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Tonys Boulevard Service

Center has been keep-

ing motorists safe in

Pompton Plains and the neigh-boring communities for over 21

years.

As the winter season

approaches, owner Anthony

Cangialosi encourages

all car owners to have

their vehicles checked

out. Tonys will ensure

all belts, hoses, heating

system, tires, fluid lev-

els, filters and batteries

are prepared to carryyou safely through the

winter.

Cangialosi origi-

nally opened the automotive

repair service on the Boulevard in

1992. Eight years later, he

expanded to a second location,

Pompton Plains Sunoco at 547

Newark-Pompton Turnpike .Between the two locations,

there are six service bays to

ensure fast and efficient repairs.

Most repairs are complet-

ed same-day, Cangialosi said.

Tonys services all car repair

needs, from transmissions and

engines to basic maintenance.

The repair team performs front-

end alignments, computer diag-

nostics, tune-ups and all sched-uled factory maintenance. They

also work on brakes, suspen-

sions and exhaust systems, and

handle Goodyear, Firestone,

Continental and Michelin tires.

All technicians are

trained and licensed,

with expert knowledge

in both domestic andimport vehicles. To fur-

ther guarantee accuracy

and safety, Cangialosi

employs state-of-the-art

computer diagnostic

equipment.

We are known for car-

ing for our customers safety, said

Cangialosi. We get the work

done right the first time, and at

an affordable rate.

And, Cangialosi says, cus-tomers can always count on one

additional thing: Honest service

at a competitive price.


HAVE A HAPPY &SAFE HALLOWEEN

Proverbs 3:5,6 God Bless AmericaRecycled Paper from 30% Post Consumer Waste

October 30, 2013

Zone 1, Vol. 11, No. 21

We are a Family, Friendly Publication & The Official Paper of Wayne Day

Tonys cares for cars and customers safety

continued on page 6

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NOTE:To have your groups announce-ment appear in Community Happenings,

please e-mail your paragraph to [email protected].

OCT 30

The Musicales at Noon concertseries at St. Timothy Lutheran Churchin Wayne concludes Wednesday,October 30, with an appearance byLudwig Van Beethoven, himself!

Some in the audience may recognizethe performer as pianist DennisKobray. The 60-minute concert begins

at 12pm, and the public is cordiallyinvited. No admission is charged, but

a free-will offering will be accepted.The church ha s an indoor e levator, foreasy wheelchair access. For moreinformation or for directions to St.Timo thy Luth eran Churc h at 395Valley Road in Wayne, please call973-694-8316.

NOV 2

The Packanack Lake Mothers Clubwill host their 25th Annual Holiday

Bazaar on Saturday, November 2 at

the Packanack Lake Clubhouse, locat-

ed at 52 Lake Drive West, on the

shore of Packanack Lake in Wayne.The event will be open to the publicfrom 10am-4pm. Prospective shop-pers can get a preview of these qual-ity items by visiting the PackanackHoliday Bazaar blog at http://pack-anackholidaybazaar.tumblr.com. Abake sale with hot cider will also beheld at the entrance to the fair. Formore information please contactKristen Kruczowy at 973-903-4282or email at [email protected].

NOV 9

St. Michaels Episcopal Church, 1219

Ratzer Road, Wayne presents to thecommunity The Tuscan Table on

Saturday, November 9, at 6pm. Comeand let your palate savor the authen-tic tastes of delicious antipasto,stuffed rigatoni with creamed basilsauce, sausage giambotta, chickenfrancese an many other Italian dish-es. Coffee, tea, and torta. Enjoyableentertainment for your diningpleasure. Catered by Custodi ofNutley. Tickets are $30/person,

first come first served, tickets avail-able through November 3. Pleasecall Parish Office at 973-694-1026Tues-Fri. 9-5. Business Casual AttireRequested. Join heart-warming peo-

ple for a fun-filled evening

NOV 15Wayne Elks presents ChinatownExpress on Friday, November 15 from7-9pm. Chef Bob Fisher. Great menu.Reservation suggested, donation$15.00. Call Joyce at 973 956 8956.

[email protected].

NOV 17

Boy Scout Troop 108 is holding itsannual pancake breakfast on Sunday,November 17 from 8am12pm at Our

Lady of the Valley Church in FatherRugel Hall, 630 Valley Road in Wayne.The breakfast menu includes pancakes,sausage, fruit, bagels, doughnuts, pas-tries, coffee, tea and orange juice. The

breakfast is cooked and served by ourScouts. Tickets are only $6 per person

and can be purchased at the door.Children 3 and under are free. This isthe troops only fundraiser of the yearand donations will go towards the pur-chase of new equipment.The Wayne Y will be holding its annualChanukah Festival on Sunday,November 17 from 12:30-2:30pm. Thisevent is free and open to the entirecommunity and sponsored by Jewish

Federation of Northern New Jersey. Formore information call 973-595-0100.

The Y is located at 1 Pike Drive inWayne.The Wayne Hills High School CraftShow will be returning to the school on

visit our website at www.lifeandleisurenj.com October 30, 2013Page 2, Zone 1

100% Mailed, Bi-Weekly Newspaper234 Main Street, 2nd Floor

Lincoln Park, NJ 07035 i 973.696.8008

Publisher: Joe Pellegrino i Editors: Bethanne Pellegrino & Kenneth Nicholas i Art Director: Robin Banta

Sales: Lisa Buniewski, George Papendick, i Classifieds: Kathleen Todd

Please e-mail all press releases and calendar information to [email protected] or fax to 973.556.1991.

Advertising in Life & Leisure is affordable and effective. We are a family friendly publication and therefore reserve the right to accept only

advertisements that appeal to the entire family; the final determination of which is made by Life & Leisure. Views expressed in Life & Leisure arethose of the respective columnists and writers, and do not necessarily reflect those of the publisher, or Life & Leisure. Advertising is open to anyonedesiring to reach the public and is subject to approval, revision and/or rejection at any time by the publisher. Many of the articles are paid for by theauthor and are in effect advertisements. Publication of any advertisement does not constitute, either implied or inferred, an endorsement of services,products or businesses advertised. 2013 Life & Leisure, LLC. Life & Leisure is a trademark of Life & Leisure, LLC.

