2019 - 20 status of microfinance in india

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National Bank For Agriculture And Rural Development

Micro Credit Innovations Department

Head Office : Plot No. C-24, ‘G’ Block, Bandra-Kurla Complex, Bandra (E),

Mumbai - 400 051, India.Tel: 91 22 2653 0084 • Fax: 22 2652 8141

visit us at : www.nabard.org E-mail : [email protected]

Published by Ms Rajashree K Baruah Chief General Manager Micro Credit Innovations DepartmentNational Bank for Agriculture and Rural DevelopmentHead Office : Plot No. C – 24, G Block, Bandra Kurla ComplexBandra (East), Mumbai – 400051, IndiaTel: 022-2653 0084Email: [email protected]

सुश्री राजश्री के बरुआ, मुख्य महाप्रबंधक द्ारा प्रकाशित सूक्ष्म ऋण नवप्रवर्तन ववभागराष्ट् रीय कृवि और ग्ामरीण ववकास बैंक प्रधान काया्तलय प्लॉट सं सरी – 24, जरी ब्लॉक, बांद्ा कुला्त कलॉम्प्लेक्स, बांद्ा (पूव्त), मंुबई – 400051 फोन: 022-26530084 ईमलेल: [email protected]

“SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE” 1

DISCLAIMER

This Status of Microfinance in India report has been prepared based on the data compiled and collated by us as received from various reporting banks across the country. While due care has been taken to ensure the correctness and purity of the data, NABARD does not exercise any editorial control over the data reproduced here. NABARD is therefore not responsible for data inaccuracies, if any,

reported in this publication.

Image Credits: Shutterstock.com / NABARD

“SHGs, SAVING FOR THE PRESENT, SECURING THE FUTURE”

2019-20

MICROFINANCE IN INDIASTATUS OF

2 “SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE”

crore and annual loan offtake of more than

crore and loan outstanding of over

crore

crore households through more than

lakh SHGs with deposits of over

NABARD takes pride in the fact that the Self Help Group – Bank Linkage Programme which is the largest microfinance

programme in the world, today touches

12.4

102

R26,000

R77,000

R1,00,000

FOREWORD


A quarter of a century ago, when the microfinance sector was still in its nascent stage and formal credit to the poor people was next to nothing, NABARD had designed and spearheaded one of the most unique financial inclusion

initiatives namely, the Self Help Group-Bank Linkage Programme(SHG-BLP). This programme has now metamorphosed into the world’s largest microfinance movement that changed the lives of more than 12.4 crore poor households involving 102.43 lakh SHGs with a credit outstanding of around R1,08,000 crore, as on 31 March 2020. NABARD’s endeavour in skilling the SHG members through Micro Enterprise Development Programme (MEDP) enabled 5 lakh SHG members to receive training through approximately 17,700 MEDPs to start micro enterprises. In order to help the SHG members in using the Bank linkages to expand their economic activities for improving their income level, through livelihood opportunities and market linkages, NABARD’s Livelihood Entrepreneurship Development Programme (LEDP) has been implemented since 2015 with 780 programmes wherein 89,127 SHG members have been trained.

Never the one to rest on laurels, NABARD had also conceptualised and embarked on the ambitious “EShakti” project in 2015, for digitising all the existing SHGs to widen and deepen bankers’ engagement with them. “EShakti” captures the financial and non-financial profiles of SHGs and their members and provides reliable, upto date data to bankers and other stake holders at the click of a button. The project is currently being implemented in 254 districts across the country and as on 31 March 2020, 6.54 lakh SHGs involving 72 lakh members in more than 98,000 villages have been on-boarded to the “EShakti” portal.

NABARD’s prestigious annual publication “Status of Microfinance in India” has long since been a credible and comprehensive document on Microfinance sector that all the stakeholders refer to and rely on, be it the Bankers, NGOs, MFIs , Govt. Depts., NRLM, Reserve Bank of India and Govt. of India and the Policy Makers. My deep appreciation to all our channel partners without whose contribution and cooperation, this excellent SoMFI document would not have been possible. Team Micro Credit Innovations Department (MCID) deserves all the kudos for their tireless efforts in compiling, collating, analysing and bringing out this publication.

After being an intrinsic part of the vision and mission of NABARD for more than 35 years and a vanguard in various capacities, I have recently taken over the reins as Chairman of this wonderful institution that has no parallel in the world. I’m extremely grateful to all our channel partners for being staunch supporters throughout NABARD’s eventful journey. I firmly believe in the famous William Blake’s quote “No bird soars too high if he soars with his own wings” and hope to have your continued backing, support and cooperation in all our future endeavours in empowering and taking the Indian Microfinance sector to great new heights.

G R CHINTALA CHAIRMAN


NO. STATEMENTS

I-A Savings of SHG with Banks - Agency-wise position as on 31 March 2020 114

I-B Bank loans disbursed to SHGs - Agency-wise position during 2019-20 114

I-C Bank loans outstanding against SHGs - Agency-wise position as on 31 March 2020 114

I-D Non Performing Assets of Banks against SHGs - Agency-wise position as on 31 March 2020 115

I-E Agency-wise Bank Loans provided to MFIs during 2017-18 and loans outstanding 115

as on 31 March 2020

II-A Savings of SHGs with Banks - Region-wise/State-wise/Agency-wise position as on 31 March 2020 116

II-B Bank Loans disbursed to SHGs - Region-wise/State-wise/ Agency-wise position during 2019-20 117

II-C Bank Loans Outstanding against SHGs - Region-wise/State-wise/Agency-wise 118

position as on 31 March 2020

II-D Non Performing Assets against Bank Loans to SHGs - Region-wise/State-wise/ Agency-wise 119

position as on 31 March 2020

III-A (i) Savings of SHGs with Public Sector Commercial Banks as on 31 March 2020 121

III-A (ii) Savings of SHGs with Private Sector Commercial Banks as on 31 March 2020 143

III-B Savings of SHGs with Regional Rural Banks as on 31 March 2020 155

III-C Savings of SHGs with Co-operative Banks as on 31 March 2020 159

IV-A (i) Bank Loans disbursed by Public Sector Commercial Banks to SHGs during 2019-20 172

IV-A (ii) Bank Loans disbursed by Private Sector Commercial Banks to SHGs during 2019-20 193

IV-B Bank Loans disbursed by Regional Rural Banks to SHGs during 2019-20 204

IV-C Bank Loans disbursed by Co-operative Banks to SHGs during 2019-20 208

V-A (i) Bank loans outstanding against SHGs - Public Sector Commercial Bank sas on 31 March 2020 219

V-A (ii) Bank loans outstanding against SHGs - Private Sector Commercial Banks as on 31 March 2020 240

V-B Bank loans outstanding against SHGs - Regional Rural Banks as on 31 March 2020 251

V-C Bank loans outstanding against SHGs - Co-operative Banks as on 31 March 2020 255

Highlights 06

Microfinance in India - 2019-20 10

PARTICULARS PAGE NO.

C O N T E N T S


VI-A (i) NPA against Bank loans to SHGs of Commercial Banks (Public Sector) as on 31 March 2020 265

VI-A (ii) NPA against Bank loans to SHGs of Commercial Banks (Private Sector) as on 31 March 2020 286

VI-B NPA against Bank loans to SHGs of Regional Rural Banks (RRBs) as on 31 March 2020 297

VI-C NPA against Bank loans to SHGs of Co-operative Banks as on 31 March 2020 301

VII Bank Loans provided to MFIs during 2019-20 and NPAs as on 31 March 2020 312

VIII (A) NABARD Support for training and capacity building SHG-BLP during 2019-20 314

VIII (B) NABARD Support for training and capacity building – JLG stakeholders during 2019-20 316

VIII (C) Training and capacity building for SHG-BLP during 2019-20 from WSHG Development Fund 317

IX-A State-wise Grant Support sanctioned to Non Government Organizations (NGOs) 318

functioning as SHPIs as on 31 March 2020

IX-B State-wise Grant Support sanctioned to Regional Rural Banks (RRBs) functioning as 319

SHPIs as on 31 March 2020

IX-C State-wise Grant Support sanctioned to Cooperative Banks functioning as 320

SHPIs as on 31 March 2020

IX-D State-wise Grant Support sanctioned to Individual Rural Volunteers (IRVs) functioning as SHPIs 321

as on 31 March 2020

IX-E State-wise Grant Support sanctioned to Farmers’ Clubs functioning as SHPIs as on 31 March 2020 322

IX-F State-wise Grant Support sanctioned to SHG Federations functioning as SHPIs as on 31 March 2020 323

IX-G State-wise Grant Support sanctioned to PACS functioning as SHPIs as on 31 March 2020 324

IX-H Promotional Support sanctioned and released to NGO-MFIs as on 31 March 2020 325

IX-I State-wise Grant Support sanctioned to Joint Liability Group Promoting Institutions 326

(JLGPIs) as on 31 March 2020

IX-J Total Statewise Grant support sanctioned and released to all SHPIs as on 31 March 2020 327

IX-K Total Statewise Grant support sanctioned and released to all SHPIs during the year 2019-20 328

X State-wise Grant Support sanctioned to Anchor NGOs (Promotion & Capacity Building) 329

under WSHG Scheme (in LWE affected and backward districts) as on 31 March 2020

XI Data on financing of JLGs as on 31 March 2020 330

XII-A Agencies having outstanding Revolving Fund Assistance as on 31 March 2020 331

XII-B Agencies having outstanding Capital Support as on 31 March 2020 331

XII-C Long Term Refinance sanctioned/disbursed by NABARD to NBFC-mFIs during 2019-20 331

Glossary/Abbreviations 332


H I G H L I G HTSOF THE SHG-BANK LINKAGE PROGRAMME 2019-20

Sr. No. Particulars

Total

Physical (No. in lakhs)

Financial (Rin crore)

1 Total number of SHGs saving linked with banks 102.43 26,152.05

(i) Out of total SHGs - exclusive Women SHGs 88.32 23,320.55

(ii) Out of total SHGs- under NRLM/SGSY 57.89 14,312.70

(iii) Out of total SHGs -under NULM/SJSRY 4.69 1,523.57

2 Total number of SHGs credit linked during the year 2019-20 31.46 77,659.35


(ii) Out of total SHGs – under NRLM/SGSY 20.49 52,183.73

(iii) Out of total SHGs – under NULM/SJSRY 1.59 3,406.22

3Total number of SHGs having loans outstanding as on

31 March 2020 56.77 108,075.07


(ii) Out of total SHGs - under NRLM/SGSY 36.89 67,717.07

(iii) Out of total SHGs - under NULM/SJSRY 2.67 5,466.87


Sr. No. Particulars

Total

Physical (No. in lakhs)

Financial (Rin crore)

4 Average loan amount outstanding/SHG as on 31 March 2020 (in R ) 190,371.18

5 Average loan amount disbursed/SHG during 2019-20 (in R ) 246,850.92

6 Estimated number of families covered upto 31 March 2020 1241

7 No of Banks and Financial Institutions submitted MIS (in number) 470

8 Data on Joint Liability Groups

(i) Joint Liability Group promoted during 2019-20 41.80

(ii) Loan disbursed to Joint Liability Groups (JLGs) during 2019-20 83,102.95

(iii) Cumulative Joint Liability Groups promoted as on 31 March 2020 92.56 154,853.09

9 Support from NABARD

(i) Capacity building for partner institutions

Under SHG-BLP and JLGs

Number of programmes conducted during 2019-20 (in no. only) 3592

Number of participants covered during 2019-20 (in lakh) 1.53

Cumulative number of participants trained upto 31 March 2020 (in lakh) 40.45

Under WSHG Scheme (in LWE affected and backward districts)

Number of programmes conducted during 2019-20 (in no. only) 1152

Number of participants covered during 2019-20 (in lakh) 0.69

(ii) Refinance Support

Refinance to banks during 2019-20 15,434.00

Cumulative refinance released upto 31 March 2020 78,594.65

(iii) Revolving Fund Assistance (RFA) and Capital Support to MFIs

RFA outstanding as on 31 March 2020 3.61

Capital support outstanding as on 31 March 2020 3.59

Refinance disbursed to NBFC-MFIs during 2019-20 2460.00

(iv)Grant Assistance to SHPIs for promotion of SHGs

under SHG-BLP

Grant Assistance sanctioned during 2019-20 6.74

Cumulative sanctioned upto 31 March 2020 417.68

(v)Cumulative grant assistance sanctioned to anchor NGOs for promotion of

SHGs under WSHG Development Scheme upto 31 March 2020204.38

(vi)Cumulative grant assistance sanctioned to JLGPIs for promotion of JLGs

upto 31 March 2020201.60


1. MICRO FINANCE IN INDIA

1.1 The Self Help Group Bank Linkage programme (SHG-BLP) is a landmark model initiated by the

National Bank for Agriculture and Rural Development (NABARD) in 1992 to deliver affordable

door-step banking services and has largely achieved the stated goals of financial inclusion.

It is a home-grown self-help movement with an objective of creating sustainable livelihood

opportunities for the rural poor. Started as a bank outreach programme, SHG-BLP transcended

itself into a holistic programme for building financial, social, economic, and of late, technological

capital in rural India. NABARD has pioneered the SHG–bank linkage model which positions

the SHGs as financial intermediaries to enable the flow of bank loans to poor members without

physical collateral. The movement has emerged as the world‘s largest as well as the fastest

growing microfinance programme and most successful network of women owned community-

based microfinance institution. The SHG–bank linkage model as it has developed in India is

now a major model of microcredit globally.

1.2 Evolution of Self-Help Group Movement The history of rural credit, microfinance and poverty alleviation are inextricably interwoven. After

nationalization of the banking sector in India and with rapid expansion of the banking network

substantial flow of resources to the priority areas took place. However, the physical outreach of

the banking sector did not translate into an inclusive process, as majority of the population could

not avail the benefits of institutional services. An Action Research Programme was launched by

NABARD to identify the real reasons for this inequality. This study brought out the mismatches

between the needs of the poor clients and the products in offer with the banking system. It

was revealed that the poor needed better access to financial services and products. In 1987,

based on the success of the Action Research programme sanctioned by NABARD to Mysore

Resettlement and Development Agency (MYRADA), a pilot was launched in 1992, which

envisaged linking of 500 SHGs by the end of 1994.

1.3 Self Help Groups were thus conceived as informal groups of 10-20 members having

homogeneous socio-economic background coming from a small contiguous area, to operate

on the principle of self-help, solidarity and mutual interest. They are encouraged to make

compulsory thrift of the uniform amount as decided by them and pool resources so created to

extend interest bearing loans to its members to meet their emergent needs. SHGs are given the

freedom of charging interest from their members at the rate as decided by group consensus.

Recovery is to be a mechanism of peer pressure. The process helped SHG members imbibe

Microfinance recognizes that poor people are remarkable reservoirs of energy and knowledge, posing an untapped opportunity to create markets, bring people in from the margins and give them the tools with which to help themselves. ~Kofi Annan

Drafted by Smt Prafulla T Kurien, DGM


the essentials of financial intermediation, including prioritization of needs, setting terms and conditions and

maintaining books of accounts. This was their learning ground before they could be in a position to handle

bigger size funds by way of credits from banks.

1.4 It is interesting to note and remember that three radical innovations were introduced through the RBI/NABARD

guidelines during the pilot phase. They were (a) acceptance of informal groups as clients of banks – both

deposit and credit linkage (b) Introduction of collateral free lending and (c) Permission to lend to group without

specification of purpose/activity/project.

1.5 The SHG Bank linkage programme spearheaded by NABARD had a modest beginning with 225 credit linked

groups and a loan amount of R29 lakh in 1992. Within 3 years, 4,750 SHGs were credit linked with different

banks with bank loan of R6.06 crore covering 28 commercial banks, 60 RRBs and 7 Cooperative banks. The

overwhelming success of the pilot led to RBI mainstreaming SHGBLP as normal business activity of banks and

rest as they say is history. Later, RBI declared the SHG-BLP as a priority sector lending activity in April 1996.

Since 1999, Government of India has been supporting by way of special budgetary provision for promotion of

the SHGs.

1.6 The SHGs that came to be promoted by Indian NGOs, Banks and Government agencies can be described as

a form of a micro bank as it raises equity and deposits, as well as external funds, and on-lends them. Harper

et al. (1998) had described Indian SHGs as on-lending groups which collect their own equity capital, and

savings deposits, from their owners, who are also the members and the customers, they lend out their money

to the members, at interest rates which they decide, and they accumulate profits which they choose either to

distribute to the owners, or to add to the fund at their joint disposal.

1.7 With the achievement of dream project of promoting one million SHGs by 2005, three years ahead of the

schedule, SHG BLP became a massive programme and now touching the lives of more than 120 million poor

households of the country. It has become a mass movement of the rural poor in their journey towards holistic

empowerment.

1.8 For making SHG Bank linkage programme more client friendly and addressing some emerging issues, NABARD

suggested certain product level changes under SHG-2 by reiterating thrust on savings with introduction of

voluntary savings, smooth flow of credit with sanction of cash credit limit to SHGs, improved risk mitigation

mechanism, leveraging second level institutions like SHG Federations for sustained hand holding support,

promoting JLGs out of SHG members, strengthening the monitoring mechanism, etc.

1.9 SHG-Bank Linkage Programme has become more popular in India than elsewhere in the world primarily due

to its widespread adoption by Scheduled Commercial Banks, Regional Rural Banks and Cooperative Banks.

NABARD has continued to support more than 5,000 partner agencies such as NGOs, RRBs, District Central

Cooperative Banks and other SHPI partners for promoting and nurturing SHGs.

1.10 The success of SHG-BLP also attracted the attention of State governments. Many of the State governments,

over a period, undertook through departmental initiatives major programmes of SHG promotion. Notable among

the state governments was Andhra Pradesh with Podupulakshmi programme, Indira Kranti Patham programme


of AP, Jeevika Project of Bihar, TRIPTI and Mission Shakti projects in Odisha were some of the

other projects.

1.11 The SGSY (Swarna-Jayanti Gram Swarojgar Yojna) of GoI was implemented with group mode of

financing for covering all BPL families. SGSY was restructured in 2011 to form National Rural

Livelihood Mission (NRLM) to be implemented in mission mode across the country. NRLM is

an entirely group centric, group driven poverty alleviation programme. NRLM’s components are:

formation, federation and financing of women SHGs; livelihoods programme for rural women

farmers and agricultural labourers; value addition in non-timber forest produce in tribal districts;

gender rights issues and various programmes. One of the core objectives of the mission is to

make rural people particularly women a new category of clients and take them beyond financial

inclusion to achieve economic inclusion and enable them to participate and benefit from

mainstream economic benefits. It aims to cover all the rural districts in the country intensively, in

phases.

1.12 After more than 25 years of SHG Bank linkage, the programme has grown exponentially, the system

has evolved and matured enabling the SHGs access to large loans under SHG BLP besides loans

that SHGs have been able to access from their own federations and the NGO MFIs. As on 31

March 2020 the SHG BLP programme has reached many a milestone with a total membership of

about 1.02 crore groups covering 12.4 Crore households across India. The programme has made

an indelible mark on the Indian financial landscape by extending loans to the extent of R1,08,075

crore to 56.77 lakh SHG as on 31 March 2020.


1.13 During the year 2019-20 the number of SHGs increased by 2.29 lakh with a corresponding increase

in the savings by R2,827.57 crore as on March 2020. The savings outstanding of SHG with Banks

as on 31 March 2020 has reached an all-time high of R26,152.05 crore. During the year the banks

have disbursed loans of R77,659 crore recording an increase of 33.17 % over the last year. The

total loan outstanding of SHGs also increased by 24.08 % and stood at R1,08,075.07 crore as on

March 2020 as against R87,098.15 crore in the previous year. The gross NPAs of the bank loans to

SHGs declined from 5.19% as on 31 March 2019 to 4.92 % as on 31 March 2020 at the all India

level.

1.14 NABARD in tune with the Hon’ble Prime Minister’s dream of a Digital India and its own line of

thinking on digitization launched a pilot project for digitization of SHGs titled “EShakti” in March

2015 in 02 districts viz. Ramgarh (Jharkhand) and Dhule (Maharashtra). The overarching vision


was to empower the SHGs through technology. EShakti is designed to capture the demographic

and financial profiles of the SHGs as well as their members, so as to bring them under the fold of

Financial Inclusion and thereby enable them access to wider range of financial services along with

increasing the bankers' comfort in credit appraisal and linkage. Encouraged by the positive response

and interest generated amongst the stakeholders in Phase I, the pilot project was expanded to 23

more districts under phase II in 2016 and was further expanded to 75 more districts towards the

end of 2017.

1.15 During the year 2019-20, 150 more districts have been covered under the project. The

implementation of the project is currently going on in 254 districts across the country. As on 31

March 2020, data pertaining to 6.54 lakh SHGs involving 72 lakh members in more than 98,000

villages have been on-boarded to E-Shakti portal. It has facilitated bankers in providing credit to

SHGs based on performance and significant increase in credit linkage has reduced Saving-Credit

linkage gap. The credit linkage with banks under E-Shakti (all phases) has increased from 2.17 lakh

(33%) to 3.21 lakh (50%) as on 31 March 2020 thus proving the success of the project. More than

15,000 Animators hired by 591 IAs (NGOs, SRLMs, Banks, etc.) are working in the field to ensure

continued success of the project. The E Shakti has promoted transparency through SMS alerts in

local language (10 languages) to members and boosted the confidence among the SHG members.


1.16 Under the GoI scheme for promotion of Women Self Help Groups (WSHGs), 2.11 lakh women

SHGs (WSHGs) have been savings linked and 1.29 lakh of them have been credit-linked in 150

backward/Left Wing Extremism (LWE) affected districts spread across 29 states. A cumulative

amount of R139.43 crore has been utilised as grant assistance out of the WSHG Fund for

various activities up to 31 March 2020.

1.17 The SHG-Bank Linkage, spearheaded by NABARD, has proved to be a successful instrument in

providing access to financial services from the formal banking sector for asset less poor. Taking

this learning of collateral free lending further, NABARD piloted and developed an effective credit

product for mid-segment clients- “Joint Liability Groups” (JLGs). This product facilitates hassle-

free credit which is of longer term; fulfilling seasonal needs of credit larger in quantum. The

product however, relies on mutual guarantee of clients like small /marginal/tenant farmers, oral

lessees and sharecroppers, micro-entrepreneurs, who have no conventional collateral to offer. It

leverages on social collateral offered by the members.

1.18 A lot of emphasis is being laid by the GOI for providing hassle free credit to landless farmers.

Accordingly NABARD made efforts in innovating and reaching out to the landless farmers

through JLG scheme of financing. Encouraged by NABARD’s 100 per cent refinance support

to banks, the Scheme has also recorded an impressive growth during 2019-20 with 41.80 lakh

JLGs receiving financial assistance to the tune of `R83,102.94 crore from various banks. Under

the Scheme NABARD has extended cumulative grant assistance of R201.10 crore to Joint

Liability Groups Promoting Institutions (JLPIs) for promoting 11.13 lakh JLGs across the country

and enabling flow of collateral free loan to tenant/ landless farmers.


1.19 Under the business model of JLG promotion and financing, NABARD has so far entered into

53 MoUs in 22 States; comprising 38 MoUs with RRBs, ten MoUs with SBI in 8 states, one

MoU each with Syndicate Bank, Allahabad Bank and Union Bank and two MoUs with State

Cooperative Banks in Jharkhand and Odisha. Under this scheme, NABARD provides grant

assistance to Banks for using corporate BC/ NGO- as JLGPIs and for capacity building to

create a pool of trainers out of bank staff for formation, nurturing and financing of new JLGs.

1.20 The search for delivering financial services to the rural poor in a sustainable manner led to

two distinct approaches for extending microfinance in India i.e. a bank led approach called

Self Help Group – Bank Linkage Programme (SHG-BLP) and Micro Finance Institution led

approach. Microfinance Institutions (MFIs) emerged in India in the late 1980s in response to

the gap in availability of banking service for the unserved and underserved in rural population.

These institutions operating in the country follow a variety of credit methodologies. The work of

these institutions commenced around the same time as the SHG-Bank Linkage Programme was

evolving. Many of them were inspired by the Grameen Bank in Bangladesh and the innovations

taking place in Latin America. Voluntary agencies and Non-Governmental Organisations

(NGOs) undertook financial intermediation as a part of larger social good. Majority of these

NGOs were registered as a Trust or a Society. Many NGOs have also helped SHGs to organise

themselves into federations and these federations were performing non-financial functions like

social and capacity building activities, promotion of SHGs, facilitating training of SHGs as well

as undertaking internal audit.

1.21 In the initial years of setting up of MFIs in their NGO-MFI form it was NABARD which assisted

them with grant support and Revolving Fund Assistance (RFA). Later NABARD helped a number

of MFIs with quasi-equity and subordinated debt instruments from Micro Finance Development

and Equity Fund (MFDEF).

1.22 Similarly SIDBI supported the growth story of MFIs through its SIDBI Foundation for Micro

Credit (SFMC) in 1999. The India Microfinance Equity Fund (IMEF) later supported MFIs,

especially the medium and smaller ones with equity and quasi-equity.

1.23 The Micro Units Development & Refinance Agency Ltd (MUDRA) NBFC set up by the

Government of India (GoI) in 2015 with its total focus on microenterprise has to hand-hold and

facilitate the development process of smaller MFIs and not-for profit MFIs as they are the ones

who operate in remote locations and with the more underserved populations.

1.24 As per Sa Dhan Report 2019-20, Microfinance operation in India is spread across 627 districts

of 37 states and union territories. Banks are leading with 625 districts, followed by NBFC-MFIs

with 606 districts, SFBs with 600 districts, NBFCs with 524 districts where as Non-Profit MFIs

operate in 313 districts. Tamil Nadu, West Bengal, Bihar, Karnataka, and Maharashtra are the

top five states in terms of loan portfolio outstanding and active loan account. As on 31 March

2020, the combined micro credit portfolio of 191 lenders is R2,28,669 crores, On a YoY basis,

the portfolio has increased by 27%. The average ticket size of the sector is R35,504. As of


31 March 2020, the combined micro credit client

base of all lenders has reached to 103.6 million.

The regional spread shows that East, North

East and South, continue to contribute 2/3rd of

microfinance portfolio as well as unique borrowers.

The share of portfolio outstanding of the various

players (191) indicate that the 14 Banks' share

was R91,913 crore (40%), 86 NBFC- MFIs

was R74,779 crore (33%) and 8 Small Finance

Banks was R39,872 crore (17%), 53 NBFCs

was R20,209 crore (9%) and 30 Non Profit MFIs

R1,895 crore (1%). The year on year growth was

NBFC MFIs (38%), Banks (24%), SFBs (30%),

NBFC (6%) and Non Profit MFIs (38%).

1.25 RBI has taken steps to expand the banking

space to ensure greater financial inclusion and

in November 2014 issued guidelines for the

setting up of Small Finance Banks and Payments

Banks. On 16 September 2015, RBI granted in-

principle approval to ten entities to start Small

Finance Banks (SFBs) which would essentially

undertake basic banking activities that include:

accepting deposits, savings, credit, insurance,

remittances etc. and lending to under-served

sections. The share of portfolio outstanding of the

Small Finance Banks was R39,872 crore as on

31st March 2020.

1.26 The establishment of Small Finance Banks (SFBs)

also opened up another window of opportunity for

reinvigorating the SHG-Bank Linkage Programme.

SFBs have operated on the JLG methodology, as

well as some of them worked on the SHG model

also. Strategic partnerships with them for SHG-

Bank Linkage Programme have the potential to

take SBLP to greater heights in the next couple

of years.

1.27 The setting up of Payment Banks has also

given a further fillip to the microfinance sector.

Partnerships between MFIs and Payment Banks


can ensure that MFIs’ clients can avail of financial products other than credit from the latter.

Additionally, the cash and remittance management services of MFIs can be taken care of by the

Payments Banks.

1.28 In India, there are around 15 P2P lending platforms. Some of these are involved in the business

targeted at micro finance activities with the stated primary goal being social impact and providing

easier access of credit to small entrepreneurs. They provide web-based platform to bring the

lenders and the borrowers together. One of the main advantages of P2P lending for borrowers has

been lower rates than those offered by money lenders/unorganized sector and the advantages for

lenders are higher returns than what conventional investment opportunities offer. RBI’s guidelines

in 2017 on Peer to Peer (P2P) lending also opens up a window for some MFIs with technology

wherewithal to transform themselves into P2P players for the microfinance segment. As per RBI

Circular updated guidelines dated December 23, 2019 the aggregate exposure of a lender to all

borrowers at any point of time, across all P2P platforms, shall be subject to a cap of R50,00,000

provided that such investments of the lenders on P2P platforms are consistent with their net-worth.

The lender investing more than R10,00,000 across P2P platforms shall produce a certificate to P2P

platforms from a practicing Chartered Accountant certifying minimum net-worth of R50,00,000.

Such platforms may meet the financial requirements of self-governing institutions.

1.29 Social stock exchanges (SSEs) as proposed in the Union budget will act as crowd-sourcing

platforms for fund-raising by non-profit entities aimed at impact investment and transparency, and

will be regulated by the Securities and Exchange Board of India (SEBI). Social Stock Exchanges


will be a shot in the arm for social organisations to mobilise funds for the good of the society and

is an innovative and concrete step towards inclusive growth.

1.30 NABARD has been continuously supporting training and capacity building of different stakeholders

of SHG Bank linkage programme such as Bankers, NGOs, Government Officials and SHG

member trainers. During 2019-20, 3,592 training programmes were conducted covering 1.53

lakh participants from various banks/stakeholders under FIF. Further, 1,152 training programmes

covering 0.69 lakh participants were conducted under WSHG Fund. Cumulatively, around 2.79 lakh

participants have been imparted training under WSHG fund support and 40.45 lakh participants

were trained under FIF.

1.31 With a view to create livelihood options for the SHGs, NABARD has been promoting MEDPs and

LEDPs for skill training of SHG members. NABARD’s endeavour in skilling the SHG members

through Micro Enterprise Development Programme (MEDP) continued during 2019-20. 12,719

members were trained through 425 MEDPs during 2019-20 for enabling them to start micro

enterprises. Cumulatively, around 5.00 lakh SHG members have received training through

approximately 17,700 MEDPs.


1.32 Livelihood and Enterprise Development Programme (LEDP) was initiated on a pilot basis in

December 2015 with a view to create sustainable livelihoods among SHG members and to

obtain optimum benefit from skill upgradation. LEDP envisages conduct of livelihood promotion

in both farm and off-farm activities under project mode in clusters in contiguous villages. There is

a provision for intensive training for skill building, refresher training, backward-forward linkages,

handholding and escort support for credit linkage. This also encompasses the complete value chain

and offers end-to-end solutions to the SHG members. 237 LEDPs involving 25,577 members were

conducted during 2019-20. Cumulatively, 89,127 SHG members have been supported through

783 LEDPs as on 31 March 2020.

1.33 With a view to strengthen the MF sector through supply of research inputs that facilitates policy

initiatives and improvement in design & delivery systems that provide poor with sustainable access

to quality financial services, NABARD had set up The Centre for Microfinance Research within

Bankers Institute of Rural development (BIRD) on 01 January 2008 renamed as Centre for Research

on Financial Inclusion and Microfinance (CRFIM) on October 2016. The institute brought out a

volume of the Half-yearly Journal “THE MICROFINANCE REVIEW” during the year. A roundtable

on “Microfinance Institutional Ratings” was organized by Centre in collaboration with Microfinance

Institutions Network (MFIN) on 29 July 2019. Microfinance experts of NABARD, banks, wholesale

lenders, rating agencies and MFIs had participated the workshop. A consultative Meet, Chintan

Baithak – 2 on “Future of Microfinance in India – Challenges and Strategies” was also conducted by

the Centre at BIRD, Lucknow on 16 December 2019. Experts from NABARD, Banks, MFIs, SFBs,

NGOs and FPO representatives have participated in the workshop. The 5th National Seminar on

Financial Inclusion and Microfinance was organized by the Centre on 02 March 2020 at BIRD,

Lucknow. The Seminar was attended by Government Institutions, RBI, NABARD, Banks, SFBs,

NRLM/SRLMs, FinTech Service Providers, and National Level NGOs.

1.34 The Centre has implemented the NABARD Student Internship Scheme (SIS – 2019-20). “Evaluation

of Implementation of PMFBY for loanee and non-loanee farmers by various banks/agencies” for

which a Report by the Intern was submitted to NABARD.

1.35 Other activities undertaken by the Centre included a Trend Report on Financial Inclusion. The

Centre also conducted a Webinar on the findings of the study “Joint Liability Groups: Innovations

and Impact”. 31 participants from banks, NGOs, FPOs and development practitioners involved

in promoting rural livelihood through micro loans have attended the webinar. NABARD-APRACA

Centre of Excellence (ACE) has been set-up at BIRD, Lucknow to complement APRACA in

enhancing (i) linkage banking (ii) Research, Forums, Trainings, Exposure visits, Consulting service,

Technical support, Innovations (iii) Develop core training specialists and technical experts (iv)

Design and conduct international programmes (v) Bring out appropriate publications and (vi)

Enhance regional coordination among APRACA nations.


WAY FORWARD1.36 Banks and Financial Institutions have to partner with Fin Tech Companies actively to achieve the

last mile connectivity. Making technology driven financial services available in the remotest areas

in a cost effective manner will ensure demand and supply balance. The SHGs could be involved

in delivery of financial services on the BC model. There is a need for adoption and upgradation

of centralised / uniform technology by all small FIs and MFIs and leveraging the same to remote

and unreached areas at an affordable cost. In India, FinTech has the potential to provide workable

solutions to the problems faced by the traditional financial institutions such as low penetration,

scarce credit history and cash driven transaction economy. If collaborative participation from all the

stakeholders, viz., regulators, market players and investors can be harnessed, Indian banking and

financial services sector could be changed dramatically.

1.37 Redefining the priority states and strategy for such states with particular emphasis on Central,

Eastern India and North-Eastern regions by mapping of potential could be one of the strategizing

interventions for the under-served states of Self Help Group Bank Linkage Programme. Mapping

those pockets where there is virtually no intervention or presence of any Govt. Agency or Self Help

Promoting institutions (SHPI) and putting in concerted efforts is important.

1.38 Lack of good SHPIs is one of the reasons for slow growth of SHG BLP in underserved regions.

There is need to identify a large nodal NGO with experienced and trained staff for training smaller

local NGOs, who lack proper orientation for SHG promotion.

1.39 Conduct of Impact Assessment Studies and Action Research needs to be undertaken on issues

confronting the microfinance sector especially reasons for dormancy, disintegration of SHGs, apathy

of formal credit agencies and convergence of the SHG–BLP with the development programmes

of government / development agencies / philanthropic institutions, prevalence of high NPAs in

certain states documenting the best practices followed by NRLM, study on commercial aspects of

SHG BLP in the bank branches, etc. NABARD has been supporting institutes for such studies for

identifying impediments in the progress of the movement and making policy refinements to give a

fillip to the programme.

1.40 In attaining all the Sustainable Development Goals, microfinance institutions including SHGs can

play a major role in generating funds for development and can give community orientation to the

interventions. If we can build strong network of ground level institutions of people, it can form

a soft infrastructure that would support effective implementation of successive developmental

interventions and lead to inclusive growth.

1.41 The constraints in rural enterprise development are primarily low or negligible income, lack of skill

and mentoring services and poor access to markets. The strategy would be to find ways to bridge

the skill, knowledge and resource gap and at the same time maximize on the existing strengths and

facilitate quality certification, packaging technology for greater shelf-life, marketing platform, market

linkages, which is the critical gap in scaling up sustainable livelihoods for the poor. Resource

Agencies which provide cutting edge design, facilitate product diversification, ensure quality


certification, packaging technology for greater shelf-life, marketing platform, retail space and credit

needs can handhold SHG members to become entrepreneurs by setting up of micro enterprises.

NABARD has been supporting need based skill development programmes under Micro Enterprise

Development Programme, which bridges skill deficits and promotes entrepreneurial talents of the

members to set up micro enterprises for matured SHGs through appropriate resource NGOs and

other support organisations.

1.42 NABARD’s Livelihood Entrepreneurship Development Programme for tapping of livelihood

opportunities will be used as a major livelihood promotion programme in coming years to ensure

more thrust is given to livelihood interventions. Convergence of SHG BLP with FI initiatives of GoI

and RBI and other Govt. programmes, group insurance products, enhanced quantum of loans and

fresh financing to members would further boost momentum of the programme.

1.43 Capacity building and sensitization of stake holders, especially bankers, through specific

programmes for Zonal Managers/Regional Managers of Commercial Banks, RRBs and DCCBs

needs to be continued for strengthening and deepening the SHG movement. Case Studies and

appropriate field interfaces are needed to ensure the desired impact of the training programmes.

Organizing Award Ceremonies in all States for recognizing good performance of Bankers will

further energise the SHG BLP movement. Technology will have to be leveraged for developing

training tools like an e-learning portal / App with course contents suitable for Bank Managers,

especially the new entrants, with the active involvement of Banks / NABARD’s training institutes.

1.44 The potential SHGs and JLGs may be encouraged to graduate as members of Producers’

Organisations of Farm and Non-farm activities.

1.45 Promotion of Business Model for JLGs by RRBs and Banks through BC network is also another

intervention which would give momentum to the Joint Liability Group Bank Linkage Programme.

1.46 Alternate delivery channels and support mechanisms are to be encouraged to provide the SHG

members timely banking services at a reasonable cost. The NABFINS model by NABARD has

shown how an MFI can provide adequate and timely credit to SHGs & JLGs at a reasonable rate of

interest, in a transparent manner without using coercive measures of recovery and still continue to

be a profitable entity. It has a client base of 9.57 lakh in 16 states. Efforts should be made to expand

its outreach.

1.47 Financial literacy and financial inclusion are two aspects of financial stability in a country. Financial

literacy is recognized as an important component for sustained financial inclusion process. It is

the need of the hour for a rapidly developing nation like India since it assures inclusive growth and

sustainable prosperity. Financial literacy through the use of technology by digitalisation can be

accelerated via three media-computer, mobile, and internet. NGOs and SHG leaders should be the

torch bearers in dissemination of financial literacy among the vast segments of excluded population

including SHGs, small and marginal farmers, etc.

1.48 Financial inclusion (FI) through the JAM trinity (Jan Dhan Yojana, Aadhaar, Mobile) is seen as an


important tool for financial inclusion. Convergence of the SHG BLP with the FI initiatives of the

Government and RBI needs to be ensured. The Credit history of all SHG members needs to be

captured by linking the E Shakti with CIC this will ensure credit discipline and facilitate Banks

for higher off take of credit to SHGs

1.49 Expansion of coverage of NABARD’s EShakti in the country would increase credit linkage as

well as credit deepening for the deserving SHGs in rural areas as also help banks in building up

their SHG business portfolio. The ‘one-click availability of social and financial related information”

of crores of rural families across India on a single platform will have tremendous significance

for various stake holders. Leveraging the E Shakti database for making available financial and

social security schemes of GoI to rural poor, owing to its pan rural India reach and impact in the

E Shakti districts is a positive step in the financial inclusion process. Increased confidence of

banks in the project could result in their financial participation in the project and help reduce the

gap of savings and credit linked SHGs .Linking of EShakti to the CBS of various banks using

online or offline mechanism would help in better offtake of credit linkage and provide invaluable

data of digitized SHGs and help all the stakeholders in SHG BLP ecosystem.

1.50 There should be synergy between Financial Institutions and NRLM in effectively using the large

SHG customer base to reach out to the poor and vulnerable sections and also for promoting

Bank Sakhis as business correspondent agents of the bank.

1.51 Only with collaborative efforts by all the microfinance sector players, from the central government

to NABARD to private sector to the block level civil society organizations, the un-served and

underserved can be brought at par with their urban counterparts.


PAN INDIA COVID-19 INITIATIVES TAKEN BY SHGS

COVID-19 has adversely affected the lives of everyone in its wake, but more so the poor and quite

severely too. There was loss of livelihoods, lack of food, shelter, medicines and no access to other

basic needs. During these difficult times, several service oriented individuals, SHGs, Voluntary

Agencies and NGOs came forward and extended their help in association with the Govt. Deptts.,

NABARD ROs, DDMs and others.

SHGs and their members across the country rose to the occasion and played a major role in coping

with the situation and took the responsibility of providing basic necessities to the poor and vulnerable

sections of society. A few of the initiatives undertaken in various villages, districts and states for

combating COVID-19 and adapting to the changing environment are enumerated below :

1. Mask Making and Distribution: Hundreds of SHGs were involved in making and supplying lakhs of masks within a very short

span of time. One SHG of Valsad district had prepared 1.00 lakh masks and DAY-NRLM,

Mehsana prepared a record 1.78 lakh masks during the first lock down with the help of the

SHGs. Samavesh Sai Kripa SHG comprising 8 members of specially /differently abled men/

women worked round the clock to achieve the task of stitching 8,ooo masks.

2. Distribution of Food Kits: Food kits containing essential items like rice, dal, potato, onion, oil, soaps etc. were distributed

to the needy. In Telangana, SIRD agency involved in NABARD supported FPO project, TDF,

MEDP/LEDP etc., was selected by the district administration to distribute vegetables in

Wanaparthy town. They have engaged 03 vans and each van covered around 200 families

per day. The SHG members are operating the vans and sales of around R10000/- per van

is reported for vegetables and fruits. One agency by the name Rural Development Society,

distributed masks and food to stranded labourers through their SHG members.

3. Community Kitchens: Community kitchens were set up for hundreds of hungry people. Society for Rural & Youth

Educational Advancement (SRYEA) with volunteers of 15 SHG members from 3 SHGs were

involved in ‘Food on Wheels’ providing cooked food to hungry and destitute people. Jai

Ambe Mission Mangalam, Krish Sakhi Mandal, Jai Goga Sakhi Mandal SHGs of Mehsana

district prepared food packets of 250 gram each of dry snacks by working in day-nights on

rotation basis. They distributed 200 packets daily to the poor people. For this entire work,

these SHGs have not collected any money from anybody. Sowmya & Niranthara, both 20

Drafted by M Vasudha, AM


year old SHGs used R105750/- from their own savings and internal loan dividend amount to

contribute ration kits to 130 SHG / Non SHG members.

4. Awareness Camps: Many agencies have conducted awareness camps in village communities, public places and

gatherings on hygiene and social distancing. These camps helped the poor people immensely

in taking the required precautions.

5. Banking Services: Andaman and Nicobar StCB rose to the occasion by providing essential banking services to

the elderly, Physically Handicapped etc. through door to door delivery of banking services.

The staff delivered pension to 16,560 pensioners across 45 branches. Seven BCs covered

24 villages, for 4706 transactions involving an amount of R61.00 lakh for both deposits and

withdrawals. This was a great help for the old people, patients, divyangs, uneducated etc.

6. Other Initiatives:i. AMAAPCO provided dry cattle feed of 55 tonnes in Andaman and Nicobar islands during

two lockdowns. Voice of Compassion to India (VOCI), an NGO with the help of SHG

members prepared 600 litres of phenyl, 400 cloth bags, 250 bottles of health drinks and

distributed amongst COVID Warriors.

ii. In Telangana, HIV infected people were severely affected due to the lockdown as they

could not access ART medicine. WORD staff members supported the District AIDS

Prevention and Control Unit and distributed ART medicine to more than 750 HIV infected

people in the remote villages of Kamareddy and Nizamabad districts.


2. ESHAKTI – THE YEAR THAT WAS AND THE FUTURE AHEAD

Self Help Group Bank Linkage programme (SHG-BLP) is a landmark model initiated by the

NABARD in 1992 to deliver affordable door-step banking services. Started as a bank outreach

programme, SHG-BLP transcended itself into a holistic programme for building financial, social,

economic, and of late, technological capital in rural India.

With the backdrop of GoI’s initiative of a Digital India, NABARD conceptualized Project EShakti,

to bridge the digital divide in the SHG-BLP space and technologically catapult the SHGs into

banking forefront through Project EShakti on digitisation of SHG records. Project EShakti has

helped to translate the early mover advantage to its digitised SHGs/ SHG Members across the

nation, because it can be safely stated that “Going digital” is the only way of life in the 21st Century.

The project was rolled out in phases beginning with the pilot phase in 2 districts of Dhule in

Maharashtra and Ramgarh in Jharkhand in 2015. It was expanded to cover 23 more districts in

2016. Taking into consideration the encouraging results and interest generated amongst all the

stakeholders from the first two phases, the pilot project was further expanded to 75 more districts

in 2017 and to additional 150 more districts in 2019. As of now the project covers 254 districts in

26 States and 02 Union Territories.

Drafted by Dr. Nandini Ghosh, DGM & Smt Riktika M Mukherjee, Manager


The project captures information on the existing SHGs; bank wise, branch wise and block wise in the

selected districts. The social, demographic and financial profiles of members as well as the SHGs,

together with member identification details like Voter ID, etc. are captured and uploaded on to a

dedicated website https://eshakti.nabard.org. It also captures all financial transactions taking place

within the group and with banks on a real time basis. The database thus generates and provides

reliable and up to date information on SHGs and its members to Banks and other stakeholders, helping

them in taking appropriate decisions on credit and policy quickly.

Digitisation addresses issues like quality of book keeping, multiple membership of SHG members,

patchy credit histories and provides grading report of any SHG based on its financial and non-financial

records, at the doorstep of all stakeholders. The project which operates through one portal viz. https://

eshakti.nabard.org, and two mobile Apps (EShakti App and EShakti Tracker App), makes the SHGs

and their members more accessible to bank credit and also empower them by giving access to

their own bank accounts and other details through their mobiles. It is rightly called ‘EShakti” that is

empowering through digital mode.

A GLIMPSE OF JOURNEY SO FAR

2.2

2.3 PROJECT ESHAKTI– STATUS AS ON 31 MARCH 2020

As on 31 March 2020, EShakti project has onboarded 6.54 lakh SHGs involving 71.54 lakh rural

households across the length and breadth of the country. A significant indicator of the success of

project EShakti in catering to the credit needs of the rural poor, is the increase in the bank credit

linkage of the SHGs from 2.14 lakh (33%) to 3.19 lakh (49%).

The Project has strengthened the Financial Inclusion Programme of the Govt. by incorporating various

social security schemes of Govt. like PMJDY, PMSBY, PMJJBY, APY etc. The data in EShakti was


used to enroll SHG members in these schemes. This resulted in opening/ enrolment of 4.00 lakh new

accounts. The FI drive also resulted in capturing of data of 10.05 lakh new as well as pre-existing

accounts.

Towards further leveraging EShakti Data, a Credit Intensification drive was initiated (from January

2020 to March 2020), to improve coordination with banks, visibility of the EShakti project and enhance

credit linkage in EShakti implementing districts. As an outcome of it, loans amounting to Rs.248.75 cr

was sanctioned out of which Rs.199.70 cr was disbursed to 13,126 SHGs till 31 March 2020.

WAY FORWARD

Under EShakti, the ultimate objective is to digitize all active SHGs in the country in an incremental

manner. As the EShakti project achieves scale and momentum, updation of data on real time basis

and utilizing the data for credit enhancing become the most important aspects for the success of the

project.

Forging tie-ups and collaboration with banks, NRLM/ SRLMs and other organisations working with

SHGs, are underway to help avoiding duplication of efforts, and promote conservation of resources.

EShakti portal is currently hosting demographic, financial, social and livelihood data of nearly 6.54

lakh SHGs and efforts are taken to make the policy makers, State Government departments, banks,

e-commerce companies, health care companies, etc. to leverage this repository of big data to benefit

the rural populace.

The future strategy will therefore be focused on infusion of technological innovations to establish

EShakti platform as an output oriented, user-friendly and robust “One Stop Solution” on Digitisation

of SHGs.

2.4


COVID-19 PANDEMIC AND ESHAKTI-SHG TALES OF COURAGE

AND COMPASSION

Our EShakti SHG members appear to have exemplified the above quotation. Though the spread of

the COVID-19 virus severely impacted the livelihood of SHG members, this pandemic and the related

challenges inspired many a tales of courage and compassion from every corner of our country. SHG

members found a greater meaning and purpose of life during the testing times by not only pursuing

economic activities of their own but also by helping our society by providing food, grocery, clothes,

necessary items and COVID 19 preventive kits. As on date, lakhs of Handmade Masks, PPE Kits,

Litres of Disinfectant and Sanitisers, Handwash, Food-items, Grocery kits and scores of other useful

items are being produced to combat the raging COVID-19 crisis.

All NABARD Regional Offices implementing EShakti project, are playing a leading Role to facilitate

the above SHG efforts in partnership with Implementing Agencies, State/ District Administrations,

State Rural Livelihood Missions, Channel Partners etc. under the Anti COVID-19 EShakti SHG Drive.

In its endeavour to leverage EShakti platform that hosts financial, social, demographic and livelihood

data of lakhs of EShakti SHGs across the country, NABARD sent a series of “COVID-19, Stay Safe”

Health Advisory SMS, to all its members including the Animators working in the field. Around 40 lakh

such SMS in English and vernacular languages have helped disseminate awareness on preventing/

curbing COVID-19 spread in the country.

The Mega Anti COVID-19 Drive run by SHG members across the length and breadth of our country,

has scripted a Golden Chapter in the History of Mankind.

“Temper us in fire, and we grow stronger. When we suffer, we survive.”


3. SHG BASED LIVELIHOOD INTERVENTIONS OF NABARD

Realising the hard truth that millions of poor people do not have access to and means for earning

livelihoods and that the most important role of microfinance is poverty alleviation through creation of

livelihoods, NABARD, the torchbearer of microfinance and financial inclusion, has been leading from the

forefront in skill and capacity building of the poor and creating an enabling environment for promotion

of livelihoods.

NABARD has pioneered the Self Help Group-Bank Linkage Programme, the world’s largest microfinance

initiative, which is savings led, women centric and self-managed, popularly known as SHG- BLP. With

a modest beginning of 500 SHGs in 1992, the programme has now reached a staggering one crore

SHGs covering more than 12 crore poor households across the country as on 31 March 2020.

However, despite the success of the SHG-BLP which enabled millions of SHG members to have

access to savings and credit, their graduation to the next level of livelihood opportunities was not

happening. While looking into the reasons, it was observed that the SHG members not only lacked

vocational skills but were also ill equipped to deal with the whole gamut of issues involved in pursuing

meaningful livelihoods. Also that, enabling them for taking up income generating activities involved

intensive training and hand holding on various aspects like potential, demand, market tie ups, finance,

management, entrepreneurship etc. to manage their enterprises.

NABARD has been continuously making efforts to address these issues and support SHG members

in setting up and managing successful enterprises for livelihood, through implementation of two skill

development and capacity building programmes, viz. MEDP and LEDP.

MICRO ENTERPRISE DEVELOPMENT PROGRAMME (MEDP)Launched in 2006, MEDP is in implementation for more than a decade now. The main objective of

the programme is to enhance the capacities of participants through appropriate skill up-gradation in

existing or new livelihood activities in farm or non-farm activities and enrich knowledge of participants

on enterprise management, business dynamics and rural markets. The programme has found favour with

many and as on 31 March 2020, more than 5 lakh SHG members were trained through around 17,700

MEDPs.

However, Impact Evaluation studies conducted to assess the programme revealed limited impact of

skill upgradation training alone on livelihood creation of SHG members. Further, it was observed that, to

There is nothing so degrading as the constant anxiety about one's means of livelihood.- W. Somerset Maugham

Drafted by Smt Didla Sumana, AGM


attain optimum benefit out of MEDPs, these programmes have to be organized in clusters with provision

for refresher training, backward & forward linkages and handholding & escort supports.

LIVELIHOOD AND ENTERPRISE DEVELOPMENT PROGRAMME (LEDP)A felt need for new approach, which ensures end to end solutions with participative and mutual support

through collectivization in cluster mode and with strong focus on outcomes, led to the launch of

Livelihood and Enterprise Development Programme. LEDP was initiated on a pilot basis in December

2015 with a view to create sustainable livelihoods among SHG members and to obtain optimum benefit

from skill upgradation.

LEDP is a holistic intervention mechanism conceived to take care of the entire ecosystem required for

livelihood promotion. It envisaged conduct of livelihood promotion in both farm and off-farm activities

under project mode in clusters in contiguous villages, with a provision for intensive training for skill

building, refresher training, backward-forward linkages, handholding and escort support for credit

linkage. This also encompasses the complete value chain and offers end-to-end solutions to the SHG

members.

SALIENT FEATURESThe broad objectives are to identify suitable livelihood activities through participatory approach,

to enhance the capacities of SHG members through identifying the skill gaps and appropriate skill

upgradation, to enhance the income levels of SHG members by improving/ acquiring of skills to take

up livelihood activities with credit support of banks, to develop a shared vision of change, enhance

capacity of SHG members for managing their enterprise, business development and marketing, to

provide mentoring services and handholding support for ensuring that trained SHG members establish

their livelihood ventures successfully.


LEDP projects are implemented through SHPIs (PIAs), who have had close association with the SHGs

and good relations with communities in the identified project area. The Programme Implementation

Agency (PIA) in association with or under the guidance of Resource Agency will conduct mapping in the

project area of the existing skills, required skills, raw material, local consumption, marketing avenues and

extension support to identify suitable livelihood activities, which can be undertaken by SHG members

with suitable intervention. Need assessment will be finalized through interaction with SHG members/

their family members on RRA (Rapid Rural Appraisal) basis. Local bank branches/ Lead Bank officers

will be taken on board.

All SHGs fulfilling the criterion of “panchasutra” and credit linked for at least six months are eligible for

the LEDP. The project will cover minimum of 15 to 30 SHGs in cluster of contiguous villages, where

from, 5 to 6 SHG members from each SHG will be selected. SHG members showing promise to take

up the livelihood activity are only carefully identified and selected, including persons among them willing

and capable to start demonstration unit, who will be groomed to function as Community Resource

Persons. The skill training is provided in batches of 25- 30 members.

The project period will generally be one year after the last set of trainees are provided training. The

project cost is kept flexible subject to the cost broadly not exceeding R4,300/-per person in respect of

activities in Agriculture and Allied sector and R5,600/-per person in respect of NFS/ handicraft activities.

The initial intensive training may be followed up with refresher training to resolve the implementation

problems/ issues being faced by SHG members. Along with the training, a demonstration unit of the

livelihood activity in Agriculture & Allied sector to be used for hands on training/ learning to the identified

SHG members, may be considered.


In the post training period, the trainees will be provided mentoring and other escort and support services

by the SHPIs or through identified Resource Agencies like NGOs, Corporates, KVKs, Agriculture

Universities, Marketing Agencies etc. for getting higher credit doses either through existing SHG or

through individual / JLG mode, guidance and credit counselling, sourcing of technical knowhow and raw

material, packaging guidance, design and marketing tie-up.

Within a short span of just over 4 years of its existence, the Livelihood and Enterprise Development

Programme has proved to be an efficient and effective intervention in livelihood promotion of thousands

of poor SHG members. As on 31 March 2020, more than 89,000 SHG members have been supported

through around 780 LEDPs. A few of the success stories that have brought smiles and light into the

gloomy lives of several women through these livelihood initiatives are presented in the ensuing pages.

We must not rest until right livelihood is within reach of every human being upon this earth. We all have a role to play in achieving this goal.~Agnivesh


4. PROGRESS OF SHG-BLP4.1 The SHG Bank Linkage Programme (SHG-BLP), launched in 1992 as a pilot

project has grown in reach and fold to become the worlds’ largest community

based micro finance programme covering nearly 12.40 crore households as on

31 March 2020, providing social, economic and financial empowerment to the

rural poor especially the women. Microfinance initiatives have played a major

role in making credit accessible to the unbanked rural women thereby bringing

them within the SHG-BLP fold on a continuous basis and contributing to a

reduction in the gender gap in access to financial services. As per the Global

Findex Database 2017 of World Bank, India’s gender gap in financial inclusion

reduced by 14 percentage points in three years from 20% in 2014 to 6% in

2017. This gender gap may get further reduced as there was a net addition of

2.3 lakh savings linked SHGs during 2019-20. A sizeable number of SHGs

have been added during the year in states like Andhra Pradesh, Assam, Bihar,

Haryana, Jharkhand, Jammu and Kashmir, Kerala, MP, Maharashtra, Nagaland,

Odisha, Uttarakhand, etc. This indicates the need for connecting the poor

households in poverty dominated states with the development process through

SHG-BLP. The number of new SHGs added every year has been declining in

some states mainly for reasons such as saturation in potential areas for formation

of new SHGs, data sanitization by banks, and restricted operations of Self Help

Promoting Institutions (SHPIs) to form SHGs after introduction of NRLM/SRLM.

NRLM, taking the lead in formation and capacity building of SHGs in rural India,

accounted for 57.89 lakh SHGs, a jump of 3.75 per cent during the year with a

net addition of 2.09 lakh SHGs under its fold. The domain of SHGs consists of

86.2 per cent women groups and is the mainstay programme for empowerment

of the poor rural women in the country. Table 4.1 gives an account of savings,

credit disbursement and credit outstanding of total SHGs as well as under

NRLM and NULM during last three years i.e. 2017-18 to 2019-20. The rise of

the annual growth rate in bank loan outstanding as well as its rise in average

loan outstanding per SHG is also indicated. In fact, rising NPAs in SHG loans,

from a 2.1 per cent in 2008 to 7.4 per cent in 2015 was a concern in the sector.

Thereafter, the NPAs started declining from 7.4 per cent (in 2015-16) to 5.19 per

cent in 2018-19 which further declined to 4.92 per cent in 2019-20.

4.2 SHG Bank Linkage programme is an effective intervention in economic up-

liftment and financial inclusion for those at the bottom of the pyramid. A proven

platform initially conceived for increasing the outreach of banking services among

the poor has since graduated to a programme for promotion of livelihoods and

poverty alleviation. All major parameters viz. the number of SHGs with savings

bank accounts, amount of credit disbursed during the year, the bank loans

outstanding as well as the quantum of savings outstanding has shown positive

Drafted by Dr. Ashutosh Kumar, DGM-DEAR & Shri Saad Bin Afroz, AM-DEAR


growth during the past three years (Figure 4.1). The growth in number of SHGs availing bank loan and amount

of institutional credit disbursed to SHGs was 16.6 per cent and 33.2 per cent respectively during 2019-20.

Table 4.1: Progress under SHG-Bank Linkage Programme (2017-18 to 2019-20)(Number in lakh/Amount Rcrore)

Particulars2017-18 2018-19 2019-20

No. of SHGs Amount No. of

SHGs Amount No. of SHGs Amount

SHG Savings with Banks as on 31st March

Total SHG Nos.87.44

(1.95%)19592.12(21.59%)

100.14(14.52%)

23324.48(19.05%)

102.43(2.29%)

26152.05(12.12%)

All women SHGs73.9

(0.94%)17497.86(22.51%)

85.31(15.44%)

20473.55(17.01%)

88.32(3.53%)

23320.55(13.91%)

Percentage of Women 84.51 89.31 85.19 87.78 86.22 89.17

Of which NRLM/SGSY41.84

(11.76%)10434.03(38.15%)

55.8(33.37%)

12867.18(23.32%)

57.89(3.75%)

14312.7(11.23%)

% of NRLM/SGSY Groups to Total

47.85 53.26 55.72 55.17 56.52% 54.73%

Of which NULM/SJSRY4.25

(-22.10%)1350.8

(19.87%)4.39

(3.29%)1614.42

(19.52%)4.69

(6.83%)1523.57(-5.63%)

% of NULM/SJSRY Groups to Total

4.86 6.89 4.38% 6.92% 4.58% 5.83%

Loans Disbursed to SHGs during

the year

Total No. of SHGs extended loans

22.61(19.13%)

47185.88(21.67%)

26.98(19.33%)

58317.63(23.59%)

31.46(16.60%)

77659.35(33.17%)

All women SHGs20.75

(20.92%)44558.74(23.42%)

23.65(13.98%)

53254.04(19.51%)

28.84(21.95%)

73297.56(37.64%)

Percentage of Women Groups

91.78 94.43 87.66 91.32 91.67% 94.38%

Of which NRLM/SGSY 12.7

(43.41%)25055.18(44.52%)

16.49(29.84%)

33398.93(33.30%)

20.49(24.26%)

52183.73(56.24%)


56.2 53.1 61.12 57.27 65.13% 67.20%


(0.17%)2424.07(-9.41%)

1.29(21.70%)

3419.58(41.07%)

1.59(23.26%)

3406.22(-0.39%)

% of NULM/SJSRY Groups to Total

4.71 5.14 4.78 5.86 5.05% 4.39%

Loans Outstanding

against SHGs as on

31 March

Total No. of SHGs linked50.2

(3.55%)75598.45(22.76%)

50.77(1.14%)

87098.15(15.21%)

56.77(11.82%)

108075.07(24.08%)

No. of all Women SHGs linked

45.49(6.20%)

70401.73(24.73%)

44.61(-1.93%)

79231.98(12.54%)

51.12(14.59%)

100620.71(27.00%)

Percentage of Women SHGs

90.62 93.13 87.87 90.97 90.05% 93.10%

Of which NRLM/SGSY 27.93

(12.13%)38225.29(27.44%)

32.85(17.62%)

54320.91(42.11%)

36.89(12.30%)

67717.07(24.66%)


55.63 50.56 64.7 62.37 64.98% 62.66%


(-8.58%)5350.63

(29.45%)2.25

(-22.41%)4110.73

(-23.17%)2.67

(18.67%)5466.87

(32.99%)% of NULM/SJSRY Groups to Total

5.79 7.08 4.43 4.72 4.70% 5.06%

Figures in parentheses indicate increase/decrease over the previous year


87.4

4

19.5

9

22.6

1

47.1

8

50.2

75.6

0

100.

14

23.3

2

26.9

8

58.3

2

50.7

7

87.1

102.

43

26.1

5

31.4

6

77.6

6

56.7

7

108.

07

2017 18 2018 19 2019 20

No. of SHGs with SavingsLinkage

Amount of SavingsOutstanding

No. of SHGs availed Loansduring the year

Amount of Loan Disbursedduring the year

No. of SHGs with LoanOutstanding

Amount of LoanOutstanding

2017 18 87.44 19.59 22.61 47.18 50.2 75.60

2018 19 100.14 23.32 26.98 58.32 50.77 87.1

2019 20 102.43 26.15 31.46 77.66 56.77 108.07

87.4

4

19.5

9

22.6

1

47.1

8

50.2

75.6

0

100.

14

23.3

2

26.9

8

58.3

2

50.7

7

87.1

102.

43

26.1

5

31.4

6

77.6

6

56.7

7

108.

07

2017 18 2018 19 2019 20

4.3 Progress of Saving Linked SHGs with Banks (2017-18 to 2018-19)

The banks have reported an addition of 2.3 lakh savings linked SHGs at all

India level registering a marginal growth of 2.3 per cent during the year 2019-

20 compared to 14.5 in 2018-19. Among the different regions, Central Region

registered the highest growth of 6.8 per cent followed by North Eastern Region

(6.4 per cent), Western Region (6.1 per cent), Eastern Region (5.9 per cent)

and North Region (5.2 per cent). Southern Region recorded a decline of 3.8

per cent. Among the states/UTs, Chandigarh, Haryana, Jammu & Kashmir,

Himachal Pradesh, Nagaland, Arunachal Pradesh, Jharkhand, Madhya Pradesh,

Uttarakhand, Maharashtra and Andhra Pradesh registered a good growth of

SHGs while states/UTs like Pudducherry, Tamil Nadu, Goa, Gujarat, Karnataka,

Manipur and New Delhi registered a negative growth of SHGs leading to decline

in absolute number of SHGs in such states for the year 2019-20. The decline in

savings accounts of SHGs is mainly due to data sanitization, closure of dormant

accounts, reporting errors, and change in the SHG Bank Linkage model for

example SHGs shifting to linkage through Banking Correspondents.

As regards, the regional share of SHGs during the year 2019-20, Southern

Region accounted for major share with 36 per cent, followed by Eastern Region

(27.4 per cent), Western Region (14.4 per cent), Central Region (11.1 per cent)

and Northern Region (5.6 per cent). The North Eastern Region had the lowest

share of 5.4 % of total SHGs in the country. In terms of number of SHGs, the

share of Southern Region receded to 36% in 2019-20 from almost 48.3% in

2014-15 registering a decline by more than 12 percentage points. The state-

wise details of number of SHGs are given in Statement IIA.

Figure 4.1: Progress of SHG-BLP (2017-18 to 2019-20)

No. of SHGs in lakhAmount in R 000 crore


Table 4.2: Region-wise progress of Saving Linked SHGs with Banks (2017-18 to 2019-20)

(Amt. in RLakh)

Sr. No.

Regions2017-18 2018-19 2019-20

No. of SHGsSavings- Amount

No. of SHGs

Savings- Amount

No. of SHGs

Savings - Amount

A Northern Region 478883 49293.91 548624 62452.82 577122 59549.73

B North Eastern Region 485591 32207.59 523469 40407.05 556899 48140.55

C Eastern Region 2130997 441803.18 2654358 601154.88 2811130 664332.73

D Central Region 902222 95385.11 1062759 133230.00 1135083 171217.00

E Western Region 1097448 124694.93 1388615 205275.15 1473853 201880.14

F Southern Region 3649296 1215826.80 3836418 1289928.25 3689236 1470084.74

Total 8744437 1959211.52 10014243 2332448.15 10243323 2615204.89

4.4 Savings Outstanding with SHGs

A robust savings outstanding of an SHG is its strength as it can meet exigencies of its members

through internal lending as well as can source a bank loan for a suitable investment plan. The

savings outstanding of SHGs as on 31 March 2020 reached an all-time high of R26,152 crore,

registering a growth of 12.1 per cent over the year 2018-19. Further, the average savings per

SHG also increased by 9.6 per cent during 2019-20 from R23,291 in the year 2018-19 to

R25,531 indicating an improvement by almost 6 percentage points. The average savings was

highest in Southern Region (R39,848) while it was least in North Eastern Region (R8,644) and

Northern Region (R10,318) (Fig 4.3). Southern states have a sizeable number of matured SHGs

that contribute higher amount of monthly savings leading to higher average savings rate, whereas

in North Eastern States and other priority states, the average savings are low. States that have

added more number of new SHGs during the year have recorded decline in average savings

during the year. The highest increase in average saving was observed in Central Region (20.3 per

cent), followed by Southern Region (18.5 per cent) and North Eastern Region (12 per cent). The

Northern and Western Region have observed a decline in average savings per SHG by 9.4 and 7.3

percent respectively. The state-wise savings outstanding position is given in Statement IIA.

Fig 4.2: Regional Distribution of Savings linked SHGs (% share)


4.5 Credit Disbursement by Banks

During 2019-20, 30.7% of the total SHGs, the highest number of SHGs ever, were

provided with institutional credit in a single year. On the whole, Banks disbursed R77,659

crore loans to 31.46 Lakh SHGs during the year, as compared to R58317crore loans

to 26.98 lakh SHGs during 2018-19. As regards regional performance with respect to

credit linkage, Southern Region outperformed all regions with 44.4 per cent of credit

linked SHGs followed by Eastern (40 per cent), Western (11.8 per cent), and Northern

Region (10.9 per cent) and Central region (9.8 per cent) (Figure 4.4.). The North

eastern region continued to record the lowest credit linkage of 6.8 per cent of the total

SHGs. At the all India level, the credit linkage was 30.7 per cent in 2019-20 as against

26.9 per cent in 2018-19 thereby recording an increase of 3.8 percentage points. One

in every three SHGs in Southern Region and Eastern Region have availed bank loan

during the year whereas in other regions the credit linkage of SHGs was much less

ranging between 6.8 per cent in NE region to 11.8 per cent in Western Region. This is

indicative of low level of repeat finance in the states in Northern, North Eastern, Central

and Western Regions calling for sensitization of bankers once again towards SHG

Bank linkage programme especially by their Corporate and Local Controlling Offices.

Fig 4.3 Region Wise Average Saving Per SHG (R)


As far as states are concerned, credit linkage of SHGs during the year was high in

southern states like Telangana, Andhra Pradesh, Karnataka and Tamil Nadu (Fig 4.5).

Some of the states like Jammu & Kashmir, West Bengal and Bihar also recorded

high credit linkage during the year. Low credit linkage in North Eastern states and

some priority states like Uttar Pradesh, Gujarat, Assam, Rajasthan, Madhya Pradesh,

Uttarakhand remains a concern. In states like Kerala, Odisha, Karnataka etc. the number

of SHGs provided with bank loan during 2019-20 was lesser than the previous year.

On the other hand, more number of SHGs were provided bank loan during 2019-20 as

compared to 2018-19 in states like West Bengal, Andhra Pradesh, Madhya Pradesh,

Jharkhand, Maharashtra, Haryana, North Eastern States etc.

During 2019-20, about R77,659 crore of bank loans were disbursed as against

R58,318 crore in 2018-19 registering a growth of 33.2%. All regions witnessed a

rise in loan disbursement, auguring well for the SHG movement. The dominance of

Southern Region in disbursement of bank loans to SHGs continued during 2019-

20 also. Southern Region accounted for more than half (52.01 per cent) of the total

number of SHGs availing credit during 2019-20 across the country and almost three-

fourths (70.62 per cent) of the total credit disbursed to SHGs.

The average loan disbursement per SHG during 2019-20 was higher at R2.47 lakh as

against the average SHG loan of R2.16 lakh during 2018-19 registering a growth of

14.35 per cent. Southern Region however continued to have the distinction of having

the highest per SHG average credit disbursement of R3.35 lakh with a rise of 15 per

cent over previous year’s disbursement of R2.91 lakh per SHG (Table 4.3 & Fig 4.6).

All regions recorded an increase in loan per SHG. North Eastern Region (43 per cent),

Fig 4.4 Region-wise Credit Linkage of SHG(%):- 2017-18 to 2019-20

NorthernRegion

North EasternRegion Eastern Region Central Region Western Region Southern

Region Al India05

101520253035404550

NorthernRegion

North EasternRegion Eastern Region Central Region Western Region Southern

Region Al India

2017 18 10.8 7.2 33.8 7.7 11.7 34.4 25.9

2018 19 10.2 5.2 34.3 8 10.6 38.6 26.9

2019 20 10.9 6.8 40.0 9.8 11.8 44.4 30.7

05

101520253035404550

2017 18 2018 19 2019 20


Fig 4.5: State wise Credit Linkage of SHGs 2019-20 (%)

Eastern Region (20.69 per cent), Northern Regions (20.15 per cent), Central region

(10.67 per cent) and Western region (13.73 per cent) also recorded a rise in the

average credit disbursement during 2019-20 as compared to the previous year. The

number of SHGs availing bank loan, total amount of credit disbursed by banks and the

average credit disbursement to SHGs in different Regions during past three years are

shown in Table 4.3. The state-wise position of bank loans disbursed to SHGs during

2019-20 is given in Statement II B.

13.813.112.412.3

11.110.4

9.49.3

8.68.0

7.26.4

5.34.24.14.13.8

2.82.6

0.9

MaharashtraMadhya Pradesh

SikkimPuducherry

RajasthanMizoram

Himachal PradeshMeghalaya

UttarakhandGoa

TripuraAssamPunjab

NagalandGujarat

A & N Islands (UT)Uttar PradeshLakshadweep

Arunachal PradeshNew Delhi

Credit Linkage of SHGs 2019 20 (%)

63.863.3

61.951.7

36.333.3

30.721.6

20.318.718.5

16.614.714.413.8

13.112.412.3

11.110.4

9.49.3

8.68.0

7.26.4

5.34.24.14.13.8

2.82.6

0.9

0.0 10.0 20.0 30.0 40.0 50.0 60.0 70.0

TelanganaWest Bengal

Andhra PradeshKarnataka

Jammu & KashmirBihar

All IndiaJharkhand

OrissaKerala

Tamil NaduChhattisgarh

HaryanaManipur

MaharashtraMadhya Pradesh

SikkimPuducherry

RajasthanMizoram

Himachal PradeshMeghalaya

UttarakhandGoa

TripuraAssamPunjab

NagalandGujarat

A & N Islands (UT)Uttar PradeshLakshadweep

Arunachal PradeshNew Delhi

Credit Linkage of SHGs 2019 20 (%)


50,000

100,000

150,000

200,000

250,000

300,000

350,000

400,000

North Eastern Northern Central Western Eastern Southern All India

2017 18 102,010 104,320 80,732 120,257 126,165 279,454 208,683

2018 19 107,070 112,056 84,805 125,832 131,638 290,750 216,119

2019 20 153,128 134,637 93,856 143,112 158,883 335,152 246,851

50,000

100,000

150,000

200,000

250,000

300,000

350,000

400,000

2017 18 2018 19 2019 20

Table 4.3: Region-wise Status of Bank Loan Disbursed to SHGs during 2017-18 to 2019-20

(Total loan disbursed in r Lakh; Average loan disbursed in R per SHG)

Regions

2017-18 2018-19 2019-20

No. of SHGs

Total Loans

Disbursed

Average Loan

Disbursed

No. of SHGs

Total Loans

Disbursed

Average Loan

Disbursed

No. of SHGs

Total Loans

Disbursed

Average Loan

Disbursed

North Eastern 35,017 35,721 1,02,010 27,086 29,001 1,07,070 37,807 57,893 1,53,128

Northern 51,800 54,038 1,04,320 55,922 62,664 1,12,056 62,905 84,694 1,34,637

Central 69,295 55,943 80,732 85,135 72,199 84,805 1,11,074 1,04,249 93,856

Western 1,28,973 1,55,099 1,20,257 1,46,674 1,84,565 1,25,833 1,74,218 2,49,327 1,43,112

Eastern 7,20,444 9,08,950 1,26,165 9,09,375 11,97,079 1,31,638 11,23,517 17,85,075 1,58,883

Southern 12,55,603 35,08,834 2,79,454 14,74,208 42,86,256 2,90,750 16,36,481 54,84,696 3,35,152

All India 22,61,132 47,18,587 2,08,683 26,98,400 58,31,763 2,16,119 31,46,002 77,65,935 2,46,851

Among the major states, the average credit disbursement per SHG increased in Andhra Pradesh,

Kerala, Tamil Nadu, Goa, Gujarat, Assam and Rajasthan whereas it declined in Punjab, Nagaland,

Andaman and Nicobar Islands and Madhya Pradesh. The state-wise and region-wise average credit

disbursement per SHG during 2018-19 and 2019-20 is presented in Figure 4.7.

4.6 Credit Outstanding

The year 2019-20 also saw a marked improvement in the number of SHGs having loan amount

outstanding registering a growth of 11.8 percent as against 1.1 percent in 2018-19. As of 31 March

2020, 56.77 lakh SHGs (55.4% of total SHGs) were having credit outstanding of R1,08,075 crore as

against 50.77 lakh SHGs (50.7 per cent) with credit outstanding of R87,098 crore during 2018-19,

Fig 4.6 Region wise Avg Loan disbursed (R)- 2017-18 to 2019-20


recording a modest 11.8 per cent per cent increase in number of SHGs and 24 per cent

increase in the amount of loan outstanding during the year (Table 4.4). The rise in the amount

of loan outstanding with SHGs is mainly due to increased credit disbursement during the

year. As compared to the previous year, there is considerable increase in the overall number

of SHGs having bank loan outstanding at the end of March 2020. Inter region and intra

region disparities are perceptible in both number of SHGs having loan outstanding as well

as the quantum of loan outstanding during the year. Against 55.4 per cent SHGs having

loan outstanding at all India level, Southern Region has maximum concentration with 76.4

per cent, followed by Eastern Region (69.5 per cent) and Central region (31.2 per cent). All

other Regions have low credit penetration to SHGs as evinced from Fig 4.8

Fig 4.7: State-wise Average Loan per SHG

Table 4.4: Region wise SHGs having Loan Outstanding (as on 31 March 2020)

Sr. No Region Total no of SHG No. of SHGs having loan O/sSHGs having loan

O/s (%)

1 Northern Region 5,77,122 1,33,515 23.1

2 North Eastern Region 5,56,899 1,31,006 23.5

3 Eastern Region 28,11,130 19,55,112 69.5

4 Central Region 11,35,083 3,54,466 31.2

5 Western Region 14,73,853 2,84,109 19.3

6 Southern Region 36,89,236 28,18,863 76.4

7 All India 102,43,323 56,77,071 55.4

0

50000

100000

150000

200000

250000

300000

350000

400000

450000

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100000

150000

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250000

300000

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400000

450000

Hary

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Him

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2018 19 Avg Loan per SHG ( ) 2019 20 Avg Loan per SHG ( .)


