55 and better senior expo

2 55 and Better/Reporter-Herald W E D N E S D AY, JUNE 9, 2 0 1 0

inside

16

Ageless EducationDiscover educational opportunitiesin Larimer County

Mark SissonCelebrity advice from a nutrition guru

8 Affordable LivingFind information on housing in Loveland

12 Eat Your AgeNutritional needs evolve with age

18 Turn Back Time

5

The 55 & Better publication is a productof the Reporter-Herald. For advertising

information, contact Linda Story at635-3614. For editorial information,contact Jade Cody at 635-3656 or

jcody@r eporter-herald.com

Seniors have a ball, keep romance alive by dancing

Kick up your heels

10

55 & BetterSenior Expo

Look younger without going under the knife

25 Senior Yellow PagesKey phone numbers for resources in the area

4 Positive About Aging10 great things about getting older

FREE In-Home Assessment

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Licensed, Bonded & InsuredSenior Helpers locations are independently owned and operated.

Call 970-667-6400 or visit www.seniorhelpers.com

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A band aid on your knee, sealed with a kiss.Now it’s your turn.Your parents have always provided patience, reassurance, and protection through all of life’s ups and downs. Now it’s your turn for them. Let us provide a better quality of life for your loved one, and peace of mind for you!

55 and Better/Reporter-Herald W E D N E S D AY, JUNE 9, 2010 3

WHEN:

9 a.m.-3 p.m., June 15

WHERE:

Outlets at Loveland (west of Cracker Barrel

W H AT:

• Browse the vendor booths and attend informationalseminars• Door prizes to be awarded all day (need not be presentto win)• Plenty of parking• Free admission

9:00 A.M. — ROCKY MOUNTAIN RECUMBENTS

9:30 A.M. — POUDRE VALLEY HEALTH SYSTEM/MEDICAL CENTER OF THE ROCKIES

10:00 A.M. — GRACE POINTE

10:30 A.M. — BOB JONES — TARKENTON FINANCIAL

11:00 A.M. — COMPLETE SPECTRUM

11:30 A.M. — MONEY CONCEPTS

NOON — POUDRE VALLEY FOOT AND ANKLE

12:30 P.M. — KIRK EYE CENTER

1:00 P.M. — A STEP AHEAD FOOT AND ANKLE

1:30 P.M. — INVESTMENT CENTER OF AMERICA

55 & Better Seminar Schedule

SPONSORS OF THE EXPO INCLUDE:• Outlets at Loveland

• Poudre Valley Health System• The Loveland Reporter-Herald

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• Full service optical, latest lens designs andextensive frame selection, with competitive lens and

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10GEORGIA WITKINMCCL AT C H Y-TRIBUNE

If you’re a grandparent born between 1945and 1965, you’re a Baby Boomer grand-parent, and you’re all now officially mid-

dle-aged. You can expect (or have already ex-perienced) effects from aging. But recent re-search finds there’s a host of things that actu-ally get better as you get older — and they allhelp you become better grandparents, too.

1. CLEARING UP, PART 1

Your skin is drier so you can worry less atleast about the dermatological effects of eat-ing pizza and chocolate when you’re out withthe kids.

2. SECOND HONEYMOONS

If you’re happily married, expect to staythat way. In general, marital happiness in-creases with every year after the first25, which makes your home a terrificenvironment for grandchildren.

3. FEWER HEADACHES

Migraines become less fre-

quent as you get older, and some of you willoutgrow them completely.

4. CLEARING UP, PART 2

Allergies become milder as you age. In fact,experts say that if you don’t have allergies bynow, you’re probably never going to havethem. So go play outside with the kids.

5. MELLOW OUT

Have you always been an aggressive, as-sertive, Type A personality? Don’t be surprisedif you start to mellow out now, because youhave less adrenaline to fuel the fire. This iswhy many grandparents have more patiencefor their grandkids than they had for their

children. The secret to why grandparents areso lovable? Chemistry.

6. TOUGHEN UP

On the other hand, if you’ve always been arelatively passive personality, you might findyourself growing more assertive now. Recentstudies have found that people with your per-sonality-type become more outspoken as theyget older, especially when dealing with doc-tors, nurses and teachers. Could it be be-cause those professionals are mostly youngerthan you are now?

7. TAKE A BITE OUT OF LIFE

Your teeth will become less sensitive be-cause as you age, your nerve and blood sup-plies shrink a little, so you can set a good ex-ample for kids when it’s time for a dental vis-it.

8. KINDER CUTS

Expect less scarring when you get cuts.This is also due to shrinkage of nerve-and-blood supplies, so you can show a brave facein front of the grandkids when you’re wound-ed.

9. NEW VISION

Expect nearsightedness to improve, until,of course, far-sightedness takes over. Try toget better at reading the tiny cartoons in thekids’ bubble gum packages.

10. SOUND MINDS

Finally, if you’ve never sufferedfrom manic depression or psy-

chosis, you can probably feelassured that you never will;

not even your grandkidsor their parents can

drive you crazyn o w.

great thingsabout getting

older

ThinkStock photo


StillKicking up those

HeelsChilson Senior Center

dance offers socialexercise and fun

RHEMA MUNCYSPECIAL SECTIONS RE P O RT E R

The two-step affords a dancer creativewiggle room when gliding across adance floor. At a recent Chilson Senior

Center dance, some couples two-stepped

with formal elegance and upright postures.Other couples cut a rug with hip twists whilethe Harris and Harris band performed classicsongs with their soaring voices.

The dances at the Chilson Senior Center inLoveland started in the 1980s after the newbuilding opened. Current activities directorHeather Heafer helps host the twice-monthlydances in the senior center’s main room.With live music and plenty of partners todance with, this social activity keeps oldergenerations kicking up their heels.

The senior centers all around the northernColorado region host these dances, and

RH Photo/Rhema Muncy

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many people travel to the different loca-tions to attend them. Gerry Frost-Heightand Richard Height from Henderson Colo.travel to attend up to four dances a week.

Frost-Height and Height’s romance wassparked at one of the senior centerdances. A former Loveland resident, Hen-derson attended his first senior centerdance in January of 2009.

“I hadn’t been dancing for over 45 yearsand just started right here in Loveland,”Height said.

At one dance in Wellington, he was sit-ting by himself when Frost-Height askedhim to come and sit with her group offriends.

“What we do at these dances is befriends,” Frost-Height said. “Besides, usladies need to have dance partners.”

When Height started attending thedances, he knew how to two-step andswing, but he didn’t know how to polka orwaltz.

“The ladies were teaching me and Icouldn’t get the waltz,” Height said. “Ibought a ball room dance book. Thatsolved the whole problem.”

In May of 2009, Frost-Height and Heightwere elected king and queen of the SeniorProm put on by the Thompson Valley High

School National Honor Society at theChilson Center. They whirled around totheir dance as King and Queen eventhough Height was waltzing with a stressfracture in his leg.

Soon after, Height asked Frost-Height ifshe would go on a date with him. Her on-ly stipulation was that it would have to bein the daytime. They went to a bluegrassfestival together. Then in July of 2009 onHeight’s birthday, he asked Frost-Heightto go steady with him. In November of2009, Height asked for Frost-Height’shand in marriage. They were married onJanuary 9, 2010.

As for finding love again after the ageof 70 and after both of their previousspouses had passed away, Frost-Heightand Height are in awe of life and a littleg i d d y.

“I got the same fluttery feeling,” Fro s t -Height said. “I thought it was long gone.For me it was amazing. When I lost myhusband, I never thought I would marryagain because no one could replace him.Don’t say never. I had been a widow fornine years.”

“It is fantastic to find love again,”

� See Dance/Page 7

RH Photo/Rhema MuncyA recent chair dance at the Chilson Senior Center where ladiesline up and men swap partners every turn of the dance floor.

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Height said.This year, the couple was elect-

ed king and queen again — atboth the Loveland and Berthoudsenior dances. And beginning inFebruary of last year, Heightstarted bringing a single stemrose on the birthdays of all theladies who attend the dances, atradition he still continues, al-though Frost-Height receivedthree roses on her last birthday.

Chilson activity directorHeafer witnesses similar storiesonce and awhile. Last year shesaid there was a 101-year-old la-dy who came to the dances. Oth-er people in their 80s and 90s al-so consistently come to grooveto the live tunes. There are oftendifferent genres of music at thedances, from ball room, to coun-try to swing and tango.

“Most of the seniors havedanced their whole lives,”Heafer said. “They really seem to

enjoy it.”Linda Benefiel and Hal Mans-

field of Loveland also come tothe dances as much as possible.They also dance at the Odd Fel-lows Lodge, an organizationthey are deeply involved with.They love to dance tangos, sal-sas, fox trots and especiallyrhumbas.

“There is not much better ex-e rc i s e , ” Mansfield said.

Liz Bowman is 83 years oldand as spry as ever. She has at-tended the dances for too manyyears to remember she said. Herfriend Jean Kosch also attendswith her husband of over 50years.

Bowman started dancing atthe age of 6 years old. Everyonedanced at that time, Bowmansaid.

Kosch would attend danceswith her parents as she grew up.She still dances with her hus-band after all of these years.

“We do it to exercise, socialize,dance and get out,” Kosch said.“It is very good for your health.”

DanceFrom Page 6

Above, Gerry Frost-Height andRichard Height twirl around thedance floor at the Chilson Senior Cen-ter dance on May 24. The couple metat the dances and one year later weremarried.

RH photos/Rhema Muncy

24-313654


LINZY NOVOT N YFOR THE RH

In the year 2000, seniors madeup 21 percent of Loveland’spopulation, a number that con-

tinues to increase. With that thereis an increasing need for affordablehousing for that age segment, saidMoofie Miller, the Director ofHousing for the Housing Authorityof the City of Loveland.

