499c0021 chick 499c0005 eva 499c0027 julia mercuries life insurance

12
499C0021 CHICK 499C0005 EVA 499C0027 JULIA Mercuries life insurance

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Page 1: 499C0021 CHICK 499C0005 EVA 499C0027 JULIA Mercuries life insurance

4 9 9 C 0 0 2 1 C H I C K4 9 9 C 0 0 0 5 E V A4 9 9 C 0 0 2 7 J U L I A

Mercuries life insurance

Page 2: 499C0021 CHICK 499C0005 EVA 499C0027 JULIA Mercuries life insurance

1993 1997 2001 2005 2009 20130

0.5

1

1.5

2

2.5

Customers

(m

illi

on t

ones

)

I N C R E A S E O F P E O P L E C O V E R I N S U R A N C E

Mercuries life insurance

(year)

Page 3: 499C0021 CHICK 499C0005 EVA 499C0027 JULIA Mercuries life insurance

• Aging population

• Low economic

• Lonely elderly

Mercuries life insurance

Page 4: 499C0021 CHICK 499C0005 EVA 499C0027 JULIA Mercuries life insurance
Page 5: 499C0021 CHICK 499C0005 EVA 499C0027 JULIA Mercuries life insurance

Long Term Care Whole Life insurance policy

L T C W L

Page 6: 499C0021 CHICK 499C0005 EVA 499C0027 JULIA Mercuries life insurance

• Life Insurance + care

• Guaranteed life

• Good for family

Mercuries life insuranceAbout LTCWL

Page 7: 499C0021 CHICK 499C0005 EVA 499C0027 JULIA Mercuries life insurance

The Proportion of the Population in Taiwan(2009)

0-15 15-25 25-35 35-45 45-55 55up0.5

1.5

2.5

3.5

4.5

5.5 amount of people

M

illio

n

tones

age

Page 8: 499C0021 CHICK 499C0005 EVA 499C0027 JULIA Mercuries life insurance

Common conditions of old age people

Amnesia

Reduced mobil ity

No family

Page 9: 499C0021 CHICK 499C0005 EVA 499C0027 JULIA Mercuries life insurance

Expense and Quality of Care

Way of care expense Quality

Foreign caregivers $ 21,000~22,000

per month

Depend on the caregiver you hire.

Nursing home$ 18,000~60,000

Per month

Depend on the money you give in.

Family member Lowest

More comfortable but create pressure on family.

Page 10: 499C0021 CHICK 499C0005 EVA 499C0027 JULIA Mercuries life insurance
Page 11: 499C0021 CHICK 499C0005 EVA 499C0027 JULIA Mercuries life insurance

Mercuries life insuranceInitial Care Insurance money $ 600,000

Long Term Care money 24 times $ 2,880,000 (120,000 per year)

Death Benefit $ 1,000,000

Total take back money $4,480,000

Page 12: 499C0021 CHICK 499C0005 EVA 499C0027 JULIA Mercuries life insurance

A promise, a friend

Mercuries life insurance