Among the states, only Telangana has a higher density of credit linkage of SHGs. Many

of the SHGs in Telangana have bank loan under Cash Credit, investment credit and

state government loan schemes which lead to more number of loan accounts than the

number of SHGs in the state. High rate of loan outstanding in southern states, Bihar

and West Bengal, etc. was owing to wider credit coverage of SHGs having credit

linkage during past 2-3 years. Credit coverage was lower in certain smaller states

and North Eastern states. However, major states like Maharashtra, Gujarat, Rajasthan,

Madhya Pradesh, and Tamil Nadu also have relatively low credit linkage of SHGs as on

31 March 2020. This percentage was lowest amongst the smaller states in Nagaland

(11.1 per cent) and among larger states in Punjab (15.4 per cent).

4.7 NPAs in SHG-BLP

NPAs under bank loans to SHGs as on 31 March 2020 were 4.92 per cent as compared

to 5.2 per cent as on 31.03.19 (Table 4.5). Though NPA has declined marginally by

0.28 percentage points yet the rise in absolute level of NPA amount in recent years is a

cause for concern. It had increased by 17.6 per cent from R4,524 crore in 2018-2019

to R5,321 crore as on 31 March 2020.

Fig 4.8: Region-wise Distribution of SHGs Availed Bank Loan during 2019-20

20 0

40.0

60.0

80.0

100.0

120.0

NorthernRegion

NorthEasternRegion

EasternRegion

CentralRegion

WesternRegion

SouthernRegion All India

SHGs having loan O/s (%) 23.1 23.5 69.5 31.2 19.3 76.4 55.4

% share of Disbursement 1.09 0.75 22.99 1.34 3.21 70.63 100.00

0.0

20.0

40.0

60.0

80.0

100.0

120.0


Fig 4.9 Regionwise NPA as % to Loan O/s

Table 4.5: Region-wise NPA Level (per cent) during 2018-19 & 2019-20

2018-19 2019-20

Sr. NoAmount of Gross

NPAs (RLakh)NPA as percent

to Loan o/sAmount of Gross

NPAs (RLakh)NPA as percent

to Loan o/s

1 Northern Region 20,607.80 20.74 21,206.67 17.35

2 NE Region 27,500.92 33.08 26,914.18 26.08

3 Eastern Region 85,786.01 5.19 1,01,495.28 4.46

4 Central Region 61,315.44 30.59 56,612.66 25.15

5 Western Region 30,574.16 12.39 33,564.66 11.07

6 Southern Region 2,26,616.72 3.53 2,92,376.97 3.76

7 All India 4,52,401.05 5.19 5,32,170.42 4.92

As regards NPAs at regional level, the southern region has the maximum bank loan

disbursement and maximum credit linkage of SHGs, and has seen an increase in the

NPA level to 3.76 per cent from the previous year level of 3.53 per cent (Fig 4.9).

All other Regions had the NPA level higher than the all India level of 4.92 per cent

except the Eastern Region. North East Region has the highest NPA level of 26.08 per

cent which has decreased by 7 percentage points during 2019-20. Eastern Region

and Western Region has successfully reduced the NPA level during the year by 0.73

and 1.32 percentage points respectively. The overall NPA position in Eastern Region

declined to 4.46 per cent in 2019-20 from 5.19 per cent in 2018-19. Fall in the Gross

NPA amount was also observed in other states like Arunachal Pradesh, Meghalaya,

Maharashtra, Tripura, Gujarat, Haryana and Punjab. This is indicative of better recovery

of bank loans to SHGs in these states.

0

5

10

15

20

25

30

35

NorthernRegion

NorthEasternRegion

EasternRegion

CentralRegion

WesternRegion

SouthernRegion All India

2017 18 22.12 19.58 7.17 24.7 13.43 4.46 6.12

2018 19 20.74 33.08 5.19 30.59 12.39 3.53 5.19

2019 20 17.35 26.08 4.46 25.15 11.07 3.76 4.92

0

5

10

15

20

25

30

35


Among the states, maximum NPA level was witnessed in Uttar Pradesh (42.97 per cent),

Haryana (38.8 per cent), Tripura (30.9 per cent), Assam (27.9 per cent), Uttarakhand

(27.0 per cent) and Arunachal Pradesh (24.3 per cent) (Fig 4.10). All these states were

having high NPA level during the previous year and their NPA level has declined during

the year 2019-20. The state-wise status of NPAs in bank loans to SHGs is given in

Statement VI.

4.8 Agency-wise distribution of SHG Bank Linkage Programme

Recognizing the importance of financial inclusion in overall economic development

of people, the banking sector has been proactive in expanding microfinance through

expansion of savings and credit linkage of SHGs. Commercial Banks by virtue of their

vast network took the lead in Self Help Group Bank Linkage Programme (SHG-BLP).

More than half (54.7 lakh, 53.4 per cent) of the SHGs in the country maintain their

savings account with the Commercial Banks. During 2019-20, the share of Commercial

Banks in terms of saving linked SHGs decreased marginally from 54.7 per cent (2018-

19) to 53.4 per cent and it accounted for 59.9 per cent of the savings outstanding

of SHGs (Table 4.6). On the other hand, 32.6 Lakh (31.8 per cent) SHGs maintain

their savings bank account with RRBs. During the year 1.8 lakh SHGs have been

savings linked with RRBs. SHGs associated with RRBs have savings outstanding of

R7,811 crore making up for 30 per cent of the total savings outstanding under SHG-

BLP. RRBs recorded a decrease of 4.16 per cent in their average savings outstanding

per SHG during 2019-20 (Table 4.7). The cooperatives continued with their subdued

performance under SHG-BLP with 14.7 per cent SHGs and 10.2 per cent of savings

outstanding. Bank-wise status of savings outstanding of SHGs as on 31 March 2020

is given in Statement IA.

Fig 4.10 State wise NPA as % to total Loan Outstanding

0

10

20

30

40

50

60

70

80

0

10

20

30

40

50

60

70

80

As on 31.03.19 NPA as % to Loan OS As on 31.03.2020 NPA as % to Loan OS


Table 4.6: Agency-wise status of SHG-BLP in 2019-20

(Amount Rlakh)

Category of Agency

Total Savings of SHGs with Banks as on 31 March 2020

Loans disbursed to SHGs by Banks during 2019-20

Total Outstanding Bank Loans against SHGs as

on 31.03.2020NPAs as on 31.03.2020

No. of SHGs

Savings Amount

No. of SHGs

Loans disbursed

No. of SHGs

Loan Outstanding

Amount of Gross NPA

NPA (percent)

Commercial Banks 54,73,833 15,66,217.93 17,96,099 48,43,108.56 32,94,643 71,21,582.37 3,60,466.90 5.06% Share 53.44 59.89 57.09 62.36 58.03 65.89 67.74Regional Rural

Banks32,61,879 7,81,127.17 10,93,788 24,23,162.23 18,49,225 30,32,101.28 1,32,526.97 4.37

% Share 31.84 29.87 34.77 31.20 32.57 28.06 24.90Cooperative Banks 15,07,611 2,67,859.79 2,56,115 4,99,664.05 5,33,203 6,53,823.59 39,176.55 5.99% Share 14.72 10.24 8.14 6.43 9.39 6.05 7.36Total 102,43,323 26,15,204.89 31,46,002 77,65,934.84 56,77,071 108,07,507.24 5,32,170.42 4.92

Commercial Banks have a robust share in the credit flow to SHGs with disbursement of

R48,431 crore to 17.9 lakh SHGs. During the year loan disbursement by Commercial

Banks increased from R34,492 crore to R48,431 crore registering a growth of 40.4

per cent and an increase of 18.7 per cent of SHGs as compared to the year 2018-19.

RRBs have registered a considerable jump from 30.78 lakh to 32.61 lakh of SHGs

registering a growth of 5.9 percent in number of SHGs and 23.93 per cent in quantum

of loan disbursed to SHGs during 2019-20. Cooperative banks have extended credit

of R4,996.6 crore to 2.56 lakh SHGs during this period recording an increase of

16.9 per cent in the quantum of credit disbursed and an increase of 4.7 per cent in

the number of SHGs respectively as compared to the year 2018-19. This implies an

improvement in the average credit disbursement of loans to SHGs by Cooperatives

during the year (Table 4.7). The average loan disbursement of R2.69 lakh per SHG

by Commercial banks remains the highest during 2019-20. It was significantly higher

(18.3 per cent) than the previous year. RRBs also recorded an increase in the average

credit disbursement during 2019-20 as compared to the year 2018-19.

Commercial Banks have 65.9 per cent of total bank loan outstanding by SHGs as

on 31 March 2020. RRBS and Cooperative banks have 28.1 and 6.0 per cent share

respectively (Table 4.6). The average loan outstanding also remains the maximum

in the case of Commercial Banks and least for the Cooperative Banks (Table 4.7).

Cooperative banks have recorded 12.0 per cent jump in average loan outstanding

during the year as compared to 12.7 and 6.1 per cent in case of Commercial Banks

and RRBs respectively. Bank-wise details of loans outstanding at the end of financial

year 2019-20 under SHG-BLP are given in Statement IC.


Table 4.7: Agency-wise Average savings, Loan Disbursement and Loan Outstanding (Rper SHG) for 2018-19 & 2019-20

Average Savings of SHGs with Banks

Average Loans disbursed to SHGs by Banks

Average Outstanding Bank Loans against SHGs

2019-20 2018-19 Change (%)

2019-20 2018-19 Change ((%)

2019-20 2018-19 Change (%)

Commercial Banks

28,613 24,175 18.36 2,69,646 2,27,988 18.27 2,16,156 1,91,786 12.71

Regional Rural Banks

23,947 24,986 -4.16 2,21,539 2,07,826 6.60 1,63,966 1,54,500 6.13

Cooperative Banks

17,767 16,398 8.35 1,95,094 1,74,620 11.72 1,22,622 1,09,471 12.01

Total 25,531 23,291 9.62 2,46,851 2,16,119 14.22 1,90,371 1,71,543 10.98

4.9 NPA position in SHG-BLP: Agency wise

The overall NPA rate in bank loan to SHGs was 4.92 percent as on 31.03.20 registering

a fall of 27 basis points from the previous level of 5.19 per cent (Fig 4.11). All categories

of banks have reduced their NPA level during 2019-20. The RRBs have reduced

their NPA level from 4.87 per cent in 2018-19 to 4.37 per cent in 2019-20. Similarly,

Cooperatives have reduced their NPA level from 6.69 per cent in 2018-19 to 5.99 per

cent in 2019-20. Out of the total NPA amount of R5,322 crore, the Commercial Banks

with R3,605 crore accounted for two thirds of the share with an increase of 3.7 per

cent over the previous year (Table 4.6). The absolute level of NPA in case of RRBs was

R1,325 crore in 2019-20 as against R1,274 crore in 2018-19 whereas for Commercial

Banks there was a surge in the absolute NPA amount from 2,897 crore in 2018-19 to

R3,605 crore in 2019-20.

Fig 4.11: NPA Position of Banks (SHG-BLP) during 2017-18 to 2019-20 (per cent)

6.36

%

5.35

%

7.56

%

6.12

%

5.21

%

4.87

%

6.69

%

5.19

%

5.06

%

4.37

%

5.99

%

4.92

%

2017 18 2018 19 2019 20

6.36

%

5.35

%

7.56

%

6.12

%

5.21

%

4.87

%

6.69

%

5.19

%

5.06

%

4.37

%

5.99

%

4.92

%

C O M M E R C I A L B A N K S R E G I O N A L B A N K S C O O P E R A T I V E B A N K S T O T A L

2017 18 2018 19 2019 20


5. MFI - BANKS LINKAGE PROGRAMME

5.1 MFI – Banks Linkage Programme

Micro finance institutions have expanded the frontiers of institutional finance and have brought the

poor, especially poor women, into the formal financial system and enabled them to access credit

and fight poverty. Though some significant strides have been made in upscaling the reach of micro

finance, it is observed that microfinance has had an asymmetric growth across the country with

diverse rates of interest being charged to the members, which are areas of concern.

As per Sa Dhan Report 2019-20, as on 31 March 2020 the combined micro credit portfolio

(i.e. total loan outstanding) of 191 lenders is R2,28,669 crores of which NBFC- MFI (86) and Non

Profit MFIs (30) together has share of R76,674 crore (33.53%). Both NBFC-MFIs and Non Profit

MFIs had registered 38% year on year growth during 2019-20.

Taking into consideration the important role played by MFIs in delivering credit to those in the

bottom of the economic pyramid and enable them to play their assigned role in a growing economy,

the Reserve Bank of India (RBI), in its 4th Bi-Monthly Monetary Policy Press Conference held on

04 October 2019 has increased the household income limit for borrowers of NBFC – MFIs from

R1.00 lakh to R1.60 Lakh for rural and from R1.25 lakh to R2.00 lakh for urban areas. Further, the

lending cap for eligible borrowers has been raised to R1.25 lakh, against the earlier limit of R1 lakh,

to improve credit availability in rural and semi-urban areas.

The decision is expected to improve the flow of credit to the economically weaker sections of

the society. The increase in household income limit will also allow banks to classify more loans

as “microfinance” on their books, allowing more liquidity being made available to NBFC-MFIs.

Normally, banks purchase microfinance loans from smaller lenders to ensure that their priority

sector loan requirement is met.

On March 27, 2020, the RBI permitted all commercial banks (including regional rural banks, small

finance banks and local area banks), co-operative banks, all India Financial Institutions, and NBFCs

(including housing finance companies and microfinance institutions) to allow a moratorium of three

months on payment of instalments in respect of all term loans outstanding as on March 1, 2020. In

view of the extension of the lockdown and continuing disruptions on account of COVID-19, it has

been decided to permit lending institutions to extend the moratorium on term loan instalments by

another three months, i.e., from June 1, 2020 to August 31, 2020.

“Microfinance stands as one of the most promising and cost-effective tools in the fight against global poverty.”

Drafted by Shri Rajesh R Bhosle, AGM


5.2 Progress under MFI/ MFO-Bank Linkage Programme

The Progress under MFI-Bank linkage programme during the last 3 years is shown in

Table 5.1:

Table 5.1: Progress under MFI/ MFO-Bank Linkage

(Amount RCrore)

Particulars 2017-18 2018-19 2019-20

No. of

accountsAmount

No. of

accountsAmount

No. of

accountsAmount

Loans disbursed by

banks/FIs to MFIs/ MFOs1922 25515.23 1933 14625.95 4762 20225.99

Loans outstanding

against MFIs/MFOs as on

31 March

5073 32305.92 5488 17760.68 15197 29288.62

Source: Reporting Banks

The agency wise details of loans extended to MFIs are shown in Table 5.2

Table 5.2: Loans to MFIs/ MFOs by Banks/Financial Institutions

Financing Agency

Period

Loans disbursed to MFIs during the year

Loan outstanding against MFIs as on 31 March

No. of loan accounts

Amount(RCrore)

No. of loan accounts

Amount(RCrore)

2017-18 641 22133.60 1962 26039.52

2018-19 340 13645.23 1287 15896.47

2019-20 3621 18626.91 9688 26711.87

Regional Rural Banks

2017-18 13 55.93 358 64.16

2018-19 6 5.16 37 14.50

2019-20 8 13.07 144 28.03

Cooperative Banks

2017-18 1248 38.70 2653 68.51

2018-19 1567 70.56 4080 133.84

2019-20 1117 493.02 5309 515.93

SIDBI

2017-18 20 3287.00 100 6133.74

2018-19 20 905.00 84 1715.87

2019-20 16 1093.00 56 2032.79

Total by all agencies

2017-18 1922 25515.23 5073 32305.93

2018-19 1933 14625.95 5488 17760.68

2019-20 4762 20225.99 15197 29288.62

Source: Reporting Banks

Bank wise details of MFIs financed are given in Statement VII. (In case of abridged version, refer to

enclosed CD for Statements).


5.3 Revolving Fund Assistance / Capital Support to MFIs by NABARD

NABARD had been providing financial assistance to MFIs since 2007-08 by way

of capital/ revolving fund support to help them to extend their outreach to the poor

households and to enable them to leverage commercial borrowings from banks.

However, after the announcement of creation of “India Microfinance Equity Fund”

with SIDBI for the same purpose these supports were discontinued with effect

from 1st April, 2011. The outstanding against capital support provided stood at

R3.59 crore to 08 entities as on 31 March 2020 and the RFA outstanding was

R3.61crore against 2 entities. Agency details are given in statements XI-A and

XI-B. (In case of abridged version, refer to enclosed CD for Statements).

5.4 Refinance to MFIs

NABARD had been providing financial assistance to MFIs by way of Long Term

Refinance support to eligible NBFC-MFIs since 2014-15. As per the NABARD’s

latest Refinance Policy for 2020-21, NBFC-MFIs to avail refinance from NABARD

should be not less than one notch below top grading (i. e. upto MFR2/MF2 or

equivalent) and in case of North-east including Sikkim the grading is relaxed to

2 notches below top grading i.e. upto MFR3. The MFI should be in net profit

during at last three years out of preceding four years for qualifying as eligible for

NABARD’s refinance subject to fulfilling other conditions. The grading should

have been awarded by any SEBI / RBI approved grading agency. During 2019-

20, refinance to the tune of R2460 crore have been disbursed to 16 MFIs.


6. NABARD AS MICROFINANCE FACILITATOR

6.1 NABARD has truly played the role of an enabler in the Microfinance Drive helping it

to evolve rapidly into a global movement dedicated to providing access to a range of

financial services to the financially excluded through various products and delivery

channels in a cost effective and sustainable manner. During 2019-20, NABARD

continued with its role as the facilitator and mentor of microfinance initiatives in

the country through sanction of grant assistance for formation, nurturing and credit

linking of SHGs with the banks, capacity building of various stakeholders through

training, exposure visits, seminars, workshops etc, sanction of LEDPs for promoting

sustainable and holistic livelihood opportunities, commissioning of studies etc.

6.2 Refinance to Banks

NABARD has been extending 100% refinance to banks towards their lending to

SHGs and MFIs to supplement their resources. Total loans issued by banks to

SHGs and the refinance extended by NABARD for such loans is shown in Figure 6.1.

and 6.2 respectively. During 2019-20, NABARD extended refinance to the extent

of R15,434 crore against their SHG lending forming 28% of the total refinance

provided to banks for investment credit, as against R12,885.68 crore disbursed

during the previous year.

Cumulative disbursement of refinance by NABARD for SHG lending now stands at

R78,594.65 crore.

Figure 6.1 : Bank Loans Disbursed to SHGs

47,185.88

58,317.63

77,659.35

-

10,000.00

20,000.00

30,000.00

40,000.00

50,000.00

60,000.00

70,000.00

80,000.00

90,000.00

2017-18 2018-19 2019-20

` in

cro

re

Drafted by Kum Bhawna Jain, Manager


Figure 6.2 : NABARD Refinance to Banks

6.3 Expenditure on SHGs/JLGs - Funds utilized

6.3.1 ‘Financial Inclusion Fund’ and ‘Women Self Help Group Development Fund’ were

utilized during the year for various microfinance related activities such as formation

and linkage of SHGs/JLGs through SHPIs/JLGPIs, training and capacity building

of stakeholders, livelihood promotion, studies, documentation, awareness and

innovations etc. An amount of R78.84 crore was expended during 2019-20 from

these funds for the above purposes.

6.3.2 Support for training and capacity building of microfinance clients

NABARD gave due recognition to training and capacity building of various

stakeholders such as bankers, NGOs, Government officials, SHGs, SHG

Federations and trainers. During 2019-20 more than 3500 training programmes

were conducted and about 2.22 lakh participants were trained. Cumulatively,

around 40.45 lakh participants under FIF and 2.79 lakh participants under WSHG

have been imparted training till the end of 31st March 2020 creating a strong team

for implementation of the microfinance programmes. The region-wise number of

stakeholders trained by NABARD is given in Statements – VIII (A) to VIII(C). (In

case of abridged version refer to enclosed CD for Statements).

6.3.3 Grant Support to Partner Agencies for Promotion and Nurturing of SHGs

NABARD extended grant support to NGOs, Federations of SHGs, RRBs, NGO-

MFIs, CCBs, PACS, Farmers’ Clubs and Individual Rural Volunteers (IRVs) for

promotion, nurturing and credit linkage of SHGs with the banks. These supports

have proved to be catalysts for the movement. Untiring efforts of the Self Help

6,981.37

12,885.68

15,434.00

-

2,000.00

4,000.00

6,000.00

8,000.00

10,000.00

12,000.00

14,000.00

16,000.00

18,000.00

2017-18 2018-19 2019-20

` in

cro

re


Promoting Institutions (SHPIs) have led to spectacular growth of the movement and has spread the

concept to every corner of the country. The financial support extended by NABARD to various SHPIs till

31 March 2020 is indicated in Table 6.1.

Table 6.1: Grant Support to Partner Agencies (Amount RLakh)

Agency

Sanctions during

2019-20

Release during

2019-20

Cumulative

Sanctions

as on 31 Mar 2020

Cumulative Releases

as on 31 Mar 2020

Amount

No. of

SHGs

to be

promoted

Amount

No. of

SHGs

savings

linked

Amount

No. of

SHGs

to be

promoted

Amount

No. of

SHGs

savings

linked

NGOs 495.22 5070 905.08 22964 37389.80 694182 15171.31 534686

RRBs 56.00 1000 5.12 220 1764.38 61656 666.90 55288

Coop. Banks 123.20 2140 31.86 993 1294.22 66782 586.18 59441

IRVs 0.00 0 0.00 0 455.18 26350 78.25 12313

Farmers Clubs 0.00 0 0.00 0 46.00 5128 20.32 4469

PACS 0.00 0 2.18 0 628.41 14125 52.63 2112

SHG Federations 0.00 0 0.00 0 25.40 200 12.37 46

NGOs - MFIs 0.00 0 0.00 0 165.00 3300 4.00 0

Total 674.42 8210 944.24 24177 41768.39 871723 16591.98 668355

Women SHG Scheme (in 150 LWE affected and backward districts)

Anchor NGOs NA NA 651.64 18 20438.10 204381 13943.13 129167

Agency wise, State wise details of grant assistance extended to partner agencies have been given in

Statements – IX-A - IX-H. (In case of abridged version, refer to enclosed CD for Statements.)

6.3.4 Village Level Programmes

With a view to foster better understanding of mutual requirements between banks, SHGs & SHPIs and

to sort out issues like credit linkage, repayment etc. at ground level, Village Level Programmes (VLPs) are

being conducted with the support of banks and NRLM. VLPs sponsored by NABARD resulted in better

interface between bankers and SHGs leading to increased credit flow and appreciation of each other’s

needs. During 2019-20, NABARD supported more than 13,000 village level programmes with a sum of

R273.39 lakh covering 4,44,483 beneficiaries.

6.3.5 Conferences, Seminars and Meets

The successful journey of SHG-BLP spanning more than two and a half decades has been possible with

the support of all stakeholders, including bankers, NGOs, Farmers Clubs, PACs, SHG Federations etc.

To take the movement forward both in increasing its width and depth, conduct of Conferences, meets and


seminars prove pivotal for conveying issues, experiences and ground reality to policy makers,

implementers, facilitators etc. During 2019-20, across the country, a total of 46 such seminars

and meets were supported by NABARD with an amount of R11.73 lakh.

During 2019-20, 4 Strategy Meets on giving boost to SHG-BLP were conducted by MCID,

Head Office at Panaji, Trivandrum, Bhopal and Guwahati for MCID officials and DDMs at

Regional Offices. The focus of these strategy meets was to understand the constraints, find

opportunities and resolve issues faced by ROs in implementing SHG-BLP and Project EShakti.

From these four, two day each, Strategy Meets DDMs, RO officers and HO officers exchanged

ideas and brainstormed intensively to resolve the issues hampering the success of SHG-BLP,

policy changes required and new innovations possible.

6.3.6 Centre for Research on Financial inclusion and Microfinance (CRFIM)

The Centre for Research on Financial inclusion and Microfinance (CRFIM) set up within Bankers

Institute of Rural Development (BIRD) takes up research activities in the field of Microfinance and

financial inclusion, publishes an half yearly journal titled “The Microfinance Review”, organizes

National seminar on financial inclusion and microfinance etc. towards facilitating policy initiatives

and improvement in design and delivery system in the said space.


7. ON-GOING INITIATIVES

7.1 Scheme for Promotion of Women SHGs in backward districts of India

NABARD, in association with the Department of Financial Services, Ministry of Finance, Govt. of

India continued to implement a scheme for promotion and financing of Women Self Help Groups

in 150 identified Left Wing Extremism (LWE) and backward districts of the country. As on 31

March 2020, 2.11 lakh WSHGs promoted / savings linked and 1.29 lakh WSHGs credit linked.

The detailed progress under the scheme as on 31 March 2020 is given in Statement X. (In case of

abridged version, refer to enclosed CD for Statements).

7.2 SHG BLP Strategic Advisory Board

A Strategic Advisory Board was constituted in NABARD in 2015 with members drawn from DFS,

MoRD / NRLM, RBI, Commercial banks, SIDBI, RRBs, Cooperative banks and Microfinance

experts to focus on strategic action plan on SBLP, evolving quality standards, financial literacy,

digitisation of SHGs, livelihood promotion, etc. The Advisory Board deliberates the issues of gap

in savings and credit linkage, credit deepening, Recovery and NPA under SHG-BLP, Bank Sakhi

as BCs, Micro Credit limit etc. Advisory Board recommends action points for addressing issues

such as credit gap, low level of credit flow to SHGs, tackling NPAs, Digitization of SHGs, Studies,

Capital Provisioning of SHG Loans, Credit Guarantee Scheme for SHG loans etc.

7.3 Financing of Joint Liability Groups

NABARD extends grant support for formation and nurturing of JLGs to banks and other JLG promoting

agencies. Apart from extending 100% refinance support to Banks, NABARD also extends financial

support for awareness creation and capacity building of all stakeholders of this programme. As

against 16.04 lakh JLGs promoted during 2018-19, JLGs promoted during 2019-20 were 41.80

lakh taking the cumulative number of JLGs promoted and financed by banks to 92.56 lakh as

at the end of March 2020. The Eastern States top the list with over 31.01 lakh JLGs organized

cumulatively, Southern Region follows closely with 26.62 lakh JLGs. With a view to sensitizing

the stakeholders of the JLG programme, NABARD has been arranging training programmes and

exposure visits to successful JLGs, to the functionaries of these institutions including financing

banks. Over 94,000 personnel have already benefitted from these trainings and exposure visits.

7.4 Business Model on financing of JLGs through RRBs - NABARD Support

Based on the study / review of JLG linkage of RRBs and PSBs vis-à-vis Private Sector Banks

during last few years, a business model for taking fee-based help of BC/JLGPI as BF for JLG

lending by RRBs has been developed. NABARD has so far entered into 53 MoUs in 22 States

with 38 MoUs with RRBs, 10 MoUs with SBI in 8 states and one MoU each with Syndicate Bank,

Allahabad Bank and Union Bank and two MoUs with State Cooperative Banks in Jharkhand and

Odisha, respectively.

7.5 Livelihood Interventions for SHGs

Poverty alleviation through livelihood creation is one of the stated goals of micro finance. Graduating

Drafted by Kum Bhawna Jain, Manager


5.12

10.7

2

1.40

2.42

11.0

3

4.03

34.7

3

6.72

16.9

0

2.18

3.74

15.7

2

5.50

50.7

6

13.6

4

31.0

1

2.91

8.36

26.6

2

10.0

1

92.5

6

Central Region Eastern Region North Eastern Region

Northern Region Southern Region Western Region Grand Total

No.

of J

LGs p

rom

oted

(No.

in la

kh)

As on 31 Mar 2018 As on 31 Mar 2019 As on 31 Mar 2020

Figure 7.1 : No. of JLGs promoted

Figure 7.2: JLGs - Loan Disbursed

Central Region

Eastern Region

North Eastern Region

Northern Region

Southern Region

Western Region

Grand Total

As on 31 Mar 2018 1,743.58 3,544.37 531.48 1,162.68 5,373.66 1,599.38 13,955.15

As on 31 Mar 2019 3,263.07 9,387.42 906.67 2,187.26 12,173.48 3,028.98 30,946.88

As on 31 Mar 2020 12,671.48 25,887.91 1,098.71 8,676.02 26,243.22 8,525.61 83,102.95

-

10,000.00

20,000.00

30,000.00

40,000.00

50,000.00

60,000.00

70,000.00

80,000.00

90,000.00

Loan

disb

urse

d to

JLGs

-in

`cr

ore


SHG members to the next stage of taking up livelihood activities is an important task and NABARD

has been supporting skill and entrepreneurship training of SHG members through the Micro Enterprise

Development Programme (MEDP) since March 2006 with the goal of development of sustainable

livelihoods/ micro-enterprise ventures by matured SHG members. Around 12,719 members were

trained through 425 MEDPs during 2019-20 for enabling them to start micro enterprises. Cumulatively,

around 5 lakh SHG members have received training through 17,700 MEDPs. Further to bring in ease

of application processing, NABARD operationalized MEDPs on NABSKILL portal in July 2019. During

2019-20, 561 MEDP applications were processed on NABSKILL.

NABARD mainstreamed Livelihood and Enterprise Development Programme (LEDP) with a view

to create sustainable livelihoods among SHG members and to create maximum impact of skill up-

gradation. LEDP targets SHG clusters in contiguous villages involved in farm and off-farm activities

and supports intensive skill building, refresher training, backward-forward linkages, value chain

management, end-to-end solutions, handholding and escort services over two credit cycles. During

2019-20, 25577 SHG members were provided skill and entrepreneurship training for setting up

livelihood units through 237 LEDPs. Cumulatively, 89,127 SHG members have been supported

through 783 LEDP programmes with grant sanction of R3610.10 lakh from NABARD up to 31 March

2020.

7.6 Implementation of National Rural Livelihood Mission (NRLM) and Scheme for Interest

Subvention to Women SHGs.

The Ministry of Rural Development (MoRD), Government of India launched the National Rural Livelihood

Mission (NRLM) by restructuring Swarnajayanti Gram Swarojgar Yojana (SGSY) with effect from 1

April 2013. NABARD is implementing the Interest Subvention Scheme for Women SHGs under the

National Rural Livelihood Mission (NRLM) for Regional Rural Banks (RRBs) and Cooperative Banks in

Category I districts. Further, as a part of collaboration between NABARD and NRLM, Regional Offices

of NABARD are coordinating with the concerned SRLM to achieve the goal of training of all rural bank

managers. State level sensitization programmes on SHG-BLP for senior bank executives have also

been organized in coordination with SRLMs with the overall objective of increasing credit linkages.

SRLMs have also been roped in as implementing agencies for EShakti in several states and they are

supporting the digitization project in many states.

Launch of SoMFI 2018-19


SUCCESS STORIES

Drafted by Smt Didla Sumana, AGM & Smt M Vasudha, AM


1. THE MILKY WAY

CHALLENGES Group of women marginal farmers, could not earn enough even to feed their families.

Husbands are daily wage laborers, some are alcoholics, without a fixed source of

income.

One member did not have enough money to start sugar cane cultivation in her small

piece of agriculture land. One member had to sell her cattle to meet the expenses of her

daughter’s marriage. One member had 5 kids to feed without any source of income.

INTERVENTIONS In 2016 Lakshmi Self Help Group was formed with the help of SPARSH, an NGO

under the NABARD SHPI project. Savings account was opened in Punjab National

Bank, Hasanpur and the Group was given Cash Credit Limit (CCL) of Rs.50,000/- in

2017. With saving of almost Rs.20000/-, the group started the livelihood activities.

Under Livelihood Enterprise Development Program (LEDP), the SHG went through an

intensive training of Dairy farming and enterprise development and also given exposure

of the drying and packaging plant of UMANG Dairies Limited.

They got 2nd CC Limit of Rs.140000/- in 2019 after the successful utilization of 1st

CCL.

IMPACT 9 out of the 10 members started the dairy enterprise with the help of SHG loan. More

than 80% of the cattle price was financed by the loan. In 2019, the SHG opened its

own Village Level Collection Center (VLCC) with help from UMANG Dairies Limited,

and sells the entire milk production to the Dairy.

Prior to the setting up of VLCC, the women members were receiving Rs.30-35 per litre

which was controlled by middlemen. Now with the help of the center, the members are

getting Rs.40-42 per liter.

The average increase in the income level of each entrepreneur is Rs.8340/- which has

become the main source of income in their family.

WAY FORWARD The members are planning to enhance their milk collection from 150 liters to 250 liters.

They have applied for individual loans under Dairy Enterprise Development Scheme

Muradabad, Uttar Pradesh


(DEDS) to purchase cattle of an improved breed like Murrah, with an yield of 10-12

liters of milk per day.

The members are also mobilizing dairy farmers of other SHGs to sell their milk directly

to the company through their collection center. They now desire to become a service

center for providing input services like Animal Feed and Feed Supplements as well as

the milk production at a very competitive price and are in talks with SPARSH.


2. BAMBOO DREAMS

CHALLENGES Poor tribal population

Majority of people depending on agriculture

Lack of training in diversification of bamboo products

INTERVENTIONS To improve livelihoods of poor tribals, NABARD sanctioned two MEDP training

programmes of 13 days duration each to Amyaa NGO in 2019-20, to benefit 60 SHG

members in Diyun Circle, Changlang district on Bamboo Furniture making.

The District Administration of Changlang led by Dr. Devansh Yadav, IAS, ADC,

Bordumsa allocated 3.17 lakh for purchase of small machinery for bamboo processing

and he ensured buy back of first lot of furniture produced by the trainees for their use.

During 2019-20 NABARD Arunachal Pradesh RO has sanctioned 24 MEDPs with a

financial allocation of 10.68 lakh for around 6250 saving linked SHGs

Due care was taken to match with local requirement with inclusion of wood carving,

carpentry, tailoring, bag making using large cardamom fibres, food processing, etc.

IMPACT The training resulted in livelihood enhancement of 60 SHG members and provided a

new ecologically sustainable dimension to the development and livelihood possibilities

in this poverty stricken region.

To motivate the SHGs, the ADC Bordumsa assured them that furniture is ready, District

Administration will purchase from funds available under Panchayati Raj.

The skilling under the program proved to be an additional income source to the family

who were solely depending on crop cultivation for livelihood.

WAY FORWARD The members continue the activities in group mode and propose to avail bank loan for

scaling up.

Changlang, Arunachal Pradesh


3. READYMADE SUCCESS

CHALLENGES Lack of employment opportunities for poor women

To encourage women empowerment by promoting livelihood activities

INTERVENTIONS NABARD, Goa RO sponsored 90 SHG members spread over 21 SHGs in Shiroda

Village, Ponda Block of South Goa District under LEDP Programme by giving training

in tailoring and apparel design through Agnel Vocational Training Institute (AVTI), Verna.

For conduct of the LEDP, a grant amount of Rs.5.48 lakh was sanctioned AVTI which

included Rs.0.50 lakh towards setting up of a Common Facility Centre (CFC).

IMPACT 09 members of 05 SHGs trained under the project have set up a tailoring shop in

Borim village named Navdurga Tailoring Shop.

The members purchased o7 sewing machines from their own resources by taking a

shop on rent. Started sewing clothes, jute and cloth bags, doing embroidery works and

selling readymade garments.

One SHG member has individually taken loan from EDC Ltd. and started her own

tailoring enterprise in the name of Saikunj Creations. She has hired three more lady

employees to assist her in tailoring and stitching work.

South Goa, Goa


WAY FORWARD During these Covid- 19 times, they are receiving orders for stitching masks from

Department of Women & Child Development and Handicrafts Corporation.

Masks are also being supplied by the groups to nearby schools and colleges.

The LEDP programme has helped these 09 beneficiaries to start their own enterprise

and stand on their own feet.

Not only getting benefitted out of the LEDP, they are also able to generate

employment to other womenfolk in their community.


4. MENDING THEIR WAY TO DEVELOPMENT

CHALLENGES Most of the members of Samagara Community whose traditional occupation is Chappal

making and repairing were destitute, illiterate, landless.

Poor resource base, no access to credit, given to indebtedness and migration.

The real challenge was to mobiliz them in groups, to make them understand the concept

of savings, activities and benefits of SHG.

INTERVENTIONS Shivasharanu Haralaiah SHG was formed by DCCB, Bidar which was acting as SHPI.

The bank was sanctioned SHPI project to promote and credit link SHGs with the

DCCB.

Training was given to them on SHG concepts and were taken on Exposure visits for

cross learnings on savings and potential economic activities.

Group taken up the activity of Chappal making business, selling the chappals in local

market and in adjacent districts

Bidar, Karnataka


IMPACT Members now understand and believe in savings concept, importance of group bonding

and dynamics, which was introduced among them. They help mutually in repayment of

the installment to avoid any default.

SHG initially took a loan of Rs.25000/- in 2005 from DCCB, Bidar to start a chappal

making unit. Group availed multiple bank linkage and repaid 100%. Today the loan

enhanced to Rs. 8,00,000/- which is a great achievement.

Members buy raw material locally from Basavakalyan and sell the chappals in local

market and also in Gulbarga, Udgir.

The SHG members have availed of loan for their children’s education and housing.

WAY FORWARD

They are also designing the chappals by themselves, as per the orders from various

traders.

Quality chappal making is a sustainable income generating group activity for this SHG.

From abject poverty they have travelled a long way to becoming self-reliant.

The Financial and handholding support by the DCCB, Bidar, and NABARD throughout

the implementation of the project will continue in their successful journey.


5. HEALTHY HALDI DAYS

CHALLENGES Most of the members are dependent on agriculture and allied activities. Income from

traditional crop of paddy was mainly dependent on rainfall and other factors affecting

climate and weather.

Sloping side of the farms remain barren during the period of paddy crop.

The main challenge was to utilize the sloping areas of land and find some alternative

livelihood solution by imparting skill training.

INTERVENTIONS During the field visits, NABARD understood the difficulty faced by the members and

sanctioned an LEDP project to Anupama Education Society to promote 90 group

members of SHGs to provide livelihood training.

Anupama Education Society played a major role in forming, nurturing and credit linking

of 800 SHGs and having an association with NABARD since 2010.

150 members from Waraseoni block received training in Processing of turmeric,

Branding, Packing and Market Linkage.

SHG members also learned to produce various types of crops such as ginger, ground

tubers etc.

Balaghat, Madhya Pradesh


IMPACT The processed turmeric produce is well accepted by the market. Shopkeepers of

Varasivani, Balaghat and many local level traders have placed orders in bulk.

They have showcased their products at many local fairs which attracted huge

business.

Subsequently their dependency is less on traditional paddy crop as they learnt

alternative activities for income generation. The members are growing other crops

from the same piece of land.

With this intervention farmers have got some stability as well as increment in their

agricultural income.

At present, there is an increase in annual income of about R15000/- to R20000/-

from turmeric cultivation based on area under cultivation.

WAY FORWARD

The project has boosted the confidence of women members.

The project has shown them a path to supplement increase their family's income

and gained respectable status in their community.


6. CRUNCHY PAPADS AND PICKLED MEALS

CHALLENGES Smt. Kiran Vinod Rode is a widow from Morshi Taluka of Amravati District. After

her husband’s demise she had to run the family all alone and was in search of an

employment.

She got to know about Self Help Groups and that by becoming a member of SHGs,

women can help themselves mutually whenever they need finances.

INTERVENTIONS She along with another woman, Smt. Jyoti Purushottam Mahhale from the same place,

initiated and formed a Self Help Group with a name Mangalam Mahila Swayam Sahayita

Bachat Gat in their village.

Initially, group had 11 members with an average monthly saving of R200/- from each

member.

The group started to prepare pickles, papads and snacks at home and to sell them in

their locality.

At later stages the group was guided by Ashrey Sevabhavi Sanstha, Morshi with grant

support from NABARD under its SHG Promotion Programme.

IMPACT

Gradually their home made items became famous in their own village and now running

successfully in other villages also.

The group has participated in many exhibitions and got good response from the

customers and received many orders for their products.

Now, SHG has increased its production in bulk and started employing other women of

vicinity.

WAY FORWARD

The group graduated enough to generate employment for themselves within their

community. Many needy people are into employment.

Their financial needs were very small initially. Now their financial needs increased many

fold and they are availing R2,50,000/- loan from agencies like NABFINS.

Amaravati, Maharashtra


7. SNACKING TO VICTORY

CHALLENGES Food Products like Sweet Paper, Chikki, Spice Powders and Pickles of East Godavari

district are mainly prepared by women belong to economically weaker section of

Konaseema Region of East Godavari district.

Because of unique way of preparation, good taste and low price these products have

high demand in and around the district. However, factors like lack of skill up gradation,

non-standardization in product preparation, no brand labeling and lack of financial

support, the products were not fetching proper profits to the women despite their

strenuous efforts.

INTERVENTIONS At this needy hour Micro Enterprises Promotion and Development Agency (MEPDA),

East Godavari intervened and implemented Livelihood Enterprises Development Project

(LEDP) in Vedureswaram village, with the grant support of NABARD.

Selected 90 SHG women were imparted intensive training on preparation of various

food products, standardisation of process and products, extended all the expertise /

professionalism required in this field.

LEDP facilitated the group to get Bank loans for expanding their business, extended

hand holding and marketing support to take their business forward.

East Godavai, Andhra Pradesh


IMPACT The LEDP beneficiaries have formed a society named M/s Konaseema Rural Women

Food Products Manufacturers Industrial Co-operative Society Ltd, at Vedureswaram,

East Godavari district.

The Society has become a regular supplier of food products to “Victory Foods Products”,

a corporate marketing agency based in East Godavari district and having outlets across

the state of Andhra Pradesh.

Post training ,each LEDP beneficiary is earning an income of Rs.18,000/- per month

with the same occupation.

WAY FORWARD During the month of March 2020, they bagged an order of Rs.2.00 Crore from Victory

Foods Products. The members have given the credit to NABARD LEDP Programme.

The intervention of MEPDA, with the support of NABARD, empowered a group of SHG

women from the lower strata of the society to become economically independent and

lead a better social life.


8. ROTI, KAPDA AUR MARKETING

CHALLENGES Poor women with low standard of living and no source of income

Smt Daljeet Kaur, Smt Satpal Kaur, and Mahinder Kaur from Khizrabad village in Majri block of

Mohali district came together to take benefit from the SHG activities.

INTERVENTIONS Mahila Kalyan Samiti, Mohali under SHPI Project of NABARD, helped in the formation and smooth

functioning of Baba Deep Singh MKS SHG. It was saving linked with SAS Nagar Co-Operative

Bank, Khizrabad.

Group was credit linked after 6 months with Punjab National Bank Sailabha branch.

The members started tailoring work and contributing extra income to their families.

Under MEDP Programme of NABARD, training was imparted in cutting, tailoring and food

processing in the village.

IMPACT Members engaged in tailoring, cutting work and started their own shops.

Groups started making various food products under the supervision of the founder members.

They got an opportunity to showcase their products in CII, PITEX, Swadeshi Mela and Bhopal Fair.

The income from Melas has improved and transformed their lives.

WAY FORWARD One Rural Mart has been set up in village Khizrabad in Majri Block and is earning very good income

and benefitting the members.

All women are well aware of banking and marketing related activities and their children are studying

in good schools and colleges.

Mohali, Punjab


9. HANDMADE HAPPINESS

CHALLENGES Upliftment of the lives of economically backward community, both socially and economically

To help mobilise strong response in fighting poverty and other related problems

INTERVENTIONS One LEDP Project in manufacture of readymade garments, handloom bags and handicrafts was

sanctioned to Divya Jyoti GVK Mandal, in Morbi district of Gujarat in 2019-20

The aim was to promote ecofriendly products.

The project consisted of 90 SHG members from 22 SHG groups who have already availed loan

from Rajkot DCCB and Bank of India.

IMPACT Post training, 4o SHG women of 12 SHG groups participated in Sahyog Mela held at Ahmedabad

and made sales of R80,000/-.

Another group participated in SARAS Fair, Surat sponsored by DRDA, Morbi could achieve sales

of R1,20,000/-.

Profit generated by both groups was around R50,000/-

WAY FORWARD By taking part in local exhibitions and melas women get exposure to the latest marketing trends.

By upgrading their skills they can have a better demand in the market for their products

They can earn their livelihoods and extend financial support to their families

Morbi, Gujarat


10. TAILOR-MADE FOR PROSPERITY

CHALLENGES Poor SHG women without any skills

and source of income.

Smt. A Komuhra hailed from a small

village of Senapati District of Manipur.

She was struggling to make both

ends meet and finding difficult to run

her family.

INTERVENTIONS NABARD supported ACCORDS

under the SHPI project.

SBI, Tadubi branch financed the SHGs

A 13 day MEDP on Tailoring was organized by ACCORDS for matured SHGs at Shajouba village

of Senapathi District.

35 SHG members from 19 SHGs of Shajouba were trained in the MEDP.

IMPACT Smt. A Komuhra, a member of the matured SHG Kariibomii, enrolled herself in the training

programme and got trained.

She has now started her own tailoring unit at Shajaoba village with a loan of Rs.50000/- from SHG

which she belongs to.

Today she is able to earn R400/- to R500/- daily from her unit enabling her to support her family

with monthly income of R12,000/- to R15,000/-

Smt. A Komuhra during the felicitation programme expressed her gratitude and happiness to

NABARD and ACCORDS for imparting training through MEDP.

WAY FORWARD The training programme has shown light to many rural women.

They are marching forward to the next level in their lives.

Senapati, Manipur


11. EARTHEN WARE TO ETHEREAL WEAR…

CHALLENGES Women in the potters’ families like Lakhmi Kumbhar & Bhagabati Kumbhar of Khraguda and

Kumbhar Limca in Koraput block were making earthen pots, lamps, vessels etc. over generations,

without any value addition

They were not having the orientation to change and upgrade. No diversification, lack of quality and

understanding of demand /market requirement

INTERVENTIONS NABARD Regional Office with the support of PRASTUTEE, NGO, organised Orientation

programme under Micro Enterprise Development Programme in their own village for the Economic

Empowerment of Women SHG members through Terracotta value addition product Training &

Marketing.

It was to improve livelihood opportunity of the producer’s community through imparting basic

training on Value added Terracotta making, technology transfer and up grading their traditional

indigenous knowledge and skill to produce market standard oriented new products.

Services of Sibani Priyadarshini, a professionally qualified young woman on visual art & value added

terracotta with an experience of making & marketing in local and national level markets, were utilized

in the training.

Koraput, Odisha


The trainees learnt drying methods, grading of available material, optimum utilization to minimize

wastage, processing/ value addition techniques, tools required for making garden decoration and

jewellery, use of tools and their maintenance etc.

IMPACT The 15 day long workshop with the trainer & trainees working for more than 5 hours a day covered

issues that added immense value to the learning process

It was extremely helpful in developing & upgrading skills through scientific training on production,

storage, value addition, marketing etc. individually /collectively covering the entire gamut of

backward and forward linkages for Terracotta products.

The orientation was done with a specific objective of building-up a skilled Terracotta making work

force and budding entrepreneurs to improve the production of value added Terracotta products on

sustainable basis to get better income from MSP- MFP and from local retail market.

Now 30 families are involved primarily in making and marketing of value added Terracotta Garden

Decoration Items, Jewellery, Mould Work etc.

WAY FORWARD The potters’ families with the upgraded skills in their hands, are ready to explore newer opportunities

for them and others as well.

The training has ensured sustainable livelihood support and the women are experiencing the joy of

wearing their own handmade terracotta jewellery.


12. SNACK MAKERS

CHALLENGES Smt. A. Vijaya Lakshmi and her three friends from Allagadda mandal, Kurnool district are poor

women who were finding it difficult with insufficient income to make both ends meet and run their

families.

Since their activity was at domestic level, the income /margin was very meagre.

They were borrowing money from private money lenders to meet the educational expenses of their

children.

INTERVENTIONS Miracle NGO sensitized these women to form into a Joint Liability Group (JLG) and made them

understand the benefits of joining JLG.

These four women formed into Sai Chaitanya JLG and credit linked with Noonipalle Branch of

Kurnool DCCB with a loan amount of R1,00,000/- for the group as a whole.

IMPACT Bank loan facilitated the JLG to start a unit in their village on their own and they started supplying

various food products like sweets, pickles, spices etc. in bulk to shops, functions, marriages etc.

Their products were marketed through exhibitions organized by various agencies including NABARD

Kurnool, Andhra Pradesh


By participating in exhibitions/ melas, group could get good recognition. They could bag monthly

order of R75,000/- to supply food products to Chennai.

With their group efforts, each member is earning a regular monthly income of R10,000/-.

These women not only benefited financially but also their confidence got a boost.

The group expressed their heartfelt thanks to NABARD and Miracle NGO for providing such a

great support to women living below poverty line.

WAY FORWARD Members are getting a promising income to lead their families with dignity and are also able to give

good education to their children.

The group members are aiming to become entrepreneurs with their hard work and change their

lives for the better.


CHALLENGES Upgrading the SHGs and uplifting the economic

status of SHG members.

INTERVENTIONS Puducherry State Rural Livelihood Mission

(PSRLM), Puducherry has digitised 920 SHGs

under EShakti Project.

650 SHGs have availed credit linkage through E Shakti portal’s in-built automatic grading.

Indian Bank Microstate Branch, Puducherry provided credit to these SHGs based on the performance and

updated information gathered from E Shakti portal.

Jihendriran SHG - Union Territory of Puducherry was formed in the year 2009 with 12 members, with a

contribution of R200/- per month per member. They started giving internal loans to the needy members of the

group with an interest rate of 2%.

SHG received R15,000/- as revolving fund from DRDA and R38, 000/- as loan from Bank, which was utilised

for internal lending. The group subsequently was sanctioned R3,60,000 and was promptly repaid

Jihendriran SHG was also one of the digitized SHGs under EShakti project

IMPACT OF E-SHAKTI Readily available information on EShakti portal viz; details of SHG and its members, financial details and

dynamic grading, facilitated bankers to take quick decisions.

Jihendriran SHG was extended loan of R8, 42,000/-

With the enhanced loan amount, SHG members engaged in livelihood activities like Rearing of Milch animal,

Cultivating horticultural crops like banana and vegetables, setting up petty shops, cable operator & set top box

and purchase of building equipment.

The SHG members expressed happiness and thanked NABARD for all the initiatives because of which their

earning capacity has improved compared to prior to group formation and also after EShakti

They are happy with ‘sms’ alerts received for the transactions which ensure transparency regarding their

payments.

WAY FORWARD Branch Managers found the EShakti portal very useful as it was on real time basis and saved a lot of their time

and they could get all the required information about the SHGs at the click of a button, before sanctioning any

loan.

13. DIGITAL UPLIFTMENTPuducherry, Tamilnadu


14. WHEN THE GOING GETS TOUGH…THE TOUGH GET GOING

Three Implementing Agencies (IAs) viz. SMILE, Unnayan, NIDAN are implementing NABARD’s EShakti project in

Mahasamund district of Chhattisgarh. The EShakti SHG members rose to the occasion in helping the needy and under

privileged communities of the society during COVID-19 pandemic. They prepared and distributed Face Masks, Hand

Wash etc. and also sensitized the local people by creating awareness in Hand Wash, Respiratory Hygiene, Personal

Hygiene, Social Distancing etc., as per the guidelines in force.

A few of the initiatives undertaken by the EShakti SHG members under the guidance of these three IAs :

SMILE : In Bagbahara Block, 496 SHG members belonging to 49 SHGs were involved in the initiatives. Apart from making

31556masks from which they earned more than Rs.1.13 lakh, they prepared and distributed 2000 masks free of cost.

Distributed Ration packets and vegetables to 50 families through Gram Sanghatan funded by Disaster Relief Fund.

They provided free food to migrants who were travelling back to their homes. They took care of 169 confiscated cattle

at Komakhan and provided them feed and drinking water. People arrested during lockdown at Bagbahara Kala were

also fed by the SHGs.

UNNAYAN : 15 SHGs with 160 members took part in various initiatives. One unique initiative is that the Animators working as Bank

Sakhis were instrumental in distributing amount received towards pension, Ujjwala Gas, etc. Few SHGs made masks

from material available at home and distributed them free. Ration materials were also distributed free by some SHG

members.

NIDAN : 365 members of 35 SHGs in Pithora, Saraipali and Basna Blocks were involved in preparing and selling herbal

Handwash, from which the SHGs earned some income. Hand sanitizers are being prepared by these SHGs. They have

also arranged for home delivery of vegetables and provisions to the needy people.

NABARD, along with District Administration, CMO, Zilla Panchayat and Forest Department, played an important role in

supporting the initiatives like getting raw materials, smooth operations during lockdown, marketing etc. SHG members

are now getting orders for stitching of masks from schools, Panchayat Raj offices, hospitals etc.

Mahasamund, Chattisgarh


15. STEERING THE BUMPY ROADS OF SUCCESS

CHALLENGES Sai Baba SHG members were facing problems

due to the seasonality of their business of selling

white Rangoli powder

They were unaware of other livelihood options

INTERVENTIONS Innuyir Grama Sangam, under the guidance

of M. S. Swaminathan Research Foundation,

promoted Sai Baha SHG with a few women from

Kunichampet Village, Manadipet, Puducherry.

Ms. Muthulakshmi, the cluster co-ordinator

explained the whole process of SHG and

motivated the members to start the business

through SHG mode.

With a monthly saving of R200-500 each, the

group started White Rangoli Powder business

with bank loan of R35,000/-

After realising that their business is seasonal and

not very profitable, they wanted to take up other activities.

They were introduced to EShakti project and were demonstrated the various facilities available in EShakti portal

and how to make use of them.

They decided to take up car rental business as their village is 25 kms away from Puducherry with limited

transport facilities. For important social activities, personal visits to hospital, market etc. Villagers have to

depend on private transport to go to Puducherry town.

IMPACT EShakti enabled the bank to see the credit history of the SHG and also get automatically generated grading

report through the portal.

Based on data from EShakti, Puduvai Bharathiyar Grama Bank, Kunichampet approved a loan of R7.5 lakh,

through which the SHG started the car rental business.

Members started getting updated details of all loan and outstanding transactions regularly due to EShakti

Puducherry, Tamilnadu


16. DREARY LIVES TO DAIRY DREAMS

CHALLENGES Low level of income and no access to finance

Lack of awareness about available opportunities and the required skills for taking up income

generating activities

INTERVENTIONS Under LEDP, 150 members from SHGs/JLGs trained in Dairy Farming and Vegetable Cultivation in

Nemmara Block of Palakkad District, Kerala, by Gangothri Trust Nemmara, Palakkad, Kerala.

Members were trained to set up and sustain dairy on commercial scale.

Two Community Resource Persons (CRPs) were also identified and selected for Dairy Farming.

Out of 75 members trained for dairy activity, 45 were trained further and linked with bank and

arranged with credit facility to purchase cows.

Trained members were provided with loan by the bank after the members completed their one-week

training supported by NABARD under LEDP.

The milk produced was collected and marketed through the local milk societies and also through

the Rural Mart outlet of Jan Kissan Farmer Producer company, both supported through financial

assistance of NABARD.

Palakkad, Kerala


IMPACT Members are earning Rs.5000/- to Rs.6000/- each, in addition to their present income.

They learnt that FPOs have the potential to give farmers better bargaining power and create more

transparent agri-marketing avenues.

One of the CRPs, Smt Ambika Chandran purchased one Desi Cow with the financial support of

Rs.15000/- under the programme.

She is now doing integrated farming in three acres of land consisting of a mini Dairy, Vegetable

cultivation, Poultry and Goat rearing , besides her active work as a CRP.

She has been earning good income. She has become a role model for the members in that area.

WAY FORWARD The facilitating agency further plans to increase the target group and widen its activities to reach

the unreached section of the community and also to empower women in generating income and

employment.


17. GOING GLOBAL…DESI STYLE

CHALLENGES Dharwad Kasuti, an ancient craft of hand-embroidery fading away due to the limited number of

trained artisans.

Facing competition from cheaper and faster machine-embroidery.

Challenge was to convince the members of the families about the Kasuti Skill training, advantages

of working from home and the earnings with their own skill.

INTERVENTIONS LEDP was conducted in Betadur and Adargunchi in Dharwad district with a grant assistance of

Rs.4.13 lakh, for training 90 mature SHG members with grant assistance by NABARD to IDF SHG

Federation.

Resource persons were identified for imparting basic and advanced training in Kasuti weaving and

motif designing.

The women were trained in three batches for a period of two weeks each.

Dharwad, Karnataka


Entrepreneurship development inputs like pricing, quality check, etc. were also imparted to

enable sustainable entrepreneurship development after the training.

IMPACT Trained artisans received job-works for weaving Kasuti motifs on various types of fabrics.

The Implementing Agency has entered into buy-back and tie-up arrangements with leading

fabric companies’ viz., FabIndia, GoodEarth, etc.

The women are more confident and now independently commute to nearby districts to collect

raw material and deliver finished items.

After the training the artisans enthusiastically participate and display their work in various

exhibitions/Melas sponsored by NABARD.

With an additional income of Rs.1000/- to 2,500/- pm the artisan women are commanding

respect in the society and fulfilling their family needs.

WAY FORWARD The LEDP trainees along with the existing cluster of artisans are being organized into an Off-

Farm Producers Organisation to tap the niche national and international market.

Exposure through participation in Melas and Exhibitions built confidence in the rural women,

making more women keen on learning the art.


18. REARING TO GO….SCIENTIFICALLY

CHALLENGES Low income generating activities

Outdated practices in goat rearing

etc. and lack of exposure

INTERVENTIONS One LEDP was sanctioned to Lupin

Human Welfare and Research

Foundation for implementing a pilot

project on “Community Managed

Goat Farming Enterprise through

SHGs” with grant assistance of

Rs.5.32 lakh.

150 SHG members from 5 villages in Taloda block were provided extensive training in scientific goat rearing

and management through technical experts.

Major outcome envisaged under the project was setting up of Scientific Goat Shed by each trainee through

credit linkage.

The trainees were also taken on an exposure visit to a Goat Breeding Farm.

A model demo of Scientific Goat Shed is setup in Roseway village out of the project grant.

IMPACT 90 SHG members were facilitated by Lupin foundation for credit linkage for setting up of scientific Goat rearing

sheds under the project through SBI and NABFINS

The project helped SHG members to understand and take up goat rearing as one of the potential and

remunerative livelihood activity in the project area

It has successfully created an ecosystem among project villages for taking up commercial goat rearing by SHG

members.

WAY FORWARD The PIA is proposing to work on breed improvement by introduction of busk in the project area

Organising the SHG members into Farmers Producer Company being promoted out of NABARD support in

the project area.

Nandurbar, Maharashtra


19. BOVINE OFFERINGS

CHALLENGES Confined to home with no avenues

for earning livelihood

Lack of awareness and exposure

INTERVENTIONS Newlife Foundation Trust, an

SHPI, formed Aradhana SHG in

Pipilipalil, Bargarh district with

the financial support of NABARD,

Bhubaneswar RO.

Sandhyarani Kumar became a

member of Aradhana SHG. With regular saving and inter loaning, she was able to contribute a good amount to

the SHG accounts.

She availed a loan of Rs.135000/- from the SHG for purchasing cattle (Jersey) as initial loan, which was the

beginning of her journey towards economic independence.

She was imparted basic training in Book Keeping, Micro and Livelihood Enterprise Development, etc.

IMPACT By selling the milk she was able to repay her loan and also save money for herself with the profit. She was

inspired to take a step further in this livelihood venture by availing another loan from her SHG.

At present she has 3 cattle, from which she is able to get 14 liters of milk per day. She sells fresh milk@40 per

liter. Apart from her village, she sells to buyers from other villages also.

She maintains her Livestock with utmost care by providing them with good quality feeds, timely medicines and

maintaining the hygiene of the cattle and the shed.

After incurring all the expenses related to her 3 cattle, Sandhyarani manages to earn an income Rs.5500/- per

month.

WAY FORWARD Now she is a successful entrepreneur and became a role model to other women of the group as well as villages.

She became a master trainer for other farm women in Bardol Panchayat and other Panchayats of Bargarh

Block.

Bargarh, Odisha


20. TRIUMPH OF HUMAN SPIRIT

CHALLENGES In the wake of COVID 19 Pandemic, most poor people suffering from lack of access to food and other facilities

Many from the vulnerable sections of the society lost income earning opportunities

INTERVENTIONS Sahyogi Jan Kalyan Samiti (SJKS) with the help of Mahila Commandos, SHG Members and Animators has

taken various initiatives, extended assistance and help to the needy during the lockdown period.

• Along with local and district administration, activities like stitching and distribution of masks, soap & sanitizers,

food items-rice, dal etc. are taken up.

Created awareness about cleanliness, stay-home, social distancing to protect themselves from the virus.

Anaj Banks are established in 5 blocks in Balod district with the initiative of the district administration and

Sahyogi Jan Kalyan Samiti (SJKS) in collecting of rice, dal & other daily need items in the locality to cater to the

needs of poor people.

IMPACT Mahila SHG Commandos are stitching masks, hand wash soap and distributing free of cost to villagers and

creating awareness in the community.

22 multipurpose mini rice mills under District Mineral Fund (DMF) were distributed to SHG Mahila Commandos

in which rice, dal and spices are processed.

The women groups are now able to earn Rs. 250/- to 300/- per day with the help of rice mills.

WAY FORWARD The Collector, Balod is planning to provide 35 more mini rice mills to women groups in the district.

Durg, Chattisgarh


FINDINGS OF STUDIES COMMISSIONED BY NABARD DURING 2019-20NABARD has been giving emphasis on research and development, and conduct of various studies

for policy inputs from the very beginning. In order to fulfil the same, NABARD has been conducting

various studies to acquire new insights into the problems of agricultural and rural development

through in-depth studies and applied research and trying out innovative approaches backed up

by technical and economic studies. Microfinance sector has witnessed phenomenal growth in the

recent past which has brought about new challenges & opportunities. As a pioneer of the SHG

movement, NABARD has been closely watching the developments in the sector. Keeping in view

the dynamism of the movement, NABARD had commissioned quite a few Studies with reputed

agencies and as well as in-house to understand the subtle issues for policy interventions. Synopsis

of study reports of 2019-20 are enumerated below:

A Issues in Credit Linkage of SHGs – A Quick study in Arunachal Pradesh

A quick study on “Issues in Credit Linkage of SHGs” was conducted by Arunachal

Pradesh RO in the three districts of Lower Subansiri (LS), Lower Dibang Valley (LDV) and

Changlang of Arunachal Pradesh with an objective to look into the ground level progress in

implementation SHG-BLP, to understand the extent of SHG formation and credit linkage

of SHGs, factors leading to poor SHG Bank Linkage and high NPAs and to recommend

measures to improve SHG –BLP in the state and reduce NPA. The study covered 50

SHGs in 30 villages covering 73 SHG members.

Important Findings:

Financing of farm activities was very low primarily on account of poor demand and

collateral related issues. Farm-holds generally depend on own sources for financing

farm activities, and rarely attempted any commercialization and crop diversification.

Inadequate loan facility, lack of skill and training activity, poor marketing opportunities,

less cooperation from group members, were the major causes for not taking up the

group activities.

Formation of SHGs: Several socio/economic/ geographical and behavioural factors

influenced SHG formation in Arunachal Pradesh. (i) Challenging geography, (ii) Contented

life of the inhabitants, (iii) Lack of entrepreneurship habits, (iv) Lack of SHPIs, (v) Lack of

interest by banks in SHG - BLP, (vi) Non-viability of SHG –Bank linkage activity for the

promoters (on account of poor infrastructure, sparse population, high cost involved), (vii)

Poor showcasing of success stories, (viii) Lack of homogeneity among members due to

substantial diversity in tribe, culture, (ix) Political interference in group activities leading

to disintegration of groups and (x) Grant culture and indifference to avail credit.

Reasons for NPAs: (i) Low level of income due to small size of holding, lack of activity/

crop diversification, (ii) Failure of units started with loan, lack of alternative sources

Drafted by Smt Didla Sumana, AGM


of income, (iii) Expectations of Grant culture and un-familiar with loan culture, lack of

awareness on the consequences of default and benefit of prompt repayment. (iv) Lack of

persuasion due to absence of mediating agency, lack of guidance, (v)Poor relationship

with banks, lack of business / repayment plan. (vi) Staff constraints in Banks (short

duration stay), violation in lending norms, poor appraisal of loans and poor follow up (vii)

Lack of support from line departments.

Conclusions:

SHG-BLP programme in Arunachal Pradesh is confronted with multiple predicaments

such as geographical constraints, lack of infrastructure, absence of suitable facilitating

agencies, political interference in group activities, low level of credit linkage of the

matured groups, high NPAs etc.

The study observed that SHGs in the state are strong and have good potential for

absorbing bank credit through this channel. It also highlighted that it is possible to

recover the loan if the banks adopt rigorous follow up and good relationship.

The study concludes that the provisions and relaxations existing under the SHG-BLP

norms are adequately taking care of the geographical/territorial limitations of the state,

hence warrant no change.

Suggestions:

Suitable incentives to support the operations of reputed and credible promotional

agencies in the state may be introduced.

Government may provide institutional support for improving recovery of SHG loan and

confidence of banks. Strengthening of ArSRLM and to introduce district/regional level

layer. A Credit Guarantee Scheme may also be planned through ArSRLM to improve the

comfort level of banks in financing SHGs.

Active involvement of banking sector in SHG-BLP. SLBC may fix bank wise targets and

DLRC/DCC may fix branch wise targets. Banks may also strengthen their awareness on

SHG-BLP, appraisal, monitoring and recovery skill/mechanism.

On-location training on income generating activities, entrepreneurship development

programmes to be conducted to enhance the skills of the members. To open at least

two more RSETIs in the state to facilitate training to the rural masses including SHG

members. Capacity building of all the functionaries taking part in implementation of

SHG-BLP, by involving Community Resource Persons.

B. Joint Liability Groups(JLGs) : Innovations and Impact

CRFIM conducted the study on “Joint Liability Groups(JLGs) : Innovations and Impact” with

the objectives to study the level of indebtedness and adequacy of bank credit to the JLG


Households, assess impact of JLG programme on credit flow to SF/MF/tenant farmers,

extent of income generating activities supported through the JLG financing, analyse JLG

financing model of Public Sector Banks, Private Sector Banks, RRBs and Cooperative

banks and assess coverage of tenant farmers/share croppers/oral lessees and FPOs under

JLG scheme. The overall sample comprised 7 states, 7 districts, 28 bank branches, 128

JLGs and 336 JLG members.

Important statistical observations:

i. Ninety six percent of the sample borrowers belonged to weaker sections. 60% belonged

to SC/ST/BC households and 36% were from BPL category. Thus, the JLG scheme

benefitted socially and economically weaker sections of the society. 45% of borrowers

were indebted to more than one source. The average indebtedness of sample borrowers

across all the states varied within the range of R20,836/- to R48,227/-.

ii. The average share of institutional and non–institutional sources in household’s debt

was 78% and 22% respectively. On an average, 50% of sample borrowers were totally

indebted to JLG loan (i.e., they were meeting their entire credit requirement from JLG

alone). A large segment (75%) of sample JLG borrowers reported that bank loan offered

under JLG scheme was inadequate. This was due to stipulation of upper limit on loan by

few banks. Incidentally, this upper limit is much below the limit of Rs.1.00 lakh prescribed

for loans without collateral security under JLG scheme.

iii. FPOs and farmers clubs have played a key role in facilitating collateral free credit to tenant

farmers. Majority (85%) of sample borrowers have used JLG loan for income generating

activities. JLG loans have extensively been used for working capital requirement of

livelihood activities by the households. JLG loan was also used for diversification of

livelihood activities of households. JLG loan was a source of institutional credit for

pursuing alternative means of livelihoods.

Conclusions:

A large segment of vulnerable sections of society have been benefitted by JLG scheme.

The scheme has reduced dependency on non – institutional sources and increased

share of bank credit to households’ debt of marginal, small and landless farmers.

The study observed that JLG scheme has brought positive changes in individual member

level and household’s level, by way of improvement in household income, creation of

household assets, easy access to bank credit, coverage under insurance schemes and

opening of savings bank account of the JLG members. It also contributed significantly in

households’ alternative means of livelihoods.81% reported improvement of household

income level, 66% created household assets, 33% changed cropping pattern and 58%

reported reduction in hurdles for accessing bank credit.


The scheme served the credit needs of marginal and small farmers including landless

farmers having no land titles and documents. It has enhanced the ground level credit

flow to marginal, small and tenant farmers in all the sample states, which has resulted in

reduction in dependency on money lender and MFIs.

FPOs and farmers clubs have played a key role in facilitating JLG loans to landless

farmers. Role of NGOs, BCs/BFs and banks’ own staff was also impressive in

augmenting collateral free institutional credit under JLG scheme. A separate vertical has

been set up by private sector banks with dedicated manpower to cater to JLG clients

while majority of public sector banks and RRBs have utilised the services of BCs and

NGOs. Credit needs of tenant farmers and share croppers have mostly been served by

RRBs and cooperative banks.

Suggestions:

Increase in per borrower loan: Study suggests that banks may consider enhancing the

ceiling, if any, on the loan limit up to R1.00 lakh per borrower.

Designing loan products as per the borrowers’ requirement: Banks may provide JLG

loan for small business units, artisans, in cash credit nature with a provision of annual

review for enhancement of limit, if necessary.

Engagement of Corporate BC: Banks may consider adopting the model of corporate

BC to form and nurture JLGs. The revenue sharing model of banks and BCs may be

worked out mutually. The BC may be responsible for providing end to end solutions,

market research, client sourcing, forming, appraisal, linking, monitoring and recovery

follow up. Further, in well performing BCs, the facility of sanction and disbursement of

micro loans may be considered on a selective basis.

Capacity building of JLG borrowers: The JLG borrowers may be provided need-based

skill oriented training on improved and modern technologies and entrepreneurship

development for better management of their activities. Moreover, capacity building of

the borrowers regarding group dynamics especially, peer pressure and JLG functioning

process may be provided extensively by promoting agencies.

Increase in Grant assistance by NABARD to JLGPIs: The amount of incentive for JLGPIs

may be sufficiently enhanced to keep them in the operations and also attract new partners

to achieve the objectives of the JLG Scheme. Further, the incentive schedule may be

drawn in a manner that last instalment may be on a higher side / sufficient enough to

keep the JLGPIs going till the completion of the project.


&SEMINARS

CONFERENCES

Drafted by Smt Prafulla T Kurien, DGM


I. SIXTH WORLD CONGRESS ON RURAL AND AGRICULTURAL FINANCE

NABARD hosted the 6th World Congress on Rural and Agricultural Finance in association

with APRACA, on 12-13 November 2019 in New Delhi. The aim of the 6th World Congress

was to bring APRACA, AFRACA, ALIDE, CICA and NENARACA member institutions and all

interested development sector partners together to discuss the topics that define the future

of the flow of finance to the rural and agricultural sector and to bring a powerful message to

the worldwide policymaking community. The two-day Congress was inaugurated by Hon’ble

Finance Minister, Smt. Nirmala Sitharaman alongside Shri Debashish Panda, Additional

Secretary (Financial Inclusion), Dept. of Financial Services, Shri Senarath Bandara, CEO

- Bank of Ceylon and Chairman of APRACA and Dr Harsh Kumar Bhanwala, Chairman,

NABARD and Vice Chairman, APRACA.

The Finance minister indicated the Government’s resolve to put the farmers’ concerns and

rural development on a larger landscape. She appealed that there is a need for the farmers

contributing in solar energy generation, participation in wind energy, installing solar panels

in the farms, etc. also to become an Urjadaata from Annadata. The Government was also

focusing on the priorities of fishermen in the coastal and inland water areas. Mr. Debasish

Panda, IAS, Additional Secretary, Department of Financial Services emphasized on the

need for financial inclusion for inclusive and sustainable development. He indicated that

JAM Trinity will be further leveraged to drive financial inclusion.

Dr Harsh Kumar Bhanwala, Chairman, NABARD stated that agriculture credit every year to

small and marginal farmers will be enhanced with the formation 10,000 FPOs, as announced

in this year’s Budget . Further Technology Interventions would bolster financial inclusion and

rural financing efforts.

One of the key takeaways was that out of 17 Sustainable Development Goals (SDGs),

6 of them highlight the role of the youth in its sustainability. Digital technology is creating

new opportunities for youth in non-farm sector. Initiatives and investments aimed at

creating self-employment opportunities for rural youth in non-farm sector involving digital

technology may be taken up as this will not only enhance their income but will also

reduce their migration to urban areas.

The focus on agri-value chain financing will help reduce risk and vulnerabilities of farming

community. Therefore, Govt. of India in partnership with agencies like IFAD/FAO need to

focus on developing an ecosystem to facilitate greater credit flow to the entire agriculture

value chain.


Hon’ble Finance Minister Smt Nirmala Sitharaman inaugurating the 6th World Congress alongside Shri Debashish Panda, Addl Secy, DFS; Shri Senarath Bandara, CEO-Bank of Ceylon & Chairman, APRACA;

Dr Harsh Kumar Bhanwala, Chairman, NABARD and Dr.Prasun Kumar Das, Secretary General, APRACA

During the course of the two-day Congress, deliberations were held on varied topics like

“Mainstreaming Sustainable Agriculture to Achieve 2030 Agenda”, “Smallholder aggregation

Model for Efficient Value Chain and their Financing”, “Credit flow to agriculture and its value

chain to achieve revitalized rural landscape and deliver inclusive growth”, “Agricultural Value

Chain Finance Innovations and Lessons: Case Studies in Africa” etc.

During the closing session, Shri M K Jain, Deputy Governor, Reserve Bank of India delivered the

“Way Forward” for rural development, financial inclusion and agriculture sector development.

He made a case for incentivizing banks to extend loans to poor in backward areas in a bid

to promote financial inclusion especially in the most backward credit starved regions of the

country to ensure faster development.

The 6th World Congress ended with all the member institutions signing the New Delhi

Declaration to strengthen rural and agricultural finance initiatives across the globe.

A short field visit to Agra was also arranged for the benefit of some of the interested foreign

Delegates. The delegates visited the Taj Mahal, UNESCO World heritage site. The team also

visited the Agra DCCB wherein the Bank officials showed the mobile vans sponsored by

NABARD for Agra DCCB as also Aryavat Gramin Bank. They highlighted the Mobile Van’s

usage and its functioning and utility for the rural people.


Hon’ble Finance Minister Smt Nirmala Sitharaman, Govt of India

Dr. Harsh Kumar Bhanwala, Chairman, NABARD


Shri Abhilaksh Likhi, Additional Secretary, Department of Agriculture, Cooperation and Farmers’ Welfare, Ministry of Agriculture and

Farmers’ Welfare (MoA & FW), Govt of India

Dr. Paul Winters, Associate Vice President (Strategy and Knowledge), IFAD with Chairman NABARD and Shri Abhilaksh Likhi,

Additional Secretary, GoI

Shri Debashish Panda, Additional Secretary (Financial Inclusion), Department of Financial Services, Ministry of Finance, Govt of India

Participants at the Congress


Business Session hosted by NABARD, on “Smallholder aggregation Model for Efficient Value Chain and their Financing” – Prof Amar KJR Nayak, XIM, Bhubaneswar; Shri Sunil Kumar, CGM, NABARD; Shri Anil Kumar Sharma, ED, RBI; Shri Senarath Bandara, APRACA Chairman and CEO, Bank of Ceylon; Prof. Ramesh Chand, Member, NITI Aayog (Session Chair); Dr Harsh K Bhanwala, Chairman, NABARD; Dr. Suresh Pal, Director, ICAR; Shri Ashis Mondal, Director, ASA, Govt of India Bhopal and Mr Bruno Vindel, Agence Francaise De Development (AFD)

Business Session on Mainstreaming Sustainable Agriculture to Achieve 2030 Agenda – Prof Ashok Gulati, ICRIER (Session Chair); Dr. Bernard Lehmann, FAO; Dr. Thouraya Triki, IFAD,Rome; Dr. Pierre Jacquet, President,

Global Development Network (GDN), New Delhi

Shri M K Jain, Deputy Governor, RBI delivering the closing address and the Way Forward


Mr. Edgardo Alvarez, Secretary General, ALIDE; Dr. Harsh Kumar Bhanwala, Chairman, NABARD, Mr M K Jain, Deputy Governor, RBI; Mr Senarath Bandara, Chairman, APRACA, and Mr. Jean-Marie Sander, Chairman, CICA unveiling the New Delhi Declaration for Rural and Agricultural Development

Organizing committee, speakers and NABARD officials at the 6th World Congress on Rural and Agricultural Development


Chintan Baithak – 2 in progress

Panelists and Organizers

Panelists and Organizers

II. CHINTAN BAITHAK – 2A consultative Meet Chintan Baithak – 2 on “Future of Microfinance in India – Challenges and Strategies” was also

conducted by the Centre at BIRD, Lucknow on 16 December 2019. A total of 65 delegates representing banks, MFIs,

SFBs, NGOs, FPOs, senior officers of NABARD have participated in the Chintan Baithak. The Chintan Baithak was

graced by Smt. T.S. Raji Gain, Director, BIRD, Lucknow, Shri S.V. Sardesai, Principal, NBSC, Shri Mithilesh Kumar,

GM, MCID, NABARD, Head Office, Shri T.Venkatakrishna, MD & CEO, Nabkisan Finance Ltd. Shri M. Vats Joint

Director BIRD and Sh. SK Dora, Vice-Principal, NBSC, Lucknow.