“The senior population has a

fixed income,” Miller said. ”Morethan likely they can’t go out andsupplement their income.”

Loveland resident Lorel Krupkewas in need of affordable housingwhen she applied to live in HarvestPointe Apartments in April of2009. While Harvest Pointe was be-ing built, Krupke was renting ahome with her son. All the while, “Ineeded something I could handlef i n a n c i a l l y, ” Krupke said.

While looking for a new place tolive, Krupke knew someone wholived in Harvest Pointe and theysuggested she take a look. At thetime, 30 of the 80 units had beenrented, so Krupke was able to get aunit without having to go on awaiting list.

HARVEST POINTE APARTMENTS

Single-person households at Har-vest Pointe cannot make morethan $26,300 annually and two-person households cannot makemore than $30,100, which is nomore than 50 percent of the area’smedian income. Rent is roughly 30percent of a household’s monthlyincome. Residents are 62 and old-e r.

The complex is made up of 80units. The physical arrangement ofthe building is very comfortable,Krupke said. Residents have accessto elevators, which is important toKrupke. There is a library with sev-eral hundred books, a chess tableand a computer.

There is also a community roomwith a full kitchen, indoor mailbox-es, a pool table, a crafts room, fouroutdoor patios and big grounds forpeople to walk.

Harvest Pointe is a community.The residents at Harvest Pointelook out for each other, Krupkesaid. Residents feel a camaraderie.Although there is a closenessamongst residents, they also have

complete privacy in their apart-ments because Harvest Pointe is anindependent living facility. Resi-dents are also allowed to have onesmall animal.

Krupke likes that activities areplanned by the residents at HarvestPointe. She is part of the coregroup that plans activities. Thereare currently 40 people on thewaiting list to live in the communi-t y.

HOUSING AUTHORITY OF THE CITY OFLOV E L A N D

The Housing Authority of theCity of Loveland has four afford-able housing options for seniors.

Silver Leaf I, Silver Leaf II andMaple Terrace all offer housingwith rent that can be supplement-ed by Section 8 government assis-tance.

Affordable housing allows house-holds to live in safe and decentconditions without having to paymore than 30 percent of theirmonthly income to rent.

Section 8 is a federally fundedprogram that will supplement a

A f fo rd a b l eHousing

Loveland offersaffordable optionsfor senior housing

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household’s rent. The program is part of theUnited States Department of Housing and Ur-ban Development (HUD) and is utilized byhouseholds that make 30 to 60 percent of thearea’s median income. For a single-personhousehold that is an annual income of no morethan $31,500 and a two-person household in-come of no more than $36,000. The single-per-son household would be expected to contribute$787 a month in rent and Section 8 will paythe remaining amount up to the fair marketrent value for the area. For a two-person house-hold, they will need to contribute $900 amonth toward rent.

On the lower end of the scale, a single-personhousehold that makes 30 percent of the area’smedian income will need to contribute $394 amonth in rent and a two-person household willneed to pay $450 in rent.

Silver Leaf I and II were constructed in thelate 1970s for residents who are aged 62 andolder, disabled or handicapped. There are 50ground level, one-bedroom apartments in SilverLeaf I and 72 ground level, one bedroom apart-ments in Silver Leaf II.

Silver Leaf I and II are independent living fa-cilities with an on-site manager. Residents areable to participate in recreational and socialprograms and daily transportation is madeavailable by the Housing Authority.

Maple Terrace is available to seniors, but theapartment complex is not exclusive to them. Aperson does not need to be aged 62 or older,disabled or handicapped to apply to live inMaple Terrace.

The waiting list for any of these three com-munities may be two to three years. A personcan apply at the Housing Authority office.

For people 55 and older, the Housing Author-ity has housing available at the Mirasol SeniorLiving Community.

Mirasol is an independent living communitymade available to people who make between 30and 60 percent of the area’s median income.There are one- and two-bedroom apartments inthe phase I, two-story apartment complex.Planning has begun on phase II at Mirasol.Phase II will add more affordable apartmentunits to the Mirasol community. Althoughphase I is fully leased, a household can be puton the waiting list for phase II. Construction onphase II is set to start in the fall, with an antici-pated completion of fall 2011.

Paired rental homes are also available. Thesehomes have two bedrooms and two baths. TheAlamosa model is available to those who meetbasic income requirements, whereas the Du-rango model is available to any one 55 and old-e r.

There are also homes for sale at Mirasol. The

same basic income requirements for rentals ap-ply for those who wish to purchase a home.

All residents at Mirasol have access to the Mi-rasol Events Center. Known as the heart of thecommunity, the events center is a central hubthat allows residents to meet their social andphysical needs. There are daily excursions,book and video loan programs; classes, semi-nars and book clubs; social programs like wineand cheese evenings and movie nights; busi-ness services like copies and faxes; and a beau-ty and barber shop. Gardening opportunitiesand exercise classes are also available.

� See A F F O R DA B L E /Page 24

For more information:THE HOUSING AUTHORITY OF THE CITY OFLOVELAND — 970-667-3232

HARVEST POINTE — 970-622-9907

BIG THOMPSON MANOR I & II — 970-667-4195

THE WILLOWS — 970-484-7498

NEIGHBOR TO NEIGHBOR — 970-484-7498

Serving Northern Colorado970-494-1111

FiveWords Can Mean Everything To Seniors

From a few hours a week to around the clock care, Right at Home’s trainedcaregivers can assist you with the everyday activities of living including

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To find out how we can help you maintain yourlifestyle in your home, please contact Right at Home.

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Seasons Club at McKee970-635-4097www.bannerhealth.comKeyword: McKee Seasons Club

Stepping Stones970-669-7069www.bannerhealth.comkeyword: McKee Stepping Stones

Two great programs,right here at McKee Medical Center!

Stepping Stones Adult Day Program gives seniors the opportunity to build friendships and have fun in a caring environment. This is an enriching program for adults with physical and /or memory impairment that gives families respite and the opportunity to recharge. For more information on this program call 970-669-7069.

The Seasons Club is a free program that helps people age 50 or better, get the most out of life through health promotion, education and recreation. Members are offered:A variety of fun day, evening and extended trips; Participation in our pioneering Posit Science Brain Fitness Program; Community Discounts; and much, much more. To become a member, or for more information call 970-635-4097. (Minimal fees do apply.)

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Keep onLearning

RHEMA MUNCYSPECIAL SECTIONS RE P O RT E R

Research indicates thathealthy aging includes ac-tive learning and the contin-

uation of the learning process. Ac-cording to Bill Bertschy, the direc-tor of the Mountains and Plains In-stitute for the Lifelong Learningand Services Elderhostel programsin Fort Collins, continuing educa-

tion during the golden years offersan opportunity to learn newthings, practice old things and re-fresh new learning.

“One of the things that happenson this learning is that life longfriendships are made,” Bertschysaid. “People are coming togetherlooking for similar experiences. Itcreates community even just aftera week’s time.”

The Mountains and Plains Insti-tute creates outdoor programsthat range from physically strenu-ous to easier physical demand.Each trip offers an educationalcomponent, from learning abouthistory to photography and bikingthe Moab desert.

In Elderhostel’s programs, theaverage age of participants is 72.The groups are comprised of peo-ple who are active and education-ally curious, Bertschy said. The se-nior age group responds well andattends classes based on their in-terests and physical stamina.

“There is a rating system andthat way people can decide if theycan do it,” Bertschy said. “We al-

ways send a packet of informationbefore the program and that in-cludes things to think about itterms of health, altitude and con-ditioning.”

Education in technology is an-other service offered in LarimerCounty by the Education and LifeTraining Center. Executive direc-tor Tracy Mead said the classes are

Think Stock photo

Larimer County offersa wealth of education

opportunities forseniors

� See L earn/Page 11

Promoting Independence & Quality of Life

Contact us for information on:� Answers on Aging Resource Guide� Caregiver Support Program� Long-Term Care Ombudsman Program� ARCH - Adult Resources for Care and Help

(970) 498-7750www.larimer.org/seniors

Larimer County Office on Aging

Information Advocacy & Assistance

SE-313907

We welcome volunteers of all ages and encourage your participation in many areas including:Classroom Assistance Clerical WorkLibrary Assistance Mounting Art WorkTutoring Light MaintenanceReading to Children GardeningFoundation Events Tax Work-Off Program

Your willingness to share your valuable time is truly an investment in the future! For information on how you canvolunteer, call 613-5072.

We thank our senior citizens We thank our senior citizens for supporting their local schools!for supporting their local schools!ffffffoooorrr ssssuuuppppppppppoooorrrttttiiiinnnggggg tttthhhheeeeiiiirrr lllllooooccccaaalllll sssscccchhhhoooooooolllllssss!!!!!


L earnFrom Page 10

open to everyone, but seniors arethe prominent attendees of their32-hour basic computing course.

Over the time of eight weeks,class participants work in a safe en-vironment at a local computer labwith an instructor and helpers. Theclass covers topic like hardware re-view, keyboarding techniques, dif-ferent drives, booting up, basic di-rectory structure and desk topfunctions. They also cover webbrowsing, visiting common web-pages, security concerns and set-ting up an e-mail account.

“The thing I think that allows usto have success for that specific de-mographic is that we are a verysmall unique learning environ-ment,” Mead said. “There is a lot ofwarmth and people commentabout how it is not an institutionalsetting. Sometimes seniors willcome to class with cynicism about

technology. Our instructors arehighly skilled in addressing thoseissues. We talk about whether ornot those are valid fears. We domeasure self-confidence with all ofour students. People have moreconfidence after taking our class.”

