April 18-20, 2010 • Hilton Sandestin Beach Golf Resort & Spa, Destin, FL

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Sunday, April 18, 20102:30 – 5:30 pm Registration – Emerald Registration Booth

Badge Covers sponsored by Harland Clarke, Franklin, TN

6:00 – 10:00 pm Kids Night Out (ages 5-12)Call the hotel directly at 850-267-9500, ext 3094, to register.

6:00 pm Transportation to Baytowne Marina – Hilton Shuttle AreaTransportation sponsored by Travelers, Charlotte, NC

6:30 – 8:30 pm Reception/Cruise on SOLARIS – Baytowne MarinaCosponsored by Earl R. Whaley & Company, Mountain Life Insurance Company, and CenterPoint Flood Ser-vices, Alcoa, TN

7:30 pm& 8:30 pm

Transportation Returns to Hotel – Baytowne MarinaTransportation sponsored by Travelers, Charlotte, NC

Dinner on your ownMonday, April 19, 20108:00 am Registration – Emerald Registration

BoothContinental Breakfast – Emerald Ballroom Foyer Sponsored by Vining Sparks, Memphis, TN

8:30 am Business SessionCall to Order/Opening Remarks – Emerald BallroomWes Farragut

TBA Chairman’s WelcomeMichael B. Swain

9:00 am If It Is to “Be,” It Is Up to “Me”…(Plus a Few Others)Charles E. Wilson

10:15 am Break – Emerald Ballroom Foyer

10:30 am Personal Economics Program Awards /Recognition – Emerald BallroomTracie LomaxAwards ceremony sponsored by First National Banker’s Bank, Birmingham, AL

11:00 am Business Session Adjourns

Noon Lunch for Golfers/Golf Tournament – Links Golf Course, Sandestin Golf & Beach Resort, Destin, FLCosponsored by The Correspondent Group, A Division of PSBOC, Nolensville, TN; Fi-DATA (Financial Data Technology Corporation), Franklin, TN; and The Plateau Group, Inc, Crossville, TN

1:00 pm Golf Tournament – Shotgun Start – Links Golf Course, Sandestin Golf & Beach Resort, Destin, FLAfternoon free for nongolfers

Monday, April 19, 2010 - continued6:30 – 10:00 pm Kids Night Out (ages 5-12)

Call the hotel directly at 850-267-9500, ext 3094, to register.

7:00 – 9:00 pm Tropical Luau on the Gulf – West Pool SouthsideCosponsored by Elite Financial Products, Inc, Clarksville, TN, and Financial Products & Services, Inc, Nashville, TN

Tuesday, April 20, 20108:00 am Registration – Emerald Registration

BoothContinental Breakfast – Emerald Ballroom Foyer Sponsored by Federal Home Loan Bank of Cincinnati, Cincinnati, OH

8:30 am Business SessionCall to Order/Opening Remarks – Emerald BallroomWes Farragut

9:00 am Banking in the Age of Turbulence: Challenges and Opportunities forLeadershipThomas H. Payne, PhDSponsored by Crowe Horwath, LLP, Brentwood, TN

10:00 am Break – Emerald Ballroom Foyer

10:15 am President’s Report; Election of Divi-sion Vice President and Directors from Groups 1, 3, 5, & 7 – Emerald Ballroom

10:45 am Social Media and Social Networking: Building Your Bank’s Brand in a Web 2.0 WorldJack Vonder HeideCosponsored by Graduate School of Banking at LSU, Baton Rouge, LA, and Mauldin & Jenkins CPA, LLC, Bir-mingham, AL

11:45 am Grand Prize Drawings 1) Peabody Hotel Weekend PackageCosponsored by The Peabody Memphis, Memphis, TN, & Southeastern Commer-cial Finance, LLC, Memphis, TN

2) Cash PrizeCosponsored by Crowell & Crowell, PLLC, Franklin, TN, and Gulf Guar-anty Life Insurance Company/Lending-Cycle, Jackson, MS

Noon Convention Adjourns

NOTE: Delegates and spouses/guests are requested to wear TBA badges to

all convention functions. Badges will serve as admis-sion tickets to all convention programs and activites

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Full AGenDA

Sunday, April 18, 2010

2:30 – 5:30 pm Registration – Emerald Registration Booth

Badge covers sponsored by Harland Clarke, Franklin, TN

6:00 – 10:00 pm Kids Night Out (ages 5-12)

Call the hotel directly at 850-267-9500, ext 3094, by noon on Sunday to register.

