few physicians or surgeons have the training to calculate the forces in a motor vehicle collision. I learned how to calculate motor vehicle collision forces during my biomedical/biomechanical engineering training at Wayne State University in Detroit. Wayne State University has been funded for many years by the American automobile industry and is world famous in the field of vehicular impact biomechanics. I am able to arrive at well reasoned calculations of forces involved in motor vehicle collisions. In many cases where there is little or no damage to the vehicles, the forces are significantly less than the forces experienced by the claimant when they entered their vehicle prior to driving to the point where the collision occurred. This has obvious significance for the deter-mination of whether or not the motor vehicle collision caused or aggravated the claimant’s condition. The inability of the treating physician or surgeon to calculate a numerical value for the force of the collision highlights the subject basis of their opinion.
Ernest P. Chiodo, M.D., J.D., M.P.H., M.S., C.I.H. is a physician and a biomedical/biomechanical engineer. Prior to entering into private practice, Dr. Chiodo was the Medical Director of the City of the Detroit and was the chief physician in charge of public health measures designed to protect the health of over one million people who were living in the City of Detroit at that time.
TOPIC: LOW SPEED AUTOMOBILE COLLISIONS
Each year, the President of the United States proclaims March "Red Cross Month". How did this tradition come about?
Since Clara Barton created the American Red Cross in 1881, it was largely de-pendent for publicity and funds on the spontaneous support of people who learned of catastrophic events and the Red Cross’s response to them. News of an event broke. The American Red Cross rushed to the scene with help. People around the
country came forth with outpourings of volunteer assistance and donations of funds and supplies.
The American Red Cross is where people mobilize to help their neighbors—across the street, across the country, and across the world—in emergencies. Each year, in communities large and small, vic-tims of some 70,000 disasters turn to neighbors familiar and new—the more than half a million volun-teers and 35,000 employees of the Red Cross. Through nearly 700 locally supported chapters, more than 15 million people gain the skills they need to prepare for and respond to emergencies in their homes, communities and world. Some four million people give blood—the gift of life—through the
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A I C A G I V E S B A C K
On behalf of the AICA I would like to thank Craig McCarthy, Wendy Weigand and the Honorable Judge Cates for their presentation on expert witness rules. The industry is changing all the time and the more informa-tion we have the better we can serve our customers. It is members like this that
share information on their expertise that keep us on the leading edge. Speaking of being on the leading edge of information, this months speaker will introduce us to the intricacies of low speed collisions. Mr Chiodo is a physician, attorney, industrial hygien-ist, industrial toxicologist and biomedical engineer which makes him an expert in many fields and I am sure he will have some great information to share as well as a few interesting stories. When the weather turns as beautiful as it has been for a while, a lot of us start thinking about vacations ……OK and GOLF and in particular the annual AICA Golf event scheduled for May 4th at Stonecreek Golf Course. It’s fast approaching so get your four-somes together and sign up! Also on the horizon is Pat Andler’s 10 annual Fire Seminar being held on March 16th. It’s an educational and FUN event and they even burn stuff which is pretty cool, so look for the flyer on our
website and in this newsletter and sign up. We will have a booth out there so bring some people who may not be members and let’s show them the types of events we are involved with so they can see the advantage of becoming a member and don’t forget we will also have a booth at the NASP Litigation skills seminar at Sheridan Wild Horse Pass resort and conference center on March 22nd and 23rd so come on by and say hello there as well. A HUGE thanks also goes out to the following companies who donated door prizes at the February meeting:
Abracadabra Restoration- Shawn Mazon & Breck Grumbles
AmeriClaim - Joe Hendren
Desert Dry Restoration - Lisa Hastey
FRSTeam - Christina Palumbo
Ground Zero - Josef Yurmas
Kowalski Construction - Julie Carns
Puroclean - Suzanne Moore
SOS Restoration - Nanette Sanchez
We really and I mean REALLY appreciate your involvement and support.