The class is offered five times ayear and the fee to take it is basedon a sliding income scale.

“There is great information thatyou can access on the web,” Meadsaid. “Seniors should know how tohave this access. There is a wholenew world out there. It is a com-munication tool that seniorsshould be using As confidence im-proves, you can see the power andit can be fun for them.”

The Colorado State UniversityExtension and Osher LifelongLearning Institute offer an array ofclasses for the general public andfor seniors. The Extension offers aservice through the Grand FamiliesAlliance for grandparents raisinggrandchildren. Through the Li-brary in Loveland, Extension Direc-tor Laurel Kubin teaches monthlyfinancial management classes that

appeal to seniors in thearea.

The CSU Extension alsooffers food preservationand gardening education.

“Many people like toparticipate in ourFa r m e r ’s Market,” Ku b i nsaid. “We provide answersto questions about horti-culture there.”

The CSU Extension alsooffers two volunteer programs, theMaster Gardener program and thethe Master Food Safety Advisor. Fora fee, applicants go through thecourse work to be certified in ei-ther area. Then during the high-traffic food seasons, the volunteerssign up for office hours at the Ex-tension and they teach classes inthe community as requested.

Seniors tend to pick thisprogram because they have morefree time to offer. Check the CSUExtension website atwww.ext.colostate.edu for applica-tion acceptance time frames andfor more information about both ofthe programs.

The Osher Lifelong Learning In-stitute at CSU offers a uniquelearning environment for adultsaged 50 years and older. The con-tinuing education classes have notests, prerequisites, stress or de-gree requirements so that peoplecan study whatever interests them.

Established in partnership withthe Bernard Osher Foundation, Os-her at CSU opened in 2006 as oneof the 119 institutes nation wide,the website said.

The classes cater to people whoare active, engaged in the r com-munities and want to learn to sup-port productive, healthier and hap-pier lives.

MORE INFORMATION

• Mountains and Plains Institute forLifelong Learning and Services —w w w. m p i l l s . o rg

• Education and Life Training Center —w w w. e l t c e n t e r. o rg

• CSU Extension — w w w. e x t . c o l o s t a t e . e d u• CSU Osher Lifelong learning institute —

w w w. l e a r n . c o l o s t a t e . e d u / o s h e r /

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BEV BENNETTCTW FE AT U R E S

Eat more.You probably haven’t readthose encouraging words in a long

time, maybe not since your teen years. In-stead, as a senior you’re admonished to cutback on fat, calories and cholesterol, and itcan be frustrating. Health experts are hear-ing from patients who don’t know whatthey can eat anymore.

“One patient said if he followed every-one’s recommendations, he’d just be eat-ing turkey and fish,” said Dr. Carole Gard-ner, a geriatrician and chief of the ElderCare Department at Kaiser PermanenteG e o rg i a .

However, that’s not the whole story.There’s also a positive message.

Consume more: more delicious fruits andvegetables, nutty-tasting whole grains, low-fat dairy products and mouthwateringsalmon and tuna. By adding more of thesehealthful and flavorful foods to your diet,you’ll also increase your intake of fluids,calcium, omega-3 fatty acids, vitamins Dand B12, which are essential to your well-being as you age.

Here’s what to add to your table.

CALCIUM

If you’re 70 or older, increase yourintake of this bone-protective mineral to1,200 milligrams (up from 1,000 mil-ligrams) every day. Milk is an excellentsource, providing 275 to 300 milligramsper cup. Drink and/or use a total of fourcups of milk a day in your cooking andyou’re set.

Yo u ’ll also find calcium in fortified or-ange juice.

“Take a look at orange juice with [added]calcium and vitamin D. You’ll get more foryour money,” said Ruth Frechman, a regis-tered dietitian and spokeswoman for theAmerican Dietetics Association.

eat your ageGrowing up doesn’t mean foodcan’t be fun. Here’s what seniorsneed to eat to get the most from life

As a general guideline, trim back 10 per-cent of calories for every decade over age50. A 49-year-old woman can consume2,000 calories a day, as long as she’smoderately active. That drops to 1,800calories on her 51st birthday, accordingto recommendations from the govern-ment’s 2005 Dietary Guidelines forAmericans.

CTW photo


OMEGA-3 FATTY ACIDS

This healthy fat is very impor-tant as you age, said Frechman. Eatingfoods high in omega-3 fatty acids may reduceyour risk of arthritis and macular degeneration.

Salmon is one of the best sources of omega-3 fatty acids.The fish also delivers vitamin B12 and protein, giving you morenutrients for your dollar, according to Sandquist. Sardines, tuna,walnuts and flaxseed, also provide omega-3 fatty acids. Cannedbone-in sardines also are rich in calcium, as well.

Eating fish, especially fatty varieties, at least twice a week, is theAmerican Heart Association’s recommendation.

DIETARY FIBER

Although you need slightly less fiber as a senior, certain med-ications, dehydration (see water) or dental problems can leaveyou short. Fortunately, fiber-rich foods, which prevent constipa-

tion, are readily available and in-expensive. Eat oatmeal for break-fast or choose cold cereals madefrom whole-grains, said registereddietitian Dee Sandquist.

Add beans, whole grains, fruitsand vegetables to your menus toreach the recommended daily in-take of 30 grams for men age 51and older and 21 grams for wom-en in the same age group.

Fruit and vegetablejuices usually containpractically no fiber,because the juice hasbeen squeezed out ofthe plant materialand the fiber is leftbehind.

A 2007 systematic review of omega-3 fatty acids and cachexiafound evidence that oral omega-3 fatty acid supplements ben-efit cancer patients, improving appetite, weight and quality oflife.

— Source: "N-3 fatty acids, cancer and cachexia: a systematic review ofthe literature” (May 2007).

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Residents have ample parking and enjoy the close proximity to shopping, restaurants, public transportation and medical facilities.

Some apartments are specially equipped for mobility impaired persons.

Harvest Pointe is an 80-unit affordable apartment community for adults 62 years of age and older. Harvest Pointe is a non-smoking community.

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TDD (800) 545-1833, ext. 359 Website: www.rhf.org E-mail: [email protected]

The mission of RHF (Retirement Housing Foundation,) a national nonprofi t organization, is to provide various housing options and services for older adults, low-income families and persons with disabilities, in an environment which enhances their quality of life - physically, mentally and spiritually. RHF is committed to serving its residents

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14 55 and Better/Reporter-Herald W E D N E S D AY, JUNE 9, 2 0 1 0VITAMIN D

Spend any time in the sun and your body synthesizes vitamin D.Unfortunately that ability declines as you age, leaving you shortof this vitamin that supports bone health and possibly reducesrisk of certain cancers.

Salmon, mackerel, tuna and fortified milk and orange juiceare your best food bets. Getting adequate amounts of vitaminD from food alone may be difficult, say nutritionists, who sug-gest taking a vitamin D supplement.

The vitamin is fat-soluble and should be taken with a fat-containing food, such as 1-percent milk or a salmon sand-wich.

“Don’t take it first thing in the morning if youhaven’t eaten for a while,” Sandquist said.

VITAMIN B12

This vitamin, necessary for the formation of redblood cells, is available in animal products, in-cluding meat, fish, milk and eggs. Some break-fast cereals are fortified with vitamin B12. Al-though the vitamin B12 recommendation of 2.4micrograms a day doesn’t increase when youreach your senior years, your body may be lessable to absorb the nutrient from food, whichcould lead to a deficiency.

Talk to your physician about whether you’regetting adequate vitamin B12, Gardner said.

WAT E R

Water is morethan a thirstquencher. It helpsregulate body tem-perature and re-move body waste. Asyou age you may be-come less sensitive tothirst and dehydrateeasily, Gardner said.

Don’t wait untilyou’re parched tohave a beverage. Calo-rie-free water is ideal.Add a little zip to aplain glass of waterwith a lemon or limeslice, Sandquist said.

Water doesn’t have tobe your liquid of choice,but avoid drinks that are high in caffeine, sugaror alcohol. You also can hydrate by eating fluid-containing foods such as yogurt, grapes, applesand cucumbers, Gardner said.

MyPyramid for Older Adults [see sidebar] rec-ommends drinking at least eight servings of wa-ter or fluids a day.

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Over 2,000 medicines in development for older AmericansTHE AS S O C I AT E D PRESS

Medical advancementshave put 2,000 new med-ications for seniors into

clinical trials or onto the list ofmedicines to be considered forapproval by the Food and DrugAdministration, according to anew report from the Pharmaceu-tical Research and Manufactur-ers of America (PhRMA).

These new cutting-edgemedicines in the researchpipeline come as a growing num-ber of older Americans face se-vere health challenges andgreater life expectancy.

The National Center for HealthStatistics has predicted that peo-ple born in 2005 will live fornearly 78 years. In 1955, the av-erage American was expected tolive for only 69.6 years.

“Advances in treating debilitat-ing conditions are allowing moreAmericans to live independentlylater in life,” said PhRMA Presi-dent and CEO Billy Tauzin.

Topping the health challengesfor seniors are heart disease, can-cer and cerebrovascular disease,according to the Centers for Dis-ease Control and Prevention. Hy-pertension alone affects 67 per-cent of those aged 60 and older.Chronic lower respiratory dis-eases, Alzheimer’s disease, dia-betes, and flu and pneumoniacomplete the seven chronic dis-eases that are the leading causesof death in older Americans.

Of the 2,000 new medicinescurrently in the developmentprocess, those for diabetes areleading the way, with Alzheimer’sdisease and eye ailments alsohigh on the list. Here is a break-

down of drugs currently in thepipeline:

• 150 medicines for diabetes,which affects 12.2 million Ameri-cans age 60 and older.

