SPECIAL ADVERT IS ING SECT ION

wwwfivestarprofessionalcom mdash FS bull 1

Five Star Home Professionals2015 Washington DC

Find us onlineF FacebookcomFiveStarProfessional

T TwittercomFiveStarProswwwfivestarprofessionalcom

To nominate an outstanding home professional for next yearrsquos award go to wwwfivestarprofessionalcom

Know a great home professional

Five Star Professional conducts market-specific research throughout the US to identify real estate agents mortgage professionals and homeauto insurance professionals who demonstrate professional excellence and provide quality service to their clients Now entering its twelfth year the Five Star award program is the

largest and most widely published award in the industry covering more than 40 major US markets

The Five Star Professional research team contacted thousands of recent homebuyers consumers and industry experts to identify Washington DC-area service professionals who stand out in their industry and community Award candidates for the Five Star award are brought forward based on consumer evaluations peer nominations andor based on superior industry credentials (based on experience and historical production)

Phone and online survey respondents submit evaluations rating their service professional on criteria such as overall satisfaction customer service skills market knowledge and whether they would recommend the professional to a friend

Award recipients represent less than 7 percent of professionals in the Washington DC area and demonstrate professional excellence and a commitment to customer service

This yearrsquos winners are listed and profiled in the following pages They can also be found along with more on our research methodology on our website at FiveStarProfessionalcom

bull The 2015 Five Star Real Estate Agents Mortgage Professionals and HomeAuto Insurance Professionals do not pay a fee to beincluded in the research or the final list

bull Each professional is screened against state governing bodies to verify that licenses are current and no disciplinary actionsare pending

bull The inclusion of a real estate agent mortgage professional or insurance professional on the final lists should not be construedas an endorsement by Five Star Professional or The Washington Post

bull The research process incorporates a statistically valid sample in order to identify the professionals in the local market whoscore highest in overall satisfaction These professionals are not included on the list unless their score is statistically valid

For more information on the Five Star award and the researchselection methodology go to wwwfivestarprofessionalcom

DisclosuresResearch

Real Estate Agents

Mortgage Professionals

HomeAuto Insurance Professionals

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SPECIAL ADVERT IS ING SECT ION

FS bull 2 mdash wwwfivestarprofessionalcom

Five Star Real Estate Agents

Left to right Katrina Schymik Abjornson 2015 winner Catherine Czuba Marian Lobred

Highly regarded for their integrity in business transactions by buyers and sellers as well as their peers Catherine Katrina and Marianrsquos consistent application of high standards has led to an outstanding track record of successfully selling a high volume of properties during all market conditions

The group brings an unwavering focus to every detail of a transaction from the initial meeting through the settlement Recognized as strategic and hardworking The Czuba Grouprsquos clients appreciate their easy rapport and accessible style They make sure to listen and communicate to each of their clients in order to make their clientsrsquo goals a reality

1506 19th Street Northwest Suite One | Washington DC 20036 | Office 202-491-1275 | wwwczubagroupcom

Catherine CzubaSenior Vice President Compass DC Realtor DCMdVa

Phone 202-549-6819CatherineCzubaGroupcom

bull Czuba Group named 2015 ldquoBest of Washingtonrdquo by

Washingtonian Magazine

bull Catherine named 2015 Five Star Real Estate Agent

bull Catherine named Senior Vice President of

Compassrsquos Washington DC operations in 2015

Catherine CzubaSenior Vice President Compass DC

Visit Czubagroupcom or Call Today to Schedule Your Home Value Consultation

ldquoIrsquom proud to have Catherine carry the title as senior vice president for Compass She embodies everything we would want from

one of our agents in this role mdash experienced dedicated talented and a team playerrdquo

mdash Lindsay Reishman Compass Inc President

Experience success with Catherine Czuba and The Czuba GroupFIVE S

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SPECIAL ADVERT IS ING SECT ION

wwwfivestarprofessionalcom mdash FS bull 3

Five Star Real Estate Agents

bull Integritybull Experiencebull Successbull Dedication

I am greatful and honored to have been recognized by clients and peers due to the quality of service I have provided I have always strived to provide the best possible service putting clientsrsquo needs to the top itrsquos my priority I will continue to put my 14-plus years of experience to your service Thank you for making me a top agent

5034 Wisconsin Ave NWWashington DC 20016Cell 202-438-0311Office 202-326-1300contactricardomyrealtorcomricardomyrealtorcom

Ricardo Vasquez Realtor Licensed in DC Md and Va

bull Responsive mdash reacting quickly and positivelybull Reliable mdash dependable trustworthy dedicatedbull Remarkable mdash exceptional outstanding fantasticbull Results mdash successful eff ective time-saving I am honored to be a Five Star award winner and thank all of my clients for allowing me to serve them Jill E in Fairfax said ldquoYou truly made a big difference in how quickly my home sold for a great price Your research on the immediate neighborhood and the Fairfax market was spot-on in terms of our pricing strategy Irsquom so thankful I could count on you to follow up on leads and give me regular status reports helliprdquo Ken and Tosha K in Clifton said ldquoShe developed a strategy for pricing our home Her plan paid off mdash we had a full-price offer after two days on the market The best thing about working with Terry is her total support helliprdquo

6226 Old Dominion DrMcLean VA 22101Office 703-237-9500Cell 571-238-2506terryorieterryoriecomwwwterryoriecom

Responsive hellip Reliable hellip Remarkable hellip Results

Terry Orie

bull 17 years of industry experiencebull Providing housing solutions for sellers and buyersbull Dedicated to client servicesbull Short-sale and foreclosure specialistbull Property management companyI am extremely thankful for each and every one of my clients and peers that has taken the time to recognized me for the Five Star Real Estate Agent award I strive to achieve my clientsrsquo goals with the utmost diligence and priority Whether selling or purchasing real estate as a first-timer senior ldquorelordquo or investor I have built my reputation and career on being the Realtor of choice for quality service personal care and attention to unique situations I thank you all and thoroughly appreciate your business

10460 Campus Way SUpper Marlboro MD 20774Direct 240-432-7848krollinsremaxnetwwwTheRollinsGroupcom

Destined to Serve You

Kevin RollinsRealtor SFRreg Pre-Foreclosure Specialist Certification SRESreg Property Manager

The right Realtor makes all the diff erence mdash all aroundbull Expert market knowledgebull Savvy and fun buyingsellingbull In DC Maryland and Virginia

Every home homeowner and homebuyer is unique and special for a variety of reasons I am a problem solver and very good at developing a strategy or game plan that will succeed With a background in sports marketing and communication I bring a collaborative team-based approach to real estate that builds trust and empowers my clients Whether you are a first-time homebuyer investor or seeking to sell your current home and purchase the next I will work with you every step of the way as your most loyal advocate

1353 V St NWWashington DC 20009Direct 202-304-0072Office 202-232-0600hgravescpredccomheathergravesrealestatecom

Central Properties LLC

I Would Love to Hear From You

Heather GravesPartner

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SPECIAL ADVERT IS ING SECT ION

FS bull 4 mdash wwwfivestarprofessionalcom

Five Star Real Estate Agents

A professional in the real estate industry for the past 14 years deLeon is a multimillion-dollar producer with over $130 million in sales at Long amp Foster She has a proven track record working with traditional sellers and buyers as well as with fi rst-time homebuyers seniors and real estate investorsShe is trilingual speaking English Spanish and Italian which allows her to more eff ectively serve the diverse clientele in Northern Virginia In addition deLeon has signifi cant experience in short sales and foreclosure sales having worked with several fi nancial institutions as a Real Estate Owned (REO) agentdeLeon is a member of the Northern Virginia Association of Realtors the Virginia Association of Realtors and the National Association of Realtors She also belongs to the Womenrsquos Council of Realtors (WCR) and was infl uential in starting the local WCR chapter in the Northern Virginia area in the mid-2000s In addition to her real estate involvement deLeon volunteers as a docent with the Supreme Court of the United States

9841 Georgetown Pike PO Box 97 Great Falls VA 22066Phone 703-338-1765ireneirenedeleoncomwwwirenedeleoncom

Knowledge bull Experience bull Results

Irene deLeonGRI SRESreg BPOR CDPE

bull 2015 Washingtonian Magazine Best Agents List Platinumbull 2015 Long amp Foster Real Estate mdash Top 100 Elite Performers

(company-wide) Top 10 Agent (N Va and W Va region) Top Listing Agent and Top Buyerrsquos Agent (Arlington offi ce)

The goal for every client is to make an informed decision Over 80 percent of Johnrsquos clients are repeat clients or referrals A record of successfully closing more than 300 transactions worth over $155 million and achieving various production accolades gives John a wealth of knowledge Please call for a private consultation

4600 Lee HwyArlington VA 22207Office 703-522-0500Cell 202-549-0081JohnMentisLNFcomwwwjohnmentiscom

Your Life Is Changing I Can Helpreg

Licensed in Virginia and Washington DC

John MentisRealtor

Put the power of the Pirovic Team to work for you bull Washingtonian Magazine Top 100 Teams in 2015bull Long amp Foster Top 100 Agents in 2015bull Over $28 million in sales in 2014bull Long amp Foster Chairmanrsquos Club 10 years running

12520 Prosperity Drive Suite 105 | Silver Spring MD 20904Jeanrsquos cell 301-520-8420 | Alexrsquos cell 301-503-7783

jeanpirovicLNFcom | wwwthepirovicteamLNFcomIf you have a brokerage relationship with another agency this is not intended as a solicitation

The Pirovic Team

Left to right 2015 winner Jean Pirovic Alex Heitkemper

Broker Phone 301-388-2600

bull No 1 REMAX agent in Maryland and the Central Atlantic region mdash REMAX congratulates Nurit Coombe on being the No 1 agent for 2014 and 2015

bull REMAX Diamond Award and Hall of Famebull Recognized as Americarsquos Best Real Estate Agent in 2014

and 2015 (REAL Trends and Trulia)

I want to take this opportunity to thank my clients and peers for recognizing me as a Five Star Real Estate Agent It is an honor to be recognized in this forum and a privilege to have worked with you

REMAX 2000Rockville MD 20852Direct 301-346-5252Office 301-881-1700nuritcoombegmailcomwwwnuritcoombecom

Who You Work With Matters

Nurit CoombeRealtor

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SPECIAL ADVERT IS ING SECT ION

wwwfivestarprofessionalcom mdash FS bull 5

Five Star Real Estate Agents

With a background in fine arts and a stint in Hollywood Maryrsquos niche is staging homes for the highest returns Licensed in Virginia District of Columbia and Maryland she was named in Top 100 Realtors 2015 by Washingtonian Magazine and is a member of FIABCI (international estate agents)

6820 Elm StMcLean VA 22101Direct 703-636-4998housebymarygmailcomhousebymarycom

Mary AnthonyRealtor Certified Appraiser

7010 Little River Tpke Ste 100Annandale VA 22003Cell 540-850-3612Office 703-750-2800BillEnglongandfostercombillengLNFcom

Bill EngRealtor GRI ABRreg BPOR SRESreg

bull Retired DoD civilianbull 30-plus years in Northern Va mdash Falls Church to

Fredericksburgbull Familiar with all housing SFH duplex condos

garden apartments and commuting VRE metro auto and E-ZPass

bull All satisfied clients buyers sellers landlords and renters

Virginia Lic 0225197895

With unparalleled expertise strong marketing and negotiation skills as well as 12 years as a top producer Ellie represents her clientrsquos interests with a professional yet personal touch Ellie listens to her clientrsquos needs leading to an efficient smooth and seamless experience Call her at 240-888-8448 and shersquoll prove it

189 Kentlands BlvdGaithersburg MD 20878Direct 240-888-8448Office 301-975-9500 Ext 4246elliehomeswithelliecom

Ellie Hitt Realtor

Sean specializes in new construction and condo conversion projects With his strong work ethic and attention to detail Sean has been successful working with experienced and first-time buyers sellers savvy investors and developers

Compass Real Estate1506 19th St NW Ste 1Washington DC 20036Phone 202-552-9167seancompasscom

Sean AalaiRealtor

Linda Brack

Realtor

Office 703-534-9660 Ext 243Cell 571-277-6338LindabracklongandfostercomLindabracklnfcomOffering Market Expertise a Positive ldquoCan-Dordquo Attitude and High-Energy Service

Margaret Ireland

GRI CRS Associate Broker

Cell 703-625-2922margaretmriscom

Specializing in Active Adult Communities I Provide Top Service to My Clients

Sheila Ryan Carney

NVAR Lifetime Top Producer

Cell 703-307-7113Phone 703-821-5005RighteamverizonnetRighteamcomThe Righteam for All Your Real Estate NeedsLic 0225178607

Charlie Gaynor

Realtor

Cell 202-246-1333Office 202-234-1784charliegaynorrealtorcom

This Man Knows His Way Around Town

Chrissi Chapman Topoleski

Realtor e-PROreg

REMAX Olympic RealtyCell 571-330-1750Office 703-754-4341chrissiRubySlippersAtHomecomwwwRubySlippersAtHomecom

Lic 0225181914

Each o ce independently owned and operated

PJ Santiago

Cell 571-217-2177pjsantiagokwcom

Your Local Real Estate Expert Born in DC Raised in Northern Virginia

Jim Shirey

MRE CRS SRS e-PROreg

Cell 202-607-6534Phone 703-717-6353jimdcAreaPropertiescomdcAreaPropertiescom

Top 1 in the DC Area for Client Satisfaction

Dyanne Branand

Sales Associate

Cell 202-369-7902Office 202-741-1610deedeebranandcomdbranandcbintouchcom

At Home on the Hill

Mandy Hursen

Realtor

Cell 240-476-9959Office 202-299-1100mandydcreresidentialcomwwwdcreresidentialcom

DCRE Residential

Helping People Achieve Their Goals hellip Whatever They May Be

Explain things

thoroughly

but simply

so the client

understands

and feels

comfortablemdash Five Star

award winner

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FS bull 6 mdash wwwfivestarprofessionalcom

Five Star Real Estate Agents

Five Star Professional surveyed Washington DC-area residents who purchased a home priced at more than $150000 within a seven-month period (June 2014 to December 2014) The final list of 2015 Washington DC Five Star Real Estate Agents is a select group representing less than 1 percent of real estate agents in the area Evaluations were collected by mail phone and online at wwwfivestarprofessionalcomhomesurvey In order to be considered for the award candidates are evaluated on five evaluation and eligibility criteria 1 Qualifying evaluation rating (peer or consumer) or industry qualified based on recent production history 2 Actively licensed as a real estate salesperson 3 Actively employed as a licensed real estate salesperson for a minimum of three years 4 Favorable regulatory and complaint history review 5 Successful completion of industry Blue Ribbon Panel Review

All award winners are sorted by city and listed alphabetically by last name

All AreasKen Abramowitz REMAX

Town Center

Gloria Adams middot Sothebyrsquos International Realty

Mary Anthony middot Keller Williams Realty Page 5

Jacqueline Barnes middot Weichert Realtors

Stanley Barsch middot Barsch Realty

Mary Ann Bendinelli middot Weichert Realtors

Kenneth Bennett middot WC amp AN Miller Realtors

Linda Brack middot Long amp Foster Real Estate Page 5

Marti Burk middot REMAX Xecutex

Bill Calomeris middot Long amp Foster Real Estate

Sheila Ryan Carney middot Avery-Hess Realtors Page 5

Chrissi Chapman Topoleski middot REMAX Olympic Realty Page 5

Gage Cole middot Long amp Foster Real Estate

Joan Cromwell middot McEnearney Associates

Pat Cunningham middot Coldwell Banker

Brian Cusick middot Cusick Group Realtors

Cynthia Davis middot Keller Williams Realty

Sybella Debesa middot Weichert Realtors

Irene deLeon middot Long amp Foster Real Estate Page 4

Claire Driscoll middot Weichert Realtors

Kurt Duty middot Keller Williams Realty

Paula Edge middot Capital Structures Real Estate

Bill Eng middot Long amp Foster Real Estate Page 5

Kira Epstein middot Beasley Real Estate

Melinda Estridge middot The Estridge Group

Charlene Farrar middot Keller Williams Realty Capital Properties

Russell Firestone middot TTR Sothebyrsquos International Realty

Alfonso Flores middot Fairfax Realty

Carmen Fontecilla middot Weichert Realtors

Tom Francis middot Keller Williams Realty

Ray Gernhart middot REMAX Allegiance

LaGreta Gibson middot Weichert Realtors

Lynne Gorsage middot Long amp Foster Real Estate

W Ted Gossett middot Washington Fine Properties

Shelley Green middot Long amp Foster Real Estate

Margie Halem middot Long amp Foster Real Estate

Gwen Hankerson middot EXIT Realty

Eric Hernandez middot Keller Williams Realty

Ellie Hitt middot Long amp Foster Real Estate Page 5

Denny Horner middot Evers amp Company Real Estate

Frances Irizarry middot Avery-Hess Realtors

Liz Kaiser middot City Chic Real Estate

Cindy Kapper middot Jobin Realty

Stanley Kaszuba middot Long amp Foster Real Estate

Anne Killeen middot Washington Fine Properties

Helen King middot Weichert Realtors

Hub Krack middot REMAX Allegiance

Traudel Lange middot Washington Fine Properties

Sharon Ledbetter middot Weichert Realtors

Evelyn Lugo middot Long amp Foster Real Estate

Liane MacDowell middot Stone Properties

Peg Mancuso middot WC amp AN Miller Realtors

Barbara Maniatakis middot Jobin Realty

William Marin middot CENTURY 21 Trademark Realty

Debra McElroy middot CENTURY 21 New Millennium

Alan Mertz middot Keller Williams Realty Capital Properties

JP Montalvan middot Keller Williams Realty Capital Properties

Johnnie Moore middot Samson Properties

Nita Neri middot Weichert Realtors

Paul Nguyen middot Westgate Realty Group

Kimberly Pace middot Redfin

Sintia Petrosian middot Long amp Foster Real Estate

Leyla Phelan middot Evers amp Company Real Estate

Jane Phillips middot Long amp Foster Real Estate

Jean Pirovic middot Long amp Foster Real Estate Page 4

Kellie Plucinski middot Long amp Foster Real Estate

Audrey Primozic middot Weichert Realtors

Loic Pritchett middot TTR Sothebyrsquos International Realty

Helena Pulyaeva middot REMAX Realty Services

John Queeney middot CENTURY 21 New Millennium

Kathleen Quintarelli middot Weichert Realtors

Michael Rankin middot TTR Sothebyrsquos International Realty

Tom Reilly middot Keller Williams Realty

Christine Richardson middot Weichert Realtors

Joshua Ross middot REMAX Pros

Wanda Russell middot Keller Williams Realty Preferred Properties

Chris Sampson middot Long amp Foster Real Estate

Giovanni Santa Ana middot Move4Free Realty

Annette Schafer middot United Real Estate Agents amp Associates

Carol Schantz middot REMAX

Frank Schofield middot Summit Realtors

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SPECIAL ADVERT IS ING SECT ION

wwwfivestarprofessionalcom mdash FS bull 7

Five Star Real Estate Agents

All award winners are sorted by city and listed alphabetically by last name

Sonya Seigel middot REMAX

Jim Shirey middot McEnearney Associates Page 5

Ellie Shorb middot Coldwell Banker

Lynne Skram middot REMAX Allegiance

Joan Stansfield middot Keller Williams Realty

Laura Steuart middot Washington Fine Properties

Emily Stollar middot Wisley Greco amp Associates

Santiago Testa middot McEnearney Associates

Alexandra Thomas middot Sothebyrsquos International Realty

Roby Thompson middot Long amp Foster Real Estate

Reem Trahan middot REMAX Gateway

Ross Vann middot Beasley Real Estate

Katie Wethman middot Keller Williams RealtyWethman Group

Sharon Wildberger middot Sothebyrsquos International Realty

Robin Wolters middot Coldwell Banker Residential Brokerage

Christina Wood middot Stone Wood Team

Kevin Wood middot Slate Properties

AlexandriaLee Braun middot Long amp Foster

Real Estate

Peter Braun middot Long amp Foster Real Estate

Greg Doherty middot Coldwell Banker

Cindy Golubin middot Sothebyrsquos International Realty

Phyllis Patterson middot TTR Sothebyrsquos International Realty

Aaron Podolsky middot Keller Williams Realty

Brett Rice middot REMAX Executives

Chris White middot Long amp Foster Real Estate

Holly Williams middot Samson PropertiesThe H Williams Group

ArlingtonJulia Avent middot REMAX By

Invitation

Robin Cale middot McEnearney Associates

Michelle Lynch middot The Keri Shull Team

John Mentis middot Long amp Foster Real Estate Page 4

Kulvinder Saund middot Long amp Foster Real Estate

Liz Schell middot Long amp Foster Real Estate

Carol Temple middot Coldwell Banker Residential Brokerage

Kelly Tierney middot REMAX

BethesdaJamie Coley Jr middot Coley Reed

Mynor Herrera middot Keller Williams Realty Capital Properties

Jeremy Lichtenstein middot REMAX Realty Services

Matthew Maury middot Stuart amp Maury Realtors

Beverly Piccone middot Coldwell Banker Residential Brokerage

Rochelle Rubin middot Stuart amp Maury Realtors

Jill Schwartz middot Long amp Foster Real Estate

Josette Skilling middot Keller Williams Realty Capital Properties

ChantillyRon Rush middot Long amp Foster

Real Estate

Chevy ChaseLauren Davis middot Washington

Fine Properties

ColumbiaCliff Bernstein middot Hagan

Realty

FairfaxTracey Barrett middot ERA Elite

Group Realtors

Laurie Garden middot Keller Williams Realty

Juan Kassar middot Christiersquos International Real Estate

Susan Mertz middot Keller Williams Realty Capital Properties

Linda Min middot Samson Properties

Damon Nicholas middot Coldwell Banker Residential Brokerage

Terry Orie middot REMAX Page 3

Carlos Pichardo middot CAP Real Estate

PJ Santiago middot Keller Williams Realty Capital Properties Page 5

Falls ChurchMerelyn Kaye middot McEnearney

Associates

FrederickRon Wolfe middot Charis Realty

Group

GainesvilleEdward Hook middot REMAX

Gateway

Margaret Ireland middot Weichert Realtors Page 5

Curt McArtor middot Long amp Foster Real Estate

Natalie McArtor middot Long amp Foster Real Estate

Michael Yelton middot REMAX

GaithersburgDerek Colen middot REMAX

Metropolitan Realty

Audrey June-Forshey middot REMAX Realty Services

GermantownChris Kershisnik middot REMAX

GreenbeltJason Sumter middot EXIT Realty

HerndonBernie Kagan middot Samson

Properties

McLeanKaren Close middot CENTURY 21

Anne DiBenedetto middot Washington Fine Properties

Isabelle Jelinski middot Keller Williams Realty

Dawn Jones middot Weichert Realtors

Susan Koehler middot Washington Fine Properties

Jennifer Thornett middot Washington Fine Properties

PotomacLeslie Friedson middot Long amp

Foster Real Estate

RestonLauryn Eadie middot Keller

Williams RealtyCircadian Realty Group

FIVE S

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SPECIAL ADVERT IS ING SECT ION

