2020 health insurance coverage: it’s time to enroll! habitat open … · education program...
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2020 Health Insurance Coverage: It’s Time to Enroll!If you need to sign up or change your health insurance for 2020, now is the time! The 2020 Open Enrollment period for Marketplace health insurance runs from Friday, November 1st to Sunday, December 15, 2019.
November 1, 2019: Open Enrollment started — first day to enroll, re-enroll, or change a 2020 insurance plan through the Health Insurance Marketplace.
December 15, 2019: Last day to enroll in or change plans for 2020 coverage. After this date, you can enroll or change plans only if you qualify for a Special Enrollment Period.January 1, 2020: 2020 coverage starts, if you’ve paid your first premium.
You can find out more at marketplace.gov or at healthcare.oregon.gov/marketplace. There are many organizations in the Portland area that can help you enroll, assistance is available in many languages.
Don’t miss your opportunity to enroll in healthcare for 2020.
Payment questions?Loretta Kelly
[email protected] ext. 34
Warranty questions? Ian Gallager
[email protected] ext. 27
General questions? Shelby Pierce
[email protected] ext. 19
Class questions?Tifani Tucker
[email protected] ext. 36
Habitat Open Application Round: December 2nd 2019- December 17th 2019 In December, Habitat will open our Homeownership application round for two new communities in the city of Portland. Current qualifying information:
engagement events. Class topics include: Financial Readiness, Protecting your Investments, Condos and HOAs and Mortgage Education. All classes will be provided by Habitat free of charge.
Upcoming properties:
Simpson community (2-4 bedrooms)Located in northeast Portland near the intersection of NE Simpson Street and the Highway 30 Bypass will be a small multi-family community of duplexes and triplexes
Cherry Blossom community (2-5 bedrooms)Located in SE Portland near Mall 205 will be a large multi-family development
If you have family or friends that would like to apply, have them go to the website and fill out the interest form at: https://habitatportlandmetro.org/programs/homeownership/qualify-and-apply/ or have them email us at: [email protected].
The open application round will take place between December 2nd and December 17th, 2019.
How do buyers qualify?Habitat for Humanity Portland/Metro East offers affordable homeownership to homebuyers that meet the following program requirements:
• First time homebuyer• U.S. citizen or permanent resident.• Steady income and decent credit history.• Household income between 35%- 60% of the Area Median
Income for Portland• Applicants must have a combined annual gross income that
is at least $30,000• 2 years of steady work history for any employment income.
What are the program requirements?• Homebuyers complete a total of 300 sweat equity hours.
Sweat equity refers to the actual hands-on involvement of Habitat partner homebuyers in the construction of their own homes, as well as participation in other Habitat and community activities. All sweat equity hours must be completed before pre-approved homebuyers purchase their home. Additional program requirements include homeownership education classes and community
Need money for college, starting or expanding a business or home repairs? Save First Financial Wellness, a program of Catholic Charities, is currently enrolling clients in their IDA Matched Savings Program. Many Habitat homeowners use the IDA Program for down-payment or closing cost assistance but the program covers many additional categories such as: home repair, education, small business development or vehicle purchase. The money you save is matched with additional money from the program, providing more money to use toward your purchase. Depending on the asset type, your money could be matched $3 or $8 dollars for every $1 that you contribute to the account.
Contact Save First Financial Wellness at 503-688-2659 or at savefirstfinancial.org to learn about the risk free program and to see if you qualify. Income and net worth and Oregon residency limitations apply, contact Save First Financial Wellness for full details.
The Power of Preparedness: Summer Homeowner Success!On Saturday, September 14th, Habitat for Humanity Portland Metro/ East hosted our fourth annual homeownership fair celebrating current and future Habitat homeowners and home repair program participants. Over 80 people attended the fun-filled event with delicious food, family portraits, entertainment and prizes. Participants asked experts at the Portland Bureau of Emergency Management advice on how to prepare for a disaster. Thanks to our experts for sharing their time and talents and to the following partners for their contributions to the event: Rejuvenation, Andy & Bax, New Relic, Habitat for Humanity Portland/Metro East Ambassador Council, Portland NET, Costco, PBEM, New Seasons Market, and the KGW Great Toy Drive.
Who to ContactWho to Contact Need to know who to call for classes, payments, warranty or general info?
Annual Gross Income Guidelines
Household Size Minimum Maximum
1 $30,000 $36,960
2 $30,000 $42,240
3 $30,000 $47,520
4 $30,765 $52,740
5 $33,226 $57,000
6 $35,687 $61,200
7 $38,149 $65,400
8 $40,610 $69,660
1478 NE Killingsworth StreetP.O.Box 11527 Portland, Oregon 97211 habitatportlandmetro.org
nonprofit orgu.s. postage paidpermit no. 2966
portland, or
A quarterly newsletter for Habitat for Humanity Portland/Metro East homeowners.
Autumn 2019
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Next Homeownership Classes
For full descriptions of upcoming classes, visit Habitat’s Facebook page or watch for Habitat’s Education Program postcard and emails. No childcare provided, all attendees must be 15 or older. Please contact us if you need interpretation services at least 10 days before the scheduled class. All classes and events located at 1478 NE Killingsworth St Portland, OR 97211. RSVP required. Call 503-287-9529 x19 or email [email protected]
January 11th9:30-11:30am Understanding Property Taxes and Annual Mortgage Increases12:00-1:30pm Recycling 101
December 14th 9:30-11:30am Screening and Hiring Contractors12:00-1:30pm Weatherization
In this issue:Recap: Summer Homeowner Fair
Need money for college, starting or expanding a business or home repairs?
Habitat Open Application Round: December 2019
Our newsletter is preparing to go electronic! Make sure we have your email address. Call us to update your contact information.