• 91 medicines for Alzheimer’sdisease, which could afflict 16million people by 2050. Amongthe experimental treatments is amedicine that could potentiallyprevent or reverse the progres-sion of Alzheimer’s disease.

• 62 medicines for eye disor-ders, which commonly com-pound late-life disabilities

• Many more medicines are un-der development, targeting de-pression, Parkinson’s disease, os-teoporosis, bladder and kidneydiseases, prostate disease, andother serious conditions.

“Patients need to know thatthere are many new, potentialmedicines out there,” said

PhRMA Senior Vice PresidentKen Johnson. “People who aresuffering need hope.”

While these medicines promisea better tomorrow for millions ofAmericans, Johnson stresses thatif these medicines never make itinto the hands of those who needthem, the benefits they offer willnever be obtained.

Help is available to patients inneed through the Partnership forPrescription Assistance (PPA), aprogram sponsored by America’spharmaceutical research compa-nies. To date, the PPA has helpedmore than five million patientsnationwide. Since its launch inApril 2005, the PPA’s bus tourhas visited all 50 states and morethan 2,000 cities.

For information on the Partner-ship for Prescription Assistance,visit: www.pparx.org.

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MarkSisson

Celebrity health guru disheson aging and health

� See Sisson/Page 17

BETH KU JAW S K ICTW FE AT U R E S

As motivations go, Mark Sis-son’s is hard to beat: “I wantto find more opportunities

to play,” he said. It’s a bit of a won-der that he has the time. Sisson,56, is the founder of Primal Nutri-tion, a company that offers naturalsupplements and information forhealthy living.

Sisson, a longtime health writerand editor, is a former marathonrunner who earned a spot in the1980 Olympic trials. He alsoserved for 15 years as anti-dopingand drug-testing chairman of theInternational Triathlon Union andwas its liaison to the InternationalOlympic Committee. He’s thenamesake of www.marksdailyapple.com.

It’s impossible not to noticethat, for Sisson, what it means tobe primal is a very big deal. Forhim, living a healthy life is allabout taking cues from early man:how he ate, moved, slept and man-aged stress. It is a lifestyle thatevolved out of necessity.

From a young age, Sisson ran.What began as jogging home fromschool simply to get home morequickly turned into participationon the track team, which in turnled to finding success as one of thetop marathoners in the country.

“I was known as ‘the fit guy,’” hesaid. “In truth, I was falling apartbecause I was doing what conven-tional wisdom suggested I do,

which was to run a lot and to eat avery high carbohydrate diet. I waseating 1,000 grams of carbohy-drates a day in order to fuel myrunning habit.

“After a number of years of doingthat, the wheels started to comeoff. I was very unhealthy on the in-side. I had osteoarthritis in myfeet. I had tendonitis in my hips. Ihad chronic upper-respiratorytract infections, six or eight timesa year. I had seasonal allergies thatwere debilitating at times. And Ihad irritable bowel syndrome thatI chalked up to stress. So, I was re-ally the antithesis of a healthy hu-man even though on the outside Iwas a pretty healthy guy.”

Sisson, who earned a degree inbiology, jokes that he decided —31 years ago — to defer medicalschool for a few years. But his pre-disposition toward science hasserved him well. “I’ve been doingresearch on fitness and health andnutrition and performance for afull 25 years,” he said. “Over 20years ago, I found out that by re-ducing the intensity of my longchronic cardio workouts and justmaking them fun and intuitive,and by only occasionally doing avery intense sprint workout or anintense gym workout, that I couldbe healthy and fit on what amount-ed to a whole lot less strugglingand suffering and sacrifice andpain and discipline and all of thosenegative words that we associatewith having to be in shape.

“And that was a revelation. That

was the point at which I said, ‘Thisis really going to be my life’s goal,to find out how I can get the mostamount of benefit with the leastamount of pain, suffering, sacri-fice, discipline, calorie-counting,portion control, weighing and soon.’ And to this day, that’s whatdrives me. It’s this notion that lifeought to be fun and easy and en-joyable. And we ought to have allthe things we want, the fitness, theleanness, the energy levels ... withease and grace and enjoyment.”

It’s impossible to argue with theresults. “I say I’ve got the body of a28-year-old and the mind of a 17-y e a r- o l d , ” Sisson said, playfully. Intruth, he has a better body thanplenty of 28-year-olds. And he’ssculpted it by having fun and eat-ing.

“I don’t work out like a fiend,”he said. “I almost apologize abouthow little I work out because it’s,like, ridiculous how little I workout. Most of my body compositionand what you see in a photographis the result of how I eat.”

Sisson believes 80 percent ofbody composition is a result ofwhat we eat and 20 percent is de-termined by exercise. “I still dotrain and I train intensely when Id o, ” he said. “But it’s very briefamounts of focused, intense train-ing. The rest of what I do is play.”Like golf.

“I used to make a joke about golfwhen I was an endurance athlete,”he said. “As Mark Twain said, ‘Golfis a good walk spoiled.’ But golf

CTW Photo


SissonFrom Page 16

may be one of the mostprimal activities there isif you carry your own bagfor 18 holes, if you stopevery once in a while andswing that club thenhoist the bag back ontoyour shoulder and walksome more, if you have togo into the woods andforage or gather or huntfor one of your lost golfballs.”

For Sisson, there are norestrictions on wellness.“At some point, peoplesay, ‘Well, I’m 60. Is it toolate? Have I already donethe damage?’ And the an-swer is no, it’s not toolate. It’s never too late. Alot of the 50- and 60-year-olds that start on my pro-gram lose 35 or 50pounds or more and getinto some form of playing

a game, whether it’s play-ing golf again or playingpickup soccer with theirkids.” But beyond that,Sisson said, “is the 50-year-old who was on thecusp of getting cancer orarthritis or type 2 dia-betes who now does notget it. That’s huge.”

Sisson recently hostedhis first-ever gathering oflike-minded wellness en-thusiasts of all ages,which he intends to makean annual event. “I had a27-year-old tell me thathe felt sorry for me be-cause he’s 27 and he’s ex-tracting all of this life ad-vice from somebody likeme who had to suffer for15 years to get it. And Isaid to him, ‘Do not feelsorry for me, man. . Iwouldn’t be where I amhad I not gone throughthat process. So every-thing is perfect, every-thing works perfectly.’ ”

The primal blueprint basicsHere’s what you

need to know toget started:

• Cut out sugars• Cut out grains “I tell

people they need to cutout grains and sugars atthe same time becausegrains convert to glucosein the bloodstream veryq u i c k l y, ” Sisson said. “Thebrain doesn’t know thedifference betweenwhether you just ate abowl of table sugar or ahandful of rice.” It takesabout three weeks todown-regulate the genesthat are dependent onglucose. “During thosethree weeks, your brain isstill expecting you to beproviding a source of glu-cose every three hours,”

Sisson said, who suggestsmaintaining “access tosome healthy snacks: acan of macadamia nuts,some beef jerky or turkeyjerky, celery with almondbutter handy, somethingso that you never feel likeyou’re depriving yourself,and if you do get hungry,you don’t need to reachfor that bagel.”

• Cut out all seed oilsand trans fats “These areall the polyunsaturatedoils, safflower, corn, sun-flower, canola oils,” Sissonsaid. “Yo u ’ll find most pro-cessed foods have one ormore of those.”

• Get a lot of low-levelaerobic activity. Make yourhard workouts harder andshorter, and make your

aerobic workouts longerand easier.

• Sleep for weight man-agement.

While the list of primalfoods includes a near-end-less array of options, Sis-son suggests five basics tohave on hand:

• A refrigerator drawerfull of salad fixings

• Grass-fed beef• A can of macadamia

nuts• A dozen free-range

eggs• Some form of organic

butterFor those who might

think it’s too expensive toeat this way, Sisson offersthis reasoning.

“A heart bypass is expen-sive.”

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From an active lifestyle to a passing fancy, everything you want or need to live well awaits you as a Brookdale Senior Living® resident. Multiple lifestyles, care options and more are a part of your lifestyle package that comes with the promise of superior dining, outstanding events and great neighbors. As a Brookdale resident you will always have priority access to the lifestyle you choose or the care services you need - whenever you need them. And it’s all wrapped around Optimum Life®, a concept exclusive to Brookdale communities that matches your interest with a healthy lifestyle and helps you live each day at your peak level of wellness and life fulfi llment. Whatever your lifestyle or care requirements may be now or in the future, there’s a Brookdale Senior living lifestyle package with your name on it and everything you need inside.

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ANNA SAC H S ECTW FE AT U R E S

Even though most folks would rather notend up with a facelift fiasco like JoanRivers or Kenny Rogers, growing old

gracefully doesn’t mean you have to embraceevery wrinkle or gray hair. Luckily the follow-ing non-surgical treatments can take years offyour eyes, mouth, hair, hands and feet, with-out making you any less wise.

EYES

Prevent the deepening of fine lines and fadesunspots around the eyes with topicalretinoids, said Dr. Amy Wechsler, a New York-based dermatologist and author of “TheMind-Beauty Connection: 9 Days to ReverseStress Aging and Reveal More Youthful, Beau-tiful Skin” (Free Press, 2008). These Vitamin

A derivatives build collagen, regenerateelastin and diminish abnormal pigmentation.The most effective wrinkle-erasers require aprescription (Renova, Avage, Differin and thelike), but Wechsler also recommends over-the-counter products from Topix Pharmaceu-ticals, such as Topix Replenix RetinolSmoothing Serum. Keep future damage atbay by slathering on the SPF and wearingsunglasses to reduce the squinting that con-tributes to crow’s feet.