FS bull 8 mdash wwwfivestarprofessionalcom

Five Star Real Estate Agents

All award winners are sorted by city and listed alphabetically by last name

Pat Flynn middot Keller Williams Realty

RockvilleNurit Coombe middot REMAX

2000 Page 4

Patrick Rutledge middot Keller Williams Realty

Poching Shen middot Coakley Realty

Silver SpringBarbara Ciment middot Long amp

Foster Real Estate

Robert Dinh middot REMAX

Dave Savercool middot Long amp Foster Real Estate

Lewis Temple middot Donna Kerr Group

SpringfieldAaron Browning middot Browning

Homes Group

Judi Gray middot CENTURY 21 New Millennium

Dallison Veach middot REMAX Allegiance

Takoma ParkDan Metcalf middot Long amp Foster

Real EstateFinn Family Group

Upper MarlboroCheryl Abrams middot REMAX

Cecelia Bell middot REMAX

Kevin Rollins middot REMAX Specialists Page 3

ViennaDebbie Earman middot Long amp

Foster Real Estate

Washington DCSean Aalai middot Compass Real

Estate Page 5

Dyanne Branand middot Coldwell Banker Page 5

Erich Cabe middot Coldwell Banker Residential Brokerage Dupont

Kimberly Cestari middot Long amp Foster Real Estate

Catherine Czuba middot Compass Real Estate Page 2

Jessica Evans middot Real Living At Home

Charlie Gaynor middot City Houses Page 5

Fletcher Gill middot The Genau Group

James Grant middot Keller Williams Realty Capital Properties

Heather Graves middot Central Properties Page 3

Chuck Holzwarth middot Washington Fine Properties

Cynthia Howar middot Washington Fine Properties

Mandy Hursen middot DCRE Residential Page 5

Maya Hyman middot Coldwell Banker Georgetown

Tyler Jeffrey middot Beasley Real Estate

Warren Kluth middot Long amp Foster Real Estate

Cheryl Kurss middot Long amp Foster Real Estate

Cecelia Leake middot Washington Fine Properties

Linda Low middot Long amp Foster Real EstateThe Linda Low Team

Rob Low middot Long amp Foster Real Estate

Dino Milanese middot Coldwell Banker

Harry Moore middot Long amp Foster Real Estate

Jennifer Myers middot Dwell Residential Brokerage

Joel Nelson middot Keller Williams Realty

Chris Sanders middot CENTURY 21 Redwood

Robert Sanders middot Sothebyrsquos International Realty

Paul Sliwka middot Central Properties LLC

Benton Snider middot Long amp Foster Real Estate

Sam Solovey middot Long amp Foster Real Estate

Ben Stern middot Buyerrsquos Edge

Angelika Suisman middot Long amp Foster Real Estate

Ricardo Vasquez middot Weichert Realtors Page 3

Ty Voyles middot Fulcrum Properties Group

WoodbridgeRichard Bridges middot ERA Blue

Diamond Realty

Anna Vidal middot Keller Williams Realty

1 What are your goals

2 What price range are you comfortable with

3 Are you pre-qualified

4 What is your timeframe

5 If we find the right property are you prepared to purchase it today

Top five questions that real estate agents want you to answer

From research conducted by Five Star Professional April 2011

FIVE S

TAR PROFESSIO

NAL

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NAL

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NAL

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NAL

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TAR PROFESSIO

NAL

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TAR PROFESSIO

NAL

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TAR PROFESSIO

NAL

SPECIAL ADVERT IS ING SECT ION

wwwfivestarprofessionalcom mdash FS bull 9

Five Star Mortgage Professionals

2015 winner Skip Yanick

Skip consistently sets himself apart from the rest in a myriad of ways He meets with his clients in person for an initial in-depth discussion to determine the best loan options for them Hersquos available nights and weekends and holds his clientsrsquo hands right up to the closing table Skip believes that no client should ever leave a transaction feeling blind-sided or uninformed and works day in and day out to deliver the very best service possible to his clients

Did you know that less than one percent of loan offi cers attend their clientsrsquo closings Skip is one of the elite members of his profession that actually attends each and every one Because he has built his business based almost solely on referral it is imperative that his closings are smooth on-time and hassle-free His referral partners range from real estate agents to CPAs and from divorce attorneys fi nancial advisors to his favorite mdash past client referrals

ldquoFrom the moment we started working together you always made me feel this was possible Your service is top-notch That alone makes you stand head and shoulders above the crowd because that is lacking these days You were always accessible to my demanding work schedule Days nights weekends holidays phone text email smoke signals and Morse Code hellip you get the point Every call was answered lsquoat your servicersquo Text messages were responded to immediately My wife and I want to thank you for helping us achieve our dream of owning a homerdquo mdash Dr Brandon Lemuel owner of Pure Chiropractic Vienna Virginia

ldquoSkiprsquos responsiveness and availability were every bit as good for us this spring as when we started working with him four years ago We are extremely happy with the interest rate Skip was able to off er us but most important was Skiprsquos honesty and trustworthiness He is most defi nitely the lender we wanted to work with again We highly recommend Skiprsquos services to other homebuyersrdquo mdash Dan and Trish Biggio

8391 Old Courthouse Road Suite 100 | Tysons Corner VA 22182Direct 703-309-2350 | skipyanickmortgagefamilycom

bull Skip has personally closed more than $500000000 in loan volume in the past 20 years

bull PHH Home Loans is a local direct lender with processing underwriting funding and closing mdash located in our corporate

offi ce in Tysons Corner

bull The operations staff has been together for 25 years mdash virtually unheard of in the mortgage (or nearly any) industry

PHH Home Loans LLC dba Sunbelt Lending Services 300 South Park Place Boulevard Suite 150 Clearwater FL 33759 NMLS ID 4256 (wwwnmlsconsumeraccessorg) Georgia Residential Mortgage Licensee No 20292 Equal Housing Lender

Skip YanickCMA NMLS 184483

If You Are Looking to Buy or ldquoRefirdquo Irsquom Your Guy

FIVE S

TAR PROFESSIO

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TAR PROFESSIO

NAL

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TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

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TAR PROFESSIO

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TAR PROFESSIO

NAL

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TAR PROFESSIO

NAL

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NAL

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TAR PROFESSIO

NAL

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TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

SPECIAL ADVERT IS ING SECT ION

FS bull 10 mdash wwwfivestarprofessionalcom

Five Star Mortgage Professionals

With over a decade of mortgage lending experience I realize that purchasing a home is one of the most important financial decisions my clients make I provide tailored options and advice to meet their dreams of homeownershipThank you to all of my amazing clients for the humbling and honoring award

44160 Scholar Plz Ste 400Leesburg VA 20176Cell 703-300-6518Office 703-779-8937emuellergmmllccomwwwloansbyericacom

Erica MuellerVice President Sr Loan Officer CMA

NMLS 484245

Justin Weiner

Senior Loan Officer

Phone 703-400-5138justinweinermortgagefamilycom

PHH Home Loans

Teamwork for Success

NMLS 318048

Derek Harman

Loan Officer

Office 703-766-4634Cell 703-309-4886dharmanhstmortgagecomwwwhstmortgagecom

Home Savings amp Trust Mortgage

NMLS 882287

Peter Accolla George Mason Mortgage

Stephen Albeck middot EverBank

Levon Andonian middot First Rate Mortgage

Debbie Benkert middot 1st Mariner Mortgage

Doug Benner middot 1st Portfolio Lending

Pat Bowman middot 1st Mariner Mortgage

David Bridges middot First Heritage Mortgage

Brad Cohen middot Capital Bank

Chris Cox middot First Savings Mortgage Corporation

Joyce Crowe middot Wells Fargo Home Mortgage

Jody Eichenblatt middot Prosperity Home Mortgage

Justin Exner middot Fairway Independent Mortgage Corporation

Frank Fannon middot SunTrust Mortgage

Michael Femiano middot First National Bank

Ben Fox middot George Mason Mortgage

Brandon Frye middot Wells Fargo Home Mortgage

Sean Glennon middot Home Savings amp Trust Mortgage

Ruth Griel middot Atlantic Coast Mortgage

Kristi Hardy middot Atlantic Coast Mortgage

Five Star Professional surveyed more than 74400 Washington DC homeowners The final list of 2015 Washington DC Five Star Mortgage Professionals is a select group representing less than 2 percent of mortgage professionals in the area Evaluations were collected by mail phone and online at wwwfivestarprofessionalcomhomesurvey In order to be considered for the award candidates are evaluated on five evaluation and eligibility criteria 1 Received a qualifying client satisfaction rating 2 Satisfied the applicable state licensing requirements 3 Actively employed as a licensed professional for a minimum of three years 4 Favorable regulatory and complaint history review 5 Satisfied minimum client volume or production on a one-year and three-year basis (number and volume of transactions or number of client households served)

All award winners are listed alphabetically by last name

Trust and communication are the keys to any successful relationship I believe this is never more true than when working with a mortgage lender to achieve the dream of homeownershipI bring the knowledge and experience of more than 10 years to work for my clients identifying the MVB Mortgage loan program that will best suit their fi nancing needs My role is to educate my clients explaining all the options available from state and federal programs to portfolio lending options that help us meet some of the most unique fi nancing needs Our clients are our neighbors and most certainly more than just a number We know wersquoll be seeing you around town in stores and at community events I expect nothing less than the best when it comes to my own fi nancial services needs so thatrsquos what I strive to deliver to my clients

11325 Random Hills Rd Ste 100Fairfax VA 22030Direct 703-364-5640Cell 703-297-7211csearlemvbmortgagecomwwwmvbmortgagecomchristian-searle

MVB Mortgage MVB Mortgage of PA and MVB Mortgage of KY are registered trade names of Potomac Mortgage Group Inc a wholly-owned subsidiary of MVB Bank Inc bull MVB Mortgage NMLS ID 181319 bull wwwnmlsconsumeraccessorg

Christian Searle Senior Mortgage Banker NMLS 659508

Keep up with market conditions so you are always

knowledgeablemdash Five Star award winner

FIVE S

TAR PROFESSIO

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TAR PROFESSIO

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NAL

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NAL

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NAL

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NAL

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NAL

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TAR PROFESSIO

NAL

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TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

SPECIAL ADVERT IS ING SECT ION

wwwfivestarprofessionalcom mdash FS bull 11

Five Star Mortgage Professionals

All award winners are listed alphabetically by last name

Derek Harman middot Home Savings amp Trust Mortgage Page 9

Alex Jaffe middot First Home Mortgage

Richard Johnson middot George Mason Mortgage

Saira Khan middot SunTrust Mortgage

Daniel Kim middot Greenway Funding Group

Billy Kinberg middot MVB Mortgage

Gregory Kingsbury middot Caliber Home Loans

Jennifer Landgraff middot Caliber Home Loans

Dan Maggin middot Alcova Mortgage

Julie Martin middot George Mason Mortgage

Brian Martucci middot 1st Mariner Mortgage

Robin McCauley middot Caliber Home Loans

Robert McElroy middot First Heritage Mortgage

Bruce Meyers middot First Home Mortgage

Tony Miller middot Credit Union Mortgage Association

Erica Mueller middot George Mason Mortgage Page 9

Stephen Noyes middot TD Bank NA

Jonathan Okun middot Prosperity Home Mortgage

Sarah Pichardo middot MVB Mortgage

Shawn Potter middot First Heritage Mortgage

Joseph Procopio middot First Home Mortgage

John Pyne middot Intercoastal Mortgage Company

John Ragano middot SWBC Mortgage

Mark Ragland middot George Mason Mortgage

Mark Richards middot TD Bank NA

Elliot Roberts middot First Heritage Mortgage

Tom Ryan middot NASA Federal Credit Union

Danny Schappell middot First Savings Mortgage Corporation

Daniel Sconce middot Mortgage Master

Christian Searle middot MVB Mortgage Page 9

Todd Sheinin middot New America Financial

Andrew Siddon middot George Mason Mortgage

Mike Stein middot McLean Mortgage Corporation

Scott Story middot First Home Mortgage

Laura Triplett middot Atlantic Coast Mortgage

Renee Voyta middot First Savings Mortgage Corporation

Chris Washburn middot Caliber Home Loans

Brian Washington middot PrimeLending

Justin Weiner middot PHH Home Loans Page 9

Kathryn Welsh middot Prosperity Home Mortgage

Michael Westbrook middot Intercoastal Mortgage Company

Skip Yanick middot PHH Home Loans Page 8

John Cooper Jr State Farm

Daniel Garedew middot Creative Insurance Solutions

Shelley Handy middot State Farm

Michael Herson middot Congressional Insurance Associates

Bill Howard middot Clarke amp Sampson

J Reed Laughlin middot Allstate

Matt Martin middot State Farm

Chris Melkus middot Allstate

Anh Nguyen middot State Farm

Emmalee Robinson middot State Farm

Anita Sadlack middot State Farm

Janice Sutton middot Farmers Insurance

Five Star Professional surveyed more than 74400 Washington DC homeowners The final list of 2015 Washington DC Five Star HomeAuto Insurance Professionals is a select group representing less than 1 percent of insurance professionals in the area Evaluations were collected by mail phone and online at wwwfivestarprofessionalcomhomesurvey In order to be considered for the award candidates are evaluated on five evaluation and eligibility criteria 1 Received a qualifying client satisfaction rating 2 Satisfied the applicable state licensing requirements 3 Actively employed as a licensed professional for a minimum of three years 4 Favorable regulatory and complaint history review 5 Satisfied minimum client volume or production on a one-year and three-year basis (number and volume of transactions or number of client households served)

All award winners are listed alphabetically by last name

Five Star HomeAuto Insurance Professionals

ldquoYour heart has to be in the right place mdash you

have to genuinely desire to make a difference in

your clientsrsquo livesrdquo

mdash Five Star award winner

FIVE S

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TAR PROFESSIO

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SPECIAL ADVERT IS ING SECT ION

Want to learn more about Five Star ProfessionalVisit our website to learn more about these and other outstanding

award winners at wwwfivestarprofessionalcom

FacebookcomFiveStarProfessional | TwittercomFiveStarPros | LinkedincomCompanyFive-Star-Professional

FIND US ONLINE

See the special section in the October 25 2015 issue of The Washington Post

Who will make the list of2015 Five Star Wealth Managers

FS bull 12 mdash wwwfivestarprofessionalcom

FIVE S

TAR PROFESSIO

NAL

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TAR PROFESSIO

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SPECIAL ADVERT IS ING SECT ION

FS bull 2 mdash wwwfivestarprofessionalcom

Five Star Real Estate Agents

Left to right Katrina Schymik Abjornson 2015 winner Catherine Czuba Marian Lobred

Highly regarded for their integrity in business transactions by buyers and sellers as well as their peers Catherine Katrina and Marianrsquos consistent application of high standards has led to an outstanding track record of successfully selling a high volume of properties during all market conditions

The group brings an unwavering focus to every detail of a transaction from the initial meeting through the settlement Recognized as strategic and hardworking The Czuba Grouprsquos clients appreciate their easy rapport and accessible style They make sure to listen and communicate to each of their clients in order to make their clientsrsquo goals a reality

1506 19th Street Northwest Suite One | Washington DC 20036 | Office 202-491-1275 | wwwczubagroupcom

Catherine CzubaSenior Vice President Compass DC Realtor DCMdVa

Phone 202-549-6819CatherineCzubaGroupcom

bull Czuba Group named 2015 ldquoBest of Washingtonrdquo by

Washingtonian Magazine

bull Catherine named 2015 Five Star Real Estate Agent

bull Catherine named Senior Vice President of

Compassrsquos Washington DC operations in 2015

Catherine CzubaSenior Vice President Compass DC

Visit Czubagroupcom or Call Today to Schedule Your Home Value Consultation

ldquoIrsquom proud to have Catherine carry the title as senior vice president for Compass She embodies everything we would want from

one of our agents in this role mdash experienced dedicated talented and a team playerrdquo

mdash Lindsay Reishman Compass Inc President

Experience success with Catherine Czuba and The Czuba GroupFIVE S

TAR PROFESSIO

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SPECIAL ADVERT IS ING SECT ION

wwwfivestarprofessionalcom mdash FS bull 3

Five Star Real Estate Agents

bull Integritybull Experiencebull Successbull Dedication

I am greatful and honored to have been recognized by clients and peers due to the quality of service I have provided I have always strived to provide the best possible service putting clientsrsquo needs to the top itrsquos my priority I will continue to put my 14-plus years of experience to your service Thank you for making me a top agent

5034 Wisconsin Ave NWWashington DC 20016Cell 202-438-0311Office 202-326-1300contactricardomyrealtorcomricardomyrealtorcom

Ricardo Vasquez Realtor Licensed in DC Md and Va

bull Responsive mdash reacting quickly and positivelybull Reliable mdash dependable trustworthy dedicatedbull Remarkable mdash exceptional outstanding fantasticbull Results mdash successful eff ective time-saving I am honored to be a Five Star award winner and thank all of my clients for allowing me to serve them Jill E in Fairfax said ldquoYou truly made a big difference in how quickly my home sold for a great price Your research on the immediate neighborhood and the Fairfax market was spot-on in terms of our pricing strategy Irsquom so thankful I could count on you to follow up on leads and give me regular status reports helliprdquo Ken and Tosha K in Clifton said ldquoShe developed a strategy for pricing our home Her plan paid off mdash we had a full-price offer after two days on the market The best thing about working with Terry is her total support helliprdquo

6226 Old Dominion DrMcLean VA 22101Office 703-237-9500Cell 571-238-2506terryorieterryoriecomwwwterryoriecom

Responsive hellip Reliable hellip Remarkable hellip Results

Terry Orie

bull 17 years of industry experiencebull Providing housing solutions for sellers and buyersbull Dedicated to client servicesbull Short-sale and foreclosure specialistbull Property management companyI am extremely thankful for each and every one of my clients and peers that has taken the time to recognized me for the Five Star Real Estate Agent award I strive to achieve my clientsrsquo goals with the utmost diligence and priority Whether selling or purchasing real estate as a first-timer senior ldquorelordquo or investor I have built my reputation and career on being the Realtor of choice for quality service personal care and attention to unique situations I thank you all and thoroughly appreciate your business

10460 Campus Way SUpper Marlboro MD 20774Direct 240-432-7848krollinsremaxnetwwwTheRollinsGroupcom

Destined to Serve You

Kevin RollinsRealtor SFRreg Pre-Foreclosure Specialist Certification SRESreg Property Manager

The right Realtor makes all the diff erence mdash all aroundbull Expert market knowledgebull Savvy and fun buyingsellingbull In DC Maryland and Virginia

Every home homeowner and homebuyer is unique and special for a variety of reasons I am a problem solver and very good at developing a strategy or game plan that will succeed With a background in sports marketing and communication I bring a collaborative team-based approach to real estate that builds trust and empowers my clients Whether you are a first-time homebuyer investor or seeking to sell your current home and purchase the next I will work with you every step of the way as your most loyal advocate

1353 V St NWWashington DC 20009Direct 202-304-0072Office 202-232-0600hgravescpredccomheathergravesrealestatecom

Central Properties LLC

I Would Love to Hear From You

Heather GravesPartner

FIVE S

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SPECIAL ADVERT IS ING SECT ION

FS bull 4 mdash wwwfivestarprofessionalcom

Five Star Real Estate Agents

A professional in the real estate industry for the past 14 years deLeon is a multimillion-dollar producer with over $130 million in sales at Long amp Foster She has a proven track record working with traditional sellers and buyers as well as with fi rst-time homebuyers seniors and real estate investorsShe is trilingual speaking English Spanish and Italian which allows her to more eff ectively serve the diverse clientele in Northern Virginia In addition deLeon has signifi cant experience in short sales and foreclosure sales having worked with several fi nancial institutions as a Real Estate Owned (REO) agentdeLeon is a member of the Northern Virginia Association of Realtors the Virginia Association of Realtors and the National Association of Realtors She also belongs to the Womenrsquos Council of Realtors (WCR) and was infl uential in starting the local WCR chapter in the Northern Virginia area in the mid-2000s In addition to her real estate involvement deLeon volunteers as a docent with the Supreme Court of the United States

9841 Georgetown Pike PO Box 97 Great Falls VA 22066Phone 703-338-1765ireneirenedeleoncomwwwirenedeleoncom

Knowledge bull Experience bull Results

Irene deLeonGRI SRESreg BPOR CDPE

bull 2015 Washingtonian Magazine Best Agents List Platinumbull 2015 Long amp Foster Real Estate mdash Top 100 Elite Performers

(company-wide) Top 10 Agent (N Va and W Va region) Top Listing Agent and Top Buyerrsquos Agent (Arlington offi ce)

The goal for every client is to make an informed decision Over 80 percent of Johnrsquos clients are repeat clients or referrals A record of successfully closing more than 300 transactions worth over $155 million and achieving various production accolades gives John a wealth of knowledge Please call for a private consultation

4600 Lee HwyArlington VA 22207Office 703-522-0500Cell 202-549-0081JohnMentisLNFcomwwwjohnmentiscom

Your Life Is Changing I Can Helpreg

Licensed in Virginia and Washington DC

John MentisRealtor

Put the power of the Pirovic Team to work for you bull Washingtonian Magazine Top 100 Teams in 2015bull Long amp Foster Top 100 Agents in 2015bull Over $28 million in sales in 2014bull Long amp Foster Chairmanrsquos Club 10 years running

12520 Prosperity Drive Suite 105 | Silver Spring MD 20904Jeanrsquos cell 301-520-8420 | Alexrsquos cell 301-503-7783

jeanpirovicLNFcom | wwwthepirovicteamLNFcomIf you have a brokerage relationship with another agency this is not intended as a solicitation

The Pirovic Team

Left to right 2015 winner Jean Pirovic Alex Heitkemper

Broker Phone 301-388-2600

bull No 1 REMAX agent in Maryland and the Central Atlantic region mdash REMAX congratulates Nurit Coombe on being the No 1 agent for 2014 and 2015

bull REMAX Diamond Award and Hall of Famebull Recognized as Americarsquos Best Real Estate Agent in 2014

and 2015 (REAL Trends and Trulia)

I want to take this opportunity to thank my clients and peers for recognizing me as a Five Star Real Estate Agent It is an honor to be recognized in this forum and a privilege to have worked with you

REMAX 2000Rockville MD 20852Direct 301-346-5252Office 301-881-1700nuritcoombegmailcomwwwnuritcoombecom

Who You Work With Matters

Nurit CoombeRealtor

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NAL

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NAL

SPECIAL ADVERT IS ING SECT ION

wwwfivestarprofessionalcom mdash FS bull 5

Five Star Real Estate Agents

With a background in fine arts and a stint in Hollywood Maryrsquos niche is staging homes for the highest returns Licensed in Virginia District of Columbia and Maryland she was named in Top 100 Realtors 2015 by Washingtonian Magazine and is a member of FIABCI (international estate agents)

6820 Elm StMcLean VA 22101Direct 703-636-4998housebymarygmailcomhousebymarycom

Mary AnthonyRealtor Certified Appraiser

7010 Little River Tpke Ste 100Annandale VA 22003Cell 540-850-3612Office 703-750-2800BillEnglongandfostercombillengLNFcom

Bill EngRealtor GRI ABRreg BPOR SRESreg

bull Retired DoD civilianbull 30-plus years in Northern Va mdash Falls Church to

Fredericksburgbull Familiar with all housing SFH duplex condos

garden apartments and commuting VRE metro auto and E-ZPass

bull All satisfied clients buyers sellers landlords and renters

Virginia Lic 0225197895

With unparalleled expertise strong marketing and negotiation skills as well as 12 years as a top producer Ellie represents her clientrsquos interests with a professional yet personal touch Ellie listens to her clientrsquos needs leading to an efficient smooth and seamless experience Call her at 240-888-8448 and shersquoll prove it

189 Kentlands BlvdGaithersburg MD 20878Direct 240-888-8448Office 301-975-9500 Ext 4246elliehomeswithelliecom

Ellie Hitt Realtor

Sean specializes in new construction and condo conversion projects With his strong work ethic and attention to detail Sean has been successful working with experienced and first-time buyers sellers savvy investors and developers

Compass Real Estate1506 19th St NW Ste 1Washington DC 20036Phone 202-552-9167seancompasscom

Sean AalaiRealtor

Linda Brack

Realtor

Office 703-534-9660 Ext 243Cell 571-277-6338LindabracklongandfostercomLindabracklnfcomOffering Market Expertise a Positive ldquoCan-Dordquo Attitude and High-Energy Service

Margaret Ireland

GRI CRS Associate Broker

Cell 703-625-2922margaretmriscom

Specializing in Active Adult Communities I Provide Top Service to My Clients

Sheila Ryan Carney

NVAR Lifetime Top Producer

Cell 703-307-7113Phone 703-821-5005RighteamverizonnetRighteamcomThe Righteam for All Your Real Estate NeedsLic 0225178607

Charlie Gaynor

Realtor

Cell 202-246-1333Office 202-234-1784charliegaynorrealtorcom

This Man Knows His Way Around Town

Chrissi Chapman Topoleski

Realtor e-PROreg

REMAX Olympic RealtyCell 571-330-1750Office 703-754-4341chrissiRubySlippersAtHomecomwwwRubySlippersAtHomecom