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Though annuities havebeen around since the

days of the Roman

Empire, they have gone

through many metamor-

phisms, especially since the

1950s. Yet many people have

little to no idea how these

much maligned financial

products can create a securedguaranteed retirement income

without giving up one penny

of principal. Even respected

people in the financial media

are totally misinformed about

annuities, spewing incorrect,

false and incomplete informa-

tion about annuities of all

types. I am appalled by theannuity venom of TV person-

ality SZ, radio supposed guru

RK and print pundit KN.

To protect the guilty I have

somewhat disguised their

names here, but I believe you

know whom I am referring to.

So in the spirit of these

spokespeople, we will start ourconversation with the ugly.

SZ says: Never put your

IRA into an annuity because

an annuity is tax deferred and

so is your IRA, so why pay for

tax-deferral through an insur-

ance company with your

IRA? What a bunch of bunk!

Do you know how much theinsurance company charges

for tax deferral? Absolutely

nothing! Tax deferral for

annuities is sanctioned by

congress. So there must be

another reason to put your

IRA into an annuity, and

there are many. More about

that later in the good sec-

tion of this article.

RK says: Annuities are

just too expensive and thereare many other less expensive

alternatives. Compared to

what? A 1972 Ford Pinto and

a 2013 Rolls Royce Phantom

will both drive you to work

every day, but the 1972 Pinto

could explode if hit in the rear

along the way. Though your

insurance would replace the

car in that event, who would

replace you? Along with style,

grace, prestige and the finest

ride in the automobile uni-

verse, if you get hit in the rear

while driving your Rolls

Royce, you certainly wouldnt

blow up. In fact, you and your

car would probably beunscathed by the event. My

first car was a 1972 Pinto that

I rolled over on its side when

making a turn at 5 mph on

wet pavement. When driving

my 1994 Bentley, identical to

a Rolls Royce of the same

year, the traffic came to a sud-

den stop from 40 mph on

Route 23. I stopped, but the


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young college student behind

me never even hit the brake,

plowing into me with her

Nissan. The hood of her car

folded in half to the wind-shield. My car had two small

scratches where her license

plate screws were located.

There was absolutely no dam-

age to the car, to me or my

passenger. Does that mean

the difference in price

between the Pinto and the

Bentley might have saved me

from bodily harm or even my

life? Ill let you decide. I doknow if I were hit like that in

the Pinto, I would not be writ-

ing this column today.

What about your portfo-

lio and retirement income?

Are they crash proof?

Annuities can be designed to

be crash proof! Is there a fee

for that feature? Absolutely! Is

it worth it? Ill let you decided

that for yourself, too.

KN just doesnt like

annuities. Probably becausehe doesnt sell them and it

takes away dollars from what

he does like to sell to his

clients: assets under manage-

ment. Stocks, bonds and

mutual funds can all be held

in a managed account that

generates fees and or commis-

sions. Most annuities do not

fit well into this system and

fee-based financial plannersloathe embracing products

that do not pay on-going fees.

The bad: Due to igno-

rance and the promulgation of

faulty and negative informa-

tion spread by these media

personalities and others

coupled with antiquated

information about modern

day fixed-indexed and vari-

able annuities the public

is once again disserved by

their regular resources forinformation. It is imperative

that they get the facts from

knowledgeable trained and

licensed professionals in the

annuity industry and with

those facts be ready and able

to make the informed, poten-

tially portfolio-saving and

perpetuating decisions.

The good: I am a licensed

annuity representative and a

certified annuity specialist,

uniquely qualified to render

an opinion on this subject. Ihave rejected fee-based finan-

cial planning from my prac-

tice and have 32 years of

financial planning and annu-

ity experience. Ive also creat-

ed the Trinity Method of

Investing, based on a tri-

annuity platform, which pro-

tects your retirement and

portfolio from the five forces

of portfolio demise: market

losses, liability risks, health

care costs, expenses of long-

term care and taxes at death.Simultaneously, most people

Ive encountered desire

Maximizing their income

today while preserving, pro-

tecting and perpetuating their

wealth for tomorrow.

All who employ the TMI

benefit from the protection

and opportunities it provides.

Each persons specific finan-

cial position, goals and needs

are different, as would their

particular design of the TMI

be. When market corrections,crashes and upheaval occur,

when inflation rears its ugly

head, when the bad news

appears in your rear view mir-

ror, will your portfolio and

financial life be driven by an

explosive 1972 Ford Pinto or a


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Annuities: the good, the bad and the ugly!

continued from previous page

continued on page 8

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6/32

The U.S. Food and

Drug Administration

(FDA) is going to

explore creating a new sugarlevel for products. This is a

number that added sugar cant

exceed in a given product.

The goal is to boost oral

health, and combat diabetes,

heart disease, and other

health issues. The Center for

Science and Public Interest

filed a 54-page petition about

the overwhelming evidence

that added sugars cause major

health problems.The American Heart

Association claims that no

person should consume more

than nine teaspoons of sugar

each day. The average

American consumes between

18-23 teaspoons of sugar each

day. The average 20-ounce

bottle of soda has 16 tea-

spoonfuls of sugar from high

fructose corn syrup.Sugary drinks comprise

the largest source of calories in

the American diet.

Dr. Peter Brusco is a 1980

graduate of The University of

Pennsylvania and has been

practicing in Kinnelon since

1982. Dr. Bruscos practice is

located at 170 Kinnelon Road,

Suite 29A in Kinnelon. You

may reach him by calling 973-838-5862 or visit him on the

web at www.drbrusco.com.


Sugar RegulationBy Peter Brusco, DMD

Center is also a licensed state

inspection and emission repairfacility.

