O B J E C T I V EA j N ti lA major new National programdesigned to facilitate investment,foster innovation, enhance skillfoster innovation, enhance skilldevelopment, protect intellectualproperty and build best‐in‐class

f i i f fmanufacturing infrastructure forMSMEs

To support new/existing MSMEs forpursuing growth opportunities

Target Sectors25 Identified sectors under Make in India

AUTOMOBILES•Two‐wheelers

AUTOMOBILE COMPONENTS

AVIATION• Aircraft enginesTwo wheelers

•Three‐wheelers•Commercialvehicles

COMPONENTS•Manufacturers ofparts, body &chassis fan belts

Aircraft enginesand parts thereof

• Servicing, repair ormaintenance ofvehicles

•Electric vehicleschassis, fan belts,pressure die castings,hydraulic pneumaticinstruments

maintenance ofaircraft, etc.

instrumentssupplying to theautomobile segment

Target Sectors25 Identified sectors under Make in India25 Identified sectors under Make in India

BIO TECHNOLOGY CHEMICALS CONSTRUCTIONSf l• Bio‐pharma

• Bio‐services• Bio‐agri

• Dyes, Pigments &Intermediates

• Inorganic

• Infrastructure, involvesconstruction projectsin sub‐sectors likeroads rails portsBio agri

• Bio‐industrial• Bio‐informatics

Chemical Industry• Organic ChemicalIndustry

roads, rails, ports,irrigation, power,telecom etc

• Industrial constructionIndustrial construction• Real estate

Target Sectors25 Identified sectors under Make in India25 Identified sectors under Make in India

DEFENCE MANUFACTURING

IT and BPM• Hardware &

ELECTRICAL MACHINERY MANUFACTURING

• Defence productsmanufacturing

• Supply chain

• Hardware &software

• Financialh

MACHINERY• Machinery usedin production ofcables and wire • Supply chain

sourcingopportunityD f ff t

research,• Animation,Engineeringd i

cables and wire,switches andswitchgears,li ht d fitti • Defence offsetsdesign,

Analyticslights and fittingsetc.

Target Sectors25 Identified sectors under Make in India

ELECTRONIC MINING

25 Identified sectors under Make in India

ELECTRONIC SYSTEMS

• Semiconductor Wafer Fabrication 

FOOD PROCESSING

• Milk basedd t

LEATHER•Tanning &finishing,

MINING• Fuelminerals,M lli &• Electronic 

Components• Semiconductor Design

products• Packagedfoods, etc.

footwear &footwearcomponent,

• Metallic &non‐metallic

Design• Electronics Manufacturing Services (EMS)

leathergarments,leather

minerals• Atomic and• Minor

• Telecom products.• Industrial/ Consumer electronics

goods inclsaddlery andharness etc.

minerals

electronics

Target SectorsTarget Sectors

25 Identified sectors under Make in IndiaTarget Sectors25 Identified sectors under Make in India

MEDIA & ENTERTAINMENT

• Films

OIL & GAS

• Coalgasification

PHARMACEUTICALS• Bulk drugs• Active

RAILWAYS• Manufacture of

components• Infrastructure projects• Films

• Television• Radio• Print

gasification• PipelineTransportation

PharmaceuticalIngredients(APIs)

Infrastructure projects(High speed trainprojects,electrification, high‐speed tracks and• Print tion

• contractresearch &manufacturing

speed tracks andsuburban corridors

• Dedicated freightcorridors

• Setting up of wagonservices

• Setting up of wagon,coaches andlocomotive units,

Target Sectors25 Identified sectors underMake in India25 Identified sectors under Make in India

PORTS & SHIPPING RENEWABLE ENERGY ROADS & HIGHWAYS

• Wet Bulk carriers• Dry Bulk carriers• Containerships

• Wind MillProjects

• Solar Power

• Road Development• Expressway

p• Specialisedvessels

Projects• Biomass Projects

Target Sectors25 Identified sectors under Make in India25 Identified sectors under Make in India

SPACE TEXTILES & GARMENTS• Ready made garments

THERMAL POWER

• Power Generation• Launch Vehicles

• Space ScienceProgramme

(menswear, womenswear, kidswear, unisexand uniforms)

• Power Generation• Transmission & Distribution

• Power TradingProgramme • Textile fabric (cottonfabric, blended fabric,100% non‐cotton andothers which include

• Power Trading• Power Exchanges

others which includekhadi, wool and silk

Target Sectors25 Identified sectors under Make in India25 Identified sectors under Make in India

TOURISM & HOSPITALITY WELLNESSTOURISM & HOSPITALITY

• Timeshare resorts,• Convention centres,M t l

WELLNESS• Ayurveda drug manufacturing(nutraceuticals, foodsupplements cosmetics and• Motels,

• Heritage hotels

supplements, cosmetics andrejuvenatives)

• Setting up of specialisedtreatment centrestreatment centres

• Medical tourism for curative and rejuvenation treatments

ELIGIBLE ENTERPRISES

All MSMEs as per MSMED Act 2006.