For more immediate results, your dermatol-ogist may recommend Fraxel laser skin-resur-facing, typically three treatments over a few

Non-surgical treatmentscould take years off ofyour eyes, mouth, hair,

hands and feet

ThinkStock photos


weeks, or a quick Botox injection.“The effects of Botox last aboutfour months,” Wechsler said.“However, lines never come backas deep.” While you’re at it, askthe doc about Latisse, a prescrip-tion treatment that can restorethe thick, dark lashes of youryouth.

But don’t forget that visionproblems like cataracts, presby-opia, glaucoma and macular de-generation (the leading cause ofblindness) are also a sure-fire wayto show your age. To slow down orprevent these troublesomechanges, Dr. Oz Garcia, a NewYork-based nutritionist and au-thor of “Redesigning 50: The No-Plastic-Surgery Guide to 21st-Century Age Defiance” (Collins,2008), recommends daily 2,000-milligram doses of Vitamin D, inaddition to consuming adequatelutein and zeaxanthin,carotenoids found in foods likespinach, kale, pistachios andeggs.

MOUTH

“If you smoke, stop,” said Dr.Sandy Johnson, of Johnson Der-matology, Fort Smith, Ark. Notonly does it break down collagenand deprive the skin of oxygen,the repetitive puckering con-tributes to vertical lines aroundthe lips.

Reduce these common creases,as well as nasolabial folds, mari-onette lines and lipstick lines, forup to a year with facial fillers likeRestylane or Perlane. Try Botox orDysport to help relax the musclesaround the mouth. “But if youdon’t like injections, I’ve hadgreat success with skin tighteningusing the Gentle YAG laser,”Johnson said.

Also keep in mind that near-constant exposure to the ele-ments and the gradual loss of sub-cutaneous fat can wreak havoc onyour lips. Prevent wrinkles, brownspots and skin cancer from

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TIMEFrom Page 19

developing on this sensitivetissue by religiously using a

lip balm that containssunscreen, Wechsler said.Avoid products that con-tain phenol (such asBlistex), which have astripping effect. Don’tforget to moisturizeyour lips at night.Plain old Vaseline does

the trick. As for lipfillers, Johnson prefers

Juvederm XC, a hyaluronicacid gel which comes pre-

mixed with lidocaine.

HAIR

As we age, hair becomes thin-ner and produces less pigment,or melanin. According to Gar-cia, you may be able to slowhair loss by using a shampoo

like Plantur 39, which con-tains caffeine extracts

that protect roots from fluctu-ating-hormone-induced dam-age. You can also strengthenyour mane from the inside outby getting sufficient B vita-mins, iron, zinc, protein andOmega-3s. Garcia recommend-ed eating a serving of seafoodfive times a week, or 1,000 to2,000 milligrams of fish or flaxoil every day. Supplementingwith colloidal Silica and L-Cys-teine can improve hair thick-ness and texture.

You might want the gray togo away, too, but to avoid fur-ther damage to brittle strands,don’t over-process your hair,Johnson said. “However, withthat said, I would be sad if Ididn’t color my hair every sixweeks.” If you have the samesentiment, use shampoo andconditioner specifically madefor color-treated hair, but besure you thoroughly rinse theconditioner off your hair andbody to prevent build-up orb r e a ko u t s .

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HANDS

Even though the hands are constantlysubjected to washing and use, people fre-quently forget to apply beauty products tothis extremely thin, fragile skin. The result?Early aging indicators such as a crepe-y tex-ture, bulging veins and “liver spots.”

To protect against these premature prob-lems, Johnson recommends dousing yourmitts with SPF in the morning and aretinoid at night. Consistent use of a mois-turizer won’t reverse damage, but handswill look suppler and thus more youthful(look for hydrating shea butter, olive oil andVitamin E). Garcia particularly likes Perri-

cone MD, a line of cosmeceuticals thatcombat aging by reducing inflammation.

You can also use a Fraxel laser on thehands, but one of Johnson’s favorite quicktreatments is Radiesse injections. Thislonger-lasting filler is smoothed out intothe hollowed areas, providing plumper pawsfor up to two years.

FEET

Perhaps due in part to less visibility andprohibitive costs, people rarely useretinoids, lasers or fillers on the feet, Wech-sler said. Instead, keep your toes lookingtip-top with regular exfoliation to preventcalluses and cracks, and a good daily mois-

turizer. Massage it in slowly to boostcirculation. Women should also takeperiodic breaks from nail polish, be-cause the chemicals can have a dry-ing/yellowing effect.

If the skin on your feet is especiallydry and thick, try using a product thatcontains urea, such as Carmol 20, ad-vised Wechsler. “And remember thatfeet need sunscreen too.” After all,avoiding unnecessary wrinkles andsunspots anywhere on your body issure to put a little extra spring in yourstep.

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incapacitated and needs help: a wife with cancer; agrandfather with Alzheimer’s; a brother with atraumatic brain injury; a friend with AIDS.

According to the Family Caregiver Alliance, thereare approximately 52 million family caregivers inthe United States providing either short- or long-term care for an ill or disabled loved one aged 20or older. Nearly one in five provides more than 40 CTW photo

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hours of care per week. These num-bers continue to grow due to thehigh cost and limitations of heath-care and the aging baby boom gen-eration.

“You don’t have to be doing it24/7,” said Donna Schempp, pro-gram director for the San Francisco-based FCA. “If you are doing thingslike bringing over meals or helpingwith laundry, you should identify asa caregiver.”

But the caregiver’s role also caninclude full-time cooking, cleaning,running errands and handling bills,feeding, bathing and dressing theirloved one and, in some cases, pro-viding complex medical care, suchas administering shots and medica-tions, flushing ports and dressingwounds. In addition, they often pro-vide emotional support and manageerratic behavior.

“It’s a really tough role,” saidKimberly Stump-Sutliff, aregistered nurse and associatemedical editor for the AmericanCancer Society.

“A leukemia patient in one of mysupport groups whose wife had lym-phoma said that he’d rather be the

one with cancer than the caregiverany day.”

In light of the overwhelming re-sponsibilities, most caregivers tendto disregard their own health, oftenskipping routine checkups, eatingpoorly and failing to get adequatesleep, exercise and personal time.The higher incidence of stress con-tributes to increased cortisol levels,which make caregivers more sus-ceptible to problems like high bloodpressure, compromised immunefunction and cognitive impairment.Sleep deprivation can lead to weightgain, fatigue and mood disorders.“Caregivers have a 50-percent high-er incidence of depression,”Schempp said.

The solution for prevention is tomake it a priority to take care ofyourself. It may sound selfish or im-possible when your loved one is ill,but you can’t provide optimal care ifyou are also sick, said John W. An-derson, author of “Stand by Her: ABreast Cancer Guide for Men”(AMACOM, 2009). Anderson hadsuch poor immune function whilecaring for his wife as she foughtbreast cancer, that he developed Ly-

me disease and tested positive forexposure to tuberculosis.

Caregivers must keep up withtheir own medications and doctor’svisits. They should also consider fol-lowing the ACS Nutrition and Physi-cal Activity Guidelines: maintain ahealthy weight; eat a diet rich inproduce and whole grains; limit al-cohol consumption; get 30-60 min-utes of exercise at least five days aweek; and don’t smoke. Thesesteps reduce the risk of cancer,heart disease, diabetes and otherillnesses.

Taking care of your body includestaking care of your mind. Thatcould mean reading a book, finish-ing a project or going out to dinnerwith friends. “It’s easy to think thatyou always have to be there, but youneed breaks to recharge your bat-teries,” Anderson said, “and thetruth is that your loved one needsbreaks from you, too.”

Make the time for self-care by ask-ing for help from family and friendsbefore you desperately need it. Sayyes when help is offered. There aremany community and federal re-sources, such as the National Family

Caregiver Support Program, whichhelp caregivers by providing freechore services, time off and coun-seling.

Help yourself by learning moreabout your loved one’s conditionand ways to make your job easier.This may be as practical as having aphysical therapist demonstrate howto lift your loved one without stress-ing your back. Or it may be learningnew behaviors that at first seemcounterintuitive.

“For example, we often spend a lotof time trying to make dementia pa-tients see the truth — I’m yourdaughter, not your wife — ratherthan just going with where they’reat,” Schempp said. “But constantlycorrecting them just makes themfeel put down, angry and anxious,and the reality is that they won’t beable to remember later anyway be-cause they have dementia.”

More information, as well as sup-port networks and discussion fo-rums specifically for caregivers, canbe found online at Caregiver.org,Cancer.org, StandByHer.org andL otsaHelpingHands.com.

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A F F O R DA B L EFrom Page 9

JANE GLENN HAASMCCL AT C H E Y TRIBUNE

Volunteering can help youlive longer. People who vol-unteer “feel better all

o v e r, ” said Chandra Torgerson,senior vice president and chiefnursing officer for United Health-care.

According to the UnitedHealth-care/VolunteerMatch Do Good,Live Well, survey of more than

4,000 seniors:• 87 percent who volunteer say

they are aging well, as opposed to78 percent of those who don’tv o l u n t e e r;

• 86 percent of senior volun-teers feel younger than their age,compared to 72 percent of thosewho don’t volunteer.

• 69 percent say they feel goodabout getting older, compared to59 percent of seniors who don’tv o l u n t e e r.

Volunteering keeps you healthy,lowers stress level, gives you pur-pose in life, Torgerson said.

Question: All well and good toencourage people to volunteer,but not everyone wants to workat a church, a hospital or aschool.

Answer: True. That’s why weencourage people to go tov o l u n t e e r m a t c h . o rg .

