8 things you should do while considering a forex before a travel (foreign currency exchange)
TRANSCRIPT
8 Things You Should do While Considering a Forex Before a Travel
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Globalization has brought forex into existence for the ever travelling people for convenience and saving. Unlike travel cheques where you need to pay an extra percentile, forex SAVES MONEY and is extremely convenient when it comes to spending international currency outside your nation.
Although there are limitations on the time period to keep forex, those are to discourage unhealthy practices and the genuine travellers do not get much affected with it.
Important Things to do While Considering a Forex Agent
• Buy foreign exchange a week before your travel
• Exchanging from airport outlets can be very expensive
• Try to compare the exchange rates before purchase
• Don’t presume the debit card to be a travel card
• Use Forex cards
• Find an RBI authorized Forex dealer
• Opt for plastic money instead of cash payments
• En-cash remaining currency
Buy foreign exchange a week before your travel
As the currency rate keeps changing, it is advised to get the foreign exchange ready much before your travel date. If the rates are high, you always have the option of waiting for two or three more days for the rates to fall if you plan it in advance.
Exchanging from airport outlets can be very expensive
You may be charged a commission of as high as 10-15 per cent. If you are left with no options, you have no choice either. There is a possibility that you lose money in this exchange.
Try to compare the exchange rates before purchase
Every vendor has different exchange rates and comparing the exchange rates by 3 to 4 vendors. You have various portals which offer currency comparison and get the best deal after trying all of them.
Don’t presume the debit card to be a travel card
Your debit/credit which is issued In India will get you currency in rupees. If you try to use it out of India, you can be levied extra 5% for currency conversion. However, your forex card has the local currency and is exempted of these extra charges.
Use Forex cards
Forex cards have replaced the travellers’ cheques due to the extra 4 to 6 per cent commission on liquidating the cheques.
Find an RBI authorized Forex dealer:
Deal only with popular forex dealers such as Trinity world holidays, the renowned travel partner and reputed foreign exchange agent in Mumbai. To avoid any fraudulence in tourist outlets, it is always suggested by the experts to pick an agent authorized by reserve bank of India.
Opt for plastic money instead of cash payments
Transferring funds via NEFT and other options to the currency exchangers’ bank accounts is the most secure way. This would track the transaction as well.
En-cash remaining currency
If you use forex, you can en-cash the left over currency easily. You can even leave the balance without en-cashing the currency so that you can use the amount in your next trip. However, there is a limitation on this period as you are not allowed to keep more than $2000 after six months of your trip.
We are one of the leading foreign currency exchange agents in Mumbai that offer live rates to our customers. Visit your nearest branch to get your currency exchanged with us!
Trinity Air Travel & Tours Pvt. Ltd.
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