THE FOUR MAIN THINGS IN GETTING YOU A MORTGAGE

Your credit score gives lenders a basis to judge your ability to repay.

Income shows what you make in order to be able to make

payments.

Cash Assets: Cash assets show your ability to save and what is

available for the down payment, closing costs and reserves.

A history of your employment and how much money you will

have after the closing will also help to show an underwriter

positive factors to offset anything that may be considered a

negative.