(QHUJ\ 3HUIRUPDQFH &HUWLILFDWH

%ULGJH )DUP0DLQ 6WUHHW%URRPIOHHW%528*++8�� �5-

'ZHOOLQJ W\SH� 'HWDFKHG KRXVH'DWH RI DVVHVVPHQW� � 'HFHPEHU ����'DWH RI FHUWLILFDWH� � 'HFHPEHU ����5HIHUHQFH QXPEHU� ������������������������7RWDO IORRU DUHD� ��� Pð

7KLV KRPHV SHUIRUPDQFH LV UDWHG LQ WHUPV RI WKH HQHUJ\ XVH SHU VTXDUH PHWUH RI IORRU DUHD� HQHUJ\ HIILFLHQF\ EDVHGRQ IXHO FRVWV DQG HQYLURQPHQWDO LPSDFW EDVHG RQ FDUERQ GLR[LGH �&2ð� HPLVVLRQV�

%DVHG RQ VWDQGDUGLVHG DVVXPSWLRQV DERXW RFFXSDQF\� KHDWLQJ SDWWHUQV DQG JHRJUDSKLFDO ORFDWLRQ� WKH DERYH WDEOHSURYLGHV DQ LQGLFDWLRQ RI KRZ PXFK LW ZLOO FRVW WR SURYLGH OLJKWLQJ� KHDWLQJ DQG KRW ZDWHU WR WKLV KRPH� 7KH IXHO FRVWVRQO\ WDNH LQWR DFFRXQW WKH FRVW RI IXHO DQG QRW DQ\ DVVRFLDWHG VHUYLFH� PDLQWHQDQFH RU VDIHW\ LQVSHFWLRQ� 7KLVFHUWLILFDWH KDV EHHQ SURYLGHG IRU FRPSDUDWLYH SXUSRVHV RQO\ DQG HQDEOHV RQH KRPH WR EH FRPSDUHG ZLWK DQRWKHU�$OZD\V FKHFN WKH GDWH WKH FHUWLILFDWH ZDV LVVXHG� EHFDXVH IXHO SULFHV FDQ LQFUHDVH RYHU WLPH DQG HQHUJ\ VDYLQJUHFRPPHQGDWLRQV ZLOO HYROYH�

7R VHH KRZ WKLV KRPH FDQ DFKLHYH LWV SRWHQWLDO UDWLQJ SOHDVH VHH WKH UHFRPPHQGHG PHDVXUHV�

(QHUJ\ (IILFLHQF\ 5DWLQJ&XUUHQW 3RWHQWLDO

9HU\ HQHUJ\ HIILFLHQW � ORZHU UXQQLQJ FRVWV

1RW HQHUJ\ HIILFLHQW � KLJKHU UXQQLQJ FRVWV

(QJODQG :DOHV (8 'LUHFWLYH��������(&

7KH HQHUJ\ HIILFLHQF\ UDWLQJ LV D PHDVXUH RI WKHRYHUDOO HIILFLHQF\ RI D KRPH� 7KH KLJKHU WKH UDWLQJ�WKH PRUH HQHUJ\ HIILFLHQW WKH KRPH LV DQG WKH ORZHUWKH IXHO ELOOV DUH OLNHO\ WR EH�

(QYLURQPHQWDO ,PSDFW �&2ð� 5DWLQJ

&XUUHQW 3RWHQWLDO9HU\ HQYLURQPHQWDOO\ IULHQGO\ � ORZHU &2ð HPLVVLRQV

1RW HQYLURQPHQWDOO\ IULHQGO\ � KLJKHU &2ð HPLVVLRQV

(QJODQG :DOHV (8 'LUHFWLYH��������(&

7KH HQYLURQPHQWDO LPSDFW UDWLQJ LV D PHDVXUH RI DKRPHV LPSDFW RQ WKH HQYLURQPHQW LQ WHUPV RIFDUERQ GLR[LGH �&2ð� HPLVVLRQV� 7KH KLJKHU WKH