Lic 0225181914

Each o ce independently owned and operated

PJ Santiago

Cell 571-217-2177pjsantiagokwcom

Your Local Real Estate Expert Born in DC Raised in Northern Virginia

Jim Shirey

MRE CRS SRS e-PROreg

Cell 202-607-6534Phone 703-717-6353jimdcAreaPropertiescomdcAreaPropertiescom

Top 1 in the DC Area for Client Satisfaction

Dyanne Branand

Sales Associate

Cell 202-369-7902Office 202-741-1610deedeebranandcomdbranandcbintouchcom

At Home on the Hill

Mandy Hursen

Realtor

Cell 240-476-9959Office 202-299-1100mandydcreresidentialcomwwwdcreresidentialcom

DCRE Residential

Helping People Achieve Their Goals hellip Whatever They May Be

Explain things

thoroughly

but simply

so the client

understands

and feels

comfortablemdash Five Star

award winner

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

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FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

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NAL

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TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

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TAR PROFESSIO

NAL

SPECIAL ADVERT IS ING SECT ION

FS bull 6 mdash wwwfivestarprofessionalcom

Five Star Real Estate Agents

Five Star Professional surveyed Washington DC-area residents who purchased a home priced at more than $150000 within a seven-month period (June 2014 to December 2014) The final list of 2015 Washington DC Five Star Real Estate Agents is a select group representing less than 1 percent of real estate agents in the area Evaluations were collected by mail phone and online at wwwfivestarprofessionalcomhomesurvey In order to be considered for the award candidates are evaluated on five evaluation and eligibility criteria 1 Qualifying evaluation rating (peer or consumer) or industry qualified based on recent production history 2 Actively licensed as a real estate salesperson 3 Actively employed as a licensed real estate salesperson for a minimum of three years 4 Favorable regulatory and complaint history review 5 Successful completion of industry Blue Ribbon Panel Review

All award winners are sorted by city and listed alphabetically by last name

All AreasKen Abramowitz REMAX

Town Center

Gloria Adams middot Sothebyrsquos International Realty

Mary Anthony middot Keller Williams Realty Page 5

Jacqueline Barnes middot Weichert Realtors

Stanley Barsch middot Barsch Realty

Mary Ann Bendinelli middot Weichert Realtors

Kenneth Bennett middot WC amp AN Miller Realtors

Linda Brack middot Long amp Foster Real Estate Page 5

Marti Burk middot REMAX Xecutex

Bill Calomeris middot Long amp Foster Real Estate

Sheila Ryan Carney middot Avery-Hess Realtors Page 5

Chrissi Chapman Topoleski middot REMAX Olympic Realty Page 5

Gage Cole middot Long amp Foster Real Estate

Joan Cromwell middot McEnearney Associates

Pat Cunningham middot Coldwell Banker

Brian Cusick middot Cusick Group Realtors

Cynthia Davis middot Keller Williams Realty

Sybella Debesa middot Weichert Realtors

Irene deLeon middot Long amp Foster Real Estate Page 4

Claire Driscoll middot Weichert Realtors

Kurt Duty middot Keller Williams Realty

Paula Edge middot Capital Structures Real Estate

Bill Eng middot Long amp Foster Real Estate Page 5

Kira Epstein middot Beasley Real Estate

Melinda Estridge middot The Estridge Group

Charlene Farrar middot Keller Williams Realty Capital Properties

Russell Firestone middot TTR Sothebyrsquos International Realty

Alfonso Flores middot Fairfax Realty

Carmen Fontecilla middot Weichert Realtors

Tom Francis middot Keller Williams Realty

Ray Gernhart middot REMAX Allegiance

LaGreta Gibson middot Weichert Realtors

Lynne Gorsage middot Long amp Foster Real Estate

W Ted Gossett middot Washington Fine Properties

Shelley Green middot Long amp Foster Real Estate

Margie Halem middot Long amp Foster Real Estate

Gwen Hankerson middot EXIT Realty

Eric Hernandez middot Keller Williams Realty

Ellie Hitt middot Long amp Foster Real Estate Page 5

Denny Horner middot Evers amp Company Real Estate

Frances Irizarry middot Avery-Hess Realtors

Liz Kaiser middot City Chic Real Estate

Cindy Kapper middot Jobin Realty

Stanley Kaszuba middot Long amp Foster Real Estate

Anne Killeen middot Washington Fine Properties

Helen King middot Weichert Realtors

Hub Krack middot REMAX Allegiance

Traudel Lange middot Washington Fine Properties

Sharon Ledbetter middot Weichert Realtors

Evelyn Lugo middot Long amp Foster Real Estate

Liane MacDowell middot Stone Properties

Peg Mancuso middot WC amp AN Miller Realtors

Barbara Maniatakis middot Jobin Realty

William Marin middot CENTURY 21 Trademark Realty

Debra McElroy middot CENTURY 21 New Millennium

Alan Mertz middot Keller Williams Realty Capital Properties

JP Montalvan middot Keller Williams Realty Capital Properties

Johnnie Moore middot Samson Properties

Nita Neri middot Weichert Realtors

Paul Nguyen middot Westgate Realty Group

Kimberly Pace middot Redfin

Sintia Petrosian middot Long amp Foster Real Estate

Leyla Phelan middot Evers amp Company Real Estate

Jane Phillips middot Long amp Foster Real Estate

Jean Pirovic middot Long amp Foster Real Estate Page 4

Kellie Plucinski middot Long amp Foster Real Estate

Audrey Primozic middot Weichert Realtors

Loic Pritchett middot TTR Sothebyrsquos International Realty

Helena Pulyaeva middot REMAX Realty Services

John Queeney middot CENTURY 21 New Millennium

Kathleen Quintarelli middot Weichert Realtors

Michael Rankin middot TTR Sothebyrsquos International Realty

Tom Reilly middot Keller Williams Realty

Christine Richardson middot Weichert Realtors

Joshua Ross middot REMAX Pros

Wanda Russell middot Keller Williams Realty Preferred Properties

Chris Sampson middot Long amp Foster Real Estate

Giovanni Santa Ana middot Move4Free Realty

Annette Schafer middot United Real Estate Agents amp Associates

Carol Schantz middot REMAX

Frank Schofield middot Summit Realtors

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

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NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

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NAL

FIVE S

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NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

SPECIAL ADVERT IS ING SECT ION

wwwfivestarprofessionalcom mdash FS bull 7

Five Star Real Estate Agents

All award winners are sorted by city and listed alphabetically by last name

Sonya Seigel middot REMAX

Jim Shirey middot McEnearney Associates Page 5

Ellie Shorb middot Coldwell Banker

Lynne Skram middot REMAX Allegiance

Joan Stansfield middot Keller Williams Realty

Laura Steuart middot Washington Fine Properties

Emily Stollar middot Wisley Greco amp Associates

Santiago Testa middot McEnearney Associates

Alexandra Thomas middot Sothebyrsquos International Realty

Roby Thompson middot Long amp Foster Real Estate

Reem Trahan middot REMAX Gateway

Ross Vann middot Beasley Real Estate

Katie Wethman middot Keller Williams RealtyWethman Group

Sharon Wildberger middot Sothebyrsquos International Realty

Robin Wolters middot Coldwell Banker Residential Brokerage

Christina Wood middot Stone Wood Team

Kevin Wood middot Slate Properties

AlexandriaLee Braun middot Long amp Foster

Real Estate

Peter Braun middot Long amp Foster Real Estate

Greg Doherty middot Coldwell Banker

Cindy Golubin middot Sothebyrsquos International Realty

Phyllis Patterson middot TTR Sothebyrsquos International Realty

Aaron Podolsky middot Keller Williams Realty

Brett Rice middot REMAX Executives

Chris White middot Long amp Foster Real Estate

Holly Williams middot Samson PropertiesThe H Williams Group

ArlingtonJulia Avent middot REMAX By

Invitation

Robin Cale middot McEnearney Associates

Michelle Lynch middot The Keri Shull Team

John Mentis middot Long amp Foster Real Estate Page 4

Kulvinder Saund middot Long amp Foster Real Estate

Liz Schell middot Long amp Foster Real Estate

Carol Temple middot Coldwell Banker Residential Brokerage

Kelly Tierney middot REMAX

BethesdaJamie Coley Jr middot Coley Reed

Mynor Herrera middot Keller Williams Realty Capital Properties

Jeremy Lichtenstein middot REMAX Realty Services

Matthew Maury middot Stuart amp Maury Realtors

Beverly Piccone middot Coldwell Banker Residential Brokerage

Rochelle Rubin middot Stuart amp Maury Realtors

Jill Schwartz middot Long amp Foster Real Estate

Josette Skilling middot Keller Williams Realty Capital Properties

ChantillyRon Rush middot Long amp Foster

Real Estate

Chevy ChaseLauren Davis middot Washington

Fine Properties

ColumbiaCliff Bernstein middot Hagan

Realty

FairfaxTracey Barrett middot ERA Elite

Group Realtors

Laurie Garden middot Keller Williams Realty

Juan Kassar middot Christiersquos International Real Estate

Susan Mertz middot Keller Williams Realty Capital Properties

Linda Min middot Samson Properties

Damon Nicholas middot Coldwell Banker Residential Brokerage

Terry Orie middot REMAX Page 3

Carlos Pichardo middot CAP Real Estate

PJ Santiago middot Keller Williams Realty Capital Properties Page 5

Falls ChurchMerelyn Kaye middot McEnearney

Associates

FrederickRon Wolfe middot Charis Realty

Group

GainesvilleEdward Hook middot REMAX

Gateway

Margaret Ireland middot Weichert Realtors Page 5

Curt McArtor middot Long amp Foster Real Estate

Natalie McArtor middot Long amp Foster Real Estate

Michael Yelton middot REMAX

GaithersburgDerek Colen middot REMAX

Metropolitan Realty

Audrey June-Forshey middot REMAX Realty Services

GermantownChris Kershisnik middot REMAX

GreenbeltJason Sumter middot EXIT Realty

HerndonBernie Kagan middot Samson

Properties

McLeanKaren Close middot CENTURY 21

Anne DiBenedetto middot Washington Fine Properties

Isabelle Jelinski middot Keller Williams Realty

Dawn Jones middot Weichert Realtors

Susan Koehler middot Washington Fine Properties

Jennifer Thornett middot Washington Fine Properties

PotomacLeslie Friedson middot Long amp

Foster Real Estate

RestonLauryn Eadie middot Keller

Williams RealtyCircadian Realty Group

FIVE S

TAR PROFESSIO

NAL

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NAL

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NAL

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TAR PROFESSIO

NAL

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TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

SPECIAL ADVERT IS ING SECT ION

FS bull 8 mdash wwwfivestarprofessionalcom

Five Star Real Estate Agents

All award winners are sorted by city and listed alphabetically by last name

Pat Flynn middot Keller Williams Realty

RockvilleNurit Coombe middot REMAX

2000 Page 4

Patrick Rutledge middot Keller Williams Realty

Poching Shen middot Coakley Realty

Silver SpringBarbara Ciment middot Long amp

Foster Real Estate

Robert Dinh middot REMAX

Dave Savercool middot Long amp Foster Real Estate

Lewis Temple middot Donna Kerr Group

SpringfieldAaron Browning middot Browning

Homes Group

Judi Gray middot CENTURY 21 New Millennium

Dallison Veach middot REMAX Allegiance

Takoma ParkDan Metcalf middot Long amp Foster

Real EstateFinn Family Group

Upper MarlboroCheryl Abrams middot REMAX

Cecelia Bell middot REMAX

Kevin Rollins middot REMAX Specialists Page 3

ViennaDebbie Earman middot Long amp

Foster Real Estate

Washington DCSean Aalai middot Compass Real

Estate Page 5

Dyanne Branand middot Coldwell Banker Page 5

Erich Cabe middot Coldwell Banker Residential Brokerage Dupont

Kimberly Cestari middot Long amp Foster Real Estate

Catherine Czuba middot Compass Real Estate Page 2

Jessica Evans middot Real Living At Home

Charlie Gaynor middot City Houses Page 5

Fletcher Gill middot The Genau Group

James Grant middot Keller Williams Realty Capital Properties

Heather Graves middot Central Properties Page 3

Chuck Holzwarth middot Washington Fine Properties

Cynthia Howar middot Washington Fine Properties

Mandy Hursen middot DCRE Residential Page 5

Maya Hyman middot Coldwell Banker Georgetown

Tyler Jeffrey middot Beasley Real Estate

Warren Kluth middot Long amp Foster Real Estate

Cheryl Kurss middot Long amp Foster Real Estate

Cecelia Leake middot Washington Fine Properties

Linda Low middot Long amp Foster Real EstateThe Linda Low Team

Rob Low middot Long amp Foster Real Estate

Dino Milanese middot Coldwell Banker

Harry Moore middot Long amp Foster Real Estate

Jennifer Myers middot Dwell Residential Brokerage

Joel Nelson middot Keller Williams Realty

Chris Sanders middot CENTURY 21 Redwood

Robert Sanders middot Sothebyrsquos International Realty

Paul Sliwka middot Central Properties LLC

Benton Snider middot Long amp Foster Real Estate

Sam Solovey middot Long amp Foster Real Estate

Ben Stern middot Buyerrsquos Edge

Angelika Suisman middot Long amp Foster Real Estate

Ricardo Vasquez middot Weichert Realtors Page 3

Ty Voyles middot Fulcrum Properties Group

WoodbridgeRichard Bridges middot ERA Blue

Diamond Realty

Anna Vidal middot Keller Williams Realty

1 What are your goals

2 What price range are you comfortable with

3 Are you pre-qualified

4 What is your timeframe

5 If we find the right property are you prepared to purchase it today

Top five questions that real estate agents want you to answer

From research conducted by Five Star Professional April 2011

FIVE S

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NAL

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NAL

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NAL

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TAR PROFESSIO

NAL

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TAR PROFESSIO

NAL

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TAR PROFESSIO

NAL

SPECIAL ADVERT IS ING SECT ION

wwwfivestarprofessionalcom mdash FS bull 9

Five Star Mortgage Professionals

2015 winner Skip Yanick

Skip consistently sets himself apart from the rest in a myriad of ways He meets with his clients in person for an initial in-depth discussion to determine the best loan options for them Hersquos available nights and weekends and holds his clientsrsquo hands right up to the closing table Skip believes that no client should ever leave a transaction feeling blind-sided or uninformed and works day in and day out to deliver the very best service possible to his clients

Did you know that less than one percent of loan offi cers attend their clientsrsquo closings Skip is one of the elite members of his profession that actually attends each and every one Because he has built his business based almost solely on referral it is imperative that his closings are smooth on-time and hassle-free His referral partners range from real estate agents to CPAs and from divorce attorneys fi nancial advisors to his favorite mdash past client referrals

ldquoFrom the moment we started working together you always made me feel this was possible Your service is top-notch That alone makes you stand head and shoulders above the crowd because that is lacking these days You were always accessible to my demanding work schedule Days nights weekends holidays phone text email smoke signals and Morse Code hellip you get the point Every call was answered lsquoat your servicersquo Text messages were responded to immediately My wife and I want to thank you for helping us achieve our dream of owning a homerdquo mdash Dr Brandon Lemuel owner of Pure Chiropractic Vienna Virginia

ldquoSkiprsquos responsiveness and availability were every bit as good for us this spring as when we started working with him four years ago We are extremely happy with the interest rate Skip was able to off er us but most important was Skiprsquos honesty and trustworthiness He is most defi nitely the lender we wanted to work with again We highly recommend Skiprsquos services to other homebuyersrdquo mdash Dan and Trish Biggio

8391 Old Courthouse Road Suite 100 | Tysons Corner VA 22182Direct 703-309-2350 | skipyanickmortgagefamilycom

bull Skip has personally closed more than $500000000 in loan volume in the past 20 years

bull PHH Home Loans is a local direct lender with processing underwriting funding and closing mdash located in our corporate

offi ce in Tysons Corner

bull The operations staff has been together for 25 years mdash virtually unheard of in the mortgage (or nearly any) industry

PHH Home Loans LLC dba Sunbelt Lending Services 300 South Park Place Boulevard Suite 150 Clearwater FL 33759 NMLS ID 4256 (wwwnmlsconsumeraccessorg) Georgia Residential Mortgage Licensee No 20292 Equal Housing Lender

Skip YanickCMA NMLS 184483

If You Are Looking to Buy or ldquoRefirdquo Irsquom Your Guy

FIVE S

TAR PROFESSIO

NAL

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TAR PROFESSIO

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TAR PROFESSIO

NAL

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NAL

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NAL

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TAR PROFESSIO

NAL

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NAL

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TAR PROFESSIO

NAL

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TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

SPECIAL ADVERT IS ING SECT ION

FS bull 10 mdash wwwfivestarprofessionalcom

Five Star Mortgage Professionals

With over a decade of mortgage lending experience I realize that purchasing a home is one of the most important financial decisions my clients make I provide tailored options and advice to meet their dreams of homeownershipThank you to all of my amazing clients for the humbling and honoring award

44160 Scholar Plz Ste 400Leesburg VA 20176Cell 703-300-6518Office 703-779-8937emuellergmmllccomwwwloansbyericacom

Erica MuellerVice President Sr Loan Officer CMA

NMLS 484245

Justin Weiner

Senior Loan Officer

Phone 703-400-5138justinweinermortgagefamilycom

PHH Home Loans

Teamwork for Success

NMLS 318048

Derek Harman

Loan Officer

Office 703-766-4634Cell 703-309-4886dharmanhstmortgagecomwwwhstmortgagecom

Home Savings amp Trust Mortgage

NMLS 882287

Peter Accolla George Mason Mortgage

Stephen Albeck middot EverBank

Levon Andonian middot First Rate Mortgage

Debbie Benkert middot 1st Mariner Mortgage

Doug Benner middot 1st Portfolio Lending

Pat Bowman middot 1st Mariner Mortgage

David Bridges middot First Heritage Mortgage

Brad Cohen middot Capital Bank

Chris Cox middot First Savings Mortgage Corporation

Joyce Crowe middot Wells Fargo Home Mortgage

Jody Eichenblatt middot Prosperity Home Mortgage

Justin Exner middot Fairway Independent Mortgage Corporation

Frank Fannon middot SunTrust Mortgage

Michael Femiano middot First National Bank

Ben Fox middot George Mason Mortgage

Brandon Frye middot Wells Fargo Home Mortgage

Sean Glennon middot Home Savings amp Trust Mortgage

Ruth Griel middot Atlantic Coast Mortgage

Kristi Hardy middot Atlantic Coast Mortgage

Five Star Professional surveyed more than 74400 Washington DC homeowners The final list of 2015 Washington DC Five Star Mortgage Professionals is a select group representing less than 2 percent of mortgage professionals in the area Evaluations were collected by mail phone and online at wwwfivestarprofessionalcomhomesurvey In order to be considered for the award candidates are evaluated on five evaluation and eligibility criteria 1 Received a qualifying client satisfaction rating 2 Satisfied the applicable state licensing requirements 3 Actively employed as a licensed professional for a minimum of three years 4 Favorable regulatory and complaint history review 5 Satisfied minimum client volume or production on a one-year and three-year basis (number and volume of transactions or number of client households served)

All award winners are listed alphabetically by last name

Trust and communication are the keys to any successful relationship I believe this is never more true than when working with a mortgage lender to achieve the dream of homeownershipI bring the knowledge and experience of more than 10 years to work for my clients identifying the MVB Mortgage loan program that will best suit their fi nancing needs My role is to educate my clients explaining all the options available from state and federal programs to portfolio lending options that help us meet some of the most unique fi nancing needs Our clients are our neighbors and most certainly more than just a number We know wersquoll be seeing you around town in stores and at community events I expect nothing less than the best when it comes to my own fi nancial services needs so thatrsquos what I strive to deliver to my clients

11325 Random Hills Rd Ste 100Fairfax VA 22030Direct 703-364-5640Cell 703-297-7211csearlemvbmortgagecomwwwmvbmortgagecomchristian-searle

MVB Mortgage MVB Mortgage of PA and MVB Mortgage of KY are registered trade names of Potomac Mortgage Group Inc a wholly-owned subsidiary of MVB Bank Inc bull MVB Mortgage NMLS ID 181319 bull wwwnmlsconsumeraccessorg

Christian Searle Senior Mortgage Banker NMLS 659508

Keep up with market conditions so you are always

knowledgeablemdash Five Star award winner

FIVE S

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NAL

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NAL

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TAR PROFESSIO

NAL

SPECIAL ADVERT IS ING SECT ION

wwwfivestarprofessionalcom mdash FS bull 11

Five Star Mortgage Professionals

All award winners are listed alphabetically by last name

Derek Harman middot Home Savings amp Trust Mortgage Page 9

Alex Jaffe middot First Home Mortgage

Richard Johnson middot George Mason Mortgage

Saira Khan middot SunTrust Mortgage

Daniel Kim middot Greenway Funding Group

Billy Kinberg middot MVB Mortgage

Gregory Kingsbury middot Caliber Home Loans

Jennifer Landgraff middot Caliber Home Loans

Dan Maggin middot Alcova Mortgage

Julie Martin middot George Mason Mortgage

Brian Martucci middot 1st Mariner Mortgage

Robin McCauley middot Caliber Home Loans

Robert McElroy middot First Heritage Mortgage

Bruce Meyers middot First Home Mortgage

Tony Miller middot Credit Union Mortgage Association

Erica Mueller middot George Mason Mortgage Page 9

Stephen Noyes middot TD Bank NA

Jonathan Okun middot Prosperity Home Mortgage

Sarah Pichardo middot MVB Mortgage

Shawn Potter middot First Heritage Mortgage

Joseph Procopio middot First Home Mortgage

John Pyne middot Intercoastal Mortgage Company

John Ragano middot SWBC Mortgage

Mark Ragland middot George Mason Mortgage

Mark Richards middot TD Bank NA

Elliot Roberts middot First Heritage Mortgage

Tom Ryan middot NASA Federal Credit Union

Danny Schappell middot First Savings Mortgage Corporation

Daniel Sconce middot Mortgage Master

Christian Searle middot MVB Mortgage Page 9

Todd Sheinin middot New America Financial

Andrew Siddon middot George Mason Mortgage

Mike Stein middot McLean Mortgage Corporation

Scott Story middot First Home Mortgage

Laura Triplett middot Atlantic Coast Mortgage

Renee Voyta middot First Savings Mortgage Corporation

Chris Washburn middot Caliber Home Loans

Brian Washington middot PrimeLending

Justin Weiner middot PHH Home Loans Page 9

Kathryn Welsh middot Prosperity Home Mortgage

Michael Westbrook middot Intercoastal Mortgage Company

Skip Yanick middot PHH Home Loans Page 8

John Cooper Jr State Farm

Daniel Garedew middot Creative Insurance Solutions

Shelley Handy middot State Farm

Michael Herson middot Congressional Insurance Associates

Bill Howard middot Clarke amp Sampson

J Reed Laughlin middot Allstate

Matt Martin middot State Farm

Chris Melkus middot Allstate

Anh Nguyen middot State Farm

Emmalee Robinson middot State Farm

Anita Sadlack middot State Farm

Janice Sutton middot Farmers Insurance

Five Star Professional surveyed more than 74400 Washington DC homeowners The final list of 2015 Washington DC Five Star HomeAuto Insurance Professionals is a select group representing less than 1 percent of insurance professionals in the area Evaluations were collected by mail phone and online at wwwfivestarprofessionalcomhomesurvey In order to be considered for the award candidates are evaluated on five evaluation and eligibility criteria 1 Received a qualifying client satisfaction rating 2 Satisfied the applicable state licensing requirements 3 Actively employed as a licensed professional for a minimum of three years 4 Favorable regulatory and complaint history review 5 Satisfied minimum client volume or production on a one-year and three-year basis (number and volume of transactions or number of client households served)

All award winners are listed alphabetically by last name

Five Star HomeAuto Insurance Professionals

ldquoYour heart has to be in the right place mdash you

have to genuinely desire to make a difference in

your clientsrsquo livesrdquo

mdash Five Star award winner

FIVE S

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SPECIAL ADVERT IS ING SECT ION

