Business Advertising 713-371-3500 Classified Ads 713-371-3600 Visit us at TheGreensheet.com Southeast Houston Greensheet

January 7-13, 2020 Page 9

1-1 $542 2-1 $645 3-1.5 $738 4-2 $815

State Hwy. 225 Red Bluff

Spencer Hwy.

Pasadena Blvd. Twin Oaks

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M-F 9:00-6:00 Sat. & Sun. ClosedProfessionally Managed By Creative Property Mgmt.

WATER PAID • Laundry Room • Playground • Controlled Access

Gates • Community Center • Resident Coordinator • ESL Classes

Planned Activities for Children • GED Classes • Computer Classes

Twin Oaks Apts.

Se Habla Español

3222 Pasadena Blvd.3222 Pasadena Blvd.(between Preston & Beltway 8)(between Preston & Beltway 8)

713-477-8866713-477-8866*Qualifi ed Applicants Only*Qualifi ed Applicants Only

T i O k Apt

Persons with disabilities have the right to request reasonable accommodations to participate in the APPLICATION process.

Las personas desabilitadas tienen el derechode requerir comodidades razonables para

ayudar en el proceso de su aplicación

Section

8Welcome

Prices Starting @$700/Month

1100 Burke Rd., Pasadena, TX 77506713.473.2834 • (TTY) 1-800-735-2989

Empire VillageA P A R T M E N T S

Precios Empiesan $700

*To Qualified Applicants *Conditions apply

Professionally Managed by Creative Property Management

2008 Jenkins, Pasadena

713-472-2444

APARTMENTSAPARTMENTS

Britany Village

To Houston Hwy. 225 to LaPorte

Harris

Southmore

Britany Village

Pasa

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Red Bluff

JenkinsN

Stra

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• W/D Connections • Private Patio w/Storage Room• W/D Connections • Private Patio w/Storage Room

• Mini Blinds • Ceiling Fans • Fireplaces (selected units)• Mini Blinds • Ceiling Fans • Fireplaces (selected units)

• Close to Schools & Pasadena Town Square Mall • Close to Schools & Pasadena Town Square Mall

• Pro-Rate Rent* • Vouchers Accepted• Pro-Rate Rent* • Vouchers Accepted

Se Habla Español

*One Month FREEw/13 Month Lease

• Ceramic tile in select units (different rental pricing)• Ceramic tile in select units (different rental pricing)

1x1 from $655 to 7301x1 from $655 to 7302x1 from $755 to 8302x1 from $755 to 830

2x2 from $790 to 875 906 sf2x2 from $790 to 875 906 sf2x2 from $ 825 to 900 964 sf2x2 from $ 825 to 900 964 sf

3x2 from $910 to 9853x2 from $910 to 985

• Swimming Pool • Covered Parking• Close To Shopping & Schools

A P A R T M E N T S

713.473.4617

1 & 2 Bedrooms1 & 2 Bedrooms$399 Month’s Rent (If Qualifi ed)

812 Shaver St., Pasadena, TX 77506

ALL BILLS ALL BILLS PAIDPAID

NewYear Specials

$240 Per week +Tax$51.28 Daily +Tax

No Lease, Deposit or Credit Check.

Gated, Secured & Clean

Near WALMART & Restaurants.

ALL bills paid.

A/C, Cable TV, Phones, Maid

Services, Laundry Unit,

Microwave and Refrigerator.

Call:713-928-2800

Houston Inn & Suites

NEWNEW FURNISHED FURNISHED KITCHENETTEKITCHENETTE

Carefree LivingCarefree LivingSafe, Secure & Clean!Safe, Secure & Clean!

713.472.6866713.472.6866

Near Walmart & CVS, All bills paid. Near Walmart & CVS, All bills paid. Cold A/C, Cable TV, HBO, Phone, Cold A/C, Cable TV, HBO, Phone,

a Full Kitchen, Maid Service, Internet.a Full Kitchen, Maid Service, Internet.

Per Week!

$$220220**

No lease, deposit, or credit check.*Kitchen suites rate just a little more

ALL BILLS PAID • Spacious 1 & 2 Br. Apts

• Com pletely Rem odeled• Reasonable Rates • Cable Ready • Central Air & Heat

• Near Schools • Pool & Laundry Facilities Se Habla Español

713-472-0368

Fairmont Oaks A PA RT M E N T S

Se Habla Español *If Qualified

713-947-16844210 Young St. (Pasadena)

1 & 2 Bedrooms in Pasadena

*If QualifiedSpecial $99 Deposit

P lea sa n t V illa ge Apts . S e n ior Citize n Com m u n ity $25 A pp. F ee $50 D epos it 713.674.7648

1- 2- 3 Bed room s Ava ila b le C o m ple te ly Re m o d e le d C e n tra l Air & He a t C a b le Re a d y Po o l & La u n d ry Fa c ilitie s

S e Ha b la Es pa ñ ol

Pa s a d e n a 713 -472-4121

ALL BILLS PAID

PASADENA ISD: 2-1, c/ah, w/d con-nections, appi-

ances, fenced. No pets. $850monthly plus $500 deposit.5906 Sycamore, Pasadena77503. Habla Español(713)591-7045; (832)316-5950.