The session Sustaining MSMEs through Microfinance was chaired by Shri S.V. Sardesai, Principal, NBSC and the

session on Graduation of SHGs/JLGs Federations to Producers Organisations/Collectives was led by Shri Mithilesh

Kumar, GM, MCID, NABARD. The key takeaways were that Standardisation of KYC documents by all financing agencies

was needed to reflect accurate indebtedness of borrowers in credit bureau platforms as this would address the over

indebtedness on account of multiple loans. Involvement of RSETI was required in pre and post sanction phases for

nurturing and capacity building of entrepreneurs. Further on the theme of producer organisations, it was indicated that

well performing federations can be transformed into producer’s organisations for providing various support services

to primary producers. Social mobilization is a key parameter for addressing sustainability aspects of POs as also a

mechanism is required for nurturing FPOs for good governance and better management on a continuous basis.


III. NATIONAL SEMINAR ON FINANCIAL INCLUSION AND MICROFINANCE

The 5th National Seminar on Financial Inclusion and Microfinance was organized by NABARD and BIRD

(CRFIM) on 02 March 2020 at BIRD, Lucknow under the guidance of Smt T S Raji Gain Director BIRD.

The Seminar was graced by Ms. Leena Johri, IAS, Joint Secretary, MoRD, GoI & CEO - NRLM & IEC, Shri

R. Lakshmi Kanth Rao, Regional Director, RBI, Lucknow, Shri Shankar A Pande, CGM, UP RO, Smt. R.

Kakati Baruah, CGM, MCID, NABARD, Head Office, Shri L.R. Ramachandran, CGM, DFIBT, NABARD,

Head Office, Shri S.V. Sardesai, Principal, NBSC. The Seminar was attended by important dignatories

from RBI, NRLM, Senior Officers of Banks and NABARD, Government Departments, NRLM, SRLM,

Microfinance Institutions & Practitioners, NGOs, Academicians, Scholars and Faculty Members of BIRD

and NBSC

The two themes of the Seminar were:

a) Convergence of Fin Tech Companies, Microfinance and Financial Inclusion chaired by Shri L

R Ramachandran CGM, DFIBT, NABARD, Head Office

b) SHG Bank Linkage Programme - Way Forward chaired by Smt Rajashree Baruah CGM, MCID,

NABARD, Head Office

The Key takeaways were that the scope of digital finance needs to be expanded with the help of the

technology services provided by NPCI. Further, Aadhaar enabled technological solutions should be

made available at bank branch level for appraising micro loans under SHGs, KCC and JLGs. Banks and

Financial Institutions have to partner with Fin Tech Companies actively to achieve the last mile connectivity.

The need for making technology driven financial services and technology available in the remotest areas

in a cost effective manner to ensure demand and supply balance. Extending the scope of financial

inclusion beyond opening of saving bank accounts and providing the whole gamut of financial services

using technology would requires close coordination and association of financial institutions and Fin Tech

companies. The synergy between Financial Institutions and NRLM is required in effectively using the large

SHG customer base to reach out to the poor and vulnerable sections and for promoting bank sakhis as

business correspondents

Inauguration of National Seminar on Financial Inclusion and Microfinance Director, BIRD – Welcoming Ms. Leena Johri, IAS by giving a Tree Certificate


Director, BIRD – Welcoming Shri R. Lakshmi Kanth Rao, RD, RBI by giving a Tree Certificate

Organizers with Panel II

National Seminar on Financial Inclusion and Microfinance in progress

Panel I


IV. SA-DHAN NATIONAL CONFERENCE

NABARD supported Sa-Dhan National Conference. The theme of the Sa-Dhan National Conference,

2019, was “Two Decades at Paving Way for Financial Inclusion”. It celebrated the success of financial

inclusion in the last twenty years, delved upon the challenges and learnings, and pondered upon the future

trajectory of microfinance. A major objective of the conference was to look back at the various developments

which had taken place in the microfinance space, reflect on the lessons learnt, draw inspiration from the

best practices which had emerged and planned to leverage the current ecosystem. There were around

600 delegates and 75 speakers for the two day Conference on 16-17 September 2019. The Bharat

Microfinance report was also released during the conference.

Sa-Dhan National Conference, 2019, led by Executive Director, Shri P Satish, also marked 20 years of

work by Sa-Dhan towards the advancement of Financial Inclusion of the unserved in the larger financial

system of India. The conference was graced by Professor Muhammad Yunus, Nobel Peace Laureate 2006

and Founder, Grameen Bank, who was also the chief guest. Professor Yunus identified, three zero words –

Zero Poverty, Zero Unemployment and Zero Net Carbon as important goals that humankind should aspire

to achieve.

Sa-Dhan presented its training and certification platform which has been developed in association

with M2i for professionals who are working in the microfinance sector or one day hope to work in this

sector There were number of sessions relating to 20 Years of Microfinance - Successes and Challenges,

Microfinance and Clean Energy: Untapped Opportunity, Growing Urbanization – Scope for Microfinance,

Enlarging the Canvas of Community Finance, Insurance: the Missing Link in Financial Inclusion, Propelling

Innovative Funding, Integrating Digital Finance, Strengthening Cyber Security Breakaway session, Health,

Water & Sanitation – Achieving SDG goals Breakaway session and Augmenting Good Governance and

Promoting Responsible Finance. CGM-MCID was a panellist for the session on enlarging the Canvas of

Community lending. The Session’s takeaway was that the future role of SHGs needs to include not only

financial inclusion but also enterprise promotion among women. In order to fulfil these roles effectively,

their capacity in the area of financial management and use of mobile and digital technology should be built.

EShakti was also showcased at the Conference.

Shri P Satish felicitating Professor Muhammad Yunus Launching of The Bharat Microfinance Report


Panel on “Enlarging the Canvas of Community Finance” moderated by Mr N Srinivasan, Sector Expert with Ms Rajashree K. Baruah, CGM, NABARD, Dr Anjana Borkakati, MD, Prochesta Thrift & Credit Cooperative, Society Asom, Ms H Bedi, CEO, Development Support Team, Ms Mamta Kohli,

Senior Social Development Advisor, DFID India, Ms Prerna Saxena, FI Specialist, IFC

Shri K V Rao, Managing Director, NABCONS Shri P Satish acknowledging NABARD – Smt Prafulla T Kurien, DGM, MCID, NABARD, Head Office

Shri P Satish acknowledging NABARD – Smt Didla Sumana, AGM, (on behalf of DEAR)

MCID, NABARD, Head Office

Sa Dhan Conference


V. SKDRDP’S INTERNATIONAL CONFERENCE ON ‘SHG MOVEMENT- A STEP FORWARD FOR BUILDING A HEALTHY SOCIETY’NABARD supported SKDRDP’s International Conference on ‘SHG Movement- a Step Forward for

Building a Healthy Society’ which was held from 30th October to 2nd November 2019 at Bengaluru.

The Seminar was attended by dignitaries on Microfinance from across the globe and inaugurated by Smt

Nirmala Sitharaman, Hon’ble Finance Minister, Govt of India. The Plenary sessions on “SHG Movement

towards improved health and risk mitigation” was chaired by Shri PVS Suryakumar, CGM, Karnataka RO

and by Smt Rajashree Kakati Baruah, CGM, MCID, NABARD, HO, Mumbai on “SHG Movement towards

access to finance”.

Other sessions on ‘SHG movement towards healthy enterprise creation’, ‘SHG movement towards healthy

farming community’, ‘SHG movement towards cashless economy’, ‘SHG movement towards building

healthy community institutions’ and ‘SHG movement towards a healthy family’ were chaired and addressed

by eminent speakers . NABARD had put up a stall on E Shakti for showcasing our initiatives.

Plenary session on SHG Movement towards improved health and risk mitigation chaired by Shri PVS Suryakumar, CGM, Karnataka RO.

HO and Bengaluru RO organisers at the E Shakthi Stall

Smt Nirmala Sitharaman, Hon'ble Finance Minister, GOI giving inaugural address at the Seminar

Plenary session on SHG Movement towards access to finance chaired by Smt Rajashree Kakati Baruah, CGM, MCID, NABARD, HO, Mumbai

STATEMENTS

Compiled by Smt Prafulla T Kurien, DGM; Shri Rajesh Bhosle, AGM; Kum Bhawna Jain, Manager


Progress under Microfinance - Bank Loans disbursed to SHGs

Agency-wise position during the year 2019-20

Progress under Microfinance - Bank Loans outstanding against SHGs

Agency-wise position as on 31 March 2020

(Amt. R lakh)

(Amt. R lakh)

(Amt. R lakh)

Sr. No.

Name of the Agency

Total Savings of SHGs with Banks

Out of Total -Exclusive Women SHGs

Out of Total - Under NRLM/SGSY

Out of Total - Under NULM/SJSRY

No. of SHGs

Savings Amount

No. of Members

No. of SHGs

Savings Amount

No. of SHGs

Savings Amount

No. of SHGs

Savings Amount

1 Commercial Banks

5473833 1566217.93 67777979 4600857 1372187.28 3040229 849429.07 295121 87895.62

2 Regional Rural Banks

3261879 781127.17 38201051 2845997 717481.87 2225893 486770.04 89757 56192.34

3 Cooperative Banks

1507611 267859.79 18116392 1384895 242386.07 523144 95070.61 83941 8268.78

Total 10243323 2615204.89 124095422 8831749 2332055.22 5789266 1431269.72 468819 152356.74

Sr. No.

Name of the Agency

Loans disbursed to SHGs by Banks during

the year




No. of SHGs

Loans disbursed

No. of SHGs

Loans disbursed

No. of SHGs

Loans disbursed

No. of SHGs

Loans disbursed

1 Commercial Banks 1796099 4843108.56 1596125 4504665.54 1112339 3302571.40 67748 170786.34

2 Regional Rural Banks 1093788 2423162.23 1050059 2354380.58 850655 1739616.76 74587 143968.46

3 Cooperative Banks 256115 499664.05 238205 470710.35 86419 176184.42 16434 25867.30

Total 3146002 7765934.84 2884389 7329756.47 2049413 5218372.58 158769 340622.10

Sr. No.

Name of the Agency

Total Outstanding Bank Loans against SHGs




No. of SHGs

Loan Outstanding

No. of SHGs

Loan Outstanding

No. of SHGs

Loan Outstanding

No. of SHGs

Loan Outstanding

1 Commercial Banks 3294643 7121582.37 2871024 6529774.68 2032447 4464014.53 166087 335176.95

2 Regional Rural Banks 1849225 3032101.28 1738089 2927285.93 1420076 2077401.51 79527 175698.51

3 Cooperative Banks 533203 653823.59 502992 605010.04 236523 230291.13 21844 35811.53

Total 5677071 10807507.24 5112105 10062070.65 3689046 6771707.17 267458 546686.99

STATEMENT - I - A

STATEMENT - I - B

STATEMENT - I - C

Progress under Microfinance - Savings of SHGs with Banks



Progress under Microfinance - Non Performing Assets of Banks against SHG Loans Outstanding


Progress under Microfinance - Bank Loans to MFIs /

MFos during 2019-20 and Loans Outstanding

(Amt. R lakh)

(Amt. R lakh)

Sr. No.

Name of the Agency

Non Performing Assets of Banks against SHG Loans

Outstanding


Out of total - Bank loans O/S & NPAs against

NRLM/SGSY


Amount of NPAs

Percentage of NPAs to Total loans

Outstanding

Amount of NPAs


Outstanding

Amount of NPAs


Outstanding

Amount of NPAs


Outstanding

1 Commercial Banks 360466.90 5.06 297342.77 4.55 138846.50 3.11 16916.70 5.05

2 Regional Rural Banks 132526.97 4.37 108063.24 3.69 90285.69 4.35 4388.03 2.98

3 Cooperative Banks 39176.55 5.99 35350.49 5.84 14508.89 6.30 2837.21 2.22

Total 532170.42 4.92 440756.50 4.38 243641.08 3.60 24141.94 4.42

Sr. No. Name of the AgencyLoans disbursed by Banks / FI to

MFIs / MFOs during the yearBank Loans Outstanding against MFIs

as on 31 Mar 2020

No.of MFIs Amount No.of MFIs Amount

1 Commercial Banks 3621 1862690.59 9688 2671187.23

2 Regional Rural Banks 8 1306.83 144 2802.68

3 Cooperative Banks 1117 49302.44 5309 51593.03

Total 4746 1913299.86 15141 2725582.94

4 SIDBI 16 109300.00 56 203279.00

Grand Total 4762 2022599.86 15197 2928861.94

STATEMENT - I - E

STATEMENT - I - D


STATEMENT - II - A

(Amt. R lakh)

Progress under Microfinance - Savings of SHGs with Banks

Region-wise/ State-wise/ Agency-wise position as on 31 March 2020

Sr. No. Region / State

Commercial Banks Regional Rural Banks Cooperative Banks TotalNo. of SHGs

Savings Amount

No. of SHGs

Savings Amount

No. of SHGs

Savings Amount

No. of SHGs

Savings Amount

CENTRAL REGION1 Chhattisgarh 106697 21481.66 113935 10882.25 13461 1199.19 234093 33563.102 Madhya Pradesh 190110 46366.12 169483 26201.00 10626 1633.90 370219 74201.023 Uttarakhand 37334 3583.90 26111 4999.72 10528 2105.91 73973 10689.534 Uttar Pradesh 162723 33928.44 283694 16683.32 10381 2151.59 456798 52763.35

Total 496864 105360.12 593223 58766.29 44996 7090.59 1135083 171217.00EASTERN REGION

1 Andaman & Nicobar 1009 142.51 0 0.00 5229 1377.69 6238 1520.202 Bihar 371591 83220.96 426349 39801.99 33 2.11 797973 123025.063 Jharkhand 161046 23469.07 103431 4731.00 2050 85.34 266527 28285.414 Odisha 394263 93864.29 216844 55953.73 92300 31319.18 703407 181137.205 West Bengal 547701 122201.24 297319 149285.00 191965 58878.62 1036985 330364.86

Total 1475610 322898.07 1043943 249771.72 291577 91662.94 2811130 664332.73NORTH EASTERN REGION

1 Arunachal Pradesh 2686 792.33 3376 541.89 0 0.00 6062 1334.222 Assam 138375 10801.36 284479 19987.66 26334 295.67 449188 31084.693 Manipur 5185 446.79 2005 63.01 1518 270.83 8708 780.634 Meghalaya 3471 433.62 17594 2985.64 0 0.00 21065 3419.265 Mizoram 623 117.85 11452 1991.22 0 0.00 12075 2109.076 Nagaland 6211 707.84 1475 327.46 0 0.00 7686 1035.307 Sikkim 4648 1497.37 0 0.00 1486 383.47 6134 1880.848 Tripura 11313 1780.26 34668 4716.28 0 0.00 45981 6496.54

Total 172512 16577.42 355049 30613.16 29338 949.97 556899 48140.55NORTHERN REGION

1 Chandigarh 5897 681.95 0 0.00 46 6.21 5943 688.162 Haryana 36408 4247.27 21369 2320.68 4539 468.26 62316 7036.213 Himachal Pradesh 20863 2726.13 10657 1895.00 27352 2887.38 58872 7508.514 Jammu and Kashmir 2228 188.21 2896 574.95 929 27.68 6053 790.845 New Delhi 3525 1161.00 0 0.00 254 72.07 3779 1233.076 Punjab 27150 2804.98 12818 939.49 7551 775.46 47519 4519.937 Rajasthan 162833 18671.28 138161 13630.36 91646 5471.37 392640 37773.01

Total 258904 30480.82 185901 19360.48 132317 9708.43 577122 59549.73SOUTHERN REGION

1 Andhra Pradesh 699889 518974.81 219836 146672.02 16106 12321.12 935831 677967.952 Karnataka 415246 84943.95 201109 17160.23 258181 49333.20 874536 151437.383 Kerala 288448 104572.92 67953 12097.70 63937 14387.87 420338 131058.494 Lakshadweep UT 179 22.15 0 0.00 0 0.00 179 22.155 Puducherry 8929 5711.45 6767 1087.39 1027 386.20 16723 7185.046 Tamil Nadu 600999 136344.97 93572 8187.15 177958 25395.65 872529 169927.777 Telangana 263737 117988.11 293716 211036.88 11647 3460.97 569100 332485.96

Total 2277427 968558.36 882953 396241.37 528856 105285.01 3689236 1470084.74WESTERN REGION

1 Daman and Diu UT 7381 3562.23 0 0.00 0 0.00 7381 3562.232 D And N Haveli UT 40 11.12 0 0.00 0 0.00 40 11.123 Goa 5319 2760.76 0 0.00 3825 1446.38 9144 4207.144 Gujarat 193186 24605.24 60058 7570.34 36888 3479.54 290132 35655.125 Maharashtra 586590 91403.79 140752 18803.81 439814 48236.93 1167156 158444.53

Total 792516 122343.14 200810 26374.15 480527 53162.85 1473853 201880.14Grand Total 5473833 1566217.93 3261879 781127.17 1507611 267859.79 10243323 2615204.89


STATEMENT - II - B

(Amt. R lakh)

Progress under Microfinance - Bank Loans disbursed during the year 2019-20

Region-wise/ State-wise/ Agency-wise position

Sr. No. Region/ State

Commercial Banks Regional Rural Banks Cooperative Banks Total

No. of SHGs

Loans Disbursed Amount

No. of SHGs


No. of SHGs


No. of SHGs












1 Daman and Diu UT 0 0.00 0 0.00 0 0.00 0 0.002 D and N HAVELI UT 0 0.00 0 0.00 0 0.00 0 0.003 Goa 663 2376.82 0 0.00 69 309.83 732 2686.654 Gujarat 7170 8620.43 3946 18776.33 884 1442.17 12000 28838.935 Maharashtra 84773 148021.77 18262 27034.46 58451 42745.26 161486 217801.49

Total 92606 159019.02 22208 45810.79 59404 44497.26 174218 249327.07Grand Total 1796099 4843108.56 1093788 2423162.23 256115 499664.05 3146002 7765934.84


STATEMENT - II - C

(Amt. R lakh)


Region-wise/ State-wise/ Agency-wise position as on 31 March 2020

Sr. No. Region/ State

Commercial Banks Regional Rural Banks Cooperative Banks TotalNo. of SHGs

Loans O/S Amount

No. of SHGs

Loans O/S Amount

No. of SHGs

Loans O/S Amount

No. of SHGs

Loans O/S Amount











1 Daman and Diu UT 0 0.00 0 0.00 0 0.00 0 0.002 D and N Haveli UT 128 40.95 0 0.00 0 0.00 128 40.953 Goa 1388 3600.53 0 0.00 312 624.20 1700 4224.734 Gujarat 31912 22053.40 10018 6282.41 6078 1688.57 48008 30024.385 Maharashtra 170935 206001.16 32509 34797.72 30829 28022.28 234273 268821.16

Total: 204363 231696.04 42527 41080.13 37219 30335.05 284109 303111.22Grand Total: 3294643 7121582.37 1849225 3032101.28 533203 653823.59 5677071 10807507.24


STATEMENT - II - D

(Amt. R lakh)

Progress under Microfinance - Non-Performing Assets of

Banks against SHGs- Position as on 31 March 2020

Sr. No.

Region / State

Public Sector Commercial Banks

Private Sector Commercial Banks

Regional Rural Banks Cooperative Banks Total

Amount of Gross

NPAs against SHGs

NPA as %age

to Loan OS

Amount of

Gross NPAs

against SHGs

NPA as %age

to Loan OS

Amount of Gross

NPAs against SHGs

NPA as %age

to Loan OS

Amount of

Gross NPAs

against SHGs

NPA as %age

to Loan OS

Amount of Gross

NPAs against SHGs

NPA as %age

to Loan OS

CENTRAL REGION

1 Chhattisgarh 2929.21 7.88 6.07 1.22 828.00 3.50 239.38 11.80 4002.66 6.32

2 Madhya Pradesh 8271.89 25.50 378.91 4.73 3814.52 15.39 314.93 58.29 12780.25 19.43

3 Uttarakhand 1132.54 27.07 68.36 53.42 259.89 11.67 937.29 40.02 2398.08 27.00

4 Uttar Pradesh 18809.65 57.63 2126.67 97.96 15350.14 30.06 1145.21 93.37 37431.67 42.97

Total 31143.29 29.26 2580.01 23.88 20252.55 19.91 2636.81 42.96 56612.66 25.15

EASTERN REGION

1 Andaman & Nicobar 9.06 13.17 15.10 4.27 0.00 0.00 93.50 9.13 117.66 8.13

2 Bihar 16387.40 4.65 0.43 0.01 13383.58 3.94 0.00 0.00 29771.41 4.28

3 Jharkhand 3851.78 7.36 358.10 67.37 1131.00 3.96 19.85 7.86 5360.73 6.56

4 Odisha 18380.15 9.19 817.53 21.02 16976.55 12.04 2280.52 9.13 38454.75 10.40

5 West Bengal 7713.50 1.45 159.57 11.83 13691.77 2.91 6225.89 5.10 27790.73 2.47

Total 46341.89 4.07 1350.73 13.30 45182.90 4.61 8619.76 5.81 101495.28 4.46

NORTH EASTERN REGION

1 Arunachal Pradesh 81.06 48.14 0.00 0.00 0.00 0.00 0.00 0.00 81.06 24.27

2 Assam 6872.14 21.98 142.99 13.90 14755.55 31.96 502.07 35.91 22272.75 27.89

3 Manipur 66.23 18.67 0.00 0.00 169.06 13.22 0.00 0.00 235.29 11.29

4 Meghalaya 28.31 14.59 0.00 0.00 110.54 4.45 0.00 0.00 138.85 5.19

5 Mizoram 25.51 12.20 0.00 0.00 261.47 8.77 0.00 0.00 286.98 8.99

6 Nagaland 59.96 7.23 0.29 3.15 16.20 4.02 0.00 0.00 76.45 6.16

7 Sikkim 18.63 1.38 0.00 0.00 0.00 0.00 9.08 14.28 27.71 1.81

8 Tripura 1068.92 57.87 0.05 0.34 2726.12 26.19 0.00 0.00 3795.09 30.92

Total 8220.76 22.70 143.33 12.17 18038.94 28.23 511.15 26.72 26914.18 26.08

NORTHERN REGION

1 Chandigarh 3.39 2.45 0.00 0.00 0.00 0.00 0.00 0.00 3.39 2.45

2 Haryana 1799.14 21.60 22.22 43.25 3823.15 57.05 422.48 75.85 6066.99 38.79

3 Himachal Pradesh 504.17 9.63 0.00 0.00 278.00 6.73 648.29 10.64 1430.46 9.23

4 Jammu and Kashmir 89.29 4.97 0.00 0.00 142.50 4.72 49.48 96.60 281.27 5.78

5 New Delhi 174.75 27.84 0.00 0.00 0.00 0.00 0.00 0.00 174.75 27.82

6 Punjab 1392.64 12.40 0.19 0.60 191.07 13.52 272.91 41.04 1856.81 13.92

7 Rajasthan 4414.55 18.27 318.69 1.14 2374.81 18.12 4284.95 62.28 11393.00 15.80

Total 8377.93 16.26 341.10 1.22 6809.53 24.00 5678.11 39.86 21206.67 17.35


STATEMENT - II - D (contd.)

(Amt. R lakh)

Sr. No.

Region / State

Public Sector Commercial Banks

Private Sector Commercial Banks

Regional Rural Banks Cooperative Banks Total

Amount of Gross

NPAs against SHGs

NPA as %age

to Loan OS

Amount of

Gross NPAs

against SHGs

NPA as %age

to Loan OS

Amount of Gross

NPAs against SHGs

NPA as %age

to Loan OS

Amount of

Gross NPAs

against SHGs

NPA as %age

to Loan OS

Amount of Gross

NPAs against SHGs

NPA as %age

to Loan OS

SOUTHERN REGION

1 Andhra Pradesh 27761.83 1.18 124.59 5.98 5311.36 0.83 1039.56 3.41 34237.34 1.13

2 Karnataka 30870.47 3.74 2433.26 0.97 17873.30 8.83 2415.92 1.76 53592.95 3.79

3 Kerala 16348.51 4.92 1419.63 1.04 869.10 1.61 3097.14 3.91 21734.38 3.61

4 Lakshadweep UT 1.36 13.49 0.00 0.00 0.00 0.00 0.00 0.00 1.36 13.49

5 Puducherry 1578.91 25.79 1.32 0.08 351.97 8.78 342.42 22.96 2274.62 17.07

6 Tamil Nadu 101434.16 22.58 6456.79 3.89 3652.45 5.41 9128.09 5.80 120671.49 14.36

7 Telangana 49938.57 5.10 59.12 0.62 8334.60 0.98 1532.54 3.25 59864.83 3.18

Total 227933.81 4.61 10494.71 1.85 36392.78 2.00 17555.67 3.88 292376.97 3.76

WESTERN REGION

1 Daman and Diu UT 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

2 D and N Haveli UT 3.50 8.55 0.00 0.00 0.00 0.00 0.00 0.00 3.50 8.55

3 Goa 140.90 5.32 1.88 0.20 0.00 0.00 59.26 9.49 202.04 4.78

4 Gujarat 1668.14 9.53 328.50 7.21 1288.43 20.51 416.81 24.68 3701.88 12.33

5 Maharashtra 17891.19 17.01 3505.23 3.48 4561.84 13.11 3698.98 13.20 29657.24 11.03

Total 19703.73 15.72 3835.61 3.61 5850.27 14.24 4175.05 13.76 33564.66 11.07

Grand Total: 341721.41 5.34 18745.49 2.59 132526.97 4.37 39176.55 5.99 532170.42 4.92


STATEMENT III- A (I)

(Amt. R lakh)

Progress under Microfinance - Savings of SHGs with Public Sector Commercial Banks as on 31 March 2020

Sr. No. Name of Bank

Details of SHGs Saving linked with Banks

Out of Total SHGs - Exclusive Women

SHGs

Out of Total SHGs - Under NRLM/SGSY

Scheme

Out of Total SHGs - Under NULM/SJSRY

No. of SHGs

No. of Members

Savings - Amount

No. of SHGs

Savings - Amount

No. of SHGs

Savings - Amount

No. of SHGs

Savings - Amount

CENTRAL REGION

CHHATTISGARH

1 Allahabad Bank 1620 16200 345.92 744 160.79 1500 322.13 111 22.92

2 Andhra Bank 146 1752 27.87 143 27.37 106 21.11 37 6.26

3 Bank of Baroda 26182 281954 5102.45 23762 4070.23 19921 3618.98 766 127.67

4 Bank of India 2049 24588 29.00 2049 29.00 1608 23.00 441 6.00

5 Bank of Maharashtra

3464 38103 716.00 3081 581.94 484 140.56 17 4.56

6 Canara Bank 1945 25413 174.50 1803 161.66 0 0.00 277 6.21

7 Central Bank of India

15045 296020 4785.72 610 462.89 610 462.89 1 0.00

8 Corporation Bank 218 2180 33.89 142 20.97 84 9.21 13 2.24

9 Indian Bank 536 6968 133.00 531 132.00 206 80.00 65 7.00

10 Indian Overseas Bank

1033 12371 180.48 907 178.85 426 87.04 220 22.67

11 Oriental Bank of Commerce

1987 19870 215.62 1607 183.53 189 25.44 90 13.83

12 Punjab and Sind Bank

415 4150 40.54 408 40.44 257 23.12 158 17.42

13 Punjab National Bank

11090 110900 3247.67 10780 3090.84 71 43.34 7 1.14

14 State Bank of India 23131 286363 4063.00 16886 2966.00 17810 2965.00 1620 326.00

15 Syndicate Bank 879 8799 82.00 592 45.00 50 1.00 0 0.00

16 Uco Bank 5978 63959 474.43 4608 423.93 3104 301.56 2608 133.70

17 Union Bank of India 8437 101220 1208.00 6896 826.00 6647 995.00 72 8.00

Total 104155 1300810 20860.09 75549 13401.44 53073 9119.38 6503 705.62MADHYA PRADESH

1 Allahabad Bank 1290 12920 189.05 149 32.43 1173 179.24 40 3.45

2 Andhra Bank 70 840 17.78 70 17.78 64 16.84 6 0.94

3 Bank of Baroda 15764 174502 19687.53 10296 14165.18 5976 7473.39 303 2029.78

4 Bank of India 20565 214918 5263.00 15945 4002.00 10285 1838.00 6067 2125.00


7433 82833 1099.90 5806 823.73 243 41.59 5 0.44

6 Canara Bank 4374 54694 540.38 4140 511.49 1119 162.13 260 4.36

7 Central Bank of India 38317 753260 7398.75 1635 272.17 1635 272.17 5 0.01


9 Indian Bank 1428 18564 478.00 1414 473.00 85 30.00 6 0.00


16 196 0.26 4 0.26 2 0.05 2 0.21


1360 13600 136.42 1067 116.54 22 2.33 33 1.72


763 7630 113.97 731 106.55 462 52.18 301 61.79


(Amt. R lakh)




SHGs


Scheme


No. of SHGs

No. of Members

Savings - Amount

No. of SHGs

Savings - Amount

No. of SHGs

Savings - Amount

No. of SHGs

Savings - Amount


13739 137390 3554.51 13491 3502.59 44 18.01 1 0.36


15 Syndicate Bank 2118 21180 198.00 1358 74.00 955 63.00 798 40.00

16 Uco Bank 10414 116652 372.96 7286 263.16 3696 135.46 6360 206.10


Total 161048 2234878 44640.34 97584 28768.41 61019 14705.62 16110 4781.19UTTARAKHAND

1 Allahabad Bank 151 1512 15.79 21 3.56 47 12.57 12 1.73

2 Andhra Bank 7 84 0.68 7 0.68 7 0.68 0 0.00

3 Bank of Baroda 3201 37698 556.34 2342 440.68 661 112.34 31 5.73

4 Bank of India 183 1736 37.00 149 17.00 33 10.00 96 1.00


2 10 0.13 2 0.13 0 0.00 0 0.00

6 Canara Bank 1007 18126 139.28 945 130.77 189 29.64 33 1.51


450 8968 144.68 4 2.01 4 2.01 0 0.00


9 Indian Bank 30 390 8.00 30 8.00 0 0.00 0 0.00


112 1191 13.12 95 13.07 8 1.51 0 0.00


1781 17810 153.80 1326 125.75 79 11.14 3 0.29


614 3070 134.51 598 131.10 555 126.63 59 7.88


5193 51930 1017.06 4928 967.64 23 5.81 0 0.00


15 Syndicate Bank 508 5099 105.00 439 71.00 202 34.00 45 18.00

16 Uco Bank 0 0 0.00 0 0.00 0 0.00 0 0.00


Total 36665 434895 3557.99 31814 3019.43 19561 1375.15 1831 116.36UTTAR PRADESH

1 Allahabad Bank 5395 53945 763.17 1883 315.86 3356 616.02 336 44.84

2 Andhra Bank 114 1368 47.53 113 47.45 99 45.63 14 1.82

3 Bank of Baroda 36652 422700 10185.90 22137 6269.42 7105 1786.45 994 35.72

4 Bank of India 13904 156954 1234.00 7668 633.00 11453 1081.00 2404 122.00

5 Bank of Maharashtra 714 6034 133.62 591 121.20 12 2.10 1 0.05

6 Canara Bank 10001 164946 1814.13 9115 1653.17 5393 1256.02 887 15.75



STATEMENT III- A (I) (contd.)





SHGs


Scheme


No. of SHGs

No. of Members

Savings - Amount

No. of SHGs

Savings - Amount

No. of SHGs

Savings - Amount

No. of SHGs

Savings - Amount

9 Indian Bank 1119 14547 303.00 1108 300.00 145 27.00 52 4.00

10 Indian Overseas Bank 318 3775 28.11 223 26.12 78 12.51 4 0.00

11 Oriental Bank of Commerce 6080 60800 809.83 3821 697.33 351 58.59 52 14.32

12 Punjab and Sind Bank 3963 39630 588.82 3725 557.27 3111 543.77 852 45.05

13 Punjab National Bank 18081 180810 5664.97 17515 5304.43 17 2.16 17 7.98


15 Syndicate Bank 5493 54937 1092.00 2016 651.00 1528 368.00 165 73.00

16 Uco Bank 9674 103968 381.87 8328 331.88 4554 155.58 4502 185.95


18 United Bank of India 1425 14267 162.00 1425 162.00 1402 149.00 4 5.00

Total 156307 1939889 33768.19 104917 23381.29 63051 12387.12 11133 938.52Total Central Region 458175 5910472 102826.61 309864 68570.57 196704 37587.27 35577 6541.69

EASTERN REGION

ANDAMAN & NICOBAR

1 Allahabad Bank 0 0 0.00 0 0.00 0 0.00 0 0.00

2 Bank of Baroda 72 812 10.10 55 8.55 0 0.00 0 0.00

3 Bank of India 0 0 0.00 0 0.00 0 0.00 0 0.00

4 Canara Bank 36 396 11.28 36 11.28 0 0.00 0 0.00


6 Indian Bank 32 416 3.00 32 3.00 0 0.00 0 0.00





11 Syndicate Bank 38 380 5.10 30 2.25 9 1.35 15 1.05

12 Uco Bank 30 326 0.11 21 0.11 0 0.00 30 0.11


Total 812 9811 128.62 687 109.20 472 86.35 45 1.16BIHAR

1 Allahabad Bank 5858 58564 497.77 3276 329.57 5336 481.70 136 5.98

2 Andhra Bank 5 60 1.20 5 1.20 3 0.52 2 0.68

3 Bank of Baroda 29402 308147 11967.67 27884 11368.09 6789 2774.53 572 289.61

4 Bank of India 8690 109800 5673.00 6868 3932.00 8674 5673.00 0 0.00

(Amt. R lakh)






SHGs


Scheme


No. of SHGs

No. of Members

Savings - Amount

No. of SHGs

Savings - Amount

No. of SHGs

Savings - Amount

No. of SHGs

Savings - Amount


64 404 6.81 58 5.50 0 0.00 0 0.00

6 Canara Bank 17971 227984 3807.33 17101 3622.94 3724 1128.15 661 54.23


56171 1090428 10101.31 4124 473.90 4124 473.90 2 0.00


9 Indian Bank 3479 45227 1524.00 3444 1509.00 246 122.00 202 58.00


384 4559 55.89 342 55.34 25 1.03 40 2.69


392 3920 18.92 293 15.69 1 0.04 8 0.22


100 1000 10.89 94 10.37 23 2.85 77 8.04


51970 519700 11190.75 50424 10805.96 52 11.92 0 0.00


15 Syndicate Bank 1969 19699 162.50 1319 80.25 905 68.00 30 3.50

16 Uco Bank 51597 595862 6217.65 46588 5579.17 26214 3014.64 1328 32.87


18 United Bank of India

6661 66577 562.00 6597 552.00 6072 495.00 157 29.00

Total 365239 4655646 81985.18 283248 65047.05 164204 41179.31 11736 3094.34JHARKHAND

1 Allahabad Bank 3144 31485 635.52 1551 296.39 2830 618.84 77 3.66

2 Andhra Bank 22 264 2.83 22 2.83 17 2.70 5 0.13

3 Bank of Baroda 7067 83673 1478.89 5657 1171.13 4684 985.67 27 15.89

4 Bank of India 52541 663857 2599.00 52444 2583.00 41691 879.00 1464 20.00


208 1040 18.56 19 0.54 0 0.00 0 0.00

6 Canara Bank 8908 132430 4427.59 8772 4339.35 7834 4363.32 508 10.18


5674 112208 1021.86 159 22.23 159 22.23 0 0.00


9 Indian Bank 878 11414 153.00 869 151.00 705 116.00 24 3.00


293 3704 18.61 284 18.55 178 11.10 2 0.11


383 3830 68.20 276 30.74 0 0.00 1 0.10


254 2540 19.87 251 19.71 114 6.92 140 12.95


9868 98680 2257.39 9830 2251.77 0 0.00 2 0.00


15 Syndicate Bank 985 9868 94.00 495 38.50 344 33.00 0 0.00

(Amt. R lakh)






SHGs


Scheme


No. of SHGs

No. of Members

Savings - Amount

No. of SHGs

Savings - Amount

No. of SHGs

Savings - Amount

No. of SHGs

Savings - Amount

16 Uco Bank 4994 64609 285.35 4317 256.12 3785 205.85 995 58.64



5032 49495 433.00 4983 418.00 4642 378.00 87 14.00

Total 158184 1969038 22198.28 142850 19512.45 112077 15323.22 6546 802.66

ODISHA

1 Allahabad Bank 4445 44448 1121.28 1873 529.06 4153 1040.33 239 78.35

2 Andhra Bank 6058 72696 1752.76 6007 1746.40 5485 1634.63 522 111.77

3 Bank of Baroda 22563 256744 3798.45 19503 3420.88 11721 2145.56 356 76.45

4 Bank of India 31628 345291 7807.00 31357 7767.00 25439 6245.00 1313 243.00


68 361 8.01 66 7.20 0 0.00 0 0.00

6 Canara Bank 18104 319344 5438.28 15928 4824.56 11777 3914.61 554 68.58


10540 208768 3178.43 254 113.60 254 113.60 0 0.00


9 Indian Bank 12324 160212 4022.00 12201 3982.00 8828 2878.00 190 85.00


7521 94555 2201.72 6950 2182.97 4360 1482.26 394 58.49


1733 17330 275.37 1504 225.42 122 38.35 69 24.15


483 4830 102.10 479 101.59 213 40.32 270 61.78


14604 146040 4196.29 14322 4158.12 45 13.62 2 0.69


15 Syndicate Bank 4867 48678 758.00 3496 448.00 1333 187.00 106 26.00

16 Uco Bank 72860 834649 19440.71 62733 17517.54 54060 15003.47 8770 749.05



0 0 0.00 0 0.00 0 0.00 0 0.00

Total 368422 4569414 92339.69 321093 81401.95 250579 68684.93 22825 4827.49

WEST BENGAL

1 Allahabad Bank 50572 505650 17427.68 28304 9252.53 48336 16738.61 1926 632.75

2 Andhra Bank 418 5016 109.16 417 108.81 296 72.77 121 36.04

3 Bank of Baroda 14816 158957 2735.89 13375 2290.76 9765 1805.42 351 13.86

4 Bank of India 24855 241351 2139.00 23638 2123.00 19587 1183.00 1958 101.00


28 238 178.10 23 177.67 1 0.55 0 0.00

6 Canara Bank 15334 237186 3687.94 13692 3306.55 6725 1785.33 776 28.59

(Amt. R lakh)






SHGs


Scheme


No. of SHGs

No. of Members

Savings - Amount

No. of SHGs

Savings - Amount

No. of SHGs

Savings - Amount

No. of SHGs

Savings - Amount


50534 973192 16148.36 4686 1517.33 4686 1517.33 0 0.00


9 Indian Bank 3110 40430 1162.00 3079 1150.00 2132 922.00 165 16.00


3346 38986 1013.87 3015 1001.42 955 402.09 542 91.07


2211 22110 337.99 1813 302.67 205 50.68 108 32.39


541 5410 64.32 532 62.92 53 4.55 488 59.77


27673 276730 14756.08 27285 14583.94 185 155.97 23 7.17


15 Syndicate Bank 5809 58108 170.00 4173 83.00 3043 55.00 55 11.50

16 Uco Bank 80437 857096 22749.26 70456 20106.25 45510 15278.35 9337 1299.00



140565 1430729 12508.00 139938 12417.00 135348 12259.00 778 98.00

Total 539039 6353058 121385.45 431364 90086.48 367200 74022.16 23642 4580.20

Total Eastern Region 1431696 17556967 318037.22 1179242 256157.13 894532 199295.97 64794 13305.85


ARUNACHAL PRADESH

1 Allahabad Bank 0 0 0.00 0 0.00 0 0.00 0 0.00

2 Bank of Baroda 171 1922 312.20 65 9.36 159 277.50 0 0.00

3 Bank of India 44 440 23.00 41 21.00 0 0.00 0 0.00


5 Canara Bank 47 631 8.76 47 8.76 24 0.78 3 0.04


7 Indian Bank 18 234 1.00 18 1.00 18 1.00 0 0.00






(Amt. R lakh)






SHGs


Scheme


No. of SHGs

No. of Members

Savings - Amount

No. of SHGs

Savings - Amount

No. of SHGs

Savings - Amount

No. of SHGs

Savings - Amount

13 Syndicate Bank 48 488 18.50 29 7.65 8 6.50 0 0.00

14 Uco Bank 3 37 0.00 0 0.00 3 0.00 0 0.00

Total 2684 33147 792.21 2123 405.41 1800 638.19 3 0.04

ASSAM

1 Allahabad Bank 2675 26745 298.99 556 64.19 2476 283.38 73 5.81

2 Bank of Baroda 5315 59230 392.30 2928 243.62 1458 92.30 0 0.00

3 Bank of India 494 4940 248.00 333 167.00 381 191.00 0 0.00


5 Canara Bank 6215 81984 557.28 5902 525.90 1849 241.36 1213 47.45


20896 414936 1743.33 373 39.46 373 39.46 0 0.00


8 Indian Bank 2046 26598 263.00 2026 260.00 439 75.00 26 1.00


515 5474 57.38 462 55.41 52 6.77 10 0.19


722 7220 25.43 347 17.82 7 0.75 0 0.00


981 4905 73.28 968 72.52 643 50.60 338 22.68


7193 71930 584.84 6808 543.72 1 0.00 0 0.00


14 Syndicate Bank 1038 10389 62.00 668 41.00 380 22.00 0 0.00

15 Uco Bank 23924 263462 1832.58 22005 1718.04 20696 1697.17 1127 84.89



24892 248805 1390.00 24748 1377.00 23703 1304.00 154 29.00

Total 129846 1635483 10342.01 94424 7377.90 77615 6178.08 4663 348.70

MANIPUR

1 Allahabad Bank 1 10 0.32 0 0.00 1 0.32 0 0.00

2 Bank of Baroda 1128 12972 74.05 971 61.03 121 8.37 0 0.00

3 Bank of India 76 639 36.00 66 33.00 0 0.00 0 0.00


5 Canara Bank 117 1478 3.06 117 3.06 26 0.89 4 0.04


491 9788 13.01 4 0.10 4 0.10 0 0.00

7 Indian Bank 3 39 6.00 3 6.00 0 0.00 0 0.00


20 204 1.97 18 1.96 0 0.00 0 0.00

(Amt. R lakh)






SHGs


Scheme


No. of SHGs

No. of Members

Savings - Amount

No. of SHGs

Savings - Amount

No. of SHGs

Savings - Amount

No. of SHGs

Savings - Amount


0 0 0.00 0 0.00 0 0.00 0 0.00


332 1660 68.14 321 67.93 65 2.02 267 66.12


46 460 1.39 45 1.39 0 0.00 0 0.00


13 Uco Bank 153 1777 17.04 144 16.65 104 5.73 6 0.01

Total 5143 63373 431.04 4271 386.18 2454 210.43 473 83.17

MEGHALAYA

1 Allahabad Bank 0 0 0.00 0 0.00 0 0.00 0 0.00

2 Bank of Baroda 53 630 24.53 39 19.89 19 9.27 0 0.00

3 Bank of India 41 410 21.00 32 16.00 0 0.00 0 0.00

4 Canara Bank 44 607 3.63 44 3.63 0 0.00 1 0.01


44 880 3.16 0 0.00 0 0.00 0 0.00

6 Indian Bank 16 208 6.00 16 6.00 0 0.00 0 0.00


1 10 0.00 1 0.00 0 0.00 0 0.00


0 0 0.00 0 0.00 0 0.00 0 0.00


87 870 14.48 86 11.53 0 0.00 0 0.00


11 Syndicate Bank 7 70 3.82 7 3.82 7 3.82 0 0.00

12 Uco Bank 60 743 3.01 39 1.93 30 1.46 15 0.01


Total 3469 43059 428.43 2975 366.15 2460 316.85 232 28.02

MIZORAM

1 Allahabad Bank 0 0 0.00 0 0.00 0 0.00 0 0.00

2 Bank of Baroda 9 83 2.83 5 0.35 7 2.81 0 0.00

3 Bank of India 0 0 0.00 0 0.00 0 0.00 0 0.00


1 5 0.01 0 0.00 0 0.00 0 0.00

5 Canara Bank 77 385 4.73 77 4.73 2 0.01 2 0.47


15 300 0.37 0 0.00 0 0.00 0 0.00

7 Indian Bank 0 0 0.00 0 0.00 0 0.00 0 0.00


0 0 0.00 0 0.00 0 0.00 0 0.00

(Amt. R lakh)






SHGs


Scheme


No. of SHGs

No. of Members

Savings - Amount

No. of SHGs

Savings - Amount

No. of SHGs

Savings - Amount

No. of SHGs

Savings - Amount


0 0 0.00 0 0.00 0 0.00 0 0.00


1 10 0.02 1 0.02 0 0.00 0 0.00


12 Syndicate Bank 8 80 1.82 8 1.82 0 0.00 0 0.00

13 Uco Bank 59 664 0.26 30 0.26 6 0.26 53 0.00

Total 505 5674 108.04 433 97.18 272 92.08 79 9.47

NAGALAND

1 Allahabad Bank 1 10 0.20 0 0.00 1 0.20 0 0.00

2 Bank of Baroda 681 7789 54.97 493 39.31 229 18.36 0 0.00

3 Bank of India 117 1170 59.00 84 42.00 0 0.00 0 0.00


5 Canara Bank 186 1910 12.34 183 12.16 0 0.00 46 0.38


757 15140 68.51 0 0.00 0 0.00 0 0.00

7 Indian Bank 4 52 1.00 4 1.00 0 0.00 0 0.00


5 75 0.16 5 0.16 0 0.00 0 0.00


0 0 0.00 0 0.00 0 0.00 0 0.00


12 60 0.62 11 0.62 2 0.03 10 0.59


3 30 0.06 3 0.06 0 0.00 0 0.00


13 Uco Bank 214 2592 6.98 150 5.86 117 0.91 97 6.07


Total 5999 78366 684.84 4348 510.52 3424 422.99 153 7.04

SIKKIM

1 Allahabad Bank 0 0 0.00 0 0.00 0 0.00 0 0.00

2 Bank of Baroda 16 174 2.12 12 1.95 3 0.02 1 0.15

3 Bank of India 0 0 0.00 0 0.00 0 0.00 0 0.00

4 Canara Bank 202 2828 63.45 199 62.77 49 9.60 1 0.01


1708 34080 642.28 10 3.17 10 3.17 0 0.00

6 Indian Bank 2 26 0.00 2 0.00 2 0.00 0 0.00


0 0 0.00 0 0.00 0 0.00 0 0.00


24 240 4.16 22 4.14 0 0.00 0 0.00

(Amt. R lakh)






SHGs


Scheme


No. of SHGs

No. of Members

Savings - Amount

No. of SHGs

Savings - Amount

No. of SHGs

Savings - Amount

No. of SHGs

Savings - Amount


2 20 0.84 2 0.84 0 0.00 0 0.00


11 Syndicate Bank 0 0 0.00 0 0.00 0 0.00 0 0.00

12 Uco Bank 72 889 14.50 46 4.85 12 3.46 48 10.18


Total 4058 60152 1303.67 2083 572.72 1775 511.09 50 10.34

TRIPURA

1 Allahabad Bank 0 0 0.00 0 0.00 0 0.00 0 0.00

2 Bank of Baroda 131 1439 22.95 89 17.04 101 17.56 0 0.00

3 Bank of India 315 3150 158.00 304 152.00 30 15.00 0 0.00


5 Canara Bank 798 9576 202.58 796 202.01 651 169.02 2 0.04


7 Indian Bank 1 13 0.00 1 0.00 1 0.00 0 0.00






13 Uco Bank 817 9628 96.42 772 92.82 526 77.65 246 17.13



Total 10593 116027 1593.10 9940 1467.78 8893 1247.76 353 39.29

Total North Eastern Region 162297 2035281 15683.34 120597 11183.84 98693 9617.47 6006 526.07

NORTHERN REGION

CHANDIGARH

1 Allahabad Bank 0 0 0.00 0 0.00 0 0.00 0 0.00

2 Bank of Baroda 1897 22187 155.21 530 62.04 332 15.67 56 8.24

3 Bank of India 512 5313 39.52 285 23.56 137 13.97 58 2.83


(Amt. R lakh)






SHGs


Scheme


No. of SHGs

No. of Members

Savings - Amount

No. of SHGs

Savings - Amount

No. of SHGs

Savings - Amount

No. of SHGs

Savings - Amount

5 Canara Bank 2687 13806 425.16 2438 385.79 2634 425.05 0 0.00


7 Indian Bank 1 13 0.00 1 0.00 0 0.00 0 0.00






13 Uco Bank 15 177 0.73 12 0.73 0 0.00 15 0.73


Total 5537 46778 662.56 3553 508.02 3345 485.70 159 13.96

HARYANA

1 Allahabad Bank 131 1319 17.84 93 15.24 108 15.87 12 1.51

2 Andhra Bank 88 1056 12.75 88 12.75 82 11.54 6 1.21

3 Bank of Baroda 971 11267 154.68 716 120.14 330 53.92 0 0.00

4 Bank of India 366 3344 19.00 202 13.00 97 9.00 47 2.00


90 737 6.15 84 5.40 8 0.48 1 0.01

6 Canara Bank 1818 25452 219.93 1638 198.12 767 114.65 81 6.42


1700 33744 187.96 32 4.69 32 4.69 0 0.00


9 Indian Bank 273 3549 100.00 270 99.00 80 27.00 2 0.00


74 915 6.32 58 5.75 0 0.00 14 1.12


4253 42530 435.19 3321 374.41 380 43.40 36 3.67


1709 17090 141.31 1620 121.17 1503 124.61 206 16.70


13245 132450 1655.89 13127 1640.52 112 8.51 3 0.06


15 Syndicate Bank 1135 11350 162.00 602 72.00 385 58.00 75 20.00

16 Uco Bank 1409 16084 74.50 1061 61.96 567 37.91 789 31.61


Total 35589 403233 4208.07 29821 3570.47 10656 1345.85 1764 149.34

(Amt. R lakh)






SHGs


Scheme


No. of SHGs

No. of Members

Savings - Amount

No. of SHGs

Savings - Amount

No. of SHGs

Savings - Amount

No. of SHGs

Savings - Amount

HIMACHAL PRADESH

1 Allahabad Bank 19 189 2.12 12 1.12 7 1.22 9 0.81

2 Andhra Bank 1 12 0.00 1 0.00 0 0.00 1 0.00

3 Bank of Baroda 191 2025 34.45 158 26.89 45 7.86 0 0.00

4 Bank of India 146 1724 20.00 83 10.00 40 4.00 11 2.00


6 Canara Bank 854 12304 123.72 726 105.17 470 84.44 67 1.07



9 Indian Bank 77 1001 11.00 76 11.00 63 8.00 3 1.00






15 Syndicate Bank 75 750 35.50 62 20.50 13 8.00 10 6.00

16 Uco Bank 3485 38537 365.02 2110 251.03 2618 298.50 353 40.18


Total 20674 238373 2701.09 17759 2315.82 8967 1242.29 928 60.66

JAMMU AND KASHMIR

1 Allahabad Bank 0 0 0.00 0 0.00 0 0.00 0 0.00

2 Bank of Baroda 1 9 0.02 1 0.02 1 0.02 0 0.00

3 Bank of India 0 0 0.00 0 0.00 0 0.00 0 0.00


5 Canara Bank 74 881 2.73 69 2.57 9 0.26 2 0.02



8 Indian Bank 0 0 0.00 0 0.00 0 0.00 0 0.00



(Amt. R lakh)






SHGs


Scheme


No. of SHGs

No. of Members

Savings - Amount

No. of SHGs

Savings - Amount

No. of SHGs

Savings - Amount

No. of SHGs

Savings - Amount




14 Uco Bank 204 2488 27.33 146 25.09 9 0.02 192 27.31


Total 2225 26126 188.21 1841 158.03 525 43.18 243 32.42

NEW DELHI

1 Allahabad Bank 1 10 0.16 0 0.00 1 0.16 0 0.00

2 Andhra Bank 0 0 0.00 0 0.00 0 0.00 0 0.00

3 Bank of Baroda 625 6801 261.93 393 197.39 236 98.41 8 3.13

4 Bank of India 14 224 3.89 14 3.89 0 0.00 0 0.00


6 Canara Bank 367 5505 47.77 339 44.04 0 0.00 5 0.23



9 Indian Bank 28 364 36.00 28 36.00 0 0.00 0 0.00






15 Syndicate Bank 51 510 11.50 42 8.00 0 0.00 0 0.00

16 Uco Bank 5 54 0.13 2 0.06 0 0.00 5 0.13


Total 3458 41305 947.05 2805 802.88 958 213.96 182 33.20

PUNJAB

1 Allahabad Bank 8 80 1.18 3 1.03 5 1.18 0 0.00

2 Bank of Baroda 483 5542 37.81 309 22.59 219 16.85 0 0.00

3 Bank of India 336 3805 17.00 285 13.00 147 10.00 95 2.00


89 1005 5.57 78 3.99 0 0.00 0 0.00

(Amt. R lakh)






SHGs


Scheme


No. of SHGs

No. of Members

Savings - Amount

No. of SHGs

Savings - Amount

No. of SHGs

Savings - Amount

No. of SHGs

Savings - Amount

5 Canara Bank 962 11377 74.85 845 65.98 498 44.79 102 1.02


266 5304 50.18 2 0.24 2 0.24 0 0.00


8 Indian Bank 198 2574 15.00 185 15.00 56 3.00 6 0.00


14 151 0.22 11 0.22 0 0.00 0 0.00


2363 23630 155.79 1541 113.31 78 10.01 14 2.21


7011 70110 991.02 6548 638.08 6205 940.27 806 50.75


4587 45870 412.72 4481 404.54 27 0.75 0 0.00


14 Syndicate Bank 99 999 383.00 75 326.00 0 0.00 0 0.00

15 Uco Bank 972 11335 47.77 736 40.94 677 23.10 85 20.53


Total 26450 293504 2772.23 23175 2140.04 14938 1541.35 1719 143.91

RAJASTHAN

1 Allahabad Bank 194 1946 9.89 122 6.41 186 8.91 8 0.98

2 Andhra Bank 70 840 3.85 70 3.85 64 2.66 6 1.19

3 Bank of Baroda 46144 507470 8133.86 40505 7333.49 6245 1128.17 151 63.24

4 Bank of India 2675 28907 446.00 1857 193.00 312 10.00 0 0.00


6 Canara Bank 2080 27066 263.36 2016 255.39 417 38.90 116 0.97



9 Indian Bank 326 4238 60.00 323 59.00 125 14.00 3 0.00






15 Syndicate Bank 801 8010 130.00 515 72.00 268 43.00 50 23.00

16 Uco Bank 7071 76748 311.81 4900 241.41 2845 101.09 4032 181.72

(Amt. R lakh)






SHGs


Scheme


No. of SHGs

No. of Members

Savings - Amount

No. of SHGs

Savings - Amount

No. of SHGs

Savings - Amount

No. of SHGs

Savings - Amount

17 Union Bank Of India 3551 46163 600.00 2892 490.00 3046 517.00 75 12.00

Total 108651 1266592 15458.68 89040 12943.50 26779 3799.45 5640 447.22

Total Northern Region 202584 2315911 26937.89 167994 22438.76 66168 8671.78 10635 880.71

SOUTHERN REGION

ANDHRA PRADESH

1 Allahabad Bank 2034 20322 2399.62 490 621.02 1816 2296.78 188 95.93

2 Andhra Bank 176862 2122344 181005.67 175815 180484.41 137260 139850.95 38555 40633.46

3 Bank of Baroda 27101 296024 22653.20 20052 19379.82 9818 8288.30 469 52.43

4 Bank of India 5437 54370 2750.00 5437 2750.00 1413 1300.00 0 0.00


6 Canara Bank 36032 572240 5730.62 33419 5354.44 16119 3013.55 439 74.48



9 Indian Bank 66547 865111 62926.00 65882 62297.00 34906 38877.00 99 54.00






15 Syndicate Bank 67857 678570 7854.00 62464 7105.00 5896 1425.00 125 45.00

16 Uco Bank 12199 127626 11849.34 10841 10630.29 5477 5346.92 2599 2652.56


Total 697871 8572675 517785.23 647904 490751.22 428865 395043.07 56967 43744.81

KARNATAKA

1 Allahabad Bank 36 360 7.31 6 2.34 5 2.19 6 0.72

2 Andhra Bank 103 1236 27.36 100 27.17 66 14.31 34 12.86

3 Bank of Baroda 47489 535011 7716.67 31684 5454.91 12089 2236.17 195 127.87

4 Bank of India 4421 50470 1275.00 4303 1201.00 1953 884.00 281 4.00


875 7889 122.07 726 93.75 1 2.56 5 0.05

6 Canara Bank 49670 784209 10469.45 45950 9685.28 15465 2445.41 730 74.24


1977 38932 369.36 76 16.99 76 16.99 0 0.00

(Amt. R lakh)






SHGs


Scheme


No. of SHGs

No. of Members

Savings - Amount

No. of SHGs

Savings - Amount

No. of SHGs

Savings - Amount

No. of SHGs

Savings - Amount


9 Indian Bank 1930 25090 527.00 1911 522.00 800 160.00 40 3.00


2263 27982 379.25 2010 374.47 953 198.43 42 4.86


406 4060 53.84 371 48.20 6 3.00 4 0.28


11 110 0.92 7 0.05 1 0.00 10 0.92


716 7160 181.53 695 176.78 0 0.00 0 0.00


15 Syndicate Bank 34598 345989 5115.00 28137 3995.00 7311 1140.00 760 947.00

16 Uco Bank 1900 23295 273.91 1336 235.67 267 41.03 985 39.44


Total 346923 4336083 42320.24 293946 36020.73 192372 20703.96 7233 1936.82

KERALA

1 Allahabad Bank 40 400 9.65 1 0.48 9 1.77 2 1.16

2 Andhra Bank 243 2916 69.67 238 65.96 174 42.34 64 23.62

3 Bank of Baroda 13323 140770 9975.11 8597 6833.95 9721 7375.60 150 101.75

4 Bank of India 13062 182860 1617.00 11799 1329.00 1349 348.00 154 114.00


83 415 20.87 60 10.12 0 0.00 0 0.00

6 Canara Bank 54991 800085 12229.72 50285 11182.06 28530 6582.68 1055 359.85


15805 313060 3662.34 380 84.91 380 84.91 3 0.07


9 Indian Bank 15053 195689 5001.00 14902 4951.00 984 440.00 1894 27.00


7513 81036 1882.46 6151 1804.93 430 128.80 1066 189.05


193 1930 6.38 183 5.57 0 0.00 7 0.15


4 40 0.13 4 0.13 0 0.00 4 0.13


12041 120410 1805.80 11826 1765.96 44 5.19 2 0.01


15 Syndicate Bank 5023 50230 1198.00 3310 598.00 552 155.00 60 18.50

16 Uco Bank 2819 33005 556.86 2174 496.34 1148 315.16 841 37.54


Total 212559 2789929 41876.67 172039 32428.79 103721 18689.28 5819 950.85

(Amt. R lakh)






SHGs


Scheme


No. of SHGs

No. of Members

Savings - Amount

No. of SHGs

Savings - Amount

No. of SHGs

Savings - Amount

No. of SHGs

Savings - Amount

LAKSHADWEEP UT

1 Allahabad Bank 0 0 0.00 0 0.00 0 0.00 0 0.00

2 Bank of Baroda 0 0 0.00 0 0.00 0 0.00 0 0.00


1 20 0.03 0 0.00 0 0.00 0 0.00


0 0 0.00 0 0.00 0 0.00 0 0.00


0 0 0.00 0 0.00 0 0.00 0 0.00


7 Syndicate Bank 175 1750 21.50 175 21.50 0 0.00 0 0.00

8 Uco Bank 3 41 0.62 3 0.62 3 0.62 0 0.00

Total 179 1811 22.15 178 22.12 3 0.62 0 0.00

PUDUCHERRY

1 Allahabad Bank 0 0 0.00 0 0.00 0 0.00 0 0.00

2 Andhra Bank 84 1008 64.88 83 64.86 18 11.78 65 53.08

3 Bank of Baroda 625 7376 75.63 489 69.19 546 65.86 0 0.00

4 Bank of India 185 2361 2793.00 117 2756.00 0 1300.00 0 0.00

5 Canara Bank 429 5148 546.02 395 502.34 264 517.30 5 0.12


144 2880 1.65 0 0.00 0 0.00 0 0.00


8 Indian Bank 2551 33163 844.00 2525 836.00 2004 561.00 314 254.00


387 4760 117.08 377 117.06 205 26.58 10 2.99


8 80 0.68 6 0.43 0 0.00 0 0.00


3 30 3.07 3 3.07 0 0.00 3 3.07


77 770 1.96 77 1.96 0 0.00 0 0.00


14 Syndicate Bank 104 1040 21.00 98 18.00 0 0.00 0 0.00

15 Uco Bank 1023 12406 87.96 651 76.41 134 42.49 652 11.19


Total 6915 85677 4724.33 5854 4577.04 4246 2656.36 1099 337.12

TAMIL NADU

1 Allahabad Bank 138 1392 20.77 42 3.84 66 11.65 10 3.36

2 Andhra Bank 535 6420 99.76 524 97.94 225 45.73 299 52.21

3 Bank of Baroda 18213 213602 1856.78 13887 1306.61 9732 1005.63 642 81.34

(Amt. R lakh)






SHGs


Scheme


No. of SHGs

No. of Members

Savings - Amount

No. of SHGs

Savings - Amount

No. of SHGs

Savings - Amount

No. of SHGs

Savings - Amount

4 Bank of India 10885 112125 11610.00 9823 9885.00 541 74.00 179 9.00


6 Canara Bank 45986 702814 8274.02 40329 7261.85 11486 2407.10 1032 250.36



9 Indian Bank 127154 1653002 43075.00 125882 42644.00 50452 17622.00 5014 348.00






15 Syndicate Bank 11222 112220 588.00 8200 418.00 2194 156.00 95 32.00

16 Uco Bank 4668 49365 373.30 3704 329.26 1126 131.60 810 29.65


Total 372673 4834658 80343.99 329489 73553.04 149946 27429.93 18588 1906.35

TELANGANA

1 Allahabad Bank 1001 10010 702.86 382 205.87 963 679.12 19 14.93

2 Andhra Bank 70550 846600 37659.88 70159 37557.28 56378 28640.59 13781 8916.69

3 Bank of Baroda 17303 201349 4102.88 14031 3226.10 9802 2363.67 71 16.89

4 Bank of India 9010 90100 450.78 9010 450.78 3550 168.45 0 0.00


6 Canara Bank 20835 341848 14286.66 19932 13642.04 5852 4515.94 123 15.74



9 Indian Bank 17489 227357 14800.00 17314 14652.00 1037 405.00 0 0.00





14 Syndicate Bank 16550 165500 565.00 14297 323.00 1188 127.00 478 56.00

(Amt. R lakh)






SHGs


Scheme


No. of SHGs

No. of Members

Savings - Amount

No. of SHGs

Savings - Amount

No. of SHGs

Savings - Amount

No. of SHGs

Savings - Amount

15 Uco Bank 0 0 0.00 0 0.00 0 0.00 0 0.00


Total 259428 3294200 108404.87 237794 99841.90 150385 60792.53 18693 10921.07

Total Southern Region 1896548 23915033 795477.48 1687204 737194.84 1029538 525315.75 108399 59797.02

WESTERN REGION

DAMAN AND DIU UT

1 Allahabad Bank 0 0 0.00 0 0.00 0 0.00 0 0.00

2 Bank of Baroda 0 0 0.00 0 0.00 0 0.00 0 0.00

3 Bank of India 0 0 0.00 0 0.00 0 0.00 0 0.00

4 Indian Bank 15 195 2.00 15 2.00 0 0.00 0 0.00




8 Uco Bank 7310 80492 3553.23 6655 3209.11 2031 1135.06 724 192.09

Total 7381 81381 3562.23 6688 3215.11 2072 1139.06 724 192.09

D AND N HAVELI UT

1 Allahabad Bank 0 0 0.00 0 0.00 0 0.00 0 0.00

2 Bank Of Baroda 0 0 0.00 0 0.00 0 0.00 0 0.00

3 Bank of India 0 0 0.00 0 0.00 0 0.00 0 0.00

4 Canara Bank 16 80 4.49 16 4.49 0 0.00 5 0.23




8 Uco Bank 0 0 0.00 0 0.00 0 0.00 0 0.00

Total 28 229 8.49 16 6.49 9 4.00 5 0.23

GOA

1 Allahabad Bank 0 0 0.00 0 0.00 0 0.00 0 0.00

2 Bank of Baroda 997 10321 671.95 884 588.63 712 480.58 1 3.29

3 Bank of India 1101 15895 417.00 1077 403.00 746 300.00 0 0.00


5 Canara Bank 550 7150 170.97 480 150.44 368 124.53 8 1.54


(Amt. R lakh)






SHGs


Scheme


No. of SHGs

No. of Members

Savings - Amount

No. of SHGs

Savings - Amount

No. of SHGs

Savings - Amount

No. of SHGs

Savings - Amount


8 Indian Bank 40 520 18.00 40 18.00 25 10.00 0 0.00





13 Syndicate Bank 196 1969 62.00 107 20.00 0 0.00 15 10.00

14 Uco Bank 45 492 8.30 29 8.16 8 0.35 28 0.82


Total 4940 63135 1861.58 4095 1548.42 3052 1224.89 83 18.65

GUJARAT

1 Allahabad Bank 8 82 0.02 8 0.02 4 0.02 4 0.00

2 Bank of Baroda 99879 1111292 13795.51 95224 12464.24 62519 7989.56 1727 132.50

3 Bank of India 14164 154737 1734.00 11085 1346.00 4701 528.00 287 27.00


5 Canara Bank 974 14533 137.37 897 126.44 139 19.44 75 26.04



8 Indian Bank 1153 14989 360.00 1141 356.00 140 28.00 6 0.00



11 Punjab And Sind Bank 57 570 4.84 23 1.94 4 0.47 53 4.37



14 Syndicate Bank 998 9980 250.00 383 121.00 105 35.00 35 25.00

15 Uco Bank 1903 21269 184.41 1473 171.68 319 19.64 930 36.90


Total 175032 2094953 22961.93 153269 19442.03 107164 13306.14 5758 540.80

MAHARASHTRA

1 Allahabad Bank 898 8991 205.06 287 57.02 828 198.73 28 3.59

2 Andhra Bank 413 4956 70.77 405 69.80 313 58.66 92 11.14

(Amt. R lakh)






SHGs


Scheme


No. of SHGs

No. of Members

Savings - Amount

No. of SHGs

Savings - Amount

No. of SHGs

Savings - Amount

No. of SHGs

Savings - Amount

3 Bank of Baroda 41862 481622 7685.31 34724 6008.37 23381 4189.63 782 175.89

4 Bank of India 54623 622321 4874.00 46517 4777.00 29881 3724.00 15075 796.00


6 Canara Bank 14498 197603 2218.63 12986 2000.33 4704 738.18 930 29.67



9 Indian Bank 3444 44772 1349.00 3410 1336.00 1140 397.00 266 3.00






15 Syndicate Bank 4560 45600 475.00 3866 210.00 1544 82.00 558 62.00

16 Uco Bank 5214 60048 304.65 3994 260.45 1389 148.68 3164 109.46


Total 417491 5226888 62847.47 301893 44595.30 159109 23554.57 27400 2287.96

Total Western Region 604872 7466586 91241.70 465961 68807.35 271406 39228.66 33970 3039.73

Grand Total 4756172 59200250 1350204.24 3930862 1164352.49 2557041 819716.90 259381 84091.07

(Amt. R lakh)






SHGs


Scheme


No. of SHGs

No. of Members

Savings - Amount

No. of SHGs

Savings - Amount

No. of SHGs

Savings - Amount

No. of SHGs

Savings - Amount

PUBLIC SECTOR COMMERCIAL BANKS - ALL INDIA POSITION

1 Allahabad Bank 79660 796590 24672.17 39803 11898.77 73207 23510.94 3236 922.48

2 Andhra Bank 255789 3069468 220974.40 254267 220336.54 200657 170473.44 53610 49863.10

3 Bank of Baroda 480327 5362094 133720.17 391797 106691.85 214447 56444.43 7653 3361.43

4 Bank of India 272439 3097800 53392.19 242872 46671.23 164048 25811.42 29930 3576.83


6 Canara Bank 318189 4802019 76122.01 291657 70351.56 127084 34133.08 10003 1079.85



9 Indian Bank 261305 3396965 137187.00 258683 135816.00 104619 62803.00 8377 864.00






15 Syndicate Bank 167211 1672242 19624.24 136963 14875.29 28220 4071.67 3475 1417.55

16 Uco Bank 311531 3470375 69913.00 267350 62357.78 181035 43523.72 51726 6195.57



Total All Public Sec. Comm. Banks

4756172 59200250 1350204.24 3930862 1164352.49 2557041 819716.90 259381 84091.07

(Amt. R lakh)






SHGs


Scheme


No. of SHGs

No. of Members

Savings - Amount

No. of SHGs

Savings - Amount

No. of SHGs

Savings - Amount

No. of SHGs

Savings - Amount

CENTRAL REGION

CHHATTISGARH

1 Axis Bank Limited 11 165 7.40 11 7.40 7 5.61 4 1.79

2 Federal Bank Ltd 1 5 0.54 0 0.00 0 0.00 0 0.00

3 Hdfc Bank Ltd. 100 811 104.43 100 104.43 0 0.00 0 0.00

4 ICICI Bank Limited 1 13 0.11 1 0.11 1 0.11 0 0.00

5 IDBI Bank Limited 2367 28404 506.52 1750 431.02 2367 506.52 0 0.00

6 IDFC Bank Limited 1 12 0.00 1 0.00 1 0.00 0 0.00

7 Karnataka Bank Ltd 28 170 2.19 28 2.19 0 0.00 0 0.00

8 Karur Vysya Bank Ltd

3 30 0.03 1 0.00 0 0.00 0 0.00

9 YES Bank Ltd. 30 356 0.35 30 0.35 0 0.00 0 0.00

Total 2542 29966 621.57 1922 545.50 2376 512.24 4 1.79

MADHYA PRADESH


2 Bandhan Bank Limited

56 560 13.39 0 0.00 0 0.00 0 0.00

3 Federal Bank Ltd 2 10 0.01 0 0.00 0 0.00 0 0.00

4 HDFC Bank Ltd. 177 1529 213.69 177 213.69 0 0.00 0 0.00


6 Idbi Bank Limited 1542 18504 107.56 1159 67.24 1542 107.56 0 0.00

7 Idfc Bank Limited 4 45 0.40 4 0.40 0 0.00 4 0.40


9 South Indian Bank Ltd

1 12 0.01 1 0.01 0 0.00 0 0.00

10 Yes Bank Ltd. 761 8563 8.72 761 8.72 0 0.00 0 0.00

Total 29062 373944 1725.78 28619 1672.04 25334 1149.13 2726 340.63

UTTARAKHAND


7 70 2.73 0 0.00 0 0.00 0 0.00




5 Nainital Bank Ltd 150 1500 5.62 118 4.42 150 5.62 0 0.00

6 Tamilnad Mercantile Bank Ltd

0 0 0.00 0 0.00 0 0.00 0 0.00

7 YES Bank Ltd. 198 2143 0.77 198 0.77 0 0.00 0 0.00

Total 669 7423 25.91 412 9.98 446 22.01 0 0.00

(Amt. R lakh)

STATEMENT III- A (II)

Progress under Microfinance - Savings of SHGs with Private Sector Commercial Banks as on 31 March 2020





SHGs


Scheme


No. of SHGs

No. of Members

Savings - Amount

No. of SHGs

Savings - Amount

No. of SHGs

Savings - Amount

No. of SHGs

Savings - Amount

UTTAR PRADESH


2 Bandhan Bank Limited 157 1570 40.62 0 0.00 0 0.00 0 0.00

3 Federal Bank Ltd 21 105 0.18 0 0.00 0 0.00 0 0.00

4 HDFC Bank Ltd. 0 0 0.00 0 0.00 0 0.00 0 0.00





9 South Indian Bank Ltd 0 0 0.00 0 0.00 0 0.00 0 0.00

10 YES Bank Ltd. 2421 32871 51.33 2421 51.33 0 0.00 0 0.00

Total 6416 80288 160.25 5639 86.23 3774 66.81 0 0.00

TOTAL CENTRAL REGION 38689 491621 2533.51 36592 2313.75 31930 1750.19 2730 342.42

EASTERN REGION

ANDAMAN & NICOBAR


Total 197 2364 13.89 192 13.71 197 13.89 0 0.00

BIHAR


63 630 6.40 0 0.00 0 0.00 0 0.00

2 Federal Bank Ltd 2 10 0.02 0 0.00 0 0.00 0 0.00

3 HDFC Bank Ltd. 1 11 0.22 1 0.22 0 0.00 0 0.00




7 YES Bank Ltd. 167 2237 1.07 167 1.07 0 0.00 0 0.00

Total 6352 81902 1235.78 6176 1218.47 6119 1228.07 0 0.00

JHARKHAND



101 1010 666.94 0 0.00 0 0.00 0 0.00

3 Federal Bank Ltd 1 5 0.01 0 0.00 0 0.00 0 0.00

4 HDFC Bank Ltd. 0 0 0.00 0 0.00 0 0.00 0 0.00




(Amt. R lakh)

STATEMENT III- A (II) (contd.)