Want to learn more about Five Star ProfessionalVisit our website to learn more about these and other outstanding

award winners at wwwfivestarprofessionalcom

FacebookcomFiveStarProfessional | TwittercomFiveStarPros | LinkedincomCompanyFive-Star-Professional

FIND US ONLINE

See the special section in the October 25 2015 issue of The Washington Post

Who will make the list of2015 Five Star Wealth Managers

FS bull 12 mdash wwwfivestarprofessionalcom

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SPECIAL ADVERT IS ING SECT ION

wwwfivestarprofessionalcom mdash FS bull 3

Five Star Real Estate Agents

bull Integritybull Experiencebull Successbull Dedication

I am greatful and honored to have been recognized by clients and peers due to the quality of service I have provided I have always strived to provide the best possible service putting clientsrsquo needs to the top itrsquos my priority I will continue to put my 14-plus years of experience to your service Thank you for making me a top agent

5034 Wisconsin Ave NWWashington DC 20016Cell 202-438-0311Office 202-326-1300contactricardomyrealtorcomricardomyrealtorcom

Ricardo Vasquez Realtor Licensed in DC Md and Va

bull Responsive mdash reacting quickly and positivelybull Reliable mdash dependable trustworthy dedicatedbull Remarkable mdash exceptional outstanding fantasticbull Results mdash successful eff ective time-saving I am honored to be a Five Star award winner and thank all of my clients for allowing me to serve them Jill E in Fairfax said ldquoYou truly made a big difference in how quickly my home sold for a great price Your research on the immediate neighborhood and the Fairfax market was spot-on in terms of our pricing strategy Irsquom so thankful I could count on you to follow up on leads and give me regular status reports helliprdquo Ken and Tosha K in Clifton said ldquoShe developed a strategy for pricing our home Her plan paid off mdash we had a full-price offer after two days on the market The best thing about working with Terry is her total support helliprdquo

6226 Old Dominion DrMcLean VA 22101Office 703-237-9500Cell 571-238-2506terryorieterryoriecomwwwterryoriecom

Responsive hellip Reliable hellip Remarkable hellip Results

Terry Orie

bull 17 years of industry experiencebull Providing housing solutions for sellers and buyersbull Dedicated to client servicesbull Short-sale and foreclosure specialistbull Property management companyI am extremely thankful for each and every one of my clients and peers that has taken the time to recognized me for the Five Star Real Estate Agent award I strive to achieve my clientsrsquo goals with the utmost diligence and priority Whether selling or purchasing real estate as a first-timer senior ldquorelordquo or investor I have built my reputation and career on being the Realtor of choice for quality service personal care and attention to unique situations I thank you all and thoroughly appreciate your business

10460 Campus Way SUpper Marlboro MD 20774Direct 240-432-7848krollinsremaxnetwwwTheRollinsGroupcom

Destined to Serve You

Kevin RollinsRealtor SFRreg Pre-Foreclosure Specialist Certification SRESreg Property Manager

The right Realtor makes all the diff erence mdash all aroundbull Expert market knowledgebull Savvy and fun buyingsellingbull In DC Maryland and Virginia

Every home homeowner and homebuyer is unique and special for a variety of reasons I am a problem solver and very good at developing a strategy or game plan that will succeed With a background in sports marketing and communication I bring a collaborative team-based approach to real estate that builds trust and empowers my clients Whether you are a first-time homebuyer investor or seeking to sell your current home and purchase the next I will work with you every step of the way as your most loyal advocate

1353 V St NWWashington DC 20009Direct 202-304-0072Office 202-232-0600hgravescpredccomheathergravesrealestatecom

Central Properties LLC

I Would Love to Hear From You

Heather GravesPartner

FIVE S

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NAL

FIVE S

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NAL

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NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

SPECIAL ADVERT IS ING SECT ION

FS bull 4 mdash wwwfivestarprofessionalcom

Five Star Real Estate Agents

A professional in the real estate industry for the past 14 years deLeon is a multimillion-dollar producer with over $130 million in sales at Long amp Foster She has a proven track record working with traditional sellers and buyers as well as with fi rst-time homebuyers seniors and real estate investorsShe is trilingual speaking English Spanish and Italian which allows her to more eff ectively serve the diverse clientele in Northern Virginia In addition deLeon has signifi cant experience in short sales and foreclosure sales having worked with several fi nancial institutions as a Real Estate Owned (REO) agentdeLeon is a member of the Northern Virginia Association of Realtors the Virginia Association of Realtors and the National Association of Realtors She also belongs to the Womenrsquos Council of Realtors (WCR) and was infl uential in starting the local WCR chapter in the Northern Virginia area in the mid-2000s In addition to her real estate involvement deLeon volunteers as a docent with the Supreme Court of the United States

9841 Georgetown Pike PO Box 97 Great Falls VA 22066Phone 703-338-1765ireneirenedeleoncomwwwirenedeleoncom

Knowledge bull Experience bull Results

Irene deLeonGRI SRESreg BPOR CDPE

bull 2015 Washingtonian Magazine Best Agents List Platinumbull 2015 Long amp Foster Real Estate mdash Top 100 Elite Performers

(company-wide) Top 10 Agent (N Va and W Va region) Top Listing Agent and Top Buyerrsquos Agent (Arlington offi ce)

The goal for every client is to make an informed decision Over 80 percent of Johnrsquos clients are repeat clients or referrals A record of successfully closing more than 300 transactions worth over $155 million and achieving various production accolades gives John a wealth of knowledge Please call for a private consultation

4600 Lee HwyArlington VA 22207Office 703-522-0500Cell 202-549-0081JohnMentisLNFcomwwwjohnmentiscom

Your Life Is Changing I Can Helpreg

Licensed in Virginia and Washington DC

John MentisRealtor

Put the power of the Pirovic Team to work for you bull Washingtonian Magazine Top 100 Teams in 2015bull Long amp Foster Top 100 Agents in 2015bull Over $28 million in sales in 2014bull Long amp Foster Chairmanrsquos Club 10 years running

12520 Prosperity Drive Suite 105 | Silver Spring MD 20904Jeanrsquos cell 301-520-8420 | Alexrsquos cell 301-503-7783

jeanpirovicLNFcom | wwwthepirovicteamLNFcomIf you have a brokerage relationship with another agency this is not intended as a solicitation

The Pirovic Team

Left to right 2015 winner Jean Pirovic Alex Heitkemper

Broker Phone 301-388-2600

bull No 1 REMAX agent in Maryland and the Central Atlantic region mdash REMAX congratulates Nurit Coombe on being the No 1 agent for 2014 and 2015

bull REMAX Diamond Award and Hall of Famebull Recognized as Americarsquos Best Real Estate Agent in 2014

and 2015 (REAL Trends and Trulia)

I want to take this opportunity to thank my clients and peers for recognizing me as a Five Star Real Estate Agent It is an honor to be recognized in this forum and a privilege to have worked with you

REMAX 2000Rockville MD 20852Direct 301-346-5252Office 301-881-1700nuritcoombegmailcomwwwnuritcoombecom

Who You Work With Matters

Nurit CoombeRealtor

FIVE S

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NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

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NAL

SPECIAL ADVERT IS ING SECT ION

wwwfivestarprofessionalcom mdash FS bull 5

Five Star Real Estate Agents

With a background in fine arts and a stint in Hollywood Maryrsquos niche is staging homes for the highest returns Licensed in Virginia District of Columbia and Maryland she was named in Top 100 Realtors 2015 by Washingtonian Magazine and is a member of FIABCI (international estate agents)

6820 Elm StMcLean VA 22101Direct 703-636-4998housebymarygmailcomhousebymarycom

Mary AnthonyRealtor Certified Appraiser

7010 Little River Tpke Ste 100Annandale VA 22003Cell 540-850-3612Office 703-750-2800BillEnglongandfostercombillengLNFcom

Bill EngRealtor GRI ABRreg BPOR SRESreg

bull Retired DoD civilianbull 30-plus years in Northern Va mdash Falls Church to

Fredericksburgbull Familiar with all housing SFH duplex condos

garden apartments and commuting VRE metro auto and E-ZPass

bull All satisfied clients buyers sellers landlords and renters

Virginia Lic 0225197895

With unparalleled expertise strong marketing and negotiation skills as well as 12 years as a top producer Ellie represents her clientrsquos interests with a professional yet personal touch Ellie listens to her clientrsquos needs leading to an efficient smooth and seamless experience Call her at 240-888-8448 and shersquoll prove it

189 Kentlands BlvdGaithersburg MD 20878Direct 240-888-8448Office 301-975-9500 Ext 4246elliehomeswithelliecom

Ellie Hitt Realtor

Sean specializes in new construction and condo conversion projects With his strong work ethic and attention to detail Sean has been successful working with experienced and first-time buyers sellers savvy investors and developers

Compass Real Estate1506 19th St NW Ste 1Washington DC 20036Phone 202-552-9167seancompasscom

Sean AalaiRealtor

Linda Brack

Realtor

Office 703-534-9660 Ext 243Cell 571-277-6338LindabracklongandfostercomLindabracklnfcomOffering Market Expertise a Positive ldquoCan-Dordquo Attitude and High-Energy Service

Margaret Ireland

GRI CRS Associate Broker

Cell 703-625-2922margaretmriscom

Specializing in Active Adult Communities I Provide Top Service to My Clients

Sheila Ryan Carney

NVAR Lifetime Top Producer

Cell 703-307-7113Phone 703-821-5005RighteamverizonnetRighteamcomThe Righteam for All Your Real Estate NeedsLic 0225178607

Charlie Gaynor

Realtor

Cell 202-246-1333Office 202-234-1784charliegaynorrealtorcom

This Man Knows His Way Around Town

Chrissi Chapman Topoleski

Realtor e-PROreg

REMAX Olympic RealtyCell 571-330-1750Office 703-754-4341chrissiRubySlippersAtHomecomwwwRubySlippersAtHomecom

Lic 0225181914

Each o ce independently owned and operated

PJ Santiago

Cell 571-217-2177pjsantiagokwcom

Your Local Real Estate Expert Born in DC Raised in Northern Virginia

Jim Shirey

MRE CRS SRS e-PROreg

Cell 202-607-6534Phone 703-717-6353jimdcAreaPropertiescomdcAreaPropertiescom

Top 1 in the DC Area for Client Satisfaction

Dyanne Branand

Sales Associate

Cell 202-369-7902Office 202-741-1610deedeebranandcomdbranandcbintouchcom

At Home on the Hill

Mandy Hursen

Realtor

Cell 240-476-9959Office 202-299-1100mandydcreresidentialcomwwwdcreresidentialcom

DCRE Residential

Helping People Achieve Their Goals hellip Whatever They May Be

Explain things

thoroughly

but simply

so the client

understands

and feels

comfortablemdash Five Star

award winner

FIVE S

TAR PROFESSIO

NAL

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SPECIAL ADVERT IS ING SECT ION

FS bull 6 mdash wwwfivestarprofessionalcom

Five Star Real Estate Agents

Five Star Professional surveyed Washington DC-area residents who purchased a home priced at more than $150000 within a seven-month period (June 2014 to December 2014) The final list of 2015 Washington DC Five Star Real Estate Agents is a select group representing less than 1 percent of real estate agents in the area Evaluations were collected by mail phone and online at wwwfivestarprofessionalcomhomesurvey In order to be considered for the award candidates are evaluated on five evaluation and eligibility criteria 1 Qualifying evaluation rating (peer or consumer) or industry qualified based on recent production history 2 Actively licensed as a real estate salesperson 3 Actively employed as a licensed real estate salesperson for a minimum of three years 4 Favorable regulatory and complaint history review 5 Successful completion of industry Blue Ribbon Panel Review

All award winners are sorted by city and listed alphabetically by last name

All AreasKen Abramowitz REMAX

Town Center

Gloria Adams middot Sothebyrsquos International Realty

Mary Anthony middot Keller Williams Realty Page 5

Jacqueline Barnes middot Weichert Realtors

Stanley Barsch middot Barsch Realty

Mary Ann Bendinelli middot Weichert Realtors

Kenneth Bennett middot WC amp AN Miller Realtors

Linda Brack middot Long amp Foster Real Estate Page 5

Marti Burk middot REMAX Xecutex

Bill Calomeris middot Long amp Foster Real Estate

Sheila Ryan Carney middot Avery-Hess Realtors Page 5

Chrissi Chapman Topoleski middot REMAX Olympic Realty Page 5

Gage Cole middot Long amp Foster Real Estate

Joan Cromwell middot McEnearney Associates

Pat Cunningham middot Coldwell Banker

Brian Cusick middot Cusick Group Realtors

Cynthia Davis middot Keller Williams Realty

Sybella Debesa middot Weichert Realtors

Irene deLeon middot Long amp Foster Real Estate Page 4

Claire Driscoll middot Weichert Realtors

Kurt Duty middot Keller Williams Realty

Paula Edge middot Capital Structures Real Estate

Bill Eng middot Long amp Foster Real Estate Page 5

Kira Epstein middot Beasley Real Estate

Melinda Estridge middot The Estridge Group

Charlene Farrar middot Keller Williams Realty Capital Properties

Russell Firestone middot TTR Sothebyrsquos International Realty

Alfonso Flores middot Fairfax Realty

Carmen Fontecilla middot Weichert Realtors

Tom Francis middot Keller Williams Realty

Ray Gernhart middot REMAX Allegiance

LaGreta Gibson middot Weichert Realtors

Lynne Gorsage middot Long amp Foster Real Estate

W Ted Gossett middot Washington Fine Properties

Shelley Green middot Long amp Foster Real Estate

Margie Halem middot Long amp Foster Real Estate

Gwen Hankerson middot EXIT Realty

Eric Hernandez middot Keller Williams Realty

Ellie Hitt middot Long amp Foster Real Estate Page 5

Denny Horner middot Evers amp Company Real Estate

Frances Irizarry middot Avery-Hess Realtors

Liz Kaiser middot City Chic Real Estate

Cindy Kapper middot Jobin Realty

Stanley Kaszuba middot Long amp Foster Real Estate

Anne Killeen middot Washington Fine Properties

Helen King middot Weichert Realtors

Hub Krack middot REMAX Allegiance

Traudel Lange middot Washington Fine Properties

Sharon Ledbetter middot Weichert Realtors

Evelyn Lugo middot Long amp Foster Real Estate

Liane MacDowell middot Stone Properties

Peg Mancuso middot WC amp AN Miller Realtors

Barbara Maniatakis middot Jobin Realty

William Marin middot CENTURY 21 Trademark Realty

Debra McElroy middot CENTURY 21 New Millennium

Alan Mertz middot Keller Williams Realty Capital Properties

JP Montalvan middot Keller Williams Realty Capital Properties

Johnnie Moore middot Samson Properties

Nita Neri middot Weichert Realtors

Paul Nguyen middot Westgate Realty Group

Kimberly Pace middot Redfin

Sintia Petrosian middot Long amp Foster Real Estate

Leyla Phelan middot Evers amp Company Real Estate

Jane Phillips middot Long amp Foster Real Estate

Jean Pirovic middot Long amp Foster Real Estate Page 4

Kellie Plucinski middot Long amp Foster Real Estate

Audrey Primozic middot Weichert Realtors

Loic Pritchett middot TTR Sothebyrsquos International Realty

Helena Pulyaeva middot REMAX Realty Services

John Queeney middot CENTURY 21 New Millennium

Kathleen Quintarelli middot Weichert Realtors

Michael Rankin middot TTR Sothebyrsquos International Realty

Tom Reilly middot Keller Williams Realty

Christine Richardson middot Weichert Realtors

Joshua Ross middot REMAX Pros

Wanda Russell middot Keller Williams Realty Preferred Properties

Chris Sampson middot Long amp Foster Real Estate

Giovanni Santa Ana middot Move4Free Realty

Annette Schafer middot United Real Estate Agents amp Associates

Carol Schantz middot REMAX

Frank Schofield middot Summit Realtors

FIVE S

TAR PROFESSIO

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NAL

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TAR PROFESSIO

NAL

SPECIAL ADVERT IS ING SECT ION

wwwfivestarprofessionalcom mdash FS bull 7

Five Star Real Estate Agents

All award winners are sorted by city and listed alphabetically by last name

Sonya Seigel middot REMAX

Jim Shirey middot McEnearney Associates Page 5

Ellie Shorb middot Coldwell Banker

Lynne Skram middot REMAX Allegiance

Joan Stansfield middot Keller Williams Realty

Laura Steuart middot Washington Fine Properties

Emily Stollar middot Wisley Greco amp Associates

Santiago Testa middot McEnearney Associates

Alexandra Thomas middot Sothebyrsquos International Realty

Roby Thompson middot Long amp Foster Real Estate

Reem Trahan middot REMAX Gateway

Ross Vann middot Beasley Real Estate

Katie Wethman middot Keller Williams RealtyWethman Group

Sharon Wildberger middot Sothebyrsquos International Realty

Robin Wolters middot Coldwell Banker Residential Brokerage

Christina Wood middot Stone Wood Team

Kevin Wood middot Slate Properties

AlexandriaLee Braun middot Long amp Foster

Real Estate

Peter Braun middot Long amp Foster Real Estate

Greg Doherty middot Coldwell Banker

Cindy Golubin middot Sothebyrsquos International Realty

Phyllis Patterson middot TTR Sothebyrsquos International Realty

Aaron Podolsky middot Keller Williams Realty

Brett Rice middot REMAX Executives

Chris White middot Long amp Foster Real Estate

Holly Williams middot Samson PropertiesThe H Williams Group

ArlingtonJulia Avent middot REMAX By

Invitation

Robin Cale middot McEnearney Associates

Michelle Lynch middot The Keri Shull Team

John Mentis middot Long amp Foster Real Estate Page 4

Kulvinder Saund middot Long amp Foster Real Estate

Liz Schell middot Long amp Foster Real Estate

Carol Temple middot Coldwell Banker Residential Brokerage

Kelly Tierney middot REMAX

BethesdaJamie Coley Jr middot Coley Reed

Mynor Herrera middot Keller Williams Realty Capital Properties

Jeremy Lichtenstein middot REMAX Realty Services

Matthew Maury middot Stuart amp Maury Realtors

Beverly Piccone middot Coldwell Banker Residential Brokerage

Rochelle Rubin middot Stuart amp Maury Realtors

Jill Schwartz middot Long amp Foster Real Estate

Josette Skilling middot Keller Williams Realty Capital Properties

ChantillyRon Rush middot Long amp Foster

Real Estate

Chevy ChaseLauren Davis middot Washington

Fine Properties

ColumbiaCliff Bernstein middot Hagan

Realty

FairfaxTracey Barrett middot ERA Elite

Group Realtors

Laurie Garden middot Keller Williams Realty

Juan Kassar middot Christiersquos International Real Estate

Susan Mertz middot Keller Williams Realty Capital Properties

Linda Min middot Samson Properties

Damon Nicholas middot Coldwell Banker Residential Brokerage

Terry Orie middot REMAX Page 3

Carlos Pichardo middot CAP Real Estate

PJ Santiago middot Keller Williams Realty Capital Properties Page 5

Falls ChurchMerelyn Kaye middot McEnearney

Associates

FrederickRon Wolfe middot Charis Realty

Group

GainesvilleEdward Hook middot REMAX

Gateway

Margaret Ireland middot Weichert Realtors Page 5

Curt McArtor middot Long amp Foster Real Estate

Natalie McArtor middot Long amp Foster Real Estate

Michael Yelton middot REMAX

GaithersburgDerek Colen middot REMAX

Metropolitan Realty

Audrey June-Forshey middot REMAX Realty Services

GermantownChris Kershisnik middot REMAX

GreenbeltJason Sumter middot EXIT Realty

HerndonBernie Kagan middot Samson

Properties

McLeanKaren Close middot CENTURY 21

Anne DiBenedetto middot Washington Fine Properties

Isabelle Jelinski middot Keller Williams Realty

Dawn Jones middot Weichert Realtors

Susan Koehler middot Washington Fine Properties

Jennifer Thornett middot Washington Fine Properties

PotomacLeslie Friedson middot Long amp

Foster Real Estate

RestonLauryn Eadie middot Keller

Williams RealtyCircadian Realty Group

FIVE S

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SPECIAL ADVERT IS ING SECT ION

FS bull 8 mdash wwwfivestarprofessionalcom

Five Star Real Estate Agents

All award winners are sorted by city and listed alphabetically by last name

Pat Flynn middot Keller Williams Realty

RockvilleNurit Coombe middot REMAX

2000 Page 4

Patrick Rutledge middot Keller Williams Realty

Poching Shen middot Coakley Realty

Silver SpringBarbara Ciment middot Long amp

Foster Real Estate

Robert Dinh middot REMAX

Dave Savercool middot Long amp Foster Real Estate

Lewis Temple middot Donna Kerr Group

SpringfieldAaron Browning middot Browning

Homes Group

Judi Gray middot CENTURY 21 New Millennium

Dallison Veach middot REMAX Allegiance

Takoma ParkDan Metcalf middot Long amp Foster

Real EstateFinn Family Group

Upper MarlboroCheryl Abrams middot REMAX

Cecelia Bell middot REMAX

Kevin Rollins middot REMAX Specialists Page 3

ViennaDebbie Earman middot Long amp

Foster Real Estate

Washington DCSean Aalai middot Compass Real

Estate Page 5

Dyanne Branand middot Coldwell Banker Page 5

Erich Cabe middot Coldwell Banker Residential Brokerage Dupont

Kimberly Cestari middot Long amp Foster Real Estate

Catherine Czuba middot Compass Real Estate Page 2

Jessica Evans middot Real Living At Home

Charlie Gaynor middot City Houses Page 5

Fletcher Gill middot The Genau Group

James Grant middot Keller Williams Realty Capital Properties

Heather Graves middot Central Properties Page 3

Chuck Holzwarth middot Washington Fine Properties

Cynthia Howar middot Washington Fine Properties

Mandy Hursen middot DCRE Residential Page 5

Maya Hyman middot Coldwell Banker Georgetown

Tyler Jeffrey middot Beasley Real Estate

Warren Kluth middot Long amp Foster Real Estate

Cheryl Kurss middot Long amp Foster Real Estate

Cecelia Leake middot Washington Fine Properties

Linda Low middot Long amp Foster Real EstateThe Linda Low Team

Rob Low middot Long amp Foster Real Estate

Dino Milanese middot Coldwell Banker

Harry Moore middot Long amp Foster Real Estate

Jennifer Myers middot Dwell Residential Brokerage

Joel Nelson middot Keller Williams Realty

Chris Sanders middot CENTURY 21 Redwood

Robert Sanders middot Sothebyrsquos International Realty

Paul Sliwka middot Central Properties LLC

Benton Snider middot Long amp Foster Real Estate

Sam Solovey middot Long amp Foster Real Estate

Ben Stern middot Buyerrsquos Edge

Angelika Suisman middot Long amp Foster Real Estate

Ricardo Vasquez middot Weichert Realtors Page 3

Ty Voyles middot Fulcrum Properties Group

WoodbridgeRichard Bridges middot ERA Blue

Diamond Realty

Anna Vidal middot Keller Williams Realty

1 What are your goals

2 What price range are you comfortable with

3 Are you pre-qualified

4 What is your timeframe

5 If we find the right property are you prepared to purchase it today

Top five questions that real estate agents want you to answer

From research conducted by Five Star Professional April 2011

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SPECIAL ADVERT IS ING SECT ION

wwwfivestarprofessionalcom mdash FS bull 9

Five Star Mortgage Professionals

2015 winner Skip Yanick

Skip consistently sets himself apart from the rest in a myriad of ways He meets with his clients in person for an initial in-depth discussion to determine the best loan options for them Hersquos available nights and weekends and holds his clientsrsquo hands right up to the closing table Skip believes that no client should ever leave a transaction feeling blind-sided or uninformed and works day in and day out to deliver the very best service possible to his clients