To request an appoint-

ment call Tonys at 973-835-

2333 or Pompton Plains

Sunoco at 973-835-1217.


Center, Inc. has two locations:

276 Boulevard and 547

Newark-Pompton Tpke. in

Pompton Plains. Hours are

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Tonys cares

for cars andcustomers safety

continued from page 1

7/27/2019 221657_1382697028Oct 30 2013 Z1 LOW REZ

7/32


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Senior citizens and the

winter season do not

often get along very

well. During these cold

months, they are supposed to

stay inside because extreme

weather may cause illness or

injury. Here are some winter

activities that are not only

enjoyable but beneficial.

PLAY BINGO.Bingo maynot be the best game for stay-

ing fit while remaining

indoors, but this is a great

game that encourages mental

stimulation. It is also a great

way to make new friends.

This game is not only played

at home, but can also be

found in local halls and sen-

ior clubs.

USE THE TREADMILL.Treadmills are actually good

friends of senior citizens

while they remain indoors.

Walking on a treadmill daily

is just like walking outside

except that there are no wor-

ries about falling down a

snowy path. It can definitely

keep seniors fit and healthy,

even while staying inside.

WALK UP AND DOWN

THE STAIRS. Winter

activities do not have to be

fancy. Simply walking up and

down the stairs can actually

keep senior citizens healthy.

Sure, it is not as pleasant and

fun as some other activities,

but it burns more calories

and keeps them away from

heart diseases.

TAKE A CLASS. Cooking,

sewing and other kinds of

classes can make the senior

citizen busy and happy dur-

ing the cold months.

Enrolling in a class is a bril-

liant method to meet new

people. In addition, this

improves memory, keeps

their minds sharp and even

boosts their self-confidence.Learning anything is the best

way to have a healthy mind

and body for a long time.

LEARN TO USE THE

COMPUTER. Winter is a

great time to learn to use a

computer with confidence.

There are online tutorials for

various computer programs

and information about virtu-

ally anything online. One

can travel to museums and

cities around the world, learn

a new language, take an

online class via a college or

other venue, or just goof off

and play games.

Sonia Scott is the owner of Dor-

son Home Care, a full-service

home health care agency provid-ing families throughout North-

ern and Central New Jersey

with compassionate home care

services since 1989. For more

information, visit www.dorson-

homecare.com or call

973-672-7691.

7,000-pound Rolls Royce?

Will the price of protection be

too high then? Will your road

of financial independence

during retirement be com-

pletely paved and smooth? If

so, no protective measures

may be necessary. However,

should there be a storm or tur-

moil in the stock and bond

markets, or an expensive

health challenge sometime

along your journey, then the

benefits of a properly struc-

tured portfolio of annuities

applied according to the TMI

may be just what the doctor

ordered. Are you willing to

wait, unprepared, naked and

vulnerable to see what hap-

pens? Before you answer the

question, a Rolls Royce costs

$450,000 today. A living ben-

efit rider for your annuity can

cost as little as .35 percent

annually. Thats only $350 a

year to protect and guarantee

a $100,000 portfolio. There is

nothing worth $100,000 that

you may own that can be

insured for less than that

annual sum! What would SZ,

RK and KN say about that?

Why not pick up the phone

and call for an appointment to

find out more? The call and

the appointment are free, but

the information when learned

and applied could mean mil-

lions more to you and your

family.

Mark E. Charnet, CAS, CSA is

president and founder of Ameri-

can Prosperity Group. APG is

the premier retirement and estate-

planning franchise in the U.S.

with 17 offices in eight states.

Charnet has 32 years of experi-

ence in the retirement and estate-

planning fields and encourages

your inquiries at

877-885-1APG (1274),

973-831-4424 or markchar-

[email protected]. For more infor-

mation, visit www.1apg.com. In-

terested in a career in retirement

and estate planning? Visit

www.apgfranchise.com. Securi-

ties through: BCG Securities,

Inc. Member SIPC, FINRA and

a registered investment advisor.


Annuities: the good, the bad and the ugly!


Five best winter

activities for the elderly

7/27/2019 221657_1382697028Oct 30 2013 Z1 LOW REZ

9/32


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Wayne Rotary has

contributed more

than $500,000 to

local charities through the

years as a result of its annual

fruit sale. The organization is

now prepping for its 2013

event, which will sell fresh

oranges, grapefruits and

apples to the public.

A 42-pound case of

fresh Florida oranges or

grapefruits costs $35. A 20-

pound crate of Empire or

Golden Delicious apples, or a

mix of both, costs $30.

Customers can purchase

their fruit at www.rotaryclub-

waynenj.org or via mail.

Make checks payable to

Wayne Rotary Foundation,

Inc. and send to Wayne

Rotary, Box 2022, Wayne,

NJ, 07474. Include your

name, address and phone

number.

Whether ordered via

web or mail, all fruit will be

distributed to customers on

December 7 at the Vander

May Colonial Funeral Home

parking lot, 567 Ratzer Road

in Wayne. Volunteer rotari-

ans and boy scouts will load

the cases of fruit directly into

your car. There will be a lim-

ited number of extra cases of

fruit available for cash pur-

chase at this distribution on

a first-come, first-serve basis.

For more information

about the fruit sale, please

contact Wayne Rotarian

Alan Katz at 973-709-0500,

ext. 1501. To learn more

about rotary service and

membership, please con-

tact Wayne Rotary Club

President Tamra Young at

973-362-0130.


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We provide the creature comforts your pet deserves.Our understanding groomers know how to put pets at ease,so they can relax and enjoy their visit.

Wayne Rotarian Barbara Schroeder receives an orange in preparation for the rotarys biggest fundraiser

of the year a sale of oranges, grapefruits and apples. The fruit sale cheer banner encourages: Rah,Rah, Rah! Toot, Toot, Toot! Lets get out and sell the fruit.

