An altogether different Prospect.

300% MORE INTERESTWith a steep rise in demand

for homes across our offi ces

— back to the fi gures seen in

January 2008 — have we seen

the end of falling house prices?

An unprecedented combination of

factors could well be responsible for

this swing, making this the best time

in a long time to move home.

Great rates Interest rates are the lowest they’ve

ever been in the Bank of England’s

300 year history — and mortgage

lenders are starting to compete with

some very good deals now available.

The wisest are

making the property

market work for them -

upsizing now can save thousands.

Recovery signs Property prices have now fallen

by 25%, as predicted by many

commentators — and with the Halifax

reporting house prices increasing by

1.9% (Dec. ‘08 - Jan. ‘09), the market

may well have stabilised... if it hasn’t

already started to recover.

The wise upsizeThere is great advantage in upsizing

in the current market. Percentage

price drops means that reductions

on larger properties are greater than

those on smaller homes (see over).

The gap between your current home

and your next step up the property

ladder may never be so small again.

Opportunity knocks...With the lowest interest rates on

record, a surge in demand, reported

increases in property prices and

signifi cant savings to upsizing —

can you afford not to move? >

February/March 2009

300% more registered buyers in January ‘09 proves high demand for property and a renewed confi dence!

Now is the time to get moving! Be wise... and upsize!

please recycle meglobrix.

Reading (0118) 955 9700

Bracknell (01344) 869 169

Crowthorne (01344) 778 868

Warfi eld (01344) 300 700

Wokingham (0118) 979 7770

Winnersh (0118) 979 6661

Sandhurst (01276) 609 070

Call Prospect today to get you moving... onward and upward!

With increased demand,

and a shortage of

properties on the market,

you’re more likely to sell

your home now — and for a

better price too.

We’d be delighted to offer a

free, expert, no-obligation

valuation of your home to

put you in the picture.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR

MORTGAGE. THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME.

If you’ve been thinking about taking the

next step up the property ladder but been put off

by the current property market, think again —

now could be the ideal time to move on up!

With interest rates favouring homeowners rather than savers, now could be your opportunity to upsize or invest in property.

Great deals available from Prospect Financial Services

...and catch the wave!..Hook a great rate...

Why the wise are upsizing

BEFORE PRICE CORRECTION CURRENT MARKET

£400K

£200K

£300K

£150K

£200K £150K= =Cost to upsize

Cost to upsize

– 25%

HIGH

DEMAND

FOR HOMES + + +LOW

INTEREST

RATES

LOWER

COST TO

UPSIZE

SIGNS

OF

RECOVERY

EXAMPLE GIVEN FOR ILLUSTRATIVE PURPOSES ONLY. PRICES AND SAVINGS IN YOUR SITUATION MAY DIFFER FROM THOSE SHOWN.

Value your home.We’d love to!

g

This illustration shows how upsizing from a £200,000 to a £400,000 home

would have cost £200,000 prior to the recent price correction.

In the current market, this same move would now cost 25% less, or

£150,000 — a grand saving of £50,000!

February/March 2009

Propertyexpressexpressexpress