6:00 pm Transportation to Baytowne Marina – Hilton Shuttle Area

Three dedicated trams will depart Hilton Sandestin en route to Baytowne Marina. There will be one shuttle available at Baytowne Marina at 7:30 pm and again at 8:30 pm for those who want to return to the Hilton.Transportation sponsored by Travelers, Charlotte, NC

6:30 – 8:30 pm Reception/Cruise on SOLARIS – Baytowne Marina

Convention delegates are invited to enjoy hors d’oeuvres & cocktails on Sunquest Cruise’s dinner dance yacht, SOLARIS, docked at the Baytowne Marina. Enjoy musical entertainment by David Hall throughout the event and don’t miss taking advantage of the talents of caricaturist Dean Minton, owner of Caricatures by Deano. At 7:30 pm, the SOLARIS will depart for an hour-long cruise around Choctawatchee Bay for those who wish to set sail. Please be advised that this event is for adults only.Cosponsored by Earl R. Whaley & Company, Mountain Life Insurance Company, and Center-Point Flood Services, Alcoa, TN

7:30 pm Transportation Returns to Hotel

There will be one shuttle available at Baytowne Marina at 7:30 pm and again at 8:30 pm for return to the Hilton.Transportation sponsored by Travelers, Charlotte, NCDinner on your own

Monday, April 19, 2010

8:00 am Registration – Emerald Registration BoothContinental Breakfast – Emerald Ballroom Foyer

Sponsored by Vining Sparks, Memphis, TN

8:30 am Business SessionCall to Order/Opening Remarks – Emerald BallroomWes Farragut, President, Young Bankers Division, and Vice President, Mountain National Bank, Sevierville, TN

TBA Chairman’s WelcomeMichael B. Swain, TBA Chairman and Chairman, The First National Bank of Oneida, Oneida, TN

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proudly celebrating 50 years of the Young Bankers Division1960-2010

NOTE: Delegates and spouses/guests are requested to wear TBA badges to all convention functions. Badges will serve as admission tickets to all convention programs and activites

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9:00 am If It Is to “Be,” It Is Up to “Me”…(Plus a Few Others)Charles E. “Chuck” Wilson, Managing Principal, Banking Industry Group, Inc, Huntsville, AL

In community banking today, some of the executive/senior officers who are nearing retirement are rethinking their options, due to their 401K plan now being a 201K plan. This session will provide insights, ideas, actions, and options to be considered for the person(s) who has been identified, OR who desires to be identified, as the “successor,” but who may be asked to “wait awhile longer.” Topics will include:Succession Management Plan

Is it formalized in your bank?•Who manages the plan?•Decision, selection, communication, commitment•Effectiveness assessment•

Your Career Plan/Goal(s) vs Bank Need(s)Realistic•Achievable•Issues that • must be addressed by you, and by the bank

Options and AlternativesFor the bank•For you•

10:15 am Break – Emerald Ballroom Foyer

10:30 am Personal Economics Program Awards/Recognition – Emerald BallroomTracie Lomax, President-elect, Young Bankers Division; PEP Committee Chairman; and Branch Manager, Community South, Hohenwald, TN

Awards ceremony sponsored by First National Banker’s Bank, Birmingham, AL

11:00 am Business Session AdjournsNoon Lunch for Golfers/Golf Tournament – Links Golf Course, Sandestin Golf & Beach Resort,

Destin, FLCosponsored by The Correspondent Group, A Division of PSBOC, Nolensville, TN; Fi-DATA (Financial Data Technology Corporation), Franklin, TN; and The Plateau Group, Inc, Crossville, TN

1:00 pm Golf Tournament – Shotgun Start – Links Golf Course, Sandestin Golf & Beach Resort, Destin, FLAfternoon free for nongolfers

6:00 – 10:00 pm Kids Night Out (ages 5-12) Call the hotel directly at 850-267-9500, ext 3094, by noon on Sunday to register.