UDWLQJ� WKH OHVV LPSDFW LW KDV RQ WKH HQYLURQPHQW�

(VWLPDWHG HQHUJ\ XVH� FDUERQ GLR[LGH �&2ð� HPLVVLRQV DQG IXHO FRVWV RI WKLV KRPH

&XUUHQW 3RWHQWLDO

(QHUJ\ XVH ��� N:K�Pð SHU \HDU ��� N:K�Pð SHU \HDU

&DUERQ GLR[LGH HPLVVLRQV �� WRQQHV SHU \HDU �� WRQQHV SHU \HDU

/LJKWLQJ ���� SHU \HDU ���� SHU \HDU

+HDWLQJ ����� SHU \HDU ����� SHU \HDU

+RW ZDWHU ���� SHU \HDU ���� SHU \HDU

7KH DGGUHVV DQG HQHUJ\ UDWLQJ RI WKH GZHOOLQJ LQ WKLV (3& PD\ EH JLYHQ WR (67 WR SURYLGH LQIRUPDWLRQ RQILQDQFLDO KHOS IRU LPSURYLQJ LWV HQHUJ\ SHUIRUPDQFH�

)RU DGYLFH RQ KRZ WR WDNH DFWLRQ DQG WR ILQG RXW DERXW RIIHUV DYDLODEOH WR KHOS PDNH \RXU KRPH PRUH HQHUJ\HIILFLHQW FDOO ���� ��� ��� RU YLVLW ZZZ�HQHUJ\VDYLQJWUXVW�RUJ�XN�P\KRPH

3DJH � RI �

7KH (QHUJ\ 3HUIRUPDQFH &HUWLILFDWH IRU WKLV GZHOOLQJ ZDV SURGXFHG IROORZLQJ DQ HQHUJ\ DVVHVVPHQW XQGHUWDNHQ E\ DTXDOLILHG DVVHVVRU� DFFUHGLWHG E\ WKH 1+(5 $FFUHGLWDWLRQ 6FKHPH� WR D VFKHPH DXWKRULVHG E\ WKH *RYHUQPHQW� 7KLVFHUWLILFDWH ZDV SURGXFHG XVLQJ WKH 5G6$3 ���� DVVHVVPHQW PHWKRGRORJ\ DQG KDV EHHQ SURGXFHG XQGHU WKH (QHUJ\3HUIRUPDQFH RI %XLOGLQJV �&HUWLILFDWHV DQG ,QVSHFWLRQV� �(QJODQG DQG :DOHV� 5HJXODWLRQV ���� DV DPHQGHG� $ FRS\RI WKH FHUWLILFDWH KDV EHHQ ORGJHG RQ D QDWLRQDO UHJLVWHU�

'HWDLOV RI WKH DVVHVVRU DQG WKH UHOHYDQW DFFUHGLWDWLRQ VFKHPH DUH DV DERYH� <RX FDQ JHW FRQWDFW GHWDLOV RI WKHDFFUHGLWDWLRQ VFKHPH IURP WKHLU ZHEVLWH DW ZZZ�QKHU�FR�XN WRJHWKHU ZLWK GHWDLOV RI WKHLU SURFHGXUHV IRU FRQILUPLQJDXWKHQWLFLW\ RI D FHUWLILFDWH DQG IRU PDNLQJ D FRPSODLQW�

7KH UDWLQJV RQ WKH FHUWLILFDWH SURYLGH D PHDVXUH RI WKH EXLOGLQJV RYHUDOO HQHUJ\ HIILFLHQF\ DQG LWV HQYLURQPHQWDOLPSDFW� FDOFXODWHG LQ DFFRUGDQFH ZLWK D QDWLRQDO PHWKRGRORJ\ WKDW WDNHV LQWR DFFRXQW IDFWRUV VXFK DV LQVXODWLRQ�KHDWLQJ DQG KRW ZDWHU V\VWHPV� YHQWLODWLRQ DQG IXHOV XVHG� 7KH DYHUDJH (QHUJ\ (IILFLHQF\ 5DWLQJ IRU D GZHOOLQJ LQ(QJODQG DQG :DOHV LV EDQG ( �UDWLQJ ����

1RW DOO EXLOGLQJV DUH XVHG LQ WKH VDPH ZD\� VR HQHUJ\ UDWLQJV XVH VWDQGDUG RFFXSDQF\ DVVXPSWLRQV ZKLFK PD\ EHGLIIHUHQW IURP WKH VSHFLILF ZD\ \RX XVH \RXU KRPH� 'LIIHUHQW PHWKRGV RI FDOFXODWLRQ DUH XVHG IRU KRPHV DQG IRU RWKHUEXLOGLQJV� 'HWDLOV FDQ EH IRXQG DW ZZZ�FRPPXQLWLHV�JRY�XN�HSEG

%XLOGLQJV WKDW DUH PRUH HQHUJ\ HIILFLHQW XVH OHVV HQHUJ\� VDYH PRQH\ DQG KHOS SURWHFW WKH HQYLURQPHQW� $ EXLOGLQJ ZLWKD UDWLQJ RI ��� ZRXOG FRVW DOPRVW QRWKLQJ WR KHDW DQG OLJKW DQG ZRXOG FDXVH DOPRVW QR FDUERQ HPLVVLRQV� 7KH SRWHQWLDOUDWLQJV RQ WKH FHUWLILFDWH GHVFULEH KRZ FORVH WKLV EXLOGLQJ FRXOG JHW WR ��� LI DOO WKH FRVW HIIHFWLYH UHFRPPHQGHGLPSURYHPHQWV ZHUH LPSOHPHQWHG�

2QH RI WKH ELJJHVW FRQWULEXWRUV WR JOREDO ZDUPLQJ LV FDUERQ GLR[LGH� 7KH ZD\ ZH XVH HQHUJ\ LQ EXLOGLQJV FDXVHVHPLVVLRQV RI FDUERQ� 7KH HQHUJ\ ZH XVH IRU KHDWLQJ� OLJKWLQJ DQG SRZHU LQ KRPHV SURGXFHV RYHU D TXDUWHU RI WKH 8.VFDUERQ GLR[LGH HPLVVLRQV DQG RWKHU EXLOGLQJV SURGXFH D IXUWKHU RQH�VL[WK�

7KH DYHUDJH KRXVHKROG FDXVHV DERXW � WRQQHV RI FDUERQ GLR[LGH HYHU\ \HDU� $GRSWLQJ WKH UHFRPPHQGDWLRQV LQ WKLVUHSRUW FDQ UHGXFH HPLVVLRQV DQG SURWHFW WKH HQYLURQPHQW� <RX FRXOG UHGXFH HPLVVLRQV HYHQ PRUH E\ VZLWFKLQJ WRUHQHZDEOH HQHUJ\ VRXUFHV� ,Q DGGLWLRQ WKHUH DUH PDQ\ VLPSOH HYHU\GD\ PHDVXUHV WKDW ZLOO VDYH PRQH\� LPSURYHFRPIRUW DQG UHGXFH WKH LPSDFW RQ WKH HQYLURQPHQW� 6RPH H[DPSOHV DUH JLYHQ DW WKH HQG RI WKLV UHSRUW�

9LVLW WKH *RYHUQPHQWV ZHEVLWH DW ZZZ�FRPPXQLWLHV�JRY�XN�HSEG WR�

$ERXW WKLV GRFXPHQW

$VVHVVRUV DFFUHGLWDWLRQ QXPEHU� 1+(5������

$VVHVVRUV QDPH� 0U 'DQLHO +LQGVRQ

&RPSDQ\ QDPH�WUDGLQJ QDPH� %HHUFRFN :LOHV DQG :LFN

$GGUHVV� ��D 1RUWKJDWH� +HVVOH� +XOO� +8�� �/:

3KRQH QXPEHU� ����� ������

)D[ QXPEHU�

(�PDLO DGGUHVV� GDQLHO�K#EHHUFRFNZLOHV�FR�XN

5HODWHG SDUW\ GLVFORVXUH� 7KH HQHUJ\ DVVHVVRU LV DQ HPSOR\HH RI %HHUFRFN :LOHV DQG :LFN�

,I \RX KDYH D FRPSODLQW RU ZLVK WR FRQILUP WKDW WKH FHUWLILFDWH LV JHQXLQH

$ERXW WKH EXLOGLQJV SHUIRUPDQFH UDWLQJV

$ERXW WKH LPSDFW RI EXLOGLQJV RQ WKH HQYLURQPHQW

)LQG RXW KRZ WR FRQILUP WKH DXWKHQWLFLW\ RI DQ HQHUJ\ SHUIRUPDQFH FHUWLILFDWH

)LQG KRZ WR PDNH D FRPSODLQW DERXW D FHUWLILFDWH RU WKH DVVHVVRU ZKR SURGXFHG LW

/HDUQ PRUH DERXW WKH QDWLRQDO UHJLVWHU ZKHUH WKLV FHUWLILFDWH KDV EHHQ ORGJHG

/HDUQ PRUH DERXW HQHUJ\ HIILFLHQF\ DQG UHGXFLQJ HQHUJ\ FRQVXPSWLRQ�

1(6 RQH 9HUVLRQ ����� �6$3 �����

%ULGJH )DUP� 0DLQ 6WUHHW� %URRPIOHHW� %528*+� +8�� �5- (QHUJ\ 3HUIRUPDQFH &HUWLILFDWH

� 'HFHPEHU ���� 551� ������������������������

3DJH � RI �

5HFRPPHQGHG PHDVXUHV WR LPSURYH WKLV KRPHV HQHUJ\ SHUIRUPDQFH

%ULGJH )DUP0DLQ 6WUHHW%URRPIOHHW%528*++8�� �5-

'DWH RI FHUWLILFDWH� � 'HFHPEHU ����5HIHUHQFH QXPEHU� ������������������������

6XPPDU\ RI WKLV KRPHV HQHUJ\ SHUIRUPDQFH UHODWHG IHDWXUHV

7KH IROORZLQJ LV DQ DVVHVVPHQW RI WKH NH\ LQGLYLGXDO HOHPHQWV WKDW KDYH DQ LPSDFW RQ WKLV KRPHV SHUIRUPDQFH UDWLQJ�(DFK HOHPHQW LV DVVHVVHG DJDLQVW WKH IROORZLQJ VFDOH� 9HU\ SRRU � 3RRU � $YHUDJH � *RRG � 9HU\ JRRG�

(OHPHQW 'HVFULSWLRQ&XUUHQW SHUIRUPDQFH

(QHUJ\ (IILFLHQF\ (QYLURQPHQWDO

:DOOV &DYLW\ ZDOO� DV EXLOW� LQVXODWHG �DVVXPHG� *RRG *RRG

5RRIV 3LWFKHG� ���PP ORIW LQVXODWLRQ *RRG *RRG

)ORRU 6XVSHQGHG� OLPLWHG LQVXODWLRQ �DVVXPHG� � �

:LQGRZV )XOO\ GRXEOH JOD]HG $YHUDJH $YHUDJH

0DLQ KHDWLQJ %RLOHU DQG UDGLDWRUV� RLO $YHUDJH $YHUDJH

0DLQ KHDWLQJ FRQWUROV 3URJUDPPHU� URRP WKHUPRVWDW DQG 759V $YHUDJH $YHUDJH

6HFRQGDU\ KHDWLQJ 5RRP KHDWHUV� ZRRG ORJV � �

+RW ZDWHU )URP PDLQ V\VWHP $YHUDJH $YHUDJH

/LJKWLQJ 1R ORZ HQHUJ\ OLJKWLQJ 9HU\ SRRU 9HU\ SRRU

&XUUHQW HQHUJ\ HIILFLHQF\ UDWLQJ ' ��

&XUUHQW HQYLURQPHQWDO LPSDFW �&2�� UDWLQJ ( ��

/RZ DQG ]HUR FDUERQ HQHUJ\ VRXUFHV

7KH IROORZLQJ ORZ RU ]HUR FDUERQ HQHUJ\ VRXUFHV DUH SURYLGHG IRU WKLV KRPH�

%LRPDVV VHFRQGDU\ KHDWLQJ

3DJH � RI �

7KH PHDVXUHV EHORZ DUH FRVW HIIHFWLYH� 7KH SHUIRUPDQFH UDWLQJV DIWHU LPSURYHPHQW OLVWHG EHORZ DUH FXPXODWLYH� WKDW LVWKH\ DVVXPH WKH LPSURYHPHQWV KDYH EHHQ LQVWDOOHG LQ WKH RUGHU WKDW WKH\ DSSHDU LQ WKH WDEOH�

7KH IXUWKHU PHDVXUHV OLVWHG EHORZ VKRXOG EH FRQVLGHUHG LQ DGGLWLRQ WR WKRVH DOUHDG\ VSHFLILHG LI DLPLQJ IRU WKH KLJKHVWSRVVLEOH VWDQGDUGV IRU WKLV KRPH� +RZHYHU \RX VKRXOG FKHFN WKH FRQGLWLRQV LQ DQ\ FRYHQDQWV� SODQQLQJ FRQGLWLRQV�ZDUUDQWLHV RU VDOH FRQWUDFWV�

,PSURYHPHQWV WR WKH HQHUJ\ HIILFLHQF\ DQG HQYLURQPHQWDO LPSDFW UDWLQJV ZLOO XVXDOO\ EH LQ VWHS ZLWK HDFK RWKHU�+RZHYHU� WKH\ FDQ VRPHWLPHV GLYHUJH EHFDXVH UHGXFHG HQHUJ\ FRVWV DUH QRW DOZD\V DFFRPSDQLHG E\ D UHGXFWLRQ LQFDUERQ GLR[LGH �&2ð� HPLVVLRQV�

5HFRPPHQGDWLRQV

/RZHU FRVW PHDVXUHV�XS WR �����

7\SLFDO VDYLQJVSHU \HDU

3HUIRUPDQFH UDWLQJV DIWHU LPSURYHPHQWV(QHUJ\ HIILFLHQF\ (QYLURQPHQWDO LPSDFW

� /RZ HQHUJ\ OLJKWLQJ IRU DOO IL[HG RXWOHWV ��� ' �� ' ��

7RWDO ���

3RWHQWLDO HQHUJ\ HIILFLHQF\ UDWLQJ ' ��

3RWHQWLDO HQYLURQPHQWDO LPSDFW �&2�� UDWLQJ ' ��

)XUWKHU PHDVXUHV WR DFKLHYH HYHQ KLJKHU VWDQGDUGV

+LJKHU FRVW PHDVXUHV

� 6RODU ZDWHU KHDWLQJ ��� ' �� ' ��

� &KDQJH KHDWLQJ WR %DQG $ JDV FRQGHQVLQJ ERLOHU ���� & �� & ��

� 6RODU SKRWRYROWDLF SDQHOV� ���N:S ���� & �� & ��

� :LQG WXUELQH ��� & �� & ��

(QKDQFHG HQHUJ\ HIILFLHQF\ UDWLQJ & ��

(QKDQFHG HQYLURQPHQWDO LPSDFW �&2�� UDWLQJ & ��

%ULGJH )DUP� 0DLQ 6WUHHW� %URRPIOHHW� %528*+� +8�� �5- 5HFRPPHQGDWLRQV

� 'HFHPEHU ���� 551� ������������������������

3DJH � RI �

,I \RX DUH D WHQDQW� EHIRUH XQGHUWDNLQJ DQ\ ZRUN \RX VKRXOG FKHFN WKH WHUPV RI \RXU OHDVH DQG REWDLQ DSSURYDO IURP\RXU ODQGORUG LI WKH OHDVH HLWKHU UHTXLUHV LW� RU PDNHV QR H[SUHVV SURYLVLRQ IRU VXFK ZRUN�

/RZHU FRVW PHDVXUHV �W\SLFDOO\ XS WR ���� HDFK�

$ERXW WKH FRVW HIIHFWLYH PHDVXUHV WR LPSURYH WKLV KRPHV SHUIRUPDQFH UDWLQJV

� /RZ HQHUJ\ OLJKWLQJ5HSODFHPHQW RI WUDGLWLRQDO OLJKW EXOEV ZLWK HQHUJ\ VDYLQJ UHFRPPHQGHG RQHV ZLOO UHGXFH OLJKWLQJ FRVWV RYHU WKHOLIHWLPH RI WKH EXOE� DQG WKH\ ODVW XS WR �� WLPHV ORQJHU WKDQ RUGLQDU\ OLJKW EXOEV� $OVR FRQVLGHU VHOHFWLQJ ORZ HQHUJ\OLJKW ILWWLQJV ZKHQ UHGHFRUDWLQJ� FRQWDFW WKH /LJKWLQJ $VVRFLDWLRQ IRU \RXU QHDUHVW VWRFNLVW RI 'RPHVWLF (QHUJ\(IILFLHQW /LJKWLQJ 6FKHPH ILWWLQJV�

7KHVH PHDVXUHV DUH UHODWLYHO\ LQH[SHQVLYH WR LQVWDOO DQG DUH ZRUWK WDFNOLQJ ILUVW� 6RPH RI WKHP PD\ EH LQVWDOOHG DV ',<SURMHFWV� ',< LV QRW DOZD\V VWUDLJKWIRUZDUG DQG VRPHWLPHV WKHUH DUH KHDOWK DQG VDIHW\ ULVNV� VR WDNH DGYLFH EHIRUHFDUU\LQJ RXW ',< LPSURYHPHQWV�

$ERXW WKH IXUWKHU PHDVXUHV WR DFKLHYH HYHQ KLJKHU VWDQGDUGV

)XUWKHU PHDVXUHV WKDW FRXOG GHOLYHU HYHQ KLJKHU VWDQGDUGV IRU WKLV KRPH� <RX VKRXOG FKHFN WKH FRQGLWLRQV LQ DQ\FRYHQDQWV� SODQQLQJ FRQGLWLRQV� ZDUUDQWLHV RU VDOH FRQWUDFWV EHIRUH XQGHUWDNLQJ DQ\ RI WKHVH PHDVXUHV� ,I \RX DUH DWHQDQW� EHIRUH XQGHUWDNLQJ DQ\ ZRUN \RX VKRXOG FKHFN WKH WHUPV RI \RXU OHDVH DQG REWDLQ DSSURYDO IURP \RXUODQGORUG LI WKH OHDVH HLWKHU UHTXLUHV LW� RU PDNHV QR H[SUHVV SURYLVLRQ IRU VXFK ZRUN�

� 6RODU ZDWHU KHDWLQJ$ VRODU ZDWHU KHDWLQJ SDQHO� XVXDOO\ IL[HG WR WKH URRI� XVHV WKH VXQ WR SUH�KHDW WKH KRW ZDWHU VXSSO\� 7KLV ZLOOVLJQLILFDQWO\ UHGXFH WKH GHPDQG RQ WKH KHDWLQJ V\VWHP WR SURYLGH KRW ZDWHU DQG KHQFH VDYH IXHO DQG PRQH\� 7KH6RODU 7UDGH $VVRFLDWLRQ KDV XS�WR�GDWH LQIRUPDWLRQ RQ ORFDO LQVWDOOHUV DQG DQ\ JUDQW WKDW PD\ EH DYDLODEOH�

� %DQG $ FRQGHQVLQJ JDV ERLOHU&KDQJLQJ WKH KHDWLQJ WR XVH D PDLQV JDV ERLOHU WKDW SURYLGHV ERWK VSDFH DQG ZDWHU KHDWLQJ ZLOO VDYH PRQH\� DVPDLQV JDV LV FXUUHQWO\ FKHDSHU WKDQ WKH IXHO EHLQJ XVHG DW SUHVHQW� $ FRQGHQVLQJ ERLOHU LV FDSDEOH RI PXFK KLJKHUHIILFLHQFLHV WKDQ RWKHU W\SHV RI ERLOHU� PHDQLQJ LW ZLOO EXUQ OHVV IXHO WR KHDW WKH SURSHUW\� EXW WKHUH PD\ EH H[FHSWLRQDOFLUFXPVWDQFHV PDNLQJ WKLV LPSUDFWLFDO� &RQGHQVLQJ ERLOHUV QHHG D GUDLQ IRU WKH FRQGHQVDWH ZKLFK OLPLWV WKHLUORFDWLRQ� UHPHPEHU WKLV ZKHQ FRQVLGHULQJ UHPRGHOOLQJ WKH URRP FRQWDLQLQJ WKH H[LVWLQJ ERLOHU HYHQ LI WKH ODWWHU LV WREH UHWDLQHG IRU WKH WLPH EHLQJ �IRU H[DPSOH D NLWFKHQ PDNHRYHU�� 7KLV LPSURYHPHQW LV PRVW DSSURSULDWH ZKHQ WKHH[LVWLQJ KHDWLQJ V\VWHP QHHGV UHSDLU RU UHSODFHPHQW� %XLOGLQJ 5HJXODWLRQV DSSO\ WR WKLV ZRUN� VR \RXU ORFDO DXWKRULW\EXLOGLQJ FRQWURO GHSDUWPHQW VKRXOG EH LQIRUPHG� XQOHVV WKH LQVWDOOHU LV UHJLVWHUHG ZLWK D FRPSHWHQW SHUVRQV VFKHPH��DQG FDQ WKHUHIRUH VHOI�FHUWLI\ WKH ZRUN IRU %XLOGLQJ 5HJXODWLRQ FRPSOLDQFH� $VN D TXDOLILHG KHDWLQJ HQJLQHHU WRH[SODLQ WKH RSWLRQV�

� 6RODU SKRWRYROWDLF �39� SDQHOV$ VRODU 39 V\VWHP LV RQH ZKLFK FRQYHUWV OLJKW GLUHFWO\ LQWR HOHFWULFLW\ YLD SDQHOV SODFHG RQ WKH URRI ZLWK QR ZDVWH DQGQR HPLVVLRQV� 7KLV HOHFWULFLW\ LV XVHG WKURXJKRXW WKH KRPH LQ WKH VDPH ZD\ DV WKH HOHFWULFLW\ SXUFKDVHG IURP DQHQHUJ\ VXSSOLHU� 7KH %ULWLVK 3KRWRYROWDLF $VVRFLDWLRQ KDV XS�WR�GDWH LQIRUPDWLRQ RQ ORFDO LQVWDOOHUV ZKR DUH TXDOLILHGHOHFWULFLDQV DQG RQ DQ\ JUDQW WKDW PD\ EH DYDLODEOH� 3ODQQLQJ UHVWULFWLRQV PD\ DSSO\ LQ FHUWDLQ QHLJKERXUKRRGV DQG\RX VKRXOG FKHFN WKLV ZLWK WKH ORFDO DXWKRULW\� %XLOGLQJ 5HJXODWLRQV DSSO\ WR WKLV ZRUN� VR \RXU ORFDO DXWKRULW\ EXLOGLQJFRQWURO GHSDUWPHQW VKRXOG EH LQIRUPHG� XQOHVV WKH LQVWDOOHU LV DSSURSULDWHO\ TXDOLILHG DQG UHJLVWHUHG DV VXFK ZLWK DFRPSHWHQW SHUVRQV VFKHPH�� DQG FDQ WKHUHIRUH VHOI�FHUWLI\ WKH ZRUN IRU %XLOGLQJ 5HJXODWLRQ FRPSOLDQFH�

� :LQG WXUELQH$ ZLQG WXUELQH SURYLGHV HOHFWULFLW\ IURP ZLQG HQHUJ\� 7KLV HOHFWULFLW\ LV XVHG WKURXJKRXW WKH KRPH LQ WKH VDPH ZD\ DVWKH HOHFWULFLW\ SXUFKDVHG IURP DQ HQHUJ\ VXSSOLHU� 7KH %ULWLVK :LQG (QHUJ\ $VVRFLDWLRQ KDV XS�WR�GDWH LQIRUPDWLRQ RQVXSSOLHUV RI VPDOO�VFDOH ZLQG V\VWHPV DQG DQ\ JUDQW WKDW PD\ EH DYDLODEOH� 3ODQQLQJ UHVWULFWLRQV PD\ DSSO\ DQG \RXVKRXOG FKHFN WKLV ZLWK WKH ORFDO DXWKRULW\� %XLOGLQJ UHJXODWLRQV DSSO\ WR WKLV ZRUN� VR \RXU ORFDO DXWKRULW\ EXLOGLQJFRQWURO GHSDUWPHQW VKRXOG EH LQIRUPHG� XQOHVV WKH LQVWDOOHU LV DSSURSULDWHO\ TXDOLILHG DQG UHJLVWHUHG DV VXFK ZLWK DFRPSHWHQW SHUVRQV VFKHPH�� DQG FDQ WKHUHIRUH VHOI�FHUWLI\ WKH ZRUN IRU %XLOGLQJ 5HJXODWLRQ FRPSOLDQFH� :LQGWXUELQHV DUH QRW VXLWDEOH IRU DOO SURSHUWLHV� 7KH V\VWHPV HIIHFWLYHQHVV GHSHQGV RQ ORFDO ZLQG VSHHGV DQG WKHSUHVHQFH RI QHDUE\ REVWUXFWLRQV� DQG D VLWH VXUYH\ VKRXOG EH XQGHUWDNHQ E\ DQ DFFUHGLWHG LQVWDOOHU�

%ULGJH )DUP� 0DLQ 6WUHHW� %URRPIOHHW� %528*+� +8�� �5- 5HFRPPHQGDWLRQV

� 'HFHPEHU ���� 551� ������������������������

3DJH � RI �

$FWLRQV WKDW ZLOO VDYH PRQH\ DQG UHGXFH WKH LPSDFW RI \RXU KRPH RQ WKH HQYLURQPHQW LQFOXGH�

� )RU LQIRUPDWLRQ RQ DSSURYHG FRPSHWHQW SHUVRQV VFKHPHV HQWHU �H[LVWLQJ FRPSHWHQW SHUVRQ VFKHPHV� LQWR DQLQWHUQHW VHDUFK HQJLQH RU FRQWDFW \RXU ORFDO (QHUJ\ 6DYLQJ 7UXVW DGYLFH FHQWUH RQ ���� ��� ����

:KDW FDQ , GR WRGD\"

(QVXUH WKDW \RX XQGHUVWDQG WKH GZHOOLQJ DQG KRZ LWV HQHUJ\ V\VWHPV DUH LQWHQGHG WR ZRUN VR DV WR REWDLQ WKHPD[LPXP EHQHILW LQ WHUPV RI UHGXFLQJ HQHUJ\ XVH DQG &2� HPLVVLRQV�

&KHFN WKDW \RXU KHDWLQJ V\VWHP WKHUPRVWDW LV QRW VHW WRR KLJK �LQ D KRPH� ���& LQ WKH OLYLQJ URRP LV VXJJHVWHG�DQG XVH WKH WLPHU WR HQVXUH WKDW \RX RQO\ KHDW WKH EXLOGLQJ ZKHQ QHFHVVDU\�

0DNH VXUH \RXU KRW ZDWHU LV QRW WRR KRW � D F\OLQGHU WKHUPRVWDW QHHG QRW QRUPDOO\ EH KLJKHU WKDQ ���&�

7XUQ RII OLJKWV ZKHQ QRW QHHGHG DQG GR QRW OHDYH DSSOLDQFHV RQ VWDQGE\� 5HPHPEHU QRW WR OHDYH FKDUJHUV �H�J�IRU PRELOH SKRQHV� WXUQHG RQ ZKHQ \RX DUH QRW XVLQJ WKHP�

&ORVH \RXU FXUWDLQV DW QLJKW WR UHGXFH KHDW HVFDSLQJ WKURXJK WKH ZLQGRZV�

,I \RXUH QRW ILOOLQJ XS WKH ZDVKLQJ PDFKLQH� WXPEOH GU\HU RU GLVKZDVKHU� XVH WKH KDOI�ORDG RU HFRQRP\ SURJUDPPH�

%ULGJH )DUP� 0DLQ 6WUHHW� %URRPIOHHW� %528*+� +8�� �5- 5HFRPPHQGDWLRQV

� 'HFHPEHU ���� 551� ������������������������

3DJH � RI �