SHGs


Scheme


No. of SHGs

No. of Members

Savings - Amount

No. of SHGs

Savings - Amount

No. of SHGs

Savings - Amount

No. of SHGs

Savings - Amount


9 YES Bank Ltd. 113 1407 0.89 113 0.89 0 0.00 0 0.00

Total 2862 34545 1270.79 2081 281.94 2639 602.45 0 0.00

ODISHA



225 2250 53.59 0 0.00 0 0.00 0 0.00

3 Federal Bank Ltd 322 1610 81.62 0 0.00 4 1.98 0 0.00

4 HDFC Bank Ltd. 90 608 56.66 90 56.66 0 0.00 0 0.00



7 Indusind Bank Ltd 0 0 0.00 0 0.00 0 0.00 0 0.00



2 20 0.00 0 0.00 0 0.00 0 0.00


0 0 0.00 0 0.00 0 0.00 0 0.00

11 YES Bank Ltd. 12306 141414 64.37 12306 64.37 0 0.00 0 0.00

Total 25841 308608 1524.60 24922 1350.24 11951 1082.01 947 188.11

WEST BENGAL



3 Federal Bank Ltd 5 25 0.17 0 0.00 0 0.00 0 0.00

4 HDFC Bank Ltd. 4 43 9.29 4 9.29 0 0.00 0 0.00





9 Karur Vysya Bank Ltd 241 2410 22.45 233 21.43 0 0.00 0 0.00


11 YES Bank Ltd. 602 6277 3.30 602 3.30 0 0.00 0 0.00

Total 8662 100263 815.79 5866 419.70 6769 500.94 0 0.00


(Amt. R lakh)






SHGs


Scheme


No. of SHGs

No. of Members

Savings - Amount

No. of SHGs

Savings - Amount

No. of SHGs

Savings - Amount

No. of SHGs

Savings - Amount


ARUNACHAL PRADESH


2 20 0.12 0 0.00 0 0.00 0 0.00


Total 2 20 0.12 0 0.00 0 0.00 0 0.00

ASSAM



1731 17310 186.64 0 0.00 0 0.00 0 0.00

3 Federal Bank Ltd 23 115 1.35 0 0.00 0 0.00 0 0.00

4 HDFC Bank Ltd. 52 384 38.54 52 38.54 0 0.00 0 0.00




2 24 1.06 1 0.03 0 0.00 0 0.00

Total 8529 98490 459.35 5422 221.89 6721 231.76 0 0.00

MANIPUR


1 10 0.05 0 0.00 0 0.00 0 0.00


Total 42 502 15.75 35 15.63 41 15.70 0 0.00

MEGHALAYA

1 Federal Bank Ltd 1 5 0.01 0 0.00 0 0.00 0 0.00


Total 2 17 5.19 1 5.18 1 5.18 0 0.00

MIZORAM


Total 118 1416 9.81 91 8.01 118 9.81 0 0.00

NAGALAND


7 70 0.07 0 0.00 0 0.00 0 0.00

2 Federal Bank Ltd 24 120 0.73 0 0.00 0 0.00 0 0.00



Total 212 2363 23.00 138 15.19 181 22.20 0 0.00

(Amt. R lakh)






SHGs


Scheme


No. of SHGs

No. of Members

Savings - Amount

No. of SHGs

Savings - Amount

No. of SHGs

Savings - Amount

No. of SHGs

Savings - Amount

SIKKIM



Total 590 7068 193.70 534 102.38 587 193.59 0 0.00

TRIPURA


2 Federal Bank Ltd 0 0 0.00 0 0.00 0 0.00 0 0.00

3 HDFC Bank Ltd. 2 19 0.48 2 0.48 0 0.00 0 0.00


Total 720 8189 187.16 104 10.86 495 99.92 0 0.00


NORTHERN REGION

CHANDIGARH


354 3540 19.26 0 0.00 0 0.00 0 0.00



3 36 0.12 3 0.12 0 0.00 0 0.00

Total 360 3612 19.39 4 0.12 3 0.01 0 0.00

HARYANA



0 0 0.00 0 0.00 0 0.00 0 0.00

3 Federal Bank Ltd 12 60 4.43 0 0.00 0 0.00 0 0.00

4 HDFC Bank Ltd. 6 30 2.06 6 2.06 0 0.00 0 0.00





2 24 0.00 2 0.00 0 0.00 0 0.00

9 YES Bank Ltd. 281 3047 0.30 281 0.30 0 0.00 0 0.00

Total 819 9401 39.20 630 27.15 518 32.41 0 0.00

HIMACHAL PRADESH



3 YES Bank Ltd. 8 146 0.04 8 0.04 0 0.00 0 0.00

Total 189 2320 25.04 74 9.26 181 25.00 0 0.00

(Amt. R lakh)






SHGs


Scheme


No. of SHGs

No. of Members

Savings - Amount

No. of SHGs

Savings - Amount

No. of SHGs

Savings - Amount

No. of SHGs

Savings - Amount

JAMMU AND KASHMIR



Total 3 37 0.00 1 0.00 3 0.00 0 0.00

NEW DELHI



33 330 183.62 0 0.00 0 0.00 0 0.00

3 Federal Bank Ltd 5 25 11.25 0 0.00 0 0.00 0 0.00

4 HDFC Bank Ltd. 0 0 0.00 0 0.00 0 0.00 0 0.00








16 192 0.05 6 0.00 0 0.00 0 0.00

12 YES Bank Ltd. 0 0 0.00 0 0.00 0 0.00 0 0.00

Total 67 693 213.95 12 13.03 10 6.02 0 0.00

PUNJAB



18 180 0.51 0 0.00 0 0.00 0 0.00

3 Federal Bank Ltd 18 90 0.44 0 0.00 0 0.00 0 0.00

4 HDFC Bank Ltd. 0 0 0.00 0 0.00 0 0.00 0 0.00




19 228 8.21 9 6.15 0 0.00 0 0.00

8 YES Bank Ltd. 220 2495 1.46 220 1.46 0 0.00 0 0.00

Total 700 8131 32.75 439 18.32 425 22.13 0 0.00

RAJASTHAN


2 City Union Bank Limited 8 40 2.85 8 2.85 0 0.00 0 0.00

3 Federal Bank Ltd 2 10 0.25 0 0.00 0 0.00 0 0.00

4 HDFC Bank Ltd. 35 303 53.09 35 53.09 0 0.00 0 0.00

(Amt. R lakh)






SHGs


Scheme


No. of SHGs

No. of Members

Savings - Amount

No. of SHGs

Savings - Amount

No. of SHGs

Savings - Amount

No. of SHGs

Savings - Amount






10 YES Bank Ltd. 614 7537 4.41 614 4.41 0 0.00 0 0.00

Total 54182 700999 3212.60 53612 3167.47 52119 3030.41 1223 98.55


SOUTHERN REGION

ANDHRA PRADESH



1 10 0.05 0 0.00 0 0.00 0 0.00

3 City Union Bank Limited

770 3850 52.36 158 10.89 0 0.00 0 0.00

4 Federal Bank Ltd 6 30 0.65 0 0.00 0 0.00 0 0.00

5 HDFC Bank Ltd. 342 3245 716.64 342 716.64 0 0.00 0 0.00





28 280 0.82 4 0.08 0 0.00 0 0.00

10 Kotak Mahindra Bank Ltd.

146 1460 26.49 146 26.49 0 0.00 0 0.00


13 156 10.04 13 10.04 0 0.00 0 0.00


4 49 0.26 4 0.26 0 0.00 0 0.00

Total 2018 16322 1189.58 1206 985.46 192 188.25 0 0.00

KARNATAKA



0 0 0.00 0 0.00 0 0.00 0 0.00


82 410 8.35 76 7.35 0 0.00 0 0.00

4 Federal Bank Ltd 405 2025 29.99 0 0.00 0 0.00 0 0.00

5 HDFC Bank Ltd. 18598 187096 39612.82 18598 39612.82 0 0.00 0 0.00




(Amt. R lakh)





SHGs


Scheme


No. of SHGs

No. of Members

Savings - Amount

No. of SHGs

Savings - Amount

No. of SHGs

Savings - Amount

No. of SHGs

Savings - Amount





50 500 2.45 31 1.96 0 0.00 0 0.00


6 60 0.39 6 0.39 0 0.00 0 0.00

13 Ratnakar Bank Ltd 0 0 0.00 0 0.00 0 0.00 0 0.00


83 996 10.15 67 9.00 0 0.00 0 0.00


4 49 3.36 4 3.36 0 0.00 0 0.00

16 YES Bank Ltd. 7924 89513 108.55 7924 108.55 0 0.00 0 0.00

Total 68323 784548 42623.71 65559 41995.44 31883 797.55 293 49.71

KERALA



1 10 0.05 0 0.00 0 0.00 0 0.00


1 5 0.73 1 0.73 0 0.00 0 0.00

4 Federal Bank Ltd 17314 86570 2999.27 264 29.11 21 5.60 0 0.00

5 HDFC Bank Ltd. 24364 256782 54328.97 24364 54328.97 0 0.00 0 0.00





6 60 1.46 4 1.12 0 0.00 0 0.00


2061 24732 456.81 1337 303.64 0 0.00 0 0.00


99 1356 6.67 91 6.57 0 0.00 0 0.00

12 The Dhanalakshmi Bank Ltd

11518 92144 2768.21 11456 2751.30 824 215.67 2 0.52

13 YES Bank Ltd. 81 808 0.46 81 0.46 0 0.00 0 0.00

Total 75889 719370 62696.25 57860 59519.26 20003 2151.73 1220 190.12

LAKSHADWEEP UT


Total 0 0 0.00 0 0.00 0 0.00 0 0.00

PUDUCHERRY


140 700 3.67 130 1.95 0 0.00 0 0.00


(Amt. R lakh)



(Amt. R lakh)




SHGs


Scheme


No. of SHGs

No. of Members

Savings - Amount

No. of SHGs

Savings - Amount

No. of SHGs

Savings - Amount

No. of SHGs

Savings - Amount

2 Federal Bank Ltd 1 5 2.39 0 0.00 0 0.00 0 0.00

3 HDFC Bank Ltd. 378 4018 960.45 378 960.45 0 0.00 0 0.00



400 4000 19.59 263 17.90 0 0.00 0 0.00


5 62 0.05 5 0.05 0 0.00 0 0.00

Total 2014 21865 987.12 1807 981.32 1090 0.97 0 0.00

TAMIL NADU



0 0 0.00 0 0.00 0 0.00 0 0.00


10153 50765 384.11 9221 309.67 52 3.17 2 0.76

4 Federal Bank Ltd 1290 6450 171.65 10 0.09 0 0.00 0 0.00

5 HDFC Bank Ltd. 19879 203282 45603.03 19879 45603.03 0 0.00 0 0.00







11232 112320 402.38 6556 284.75 0 0.00 0 0.00


0 0 0.00 0 0.00 0 0.00 0 0.00


1971 23652 156.52 1364 97.75 0 0.00 0 0.00


11070 149580 269.51 10336 247.03 233 3.06 3 0.79

15 YES Bank Ltd. 5641 71718 63.76 5641 63.76 0 0.00 0 0.00

Total 228326 2774607 56000.98 219312 55370.61 156297 7828.68 10913 1108.67

TELANGANA



0 0 0.00 0 0.00 0 0.00 0 0.00

3 Federal Bank Ltd 11 55 10.77 0 0.00 0 0.00 0 0.00

4 HDFC Bank Ltd. 4109 39858 9415.08 4109 9415.08 0 0.00 0 0.00



7 INDUSIND Bank Ltd

0 0 0.00 0 0.00 0 0.00 0 0.00





SHGs


Scheme


No. of SHGs

No. of Members

Savings - Amount

No. of SHGs

Savings - Amount

No. of SHGs

Savings - Amount

No. of SHGs

Savings - Amount



2 20 7.92 0 0.00 0 0.00 0 0.00


34 340 1.23 34 1.23 0 0.00 0 0.00


123 1476 132.87 115 118.87 0 0.00 0 0.00

12 Yes Bank Ltd. 0 0 0.00 0 0.00 0 0.00 0 0.00

Total 4309 42114 9583.24 4280 9539.91 28 15.32 0 0.00


WESTERN REGION

DAMAN AND DIU UT


Total 0 0 0.00 0 0.00 0 0.00 0 0.00

D AND N HAVELI UT


Total 12 144 2.63 11 2.55 12 2.63 0 0.00

GOA

1 HDFC Bank Ltd. 364 4011 889.60 364 889.60 0 0.00 0 0.00



Total 379 4177 899.18 372 899.16 12 7.97 0 0.00

GUJARAT




4 Federal Bank Ltd 24 120 3.60 0 0.00 0 0.00 0 0.00

5 HDFC Bank Ltd. 499 4725 859.73 499 859.73 0 0.00 0 0.00






11 YES Bank Ltd. 0 0 0.00 0 0.00 0 0.00 0 0.00

Total 18154 232168 1643.31 18085 1559.35 14073 454.26 3450 319.19







SHGs


Scheme


No. of SHGs

No. of Members

Savings - Amount

No. of SHGs

Savings - Amount

No. of SHGs

Savings - Amount

No. of SHGs

Savings - Amount

MAHARASHTRA




4 Federal Bank Ltd 391 1955 46.03 0 0.00 0 0.00 0 0.00

5 HDFC Bank Ltd. 10110 90265 17481.89 10110 17481.89 0 0.00 0 0.00








13 Tamilnad Mercantile Bank Ltd 12 174 0.84 12 0.84 0 0.00 0 0.00

14 YES Bank Ltd. 4876 60876 83.81 4876 83.81 0 0.00 0 0.00

Total 169099 2119853 28556.32 164577 27769.43 138590 9393.12 14964 1507.78


Grand Total 717661 8577729 216013.69 669995 207834.79 483188 29712.17 35740 3804.55





SHGs


Scheme


No. of SHGs

No. of Members

Savings - Amount

No. of SHGs

Savings - Amount

No. of SHGs

Savings - Amount

No. of SHGs

Savings - Amount

PRIVATE SECTOR BANKS ALL INDIA POSITION




4 Federal Bank Ltd 19881 99405 3365.36 274 29.20 25 7.58 0 0.00

5 HDFC Bank Ltd. 79110 797020 170346.67 79110 170346.67 0 0.00 0 0.00






11 Karur Vysya Bank Ltd 11964 119640 457.10 7092 327.24 0 0.00 0 0.00

12 Kotak Mahindra Bank Ltd. 186 1860 28.11 186 28.11 0 0.00 0 0.00




16 Tamilnad Mercantile Bank Ltd 11194 151270 280.69 10452 258.11 233 3.06 3 0.79

17 The Dhanalakshmi Bank Ltd 11518 92144 2768.21 11456 2751.30 824 215.67 2 0.52

18 YES Bank Ltd. 36243 431408 393.59 36243 393.59 0 0.00 0 0.00

Total All Private Sec. Comm. Banks

717661 8577729 216013.69 669995 207834.79 483188 29712.17 35740 3804.55

Total All Public Sec. Comm. Banks - III A(I)

4756172 59200250 1350204.24 3930862 1164352.49 2557041 819716.90 259381 84091.07

Grand Total Commercial Banks

5473833 67777979 1566217.93 4600857 1372187.29 3040229 849429.07 295121 87895.62



STATEMENT - III - B

(Amt. R lakh)

Progress under Microfinance - Savings of SHGs with Regional Rural Banks as on 31 March 2020




SHGs


Scheme

Out of Total SHGs - Under NULM/

SJSRY

No. of SHGs

No. of Members

Savings - Amount

No. of SHGs

Savings - Amount

No. of SHGs

Savings - Amount

No. of SHGs

Savings - Amount

CENTRAL REGION

CHHATTISGARH

1 Chhattisgarh Rajya Gramin Bank 113935 1471773 10882.25 105396 8535.66 104962 10673.55 8973 208.70

Total 113935 1471773 10882.25 105396 8535.66 104962 10673.55 8973 208.70

MADHYA PRADESH

1 Madhyanchal Gramin Bank 44012 440120 6483.00 13081 1559.00 29915 4682.00 779 194.00

2 Madhya Pradesh Gramin Bank 125471 1265337 19718.00 101667 16529.67 91866 14453.79 2255 678.44

Total 169483 1705457 26201.00 114748 18088.67 121781 19135.79 3034 872.44

UTTARAKHAND

1 Uttarakhand Gramin Bank 26111 214889 4999.72 8284 1892.77 5928 1501.67 408 40.05

Total 26111 214889 4999.72 8284 1892.77 5928 1501.67 408 40.05

UTTAR PRADESH

1 Aryavart Bank 81075 855442 3262.20 35640 1388.90 63644 2667.06 32 1.28

2Baroda Uttar Pradesh Gramin Bank

99815 1164766 7728.23 77648 5832.77 75039 5612.92 75 5.60

3 Kashi Gomti Samyut Gramin Bank 39130 391300 3551.71 22695 1490.09 29347 2594.33 71 1.70

4 Prathama U.p Gramin Bank 22269 244959 1948.53 20258 1771.17 18919 1648.24 0 0.00

5 Purvanchal Bank 41405 414050 192.65 41405 192.65 41405 192.65 0 0.00

Total 283694 3070517 16683.32 197646 10675.58 228354 12715.20 178 8.58

Total Central Region 593223 6462636 58766.29 426074 39192.68 461025 44026.21 12593 1129.77

EASTERN REGION

BIHAR

1 Dakshin Bihar Gramin Bank 222797 2898421 1375.99 222797 1375.99 222797 1375.99 0 0.00

2 Uttar Bihar Gramin Bank 203552 2163757 38426.00 196123 37907.25 203552 38426.00 0 0.00

Total 426349 5062178 39801.99 418920 39283.24 426349 39801.99 0 0.00

JHARKHAND

1 Jharkhand Rajya Gramin Bank 103431 1229795 4731.00 95850 3927.00 66714 3514.00 0 0.00

Total 103431 1229795 4731.00 95850 3927.00 66714 3514.00 0 0.00

ODISHA

1 Odisha Gramya Bank 157309 2024896 32188.97 157309 32188.97 157084 32130.02 225 58.95

2 Utkal Grameen Bank 59535 998283 23764.76 52825 21278.97 57154 22405.42 0 0.00

Total 216844 3023179 55953.73 210134 53467.94 214238 54535.44 225 58.95


(Amt. R lakh)

STATEMENT III - B (contd.)




SHGs


Scheme


SJSRY

No. of SHGs

No. of Members

Savings - Amount

No. of SHGs

Savings - Amount

No. of SHGs

Savings - Amount

No. of SHGs

Savings - Amount

WEST BENGAL

1 Bangiya Gramin Vikash Bank 154318 1670498 88861.42 146340 70036.74 147177 73536.56 7141 15324.86

2 Paschim Banga Gramin Bank 86186 775674 35734.36 82049 34018.89 85460 35433.48 529 219.31

3Uttar Banga Kshetriya Gramin Bank

56815 568302 24689.22 56815 24689.22 32840 12313.51 23975 12375.71

Total 297319 3014474 149285.00 285204 128744.85 265477 121283.55 31645 27919.88



ARUNACHAL PRADESH

1 Arunachal Pradesh Rural Bank 3376 33760 541.89 3376 541.89 795 125.00 0 0.00

Total 3376 33760 541.89 3376 541.89 795 125.00 0 0.00

ASSAM

1 Assam Gramin Vikash Bank 284479 3379611 19987.66 158671 14711.44 373 31.06 0 0.00

Total 284479 3379611 19987.66 158671 14711.44 373 31.06 0 0.00

MANIPUR

1 Manipur Rural Bank 2005 18615 63.01 2005 63.01 1353 43.75 652 19.26

Total 2005 18615 63.01 2005 63.01 1353 43.75 652 19.26

MEGHALAYA

1 Meghalaya Rural Bank 17594 179970 2985.64 6046 1294.28 11694 2442.92 0 0.00

Total 17594 179970 2985.64 6046 1294.28 11694 2442.92 0 0.00

MIZORAM

1 Mizoram Rural Bank 11452 91616 1991.22 8119 1748.80 3851 1231.16 432 73.04

Total 11452 91616 1991.22 8119 1748.80 3851 1231.16 432 73.04

NAGALAND

1 Nagaland Rural Bank 1475 14740 327.46 1475 327.46 0 0.00 0 0.00

Total 1475 14740 327.46 1475 327.46 0 0.00 0 0.00

TRIPURA

1 Tripura Gramin Bank 34668 357587 4716.28 22670 3277.01 7721 713.55 0 0.00

Total 34668 357587 4716.28 22670 3277.01 7721 713.55 0 0.00


NORTHERN REGION

HARYANA

1 Sarva Haryana Gramin Bank 21369 223306 2320.68 19182 2163.48 17863 1848.65 308 12.54

Total 21369 223306 2320.68 19182 2163.48 17863 1848.65 308 12.54





SHGs


Scheme


SJSRY

No. of SHGs

No. of Members

Savings - Amount

No. of SHGs

Savings - Amount

No. of SHGs

Savings - Amount

No. of SHGs

Savings - Amount

HIMACHAL PRADESH

1 Himachal Pradesh Gramin Bank 10657 85113 1895.00 10657 1895.00 10657 1895.00 0 0.00

Total 10657 85113 1895.00 10657 1895.00 10657 1895.00 0 0.00

JAMMU AND KASHMIR

1 Ellaquai Dehati Bank 576 4494 72.30 386 45.35 576 72.30 0 0.00

2 J & K Grameen Bank 2320 18864 502.65 2320 502.65 2054 457.41 15 4.78

Total 2896 23358 574.95 2706 548.00 2630 529.71 15 4.78

PUNJAB

1 Punjab Gramin Bank 12818 114800 939.49 11943 879.15 5255 389.75 0 0.00

Total 12818 114800 939.49 11943 879.15 5255 389.75 0 0.00

RAJASTHAN

1 Baroda Rajasthan Kshetriya Gramin Bank 93438 847744 9034.00 86767 7511.00 44457 4064.00 2218 433.00

2 Rajasthan Marudhara Gramin Bank 44723 447230 4596.36 40251 4137.14 41368 4320.36 470 47.90

Total 138161 1294974 13630.36 127018 11648.14 85825 8384.36 2688 480.90


SOUTHERN REGION

ANDHRA PRADESH

1 Andhra Pragathi Grameena Bank 121193 1211930 76798.95 121193 76798.95 0 0.00 0 0.00

2 Chaitanya Godavari Grameena Bank 49420 494200 48584.13 49420 48584.13 38289 36640.21 0 0.00

3 Saptagiri Grameena Bank 49223 984460 21288.94 48145 20331.84 38556 16584.89 4764 2390.72

Total 219836 2690590 146672.02 218758 145714.92 76845 53225.10 4764 2390.72

KARNATAKA

1 Karnataka Gramin Bank 152227 1674497 11784.00 147508 11498.84 135483 10487.76 2892 223.88

2 Karnataka Vikas Grameena Bank 48882 631847 5376.23 47429 5216.20 41529 4567.55 7353 808.68

Total 201109 2306344 17160.23 194937 16715.04 177012 15055.31 10245 1032.56

KERALA

1 Kerala Gramin Bank 67953 1051218 12097.70 48989 9529.17 9602 3379.28 531 430.97

Total 67953 1051218 12097.70 48989 9529.17 9602 3379.28 531 430.97

PUDUCHERRY

1 Puduvai Bharathiyar Grama Bank 6767 94264 1087.39 6695 1051.67 3012 415.36 263 145.32

Total 6767 94264 1087.39 6695 1051.67 3012 415.36 263 145.32

(Amt. R lakh)






SHGs


Scheme


SJSRY

No. of SHGs

No. of Members

Savings - Amount

No. of SHGs

Savings - Amount

No. of SHGs

Savings - Amount

No. of SHGs

Savings - Amount

TAMIL NADU

1 Tamil Nadu Grama Bank 93572 1403580 8187.15 90765 7868.02 45512 3982.21 180 188.30

Total 93572 1403580 8187.15 90765 7868.02 45512 3982.21 180 188.30

TELANGANA

1Andhra Pradesh Grameena Vikas Bank

213435 2403856 176734.24 213435 176734.24 109106 89940.23 24824 22144.63

2 Telangana Grameena Bank 80281 940279 34302.64 80281 34302.64 43650 18333.00 392 160.72

Total 293716 3344135 211036.88 293716 211036.88 152756 108273.23 25216 22305.35


WESTERN REGION

GUJARAT

1 Baroda Gujarat Gramin Bank 44508 458473 5774.87 42597 5444.12 44508 5774.87 0 0.00

2 Saurashtra Gramin Bank 15550 156072 1795.47 14636 1687.82 9972 1147.72 0 0.00

Total 60058 614545 7570.34 57233 7131.94 54480 6922.59 0 0.00

MAHARASHTRA

1 Maharashtra Gramin Bank 79605 1475193 7768.53 79605 7768.53 79605 7768.53 0 0.00

2 Vidharbha Konkan Gramin Bank 61147 611470 11035.28 45249 6952.33 45249 6952.33 0 0.00

Total 140752 2086663 18803.81 124854 14720.86 124854 14720.86 0 0.00


Grand Total 3261879 38201051 781127.17 2845997 717481.87 2225893 486770.04 89757 56192.34

(Amt. R lakh)



STATEMENT - III - C

(Amt. R lakh)

Progress under Microfinance - Savings of SHGs with Co-operative Banks as on 31 March 2020



Out of Total SHGs - Exclusive Women SHGs


Scheme


No. of SHGs

No. of Members

Savings - Amount

No. of SHGs

Savings - Amount

No. of SHGs

Savings - Amount

No. of SHGs

Savings - Amount

CENTRAL REGION

CHHATTISGARH

1 Ambikapur DCCB 1729 17982 13.74 1331 12.10 1729 13.74 0 0.00

2 Bilaspur DCCB 834 8340 75.71 834 75.71 2 0.06 0 0.00

3 Durg DCCB 6500 80198 452.56 6314 440.99 6500 452.56 0 0.00

4 Jagdalpur DCCB 3943 47316 629.46 3943 629.46 66 52.40 0 0.00

5 Raipur DCCB 351 3452 26.08 351 26.08 0 0.00 0 0.00

6 Rajnandgaon DCCB 104 1144 1.64 104 1.64 104 1.64 0 0.00

Total 13461 158432 1199.19 12877 1185.98 8401 520.40 0 0.00

MADHYA PRADESH

1 Balaghat DCCB 14 85 0.43 14 0.43 14 0.43 0 0.00

2 Betul DCCB 58 638 2.73 58 2.73 58 2.73 0 0.00

3 Bhind DCCB 0 0 0.00 0 0.00 0 0.00 0 0.00

4 Bhopal DCCB 2 20 0.02 0 0.00 0 0.00 0 0.00

5 Chattarpur DCCB 0 0 0.00 0 0.00 0 0.00 0 0.00

6 Chhindwara DCCB 391 5474 663.63 391 626.00 391 663.63 0 0.00

7 Damoh DCCB 0 0 0.00 0 0.00 0 0.00 0 0.00

8 Datia DCCB 0 0 0.00 0 0.00 0 0.00 0 0.00

9 Dewas DCCB 0 0 0.00 0 0.00 0 0.00 0 0.00

10 Dhar DCCB 0 0 0.00 0 0.00 0 0.00 0 0.00

11 Guna DCCB 0 0 0.00 0 0.00 0 0.00 0 0.00

12 Gwalior DCCB 0 0 0.00 0 0.00 0 0.00 0 0.00

13 Hoshangabad DCCB 0 0 0.00 0 0.00 0 0.00 0 0.00

14 Indore DCCB 0 0 0.00 0 0.00 0 0.00 0 0.00

15 Jabalpur DCCB 0 0 0.00 0 0.00 0 0.00 0 0.00

16 Jhabua DCCB 0 0 0.00 0 0.00 0 0.00 0 0.00

17 Khandwa DCCB 1438 14544 57.96 1243 57.10 12 0.13 0 0.00

18 Khargone DCCB 5648 52840 800.05 4250 401.80 2824 400.80 0 0.00

19 Mandla DCCB 154 1540 0.70 154 0.70 154 0.70 0 0.00

20 Mandsaur DCCB 0 0 0.00 0 0.00 0 0.00 0 0.00

21 Morena DCCB 0 0 0.00 0 0.00 0 0.00 0 0.00

22 Narsinghpur DCCB 0 0 0.00 0 0.00 0 0.00 0 0.00

23 Panna DCCB 0 0 0.00 0 0.00 0 0.00 0 0.00

24 Raisen DCCB 0 0 0.00 0 0.00 0 0.00 0 0.00

25 Rajgarh DCCB 0 0 0.00 0 0.00 0 0.00 0 0.00

26 Ratlam DCCB 2185 26220 76.71 1420 49.86 2185 76.71 0 0.00






Scheme


No. of SHGs

No. of Members

Savings - Amount

No. of SHGs

Savings - Amount

No. of SHGs

Savings - Amount

No. of SHGs

Savings - Amount

27 Rewa DCCB 0 0 0.00 0 0.00 0 0.00 0 0.00

28 Sagar DCCB 0 0 0.00 0 0.00 0 0.00 0 0.00

29 Satna DCCB 0 0 0.00 0 0.00 0 0.00 0 0.00

30 Sehore DCCB 188 1350 12.57 147 9.03 188 12.57 0 0.00

31 Seoni DCCB 0 0 0.00 0 0.00 0 0.00 0 0.00

32 Shahdol DCCB 0 0 0.00 0 0.00 0 0.00 0 0.00

33 Shajapur DCCB 538 6456 19.00 382 14.00 538 19.00 0 0.00

34 Shivpuri DCCB 10 100 0.10 10 0.10 10 0.10 0 0.00

35 Sidhi DCCB 0 0 0.00 0 0.00 0 0.00 0 0.00

36 Tikamgarh DCCB 0 0 0.00 0 0.00 0 0.00 0 0.00

37 Ujjain DCCB 0 0 0.00 0 0.00 0 0.00 0 0.00

38 Vidisha DCCB 0 0 0.00 0 0.00 0 0.00 0 0.00

Total 10626 109267 1633.90 8069 1161.75 6374 1176.80 0 0.00

UTTARAKHAND

1 Almora DCCB 1860 10636 345.87 812 182.17 1860 345.87 0 0.00

2 Chamoli DCCB 927 5485 143.19 617 106.12 927 143.19 0 0.00

3 Dehradun DCCB 398 3614 30.77 327 23.32 6 0.21 392 30.56

4 Garhwal (Kotdwar) DCCB 969 4845 229.68 969 229.68 969 229.68 0 0.00

5 Haridwar DCCB 767 8188 137.41 627 114.47 655 132.45 0 0.00

6 Nainital DCCB 113 678 317.07 113 317.07 113 317.07 0 0.00

7 Pithoragarh DCCB 959 4806 497.30 690 352.28 959 497.30 0 0.00

8 Tehri Garhwal DCCB 545 3323 27.20 397 19.85 330 16.45 108 5.40

9 Udhamsinghnagar DCCB 1812 18120 162.17 416 32.60 1377 134.60 0 0.00

10 Uttarakhand STCB 0 0 0.00 0 0.00 0 0.00 0 0.00

11 Uttarkashi DCCB 2178 10973 215.25 1517 150.76 96 51.71 0 0.00

Total 10528 70668 2105.91 6485 1528.32 7292 1868.53 500 35.96

UTTAR PRADESH

1 Agra DCCB 63 945 5.62 0 0.00 0 0.00 0 0.00

2 Aligarh DCCB 76 777 3.64 15 1.55 0 0.00 0 0.00

3 Allahabad DCCB 0 0 0.00 0 0.00 0 0.00 0 0.00

4 Azamgarh DCCB 25 127 2.60 0 0.00 4 0.87 21 1.73

5 Bahrich DCCB 0 0 0.00 0 0.00 0 0.00 0 0.00

6 Ballia DCCB 129 1613 10.72 125 10.69 129 10.72 0 0.00

7 Banda DCCB 166 2598 48.90 92 27.10 166 48.90 0 0.00

8 Barabanki DCCB 309 3465 9.75 0 0.00 0 0.00 0 0.00

STATEMENT - III - C (contd.)

(Amt. R lakh)






Scheme


No. of SHGs

No. of Members

Savings - Amount

No. of SHGs

Savings - Amount

No. of SHGs

Savings - Amount

No. of SHGs

Savings - Amount

9 Bareilly DCCB 73 500 4.80 4 0.00 30 1.32 43 3.48

10 Basti DCCB 0 0 0.00 0 0.00 0 0.00 0 0.00

11 Bijnor DCCB 0 0 0.00 0 0.00 0 0.00 0 0.00

12 Budaun DCCB 155 1550 514.70 111 368.59 155 514.70 0 0.00

13 Bulandsahar DCCB 649 7143 28.37 649 28.37 649 28.37 0 0.00

14 Deoria DCCB 0 0 0.00 0 0.00 0 0.00 0 0.00

15 EtahDCCB 125 1375 12.57 117 9.31 125 12.57 0 0.00

16 Etawah DCCB 553 6986 182.27 431 131.28 553 182.27 0 0.00

17 Farrukhabad DCCB 0 0 0.00 0 0.00 0 0.00 0 0.00

18 Fatehpur DCCB 554 4931 8.70 286 4.62 0 0.00 0 0.00

19 Firozabad DCCB 2442 25715 233.23 1653 139.44 421 25.90 0 0.00

20 Ghaziabad DCCB 426 5098 7.45 274 0.56 0 0.00 426 7.45

21 Ghazipur DCCB 22 220 1.66 0 0.00 0 0.00 0 0.00

22 Gorakhpur DCCB 11 174 0.80 11 0.80 11 0.80 0 0.00

23 Hamirpur DCCB 23 345 3.57 5 0.84 23 3.57 0 0.00

24 Hardoi DCCB 0 0 0.00 0 0.00 0 0.00 0 0.00

25 Jalaun DCCB 20 150 4.88 14 3.57 14 4.66 6 0.22

26 Jaunpur DCCB 98 1254 9.03 45 5.35 98 9.03 0 0.00

27 Jhansi DCCB 415 4961 780.00 373 628.00 415 780.00 0 0.00

28 Kanpur DCCB 28 233 0.97 9 0.36 0 0.00 0 0.00

29 Lakhimpur-Khiri DCCB 811 8110 7.97 551 7.29 326 6.92 448 0.45

30 Lalitpur DCCB 424 4296 13.22 120 2.62 212 6.61 0 0.00

31 Lucknow DCCB 2 17 0.04 0 0.04 2 0.04 0 0.00

32 Mainpuri DCCB 0 0 0.00 0 0.00 0 0.00 0 0.00

33 Mathura DCCB 486 4838 7.75 292 5.28 43 1.05 0 0.00

34 Meerut DCCB 237 2452 29.15 19 3.14 0 0.00 0 0.00

35 Mirzapur DCCB 128 1378 9.30 86 6.05 128 9.30 0 0.00

36 Muradabad DCCB 11 145 0.56 3 0.56 0 0.00 0 0.00

37 Muzaffarnagar DCCB 143 1628 4.10 26 0.68 143 4.10 0 0.00

38 Pilibhit DCCB 141 1576 19.33 94 13.68 35 0.45 0 0.00

39 Pratapgarh DCCB 60 704 4.56 60 4.56 30 2.28 0 0.00

40 Raibareilly DCCB 10 100 0.00 6 0.00 0 0.00 0 0.00

41 Rampur DCCB 147 2940 6.24 147 6.24 0 0.00 0 0.00

42 Saharanpur DCCB 1211 11853 126.96 936 101.25 0 0.00 0 0.00

43 Shahjahanpur DCCB 0 0 0.00 0 0.00 0 0.00 0 0.00


(Amt. R lakh)






Scheme


No. of SHGs

No. of Members

Savings - Amount

No. of SHGs

Savings - Amount

No. of SHGs

Savings - Amount

No. of SHGs

Savings - Amount

44 Sidharthnagar DCCB 0 0 0.00 0 0.00 0 0.00 0 0.00

45 Sultanpur DCCB 0 0 0.00 0 0.00 0 0.00 0 0.00

46 Unnao DCCB 169 1737 46.95 78 38.32 169 46.95 0 0.00

47 Uttar Pradesh STCB 39 395 1.23 39 1.23 0 0.00 0 0.00

48 Varanasi DCCB 0 0 0.00 0 0.00 0 0.00 0 0.00

Total 10381 112329 2151.59 6671 1551.37 3881 1701.38 944 13.33

Total Central Region 44996 450696 7090.59 34102 5427.42 25948 5267.11 1444 49.29

EASTERN REGION

ANDAMAN & NICOBAR

1 Andaman & Nicobar STCB 5229 52290 1377.69 4837 1312.64 0 0.00 338 76.51

Total 5229 52290 1377.69 4837 1312.64 0 0.00 338 76.51

BIHAR

1 Ara DCCB 0 0 0.00 0 0.00 0 0.00 0 0.00

2 Aurangabad DCCB 0 0 0.00 0 0.00 0 0.00 0 0.00

3 Begusarai DCCB 0 0 0.00 0 0.00 0 0.00 0 0.00

4 Bettiah DCCB 0 0 0.00 0 0.00 0 0.00 0 0.00

5 Bhagalpur DCCB 0 0 0.00 0 0.00 0 0.00 0 0.00

6 Gopalganj DCCB 0 0 0.00 0 0.00 0 0.00 0 0.00

7 Katihar DCCB 0 0 0.00 0 0.00 0 0.00 0 0.00

8 Khagaria DCCB 0 0 0.00 0 0.00 0 0.00 0 0.00

9 Magadh DCCB Gaya 0 0 0.00 0 0.00 0 0.00 0 0.00

10 Monghyr-Jamui DCCB 0 0 0.00 0 0.00 0 0.00 0 0.00

11 Motihari DCCB 0 0 0.00 0 0.00 0 0.00 0 0.00

12 Muzaffarpur DCCB 0 0 0.00 0 0.00 0 0.00 0 0.00

13 Nalanda DCCB 0 0 0.00 0 0.00 0 0.00 0 0.00

14 Nawadah DCCB 0 0 0.00 0 0.00 0 0.00 0 0.00

15 Purnea DCCB 0 0 0.00 0 0.00 0 0.00 0 0.00

16 Rohika Madhubani DCCB 0 0 0.00 0 0.00 0 0.00 0 0.00

17 Samastipur DCCB 33 631 2.11 13 0.49 0 0.00 0 0.00

18 Sasaram-Bhabua DCCB 0 0 0.00 0 0.00 0 0.00 0 0.00

19 Sitamarhi DCCB 0 0 0.00 0 0.00 0 0.00 0 0.00

20 Siwan DCCB 0 0 0.00 0 0.00 0 0.00 0 0.00

21 Vaishali DCCB 0 0 0.00 0 0.00 0 0.00 0 0.00

Total 33 631 2.11 13 0.49 0 0.00 0 0.00


(Amt. R lakh)



(Amt. R lakh)





Scheme


No. of SHGs

No. of Members

Savings - Amount

No. of SHGs

Savings - Amount

No. of SHGs

Savings - Amount

No. of SHGs

Savings - Amount

JHARKHAND

1 The Dhanbad DCCB 268 3053 14.31 268 14.31 112 3.88 121 6.34

2 The Jharkhand STCB 1782 18034 71.03 1782 71.03 0 0.00 0 0.00

Total 2050 21087 85.34 2050 85.34 112 3.88 121 6.34

ODISHA

1 Angul United DCCB 11814 118140 567.74 11814 567.74 11814 567.74 0 0.00

2 Aska DCCB 2445 43575 48.58 2445 48.58 44 0.23 0 0.00

3 Balasore Bhadrak DCCB 14615 146150 2225.31 14615 2225.31 0 0.00 0 0.00

4 Banki DCCB 713 8195 19.66 713 19.66 713 19.66 0 0.00

5 Berhampore DCCB 6221 68351 545.24 6221 545.24 3091 269.33 0 0.00

6 Bhawanipatna DCCB 388 3880 8.32 388 8.32 388 8.32 0 0.00

7 Bolangir DCCB 194 2004 43.61 194 43.61 194 43.61 0 0.00

8 Boudh DCCB 1902 19972 145.12 1902 145.12 0 0.00 0 0.00

9 Cuttack DCCB 9521 142815 528.57 9521 528.57 7698 432.04 1823 96.53

10 Keonjhar DCCB 2114 23254 23254.00 2114 23254.00 2114 23254.00 0 0.00

11 Khurda DCCB 2544 25440 171.98 2544 171.98 0 0.00 0 0.00

12 Koraput DCCB 14272 177857 2078.55 14272 2078.55 1823 220.74 0 0.00

13 Mayurbhanj DCCB 883 10569 99.67 883 99.67 883 99.67 0 0.00

14 Nayagarh DCCB 2831 30162 71.05 2359 68.60 80 1.37 0 0.00

15 Sambalpur DCCB 5302 63624 128.57 5302 128.57 0 0.00 256 4.57

16 Sundargarh DCCB 15170 177055 1330.33 15170 1330.33 12431 1054.84 2739 275.49

17 United Puri-Nimapara DCCB 1371 16424 52.88 1371 52.88 1371 52.88 0 0.00

Total 92300 1077467 31319.18 91828 31316.73 42644 26024.43 4818 376.59

WEST BENGAL

1 Balageria DCCB 3920 36629 132.33 3920 132.33 0 0.00 0 0.00

2 Bankura DCCB 17856 167274 4032.83 17608 3984.59 10947 3629.54 0 0.00

3 Birbhum DCCB 3304 30395 95.90 3304 95.90 0 0.00 0 0.00

4 Burdwan DCCB 11602 104393 1945.41 9755 1642.77 0 0.00 0 0.00

5 Dakshin Dinajpur DCCB 2966 32736 686.80 2966 686.80 653 49.81 198 29.77

6 Darjeeling DCCB 470 4951 178.84 0 0.00 0 0.00 0 0.00

7 Hooghly DCCB 30088 236173 9476.46 29815 9340.28 0 0.00 0 0.00

8 Howrah DCCB 9546 95066 3140.72 8808 2897.26 0 0.00 0 0.00

9 Jalpaiguri DCCB 2424 24622 640.08 2183 576.09 0 0.00 0 0.00

10 Malda DCCB 7170 74209 523.43 7170 523.43 7170 523.43 0 0.00

11 Mugberia DCCB 8480 69891 3292.20 7969 3173.02 0 0.00 0 0.00



(Amt. R lakh)





Scheme


No. of SHGs

No. of Members

Savings - Amount

No. of SHGs

Savings - Amount

No. of SHGs

Savings - Amount

No. of SHGs

Savings - Amount

12 Murshidabad DCCB 21035 198853 6546.25 20535 6400.75 16164 5226.73 0 0.00

13 Nadia DCCB 38700 357029 18206.35 33850 16913.70 0 0.00 0 0.00

14 Purulia DCCB 4921 50247 728.35 4781 719.39 4403 664.26 518 64.09

15 Raiganj DCCB 8558 86146 1688.37 8558 1688.37 2156 189.52 0 0.00

16 Tamluk Ghatal DCCB 14813 143488 5377.66 14813 5377.66 0 0.00 0 0.00

17 Vidyasagar DCCB 6112 69188 2137.87 5804 2081.76 0 0.00 0 0.00

18 West Bengal STCB 0 0 48.77 0 42.29 0 0.00 0 0.00

Total 191965 1781290 58878.62 181839 56276.39 41493 10283.29 716 93.86



ASSAM

1 Assam STCB 26334 267290 295.67 22547 252.75 26334 295.67 0 0.00

Total 26334 267290 295.67 22547 252.75 26334 295.67 0 0.00

MANIPUR

1 Manipur STCB 1518 18216 270.83 0 0.00 0 0.00 0 0.00

Total 1518 18216 270.83 0 0.00 0 0.00 0 0.00

MIZORAM

1 Mizoram STCB 0 0 0.00 0 0.00 0 0.00 0 0.00

Total 0 0 0.00 0 0.00 0 0.00 0 0.00

SIKKIM

1 Sikkim STCB 1486 14860 383.47 1486 383.47 713 229.59 0 0.00

Total 1486 14860 383.47 1486 383.47 713 229.59 0 0.00


NORTHERN REGION

CHANDIGARH

1 Chandigarh STCB 46 598 6.21 0 0.00 0 0.00 0 0.00

Total 46 598 6.21 0 0.00 0 0.00 0 0.00

HARYANA

1 Ambala DCCB 285 3420 39.35 230 32.25 285 39.35 0 0.00

2 Bhiwani DCCB 0 0 0.00 0 0.00 0 0.00 0 0.00

3 Faridabad DCCB 132 1158 126.00 132 126.00 126 126.00 6 0.00

4 Fatehabad DCCB 262 2422 20.25 112 9.12 262 20.25 0 0.00

5 Gurgaon DCCB 406 4464 49.43 401 40.26 0 0.00 406 49.43

6 Hissar DCCB 384 4013 12.69 384 0.00 0 0.00 0 0.00

7 Jhajjar DCCB 37 370 1.30 25 0.94 0 0.00 0 0.00



(Amt. R lakh)





Scheme


No. of SHGs

No. of Members

Savings - Amount

No. of SHGs

Savings - Amount

No. of SHGs

Savings - Amount

No. of SHGs

Savings - Amount

8 Jind DCCB 0 0 0.00 0 0.00 0 0.00 0 0.00

9 Kaithal DCCB 10 100 0.00 10 0.00 10 0.00 0 0.00

10 Karnal DCCB 35 412 5.91 35 5.91 0 0.00 0 0.00

11 Kurukshetra DCCB 115 1262 8.71 112 8.50 115 8.71 0 0.00

12 Mahendragarh DCCB 187 2386 2.95 109 2.09 187 2.95 0 0.00

13 Panchakula DCCB 196 1282 28.28 14 6.03 196 28.28 0 0.00

14 Panipat DCCB 264 2925 18.40 257 17.70 38 3.10 0 0.00

15 Rewari DCCB 276 3115 16.85 275 15.44 31 14.04 0 0.00

16 Rohtak DCCB 253 2644 11.78 8 1.11 14 2.42 0 0.00

17 Sirsa DCCB 177 1841 32.84 156 30.96 177 32.84 0 0.00

18 Sonepat DCCB 849 6467 19.78 615 18.20 0 0.00 0 0.00

19 Yamunanagar DCCB 671 7360 73.74 152 25.98 206 27.01 0 0.00

Total 4539 45641 468.26 3027 340.49 1647 304.95 412 49.43

HIMACHAL PRADESH

1 Jogindra DCCB 3934 33384 399.72 3823 390.14 284 51.12 21 1.71

2 Himachal Pradesh STCB 16000 99584 1656.48 11027 1174.29 1792 198.78 0 0.00

3 Kangra DCCB 7418 89673 831.18 4545 458.84 2038 83.30 16 0.73

Total 27352 222641 2887.38 19395 2023.27 4114 333.20 37 2.44

JAMMU AND KASHMIR

1 Anantnag DCCB 70 849 1.46 47 0.85 0 0.00 0 0.00

2 Baramulla DCCB 0 0 0.00 0 0.00 0 0.00 0 0.00

3 Jammu & Kashmir STCB 730 7858 17.92 690 16.75 730 17.92 0 0.00

4 Jammu DCCB 129 845 8.30 129 8.30 97 6.90 32 1.40

Total 929 9552 27.68 866 25.90 827 24.82 32 1.40

NEW DELHI

1 Delhi STCB 254 3954 72.07 250 67.37 0 0.00 0 0.00

Total 254 3954 72.07 250 67.37 0 0.00 0 0.00

PUNJAB

1 Amritsar DCCB 198 3091 10.21 185 8.10 0 0.00 0 0.00

2 Bhatinda DCCB 510 5670 10.28 510 10.28 0 0.00 0 0.00

3 Faridkot DCCB 268 3098 11.58 268 11.58 0 0.00 0 0.00

4 Fatehgarh Sahib DCCB 740 7400 84.30 740 84.30 0 0.00 0 0.00

5 Fazilka DCCB 122 1286 16.31 122 16.31 0 0.00 0 0.00

6 Gurdaspur DCCB 498 4488 37.11 498 37.11 498 37.11 0 0.00

7 Hoshiarpur DCCB 809 10066 53.34 758 49.99 0 0.00 0 0.00



(Amt. R lakh)





Scheme


No. of SHGs

No. of Members

Savings - Amount

No. of SHGs

Savings - Amount

No. of SHGs

Savings - Amount

No. of SHGs

Savings - Amount

8 Jalandhar DCCB 727 10170 39.86 726 39.75 0 0.00 0 0.00

9 Kapurthala DCCB 313 3810 16.94 298 16.59 0 0.00 0 0.00

10 Ludhiana DCCB 454 4507 29.23 454 29.23 0 0.00 0 0.00

11 Mansa DCCB 94 950 5.70 94 5.70 0 0.00 0 0.00

12 Moga DCCB 98 1002 7.30 98 7.30 0 0.00 0 0.00

13 Muktsar DCCB 357 3753 14.69 328 12.55 357 14.69 0 0.00

14 Nawanshahr DCCB 414 5081 21.47 414 21.47 0 0.00 0 0.00

15 Patiala DCCB 697 8485 270.78 685 270.22 37 0.10 0 0.00

16 Ropar DCCB 269 4035 51.88 269 51.88 269 51.88 0 0.00

17 Sangrur DDCCB 345 3444 33.60 270 31.12 345 33.60 0 0.00

18 Sas Nagar DCCB 358 3580 44.65 358 44.65 0 0.00 0 0.00

19 Taran Taran DCCB 280 3080 16.23 280 16.23 0 0.00 0 0.00

Total 7551 86996 775.46 7355 764.36 1506 137.38 0 0.00

RAJASTHAN

1 Ajmer DCCB 11022 121202 1367.26 10806 1301.86 5511 683.63 0 0.00

2 Alwar DCCB 5024 50240 57.71 4989 53.63 133 1.35 0 0.00

3 Banswara DCCB 2257 29916 150.00 2257 150.00 1212 150.00 1045 0.00

4 Baran DCCB 2436 24702 63.95 2211 57.90 0 0.00 210 13.44

5 Barmer DCCB 6043 65187 111.45 6043 111.45 0 0.00 0 0.00

6 Bharatpur DCCB 2224 22240 148.34 2224 148.34 0 0.00 0 0.00

7 Bhilwara DCCB 5405 53430 247.30 5351 243.50 110 6.10 0 0.00

8 Bikaner DCCB 635 6615 15.72 379 8.10 19 0.00 0 0.00

9 Bundi DCCB 2732 27510 471.43 2718 463.83 629 289.55 0 0.00

10 Chittorgarh DCCB 2986 31297 101.03 2882 95.68 68 0.68 0 0.00

11 Churu DCCB 2753 29179 76.39 2366 60.18 16 1.82 0 0.00

12 Dausa DCCB 1738 17380 140.16 1563 112.56 16 1.80 0 0.00

13 Dungarpur DCCB 2200 25982 47.10 1998 47.10 395 1.24 0 0.00

14 Ganganagar DCCB 4425 43150 189.95 4425 189.95 2 0.00 0 3.94

15 Hanumangarh DCCB 2022 20220 36.57 1819 32.89 0 0.00 0 0.00

16 Jaipur DCCB 1188 11971 68.19 1188 68.19 0 0.00 0 0.00

17 Jaisalmer DCCB 1602 16348 48.10 1582 47.25 1602 48.10 0 0.00

18 Jalore DCCB 2360 23362 154.50 2245 117.10 2360 154.50 0 0.00

19 Jhalawar DCCB 2786 28770 203.69 2237 158.29 162 12.52 0 0.00

20 Jhunjhunu DCCB 4537 45370 101.95 4500 101.47 37 0.48 0 0.00

21 Jodhpur DCCB 1807 20188 178.91 1654 151.57 98 12.01 0 0.00

22 Kota DCCB 4089 42835 109.50 3858 109.50 212 26.07 45 5.08



(Amt. R lakh)





Scheme


No. of SHGs

No. of Members

Savings - Amount

No. of SHGs

Savings - Amount

No. of SHGs

Savings - Amount

No. of SHGs

Savings - Amount

23 Nagaur DCCB 3774 39077 147.86 3774 147.86 3774 147.86 0 0.00

24 Pali DFCCB 720 7200 286.18 720 286.18 360 143.09 0 0.00

25 Rajasthan STCB 0 0 0.00 0 0.00 0 0.00 0 0.00

26 Sawai Madhopur DCCB 2378 24615 206.98 2378 206.98 0 0.00 0 0.00

27 Sikar DCCB 3282 32820 285.93 3282 285.93 0 0.00 0 0.00

28 Sirohi DCCB 1931 19171 96.23 1894 94.05 90 6.25 0 0.00

29 Tonk DCCB 554 6054 49.66 205 45.35 356 40.81 198 8.85

30 Udaipur DCCB 6736 70030 309.33 6552 295.11 1221 63.07 0 0.00

Total 91646 956061 5471.37 88100 5191.80 18383 1790.93 1498 31.31


SOUTHERN REGION

ANDHRA PRADESH

1 Anantpur DCCB 1025 10250 721.06 1025 721.06 0 0.00 0 0.00

2 Andhra Pradesh STCB 494 4940 127.89 494 127.89 0 0.00 0 0.00

3 Chittoor DCCB 413 4130 45.67 413 45.67 0 0.00 0 0.00

4 Eluru DCCB 1756 17560 937.34 1756 937.34 0 0.00 0 0.00

5 Guntur DCCB 1346 10453 2560.87 1344 2558.62 0 0.00 0 0.00

6 Kadapa DCCB 0 0 0.00 0 0.00 0 0.00 0 0.00

7 Kakinada DCCB 210 2100 100.20 210 100.20 210 100.20 0 0.00

8 Krishna DCCB 9121 117487 7354.26 9121 7354.26 0 0.00 0 0.00

9 Kurnool DCCB 107 1070 95.62 102 95.62 107 95.62 0 0.00

10 Nellore DCCB 8 88 0.00 8 0.00 0 0.00 0 0.00

11 Prakasam DCCB 666 6660 282.95 666 282.95 0 0.00 0 0.00

12 Srikakulam DCCB 128 1290 30.09 128 30.09 128 30.09 0 0.00

13 Visakhapatnam DCCB 832 8447 65.17 832 65.17 832 65.17 0 0.00

14 Vizianagaram DCCB 0 0 0.00 0 0.00 0 0.00 0 0.00

Total 16106 184475 12321.12 16099 12318.87 1277 291.08 0 0.00

KARNATAKA

1 Bagalkot DCCB 6763 86181 468.04 6583 356.49 1255 95.62 1884 143.54

2 Belagavi DCCB 24002 351991 2425.00 21509 2174.59 21839 1342.52 2163 1082.48

3 Bellary DCCB 7482 96932 491.17 7397 487.20 1051 162.31 0 0.00

4 Bengaluru DCCB 9248 137260 338.42 9010 323.82 8183 233.37 0 0.00

5 Bidar DCCB 28047 414730 12883.09 27648 12798.69 0 0.00 0 0.00

6 Chikmagalur DCCB 13350 161776 1880.00 12952 1484.00 582 48.50 0 0.00

7 Chitradurga DCCB 2901 44905 116.04 2876 115.04 1021 40.84 31 1.24



(Amt. R lakh)





Scheme


No. of SHGs

No. of Members

Savings - Amount

No. of SHGs

Savings - Amount

No. of SHGs

Savings - Amount

No. of SHGs

Savings - Amount

8 Dawangere DCCB 2006 25905 640.00 1915 610.10 0 0.00 0 0.00

9 Gulbarga and Yadgir DCCB 1004 11044 4.52 1004 4.52 0 0.00 0 0.00

10 Hassan DCCB 16256 224842 4390.17 14215 4151.06 3556 960.31 193 21.58

11 Kanara DCCB 8071 96794 1302.14 7128 1128.31 2543 424.62 1923 220.86

12 Karnataka DCCB (Dharwad) 13252 212033 968.76 12174 856.99 352 40.52 192 21.74

13 Kodagu DCCB 6366 82161 1060.06 5168 744.05 288 61.06 0 0.00

14Kolar And Chickaballapur DCCB

25730 308240 3415.51 25686 3315.51 0 0.00 0 0.00

15 Mandya DCCB 22441 336615 2244.00 21749 2171.35 826 81.77 20789 2080.45

16Mysore And Chamarajnagar DCCB

12130 198202 1590.55 10949 1433.12 60 1.56 13 0.38

17 Raichur DCCB 8317 83170 600.57 8317 600.57 3621 270.70 4696 329.87

18 Shimoga DCCB 6598 85839 1410.18 5701 1218.47 5314 1135.76 265 56.63

19 South Canara DCCB 27586 249599 10461.14 19458 6448.25 27586 10461.14 0 0.00

20 Tumkur DCCB 7637 99675 591.27 6241 584.07 5453 554.61 0 0.00

21 Vijayapura DCCB 8994 94003 2052.57 7676 1742.48 0 0.00 0 0.00

Total 258181 3401897 49333.20 235356 42748.68 83530 15915.21 32149 3958.77

KERALA

1 Alappuzha DCCB 7732 112264 1814.50 7353 1405.21 0 0.00 0 0.00

2 Ernakulam DCCB 1189 14952 128.23 1173 125.52 0 0.00 0 0.00

3 Idukki DCCB 18236 197573 1140.21 15295 877.19 18236 1140.21 0 0.00

4 Kannur DCCB 448 8960 208.00 220 138.00 448 208.00 0 0.00

5 Kasaragod DCCB 971 16682 237.77 924 215.30 971 237.77 0 0.00

6 Kollam DCCB 8202 82405 5211.00 2872 1752.00 185 121.00 0 0.00

7 Kottayam DCCB 20 112 11.80 20 11.80 0 0.00 0 0.00

8 Kozhikode DCCB 550 7707 78.00 497 63.00 441 71.00 109 7.00

9 Malappuram DCCB 2029 34514 215.52 2029 215.52 113 14.96 0 0.00

10 Palakkad DCCB 114 1530 18.21 113 18.13 105 15.09 0 0.00

11 Pathanamthitta DCCB 3102 37116 311.38 2998 298.54 1551 155.69 0 0.00

12 Thiruvananthapuram DCCB 2628 39420 244.18 2628 244.18 2628 244.18 0 0.00

13 Thrissur DCCB 4617 78489 1267.00 4617 1267.00 0 0.00 0 0.00

14 Wayanad DCCB 14099 169188 3502.07 14099 3502.07 14099 3502.07 0 0.00

Total 63937 800912 14387.87 54838 10133.46 38777 5709.97 109 7.00



(Amt. R lakh)





Scheme


No. of SHGs

No. of Members

Savings - Amount

No. of SHGs

Savings - Amount

No. of SHGs

Savings - Amount

No. of SHGs

Savings - Amount

PUDUCHERRY

1 Pondicherry STCB 1027 15400 386.20 1002 357.28 1007 289.31 20 96.89

Total 1027 15400 386.20 1002 357.28 1007 289.31 20 96.89

TAMIL NADU

1 Chennai DCCB 5149 77235 882.11 5149 882.11 0 0.00 0 0.00

2 Coimbatore DCCB 7660 91978 1475.75 7318 1451.64 3537 766.60 4123 709.15

3 Cuddalore DCCB 10390 199125 476.90 10253 466.66 8675 439.65 1715 37.25

4 Dharmapuri DCCB 2147 28512 1517.31 2084 1488.62 181 50.93 0 0.00

5 Dindigul DCCB 5258 63103 463.73 5000 447.56 1086 102.60 4172 361.13

6 Erode DCCB 7576 98488 2525.99 7556 2525.58 7143 2453.25 433 72.74

7 Kancheepuram DCCB 5460 88567 2469.96 5460 2469.96 0 0.00 0 0.00

8 Kanyakumari DCCB 8311 139345 5673.08 6266 4254.81 0 0.00 0 0.00

9 Kumbakonam DCCB 10673 170768 1033.74 10673 1033.74 150 47.78 0 0.00

10 Madurai DCCB 9593 115116 168.80 9593 168.80 5778 102.34 1037 21.63

11 Nilgiris DCCB 3283 38320 598.30 3241 597.74 0 0.00 0 0.00

12 Pudukottai DCCB 4811 57792 367.36 4566 348.66 0 0.00 0 0.00

13 Ramanathapuram DCCB 10481 125769 228.95 10481 228.95 10481 228.95 0 0.00

14 Salem DCCB 16924 242398 1316.45 16078 1250.63 10154 789.86 5077 394.94

15 Sivgangai DCCB 4091 49028 201.56 4091 201.56 0 0.00 0 0.00

16 Thanjavur DCCB 4068 48816 240.42 4055 239.38 3194 146.82 874 93.60

17 Thoothukudi DCCB 2634 36874 338.00 2633 337.76 2211 304.08 423 33.92

18 Tiruchirapalli DCCB 20550 272775 1425.40 19836 1339.10 16700 1055.30 3850 370.10

19 Tirunelveli DCCB 2212 32978 215.10 2212 215.10 2212 215.10 0 0.00

20 Tiruvannamalai DCCB 11950 179253 1538.25 11931 1521.17 11950 1538.25 0 0.00

21 Vellore DCCB 9077 145232 1794.56 9077 1794.56 1179 848.68 0 0.00

22 Villupuram DCCB 11664 186627 117.67 11051 109.11 11664 117.67 0 0.00

23 Virudhunagar DCCB 3996 51887 326.26 3996 326.26 0 0.00 0 0.00

Total 177958 2539986 25395.65 172600 23699.46 96295 9207.86 21704 2094.46

TELANGANA

1 Adilabad DCCB 349 3490 167.85 318 161.38 349 167.85 0 0.00

2 Hyderabad DCCB 0 0 0.00 0 0.00 0 0.00 0 0.00

3 Karimnagar DCCB 1014 11155 152.10 1014 152.10 0 0.00 0 0.00

4 Khammam DCCB 344 3440 250.51 344 250.51 344 250.51 0 0.00

5 Mahbubnagar DCCB 9 172 1.82 9 1.82 0 0.00 9 1.82



(Amt. R lakh)





Scheme


No. of SHGs

No. of Members

Savings - Amount

No. of SHGs

Savings - Amount

No. of SHGs

Savings - Amount

No. of SHGs

Savings - Amount

6 Medak DCCB 755 7590 520.25 755 520.25 0 0.00 0 0.00

7 Nalgonda DCCB 882 8820 83.70 882 83.70 0 0.00 0 0.00

8 Nizamabad DCCB 5921 61263 1297.20 5921 1297.20 0 0.00 0 0.00

9 Telangana STCB 2373 24355 987.54 2321 979.26 0 0.00 2373 987.54

10 Warangal DCCB 0 0 0.00 0 0.00 0 0.00 0 0.00

Total 11647 120285 3460.97 11564 3446.22 693 418.36 2382 989.36


WESTERN REGION

GOA

1 Goa STCB 3825 56350 1446.38 3522 1097.53 0 0.00 0 0.00

Total 3825 56350 1446.38 3522 1097.53 0 0.00 0 0.00

GUJARAT

1 Ahmedabad DCCB 5065 57566 387.50 4216 359.98 3732 318.42 192 24.14

2 Amreli DCCB 32 433 0.85 32 0.85 0 0.00 0 0.00

3 Banaskantha DCCB 9154 101004 437.55 7967 393.73 9154 437.55 0 0.00

4 Baroda DCCB 0 0 0.00 0 0.00 0 0.00 0 0.00

5 Bharuch DCCB 773 9483 149.80 525 64.97 135 5.17 0 0.00

6 Bhavnagar DCCB 617 8151 47.00 280 17.00 0 0.00 0 0.00

7 Gujarat STCB 19 195 2.39 17 2.29 0 0.00 19 2.39

8 Jamnagar DCCB 711 7510 54.00 612 47.11 0 0.00 0 0.00

9 Junagadh DCCB 539 6309 52.00 522 51.30 539 52.00 0 0.00

10 Kachchh DCCB 487 5204 23.67 414 22.89 0 0.00 0 0.00

11 Kaira DCCB 661 5881 25.88 462 16.39 0 0.00 661 25.88

12 Kodinar DCCB 2696 30816 406.00 2570 393.70 1348 203.00 0 0.00

13 Mehsana DCCB 3792 60672 311.00 3665 300.00 0 0.00 0 0.00

14 Panchmahals DCCB 1419 14620 120.42 1205 111.60 380 18.43 0 0.00

15 Rajkot DCCB 5361 68326 946.44 4908 833.78 484 95.57 0 0.00

16 Sabarkantha DCCB 2502 30024 239.69 2388 214.74 850 47.25 0 0.00

17 Surat DCCB 2564 25640 253.50 2369 241.43 0 0.00 0 0.00

18 Surendranagar DCCB 62 1082 2.47 53 2.04 0 0.00 62 2.47

19 Valsad DCCB 434 5208 19.38 401 13.83 0 0.00 0 0.00

Total 36888 438124 3479.54 32606 3087.63 16622 1177.39 934 54.88

MAHARASHTRA

1 Ahmednagar DCCB 27275 330498 3190.54 27275 3190.54 5080 565.40 0 0.00

2 Akola DCCB 12958 155496 1449.02 11693 1354.99 0 0.00 0 0.00

3 Amrawati DCCB 6281 87934 829.04 4414 746.86 0 0.00 0 0.00



(Amt. R lakh)





Scheme


No. of SHGs

No. of Members

Savings - Amount

No. of SHGs

Savings - Amount

No. of SHGs

Savings - Amount

No. of SHGs

Savings - Amount

4 Aurangabad DCCB 10510 157650 1374.43 10381 1371.41 0 0.00 0 0.00

5 Beed DCCB 2508 26951 61.51 2508 61.51 824 14.15 0 0.00

6 Bhandara DCCB 6386 84074 481.00 6334 461.00 2151 220.00 0 0.00

7 Buldhana DCCB 1633 20345 27.55 486 8.85 443 10.26 0 0.00

8 Chandrapur DCCB 34632 410683 610.11 30718 575.10 31034 533.02 3598 77.09

9 Dhule & Nandurbar DCCB 5917 73143 2354.95 340 25.66 650 7.20 0 0.00

10 Gadchiroli DCCB 6305 75602 1243.70 6239 1211.40 1460 129.40 0 0.00

11 Gondia DCCB 9420 101643 971.53 7901 761.24 8107 805.83 1313 165.70

12 Jalgaon DCCB 5800 65548 162.23 5800 162.23 0 0.00 0 0.00

13 Jalna DCCB 2128 23408 153.04 1381 121.41 0 0.00 0 0.00

14 Kolhapur DCCB 42566 622282 1362.53 42400 1362.53 4468 209.75 0 0.00

15 Latur DCCB 16426 295668 1791.72 15039 1765.82 1550 30.69 0 0.00

16 Maharashtra STCB 1067 13883 116.61 1056 112.90 0 0.00 0 0.00

17 Mumbai DCCB 0 0 0.00 0 0.00 0 0.00 0 0.00

18 Nagpur DCCB 2994 38922 91.30 2616 64.41 440 13.62 0 0.00

19 Nanded DCCB 0 0 0.00 0 0.00 0 0.00 0 0.00

20 Nasik DCCB 6409 72024 270.68 3626 154.28 2742 54.90 0 0.00

21 Osmanabad DCCB 4465 49115 91.02 2679 54.61 0 0.00 4465 91.02

22 Parbhani DCCB 6545 73321 146.78 6169 135.01 2021 48.74 0 0.00

23 Pune DCCB 40378 605670 4864.11 38359 4616.70 452 46.16 0 0.00

24 Raigad DCCB 18467 211578 1281.39 17011 719.82 331 460.17 0 0.00

25 Ratnagiri DCCB 5430 67011 285.15 4963 260.75 541 29.66 0 0.00

26 Sangli DCCB 39768 515924 13683.86 35790 12315.47 21432 12018.69 0 0.00

27 Satara DCCB 31611 347469 1667.73 31464 1659.37 130 7.28 0 0.00

28 Sindhudurg DCCB 7613 88312 819.35 7014 758.04 3236 222.70 0 0.00

29 Solapur DCCB 19906 218068 113.37 18757 83.95 12055 66.93 7851 46.44

30 Thane DCCB 38252 497276 6853.20 35127 6322.86 597 106.96 0 0.00

31 Wardha DCCB 6263 80888 140.09 5350 122.51 1577 15.28 0 0.00

32 Yavatmal DCCB 19901 139307 1749.39 16723 1467.29 19901 1749.39 0 0.00

Total 439814 5549693 48236.93 399613 42028.52 121222 17366.18 17227 380.25


Grand Total 1507611 18116392 267859.79 1384895 242386.07 523144 95070.61 83941 8268.78



Total Loans disbursed during the year

Out of Total - Loan disbursed to Exclusive

Women SHGs

Out of Total - Loan disbursed under NRLM/

SGSY


No. of SHGs

Loans Disbursed

No. of SHGs

Loans Disbursed

No. of SHGs

Loans Disbursed

No. of SHGs

Loans Disbursed

CENTRAL REGION

CHHATTISGARH

1 Allahabad Bank 1258 1904.34 1238 1869.19 1188 1815.34 70 89.00

2 Andhra Bank 96 96.90 95 96.40 72 82.11 23 14.29

3 Bank of Baroda 996 635.24 982 632.57 654 435.23 22 15.95

4 Bank of India 513 431.00 513 431.00 481 404.00 32 27.00

5 Bank of Maharashtra 846 779.95 548 477.30 790 728.42 37 36.52

6 Canara Bank 989 933.74 989 933.74 653 632.65 73 57.49

7 Central Bank of India 4515 5335.75 394 538.18 394 538.18 0 0.00

8 Corporation Bank 131 115.67 87 78.90 46 31.77 10 4.56

9 Indian Bank 87 208.00 85 204.00 57 152.00 15 12.00

10 Indian Overseas Bank 731 908.58 700 862.88 306 355.41 74 72.95

11 Oriental Bank of Commerce 88 133.50 82 128.00 43 60.60 41 66.90

12 Punjab and Sind Bank 88 120.43 80 116.98 47 69.00 41 51.43

13 Punjab National Bank 3493 3586.42 3458 3548.95 2658 2859.42 216 150.18

14 State Bank of India 4590 7437.00 4204 6811.00 4181 6811.00 0 0.00

15 Syndicate Bank 397 430.58 397 430.58 30 60.00 56 35.19

16 Uco Bank 291 353.43 254 307.06 229 290.88 62 62.55

17 Union Bank of India 210 142.00 182 108.00 184 124.00 0 0.00

Total 19319 23552.53 14288 17574.73 12013 15450.01 772 696.01MADHYA PRADESH

1 Allahabad Bank 726 732.76 712 720.06 708 716.06 18 16.70

2 Andhra Bank 48 28.36 48 28.36 43 26.60 5 1.76

3 Bank of Baroda 22 7.02 22 7.02 13 2.37 0 0.00

4 Bank of India 3829 2017.00 2716 1357.00 1466 1041.00 1141 574.00


6 Canara Bank 221 227.24 221 227.24 41 22.44 27 31.10



9 Indian Bank 282 873.00 276 856.00 9 8.00 1 1.00




STATEMENT - IV - A (I)

(Amt. R lakh)

Progress under Microfinance - Bank loans disbursed by

Public Sector Commercial Banks to SHGs during the year 2019-20


(Amt. R lakh)

STATEMENT - IV - A (I) (contd.)