7:00 – 9:00 pm Tropical Luau on the Gulf – West Pool SouthsideEscape to the relaxing atmosphere of a tropical poolside paradise, complete with relaxed seating, good food, and island music. Be ready to dress in your best luau attire, kick off your flip flops, and grab a Mai Tai, while you enjoy the special entertainment. Please be advised that this event is for adults only.Cosponsored by Elite Financial Products, Inc, Clarksville, TN, and Financial Products & Services, Inc, Nashville, TN

Tuesday, April 20, 20108:00 am Registration – Emerald Registration Booth

Continental Breakfast – Emerald Ballroom Foyer Sponsored by Federal Home Loan Bank of Cincinnati, Cincinnati, OH

8:30 am General Business SessionCall to Order/Opening Remarks – Emerald BallroomWes Farragut, President, Young Bankers Division, and Vice President, Mountain National Bank, Sevierville, TN

Continued on the next page

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9:00 am Banking in the Age of Turbulence: Challenges and Opportunities forLeadershipThomas H. Payne, PhD, Dunagan Chair of Excellence in Finance and International Business, Uni-versity of Tennessee at Martin, Martin, TN

Global economic forces and US government policies are having an historic effect on community banks and their customers. This practical session will address the opportunities and risks facing our nation and the financial services industry in 2010. Now you can throw away the textbooks, because everything you knew about banking and business in America has changed! Global competition has shifted the economic landscape, and, for better or worse, we have seen only the beginning of sweep-ing regulatory reform. Payne will provide current and future bank leaders with a strategic roadmap for success. He will take participants inside the Federal Reserve and provide practical information on interest rates, global competition, regulation, and economic growth in 2010 and beyond. You will not want to miss this enjoyable and informative presentation on how to manage risk and grow profits in today’s turbulent global economy.Sponsored by Crowe Horwath, LLP, Brentwood, TN

10:00 am Break – Emerald Ballroom Foyer

10:15 am President’s Report; Election of Division Vice President and Directors from Groups 1, 3, 5, & 7

10:45 am Social Media and Social Networking: Building Your Bank’s Brand in a Web 2.0 WorldJack Vonder Heide, President, Technology Briefing Centers, Inc, Oak Brook, IL

Facebook, Twitter, Linkedin, YouTube, blogs, and podcasts quickly have become indispensable tools for a growing number of bank customers. In this informative session, Vonder Heide discusses several creative ways banks can leverage these powerful, inexpensive resources to strengthen relationships with existing customers, attract new business, and position the bank’s brand to take advantage of future opportunities.Cosponsored by Graduate School of Banking at LSU, Baton Rouge, LA, and Mauldin & Jenkins CPA. LLC, Birmingham, AL

11:45 am Grand Prize Drawings

1) Peabody Hotel Weekend PackageThree-day/two-night stay at The Peabody Memphis (site of the 2011 Leadership Convention) and $1,000 cashCosponsored by The Peabody Memphis, Memphis, TN, and Southeastern Commercial Finance, LLC, Memphis, TN

2) $2,000 Cash PrizeCosponsored by Crowell & Crowell, PLLC, Franklin, TN, and Gulf Guaranty Life Insurance Company/LendingCycle, Jackson, MS

Noon Convention Adjourns

Full AGenDA continued

NOTE: Delegates and spouses/guests are requested to wear TBA badges to all convention functions. Badges will serve as admission tickets to all convention programs and activites

10% discount on a la carte spa services to group attendants during the dates of your event. We look forward to pampering you!Phone: 850-267-9500 x7566 or www.serenitybytheseaspa.com

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Thomas H. Payne holds the Horace and Sara Dunagan Chair of Excellence in Banking at the University of Tennessee at Martin, where he also serves as pro-fessor and chair of accounting, finance, economics and political science. He holds a BS degree in electrical engineer-ing from the University of Arkansas, an MBA with a concentration in finance

from the University of Texas at Dallas, and a PhD in finance from the University of Arkansas.