It’s a national nonprofit dedi-cated to strengthening communi-

ties by connecting good people togood causes. We think it is thepreferred volunteering recruitingservice for thousands of partici-pating non-profits.

Question: And United Health-care partnered with them?

Answer: Together, we surveyedmore than 4,500 seniors andfound that 68 percent of thosewho volunteered say they feelphysically healthier, among otherbenefits.

Want to be healthier? Volunteer your time

RH photo/Linzy NovotnyThe Willows in Loveland offer affordable housing to seniors.

At Mirasol, “there is somethingbeing offered everyday,” Millersaid.

Mirasol is not an assisted livingfacility, but a household may havean in-home aide provided by anoutside agency. Mirasol is hopingto have assisted living as part ofphase II.

BIG THOMPSON MANOR

Yet another affordable housingoption in Loveland for those 62and older is at Big ThompsonManor I and II. People who arehandicapped or disabled may alsolive in Big Thompson Manor if theyare younger than 62.

Forty percent of the occupantsin Big Thompson Manor I and IIhave to make at or below 30 per-cent of the area’s median income.Once that requirement is met, ap-plicants for Big Thompson ManorII can make up to 50 percent ofthe area’s median income and upto 80 percent for Big ThompsonManor I. Thirty percent of thearea’s median income for a single-person household is $15,780 andfor a two-person household it is$18,060.

Manor I has 58 units and thereare 60 units at Manor II. This

means that roughly 47 units needto be occupied by households whomake at or below 30 percent of thearea’s median income.

Residents will pay 30 percent oftheir monthly income towards rentif living in Manor II. Residents areManor I pay $345 a month for aone bedroom and $286 for a stu-dio. Utilities are paid by BigThompson Manor.

Big Thompson Manor is locatedin the middle of Loveland, so resi-dents have easy access to the Chil-son Recreation Center. BigThompson Manor is a very activecommunity, where residents areoffered weekly card games and bin-g o.

Big Thompson Manor is a petfriendly, independent living com-munity. Residents are allowed tohave two pets that each weigh 20pounds or less. There is a waitinglist to live in Big Thompson Manor.

NEIGHBOR TO NEIGHBOR

The Willows is a senior commu-nity that is owned by the Neighborto Neighbor program and is avail-able for those 62 and older. Resi-dents earn between 30 and 80 per-cent of the area’s median income.This is between $15,780 and

$41,950 for a single-person house-hold and $18,060 and $47,950 fora two-person household.

The Willows is made up of 10two-bedroom, one-bath units and asingle one-bedroom, one-bathunit. Four units are for residentswho pay 30 percent of theirmonthly income towards rent andseven units are for households whopay 40 percent of their monthly in-come towards rent. Baseboardheat, water, sewer and trash arepaid by Neighbor to Neighbor.

There are affordable housing op-tions made available to seniors.There are different options and alloffer different amenities and have

different income requirements.Affordable housing that caters

specifically to seniors is not onlyimportant, it may be the house-hold’s only option for living in safeand decent conditions. “Wi t h o u tthese options, there are no otheroptions” Miller said.

Depending on a household’s in-come and their preferences foramenities, seniors can apply to livein a number of different affordablehousing options.

Krupke is very happy with her af-fordable housing choice. “I love it.It is exactly the right place forme.”


This information has been excerpted from theLarimer County Office on Aging’s “Answerson Aging” publication. If you’d like a full copy,

contact the office at 970-498-7750, or visitw w w. l a r i m e r. o rg / s e n i o r s .

* All area codes for numbers listed in thisdirectory are 970 if not otherwise indicated.

Assistance/ServicesGENERAL INFORMATION AND REFERRAL

United Way........................... Dial 211 or 407-7066Eldercare Locator (National) ............ 800-677-1116AARP Elderwatch ......................... 1-800-222-4444Adult Protective Services, Larimer CountyDepartment of Human Services................ 498-7770Alternatives To Violence........................... 669-5150Crossroads Safehouse .............................. 482-3502Long Term Care Ombudsman, Larimer CountyOffice on Aging ....................................... 498-7754SAVA 24-Hour Rape Crisis Hotline (emergencyonly) ....................................................... 472-4200Sexual Assault Victim Advocate Center..... 472-4204

EMERGENCY TELEPHONE NUMBERS

For Emergency ......................................... Dial 911Animal Control/Humane Society of LarimerCounty .................................................... 226-3647Berthoud Police Department.................... 532-2611

Colorado Road Conditions ................ 877-315-7623Colorado State Patrol............................... 224-3027Colorado State University PoliceDepartment ............................................ 491-6425Estes Park Police Department................... 586-4000Fort Collins Police Department ................ 221-6540Larimer County Sheriff’s Office................ 498-5100Loveland Police Department .................... 667-2151McKee Medical Center ER........................ 635-4071Medical Center of the Rockies ER............. 624-1600Poudre Valley Hospital ER ........................ 495-8020Suicide Hotline................................. 800-273-8255

VETERANS SERVICES

Larimer County Veterans Services ............ 498-7390VA Medical Clinic .................................... 224-1550

INCOME TAX FILING ASSISTANCE

IRS .................................................. 800-829-1040Volunteer Income Tax Assistance......... Dial 2-1-1 or407-7066

LEGAL SERVICES

Colorado Legal Services........................... 493-2891Fort Collins Senior Center (members only on thefirst Thursday of each month) .................. 221-6644Larimer County Bar Association............... 402-2075Senior Law Project, Wallace & Kling,P.C. ......................................................... 221-5602

PET CARE

Elder Pet Care ......................................... 493-2657Fort Collins Spay/Neuter ......................... 484-1861Pets Forever (in-home pet care)................ 491-7984Prevent Unwanted Pets ............................ 229-0717

T R A N S P O RTAT I O N

Berthoud Area Transportation Service ...... 532-3049City of Loveland Transit ........................... 962-2700Dial-A-Ride (Fort Collins) ......................... 224-6066The Larimer Lift...................................... 498-7541Senior Alternatives in Transportation

Fort Collins-223-8645L oveland-223-8653

Special Transit (Estes Park)............... 888-647-9768Transfort (Fort Collins)............................ 221-6620

Community InvolvementE M P LOY M E N T

Catholic Charities Northern, Rocky MountainSenior Employment Resource .................. 484-5010Colorado Division of VocationalRehabilitation ......................................... 223-9823Disabled Resource Services .............................. Fo r tCollins-482-2700, Loveland-667-0816Larimer County Workforce Center ................... Fo r tCollins-498-6600, Loveland-667-4261

SENIOR CENTERS

Bellvue Senior Center.............................. 482-0406Berthoud Community Senior Center ........ 532-2730Loveland Chilson Senior Center ............... 962-2783

Senior Yellow Pages

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Estes Park Senior Center ......................... 586-2996Fort Collins Senior Center ....................... 221-6644Los Ancianos Unidos — Northside AztlanCommunity Center in Fort Collins............ 221-6655Wellington Senior Resource Center .......... 568-7402

SENIOR CLUBS/ORGANIZATIONS

AARP ................................ Colorado-866-554-5376,National-1-888-687-2277Older Gay Lesbian Bisexual Transgender .. 224-6029PVHS Aspen Club ................. Fort Collins-495-8560,L oveland-624-1860The Seasons Club at McKee Medical Center...... 635-4097

SENIOR TAX WORK-OFF PROGRAMS

Larimer County Office on Aging............... 498-7759Poudre School District ............................. 490-3208Thompson R2J School District................. 613-5072

VOLUNTEER OPPORTUNITIES

Volunteers of America.............................. 472-9630Foster Grandparent ProgramRetired and Senior Volunteer Program

Thompson R2J School District................. 613-5072

Financial AssistanceFINANCIAL ASSISTANCE AGENCIES/FOUNDATIONS

Catholic Charities Northern (emergency utilityshut-off assistance).................................. 484-5010Consumer Credit Counseling Services...... 229-0695Crossroads Ministry of Estes Park (emergency

assistance) .............................................. 577-0610House of Neighborly Service..................... 667-4939Neighbor to Neighbor .............................. 484-7498Salvation Army ........................................ 207-4473

F O U N DAT I O N S

A.V. Hunter Trust............................... 303-399-5450Foundation on Aging ............................... 498-6810Friends of Man................................... 303-798-2342

FINANCIAL ASSISTANCE PROGRAMS

Colorado Low Income Telephone AssistanceProgram ............................................ 800-782-0721Larimer County Department of HumanServices ................................................. 498-6300Low Income Energy Assistance Program... 498-7730LEAP Helpline................................... 866-432-8435Social Security/Supplemental SecurityIncome ................................................... 482-7354

TAX REBATE PROGRAMS

City of Fort Collins Rebate Program.......... 416-2304City of Loveland Food Sales Tax Rebate Program962-2361Colorado Property Tax/Rent/Heat Rebate Program303-238-7378

General HealthFLU SHOTS

Health District of Northern LarimerCounty .................................................... 224-5209Larimer County Health Department:

Fort Collins — 498-6700Loveland — 679-4580Estes Park — 577-2050

McKee Wellness Service ........................... 593-6074Rehabilitation & Visiting NurseAssociation ............................................. 225-9399

HEALTH PROMOTION AND WELLNESS

Colorado Women’s Wellness CancerControl Initiative............................... 866-951-9355CSU Adult Fitness Program...................... 491-5081CSU/Larimer County CooperativeExtension ................................................ 498-6000Health District of Northern LarimerCounty .................................................... 224-5209Larimer County Health Department......... 498-6700Lifestyle Centre....................................... 494-6446McKee Heart Watchers............................. 635-4025Su Familia (Hispanic Family HealthHotline) ............................................ 866-783-2645Wellspring Resource Library (McKeeMedical Center) ...................................... 635-4048Wo m e n ’s Resource Center ....................... 484-1902