Did you know that less than one percent of loan offi cers attend their clientsrsquo closings Skip is one of the elite members of his profession that actually attends each and every one Because he has built his business based almost solely on referral it is imperative that his closings are smooth on-time and hassle-free His referral partners range from real estate agents to CPAs and from divorce attorneys fi nancial advisors to his favorite mdash past client referrals

ldquoFrom the moment we started working together you always made me feel this was possible Your service is top-notch That alone makes you stand head and shoulders above the crowd because that is lacking these days You were always accessible to my demanding work schedule Days nights weekends holidays phone text email smoke signals and Morse Code hellip you get the point Every call was answered lsquoat your servicersquo Text messages were responded to immediately My wife and I want to thank you for helping us achieve our dream of owning a homerdquo mdash Dr Brandon Lemuel owner of Pure Chiropractic Vienna Virginia

ldquoSkiprsquos responsiveness and availability were every bit as good for us this spring as when we started working with him four years ago We are extremely happy with the interest rate Skip was able to off er us but most important was Skiprsquos honesty and trustworthiness He is most defi nitely the lender we wanted to work with again We highly recommend Skiprsquos services to other homebuyersrdquo mdash Dan and Trish Biggio

8391 Old Courthouse Road Suite 100 | Tysons Corner VA 22182Direct 703-309-2350 | skipyanickmortgagefamilycom

bull Skip has personally closed more than $500000000 in loan volume in the past 20 years

bull PHH Home Loans is a local direct lender with processing underwriting funding and closing mdash located in our corporate

offi ce in Tysons Corner

bull The operations staff has been together for 25 years mdash virtually unheard of in the mortgage (or nearly any) industry

PHH Home Loans LLC dba Sunbelt Lending Services 300 South Park Place Boulevard Suite 150 Clearwater FL 33759 NMLS ID 4256 (wwwnmlsconsumeraccessorg) Georgia Residential Mortgage Licensee No 20292 Equal Housing Lender

Skip YanickCMA NMLS 184483

If You Are Looking to Buy or ldquoRefirdquo Irsquom Your Guy

FIVE S

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SPECIAL ADVERT IS ING SECT ION

FS bull 10 mdash wwwfivestarprofessionalcom

Five Star Mortgage Professionals

With over a decade of mortgage lending experience I realize that purchasing a home is one of the most important financial decisions my clients make I provide tailored options and advice to meet their dreams of homeownershipThank you to all of my amazing clients for the humbling and honoring award

44160 Scholar Plz Ste 400Leesburg VA 20176Cell 703-300-6518Office 703-779-8937emuellergmmllccomwwwloansbyericacom

Erica MuellerVice President Sr Loan Officer CMA

NMLS 484245

Justin Weiner

Senior Loan Officer

Phone 703-400-5138justinweinermortgagefamilycom

PHH Home Loans

Teamwork for Success

NMLS 318048

Derek Harman

Loan Officer

Office 703-766-4634Cell 703-309-4886dharmanhstmortgagecomwwwhstmortgagecom

Home Savings amp Trust Mortgage

NMLS 882287

Peter Accolla George Mason Mortgage

Stephen Albeck middot EverBank

Levon Andonian middot First Rate Mortgage

Debbie Benkert middot 1st Mariner Mortgage

Doug Benner middot 1st Portfolio Lending

Pat Bowman middot 1st Mariner Mortgage

David Bridges middot First Heritage Mortgage

Brad Cohen middot Capital Bank

Chris Cox middot First Savings Mortgage Corporation

Joyce Crowe middot Wells Fargo Home Mortgage

Jody Eichenblatt middot Prosperity Home Mortgage

Justin Exner middot Fairway Independent Mortgage Corporation

Frank Fannon middot SunTrust Mortgage

Michael Femiano middot First National Bank

Ben Fox middot George Mason Mortgage

Brandon Frye middot Wells Fargo Home Mortgage

Sean Glennon middot Home Savings amp Trust Mortgage

Ruth Griel middot Atlantic Coast Mortgage

Kristi Hardy middot Atlantic Coast Mortgage

Five Star Professional surveyed more than 74400 Washington DC homeowners The final list of 2015 Washington DC Five Star Mortgage Professionals is a select group representing less than 2 percent of mortgage professionals in the area Evaluations were collected by mail phone and online at wwwfivestarprofessionalcomhomesurvey In order to be considered for the award candidates are evaluated on five evaluation and eligibility criteria 1 Received a qualifying client satisfaction rating 2 Satisfied the applicable state licensing requirements 3 Actively employed as a licensed professional for a minimum of three years 4 Favorable regulatory and complaint history review 5 Satisfied minimum client volume or production on a one-year and three-year basis (number and volume of transactions or number of client households served)

All award winners are listed alphabetically by last name

Trust and communication are the keys to any successful relationship I believe this is never more true than when working with a mortgage lender to achieve the dream of homeownershipI bring the knowledge and experience of more than 10 years to work for my clients identifying the MVB Mortgage loan program that will best suit their fi nancing needs My role is to educate my clients explaining all the options available from state and federal programs to portfolio lending options that help us meet some of the most unique fi nancing needs Our clients are our neighbors and most certainly more than just a number We know wersquoll be seeing you around town in stores and at community events I expect nothing less than the best when it comes to my own fi nancial services needs so thatrsquos what I strive to deliver to my clients

11325 Random Hills Rd Ste 100Fairfax VA 22030Direct 703-364-5640Cell 703-297-7211csearlemvbmortgagecomwwwmvbmortgagecomchristian-searle

MVB Mortgage MVB Mortgage of PA and MVB Mortgage of KY are registered trade names of Potomac Mortgage Group Inc a wholly-owned subsidiary of MVB Bank Inc bull MVB Mortgage NMLS ID 181319 bull wwwnmlsconsumeraccessorg

Christian Searle Senior Mortgage Banker NMLS 659508

Keep up with market conditions so you are always

knowledgeablemdash Five Star award winner

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FIVE S

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NAL

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NAL

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TAR PROFESSIO

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NAL

FIVE S

TAR PROFESSIO

NAL

SPECIAL ADVERT IS ING SECT ION

wwwfivestarprofessionalcom mdash FS bull 11

Five Star Mortgage Professionals

All award winners are listed alphabetically by last name

Derek Harman middot Home Savings amp Trust Mortgage Page 9

Alex Jaffe middot First Home Mortgage

Richard Johnson middot George Mason Mortgage

Saira Khan middot SunTrust Mortgage

Daniel Kim middot Greenway Funding Group

Billy Kinberg middot MVB Mortgage

Gregory Kingsbury middot Caliber Home Loans

Jennifer Landgraff middot Caliber Home Loans

Dan Maggin middot Alcova Mortgage

Julie Martin middot George Mason Mortgage

Brian Martucci middot 1st Mariner Mortgage

Robin McCauley middot Caliber Home Loans

Robert McElroy middot First Heritage Mortgage

Bruce Meyers middot First Home Mortgage

Tony Miller middot Credit Union Mortgage Association

Erica Mueller middot George Mason Mortgage Page 9

Stephen Noyes middot TD Bank NA

Jonathan Okun middot Prosperity Home Mortgage

Sarah Pichardo middot MVB Mortgage

Shawn Potter middot First Heritage Mortgage

Joseph Procopio middot First Home Mortgage

John Pyne middot Intercoastal Mortgage Company

John Ragano middot SWBC Mortgage

Mark Ragland middot George Mason Mortgage

Mark Richards middot TD Bank NA

Elliot Roberts middot First Heritage Mortgage

Tom Ryan middot NASA Federal Credit Union

Danny Schappell middot First Savings Mortgage Corporation

Daniel Sconce middot Mortgage Master

Christian Searle middot MVB Mortgage Page 9

Todd Sheinin middot New America Financial

Andrew Siddon middot George Mason Mortgage

Mike Stein middot McLean Mortgage Corporation

Scott Story middot First Home Mortgage

Laura Triplett middot Atlantic Coast Mortgage

Renee Voyta middot First Savings Mortgage Corporation

Chris Washburn middot Caliber Home Loans

Brian Washington middot PrimeLending

Justin Weiner middot PHH Home Loans Page 9

Kathryn Welsh middot Prosperity Home Mortgage

Michael Westbrook middot Intercoastal Mortgage Company

Skip Yanick middot PHH Home Loans Page 8

John Cooper Jr State Farm

Daniel Garedew middot Creative Insurance Solutions

Shelley Handy middot State Farm

Michael Herson middot Congressional Insurance Associates

Bill Howard middot Clarke amp Sampson

J Reed Laughlin middot Allstate

Matt Martin middot State Farm

Chris Melkus middot Allstate

Anh Nguyen middot State Farm

Emmalee Robinson middot State Farm

Anita Sadlack middot State Farm

Janice Sutton middot Farmers Insurance

Five Star Professional surveyed more than 74400 Washington DC homeowners The final list of 2015 Washington DC Five Star HomeAuto Insurance Professionals is a select group representing less than 1 percent of insurance professionals in the area Evaluations were collected by mail phone and online at wwwfivestarprofessionalcomhomesurvey In order to be considered for the award candidates are evaluated on five evaluation and eligibility criteria 1 Received a qualifying client satisfaction rating 2 Satisfied the applicable state licensing requirements 3 Actively employed as a licensed professional for a minimum of three years 4 Favorable regulatory and complaint history review 5 Satisfied minimum client volume or production on a one-year and three-year basis (number and volume of transactions or number of client households served)

All award winners are listed alphabetically by last name

Five Star HomeAuto Insurance Professionals

ldquoYour heart has to be in the right place mdash you

have to genuinely desire to make a difference in

your clientsrsquo livesrdquo

mdash Five Star award winner

FIVE S

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SPECIAL ADVERT IS ING SECT ION

Want to learn more about Five Star ProfessionalVisit our website to learn more about these and other outstanding

award winners at wwwfivestarprofessionalcom

FacebookcomFiveStarProfessional | TwittercomFiveStarPros | LinkedincomCompanyFive-Star-Professional

FIND US ONLINE

See the special section in the October 25 2015 issue of The Washington Post

Who will make the list of2015 Five Star Wealth Managers

FS bull 12 mdash wwwfivestarprofessionalcom

FIVE S

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SPECIAL ADVERT IS ING SECT ION

FS bull 4 mdash wwwfivestarprofessionalcom

Five Star Real Estate Agents

A professional in the real estate industry for the past 14 years deLeon is a multimillion-dollar producer with over $130 million in sales at Long amp Foster She has a proven track record working with traditional sellers and buyers as well as with fi rst-time homebuyers seniors and real estate investorsShe is trilingual speaking English Spanish and Italian which allows her to more eff ectively serve the diverse clientele in Northern Virginia In addition deLeon has signifi cant experience in short sales and foreclosure sales having worked with several fi nancial institutions as a Real Estate Owned (REO) agentdeLeon is a member of the Northern Virginia Association of Realtors the Virginia Association of Realtors and the National Association of Realtors She also belongs to the Womenrsquos Council of Realtors (WCR) and was infl uential in starting the local WCR chapter in the Northern Virginia area in the mid-2000s In addition to her real estate involvement deLeon volunteers as a docent with the Supreme Court of the United States

9841 Georgetown Pike PO Box 97 Great Falls VA 22066Phone 703-338-1765ireneirenedeleoncomwwwirenedeleoncom

Knowledge bull Experience bull Results

Irene deLeonGRI SRESreg BPOR CDPE

bull 2015 Washingtonian Magazine Best Agents List Platinumbull 2015 Long amp Foster Real Estate mdash Top 100 Elite Performers

(company-wide) Top 10 Agent (N Va and W Va region) Top Listing Agent and Top Buyerrsquos Agent (Arlington offi ce)

The goal for every client is to make an informed decision Over 80 percent of Johnrsquos clients are repeat clients or referrals A record of successfully closing more than 300 transactions worth over $155 million and achieving various production accolades gives John a wealth of knowledge Please call for a private consultation

4600 Lee HwyArlington VA 22207Office 703-522-0500Cell 202-549-0081JohnMentisLNFcomwwwjohnmentiscom

Your Life Is Changing I Can Helpreg

Licensed in Virginia and Washington DC

John MentisRealtor

Put the power of the Pirovic Team to work for you bull Washingtonian Magazine Top 100 Teams in 2015bull Long amp Foster Top 100 Agents in 2015bull Over $28 million in sales in 2014bull Long amp Foster Chairmanrsquos Club 10 years running

12520 Prosperity Drive Suite 105 | Silver Spring MD 20904Jeanrsquos cell 301-520-8420 | Alexrsquos cell 301-503-7783

jeanpirovicLNFcom | wwwthepirovicteamLNFcomIf you have a brokerage relationship with another agency this is not intended as a solicitation

The Pirovic Team

Left to right 2015 winner Jean Pirovic Alex Heitkemper

Broker Phone 301-388-2600

bull No 1 REMAX agent in Maryland and the Central Atlantic region mdash REMAX congratulates Nurit Coombe on being the No 1 agent for 2014 and 2015

bull REMAX Diamond Award and Hall of Famebull Recognized as Americarsquos Best Real Estate Agent in 2014

and 2015 (REAL Trends and Trulia)

I want to take this opportunity to thank my clients and peers for recognizing me as a Five Star Real Estate Agent It is an honor to be recognized in this forum and a privilege to have worked with you

REMAX 2000Rockville MD 20852Direct 301-346-5252Office 301-881-1700nuritcoombegmailcomwwwnuritcoombecom

Who You Work With Matters

Nurit CoombeRealtor

FIVE S

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NAL

SPECIAL ADVERT IS ING SECT ION

wwwfivestarprofessionalcom mdash FS bull 5

Five Star Real Estate Agents

With a background in fine arts and a stint in Hollywood Maryrsquos niche is staging homes for the highest returns Licensed in Virginia District of Columbia and Maryland she was named in Top 100 Realtors 2015 by Washingtonian Magazine and is a member of FIABCI (international estate agents)

6820 Elm StMcLean VA 22101Direct 703-636-4998housebymarygmailcomhousebymarycom

Mary AnthonyRealtor Certified Appraiser

7010 Little River Tpke Ste 100Annandale VA 22003Cell 540-850-3612Office 703-750-2800BillEnglongandfostercombillengLNFcom

Bill EngRealtor GRI ABRreg BPOR SRESreg

bull Retired DoD civilianbull 30-plus years in Northern Va mdash Falls Church to

Fredericksburgbull Familiar with all housing SFH duplex condos

garden apartments and commuting VRE metro auto and E-ZPass

bull All satisfied clients buyers sellers landlords and renters

Virginia Lic 0225197895

With unparalleled expertise strong marketing and negotiation skills as well as 12 years as a top producer Ellie represents her clientrsquos interests with a professional yet personal touch Ellie listens to her clientrsquos needs leading to an efficient smooth and seamless experience Call her at 240-888-8448 and shersquoll prove it

189 Kentlands BlvdGaithersburg MD 20878Direct 240-888-8448Office 301-975-9500 Ext 4246elliehomeswithelliecom

Ellie Hitt Realtor

Sean specializes in new construction and condo conversion projects With his strong work ethic and attention to detail Sean has been successful working with experienced and first-time buyers sellers savvy investors and developers

Compass Real Estate1506 19th St NW Ste 1Washington DC 20036Phone 202-552-9167seancompasscom

Sean AalaiRealtor

Linda Brack

Realtor

Office 703-534-9660 Ext 243Cell 571-277-6338LindabracklongandfostercomLindabracklnfcomOffering Market Expertise a Positive ldquoCan-Dordquo Attitude and High-Energy Service

Margaret Ireland

GRI CRS Associate Broker

Cell 703-625-2922margaretmriscom

Specializing in Active Adult Communities I Provide Top Service to My Clients

Sheila Ryan Carney

NVAR Lifetime Top Producer

Cell 703-307-7113Phone 703-821-5005RighteamverizonnetRighteamcomThe Righteam for All Your Real Estate NeedsLic 0225178607

Charlie Gaynor

Realtor

Cell 202-246-1333Office 202-234-1784charliegaynorrealtorcom

This Man Knows His Way Around Town

Chrissi Chapman Topoleski

Realtor e-PROreg

REMAX Olympic RealtyCell 571-330-1750Office 703-754-4341chrissiRubySlippersAtHomecomwwwRubySlippersAtHomecom

Lic 0225181914

Each o ce independently owned and operated

PJ Santiago

Cell 571-217-2177pjsantiagokwcom

Your Local Real Estate Expert Born in DC Raised in Northern Virginia

Jim Shirey

MRE CRS SRS e-PROreg

Cell 202-607-6534Phone 703-717-6353jimdcAreaPropertiescomdcAreaPropertiescom

Top 1 in the DC Area for Client Satisfaction

Dyanne Branand

Sales Associate

Cell 202-369-7902Office 202-741-1610deedeebranandcomdbranandcbintouchcom

At Home on the Hill

Mandy Hursen

Realtor

Cell 240-476-9959Office 202-299-1100mandydcreresidentialcomwwwdcreresidentialcom

DCRE Residential

Helping People Achieve Their Goals hellip Whatever They May Be

Explain things

thoroughly

but simply

so the client

understands

and feels

comfortablemdash Five Star

award winner

FIVE S

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SPECIAL ADVERT IS ING SECT ION

FS bull 6 mdash wwwfivestarprofessionalcom

Five Star Real Estate Agents

Five Star Professional surveyed Washington DC-area residents who purchased a home priced at more than $150000 within a seven-month period (June 2014 to December 2014) The final list of 2015 Washington DC Five Star Real Estate Agents is a select group representing less than 1 percent of real estate agents in the area Evaluations were collected by mail phone and online at wwwfivestarprofessionalcomhomesurvey In order to be considered for the award candidates are evaluated on five evaluation and eligibility criteria 1 Qualifying evaluation rating (peer or consumer) or industry qualified based on recent production history 2 Actively licensed as a real estate salesperson 3 Actively employed as a licensed real estate salesperson for a minimum of three years 4 Favorable regulatory and complaint history review 5 Successful completion of industry Blue Ribbon Panel Review