DEER PARK: 2-1, 740 sf smallapartment property with pool.$915/ month. Habla Español!Maria, (832)741-3979. AGENT

THE GREENSHEET brings you buyers. (713)371-3600.

SOUTHEAST HOUSTON, secondchance property! Broken leases,evictions, felons. 1 bedroom,$760. 1/ study, $827. 2 bedroom$995. Findit (281)480-3400.

GREAT ONE bedroom apartmentin a quiet neighborhood. Granitecountertops! Water paid by land-lord. 311 Campbell Ave, $620.Call\Text: (937)770-4623.

1-1, BERKLEY Court Condos withparking spot. Close to downtown.$785. (510)967-2068.

SOUTHEAST HOUSTON, $199 firstmonth, broken lease, eviction,misdemeanor. 1 bedroom $755. 2bedroom $930. Findit (281)480-3400.

SECLUDED, PRIVATE & gated 1bedroom duplex. Large yard for agarden or pet. Perfect for a retiredperson. Cheap utilities! $695/month. (713)910-2222.

1617 MARLIN.Efficiency. 500 sfJust Remodeled! Tile

floors, c/ah, off-street parking.Close to UofH, Downtown, andMed Center. $549/ month, $549/deposit. (832)422-6385

RENT BELOW Market!!Gulfgate. 6-Plex: 1-1-1cp, $520.2-1-1cp, $795. (713)770-0960. INDIVIDUAL

FINDIT ASAP APARTMENT Loca-tors: 2-2, starting $700 monthlyspecials! “Free $75 Walmartgift card”. (832)541-0661.

TROPICANA APARTMENTS:newly remodeled 2 bedrooms, 1½bath. Close to Kroger, Fiesta,schools and Metro. Quiet familyneighborhood! $765 monthly.7367 Kingsway Dr. Houston, TX,77087. Linda (832)880-7315.

APARTMENT for rent!Apartamento de 1 recamara $550.406 Randall St. Pasadena, Texas77506. (409)995-8578.

New Research Shows Low Financial Literacy, Social Isolation Increase Scam Risk

Last week I got a call on my drive home from a woman who had tones in her voice that I had become familiar with in my job at the BBB. As she was telling me her story, I could hear sadness, embarrassment, anger, fear and confusion all wrapped up in a shaky West Texas drawl. She had been scammed out of $150 applying for some sort of loan and was considering giving them more money. I explained to her how she should never pay an upfront fee for a loan (this does not include interest). I also tried to instruct her on some general warning signs of similar scams.

Why do some consumers engage with scammers while others shut them down immediately? Why do some people lose money while others fi gure out the scam and don’t? Despite the enormous personal and fi nancial costs of fraud victimization, little is understood about the factors diff erentiating targets, engagers, and victims.

New research by the FINRA Foundation, the Better Business Bureau, and the Stanford Center for Longevity seeks to understand the factors that diff erentiate those who become scam victims versus those who do not. The new report is based on a survey of 1,408 Americans and Canadians who were targeted and reported a scam. We believe these fi ndings will enable us to develop more focused and eff ective public education resources and tactics.

New fraud research shows that people who live alone or have low fi nancial literacy levels are more likely to lose money to scammers. The research also shows that the highest engagement and victimization rates involve online purchases and social media—outpacing telephone, mail and email fraud.

The report, “Exposed to Scams: What Separates Victims from Non-Victims,” comes from the BBB Institute for Marketplace Trust, the FINRA Investor Education Foundation, and the Stanford Center on Longevity and was released in recognition of World Investor Week (September 30-October 6).

To Download the Study, go to https://www.bbb.org/ExposedtoScams

During the study, researchers surveyed more than 1,000 Americans and Canadians who were targeted by scammers and reported the fraud to the Better Business Bureau via BBB Scam Tracker. Nearly half of those surveyed did not engage with the fraudster. However, nearly a quarter did, losing an average of $600.

When phone and email were used by scammers to target consumers, relatively few consumers engaged with the scammer or lost money. However, when exposed to a scam on social media, 91 percent engaged and 53 percent lost money. Similarly, 81 percent of consumers who were exposed to a fraud via a website said they engaged with the scammer, and 50 percent lost money.

Consumers were more likely to be victimized if they did not have anyone to discuss the off er with. Consequently, those who engaged scammers and lost money were less likely to be married and more likely to be widowed or divorced. Generally, those who engaged, and those who lost money, reported signifi cantly higher feelings of loneliness. Social isolation appears to play a role in fraud victimization.

The likelihood of victimization for this sample is greater for individuals who are under fi nancial strain, are younger adults, or have low levels of fi nancial literacy.

Research showed that 51 percent of people who reported a third-party intervention were able to avoid losing money. Cashiers, bank tellers, employees of wire transfer services and other fi nancial services companies where consumers were about to send money to a scammer, served as an important last line of defense.

Nearly half of those surveyed said the news media was their primary source of information about scams. Word of mouth was the next best form of protection and awareness.

Prior knowledge of fraud helps decrease the chances of victimization. One-third of consumers who were targeted by a scammer, but did not engage, already knew about the specifi c type of scam. In addition, consumers who understood the tactics and behaviors of scammers did not engage with the fraudsters.

Jordan Rzad is the Senior Directory,Internet Marketing at the Houston BBB.He can be reached at jrzad@bbbhou.org