Since coming to academia from the private sector where he worked for two Fortune 500 companies, Payne has earned a reputation as an outstanding teacher, author, speaker, and consultant in the financial services arena. He has over 30 peer-reviewed journal articles and has taught banking and finance at the undergraduate, MBA, and Executive MBA levels. He is a visiting professor at the University of Orléans (France) where he teaches financial analysis and risk management. Payne served with the Financial Services Volunteer Corporation to assist the Savings Bank of Albania during its privatiza-tion and, in 2005, hosted a lending and risk manage-ment program for Russian bank executives. Payne works closely with the Tennessee Bankers Association and serves on the faculty of the Graduate School of Banking at LSU and the Barret School of Banking in Memphis.

A graduate of the WestStar Leadership Program, Payne is chairman of the Martin Industrial Development Board and a director of the Weakley County Economic Development Board. He is founder of the UT Martin Regional Entrepreneurship and Economic Development Center, supporting small business growth throughout northwest Tennessee. In 2009, this successful enterprise became part of the state-wide Tennessee Small Business Development Center Network. Payne is past president of the Martin Rotary Club and the Southwestern Fi-nance Association.

Jack Vonder Heide is one of the nation’s leading authorities on technology and its impact on American businesses. He consistently is ranked among the top speakers at industry conventions, management conferences, corporate seminars, sales meetings, and other events. Prior to founding Technology

Briefing Centers in 1993, Vonder Heide was vice presi-dent of sales for a major financial services company and held marketing positions with IBM Corporation. He appears regularly on ABC News and has also been featured on Fox-TV, CBS Radio, and in numerous

newspaper and magazine articles. He has been a guest lecturer at Harvard Law School and is the author of two columns: Business on the Internet and Untangling the Web. His clients include major banks, financial services firms, trade associations, Fortune 500 corporations, and a variety of public and privately held companies.

Charles E. (Chuck) Wilson is managing principal of Banking Industry Group, Inc, a company providing onsite con-sulting, education, training, speaking, and coaching services in all aspects of customer relationship manage-ment (CRM) consultative selling/sales and quality customer service culture, strategic planning facilitation, board

of directors effectiveness, and best practices in high-performance banking organizational issues.

Wilson has more than 30 years of hands-on community banking and financial services industry experience. He recently served as executive vice president of Middle-burg Financial Corporation, responsible for consumer banking and marketing. He has also been employed with IBM Global Services as principal, North America Bank Consulting Practice with responsibilities for pro-viding an array of consulting services with community banking and credit unions under $10 billion in assets in the United States, Canada, and the Caribbean. Be-fore joining IBM Global Services, Wilson was a senior relationship manager for Sheshunoff Management Services, as a facilitator in the CEO Affiliation Program, and provided consulting services to community banks across the USA. Wilson was executive vice president and director of the strategic resources group of a multi-bank holding company with six community banks in Georgia, Florida, and Tennessee. He has also served as senior vice president with an international multi-company insurance holding company. Wilson holds an undergraduate degree in marketing and management from Mercer University, a graduate degree in organizational development from the Univer-sity of Louisville, and a professional master’s degree in banking from Louisiana State University. He is a faculty member with SMU Southwest Graduate School of Banking and with the Graduate School of Banking at LSU. He is also a facilitator with LSU’s Academy of Professional Banking in Scottsdale, AZ. Wilson is recognized nationally by the financial services industry as a popular speaker at national and state conventions, conferences, and seminars.

Thomas H. Payne

Jack Vonder Heide

Charles E. Wilson

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s p o n s o r e d e v e n t s a n d s p e c i a l ac t i v i t i e sconvention Badge coversBadge covers are sponsored once again by Harland Clarke, Franklin, TN.

reception/cruise on solarisConvention delegates and adult guests will board the din-ner dance yacht SOLARIS, docked at Baytowne Marina, to enjoy hors d’oeuvres and cocktails, while renewing old friendships and making new friends. Musical entertain-ment will be provided the entire time by one-man band David Hall. You also can enjoy the talents of caricaturist Dean Minton, owner of Caricatures by Deano. At 7:30 pm, the SOLARIS will depart for an hour cruise around Choctawatchee Bay for those who wish to set sail. Cruise and reception cosponsored by Earl R. Whaley & Com-

pany, CenterPoint Flood Services, and Mountain Life Insurance Company, Alcoa, TN.