All award winners are sorted by city and listed alphabetically by last name

All AreasKen Abramowitz REMAX

Town Center

Gloria Adams middot Sothebyrsquos International Realty

Mary Anthony middot Keller Williams Realty Page 5

Jacqueline Barnes middot Weichert Realtors

Stanley Barsch middot Barsch Realty

Mary Ann Bendinelli middot Weichert Realtors

Kenneth Bennett middot WC amp AN Miller Realtors

Linda Brack middot Long amp Foster Real Estate Page 5

Marti Burk middot REMAX Xecutex

Bill Calomeris middot Long amp Foster Real Estate

Sheila Ryan Carney middot Avery-Hess Realtors Page 5

Chrissi Chapman Topoleski middot REMAX Olympic Realty Page 5

Gage Cole middot Long amp Foster Real Estate

Joan Cromwell middot McEnearney Associates

Pat Cunningham middot Coldwell Banker

Brian Cusick middot Cusick Group Realtors

Cynthia Davis middot Keller Williams Realty

Sybella Debesa middot Weichert Realtors

Irene deLeon middot Long amp Foster Real Estate Page 4

Claire Driscoll middot Weichert Realtors

Kurt Duty middot Keller Williams Realty

Paula Edge middot Capital Structures Real Estate

Bill Eng middot Long amp Foster Real Estate Page 5

Kira Epstein middot Beasley Real Estate

Melinda Estridge middot The Estridge Group

Charlene Farrar middot Keller Williams Realty Capital Properties

Russell Firestone middot TTR Sothebyrsquos International Realty

Alfonso Flores middot Fairfax Realty

Carmen Fontecilla middot Weichert Realtors

Tom Francis middot Keller Williams Realty

Ray Gernhart middot REMAX Allegiance

LaGreta Gibson middot Weichert Realtors

Lynne Gorsage middot Long amp Foster Real Estate

W Ted Gossett middot Washington Fine Properties

Shelley Green middot Long amp Foster Real Estate

Margie Halem middot Long amp Foster Real Estate

Gwen Hankerson middot EXIT Realty

Eric Hernandez middot Keller Williams Realty

Ellie Hitt middot Long amp Foster Real Estate Page 5

Denny Horner middot Evers amp Company Real Estate

Frances Irizarry middot Avery-Hess Realtors

Liz Kaiser middot City Chic Real Estate

Cindy Kapper middot Jobin Realty

Stanley Kaszuba middot Long amp Foster Real Estate

Anne Killeen middot Washington Fine Properties

Helen King middot Weichert Realtors

Hub Krack middot REMAX Allegiance

Traudel Lange middot Washington Fine Properties

Sharon Ledbetter middot Weichert Realtors

Evelyn Lugo middot Long amp Foster Real Estate

Liane MacDowell middot Stone Properties

Peg Mancuso middot WC amp AN Miller Realtors

Barbara Maniatakis middot Jobin Realty

William Marin middot CENTURY 21 Trademark Realty

Debra McElroy middot CENTURY 21 New Millennium

Alan Mertz middot Keller Williams Realty Capital Properties

JP Montalvan middot Keller Williams Realty Capital Properties

Johnnie Moore middot Samson Properties

Nita Neri middot Weichert Realtors

Paul Nguyen middot Westgate Realty Group

Kimberly Pace middot Redfin

Sintia Petrosian middot Long amp Foster Real Estate

Leyla Phelan middot Evers amp Company Real Estate

Jane Phillips middot Long amp Foster Real Estate

Jean Pirovic middot Long amp Foster Real Estate Page 4

Kellie Plucinski middot Long amp Foster Real Estate

Audrey Primozic middot Weichert Realtors

Loic Pritchett middot TTR Sothebyrsquos International Realty

Helena Pulyaeva middot REMAX Realty Services

John Queeney middot CENTURY 21 New Millennium

Kathleen Quintarelli middot Weichert Realtors

Michael Rankin middot TTR Sothebyrsquos International Realty

Tom Reilly middot Keller Williams Realty

Christine Richardson middot Weichert Realtors

Joshua Ross middot REMAX Pros

Wanda Russell middot Keller Williams Realty Preferred Properties

Chris Sampson middot Long amp Foster Real Estate

Giovanni Santa Ana middot Move4Free Realty

Annette Schafer middot United Real Estate Agents amp Associates

Carol Schantz middot REMAX

Frank Schofield middot Summit Realtors

FIVE S

TAR PROFESSIO

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TAR PROFESSIO

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NAL

SPECIAL ADVERT IS ING SECT ION

wwwfivestarprofessionalcom mdash FS bull 7

Five Star Real Estate Agents

All award winners are sorted by city and listed alphabetically by last name

Sonya Seigel middot REMAX

Jim Shirey middot McEnearney Associates Page 5

Ellie Shorb middot Coldwell Banker

Lynne Skram middot REMAX Allegiance

Joan Stansfield middot Keller Williams Realty

Laura Steuart middot Washington Fine Properties

Emily Stollar middot Wisley Greco amp Associates

Santiago Testa middot McEnearney Associates

Alexandra Thomas middot Sothebyrsquos International Realty

Roby Thompson middot Long amp Foster Real Estate

Reem Trahan middot REMAX Gateway

Ross Vann middot Beasley Real Estate

Katie Wethman middot Keller Williams RealtyWethman Group

Sharon Wildberger middot Sothebyrsquos International Realty

Robin Wolters middot Coldwell Banker Residential Brokerage

Christina Wood middot Stone Wood Team

Kevin Wood middot Slate Properties

AlexandriaLee Braun middot Long amp Foster

Real Estate

Peter Braun middot Long amp Foster Real Estate

Greg Doherty middot Coldwell Banker

Cindy Golubin middot Sothebyrsquos International Realty

Phyllis Patterson middot TTR Sothebyrsquos International Realty

Aaron Podolsky middot Keller Williams Realty

Brett Rice middot REMAX Executives

Chris White middot Long amp Foster Real Estate

Holly Williams middot Samson PropertiesThe H Williams Group

ArlingtonJulia Avent middot REMAX By

Invitation

Robin Cale middot McEnearney Associates

Michelle Lynch middot The Keri Shull Team

John Mentis middot Long amp Foster Real Estate Page 4

Kulvinder Saund middot Long amp Foster Real Estate

Liz Schell middot Long amp Foster Real Estate

Carol Temple middot Coldwell Banker Residential Brokerage

Kelly Tierney middot REMAX

BethesdaJamie Coley Jr middot Coley Reed

Mynor Herrera middot Keller Williams Realty Capital Properties

Jeremy Lichtenstein middot REMAX Realty Services

Matthew Maury middot Stuart amp Maury Realtors

Beverly Piccone middot Coldwell Banker Residential Brokerage

Rochelle Rubin middot Stuart amp Maury Realtors

Jill Schwartz middot Long amp Foster Real Estate

Josette Skilling middot Keller Williams Realty Capital Properties

ChantillyRon Rush middot Long amp Foster

Real Estate

Chevy ChaseLauren Davis middot Washington

Fine Properties

ColumbiaCliff Bernstein middot Hagan

Realty

FairfaxTracey Barrett middot ERA Elite

Group Realtors

Laurie Garden middot Keller Williams Realty

Juan Kassar middot Christiersquos International Real Estate

Susan Mertz middot Keller Williams Realty Capital Properties

Linda Min middot Samson Properties

Damon Nicholas middot Coldwell Banker Residential Brokerage

Terry Orie middot REMAX Page 3

Carlos Pichardo middot CAP Real Estate

PJ Santiago middot Keller Williams Realty Capital Properties Page 5

Falls ChurchMerelyn Kaye middot McEnearney

Associates

FrederickRon Wolfe middot Charis Realty

Group

GainesvilleEdward Hook middot REMAX

Gateway

Margaret Ireland middot Weichert Realtors Page 5

Curt McArtor middot Long amp Foster Real Estate

Natalie McArtor middot Long amp Foster Real Estate

Michael Yelton middot REMAX

GaithersburgDerek Colen middot REMAX

Metropolitan Realty

Audrey June-Forshey middot REMAX Realty Services

GermantownChris Kershisnik middot REMAX

GreenbeltJason Sumter middot EXIT Realty

HerndonBernie Kagan middot Samson

Properties

McLeanKaren Close middot CENTURY 21

Anne DiBenedetto middot Washington Fine Properties

Isabelle Jelinski middot Keller Williams Realty

Dawn Jones middot Weichert Realtors

Susan Koehler middot Washington Fine Properties

Jennifer Thornett middot Washington Fine Properties

PotomacLeslie Friedson middot Long amp

Foster Real Estate

RestonLauryn Eadie middot Keller

Williams RealtyCircadian Realty Group

FIVE S

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NAL

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TAR PROFESSIO

NAL

SPECIAL ADVERT IS ING SECT ION

FS bull 8 mdash wwwfivestarprofessionalcom

Five Star Real Estate Agents

All award winners are sorted by city and listed alphabetically by last name

Pat Flynn middot Keller Williams Realty

RockvilleNurit Coombe middot REMAX

2000 Page 4

Patrick Rutledge middot Keller Williams Realty

Poching Shen middot Coakley Realty

Silver SpringBarbara Ciment middot Long amp

Foster Real Estate

Robert Dinh middot REMAX

Dave Savercool middot Long amp Foster Real Estate

Lewis Temple middot Donna Kerr Group

SpringfieldAaron Browning middot Browning

Homes Group

Judi Gray middot CENTURY 21 New Millennium

Dallison Veach middot REMAX Allegiance

Takoma ParkDan Metcalf middot Long amp Foster

Real EstateFinn Family Group

Upper MarlboroCheryl Abrams middot REMAX

Cecelia Bell middot REMAX

Kevin Rollins middot REMAX Specialists Page 3

ViennaDebbie Earman middot Long amp

Foster Real Estate

Washington DCSean Aalai middot Compass Real

Estate Page 5

Dyanne Branand middot Coldwell Banker Page 5

Erich Cabe middot Coldwell Banker Residential Brokerage Dupont

Kimberly Cestari middot Long amp Foster Real Estate

Catherine Czuba middot Compass Real Estate Page 2

Jessica Evans middot Real Living At Home

Charlie Gaynor middot City Houses Page 5

Fletcher Gill middot The Genau Group

James Grant middot Keller Williams Realty Capital Properties

Heather Graves middot Central Properties Page 3

Chuck Holzwarth middot Washington Fine Properties

Cynthia Howar middot Washington Fine Properties

Mandy Hursen middot DCRE Residential Page 5

Maya Hyman middot Coldwell Banker Georgetown

Tyler Jeffrey middot Beasley Real Estate

Warren Kluth middot Long amp Foster Real Estate

Cheryl Kurss middot Long amp Foster Real Estate

Cecelia Leake middot Washington Fine Properties

Linda Low middot Long amp Foster Real EstateThe Linda Low Team

Rob Low middot Long amp Foster Real Estate

Dino Milanese middot Coldwell Banker

Harry Moore middot Long amp Foster Real Estate

Jennifer Myers middot Dwell Residential Brokerage

Joel Nelson middot Keller Williams Realty

Chris Sanders middot CENTURY 21 Redwood

Robert Sanders middot Sothebyrsquos International Realty

Paul Sliwka middot Central Properties LLC

Benton Snider middot Long amp Foster Real Estate

Sam Solovey middot Long amp Foster Real Estate

Ben Stern middot Buyerrsquos Edge

Angelika Suisman middot Long amp Foster Real Estate

Ricardo Vasquez middot Weichert Realtors Page 3

Ty Voyles middot Fulcrum Properties Group

WoodbridgeRichard Bridges middot ERA Blue

Diamond Realty

Anna Vidal middot Keller Williams Realty

1 What are your goals

2 What price range are you comfortable with

3 Are you pre-qualified

4 What is your timeframe

5 If we find the right property are you prepared to purchase it today

Top five questions that real estate agents want you to answer

From research conducted by Five Star Professional April 2011

FIVE S

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TAR PROFESSIO

NAL

SPECIAL ADVERT IS ING SECT ION

wwwfivestarprofessionalcom mdash FS bull 9

Five Star Mortgage Professionals

2015 winner Skip Yanick

Skip consistently sets himself apart from the rest in a myriad of ways He meets with his clients in person for an initial in-depth discussion to determine the best loan options for them Hersquos available nights and weekends and holds his clientsrsquo hands right up to the closing table Skip believes that no client should ever leave a transaction feeling blind-sided or uninformed and works day in and day out to deliver the very best service possible to his clients

Did you know that less than one percent of loan offi cers attend their clientsrsquo closings Skip is one of the elite members of his profession that actually attends each and every one Because he has built his business based almost solely on referral it is imperative that his closings are smooth on-time and hassle-free His referral partners range from real estate agents to CPAs and from divorce attorneys fi nancial advisors to his favorite mdash past client referrals

ldquoFrom the moment we started working together you always made me feel this was possible Your service is top-notch That alone makes you stand head and shoulders above the crowd because that is lacking these days You were always accessible to my demanding work schedule Days nights weekends holidays phone text email smoke signals and Morse Code hellip you get the point Every call was answered lsquoat your servicersquo Text messages were responded to immediately My wife and I want to thank you for helping us achieve our dream of owning a homerdquo mdash Dr Brandon Lemuel owner of Pure Chiropractic Vienna Virginia

ldquoSkiprsquos responsiveness and availability were every bit as good for us this spring as when we started working with him four years ago We are extremely happy with the interest rate Skip was able to off er us but most important was Skiprsquos honesty and trustworthiness He is most defi nitely the lender we wanted to work with again We highly recommend Skiprsquos services to other homebuyersrdquo mdash Dan and Trish Biggio

8391 Old Courthouse Road Suite 100 | Tysons Corner VA 22182Direct 703-309-2350 | skipyanickmortgagefamilycom

bull Skip has personally closed more than $500000000 in loan volume in the past 20 years

bull PHH Home Loans is a local direct lender with processing underwriting funding and closing mdash located in our corporate

offi ce in Tysons Corner

bull The operations staff has been together for 25 years mdash virtually unheard of in the mortgage (or nearly any) industry

PHH Home Loans LLC dba Sunbelt Lending Services 300 South Park Place Boulevard Suite 150 Clearwater FL 33759 NMLS ID 4256 (wwwnmlsconsumeraccessorg) Georgia Residential Mortgage Licensee No 20292 Equal Housing Lender

Skip YanickCMA NMLS 184483

If You Are Looking to Buy or ldquoRefirdquo Irsquom Your Guy

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

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NAL

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TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

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NAL

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TAR PROFESSIO

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TAR PROFESSIO

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TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

SPECIAL ADVERT IS ING SECT ION

FS bull 10 mdash wwwfivestarprofessionalcom

Five Star Mortgage Professionals

With over a decade of mortgage lending experience I realize that purchasing a home is one of the most important financial decisions my clients make I provide tailored options and advice to meet their dreams of homeownershipThank you to all of my amazing clients for the humbling and honoring award

44160 Scholar Plz Ste 400Leesburg VA 20176Cell 703-300-6518Office 703-779-8937emuellergmmllccomwwwloansbyericacom

Erica MuellerVice President Sr Loan Officer CMA

NMLS 484245

Justin Weiner

Senior Loan Officer

Phone 703-400-5138justinweinermortgagefamilycom

PHH Home Loans

Teamwork for Success

NMLS 318048

Derek Harman

Loan Officer

Office 703-766-4634Cell 703-309-4886dharmanhstmortgagecomwwwhstmortgagecom

Home Savings amp Trust Mortgage

NMLS 882287

Peter Accolla George Mason Mortgage

Stephen Albeck middot EverBank

Levon Andonian middot First Rate Mortgage

Debbie Benkert middot 1st Mariner Mortgage

Doug Benner middot 1st Portfolio Lending

Pat Bowman middot 1st Mariner Mortgage

David Bridges middot First Heritage Mortgage

Brad Cohen middot Capital Bank

Chris Cox middot First Savings Mortgage Corporation

Joyce Crowe middot Wells Fargo Home Mortgage

Jody Eichenblatt middot Prosperity Home Mortgage

Justin Exner middot Fairway Independent Mortgage Corporation

Frank Fannon middot SunTrust Mortgage

Michael Femiano middot First National Bank

Ben Fox middot George Mason Mortgage

Brandon Frye middot Wells Fargo Home Mortgage

Sean Glennon middot Home Savings amp Trust Mortgage

Ruth Griel middot Atlantic Coast Mortgage

Kristi Hardy middot Atlantic Coast Mortgage

Five Star Professional surveyed more than 74400 Washington DC homeowners The final list of 2015 Washington DC Five Star Mortgage Professionals is a select group representing less than 2 percent of mortgage professionals in the area Evaluations were collected by mail phone and online at wwwfivestarprofessionalcomhomesurvey In order to be considered for the award candidates are evaluated on five evaluation and eligibility criteria 1 Received a qualifying client satisfaction rating 2 Satisfied the applicable state licensing requirements 3 Actively employed as a licensed professional for a minimum of three years 4 Favorable regulatory and complaint history review 5 Satisfied minimum client volume or production on a one-year and three-year basis (number and volume of transactions or number of client households served)

All award winners are listed alphabetically by last name

Trust and communication are the keys to any successful relationship I believe this is never more true than when working with a mortgage lender to achieve the dream of homeownershipI bring the knowledge and experience of more than 10 years to work for my clients identifying the MVB Mortgage loan program that will best suit their fi nancing needs My role is to educate my clients explaining all the options available from state and federal programs to portfolio lending options that help us meet some of the most unique fi nancing needs Our clients are our neighbors and most certainly more than just a number We know wersquoll be seeing you around town in stores and at community events I expect nothing less than the best when it comes to my own fi nancial services needs so thatrsquos what I strive to deliver to my clients

11325 Random Hills Rd Ste 100Fairfax VA 22030Direct 703-364-5640Cell 703-297-7211csearlemvbmortgagecomwwwmvbmortgagecomchristian-searle

MVB Mortgage MVB Mortgage of PA and MVB Mortgage of KY are registered trade names of Potomac Mortgage Group Inc a wholly-owned subsidiary of MVB Bank Inc bull MVB Mortgage NMLS ID 181319 bull wwwnmlsconsumeraccessorg

Christian Searle Senior Mortgage Banker NMLS 659508

Keep up with market conditions so you are always

knowledgeablemdash Five Star award winner

FIVE S

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NAL

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NAL

SPECIAL ADVERT IS ING SECT ION

wwwfivestarprofessionalcom mdash FS bull 11

Five Star Mortgage Professionals

All award winners are listed alphabetically by last name

Derek Harman middot Home Savings amp Trust Mortgage Page 9

Alex Jaffe middot First Home Mortgage

Richard Johnson middot George Mason Mortgage

Saira Khan middot SunTrust Mortgage

Daniel Kim middot Greenway Funding Group

Billy Kinberg middot MVB Mortgage

Gregory Kingsbury middot Caliber Home Loans

Jennifer Landgraff middot Caliber Home Loans

Dan Maggin middot Alcova Mortgage

Julie Martin middot George Mason Mortgage

Brian Martucci middot 1st Mariner Mortgage

Robin McCauley middot Caliber Home Loans

Robert McElroy middot First Heritage Mortgage

Bruce Meyers middot First Home Mortgage

Tony Miller middot Credit Union Mortgage Association

Erica Mueller middot George Mason Mortgage Page 9

Stephen Noyes middot TD Bank NA

Jonathan Okun middot Prosperity Home Mortgage

Sarah Pichardo middot MVB Mortgage

Shawn Potter middot First Heritage Mortgage

Joseph Procopio middot First Home Mortgage

John Pyne middot Intercoastal Mortgage Company

John Ragano middot SWBC Mortgage

Mark Ragland middot George Mason Mortgage

Mark Richards middot TD Bank NA

Elliot Roberts middot First Heritage Mortgage

Tom Ryan middot NASA Federal Credit Union

Danny Schappell middot First Savings Mortgage Corporation

Daniel Sconce middot Mortgage Master

Christian Searle middot MVB Mortgage Page 9

Todd Sheinin middot New America Financial

Andrew Siddon middot George Mason Mortgage

Mike Stein middot McLean Mortgage Corporation

Scott Story middot First Home Mortgage

Laura Triplett middot Atlantic Coast Mortgage

Renee Voyta middot First Savings Mortgage Corporation

Chris Washburn middot Caliber Home Loans

Brian Washington middot PrimeLending

Justin Weiner middot PHH Home Loans Page 9

Kathryn Welsh middot Prosperity Home Mortgage

Michael Westbrook middot Intercoastal Mortgage Company

Skip Yanick middot PHH Home Loans Page 8

John Cooper Jr State Farm

Daniel Garedew middot Creative Insurance Solutions

Shelley Handy middot State Farm

Michael Herson middot Congressional Insurance Associates

Bill Howard middot Clarke amp Sampson

J Reed Laughlin middot Allstate

Matt Martin middot State Farm

Chris Melkus middot Allstate

Anh Nguyen middot State Farm

Emmalee Robinson middot State Farm

Anita Sadlack middot State Farm

Janice Sutton middot Farmers Insurance

Five Star Professional surveyed more than 74400 Washington DC homeowners The final list of 2015 Washington DC Five Star HomeAuto Insurance Professionals is a select group representing less than 1 percent of insurance professionals in the area Evaluations were collected by mail phone and online at wwwfivestarprofessionalcomhomesurvey In order to be considered for the award candidates are evaluated on five evaluation and eligibility criteria 1 Received a qualifying client satisfaction rating 2 Satisfied the applicable state licensing requirements 3 Actively employed as a licensed professional for a minimum of three years 4 Favorable regulatory and complaint history review 5 Satisfied minimum client volume or production on a one-year and three-year basis (number and volume of transactions or number of client households served)

All award winners are listed alphabetically by last name

Five Star HomeAuto Insurance Professionals

ldquoYour heart has to be in the right place mdash you

have to genuinely desire to make a difference in

your clientsrsquo livesrdquo

mdash Five Star award winner

FIVE S

TAR PROFESSIO

NAL

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SPECIAL ADVERT IS ING SECT ION

Want to learn more about Five Star ProfessionalVisit our website to learn more about these and other outstanding

award winners at wwwfivestarprofessionalcom

FacebookcomFiveStarProfessional | TwittercomFiveStarPros | LinkedincomCompanyFive-Star-Professional

FIND US ONLINE

See the special section in the October 25 2015 issue of The Washington Post

Who will make the list of2015 Five Star Wealth Managers

FS bull 12 mdash wwwfivestarprofessionalcom

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SPECIAL ADVERT IS ING SECT ION

wwwfivestarprofessionalcom mdash FS bull 5

Five Star Real Estate Agents

With a background in fine arts and a stint in Hollywood Maryrsquos niche is staging homes for the highest returns Licensed in Virginia District of Columbia and Maryland she was named in Top 100 Realtors 2015 by Washingtonian Magazine and is a member of FIABCI (international estate agents)

6820 Elm StMcLean VA 22101Direct 703-636-4998housebymarygmailcomhousebymarycom

Mary AnthonyRealtor Certified Appraiser

7010 Little River Tpke Ste 100Annandale VA 22003Cell 540-850-3612Office 703-750-2800BillEnglongandfostercombillengLNFcom

Bill EngRealtor GRI ABRreg BPOR SRESreg

bull Retired DoD civilianbull 30-plus years in Northern Va mdash Falls Church to

Fredericksburgbull Familiar with all housing SFH duplex condos

garden apartments and commuting VRE metro auto and E-ZPass

bull All satisfied clients buyers sellers landlords and renters

Virginia Lic 0225197895

With unparalleled expertise strong marketing and negotiation skills as well as 12 years as a top producer Ellie represents her clientrsquos interests with a professional yet personal touch Ellie listens to her clientrsquos needs leading to an efficient smooth and seamless experience Call her at 240-888-8448 and shersquoll prove it

189 Kentlands BlvdGaithersburg MD 20878Direct 240-888-8448Office 301-975-9500 Ext 4246elliehomeswithelliecom

Ellie Hitt Realtor

Sean specializes in new construction and condo conversion projects With his strong work ethic and attention to detail Sean has been successful working with experienced and first-time buyers sellers savvy investors and developers

Compass Real Estate1506 19th St NW Ste 1Washington DC 20036Phone 202-552-9167seancompasscom

Sean AalaiRealtor

Linda Brack

Realtor

Office 703-534-9660 Ext 243Cell 571-277-6338LindabracklongandfostercomLindabracklnfcomOffering Market Expertise a Positive ldquoCan-Dordquo Attitude and High-Energy Service

Margaret Ireland

GRI CRS Associate Broker

Cell 703-625-2922margaretmriscom

Specializing in Active Adult Communities I Provide Top Service to My Clients

Sheila Ryan Carney

NVAR Lifetime Top Producer

Cell 703-307-7113Phone 703-821-5005RighteamverizonnetRighteamcomThe Righteam for All Your Real Estate NeedsLic 0225178607

Charlie Gaynor

Realtor

Cell 202-246-1333Office 202-234-1784charliegaynorrealtorcom

This Man Knows His Way Around Town

Chrissi Chapman Topoleski

Realtor e-PROreg

REMAX Olympic RealtyCell 571-330-1750Office 703-754-4341chrissiRubySlippersAtHomecomwwwRubySlippersAtHomecom

Lic 0225181914

Each o ce independently owned and operated

PJ Santiago

Cell 571-217-2177pjsantiagokwcom

Your Local Real Estate Expert Born in DC Raised in Northern Virginia

Jim Shirey

MRE CRS SRS e-PROreg

Cell 202-607-6534Phone 703-717-6353jimdcAreaPropertiescomdcAreaPropertiescom

Top 1 in the DC Area for Client Satisfaction

Dyanne Branand

Sales Associate

Cell 202-369-7902Office 202-741-1610deedeebranandcomdbranandcbintouchcom

At Home on the Hill

Mandy Hursen

Realtor

Cell 240-476-9959Office 202-299-1100mandydcreresidentialcomwwwdcreresidentialcom

DCRE Residential

Helping People Achieve Their Goals hellip Whatever They May Be

Explain things

thoroughly

but simply

so the client

understands

and feels

comfortablemdash Five Star

award winner

FIVE S

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SPECIAL ADVERT IS ING SECT ION

FS bull 6 mdash wwwfivestarprofessionalcom

Five Star Real Estate Agents

Five Star Professional surveyed Washington DC-area residents who purchased a home priced at more than $150000 within a seven-month period (June 2014 to December 2014) The final list of 2015 Washington DC Five Star Real Estate Agents is a select group representing less than 1 percent of real estate agents in the area Evaluations were collected by mail phone and online at wwwfivestarprofessionalcomhomesurvey In order to be considered for the award candidates are evaluated on five evaluation and eligibility criteria 1 Qualifying evaluation rating (peer or consumer) or industry qualified based on recent production history 2 Actively licensed as a real estate salesperson 3 Actively employed as a licensed real estate salesperson for a minimum of three years 4 Favorable regulatory and complaint history review 5 Successful completion of industry Blue Ribbon Panel Review

All award winners are sorted by city and listed alphabetically by last name

All AreasKen Abramowitz REMAX

Town Center

Gloria Adams middot Sothebyrsquos International Realty

Mary Anthony middot Keller Williams Realty Page 5

Jacqueline Barnes middot Weichert Realtors

Stanley Barsch middot Barsch Realty

Mary Ann Bendinelli middot Weichert Realtors

Kenneth Bennett middot WC amp AN Miller Realtors

Linda Brack middot Long amp Foster Real Estate Page 5

Marti Burk middot REMAX Xecutex

Bill Calomeris middot Long amp Foster Real Estate

Sheila Ryan Carney middot Avery-Hess Realtors Page 5

Chrissi Chapman Topoleski middot REMAX Olympic Realty Page 5

Gage Cole middot Long amp Foster Real Estate

Joan Cromwell middot McEnearney Associates

Pat Cunningham middot Coldwell Banker

Brian Cusick middot Cusick Group Realtors

Cynthia Davis middot Keller Williams Realty

Sybella Debesa middot Weichert Realtors

Irene deLeon middot Long amp Foster Real Estate Page 4

Claire Driscoll middot Weichert Realtors

Kurt Duty middot Keller Williams Realty

Paula Edge middot Capital Structures Real Estate

Bill Eng middot Long amp Foster Real Estate Page 5

Kira Epstein middot Beasley Real Estate

Melinda Estridge middot The Estridge Group

Charlene Farrar middot Keller Williams Realty Capital Properties

Russell Firestone middot TTR Sothebyrsquos International Realty

Alfonso Flores middot Fairfax Realty

Carmen Fontecilla middot Weichert Realtors

Tom Francis middot Keller Williams Realty

Ray Gernhart middot REMAX Allegiance

LaGreta Gibson middot Weichert Realtors

Lynne Gorsage middot Long amp Foster Real Estate

W Ted Gossett middot Washington Fine Properties

Shelley Green middot Long amp Foster Real Estate

Margie Halem middot Long amp Foster Real Estate

Gwen Hankerson middot EXIT Realty

Eric Hernandez middot Keller Williams Realty

Ellie Hitt middot Long amp Foster Real Estate Page 5

Denny Horner middot Evers amp Company Real Estate

Frances Irizarry middot Avery-Hess Realtors

Liz Kaiser middot City Chic Real Estate

Cindy Kapper middot Jobin Realty

Stanley Kaszuba middot Long amp Foster Real Estate

Anne Killeen middot Washington Fine Properties

Helen King middot Weichert Realtors

Hub Krack middot REMAX Allegiance

Traudel Lange middot Washington Fine Properties

Sharon Ledbetter middot Weichert Realtors

Evelyn Lugo middot Long amp Foster Real Estate

Liane MacDowell middot Stone Properties

Peg Mancuso middot WC amp AN Miller Realtors

Barbara Maniatakis middot Jobin Realty

William Marin middot CENTURY 21 Trademark Realty

Debra McElroy middot CENTURY 21 New Millennium

Alan Mertz middot Keller Williams Realty Capital Properties

JP Montalvan middot Keller Williams Realty Capital Properties

Johnnie Moore middot Samson Properties

Nita Neri middot Weichert Realtors

Paul Nguyen middot Westgate Realty Group

Kimberly Pace middot Redfin

Sintia Petrosian middot Long amp Foster Real Estate

Leyla Phelan middot Evers amp Company Real Estate

Jane Phillips middot Long amp Foster Real Estate

Jean Pirovic middot Long amp Foster Real Estate Page 4

Kellie Plucinski middot Long amp Foster Real Estate

Audrey Primozic middot Weichert Realtors

Loic Pritchett middot TTR Sothebyrsquos International Realty

Helena Pulyaeva middot REMAX Realty Services

John Queeney middot CENTURY 21 New Millennium

Kathleen Quintarelli middot Weichert Realtors

Michael Rankin middot TTR Sothebyrsquos International Realty

Tom Reilly middot Keller Williams Realty

Christine Richardson middot Weichert Realtors

Joshua Ross middot REMAX Pros

Wanda Russell middot Keller Williams Realty Preferred Properties

Chris Sampson middot Long amp Foster Real Estate

Giovanni Santa Ana middot Move4Free Realty

Annette Schafer middot United Real Estate Agents amp Associates

Carol Schantz middot REMAX

Frank Schofield middot Summit Realtors

FIVE S

TAR PROFESSIO

NAL

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TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