Wayne Rotary fruit sale raises half million for local charities

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Sunday, November 17, from 10am-5pm. The school is located at 272Berdan Ave, Wayne. One hundred qual-ity exhibitors from four states willbe located in the gym and cafewith handmade crafts, art and photog-raphy. The show will be sponsored bythe Class of 2014 and promoted by P.J.sPromotions, Dont forget to mark yourcalendar so you dont miss out on thisopportunity to shop for that unique giftfor the upcoming holiday season.Admission is $3.00. For further infor-mation on the show please go to

www.pjspromotions.com

DEC 7

The Pequannock Reformed Church ofWayne will hold a new, updated versionof its annual Christmas Festival onSaturday, December 7 at 5:30pmNewark Pompton Turnpike in Wayne.Included in the event are photos withSanta, crafts for kids, bake sale, and aChristmas gift sale. The festivities willconclude with a free soup supper fol-lowed by a tree lighting ceremony withChristmas carols. Doors open at 1pm;soup will be served at 5pm; free coffee,

tea and juice will be available through-out the afternoon. Supper guests are

asked to donate non-perishable fooditems to help supply local food pantries.Come and join us for this joyfulChristmas celebration. For more infor-mation contact the church office at 973692 3424 or email.

Around the

Community ...

True Vine Christian Center, located at99 Two Bridges Road in Lincoln Park

offers a food pantry which is open everysecond & fourth Wednesday of themonth. Remaining 2013 dates are asfollows: November 13 & 27, December11 & 19 (this is the third Wednesdaysince the forth is Christmas Day). Thehours are from 5:30-6:45pm. It is forfamilies that are in need.Passaic County Court Appointed SpecialAdvocates (CASA) for Children, a non-profit organization dedicated to advo-cating for abused and neglected chil-dren in foster care in conjunction withStorage Station and Funds2Org is con-ducting a used shoe drive. From Tuesday

October 1 to Friday, November 8 usedshoes, preferably in pairs, can bebrought to the Storage Station locatedat 2354 Hamburg Turnpike, Wayne NJ,

07470. Donated shoes can be child oradult, male or female, winter or sum-mer, dressy or casual- anything goes!Storage Station will accept donationsduring their business hours which are

Monday-Friday 10am-5pm and

Saturday 10am-2pm. Donations are ofcourse, tax deductible. For questions,please call 973-832-4002 or [email protected] new Entertainment Books arehere. Wayne Presbyterian Church will

begin selling them immediately. Theprice has been reduced to $25 each.The books offer discounts on fine din-ing, fast food, travel, family activities,movies and much more. Books fromother states and Canada are also avail-

able upon request. To purchase a book,call Wayne Presbyterian Church at 973-694-7109 or stop by the church officelocated at 1200 Alps Road at the cornerof Ratzer Road in Wayne on Mondays


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While Halloween

can be fun for

adults and chil-

dren, pets might not look for-

ward to October 31 as much as

the rest of the family. When

trick-or-treating time arrives

and the doorbell gets its annu-

al workout, pet parents should

take steps to ensure their dogs,

cats and other companion

animals stay calm and dont

get too frightened or excited.

Halloween is full of

decorations, costumes and

strangers ringing your door-

bell. While the excitement

can be thrilling for children,

pets can easily grow scared.

Animals generally become

creatures of routine, and any-

thing that takes them out of

their comfort zones can be a

cause for agitation. Spooky

decorations hung throughout

the house and outdoors pres-

ent new sights and smells. The

doorbell ringing every few

minutes could put skittish pets

even more on edge espe-

cially when they come face-

to-face with hordes of cos-

tumed trick-or-treaters.

Candy, chocolate in par-

ticular, poses a large risk as

well. Even relatively small

amounts of chocolate can be

harmful to cats

and dogs. Thats

because choco-

late contains caf-

feine and theo-

bromine, two dif-

ferent types of

stimulants that

can wreak havoc

on an animals

central nervous

system. Hard

candies may be

swallowed and

become lodged

in the throat or

digestive tract.

Artificial sweet-

eners are harmful to animals,

too.

To help keep pets safe, it

is best to consider the follow-

ing tips for Halloween.

1. Keep pets indoors for the

day. Animals that are fright-

ened may run away or grow

disoriented and get lost. Also,

you never want your pet to be

the victim of a Halloween

prank. Sometimes black cats

are stolen on Halloween. Dogs

left outside may be

at risk for teasing

and taunting, too.

2. Dont take dogs trick-or-

treating. Although you may

have a calm, well-mannered

dog, the crowds in the neigh-

borhood may excite mans

best friend, whose behavior

might be difficult to predict.

Also, other animals that get

loose from homes when the

doors are opened may provoke

your dog. Its enough to keep

your eyes on your children,

never mind being mindful of

your dog, too!

3. Skip costumes for pets. You

may think its a cute idea to

dress your pets in costumes,

but theres a good

chance your pet does

not share your enthu-

siasm. It may stress

out the animal, so

avoid pet costumes.

4. Be mindful of hol-

iday decorations.

Strings of lights,

fake spider webs

and other decorative items

can be tripping hazards for

pets, while electronic

devices could pose a safety

risk. Avoid lit candles in the

home because cats or dogs

may knock them over.

5. Keep pets secured in a

bedroom or another quiet

space. Your dog or cat may

try to bolt outside every time

you open the door to trick-

or-treaters. Instead, keep the

animals in a bedroom or

laundry area. Not only will

they appreciate the quiet,

but also they wont have a

chance to escape and get lost.

6. Store collected candy out

of reach. Pets are inquisitive,

and they may be drawn to the

sweet smell of candy and

treats. Candy wrappers and

the candy itself can be haz-

ardous to pets. Therefore,

store candy where pets cannot

access it and be sure children

discard candy wrappers.

Brought to you by Dr. Matthew

Krupnick, the owner of the Pe-

quannock Animal Hospital. He

grew up in Kinnelon and is hap-

py to be home with his wife,

three cats and two dogs to

provide quality and compassion-

ate care for your pets in the

community. The Pequannock

Animal Hospital is located at

591 Newark Pompton Turnpike

in Pompton Plains. You can

reach them at 973-616-0400.