transportationTransportation on Sunday evening for the event at Baytowne Marina will be sponsored by Travelers, Charlotte, NC.

continental Breakfasts – Monday and tuesdayConvention delegates and guests are invited to gather on Monday and Tuesday morning beginning at 8:00 am to enjoy a tasty continental breakfast before the business sessions begin each day. Monday’s continental breakfast is sponsored by Vining Sparks, Memphis, TN. Tuesday’s continental breakfast is compliments of the Federal Home Loan Bank of Cincinnati, Cincinnati, OH.

pep awards ceremonyJoin the Young Bankers Division as it recognizes excep-tional bankers and financial institutions participating in the Personal Economics Program (PEP), TBA’s financial literacy program for children and adults. Honorees will include the top PEP bankers from each of the three grand divisions of the state, the 2009-2010 Outstanding PEP Bank/Banker Award winner, and the Financial Literacy Teacher of the Year. Others will be recognized for their exceptional work throughout the year. The award cer-emony is sponsored by First National Banker’s Bank, Birmingham, AL.

Golf tournamentThe Correspondent Group, A Division of PSBOC, No-lensville, TN; Fi-DATA, Franklin, TN; and The Plateau Group, Inc, Crossville, TN, co-host the annual golf tour-nament for registered convention delegates and guests. This year’s tournament is being held at the Links Golf Course, located on property. The outing begins at Noon with lunch, and the tournament opens with a shotgun start promptly at 1:00 pm. Golfers must pre-register by completing the attached golf tournament entry form and returning it directly to The Plateau Group, Inc. Friday, April 2, is the golf registration deadline.

Monday evening – tropical luau on the GulfConvention delegates and adult guests will gather at the West Pool on the south side of the hotel property at 7:00 pm to escape to the relaxing atmosphere of a tropical poolside paradise, complete with tropical hors d’oeuvres, the music of steel drums, and entertainment by costumed Hawaiian dancers. This evening is cosponsored by Elite Financial Products, Inc, Clarksville, TN, and Financial Products & Services, Inc, Nashville, TN.

the economistTuesday’s first general session speaker is Thomas H. Payne, PhD, Dunagan Chair of Excellence in Finance and International Business, University of Tennessee at Martin, Martin, TN. Payne’s session will address the opportuni-ties and risks facing our nation and the financial services industry in 2010. This presentation is sponsored by Crowe Horwath, LLP, Brentwood, TN.

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children’s programs provided by sandestin HiltonCall the hotel directly at 850-267-9500, ext 3094, to register for any of these programs

Kids Krew – daytime FunCome join us for the fun and enjoy arts & crafts, games, sandcastle building, a pirate party, pajama party, survivor challenge, and more! This program for ages 5-12 is available Monday through Saturday from 9:30 am – 1:30 pm. The cost, which includes lunch and a T-shirt, is $35 for each child. Programs available while you are in Destin are:Monday: Come and enjoy an Alien Afternoon that is out of this world!Tuesday: Come and enjoy a Beach Break Afternoon, which includes sand sculpting, shell hunting, kite flying, and tons of beach fun!

Kids night out Let the kids have a night out with us while you enjoy your convention’s adult evening functions. We will be playing games and crab hunting on the beach. This program is available on Sunday through Saturday, from 6:00 pm – 10:00 pm, for ages 5-12. The cost, which includes dinner and a T-shirt, is $35 for each child. Programs available while you are in Destin are:Sunday evening: It’s CRAB season! Join us for crab hunting on the beach!Monday evening: Join us for Survivor Challenge! Outwit, Outlast, Outplay!

A 22% service charge will be added to all events.

You should pre-schedule either of these programs directly through the Hilton Sandestin Beach, Golf Resort and Spa, by calling 850-267-9500, ext 3094. Pre-registration is required, and your children should be signed up for these programs no later than Noon on Sunday, April 18.