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SPECIAL ADVERT IS ING SECT ION

wwwfivestarprofessionalcom mdash FS bull 7

Five Star Real Estate Agents

All award winners are sorted by city and listed alphabetically by last name

Sonya Seigel middot REMAX

Jim Shirey middot McEnearney Associates Page 5

Ellie Shorb middot Coldwell Banker

Lynne Skram middot REMAX Allegiance

Joan Stansfield middot Keller Williams Realty

Laura Steuart middot Washington Fine Properties

Emily Stollar middot Wisley Greco amp Associates

Santiago Testa middot McEnearney Associates

Alexandra Thomas middot Sothebyrsquos International Realty

Roby Thompson middot Long amp Foster Real Estate

Reem Trahan middot REMAX Gateway

Ross Vann middot Beasley Real Estate

Katie Wethman middot Keller Williams RealtyWethman Group

Sharon Wildberger middot Sothebyrsquos International Realty

Robin Wolters middot Coldwell Banker Residential Brokerage

Christina Wood middot Stone Wood Team

Kevin Wood middot Slate Properties

AlexandriaLee Braun middot Long amp Foster

Real Estate

Peter Braun middot Long amp Foster Real Estate

Greg Doherty middot Coldwell Banker

Cindy Golubin middot Sothebyrsquos International Realty

Phyllis Patterson middot TTR Sothebyrsquos International Realty

Aaron Podolsky middot Keller Williams Realty

Brett Rice middot REMAX Executives

Chris White middot Long amp Foster Real Estate

Holly Williams middot Samson PropertiesThe H Williams Group

ArlingtonJulia Avent middot REMAX By

Invitation

Robin Cale middot McEnearney Associates

Michelle Lynch middot The Keri Shull Team

John Mentis middot Long amp Foster Real Estate Page 4

Kulvinder Saund middot Long amp Foster Real Estate

Liz Schell middot Long amp Foster Real Estate

Carol Temple middot Coldwell Banker Residential Brokerage

Kelly Tierney middot REMAX

BethesdaJamie Coley Jr middot Coley Reed

Mynor Herrera middot Keller Williams Realty Capital Properties

Jeremy Lichtenstein middot REMAX Realty Services

Matthew Maury middot Stuart amp Maury Realtors

Beverly Piccone middot Coldwell Banker Residential Brokerage

Rochelle Rubin middot Stuart amp Maury Realtors

Jill Schwartz middot Long amp Foster Real Estate

Josette Skilling middot Keller Williams Realty Capital Properties

ChantillyRon Rush middot Long amp Foster

Real Estate

Chevy ChaseLauren Davis middot Washington

Fine Properties

ColumbiaCliff Bernstein middot Hagan

Realty

FairfaxTracey Barrett middot ERA Elite

Group Realtors

Laurie Garden middot Keller Williams Realty

Juan Kassar middot Christiersquos International Real Estate

Susan Mertz middot Keller Williams Realty Capital Properties

Linda Min middot Samson Properties

Damon Nicholas middot Coldwell Banker Residential Brokerage

Terry Orie middot REMAX Page 3

Carlos Pichardo middot CAP Real Estate

PJ Santiago middot Keller Williams Realty Capital Properties Page 5

Falls ChurchMerelyn Kaye middot McEnearney

Associates

FrederickRon Wolfe middot Charis Realty

Group

GainesvilleEdward Hook middot REMAX

Gateway

Margaret Ireland middot Weichert Realtors Page 5

Curt McArtor middot Long amp Foster Real Estate

Natalie McArtor middot Long amp Foster Real Estate

Michael Yelton middot REMAX

GaithersburgDerek Colen middot REMAX

Metropolitan Realty

Audrey June-Forshey middot REMAX Realty Services

GermantownChris Kershisnik middot REMAX

GreenbeltJason Sumter middot EXIT Realty

HerndonBernie Kagan middot Samson

Properties

McLeanKaren Close middot CENTURY 21

Anne DiBenedetto middot Washington Fine Properties

Isabelle Jelinski middot Keller Williams Realty

Dawn Jones middot Weichert Realtors

Susan Koehler middot Washington Fine Properties

Jennifer Thornett middot Washington Fine Properties

PotomacLeslie Friedson middot Long amp

Foster Real Estate

RestonLauryn Eadie middot Keller

Williams RealtyCircadian Realty Group

FIVE S

TAR PROFESSIO

NAL

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NAL

FIVE S

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NAL

FIVE S

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FIVE S

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NAL

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FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

SPECIAL ADVERT IS ING SECT ION

FS bull 8 mdash wwwfivestarprofessionalcom

Five Star Real Estate Agents

All award winners are sorted by city and listed alphabetically by last name

Pat Flynn middot Keller Williams Realty

RockvilleNurit Coombe middot REMAX

2000 Page 4

Patrick Rutledge middot Keller Williams Realty

Poching Shen middot Coakley Realty

Silver SpringBarbara Ciment middot Long amp

Foster Real Estate

Robert Dinh middot REMAX

Dave Savercool middot Long amp Foster Real Estate

Lewis Temple middot Donna Kerr Group

SpringfieldAaron Browning middot Browning

Homes Group

Judi Gray middot CENTURY 21 New Millennium

Dallison Veach middot REMAX Allegiance

Takoma ParkDan Metcalf middot Long amp Foster

Real EstateFinn Family Group

Upper MarlboroCheryl Abrams middot REMAX

Cecelia Bell middot REMAX

Kevin Rollins middot REMAX Specialists Page 3

ViennaDebbie Earman middot Long amp

Foster Real Estate

Washington DCSean Aalai middot Compass Real

Estate Page 5

Dyanne Branand middot Coldwell Banker Page 5

Erich Cabe middot Coldwell Banker Residential Brokerage Dupont

Kimberly Cestari middot Long amp Foster Real Estate

Catherine Czuba middot Compass Real Estate Page 2

Jessica Evans middot Real Living At Home

Charlie Gaynor middot City Houses Page 5

Fletcher Gill middot The Genau Group

James Grant middot Keller Williams Realty Capital Properties

Heather Graves middot Central Properties Page 3

Chuck Holzwarth middot Washington Fine Properties

Cynthia Howar middot Washington Fine Properties

Mandy Hursen middot DCRE Residential Page 5

Maya Hyman middot Coldwell Banker Georgetown

Tyler Jeffrey middot Beasley Real Estate

Warren Kluth middot Long amp Foster Real Estate

Cheryl Kurss middot Long amp Foster Real Estate

Cecelia Leake middot Washington Fine Properties

Linda Low middot Long amp Foster Real EstateThe Linda Low Team

Rob Low middot Long amp Foster Real Estate

Dino Milanese middot Coldwell Banker

Harry Moore middot Long amp Foster Real Estate

Jennifer Myers middot Dwell Residential Brokerage

Joel Nelson middot Keller Williams Realty

Chris Sanders middot CENTURY 21 Redwood

Robert Sanders middot Sothebyrsquos International Realty

Paul Sliwka middot Central Properties LLC

Benton Snider middot Long amp Foster Real Estate

Sam Solovey middot Long amp Foster Real Estate

Ben Stern middot Buyerrsquos Edge

Angelika Suisman middot Long amp Foster Real Estate

Ricardo Vasquez middot Weichert Realtors Page 3

Ty Voyles middot Fulcrum Properties Group

WoodbridgeRichard Bridges middot ERA Blue

Diamond Realty

Anna Vidal middot Keller Williams Realty

1 What are your goals

2 What price range are you comfortable with

3 Are you pre-qualified

4 What is your timeframe

5 If we find the right property are you prepared to purchase it today

Top five questions that real estate agents want you to answer

From research conducted by Five Star Professional April 2011

FIVE S

TAR PROFESSIO

NAL

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SPECIAL ADVERT IS ING SECT ION

wwwfivestarprofessionalcom mdash FS bull 9

Five Star Mortgage Professionals

2015 winner Skip Yanick

Skip consistently sets himself apart from the rest in a myriad of ways He meets with his clients in person for an initial in-depth discussion to determine the best loan options for them Hersquos available nights and weekends and holds his clientsrsquo hands right up to the closing table Skip believes that no client should ever leave a transaction feeling blind-sided or uninformed and works day in and day out to deliver the very best service possible to his clients

Did you know that less than one percent of loan offi cers attend their clientsrsquo closings Skip is one of the elite members of his profession that actually attends each and every one Because he has built his business based almost solely on referral it is imperative that his closings are smooth on-time and hassle-free His referral partners range from real estate agents to CPAs and from divorce attorneys fi nancial advisors to his favorite mdash past client referrals

ldquoFrom the moment we started working together you always made me feel this was possible Your service is top-notch That alone makes you stand head and shoulders above the crowd because that is lacking these days You were always accessible to my demanding work schedule Days nights weekends holidays phone text email smoke signals and Morse Code hellip you get the point Every call was answered lsquoat your servicersquo Text messages were responded to immediately My wife and I want to thank you for helping us achieve our dream of owning a homerdquo mdash Dr Brandon Lemuel owner of Pure Chiropractic Vienna Virginia

ldquoSkiprsquos responsiveness and availability were every bit as good for us this spring as when we started working with him four years ago We are extremely happy with the interest rate Skip was able to off er us but most important was Skiprsquos honesty and trustworthiness He is most defi nitely the lender we wanted to work with again We highly recommend Skiprsquos services to other homebuyersrdquo mdash Dan and Trish Biggio

8391 Old Courthouse Road Suite 100 | Tysons Corner VA 22182Direct 703-309-2350 | skipyanickmortgagefamilycom

bull Skip has personally closed more than $500000000 in loan volume in the past 20 years

bull PHH Home Loans is a local direct lender with processing underwriting funding and closing mdash located in our corporate

offi ce in Tysons Corner

bull The operations staff has been together for 25 years mdash virtually unheard of in the mortgage (or nearly any) industry

PHH Home Loans LLC dba Sunbelt Lending Services 300 South Park Place Boulevard Suite 150 Clearwater FL 33759 NMLS ID 4256 (wwwnmlsconsumeraccessorg) Georgia Residential Mortgage Licensee No 20292 Equal Housing Lender

Skip YanickCMA NMLS 184483

If You Are Looking to Buy or ldquoRefirdquo Irsquom Your Guy

FIVE S

TAR PROFESSIO

NAL

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TAR PROFESSIO

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NAL

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NAL

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NAL

SPECIAL ADVERT IS ING SECT ION

FS bull 10 mdash wwwfivestarprofessionalcom

Five Star Mortgage Professionals

With over a decade of mortgage lending experience I realize that purchasing a home is one of the most important financial decisions my clients make I provide tailored options and advice to meet their dreams of homeownershipThank you to all of my amazing clients for the humbling and honoring award

44160 Scholar Plz Ste 400Leesburg VA 20176Cell 703-300-6518Office 703-779-8937emuellergmmllccomwwwloansbyericacom

Erica MuellerVice President Sr Loan Officer CMA

NMLS 484245

Justin Weiner

Senior Loan Officer

Phone 703-400-5138justinweinermortgagefamilycom

PHH Home Loans

Teamwork for Success

NMLS 318048

Derek Harman

Loan Officer

Office 703-766-4634Cell 703-309-4886dharmanhstmortgagecomwwwhstmortgagecom

Home Savings amp Trust Mortgage

NMLS 882287

Peter Accolla George Mason Mortgage

Stephen Albeck middot EverBank

Levon Andonian middot First Rate Mortgage

Debbie Benkert middot 1st Mariner Mortgage

Doug Benner middot 1st Portfolio Lending

Pat Bowman middot 1st Mariner Mortgage

David Bridges middot First Heritage Mortgage

Brad Cohen middot Capital Bank

Chris Cox middot First Savings Mortgage Corporation

Joyce Crowe middot Wells Fargo Home Mortgage

Jody Eichenblatt middot Prosperity Home Mortgage

Justin Exner middot Fairway Independent Mortgage Corporation

Frank Fannon middot SunTrust Mortgage

Michael Femiano middot First National Bank

Ben Fox middot George Mason Mortgage

Brandon Frye middot Wells Fargo Home Mortgage

Sean Glennon middot Home Savings amp Trust Mortgage

Ruth Griel middot Atlantic Coast Mortgage

Kristi Hardy middot Atlantic Coast Mortgage

Five Star Professional surveyed more than 74400 Washington DC homeowners The final list of 2015 Washington DC Five Star Mortgage Professionals is a select group representing less than 2 percent of mortgage professionals in the area Evaluations were collected by mail phone and online at wwwfivestarprofessionalcomhomesurvey In order to be considered for the award candidates are evaluated on five evaluation and eligibility criteria 1 Received a qualifying client satisfaction rating 2 Satisfied the applicable state licensing requirements 3 Actively employed as a licensed professional for a minimum of three years 4 Favorable regulatory and complaint history review 5 Satisfied minimum client volume or production on a one-year and three-year basis (number and volume of transactions or number of client households served)

All award winners are listed alphabetically by last name

Trust and communication are the keys to any successful relationship I believe this is never more true than when working with a mortgage lender to achieve the dream of homeownershipI bring the knowledge and experience of more than 10 years to work for my clients identifying the MVB Mortgage loan program that will best suit their fi nancing needs My role is to educate my clients explaining all the options available from state and federal programs to portfolio lending options that help us meet some of the most unique fi nancing needs Our clients are our neighbors and most certainly more than just a number We know wersquoll be seeing you around town in stores and at community events I expect nothing less than the best when it comes to my own fi nancial services needs so thatrsquos what I strive to deliver to my clients

11325 Random Hills Rd Ste 100Fairfax VA 22030Direct 703-364-5640Cell 703-297-7211csearlemvbmortgagecomwwwmvbmortgagecomchristian-searle

MVB Mortgage MVB Mortgage of PA and MVB Mortgage of KY are registered trade names of Potomac Mortgage Group Inc a wholly-owned subsidiary of MVB Bank Inc bull MVB Mortgage NMLS ID 181319 bull wwwnmlsconsumeraccessorg

Christian Searle Senior Mortgage Banker NMLS 659508

Keep up with market conditions so you are always

knowledgeablemdash Five Star award winner

FIVE S

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NAL

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NAL

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NAL

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NAL

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NAL

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NAL

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NAL

SPECIAL ADVERT IS ING SECT ION

wwwfivestarprofessionalcom mdash FS bull 11

Five Star Mortgage Professionals

All award winners are listed alphabetically by last name

Derek Harman middot Home Savings amp Trust Mortgage Page 9

Alex Jaffe middot First Home Mortgage

Richard Johnson middot George Mason Mortgage

Saira Khan middot SunTrust Mortgage

Daniel Kim middot Greenway Funding Group

Billy Kinberg middot MVB Mortgage

Gregory Kingsbury middot Caliber Home Loans

Jennifer Landgraff middot Caliber Home Loans

Dan Maggin middot Alcova Mortgage

Julie Martin middot George Mason Mortgage

Brian Martucci middot 1st Mariner Mortgage

Robin McCauley middot Caliber Home Loans

Robert McElroy middot First Heritage Mortgage

Bruce Meyers middot First Home Mortgage

Tony Miller middot Credit Union Mortgage Association

Erica Mueller middot George Mason Mortgage Page 9

Stephen Noyes middot TD Bank NA

Jonathan Okun middot Prosperity Home Mortgage

Sarah Pichardo middot MVB Mortgage

Shawn Potter middot First Heritage Mortgage

Joseph Procopio middot First Home Mortgage

John Pyne middot Intercoastal Mortgage Company

John Ragano middot SWBC Mortgage

Mark Ragland middot George Mason Mortgage

Mark Richards middot TD Bank NA

Elliot Roberts middot First Heritage Mortgage

Tom Ryan middot NASA Federal Credit Union

Danny Schappell middot First Savings Mortgage Corporation

Daniel Sconce middot Mortgage Master

Christian Searle middot MVB Mortgage Page 9

Todd Sheinin middot New America Financial

Andrew Siddon middot George Mason Mortgage

Mike Stein middot McLean Mortgage Corporation

Scott Story middot First Home Mortgage

Laura Triplett middot Atlantic Coast Mortgage

Renee Voyta middot First Savings Mortgage Corporation

Chris Washburn middot Caliber Home Loans

Brian Washington middot PrimeLending

Justin Weiner middot PHH Home Loans Page 9

Kathryn Welsh middot Prosperity Home Mortgage

Michael Westbrook middot Intercoastal Mortgage Company

Skip Yanick middot PHH Home Loans Page 8

John Cooper Jr State Farm

Daniel Garedew middot Creative Insurance Solutions

Shelley Handy middot State Farm

Michael Herson middot Congressional Insurance Associates

Bill Howard middot Clarke amp Sampson

J Reed Laughlin middot Allstate

Matt Martin middot State Farm

Chris Melkus middot Allstate

Anh Nguyen middot State Farm

Emmalee Robinson middot State Farm

Anita Sadlack middot State Farm

Janice Sutton middot Farmers Insurance

Five Star Professional surveyed more than 74400 Washington DC homeowners The final list of 2015 Washington DC Five Star HomeAuto Insurance Professionals is a select group representing less than 1 percent of insurance professionals in the area Evaluations were collected by mail phone and online at wwwfivestarprofessionalcomhomesurvey In order to be considered for the award candidates are evaluated on five evaluation and eligibility criteria 1 Received a qualifying client satisfaction rating 2 Satisfied the applicable state licensing requirements 3 Actively employed as a licensed professional for a minimum of three years 4 Favorable regulatory and complaint history review 5 Satisfied minimum client volume or production on a one-year and three-year basis (number and volume of transactions or number of client households served)

All award winners are listed alphabetically by last name

Five Star HomeAuto Insurance Professionals

ldquoYour heart has to be in the right place mdash you

have to genuinely desire to make a difference in

your clientsrsquo livesrdquo

mdash Five Star award winner

FIVE S

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NAL

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NAL

SPECIAL ADVERT IS ING SECT ION

Want to learn more about Five Star ProfessionalVisit our website to learn more about these and other outstanding

award winners at wwwfivestarprofessionalcom

FacebookcomFiveStarProfessional | TwittercomFiveStarPros | LinkedincomCompanyFive-Star-Professional

FIND US ONLINE

See the special section in the October 25 2015 issue of The Washington Post

Who will make the list of2015 Five Star Wealth Managers

FS bull 12 mdash wwwfivestarprofessionalcom

FIVE S

TAR PROFESSIO

NAL

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NAL

SPECIAL ADVERT IS ING SECT ION

FS bull 6 mdash wwwfivestarprofessionalcom

Five Star Real Estate Agents

Five Star Professional surveyed Washington DC-area residents who purchased a home priced at more than $150000 within a seven-month period (June 2014 to December 2014) The final list of 2015 Washington DC Five Star Real Estate Agents is a select group representing less than 1 percent of real estate agents in the area Evaluations were collected by mail phone and online at wwwfivestarprofessionalcomhomesurvey In order to be considered for the award candidates are evaluated on five evaluation and eligibility criteria 1 Qualifying evaluation rating (peer or consumer) or industry qualified based on recent production history 2 Actively licensed as a real estate salesperson 3 Actively employed as a licensed real estate salesperson for a minimum of three years 4 Favorable regulatory and complaint history review 5 Successful completion of industry Blue Ribbon Panel Review

All award winners are sorted by city and listed alphabetically by last name

All AreasKen Abramowitz REMAX

Town Center

Gloria Adams middot Sothebyrsquos International Realty

Mary Anthony middot Keller Williams Realty Page 5

Jacqueline Barnes middot Weichert Realtors

Stanley Barsch middot Barsch Realty

Mary Ann Bendinelli middot Weichert Realtors

Kenneth Bennett middot WC amp AN Miller Realtors

Linda Brack middot Long amp Foster Real Estate Page 5

Marti Burk middot REMAX Xecutex

Bill Calomeris middot Long amp Foster Real Estate

Sheila Ryan Carney middot Avery-Hess Realtors Page 5

Chrissi Chapman Topoleski middot REMAX Olympic Realty Page 5

Gage Cole middot Long amp Foster Real Estate

Joan Cromwell middot McEnearney Associates

Pat Cunningham middot Coldwell Banker

Brian Cusick middot Cusick Group Realtors

Cynthia Davis middot Keller Williams Realty

Sybella Debesa middot Weichert Realtors

Irene deLeon middot Long amp Foster Real Estate Page 4

Claire Driscoll middot Weichert Realtors

Kurt Duty middot Keller Williams Realty

Paula Edge middot Capital Structures Real Estate

Bill Eng middot Long amp Foster Real Estate Page 5

Kira Epstein middot Beasley Real Estate

Melinda Estridge middot The Estridge Group

Charlene Farrar middot Keller Williams Realty Capital Properties

Russell Firestone middot TTR Sothebyrsquos International Realty

Alfonso Flores middot Fairfax Realty

Carmen Fontecilla middot Weichert Realtors

Tom Francis middot Keller Williams Realty

Ray Gernhart middot REMAX Allegiance

LaGreta Gibson middot Weichert Realtors

Lynne Gorsage middot Long amp Foster Real Estate

W Ted Gossett middot Washington Fine Properties

Shelley Green middot Long amp Foster Real Estate

Margie Halem middot Long amp Foster Real Estate

Gwen Hankerson middot EXIT Realty

Eric Hernandez middot Keller Williams Realty

Ellie Hitt middot Long amp Foster Real Estate Page 5

Denny Horner middot Evers amp Company Real Estate

Frances Irizarry middot Avery-Hess Realtors

Liz Kaiser middot City Chic Real Estate

Cindy Kapper middot Jobin Realty

Stanley Kaszuba middot Long amp Foster Real Estate

Anne Killeen middot Washington Fine Properties

Helen King middot Weichert Realtors

Hub Krack middot REMAX Allegiance

Traudel Lange middot Washington Fine Properties

Sharon Ledbetter middot Weichert Realtors

Evelyn Lugo middot Long amp Foster Real Estate

Liane MacDowell middot Stone Properties

Peg Mancuso middot WC amp AN Miller Realtors

Barbara Maniatakis middot Jobin Realty

William Marin middot CENTURY 21 Trademark Realty

Debra McElroy middot CENTURY 21 New Millennium

Alan Mertz middot Keller Williams Realty Capital Properties

JP Montalvan middot Keller Williams Realty Capital Properties

Johnnie Moore middot Samson Properties

Nita Neri middot Weichert Realtors

Paul Nguyen middot Westgate Realty Group

Kimberly Pace middot Redfin

Sintia Petrosian middot Long amp Foster Real Estate

Leyla Phelan middot Evers amp Company Real Estate

Jane Phillips middot Long amp Foster Real Estate

Jean Pirovic middot Long amp Foster Real Estate Page 4

Kellie Plucinski middot Long amp Foster Real Estate

Audrey Primozic middot Weichert Realtors

Loic Pritchett middot TTR Sothebyrsquos International Realty

Helena Pulyaeva middot REMAX Realty Services

John Queeney middot CENTURY 21 New Millennium

Kathleen Quintarelli middot Weichert Realtors

Michael Rankin middot TTR Sothebyrsquos International Realty

Tom Reilly middot Keller Williams Realty

Christine Richardson middot Weichert Realtors

Joshua Ross middot REMAX Pros

Wanda Russell middot Keller Williams Realty Preferred Properties

Chris Sampson middot Long amp Foster Real Estate

Giovanni Santa Ana middot Move4Free Realty

Annette Schafer middot United Real Estate Agents amp Associates

Carol Schantz middot REMAX

Frank Schofield middot Summit Realtors

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

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NAL

FIVE S

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NAL

FIVE S

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FIVE S

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NAL

FIVE S

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NAL

FIVE S

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NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