Emphasis on financing smaller enterprises within MSMEs and also newenterprises in manufacturing as well as service sectorsenterprises in manufacturing as well as service sectors

Existing enterprises undertaking expansion / modernization /technology upgradation / other projects for growing their businessgy pg p j g g

Loans extended under the scheme cannot be used for repayment ofearlier loans.

Focus on all the identified 25 sectors. In addition, to help MSMEsacross other sectors, deserving proposals from any other sector can alsobe assisted on merits.

TYPES OF ASSISTANCE

SOFT LOAN – IN THE NATURE OF QUASI – SOFT LOAN IN THE NATURE OF QUASIEQUITY

TERM LOAN ON RELATIVELY SOFT TERMS TERM LOAN – ON RELATIVELY SOFT TERMS

Terms of assistance – Soft Loan 10% of the project cost subject to maximumRs.20 lakh

% f h j bj iAMOUNT 15% of the project cost subject to maximumRs.30 lakh for enterprises promoted by SC / ST/ Persons with disability / Women (controlling

k f l %)stake of at least 51%)UPFRONTFEE 0.50% of the loan amount

RATE OFINTEREST

First 3 years : 9.15% to 9.35% p.a. (fixed) From 4th year onwards : 11.70% ‐ 12.70% p.a. ‐

Based on Bank’s PLR / Internal Rating (rateINTEREST Based on Bank s PLR / Internal Rating (ratecan be both fixed or floating)

Terms of assistance – Soft LoanTerms of assistance  Soft LoanREPAYMENTPERIOD

Upto 10 years inclusive ofmoratorium upto 3 yearsPERIOD moratorium upto 3 years.

SECURITY

Residual charge over the entireassetsSECURITYPersonal guarantee of thePromoter(s)

PREPAYMENT No premium shall be leviedOn expiry of 3 years from the date of firstdisbursement, the outstanding soft loan together

Other, g g

with any dues thereon shall be converted intosecured term loan and the entire loan shall carryapplicable rate of interest as per internal rating of theborrowerborrower.

Terms of assistance – Term Loan

AMOUNT

Minimum Rs.50 lakh for newenterprisesAMOUNTMinimum Rs.25 lakh for existingenterprises

UPFRONTUPFRONTFEE 0.50% of the loan amount

First 3 years : 9 45% to 9 95% p a

RATE OFINTEREST

First 3 years : 9.45% to 9.95% p.a.(fixed) ‐ Based on Rating

From 4th year onwards : 11.70% ‐INTEREST 12.70% p.a. ‐ Based on Bank’s PLR /Internal Rating

Terms of assistance – term loan

TERM LOAN

75% of Project Cost upto Rs.100 lakh, and

2/3rd for the rest subject to promoters 2/3 for the rest subject to promoters contribution and DER norms.

PROMOTERS’ Minimum 15% of Project Cost upto Rs.100 lakhCONTRIBUTION lakh

20% for the rest subject to DER norms.

REPAYMENTPERIOD

Upto 10 years inclusive of moratoriumt 3PERIOD upto 3 years.

First charge over all assets createdunder the project

SECURITYp j

Personal guarantee of the Promoter(s)Fixed Asset Coverage of at least 1.40

times including collateral securityg yPREPAYMENT No premium shall be levied

Terms of assistance – example

Parameter Project 1 Project 2Rs. lakh

j jProject Cost 100 200Means of Finance General SC/ST / 

PWD /General SC/ST / 

PWD /PWD /Women

PWD /Women

Promoter Contribution 15 10 48 38 Term Loan 75 75 132 132

Soft Loan 10 15 20 30T t lTotal 100 100 200 200

MAKE IN INDIA FUNDObjectivej

To help MSMEs engaged in selectedp g gsectors get financial assistance atcompetitive rates as part of “Make inco pet t ve ates as pa t o a eIndia” campaign of Govt. of India.

Timely and adequate financialresource for the 25 identified sectors5

S

AA

M

Counseling

E hi  O i iM

A

Entrepreneurship Orientation

Hands on TrainingA

D

Updation through emails & wats app group 

G id  t d  Fi   d G t   h   D

H

Guidance towards Finance and Govt. scheme  

Interaction with Industrial ExpertsH

A

Placement Assistance

N

Thankyou