WHERE YOURPET IS FAMILY

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Hours: Mon 8-6pm Tues 8-4pm

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between 12:30-2:30 pm.Whether you are still suffering fromthe bleak memories of war or haveresolved to put it all behind you, PointMan Ministries is for you. Point Man is aChristian ministry dedicated to helpingveterans find peace with themselvesand the world around them. If you aredoing fine after the war, thats fantasticbut dont forget about your buddies w hoare still suffering. Find out how you can

help. Call Barry Jensen at 973-809-9665. Point Man Ministries meets thefirst Thursday of every month from

7:30-9:30pm at Cornerstone Chapel620 Route 23 North, Pompton Plains.Visiting Angels in association with TheAlzheimers Foundation of America isoffering free year round memoryscreenings. Free and confidentialscreenings are held from 2-4pm everythird Wednesday of each month exceptfor November. Call and make your

appointment today at 973-839-3761.All screenings are held at the VisitingAngels office at 2190 HamburgTurnpike, Wayne.The Golden Age Circle of Wayne, Inc.(GACW) is an active non-profit senior

group sponsored by the WayneDepartment of Parks and Recreationthat meets every Thursday at 1pm inthe PAL Building, 1 PAL Drive in Wayne.Day trips and overnight trips are sched-uled throughout the year, certain meet-

ings host special speakers, and bingo isplayed for only GACW members oneThursday during each month. To qualifyas a member, you must be a Wayne res-ident of at least 50 years of age. Yearlydues are $7. For more information, callVal Turner, assistant recording secretary,at 973-694-5094. Or, come visit us!Professional musicians and vocalists of

the Wayne Seniors Swing Band will per-form for your dancing and listeningpleasure on the third Tuesday of each

month. Requested donation is $2 frommembers of the Wayne Elks Lodge andmembers of the Wayne AdultCommunity Center. For all others,requested donation is $3. Light refresh-ments will be served. Performances willtake place from 12:30-2:30pm at theWayne Elks Lodge, 50 Hinchman Ave.For more information, call 973-633-0734.Jewish Family Service of North Jersey,a recipient of financial assistance from

UJA Federation of North Jersey, isexpanding its Kosher Meals on Wheelsprogram in Wayne. The Meals onWheels Program provides hot, nutritiouskosher meals to people age 60 andover, or those younger who have a dis-ability and who are unable to cook orshop. Drivers are needed to delivermeals two times a month. We areaccepting referrals for people whowould like to receive meals. To volun-


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HOW LONG HAVE YOU SUFFERED FROM LOW BACK PAIN?HAVE YOU TRIED THE DRS SYSTEM?After only three weeks of treatment, clinical studies have shown outstanding

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b lif dl i j O t b 30 2013P 16 Z 1

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i it b it t lif dl i jOctober 30 2013 Zone 1 Page 17

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visit our website at www lifeandleisurenj com October 30, 2013Page 18, Zone 1

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teer, to request Kosher Meals on Wheels,

or for additional information, call PaulKlein at 973-595-0111.Spa 23 Health & Racquet Club inWayne offers birthday parties and spe-cial events for all ages. Kids will havethe time of their lives at Spa 23 parties!

In addition to our pool parties, choosefrom any of our themed parties, or add

a theme to your pool party. Theme par-ties are available seven days a week.Pool parties are available Fridays,Saturdays, and Sundays. You can alsobook the entire club for your own pri-vate event! The spa is located at 381Route 23 in Pompton Plains. ContactSpa 23s program director, LauraSeverance, at 973-839-8823. Viewmore information online at

www.spa23.com.An open invitation is extended to all

seniors in the area to join the GoldenKey of Wayne. Dont get housebound come play bingo, dominoes, and cardgames with some friendly seniors.Enjoy fellowship, fun, holiday parties,and trips. The Golden Key Club meetsevery Friday afternoon from 1-3pm atthe Post 174 American Legion building,55 Mountain View Blvd. in Wayne. Formore information, please call AnnetteFord at 973-628-0492.The MOMS Club of Wayne is currently

looking for members. It is part of aninternational non-profit support groupfor mothers who stay home with theirchildren; including those who havehome-based businesses or who workpart-time but are home with their chil-dren during the day. The group offers awide range of activitie s includingmonthly socials, group activities/out-ings, play group opportunities andmoms night out for the moms onlyalong with community service projects.

All activities and service projects are vol-untary. If you live in Wayne and areinterested in joining please e-mail [email protected] or go tohttp://www.meetup.com/moms-club-

of-wayne/The Morning Minyan, a group of caring

people dedicated to observing the tradi-tion of daily prayer, meets at 7:30am in

the sanctuary of Temple Beth Tikvah,950 Preakness Avenue in Wayne. A lightbreakfast follows the 15-20 minuteprayer service. All are welcomed!The Pines Lake Womans Club is anactive club opened to all women from

the Wayne area that are at least 18years old meet monthly on the secondWednesday of the month at the PinesLake Elementary School cafeteria at7:30pm. Visitors are welcomed. The cluboffers fun, friendship, and service. For

more information call 973-835-3272or e-mail [email protected] you struggling with a family, job,or personal issue? Do you needanswers and resolutions for theseissues? The Mens Purity Group,Womens healing for the WoundedHeart, and grief-share groups meet

every Thursday at 7pm. All are wel-comed! You will be led by qualifiedChristian leaders, as well as find the

support and friendship of other menand women facing lifes problems. Thetemple is located at 1111 PreaknessAve. in Wayne. For directions, call 973-694-2938.Wayne Toastmasters is a non-profiteducational organization dedicated tohelping people overcome apprehen-sions about speaking in public, whileimproving communication and leader-ship skills. Guests are welcomed there is no charge to visit and no obli-

gation to speak or to join. Meetingsheld every second and fourth Tuesdayof the month from 7-9pm. Pleasearrive 15 minutes early. For moreinformation, call 973-633-9155 orvisit www.waynetoastmasters.com.