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Sunday, April 18Harland Clarke, Franklin, TN – Convention Badge Covers

Travelers, Charlotte, NC – Transportation to/from Baytowne Wharf/Marina

Earl R. Whaley & Company, Mountain Life Insurance Company, and CenterPoint Flood Services, Alcoa, TN – Reception/Cruise on SOLARIS

Monday, April 19Vining Sparks, Memphis, TN – Continental Breakfast

First National Banker’s Bank, Birmingham, AL – PEP Awards Ceremony

The Correspondent Group, A Division of PSBOC, Nolensville, TN – Golf Tournament

Fi-DATA, Franklin, TN – Golf Tournament

The Plateau Group, Inc, Crossville, TN – Golf Tournament

Financial Products & Services, Inc, Nashville, TN – Luau

Elite Financial Products, Inc, Clarksville, TN – Luau

Tuesday, April 20Federal Home Loan Bank of Cincinnati, Cincinnati, OH – Continental Breakfast

Crowe Horwath, LLP, Brentwood, TN – Economist

Graduate School of Banking at LSU, Baton Rouge, LA – Closing Speaker

Mauldin & Jenkins CPA, LLC, Birmingham, AL – Closing Speaker

The Peabody Memphis, Memphis, TN – Grand Prize #1 Weekend Package

Southeastern Commercial Finance, LLC, Memphis, TN – Grand Prize #1 Cash

Crowell & Crowell, PLLC, Franklin, TN – Grand Prize #2 Cash

Gulf Guaranty Life Insurance Company/Lending Cycle, Jackson, MS – Grand Prize #2 Cash

T h a n k Yo u To o u r s p o n s o r s

2009-2010 Young Bankers Division Board of DirectorsOfficers:

President: Wes Farragut, Vice President, Mountain National Bank, Sevierville President-elect: Tracie Lomax, Branch Man-ager, Community South, HohenwaldVice President: James S. (Jay) England, Vice President, Decatur County Bank, ParsonsImmediate Past President: Greg Crihfield, President & CEO, The Lauderdale County Bank, Halls

Directors:Group 1: Gregg Ketterman, Vice President, National Bank of Tennessee, NewportGroup 2: Traci Todd, Senior Vice President/Director of Lending, The Peoples Bank, KnoxvilleGroup 3: Monte McBee, Vice President, Peoples State Bank of Commerce, DunlapGroup 4: Chad Shoulders, Vice President, Macon Bank and Trust Company, LafayetteGroup 5: Robby Moore, Vice President, Bank of Perry County, HohenwaldGroup 6: Terry White, Vice President, Pinnacle Financial Partners, NashvilleGroup 7: Joseph H. (Jody) Kizer, Northwest Regional President/Senior Credit Officer, First Citizens National Bank, Union CityGroup 8: Jenny Hayes, Marketing Officer, BancorpSouth, Jackson

Wes Farragut

sponsored Events and special activities continuedClosing speakerJack Vonder Heide, president, Technology Briefing Centers, Inc, Oak Brook, IL, one of the nation’s most revered technology “gu-rus,” discusses several creative ways banks can leverage social networking to strengthen relationships with existing customers, attract new business, and position the bank’s brand to take advan-tage of future opportunities. This presentation is cosponsored by the Graduate School of Banking at LSU, Baton Rouge, LA, and Mauldin & Jenkins CPA, LLC, Birmingham, AL

Door prizesDoor prizes will be given away throughout the convention. All door prizes are provided by the Young Bankers Division board of directors, and you MUST be present to win!

Grand prizesTwo grand prize packages will be given away at the end of the convention….and you MUST be present to win! The two prize packages are cosponsored by Crowell & Crowell, PLLC, Frank-lin, TN; Gulf Guaranty Life Insurance Company/LendingCycle, Jackson, MS; The Peabody Memphis, Memphis, TN; & Southeastern Commercial Finance, LLC, Memphis, TN.