Women SHGs


SGSY


No. of SHGs

Loans Disbursed

No. of SHGs

Loans Disbursed

No. of SHGs

Loans Disbursed

No. of SHGs

Loans Disbursed



15 Syndicate Bank 569 375.46 502 327.46 27 17.37 30 17.00

16 Uco Bank 142 101.39 98 67.73 34 19.60 108 81.79


Total 17176 13102.67 10882 9858.58 5905 7776.08 1832 975.46UTTARAKHAND

1 Allahabad Bank 48 41.45 45 39.20 36 31.60 12 9.85

2 Andhra Bank 5 3.52 5 3.52 5 3.52 0 0.00

3 Bank of Baroda 27 16.72 26 16.38 5 2.56 0 0.00

4 Bank of India 14 12.00 9 8.00 14 12.00 0 0.00


6 Canara Bank 137 48.51 137 48.51 43 1.17 9 13.39



9 Indian Bank 0 0.00 0 0.00 0 0.00 0 0.00






15 Syndicate Bank 184 114.22 184 114.22 77 45.82 26 21.93

16 Uco Bank 70 92.56 62 83.16 55 73.46 15 19.10


Total 2161 1688.56 2079 1636.28 1103 1193.44 109 93.38UTTAR PRADESH

1 Allahabad Bank 1408 1155.43 1315 1071.10 1250 1014.92 158 140.51

2 Andhra Bank 24 17.80 24 17.80 19 13.35 5 4.45

3 Bank of Baroda 156 37.56 142 33.74 41 14.23 3 1.08

4 Bank of India 304 167.00 292 157.00 298 162.00 6 5.00


6 Canara Bank 917 499.50 890 483.81 603 298.21 49 57.27







Women SHGs


SGSY


No. of SHGs

Loans Disbursed

No. of SHGs

Loans Disbursed

No. of SHGs

Loans Disbursed

No. of SHGs

Loans Disbursed

9 Indian Bank 123 142.00 121 139.00 7 33.00 0 0.00






15 Syndicate Bank 758 507.38 705 432.47 68 38.92 126 54.92

16 Uco Bank 128 128.23 118 113.06 58 38.48 70 89.75


18 United Bank of India 0 0.00 0 0.00 0 0.00 0 0.00

Total 8586 5417.84 7707 4900.17 4849 3464.11 805 572.21Total Central Region 47242 43761.60 34956 33969.76 23870 27883.64 3518 2337.06

EASTERN REGION

ANDAMAN & NICOBAR

1 Allahabad Bank 0 0.00 0 0.00 0 0.00 0 0.00

2 Bank of Baroda 7 7.75 7 7.75 0 0.00 0 0.00

3 Bank of India 0 0.00 0 0.00 0 0.00 0 0.00

4 Canara Bank 3 10.10 0 0.00 0 0.00 0 0.00


6 Indian Bank 0 0.00 0 0.00 0 0.00 0 0.00





11 Syndicate Bank 1 2.00 1 2.00 0 0.00 1 2.00

12 Uco Bank 0 0.00 0 0.00 0 0.00 0 0.00


Total 21 38.85 18 28.75 10 19.00 1 2.00BIHAR

1 Allahabad Bank 4581 4532.15 4534 4485.30 4438 4382.30 143 149.85

2 Andhra Bank 4 4.84 4 4.84 2 1.84 2 3.00

3 Bank of Baroda 1011 1351.23 983 1339.74 165 131.25 15 8.95

4 Bank of India 2455 2049.00 2455 2049.00 2455 2049.00 0 0.00


(Amt. R lakh)






Women SHGs


SGSY


No. of SHGs

Loans Disbursed

No. of SHGs

Loans Disbursed

No. of SHGs

Loans Disbursed

No. of SHGs

Loans Disbursed

6 Canara Bank 5249 7662.00 5091 7432.14 1020 2055.73 2 1.00



9 Indian Bank 1752 2765.00 1717 2710.00 86 122.00 193 202.00






15 Syndicate Bank 1492 1450.90 1432 1387.31 76 57.00 130 69.77

16 Uco Bank 4194 5220.55 3981 4931.65 4179 5213.05 15 7.50



Total 154724 192986.94 120356 165452.15 104878 149994.90 1271 1020.85JHARKHAND

1 Allahabad Bank 1999 2270.03 1968 2243.11 1944 2218.11 55 51.92

2 Andhra Bank 12 5.85 12 5.85 9 3.83 3 2.02

3 Bank of Baroda 111 78.27 59 46.12 69 45.25 3 2.79

4 Bank of India 8852 5639.00 8852 5639.00 8505 5334.00 347 305.00


6 Canara Bank 2427 2501.78 2314 2431.91 2077 2115.07 48 36.29



9 Indian Bank 322 784.00 316 768.00 306 767.00 16 17.00






15 Syndicate Bank 475 470.16 415 441.66 20 10.00 62 27.18

16 Uco Bank 310 307.96 295 294.16 275 250.04 35 57.92


(Amt. R lakh)






Women SHGs


SGSY


No. of SHGs

Loans Disbursed

No. of SHGs

Loans Disbursed

No. of SHGs

Loans Disbursed

No. of SHGs

Loans Disbursed


Total 33839 30591.39 31808 28715.07 28998 27343.14 703 590.04ODISHA

1 Allahabad Bank 3262 5786.75 3190 5663.60 3067 5451.08 195 335.67

2 Andhra Bank 3004 4663.82 2989 4647.97 2814 4380.45 175 267.52

3 Bank of Baroda 565 712.65 539 663.54 275 308.23 7 19.10

4 Bank of India 9125 13686.00 9125 13686.00 9063 13586.00 62 100.00


6 Canara Bank 6098 9496.05 6098 9496.05 4087 6198.10 61 63.47



9 Indian Bank 3929 6467.00 3850 6338.00 2873 4667.00 154 323.00






15 Syndicate Bank 1928 2919.79 1793 2694.54 474 497.95 120 86.60

16 Uco Bank 7069 12673.50 6511 11629.64 6985 12566.98 84 106.52



Total 86869 137359.43 81465 129053.04 70797 117897.80 1913 2487.94WEST BENGAL

1 Allahabad Bank 46205 94645.29 45662 93781.92 44619 91924.45 1586 2720.84

2 Andhra Bank 285 421.41 284 418.41 201 317.52 83 100.89

3 Bank of Baroda 671 456.23 606 405.36 456 23.56 7 47.91

4 Bank of India 3390 5057.00 3390 5057.00 1510 2230.00 93 146.00


6 Canara Bank 6502 9582.16 6311 9103.05 3138 4433.57 2 3.00



9 Indian Bank 1125 2748.00 1103 2693.00 825 1989.00 57 110.00


(Amt. R lakh)






Women SHGs


SGSY


No. of SHGs

Loans Disbursed

No. of SHGs

Loans Disbursed

No. of SHGs

Loans Disbursed

No. of SHGs

Loans Disbursed


12 Punjab And Sind Bank 93 130.00 93 130.00 1 1.50 92 128.50



15 Syndicate Bank 5095 6604.15 4865 6352.05 430 304.51 68 74.67

16 Uco Bank 4769 6810.11 4531 6470.50 4721 6746.61 48 63.50



Total 208237 366116.80 177341 320050.12 158164 295913.46 3752 6336.63Total Eastern Region 483690 727093.41 410988 643299.13 362847 591168.30 7640 10437.46


ARUNACHAL PRADESH

1 Allahabad Bank 0 0.00 0 0.00 0 0.00 0 0.00

2 Bank of Baroda 0 0.00 0 0.00 0 0.00 0 0.00

3 Bank of India 2 2.00 2 2.00 0 0.00 0 0.00


5 Canara Bank 0 0.00 0 0.00 0 0.00 0 0.00


7 Indian Bank 0 0.00 0 0.00 0 0.00 0 0.00






13 Syndicate Bank 3 10.70 3 10.70 0 0.00 0 0.00

14 Uco Bank 0 0.00 0 0.00 0 0.00 0 0.00

Total 27 46.42 26 26.42 20 11.72 0 0.00ASSAM

1 Allahabad Bank 1640 1942.81 1604 1901.21 1597 1894.21 43 48.60

2 Bank of Baroda 67 37.45 52 34.29 28 24.35 0 0.00

3 Bank of India 98 115.00 98 115.00 88 105.00 0 0.00


(Amt. R lakh)






Women SHGs


SGSY


No. of SHGs

Loans Disbursed

No. of SHGs

Loans Disbursed

No. of SHGs

Loans Disbursed

No. of SHGs

Loans Disbursed

5 Canara Bank 174 207.38 170 202.54 89 113.40 6 7.50



8 Indian Bank 113 157.00 111 154.00 39 75.00 8 10.00






14 Syndicate Bank 232 542.23 232 542.23 81 356.02 36 18.50

15 Uco Bank 2800 3398.47 2714 3280.23 2785 3384.41 15 14.06



Total 13523 17608.70 11915 15788.11 10375 15033.43 186 163.47MANIPUR

1 Allahabad Bank 1 2.00 1 2.00 1 2.00 0 0.00

2 Bank of Baroda 5 1.26 2 1.26 0 0.00 0 0.00

3 Bank of India 5 5.00 5 5.00 5 5.00 0 0.00


5 Canara Bank 2 5.60 0 0.00 0 0.00 0 0.00


7 Indian Bank 0 0.00 0 0.00 0 0.00 0 0.00






13 Uco Bank 28 42.01 28 42.01 28 42.01 0 0.00

Total 90 133.54 81 126.32 40 124.06 0 0.00MEGHALAYA

1 Allahabad Bank 0 0.00 0 0.00 0 0.00 0 0.00

2 Bank of Baroda 0 0.00 0 0.00 0 0.00 0 0.00

(Amt. R lakh)






Women SHGs


SGSY


No. of SHGs

Loans Disbursed

No. of SHGs

Loans Disbursed

No. of SHGs

Loans Disbursed

No. of SHGs

Loans Disbursed

3 Bank of India 0 0.00 0 0.00 0 0.00 0 0.00

4 Canara Bank 14 7.56 14 7.56 0 0.00 0 0.00


6 Indian Bank 0 0.00 0 0.00 0 0.00 0 0.00




10 State Bank of India 81 101.00 81 101.00 58 101.00 0 0.0011 Syndicate Bank 0 0.00 0 0.00 0 0.00 0 0.0012 Uco Bank 0 0.00 0 0.00 0 0.00 0 0.0013 Union Bank of India 0 0.00 0 0.00 0 0.00 0 0.00

Total 101 110.80 101 110.80 61 101.73 0 0.00MIZORAM

1 Allahabad Bank 0 0.00 0 0.00 0 0.00 0 0.002 Bank of Baroda 0 0.00 0 0.00 0 0.00 0 0.003 Bank of India 0 0.00 0 0.00 0 0.00 0 0.00


5 Canara Bank 4 9.00 4 9.00 0 0.00 1 1.00


7 Indian Bank 0 0.00 0 0.00 0 0.00 0 0.00




11 State Bank of India 62 114.00 62 114.00 62 114.00 0 0.0012 Syndicate Bank 0 0.00 0 0.00 0 0.00 0 0.0013 Uco Bank 3 7.00 3 7.00 3 7.00 0 0.00

Total 69 130.00 69 130.00 65 121.00 1 1.00NAGALAND

1 Allahabad Bank 1 3.00 1 3.00 1 3.00 0 0.002 Bank of Baroda 30 6.72 24 3.55 0 0.00 0 0.003 Bank of India 5 5.00 5 5.00 0 0.00 0 0.004 Bank of Maharashtra 0 0.00 0 0.00 0 0.00 0 0.005 Canara Bank 0 0.00 0 0.00 0 0.00 0 0.00


(Amt. R lakh)






Women SHGs


SGSY


No. of SHGs

Loans Disbursed

No. of SHGs

Loans Disbursed

No. of SHGs

Loans Disbursed

No. of SHGs

Loans Disbursed

7 Indian Bank 0 0.00 0 0.00 0 0.00 0 0.00





12 State Bank of India 188 309.00 188 309.00 188 309.00 0 0.0013 Uco Bank 8 15.60 4 8.60 1 5.00 7 10.6014 Union Bank of India 0 0.00 0 0.00 0 0.00 0 0.00

Total 299 398.78 222 329.15 190 317.00 7 10.60SIKKIM

1 Allahabad Bank 0 0.00 0 0.00 0 0.00 0 0.002 Bank of Baroda 0 0.00 0 0.00 0 0.00 0 0.003 Bank of India 0 0.00 0 0.00 0 0.00 0 0.004 Canara Bank 80 196.20 80 196.20 0 0.00 0 0.00


6 Indian Bank 0 0.00 0 0.00 0 0.00 0 0.00




10 State Bank Of India 429 792.00 429 792.00 384 792.00 0 0.0011 Syndicate Bank 10 13.15 10 13.15 10 13.15 0 0.0012 Uco Bank 3 8.70 2 7.60 2 4.00 1 4.7013 Union Bank of India 5 8.00 4 7.00 5 8.00 0 0.00

Total 705 1180.40 537 1022.18 410 822.36 1 4.70TRIPURA

1 Allahabad Bank 0 0.00 0 0.00 0 0.00 0 0.00

2 Bank of Baroda 1 0.00 0 0.00 1 0.00 0 0.00

3 Bank of India 21 25.00 21 25.00 11 12.00 0 0.00


5 Canara Bank 49 41.13 44 37.01 20 10.60 10 6.97


7 Indian Bank 0 0.00 0 0.00 0 0.00 0 0.00


(Amt. R lakh)






Women SHGs


SGSY


No. of SHGs

Loans Disbursed

No. of SHGs

Loans Disbursed

No. of SHGs

Loans Disbursed

No. of SHGs

Loans Disbursed





13 Uco Bank 85 79.10 84 78.13 76 74.49 9 4.61



Total 712 753.23 705 748.14 597 634.09 37 30.58Total North Eastern Region 15526 20361.87 13656 18281.12 11758 17165.39 232 210.35

NORTHERN REGION

CHANDIGARH

1 Allahabad Bank 0 0.00 0 0.00 0 0.00 0 0.00

2 Bank of Baroda 0 0.00 0 0.00 0 0.00 0 0.00

3 Bank of India 18 22.00 17 21.00 18 22.00 0 0.00


5 Canara Bank 2 1.19 2 1.19 0 0.00 0 0.00


7 Indian Bank 0 0.00 0 0.00 0 0.00 0 0.00






13 Uco Bank 0 0.00 0 0.00 0 0.00 0 0.00


Total 52 43.10 47 39.35 33 39.00 6 1.38HARYANA

1 Allahabad Bank 82 77.00 79 73.50 72 66.00 9 10.00

2 Andhra Bank 51 142.83 51 142.83 46 138.35 5 4.48

3 Bank of Baroda 2 1.61 2 1.05 0 0.00 0 0.55

4 Bank of India 13 17.00 13 17.00 13 17.00 0 0.00


(Amt. R lakh)






Women SHGs


SGSY


No. of SHGs

Loans Disbursed

No. of SHGs

Loans Disbursed

No. of SHGs

Loans Disbursed

No. of SHGs

Loans Disbursed

6 Canara Bank 296 309.72 296 309.72 179 176.22 8 11.04



9 Indian Bank 38 55.00 37 54.00 22 45.00 1 1.00






15 Syndicate Bank 542 366.90 528 350.60 520 352.84 0 0.00

16 Uco Bank 98 84.83 92 80.73 84 74.98 14 9.85


Total 6471 7018.26 5920 6340.28 4203 4769.07 281 398.67HIMACHAL PRADESH

1 Allahabad Bank 10 13.20 9 12.20 5 6.50 5 6.70

2 Andhra Bank 0 0.00 0 0.00 0 0.00 0 0.00

3 Bank of Baroda 1 2.89 1 2.89 0 0.00 0 0.00

4 Bank of India 5 8.00 4 4.00 5 8.00 0 0.00


6 Canara Bank 83 119.10 62 95.28 65 109.70 3 3.50



9 Indian Bank 7 6.00 7 6.00 5 4.00 0 0.00






15 Syndicate Bank 14 17.98 14 17.98 9 12.25 5 5.73

16 Uco Bank 234 499.18 186 395.50 219 482.45 15 16.73


Total 2106 2945.08 1895 2618.26 1312 2161.69 180 175.64

(Amt. R lakh)






Women SHGs


SGSY


No. of SHGs

Loans Disbursed

No. of SHGs

Loans Disbursed

No. of SHGs

Loans Disbursed

No. of SHGs

Loans Disbursed

JAMMU AND KASHMIR

1 Allahabad Bank 0 0.00 0 0.00 0 0.00 0 0.00

2 Bank of Baroda 0 0.00 0 0.00 0 0.00 0 0.00

3 Bank of India 0 0.00 0 0.00 0 0.00 0 0.00


5 Canara Bank 7 8.88 7 8.88 0 0.00 7 8.88



8 Indian Bank 0 0.00 0 0.00 0 0.00 0 0.00






14 Uco Bank 15 23.54 12 18.64 0 0.00 15 23.54


Total 895 1444.75 846 1332.68 753 1222.68 28 40.82NEW DELHI

1 Allahabad Bank 2 3.00 2 3.00 2 3.00 0 0.00

2 Andhra Bank 0 0.00 0 0.00 0 0.00 0 0.00

3 Bank of Baroda 0 0.00 0 0.00 0 0.00 0 0.00

4 Bank of India 0 0.00 0 0.00 0 0.00 0 0.00


6 Canara Bank 10 47.42 10 47.42 0 0.00 0 0.00



9 Indian Bank 0 0.00 0 0.00 0 0.00 0 0.00






(Amt. R lakh)






Women SHGs


SGSY


No. of SHGs

Loans Disbursed

No. of SHGs

Loans Disbursed

No. of SHGs

Loans Disbursed

No. of SHGs

Loans Disbursed

15 Syndicate Bank 0 0.00 0 0.00 0 0.00 0 0.00

16 Uco Bank 0 0.00 0 0.00 0 0.00 0 0.00


Total 34 107.98 32 93.98 15 60.00 1 0.48PUNJAB

1 Allahabad Bank 5 3.90 5 3.90 5 3.90 0 0.00

2 Bank of Baroda 3 0.00 1 0.00 1 0.00 0 0.00

3 Bank of India 12 3.00 3 2.00 1 1.00 0 0.00


5 Canara Bank 29 21.24 29 21.24 21 8.73 0 0.00



8 Indian Bank 33 81.00 32 79.00 25 73.00 0 0.00






14 Syndicate Bank 9 7.55 9 7.55 0 0.00 6 5.54

15 Uco Bank 12 19.24 8 14.04 8 13.85 4 5.39


Total 1537 1328.73 1429 1243.88 951 1022.68 104 87.45RAJASTHAN

1 Allahabad Bank 119 63.73 116 61.73 115 60.73 4 3.00

2 Andhra Bank 20 29.21 20 29.21 17 23.21 3 6.00

3 Bank of Baroda 1095 970.32 1056 913.07 178 156.35 26 11.26

4 Bank of India 240 164.00 177 113.00 237 161.00 0 0.00


6 Canara Bank 264 187.11 264 187.11 36 25.90 55 12.19



9 Indian Bank 53 60.00 52 59.00 24 26.00 0 0.00



(Amt. R lakh)






Women SHGs


SGSY


No. of SHGs

Loans Disbursed

No. of SHGs

Loans Disbursed

No. of SHGs

Loans Disbursed

No. of SHGs

Loans Disbursed




15 Syndicate Bank 147 122.31 147 122.31 59 65.74 0 0.00

16 Uco Bank 241 303.89 171 222.28 179 229.22 62 74.67


Total 10900 8861.07 9460 7871.07 6188 5690.72 312 267.69Total Northern Region 21995 21748.97 19629 19539.50 13455 14965.84 912 972.13

SOUTHERN REGION

ANDHRA PRADESH

1 Allahabad Bank 1695 8590.43 1544 8030.31 1518 7972.61 177 617.82

2 Andhra Bank 95708 341019.46 95076 339986.02 75601 261878.64 19475 78107.38

3 Bank of Baroda 2454 3852.13 2018 3169.14 1343 2562.13 15 16.56

4 Bank of India 784 3207.00 784 3207.00 238 991.00 0 0.00


6 Canara Bank 26140 94789.53 25356 91096.78 11718 41539.25 4 2.00



9 Indian Bank 42930 145293.00 42071 142387.00 19312 64525.00 94 431.00






15 Syndicate Bank 39300 135390.93 37544 134525.94 9354 5738.29 2187 3110.93

16 Uco Bank 496 1787.54 472 1736.44 438 1634.49 58 153.05


Total 438692 1776996.36 421655 1723973.48 309893 1373868.84 22664 84163.32KARNATAKA

1 Allahabad Bank 4 20.20 2 10.50 2 10.50 2 9.70

2 Andhra Bank 45 103.27 45 103.27 24 68.84 21 34.43

3 Bank of Baroda 3123 2996.23 1895 1698.57 765 387.56 22 33.86

4 Bank of India 117 492.00 111 459.00 62 140.00 0 0.00


(Amt. R lakh)






Women SHGs


SGSY


No. of SHGs

Loans Disbursed

No. of SHGs

Loans Disbursed

No. of SHGs

Loans Disbursed

No. of SHGs

Loans Disbursed

6 Canara Bank 12363 41513.13 11868 39962.19 7774 15789.45 51 79.12



9 Indian Bank 168 725.00 165 711.00 91 493.00 3 10.00






15 Syndicate Bank 61842 74840.47 60774 71750.17 4389 2420.40 1620 1861.69

16 Uco Bank 50 137.10 38 112.43 17 63.90 33 73.20


Total 241819 549340.80 210823 493881.26 122208 344702.17 1967 2359.11KERALA

1 Allahabad Bank 10 38.00 8 30.75 8 30.75 2 7.25

2 Andhra Bank 99 243.56 99 243.56 70 167.01 29 76.55

3 Bank of Baroda 1165 1562.37 790 1239.90 301 1015.23 6 7.56

4 Bank of India 1418 6090.00 1393 6075.00 426 1950.00 26 1108.00


6 Canara Bank 11083 60584.99 10758 58519.99 7043 36847.33 47 134.07



9 Indian Bank 3571 20711.00 3500 20297.00 760 4483.00 58 167.00






15 Syndicate Bank 3359 9278.29 3191 9028.43 164 0.00 170 17.86

16 Uco Bank 120 649.78 100 544.13 101 582.94 19 66.84


Total 40020 154485.02 32876 130826.71 15127 69813.49 1683 3974.42

(Amt. R lakh)






Women SHGs


SGSY


No. of SHGs

Loans Disbursed

No. of SHGs

Loans Disbursed

No. of SHGs

Loans Disbursed

No. of SHGs

Loans Disbursed

LAKSHADWEEP

1 Allahabad Bank 0 0.00 0 0.00 0 0.00 0 0.00

2 Bank of Baroda 0 0.00 0 0.00 0 0.00 0 0.00





7 Syndicate Bank 5 9.28 5 9.28 0 0.00 0 0.00

8 Uco Bank 0 0.00 0 0.00 0 0.00 0 0.00

Total 5 9.28 5 9.28 0 0.00 0 0.00PUDUCHERRY

1 Allahabad Bank 0 0.00 0 0.00 0 0.00 0 0.00

2 Andhra Bank 12 34.33 12 34.33 4 11.10 8 23.23

3 Bank Of Baroda 18 32.80 18 32.80 5 8.15 0 0.00

4 Bank Of India 24 100.00 24 100.00 0 0.00 0 0.00

5 Canara Bank 43 173.55 43 173.55 12 63.95 9 4.15

6 Central Bank Of India 0 0.00 0 0.00 0 0.00 0 0.00


8 INDIAN BANK 437 1776.00 428 1740.00 357 1331.00 72 362.00


10 Oriental Bank Of Commerce 0 0.00 0 0.00 0 0.00 0 0.00

11 Punjab And Sind Bank 1 2.70 1 2.70 0 0.00 1 2.70


13 State Bank Of India 104 465.00 104 465.00 104 465.00 0 0.00

14 Syndicate Bank 39 120.65 39 120.65 12 29.30 0 0.00

15 Uco Bank 18 72.85 17 68.85 18 72.85 0 0.00


Total 1023 3326.56 970 3248.81 741 2294.96 93 402.10TAMIL NADU

1 Allahabad Bank 31 90.31 28 80.71 27 75.91 4 14.40

2 Andhra Bank 213 504.71 212 501.71 88 236.76 124 264.95

3 Bank of Baroda 481 483.56 362 334.38 112 235.56 20 14.85

4 Bank of India 741 2106.00 735 2099.00 160 488.00 36 95.00


(Amt. R lakh)






Women SHGs


SGSY


No. of SHGs

Loans Disbursed

No. of SHGs

Loans Disbursed

No. of SHGs

Loans Disbursed

No. of SHGs

Loans Disbursed

6 Canara Bank 8870 48002.76 8689 45456.81 2984 15056.74 14 43.37



9 Indian Bank 40607 192673.00 39795 188820.00 18046 85998.00 776 3217.00






15 Syndicate Bank 1740 8830.41 1627 8628.46 30 60.00 74 179.08

16 Uco Bank 137 523.27 128 487.42 121 461.24 16 62.03


Total 71795 306839.18 66527 287923.22 28085 123813.38 1453 4765.83TELANGANA

1 Allahabad Bank 688 3204.70 688 3204.70 681 3187.20 7 17.50

2 Andhra Bank 35457 117516.30 35301 117200.55 30464 96031.37 4837 21169.18

3 Bank of Baroda 1062 1329.55 939 1141.16 521 1002.56 22 83.76

4 Bank of India 1440 791.00 1440 791.00 440 489.00 0 0.00


6 Canara Bank 10314 49097.87 9734 47082.98 2408 11642.02 13 16.40



9 Indian Bank 8633 32184.00 8460 31540.00 3517 9663.00 0 0.00





14 Syndicate Bank 9368 32910.60 8993 31886.73 30 90.00 20 70.00

15 Uco Bank 166 856.30 152 798.70 166 856.30 0 0.00


Total 153248 599310.62 145634 570640.71 95164 446952.21 5423 21978.97Total Southern Region 946602 3390307.82 878490 3210503.47 571218 2361445.05 33283 117643.75

(Amt. R lakh)






Women SHGs


SGSY


No. of SHGs

Loans Disbursed

No. of SHGs

Loans Disbursed

No. of SHGs

Loans Disbursed

No. of SHGs

Loans Disbursed

WESTERN REGION

DAMAN AND DIU UT

1 Allahabad Bank 0 0.00 0 0.00 0 0.00 0 0.00

2 Bank of Baroda 0 0.00 0 0.00 0 0.00 0 0.00

3 Bank of India 0 0.00 0 0.00 0 0.00 0 0.00

4 Indian Bank 0 0.00 0 0.00 0 0.00 0 0.00




8 Uco Bank 0 0.00 0 0.00 0 0.00 0 0.00

Total 0 0.00 0 0.00 0 0.00 0 0.00D AND N HAVELI UT

1 Allahabad Bank 0 0.00 0 0.00 0 0.00 0 0.00

2 Bank of Baroda 0 0.00 0 0.00 0 0.00 0 0.00

3 Bank of India 0 0.00 0 0.00 0 0.00 0 0.00

4 Canara Bank 0 0.00 0 0.00 0 0.00 0 0.00




8 Uco Bank 0 0.00 0 0.00 0 0.00 0 0.00

Total 0 0.00 0 0.00 0 0.00 0 0.00GOA

1 Allahabad Bank 0 0.00 0 0.00 0 0.00 0 0.00

2 Bank of Baroda 6 12.97 6 12.97 6 12.97 0 0.00

3 Bank of India 25 124.00 25 124.00 17 47.00 0 0.00


5 Canara Bank 23 81.84 23 78.72 8 19.57 1 1.91



8 Indian Bank 1 1.00 1 1.00 1 1.00 0 0.00





(Amt. R lakh)






Women SHGs


SGSY


No. of SHGs

Loans Disbursed

No. of SHGs

Loans Disbursed

No. of SHGs

Loans Disbursed

No. of SHGs

Loans Disbursed

13 Syndicate Bank 17 19.51 17 19.51 17 14.82 0 0.00

14 Uco Bank 1 1.00 1 1.00 1 1.00 0 0.00


Total 422 1396.34 371 1298.64 323 1149.77 1 1.91GUJARAT

1 Allahabad Bank 11 8.84 10 8.30 3 1.30 8 7.54

2 Bank of Baroda 813 580.52 795 547.08 510 236.25 3 1.23

3 Bank of India 167 162.00 165 160.00 117 112.00 4 4.00


5 Canara Bank 33 15.98 33 15.98 2 1.00 2 3.60



8 Indian Bank 169 308.00 166 302.00 1 1.00 4 3.00






14 Syndicate Bank 126 74.03 126 74.03 10 7.00 47 15.30

15 Uco Bank 26 22.74 24 19.24 6 5.50 20 17.24


Total 3832 3311.52 3196 2751.82 2199 1906.24 175 201.55MAHARASHTRA

1 Allahabad Bank 483 636.94 463 628.59 459 625.09 24 11.85

2 Andhra Bank 198 252.29 194 249.16 144 183.82 50 65.34

3 Bank of Baroda 520 621.24 459 596.07 151 174.56 15 8.27

4 Bank of India 7749 8675.00 7312 8157.00 6489 7870.00 201 263.00


6 Canara Bank 1881 2324.28 1881 2324.28 944 1102.98 58 76.28



9 Indian Bank 362 579.00 355 567.00 270 374.00 3 6.00


(Amt. R lakh)






Women SHGs


SGSY


No. of SHGs

Loans Disbursed

No. of SHGs

Loans Disbursed

No. of SHGs

Loans Disbursed

No. of SHGs

Loans Disbursed





15 Syndicate Bank 1367 1761.63 1152 1645.61 50 0.00 119 120.00

16 Uco Bank 280 356.43 234 291.93 193 257.02 87 99.41


Total 40084 50989.59 30112 38828.58 28516 37278.02 1473 1847.42Total Western Region 44338 55697.45 33679 42879.04 31038 40334.03 1649 2050.88

Grand Total 1559393 4258971.12 1391398 3968472.02 1014186 3052962.25 47234 133651.63

(Amt. R lakh)






Women SHGs


SGSY


No. of SHGs

Loans Disbursed

No. of SHGs

Loans Disbursed

No. of SHGs

Loans Disbursed

No. of SHGs

Loans Disbursed

PUBLIC SECTOR BANKS - ALL INDIA POSITION

1 Allahabad Bank 64269 125766.26 63224 123927.88 61746 121496.56 2522 4268.70

2 Andhra Bank 135281 465088.46 134471 463713.79 109623 363568.32 24848 100145.47

3 Bank of Baroda 14412 15794.29 11786 12880.40 5600 6778.35 186 273.68

4 Bank of India 41366 51171.00 39686 49865.00 32119 37236.00 1948 2627.00


6 Canara Bank 94307 328706.54 91418 315990.88 44965 138263.78 560 674.99



9 Indian Bank 104742 408596.00 102648 400425.00 46633 174830.00 1455 4872.00






15 Syndicate Bank 129019 277191.26 124705 270935.62 15937 10191.38 4903 5793.89

16 Uco Bank 21794 34576.30 20320 32111.86 20982 33451.75 812 1124.55




1559393 4258971.12 1391398 3968472.02 1014186 3052962.25 47234 133651.63

(Amt. R lakh)



(Amt. R lakh)

STATEMENT - IV - A (II)


Private Sector Commercial Banks to SHGs during the year 2019-20




Women SHGs


SGSY


No. of SHGs

Loans Disbursed

No. of SHGs

Loans Disbursed

No. of SHGs

Loans Disbursed

No. of SHGs

Loans Disbursed

CHHATTISGARH

1 Axis Bank Limited 0 0.00 0 0.00 0 0.00 0 0.00

2 Federal Bank Ltd 0 0.00 0 0.00 0 0.00 0 0.00

3 HDFC Bank Ltd. 82 132.62 82 132.62 0 0.00 0 0.00

4 ICICI Bank Limited 0 0.00 0 0.00 0 0.00 0 0.00

5 IDBI Bank Limited 138 166.11 114 148.07 97 130.30 6 4.20

6 IDFC Bank Limited 0 0.00 0 0.00 0 0.00 0 0.00

7 Karnataka Bank Ltd 0 0.00 0 0.00 0 0.00 0 0.00

8 Karur Vysya Bank Ltd 0 0.00 0 0.00 0 0.00 0 0.00

9 YES Bank Ltd. 0 0.00 0 0.00 0 0.00 0 0.00



2 Bandhan Bank Limited 0 0.00 0 0.00 0 0.00 0 0.00

3 Federal Bank Ltd 0 0.00 0 0.00 0 0.00 0 0.00

4 HDFC Bank Ltd. 136 250.38 136 250.38 0 0.00 0 0.00





9 South Indian Bank Ltd 0 0.00 0 0.00 0 0.00 0 0.00

10 YES Bank Ltd. 0 0.00 0 0.00 0 0.00 0 0.00






5 Nainital Bank Ltd 63 59.00 63 59.00 63 59.00 0 0.00

6 Tamilnad Mercantile Bank Ltd 0 0.00 0 0.00 0 0.00 0 0.00

7 YES Bank Ltd. 0 0.00 0 0.00 0 0.00 0 0.00




3 Federal Bank Ltd 0 0.00 0 0.00 0 0.00 0 0.00

4 HDFC Bank Ltd. 2 1.24 2 1.24 0 0.00 0 0.00


(Amt. R lakh)

STATEMENT - IV - A (II) (contd.)




Women SHGs


SGSY


No. of SHGs

Loans Disbursed

No. of SHGs

Loans Disbursed

No. of SHGs

Loans Disbursed

No. of SHGs

Loans Disbursed






10 YES Bank Ltd. 0 0.00 0 0.00 0 0.00 0 0.00


EASTERN REGION

ANDAMAN & NICOBAR


Total 10 43.80 10 43.80 0 0.00 0 0.00BIHAR


2 Federal Bank Ltd 0 0.00 0 0.00 0 0.00 0 0.00

3 HDFC Bank Ltd. 1 0.41 1 0.41 0 0.00 0 0.00




7 YES Bank Ltd. 0 0.00 0 0.00 0 0.00 0 0.00

Total 2866 3747.81 2864 3745.81 2792 3667.45 0 0.00JHARKHAND



3 Federal Bank Ltd 0 0.00 0 0.00 0 0.00 0 0.00

4 HDFC Bank Ltd. 1 0.20 1 0.20 0 0.00 0 0.00





9 YES Bank Ltd. 0 0.00 0 0.00 0 0.00 0 0.00

Total 243 69.88 215 62.31 216 64.91 1 0.01ODISHA



3 Federal Bank Ltd 13 16.10 0 0.00 4 6.70 0 0.00

4 HDFC Bank Ltd. 21 47.39 21 47.39 0 0.00 0 0.00


(Amt. R lakh)





Women SHGs


SGSY


No. of SHGs

Loans Disbursed

No. of SHGs

Loans Disbursed

No. of SHGs

Loans Disbursed

No. of SHGs

Loans Disbursed



7 Indusind Bank Ltd 0 0.00 0 0.00 0 0.00 0 0.00




11 YES Bank Ltd. 0 0.00 0 0.00 0 0.00 0 0.00




3 Federal Bank Ltd 0 0.00 0 0.00 0 0.00 0 0.00

4 HDFC Bank Ltd. 4 10.53 4 10.53 0 0.00 0 0.00







11 YES Bank Ltd. 0 0.00 0 0.00 0 0.00 0 0.00



ARUNACHAL PRADESH



Total 0 0.00 0 0.00 0 0.00 0 0.00ASSAM



3 Federal Bank Ltd 0 0.00 0 0.00 0 0.00 0 0.00

4 HDFC Bank Ltd. 21 33.40 21 33.40 0 0.00 0 0.00




(Amt. R lakh)




Women SHGs


SGSY


No. of SHGs

Loans Disbursed

No. of SHGs

Loans Disbursed

No. of SHGs

Loans Disbursed

No. of SHGs

Loans Disbursed


Total 55 78.50 45 61.40 23 31.90 0 0.00MANIPUR



Total 0 0.00 0 0.00 0 0.00 0 0.00MEGHALAYA

1 Federal Bank Ltd 0 0.00 0 0.00 0 0.00 0 0.00


Total 0 0.00 0 0.00 0 0.00 0 0.00MIZORAM


Total 0 0.00 0 0.00 0 0.00 0 0.00NAGALAND


2 Federal Bank Ltd 0 0.00 0 0.00 0 0.00 0 0.00



Total 0 0.00 0 0.00 0 0.00 0 0.00SIKKIM



Total 1 2.00 1 2.00 0 0.00 0 0.00TRIPURA


2 Federal Bank Ltd 0 0.00 0 0.00 0 0.00 0 0.00

3 HDFC Bank Ltd. 0 0.00 0 0.00 0 0.00 0 0.00



NORTHERN REGION

CHANDIGARH




Total 0 0.00 0 0.00 0 0.00 0 0.00



(Amt. R lakh)




Women SHGs


SGSY


No. of SHGs

Loans Disbursed

No. of SHGs

Loans Disbursed

No. of SHGs

Loans Disbursed

No. of SHGs

Loans Disbursed

HARYANA



3 Federal Bank Ltd 0 0.00 0 0.00 0 0.00 0 0.00

4 HDFC Bank Ltd. 0 0.00 0 0.00 0 0.00 0 0.00





9 YES Bank Ltd. 0 0.00 0 0.00 0 0.00 0 0.00




3 YES Bank Ltd. 0 0.00 0 0.00 0 0.00 0 0.00

Total 2 1.25 0 0.00 1 0.50 0 0.00JAMMU AND KASHMIR



Total 0 0.00 0 0.00 0 0.00 0 0.00NEW DELHI



3 Federal Bank Ltd 0 0.00 0 0.00 0 0.00 0 0.00

4 HDFC Bank Ltd. 0 0.00 0 0.00 0 0.00 0 0.00








12 YES Bank Ltd. 0 0.00 0 0.00 0 0.00 0 0.00

Total 0 0.00 0 0.00 0 0.00 0 0.00PUNJAB





(Amt. R lakh)




Women SHGs


SGSY


No. of SHGs

Loans Disbursed

No. of SHGs

Loans Disbursed

No. of SHGs

Loans Disbursed

No. of SHGs

Loans Disbursed

3 Federal Bank Ltd 0 0.00 0 0.00 0 0.00 0 0.00

4 HDFC Bank Ltd. 1 0.40 1 0.40 0 0.00 0 0.00




8 YES Bank Ltd. 0 0.00 0 0.00 0 0.00 0 0.00

Total 2 2.60 2 2.60 0 0.00 0 0.00RAJASTHAN


2 City Union Bank Limited 0 0.00 0 0.00 0 0.00 0 0.00

3 Federal Bank Ltd 0 0.00 0 0.00 0 0.00 0 0.00

4 HDFC Bank Ltd. 26 53.69 26 53.69 0 0.00 0 0.00






10 YES Bank Ltd. 0 0.00 0 0.00 0 0.00 0 0.00


SOUTHERN REGION

ANDHRA PRADESH




4 Federal Bank Ltd 0 0.00 0 0.00 0 0.00 0 0.00

5 HDFC Bank Ltd. 380 921.99 380 921.99 0 0.00 0 0.00





10 Kotak Mahindra Bank Ltd. 0 0.00 0 0.00 0 0.00 0 0.00




(Amt. R lakh)




Women SHGs


SGSY


No. of SHGs

Loans Disbursed

No. of SHGs

Loans Disbursed

No. of SHGs

Loans Disbursed

No. of SHGs

Loans Disbursed


Total 760 2158.48 544 1501.78 0 0.00 0 0.00KARNATAKA




4 Federal Bank Ltd 0 0.00 0 0.00 0 0.00 0 0.00

5 HDFC Bank Ltd. 13554 44964.91 13554 44964.91 0 0.00 0 0.00








13 Ratnakar Bank Ltd 0 0.00 0 0.00 0 0.00 0 0.00



16 YES Bank Ltd. 0 0.00 0 0.00 0 0.00 0 0.00

Total 91244 167896.29 59804 121479.35 20703 40456.86 253 852.75KERALA




4 Federal Bank Ltd 82 242.09 9 0.53 3 0.00 0 0.00

5 HDFC Bank Ltd. 15442 53261.82 15442 53261.82 0 0.00 0 0.00












Women SHGs


SGSY


No. of SHGs

Loans Disbursed

No. of SHGs

Loans Disbursed

No. of SHGs

Loans Disbursed

No. of SHGs

Loans Disbursed

12 The Dhanalakshmi Bank Ltd 3954 24662.81 3933 24557.28 386 961.20 2 8.09

13 YES Bank Ltd. 0 0.00 0 0.00 0 0.00 0 0.00

Total 23499 93674.93 23388 93212.58 3427 12971.68 284 1257.37LAKSHADWEEP UT




2 Federal Bank Ltd 0 0.00 0 0.00 0 0.00 0 0.00

3 HDFC Bank Ltd. 191 714.90 191 714.90 0 0.00 0 0.00




Total 241 904.25 235 885.65 0 0.00 0 0.00TAMIL NADU




4 Federal Bank Ltd 0 0.00 0 0.00 0 0.00 0 0.00

5 HDFC Bank Ltd. 13971 51720.04 13971 51720.04 0 0.00 0 0.00










15 YES Bank Ltd. 0 0.00 0 0.00 0 0.00 0 0.00

Total 44486 158968.85 44425 158745.28 23451 90826.20 6454 14355.60TELANGANA


(Amt. R lakh)






Women SHGs


SGSY


No. of SHGs

Loans Disbursed

No. of SHGs

Loans Disbursed

No. of SHGs

Loans Disbursed

No. of SHGs

Loans Disbursed


3 Federal Bank Ltd 0 0.00 0 0.00 0 0.00 0 0.00

4 HDFC Bank Ltd. 2816 9152.21 2816 9152.21 0 0.00 0 0.00








12 YES Bank Ltd. 0 0.00 0 0.00 0 0.00 0 0.00


WESTERN REGION

DAMAN AND DIU UT




Total 0 0.00 0 0.00 0 0.00 0 0.00GOA

1 HDFC Bank Ltd. 241 980.48 241 980.48 0 0.00 0 0.00



Total 241 980.48 241 980.48 0 0.00 0 0.00GUJARAT




4 Federal Bank Ltd 0 0.00 0 0.00 0 0.00 0 0.00

5 HDFC Bank Ltd. 360 958.32 360 958.32 0 0.00 0 0.00





(Amt. R lakh)






Women SHGs


SGSY


No. of SHGs

Loans Disbursed

No. of SHGs

Loans Disbursed

No. of SHGs

Loans Disbursed

No. of SHGs

Loans Disbursed


11 YES Bank Ltd. 0 0.00 0 0.00 0 0.00 0 0.00





4 Federal Bank Ltd 4 5.98 0 0.00 0 0.00 0 0.00

5 HDFC Bank Ltd. 7801 20850.42 7801 20850.42 0 0.00 0 0.00









14 YES Bank Ltd. 0 0.00 0 0.00 0 0.00 0 0.00

Total 44689 97032.18 44648 96962.16 26394 59071.56 10064 15902.65

Total Western Region 48268 103321.57 48226 103250.55 28099 61595.70 11335 17725.60

Grand Total 236706 584137.44 204727 536193.52 98153 249609.15 20514 37134.71

(Amt. R lakh)






Women SHGs


SGSY


No. of SHGs

Loans Disbursed

No. of SHGs

Loans Disbursed

No. of SHGs

Loans Disbursed

No. of SHGs

Loans Disbursed

PRIVATE SECTOR BANKS - ALL INDIA POSITION




4 Federal Bank Ltd 99 264.17 9 0.53 7 6.70 0 0.00

5 HDFC Bank Ltd. 55051 184055.35 55051 184055.35 0 0.00 0 0.00













18 YES Bank Ltd. 0 0.00 0 0.00 0 0.00 0 0.00

All India Private Sector Banks 236706 584137.44 204727 536193.52 98153 249609.15 20514 37134.71

ALL INDIA PUBLIC SECTOR BANKS - V-A(I)

1559393 4258971.12 1391398 3968472.02 1014186 3052962.25 47234 133651.63

Grand Total - Commercial Banks

1796099 4843108.56 1596125 4504665.54 1112339 3302571.40 67748 170786.34

(Amt. R lakh)



(Amt. R lakh)




Women SHGs

Out of Total - Loan disbursed under

NRLM/ SGSY


No. of SHGs

Loans Disbursed

No. of SHGs

Loans Disbursed

No. of SHGs

Loans Disbursed

No. of SHGs

Loans Disbursed

CENTRAL REGION

CHHATTISGARH

1 Chhattisgarh Rajya Gramin Bank 17087 24181.85 16885 23575.58 16553 23798.27 534 383.58


1 Madhyanchal Gramin Bank 3149 1668.00 2676 1568.00 2437 1507.00 216 45.00

2 Madhya Pradesh Gramin Bank 22646 9903.02 22256 9628.81 21769 9213.26 92 93.56


1 Uttarakhand Gramin Bank 2339 1344.76 1665 1130.32 1412 1013.96 226 24.54


1 Aryavart Bank 3066 4263.04 2565 3581.12 2565 3581.12 0 0.00


2016 2241.01 2016 2241.01 2008 2235.81 0 0.00

3 Kashi Gomti Samyut Gramin Bank 436 780.84 436 780.84 370 711.54 59 69.30

4 Prathama U.P Gramin Bank 1569 2494.80 1428 2271.91 1334 2120.98 0 0.00

5 Purvanchal Bank 1721 1468.00 1721 1468.00 1721 1468.00 0 0.00Total 8808 11247.69 8166 10342.88 7998 10117.45 59 69.30Total Central Region 54029 48345.32 51648 46245.59 50169 45649.94 1127 615.98

EASTERN REGIONBIHAR

1 Dakshin Bihar Gramin Bank 30386 92883.00 30386 92883.00 30386 92883.00 0 0.00

2 Uttar Bihar Gramin Bank 78021 194080.00 78021 194080.00 78021 194080.00 0 0.00

Total 108407 286963.00 108407 286963.00 108407 286963.00 0 0.00JHARKHAND

1 Jharkhand Rajya Gramin Bank 23352 19714.00 23352 19714.00 22365 16561.00 0 0.00

Total 23352 19714.00 23352 19714.00 22365 16561.00 0 0.00ODISHA

1 Odisha Gramya Bank 28341 63518.68 28341 63518.68 27426 62373.47 915 1145.21

2 Utkal Grameen Bank 12576 13896.44 11837 13083.50 12380 13462.87 0 0.00Total 40917 77415.12 40178 76602.18 39806 75836.34 915 1145.21WEST BENGAL

1 Bangiya Gramin Vikash Bank 264742 297396.00 232683 261382.40 235621 264682.59 29121 32713.41

2 Paschim Banga Gramin Bank 65797 201050.15 63556 194176.22 65341 199823.03 426 1139.53

STATEMENT - IV - B


Regional Rural Banks to SHGs during the year 2019-20


(Amt. R lakh)

STATEMENT - IV - B (contd.)




Women SHGs


NRLM/ SGSY


No. of SHGs

Loans Disbursed

No. of SHGs

Loans Disbursed

No. of SHGs

Loans Disbursed

No. of SHGs

Loans Disbursed


28890 47833.84 28890 47833.84 15726 24788.44 13164 23045.40


NORTH EASTERN REGIONARUNACHAL PRADESH

1 Arunachal Pradesh Rural Bank 132 156.50 132 156.50 132 156.50 0 0.00

Total 132 156.50 132 156.50 132 156.50 0 0.00ASSAM

1 Assam Gramin Vikash Bank 14265 25129.85 14076 24750.39 11678 20812.28 52 91.29

Total 14265 25129.85 14076 24750.39 11678 20812.28 52 91.29MANIPUR

1 Manipur Rural Bank 739 863.39 739 863.39 405 454.90 71 69.90Total 739 863.39 739 863.39 405 454.90 71 69.90MEGHALAYA

1 Meghalaya Rural Bank 1860 2815.76 1750 2716.64 1741 2709.99 0 0.00Total 1860 2815.76 1750 2716.64 1741 2709.99 0 0.00MIZORAM

1 Mizoram Rural Bank 1183 1912.68 1125 1683.02 1088 1569.30 36 92.46Total 1183 1912.68 1125 1683.02 1088 1569.30 36 92.46NAGALAND

1 Nagaland Rural Bank 23 85.00 23 85.00 11 11.00 0 0.00Total 23 85.00 23 85.00 11 11.00 0 0.00TRIPURA

1 Tripura Gramin Bank 2583 5043.54 2496 4952.26 2391 4585.32 0 0.00Total 2583 5043.54 2496 4952.26 2391 4585.32 0 0.00Total North Eastern Region 20785 36006.72 20341 35207.20 17446 30299.29 159 253.65

NORTHERN REGIONHARYANA

1 Sarva Haryana Gramin Bank 2548 3340.68 2544 3331.18 2389 3142.92 40 66.82


1 Himachal Pradesh Gramin Bank 1001 1953.00 1001 1953.00 1001 1953.00 0 0.00


1 Ellaquai Dehati Bank 113 320.79 74 168.00 113 320.79 0 0.002 J & K Grameen Bank 1188 2513.36 1188 2513.36 1139 2463.02 0 0.00

Total 1301 2834.15 1262 2681.36 1252 2783.81 0 0.00PUNJAB

1 Punjab Gramin Bank 859 489.83 859 489.83 859 489.83 0 0.00Total 859 489.83 859 489.83 859 489.83 0 0.00


(Amt. R lakh)





Women SHGs


NRLM/ SGSY


No. of SHGs

Loans Disbursed

No. of SHGs

Loans Disbursed

No. of SHGs

Loans Disbursed

No. of SHGs

Loans Disbursed

RAJASTHAN

1Baroda Rajasthan Kshetriya Gramin Bank

15445 15142.00 15414 15112.00 14226 13807.00 22 23.00

2 Rajasthan Marudhara Gramin Bank 1438 1288.32 1429 1279.44 840 770.22 23 29.38


SOUTHERN REGIONANDHRA PRADESH

1 Andhra Pragathi Grameena Bank 69356 247623.00 69356 247623.00 0 0.00 0 0.00

2 Chaitanya Godavari Grameena Bank 21502 93743.32 21502 93743.32 16406 71938.66 0 0.00

3 Saptagiri Grameena Bank 44325 206247.84 41133 191072.07 34787 158117.23 5568 30514.51

Total 135183 547614.16 131991 532438.39 51193 230055.89 5568 30514.51KARNATAKA

1 Karnataka Gramin Bank 78363 150029.93 77565 148011.49 72395 138416.71 1738 2741.54

2 Karnataka Vikas Grameena Bank 4138 10157.30 4007 9905.40 3950 9627.90 188 529.40

Total 82501 160187.23 81572 157916.89 76345 148044.61 1926 3270.94KERALA

1 Kerala Gramin Bank 9801 44775.51 9066 41906.79 6701 30770.56 285 1448.60Total 9801 44775.51 9066 41906.79 6701 30770.56 285 1448.60PUDUCHERRY

1 Puduvai Bharathiyar Grama Bank 746 3180.05 740 3145.60 365 1706.72 30 148.36

Total 746 3180.05 740 3145.60 365 1706.72 30 148.36TAMIL NADU

1 Tamil Nadu Grama Bank 13748 60345.58 12922 58863.00 3072 13276.05 69 261.93

Total 13748 60345.58 12922 58863.00 3072 13276.05 69 261.93TELANGANA


172084 401107.36 172084 401107.36 102333 240905.12 21594 48854.89

2 Telangana Grameena Bank 28006 120369.42 28006 120369.42 13606 62601.69 118 436.85



(Amt. R lakh)





Women SHGs


NRLM/ SGSY


No. of SHGs

Loans Disbursed

No. of SHGs

Loans Disbursed

No. of SHGs

Loans Disbursed

No. of SHGs

Loans Disbursed

WESTERN REGION

GUJARAT

1 Baroda Gujarat Gramin Bank 3186 17949.72 3186 17949.72 3186 17949.72 0 0.00

2 Saurashtra Gramin Bank 760 826.61 716 782.20 692 752.53 0 0.00


1 Maharashtra Gramin Bank 7611 10735.00 7611 10735.00 7113 9808.49 0 0.00

2 Vidharbha Konkan Gramin Bank 10651 16299.46 10601 16194.97 10601 16194.97 0 0.00


Grand Total 1093788 2423162.23 1050059 2354380.58 850655 1739616.76 74587 143968.46


STATEMENT - IV - C

(Amt. R lakh)

Progress under Microfinance - Bank loans disbursed by Co-operative Banks to

SHGs during the year 2019-20




Women SHGs


SGSY


No. of SHGs

Loans Disbursed

No. of SHGs

Loans Disbursed

No. of SHGs

Loans Disbursed

No. of SHGs

Loans Disbursed

CENTRAL REGIONCHHATTISGARH

1 Bilaspur DCCB 0 0.00 0 0.00 0 0.00 0 0.002 Durg DCCB 257 161.66 251 157.21 257 161.66 0 0.003 Ambikapur DCCB 0 0.00 0 0.00 0 0.00 0 0.004 Jagdalpur DCCB 890 812.76 890 812.76 245 342.90 39 37.505 Raipur DCCB 40 54.40 40 54.40 0 0.00 0 0.006 Rajnandgaon DCCB 987 974.48 987 974.48 987 974.48 0 0.00


1 Bhopal DCCB 0 0.00 0 0.00 0 0.00 0 0.002 Indore DCCB 0 0.00 0 0.00 0 0.00 0 0.003 Balaghat DCCB 0 0.00 0 0.00 0 0.00 0 0.004 Betul DCCB 37 18.50 37 18.50 37 18.50 0 0.005 Bhind DCCB 0 0.00 0 0.00 0 0.00 0 0.006 Chattarpur DCCB 0 0.00 0 0.00 0 0.00 0 0.007 Chhindwara DCCB 32 7.95 32 7.95 32 7.95 0 0.008 Damoh DCCB 0 0.00 0 0.00 0 0.00 0 0.009 Datia DCCB 0 0.00 0 0.00 0 0.00 0 0.00

10 Dewas DCCB 0 0.00 0 0.00 0 0.00 0 0.0011 Dhar DCCB 0 0.00 0 0.00 0 0.00 0 0.0012 Guna DCCB 0 0.00 0 0.00 0 0.00 0 0.0013 Gwalior DCCB 0 0.00 0 0.00 0 0.00 0 0.00

14 Hoshangabad DCCB 0 0.00 0 0.00 0 0.00 0 0.00

15 Jabalpur DCCB 0 0.00 0 0.00 0 0.00 0 0.0016 Jhabua DCCB 0 0.00 0 0.00 0 0.00 0 0.0017 Khandwa DCCB 0 0.00 0 0.00 0 0.00 0 0.0018 Khargone DCCB 38 12.90 38 12.90 19 6.45 0 0.0019 Mandla DCCB 0 0.00 0 0.00 0 0.00 0 0.0020 Mandsaur DCCB 0 0.00 0 0.00 0 0.00 0 0.0021 Morena DCCB 0 0.00 0 0.00 0 0.00 0 0.0022 Narsinghpur DCCB 0 0.00 0 0.00 0 0.00 0 0.0023 Panna DCCB 0 0.00 0 0.00 0 0.00 0 0.0024 Raisen DCCB 0 0.00 0 0.00 0 0.00 0 0.0025 Rajgarh DCCB 0 0.00 0 0.00 0 0.00 0 0.0026 Ratlam DCCB 0 0.00 0 0.00 0 0.00 0 0.0027 Rewa DCCB 0 0.00 0 0.00 0 0.00 0 0.0028 Sagar DCCB 0 0.00 0 0.00 0 0.00 0 0.0029 Satna DCCB 0 0.00 0 0.00 0 0.00 0 0.0030 Sehore DCCB 0 0.00 0 0.00 0 0.00 0 0.0031 Seoni DCCB 0 0.00 0 0.00 0 0.00 0 0.0032 Shahdol DCCB 0 0.00 0 0.00 0 0.00 0 0.0033 Shajapur DCCB 0 0.00 0 0.00 0 0.00 0 0.0034 Shivpuri DCCB 0 0.00 0 0.00 0 0.00 0 0.00


(Amt. R lakh)

STATEMENT - IV - C (contd.)




Women SHGs


SGSY


No. of SHGs

Loans Disbursed

No. of SHGs

Loans Disbursed

No. of SHGs

Loans Disbursed

No. of SHGs

Loans Disbursed

35 Sidhi DCCB 0 0.00 0 0.00 0 0.00 0 0.0036 Tikamgarh DCCB 0 0.00 0 0.00 0 0.00 0 0.0037 Ujjain DCCB 0 0.00 0 0.00 0 0.00 0 0.0038 Vidisha DCCB 0 0.00 0 0.00 0 0.00 0 0.00


1 Almora DCCB 81 37.71 81 37.71 76 32.20 5 5.512 Chamoli DCCB 175 44.58 172 43.83 175 44.58 0 0.003 Dehradun DCCB 9 11.50 8 10.50 6 6.50 3 5.00

4 Nainital DCCB (Haldwani) 238 238.00 238 238.00 238 238.00 0 0.00

5 Pithoragarh DCCB 289 170.75 102 64.90 261 152.70 28 18.05

6 Tehri Garhwal DCCB 108 67.00 70 41.00 46 25.75 22 15.25

7 Uttarakhand STCB 81 44.74 81 44.74 0 0.00 0 0.008 Uttarkashi DCCB 237 111.68 167 79.18 1 1.00 0 0.00

9 Udhamsinghnagar DCCB 216 137.50 177 118.25 216 137.50 0 0.00

10 Garhwal (Kotdwar) DCCB 296 192.25 296 192.25 296 192.25 0 0.00

11 Haridwar DCCB 52 35.25 47 34.00 52 35.25 0 0.00Total 1782 1090.96 1439 904.36 1367 865.73 58 43.81UTTAR PRADESH

1 Agra DCCB 0 0.00 0 0.00 0 0.00 0 0.002 Aligarh DCCB 0 0.00 0 0.00 0 0.00 0 0.003 Allahabad DCCB 0 0.00 0 0.00 0 0.00 0 0.004 Bahrich DCCB 0 0.00 0 0.00 0 0.00 0 0.005 Banda DCCB 0 0.00 0 0.00 0 0.00 0 0.006 Bijnor DCCB 0 0.00 0 0.00 0 0.00 0 0.007 Budaun DCCB 22 15.50 22 15.50 22 15.50 0 0.008 Deoria Kasia DCCB 0 0.00 0 0.00 0 0.00 0 0.009 Saharanpur DCCB 0 0.00 0 0.00 0 0.00 0 0.00

10 Varanasi DCCB 0 0.00 0 0.00 0 0.00 0 0.0011 Etah DCCB 3 0.42 2 0.30 3 0.42 0 0.0012 Etawah DCCB 0 0.00 0 0.00 0 0.00 0 0.0013 Farrukhabad DCCB 0 0.00 0 0.00 0 0.00 0 0.0014 Fatehpur DCCB 0 0.00 0 0.00 0 0.00 0 0.0015 Firozabad DCCB 0 0.00 0 0.00 0 0.00 0 0.0016 Ghaziabad DCCB 0 0.00 0 0.00 0 0.00 0 0.0017 Gorakhpur DCCB 0 0.00 0 0.00 0 0.00 0 0.0018 Hamirpur DCCB 0 0.00 0 0.00 0 0.00 0 0.0019 Hardoi DCCB 0 0.00 0 0.00 0 0.00 0 0.0020 Jalaun DCCB 0 0.00 0 0.00 0 0.00 0 0.0021 Azamgarh DCCB 0 0.00 0 0.00 0 0.00 0 0.0022 Ghazipur DCCB 0 0.00 0 0.00 0 0.00 0 0.0023 Ballia DCCB 0 0.00 0 0.00 0 0.00 0 0.0024 Barabanki DCCB 0 0.00 0 0.00 0 0.00 0 0.00


(Amt. R lakh)





Women SHGs


SGSY


No. of SHGs

Loans Disbursed

No. of SHGs

Loans Disbursed

No. of SHGs

Loans Disbursed

No. of SHGs

Loans Disbursed

25 Bareilly DCCB 0 0.00 0 0.00 0 0.00 0 0.0026 Basti DCCB 0 0.00 0 0.00 0 0.00 0 0.0027 Bulandsahar DCCB 80 65.64 80 65.64 40 32.82 0 0.0028 Jaunpur DCCB 0 0.00 0 0.00 0 0.00 0 0.0029 Jhansi DCCB 24 2.49 22 2.24 0 0.00 0 0.0030 Kanpur DCCB 0 0.00 0 0.00 0 0.00 0 0.00

31 Lakhimpur-Khiri DCCB 0 0.70 0 0.40 0 0.70 0 0.00

32 Lalitpur DCCB 0 0.00 0 0.00 0 0.00 0 0.0033 Lucknow DCCB 2 1.12 0 0.00 2 1.12 0 0.0034 Meerut DCCB 2 7.16 0 0.00 0 0.00 0 0.0035 Mirzapur DCCB 0 0.00 0 0.00 0 0.00 0 0.0036 Muradabad DCCB 3 4.09 3 4.09 0 0.00 0 0.0037 Pratapgarh DCCB 0 0.00 0 0.00 0 0.00 0 0.0038 Raibareilly DCCB 0 0.00 0 0.00 0 0.00 0 0.0039 Shahjahanpur DCCB 0 0.00 0 0.00 0 0.00 0 0.00

40 Sidharthnagar DCCB 0 0.00 0 0.00 0 0.00 0 0.00

41 Unnao DCCB 0 0.00 0 0.00 0 0.00 0 0.0042 Mainpuri DCCB 0 0.00 0 0.00 0 0.00 0 0.0043 Mathura DCCB 0 0.00 0 0.00 0 0.00 0 0.00

44 Muzaffarnagar DCCB 0 0.00 0 0.00 0 0.00 0 0.00

45 Pilibhit DCCB 5 3.51 5 3.51 0 0.00 0 0.0046 Rampur DCCB 0 0.00 0 0.00 0 0.00 0 0.0047 Sultanpur DCCB 0 0.00 0 0.00 0 0.00 0 0.0048 Uttar Pradesh STCB 0 0.00 0 0.00 0 0.00 0 0.00


EASTERN REGIONANDAMAN & NICOBAR

1 Andaman & Nicobar STCB 227 490.21 172 374.61 6 3.20 0 0.00

Total 227 490.21 172 374.61 6 3.20 0 0.00BIHAR

1 Ara DCCB 0 0.00 0 0.00 0 0.00 0 0.00

2 Sasaram-Bhabua DCCB 0 0.00 0 0.00 0 0.00 0 0.00

3 Aurangabad DCCB 0 0.00 0 0.00 0 0.00 0 0.004 Begusarai DCCB 0 0.00 0 0.00 0 0.00 0 0.005 Bhagalpur DCCB 0 0.00 0 0.00 0 0.00 0 0.006 Gopalganj DCCB 0 0.00 0 0.00 0 0.00 0 0.007 Katihar DCCB 0 0.00 0 0.00 0 0.00 0 0.008 Khagaria DCCB 0 0.00 0 0.00 0 0.00 0 0.009 Magadh DCCB 0 0.00 0 0.00 0 0.00 0 0.00

10 Monghyr-Jamui DCCB 0 0.00 0 0.00 0 0.00 0 0.00


(Amt. R lakh)





Women SHGs


SGSY


No. of SHGs

Loans Disbursed

No. of SHGs

Loans Disbursed

No. of SHGs

Loans Disbursed

No. of SHGs

Loans Disbursed

11 Motihari DCCB 0 0.00 0 0.00 0 0.00 0 0.0012 Muzaffarpur DCCB 0 0.00 0 0.00 0 0.00 0 0.0013 Nalanda DCCB 0 0.00 0 0.00 0 0.00 0 0.0014 Bettiah DCCB 0 0.00 0 0.00 0 0.00 0 0.0015 Nawadah DCCB 0 0.00 0 0.00 0 0.00 0 0.0016 Purnea DCCB 0 0.00 0 0.00 0 0.00 0 0.00

17 Rohika DCCB, (Madhubani) 0 0.00 0 0.00 0 0.00 0 0.00

18 Samastipur DCCB 0 0.00 0 0.00 0 0.00 0 0.0019 Sitamarhi DCCB 0 0.00 0 0.00 0 0.00 0 0.0020 Siwan DCCB 0 0.00 0 0.00 0 0.00 0 0.0021 Vaishali DCCB 0 0.00 0 0.00 0 0.00 0 0.00

Total 0 0.00 0 0.00 0 0.00 0 0.00JHARKHAND

1 Dhanbad DCCB 20 15.00 20 15.00 14 12.00 6 3.002 Jharkhand DCCB 161 180.10 161 180.10 0 0.00 0 0.00

Total 181 195.10 181 195.10 14 12.00 6 3.00ODISHA

1 Cuttack DCCB 1272 3058.42 1272 3058.42 532 802.44 740 2255.982 Keonjhar DCCB 528 796.97 528 796.97 528 796.97 0 0.003 Nayagarh DCCB 141 275.35 141 275.35 0 0.00 0 0.004 Angul United DCCB 1105 1492.13 1105 1492.13 1105 1492.13 0 0.005 Aska DCCB 53 63.80 53 63.80 0 0.00 0 0.00

6 Balasore Bhadrak DCCB 4358 6715.65 4358 6715.65 0 0.00 0 0.00

7 Banki DCCB 0 0.00 0 0.00 0 0.00 0 0.008 Berhampore DCCB 136 323.79 136 323.79 43 125.45 29 99.28

9 Bhawanipatna DCCB 24 20.80 24 20.80 24 20.80 0 0.00

10 Bolangir DCCB 257 229.74 257 229.74 257 229.74 0 0.0011 Boudh DCCB 13 23.70 13 23.70 0 0.00 0 0.0012 Khurda DCCB 83 166.28 83 166.28 0 0.00 0 0.0013 Koraput DCCB 861 808.84 861 808.84 0 0.00 0 0.0014 Mayurbhanj DCCB 49 74.50 49 74.50 49 74.50 0 0.0015 Sambalpur DCCB 441 501.03 441 501.03 0 0.00 0 0.0016 Sundargarh DCCB 3829 4515.89 3829 4515.89 3026 3242.58 803 1273.31

17 United Puri-Nimapara DCCB 0 0.00 0 0.00 0 0.00 0 0.00


1 Balageria DCCB 787 1225.38 787 1225.38 0 0.00 0 0.002 Bankura DCCB 2545 3326.28 2453 3194.04 2036 2661.02 0 0.003 Birbhum DCCB 30 52.49 30 52.49 0 0.00 0 0.004 Darjeeling DCCB 8 15.60 0 0.00 0 0.00 0 0.005 Hooghly DCCB 16543 16509.65 16543 16509.65 0 0.00 0 0.006 Howrah DCCB 3257 4667.24 3201 4586.88 0 0.00 0 0.00





Women SHGs


SGSY


No. of SHGs

Loans Disbursed

No. of SHGs

Loans Disbursed

No. of SHGs

Loans Disbursed

No. of SHGs

Loans Disbursed

7 Malda DCCB 3935 5784.41 3935 5784.41 3935 5784.41 0 0.008 Murshidabad DCCB 6908 8778.84 6908 8778.84 6792 8501.42 0 0.009 Nadia DCCB 30761 32467.46 28426 30003.18 0 0.00 0 0.00

10 Purulia DCCB 161 234.25 161 234.25 112 179.20 49 55.0511 Raiganj DCCB 1344 3199.48 1344 3199.48 180 257.54 0 0.00

12 Tamluk Ghatal DCCB 7961 8103.00 7961 8103.00 0 0.00 0 0.00

13 Burdwan DCCB 1236 1102.97 1082 941.60 0 0.00 0 0.00

14 Dakshin Dinajpur DCCB 819 819.00 819 819.00 374 374.00 136 136.00

15 Jalpaiguri DCCB 18 20.39 18 20.39 0 0.00 0 0.0016 Mugberia DCCB 5479 6057.29 5056 5739.21 0 0.00 0 0.0017 West Bengal STCB 2102 2209.86 1909 1897.82 0 0.00 0 0.0018 Vidyasagar DCCB 5060 6771.05 5034 6739.79 0 0.00 0 0.00


NORTH EASTERN REGIONASSAM

1 Assam STCB 962 927.84 954 918.94 962 927.84 0 0.00Total 962 927.84 954 918.94 962 927.84 0 0.00MANIPUR

1 Manipur STCB 424 444.60 0 0.00 0 0.00 0 0.00Total 424 444.60 0 0.00 0 0.00 0 0.00MIZORAM

1 Mizoram STCB 0 0.00 0 0.00 0 0.00 0 0.00Total 0 0.00 0 0.00 0 0.00 0 0.00SIKKIM

1 Sikkim STCB 52 68.50 52 42.70 18 25.80 0 0.00Total 52 68.50 52 42.70 18 25.80 0 0.00Total North Eastern Region 1438 1440.94 1006 961.64 980 953.64 0 0.00

NORTHERN REGIONCHANDIGARH

1 Chandigarh STCB 0 0.00 0 0.00 0 0.00 0 0.00Total 0 0.00 0 0.00 0 0.00 0 0.00HARYANA

1 Ambala DCCB 78 40.00 78 40.00 39 20.00 39 20.002 Bhiwani DCCB 0 0.00 0 0.00 0 0.00 0 0.003 Faridabad DCCB 0 0.00 0 0.00 0 0.00 0 0.004 Fatehabad DCCB 0 0.00 0 0.00 0 0.00 0 0.005 Gurgaon DCCB 2 4.00 2 4.00 0 0.00 2 4.006 Hissar DCCB 0 0.00 0 0.00 0 0.00 0 0.007 Jhajjar DCCB 0 0.00 0 0.00 0 0.00 0 0.008 Jind DCCB 3 3.00 3 3.00 3 3.00 0 0.009 Kaithal DCCB 0 0.00 0 0.00 0 0.00 0 0.00

10 Karnal DCCB 0 0.00 0 0.00 0 0.00 0 0.00

(Amt. R lakh)






Women SHGs


SGSY


No. of SHGs

Loans Disbursed

No. of SHGs

Loans Disbursed

No. of SHGs

Loans Disbursed

No. of SHGs

Loans Disbursed

11 Kurukshetra DCCB 0 0.00 0 0.00 0 0.00 0 0.00

12 Mahendragarh DCCB 18 14.10 18 14.10 18 14.10 0 0.00

13 Panchakula DCCB 0 0.00 0 0.00 0 0.00 0 0.0014 Panipat DCCB 17 8.50 17 8.50 0 0.00 0 0.0015 Rewari DCCB 1 0.50 1 0.50 0 0.00 0 0.0016 Rohtak DCCB 0 2.00 0 0.00 0 2.00 0 0.0017 Sirsa DCCB 6 1.50 6 1.50 0 0.00 6 1.5018 Sonepat DCCB 1 4.00 1 4.00 1 4.00 0 0.0019 Yamunanagar DCCB 11 4.42 11 4.42 4 1.40 0 0.00


1 Jogindra DCCB 232 469.41 232 469.41 87 234.01 0 0.00

2 Himachal Pradesh STCB 1266 1898.16 1008 1454.98 1008 1454.98 0 0.00

3 Kangra DCCB 903 1780.64 890 1755.58 498 1070.26 12 20.00Total 2401 4148.21 2130 3679.97 1593 2759.25 12 20.00JAMMU AND KASHMIR

1 Baramulla DCCB 0 0.00 0 0.00 0 0.00 0 0.002 Anantnag DCCB 0 0.00 0 0.00 0 0.00 0 0.003 Jammu DCCB 0 0.00 0 0.00 0 0.00 0 0.00

4 Jammu & Kashmir STCB 0 0.00 0 0.00 0 0.00 0 0.00

Total 0 0.00 0 0.00 0 0.00 0 0.00NEW DELHI

1 Delhi STCB 0 0.00 0 0.00 0 0.00 0 0.00Total 0 0.00 0 0.00 0 0.00 0 0.00PUNJAB

1 Amritsar DCCB 0 0.00 0 0.00 0 0.00 0 0.002 Bhatinda DCCB 0 0.00 0 0.00 0 0.00 0 0.003 Faridkot DCCB 0 0.00 0 0.00 0 0.00 0 0.00

4 Fatehgarh Sahib DCCB 20 32.46 20 32.46 0 0.00 0 0.00

5 Fazilka DCCB 0 0.00 0 0.00 0 0.00 0 0.006 Gurdaspur DCCB 0 0.00 0 0.00 0 0.00 0 0.007 Hoshiarpur DCCB 11 9.17 11 9.17 0 0.00 0 0.008 Jalandhar DCCB 5 6.72 5 6.72 0 0.00 0 0.009 Kapurthala DCCB 5 4.25 5 4.25 0 0.00 0 0.00

10 Ludhiana DCCB 15 13.50 15 13.50 0 0.00 0 0.0011 Mansa DCCB 0 0.00 0 0.00 0 0.00 0 0.0012 Moga DCCB 0 0.00 0 0.00 0 0.00 0 0.0013 Muktsar DCCB 0 0.00 0 0.00 0 0.00 0 0.0014 Nawanshahr DCCB 9 5.75 9 5.75 0 0.00 0 0.0015 Patiala DCCB 30 28.93 30 28.93 13 9.23 0 0.0016 Ropar DCCB 0 0.00 0 0.00 0 0.00 0 0.0017 Sangrur DCCB 0 0.00 0 0.00 0 0.00 0 0.0018 Sas Nagar DCCB 2 2.00 2 2.00 0 0.00 0 0.00

(Amt. R lakh)






Women SHGs


SGSY


No. of SHGs

Loans Disbursed

No. of SHGs

Loans Disbursed

No. of SHGs

Loans Disbursed

No. of SHGs

Loans Disbursed

19 Taran Taran DCCB 5 1.75 5 1.75 0 0.00 0 0.00Total 102 104.53 102 104.53 13 9.23 0 0.00RAJASTHAN

1 Ajmer DCCB 5 8.27 5 8.27 5 8.27 0 0.002 Baran DCCB 0 0.00 0 0.00 0 0.00 0 0.003 Chittorgarh DCCB 29 17.67 28 17.25 0 0.00 0 0.004 Dausa DCCB 9 9.64 9 9.64 0 0.00 0 0.005 Hanumangarh DCCB 0 0.00 0 0.00 0 0.00 0 0.006 Jhunjhunu DCCB 279 342.71 279 342.71 0 0.00 0 0.00

7 Sawai Madhopur DCCB 17 9.00 17 9.00 0 0.00 0 0.00

8 Alwar DCCB 290 47.77 290 47.77 260 43.01 0 0.009 Banswara DCCB 44 43.00 44 43.00 44 43.00 0 0.00

10 Barmer DCCB 28 14.00 28 14.00 0 0.00 0 0.0011 Bharatpur DCCB 0 0.00 0 0.00 0 0.00 0 0.0012 Bundi DCCB 8 9.95 8 9.95 8 9.95 0 0.0013 Bhilwara DCCB 4 2.00 4 2.00 0 0.00 0 0.0014 Bikaner DCCB 27 43.03 27 43.03 0 0.00 0 0.0015 Tonk DCCB 149 53.68 0 0.00 149 53.68 0 0.0016 Churu DCCB 7 36.70 7 36.70 0 0.00 0 0.0017 Dungarpur DCCB 5 3.70 5 3.70 5 3.70 0 0.0018 Ganganagar DCCB 0 0.00 0 0.00 0 0.00 0 0.0019 Jaipur DCCB 4 4.00 4 4.00 0 0.00 0 0.0020 Jaisalmer DCCB 0 0.00 0 0.00 0 0.00 0 0.0021 Jalore DCCB 2 1.50 2 1.50 2 1.50 0 0.0022 Jhalawar DCCB 5 7.30 5 7.30 0 0.00 0 0.0023 Jodhpur DCCB 0 0.00 0 0.00 0 0.00 0 0.0024 Kota DCCB 0 0.00 0 0.00 0 0.00 0 0.0025 Nagaur DCCB 0 0.00 0 0.00 0 0.00 0 0.0026 Pali DCCB 0 0.00 0 0.00 0 0.00 0 0.0027 Rajasthan STCB 0 0.00 0 0.00 0 0.00 0 0.0028 Sikar DCCB 139 225.03 139 225.03 0 0.00 0 0.0029 Sirohi DCCB 10 11.80 10 11.80 0 0.00 0 0.0029 Udaipur DCCB 92 115.00 92 115.00 92 115.00 0 0.00



1 Anantpur DCCB 404 1268.85 404 1268.85 0 0.00 0 0.00

2 Andhra Pradesh STCB 338 374.30 338 374.30 0 0.00 0 0.00

3 Chittoor DCCB 49 159.67 49 159.67 0 0.00 0 0.004 Eluru DCCB 314 1587.26 314 1587.26 0 0.00 0 0.005 Kakinada DCCB 30 107.85 30 107.85 30 107.85 0 0.006 Kurnool DCCB 74 262.70 74 262.70 74 262.70 0 0.00

(Amt. R lakh)






Women SHGs


SGSY


No. of SHGs

Loans Disbursed

No. of SHGs

Loans Disbursed

No. of SHGs

Loans Disbursed

No. of SHGs

Loans Disbursed

7 Srikakulam DCCB 116 145.72 116 145.72 116 145.72 0 0.00

8 Visakhapatnam DCCB 344 1250.96 344 1250.96 344 1250.96 0 0.00

9 Vizianagaram DCCB 0 0.00 0 0.00 0 0.00 0 0.0010 Guntur DCCB 493 1806.75 493 1806.75 0 0.00 0 0.0011 Kadapa DCCB 0 0.00 0 0.00 0 0.00 0 0.0012 Krishna DCCB 2565 14911.40 2565 14911.40 0 0.00 0 0.0013 Nellore DCCB 0 0.00 0 0.00 0 0.00 0 0.0014 Prakasam DCCB 275 878.65 275 878.65 0 0.00 0 0.00

Total 5002 22754.11 5002 22754.11 564 1767.23 0 0.00KARNATAKA

1 Bagalkot DCCB 101 177.81 96 164.31 33 38.30 28 44.602 Mandya DCCB 4165 17814.51 3749 16033.06 3750 16038.76 415 1775.753 Belagavi DCCB 672 2026.64 624 1850.40 626 1873.85 46 152.794 Bellary DCCB 734 1533.43 719 1503.43 727 1517.18 0 0.005 Bengaluru DCCB 625 2316.83 612 2241.60 493 1717.66 0 0.006 Chikmagalur DCCB 396 838.00 388 814.00 388 814.00 0 0.007 Chitradurga DCCB 477 923.25 473 916.75 477 923.25 0 0.008 Dawangere DCCB 536 678.65 520 645.40 536 678.65 0 0.009 Bidar DCCB 5650 16832.80 5650 16832.80 0 0.00 0 0.00

10 Gulbarga And Yadgir DCCB 0 0.00 0 0.00 0 0.00 0 0.00

11 Hassan DCCB 2621 8838.02 2570 8513.33 2389 8006.67 92 293.8012 Kanara DCCB 643 2117.62 611 2000.47 423 1381.48 188 618.99

13 Karnataka DCCB (Dharwad) 507 1222.62 469 1131.12 181 451.40 56 134.70

14 Kodagu DCCB 1197 3898.66 913 3046.66 230 690.00 0 0.00

15Kolar and Chickaballapur DCCB

9100 40316.72 9076 40199.12 0 0.00 0 0.00

16Mysore and Chamarajnagar DCCB

201 530.05 199 521.05 7 24.10 0 0.00

17 Raichur DCCB 450 782.33 450 782.33 353 581.40 94 196.5318 Shimoga DCCB 995 3287.85 862 2848.24 821 2676.65 48 149.0019 South Canara DCCB 5544 10858.55 4800 9584.20 5544 10858.55 0 0.0020 Tumkur DCCB 1209 4114.89 997 3376.42 976 3302.39 0 0.0021 Vijayapura DCCB 551 875.00 493 787.50 0 0.00 0 0.00

Total 36374 119984.23 34271 113792.19 17954 51574.29 967 3366.16KERALA

1 Alappuzha DCCB 141 1290.46 134 1225.94 0 0.00 0 0.002 Ernakulam DCCB 219 1499.75 219 1499.75 0 0.00 0 0.003 Idukki DCCB 2030 6500.81 1950 5891.81 2030 6500.81 0 0.004 Kannur DCCB 54 256.20 34 102.00 27 128.10 0 0.005 Kasaragod DCCB 220 1028.77 216 1003.77 220 1028.77 0 0.006 Kollam DCCB 408 1980.00 359 1705.00 44 430.00 0 0.007 Kottayam DCCB 20 53.36 20 53.36 0 0.00 0 0.008 Kozhikode DCCB 50 250.00 36 187.00 36 200.00 14 50.00

(Amt. R lakh)



(Amt. R lakh)




Women SHGs


SGSY


No. of SHGs

Loans Disbursed

No. of SHGs

Loans Disbursed

No. of SHGs

Loans Disbursed

No. of SHGs

Loans Disbursed

9 Malappuram DCCB 195 525.24 195 525.24 102 297.50 0 0.0010 Palakkad DCCB 9 31.10 9 31.10 0 0.00 0 0.00

11 Pathanamthitta DCCB 526 3895.52 504 3840.14 263 1947.76 0 0.00

12 Thiruvananthapuram DCCB 211 1429.04 211 1429.04 211 1429.04 0 0.00

13 Wayanad DCCB 892 4604.36 892 4604.36 892 4604.36 0 0.0014 Thrissur DCCB 319 2137.00 319 2137.00 0 0.00 0 0.00


1 Pondicherry STCB 45 300.84 45 300.84 45 300.84 0 0.00Total 45 300.84 45 300.84 45 300.84 0 0.00TAMIL NADU

1 Chennai DCCB 319 965.82 319 965.82 0 0.00 0 0.002 Dindigul DCCB 278 1854.37 277 1844.43 34 64.87 244 1789.503 Coimbatore DCCB 1084 5021.44 1071 4985.14 711 3205.78 373 1815.664 Cuddalore DCCB 804 2697.40 803 2695.90 593 2033.74 211 663.665 Dharmapuri DCCB 402 2898.60 392 2815.72 20 56.79 0 0.006 Erode DCCB 1381 5208.36 1380 5204.36 1320 4966.81 61 241.55

7 Kancheepuram DCCB 341 2556.03 341 2556.03 0 0.00 0 0.00

8 Kanyakumari DCCB 1603 12847.86 1433 12038.44 0 0.00 0 0.009 Kumbakonam DCCB 2329 5208.44 2329 5208.44 141 260.10 0 0.00

10 Madurai DCCB 678 3026.29 678 3026.29 493 2212.98 185 813.3111 Nilgiris DCCB 791 4058.17 786 4038.17 0 0.00 0 0.0012 Pudukottai DCCB 851 3075.47 849 3065.47 0 0.00 0 0.00

13 Ramanathapuram DCCB 316 1713.99 316 1713.99 247 1317.87 69 396.12

14 Salem DCCB 4762 15854.03 4524 15061.33 2857 9512.42 1429 4756.2115 Sivgangai DCCB 1596 6624.55 1596 6624.55 0 0.00 0 0.0016 Thanjavur DCCB 1847 5369.36 1847 5369.36 1798 5254.56 49 114.8017 Tiruchirapalli DCCB 3742 16525.37 3691 16353.67 3083 14014.77 659 2510.6018 Tirunelveli DCCB 622 3269.10 622 3269.10 622 3269.10 0 0.00

19 Tiruvannamalai DCCB 3549 10561.26 3542 10540.22 3549 10561.26 0 0.00

20 Vellore DCCB 1719 6831.64 1719 6831.64 0 0.00 834 1361.1921 Villupuram DCCB 115 373.05 115 373.05 115 373.05 0 0.0022 Virudhunagar DCCB 954 3195.55 954 3195.55 0 0.00 0 0.0023 Thoothukudi DCCB 1078 6577.69 1077 6576.69 941 6151.38 137 426.31

TOTAL 31161 126313.84 30661 124353.36 16524 63255.48 4251 14888.91TELANGANA

1 Adilabad DCCB 123 396.14 112 362.66 123 396.14 0 0.002 Khammam DCCB 126 501.22 126 501.22 126 501.22 0 0.003 Medak DCCB 2588 16178.95 2588 16178.95 0 0.00 0 0.004 Warangal DCCB 0 0.00 0 0.00 0 0.00 0 0.005 Hyderabad DCCB 0 0.00 0 0.00 0 0.00 0 0.006 Karimnagar DCCB 2028 5492.35 1014 0.00 0 0.00 0 0.00



(Amt. R lakh)




Women SHGs


SGSY


No. of SHGs

Loans Disbursed

No. of SHGs

Loans Disbursed

No. of SHGs

Loans Disbursed

No. of SHGs

Loans Disbursed

7 Mahbubnagar DCCB 0 0.00 0 0.00 0 0.00 0 0.00

8 Nalgonda DCCB 32 178.30 32 178.30 0 0.00 0 0.009 Nizamabad DCCB 719 3345.07 719 3345.07 0 0.00 0 0.00

10- Telangana STCB 1272 3127.60 1261 3113.00 0 0.00 1272 3127.60Total 6888 29219.63 5852 23679.20 249 897.36 1272 3127.60Total Southern Region 84764 324054.26 80929 309115.21 39161 134361.54 6504 21432.67

WESTERN REGIONGOA

1 Goa STCB 69 309.83 68 308.87 0 0.00 0 0.00Total 69 309.83 68 308.87 0 0.00 0 0.00GUJARAT

1 Banaskantha DCCB 1 1.00 1 1.00 1 1.00 0 0.002 Bhavnagar DCCB 5 50.50 3 30.00 0 0.00 0 0.003 Mehsana DCCB 60 232.00 60 232.00 0 0.00 0 0.004 Panchmahals DCCB 10 8.50 10 8.50 0 0.00 0 0.005 Rajkot DCCB 367 481.50 367 481.50 40 50.00 0 0.006 Sabarkantha DCCB 22 33.25 22 33.25 0 0.00 0 0.007 Surat DCCB 167 87.10 167 87.10 0 0.00 0 0.008 Ahmedabad DCCB 62 43.25 62 43.25 62 43.25 0 0.009 Amreli DCCB 24 12.50 24 12.50 0 0.00 0 0.00

10 Baroda DCCB 0 0.00 0 0.00 0 0.00 0 0.0011 Bharuch DCCB 63 407.19 27 161.34 0 0.00 0 0.0012 Gujarat STCB 0 0.00 0 0.00 0 0.00 0 0.0013 Jamnagar DCCB 3 6.00 3 6.00 0 0.00 0 0.0014 Junagadh DCCB 0 0.00 0 0.00 0 0.00 0 0.0015 Kachchh DCCB 0 0.00 0 0.00 0 0.00 0 0.0016 Kaira DCCB 0 0.00 0 0.00 0 0.00 0 0.0017 Kodinar DCCB 98 76.38 98 76.38 0 0.00 0 0.00

18 Surendranagar DCCB 0 0.00 0 0.00 0 0.00 0 0.00

19 Valsad DCCB 2 3.00 2 3.00 0 0.00 0 0.00Total 884 1442.17 846 1175.82 103 94.25 0 0.00MAHARASHTRA

1 Akola DCCB 141 131.21 141 131.21 124 124.00 0 0.002 Amrawati DCCB 77 71.90 68 64.85 0 0.00 0 0.003 Aurangabad DCCB 6 9.30 5 6.30 0 0.00 0 0.004 Beed DCCB 0 0.00 0 0.00 0 0.00 0 0.005 Bhandara DCCB 656 687.20 656 687.20 621 583.58 0 0.006 Buldhana DCCB 0 0.00 0 0.00 0 0.00 0 0.007 Chandrapur DCCB 3510 4172.72 3510 4172.72 2503 2507.88 604 485.20

8 Dhule & Nandurbar DCCB 364 589.35 319 531.45 0 0.00 0 0.00

9 Gadchiroli DCCB 2321 1526.05 2315 1521.95 1427 730.25 0 0.0010 Jalna DCCB 11 25.11 9 19.79 0 0.00 0 0.0011 Kolhapur DCCB 428 560.68 428 560.68 224 308.25 0 0.00






Women SHGs


SGSY


No. of SHGs

Loans Disbursed

No. of SHGs

Loans Disbursed

No. of SHGs

Loans Disbursed

No. of SHGs

Loans Disbursed

12 Latur DCCB 6266 4582.41 6266 4582.41 959 1083.66 0 0.0013 Nagpur DCCB 0 0.00 0 0.00 0 0.00 0 0.0014 Nasik DCCB 0 0.00 0 0.00 0 0.00 0 0.0015 Osmanabad DCCB 0 0.00 0 0.00 0 0.00 0 0.0016 Parbhani DCCB 1 10.00 1 10.00 0 0.00 0 0.0017 Pune DCCB 711 916.58 711 916.58 0 0.00 0 0.0018 Raigad DCCB 0 0.00 0 0.00 0 0.00 0 0.0019 Ratnagiri DCCB 221 250.00 216 246.75 0 0.00 0 0.0020 Sangli DCCB 22032 22121.41 20013 13289.45 3696 3886.39 0 0.0021 Sindhudurg DCCB 882 1066.90 882 1066.90 380 525.77 0 0.0022 Solapur DCCB 18757 0.00 11360 0.00 11360 0.00 7397 0.0023 Ahmednagar DCCB 198 269.25 198 269.25 107 147.67 10 0.0024 Gondia DCCB 389 657.65 389 657.65 389 657.65 0 0.0025 Jalgaon DCCB 0 0.00 0 0.00 0 0.00 0 0.0026 Maharashtra STCB 0 0.00 0 0.00 0 0.00 0 0.0027 Mumbai DCCB 0 0.00 0 0.00 0 0.00 0 0.0028 Nanded DCCB 0 0.00 0 0.00 0 0.00 0 0.0029 Satara DCCB 148 71.44 148 71.44 34 45.00 0 0.0030 Thane DCCB 1329 5014.73 1329 5014.73 88 86.80 0 0.0031 Wardha DCCB 0 0.00 0 0.00 0 0.00 0 0.0032 Yavatmal DCCB 3 11.37 2 11.08 3 11.37 0 0.00


Grand Total 256115 499664.05 238205 470710.35 86419 176184.42 16434 25867.30

(Amt. R lakh)



STATEMENT - V - A (I)

(Amt. R lakh)


as on 31 March 2020 - Public Sector Com. Banks


Total Bank Loans outstanding against

SHGs

Out of Total - Exclusive Women SHGs

Out of Total - NRLM/SGSY SHGs

Out of Total - NULM/SJSRY SHGs

No. of SHGs Loans O/S No. of

SHGs Loans O/S No. of SHGs Loans O/S No. of

SHGs Loans O/S

CENTRAL REGION

CHHATTISGARH

1 Allahabad Bank 1634 1391.35 1586 1348.12 1509 1305.34 111 79.00

2 Andhra Bank 146 131.78 143 130.72 106 102.20 37 28.52

3 Bank of Baroda 8145 6000.83 7483 5595.78 4047 2125.86 271 65.23

4 Bank of India 1981 1284.00 1981 1284.00 1539 1034.00 442 250.00


6 Canara Bank 1614 1182.53 1596 1157.50 719 592.94 648 378.91



9 Indian Bank 129 222.00 126 218.00 62 141.00 21 12.00






15 Syndicate Bank 415 139.20 415 139.20 75 72.25 25 18.95

16 Uco Bank 2582 1425.00 1959 1191.52 1703 937.86 822 460.96



1 Allahabad Bank 1371 723.36 1209 498.90 1187 485.12 39 32.74

2 Andhra Bank 70 29.36 70 29.36 64 27.04 6 2.32

3 Bank of Baroda 1372 1283.75 1109 1072.31 888 723.75 19 3.10

4 Bank of India 23901 9547.00 18382 6974.00 9143 4139.00 7275 3120.00


6 Canara Bank 988 803.57 988 803.57 71 36.14 635 498.80



9 Indian Bank 555 1180.00 544 1156.00 21 19.00 2 2.00





(Amt. R lakh)

STATEMENT - V - A (I) (contd.)



