A Quick and Easy Guide to

GECU’s Bill Pay

If only allyour chores

were this easy!

Bill Pay from GECU… It’s Fast! It’s Easy! It’s Free! Bill Pay Is Safe!

Bill Pay is a free, secure

service from GECU that allows

you to conveniently pay your

bills online from any computer

in a matter of minutes. Pay

anyone, anytime, anywhere in

the U.S. – from mortgage

lenders to gardeners. You

have complete control of your

bills because you decide who

you’re going to pay, when to

pay, and how much to pay.

How safe is it? - Let’s put it this way: You’re more likely to win the lottery than to have the security of a Bill Pay transaction compromised. That’s because Bill Pay uses the highest standards of

encryption available.

It’s guaranteed - Your Bill Pay transactions are protected by the same laws that protect you from credit card fraud, limiting your liability to a maximum of $50 for unauthorized use of your account. You’re also protected from late charges if a bill is not paid properly due to our error.

Payment CenterLogging In

Connect to theInternet using a browser

of your choice.(To use Bill Pay,

your Internet browsermust support 128-bit

encryption.)

Manage My Bills - Clickhere to update informationon bills and set up automaticpayments, e-bills, alerts and

can also delete biller.

Pay Bills - Click here tomake payments, view

incoming e-bills, view andedit pending payments, andview all payments scheduled

for the current month.

Log on toSmartBranch® atwww.gecu-ep.org

using your User ID Number

Add A Bill - Click hereto add a new bill toyour bill paying list.

Click the“Bill Pay” tab

(on the first row of options)to launch Bill Pay.

My Accounts - Clickhere to view information onthe checking account youselected to pay bills from or add another checking

account.

Click “View and Pay Bills.”

Work from the followingtoolbar by selecting the

appropriate link.

My Profile - Click hereto view your profile data.

Pay Bills View Bill History

Make payments, view incoming e-bills, pending payments and recently processed payments on this screen. View each bill in detail or quickly make several payments.n Identify automatic payments you have set up.Click the icon to edit your automatic payment settings.n Enter payment amounts on this screen tomake one or more payments.n Select a payment due date from the pop-upcalendar. (Only valid due dates can be selected.)n Click the “Send Payment” button to submitpayments.n Incoming Bills – A special icon alerts youwhen an e-bill is due.n Click the icon to view the bill in detail, or schedulea payment from the Payment Center page.n Schedule Multiple Payments – Use this featureto pay multiple bills at one time. Your accountinformation is already there - just fill in the amounts and payment dates to pay all your bills in minutes. You can schedule payments up to a year in advance.

Recent Payments - All payments made

in the current monthare listed here.

Click“Download to Quicken” to download information

to Quicken(versions 2004 and earlier).

View Bill History – Click the “View

Bill History” link at thebottom of the currentmonth’s payments.

n Select a date range for the period you wish to view and click the “Refresh” button.

n Click “View Detail” to see more detail information about a specific payment.

Cancel pending payments before theyare processed by clicking the “Cancel” link.

Add A Bill Add A Bill

With GECU’s Bill Pay, you can pay anyone, anytime,

anywhere in the U.S., from national companies to individuals. Most large

companies, such as credit card companies and department

stores, accept electronic payments. You can even pay

individuals you pay on a regular basis, such as your babysitter, gardener or anyone else you

pay using a check.

To Add A New Bill

n Choose whether you’ll be paying a company or an individual. n Enter the billing information,

such as account number, address and phone number.

n Click “Add Bill” or “Cancel”. n You’ll receive a confirmation that the bill has been added to your list. n Click “Finished”. n To add another bill, click “Add Bill” and repeat the process. n If the billing company can provide electronic bills instead of paper bills, and you would prefer to receive future bills electronically, just follow the prompts on the screen.

Manage My Bills Manage My Bills

Using theAutomatic

Payment option ofGECU’s Bill Paygives you added

conveniencebecause you setup the payment

schedule just onceand all future

payments requirea quick click to approve.

To Set Up AnAutomatic Payment:

n Click the “Manage My Bills” link to open the screen. n Select the company or individual from the drop down box you wish to pay using Automatic Payment. n Click “Add an Automatic Payment.” n Select the account you wish to make the payments from. n Enter:

◆ Payment Amount ◆ First Payment Date ◆ Payment Frequency

n Determine when you want the payment to stop.

Schedule Repeating Payments

Use this feature to pay regularly occurring bills for a set amount - your rent, tuition, or loan payments. Select a payee and fill in the amount, first payment date, frequency, and number of payments or indicate to pay until further notice. You can also specify a different amount for the final payment.

Help is just a click away. Just click the “Help” link located above the main toolbar: You’ll find a

list of frequently asked questions -- with answers, of course; a glossary of terms and other online

resources to guide you through the process.

www.gecu-ep.org