NOTE: Delegates will elect a new vice president of the Young Bankers Division and new direc-tors from Groups 1, 3, 5, and 7 during the Tuesday morning business session. Anyone

interested in running for vice president representing the West Grand Division of Tennessee should contact a member of the Young Bankers Division executive committee. The nominating committee must receive official nominations for group directors and vice president by March 1. Anyone wishing to be nominated from the floor at the convention must file a letter of intent with the nominating committee at least 10 days prior to the meeting. For complete details about the election process, contact Colin Barrett in the TBA office.

Young Bankers Division Groups by County with Group Director

Group 1Group 2

Group 3

Group 4

Group 5

Group 6Group 7

Group 8

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Gregg KettermanVice President, National Bank

of TennesseeNewport

Group 1Carter

ClaiborneCocke

GraingerGreene

HamblenHancockHawkinsJohnsonSullivanUnicoi

Washington

Traci ToddSenior Vice President/Director of Lending, The Peoples Bank

Knoxville

Group 2Anderson

BlountCampbellJefferson

KnoxLoudonMorganRoaneScottSevierUnion

Monte McBeeVice President, Peoples State

Bank of CommerceDunlap

Group 3BledsoeBradleyGrundy

HamiltonMarion

McMinnMeigs

MonroePolkRhea

SequatchieVan Buren

Chad Shoulders Vice President, Macon Bank

and Trust Company Lafayette

Group 4Clay

CumberlandDeKalbFentressJacksonMacon

OvertonPickettPutnamSmith

TrousdaleWhite

Robby MooreVice President, Bank of Perry

CountyHohenwald

Group 5BedfordCoffee

FranklinGiles

LawrenceLewis

LincolnMarshallMauryMoorePerry

WarrenWayne

Terry WhiteVice President,

Pinnacle Financial Partners NashvilleGroup 6

CannonCheathamDavidsonDicksonHickmanHouston

HumphreysMontgomery

RobertsonRutherford

StewartSumner

WilliamsonWilson

Joseph H. (Jody) KizerNorthwest Regional

President, First Citizens National Bank

Union City

Group 7BentonCarrollDyer

GibsonHenryLake

ObionWeakley

Jenny HayesMarketing Officer,

BancorpSouth Jackson

Group 8ChesterCrockettDecaturFayette

HardemanHardin

HaywoodHendersonLauderdale

MadisonMcNairyShelbyTipton

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proudly celebrating 50 years of the Young Bankers Division1960-2010

Date & locationApril 18-20, 2010 - Destin, FLHilton Sandestin Beach Golf Resort & Spa4000 Sandestin Boulevard South, Destin, FL 32550

Who Should AttendCareer financial industry employees in higher rankiing staff or junior- to mid-management positions who are preparing to become the industry’s next generation of leaders.

Hotel InformationThe convention is being held at the Hilton Sandestin Beach Golf Resort & Spa, located on the Gulf. The hotel is holding a block of rooms on a first-come, first-served basis at a special group rate of $189 single/double per night. These special rates will be available three days before and three days following the convention, up to 80 percent occupancy, for those who would like to extend their stay.

The deadline for making hotel reservations at this spe-cial group rate is Thursday, March 18, 2010. When the allotted room block is sold, room rates will return to standard prices on a space-available basis, even if it is before the March 18 deadline.

For reservation, please call 1-800-367-1271. Ask for Group Code YBL or Young Bankers Leadership Con-vention to receive the special group rate.

Fee InformationFee includes speaker handouts, continental breakfasts, refreshment breaks, and evening events. There is a separate fee for the golf tournament, and children’s ac-tivities are priced separately through the resort. Please register early. At-the-door registrants will be assessed an additional $25 late registration fee.

No written confirmation of registration will be sent from the TBA, unless registration is made online.Participation in TBA programs is limited to members, associate members, and nonmembers from an eligible membership category at applicable member or non-member rates.

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TBA Members / Associate Members TBA Member Spouses Nonmembers Nonmember Spouses

Early registration $250 $150 $500 $300

Early registration deadline is April 5, 2010

Children’s Programs (ages 5-12) – Call the hotel directly at 850-267-9500, ext 3094, to register.Pre-registration is required, and your children should be signed up for these programs no later than noon on Sunday, April 18.