SHGs






SHGs Loans O/S



15 Syndicate Bank 550 351.29 521 334.54 95 42.00 86 63.00

16 Uco Bank 3743 1923.41 2596 1469.22 1433 943.15 2203 950.03



1 Allahabad Bank 162 111.60 59 29.71 49 24.24 13 6.75

2 Andhra Bank 7 3.34 7 3.34 7 3.34 0 0.00

3 Bank of Baroda 492 252.87 402 186.72 409 187.34 0 0.00

4 Bank of India 19 12.00 14 8.00 19 12.00 0 0.00


6 Canara Bank 422 311.34 409 299.59 27 6.46 237 190.57



9 Indian Bank 3 1.00 3 1.00 0 0.00 0 0.00






15 Syndicate Bank 189 149.61 189 149.61 27 16.17 12 8.32

16 Uco Bank 322 201.58 260 159.23 172 108.36 112 79.56



1 Allahabad Bank 6921 7318.40 3927 1329.90 3512 1052.41 353 148.72

2 Andhra Bank 114 7.40 113 7.40 99 3.95 14 3.45

3 Bank of Baroda 8771 5565.87 5423 3040.64 5380 2521.59 101 12.81

4 Bank of India 1556 875.00 1145 690.00 1307 739.00 202 119.00


6 Canara Bank 1668 1301.68 1622 1252.49 639 334.23 695 707.72






SHGs






SHGs Loans O/S

9 Indian Bank 376 435.00 368 426.00 12 24.00 11 26.00






15 Syndicate Bank 1328 821.57 1274 788.75 200 382.15 289 131.28

16 Uco Bank 3225 1806.57 2767 1575.66 1486 663.28 1554 1098.40




EASTERN REGION

ANDAMAN & NICOBAR

1 Allahabad Bank 0 0.00 0 0.00 0 0.00 0 0.00

2 Bank Of Baroda 8 14.94 8 14.94 0 0.00 0 0.00

3 Bank Of India 0 0.00 0 0.00 0 0.00 0 0.00

4 Canara Bank 5 10.20 5 10.20 0 0.00 0 0.00

5 Central Bank Of India 0 0.00 0 0.00 0 0.00 0 0.00

6 Indian Bank 0 0.00 0 0.00 0 0.00 0 0.00

7 INDIAN OVERSEAS BANK 0 0.00 0 0.00 0 0.00 0 0.00



10 State Bank Of India 20 35.00 20 35.00 20 35.00 0 0.00

11 Syndicate Bank 2 3.60 2 3.60 0 0.00 0 0.00

12 Uco Bank 8 4.85 5 3.20 0 0.00 8 4.85

13 Union Bank Of India 0 0.00 0 0.00 0 0.00 0 0.00

Total 44 68.80 41 67.15 20 35.00 8 4.85BIHAR

1 Allahabad Bank 6144 3750.89 5628 3311.32 5504 3226.00 150 105.30

2 Andhra Bank 5 3.61 5 3.61 3 2.40 2 1.21

3 Bank of Baroda 24777 33668.72 23241 32133.43 11841 1011.12 251 162.15

4 Bank of India 16185 15104.00 14363 13793.00 16185 15104.00 0 0.00

(Amt. R lakh)





SHGs






SHGs Loans O/S


6 Canara Bank 10747 10409.57 10532 10036.17 2350 2936.97 70 33.98



9 Indian Bank 2650 3394.00 2597 3326.00 97 135.00 200 165.00






15 Syndicate Bank 1700 1542.58 1649 1487.58 175 79.80 32 7.78

16 Uco Bank 29048 27609.77 26206 25291.43 20047 17175.26 440 196.16



Total 290792 352595.38 238784 305546.28 196130 244592.78 3027 3098.38JHARKHAND

1 Allahabad Bank 3256 2118.32 2950 1659.97 2873 1619.35 80 40.63

2 Andhra Bank 22 6.41 22 6.41 17 4.25 5 2.16

3 Bank of Baroda 2213 1195.36 2081 1010.44 1521 562.14 69 72.91

4 Bank of India 24595 12261.00 24595 12261.00 14843 7882.00 576 228.00


6 Canara Bank 4284 6012.08 4113 5891.84 3932 5772.67 172 112.83



9 Indian Bank 394 677.00 386 663.00 377 658.00 17 19.00






15 Syndicate Bank 461 428.47 413 417.85 101 22.56 22 8.65

(Amt. R lakh)





SHGs






SHGs Loans O/S

16 Uco Bank 2929 1230.12 2532 1118.97 2391 954.70 458 234.75



Total 70572 52356.29 65044 48236.31 51751 38938.45 1636 926.30ODISHA

1 Allahabad Bank 4568 4880.55 4361 4601.10 4195 4390.94 247 268.26

2 Andhra Bank 6082 5757.18 6030 5707.16 5505 5190.50 525 516.66

3 Bank of Baroda 6287 7367.31 5772 6531.12 5103 5702.48 527 323.42

4 Bank of India 15811 14625.00 15811 14625.00 15606 14337.00 205 288.00


6 Canara Bank 8358 9192.62 8191 8916.84 5189 5521.29 446 324.75



9 Indian Bank 5069 5542.00 4968 5431.00 3600 3868.00 174 284.00






15 Syndicate Bank 2940 3062.63 2725 2869.63 395 865.45 115 115.25

16 Uco Bank 32769 30604.23 28243 27339.43 28114 27362.93 3186 1813.21




1 Allahabad Bank 59660 74332.58 58359 73749.47 56903 72600.21 1945 1613.49

2 Andhra Bank 418 338.90 417 336.57 296 265.17 121 71.40

3 Bank of Baroda 9145 8256.24 6859 6235.56 5612 5836.23 121 74.56

4 Bank of India 14187 15509.00 14072 15451.00 11775 11796.00 298 321.00


6 Canara Bank 8904 11214.61 8726 10990.31 3949 5044.49 61 51.48



(Amt. R lakh)





SHGs






SHGs Loans O/S

9 Indian Bank 1739 2963.00 1704 2904.00 1166 2033.00 37 57.00






15 Syndicate Bank 4701 5756.66 3646 5091.30 535 634.03 65 203.33

16 Uco Bank 29373 36390.35 26305 32810.35 21197 29006.48 2103 492.34





ARUNACHAL PRADESH

1 Allahabad Bank 0 0.00 0 0.00 0 0.00 0 0.00

2 Bank of Baroda 0 0.00 0 0.00 0 0.00 0 0.00

3 Bank of India 3 3.00 3 3.00 0 0.00 0 0.00


5 Canara Bank 0 0.00 0 0.00 0 0.00 0 0.00


7 Indian Bank 0 0.00 0 0.00 0 0.00 0 0.00






13 Syndicate Bank 6 20.56 6 20.56 0 0.00 0 0.00

14 Uco Bank 2 0.06 1 0.00 1 0.06 0 0.00

Total 224 168.37 221 148.39 67 56.47 0 0.00ASSAM

1 Allahabad Bank 2757 2086.57 2535 1864.51 2517 1853.06 72 59.41

2 Bank of Baroda 657 792.61 438 528.28 250 221.04 0 0.00

(Amt. R lakh)





SHGs






SHGs Loans O/S

3 Bank of India 516 482.00 506 411.00 296 380.00 0 0.00


5 Canara Bank 272 271.31 258 257.07 112 111.91 38 35.73



8 Indian Bank 338 235.00 331 230.00 60 53.00 9 8.00






14 Syndicate Bank 270 329.49 270 329.49 30 17.50 32 21.20

15 Uco Bank 8963 7150.51 8361 6852.53 7826 6823.70 343 200.93



Total 35223 31262.20 30359 26861.08 26064 22087.67 753 613.28MANIPUR

1 Allahabad Bank 1 2.00 1 2.00 1 2.00 0 0.00

2 Bank of Baroda 54 57.48 34 30.16 0 0.00 0 0.00

3 Bank of India 16 22.00 16 22.00 16 14.00 0 0.00


5 Canara Bank 18 18.34 18 18.34 12 7.80 4 4.90


7 Indian Bank 0 0.00 0 0.00 0 0.00 0 0.00






13 Uco Bank 89 53.32 85 53.15 70 42.19 2 0.00

Total 332 354.74 240 263.18 135 130.69 7 5.90

(Amt. R lakh)





SHGs






SHGs Loans O/S

MEGHALAYA

1 Allahabad Bank 0 0.00 0 0.00 0 0.00 0 0.00

2 Bank of Baroda 0 0.00 0 0.00 0 0.00 0 0.00

3 Bank of India 0 0.00 0 0.00 0 0.00 0 0.00

4 Canara Bank 33 18.36 33 18.36 0 0.00 5 2.69


6 Indian Bank 0 0.00 0 0.00 0 0.00 0 0.00





11 Syndicate Bank 0 0.00 0 0.00 0 0.00 0 0.00

12 Uco Bank 27 15.53 22 14.37 11 9.86 12 5.11


Total 195 193.99 190 192.83 99 107.41 18 9.80MIZORAM

1 Allahabad Bank 0 0.00 0 0.00 0 0.00 0 0.00

2 Bank of Baroda 0 0.00 0 0.00 0 0.00 0 0.00

3 Bank of India 0 0.00 0 0.00 0 0.00 0 0.00


5 Canara Bank 49 50.83 49 50.83 0 0.00 47 43.06


7 Indian Bank 0 0.00 0 0.00 0 0.00 0 0.00





12 Syndicate Bank 0 0.00 0 0.00 0 0.00 0 0.00

13 Uco Bank 30 24.12 22 18.37 9 5.61 21 18.51

Total 155 209.06 146 203.20 72 120.61 80 80.57NAGALAND

1 Allahabad Bank 1 2.98 1 2.98 1 2.98 0 0.00

2 Bank of Baroda 68 66.23 37 37.73 0 0.00 0 0.00

3 Bank of India 6 2.00 6 2.00 0 0.00 0 0.00

(Amt. R lakh)





SHGs






SHGs Loans O/S


5 Canara Bank 1 0.62 1 0.62 0 0.00 0 0.00


7 Indian Bank 3 3.00 3 3.00 0 0.00 0 0.00






13 Uco Bank 90 62.54 64 42.78 32 15.45 58 47.09


Total 672 829.31 521 705.11 421 593.43 59 51.05SIKKIM

1 Allahabad Bank 0 0.00 0 0.00 0 0.00 0 0.00

2 Bank of Baroda 0 0.00 0 0.00 0 0.00 0 0.00

3 Bank of India 0 0.00 0 0.00 0 0.00 0 0.00

4 Canara Bank 64 93.92 64 93.92 14 8.46 3 4.09


6 Indian Bank 0 0.00 0 0.00 0 0.00 0 0.00





11 Syndicate Bank 11 9.31 11 9.31 11 9.31 0 0.00

12 Uco Bank 25 21.44 15 10.83 6 5.12 16 16.32


Total 1079 1345.59 812 1165.98 709 952.11 19 20.41TRIPURA

1 Allahabad Bank 0 0.00 0 0.00 0 0.00 0 0.00

2 Bank of Baroda 21 10.68 7 3.15 21 10.68 0 0.00

3 Bank of India 51 37.00 51 37.00 51 30.00 0 0.00


(Amt. R lakh)





SHGs






SHGs Loans O/S

5 Canara Bank 47 46.23 47 46.23 11 4.01 22 25.24


7 Indian Bank 1 1.00 1 1.00 1 1.00 0 0.00






13 Uco Bank 362 254.79 328 232.58 236 187.09 106 64.35




NORTHERN REGION

CHANDIGARH

1 Allahabad Bank 0 0.00 0 0.00 0 0.00 0 0.00

2 Bank of Baroda 0 0.00 0 0.00 0 0.00 0 0.00

3 Bank of India 84 54.18 33 53.80 14 49.86 0 2.88


5 Canara Bank 2 0.80 2 0.80 0 0.00 1 0.32


7 Indian Bank 0 0.00 0 0.00 0 0.00 0 0.00






13 Uco Bank 4 0.72 2 0.00 0 0.00 4 0.72


Total 150 138.60 86 122.33 34 70.86 20 12.87

(Amt. R lakh)





SHGs






SHGs Loans O/S

HARYANA

1 Allahabad Bank 138 74.26 121 52.46 111 47.35 13 8.96

2 Andhra Bank 88 143.97 88 143.97 82 140.91 6 3.06

3 Bank of Baroda 41 26.35 39 24.09 19 17.65 3 1.38

4 Bank of India 298 258.00 95 142.00 71 99.00 0 0.00


6 Canara Bank 435 321.20 420 310.14 202 159.83 105 74.61



9 Indian Bank 50 37.00 49 36.00 21 22.00 1 1.00






15 Syndicate Bank 514 526.43 468 482.43 514 526.43 0 0.00

16 Uco Bank 474 226.89 388 197.42 248 116.21 216 103.24



1 Allahabad Bank 19 18.06 16 15.12 7 5.71 9 9.38

2 Andhra Bank 1 0.39 1 0.39 0 0.00 1 0.39

3 Bank of Baroda 19 23.33 12 19.22 4 4.33 0 0.00

4 Bank of India 97 78.00 41 31.00 17 26.00 0 0.00


6 Canara Bank 174 181.28 170 175.84 116 140.01 44 33.25



9 Indian Bank 11 8.00 11 8.00 9 6.00 0 0.00




(Amt. R lakh)





SHGs






SHGs Loans O/S



15 Syndicate Bank 7 13.29 5 11.62 0 0.00 3 5.29

16 Uco Bank 1065 1130.79 710 745.47 873 998.39 107 77.55



1 Allahabad Bank 7 1.74 0 0.00 0 0.00 0 0.00

2 Bank of Baroda 0 0.00 0 0.00 0 0.00 0 0.00

3 Bank of India 0 0.00 0 0.00 0 0.00 0 0.00


5 Canara Bank 105 103.61 105 103.61 0 0.00 105 103.61



8 Indian Bank 0 0.00 0 0.00 0 0.00 0 0.00






14 Uco Bank 106 80.18 77 59.02 2 0.00 104 80.18


Total 1271 1797.75 1160 1646.70 837 1373.96 223 198.94NEW DELHI

1 Allahabad Bank 4 2.56 4 2.56 3 2.56 1 0.00

2 Andhra Bank 0 0.00 0 0.00 0 0.00 0 0.00

3 Bank of Baroda 6 5.89 0 0.00 2 0.62 2 0.89

4 Bank of India 0 0.00 0 0.00 0 0.00 0 0.00


6 Canara Bank 22 86.20 17 66.37 0 0.00 0 0.00



9 Indian Bank 0 0.00 0 0.00 0 0.00 0 0.00

(Amt. R lakh)





SHGs






SHGs Loans O/S






15 Syndicate Bank 0 0.00 0 0.00 0 0.00 0 0.00

16 Uco Bank 1 0.35 1 0.35 0 0.00 1 0.35


Total 240 627.61 153 382.45 48 125.30 12 27.29PUNJAB

1 Allahabad Bank 8 7.33 5 3.54 5 3.54 0 0.00

2 Bank of Baroda 34 38.02 29 33.17 18 18.88 1 0.26

3 Bank of India 16 4.00 13 4.00 11 3.00 0 0.00


5 Canara Bank 160 117.89 114 88.90 24 41.48 117 36.16



8 Indian Bank 71 114.00 70 112.00 4 1.00 1 1.00






14 Syndicate Bank 5 2.83 4 2.57 0 0.00 2 0.35

15 Uco Bank 258 123.08 194 96.53 181 65.33 36 19.82


Total 3175 11231.84 2878 10602.81 1289 1233.76 281 154.54RAJASTHAN

1 Allahabad Bank 196 36.36 192 34.85 187 34.35 8 2.01

2 Andhra Bank 70 31.83 70 31.83 64 25.71 6 6.12

3 Bank of Baroda 11657 9263.58 10666 8483.58 9933 7250.70 223 84.30

4 Bank of India 404 260.00 292 178.00 372 228.00 0 0.00


(Amt. R lakh)





SHGs






SHGs Loans O/S

6 Canara Bank 556 274.92 512 253.79 15 10.84 396 186.12



9 Indian Bank 99 58.00 97 57.00 33 19.00 0 0.00






15 Syndicate Bank 64 18.06 55 15.75 15 4.50 0 0.00

16 Uco Bank 1979 815.97 1309 605.38 1069 457.46 858 343.70



SOUTHERN REGION

ANDHRA PRADESH

1 Allahabad Bank 1989 5216.00 1803 4908.80 1775 4865.51 188 320.87

2 Andhra Bank 177194 597361.34 176145 595955.67 137523 481190.28 38622 114765.39

3 Bank of Baroda 19263 60295.89 16111 51679.61 12695 38462.13 391 976.79

4 Bank of India 5437 14875.00 5437 14875.00 1413 4186.00 0 0.00


6 Canara Bank 27137 66188.42 26051 62879.01 11593 24163.25 24 12.47



9 Indian Bank 55953 209050.00 54834 204869.00 29597 107645.00 88 461.00






15 Syndicate Bank 67376 214533.89 62551 193268.52 1816 880.00 145 125.25

16 Uco Bank 2157 5527.62 1887 4798.37 1423 4465.94 100 150.63

(Amt. R lakh)





SHGs






SHGs Loans O/S


Total 640062 2348161.75 605679 2241712.26 439460 1707423.32 50135 164904.94KARNATAKA

1 Allahabad Bank 35 92.59 9 30.82 5 19.08 6 18.69

2 Andhra Bank 103 143.90 100 141.00 66 90.48 34 50.52

3 Bank of Baroda 29883 74830.92 20643 56145.64 5048 12756.52 0 0.00

4 Bank of India 565 1319.00 539 1242.00 323 454.00 116 227.00


6 Canara Bank 34081 94250.95 33059 90480.91 20403 52943.39 1034 877.72



9 Indian Bank 693 1646.00 679 1613.00 314 679.00 6 16.00






15 Syndicate Bank 29096 81313.59 25555 76813.94 598 881.45 1325 1649.94

16 Uco Bank 518 541.08 340 430.78 111 172.84 316 229.51


Total 365955 824415.45 287422 746064.61 226685 501399.66 3571 5362.50KERALA

1 Allahabad Bank 37 73.59 11 19.85 9 15.84 2 2.17

2 Andhra Bank 268 553.53 263 548.23 196 389.42 67 158.81

3 Bank of Baroda 4819 14410.80 3435 10125.02 2456 7756.12 51 51.88

4 Bank of India 4464 11982.00 4332 11854.00 1349 4198.00 154 207.00


6 Canara Bank 33030 99720.99 32699 97575.84 18570 51588.61 1159 2217.00



9 Indian Bank 8276 32104.00 8110 31462.00 512 1710.00 1420 5896.00




(Amt. R lakh)





SHGs






SHGs Loans O/S



15 Syndicate Bank 4036 12445.49 3841 11863.06 205 17.50 160 196.45

16 Uco Bank 624 1272.93 499 1076.48 396 1086.91 161 159.49



1 Allahabad Bank 0 0.00 0 0.00 0 0.00 0 0.00

2 Bank of Baroda 0 0.00 0 0.00 0 0.00 0 0.00





7 Syndicate Bank 5 8.26 5 8.26 0 0.00 0 0.00

8 Uco Bank 2 0.82 1 0.46 2 0.82 0 0.00


1 Allahabad Bank 0 0.00 0 0.00 0 0.00 0 0.00

2 Andhra Bank 84 133.52 83 133.08 18 21.21 65 111.87

3 Bank of Baroda 88 187.52 81 164.32 41 102.51 0 0.00

4 Bank of India 117 128.00 117 128.00 0 0.00 0 0.00

5 Canara Bank 201 465.44 187 432.86 97 267.19 18 8.73



8 Indian Bank 1741 3261.00 1706 3196.00 1471 2537.00 135 370.00






14 Syndicate Bank 12 30.16 12 30.16 12 30.16 0 0.00

15 Uco Bank 283 197.37 192 161.88 59 93.45 185 70.74


Total 3744 6121.84 3421 5806.72 2536 4219.94 435 662.39

(Amt. R lakh)





SHGs






SHGs Loans O/S

TAMIL NADU

1 Allahabad Bank 142 209.72 76 133.50 70 121.93 10 14.17

2 Andhra Bank 540 675.24 529 662.74 225 341.12 304 321.62

3 Bank of Baroda 3116 5247.46 2571 3923.00 963 1106.84 120 178.41

4 Bank of India 10885 17883.00 9823 16745.00 541 1125.00 179 299.00


6 Canara Bank 22607 66969.73 22004 65718.66 6569 18285.40 457 458.56



9 Indian Bank 77239 216038.00 75694 211717.00 32225 86448.00 4786 17700.00






15 Syndicate Bank 5300 14429.46 4985 13694.05 52 68.50 195 227.59

16 Uco Bank 1494 1537.94 1213 1347.75 481 803.09 205 145.11


Total 184704 449239.57 171784 423122.49 64068 153243.21 7784 23410.20TELANGANA

1 Allahabad Bank 1001 2642.81 991 2619.63 963 2582.30 19 30.76

2 Andhra Bank 70809 203579.84 70417 203047.95 56560 168795.21 13857 34252.74

3 Bank of Baroda 6023 10770.81 5223 9341.53 962 1840.77 332 436.22

4 Bank of India 9250 1465.00 9250 1465.00 3770 703.00 0 0.00


6 Canara Bank 13153 42030.19 12709 40501.20 3722 13386.26 54 40.11



9 Indian Bank 13217 41027.00 12953 40206.00 779 1867.00 0 0.00





14 Syndicate Bank 15821 53538.38 11878 50123.10 35 30.43 15 120.83

(Amt. R lakh)



(Amt. R lakh)



SHGs






SHGs Loans O/S

15 Uco Bank 1445 3543.68 1340 3286.59 706 2388.20 15 6.03



WESTERN REGION

DAMAN AND DIU UT

1 Allahabad Bank 0 0.00 0 0.00 0 0.00 0 0.00

2 Bank of Baroda 0 0.00 0 0.00 0 0.00 0 0.00

3 Bank of India 0 0.00 0 0.00 0 0.00 0 0.00

4 Indian Bank 0 0.00 0 0.00 0 0.00 0 0.00




8 Uco Bank 0 0.00 0 0.00 0 0.00 0 0.00


1 Allahabad Bank 0 0.00 0 0.00 0 0.00 0 0.00

2 Bank of Baroda 128 40.95 128 40.95 128 40.95 0 0.00

3 Bank of India 0 0.00 0 0.00 0 0.00 0 0.00

4 Canara Bank 0 0.00 0 0.00 0 0.00 0 0.00




8 Uco Bank 0 0.00 0 0.00 0 0.00 0 0.00

Total 128 40.95 128 40.95 128 40.95 0 0.00GOA

1 Allahabad Bank 0 0.00 0 0.00 0 0.00 0 0.00

2 Bank of Baroda 63 97.40 50 91.15 56 84.54 0 0.00

3 Bank of India 188 331.00 165 295.00 122 242.00 0 0.00


5 Canara Bank 103 195.79 101 191.88 50 91.15 9 9.52



8 Indian Bank 1 2.00 1 2.00 1 2.00 0 0.00




(Amt. R lakh)



SHGs






SHGs Loans O/S




13 Syndicate Bank 21 27.77 21 27.77 21 27.77 0 0.00

14 Uco Bank 15 20.02 8 12.39 3 0.76 10 12.47


Total 1019 2650.35 858 2416.78 688 1858.46 37 47.69GUJARAT

1 Allahabad Bank 13 8.18 12 7.75 5 1.75 8 6.43

2 Bank of Baroda 18212 10346.02 16781 9825.61 8917 5294.36 368 77.60

3 Bank of India 1795 824.00 1566 721.00 1239 599.00 45 20.00


5 Canara Bank 185 152.19 185 152.19 3 1.18 170 143.91



8 Indian Bank 404 322.00 396 316.00 14 9.00 5 2.00






14 Syndicate Bank 147 86.52 147 86.52 78 13.69 26 13.69

15 Uco Bank 486 200.48 382 166.48 58 19.46 257 93.23


TOTAL 26573 17497.11 23485 14301.09 13509 8345.36 1074 715.19

MAHARASHTRA

1 Allahabad Bank 1070 722.23 876 482.41 857 466.69 54 27.18

2 Andhra Bank 414 251.04 406 247.46 314 186.97 92 60.49

3 Bank of Baroda 8405 7672.70 7306 6459.65 3867 3200.21 253 540.92

4 Bank of India 16232 17139.00 14086 15820.00 10706 10862.00 1149 1772.00


6 Canara Bank 2833 2667.98 2748 2614.62 897 810.49 826 686.38





(Amt. R lakh)



SHGs






SHGs Loans O/S

9 Indian Bank 657 1128.00 644 1105.00 218 220.00 225 370.00






15 Syndicate Bank 881 1570.01 823 1513.01 210 80.25 335 45.32

16 Uco Bank 1593 990.13 1215 790.37 562 396.41 923 539.87



Grand Total 2886355 6397000.06 2522889 5890358.59 1866387 4162947.59 138992 303000.88





SHGs






SHGs Loans O/S

PUBLIC SECTOR BANKS - ALL INDIA POSITION

1 Allahabad Bank 91134 105824.03 84732 96709.27 82248 94728.26 3328 2794.92

2 Andhra Bank 256435 809152.58 254909 807136.89 201145 656780.16 53764 150356.73

3 Bank of Baroda 163767 257790.53 135969 212776.80 80181 96839.36 3103 3062.83

4 Bank of India 148659 136363.18 136734 129114.80 90728 78241.86 10641 6853.88


6 Canara Bank 172258 414665.39 167735 401390.50 79286 182266.45 7602 7303.22



9 Indian Bank 169669 519448.00 166275 509058.00 70594 208097.00 7138 25390.00






15 Syndicate Bank 135858 391159.11 121471 359582.18 5200 4701.90 2884 2962.47

16 Uco Bank 126091 124988.24 109529 111959.34 90908 95306.37 14942 7715.21



Total All Public Sec. Comm. Banks 2886355 6397000.06 2522889 5890358.59 1866387 4162947.59 138992 303000.88

(Amt. R lakh)



STATEMENT - V - A (II)

(Amt. R lakh)


as on 31 March 2020 - Private Sector Com. Banks



SHGs

Out of Total - Exclusive Women

Out of Total NRLM/SGSY SHGs




SHGs Loans O/S

CENTRAL REGION

CHHATTISGARH


2 Federal Bank Ltd 1 0.00 0 0.00 0 0.00 0 0.00

3 HDFC Bank Ltd. 105 114.05 105 114.05 0 0.00 0 0.00






9 YES Bank Ltd. 0 0.00 0 0.00 0 0.00 0 0.00




3 Federal Bank Ltd 2 0.00 0 0.00 0 0.00 0 0.00

4 HDFC Bank Ltd. 185 226.62 185 226.62 0 0.00 0 0.00






10 YES Bank Ltd. 0 0.00 0 0.00 0 0.00 0 0.00








7 YES Bank Ltd. 0 0.00 0 0.00 0 0.00 0 0.00







SHGs






SHGs Loans O/S

3 Federal Bank Ltd 31 0.00 0 0.00 0 0.00 0 0.00

4 HDFC Bank Ltd. 2 1.00 2 1.00 0 0.00 0 0.00






10 YES Bank Ltd. 0 0.00 0 0.00 0 0.00 0 0.00


EASTERN REGION

ANDAMAN & NICOBAR


Total 157 354.03 155 346.35 0 0.00 0 0.00BIHAR


2 Federal Bank Ltd 2 0.00 0 0.00 0 0.00 0 0.00

3 HDFC Bank Ltd. 1 0.52 1 0.52 0 0.00 0 0.00




7 YES Bank Ltd. 0 0.00 0 0.00 0 0.00 0 0.00

Total 3830 4029.90 3825 4028.89 3654 3907.57 0 0.00JHARKHAND



3 Federal Bank Ltd 1 0.00 0 0.00 0 0.00 0 0.00

4 HDFC Bank Ltd. 1 0.17 1 0.17 0 0.00 0 0.00





9 YES Bank Ltd. 0 0.00 0 0.00 0 0.00 0 0.00

Total 829 531.51 753 485.73 254 148.87 6 5.50ODISHA



(Amt. R lakh)

STATEMENT - V - A (II) (contd.)




SHGs






SHGs Loans O/S

3 Federal Bank Ltd 323 32.93 0 0.00 4 6.54 0 0.00

4 HDFC Bank Ltd. 144 71.49 144 71.49 0 0.00 0 0.00







11 YES Bank Ltd. 0 0.00 0 0.00 0 0.00 0 0.00




3 Federal Bank Ltd 6 0.00 0 0.00 0 0.00 0 0.00

4 HDFC Bank Ltd. 4 9.32 4 9.32 0 0.00 0 0.00







11 YES Bank Ltd. 0 0.00 0 0.00 0 0.00 0 0.00



ARUNACHAL PRADESH



Total 0 0.00 0 0.00 0 0.00 0 0.00ASSAM



3 Federal Bank Ltd 27 1.41 0 0.00 0 0.00 0 0.00

4 HDFC Bank Ltd. 52 38.55 52 38.55 0 0.00 0 0.00



(Amt. R lakh)




SHGs






SHGs Loans O/S



Total 1178 1028.79 998 884.11 604 586.19 133 83.26MANIPUR



Total 0 0.00 0 0.00 0 0.00 0 0.00MEGHALAYA

1 Federal Bank Ltd 1 0.00 0 0.00 0 0.00 0 0.00


Total 1 0.00 0 0.00 0 0.00 0 0.00MIZORAM


Total 2 1.48 2 1.48 0 0.00 1 1.48NAGALAND


2 Federal Bank Ltd 24 0.00 0 0.00 0 0.00 0 0.00



Total 35 9.20 10 8.82 1 0.38 0 0.00SIKKIM



Total 313 123.30 309 118.71 123 46.91 0 0.00TRIPURA


2 Federal Bank Ltd 0 0.00 0 0.00 0 0.00 0 0.00

3 HDFC Bank Ltd. 2 0.48 2 0.48 0 0.00 0 0.00



NORTHERN REGION

CHANDIGARH



(Amt. R lakh)





SHGs






SHGs Loans O/S


Total 0 0.00 0 0.00 0 0.00 0 0.00HARYANA



3 Federal Bank Ltd 16 0.00 0 0.00 0 0.00 0 0.00

4 HDFC Bank Ltd. 6 2.06 6 2.06 0 0.00 0 0.00





9 YES Bank Ltd. 0 0.00 0 0.00 0 0.00 0 0.00




3 YES Bank Ltd. 0 0.00 0 0.00 0 0.00 0 0.00




Total 0 0.00 0 0.00 0 0.00 0 0.00NEW DELHI



3 Federal Bank Ltd 5 0.00 0 0.00 0 0.00 0 0.00

4 HDFC Bank Ltd. 0 0.00 0 0.00 0 0.00 0 0.00








12 YES Bank Ltd. 0 0.00 0 0.00 0 0.00 0 0.00

Total 8 0.00 0 0.00 0 0.00 0 0.00

(Amt. R lakh)





SHGs






SHGs Loans O/S

PUNJAB



3 Federal Bank Ltd 18 11.88 0 0.00 0 0.00 0 0.00

4 HDFC Bank Ltd. 1 0.28 1 0.28 0 0.00 0 0.00




8 YES Bank Ltd. 0 0.00 0 0.00 0 0.00 0 0.00

Total 26 31.50 4 19.43 0 0.00 0 0.00RAJASTHAN



3 Federal Bank Ltd 2 0.00 0 0.00 0 0.00 0 0.00

4 HDFC Bank Ltd. 35 53.08 35 53.08 0 0.00 0 0.00






10 YES Bank Ltd. 0 0.00 0 0.00 0 0.00 0 0.00


SOUTHERN REGION

ANDHRA PRADESH




4 Federal Bank Ltd 6 0.00 0 0.00 0 0.00 0 0.00

5 HDFC Bank Ltd. 387 823.12 387 823.12 0 0.00 0 0.00






(Amt. R lakh)





SHGs






SHGs Loans O/S



Total 1102 2083.50 858 1627.42 0 0.00 0 0.00KARNATAKA




4 Federal Bank Ltd 412 7.97 0 0.00 0 0.00 0 0.00

5 HDFC Bank Ltd. 19153 41774.90 19153 41774.90 0 0.00 0 0.00











16 YES Bank Ltd. 0 0.00 0 0.00 0 0.00 0 0.00

Total 117660 251448.73 79674 173392.26 30356 86798.48 288 715.80KERALA




4 Federal Bank Ltd 17620 3533.21 299 253.83 31 14.77 0 0.00

5 HDFC Bank Ltd. 24850 56279.63 24850 56279.63 0 0.00 0 0.00






(Amt. R lakh)





SHGs






SHGs Loans O/S



13 YES Bank Ltd. 0 0.00 0 0.00 0 0.00 0 0.00





2 Federal Bank Ltd 1 0.00 0 0.00 0 0.00 0 0.00

3 HDFC Bank Ltd. 274 708.08 274 708.08 0 0.00 0 0.00




Total 839 1702.77 815 1648.78 0 0.00 0 0.00TAMIL NADU




4 Federal Bank Ltd 1303 18.45 10 5.65 0 0.00 0 0.00

5 HDFC Bank Ltd. 20547 48170.02 20547 48170.02 0 0.00 0 0.00










15 YES Bank Ltd. 1 0.28 1 0.28 0 0.00 0 0.00

Total 85786 166079.61 84268 165487.06 44504 93093.82 8083 11806.06

(Amt. R lakh)





SHGs






SHGs Loans O/S

TELANGANA



3 Federal Bank Ltd 11 0.00 0 0.00 0 0.00 0 0.00

4 HDFC Bank Ltd. 4133 9509.03 4133 9509.03 0 0.00 0 0.00








12 YES Bank Ltd. 0 0.00 0 0.00 0 0.00 0 0.00


WESTERN REGION

DAMAN AND DIU UT




Total 0 0.00 0 0.00 0 0.00 0 0.00GOA

1 HDFC Bank Ltd. 368 949.16 368 949.16 0 0.00 0 0.00



Total 369 950.18 369 950.18 0 0.00 0 0.00GUJARAT




4 Federal Bank Ltd 24 0.00 0 0.00 0 0.00 0 0.00

5 HDFC Bank Ltd. 510 918.91 510 918.91 0 0.00 0 0.00



(Amt. R lakh)





SHGs






SHGs Loans O/S




11 YES Bank Ltd. 0 0.00 0 0.00 0 0.00 0 0.00

TOTAL 5339 4556.29 5314 4555.40 2650 1878.42 2148 1753.14

MAHARASHTRA




4 Federal Bank Ltd 405 135.59 0 0.00 0 0.00 0 0.00

5 HDFC Bank Ltd. 10436 18750.45 10436 18750.45 0 0.00 0 0.00









14 YES Bank Ltd. 0 0.00 0 0.00 0 0.00 0 0.00


Grand Total 408288 724582.31 348135 639416.09 166060 301066.94 27095 32176.07

(Amt. R lakh)



(Amt. R lakh)




SHGs






SHGs Loans O/S

PRIVATE SECTOR BANKS - ALL INDIA POSITION




4 Federal Bank Ltd 20241 3741.44 309 259.48 35 21.31 0 0.00

5 HDFC Bank Ltd. 81196 178400.92 81196 178400.92 0 0.00 0 0.00













18 YES Bank Ltd. 1 0.28 1 0.28 0 0.00 0 0.00

All India Private Sector Banks 408288 724582.31 348135 639416.09 166060 301066.94 27095 32176.07

Total All Public Sec. Comm. Banks - V-A(I)

2886355 6397000.06 2522889 5890358.59 1866387 4162947.59 138992 303000.88


3294643 7121582.37 2871024 6529774.68 2032447 4464014.53 166087 335176.95


STATEMENT - V - B

(Amt. R lakh)


as on 31 March 2020 - Regional Rural Banks



SHGs






SHGs Loans O/S

CHHATTISGARH

1 Chhattisgarh Rajya Gramin Bank 38026 23655.00 37814 23150.31 36933 23088.00 1093 567.00


1 Madhyanchal Gramin Bank 9397 3246.00 7518 2888.00 6945 2653.00 477 144.00

2 Madhya Pradesh Gramin Bank 33948 21539.11 30153 19888.60 27266 18285.82 307 249.57


1 Uttarakhand Gramin Bank 6375 2227.29 4048 1515.99 3667 1583.13 954 98.75


1 Aryavart Bank 15277 9322.94 7025 4736.53 13234 8047.28 0 0.00


39535 22192.13 26398 15463.35 28097 16154.00 43 23.30

3 Kashi Gomti Samyut Gramin Bank 20067 5599.18 10140 3947.42 13592 4484.94 74 55.40

4 Prathama U.P Gramin Bank 21708 10166.23 19748 9251.27 18442 8641.29 0 0.00

5 Purvanchal Bank 10001 3787.80 10001 3787.80 10001 3787.80 0 0.00Total 106588 51068.28 73312 37186.37 83366 41115.31 117 78.70Total Central Region 194334 101735.68 152845 84629.27 158177 86725.26 2948 1138.02

EASTERN REGIONBIHAR

1 Dakshin Bihar Gramin Bank 222797 242312.55 222797 242312.55 222797 242312.55 0 0.00

2 Uttar Bihar Gramin Bank 169913 97428.00 162607 95041.02 169913 97428.00 0 0.00

Total 392710 339740.55 385404 337353.57 392710 339740.55 0 0.00JHARKHAND

1 Jharkhand Rajya Gramin Bank 40977 28570.00 39760 26923.00 38840 26932.00 0 0.00

Total 40977 28570.00 39760 26923.00 38840 26932.00 0 0.00ODISHA

1 Odisha Gramya Bank 93849 105146.31 93849 105146.31 92702 103782.10 1147 1364.21

2 Utkal Grameen Bank 34690 35856.30 32262 31553.54 33996 27609.35 0 0.00Total 128539 141002.61 126111 136699.85 126698 131391.45 1147 1364.21WEST BENGAL

1 Bangiya Gramin Vikash Bank 163117 260774.00 143365 229195.20 145175 232088.99 17942 28685.01

2 Paschim Banga Gramin Bank 70199 143906.08 66198 136952.91 69528 142825.17 492 749.16


(Amt. R lakh)

STATEMENT - V - B (contd.)



SHGs






SHGs Loans O/S


45940 66393.73 45940 66393.73 26162 36845.67 19778 29548.06



1 Arunachal Pradesh Rural Bank 187 165.60 187 165.60 132 124.88 0 0.00

Total 187 165.60 187 165.60 132 124.88 0 0.00ASSAM

1 Assam Gramin Vikash Bank 61210 46172.36 41611 32690.03 27334 24127.02 506 448.80

Total 61210 46172.36 41611 32690.03 27334 24127.02 506 448.80MANIPUR

1 Manipur Rural Bank 1757 1278.95 1757 1278.95 730 502.78 171 98.06Total 1757 1278.95 1757 1278.95 730 502.78 171 98.06MEGHALAYA

1 Meghalaya Rural Bank 3332 2483.48 2847 2098.89 2840 2145.42 0 0.00

Total 3332 2483.48 2847 2098.89 2840 2145.42 0 0.00MIZORAM

1 Mizoram Rural Bank 2475 2980.29 1959 2136.75 1778 1850.81 102 184.78Total 2475 2980.29 1959 2136.75 1778 1850.81 102 184.78NAGALAND

1 Nagaland Rural Bank 137 402.95 137 402.95 28 32.60 4 3.21Total 137 402.95 137 402.95 28 32.60 4 3.21TRIPURA

1 Tripura Gramin Bank 15257 10410.05 14736 9963.47 13193 9396.08 0 0.00Total 15257 10410.05 14736 9963.47 13193 9396.08 0 0.00Total North Eastern Region 84355 63893.68 63234 48736.64 46035 38179.59 783 734.85


1 Sarva Haryana Gramin Bank 6451 6701.36 5870 6143.93 5232 5516.73 53 60.03


1 Himachal Pradesh Gramin Bank 3493 4131.00 3493 4131.00 3493 4131.00 0 0.00


1 Ellaquai Dehati Bank 208 321.75 136 175.38 208 321.75 0 0.002 J & K Grameen Bank 1913 2699.74 1913 2699.74 1776 2600.39 1 2.26

Total 2121 3021.49 2049 2875.12 1984 2922.14 1 2.26



(Amt. R lakh)



SHGs






SHGs Loans O/S

PUNJAB1 Punjab Gramin Bank 2861 1412.96 2791 1371.24 1137 607.29 0 0.00

Total 2861 1412.96 2791 1371.24 1137 607.29 0 0.00RAJASTHAN


17179 10761.00 17058 10731.00 15854 9886.00 521 410.00

2 Rajasthan Marudhara Gramin Bank 4855 2346.39 4486 2094.92 2443 1189.65 85 36.30



1 Andhra Pragathi Grameena Bank 119224 322591.19 119224 322591.19 0 0.00 0 0.00

2 Chaitanya Godavari Grameena Bank 38736 135330.89 38736 135330.89 29331 102866.22 0 0.00

3 Saptagiri Grameena Bank 53631 182395.99 47771 168366.21 39497 135682.25 8727 27835.77

Total 211591 640318.07 205731 626288.29 68828 238548.47 8727 27835.77KARNATAKA

1 Karnataka Gramin Bank 89074 187497.06 87795 184853.61 82063 172849.18 1820 3765.00

2 Karnataka Vikas Grameena Bank 15223 14929.80 14948 14262.98 9758 13243.72 349 1233.88

Total 104297 202426.86 102743 199116.59 91821 186092.90 2169 4998.88KERALA

1 Kerala Gramin Bank 19691 53880.19 17996 50395.96 11842 33414.82 395 1435.13Total 19691 53880.19 17996 50395.96 11842 33414.82 395 1435.13PUDUCHERRY

1 Puduvai Bharathiyar Grama Bank 1919 4008.51 1913 3974.06 865 2204.97 36 119.36

Total 1919 4008.51 1913 3974.06 865 2204.97 36 119.36TAMIL NADU

1 Tamil Nadu Grama Bank 30738 67528.23 29875 65630.88 6868 15086.92 153 336.99

Total 30738 67528.23 29875 65630.88 6868 15086.92 153 336.99TELANGANA


204569 640239.46 204569 640239.46 127678 387527.08 24162 77909.02

2 Telangana Grameena Bank 76762 208229.30 76762 208229.30 41373 118882.57 135 335.46



(Amt. R lakh)



SHGs






SHGs Loans O/S

WESTERN REGIONGUJARAT

1 Baroda Gujarat Gramin Bank 8924 5570.56 7285 4442.89 8924 5570.56 0 0.00

2 Saurashtra Gramin Bank 1094 711.85 1061 611.66 840 555.75 0 0.00


1 Maharashtra Gramin Bank 16208 20268.09 16208 20268.09 12227 16678.61 0 0.00

2 Vidharbha Konkan Gramin Bank 16301 14529.63 15342 13857.37 15342 13857.37 0 0.00


Grand Total 1849225 3032101.28 1738089 2927285.93 1420076 2077401.51 79527 175698.51



(Amt. R lakh)

STATEMENT - V - C


as on 31 March 2020 - Cooperative Banks



SHGs



Out of Total SHGs -NULM/SJSRY SHGs

No. of SHGs

Loans O/S

No. of SHGs

Loans O/S

No. of SHGs

Loans O/S

No. of SHGs

Loans O/S


1 Bilaspur DCCB 29 24.53 29 24.53 1 1.74 0 0.002 Durg DCCB 387 261.93 373 254.44 387 261.93 0 0.003 Ambikapur DCCB 58 8.26 56 8.06 58 8.26 0 0.004 Jagdalpur DCCB 730 485.08 730 485.08 140 240.60 25 29.255 Raipur DCCB 40 54.40 40 54.40 0 0.00 0 0.006 Rajnandgaon DCCB 1617 1195.20 1617 1195.20 1617 1195.20 0 0.00


1 Bhopal DCCB 2 5.30 0 0.00 0 0.00 0 0.002 Indore DCCB 15 1.07 15 1.07 0 0.00 0 0.003 Balaghat DCCB 58 18.02 58 18.02 58 18.02 0 0.004 Betul DCCB 37 18.50 37 18.50 37 18.50 0 0.005 Bhind DCCB 0 0.00 0 0.00 0 0.00 0 0.006 Chattarpur DCCB 0 0.00 0 0.00 0 0.00 0 0.007 Chhindwara DCCB 391 96.51 391 96.51 391 96.51 0 0.008 Damoh DCCB 0 0.00 0 0.00 0 0.00 0 0.009 Datia DCCB 0 0.00 0 0.00 0 0.00 0 0.00

10 Dewas DCCB 0 0.00 0 0.00 0 0.00 0 0.0011 Dhar DCCB 0 0.00 0 0.00 0 0.00 0 0.0012 Guna DCCB 0 0.00 0 0.00 0 0.00 0 0.0013 Gwalior DCCB 0 0.00 0 0.00 0 0.00 0 0.0014 Hoshangabad DCCB 0 0.00 0 0.00 0 0.00 0 0.0015 Jabalpur DCCB 0 0.00 0 0.00 0 0.00 0 0.0016 Jhabua DCCB 141 259.00 0 0.00 0 0.00 0 0.0017 Khandwa DCCB 75 39.52 7 19.31 75 39.52 0 0.0018 Khargone DCCB 58 19.20 58 19.20 29 9.60 0 0.0019 Mandla DCCB 154 12.32 154 12.32 154 12.32 0 0.0020 Mandsaur DCCB 0 0.00 0 0.00 0 0.00 0 0.0021 Morena DCCB 0 0.00 0 0.00 0 0.00 0 0.0022 Narsinghpur DCCB 0 0.00 0 0.00 0 0.00 0 0.0023 Panna DCCB 0 0.00 0 0.00 0 0.00 0 0.0024 Raisen DCCB 0 0.00 0 0.00 0 0.00 0 0.0025 Rajgarh DCCB 0 0.00 0 0.00 0 0.00 0 0.0026 Ratlam DCCB 88 49.50 58 32.18 44 24.75 0 0.0027 Rewa DCCB 0 0.00 0 0.00 0 0.00 0 0.0028 Sagar DCCB 0 0.00 0 0.00 0 0.00 0 0.0029 Satna DCCB 0 0.00 0 0.00 0 0.00 0 0.0030 Sehore DCCB 4 12.57 2 9.03 4 12.57 0 0.0031 Seoni DCCB 0 0.00 0 0.00 0 0.00 0 0.0032 Shahdol DCCB 0 0.00 0 0.00 0 0.00 0 0.0033 Shajapur DCCB 5 8.00 4 2.00 5 8.00 0 0.0034 Shivpuri DCCB 0 0.00 0 0.00 0 0.00 0 0.0035 Sidhi DCCB 0 0.00 0 0.00 0 0.00 0 0.0036 Tikamgarh DCCB 0 0.00 0 0.00 0 0.00 0 0.00


STATEMENT - V - C (contd.)

(Amt. R lakh)



SHGs




No. of SHGs

Loans O/S

No. of SHGs

Loans O/S

No. of SHGs

Loans O/S

No. of SHGs

Loans O/S

37 Ujjain DCCB 0 0.00 0 0.00 0 0.00 0 0.0038 Vidisha DCCB 3 0.73 0 0.00 0 0.00 0 0.00


1 Almora DCCB 426 77.64 0 0.00 412 68.43 14 9.212 Chamoli DCCB 355 149.47 247 106.21 355 149.47 0 0.003 Dehradun DCCB 51 30.09 35 18.06 6 6.50 45 23.59

4 Nainital DCCB (Haldwani) 605 290.27 605 290.27 605 290.27 0 0.00

5 Pithoragarh DCCB 959 191.80 711 113.14 837 164.11 122 27.696 Tehri Garhwal DCCB 336 536.25 254 360.05 164 258.25 98 123.857 Uttarakhand STCB 102 38.93 102 38.93 0 0.00 0 0.008 Uttarkashi DCCB 1170 756.07 752 558.16 51 84.39 0 0.00

9 Udhamsinghnagar DCCB 320 108.45 208 75.92 320 108.45 0 0.00

10 Garhwal (Kotdwar) DCCB 599 40.18 599 40.18 599 40.18 0 0.00

11 Haridwar DCCB 146 123.15 118 93.85 145 121.64 0 0.00Total 5069 2342.30 3631 1694.77 3494 1291.69 279 184.34UTTAR PRADESH

1 Agra DCCB 4 1.00 0 0.00 0 0.00 0 0.002 Aligarh DCCB 7 0.94 3 0.11 0 0.00 0 0.003 Allahabad DCCB 0 0.00 0 0.00 0 0.00 0 0.004 Bahrich DCCB 0 0.00 0 0.00 0 0.00 0 0.005 Banda DCCB 52 11.36 40 8.24 52 11.36 0 0.006 Bijnor DCCB 0 0.00 0 0.00 0 0.00 0 0.007 Budaun DCCB 155 82.31 155 82.31 155 82.31 0 0.008 Deoria Kasia DCCB 0 0.00 0 0.00 0 0.00 0 0.009 Saharanpur DCCB 61 33.96 36 28.75 0 0.00 0 0.00

10 Varanasi DCCB 0 0.00 0 0.00 0 0.00 0 0.0011 Etah DCCB 3 0.30 2 0.20 3 0.30 0 0.0012 Etawah DCCB 0 0.00 0 0.00 0 0.00 0 0.0013 Farrukhabad DCCB 0 0.00 0 0.00 0 0.00 0 0.0014 Fatehpur DCCB 474 128.48 271 55.59 0 0.00 0 0.0015 Firozabad DCCB 402 100.81 360 90.19 51 11.09 0 0.0016 Ghaziabad DCCB 6 0.98 0 0.00 0 0.00 6 0.9817 Gorakhpur DCCB 7 0.37 7 0.37 7 0.37 0 0.0018 Hamirpur DCCB 23 17.00 5 6.00 23 17.00 0 0.0019 Hardoi DCCB 0 0.00 0 0.00 0 0.00 0 0.0020 Jalaun DCCB 19 4.68 13 3.77 14 0.95 5 3.7321 Azamgarh DCCB 25 9.11 0 0.00 4 2.59 21 6.5222 Ghazipur DCCB 1 0.09 0 0.00 0 0.00 0 0.0023 Ballia DCCB 0 0.00 0 0.00 0 0.00 0 0.0024 Barabanki DCCB 309 17.76 0 0.00 0 0.00 309 17.7625 Bareilly DCCB 42 34.50 2 4.57 17 8.98 25 25.5226 Basti DCCB 0 0.00 0 0.00 0 0.00 0 0.0027 Bulandsahar DCCB 124 47.32 124 47.32 62 23.66 0 0.00




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28 Jaunpur DCCB 98 2.41 45 0.93 98 2.41 0 0.0029 Jhansi DCCB 26 11.40 23 10.26 0 0.00 0 0.0030 Kanpur DCCB 4 1.78 4 1.78 4 1.78 0 0.0031 Lakhimpur-Khiri DCCB 737 290.89 482 159.65 253 88.25 447 198.4632 Lalitpur DCCB 212 142.87 60 58.87 156 122.60 0 0.0033 Lucknow DCCB 2 0.77 0 0.00 2 0.77 0 0.0034 Meerut DCCB 35 15.00 11 2.37 0 0.00 0 0.0035 Mirzapur DCCB 128 46.06 86 30.86 128 46.06 0 0.0036 Muradabad DCCB 43 26.49 0 0.00 35 25.99 0 0.0037 Pratapgarh DCCB 50 129.10 50 129.10 25 64.55 0 0.0038 Raibareilly DCCB 10 0.46 6 0.42 0 0.00 0 0.0039 Shahjahanpur DCCB 0 0.00 0 0.00 0 0.00 0 0.0040 Sidharthnagar DCCB 0 0.00 0 0.00 0 0.00 0 0.0041 Unnao DCCB 22 1.71 11 1.09 22 1.71 0 0.0042 Mainpuri DCCB 0 0.00 0 0.00 0 0.00 0 0.0043 Mathura DCCB 21 14.23 3 1.42 15 10.99 0 0.0044 Muzaffarnagar DCCB 11 15.48 2 4.66 11 15.48 0 0.0045 Pilibhit DCCB 37 32.90 22 24.10 17 10.40 0 0.0046 Rampur DCCB 5 4.04 5 4.04 0 0.00 0 0.0047 Sultanpur DCCB 0 0.00 0 0.00 0 0.00 0 0.0048 Uttar Pradesh STCB 0 0.00 0 0.00 0 0.00 0 0.00


EASTERN REGIONANDAMAN & NICOBAR

1 The Andaman & Nicobar STCB 962 1024.65 956 1019.06 6 2.85 0 0.00

Total 962 1024.65 956 1019.06 6 2.85 0 0.00BIHAR

1 Ara DCCB 0 0.00 0 0.00 0 0.00 0 0.002 Sasaram-Bhabua DCCB 0 0.00 0 0.00 0 0.00 0 0.003 Aurangabad DCCB 0 0.00 0 0.00 0 0.00 0 0.004 Begusarai DCCB 0 0.00 0 0.00 0 0.00 0 0.005 Bhagalpur DCCB 0 0.00 0 0.00 0 0.00 0 0.006 Gopalganj DCCB 0 0.00 0 0.00 0 0.00 0 0.007 Katihar DCCB 0 0.00 0 0.00 0 0.00 0 0.008 Khagaria DCCB 0 0.00 0 0.00 0 0.00 0 0.009 Magadh DCCB 0 0.00 0 0.00 0 0.00 0 0.00

10 Monghyr-Jamui DCCB 0 0.00 0 0.00 0 0.00 0 0.0011 Motihari DCCB 0 0.00 0 0.00 0 0.00 0 0.0012 Muzaffarpur DCCB 0 0.00 0 0.00 0 0.00 0 0.0013 Nalanda DCCB 0 0.00 0 0.00 0 0.00 0 0.0014 Bettiah DCCB 0 0.00 0 0.00 0 0.00 0 0.0015 Nawadah DCCB 0 0.00 0 0.00 0 0.00 0 0.0016 Purnea DCCB 0 0.00 0 0.00 0 0.00 0 0.00

17 Rohika DCCB, (Madhubani) 0 0.00 0 0.00 0 0.00 0 0.00


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18 Samastipur DCCB 0 0.00 0 0.00 0 0.00 0 0.0019 Sitamarhi DCCB 0 0.00 0 0.00 0 0.00 0 0.0020 Siwan DCCB 0 0.00 0 0.00 0 0.00 0 0.0021 Vaishali DCCB 0 0.00 0 0.00 0 0.00 0 0.00

Total 0 0.00 0 0.00 0 0.00 0 0.00JHARKHAND

1 Dhanbad DCCB 51 13.08 51 13.08 38 8.93 6 2.452 Jharkhand DCCB 94 239.61 94 239.61 0 0.00 0 0.00

Total 145 252.69 145 252.69 38 8.93 6 2.45ODISHA

1 Cuttack DCCB 3292 2132.22 3292 2132.22 2474 1149.58 818 982.642 Keonjhar DCCB 528 605.23 528 605.23 528 605.23 0 0.003 Nayagarh DCCB 509 424.07 503 419.32 45 41.03 0 0.004 Angul United DCCB 3697 2339.38 3697 2339.38 3697 2339.38 0 0.005 Aska DCCB 167 200.92 167 200.92 0 0.00 0 0.006 Balasore Bhadrak DCCB 7344 7720.25 7344 7720.25 0 0.00 0 0.007 Banki DCCB 0 0.00 0 0.00 0 0.00 0 0.008 Berhampore DCCB 1014 1844.61 1014 1844.61 329 615.78 315 589.619 Bhawanipatna DCCB 86 57.90 86 57.90 86 57.90 0 0.00

10 Bolangir DCCB 714 337.83 698 307.68 314 262.36 0 0.0011 Boudh DCCB 282 211.71 282 211.71 0 0.00 0 0.0012 Khurda DCCB 1545 1177.48 1545 1177.48 0 0.00 0 0.0013 Koraput DCCB 3278 1667.06 3278 1667.06 204 245.41 0 0.0014 Mayurbhanj DCCB 379 255.86 379 255.86 379 255.86 0 0.0015 Sambalpur DCCB 1228 1103.23 1228 1103.23 256 269.20 0 0.0016 Sundargarh DCCB 7757 4888.53 7757 4888.53 4764 3378.72 2993 1509.81

17 United Puri-Nimapara DCCB 0 0.00 0 0.00 0 0.00 0 0.00


1 Balageria DCCB 769 1203.86 769 1203.86 0 0.00 0 0.002 Bankura DCCB 12843 6762.55 12603 6650.24 10947 5748.17 0 0.003 Birbhum DCCB 174 119.33 174 119.33 0 0.00 0 0.004 Darjeeling DCCB 40 20.58 0 0.00 0 0.00 0 0.005 Hooghly DCCB 29613 18976.08 29613 18976.08 0 0.00 0 0.006 Howrah DCCB 7111 5744.78 7020 5671.22 0 0.00 0 0.007 Malda DCCB 4081 5999.68 4081 5999.68 4081 5999.68 0 0.008 Murshidabad DCCB 17329 11787.85 16920 11606.84 15540 9812.39 0 0.009 Nadia DCCB 31510 29868.18 29816 27308.48 0 0.00 0 0.00

10 Purulia DCCB 1662 281.36 1662 281.36 1532 233.24 130 48.1211 Raiganj DCCB 2709 3571.09 2709 3571.09 235 275.25 0 0.0012 Tamluk Ghatal DCCB 10672 11833.00 10672 11833.00 0 0.00 0 0.0013 Burdwan DCCB 5889 1452.88 4982 1065.70 0 0.00 0 0.0014 Dakshin Dinajpur DCCB 649 1262.57 649 1262.57 189 370.34 151 188.9215 Jalpaiguri DCCB 677 362.87 588 307.07 0 0.00 0 0.0016 Mugberia DCCB 7236 5816.04 6856 5532.62 0 0.00 0 0.00

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17 West Bengal STCB 12902 11137.00 11568 9717.78 0 0.00 0 0.0018 Vidyasagar DCCB 4344 5866.09 4139 5445.88 0 0.00 0 0.00


NORTH EASTERN REGIONASSAM

1 Assam STCB 3713 1398.14 1455 934.29 3713 1398.14 0 0.00Total 3713 1398.14 1455 934.29 3713 1398.14 0 0.00MANIPUR

1 Manipur STCB 573 451.23 0 0.00 0 0.00 0 0.00Total 573 451.23 0 0.00 0 0.00 0 0.00MIZORAM

1 Mizoram STCB 0 0.00 0 0.00 0 0.00 0 0.00Total 0 0.00 0 0.00 0 0.00 0 0.00SIKKIM

1 Sikkim STCB 78 63.57 78 63.57 33 28.46 0 0.00Total 78 63.57 78 63.57 33 28.46 0 0.00Total North Eastern Region 4364 1912.94 1533 997.86 3746 1426.60 0 0.00

NORTHERN REGIONCHANDIGARH

1 Chandigarh STCB 0 0.00 0 0.00 0 0.00 0 0.00Total 0 0.00 0 0.00 0 0.00 0 0.00HARYANA

1 Ambala DCCB 290 32.75 290 32.75 145 12.50 100 12.502 Bhiwani DCCB 0 0.00 0 0.00 0 0.00 0 0.003 Faridabad DCCB 0 0.00 0 0.00 0 0.00 0 0.004 Fatehabad DCCB 55 106.30 38 70.26 55 106.30 0 0.005 Gurgaon DCCB 10 10.63 10 10.63 0 0.00 10 10.636 Hissar DCCB 310 224.33 261 151.74 0 0.00 0 0.007 Jhajjar DCCB 4 8.49 4 8.49 0 0.00 0 0.008 Jind DCCB 3 3.00 3 3.00 3 3.00 0 0.009 Kaithal DCCB 0 0.00 0 0.00 0 0.00 0 0.00

10 Karnal DCCB 230 16.50 230 16.50 0 0.00 0 0.0011 Kurukshetra DCCB 0 0.00 0 0.00 0 0.00 0 0.0012 Mahendragarh DCCB 35 22.65 22 10.31 35 22.65 0 0.0013 Panchakula DCCB 2 9.01 2 9.01 2 9.01 0 0.0014 Panipat DCCB 31 11.96 31 11.96 0 0.00 0 0.0015 Rewari DCCB 42 34.76 42 34.76 31 29.38 0 0.0016 Rohtak DCCB 8 23.65 6 18.87 8 23.65 0 0.0017 Sirsa DCCB 85 20.04 83 19.65 0 0.00 85 20.0418 Sonepat DCCB 22 27.22 17 19.94 22 27.22 0 0.0019 Yamunanagar DCCB 14 5.74 14 5.74 4 0.62 0 0.00

Total 1141 557.03 1053 423.61 305 234.33 195 43.17

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HIMACHAL PRADESH1 Jogindra DCCB 707 744.13 707 744.13 197 345.48 0 0.002 Himachal Pradesh STCB 2609 2832.09 1792 2002.00 1792 2002.00 0 0.003 Kangra DCCB 2068 2515.52 1918 2322.21 1206 1528.35 32 37.85


1 Baramulla DCCB 78 38.50 71 34.42 78 38.50 0 0.002 Anantnag DCCB 8 4.01 5 2.92 0 0.00 0 0.003 Jammu DCCB 13 7.67 13 7.67 13 7.67 0 0.004 Jammu & Kashmir STCB 4 1.04 4 1.04 4 1.04 0 0.00

Total 103 51.22 93 46.05 95 47.21 0 0.00NEW DELHI

1 Delhi STCB 3 0.53 3 0.53 0 0.00 0 0.00Total 3 0.53 3 0.53 0 0.00 0 0.00PUNJAB

1 Amritsar DCCB 108 46.37 104 40.81 0 0.00 0 0.002 Bhatinda DCCB 74 50.05 74 50.05 0 0.00 0 0.003 Faridkot DCCB 31 16.13 31 16.13 0 0.00 0 0.004 Fatehgarh Sahib DCCB 134 78.64 134 78.64 0 0.00 0 0.005 Fazilka DCCB 17 13.98 17 13.98 0 0.00 0 0.006 Gurdaspur DCCB 99 36.44 99 36.44 99 36.44 0 0.007 Hoshiarpur DCCB 85 41.28 79 27.34 0 0.00 0 0.008 Jalandhar DCCB 63 64.00 62 63.80 0 0.00 0 0.009 Kapurthala DCCB 16 4.36 16 4.36 0 0.00 0 0.00

10 Ludhiana DCCB 188 97.45 188 97.45 0 0.00 0 0.0011 Mansa DCCB 28 6.41 28 6.41 0 0.00 0 0.0012 Moga DCCB 28 15.08 28 15.08 0 0.00 0 0.0013 Muktsar DCCB 73 42.82 73 42.82 73 42.82 0 0.0014 Nawanshahr DCCB 90 28.77 90 28.77 0 0.00 0 0.0015 Patiala DCCB 161 78.15 161 78.15 19 20.11 0 0.0016 Ropar DCCB 0 0.00 0 0.00 0 0.00 0 0.0017 Sangrur DCCB 24 29.09 22 26.60 24 29.09 0 0.0018 Sas Nagar DCCB 20 11.58 20 11.58 0 0.00 0 0.0019 Taran Taran DCCB 16 4.35 16 4.35 0 0.00 0 0.00

Total 1255 664.95 1242 642.76 215 128.46 0 0.00RAJASTHAN

1 Ajmer DCCB 125 21.55 125 21.55 125 21.55 0 0.002 Baran DCCB 373 273.71 335 253.98 0 0.00 22 83.053 Chittorgarh DCCB 279 153.65 218 118.58 9 4.88 0 0.004 Dausa DCCB 155 171.66 133 147.30 22 24.36 0 0.005 Hanumangarh DCCB 85 36.57 70 30.00 0 0.00 0 0.006 Jhunjhunu DCCB 445 342.78 445 342.78 0 0.00 0 0.007 Sawai Madhopur DCCB 436 90.80 416 69.70 0 0.00 0 0.008 Alwar DCCB 4300 142.32 4300 142.32 870 57.14 0 0.009 Banswara DCCB 665 228.42 665 228.42 665 228.42 0 0.00

10 Barmer DCCB 531 383.98 531 383.98 0 0.00 0 0.00

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11 Bharatpur DCCB 0 0.00 0 0.00 0 0.00 0 0.0012 Bundi DCCB 365 194.77 365 194.77 213 101.50 0 0.0013 Bhilwara DCCB 171 35.66 168 33.48 12 15.28 0 0.0014 Bikaner DCCB 306 336.62 306 336.62 13 28.01 0 0.0015 Tonk DCCB 241 82.74 92 29.06 156 64.80 85 17.9416 Churu DCCB 316 216.35 266 144.96 16 27.79 0 0.0017 Dungarpur DCCB 334 224.51 334 224.51 26 57.61 0 0.0018 Ganganagar DCCB 240 106.39 240 106.39 0 0.00 2 3.9419 Jaipur DCCB 1314 1221.31 1314 1221.31 0 0.00 0 0.0020 Jaisalmer DCCB 586 440.50 586 440.50 529 386.75 57 53.7521 Jalore DCCB 113 70.06 104 60.66 113 70.06 0 0.0022 Jhalawar DCCB 471 373.81 297 289.40 62 31.12 0 0.0023 Jodhpur DCCB 110 104.49 100 99.60 53 79.00 0 0.0024 Kota DCCB 1282 190.34 1278 189.49 87 18.82 33 5.9425 Nagaur DCCB 329 211.71 329 211.71 329 211.71 0 0.0026 Pali DCCB 319 405.44 319 405.44 0 0.00 0 0.0027 Rajasthan STCB 0 0.00 0 0.00 0 0.00 0 0.0028 Sikar DCCB 595 520.61 595 520.61 0 0.00 0 0.0029 Sirohi DCCB 229 108.59 229 108.59 5 1.81 0 0.0030 Udaipur DCCB 521 190.96 499 173.56 521 190.96 0 0.00



1 Anantpur DCCB 1064 1663.67 1064 1663.67 0 0.00 0 0.002 Andhra Pradesh STCB 372 281.00 372 281.00 0 0.00 0 0.003 Chittoor DCCB 413 380.54 413 380.54 0 0.00 0 0.004 Eluru DCCB 1365 2202.25 1365 2202.25 0 0.00 0 0.005 Kakinada DCCB 95 180.23 95 180.23 95 180.23 0 0.006 Kurnool DCCB 107 252.20 102 249.89 107 252.20 0 0.007 Srikakulam DCCB 128 129.60 128 129.60 128 129.60 0 0.008 Visakhapatnam DCCB 832 1656.36 832 1656.36 832 1656.36 0 0.009 Vizianagaram DCCB 0 0.00 0 0.00 0 0.00 0 0.00