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The arrival of autumn

ushers in cooler daysand less hours of sun-

shine. As much of the coun-

try turns its clocks back an

hour, night descends that

much earlier, prompting a

greater reliance on artificial

light and electricity. When

the time comes to turn clocks

back, eco-conscious men and

women can employ various

strategies to conserve energy.

Change light bulbs. Tra-ditional incandescent bulbs

are not the most energy effi-

cient option available. The

United States Department of

Energy says incandescent

bulbs use a lot of energy to

produce light, but a signifi-

cant amount of energy to pro-

duce heat as well. Ninety per-

cent of the energy used by

incandescent bulbs is given

off as heat, so it is more eco-nomical and efficient to use a

bulb that cuts down on heat

production. Compact fluores-

cent lamps, or CFLs, qualified

by Energy Star use about one-

fourth the energy and last ten

times longer than a compara-

ble incandescent bulb that

puts out the same amount of

light. Light-emitting diode,

or LED, bulbs are a much

more energy-efficient option,and LEDs last 25 times longer

than incandescent bulbs.

Turn lights off when rooms

arent being used. It can be

tempting to turn on all of the

lights on in a home when

darkness arrives. But this

wastes both energy andmoney. Turn lights off when

you exit rooms. Try to gather

the family in a centralized

location that is full of ambi-

ent and task lighting in an

attempt to concentrate light-

ing usage rather than spread-

ing it out all over the house.

Rely on timers or automat-

ed systems. Standard timers

or more complex app-synced

house management systemsenable homeowners to turn

their lights or even appli-

ances on and off at key times.

Those with a smartphone or

tablet can log in and manage

their homes from a remote

location, turning lights on or

off or adjusting their thermo-

stats at their convenience.

Turn down the temperature.

The California Energy

Commission says for everydegree a person lowers the

heat in the 60- to 70-degree

range, he or she will save up

to 5 percent on heating costs.

Set the thermostat low at

night when residents are

under warm blankets and

quilts, and lower the thermo-

stat when the house is empty.

Furthermore, homeowners

can turn down the thermo-

stat on hot water heaters andeven dishwashers, which can

help save as much as 11 per-

cent on water heating costs.

Look to alternative heat

and lighting sources. A warm,

inviting fire can light up a

room and also provide sup-

plementary heat. Pelletstoves, or those that burn a

highly concentrated fuel

source that is energy efficient

and environmentally friendly

may prove a worthwhile

investment. Many heating

stoves continue to give off

ambient heat long after their

flames have been extin-

guished. And centrally locat-

ed stoves can heat most of a

home at a fraction of the costof traditional forced-air sys-

tems.

Put south and west-facing

windows to use. Place solar-

powered devices next to an

open window during daylight

hours to charge when the sun

is at its brightest. Use solar-

powered lamps, radios and

even phone charges once the

sun sets. Windows that get a

lot of warm sunlight can bedraped in dull, black curtains

to incubate rooms that need

warming. The black fabric

will absorb the suns heat,

naturally heating a room.

Trim shrubs and trees. Make

the most of sunlight when its

available by allowing the

suns rays to reach the interi-

or of the home. Prune dor-

mant trees and shrubs so thatthe home will get plenty of

sunlight.

Spend time outdoors. Make

the most of daylight hours by

spending as much time out-

doors as possible. Read books

outside or do homework at

the patio table, reducing

reliance on indoor lighting.

Sunlight can make ideal tasklighting for arts and crafts

projects as well.

There are many ways to

conserve energy and become

less reliant on artificial light

as daylight hours gradually

dwindle.

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In its annual Cost vs.

Value Report that com-

pares the cost for 35 pop-

ular remodeling projects with

the value those projects

retain at resale, Remodeling

magazine found that the

overall average cost-value

ratio has improved for the

first time in six years.

Cost-recouped percentagesincreased for all 35 projects

examined for the 2013 sur-

vey, a remarkable turnaround

from just a year earlier, when

only three of the 35 projects

saw an increase in cost-

recouped percentage.

Replacement projects

proved especially beneficial

for homeowners, who likely

also benefitted from a real

estate market that finallystarted to stabilize after an

extended period of economic

uncertainty that heavily

influenced both buyers and

sellers.

While an economy on

the rebound no doubt bene-

fitted homeowners looking to

recoup as much of their

home improvement invest-

ment at resale as possible,

other factors likely con-tributed as well. For example,

homeowners surveyed for the

2013 report who added a

backup power generator

recouped more of their

investment than in previous

years. Thats likely because

heavily publicized storms,

such as Superstorm Sandy

in late 2012, have forced

homeowners and prospective

homeowners to place agreater emphasis on being

prepared for such storms.

Among the upscale

projects surveyed, none

recouped more of a home-

owners investment than

replacing existing siding

with fiber-cement siding.

Homeowners who financed

such a project recouped 79.3

percent of the projects cost,

placing it just ahead of agarage door replacement,

which recouped an average

of 75.2 percent of its cost.

After years of many

home improvement projects

recouping little of their ini-

tial costs at resale, the tide

finally seems to be turning

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Individuals may donate

bags of food and other

basic necessities to one

of the designated drop-off

areas: the Wayne Library,the Preakness Library,

the Packanack Community

Church (9amnoon, Mon-

dayThursday) or the

Wayne Y (9am4pm, Mon-

dayThursday) via the

Jewi sh Fami ly Serv ice

entrance.

Items needed include hot

and cold cereal, canned pro-

tein (Chef Boyardee products

with meat, beef stew, cannedchicken, tuna or salmon, etc.),

rice, canned vegetables and

fruit, juice, cooking oil,

ketchup, mustard, mayon-

naise, canned tomatoes and

pasta sauce, macaroni-and-cheese, pancake mix and

syrup, peanut butter, jelly,

jam, toilet paper, paper towels,

tissues, napkins, cleaning

products, and personal care

products (shampoo, tooth-

paste, etc.). Pasta, corn, and

green beans are not needed at

this time.

