3 Things That Make You Eligible for Workers Compensation

ByMy Philly Workers Comp

The Cardamone Law Firm, LLC

If you’ve experienced a workplace injury, it’s most likely that you’re eligible to receive workers compensation benefits. Worker’s compensation is an insurance policy by the state to protect worker rights. It enables workers to receive compensation in case they’ve been injured due to a work related injury. There are three requirements that make you eligible for workers compensation.

1. Your Company Must Have Workers Compensation Coverage

It is not necessary that all employers or companies are covered by workers compensation. While state laws recommend it, workers compensation coverage significantly depends on the type of business, the number of employees, the type of work required from the employees, etc. In some states, an employer needs at least three employees to provide coverage, while in other states there is no minimum employee requirement.

2. You Must be an Employee

Workers compensation is for employees only. Therefore, if you are not an employee, you do not qualify for workman comp, such as independent contractors. These may include freelance workers, part time workers, etc. You are an employee if you work full time for an employer or company. Hence, if you work for a company/employer/firm on a regular and fulltime basis, you are eligible for workers compensation.

3. You Must Experience an Occupational Injury or IllnessYou become eligible for workers compensation if you have experienced a work related injury or illness. This means that you were injured while working for your employer, which automatically makes the employer responsible to compensate you for the damages incurred. Some examples of occupational injuries include falls or slips when working in risky environments, working with heavy objects, near energized equipment or hazardous material, etc. If you become ill or experience injury during a job, your injury is highly likely to be occupational.

When is it Difficult to Check Eligibility for Workman Comp?• In certain circumstances, it is difficult to identify whether or not you are

eligible for workers compensation benefits. For example, you may get into an accident and get injured, while driving to a meeting with a client from workplace. In this situation, where you were not injured at work, but outside of workplace, it can be tricky to classify the injury as work related.• Therefore, it is best to get in touch with a professional work injury lawyer

who can give you the right advice and assist you with the process of receiving the rightful works compensation benefits. If your employer denies you the claims, an attorney can act as your legal representative and handle your case with detail and successfully land a settlement.

Work Injury Lawyer in Philadelphia, PAMichael W. Cardamone

• Address: 920 Lenmar Drive Blue Bell, PA 19422 • Website: http://www.myphillyworkerscomp.com• Twitter: https://twitter.com/PhillyLawyer • LinkedIN: http://www.linkedin.com/in/myphillyworkerscompattorney • Facebook: https://www.facebook.com/MyPhillyWorkersComp • Google+: https://google.com/+Myphillyworkerscomp