10 Guntur DCCB 1548 2823.92 1544 2812.06 0 0.00 0 0.0011 Kadapa DCCB 0 0.00 0 0.00 0 0.00 0 0.0012 Krishna DCCB 6687 19785.73 6687 19785.73 0 0.00 0 0.0013 Nellore DCCB 8 2.41 8 2.41 0 0.00 0 0.0014 Prakasam DCCB 542 1144.11 542 1144.11 0 0.00 0 0.00

Total 13161 30502.02 13152 30487.85 1162 2218.39 0 0.00KARNATAKA

1 Bagalkot DCCB 171 238.21 166 228.21 41 30.85 52 52.242 Mandya DCCB 6229 15944.25 5854 15091.86 4075 10404.42 2154 5539.833 Belagavi DCCB 1531 2163.80 1512 2022.64 1132 1590.57 399 573.234 Bellary DCCB 816 1135.17 805 1121.41 749 1063.80 0 0.005 Bengaluru DCCB 1256 2556.09 1238 2511.82 1093 1956.58 0 0.00

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6 Chikmagalur DCCB 1298 1030.11 1050 994.00 582 726.00 0 0.007 Chitradurga DCCB 727 804.88 723 799.94 508 643.87 17 22.518 Dawangere DCCB 430 505.55 421 495.43 430 505.55 0 0.009 Bidar DCCB 10793 21616.98 10519 20976.53 0 0.00 0 0.00

10 Gulbarga And Yadgir DCCB 1004 486.25 1004 486.25 0 0.00 0 0.00

11 Hassan DCCB 2831 6754.56 2689 6416.83 2339 5887.40 87 201.0012 Kanara DCCB 2555 2256.05 2427 2131.24 1680 1471.79 747 659.45

13 Karnataka DCCB (Dharwad) 796 1074.31 478 616.61 335 348.95 14 27.79

14 Kodagu DCCB 1325 3112.68 1069 2678.68 288 864.00 0 0.00

15 Kolar And Chickaballapur DCCB 23771 44677.86 23747 44563.14 0 0.00 0 0.00

16 Mysore And Chamarajnagar DCCB 977 818.39 937 790.45 89 95.48 0 0.00

17 Raichur DCCB 923 739.81 923 739.81 719 548.12 201 188.2918 Shimoga DCCB 2757 7987.36 2387 6915.43 2220 6431.61 111 321.5519 South Canara DCCB 15171 17286.34 9269 11345.83 15171 17286.34 0 0.0020 Tumkur DCCB 1599 5161.02 1278 4131.32 1256 4040.19 0 0.0021 Vijayapura DCCB 1171 800.06 1048 716.54 0 0.00 0 0.00

Total 78131 137149.73 69544 125773.97 32707 53895.52 3782 7585.89KERALA

1 Alappuzha DCCB 2454 15397.30 2258 14165.52 0 0.00 0 0.002 Ernakulam DCCB 789 4128.74 789 4128.74 0 0.00 0 0.003 Idukki DCCB 63335 13591.79 62907 12345.59 63335 13591.79 0 0.004 Kannur DCCB 896 17920.00 440 8800.00 448 8960.00 0 0.005 Kasaragod DCCB 612 1439.29 573 1336.29 612 1439.29 0 0.006 Kollam DCCB 1867 3191.00 1127 2836.00 176 525.00 0 0.007 Kottayam DCCB 20 53.36 20 53.36 0 0.00 0 0.008 Kozhikode DCCB 463 1242.00 411 1017.00 387 969.00 76 273.009 Malappuram DCCB 515 835.46 515 835.46 124 268.46 3 4.96

10 Palakkad DCCB 108 212.09 107 208.97 0 0.00 0 0.0011 Pathanamthitta DCCB 1716 6456.06 1664 6227.70 858 3228.03 0 0.00

12 Thiruvananthapuram DCCB 493 2316.89 493 2316.89 493 2316.89 0 0.00

13 Wayanad DCCB 3381 9515.73 3381 9515.73 3381 9515.73 0 0.0014 Thrissur DCCB 795 2922.00 795 2922.00 0 0.00 0 0.00


1 Pondicherry STCB 676 1491.69 650 1486.72 676 1491.69 0 0.00Total 676 1491.69 650 1486.72 676 1491.69 0 0.00TAMIL NADU

1 Chennai DCCB 372 668.42 372 668.42 0 0.00 0 0.002 Dindigul DCCB 1053 2675.70 1001 2607.98 71 61.24 982 2614.463 Coimbatore DCCB 2631 6788.62 2552 6607.36 1747 4371.85 884 2416.774 Cuddalore DCCB 7453 5559.79 7383 5534.64 6523 4279.14 930 1280.655 Dharmapuri DCCB 1831 5364.17 1768 5265.50 181 124.12 0 0.00

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6 Erode DCCB 2828 5778.86 2827 5775.64 2725 5535.67 103 243.197 Kancheepuram DCCB 892 2947.17 892 2947.17 0 0.00 0 0.008 Kanyakumari DCCB 4178 15933.27 3760 14339.94 0 0.00 0 0.009 Kumbakonam DCCB 4103 6078.70 4103 6078.70 150 320.85 0 0.00

10 Madurai DCCB 1538 3282.56 1538 3282.56 1096 2335.05 308 762.1811 Nilgiris DCCB 1734 5508.90 1722 5492.25 0 0.00 0 0.0012 Pudukottai DCCB 1618 3252.12 1601 3201.02 0 0.00 0 0.0013 Ramanathapuram DCCB 2383 2805.08 2383 2805.08 2023 1825.03 360 980.0514 Salem DCCB 13340 19540.20 12673 18563.19 8004 11724.12 4002 5862.0615 Sivgangai DCCB 3754 6833.56 3754 6833.56 0 0.00 0 0.0016 Thanjavur DCCB 4911 7416.60 4911 7416.60 4532 6692.47 379 724.1317 Tiruchirapalli DCCB 9586 20309.20 9516 20098.80 8730 16723.20 856 3586.0018 Tirunelveli DCCB 974 3387.79 974 3387.79 974 3387.79 0 0.0019 Tiruvannamalai DCCB 10670 11338.21 10652 11308.36 10670 11338.21 0 0.0020 Vellore DCCB 5742 7742.04 5742 7742.04 0 0.00 1025 1883.6221 Villupuram DCCB 1877 2542.67 1658 1958.00 1877 2542.67 0 0.0022 Virudhunagar DCCB 1461 3147.91 1461 3147.91 0 0.00 0 0.0023 Thoothukudi DCCB 1940 8515.22 1939 8514.22 1751 8029.65 189 485.57

Total 86869 157416.76 85182 153576.73 51054 79291.06 10018 20838.68TELANGANA

1 Adilabad DCCB 349 483.09 318 439.26 349 483.09 0 0.002 Khammam DCCB 344 629.48 344 629.48 344 629.48 0 0.003 Medak DCCB 3651 16124.78 3651 16124.78 0 0.00 0 0.004 Warangal DCCB 89 23.94 89 23.94 0 0.00 0 0.005 Hyderabad DCCB 0 0.00 0 0.00 0 0.00 0 0.006 Karimnagar DCCB 8064 21390.34 4032 10695.17 0 0.00 0 0.007 Mahbubnagar DCCB 9 14.94 9 14.94 9 14.94 0 0.008 Nalgonda DCCB 467 462.83 467 462.83 0 0.00 0 0.009 Nizamabad DCCB 2473 5278.19 2473 5278.19 0 0.00 0 0.00

10- Telangana STCB 1518 2692.42 1466 2684.30 0 0.00 1518 2692.42Total 16964 47100.01 12849 36352.89 702 1127.51 1518 2692.42Total Southern Region 273245 452881.92 256857 414387.41 156115 178838.36 15397 31394.95

WESTERN REGIONGOA

1 Goa STCB 312 624.20 310 623.18 0 0.00 0 0.00Total 312 624.20 310 623.18 0 0.00 0 0.00GUJARAT

1 Banaskantha DCCB 4315 21.73 4309 21.00 4315 21.73 0 0.002 Bhavnagar DCCB 8 45.00 3 26.00 0 0.00 0 0.003 Mehsana DCCB 240 218.00 86 67.00 0 0.00 0 0.004 Panchmahals DCCB 24 11.80 21 10.33 0 0.00 0 0.005 Rajkot DCCB 719 700.94 717 697.64 81 74.27 0 0.006 Sabarkantha DCCB 57 54.22 56 54.04 0 0.00 0 0.007 Surat DCCB 211 82.63 211 82.63 0 0.00 0 0.008 Ahmedabad DCCB 101 53.14 77 36.86 70 35.89 0 0.009 Amreli DCCB 100 37.59 100 37.59 0 0.00 0 0.00

10 Baroda DCCB 0 0.00 0 0.00 0 0.00 0 0.00

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No. of SHGs

Loans O/S

11 Bharuch DCCB 45 322.70 19 150.18 0 0.00 0 0.0012 Gujarat STCB 0 0.00 0 0.00 0 0.00 0 0.0013 Jamnagar DCCB 54 20.69 54 20.69 0 0.00 0 0.0014 Junagadh DCCB 0 0.00 0 0.00 0 0.00 0 0.0015 Kachchh DCCB 0 0.00 0 0.00 0 0.00 0 0.0016 Kaira DCCB 2 0.09 1 0.01 0 0.00 2 0.0917 Kodinar DCCB 196 114.97 196 114.97 0 0.00 0 0.0018 Surendranagar DCCB 0 0.00 0 0.00 0 0.00 0 0.0019 Valsad DCCB 6 5.07 6 5.07 0 0.00 0 0.00


1 Akola DCCB 242 106.46 242 106.46 128 73.64 0 0.002 Amrawati DCCB 373 145.13 293 115.12 0 0.00 0 0.003 Aurangabad DCCB 177 118.09 176 115.09 25 17.35 0 0.004 Beed DCCB 222 181.37 222 181.37 122 101.34 0 0.005 Bhandara DCCB 1059 673.19 1053 671.49 848 501.33 0 0.006 Buldhana DCCB 35 55.21 17 32.40 35 55.21 0 0.007 Chandrapur DCCB 4083 2627.77 4083 2627.77 2307 1455.54 485 381.48

8 Dhule & Nandurbar DCCB 434 561.49 386 508.26 31 77.23 0 0.00

9 Gadchiroli DCCB 1970 1171.93 1964 1162.63 667 410.40 0 0.0010 Jalna DCCB 53 41.82 51 35.03 0 0.00 0 0.0011 Kolhapur DCCB 838 652.07 838 652.07 391 282.88 0 0.0012 Latur DCCB 1592 390.11 1592 390.11 324 204.96 0 0.0013 Nagpur DCCB 0 0.00 0 0.00 0 0.00 0 0.0014 Nasik DCCB 32 25.85 32 25.85 32 25.85 0 0.0015 Osmanabad DCCB 4 1.26 3 1.19 0 0.00 4 1.2616 Parbhani DCCB 668 642.34 495 426.84 494 415.64 0 0.0017 Pune DCCB 1089 1004.46 1082 999.21 71 52.07 0 0.0018 Raigad DCCB 0 0.00 0 0.00 0 0.00 0 0.0019 Ratnagiri DCCB 256 319.70 251 317.01 35 24.10 0 0.0020 Sangli DCCB 905 594.21 845 559.54 620 495.13 0 0.0021 Sindhudurg DCCB 6442 6864.67 6442 6864.67 762 670.43 0 0.0022 Solapur DCCB 0 0.00 0 0.00 0 0.00 0 0.0023 Ahmednagar DCCB 716 418.33 716 418.33 285 193.21 0 0.0024 Gondia DCCB 1287 2383.00 1258 2367.53 1287 2383.00 0 0.0025 Jalgaon DCCB 211 187.92 211 187.92 0 0.00 0 0.0026 Maharashtra STCB 0 0.00 0 0.00 0 0.00 0 0.0027 Mumbai DCCB 0 0.00 0 0.00 0 0.00 0 0.0028 Nanded DCCB 32 2.29 32 2.29 0 0.00 0 0.0029 Satara DCCB 169 85.17 169 85.17 35 45.00 0 0.0030 Thane DCCB 4989 7685.18 4989 7685.18 101 66.13 0 0.0031 Wardha DCCB 386 173.18 341 150.33 103 66.25 0 0.0032 Yavatmal DCCB 2565 910.08 2378 820.64 2565 910.08 0 0.00

Total 30829 28022.28 30161 27509.50 11268 8526.77 489 382.74Total Western Region 37219 30335.05 36327 29456.69 15734 8658.66 491 382.83Grand Total 533203 653823.59 502992 605010.04 236523 230291.13 21844 35811.53


(Amt. R lakh)


For Total SHGs Out of Total - Exclusive Women SHGs

For SHGs under NRLM/SGSYY

For SHGs under NULM/SJSRY

Amount of NPAs

NPA as %age to

Total loans O/S

Amount of NPAs

NPA as %age to

Total loans O/S

Amount of NPAs

NPA as %age to

Total loans O/S

Amount of NPAs

NPA as %age to

Total loans O/S

CENTRAL REGION

CHHATTISGARH

1 Allahabad Bank 30.27 2.18 20.57 1.53 15.81 1.21 7.45 9.43

2 Andhra Bank 14.76 11.20 14.76 11.29 1.68 1.64 13.08 45.86

3 Bank of Baroda 363.70 6.06 289.80 5.18 231.85 10.91 18.00 27.59

4 Bank of India 234.00 18.22 234.00 18.22 91.00 8.80 143.00 57.20

5 Bank of Maharashtra 36.51 3.68 5.13 0.94 10.58 1.25 24.37 20.63

6 Canara Bank 25.96 2.20 20.50 1.77 5.48 0.92 20.28 5.35

7 Central Bank of India 420.63 5.90 67.38 7.66 67.38 7.66 5.21 100.00

8 Corporation Bank 28.93 17.52 20.35 19.29 0.82 2.21 0.17 2.69

9 Indian Bank 12.00 5.41 12.00 5.50 1.00 0.71 0.00 0.00

10 Indian Overseas Bank 14.98 1.87 10.20 1.34 0.00 0.00 0.00 0.00

11 Oriental Bank of Commerce 49.88 19.30 27.17 13.80 27.08 15.73 0.93 1.69

12 Punjab and Sind Bank 17.54 29.05 5.73 11.96 0.05 0.19 17.49 52.19

13 Punjab National Bank 394.81 9.70 361.45 9.01 132.64 4.40 0.00 0.00

14 State Bank of India 509.00 4.78 466.00 4.78 275.00 3.04 6.00 3.82

15 Syndicate Bank 15.78 11.34 15.78 11.34 10.25 14.19 0.50 2.64

16 Uco Bank 700.46 49.16 567.72 47.65 389.01 41.48 305.16 66.20

17 Union Bank of India 60.00 4.75 37.00 5.59 53.00 4.47 0.00 0.00

Total 2929.21 7.88 2175.54 7.77 1312.63 6.02 561.64 28.69MADHYA PRADESH

1 Allahabad Bank 301.51 41.68 98.04 19.65 89.46 18.44 9.26 28.28

2 Andhra Bank 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

3 Bank of Baroda 229.32 17.86 193.27 18.02 117.31 16.21 0.00 0.00

4 Bank of India 1635.00 17.13 1043.00 14.96 581.00 14.04 554.00 17.76


6 Canara Bank 184.01 22.90 184.01 22.90 2.96 8.19 73.12 14.66



9 Indian Bank 32.00 2.71 31.00 2.68 0.00 0.00 0.00 0.00



STATEMENT - VI - A (I)

Progress under Microfinance - NPAs against Bank loans to SHGs of

Public Sector Com. Banks as on 31 March 2020


STATEMENT - VI - A (I) (contd.)

(Amt. R lakh)





Amount of NPAs

NPA as %age to

Total loans O/S

Amount of NPAs

NPA as %age to

Total loans O/S

Amount of NPAs

NPA as %age to

Total loans O/S

Amount of NPAs

NPA as %age to

Total loans O/S




15 Syndicate Bank 54.16 15.42 54.16 16.19 15.00 35.71 18.25 28.97

16 Uco Bank 1641.63 85.35 1269.56 86.41 878.79 93.18 741.03 78.00


Total 8271.89 25.50 5205.68 22.87 2842.53 23.32 1702.07 30.30UTTARAKHAND

1 Allahabad Bank 83.76 75.05 2.23 7.51 2.23 9.20 0.94 13.93

2 Andhra Bank 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

3 Bank of Baroda 51.34 20.30 51.31 27.48 20.26 10.81 0.00 0.00

4 Bank of India 1.00 8.33 1.00 12.50 1.00 8.33 0.00 0.00


6 Canara Bank 76.71 24.64 70.26 23.45 2.89 44.74 27.67 14.52



9 Indian Bank 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00






15 Syndicate Bank 0.19 0.13 0.19 0.13 0.00 0.00 0.00 0.00

16 Uco Bank 56.42 27.99 42.12 26.45 10.95 10.11 45.09 56.67


Total 1132.54 27.07 972.93 26.08 236.47 11.66 85.11 24.01UTTAR PRADESH

1 Allahabad Bank 6685.02 91.35 807.29 60.70 558.96 53.11 89.13 59.93

2 Andhra Bank 0.11 1.49 0.11 1.49 0.11 2.78 0.00 0.00

3 Bank of Baroda 2992.07 53.76 2666.83 87.71 1525.23 60.49 0.00 0.00

4 Bank of India 357.00 40.80 221.00 32.03 303.00 41.00 45.00 37.82


6 Canara Bank 566.46 43.52 528.08 42.16 150.96 45.17 270.08 38.16


(Amt. R lakh)





Amount of NPAs

NPA as %age to

Total loans O/S

Amount of NPAs

NPA as %age to

Total loans O/S

Amount of NPAs

NPA as %age to

Total loans O/S

Amount of NPAs

NPA as %age to

Total loans O/S



9 Indian Bank 68.00 15.63 67.00 15.73 0.00 0.00 0.00 0.00






15 Syndicate Bank 369.43 44.97 369.43 46.84 180.00 47.10 55.00 41.90

16 Uco Bank 1493.22 82.65 1306.83 82.94 593.20 89.43 867.61 78.99


18 United Bank of India 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Total 18809.65 57.63 10168.14 50.76 4653.91 46.61 1455.77 44.91Total Central Region 31143.29 29.26 18522.29 24.85 9045.54 19.66 3804.59 34.06

EASTERN REGION

ANDAMAN & NICOBAR

1 Allahabad Bank 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

2 Bank of Baroda 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

3 Bank of India 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

4 Canara Bank 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00


6 Indian Bank 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00





11 Syndicate Bank 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

12 Uco Bank 4.85 100.00 3.20 100.00 0.00 0.00 4.85 100.00


Total 9.06 13.17 7.41 11.03 4.00 11.43 4.85 100.00BIHAR

1 Allahabad Bank 551.38 14.70 165.02 4.98 136.72 4.24 24.74 23.49







Amount of NPAs

NPA as %age to

Total loans O/S

Amount of NPAs

NPA as %age to

Total loans O/S

Amount of NPAs

NPA as %age to

Total loans O/S

Amount of NPAs

NPA as %age to

Total loans O/S

2 Andhra Bank 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

3 Bank of Baroda 238.64 0.71 210.62 0.66 128.87 12.75 0.00 0.00

4 Bank of India 789.00 5.22 771.00 5.59 789.00 5.22 0.00 0.00


6 Canara Bank 218.95 2.10 175.16 1.75 64.75 2.20 0.78 2.30



9 Indian Bank 35.00 1.03 34.00 1.02 1.00 0.74 0.00 0.00






15 Syndicate Bank 15.21 0.99 15.21 1.02 15.21 19.06 0.00 0.00

16 Uco Bank 2962.45 10.73 2478.05 9.80 2074.65 12.08 173.82 88.61



Total 16387.40 4.65 13034.27 4.27 8339.35 3.41 259.19 8.37

JHARKHAND

1 Allahabad Bank 516.74 24.39 79.90 4.81 57.87 3.57 10.01 24.64

2 Andhra Bank 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

3 Bank of Baroda 47.15 3.94 41.69 4.13 38.96 6.93 0.00 0.00

4 Bank of India 222.00 1.81 222.00 1.81 99.00 1.26 5.00 2.19


6 Canara Bank 18.09 0.30 15.38 0.26 15.53 0.27 1.60 1.42



9 Indian Bank 58.00 8.57 57.00 8.60 58.00 8.81 0.00 0.00




(Amt. R lakh)







Amount of NPAs

NPA as %age to

Total loans O/S

Amount of NPAs

NPA as %age to

Total loans O/S

Amount of NPAs

NPA as %age to

Total loans O/S

Amount of NPAs

NPA as %age to

Total loans O/S



15 Syndicate Bank 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

16 Uco Bank 677.90 55.11 592.44 52.95 509.87 53.41 164.66 70.14



Total 3851.78 7.36 3012.66 6.25 1513.32 3.89 207.47 22.40ODISHA

1 Allahabad Bank 457.74 9.38 287.76 6.25 242.38 5.52 1.22 0.45

2 Andhra Bank 735.57 12.78 714.01 12.51 504.99 9.73 209.02 40.46

3 Bank of Baroda 379.96 5.16 351.01 5.37 237.19 4.16 78.60 24.30

4 Bank of India 309.00 2.11 309.00 2.11 275.00 1.92 34.00 11.81


6 Canara Bank 101.79 1.11 86.59 0.97 59.80 1.08 22.95 7.07



9 Indian Bank 188.00 3.39 184.00 3.39 64.00 1.65 0.00 0.00






15 Syndicate Bank 33.15 1.08 22.50 0.78 30.65 3.54 2.50 2.17

16 Uco Bank 8428.74 27.54 7159.53 26.19 6154.02 22.49 1576.32 86.94



Total 18380.15 9.19 13767.86 7.54 10233.89 6.31 1996.20 27.87WEST BENGAL

1 Allahabad Bank 322.80 0.43 273.01 0.37 265.74 0.37 5.62 0.35

2 Andhra Bank 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

3 Bank of Baroda 74.84 0.91 69.24 1.11 36.48 0.63 2.19 2.94

4 Bank of India 249.00 1.61 245.00 1.59 208.00 1.76 25.00 7.79


(Amt. R lakh)







Amount of NPAs

NPA as %age to

Total loans O/S

Amount of NPAs

NPA as %age to

Total loans O/S

Amount of NPAs

NPA as %age to

Total loans O/S

Amount of NPAs

NPA as %age to

Total loans O/S

6 Canara Bank 115.32 1.03 102.47 0.93 7.82 0.16 0.00 0.00



9 Indian Bank 260.00 8.77 255.00 8.78 22.00 1.08 0.00 0.00






15 Syndicate Bank 46.95 0.82 46.95 0.92 12.17 1.92 4.40 2.16

16 Uco Bank 1643.66 4.52 1483.26 4.52 246.03 0.85 360.12 73.14



Total 7713.50 1.45 7083.34 1.49 4661.97 1.06 427.30 5.22Total Eastern Region 46341.89 4.07 36905.54 3.64 24752.53 2.80 2895.01 14.94


ARUNACHAL PRADESH

1 Allahabad Bank 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

2 Bank of Baroda 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

3 Bank of India 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00


5 Canara Bank 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00


7 Indian Bank 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00






13 Syndicate Bank 4.91 23.88 4.91 23.88 0.00 0.00 0.00 0.00

(Amt. R lakh)







Amount of NPAs

NPA as %age to

Total loans O/S

Amount of NPAs

NPA as %age to

Total loans O/S

Amount of NPAs

NPA as %age to

Total loans O/S

Amount of NPAs

NPA as %age to

Total loans O/S

14 Uco Bank 0.06 100.00 0.00 0.00 0.06 100.00 0.00 0.00

Total 81.06 48.14 80.09 53.97 41.86 74.13 0.00 0.00ASSAM

1 Allahabad Bank 171.72 8.23 46.41 2.49 46.16 2.49 2.07 3.48

2 Bank of Baroda 102.25 12.90 61.80 11.70 19.95 9.03 0.00 0.00

3 Bank of India 13.00 2.70 13.00 3.16 8.00 2.11 0.00 0.00


5 Canara Bank 48.11 17.73 41.47 16.13 7.64 6.83 6.89 19.28



8 Indian Bank 20.00 8.51 20.00 8.70 8.00 15.09 0.00 0.00






14 Syndicate Bank 1.94 0.59 1.94 0.59 0.00 0.00 0.00 0.00

15 Uco Bank 3285.55 45.95 3155.57 46.05 3019.03 44.24 149.51 74.41



Total 6872.14 21.98 5866.70 21.84 4978.50 22.54 178.24 29.06MANIPUR

1 Allahabad Bank 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

2 Bank of Baroda 0.56 0.97 0.56 1.86 0.00 0.00 0.00 0.00

3 Bank of India 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00


5 Canara Bank 2.96 16.14 2.96 16.14 0.00 0.00 2.96 60.41


7 Indian Bank 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00



(Amt. R lakh)







Amount of NPAs

NPA as %age to

Total loans O/S

Amount of NPAs

NPA as %age to

Total loans O/S

Amount of NPAs

NPA as %age to

Total loans O/S

Amount of NPAs

NPA as %age to

Total loans O/S




13 Uco Bank 2.66 4.99 2.66 5.00 2.66 6.30 0.00 0.00

Total 66.23 18.67 10.24 3.89 5.72 4.38 2.96 50.17MEGHALAYA

1 Allahabad Bank 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

2 Bank of Baroda 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

3 Bank of India 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

4 Canara Bank 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00


6 Indian Bank 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00





11 Syndicate Bank 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

12 Uco Bank 14.31 92.14 13.82 96.17 9.86 100.00 3.89 76.13


Total 28.31 14.59 27.82 14.43 16.86 15.70 3.89 39.69MIZORAM

1 Allahabad Bank 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

2 Bank of Baroda 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

3 Bank of India 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00


5 Canara Bank 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00


7 Indian Bank 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00





(Amt. R lakh)







Amount of NPAs

NPA as %age to

Total loans O/S

Amount of NPAs

NPA as %age to

Total loans O/S

Amount of NPAs

NPA as %age to

Total loans O/S

Amount of NPAs

NPA as %age to

Total loans O/S

12 Syndicate Bank 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

13 Uco Bank 18.51 76.74 12.76 69.46 0.00 0.00 18.51 100.00

Total 25.51 12.20 19.76 9.72 6.00 4.97 19.51 24.21NAGALAND

1 Allahabad Bank 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

2 Bank of Baroda 3.51 5.30 0.00 0.00 0.00 0.00 0.00 0.00

3 Bank of India 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00


5 Canara Bank 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00


7 Indian Bank 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00






13 Uco Bank 43.16 69.01 28.40 66.39 10.35 66.99 32.81 69.68


Total 59.96 7.23 38.40 5.45 18.35 3.09 32.81 64.27SIKKIM

1 Allahabad Bank 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

2 Bank of Baroda 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

3 Bank of India 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

4 Canara Bank 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00


6 Indian Bank 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00





11 Syndicate Bank 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

12 Uco Bank 2.76 12.87 1.30 12.00 0.00 0.00 2.76 16.91

(Amt. R lakh)







Amount of NPAs

NPA as %age to

Total loans O/S

Amount of NPAs

NPA as %age to

Total loans O/S

Amount of NPAs

NPA as %age to

Total loans O/S

Amount of NPAs

NPA as %age to

Total loans O/S


Total 18.63 1.38 15.30 1.31 6.00 0.63 2.76 13.52TRIPURA

1 Allahabad Bank 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

2 Bank of Baroda 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

3 Bank of India 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00


5 Canara Bank 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00


7 Indian Bank 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00






13 Uco Bank 122.54 48.09 106.49 45.79 73.51 39.29 45.98 71.45



Total 1068.92 57.87 1042.49 57.74 962.51 65.18 45.98 37.03Total North Eastern Region 8220.76 22.70 7100.80 22.65 6035.80 23.65 286.15 31.61

NORTHERN REGION

CHANDIGARH

1 Allahabad Bank 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

2 Bank of Baroda 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

3 Bank of India 0.10 0.18 0.03 0.06 0.00 0.00 0.00 0.00


5 Canara Bank 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00


7 Indian Bank 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00



(Amt. R lakh)







Amount of NPAs

NPA as %age to

Total loans O/S

Amount of NPAs

NPA as %age to

Total loans O/S

Amount of NPAs

NPA as %age to

Total loans O/S

Amount of NPAs

NPA as %age to

Total loans O/S




13 Uco Bank 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00


Total 3.39 2.45 0.50 0.41 0.00 0.00 2.82 21.91HARYANA

1 Allahabad Bank 20.24 27.26 3.82 7.28 3.82 8.07 0.00 0.00

2 Andhra Bank 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

3 Bank of Baroda 1.85 7.02 1.85 7.68 1.85 10.48 0.00 0.00

4 Bank of India 24.00 9.30 5.00 3.52 0.00 0.00 0.00 0.00


6 Canara Bank 42.64 13.28 38.19 12.31 2.73 1.71 23.75 31.83



9 Indian Bank 1.00 2.70 1.00 2.78 0.00 0.00 0.00 0.00






15 Syndicate Bank 34.05 6.47 23.44 4.86 34.05 6.47 0.00 0.00

16 Uco Bank 87.99 38.78 69.91 35.41 16.94 14.58 70.93 68.70


Total 1799.14 21.60 1495.87 20.29 464.55 10.49 145.30 24.63HIMACHAL PRADESH

1 Allahabad Bank 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

2 Andhra Bank 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

3 Bank of Baroda 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

4 Bank of India 10.00 12.82 2.00 6.45 0.00 0.00 0.00 0.00


6 Canara Bank 16.05 8.85 14.50 8.25 13.81 9.86 1.74 5.23


(Amt. R lakh)







Amount of NPAs

NPA as %age to

Total loans O/S

Amount of NPAs

NPA as %age to

Total loans O/S

Amount of NPAs

NPA as %age to

Total loans O/S

Amount of NPAs

NPA as %age to

Total loans O/S


9 Indian Bank 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00






15 Syndicate Bank 2.99 22.50 2.99 25.73 0.00 0.00 0.00 0.00

16 Uco Bank 103.86 9.18 72.96 9.79 68.05 6.82 12.55 16.18


Total 504.17 9.63 446.16 10.04 202.53 5.89 98.29 20.53JAMMU AND KASHMIR

1 Allahabad Bank 0.92 52.87 0.00 0.00 0.00 0.00 0.00 0.00

2 Bank of Baroda 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

3 Bank of India 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00


5 Canara Bank 9.58 9.25 9.58 9.25 0.00 0.00 9.58 9.25



8 Indian Bank 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00






14 Uco Bank 12.96 16.16 11.08 18.77 0.00 0.00 12.96 16.16


Total 89.29 4.97 66.53 4.04 17.82 1.30 28.17 14.16NEW DELHI

1 Allahabad Bank 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

2 Andhra Bank 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

3 Bank of Baroda 0.45 7.64 0.00 0.00 0.00 0.00 0.00 0.00

(Amt. R lakh)







Amount of NPAs

NPA as %age to

Total loans O/S

Amount of NPAs

NPA as %age to

Total loans O/S

Amount of NPAs

NPA as %age to

Total loans O/S

Amount of NPAs

NPA as %age to

Total loans O/S

4 Bank of India 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00


6 Canara Bank 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00



9 Indian Bank 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00






15 Syndicate Bank 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

16 Uco Bank 0.35 100.00 0.35 100.00 0.00 0.00 0.35 100.00


Total 174.75 27.84 138.43 36.20 33.22 26.51 1.35 4.95PUNJAB

1 Allahabad Bank 3.79 51.71 0.00 0.00 0.00 0.00 0.00 0.00

2 Bank of Baroda 6.65 17.49 2.46 7.42 6.38 33.79 0.26 100.00

3 Bank of India 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00


5 Canara Bank 49.50 41.99 38.45 43.25 17.17 41.39 10.97 30.34



8 Indian Bank 1.00 0.88 1.00 0.89 0.00 0.00 0.00 0.00






14 Syndicate Bank 0.18 6.36 0.18 7.00 0.00 0.00 0.18 51.43

15 Uco Bank 73.49 59.71 60.57 62.75 43.06 65.91 5.30 26.74

(Amt. R lakh)







Amount of NPAs

NPA as %age to

Total loans O/S

Amount of NPAs

NPA as %age to

Total loans O/S

Amount of NPAs

NPA as %age to

Total loans O/S

Amount of NPAs

NPA as %age to

Total loans O/S


Total 1392.64 12.40 1043.64 9.84 644.83 52.27 37.38 24.19RAJASTHAN

1 Allahabad Bank 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

2 Andhra Bank 0.55 1.73 0.55 1.73 0.00 0.00 0.55 8.99

3 Bank of Baroda 794.24 8.57 748.65 8.82 548.75 7.57 25.41 30.14

4 Bank of India 32.00 12.31 5.00 2.81 12.00 5.26 0.00 0.00


6 Canara Bank 14.95 5.44 12.26 4.83 0.00 0.00 14.95 8.03



9 Indian Bank 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00






15 Syndicate Bank 2.00 11.07 2.00 12.70 0.00 0.00 0.00 0.00

16 Uco Bank 394.38 48.33 280.65 46.36 259.44 56.71 131.25 38.19


Total 4414.55 18.27 3883.84 18.05 1108.74 9.83 213.89 23.62Total Northern Region 8377.93 16.26 7074.97 15.35 2471.69 11.26 527.20 22.27

SOUTHERN REGION

ANDHRA PRADESH

1 Allahabad Bank 38.89 0.75 24.09 0.49 24.09 0.50 4.07 1.27

2 Andhra Bank 3363.29 0.56 3349.52 0.56 1858.36 0.39 1491.16 1.30

3 Bank of Baroda 1703.12 2.82 1483.42 2.87 1342.96 3.49 110.87 11.35

4 Bank of India 173.00 1.16 173.00 1.16 37.00 0.88 0.00 0.00


6 Canara Bank 1099.84 1.66 972.15 1.55 376.04 1.56 4.89 39.21



9 Indian Bank 2206.00 1.06 2162.00 1.06 1597.00 1.48 0.00 0.00

(Amt. R lakh)







Amount of NPAs

NPA as %age to

Total loans O/S

Amount of NPAs

NPA as %age to

Total loans O/S

Amount of NPAs

NPA as %age to

Total loans O/S

Amount of NPAs

NPA as %age to

Total loans O/S






15 Syndicate Bank 3980.41 1.86 3980.41 2.06 20.50 2.33 0.00 0.00

16 Uco Bank 37.98 0.69 29.91 0.62 0.49 0.01 12.25 8.13


Total 27761.83 1.18 23125.33 1.03 13654.76 0.80 1898.65 1.15KARNATAKA

1 Allahabad Bank 20.43 22.07 4.56 14.80 4.56 23.90 0.00 0.00

2 Andhra Bank 19.70 13.69 19.70 13.97 10.58 11.69 9.12 18.05

3 Bank of Baroda 3350.26 4.48 2543.52 4.53 193.00 1.51 0.00 0.00

4 Bank of India 310.00 23.50 280.00 22.54 76.00 16.74 189.00 83.26


6 Canara Bank 10823.64 11.48 8902.14 9.84 1851.26 3.50 280.41 31.95



9 Indian Bank 388.00 23.57 380.00 23.56 206.00 30.34 0.00 0.00






15 Syndicate Bank 1947.77 2.40 1947.77 2.54 314.51 35.68 668.32 40.51

16 Uco Bank 157.08 29.03 113.35 26.31 2.32 1.34 107.45 46.82


Total 30870.47 3.74 26576.88 3.56 10682.78 2.13 1480.31 27.60KERALA

1 Allahabad Bank 3.92 5.33 0.00 0.00 0.00 0.00 0.00 0.00

2 Andhra Bank 23.14 4.18 23.14 4.22 2.89 0.74 20.25 12.75

3 Bank of Baroda 410.47 2.85 350.45 3.46 42.78 0.55 0.00 0.00

(Amt. R lakh)







Amount of NPAs

NPA as %age to

Total loans O/S

Amount of NPAs

NPA as %age to

Total loans O/S

Amount of NPAs

NPA as %age to

Total loans O/S

Amount of NPAs

NPA as %age to

Total loans O/S

4 Bank of India 390.00 3.25 380.00 3.21 55.00 1.31 15.00 7.25


6 Canara Bank 2107.16 2.11 1723.45 1.77 869.33 1.69 28.92 1.30



9 Indian Bank 463.00 1.44 454.00 1.44 8.00 0.47 0.00 0.00






15 Syndicate Bank 393.63 3.16 393.63 3.32 0.00 0.00 36.85 18.76

16 Uco Bank 90.12 7.08 50.50 4.69 10.01 0.92 68.84 43.16


Total 16348.51 4.92 12180.56 4.23 3024.38 1.99 209.00 1.61LAKSHADWEEP

1 Allahabad Bank 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

2 Bank of Baroda 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00





7 Syndicate Bank 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

8 Uco Bank 0.36 43.90 0.00 0.00 0.36 43.90 0.00 0.00

Total 1.36 13.49 1.00 10.29 1.36 74.73 0.00 0.00PUDUCHERRY

1 Allahabad Bank 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

2 Andhra Bank 9.83 7.36 9.83 7.39 0.97 4.57 8.86 7.92

3 Bank of Baroda 19.41 10.35 14.95 9.10 2.12 2.07 0.00 0.00

4 Bank of India 14.00 10.94 14.00 10.94 0.00 0.00 0.00 0.00

5 Canara Bank 67.21 14.44 63.35 14.64 2.62 0.98 0.15 1.72


(Amt. R lakh)







Amount of NPAs

NPA as %age to

Total loans O/S

Amount of NPAs

NPA as %age to

Total loans O/S

Amount of NPAs

NPA as %age to

Total loans O/S

Amount of NPAs

NPA as %age to

Total loans O/S


8 Indian Bank 896.00 27.48 878.00 27.47 876.00 34.53 0.00 0.00






14 Syndicate Bank 4.32 14.32 4.32 14.32 4.32 14.32 0.00 0.00

15 Uco Bank 90.86 46.04 61.51 38.00 3.59 3.84 68.82 97.29


Total 1578.91 25.79 1432.23 24.67 1151.38 27.28 79.83 12.05TAMIL NADU

1 Allahabad Bank 128.90 61.46 82.71 61.96 76.73 62.93 1.44 10.16

2 Andhra Bank 115.38 17.09 110.84 16.72 49.27 14.44 61.57 19.14

3 Bank of Baroda 1154.90 22.01 897.48 22.88 415.99 37.58 36.26 20.32

4 Bank of India 5547.00 31.02 4866.00 29.06 23.00 2.04 99.00 33.11


6 Canara Bank 13448.64 20.08 12838.01 19.53 3963.37 21.68 11.51 2.51



9 Indian Bank 16745.00 7.75 16410.00 7.75 7305.00 8.45 48.00 0.27






15 Syndicate Bank 5247.18 36.36 5247.18 38.32 0.00 0.00 122.37 53.77

16 Uco Bank 799.30 51.97 673.97 50.01 208.45 25.96 57.11 39.36


Total 101434.16 22.58 94415.32 22.31 28248.24 18.43 736.08 3.14TELANGANA

1 Allahabad Bank 209.20 7.92 186.03 7.10 175.76 6.81 4.95 16.09

2 Andhra Bank 8263.08 4.06 8228.06 4.05 5863.29 3.47 2364.77 6.90

(Amt. R lakh)







Amount of NPAs

NPA as %age to

Total loans O/S

Amount of NPAs

NPA as %age to

Total loans O/S

Amount of NPAs

NPA as %age to

Total loans O/S

Amount of NPAs

NPA as %age to

Total loans O/S

3 Bank of Baroda 188.90 1.75 176.79 1.89 64.74 3.52 0.00 0.00

4 Bank of India 126.00 8.60 126.00 8.60 45.00 6.40 0.00 0.00


6 Canara Bank 1498.03 3.56 1297.99 3.20 920.95 6.88 1.86 4.64



9 Indian Bank 1020.00 2.49 1000.00 2.49 15.00 0.80 0.00 0.00





14 Syndicate Bank 2835.41 5.30 2835.41 5.66 26.14 85.90 0.00 0.00

15 Uco Bank 77.33 2.18 72.21 2.20 1.47 0.06 4.66 77.28


Total 49938.57 5.10 38434.80 4.16 21766.11 3.68 2906.71 5.70Total Southern Region 227933.81 4.61 196166.12 4.24 78529.01 2.53 7310.58 2.83

WESTERN REGION

DAMAN AND DIU UT

1 Allahabad Bank 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

2 Bank of Baroda 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

3 Bank of India 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

4 Indian Bank 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00




8 Uco Bank 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Total 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00D AND N HAVELI UT

1 Allahabad Bank 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

2 Bank of Baroda 3.50 8.55 3.50 8.55 3.50 8.55 0.00 0.00

3 Bank of India 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

4 Canara Bank 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00


(Amt. R lakh)







Amount of NPAs

NPA as %age to

Total loans O/S

Amount of NPAs

NPA as %age to

Total loans O/S

Amount of NPAs

NPA as %age to

Total loans O/S

Amount of NPAs

NPA as %age to

Total loans O/S



8 Uco Bank 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Total 3.50 8.55 3.50 8.55 3.50 8.55 0.00 0.00GOA

1 Allahabad Bank 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

2 Bank of Baroda 3.28 3.37 3.28 3.60 3.28 3.88 0.00 0.00

3 Bank of India 34.00 10.27 34.00 11.53 34.00 14.05 0.00 0.00


5 Canara Bank 32.56 16.63 29.30 15.27 13.38 14.68 1.70 17.86



8 Indian Bank 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00





13 Syndicate Bank 1.58 5.69 1.58 5.69 1.58 5.69 0.00 0.00

14 Uco Bank 4.03 20.13 0.00 0.00 0.00 0.00 4.03 32.32


Total 140.90 5.32 125.16 5.18 79.66 4.29 5.73 12.02GUJARAT

1 Allahabad Bank 1.00 12.22 1.00 12.90 1.00 57.14 0.00 0.00

2 Bank of Baroda 968.35 9.36 911.22 9.27 384.34 7.26 6.68 8.61

3 Bank of India 81.00 9.83 63.00 8.74 46.00 7.68 4.00 20.00


5 Canara Bank 18.76 12.33 18.76 12.33 0.44 37.29 16.62 11.55



8 Indian Bank 112.00 34.78 110.00 34.81 4.00 44.44 0.00 0.00



(Amt. R lakh)







Amount of NPAs

NPA as %age to

Total loans O/S

Amount of NPAs

NPA as %age to

Total loans O/S

Amount of NPAs

NPA as %age to

Total loans O/S

Amount of NPAs

NPA as %age to

Total loans O/S




14 Syndicate Bank 19.62 22.68 19.62 22.68 7.65 55.88 2.13 15.56

15 Uco Bank 76.63 38.22 57.06 34.27 12.49 64.18 51.50 55.24


Total 1668.14 9.53 1505.30 10.53 650.57 7.80 86.79 12.14MAHARASHTRA

1 Allahabad Bank 286.42 39.66 58.04 12.03 46.40 9.94 12.55 46.17

2 Andhra Bank 7.95 3.17 7.95 3.21 3.47 1.86 4.48 7.41

3 Bank Of Baroda 1010.54 13.17 888.17 13.75 461.03 14.41 130.56 24.14

4 Bank Of India 1087.00 6.34 876.00 5.54 558.00 5.14 211.00 11.91

5 Bank Of Maharashtra 4490.90 19.53 1711.25 14.44 3301.39 18.67 614.09 17.09

6 Canara Bank 327.86 12.29 310.95 11.89 78.92 9.74 109.86 16.01

7 Central Bank Of India 1946.24 25.53 445.06 57.27 445.06 57.27 4.29 82.50


9 Indian Bank 123.00 10.90 121.00 10.95 9.00 4.09 0.00 0.00

10 INDIAN OVERSEAS BANK 44.36 1.32 33.93 3.66 3.34 3.04 0.00 0.00

11 Oriental Bank Of Commerce 8.87 80.93 2.25 78.13 0.00 0.00 2.25 52.94

12 Punjab And Sind Bank 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00


14 State Bank Of India 6872.00 20.68 6676.00 20.69 4907.00 17.90 397.00 19.64

15 Syndicate Bank 51.25 3.26 51.25 3.39 30.10 37.51 21.15 46.67

16 Uco Bank 452.88 45.74 362.70 45.89 100.07 25.24 338.71 62.74

17 Union Bank Of India 919.00 18.12 471.00 12.33 604.00 19.97 8.00 2.31

Total 17891.19 17.01 12239.10 15.43 10592.41 16.16 1865.25 18.49Total Western Region 19703.73 15.72 13873.06 14.44 11326.14 14.95 1957.77 18.04

Grand Total 341721.41 5.34 279642.78 4.75 132160.71 3.17 16781.30 5.54

(Amt. R lakh)





For SHGs under NRLM/SGSY


Amount of NPAs

NPA as %age to

Total loans O/S

Amount of NPAs

NPA as %age to

Total loans O/S

Amount of NPAs

NPA as %age to

Total loans O/S

Amount of NPAs

NPA as %age to

Total loans O/S

PUBLIC SECTOR COMMERCIAL BANKS-ALL INDIA POSITION

1 Allahabad Bank 9834.65 9.29 2140.48 2.21 1747.69 1.84 173.45 6.21

2 Andhra Bank 12553.36 1.55 12478.47 1.55 8295.61 1.26 4182.86 2.78

3 Bank of Baroda 14099.26 5.47 11961.87 5.62 5826.82 6.02 408.83 13.35

4 Bank of India 11637.10 8.53 9883.03 7.65 3241.00 4.14 1324.00 19.32


6 Canara Bank 30914.78 7.46 27495.96 6.85 8427.85 4.62 943.24 12.92



9 Indian Bank 22628.00 4.36 22177.00 4.36 10174.00 4.89 48.00 0.19






15 Syndicate Bank 15062.11 3.85 15040.85 4.18 702.13 14.93 931.65 31.45

16 Uco Bank 23558.48 18.85 20140.44 17.99 14698.73 15.42 5438.83 70.49




341721.41 5.34 279642.78 4.75 132160.71 3.17 16781.30 5.54

(Amt. R lakh)



(Amt. R lakh)

STATEMENT - VI - A (II)


Private Sector Com. Banks as as on 31 March 2020





Amount of NPAs

NPA as %age to

Total loans O/S

Amount of NPAs

NPA as %age to

Total loans O/S

Amount of NPAs

NPA as %age to

Total loans O/S

Amount of NPAs

NPA as %age to

Total loans O/S

CENTRAL REGION

CHHATTISGARH

1 Axis Bank Limited 1.60 9.13 1.60 9.13 1.18 7.50 0.42 23.46

2 Federal Bank Ltd 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

3 HDFC Bank Ltd. 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

4 ICICI Bank Limited 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

5 IDBI Bank Limited 4.47 1.23 4.29 1.38 0.45 0.17 2.43 18.08

6 Idfc Bank Limited 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

7 Karnataka Bank Ltd 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

8 Karur Vysya Bank Ltd 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

9 Yes Bank Ltd. 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00



2 Bandhan Bank Limited 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

3 Federal Bank Ltd 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

4 HDFC Bank Ltd. 2.08 0.92 2.08 0.92 0.00 0.00 0.00 0.00



7 IDFC Bank Limited 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00


9 South Indian Bank Ltd 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

10 Yes Bank Ltd. 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00






5 Nainital Bank Ltd 6.51 10.24 6.41 10.10 6.51 10.24 0.00 0.00

6 Tamilnad Mercantile Bank Ltd 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

7 Yes Bank Ltd. 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00









Amount of NPAs

NPA as %age to

Total loans O/S

Amount of NPAs

NPA as %age to

Total loans O/S

Amount of NPAs

NPA as %age to

Total loans O/S

Amount of NPAs

NPA as %age to

Total loans O/S

3 Federal Bank Ltd 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

4 HDFC Bank Ltd. 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00






10 Yes Bank Ltd. 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00


EASTERN REGION

ANDAMAN & NICOBAR


Total 15.10 4.27 15.10 4.36 0.00 0.00 0.00 0.00BIHAR


2 Federal Bank Ltd 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

3 HDFC Bank Ltd. 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00




7 Yes Bank Ltd. 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Total 0.43 0.01 0.43 0.01 0.00 0.00 0.00 0.00JHARKHAND



3 Federal Bank Ltd 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.004 HDFC Bank Ltd. 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.005 ICICI Bank Limited 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.006 IDBI Bank Limited 358.10 67.40 337.02 69.41 4.48 3.01 0.00 0.007 IDFC Bank Limited 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.008 Karnataka Bank Ltd 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.009 Yes Bank Ltd. 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Total 358.10 67.37 337.02 69.38 4.48 3.01 0.00 0.00ODISHA



STATEMENT - VI - A (II) (contd.)

(Amt. R lakh)






Amount of NPAs

NPA as %age to

Total loans O/S

Amount of NPAs

NPA as %age to

Total loans O/S

Amount of NPAs

NPA as %age to

Total loans O/S

Amount of NPAs

NPA as %age to

Total loans O/S

3 Federal Bank Ltd 1.15 3.49 0.00 0.00 0.00 0.00 0.00 0.004 HDFC Bank Ltd. 18.96 26.52 18.96 26.52 0.00 0.00 0.00 0.005 ICICI Bank Limited 3.19 0.15 3.19 0.15 2.74 0.17 0.45 0.086 IDBI Bank Limited 781.65 57.55 757.76 59.20 1.99 2.99 0.00 0.007 Indusind Bank Ltd 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.008 Karnataka Bank Ltd 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00



11 Yes Bank Ltd. 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00




3 Federal Bank Ltd 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.004 HDFC Bank Ltd. 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.005 ICICI Bank Limited 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.006 IDBI Bank Limited 3.85 0.33 2.66 0.27 0.00 0.00 0.00 0.007 IDFC Bank Limited 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.008 Karnataka Bank Ltd 155.72 100.00 0.00 0.00 0.00 0.00 0.00 0.00



11 Yes Bank Ltd. 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00



ARUNACHAL PRADESH



Total 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00ASSAM



3 Federal Bank Ltd 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.004 HDFC Bank Ltd. 0.18 0.47 0.18 0.47 0.00 0.00 0.00 0.005 ICICI Bank Limited 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

(Amt. R lakh)







Amount of NPAs

NPA as %age to

Total loans O/S

Amount of NPAs

NPA as %age to

Total loans O/S

Amount of NPAs

NPA as %age to

Total loans O/S

Amount of NPAs

NPA as %age to

Total loans O/S



Total 142.99 13.90 123.93 14.02 10.01 1.71 0.00 0.00MANIPUR



Total 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00MEGHALAYA

1 Federal Bank Ltd 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.002 IDBI Bank Limited 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Total 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00MIZORAM


Total 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00NAGALAND


2 Federal Bank Ltd 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.003 ICICI Bank Limited 0.29 76.32 0.00 0.00 0.29 76.32 0.00 0.004 IDBI Bank Limited 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Total 0.29 3.15 0.00 0.00 0.29 76.32 0.00 0.00SIKKIM

1 IDBI Bank Limited 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.002 Karnataka Bank Ltd 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Total 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00TRIPURA


2 Federal Bank Ltd 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

3 HDFC Bank Ltd. 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00



NORTHERN REGION

CHANDIGARH



(Amt. R lakh)







Amount of NPAs

NPA as %age to

Total loans O/S

Amount of NPAs

NPA as %age to

Total loans O/S

Amount of NPAs

NPA as %age to

Total loans O/S

Amount of NPAs

NPA as %age to

Total loans O/S


Total 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00HARYANA



3 Federal Bank Ltd 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

4 HDFC Bank Ltd. 2.06 100.00 2.06 100.00 0.00 0.00 0.00 0.00





9 YES Bank Ltd. 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00




3 Yes Bank Ltd. 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00




Total 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00NEW DELHI



3 Federal Bank Ltd 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

4 HDFC Bank Ltd. 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00




8 Indusind Bank Ltd 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00




12 Yes Bank Ltd. 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Total 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

(Amt. R lakh)







Amount of NPAs

NPA as %age to

Total loans O/S

Amount of NPAs

NPA as %age to

Total loans O/S

Amount of NPAs

NPA as %age to

Total loans O/S

Amount of NPAs

NPA as %age to

Total loans O/S

PUNJAB

1 AXIS BANK LIMITED 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

2 BANDHAN BANK LIMITED 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

3 Federal Bank Ltd 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

4 HDFC BANK LTD. 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

5 ICICI BANK LIMITED 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

6 Idbi Bank Limited 0.19 0.98 0.00 0.00 0.00 0.00 0.00 0.00

7 SOUTH INDIAN BANK LTD 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

8 Yes Bank Ltd. 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Total 0.19 0.60 0.00 0.00 0.00 0.00 0.00 0.00RAJASTHAN


2 City Union Bank Limited 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

3 Federal Bank Ltd 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

4 HDFC Bank Ltd. 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.005 ICICI Bank Limited 283.84 1.04 223.91 0.82 184.85 0.69 0.00 0.006 IDBI Bank Limited 34.85 6.16 33.63 6.12 0.00 0.00 0.00 0.007 IDFC Bank Limited 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.008 Karnataka Bank Ltd 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.009 Nainital Bank Ltd 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

10 YES Bank Ltd. 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00


SOUTHERN REGION

ANDHRA PRADESH




4 Federal Bank Ltd 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.005 HDFC Bank Ltd. 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.006 ICICI Bank Limited 19.70 100.00 19.70 100.00 0.00 0.00 0.00 0.007 IDBI Bank Limited 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.008 Karnataka Bank Ltd 1.26 0.28 0.21 0.05 0.00 0.00 0.00 0.00

(Amt. R lakh)



(Amt. R lakh)





Amount of NPAs

NPA as %age to

Total loans O/S

Amount of NPAs

NPA as %age to

Total loans O/S

Amount of NPAs

NPA as %age to

Total loans O/S

Amount of NPAs

NPA as %age to

Total loans O/S


10 Kotak Mahindra Bank Ltd. 100.82 99.97 100.82 99.97 0.00 0.00 0.00 0.00



Total 124.59 5.98 120.73 7.42 0.00 0.00 0.00 0.00KARNATAKA




4 Federal Bank Ltd 0.78 9.79 0.00 0.00 0.00 0.00 0.00 0.005 HDFC Bank Ltd. 193.26 0.46 193.26 0.46 0.00 0.00 0.00 0.006 ICICI Bank Limited 2149.09 12.23 2149.09 12.23 2149.09 12.71 0.00 0.007 IDBI Bank Limited 29.27 0.02 29.27 0.03 0.00 0.00 0.00 0.008 IDFC Bank Limited 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.009 Indusind Bank Ltd 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.009 Karnataka Bank Ltd 54.05 2.03 44.21 1.93 1.43 13.24 0.00 0.00



8 Ratnakar Bank Ltd 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00



9 Yes Bank Ltd. 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Total 2433.26 0.97 2422.64 1.40 2150.52 2.48 2.22 0.31KERALA




4 Federal Bank Ltd 401.51 11.36 183.05 72.12 4.10 27.76 0.00 0.005 HDFC BANK LTD. 54.59 0.10 54.59 0.10 0.00 0.00 0.00 0.006 ICICI Bank Limited 92.16 0.49 92.16 0.49 92.16 0.55 0.00 0.007 IDBI Bank Limited 344.58 2.49 337.55 2.52 0.00 0.00 1.52 0.27



(Amt. R lakh)






Amount of NPAs

NPA as %age to

Total loans O/S

Amount of NPAs

NPA as %age to

Total loans O/S

Amount of NPAs

NPA as %age to

Total loans O/S

Amount of NPAs

NPA as %age to

Total loans O/S





12 The Dhanalakshmi Bank Ltd 519.28 1.18 516.37 1.18 1.38 0.09 0.00 0.00

13 Yes Bank Ltd. 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Total 1419.63 1.04 1191.14 0.89 97.64 0.49 1.52 0.06LAKSHADWEEP UT




2 Federal Bank Ltd 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

3 HDFC Bank Ltd. 1.32 0.19 1.32 0.19 0.00 0.00 0.00 0.00




Total 1.32 0.08 1.32 0.08 0.00 0.00 0.00 0.00TAMIL NADU




4 Federal Bank Ltd 5.65 30.62 5.65 100.00 0.00 0.00 0.00 0.00

5 HDFC Bank Ltd. 350.50 0.73 350.50 0.73 0.00 0.00 0.00 0.00










(Amt. R lakh)






Amount of NPAs

NPA as %age to

Total loans O/S

Amount of NPAs

NPA as %age to

Total loans O/S

Amount of NPAs

NPA as %age to

Total loans O/S

Amount of NPAs

NPA as %age to

Total loans O/S


15 Yes Bank Ltd. 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Total 6456.79 3.89 6393.47 3.86 3122.52 3.35 51.09 0.43TELANGANA



3 Federal Bank Ltd 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

4 HDFC Bank Ltd. 13.04 0.14 13.04 0.14 0.00 0.00 0.00 0.00








12 Yes Bank Ltd. 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00


WESTERN REGION

DAMAN AND DIU UT


Total 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00D AND N HAVELI UT


Total 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00GOA

1 HDFC Bank Ltd. 1.88 0.20 1.88 0.20 0.00 0.00 0.00 0.00



Total 1.88 0.20 1.88 0.20 0.00 0.00 0.00 0.00GUJARAT




4 Federal Bank Ltd 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00






Amount of NPAs

NPA as %age to

Total loans O/S

Amount of NPAs

NPA as %age to

Total loans O/S

Amount of NPAs

NPA as %age to

Total loans O/S

Amount of NPAs

NPA as %age to

Total loans O/S

5 HDFC Bank Ltd. 8.53 0.93 8.53 0.93 0.00 0.00 0.00 0.00






11 YES Bank Ltd. 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00





4 Federal Bank Ltd 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

5 HDFC Bank Ltd. 147.09 0.78 147.09 0.78 0.00 0.00 0.00 0.00









14 YES Bank Ltd. 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00


Grand Total 18745.49 2.59 17699.99 2.77 6685.79 2.22 135.40 0.42

(Amt. R lakh)







Amount of NPAs

NPA as %age to

Total loans O/S

Amount of NPAs

NPA as %age to

Total loans O/S

Amount of NPAs

NPA as %age to

Total loans O/S

Amount of NPAs

NPA as %age to

Total loans O/S

PRIVATE SECTOR COMMERCIAL BANKS-ALL INDIA POSITION




4 Federal Bank Ltd 409.09 10.93 188.70 72.72 4.10 19.24 0.00 0.00

5 HDFC Bank Ltd. 793.49 0.44 793.49 0.44 0.00 0.00 0.00 0.00












17 The Dhanalakshmi Bank Ltd 519.28 1.18 516.37 1.18 1.38 0.09 0.00 0.00

18 YES Bank Ltd. 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Total All Private Sec. Comm. Banks VI-A (II)

18745.49 2.59 17699.99 2.77 6685.79 2.22 135.40 0.42

Total All Public Sec. Comm. Banks VI-A(I)

341721.41 5.34 279642.78 4.75 132160.71 3.17 16781.30 5.54


360466.90 5.06 297342.77 4.55 138846.50 3.11 16916.70 5.05

(Amt. R lakh)







Amount of NPAs

NPA as %age to

Total loans O/S

Amount of NPAs

NPA as %age to

Total loans O/S

Amount of NPAs

NPA as %age to

Total loans O/S

Amount of NPAs

NPA as %age to

Total loans O/S


1 Chhattisgarh Rajya Gramin Bank 828.00 3.50 812.31 3.51 815.00 3.53 13.00 2.29


1 Madhyanchal Gramin Bank 824.00 25.39 618.00 21.40 518.00 19.53 32.00 22.22

2 Madhya Pradesh Gramin Bank 2990.52 13.88 2841.58 14.29 2663.89 14.57 8.26 3.31


1 Uttarakhand Gramin Bank 259.89 11.67 56.30 3.71 128.22 8.10 40.19 40.70


1 Aryavart Bank 5396.47 57.88 2348.53 49.58 4688.21 58.26 0.00 0.00


4614.13 20.79 3917.46 25.33 3700.32 22.91 11.02 47.30

3 Kashi Gomti Samyut Gramin Bank 1914.00 34.18 1250.00 31.67 1541.00 34.36 0.00 0.00

4 Prathama U.P Gramin Bank 1235.27 12.15 1122.09 12.13 1045.97 12.10 0.00 0.00

5 Purvanchal Bank 2190.27 57.82 2190.27 57.82 2190.27 57.82 0.00 0.00Total 15350.14 30.06 10828.35 29.12 13165.77 32.02 11.02 14.00Total Central Region 20252.55 19.91 15156.54 17.91 17290.88 19.94 104.47 9.18

EASTERN REGIONBIHAR

1 Dakshin Bihar Gramin Bank 4384.13 1.81 4384.13 1.81 4384.13 1.81 0.00 0.00

2 Uttar Bihar Gramin Bank 8999.45 9.24 8142.70 8.57 8999.45 9.24 0.00 0.00

Total 13383.58 3.94 12526.83 3.71 13383.58 3.94 0.00 0.00JHARKHAND

1 Jharkhand Rajya Gramin Bank 1131.00 3.96 459.00 1.70 938.00 3.48 0.00 0.00

Total 1131.00 3.96 459.00 1.70 938.00 3.48 0.00 0.00ODISHA

1 Odisha Gramya Bank 5075.13 4.83 5075.13 4.83 5075.13 4.89 0.00 0.002 Utkal Grameen Bank 11901.42 33.19 10532.76 33.38 10473.25 37.93 0.00 0.00


1 Bangiya Gramin Vikash Bank 8454.94 3.24 7431.08 3.24 7524.90 3.24 930.04 3.24

(Amt. R lakh)

STATEMENT - VI - B


Regional Rural Banks as on 31 March 2020






Amount of NPAs

NPA as %age to

Total loans O/S

Amount of NPAs

NPA as %age to

Total loans O/S

Amount of NPAs

NPA as %age to

Total loans O/S

Amount of NPAs

NPA as %age to

Total loans O/S

2 Paschim Banga Gramin Bank 4530.25 3.15 2516.53 1.84 4441.31 3.11 13.45 1.80


706.58 1.06 706.58 1.06 389.20 1.06 317.38 1.07



1 Arunachal Pradesh Rural Bank 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Total 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00ASSAM

1 Assam Gramin Vikash Bank 14755.55 31.96 4873.28 14.91 2384.03 9.88 35.01 7.80

Total 14755.55 31.96 4873.28 14.91 2384.03 9.88 35.01 7.80MANIPUR

1 Manipur Rural Bank 169.06 13.22 169.06 13.22 32.16 6.40 2.65 2.70Total 169.06 13.22 169.06 13.22 32.16 6.40 2.65 2.70MEGHALAYA

1 Meghalaya Rural Bank 110.54 4.45 11.35 0.54 46.41 2.16 0.00 0.00Total 110.54 4.45 11.35 0.54 46.41 2.16 0.00 0.00MIZORAM

1 Mizoram Rural Bank 261.47 8.77 46.62 2.18 15.40 0.83 30.87 16.71Total 261.47 8.77 46.62 2.18 15.40 0.83 30.87 16.71NAGALAND

1 Nagaland Rural Bank 16.20 4.02 16.20 4.02 0.00 0.00 0.00 0.00Total 16.20 4.02 16.20 4.02 0.00 0.00 0.00 0.00TRIPURA

1 Tripura Gramin Bank 2726.12 26.19 2553.09 25.62 2321.92 24.71 0.00 0.00Total 2726.12 26.19 2553.09 25.62 2321.92 24.71 0.00 0.00Total North Eastern Region 18038.94 28.23 7669.60 15.74 4799.92 12.57 68.53 9.33


1 Sarva Haryana Gramin Bank 3823.15 57.05 3544.14 57.69 3069.95 55.65 1.89 3.15


1 Himachal Pradesh Gramin Bank 278.00 6.73 278.00 6.73 278.00 6.73 0.00 0.00


1 Ellaquai Dehati Bank 92.64 28.79 8.69 4.95 92.64 28.79 0.00 0.002 J & K Grameen Bank 49.86 1.85 49.86 1.85 17.20 0.66 0.00 0.00

Total 142.50 4.72 58.55 2.04 109.84 3.76 0.00 0.00

STATEMENT - VI - B (contd.)

(Amt. R lakh)






Amount of NPAs

NPA as %age to

Total loans O/S

Amount of NPAs

NPA as %age to

Total loans O/S

Amount of NPAs

NPA as %age to

Total loans O/S

Amount of NPAs

NPA as %age to

Total loans O/S

PUNJAB1 Punjab Gramin Bank 191.07 13.52 191.07 13.93 0.00 0.00 0.00 0.00

Total 191.07 13.52 191.07 13.93 0.00 0.00 0.00 0.00RAJASTHAN


2096.00 19.48 2096.00 19.53 2032.00 20.55 50.00 12.20

2 Rajasthan Marudhara Gramin Bank 278.81 11.88 188.74 9.01 26.15 2.20 0.38 1.05



1 Andhra Pragathi Grameena Bank 4204.66 1.30 4204.66 1.30 0.00 0.00 0.00 0.00

2 Chaitanya Godavari Grameena Bank 196.29 0.15 196.29 0.15 55.99 0.05 0.00 0.00

3 Saptagiri Grameena Bank 910.41 0.50 837.61 0.50 686.04 0.51 125.68 0.45

Total 5311.36 0.83 5238.56 0.84 742.03 0.31 125.68 0.45KARNATAKA

1 Karnataka Gramin Bank 14152.00 7.55 12891.57 6.97 6368.40 3.68 2122.81 56.38

2 Karnataka Vikas Grameena Bank 3721.30 24.93 3621.72 25.39 3570.01 26.96 151.29 12.26

Total 17873.30 8.83 16513.29 8.29 9938.41 5.34 2274.10 45.49KERALA

1 Kerala Gramin Bank 869.10 1.61 531.46 1.05 201.73 0.60 0.00 0.00Total 869.10 1.61 531.46 1.05 201.73 0.60 0.00 0.00PUDUCHERRY

1 Puduvai Bharathiyar Grama Bank 351.97 8.78 348.40 8.77 98.67 4.47 0.00 0.00

Total 351.97 8.78 348.40 8.77 98.67 4.47 0.00 0.00TAMIL NADU

1 Tamil Nadu Grama Bank 3652.45 5.41 3058.44 4.66 1097.83 7.28 0.00 0.00

Total 3652.45 5.41 3058.44 4.66 1097.83 7.28 0.00 0.00TELANGANA


4170.31 0.65 4170.31 0.65 2507.61 0.65 502.11 0.64

2 Telangana Grameena Bank 4164.29 2.00 4164.29 2.00 2081.91 1.75 0.00 0.00


(Amt. R lakh)







Amount of NPAs

NPA as %age to

Total loans O/S

Amount of NPAs

NPA as %age to

Total loans O/S

Amount of NPAs

NPA as %age to

Total loans O/S

Amount of NPAs

NPA as %age to

Total loans O/S

WESTERN REGIONGUJARAT

1 Baroda Gujarat Gramin Bank 1256.61 22.56 1187.53 26.73 1256.61 22.56 0.00 0.00

2 Saurashtra Gramin Bank 31.82 4.47 31.82 5.20 28.99 5.22 0.00 0.00


1 Maharashtra Gramin Bank 3131.77 15.45 3131.77 15.45 1242.97 7.45 0.00 0.00

2 Vidharbha Konkan Gramin Bank 1430.07 9.84 1256.82 9.07 1256.82 9.07 0.00 0.00


Grand Total 132526.97 4.37 108063.24 3.69 90285.69 4.35 4388.03 2.98

(Amt. R lakh)







Amount of NPAs

NPA as %age to

Total loans O/S

Amount of NPAs

NPA as %age to

Total loans O/S

Amount of NPAs

NPA as %age to

Total loans O/S

Amount of NPAs

NPA as %age

to Total loans O/S

CENTRAL REGION

CHHATTISGARH

1 Bilaspur DCCB 21.47 87.53 21.47 87.53 0.96 55.17 0.00 0.002 Durg DCCB 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.003 Ambikapur DCCB 8.26 100.00 8.06 100.00 8.26 100.00 0.00 0.004 Jagdalpur DCCB 99.56 20.52 99.56 20.52 0.00 0.00 0.00 0.005 Raipur DCCB 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.006 Rajnandgaon DCCB 110.09 9.21 110.09 9.21 110.09 9.21 0.00 0.00


1 Bhopal DCCB 5.30 100.00 0.00 0.00 0.00 0.00 0.00 0.002 Indore DCCB 1.07 100.00 1.07 100.00 0.00 0.00 0.00 0.003 Balaghat DCCB 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.004 Betul DCCB 18.50 100.00 18.50 100.00 18.50 100.00 0.00 0.005 Bhind DCCB 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.006 Chattarpur DCCB 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.007 Chhindwara DCCB 9.58 9.93 9.58 9.93 9.58 9.93 0.00 0.008 Damoh DCCB 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.009 Datia DCCB 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

10 Dewas DCCB 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.0011 DHAR DCCB 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.0012 Guna DCCB 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.0013 Gwalior DCCB 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.0014 Hoshangabad DCCB 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.0015 Jabalpur DCCB 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.0016 Jhabua DCCB 170.41 65.80 0.00 0.00 0.00 0.00 0.00 0.0017 Khandwa DCCB 39.52 100.00 19.31 100.00 39.52 100.00 0.00 0.0018 Khargone DCCB 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.0019 Mandla DCCB 12.32 100.00 12.32 100.00 12.32 100.00 0.00 0.0020 Mandsaur DCCB 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.0021 Morena DCCB 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.0022 Narsinghpur DCCB 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.0023 Panna DCCB 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.0024 Raisen DCCB 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.0025 Rajgarh DCCB 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.0026 Ratlam DCCB 49.50 100.00 32.18 100.00 24.75 100.00 0.00 0.0027 Rewa DCCB 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.0028 Sagar DCCB 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.0029 Satna DCCB 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.0030 Sehore DCCB 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.0031 Seoni DCCB 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.0032 Shahdol DCCB 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

(Amt. R lakh)

STATEMENT - VI - C


Co-operative Banks as on 31 March 2020






Amount of NPAs

NPA as %age to

Total loans O/S

Amount of NPAs

NPA as %age to

Total loans O/S

Amount of NPAs

NPA as %age to

Total loans O/S

Amount of NPAs

NPA as %age

to Total loans O/S

33 Shajapur DCCB 8.00 100.00 2.00 100.00 8.00 100.00 0.00 0.0034 Shivpuri DCCB 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.0035 Sidhi DCCB 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.0036 Tikamgarh DCCB 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.0037 Ujjain DCCB 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.0038 Vidisha DCCB 0.73 100.00 0.00 0.00 0.00 0.00 0.00 0.00


1 Almora DCCB 27.48 35.39 0.00 0.00 27.48 40.16 0.00 0.002 Chamoli DCCB 104.01 69.59 93.75 88.27 104.01 69.59 0.00 0.003 Dehradun DCCB 18.72 62.21 8.25 45.68 0.00 0.00 18.72 79.364 Nainital DCCB (Haldwani) 2.77 0.95 2.77 0.95 2.77 0.95 0.00 0.005 Pithoragarh DCCB 81.84 42.67 57.83 51.11 80.83 49.25 1.01 3.656 Tehri Garhwal DCCB 25.97 4.84 23.67 6.57 17.00 6.58 7.00 5.657 Uttarakhand STCB 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.008 Uttarkashi DCCB 591.83 78.28 444.71 79.67 83.17 98.55 0.00 0.009 Udhamsinghnagar DCCB 27.29 25.16 17.74 23.37 27.29 25.16 0.00 0.00

10 Garhwal (Kotdwar) DCCB 11.45 28.50 11.45 28.50 11.45 28.50 0.00 0.0011 Haridwar DCCB 45.93 37.30 23.42 24.95 44.42 36.52 0.00 0.00


1 Agra DCCB 0.66 66.00 0.00 0.00 0.00 0.00 0.00 0.002 Aligarh DCCB 0.94 100.00 0.11 100.00 0.00 0.00 0.00 0.003 Allahabad DCCB 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.004 Bahrich DCCB 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.005 Banda DCCB 6.78 59.68 6.25 75.85 6.78 59.68 0.00 0.006 Bijnor DCCB 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.007 Budaun DCCB 58.89 71.55 58.89 71.55 58.89 71.55 0.00 0.008 Deoria Kasia DCCB 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.009 Saharanpur DCCB 33.96 100.00 28.75 100.00 0.00 0.00 0.00 0.00

10 Varanasi DCCB 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.0011 Etah DCCB 0.10 33.33 0.00 0.00 0.10 33.33 0.00 0.0012 Etawah DCCB 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.0013 Farrukhabad DCCB 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.0014 Fatehpur DCCB 128.48 100.00 55.59 100.00 0.00 0.00 0.00 0.0015 Firozabad DCCB 99.76 98.96 89.47 99.20 10.05 90.62 0.00 0.0016 Ghaziabad DCCB 0.98 100.00 0.00 0.00 0.00 0.00 0.98 100.0017 Gorakhpur DCCB 0.37 100.00 0.37 100.00 0.37 100.00 0.00 0.0018 Hamirpur DCCB 17.00 100.00 6.00 100.00 17.00 100.00 0.00 0.0019 Hardoi DCCB 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.0020 Jalaun DCCB 4.68 100.00 3.77 100.00 0.95 100.00 3.73 100.0021 Azamgarh DCCB 9.11 100.00 0.00 0.00 2.59 100.00 6.52 100.00

STATEMENT - VI - C (contd.)