Registration $275 $175 $525 $325

At-the-Door $300 $200 $550 $350

NOTE: Delegates and spouses/guests are requested to wear TBA badges to all convention functions. Badges will serve as admission tickets to all convention programs and activites.

General InformationAttire: Resort casual attire is appropriate for this program. Because of temperature variations in meeting rooms, please bring a sweater or jacket for your comfort.

Program Availability: Due to hotel guarantees and material production, reservations received less than 7 days before the program will be subject to space and material availability.

Cancellation Policy: Cancellations received in the TBA office 7 business days prior to the scheduled program will be refunded in full. Due to commitments with hotels, cancellations received less than 7 business days prior to the scheduled program are not refund-able. Substitutions are welcome. Registrants who do not attend the program or send a substitute will be responsible for the entire registration fee.

Special Needs: If you have a disability that may affect your participation in this program, please send TBA a statement regarding any special needs at least 10 days before the program. We will contact you to discuss ac-commodations.

Continuing education CreditAttendants qualify for 3 hours of Continuing Professional Education (CPE) credit in the area of Personal Development. Method of delivery – group live. No pre-requisites are required for this program. Program level – basic to intermediate. For more information regarding administrative policies or complaints, please contact our offices at 615/244-4871.Tennessee Bankers Association is registered with the National Association of State Boards of Accountancy (NASBA) as a sponsor of continuing professional education on the National Registry of CPE Sponsors. State boards of accoun-tancy have final authority on the acceptance of individual courses for CPE credit. Complaints regarding registered sponsors may be addressed to the National Registry of CPE Sponsors, 150 Fourth Avenue North, Suite 700, Nashville, TN, 37219-2417. Web site: www.nasba.org

To obtain continuing education credit applications or more information, call the TBA education department at 800/964-5525 or 615/244-4871.

For more information please contact: Susan Taylor, CMP - srtaylor@TNBankers.orgVice President/Director of Professional DevelopmentTennessee Bankers Association211 Athens Way, Ste 100 Nashville, TN 37228-1381615/244-4871 or 800/964-5525 or visit our website at www.TNBankers.org

Name ______________________________________________Golf Handicap ______________

Company ______________________________________Phone _________________________

Address _______________________________________________________________________

City ________________________________________State ___________ Zip _______________

Make checks payable to The Plateau Group, Inc. Credit cards not accepted.

Amount Enclosed $ ________ $80 per person–registration fee includes lunch, range balls, and beverages on the course

Preferred playing partners, if any. Partners are not guaranteed.

Name ________________________________________________

Name ________________________________________________

Name ________________________________________________

(Copy for additional registrants)

Mail this form and payment directly to: The Plateau Group, IncATTN: Retha RobertsPO Box 7001Crossville, TN 38557-7001PH: 800/752-8328FAX: 931/484-0692

Golf registration deadline is April 2, 2010. Advanced registration is required. Only delegates and spouses/guests registered for the Leadership Convention are eligible to par-ticipate in the golf tournament.

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G O L F TO U R N A M E N T

Cosponsored by The Correspondent Group, A Divi-sion of PSBOC, Nolensville, TN; Fi-DATA, Franklin, TN; and The Plateau Group, Inc, Crossville, TN

Date/Time: Monday, April 19 Noon – Lunch available 1:00 pm – Shotgun Start

Note: Golf registration deadline is April 2, 2010. Advanced registration is re-quired. Only delegates and spouses/guests registered for the Leadership

Convention are eligible to participate in the golf tournament.

Golf Fee: $80 per person–registration fee includes lunch, range balls, and beverages on the course

Location: Links Golf Course, Sandestin Golf and Beach ResortThis course offers an expansive design set against the backdrop of the Baytown Marina and Choctawhatchee Bay. The course winds its way through numerous marshes, and over a third of the course plays on or near the bay. Careful judgment and calculated shots are a must with the added element of changing Gulf Coast winds. The Links is consistently ranked as one of the most challenging courses in Florida.

GOLF TOURNAMENTCosponsored by The Correspondent Group, A Division of PSBOC, Nolensville, TN; Fi-DATA, Franklin, TN; and The Plateau Group, Inc, Crossville, TN