Robin R. Werth, AIC
President
P R E S I D E N T ’ S M E S S A G E
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Page 4 A I C A B U L L E T I N
A I C A G O L F T O U R N A M E N T R E G I S T R A T I O N F O R M
When: Friday, May 4, 2012 7:00 am Shotgun Start Where: Stonecreek Golf Club, 4435 E Paradise Village Parkway South Cost: $110 per golfer, Scramble Format. Green Fee, Cart, Driving Range, Prizes, and BBQ included. Dress: Proper Golf Attire Required Deadline: All Forms & Payments Must be Received by March 31, 2012 - After March 31, $120 per golfer
LIMITED TO FIRST 36 TEAMS (144 GOLFERS)
Entry must be accompanied by admission fees - Payable to: AICA. No faxed entries will be accepted RETURN ENTRY FORMS & PAYMENTS TO: AICA Golf Tournament c/o
Schantz Construction, LLC
P.O Box 11175 Glendale, AZ 85318-1175 Dale Schantz, (623) 825-7872
Player #1 ____________________________________ E-mail _______________________________________ Phone _______________________________________ Employer _____________________________________
Player #2 ____________________________________ E-mail _______________________________________ Phone _______________________________________ Employer _____________________________________
Player #3___________________________________ E-mail______________________________________ Phone______________________________________ Employer____________________________________
Player #4____________________________________ E-mail_______________________________________ Phone_______________________________________ Employer_____________________________________
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G O L F T O U R N A M E N T A D V E R T I S E M E N T R E G I S T R A T I O N F O R M
Disaster Restoration &
General Contracting
Services
ServiceMaster All Care
Restoration
Serving Central & Southeastern Arizona
West Valley 623-486-0700
East Valley 480-320-3999
Tucson 520-495-0036
When: Friday, May 4, 2012 7:00 am
Where: Stonecreek Golf Club, 4435 E Paradise Village Parkway South
Cost: $350 Vendor Alley Sponsorship—Includes Company Sign & 2 BBQ Meal Tickets
$125 Breakfast Sponsor
$125 Grab Bag Sponsorship
$950 18 Green Pin Logo Flags – Deadline March 1, 2012
Please Circle Sponsorship Requested Deadline: All Forms and Payments must be received by March 31, 2012 Hole sponsors will be assigned first come and paid sponsorship. You may also have the following on the tee box/ green area: Sodas, Beer, Water, Gatorade or Kegs. For prices and orders, Call Food and Beverage Director at Stonecreek, 602-953-9111 X 230 Company Name: ______________________________________________________________________ As to appear on signage Qualifying AICA Member: ______________________________________________________________ Contact Person: _______________________ Phone No:______________________ E-mail: ______________________________ *Additional BBQ Meal Tickets #________ X $25 = ___________ Enclosed Check: $__________ Payable to Arizona Insurance Claims Association
RETURN ENTRY FORMS & PAYMENTS TO: AICA Golf Tournament c/o
Schantz Construction, LLC
P.O Box 11175 Glendale, AZ 85318-1175 Dale Schantz, (623) 825-7872
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Red Cross, making it the largest supplier of blood and blood products in the United States. The Red Cross also helps thousands of U.S. service members separated from their families by military duty stay connected. As part of the International Red Cross and Red Crescent Movement, a global network of 186 national societies, the Red Cross helps restore hope and dignity to the world's most vul-nerable people.
An average of 91 cents of every dollar the Red Cross spends is invested in humanitarian services and pro-grams. The Red Cross is not a government agency; it relies on donations of time, money and blood to do its work.
In Recognition of Presidential Proclamation, the AICA Gives Back charity of the month is the American Red Cross. Proceeds from the 50/50 raffle will be donated so please participate and let's support this worthy cause.
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A I C A G I V E S B A C K
J O B O P P O R T U N I T I E S
Koning & Associates, Inc.
American Family Insurance
EMC Insurance Companies
Auto Owners Insurance Group
IAS Claims Services
IANET
American Reliable Insurance Company
FBL Financial Group, Inc.
American Environmental Group
JMJ Claims Management
CopperState CMS
Nautilus
Interstate Restoration, LLC
Unified Investigations and Sciences, Inc.
Ameriprise Auto & Home Insurance
Please visit www.aicaonline.org to view the job openings the following companies have open on our Job Board:
Mailing Address
2303 N. 44th Street,
Suite 14-1502
Phoenix, AZ 85008
A R I Z O N A
I N S U R A N C E C L A I M S
A S S O C I A T I O N
We’re on the Web!
www.aicaonline.org
2 0 1 2 A I C A O F F I C E R S & B O A R D M E M B E R S
PRESIDENT
Robin Werth, AIC
Berkley Risk
Administrators
602-368-6501
VICE PRESIDENT
Nadine Mar, CCLA, AIC, ARM
EMC Insurance
Company
800-432-8422
SECRETARY
Paul C. Kottler, AIC
Kottler Capital
Partners
TREASURER
Miguel Martinez
Auto Owners
Insurance
Company
MEMBER AT LARGE
Mike Benner
ServiceMaster All Care
623-256-4931
MEMBER AT LARGE
Bethany Powell
American Environ-
mental Group
MEMBER AT LARGE
Karl Epps
EnCe
MEMBER AT LARGE
Jill Marie Malley
Ground Zero
GOLF CZAR
Dale Schantz
Schantz Construction
623-825-7872