Plastic or aluminum con-

tainers are preferred over glass.

Items must be non-perishableand in right off the shelf

condition (no dents or cracks

in cans or bottles, no torn or

open boxes or containers, and

nothing past expiration).

Please limit your donations toregular sizes, not super sizes.

Groups and organizations

planning to collect food and

other basic necessities should

first contact the WIN Pantry

at 973-595-1900. Monetary

donations may be sent to the

Wayne Interfaith Network,

P.O. Box 3341, Wayne, NJ

07474-3341. If you want to

make a donation in honor or

in memory of someone, please

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accepting donationsThe Wayne Interfaith Network (WIN), which

distributes food and basic necessities to residents

in need, is critically low on pantry supplies.



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23/32

Halloween parties are

commonplace. Full of

frightful decorations

and spooky lighting, a good

Halloween party also features

food that plays up the theme of

the evening. Therefore,

Halloween party hosts will

need to get creative with the

type of foods they serve to

ensure a spook-tacular time.With a little ingenuity,

otherwise mundane foods can

be transformed into something

worthy of a second look. Here

are some creative ways to turn

ordinary food items into

Halloween-inspired fare for

your next get-together.

GHOSTS IN THE

PUMPKIN PATCH

Using bananas and

clementines or small oranges,you can create the appearance

of ghosts haunting a field of

pumpkins. Peel both the

oranges and the bananas and

place small chocolate chips

into the rounded head of the

banana to create a ghost face.

Use a piece of green gummy

candy or something that will

hold its shape to create stems

for the orange pumpkins. Place

the ghosts and pumpkins on aplatter or in a bowl for a

healthy and festive snack.

WITCHES BREW

Create a punch recipe

that bubbles and looks like a

witchs evil concoction. Put

two quarts of lime sherbet for a

green punch (or orange sherbet

if you prefer an orange punch)

in a punch bowl. Add a two-

liter bottle of ginger ale and

one can of pineapple juice. Feelfree to float eyeball peeled

grapes or gummy worms in the

brew for a more authentic

effect. If available, add a piece

of dry ice to the punch so it

bubbles and fizzes.

SUGAR SPIDERWEBS

Spiders and their sticky

webs go hand-in-hand with

Halloween. Create spiderwebs

that can be used to adorn cook-

ies and cupcakes and give theman extra scary flair.

Use a template of a spider-

web and place this template

under a piece of waxed paper to

serve as your guide. Use store-

bought or homemade royal

icing to pipe out the shape of

the spiderweb on top of the

waxed paper. Allow to dry until

completely hardened, then peel

off the paper. Repeat the

process for as many spiderwebs

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as you need. You can use thesespiderwebs as garnish for a vari-

ety of baked goods, or they can

be eaten on their own.

GHOULISH

GRAVEYARD

What would Halloween

be without a haunted grave-

yard? With a few tasty ingredi-

ents, you can recreate this clas-

sic look in a rich dessert.

Crush graham crackers

and mix with melted butter andsugar to create a cookie crust.

Press into the bottom of a bak-

ing pan. Prepare some choco-

late pudding to pour on top of

the crust and allow it to grow

firm. Then sprinkle crushed

chocolate cookies on top to

create the appearance of soil.

Push some rounded-edge,

oblong cream-filled cookies

into the pudding to serve as

tombstones. Decorate withcandy worms, gummy skeletons

and any other candy items that

can add to the look. Blacklicorice sticks poked with black

licorice strings can look like

dead trees.

SCARY GRIN

Turn a whole watermelon

into a jack-o-lantern and fill

with fruit salad. This makes for

a refreshing treat and provides

an alternative to candy. Cut

the watermelon as you would a

pumpkin and hollow out the

insides to use for the salad. Add

sliced berries, grapes, apples,

pears, and any other fruits you

desire.

include pertinent details, in-

cluding your name, addressand the mailing address for

the person being honored.

All donations are gratefully

received.

Pantry clients are screen-

ed by the Wayne Senior and

Social Services Depart-ment.

Anyone in need of food should

contact Regina Parks at 973-

694-1800, ext. 3281.

Comprised of volunteers

from churches, synagogues,organizations and businesses in

Wayne, WIN was created to

provide ongoing provisions

of non-perishable foods for

Wayne residents in need.

Among its other activities are

a summer sneakers program, a

back-to-school clothes and

shoes program, and Thanks-

giving baskets. For more infor-

mation about WIN, call 973-

595-1900.

Wayne pantry

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7/27/2019 221657_1382697028Oct 30 2013 Z1 LOW REZ

25/32

Halloween is certain-

ly known for thespooky decorations

that adorn homes and for

the creative costumes chil-

dren put on to canvas the

neighborhood. But for many

youngsters, Halloween is all

about the candy.

In just a few hours, trick-

or-treaters can accumulate a

substantial amount of assorted

chocolates, confections and

other sweet treats. Onceeveryone has had their fill of

their favorite items, candy

often gets relegated to a giant

bowl on the kitchen table,

where it beckons each resi-

dent who passes by.

Rather than submitt-

ing to the call of the candy

and sacrificing your dental

health as a result, enterpris-

ing individuals can repur-

pose that leftover Hallo-ween candy.

INCENTIVES

Parents can store extracandy to use as rewards for

good behavior. Many parents

use sweet treats as rewards for

children learning to potty

train. Rewarding older chil-

dren for a job well done

cleaning up their rooms or as

a special treat for scoring a

good grade on a test also can

be a way to put the candy to

good use.

GINGERBREAD

HOUSESChristmas is just two

months after Halloween. Put

candy into sealable baggies

and use it come the holiday

season when building ginger-

bread houses. You will have a

variety of different candies

from which to choose and

wont have to purchase any-

thing new in order to deco-

rate your creations.