HEARING

Hear Now .......................................... 800-648-4327Larimer County Hearing Aid Bank............ 221-0743Speech-Language Pathology andAudiology Clinic ...................................... 351-2012

� See Yellow Pages/Page 27

As a 70-year old senior citizen, I have created

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Our workshops are presented to reduce

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Yellow PagesFrom Page 26

HOSPITALS AND CLINICS

Estes Park Medical Center.... 586-2317McKee Medical Center......... 669-4640Medical Center of theRockies ............................... 624-2500Mountain Crest Behavioral HealthcareCenter ................................ 207-4800Northern Colorado RehabilitationHospital .............................. 619-3400Poudre Valley Hospital.......... 495-7000Salud Family Health Center:

Fort Collins — 494-4040Estes Park — 586-9230

Sunrise Loveland Community HealthCenter ................................ 669-4855VA Medical Clinic ................ 224-1550

MEDICAL EQUIPMENT LOANPROGRAMS

Christ Center Community ChurchOutreach Center ................. 223-4442

Disabled Resource Services:Fort Collins — 482-2700Loveland — 667-0816

Quota Club ...... 586-2035 or 586-6655Rocky Mountain Medical Outfitting &Recycling ............................ 266-8190Veterans of Foreign WarsAuxiliary ............................. 667-4722

MENTAL HEALTH AND COUNSELING

Aging Center of the Rockies.631-7133Connections Mental ............ 221-5551Hospice & Palliative Care of NorthernColorado ............................. 352-8487Larimer Center for Mental Health:

Fort Collins — 494-4300Loveland — 494-9870Estes Park — 586-9105After hours emergency — 221-2114

Loveland CounselingConnections ........................ 461-8944Mountain Crest BehavioralHealthcare Center ............... 207-4800Pathways Hospice ................ 663-3500Psychological ServicesCenter ................................ 491-5212Suicide Resource Center...... 635-9301Vet Center........................... 221-5176

VISION

Audio Information Network ofColorado ...................... 877-443-2001Colorado Division of VocationalRehabilitation ..................... 223-9823Colorado Talking BooksLibrar y......................... 800-685-2136

� See Yellow Pages/Page 28

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877-739-0888 Home Care and Hospice is provided through Medicare/Medicaid/Commercial Insurance

Our Nurses, Physical Therapists and Aides will help you manage your illness or help you recover from surgery.

Last year, 1.4 million dying Americans were served by the nation’s hospice providers, reports the National Hospice and Palliative Care Organization. Yet there are many myths about hospice that keep people from getting this compassionate care when they need it most.

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REALITYMYTHHospice is where you go when there is nothing more a doctor can do.

Hospice is only for the last few days of life.

Choosing hospice means giving up all medical treatment.

Everyone dies in a hospital.

Hospice is only for cancer or AIDS patients.

Families are not able to care for people with terminal illnesses.

Hospice is just for the elderly.

Hospice only focuses on the dying process.

Hospice is a philosophy of care providing medical,emotional, and spiritual care focusing on comfort and quality of life.

Medicare beneficiaries pay little or nothing for hospice, and most insurance plans, HMOs and managed care plans include hospice coverage.

Hospice patients and families can receive care for six months or longer, depending upon the course of the illness.

Hospice places the patient and family at the center of the careplanning process and provides high-quality pain management and symptom control.

Hospice goes to the patient and family at home-whether that's a private home, a nursinghome or assisted living facility, or a hospice residence. Fifty percent of hospice patients are diagnosed with conditions other than cancer or AIDS.

Hospice involves families, and offers them professional support and training in caring fortheir loved ones.

Hospice serves anyone facing a life-limiting illness, regardless of age.

Hospice offers grief and bereavement services to family members and the community.

We specialize in:Wound Care�Medication Management�Restoring Balance�Strengthening programs�Swallowing disorders�Personal Care�Equipment education�Fall prevention�

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Disabled Resource Services ......... 407-7095 ext. 328Ensight Skills Center, Inc......................... 407-9999Eye Care America ............................. 800-222-3937Lions Club of Fort Collins eyeglassesprogram .................................................. 377-2282Lions Club of Loveland eyeglassesprogram .................................................. 622-0289Salud Clinic of Estes Park......................... 586-9230

Housing InformationESTATE LIQUIDATION/MOVING ASSISTANCE

Kid Gloves............................................... 449-2309Lone Pine Estate Services, LLC ................ 224-2637Moving Solutions..................................... 667-4545

HOME IMPROVEMENTS

Adopt-A-Neighbor Program....................... 224-6046Foundation on Aging carbon monoxidedetectors ................................................ 498-6810Larimer County Home ImprovementProgram .................................................. 635-5931Longs Peak Energy Conservation....... 800-200-9006Loveland Snow Squad .............................. 962-2376Poudre Fire Authority smoke detectors and fire safe-ty information ......................................... 221-6570Rural Development Loan/Grant Program .356-8097Volunteers of America Handyman

Program .................................................. 472-9630

HOUSING INFORMATION AND ASSISTANCE

Consumer Credit Counseling ................... 229-0695Estes Park Housing Authority ................... 577-3730Fort Collins Housing Authority................. 416-2910Loveland Housing Authority..................... 667-3232Neighborhood Services Office .................. 224-6022

SHELTERS/TEMPORARY HOUSING

Catholic Charities Northern/TheMission .............. 484-5010 or 493-0141 after 7p.m.House of Neighborly Service..................... 667-4939Open Door Mission.................................. 224-4302

ASSISTED LIVING RESIDENCES

Apple Leaf Assisted Living........................ 532-2600Arbours at MacKenzie Place ..................... 207-1939Barlow Assisted Living ............................. 482-1119Clare Bridge Cottage of Fort Collins......... 266-0700Collinwood Assisted Living....................... 223-3552Colorado Assisted Living at PtarmiganRun ........................................................ 593-0102The Courtyard of Loveland....................... 667-3342Eagles Nest Assisted Living ...................... 493-1073Estes Park Good Samaritan Villag............. 577-7700Fort Collins Good Samaritan RetirementVillage .................................................... 226-4909Garden Square at Spring Creek................ 494-3276Good Samaritan Village Society Loveland .669-3100Heritage Haus ......................................... 669-5616The Joneses Assisted Living ..................... 663-2226

Lakeview Commons................................. 278-4000Loveland House Assisted Living................ 663-2223Meadowlark Assisted Living...................... 221-3707New Mercer Commons............................. 495-1000Park Regency Senior Living ...................... 461-1100Primrose Place ........................................ 667-5962The Residence at Oakridge ...................... 229-5800Shamrock Manor..................................... 224-1400Sterling House at the Orchards ................ 622-0012Sterling House of Fort Collins .................. 229-9777Sterling House of Loveland ...................... 667-9500Terry Lake Assisted Living........................ 221-3707Turnberry Place Assisted Living................ 482-2215Wellington Assisted Living ....................... 568-7199

NURSING FACILITIES

Berthoud Living Center ........................... 532-2683Centre Avenue Health & Rehab................ 494-2140Columbine West Health & Rehab ............. 221-2273Fort Collins Health Care Center ............... 482-7925Golden Peaks Nursing Care & RehabCenter .................................................... 482-2525Good Samaritan Society — Fort CollinsVillage .................................................... 226-4909Good Samaritan Society — L ovelandVillage .................................................... 669-3100Lemay Avenue Health & Rehab ................ 482-1584North Shore Health & Rehab.................... 667-6111Prospect Park Living Center ..................... 586-8103Rehabilitation & Nursing Center of theRockies ................................................... 484-7981Sierra Vista Health Care Center ............... 669-0345


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Spring Creek Health Care Center.............. 482-5712

INDEPENDENT LIVING FACILITIES

Collinwood Assisted Living........................ 223-3552Estes Park Good Samaritan Village............ 577-7700Good Samaritan Society — Fort CollinsVillage ..................................................... 226-4909Good Samaritan Society — L ovelandVillage ..................................................... 669-3100The Hillcrest ............................................ 593-9800MacKenzie Place....................................... 207-1939Park Regency Senior Living Apartments..... 461-1100Parkwood Estates Retirement Residence.... 482-3924Rigden Farm Senior Living........................ 224-2700Sterling House at the Orchards ................. 622-0012Sugar Valley Estates.................................. 669-2317The Wexford ............................................. 667-1900The Winslow............................................. 492-6200The Worthington ...................................... 490-1000

SENIOR APARTMENTS WITH INCOME GUIDELINES

Big Thompson Manor I & II....................... 667-4195CARE Housing ......................................... 282-7522DMA Plaza Apartments ............................. 493-7727Hamilton Park Apartments I & II............... 532-3725Harvest Pointe.......................................... 622-9907Oakbrook I............................................... 226-5060Oakbrook II.............................................. 223-1356Reflections Senior Apartments.................. 225-3711The Sanctuary.......................................... 225-2116Trail Ridge Apartments............................. 586-0216The Willows............................................. 484-7498Woodbridge Senior Apartment Homes....... 472-1703Estes Park Housing Authority .................... 577-3730Fort Collins Housing Authority.................. 416-2910Loveland Housing Authority...................... 667-3232

NutritionCOMMUNITY LUNCH PROGRAMS

Berthoud Lunch Bunch ............................ 532-2730Estes Park Senior Center .......................... 586-2996Volunteers of America Senior DiningCenters .................................................... 472-9630