(Amt. R lakh)






Amount of NPAs

NPA as %age to

Total loans O/S

Amount of NPAs

NPA as %age to

Total loans O/S

Amount of NPAs

NPA as %age to

Total loans O/S

Amount of NPAs

NPA as %age

to Total loans O/S

22 Ghazipur DCCB 0.09 100.00 0.00 0.00 0.00 0.00 0.00 0.0023 Ballia DCCB 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.0024 Barabanki DCCB 5.69 32.04 0.00 0.00 0.00 0.00 5.69 32.0425 Bareilly DCCB 34.50 100.00 4.57 100.00 8.98 100.00 25.52 100.0026 Basti DCCB 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.0027 Bulandsahar DCCB 20.42 43.15 20.42 43.15 10.21 43.15 0.00 0.0028 Jaunpur DCCB 2.41 100.00 0.93 100.00 2.41 100.00 0.00 0.0029 Jhansi DCCB 7.46 65.44 6.53 63.65 0.00 0.00 0.00 0.0030 Kanpur DCCB 1.78 100.00 1.78 100.00 1.78 100.00 0.00 0.0031 Lakhimpur-Khiri DCCB 290.71 99.94 159.47 99.89 88.07 99.80 198.46 100.0032 Lalitpur DCCB 142.87 100.00 58.87 100.00 122.60 100.00 0.00 0.0033 Lucknow DCCB 0.77 100.00 0.00 0.00 0.77 100.00 0.00 0.0034 Meerut DCCB 9.76 65.07 2.37 100.00 0.00 0.00 0.00 0.0035 Mirzapur DCCB 46.06 100.00 30.86 100.00 46.06 100.00 0.00 0.0036 Muradabad DCCB 26.49 100.00 0.00 0.00 25.99 100.00 0.00 0.0037 Pratapgarh DCCB 129.10 100.00 129.10 100.00 64.55 100.00 0.00 0.0038 Raibareilly DCCB 0.46 100.00 0.42 100.00 0.00 0.00 0.00 0.0039 Shahjahanpur DCCB 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.0040 Sidharthnagar DCCB 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.0041 Unnao DCCB 1.71 100.00 1.09 100.00 1.71 100.00 0.00 0.0042 Mainpuri DCCB 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.0043 Mathura DCCB 14.23 100.00 1.42 100.00 10.99 100.00 0.00 0.0044 Muzaffarnagar DCCB 15.48 100.00 4.66 100.00 15.48 100.00 0.00 0.0045 Pilibhit DCCB 29.47 89.57 20.67 85.77 10.40 100.00 0.00 0.0046 Rampur DCCB 4.04 100.00 4.04 100.00 0.00 0.00 0.00 0.0047 Sultanpur DCCB 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.0048 Uttar Pradesh STCB 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00


EASTERN REGION

ANDAMAN & NICOBAR

1 The Andaman & Nicobar STCB 93.50 9.13 86.96 8.53 0.00 0.00 0.00 0.00

Total 93.50 9.13 86.96 8.53 0.00 0.00 0.00 0.00BIHAR

1 Ara DCCB 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.002 Sasaram-Bhabua DCCB 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.003 Aurangabad DCCB 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.004 Begusarai DCCB 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.005 Bhagalpur DCCB 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.006 Gopalganj DCCB 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.007 Katihar DCCB 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

(Amt. R lakh)







Amount of NPAs

NPA as %age to

Total loans O/S

Amount of NPAs

NPA as %age to

Total loans O/S

Amount of NPAs

NPA as %age to

Total loans O/S

Amount of NPAs

NPA as %age

to Total loans O/S

8 Khagaria DCCB 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.009 Magadh DCCB 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

10 Monghyr-Jamui DCCB 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.0011 Motihari DCCB 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.0012 Muzaffarpur DCCB 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.0013 Nalanda DCCB 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.0014 Bettiah DCCB 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.0015 Nawadah DCCB 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.0016 Purnea DCCB 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.0017 Rohika DCCB, (Madhubani) 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.0018 Samastipur DCCB 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.0019 Sitamarhi DCCB 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.0020 Siwan DCCB 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.0021 Vaishali DCCB 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Total 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00JHARKHAND

1 Dhanbad DCCB 3.01 23.01 3.01 23.01 2.38 26.65 0.00 0.002 Jharkhand STCB 16.84 7.03 16.84 7.03 0.00 0.00 0.00 0.00

Total 19.85 7.86 19.85 7.86 2.38 26.65 0.00 0.00ODISHA

1 Cuttack DCCB 206.78 9.70 206.78 9.70 204.43 17.78 2.35 0.242 Keonjhar DCCB 197.19 32.58 197.19 32.58 197.19 32.58 0.00 0.003 Nayagarh DCCB 137.73 32.48 132.98 31.71 41.03 100.00 0.00 0.004 Angul United DCCB 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.005 Aska DCCB 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.006 Balasore Bhadrak DCCB 159.82 2.07 159.82 2.07 0.00 0.00 0.00 0.007 Banki DCCB 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.008 Berhampore DCCB 93.96 5.09 93.96 5.09 31.32 5.09 31.32 5.319 Bhawanipatna DCCB 25.50 44.04 25.50 44.04 25.50 44.04 0.00 0.00

10 Bolangir DCCB 53.45 15.82 28.14 9.15 0.00 0.00 0.00 0.0011 Boudh DCCB 140.85 66.53 140.85 66.53 0.00 0.00 0.00 0.0012 Khurda DCCB 366.89 31.16 366.89 31.16 0.00 0.00 0.00 0.0013 Koraput DCCB 419.30 25.15 419.30 25.15 245.41 100.00 0.00 0.0014 Mayurbhanj DCCB 75.12 29.36 75.12 29.36 75.12 29.36 0.00 0.0015 Sambalpur DCCB 364.50 33.04 364.50 33.04 269.20 100.00 0.00 0.0016 Sundargarh DCCB 39.43 0.81 39.43 0.81 29.42 0.87 10.01 0.6617 United Puri-Nimapara DCCB 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00


1 Balageria DCCB 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.002 Bankura DCCB 1326.80 19.62 1310.75 19.71 928.76 16.16 0.00 0.003 Birbhum DCCB 66.84 56.01 66.84 56.01 0.00 0.00 0.00 0.00

(Amt. R lakh)







Amount of NPAs

NPA as %age to

Total loans O/S

Amount of NPAs

NPA as %age to

Total loans O/S

Amount of NPAs

NPA as %age to

Total loans O/S

Amount of NPAs

NPA as %age

to Total loans O/S

4 Darjeeling DCCB 6.98 33.92 0.00 0.00 0.00 0.00 0.00 0.005 Hooghly DCCB 209.89 1.11 209.89 1.11 0.00 0.00 0.00 0.006 Howrah DCCB 47.66 0.83 45.69 0.81 0.00 0.00 0.00 0.007 Malda DCCB 267.04 4.45 267.04 4.45 267.04 4.45 0.00 0.008 Murshidabad DCCB 1899.49 16.11 1718.48 14.81 35.21 0.36 0.00 0.009 Nadia DCCB 399.19 1.34 358.35 1.31 0.00 0.00 0.00 0.00

10 Purulia DCCB 10.18 3.62 10.18 3.62 10.18 4.36 0.00 0.0011 Raiganj DCCB 619.98 17.36 619.98 17.36 0.00 0.00 0.00 0.0012 Tamluk Ghatal DCCB 89.02 0.75 89.02 0.75 0.00 0.00 0.00 0.0013 Burdwan DCCB 155.33 10.69 75.72 7.11 0.00 0.00 0.00 0.0014 Dakshin Dinajpur DCCB 33.48 2.65 33.48 2.65 0.00 0.00 0.00 0.0015 Jalpaiguri DCCB 71.36 19.67 59.02 19.22 0.00 0.00 0.00 0.0016 Mugberia DCCB 4.24 0.07 4.24 0.08 0.00 0.00 0.00 0.0017 West Bengal STCB 856.32 7.69 590.95 6.08 0.00 0.00 0.00 0.0018 Vidyasagar DCCB 162.09 2.76 132.68 2.44 0.00 0.00 0.00 0.00



ASSAM

1 Assam STCB 502.07 35.91 46.71 5.00 502.07 35.91 0.00 0.00

Total 502.07 35.91 46.71 5.00 502.07 35.91 0.00 0.00MANIPUR

1 Manipur STCB 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Total 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00MIZORAM

1 Mizoram STCB 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Total 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00SIKKIM

1 Sikkim STCB 9.08 14.28 9.08 14.28 0.00 0.00 0.00 0.00


NORTHERN REGION

CHANDIGARH

1 Chandigarh STCB 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Total 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00HARYANA

1 Ambala DCCB 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.002 Bhiwani DCCB 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.003 Faridabad DCCB 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.004 Fatehabad DCCB 102.68 96.59 69.12 98.38 102.68 96.59 0.00 0.005 Gurgaon DCCB 9.09 85.51 9.09 85.51 0.00 0.00 9.09 85.51

(Amt. R lakh)







Amount of NPAs

NPA as %age to

Total loans O/S

Amount of NPAs

NPA as %age to

Total loans O/S

Amount of NPAs

NPA as %age to

Total loans O/S

Amount of NPAs

NPA as %age

to Total loans O/S

6 Hissar DCCB 221.41 98.70 150.20 98.99 0.00 0.00 0.00 0.007 Jhajjar DCCB 8.49 100.00 8.49 100.00 0.00 0.00 0.00 0.008 Jind DCCB 3.00 100.00 3.00 100.00 3.00 100.00 0.00 0.009 Kaithal DCCB 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

10 Karnal DCCB 2.70 16.36 2.70 16.36 0.00 0.00 0.00 0.0011 Kurukshetra DCCB 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.0012 Mahendragarh DCCB 14.16 62.52 1.82 17.65 14.16 62.52 0.00 0.0013 Panchakula DCCB 9.01 100.00 9.01 100.00 9.01 100.00 0.00 0.0014 Panipat DCCB 3.66 30.60 3.66 30.60 0.00 0.00 0.00 0.0015 Rewari DCCB 16.35 47.04 16.35 47.04 11.28 38.39 0.00 0.0016 Rohtak DCCB 4.78 20.21 4.78 25.33 4.78 20.21 0.00 0.0017 Sirsa DCCB 19.24 96.01 18.85 95.93 0.00 0.00 19.24 96.0118 Sonepat DCCB 3.81 14.00 3.22 16.15 3.81 14.00 0.00 0.0019 Yamunanagar DCCB 4.10 71.43 4.10 71.43 0.00 0.00 0.00 0.00


1 Jogindra DCCB 134.57 18.08 134.57 18.08 5.79 1.68 0.00 0.002 Himachal Pradesh STCB 239.32 8.45 51.34 2.56 51.34 2.56 0.00 0.003 Kangra DCCB 274.40 10.91 244.90 10.55 66.21 4.33 3.53 9.33


1 Baramulla DCCB 38.50 100.00 34.42 100.00 38.50 100.00 0.00 0.002 Anantnag DCCB 2.77 69.08 1.87 64.04 0.00 0.00 0.00 0.003 Jammu DCCB 7.17 93.48 7.17 93.48 7.17 93.48 0.00 0.004 Jammu & Kashmir STCB 1.04 100.00 1.04 100.00 1.04 100.00 0.00 0.00

Total 49.48 96.60 44.50 96.63 46.71 98.94 0.00 0.00NEW DELHI

1 Delhi STCB 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Total 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00PUNJAB

1 Amritsar DCCB 27.61 59.54 23.33 57.17 0.00 0.00 0.00 0.002 Bhatinda DCCB 21.63 43.22 21.63 43.22 0.00 0.00 0.00 0.003 Faridkot DCCB 10.47 64.91 10.47 64.91 0.00 0.00 0.00 0.004 Fatehgarh Sahib DCCB 17.56 22.33 17.56 22.33 0.00 0.00 0.00 0.005 Fazilka DCCB 13.98 100.00 13.98 100.00 0.00 0.00 0.00 0.006 Gurdaspur DCCB 25.97 71.27 25.97 71.27 25.97 71.27 0.00 0.007 Hoshiarpur DCCB 13.45 32.58 5.18 18.95 0.00 0.00 0.00 0.008 Jalandhar DCCB 22.71 35.48 22.69 35.56 0.00 0.00 0.00 0.009 Kapurthala DCCB 0.02 0.46 0.02 0.46 0.00 0.00 0.00 0.00

10 Ludhiana DCCB 12.04 12.36 12.04 12.36 0.00 0.00 0.00 0.0011 Mansa DCCB 0.78 12.17 0.78 12.17 0.00 0.00 0.00 0.0012 Moga DCCB 12.63 83.75 12.63 83.75 0.00 0.00 0.00 0.00

(Amt. R lakh)







Amount of NPAs

NPA as %age to

Total loans O/S

Amount of NPAs

NPA as %age to

Total loans O/S

Amount of NPAs

NPA as %age to

Total loans O/S

Amount of NPAs

NPA as %age

to Total loans O/S

13 Muktsar DCCB 37.81 88.30 37.81 88.30 37.81 88.30 0.00 0.0014 Nawanshahr DCCB 4.48 15.57 4.48 15.57 0.00 0.00 0.00 0.0015 Patiala DCCB 32.13 41.11 32.13 41.11 10.11 50.27 0.00 0.0016 Ropar DCCB 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.0017 Sangrur DCCB 19.47 66.93 18.73 70.41 19.47 66.93 0.00 0.0018 Sas Nagar DCCB 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.0019 Taran Taran DCCB 0.17 3.91 0.17 3.91 0.00 0.00 0.00 0.00

Total 272.91 41.04 259.60 40.39 93.36 72.68 0.00 0.00RAJASTHAN

1 Ajmer DCCB 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.002 Baran DCCB 271.55 99.21 252.48 99.41 0.00 0.00 82.41 99.233 Chittorgarh DCCB 108.84 70.84 96.46 81.35 0.00 0.00 0.00 0.004 Dausa DCCB 142.35 82.93 128.49 87.23 13.86 56.90 0.00 0.005 Hanumangarh DCCB 28.00 76.57 28.00 93.33 0.00 0.00 0.00 0.006 Jhunjhunu DCCB 81.35 23.73 81.35 23.73 0.00 0.00 0.00 0.007 Sawai Madhopur DCCB 59.39 65.41 48.46 69.53 0.00 0.00 0.00 0.008 Alwar DCCB 85.36 59.98 85.36 59.98 11.75 20.56 0.00 0.009 Banswara DCCB 69.00 30.21 69.00 30.21 69.00 30.21 0.00 0.00

10 Barmer DCCB 319.44 83.19 319.44 83.19 0.00 0.00 0.00 0.0011 Bharatpur DCCB 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.0012 Bundi DCCB 124.53 63.94 124.53 63.94 72.50 71.43 0.00 0.0013 Bhilwara DCCB 13.73 38.50 13.73 41.01 5.99 39.20 0.00 0.0014 Bikaner DCCB 312.38 92.80 312.38 92.80 23.48 83.83 0.00 0.0015 Tonk DCCB 82.74 100.00 29.06 100.00 64.80 100.00 17.94 100.0016 Churu DCCB 104.50 48.30 81.95 56.53 27.56 99.17 0.00 0.0017 Dungarpur DCCB 39.77 17.71 39.77 17.71 0.00 0.00 0.00 0.0018 Ganganagar DCCB 12.13 11.40 12.13 11.40 0.00 0.00 0.00 0.0019 Jaipur DCCB 895.89 73.35 895.89 73.35 0.00 0.00 0.00 0.0020 Jaisalmer DCCB 164.41 37.32 164.41 37.32 110.66 28.61 53.75 100.0021 Jalore DCCB 49.15 70.15 49.15 81.03 49.15 70.15 0.00 0.0022 Jhalawar DCCB 204.80 54.79 123.42 42.65 31.12 100.00 0.00 0.0023 Jodhpur DCCB 102.78 98.36 97.89 98.28 79.00 100.00 0.00 0.0024 Kota DCCB 154.52 81.18 154.52 81.55 5.45 28.96 0.00 0.0025 Nagaur DCCB 170.28 80.43 170.28 80.43 170.28 80.43 0.00 0.0026 Pali DCCB 334.34 82.46 334.34 82.46 0.00 0.00 0.00 0.0027 Rajasthan STCB 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.0028 Sikar DCCB 247.12 47.47 247.12 47.47 0.00 0.00 0.00 0.0029 Sirohi DCCB 50.64 46.63 50.64 46.63 1.00 55.25 0.00 0.0030 Udaipur DCCB 55.96 29.30 52.56 30.28 55.96 29.30 0.00 0.00


(Amt. R lakh)







Amount of NPAs

NPA as %age to

Total loans O/S

Amount of NPAs

NPA as %age to

Total loans O/S

Amount of NPAs

NPA as %age to

Total loans O/S

Amount of NPAs

NPA as %age

to Total loans O/S

SOUTHERN REGION

ANDHRA PRADESH

1 Anantpur DCCB 230.36 13.85 230.36 13.85 0.00 0.00 0.00 0.002 Andhra Pradesh STCB 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.003 Chittoor DCCB 76.10 20.00 76.10 20.00 0.00 0.00 0.00 0.004 Eluru DCCB 128.45 5.83 128.45 5.83 0.00 0.00 0.00 0.005 Kakinada DCCB 0.91 0.50 0.91 0.50 0.91 0.50 0.00 0.006 Kurnool DCCB 4.00 1.59 2.18 0.87 4.00 1.59 0.00 0.007 Srikakulam DCCB 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.008 Visakhapatnam DCCB 40.33 2.43 40.33 2.43 40.33 2.43 0.00 0.009 Vizianagaram DCCB 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

10 Guntur DCCB 198.27 7.02 198.27 7.05 0.00 0.00 0.00 0.0011 Kadapa DCCB 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.0012 Krishna DCCB 345.89 1.75 345.89 1.75 0.00 0.00 0.00 0.0013 Nellore DCCB 2.41 100.00 2.41 100.00 0.00 0.00 0.00 0.0014 Prakasam DCCB 12.84 1.12 12.84 1.12 0.00 0.00 0.00 0.00

Total 1039.56 3.41 1037.74 3.40 45.24 2.04 0.00 0.00KARNATAKA

1 Bagalkot DCCB 34.85 14.63 34.85 15.27 0.00 0.00 0.00 0.002 Mandya DCCB 101.09 0.63 96.71 0.64 60.66 0.58 40.43 0.733 Belagavi DCCB 40.63 1.88 36.51 1.81 31.70 1.99 8.93 1.564 Bellary DCCB 66.39 5.85 66.39 5.92 2.86 0.27 0.00 0.005 Bengaluru DCCB 232.47 9.09 232.47 9.26 0.00 0.00 0.00 0.006 Chikmagalur DCCB 262.25 25.46 236.01 23.74 0.00 0.00 0.00 0.007 Chitradurga DCCB 187.29 23.27 187.29 23.41 26.28 4.08 22.51 100.008 Dawangere DCCB 16.15 3.19 16.15 3.26 16.15 3.19 0.00 0.009 Bidar DCCB 320.91 1.48 256.72 1.22 0.00 0.00 0.00 0.00

10 Gulbarga And Yadgir DCCB 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

11 Hassan DCCB 266.16 3.94 260.33 4.06 30.61 0.52 4.48 2.2312 Kanara DCCB 25.34 1.12 23.98 1.13 16.57 1.13 7.41 1.12

13 Karnataka DCCB (Dharwad) 13.56 1.26 9.79 1.59 4.62 1.32 1.61 5.79

14 Kodagu DCCB 34.60 1.11 19.60 0.73 14.00 1.62 0.00 0.00

15 Kolar and Chickaballapur DCCB 23.28 0.05 23.28 0.05 0.00 0.00 0.00 0.00

16 Mysore and Chamarajnagar DCCB 470.00 57.43 449.17 56.82 71.51 74.90 0.00 0.00

17 Raichur DCCB 55.33 7.48 55.33 7.48 40.99 7.48 14.34 7.6218 Shimoga DCCB 23.27 0.29 19.72 0.29 18.36 0.29 1.36 0.4219 South Canara DCCB 238.40 1.38 86.11 0.76 238.40 1.38 0.00 0.0020 Tumkur DCCB 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.0021 Vijayapura DCCB 3.95 0.49 2.91 0.41 0.00 0.00 0.00 0.00

Total 2415.92 1.76 2113.32 1.68 572.71 1.06 101.07 1.33

(Amt. R lakh)







Amount of NPAs

NPA as %age to

Total loans O/S

Amount of NPAs

NPA as %age to

Total loans O/S

Amount of NPAs

NPA as %age to

Total loans O/S

Amount of NPAs

NPA as %age

to Total loans O/S

KERALA

1 Alappuzha DCCB 185.63 1.21 170.78 1.21 0.00 0.00 0.00 0.002 Ernakulam DCCB 2.71 0.07 2.71 0.07 0.00 0.00 0.00 0.003 Idukki DCCB 1304.67 9.60 1203.42 9.75 1304.67 9.60 0.00 0.004 Kannur DCCB 21.54 0.12 4.24 0.05 10.77 0.12 0.00 0.005 Kasaragod DCCB 17.00 1.18 12.00 0.90 17.00 1.18 0.00 0.006 Kollam DCCB 195.00 6.11 119.00 4.20 15.00 2.86 0.00 0.007 Kottayam DCCB 53.36 100.00 53.36 100.00 0.00 0.00 0.00 0.008 Kozhikode DCCB 142.00 11.43 142.00 13.96 128.00 13.21 14.00 5.139 Malappuram DCCB 10.87 1.30 10.87 1.30 2.86 1.07 0.00 0.00

10 Palakkad DCCB 13.59 6.41 10.47 5.01 0.00 0.00 0.00 0.0011 Pathanamthitta DCCB 365.10 5.66 365.10 5.86 182.55 5.66 0.00 0.00

12 Thiruvananthapuram DCCB 471.97 20.37 471.97 20.37 471.97 20.37 0.00 0.00

13 Wayanad DCCB 301.70 3.17 301.70 3.17 301.70 3.17 0.00 0.0014 Thrissur DCCB 12.00 0.41 12.00 0.41 0.00 0.00 0.00 0.00


1 Pondicherry STCB 342.42 22.96 342.42 23.03 342.42 22.96 0.00 0.00

Total 342.42 22.96 342.42 23.03 342.42 22.96 0.00 0.00TAMIL NADU

1 Chennai DCCB 55.54 8.31 55.54 8.31 0.00 0.00 0.00 0.002 Dindigul DCCB 583.71 21.82 542.10 20.79 0.00 0.00 583.71 22.333 Coimbatore DCCB 395.19 5.82 371.35 5.62 198.17 4.53 197.02 8.154 Cuddalore DCCB 191.32 3.44 186.52 3.37 84.22 1.97 107.10 8.365 Dharmapuri DCCB 551.82 10.29 551.82 10.48 0.00 0.00 0.00 0.006 Erode DCCB 301.41 5.22 301.36 5.22 217.21 3.92 84.20 34.627 Kancheepuram DCCB 430.21 14.60 430.21 14.60 0.00 0.00 0.00 0.008 Kanyakumari DCCB 153.06 0.96 137.75 0.96 0.00 0.00 0.00 0.009 Kumbakonam DCCB 657.11 10.81 657.11 10.81 0.00 0.00 0.00 0.00

10 Madurai DCCB 636.02 19.38 636.02 19.38 300.72 12.88 182.95 24.0011 Nilgiris DCCB 480.00 8.71 478.60 8.71 0.00 0.00 0.00 0.0012 Pudukottai DCCB 193.55 5.95 193.55 6.05 0.00 0.00 0.00 0.0013 Ramanathapuram DCCB 703.37 25.07 703.37 25.07 512.39 28.08 190.98 19.4914 Salem DCCB 286.15 1.46 271.85 1.46 171.69 1.46 85.84 1.4615 Sivgangai DCCB 270.20 3.95 270.20 3.95 0.00 0.00 0.00 0.0016 Thanjavur DCCB 398.38 5.37 398.38 5.37 308.78 4.61 89.60 12.3717 Tiruchirapalli DCCB 547.85 2.70 537.40 2.67 410.67 2.46 137.18 3.8318 Tirunelveli DCCB 75.46 2.23 75.46 2.23 75.46 2.23 0.00 0.0019 Tiruvannamalai DCCB 702.21 6.19 702.21 6.21 702.21 6.19 0.00 0.0020 Vellore DCCB 912.20 11.78 912.20 11.78 0.00 0.00 190.35 10.1121 Villupuram DCCB 519.04 20.41 463.54 23.67 519.04 20.41 0.00 0.00

(Amt. R lakh)








Amount of NPAs

NPA as %age to

Total loans O/S

Amount of NPAs

NPA as %age to

Total loans O/S

Amount of NPAs

NPA as %age to

Total loans O/S

Amount of NPAs

NPA as %age

to Total loans O/S

22 Virudhunagar DCCB 72.69 2.31 72.69 2.31 0.00 0.00 0.00 0.0023 Thoothukudi DCCB 11.60 0.14 11.60 0.14 7.10 0.09 4.50 0.93

Total 9128.09 5.80 8960.83 5.83 3507.66 4.42 1853.43 8.89TELANGANA

1 Adilabad DCCB 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.002 Khammam DCCB 22.13 3.52 22.13 3.52 22.13 3.52 0.00 0.003 Medak DCCB 86.30 0.54 86.30 0.54 0.00 0.00 0.00 0.004 Warangal DCCB 23.94 100.00 23.94 100.00 0.00 0.00 0.00 0.005 Hyderabad DCCB 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.006 Karimnagar DCCB 501.56 2.34 501.56 4.69 0.00 0.00 0.00 0.007 Mahbubnagar DCCB 13.05 87.35 13.05 87.35 13.05 87.35 0.00 0.008 Nalgonda DCCB 257.81 55.70 257.81 55.70 0.00 0.00 0.00 0.009 Nizamabad DCCB 624.76 11.84 624.76 11.84 0.00 0.00 0.00 0.00

10 Telangana STCB 2.99 0.11 2.99 0.11 0.00 0.00 2.99 0.11


WESTERN REGION

GOA

1 Goa STCB 59.26 9.49 59.26 9.51 0.00 0.00 0.00 0.00

Total 59.26 9.49 59.26 9.51 0.00 0.00 0.00 0.00GUJARAT

1 Banaskantha DCCB 10.57 48.64 10.10 48.10 10.57 48.64 0.00 0.002 Bhavnagar DCCB 10.00 22.22 7.00 26.92 0.00 0.00 0.00 0.003 Mehsana DCCB 44.00 20.18 13.00 19.40 0.00 0.00 0.00 0.004 Panchmahals DCCB 2.89 24.49 1.42 13.75 0.00 0.00 0.00 0.005 Rajkot DCCB 9.04 1.29 9.04 1.30 0.99 1.33 0.00 0.006 Sabarkantha DCCB 1.04 1.92 1.04 1.92 0.00 0.00 0.00 0.007 Surat DCCB 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.008 Ahmedabad DCCB 23.17 43.60 23.17 62.86 23.17 64.56 0.00 0.009 Amreli DCCB 0.85 2.26 0.85 2.26 0.00 0.00 0.00 0.00

10 Baroda DCCB 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.0011 Bharuch DCCB 296.95 92.02 142.30 94.75 0.00 0.00 0.00 0.0012 Gujarat STCB 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.0013 Jamnagar DCCB 10.44 50.46 10.44 50.46 0.00 0.00 0.00 0.0014 Junagadh DCCB 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.0015 Kachchh DCCB 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.0016 Kaira DCCB 0.09 100.00 0.01 100.00 0.00 0.00 0.09 100.0017 Kodinar DCCB 5.94 5.17 5.94 5.17 0.00 0.00 0.00 0.0018 Surendranagar DCCB 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.0019 Valsad DCCB 1.83 36.09 1.83 36.09 0.00 0.00 0.00 0.00

Total 416.81 24.68 226.14 17.08 34.73 26.33 0.09 100.00

(Amt. R lakh)






Amount of NPAs

NPA as %age to

Total loans O/S

Amount of NPAs

NPA as %age to

Total loans O/S

Amount of NPAs

NPA as %age to

Total loans O/S

Amount of NPAs

NPA as %age

to Total loans O/S

MAHARASHTRA

1 Akola DCCB 52.84 49.63 52.84 49.63 22.25 30.21 0.00 0.002 Amrawati DCCB 78.02 53.76 53.00 46.04 0.00 0.00 0.00 0.003 Aurangabad DCCB 81.98 69.42 81.98 71.23 17.35 100.00 0.00 0.004 Beed DCCB 181.37 100.00 181.37 100.00 101.34 100.00 0.00 0.005 Bhandara DCCB 344.69 51.20 342.99 51.08 223.43 44.57 0.00 0.006 Buldhana DCCB 55.21 100.00 32.40 100.00 55.21 100.00 0.00 0.007 Chandrapur DCCB 466.10 17.74 466.10 17.74 99.00 6.80 367.10 96.238 Dhule & Nandurbar DCCB 93.60 16.67 79.89 15.72 77.23 100.00 0.00 0.009 Gadchiroli DCCB 116.12 9.91 113.82 9.79 46.20 11.26 0.00 0.00

10 Jalna DCCB 21.59 51.63 20.08 57.32 0.00 0.00 0.00 0.0011 Kolhapur DCCB 5.92 0.91 5.92 0.91 3.59 1.27 0.00 0.0012 Latur DCCB 91.61 23.48 91.61 23.48 11.13 5.43 0.00 0.0013 Nagpur DCCB 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.0014 Nasik DCCB 25.85 100.00 25.85 100.00 25.85 100.00 0.00 0.0015 Osmanabad DCCB 1.26 100.00 1.19 100.00 0.00 0.00 1.26 100.0016 Parbhani DCCB 356.78 55.54 234.73 54.99 234.73 56.47 0.00 0.0017 Pune DCCB 120.55 12.00 115.30 11.54 52.07 100.00 0.00 0.0018 Raigad DCCB 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.0019 Ratnagiri DCCB 21.09 6.60 20.48 6.46 0.00 0.00 0.00 0.0020 Sangli DCCB 8.22 1.38 6.41 1.15 4.54 0.92 0.00 0.0021 Sindhudurg DCCB 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.0022 Solapur DCCB 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.0023 Ahmednagar DCCB 300.45 71.82 300.45 71.82 191.63 99.18 0.00 0.0024 Gondia DCCB 193.92 8.14 179.16 7.57 193.92 8.14 0.00 0.0025 Jalgaon DCCB 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.0026 Maharashtra STCB 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.0027 Mumbai DCCB 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.0028 Nanded DCCB 2.29 100.00 2.29 100.00 0.00 0.00 0.00 0.0029 Satara DCCB 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.0030 Thane DCCB 1.67 0.02 1.67 0.02 0.96 1.45 0.00 0.0031 Wardha DCCB 173.18 100.00 150.33 100.00 66.25 100.00 0.00 0.0032 Yavatmal DCCB 904.67 99.41 817.15 99.57 904.67 99.41 0.00 0.00


Grand Total 39176.55 5.99 35350.49 5.84 14508.89 6.30 2837.21 2.22

(Amt. R lakh)



(Amt. R lakh)

STATEMENT - VII

Bank Loans provided to MFI/ MFOs and their Non-performing Assets (NPAs) - 2019-20


Loan disbursed by Banks to MFIs/ MFIs

during the year 2019-20

Outstanding Bank Loans against MFIs/ MFOs as

on 31 March 2020

Gross NPAs of Bank loans to MFIs/ MFOs as on 31 March 2020

No. of MFI/ MFO accounts

Amount disbursed


Amount disbursed Amount


% to total outstanding

loans

A COMMERCIAL BANKS - PUBLIC SECTOR BANKS

1 Allahabad Bank 0 0.00 7 1224.08 1224.08 7 100.00

2 Andhra Bank 4 69000.00 16 85363.82 4635.56 5 5.43

3 Bank of Baroda 504 65385.38 4229 188262.26 6098.49 227 3.24

4 Bank of Maharashtra 2800 16284.48 4289 84861.58 1073.11 0 1.26

5 Central Bank of India 2 0.05 3 2.88 2.88 3 100.00

6 Corporation Bank 0 0.00 1 131.82 131.82 1 100.00

7 Indian Bank 34 176641.56 80 183797.44 852.99 2 0.46

8 Indian Overseas Bank 20 16607.94 183 53702.55 4141.22 31 7.71

9 Oriental Bank of Commerce 3 11840.91 7 12135.53 0.00 0 0.00

10 Punjab National Bank 0 0.00 4 28513.79 14288.54 2 50.11

11 State Bank of India 83 497555.00 105 192101.00 6960.00 26 3.62

12 Syndicate Bank 10 13800.00 19 15574.06 9870.98 6 63.38

13 Uco Bank 5 5810.12 47 20401.24 0.00 0 0.00

14 United Bank of India 14 1325.37 14 89601.29 0.00 0 0.00

Sub Total- Public Sector Com. Bank 3479 874250.81 9004 955673.34 49279.67 310 5.16

B COMMERCIAL BANKS-PRIVATE SECTOR BANKS

1 Axis Bank Limited 6 33400.00 32 171441.01 2037.06 3 1.19

2 Bandhan Bank Limited 14 80082.88 41 287136.95 0.00 0 0.00

3 City Union Bank Limited 1 120.00 6 652.69 0.00 0 0.00

4 Federal Bank Ltd 46 14665.02 264 97810.95 269.03 707 0.28

5 HDFC Bank Ltd. 14 409690.00 17 295457.00 0.00 0 0.00

6 ICICI Bank Limited 20 265500.00 25 277598.50 9153.00 2 3.30

7 IDBI Bank Limited 3 7977.00 16 13003.58 2818.47 4 21.67

8 Idfc Bank Limited 0 0.00 167 238886.38 0.00 0 0.00

9 Indusind Bank Ltd 4 52500.00 7 45925.42 0.00 0 0.00

10 Karnataka Bank Ltd 4 1508.70 10 2158.25 218.69 1 10.13

11 Ratnakar Bank Ltd 9 83600.00 15 105888.14 0.00 0 0.00

12 South Indian Bank Ltd 3 4700.00 19 7202.19 0.00 0 0.00

13 Tamilnad Mercantile Bank Ltd 0 0.00 1 84.18 0.00 0 0.00

14 The Dhanalakshmi Bank Ltd 6 12046.18 16 19232.10 371.39 2 1.93

15 Yes Bank Ltd. 2 1750.00 34 98250.00 0.00 0 0.00

Sub Total- Pvt Sector Com. Bank 132 967539.78 670 1660727.34 14867.64 719 0.90

C COMMERCIAL BANKS-SMALL FINANCE BANK

1 Esaf Small Finance Bank Ltd 4 2000.00 4 1295.55 0.00 0 0.00

2 Utkarsh Small Finance Bank Ltd 4 4900.00 7 7991.00 0.00 0 0.00

Sub Total -Small Finance Banks 8 6900.00 11 9286.55 0.00 0 0.00



Loan disbursed by Banks to MFIs/ MFIs

during the year 2019-20

Outstanding Bank Loans against MFIs/ MFOs as

on 31 March 2020

Gross NPAs of Bank loans to MFIs/ MFOs as on 31 March 2020


Amount disbursed


Amount disbursed Amount


% to total outstanding

loans

D COMMERCIAL BANKS-FOREIGN BANK

1 Citi Bank 2 14000.00 3 45500.00 0.00 0 0.00

Sub Total - Foreign Com. Banks 2 14000.00 3 45500.00 0.00 0 0.00

Total All Commercial Banks 3621 1862690.59 9688 2671187.23 64147.31 1029 2.40

E COOPERATIVE BANKS

1 Dindigul DCCB 169 3144.54 191 3782.44 58.69 67 1.55

2 Eluru DCCB 314 1587.26 1365 2202.25 128.45 79 5.83

3 Idukki DCCB 0 0.00 1 119.08 0.00 0 0.00

4 Kannur DCCB 47 302.00 288 646.62 17.52 75 2.71

5 Karnataka DCCB (Dharwad) 507 1222.62 796 1074.31 0.00 0 0.00

6 Telangana STCB 1 43000.00 1 42821.24 0.00 0 0.00

7 Uttarakhand STCB 76 34.65 102 38.93 0.00 0 0.00

8 Yavatmal DCCB 3 11.37 2565 908.16 0.00 907 0.00

Sub Total Cooperative Banks 1117 49302.44 5309 51593.03 204.66 1128 0.40

F REGIONAL RURAL BANKS

1 Assam Gramin Vikash Bank 1 200.00 10 615.88 27.99 2 4.54

2 Karnataka Vikas Grameena Bank 2 1000.00 3 726.80 0.00 0 0.00

3 Kashi Gomti Samyut Gramin Bank 0 0.00 1 304.75 304.75 1 100.00

4 Kerala Gramin Bank 0 0.00 1 8.37 8.37 1 100.00

5 Madhya Pradesh Gramin Bank 1 24.33 1 1.33 0.00 0 0.00

6 Odisha Gramya Bank 0 0.00 1 42.71 42.71 1 100.00

7 Puduvai Bharathiyar Grama Bank 0 0.00 1 30.31 0.00 0 0.00

8 Saurashtra Gramin Bank 1 70.00 1 45.45 0.00 0 0.00

9 Tamil Nadu Grama Bank 3 12.50 16 35.11 0.00 0 0.00

10 Utkal Grameen Bank 0 0.00 109 991.97 977.21 106 98.51

Sub Total Regional Rural Banks 8 1306.83 144 2802.68 1361.03 111 48.56

Total All Banks (Com. Bank+Rrb+Coop. Bank) 4746 1913299.86 15141 2725582.94 65713.00 2268 2.41

G Financial institution

1 SIDBI 16 109300 56 203279 21181 28 10.42

H Grand Total 4762 2022599.86 15197 2928861.94 86894.00 2296 2.97

STATEMENT - VII (contd.)

(Amt. R lakh)


STATEMENT - VIII - A

(No. of Participants)NABARD Support for Training and Capacity Building for SHG-BLP during 2019-20

Sr. No.

State

Bankers Trainers NGOs Govt. officialsSHG leaders/

membersExposure visits

Field visits of BLBCs to SHGs

Trng for Elected Members of

PRIs

Dur

ing

2019

-20

Cum

ulat

ive

31 M

ar 2

020

Dur

ing

2019

-20

Cum

ulat

ive

31 M

ar 2

020

Dur

ing

2019

-20

Cum

ulat

ive

31 M

ar 2

020

Dur

ing

2019

-20

Cum

ulat

ive

31 M

ar 2

020

Dur

ing

2019

-20

Cum

ulat

ive

31 M

ar 2

020

Dur

ing

2019

-20

Cum

ulat

ive

31 M

ar 2

020

Dur

ing

2019

-20

Cum

ulat

ive

31 M

ar 2

020

Dur

ing

2019

-20

Cum

ulat

ive

31 M

ar 2

020

CENTRAL REGION

1 Chhattisgarh 420 11009 0 114 125 2711 0 2057 1683 75043 0 537 840 2577 0 60

2 Madhya Pradesh 2860 24675 0 415 1127 2344 0 4465 1420 44202 0 71 980 7903 0 314

3 Uttar Pradesh 1997 49811 0 690 1093 23945 0 3269 4219 149592 0 3555 2378 14237 0 249

4 Uttarakhand 771 5507 0 172 370 3431 0 180 620 10711 0 166 300 3097 0 27

Sub Total 6048 91002 0 1391 2715 32431 0 9971 7942 279548 0 4329 4498 27814 0 650

EASTERN REGION

1Andaman & Nicobar Islands

144 1296 0 282 106 364 0 405 1218 18480 0 18 22 54 0 478

2 Bihar 850 12302 0 0 25 3744 0 160 0 26715 0 1302 0 1452 0 520

3 Jharkhand 312 3935 0 132 350 3778 0 189 9165 50102 0 372 0 1135 0 1920

4 Odisha 554 15167 0 0 0 6660 0 14597 8642 159298 0 163 999 3785 0 3530

5 West Bengal 480 101179 0 0 450 59321 0 669 420 760552 0 208 330 1601 0 262

Sub Total 2340 133879 0 414 931 73867 0 16020 19445 1015147 0 2063 1351 8027 0 6710


1 Arunachal Pradesh 60 281 20 20 0 356 0 1715 48 2281 0 0 0 0 0 0

2 Assam 691 8276 0 123 291 5007 0 6009 2838 167352 0 340 558 1751 0 1704

3 Manipur 120 693 0 0 30 125 0 44 450 8026 0 0 45 324 0 0

4 Meghalaya 131 921 0 0 88 173 0 68 420 6341 0 126 143 335 0 36

5 Mizoram 0 543 0 0 0 255 0 0 101 5728 0 0 0 0 0 0

6 Nagaland 106 334 0 0 109 733 0 14 99 5569 0 80 47 155 0 57

7 Sikkim 0 158 0 0 0 215 0 137 0 2295 0 159 0 0 0 0

8 Tripura 23 566 0 18 0 434 0 515 51 11829 0 0 0 26 0 21

Sub Total 1131 11772 20 161 518 7298 0 8502 4007 209421 0 705 793 2591 0 1818

NORTHERN REGION

1 Haryana 883 11376 0 70 280 3013 0 685 1047 16310 0 34 720 4900 0 1457

2 Himachal Pradesh 215 6254 0 0 0 4748 0 4364 694 26615 0 5426 135 2990 0 0

3 Jammu & Kashmir 96 5296 0 0 56 1508 0 196 112 6734 0 736 149 1639 0 445

4 New Delhi 0 265 0 0 0 434 0 0 0 335 0 21 0 70 0 0

5 Punjab 301 8455 0 72 0 1322 0 705 362 10289 0 38 214 3847 0 1465

6 Rajasthan 318 21738 0 38 376 6829 0 24278 1047 14416 0 499 607 3324 0 50

Sub Total 1813 53384 0 180 712 17854 0 30228 3262 74699 0 6754 1825 16770 0 3417

SOUTHERN REGION

1 Andhra Pradesh 1170 14046 0 0 270 687 0 4506 0 12299 0 438 0 0 0 0

2 Karnataka 854 28930 0 1930 72 1420 0 4923 689 169851 0 898 574 6022 0 365

3 Kerala 1330 9381 0 60 0 1425 0 193 925 70097 0 410 0 291 0 34

4 Tamil Nadu 68 30609 0 98 0 5268 0 205 1290 146864 0 125 49 13904 0 319

5 Telangana 0 388 0 0 0 0 0 0 0 0 0 0 0 0 0 0

Sub Total 3422 83354 0 2088 342 8800 0 9827 2904 399111 0 1871 623 20217 0 718

WESTERN REGION

1 Goa 85 1036 0 0 0 268 0 1 125 2635 0 89 37 208 0 26

2 Gujarat 1512 22476 0 1058 55 2736 0 725 364 19546 0 1318 0 5411 0 2231

3 Maharashtra 965 26669 0 463 340 6246 15 1782 5118 163204 0 3886 0 14092 0 3939

Sub Total 2562 50181 0 1521 395 9250 15 2508 5607 185385 0 5293 37 19711 0 6196

1 BIRD, Bolpur 126 7438 0 90 213 3246 0 413 98 2660 11 29 0 0 0 0

2 BIRD, Lucknow 136 4010 0 355 126 3170 17 723 0 526 0 0 0 0 0 0

3 BIRD, Mangalore 287 6230 0 24 240 1973 0 68 0 0 0 0 0 0 0 0

4 Head Office, Mumbai 0 117 0 0 0 8 0 317 0 0 0 0 0 0 0

Sub Total 549 17795 0 469 579 8397 17 1521 98 3186 11 29 0 0 0 0

Grand Total 17865 441367 20 6224 6192 157897 32 78577 43265 2166497 11 21044 9127 95130 0 19509

Note : 1) Participants in the Swachha Bharat campaigns have not been included in the above statement 2) MEDPs conducted under FIF a/c only have been included above.


STATEMENT - VIII - A (contd.)

(No. of Participants)

Other Trainings MEDP LEDP MEPA Bankers' Meets NGOs Meets SLRCCDI Other Meets Grand Total

Dur

ing

2019

-20

Cum

ulat

ive

31 M

ar 2

020

Dur

ing

2019

-20

Cum

ulat

ive

31 M

ar 2

020

Dur

ing

2019

-20

Cum

ulat

ive

31 M

ar 2

020

Dur

ing

2019

-20

Cum

ulat

ive

31 M

ar 2

020

Dur

ing

2019

-20

Cum

ulat

ive

31 M

ar 2

020

Dur

ing

2019

-20

Cum

ulat

ive

31 M

ar 2

020

Dur

ing

2019

-20

Cum

ulat

ive

31 M

ar 2

020

Dur

ing

2019

-20

Cum

ulat

ive

31 M

ar 2

020

Dur

ing

2019

-20

Cum

ulat

ive

31 M

ar 2

020

0 28404 300 10300 0 755 0 0 0 154 0 759 0 78 110 1359 3478 135917

0 3412 240 6843 2600 7110 0 57 63 923 150 835 0 43 0 808 9440 104420

0 47716 60 21231 0 1375 0 0 0 3003 0 1618 0 20 0 2123 9747 3224340 242 300 4770 972 1482 0 0 50 342 50 562 0 0 103 8017 3536 38706

0 79774 900 43144 3572 10722 0 57 113 4422 200 3774 0 141 213 12307 26201 601477

0 190 443 6560 0 330 0 0 22 70 0 0 0 0 90 3211 2045 31738

0 494 0 10219 1620 2070 0 0 0 794 0 440 0 171 0 717 2495 61100

0 1425 1410 7409 2160 5062 0 0 75 982 82 956 0 90 0 1035 13554 78522

19981 23001 0 37414 0 2340 0 0 0 1067 0 15663 0 82 128 1920 30304 284687

0 17010 390 52192 270 1050 0 534 0 6873 0 521 0 50 0 6648 2340 1008670

19981 42120 2243 113794 4050 10852 0 534 97 9786 82 17580 0 393 218 13531 50738 1464717

782 1186 710 1530 130 130 0 0 0 92 0 83 0 0 100 1485 1850 9159

14812 17999 1680 14734 240 450 0 0 41 667 163 1045 0 113 160 1097 21474 226667

0 1485 150 835 450 1383 0 0 0 456 0 126 0 0 0 1495 1245 149920 1308 420 1603 300 756 0 0 0 195 0 176 0 0 0 597 1502 126350 1209 56 1222 0 60 0 0 0 7 0 124 0 0 70 1515 227 106630 146 60 369 150 300 0 0 0 23 0 70 0 0 0 589 571 84390 76 0 0 0 0 0 0 91 453 0 111 0 22 0 225 91 3851

0 252 960 2759 1170 1320 0 0 0 24 0 0 0 71 450 474 2654 18309

15594 23661 4036 23052 2440 4399 0 0 132 1917 163 1735 0 206 780 7477 29614 304715

0 2702 180 4847 360 1590 0 0 77 530 81 1143 0 34 190 369 3818 49060

0 91 390 7311 420 510 0 0 0 788 0 376 0 187 0 4224 1854 63884

0 1887 60 330 0 390 0 0 0 457 0 925 0 73 0 540 473 21156

0 100 0 671 0 0 0 0 0 0 0 100 0 0 0 4069 0 6065

0 40 1380 17980 3065 3155 0 0 0 715 40 1207 0 36 0 1102 5362 50428

95 4262 210 15196 0 390 0 0 167 1610 0 1025 0 14 0 2641 2820 96310

95 9082 2220 46335 3845 6035 0 0 244 4100 121 4776 0 344 190 12945 14327 286903

0 55038 1200 47856 4590 9132 0 0 120 3013 30 179 0 597 100 311 7480 148102

0 18281 60 19027 1620 1920 0 0 0 1198 0 1526 0 220 150 3985 4019 260496

0 161 840 23562 1260 2305 0 0 736 1561 0 884 0 45 130 890 5221 1112990 91718 0 53776 300 2375 0 0 0 2348 0 3695 0 60 0 4839 1707 3562030 0 1010 1730 2190 2280 0 0 50 819 0 80 0 0 245 507 3495 5804

0 165198 3110 145951 9960 18012 0 0 906 8939 30 6364 0 922 625 10532 21922 881904

0 145 30 734 90 150 0 0 18 43 0 38 0 0 0 325 385 5698

0 3805 120 22348 780 900 0 0 0 665 0 1494 0 85 182 254 3013 850520 13927 60 43272 150 435 0 1000 0 2843 0 1113 0 130 150 2056 6798 285057

0 17877 210 66354 1020 1485 0 1000 18 3551 0 2645 0 215 332 2635 10196 375807

0 866 0 0 0 0 0 0 0 0 0 0 0 0 0 0 448 14742

0 3446 0 0 0 0 0 0 0 0 0 0 0 0 0 0 279 12230

0 237 0 0 0 0 0 0 0 0 0 0 0 0 0 0 527 8532

0 1271 0 0 0 0 0 0 0 0 0 0 0 0 250 550 250 2263

0 5820 0 0 0 0 0 0 0 0 0 0 0 0 250 550 1504 37767

35670 343532 12719 438630 24887 51505 0 1591 1510 32715 596 36874 0 2221 2608 59977 154502 3953290



STATEMENT - VIII - B

NABARD support for Training and Capacity Building - Joint Liability Groups during 2019-20

Sr. No. State

Commercial Banks/RRBs

Cooperative Banks (DCCBs/ PACS)

NGOs/KVKs/ FCs/BCs & Other

AgenciesJLG Exposure Visits Grand Total

During 2019-20 31-Mar-20 During

2019-20 31-Mar-20 During 2019-20 31-Mar-20 During

2019-20 31-Mar-20 During 2019-20 31-Mar-20

CENTRAL REGION1 Chhatisgarh 0 304 0 158 0 61 0 0 0 5732 Madhya Pradesh 0 316 0 0 0 59 0 0 0 4253 Uttar Pradesh 0 1226 0 0 0 0 0 0 0 11224 Uttarakhand 0 1074 0 1810 0 2709 0 60 0 5653

Sub Total 0 2920 0 1968 0 2829 0 60 0 7773EASTERN REGION

1 A & N Islands 0 0 0 40 0 345 0 18 0 4032 Bihar 0 2265 0 152 0 12464 0 0 0 215853 Jharkhand 0 1364 0 150 0 1211 0 0 0 27254 Odisha 0 4990 0 295 0 1573 0 120 0 69785 West Bengal 0 1110 0 90 0 0 0 30 0 1260

Sub Total 0 9729 0 727 0 15593 0 168 0 32951NORTH EASTERN REGION

1 Arunachal Pradesh 0 0 0 0 0 50 0 0 0 502 Assam 0 333 0 0 0 4067 0 39 0 81893 Manipur 0 50 0 0 0 0 0 29 0 794 Meghalaya 0 129 0 0 0 312 0 0 0 4415 Mizoram 0 0 0 0 0 0 0 0 0 06 Nagaland 0 60 0 0 0 1511 0 136 0 18677 Sikkim 0 135 0 2 0 38 0 39 0 2148 Tripura 0 152 0 0 47 187 0 0 47 339

Sub Total 0 859 0 2 47 6165 0 243 47 11179NORTHERN REGION

1 Haryana 0 411 0 22 0 0 0 78 0 5112 Himachal Pradesh 0 763 0 30 0 371 0 148 0 14173 Jammu & Kashmir 0 240 0 0 0 2822 0 0 0 30624 New Delhi 0 0 0 0 0 0 0 0 0 05 Punjab 0 553 0 24 0 0 0 101 0 6786 Rajasthan 0 515 0 15 0 82 0 20 0 632

Sub Total 0 2482 0 91 0 3275 0 347 0 6300SOUTHERN REGION

1 Andhra Pradesh 150 1065 0 201 0 0 0 0 150 16352 Karnataka 0 1322 0 200 0 65 0 385 0 19723 Kerala 0 152 0 1000 0 2552 0 0 0 37494 Tamil Nadu 0 3481 0 5915 0 9541 0 218 0 195365 Telangana 115 310 90 540 0 0 0 0 205 850

Sub Total 265 6330 90 7856 0 12158 0 603 355 27742WESTERN REGION

1 Goa 0 124 0 1 0 685 0 0 0 8102 Gujarat 0 832 0 1026 0 94 0 0 0 26023 Maharashtra 0 2289 0 136 0 439 0 0 0 3402

Sub Total 0 3245 0 1163 0 1218 0 0 0 68141 BIRD, Bolpur 0 46 0 0 0 0 0 0 0 462 BIRD, Lucknow 0 179 0 45 0 0 0 0 0 2243 BIRD, Mangalore 88 300 201 277 238 486 0 521 527 1584

4 Head Office, Mumbai 0 0 0 0 0 0 0 0 0 0

Sub Total 88 525 201 322 238 486 0 521 527 1854Grand Total 353 26090 291 12129 285 41724 0 1942 929 94613



STATEMENT - VIII - C

NABARD Support for Training and Capacity Building for SHG-BLP during 2019-20 from WSHG Fund

Sr. No. State

MEDPs All Other Programmes (excluding MEDPs) Total Progs.

No. of Progs No. of Participants No. of Progs No. of

Participants No. of Progs No. of Participants

NORTHERN REGION1 Haryana 0 0 0 0 0 02 Himachal Pradesh 5 390 8 214 13 6043 Jammu & Kashmir 0 0 0 0 0 04 New Delhi 0 0 0 0 0 05 Punjab 0 0 0 0 0 06 Rajasthan 0 0 0 0 0 0

Sub Total 5 390 8 214 13 604NORTH EASTERN REGION

1 Arunachal Pradesh 0 0 0 0 0 02 Assam 25 750 84 3223 109 39733 Manipur 0 0 0 0 0 04 Meghalaya 1 150 14 420 15 5705 Mizoram 0 0 1 30 1 306 Nagaland 0 0 0 0 0 07 Sikkim 0 0 0 0 0 08 Tripura 1 150 0 0 1 150

Sub Total 27 1050 99 3673 126 4723EASTERN REGION

1 Bihar 0 0 0 0 0 02 Jharkhand 33 990 45 6794 78 77843 Odisha 62 4140 177 12673 239 168134 A & N Islands 0 0 0 0 0 05 West Bengal 0 0 2 300 2 300

Sub Total 95 5130 224 19767 319 24897CENTRAL REGION

1 Chhatisgarh 0 0 22 2684 22 26842 Madhya Pradesh 15 1530 282 14100 297 156303 Uttar Pradesh 0 0 4 214 4 2144 Uttarakhand 5 210 1 65 6 275

Sub Total 20 1740 309 17063 329 18803WESTERN REGION

1 Goa 1 30 0 0 1 302 Gujarat 1 150 0 0 1 1503 Maharashtra 0 0 0 0 0 0

Sub Total 2 180 0 0 2 180SOUTHERN REGION

1 Andhra Pradesh 45 2610 56 1960 101 45702 Karnataka 4 240 6 503 10 7433 Kerala 25 870 105 5778 130 66484 Tamil Nadu 12 780 41 1702 53 24825 Telangana 56 2360 13 3075 69 5435

Sub Total 142 6860 221 13018 363 19878Grand Total 291 15350 861 53735 1152 69085


STATEMENT IX - A

Statewise Grant support sanctioned and released to NGOs as SHPIs as on 31 March 2020

(Amt. R lakh)

Sr. No. Name of State

No. of Beneficiary

NGOs

No. of Proposals

No. of SHGs to be promoted/

credit linked

Grant sanctioned

Grant released

No. of SHGs savings linked

No. of SHGs credit linked

NORTHERN REGION1 Haryana 98 104 11638 765.86 264.73 6795 47612 Himachal Pradesh 71 75 5520 471.50 173.11 16268 132343 Jammu & Kashmir 76 84 4599 407.50 95.11 3029 29494 New Delhi 7 10 1075 39.00 23.99 883 7005 Punjab 97 125 8925 608.10 275.48 6697 35606 Rajasthan 289 338 46550 3451.36 1234.88 21479 15869

Sub total 638 736 78307 5743.32 2067.30 55151 41073NORTH EASTERN REGION

1 Arunachal Pradesh 29 41 1704 114.83 28.30 849 912 Assam 126 137 18469 601.44 353.94 14783 121383 Manipur 12 12 830 74.90 22.75 731 3144 Meghalaya 23 26 2689 175.23 33.47 1215 2665 Mizoram 8 8 700 48.50 13.38 470 1046 Nagaland 15 15 1945 104.50 81.86 1989 12357 Sikkim 7 7 360 18.00 5.50 182 708 Tripura 14 15 1650 80.23 12.65 944 555

Sub total 234 261 28347 1217.63 551.85 21163 14773EASTERN REGION

1 Andaman & Nicobar 23 28 2185 117.88 61.89 1997 11762 Bihar 364 378 39502 1800.50 517.18 18513 72183 Jharkhand 217 260 24350 1002.24 208.68 7776 33384 Odisha 357 430 42922 2751.41 815.10 25911 135285 West Bengal 210 249 44095 2005.49 929.37 34134 20969

Sub total 1171 1345 153054 7677.52 2532.22 88331 46229CENTRAL REGION

1 Chattisgarh 58 62 11095 866.54 273.98 7971 29182 Madhya Pradesh 161 187 49730 3556.67 1501.91 40124 195683 Uttar Pradesh 867 1088 175640 10930.17 4399.31 155274 698574 Uttarakhand 373 456 35975 2244.09 487.07 20856 7438

Sub total 1459 1793 272440 17597.47 6662.27 224225 99781WESTERN REGION

1 Goa 4 4 250 8.25 5.83 241 1882 Gujarat 259 276 22066 552.62 215.08 15767 61833 Maharashtra 357 529 87053 3471.88 2475.47 81365 66081

Sub total 620 809 109369 4032.75 2696.38 97373 72452SOUTHERN REGION

1 Andhra Pradesh 0 0 0 0.00 0.00 0 02 Karnataka 176 219 20574 678.18 393.73 21370 144903 Kerala 51 51 10056 122.99 84.62 7149 58724 Tamil Nadu 96 106 22035 319.94 182.95 19924 188155 Telangana 0 0 0 0.00 0.00 0 0

Sub total 323 376 52665 1121.11 661.30 48443 39177Grand total 4445 5320 694182 37389.80 15171.31 534686 313485


(Amt. R lakh)

STATEMENT IX - B

Statewise Grant support sanctioned and released to RRBs as SHPIs as on 31 March 2020


No. of Beneficiary

RRBs

No. of Proposals


credit linked

Grant sanctioned

Grant released


No.of SHGs credit linked














STATEMENT IX - C

Statewise Grant support sanctioned and released to Cooperative Banks (Coops)

as SHPIs as on 31 March 2020


No. of Beneficiary

Coops

No. of Proposals


credit linked

Grant sanctioned

Grant released















(Amt. R lakh)


STATEMENT IX - D

Statewise Grant support sanctioned and released to IRVs as SHPIs as on 31 March 2020


No. of Beneficiary

IRVs

No. of Proposals


credit linked

Grant sanctioned

Grant released















(Amt. R lakh)


STATEMENT IX - E

Statewise Grant support sanctioned and released to Farmers Clubs (FCs) as SHPIs as on 31 March 2020


No. of Beneficiary

FCs

No. of Proposals


credit linked

Grant sanctioned

Grant released















(Amt. R lakh)



No. of Beneficiary SHG Fed

No. of Proposals


credit linked

Grant sanctioned

Grant released















STATEMENT IX - F

Statewise Grant support sanctioned and released to SHG-Federations as SHPIs as on 31 March 2020

(Amt. R lakh)


STATEMENT IX - G

Statewise Grant support sanctioned and released to PACS as SHPIs as on 31 March 2020


No. of Beneficiary

PACS

No. of Proposals


credit linked

Grant sanctioned

Grant released















(Amt. R lakh)



No. of Beneficiary NGO-MFIs

No. of Proposals


credit linked

Grant sanctioned

Grant released















STATEMENT IX - H

Statewise Grant support sanctioned and released to NGO-MFIs as SHPIs as on 31 March 2020

(Amt. R lakh)


STATEMENT IX - I

Promotional Grant support sanctioned and released to JLGPIs as on 31 March 2020

Sr. No. Name of StateJLGs to be

promoted/ credit linked

Grant sanctioned Grant released No.of JLGs credit linked

NORTHERN REGION1 Haryana 4043 65.23 28.77 47502 Himachal Pradesh 6164 123.28 54.64 69123 Jammu & Kashmir 5200 94.45 27.94 19004 New Delhi 125 2.50 0.33 485 Punjab 10475 209.50 63.37 56006 Rajasthan 19321 380.42 80.15 4157

Sub total 45328 875.38 255.20 23367NORTH EASTERN REGION

1 Arunachal Pradesh 200 4.00 0.00 02 Assam 18970 379.40 75.54 71663 Manipur 1079 19.70 8.15 7234 Meghalaya 834 14.70 5.83 2535 Mizoram 325 6.50 1.46 566 Nagaland 3712 74.24 3.94 5657 Sikkim 410 8.20 0.89 1568 Tripura 8203 152.98 113.11 6525

Sub total 33733 659.72 208.92 15444EASTERN REGION

1 Andaman & Nicobar 1015 20.30 3.91 5022 Bihar 275350 3636.04 481.31 1894753 Jharkhand 37775 755.50 12.17 187434 Odisha 54470 1089.40 425.71 448205 West Bengal 76667 1527.34 239.19 19013

Sub total 445277 7028.58 1162.29 272553CENTRAL REGION

1 Chattisgarh 11175 193.50 36.43 27632 Madhya Pradesh 14816 296.32 73.02 65843 Uttar Pradesh 79438 1588.84 256.39 229754 Uttarakhand 16306 322.98 48.79 7398

Sub total 121735 2401.64 414.63 39720WESTERN REGION

1 Goa 2900 68.00 25.99 22592 Gujarat 26264 525.28 150.28 97623 Maharashtra 93647 1766.04 668.10 138215

Sub total 122811 2359.32 844.37 150236SOUTHERN REGION

1 Andhra Pradesh 36065 698.70 211.52 340892 Karnataka 78007 1680.44 496.08 332903 Kerala 86579 1627.58 554.54 295044 Tamil Nadu 109759 2195.67 816.27 510845 Telangana 36821 632.54 285.00 22762

Sub total 347231 6834.93 2363.41 170729Grand total 1116115 20159.57 5248.81 672049

(Amt. R lakh)


Sr. No. Name of State No. of

BeneficiaryNo. of

Proposals


credit linked

Grant sanctioned

Grant released















STATEMENT IX - J

Total Statewise Grant support sanctioned and released to all SHPIs as on 31 March 2020

(Amt. R lakh)


Sr. No. Name of State No. of

BeneficiaryNo. of

Proposals


credit linked

Grant sanctioned

Grant released





7 Arunachal Pradesh 2 2 130 8.60 3.43 114 558 Assam 0 0 0 0.00 13.63 89 3099 Manipur 7 7 400 26.80 20.75 693 693

10 Meghalaya 0 0 0 0.00 2.34 59 3511 Mizoram 0 0 0 0.00 0.08 4 212 Nagaland 2 3 1575 91.50 16.75 254 28213 Sikkim 0 0 0 0.00 0.00 0 014 Tripura 0 0 0 0.00 1.02 51 0










STATEMENT IX - K

Total Statewise Grant support sanctioned and released to all SHPIs during the year 2019-20

(Amt. R lakh)


STATEMENT - X

Statewise Grant support sanctioned and released to Anchor NGOs (Promotional & Capacity building) under Women

Self Help Group Scheme (in LWE affected and backward districts) as on 31 March 2020

(Amt. R lakh)

Sr. No. Name of State No.of Districts covered

Grant sanctioned for WSHG Promotion

Grant released (WSHG

Promotional & Capacity

Building etc)

No.of SHGs to be promoted/ credit linked

No.of SHGs promoted &

savings linked

No.of SHGs credit linked

CENTRAL REGION1 Chattisgarh 10 1168.50 615.46 11685 11513 59962 Madhya Pradesh 9 1142.50 860.50 11425 9839 41973 Uttar Pradesh 8 1290.00 368.44 12900 13026 23524 Uttarakhand 2 533.00 257.10 5330 5139 2962

Sub total 29 4134.00 2101.50 41340 39517 15507EASTERN REGION

1 Andaman & Nicobar 0 0.00 0.00 0 0 02 Bihar 16 1700.00 1560.14 17000 16178 161103 Jharkhand 18 4900.00 2199.50 49000 40446 170474 Odisha 19 1861.50 1280.45 18615 15471 76755 West Bengal 6 1319.00 1081.40 13190 12904 9907

Sub total 59 9780.50 6121.49 97805 84999 50739NORTH EASTERN REGION

1 Arunachal Pradesh 2 148.90 11.25 1489 323 262 Assam 4 132.00 103.60 1320 1062 5323 Manipur 2 76.70 22.55 767 691 884 Meghalaya 2 100.00 51.49 1000 1518 3495 Mizoram 2 145.00 57.52 1450 1600 3376 Nagaland 2 50.00 7.49 500 275 07 Sikkim 2 95.00 37.61 950 720 1528 Tripura 2 100.00 48.56 1000 996 517

Sub total 18 847.60 340.07 8476 7185 2001NORTHERN REGION

1 Haryana 2 300.00 194.70 3000 2842 14632 Himachal Pradesh 2 295.50 319.35 2955 2934 27823 Jammu & Kashmir 3 200.00 48.50 2000 1642 1904 New Delhi 0 0.00 0.00 0 0 05 Punjab 1 180.00 74.75 1800 1178 6836 Rajasthan 4 710.00 390.14 7100 7279 4444

Sub total 12 1685.50 1027.44 16855 15875 9562SOUTHERN REGION

1 Andhra Pradesh 8 698.50 1165.34 6985 25237 242742 Karnataka 2 300.00 305.04 3000 6948 30103 Kerala 2 220.00 205.39 2200 2368 13994 Tamil Nadu 2 192.90 172.27 1929 1255 7815 Telangana 8 750.50 1074.49 7505 9093 8285

Sub total 22 2161.90 2922.53 21619 44901 37749WESTERN REGION

1 Goa 1 38.70 37.58 387 343 1912 Gujarat 3 375.00 94.91 3750 3968 17423 Maharashtra 6 1414.90 1194.47 14149 14188 11676

4 Head Office, Mumbai (Administrative Charges) 0 - 103.14 - - -

Sub total 10 1828.60 1430.10 18286 18499 13609Grand Total 150 20438.10 13943.13 204381 210976 129167


STATEMENT -XI

Bank Loan Disbursed and Outstanding - Joint Liability Groups as on 31 March 2020

(Amt. R lakh)

Sr. No. Name of the State

Cumulative No. of JLGs

promoted as on 31.03.2019

Cumulative Loan disbursed

as on as on 31.03.2019

No. of JLGs promoted

during 2019-20

Loan Disbursed during 2019-20

Cumulative No. of JLGs

promoted as on 31.03.2020

Cumulative Loan disbursed

as on as on 31.03.2020

CENTRAL REGION1 Chhattisgarh 90920 115700.90 78967 130970.28 169887 246671.182 Madhya Pradesh 286946 380309.74 237976 433168.92 524922 813478.663 Uttarakhand 24507 33908.87 21039 34327.82 45546 68236.694 Uttar Pradesh 269742 320574.02 354107 668680.79 623849 989254.81

Total 672115 850493.53 692088 1267147.81 1364203 2117641.34EASTERN REGION

5 Andaman & Nicobar 595 870.11 1 1.28 596 871.396 Bihar 507542 658040.48 558450 1078040.77 1065992 1736081.257 Jharkhand 65779 94719.42 149179 277032.05 214958 371751.478 Odisha 548204 751956.83 326813 565216.79 875017 1317173.629 West Bengal 567625 425204.90 377180 668500.08 944805 1093704.98

Total 1689745 1930791.74 1411623 2588790.97 3101368 4519582.71NORTH EASTERN REGION

10 Arunachal Pradesh 6 16.41 3 7.66 9 24.0711 Assam 151330 193591.10 53758 81474.58 205088 275065.6812 Manipur 2936 2417.51 1586 2537.17 4522 4954.6813 Meghalaya 1777 2836.75 761 1158.79 2538 3995.5414 Mizoram 2598 4047.66 859 1662.82 3457 5710.4815 Nagaland 1646 2166.90 5 11.50 1651 2178.4016 Sikkim 2847 3299.45 925 1405.33 3772 4704.7817 Tripura 55007 42499.26 14976 21612.92 69983 64112.18

Total 218147 250875.04 72873 109870.77 291020 360745.81NORTHERN REGION

18 Chandigarh 10 2.81 0 0.00 10 2.8119 Haryana 52529 81603.74 101954 188804.95 154483 270408.6920 Himachal Pradesh 5580 6222.10 2844 4952.48 8424 11174.5821 Jammu and Kashmir 7329 6950.40 1141 1006.76 8470 7957.1622 New Delhi 4968 6929.28 12193 21265.93 17161 28195.2123 Punjab 91333 136803.13 99191 187388.71 190524 324191.8424 Rajasthan 212532 268432.73 244399 464183.04 456931 732615.77

Total 374281 506944.19 461722 867601.87 836003 1374546.06SOUTHERN REGION

25 Andhra Pradesh 210254 233617.92 20920 48181.39 231174 281799.3126 Karnataka 436201 670598.92 322399 633909.22 758600 1304508.1427 Kerala 229201 480538.53 337960 635884.41 567161 1116422.9428 Lakshadweep UT 0 0.00 0 0.00 0 0.0029 Puducherry 2147 3600.21 475 826.35 2622 4426.5630 Tamil Nadu 640005 1383213.26 397820 1289697.30 1037825 2672910.5631 Telangana 54568 95120.38 10298 15823.68 64866 110944.06

Total 1572376 2866689.22 1089872 2624322.35 2662248 5491011.57WESTERN REGION

32 DAMAN and DIU UT 3 4.59 2 2.73 5 7.3233 D and N HAVELI UT 0 0.00 1 0.30 1 0.3034 Goa 9692 13415.28 2137 3888.22 11829 17303.5035 Gujarat 194161 234061.44 104115 192274.06 298276 426335.5036 Maharashtra 345880 521739.70 345067 656395.49 690947 1178135.19

Total 549736 769221.01 451322 852560.80 1001058 1621781.81Grand Total 5076400 7175014.73 4179499 8310294.57 9255899 15485309.30


STATEMENT - XII - A

STATEMENT - XII - C

Agencies having outstanding Revolving Fund Assistance (RFA) as on 31 March 2020

Long Term Refinance Sanctioned and Disbursed to NBFC-mFIs - 2019-20

(Amt. R lakh)

(Amt. R crore)

Sl. No. Name of the Agency State Legal Form Sanctioned Disbursed Outstanding(1) (2) (3) (4) (5) (6)1 Payakaraopeta Womens MAC Andhra pradesh Coop Soc 500.000 500.000 350.0002 Post office (Tamil Nadu) Tamil Nadu NA 100.000 100.000 10.620

TOTAL = A 600.000 600.000 360.620

STATEMENT - XII - B

Agencies having outstanding Capital support as on 31 March 2020

(Amt. R lakh)

Sl. No. Name of the Agency State Legal Form Sanctioned Disbursed Outstanding(1) (2) (3) (4) (5) (6)1 Ajiwika Society Jharkhand Society 50.00 50.00 45.082 Bharat Integrated Social Welfare Agency (BISWA) Orissa Society 100.00 100.00 97.003 Community Development Centre (CDC),

GenguvarpattiTamil Nadu Trust 100.00 100.00 60.00

4 Guidance Society for Labour and Orphan Womens (GLOW) Vellur

Tamil Nadu Society 40.00 40.00 19.60

5 ISHARA Foundation Uttar Pradesh Sec 25 Co. 100.00 100.00 55.006 Jaago Samajik Arthik and Harit Vikas Sangathan Uttar Pradesh Sec 25 Co. 25.00 25.00 22.507 Liberal Association for Movement of People

(LAMP)West Bengal Society 50.00 50.00 30.00

8 Payakaraopeta Women's MACS (PWMACS) Andhra Pradesh Society 50.00 50.00 30.00TOTAL = B 515.00 515.00 359.18

Grand Total of Revolving Assistance (XII -A) + Capital Support (XII-B) = 1151.00 1151.00 719.80

Sl. No. Name of NBFC-MFI State Legal Form Refinance Sanctioned

Refinance Disbursed

Refinance Outs.as on 31.03.2020

1 Chaitanya India Fin Credit Pvt. Ltd. Karnataka Company 45.00 45.00 38.252 Credit Access Gramin Limited Karnataka Company 600.00 600.00 1407.503 Samasta Microfinance Limited Karnataka Company 150.00 150.00 135.004 Satin Creditcare Network Ltd. Madhya Pradesh Company 500.00 500.00 878.105 S. V. Creditline Pvt. Ltd. Madhya Pradesh Company 30.00 30.00 37.506 Annapurna Financial Services Ltd. Odisha Company 100.00 100.00 179.207 Asirwad Microfinance Ltd. Tamil Nadu Company 250.00 250.00 415.158 Madura Microfinance Ltd. Tamil Nadu Company 50.00 50.00 151.889 Fusion Micro Finance Pvt. Ltd. Uttar Pradesh Company 300.00 200.00 286.00

10 Sonata Microfinance Ltd. Uttar Pradesh Company 125.00 125.00 117.5011 Margdarshak Financial Services Pvt. Ltd. Uttar Pradesh Company 0.00 0.00 1.0012 Arohan Financial Services Ltd. West Bengal Company 300.00 300.00 408.0513 Village Financial Services Pvt. Ltd. West Bengal Company 0.00 0.00 62.6514 Muthoot Microfin Limited Kerala Company 110.00 110.00 543.5015 Midland Microfin Limited Punjab Company 0.00 0.00 33.3516 Namra Finance Limited Gujarat Company 0.00 0.00 19.25

Grand Total 2560.00 2460.00 4713.88


GLOSSARY / ABBREVIATIONS

S.No. Abbreviation Full Form1 AFRACA African Rural and Agricultural Credit Association2 ALIDE Latin American Association of Development Financing Institutions3 APMAS Andhra Pradesh Mahila Abhivruddi Sangham4 APRACA Asia-Pacific Rural and Agricultural Credit Association5 APY Atal Pension Yojana6 BC Business Correspondent7 BF Business Facilitator8 BIRD Bankers Institute of Rural Development9 BPL Below Poverty Line

10 BRLPS Bihar Rural Livelihoods Promotion society11 CGAP Consultative Group to Assist Poor12 CIC Credit Information Company13 CICA Confédération Internationale du Crédit Agricole14 CLF Cluster Level Federation15 CRFIM Centre for Research on Financial Inclusion and Microfinance16 CSP Customer service Point17 CSR Corporate Social Responsibility18 DCCB District Central Cooperative Bank19 DEAR Department of Economic Analysis and Research20 DFIBT Department of Financial Inclusion & Banking Technology21 DFS Department of Financial Services22 FAO Food and Agriculture Organization23 FI Financial Inclusion24 FIF Financial Inclusion Fund25 FPO Farmers' Producer Organization26 GOI Government of India 27 IFAD International Fund for Agriculture Development28 IFAD International Fund For Agricultural Development29 IMEF India Microfinance Equity Fund 30 IRV Individual Rural Volunteer31 JAM Jan Dhan Yojana, Aadhaar, Mobile32 JLG Joint Liability Group33 JLPI Joint Liability Groups Promoting Institution34 KCC Kisan Credit Card35 KVK Krishi Vigyan Kendra36 LEDP Livelihood and Enterprise Development Programme 37 LWE Left Wing Extremism 38 MCID Micro Credit Innovations Department39 MEDP Micro Enterprise Development Programme40 MFDEF Micro Finance Development and Equity Fund 41 MFI Micro Finance Institution42 MFIN Microfinance Institutions Network 43 MNC Multi National Company44 MoA & FW Ministry of Agriculture and Farmers’ Welfare45 MoRD Ministry of Rural Development


S.No. Abbreviation Full Form46 MoU Memorandum of Understanding47 MoWCD Ministry of Women and Child Development48 MUDRA Micro Units Development & Refinance Agency Ltd 49 MYRADA Mysore Resettlement and Development Agency 50 NABARD National Bank for Agriculture and Rural Development 51 NABFINS Nabard Financial Services Limited52 NBFC Non-Banking Financial Company53 NBFC-MFI Non-Banking Financial Company - Micro Finance Institution54 NENARACA Near East - North Africa Regional Agricultural Credit Association55 NFS Non Farm Sector56 NGO Non Governmental Organization57 NPA Non Performing Asset58 NPCI National Payments Corporation of India59 NRLM National Rural Livelihood Mission 60 NULM National Urban Livelihoods Mission61 P2P Peer to Peer62 PACS Primary Agricultural Credit Society63 PIA Programme Implementation Agency 64 PMFBY Pradhan Mantri Fasal Bima Yojana65 PMJDY Pradhan Mantri Jan Dhan Yojana66 PMJJBY Pradhan Mantri Jeevan Jyoti Bima Yojana67 PMSBY Pradhan Mantri Suraksha Bima Yojana68 RBI Reserve Bank of India69 RFA Revolving Fund Assistance 70 RFI Rural Financial Institution71 RRA Rapid Rural Appraisal72 RRB Regional Rural Bank73 RSETI Rural Self Employment Training Institute74 SCB Scheduled Commercial Bank75 SDG Sustainable Development Goal76 SEBI Securities and Exchange Board of India77 SFB Small Finance Bank78 SFMC SIDBI Foundation for Micro Credit79 SGSY Swarna-Jayanti Gram Swarojgar Yojna80 SHG-BLP Self Help Group Bank Linkage programme 81 SHPI Self Help Groups Promotion Institution82 SIDBI Small Industries Development Bank of India83 SKDRDP Shri Kshethra Dharmasthala Rural Development Project84 SRLMS State Rural Livelihood Mission 85 SSE Social Stock Exchange86 STCB State Cooperative Bank87 TSP Techinical Service Provider88 USP Unique Selling Point or Unique Selling Proposition89 VLP Village Level Programmes 90 WSHG Women Self Help Groups


NOTES

Acknowledgements:

OVERALL GUIDANCE

Shri P V S Suryakumar, Deputy Managing Director

Smt Rajashree K. Baruah, CGM & Shri Mithilesh Kumar, GM

TEAM LEADER

Smt Prafulla T Kurien, DGM

CONTENT TEAM

Dr. Nandini Ghosh, DGM; Dr. Ashutosh Kumar, DGM-DEAR

Smt Didla Sumana, Shri Rajesh Bhosle, AGMs

Kum Bhawna Jain, Manager

Smt M Vasudha, Assistant Manager

Shri V S Dalvi, SSDA, Shri V N Khandalgaonkar, SSDA (BWP)

SUPPORTED BY

Smt Usha Iyer, AGM; Shri Mangesh S Kulkarni & Smt Riktika M Mukherjee, Managers;

Shri Saad Bin Afroz, AM-DEAR, Shri Kamal Saini, AM

Team MCID at various NABARD Regional Offices

Banks and Financial Institutions

2019 -20MICROFINANCE IN INDIA

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National Bank For Agriculture And Rural Development

Micro Credit Innovations Department

Head Office : Plot No. C-24, ‘G’ Block, Bandra-Kurla Complex, Bandra (E),

Mumbai - 400 051, India.Tel: 91 22 2653 0084 • Fax: 22 2652 8141

visit us at : www.nabard.org E-mail : [email protected]

2019 - 20 status of microfinance in india

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