ADVENT CALENDARS

Halloween candy can besaved to make an Advent

calendar. This calendar tradi-

tionally counts down to

Christmas, revealing a date

and a sweet treat behind

each door. Instead of pur-

chasing a readymade Advent

calendar, families can get

together and make one for a

family craft as a way to recy-

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7/27/2019 221657_1382697028Oct 30 2013 Z1 LOW REZ

26/32

cle Halloween candy.

GOODY BAGS

Candy is a crowd-pleas-

er, and leftover candy can be

used in goody bags doled out

at birthday parties. Keep the

candy well-sealed to store

away until it is needed to fill

goodie bags. Add a few trin-

kets that tie in with the

theme of your party, and

youre all set.

On a similar note, left-over candy can be used to

stuff a piata for a party.

Piatas are available in many

different themes and styles,

making any occasion ripe for

a piata.

BAKING

Cookies, brownies and

cake bars taste even better

with peanut butter cups,

chips and chocolate candiesbaked inside. Some candy

can be frozen for later use in

baked goods. Baked goods

can be enjoyed by the family

or used for bake sales for

schools and other organiza-

tions.

DONATIONS

Hospitals, doctors offices

and nursing homes may appre-

ciate donations of candy for

staff and visitors. You can visit

different places to see if they

would appreciate a candy

donation.

ADULT BEVERAGESHard candies can be used

to add some flavor to adult

beverages. Let the candy sit in

the alcohol for a few hours

and the candy will dissolve.

Use a coffee filter to strain out

any candy remnants.

There are many different

ways to put Halloween candy

to use so it doesnt go to waste

or end up ruining teeth and

waistlines.

Many uses for leftover Halloween candy


The Rhino Theatre in

Pompton Lakes pres-

ents Les Misrables,

one of the most popular musi-

cals in the world, from Nov.

8Dec. 1.

Les Misrables packs an

emotional wallop that has

thrilled audiences internation-

ally since opening in London

over 28 years ago. Its been seen

by over 60 million people in 42countries and took home eight

Tony Awards including Best

Musical when it first came

to Broadway in 1987.

The timeless masterpiece,

based on the novel by Victor

Hugo and made into an Oscar-

nominated film last year,

depicts an ex-convicts struggle

for redemption against the

tumultuous backdrop of the

French Revolution. Hunted

relentlessly for breaking his

parole, he must leave his past

behind while keeping his vow

to raise a young orphan.

Youll be astounded bythe explosion of talent, and

moved by the performances,

said producer Carmela

Wolosz. And the brilliant

songs will keep you engaged

for the entire show.

Memorable songs like

Do You Hear the People

Sing, I Dreamed a Dream,

Castle on a Cloud, and

Master of the House lend to

this incredible story of the

human spirit that has made

Les Misrables Broadways

most beloved musical.

Dont miss your chance to

experience this theatrical phe-nomenon performed live in

Pompton Lakes.

Les Misrables runs

Fridays and Saturdays at 8pm

and Sundays at 2pm, from

Nov. 8Dec. 1. Ticket prices

are $25 for adults, $23 for sen-

iors and $20 for children, plus

tax. To order tickets, call 973-

248-9491.

The Rhino Theatre is

located at 247 Wanaque Ave. inPompton Lakes, right off Route

287 (exit 55). For more

information, visit www.rhino

theatre.com.

Do you hear the people sing?Rhino Theatre presents Les Misrables

Have a Happy &

Safe Halloweenfrom

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Leasing commercial

space is a fact of life formany business owners.

The expense of commercial

leasing is considerable, but

cost is not the only factor to

consider when leasing a com-

mercial space. The following

are a few tips for businessowners when negotiating

their commercial space lease.

Enlist some professional

help. While seasoned business

owners may be able to negoti-

ate their commercial lease on

their own, new business own-ers often benefit from the

services of real estate brokers

and real estate lawyers. Real

estate lawyers can negotiate

your lease, explaining key

terms and conditions that

may prove confusing to first-time business owners. Real

estate brokers can help you

find the right location, and

many real estate brokers have

a long working history with

landlords. Such relationships

can make the negotiatingprocess easier, and they also

can benefit business owners

looking for the best possible

location for their businesses.

Real estate brokers often get

first choice at the most desir-

able locations, so teaming upwith an established real estate

broker can increase your

chances of landing a desirable

property.

Negotiating a commercial lease that works for you



7/27/2019 221657_1382697028Oct 30 2013 Z1 LOW REZ

28/32

Emphasize affordable renew-

al options. The length ofcommercial leases favored by

small businesses is often simi-

lar to the length of a lease on

a private residence. Though

the language might be more

complex than that of a pri-

vate residence lease, the

length of a commercial leaseagreement is typically one to

two years. But business own-

ers must be diligent regarding

renewal options and the cost

of such renewals. Come the

end of your lease terms, you

don't want to be met with a

considerable and unexpectedhike in rent just as your busi-

ness is starting to take off.

Work to get the most favor-

able renewal options possible

so more of your operating

budget can go into your prod-

ucts and not toward your

lease.Pay attention to extra fees.

Many commercial leases

include fees in addition to the

monthly rent. Maintenance

fees are common, and there

may even be a separate set of

maintenance fees when shar-

ing commercial space. When

negotiating your lease, ask to

see a list of the costs and fees

current tenants typically

incur each month. When dis-cussing maintenance fees,

confirm who must pay for less

routine maintenance, such as

hvac or plumbing repairs, and

be sure to get such informa-

tion included in the lease.

When discussing such

fees, inquire about utility

costs as well. Utilities are

often the responsibility of the

tenant, but it still behooves

business owners to confirm

MARIA FERRITO

973-986-6914 Cell

[email protected]

NJAR MILLION DOLLARSALES CLUB 2001

NJ CIRCLE OF EXCELLENCE2002-2012Consistent

TOP PRODUCER

in the WAYNE area.

Townhome SpecialistRelocation Agent

CallMARIA FERRITOfor CURRENT MARKET

VALUE

221657_1382697028oct 30 2013 z1 low rez

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