5 reasons to file for bankruptcy in philadelphia now

“As you consider the pros and cons of bankruptcy, there is no point in rushing forward and making a decision you may not be happy with. At the same time, if this is the

best option for you, you don’t want to sit back and wait around, hoping that something better comes along.”

5 REASONS TO FILE FOR BANKRUPTCY IN PHILADELPHIA NOW

DAVID M. OFFEN PHILADELPHIA BANKRUPTCY ATTORNEY

http://www.getfreeofbills.com/

5 Reasons to File For Bankruptcy in Philadelphia Now www.getfreeofbills.com 3

As you consider the pros and cons of bankruptcy, there is no point in

rushing forward and making a decision you may not be happy with. At the

same time, if this is the best option for you, you don’t want to sit back and

wait around, hoping that something better comes along.

Nobody plans to file for bankruptcy, but things happen in life which in

many cases make filing for bankruptcy the best move one can make. If this

is the best way to fix a bad situation, however, it is something that should

be considered without delay.


Here are five reasons to file for bankruptcy:

1. Stop creditors from contacting you. With each passing day, you will

get more and more annoyed with creditors contacting you in an attempt to

collect payment.

Once the automatic stay is in place, this is no longer a concern. You will

not have to deal with these phone calls (and mail) , which alone is enough

to consider bankruptcy without any further delay.

2. Stop the foreclosure process. Are you concerned that you could lose

your home to foreclosure in the near future? This is something that

impacts thousands upon thousands of people every year, from one side of

the United States to the next.

If your lender is moving forward with the foreclosure process and you are

concerned that there is nothing you can do to stop it, you should consider

filing for bankruptcy. Once again, the automatic stay will come in handy, as

this will shut down your lender from proceeding with foreclosure.

Note: bankruptcy does not stop foreclosure for good unless you

resume making payments on your mortgage and have a plan for

getting caught up on any missed mortgage payments, but it may

also permit you to sell a property if that is what you wish to do.


3. To get professional assistance. When your finances are in a difficult

situation and you don’t know what to do next, there are many benefits of

speaking with a professional.

When you consult with a

bankruptcy attorney, you will

begin to feel better about

your situation, being that

there is somebody on your

side who can answer your

questions and provide you

with guidance.

Note: don’t just hire any bankruptcy, but instead find somebody who is

able to provide you with targeted advice every step of the way. An

experienced and knowledgeable professional can do wonders for your

situation.


4. The sooner you file the sooner your situation will clear up. When

you wait to file bankruptcy, hoping that you find another solution, things

can get worse. If you jump to

this right away, you are at least

making progress. You will feel

that you are doing something

for the betterment of your

situation, knowing that even

though you have faced a

difficult time, that you will be

better off for it in the end.

5. Remove stress from your life. As you know, financial concerns can

be extremely stressful. There is nothing worse than being buried in debt,

not knowing what you should and should not be doing.

When you file for bankruptcy, you are adding another layer to your

financial plan. At the same time, you are adding something that is meant

to bring benefits to your life. Once you make your way out the other side

of bankruptcy, you will know that your finances are now in better shape.


These five points should show you that filing for bankruptcy without delay

could be in your best

interest. This is not to say

that you should rush

forward before thinking

things through. It is to

say that you should

strongly consider the

benefits, and then make a

decision based on what

you find.

Many people before you have filed for bankruptcy and soon realized it was

the best financial decision they ever made. The time may be here for you

to do the same.


About the Author

David M. Offen

A native to the Philadelphia area, Mr. Offen attended Temple University College and Law

School. Mr. Offen is licensed to practice in the States of Pennsylvania and New Jersey. He is a

member of the Eastern District of Pennsylvania Bankruptcy Conference and the National

Association of Consumer Bankruptcy Attorneys.

David M. Offen has over 20 years of experience and has helped over 8,500 individuals and

families go through the Bankruptcy process. These filings have included stopping foreclosure on

a home, stopping repossession of a car or vehicle, stopping IRS tax levies and frozen bank

accounts and putting a stop to; lawsuits, credit card bills, personal loan, bills, utility shutoffs

and other types of debt.

With Mr. Offen’s help, these families have saved countless millions of dollars of debt.

David enjoys getting to know his clients and will be happy to answer any and all questions you

may have. You are treated as a person and not a number.

Remember – there is no such thing as a silly question. Don’t be afraid to ask any questions you

may have. David M. Offen has found that people looking to file Bankruptcy are not trying to

avoid their responsibilities but rather to make a difficult situation easier. David enjoys getting

people to stop worrying and making their financial lives much better and stop feeling

overwhelmed.

In some cases, Bankruptcy is not the best move and he can review your situation with you and

tell you the right move for you to make. Get a completely free evaluation of your situation. For

the past 20 years, the Law Offices of David M. Offen has been among the top filers of

bankruptcy in the Eastern District of Pennsylvania.

The Law Offices of David M. Offen

215-625-9600

www.getfreeofbills.com

The Curtis Center

601 Walnut Street, Suite 160 West – 1st Floor

Philadelphia, PA 19106

http://www.getfreeofbills.com/