Fort Collins —Community of Christ Church: Wed, Fri

Fort Collins Senior Center: Mon, Tues, Thurs, FriNorthside Aztlan Center: Tues, Wed, ThursOakbrook I Apartments: Mon, Wed, FriOakbrook II Apartments: Tues, Wed, ThursThe Sanctuary: WedShepherd of the Hills: Lutheran Church TuesLoveland —Chilson Senior Center: Mon, Tues, Thurs, FriSilverleaf I Apartments: Mon, FriSilverleaf II Apartments: Tues, ThursBellvue Senior Center: Mon, ThursWellington Senior Center: Mon, Wed, FriFor more information and reservations, call 472-

9630.Estes Park Meals on Wheels....................... 586-2996Fort Collins Meals on Wheels..................... 484-6325Loveland Meals on Wheels......................... 667-0311Volunteers of America Meals on Wheels ..... 472-9630Christ Center Community Church OutreachCenter ..................................................... 223-4442Crossroads Ministry of Estes Park .............. 577-0610Food Bank for Larimer County —


Food Share America........................... 800-933-7427Food Stamps, Larimer County Departmentof Human Services.................................... 498-6300Hospitality Center and Kitchen ................. 493-0141House of Neighborly Service...................... 667-4939Open Door Mission................................... 224-4302Salvation Army ......................................... 207-4473

GROCERY SHOPPING ASSISTANCE

City of Loveland Transit ............................ 962-2700Country Supermarket............................... 586-2702King Soopers Home Shop DeliveryService .............................................. 800-677-5464Volunteers of America Grocery ShopperProgram ................................................... 472-9630

Paying For Health CareDENTAL ASSISTANCE

Donated Dental Services.................... 800-466-8129Family Dental Clinic ................................. 416-5331Sunrise Loveland Dental ........................... 461-8942Wo m e n ’s Resource Center ........................ 484-1902

HEALTH INSURANCE COUNSELING

PVHS Senior Services/Aspen

Club ....... Fort Collins-495-8560, Loveland-624-1860Senior Health Insurance AssistanceProgram .................. 800-544-9181 or 303-899-5151The Seasons Club at McKee MedicalCenter ..................................................... 635-4097

MEDICAID

Larimer County Department of HumanServices ................................................... 498-6300Larimer County Options for LongTerm Care................................................ 498-7780Medicaid Benefits Helper at Elderhaus....... 402-5080

MEDICARE

Medicare ........................................... 800-633-4227Social Security Office...... 482-7354 or 800-772-1213

PRESCRIPTION ASSISTANCE

Catholic Charities Northern...................... 493-0141Crossroads Ministry of Estes Park .............. 577-0610House of Neighborly Service...................... 667-4939McKee Prescription Assistance Program .... 635-4017Prescription Assistance Program ............... 416-6519Sunrise Loveland Community HealthCenter ..................................................... 669-4855VA Prescription Assistance Program.... 888-483-9127

Supportive ServicesADULT DAY PROGRAMS

Clare Bridge Cottage of Fort Collins.......... 266-0700Elderhaus Adult Day Programs ................. 221-0406Stepping Stones Adult Day Program .......... 669-7069

CASE MANAGEMENT

Catholic Charities Northern SeniorOutreach ................................................. 484-5010Disabled Resource Services —


Larimer County Adult Resources for Careand Help ................................................. 498-7757Larimer County Options for Long TermCare ........................................................ 498-7780Patient Navigator Program ........................ 297-6165Poudre Valley Health System Community Case Man-agement .................................................. 495-8554

PRIVATE PAY

American Elder Advocates......................... 744-4526


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Consultants for Aging Families.................. 498-0730Forget-Me-Not Senior Services, LLC .......... 218-8785Legacy Services, LLC................................ 672-0888Peggy Haller, MA, MGS.............................. 493-0895Senior Care Coordination ......................... 556-0553Seniors in Transition, LLC......................... 204-6977

FAMILY CAREGIVER SUPPORT

Alzheimer’s Association Rocky MountainChapter ................................................... 472-9798Alzheimer’s Association 24/7 ContactHelpline ............................................ 800-272-3900Family Caregiver Support Program ............ 498-7758Volunteers of America Caring CompanionProgram ................................................... 472-9630

NON-MEDICAL HOME CARE AGENCIES

Aegin Place .............................................. 313-3291All Heart Home Care Inc........................... 776-4330Angel Care (Mountain Home Health Care) 352-4124BrightStar Healthcare .............................. 232-3329Caring Hands of Estes Park ....................... 586-3118Caring Solutions, LLC .............................. 667-4545Comfort Keepers ...................................... 674-0800Family Care Connection............................ 223-9026FamilyLinks .............................................. 461-8906Home Instead Senior Care ........................ 494-0289Homewatch CareGivers ............................ 674-9723Interim HomeStyle Services ...................... 472-4182JOY Personal Care .................................... 266-1507Right at Home.......................................... 494-1111Senior Feet, LLC ...................................... 420-8334Senior Helpers.......................................... 667-6400

Seniors Helping Seniors............................ 631-8251Visiting Angels ......................................... 292-5668

Helpful InformationDISEASE SPECIFIC INFORMATION AND SUPPORT

Alcoholics Anonymous.............................. 224-3552ALS Association Rocky MountainChapter ............................................ 303-832-2322Alzheimer’s Association Rocky MountainChapter ................................................... 472-9798Alzheimer’s Association 24/7 ContactHelpline ............................................ 800-272-3900American Cancer Society—Local Chapter .350-5016American Council of the Blind ........... 800-424-8666American Diabetes Association .......... 720-855-1102American Heart/Stroke Association—ColoradoChapter ............................................ 303-369-5433American Lung Association—ColoradoChapter ............................................ 303-388-4327Arthritis Foundation—Rocky MountainChapter ............................................ 303-756-8622Parkinson Association of the Rockies.. 303-830-1839Larimer County Parkinson Support Group


National Multiple Sclerosis Society—Northern Col-orado Chapter.......................................... 482-5016National Osteoporosis Foundation...... 800-231-4222National Stroke Association ............... 800-787-6537Rocky Mountain Stroke Association.... 303-730-8800Life After Stroke Support Group................ 493-6667United Ostomy Associations of America,

Inc. ................................................... 800-826-0826

LOCAL WEBSITES

Center on Aging- w w w. c o a . c a h s . c o l o s t a t e . e d uColorado Department of Public HealthHealth Facilities Licensing-w w w. c d p h e . s t a t e . c o. u s / h f / i n d e x . h t m lColorado Gerontological Society andSenior Answers & Services-w w w. s e n i o r a n s w e r s . o rgElder Care Network- w w w. e l d e rc a r e n e t . o rgFoundation on Aging for Larimer County-w w w. f o u n d a t i o n o n a g i n g f o r l a r i m e r. o rgw w w / H e a l t h I n f o S o u rc e . c o mw w w. h e a l t h i n f o s o u rc e . c o mLambda Community Center-w w w. l a m b d a c e n t e r. o rg / o g l b t . h t m lLarimer County Office on Aging-w w w. l a r i m e r. o rg / s e n i o r sMountain States Better Business Bureau-w w w. w y n c o. b b b . o rgUnited Way 211-w w w. f i r s t c a l l 2 1 1 . o rg

NATIONAL WEBSITES

A A R P- w w w. a a r p . o rgAccess to Benefits Coalition-w w w. a c c e s s t o b e n e f i t s . o rgAdministration on Aging-w w w. a o a . g o vBenefits Checkup-w w w. b e n e f i t s c h e c ku p . o rgCenter for Medicare & Medicaid Services-w w w. c m s . h h s . g o vEldercare Locator-w w w. e l d e rc a r e . g o vM e d i c a re - w w w. m e d i c a r e . g o v

Are you retired or near retirement? Complete Spectrum

is hiring Seniors for part-time or full-time

positions

Call Bobbie at (970)391-0462or Phil Harris

(970)290-3388 SE

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No experience � necessary

Flexible hours�

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Our experienced care teams provide expert medical and comfort care for people in their last months of life, 24/7 support for families and caregivers, and help for anyone mourning a loved one.

Comprehensive servicesWe care for the whole person - physical, emotional, spiritual - tailoring our services to your unique situation and wishes

Community careA local non-profi t since 1978, we serve anyone in our community, regardless of insurance or fi nancial status.

Formerly Hospice of Larimer County:Same agency, new name, same commitment to excellence


Not just another senior seminar...

Financial Security ConferenceFor those over 54

Your Concerns WILL be addressed including NEW information about:

Protecting your assets from Medicaid seizure using the Colorado Partnership Plan

Using wills, trusts and powers of attorney to minimize estate settlement costs.

Earning much higher interest than banks provide with SAFETY

Avoiding or reducing taxation of Social Security benefi ts.

Presented by: Al Smith

Chartered Financial ConsultantGuest Speaker:

Robert McKnightLoveland Estate Planning Attorney

June 22, 2010 10am-12pmColorado Christian University

3553 Clydesdale #300Loveland, CO 80538

Seating is limited, call 24/7 for reservation 1-866-744-1128

Look for our booth and get acquuainted at the 55 and Better Event!SE-312268


pvhs.org

We’re here for you.

Take me to MCRfor world-class

When you need medical care, the exceptional caregivers at Medical Center of the Rockies are here for you.

Part of the Poudre Valley Health System family, Medical Center of the Rockies is a full-service hospital specializing in advanced cardiac and trauma care. We also offer general surgery, labor and delivery and emergency care 24 hours a day, 7 days a week—all in a unique, healing environment.

2500 Rocky Mountain AvenueLOVELAND, COLORADO | I-25 and Highway 34 | (970) 624-2500

health care.

24-313387

55 and better senior expo

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