SPECIAL ADVERT IS ING SECT ION

wwwfivestarprofessionalcom mdash FS bull 7

Five Star Real Estate Agents

All award winners are sorted by city and listed alphabetically by last name

Sonya Seigel middot REMAX

Jim Shirey middot McEnearney Associates Page 5

Ellie Shorb middot Coldwell Banker

Lynne Skram middot REMAX Allegiance

Joan Stansfield middot Keller Williams Realty

Laura Steuart middot Washington Fine Properties

Emily Stollar middot Wisley Greco amp Associates

Santiago Testa middot McEnearney Associates

Alexandra Thomas middot Sothebyrsquos International Realty

Roby Thompson middot Long amp Foster Real Estate

Reem Trahan middot REMAX Gateway

Ross Vann middot Beasley Real Estate

Katie Wethman middot Keller Williams RealtyWethman Group

Sharon Wildberger middot Sothebyrsquos International Realty

Robin Wolters middot Coldwell Banker Residential Brokerage

Christina Wood middot Stone Wood Team

Kevin Wood middot Slate Properties

AlexandriaLee Braun middot Long amp Foster

Real Estate

Peter Braun middot Long amp Foster Real Estate

Greg Doherty middot Coldwell Banker

Cindy Golubin middot Sothebyrsquos International Realty

Phyllis Patterson middot TTR Sothebyrsquos International Realty

Aaron Podolsky middot Keller Williams Realty

Brett Rice middot REMAX Executives

Chris White middot Long amp Foster Real Estate

Holly Williams middot Samson PropertiesThe H Williams Group

ArlingtonJulia Avent middot REMAX By

Invitation

Robin Cale middot McEnearney Associates

Michelle Lynch middot The Keri Shull Team

John Mentis middot Long amp Foster Real Estate Page 4

Kulvinder Saund middot Long amp Foster Real Estate

Liz Schell middot Long amp Foster Real Estate

Carol Temple middot Coldwell Banker Residential Brokerage

Kelly Tierney middot REMAX

BethesdaJamie Coley Jr middot Coley Reed

Mynor Herrera middot Keller Williams Realty Capital Properties

Jeremy Lichtenstein middot REMAX Realty Services

Matthew Maury middot Stuart amp Maury Realtors

Beverly Piccone middot Coldwell Banker Residential Brokerage

Rochelle Rubin middot Stuart amp Maury Realtors

Jill Schwartz middot Long amp Foster Real Estate

Josette Skilling middot Keller Williams Realty Capital Properties

ChantillyRon Rush middot Long amp Foster

Real Estate

Chevy ChaseLauren Davis middot Washington

Fine Properties

ColumbiaCliff Bernstein middot Hagan

Realty

FairfaxTracey Barrett middot ERA Elite

Group Realtors

Laurie Garden middot Keller Williams Realty

Juan Kassar middot Christiersquos International Real Estate

Susan Mertz middot Keller Williams Realty Capital Properties

Linda Min middot Samson Properties

Damon Nicholas middot Coldwell Banker Residential Brokerage

Terry Orie middot REMAX Page 3

Carlos Pichardo middot CAP Real Estate

PJ Santiago middot Keller Williams Realty Capital Properties Page 5

Falls ChurchMerelyn Kaye middot McEnearney

Associates

FrederickRon Wolfe middot Charis Realty

Group

GainesvilleEdward Hook middot REMAX

Gateway

Margaret Ireland middot Weichert Realtors Page 5

Curt McArtor middot Long amp Foster Real Estate

Natalie McArtor middot Long amp Foster Real Estate

Michael Yelton middot REMAX

GaithersburgDerek Colen middot REMAX

Metropolitan Realty

Audrey June-Forshey middot REMAX Realty Services

GermantownChris Kershisnik middot REMAX

GreenbeltJason Sumter middot EXIT Realty

HerndonBernie Kagan middot Samson

Properties

McLeanKaren Close middot CENTURY 21

Anne DiBenedetto middot Washington Fine Properties

Isabelle Jelinski middot Keller Williams Realty

Dawn Jones middot Weichert Realtors

Susan Koehler middot Washington Fine Properties

Jennifer Thornett middot Washington Fine Properties

PotomacLeslie Friedson middot Long amp

Foster Real Estate

RestonLauryn Eadie middot Keller

Williams RealtyCircadian Realty Group

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

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FIVE S

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NAL

FIVE S

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TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

SPECIAL ADVERT IS ING SECT ION

FS bull 8 mdash wwwfivestarprofessionalcom

Five Star Real Estate Agents

All award winners are sorted by city and listed alphabetically by last name

Pat Flynn middot Keller Williams Realty

RockvilleNurit Coombe middot REMAX

2000 Page 4

Patrick Rutledge middot Keller Williams Realty

Poching Shen middot Coakley Realty

Silver SpringBarbara Ciment middot Long amp

Foster Real Estate

Robert Dinh middot REMAX

Dave Savercool middot Long amp Foster Real Estate

Lewis Temple middot Donna Kerr Group

SpringfieldAaron Browning middot Browning

Homes Group

Judi Gray middot CENTURY 21 New Millennium

Dallison Veach middot REMAX Allegiance

Takoma ParkDan Metcalf middot Long amp Foster

Real EstateFinn Family Group

Upper MarlboroCheryl Abrams middot REMAX

Cecelia Bell middot REMAX

Kevin Rollins middot REMAX Specialists Page 3

ViennaDebbie Earman middot Long amp

Foster Real Estate

Washington DCSean Aalai middot Compass Real

Estate Page 5

Dyanne Branand middot Coldwell Banker Page 5

Erich Cabe middot Coldwell Banker Residential Brokerage Dupont

Kimberly Cestari middot Long amp Foster Real Estate

Catherine Czuba middot Compass Real Estate Page 2

Jessica Evans middot Real Living At Home

Charlie Gaynor middot City Houses Page 5

Fletcher Gill middot The Genau Group

James Grant middot Keller Williams Realty Capital Properties

Heather Graves middot Central Properties Page 3

Chuck Holzwarth middot Washington Fine Properties

Cynthia Howar middot Washington Fine Properties

Mandy Hursen middot DCRE Residential Page 5

Maya Hyman middot Coldwell Banker Georgetown

Tyler Jeffrey middot Beasley Real Estate

Warren Kluth middot Long amp Foster Real Estate

Cheryl Kurss middot Long amp Foster Real Estate

Cecelia Leake middot Washington Fine Properties

Linda Low middot Long amp Foster Real EstateThe Linda Low Team

Rob Low middot Long amp Foster Real Estate

Dino Milanese middot Coldwell Banker

Harry Moore middot Long amp Foster Real Estate

Jennifer Myers middot Dwell Residential Brokerage

Joel Nelson middot Keller Williams Realty

Chris Sanders middot CENTURY 21 Redwood

Robert Sanders middot Sothebyrsquos International Realty

Paul Sliwka middot Central Properties LLC

Benton Snider middot Long amp Foster Real Estate

Sam Solovey middot Long amp Foster Real Estate

Ben Stern middot Buyerrsquos Edge

Angelika Suisman middot Long amp Foster Real Estate

Ricardo Vasquez middot Weichert Realtors Page 3

Ty Voyles middot Fulcrum Properties Group

WoodbridgeRichard Bridges middot ERA Blue

Diamond Realty

Anna Vidal middot Keller Williams Realty

1 What are your goals

2 What price range are you comfortable with

3 Are you pre-qualified

4 What is your timeframe

5 If we find the right property are you prepared to purchase it today

Top five questions that real estate agents want you to answer

From research conducted by Five Star Professional April 2011

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

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FIVE S

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FIVE S

TAR PROFESSIO

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FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

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FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

SPECIAL ADVERT IS ING SECT ION

wwwfivestarprofessionalcom mdash FS bull 9

Five Star Mortgage Professionals

2015 winner Skip Yanick

Skip consistently sets himself apart from the rest in a myriad of ways He meets with his clients in person for an initial in-depth discussion to determine the best loan options for them Hersquos available nights and weekends and holds his clientsrsquo hands right up to the closing table Skip believes that no client should ever leave a transaction feeling blind-sided or uninformed and works day in and day out to deliver the very best service possible to his clients

Did you know that less than one percent of loan offi cers attend their clientsrsquo closings Skip is one of the elite members of his profession that actually attends each and every one Because he has built his business based almost solely on referral it is imperative that his closings are smooth on-time and hassle-free His referral partners range from real estate agents to CPAs and from divorce attorneys fi nancial advisors to his favorite mdash past client referrals

ldquoFrom the moment we started working together you always made me feel this was possible Your service is top-notch That alone makes you stand head and shoulders above the crowd because that is lacking these days You were always accessible to my demanding work schedule Days nights weekends holidays phone text email smoke signals and Morse Code hellip you get the point Every call was answered lsquoat your servicersquo Text messages were responded to immediately My wife and I want to thank you for helping us achieve our dream of owning a homerdquo mdash Dr Brandon Lemuel owner of Pure Chiropractic Vienna Virginia

ldquoSkiprsquos responsiveness and availability were every bit as good for us this spring as when we started working with him four years ago We are extremely happy with the interest rate Skip was able to off er us but most important was Skiprsquos honesty and trustworthiness He is most defi nitely the lender we wanted to work with again We highly recommend Skiprsquos services to other homebuyersrdquo mdash Dan and Trish Biggio

8391 Old Courthouse Road Suite 100 | Tysons Corner VA 22182Direct 703-309-2350 | skipyanickmortgagefamilycom

bull Skip has personally closed more than $500000000 in loan volume in the past 20 years

bull PHH Home Loans is a local direct lender with processing underwriting funding and closing mdash located in our corporate

offi ce in Tysons Corner

bull The operations staff has been together for 25 years mdash virtually unheard of in the mortgage (or nearly any) industry

PHH Home Loans LLC dba Sunbelt Lending Services 300 South Park Place Boulevard Suite 150 Clearwater FL 33759 NMLS ID 4256 (wwwnmlsconsumeraccessorg) Georgia Residential Mortgage Licensee No 20292 Equal Housing Lender

Skip YanickCMA NMLS 184483

If You Are Looking to Buy or ldquoRefirdquo Irsquom Your Guy

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

SPECIAL ADVERT IS ING SECT ION

FS bull 10 mdash wwwfivestarprofessionalcom

Five Star Mortgage Professionals

With over a decade of mortgage lending experience I realize that purchasing a home is one of the most important financial decisions my clients make I provide tailored options and advice to meet their dreams of homeownershipThank you to all of my amazing clients for the humbling and honoring award

44160 Scholar Plz Ste 400Leesburg VA 20176Cell 703-300-6518Office 703-779-8937emuellergmmllccomwwwloansbyericacom

Erica MuellerVice President Sr Loan Officer CMA

NMLS 484245

Justin Weiner

Senior Loan Officer

Phone 703-400-5138justinweinermortgagefamilycom

PHH Home Loans

Teamwork for Success

NMLS 318048

Derek Harman

Loan Officer

Office 703-766-4634Cell 703-309-4886dharmanhstmortgagecomwwwhstmortgagecom

Home Savings amp Trust Mortgage

NMLS 882287

Peter Accolla George Mason Mortgage

Stephen Albeck middot EverBank

Levon Andonian middot First Rate Mortgage

Debbie Benkert middot 1st Mariner Mortgage

Doug Benner middot 1st Portfolio Lending

Pat Bowman middot 1st Mariner Mortgage

David Bridges middot First Heritage Mortgage

Brad Cohen middot Capital Bank

Chris Cox middot First Savings Mortgage Corporation

Joyce Crowe middot Wells Fargo Home Mortgage

Jody Eichenblatt middot Prosperity Home Mortgage

Justin Exner middot Fairway Independent Mortgage Corporation

Frank Fannon middot SunTrust Mortgage

Michael Femiano middot First National Bank

Ben Fox middot George Mason Mortgage

Brandon Frye middot Wells Fargo Home Mortgage

Sean Glennon middot Home Savings amp Trust Mortgage

Ruth Griel middot Atlantic Coast Mortgage

Kristi Hardy middot Atlantic Coast Mortgage

Five Star Professional surveyed more than 74400 Washington DC homeowners The final list of 2015 Washington DC Five Star Mortgage Professionals is a select group representing less than 2 percent of mortgage professionals in the area Evaluations were collected by mail phone and online at wwwfivestarprofessionalcomhomesurvey In order to be considered for the award candidates are evaluated on five evaluation and eligibility criteria 1 Received a qualifying client satisfaction rating 2 Satisfied the applicable state licensing requirements 3 Actively employed as a licensed professional for a minimum of three years 4 Favorable regulatory and complaint history review 5 Satisfied minimum client volume or production on a one-year and three-year basis (number and volume of transactions or number of client households served)

All award winners are listed alphabetically by last name

Trust and communication are the keys to any successful relationship I believe this is never more true than when working with a mortgage lender to achieve the dream of homeownershipI bring the knowledge and experience of more than 10 years to work for my clients identifying the MVB Mortgage loan program that will best suit their fi nancing needs My role is to educate my clients explaining all the options available from state and federal programs to portfolio lending options that help us meet some of the most unique fi nancing needs Our clients are our neighbors and most certainly more than just a number We know wersquoll be seeing you around town in stores and at community events I expect nothing less than the best when it comes to my own fi nancial services needs so thatrsquos what I strive to deliver to my clients

11325 Random Hills Rd Ste 100Fairfax VA 22030Direct 703-364-5640Cell 703-297-7211csearlemvbmortgagecomwwwmvbmortgagecomchristian-searle

MVB Mortgage MVB Mortgage of PA and MVB Mortgage of KY are registered trade names of Potomac Mortgage Group Inc a wholly-owned subsidiary of MVB Bank Inc bull MVB Mortgage NMLS ID 181319 bull wwwnmlsconsumeraccessorg

Christian Searle Senior Mortgage Banker NMLS 659508

Keep up with market conditions so you are always

knowledgeablemdash Five Star award winner

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

SPECIAL ADVERT IS ING SECT ION

wwwfivestarprofessionalcom mdash FS bull 11

Five Star Mortgage Professionals

All award winners are listed alphabetically by last name

Derek Harman middot Home Savings amp Trust Mortgage Page 9

Alex Jaffe middot First Home Mortgage

Richard Johnson middot George Mason Mortgage

Saira Khan middot SunTrust Mortgage

Daniel Kim middot Greenway Funding Group

Billy Kinberg middot MVB Mortgage

Gregory Kingsbury middot Caliber Home Loans

Jennifer Landgraff middot Caliber Home Loans

Dan Maggin middot Alcova Mortgage

Julie Martin middot George Mason Mortgage

Brian Martucci middot 1st Mariner Mortgage

Robin McCauley middot Caliber Home Loans

Robert McElroy middot First Heritage Mortgage

Bruce Meyers middot First Home Mortgage

Tony Miller middot Credit Union Mortgage Association

Erica Mueller middot George Mason Mortgage Page 9

Stephen Noyes middot TD Bank NA

Jonathan Okun middot Prosperity Home Mortgage

Sarah Pichardo middot MVB Mortgage

Shawn Potter middot First Heritage Mortgage

Joseph Procopio middot First Home Mortgage

John Pyne middot Intercoastal Mortgage Company

John Ragano middot SWBC Mortgage

Mark Ragland middot George Mason Mortgage

Mark Richards middot TD Bank NA

Elliot Roberts middot First Heritage Mortgage

Tom Ryan middot NASA Federal Credit Union

Danny Schappell middot First Savings Mortgage Corporation

Daniel Sconce middot Mortgage Master

Christian Searle middot MVB Mortgage Page 9

Todd Sheinin middot New America Financial

Andrew Siddon middot George Mason Mortgage

Mike Stein middot McLean Mortgage Corporation

Scott Story middot First Home Mortgage

Laura Triplett middot Atlantic Coast Mortgage

Renee Voyta middot First Savings Mortgage Corporation

Chris Washburn middot Caliber Home Loans

Brian Washington middot PrimeLending

Justin Weiner middot PHH Home Loans Page 9

Kathryn Welsh middot Prosperity Home Mortgage

Michael Westbrook middot Intercoastal Mortgage Company

Skip Yanick middot PHH Home Loans Page 8

John Cooper Jr State Farm

Daniel Garedew middot Creative Insurance Solutions

Shelley Handy middot State Farm

Michael Herson middot Congressional Insurance Associates

Bill Howard middot Clarke amp Sampson

J Reed Laughlin middot Allstate

Matt Martin middot State Farm

Chris Melkus middot Allstate

Anh Nguyen middot State Farm

Emmalee Robinson middot State Farm

Anita Sadlack middot State Farm

Janice Sutton middot Farmers Insurance

Five Star Professional surveyed more than 74400 Washington DC homeowners The final list of 2015 Washington DC Five Star HomeAuto Insurance Professionals is a select group representing less than 1 percent of insurance professionals in the area Evaluations were collected by mail phone and online at wwwfivestarprofessionalcomhomesurvey In order to be considered for the award candidates are evaluated on five evaluation and eligibility criteria 1 Received a qualifying client satisfaction rating 2 Satisfied the applicable state licensing requirements 3 Actively employed as a licensed professional for a minimum of three years 4 Favorable regulatory and complaint history review 5 Satisfied minimum client volume or production on a one-year and three-year basis (number and volume of transactions or number of client households served)

All award winners are listed alphabetically by last name

Five Star HomeAuto Insurance Professionals

ldquoYour heart has to be in the right place mdash you

have to genuinely desire to make a difference in

your clientsrsquo livesrdquo

mdash Five Star award winner

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

SPECIAL ADVERT IS ING SECT ION

Want to learn more about Five Star ProfessionalVisit our website to learn more about these and other outstanding

award winners at wwwfivestarprofessionalcom

FacebookcomFiveStarProfessional | TwittercomFiveStarPros | LinkedincomCompanyFive-Star-Professional

FIND US ONLINE

See the special section in the October 25 2015 issue of The Washington Post

Who will make the list of2015 Five Star Wealth Managers

FS bull 12 mdash wwwfivestarprofessionalcom

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

SPECIAL ADVERT IS ING SECT ION

wwwfivestarprofessionalcom mdash FS bull 7

Five Star Real Estate Agents

All award winners are sorted by city and listed alphabetically by last name

Sonya Seigel middot REMAX

Jim Shirey middot McEnearney Associates Page 5

Ellie Shorb middot Coldwell Banker

Lynne Skram middot REMAX Allegiance

Joan Stansfield middot Keller Williams Realty

Laura Steuart middot Washington Fine Properties

Emily Stollar middot Wisley Greco amp Associates

Santiago Testa middot McEnearney Associates

Alexandra Thomas middot Sothebyrsquos International Realty

Roby Thompson middot Long amp Foster Real Estate

Reem Trahan middot REMAX Gateway

Ross Vann middot Beasley Real Estate

Katie Wethman middot Keller Williams RealtyWethman Group

Sharon Wildberger middot Sothebyrsquos International Realty

Robin Wolters middot Coldwell Banker Residential Brokerage

Christina Wood middot Stone Wood Team

Kevin Wood middot Slate Properties

AlexandriaLee Braun middot Long amp Foster

Real Estate

Peter Braun middot Long amp Foster Real Estate

Greg Doherty middot Coldwell Banker

Cindy Golubin middot Sothebyrsquos International Realty

Phyllis Patterson middot TTR Sothebyrsquos International Realty

Aaron Podolsky middot Keller Williams Realty

Brett Rice middot REMAX Executives

Chris White middot Long amp Foster Real Estate

Holly Williams middot Samson PropertiesThe H Williams Group

ArlingtonJulia Avent middot REMAX By

Invitation

Robin Cale middot McEnearney Associates

Michelle Lynch middot The Keri Shull Team

John Mentis middot Long amp Foster Real Estate Page 4

Kulvinder Saund middot Long amp Foster Real Estate

Liz Schell middot Long amp Foster Real Estate

Carol Temple middot Coldwell Banker Residential Brokerage

Kelly Tierney middot REMAX

BethesdaJamie Coley Jr middot Coley Reed

Mynor Herrera middot Keller Williams Realty Capital Properties

Jeremy Lichtenstein middot REMAX Realty Services

Matthew Maury middot Stuart amp Maury Realtors

Beverly Piccone middot Coldwell Banker Residential Brokerage

Rochelle Rubin middot Stuart amp Maury Realtors

Jill Schwartz middot Long amp Foster Real Estate

Josette Skilling middot Keller Williams Realty Capital Properties

ChantillyRon Rush middot Long amp Foster

Real Estate

Chevy ChaseLauren Davis middot Washington

Fine Properties

ColumbiaCliff Bernstein middot Hagan

Realty

FairfaxTracey Barrett middot ERA Elite

Group Realtors

Laurie Garden middot Keller Williams Realty

Juan Kassar middot Christiersquos International Real Estate

Susan Mertz middot Keller Williams Realty Capital Properties

Linda Min middot Samson Properties

Damon Nicholas middot Coldwell Banker Residential Brokerage

Terry Orie middot REMAX Page 3

Carlos Pichardo middot CAP Real Estate

PJ Santiago middot Keller Williams Realty Capital Properties Page 5

Falls ChurchMerelyn Kaye middot McEnearney

Associates

FrederickRon Wolfe middot Charis Realty

Group

GainesvilleEdward Hook middot REMAX

Gateway

Margaret Ireland middot Weichert Realtors Page 5

Curt McArtor middot Long amp Foster Real Estate

Natalie McArtor middot Long amp Foster Real Estate

Michael Yelton middot REMAX

GaithersburgDerek Colen middot REMAX

Metropolitan Realty

Audrey June-Forshey middot REMAX Realty Services

GermantownChris Kershisnik middot REMAX

GreenbeltJason Sumter middot EXIT Realty

HerndonBernie Kagan middot Samson

Properties

McLeanKaren Close middot CENTURY 21

Anne DiBenedetto middot Washington Fine Properties

Isabelle Jelinski middot Keller Williams Realty

Dawn Jones middot Weichert Realtors

Susan Koehler middot Washington Fine Properties

Jennifer Thornett middot Washington Fine Properties

PotomacLeslie Friedson middot Long amp

Foster Real Estate

RestonLauryn Eadie middot Keller

Williams RealtyCircadian Realty Group

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

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NAL

FIVE S

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NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

SPECIAL ADVERT IS ING SECT ION

FS bull 8 mdash wwwfivestarprofessionalcom

Five Star Real Estate Agents

All award winners are sorted by city and listed alphabetically by last name

Pat Flynn middot Keller Williams Realty

RockvilleNurit Coombe middot REMAX

2000 Page 4

Patrick Rutledge middot Keller Williams Realty

Poching Shen middot Coakley Realty

Silver SpringBarbara Ciment middot Long amp

Foster Real Estate

Robert Dinh middot REMAX

Dave Savercool middot Long amp Foster Real Estate

Lewis Temple middot Donna Kerr Group

SpringfieldAaron Browning middot Browning

Homes Group

Judi Gray middot CENTURY 21 New Millennium

Dallison Veach middot REMAX Allegiance

Takoma ParkDan Metcalf middot Long amp Foster

Real EstateFinn Family Group

Upper MarlboroCheryl Abrams middot REMAX

Cecelia Bell middot REMAX

Kevin Rollins middot REMAX Specialists Page 3

ViennaDebbie Earman middot Long amp

Foster Real Estate

Washington DCSean Aalai middot Compass Real

Estate Page 5

Dyanne Branand middot Coldwell Banker Page 5

Erich Cabe middot Coldwell Banker Residential Brokerage Dupont

Kimberly Cestari middot Long amp Foster Real Estate

Catherine Czuba middot Compass Real Estate Page 2

Jessica Evans middot Real Living At Home

Charlie Gaynor middot City Houses Page 5

Fletcher Gill middot The Genau Group

James Grant middot Keller Williams Realty Capital Properties

Heather Graves middot Central Properties Page 3

Chuck Holzwarth middot Washington Fine Properties

Cynthia Howar middot Washington Fine Properties

Mandy Hursen middot DCRE Residential Page 5

Maya Hyman middot Coldwell Banker Georgetown

Tyler Jeffrey middot Beasley Real Estate

Warren Kluth middot Long amp Foster Real Estate

Cheryl Kurss middot Long amp Foster Real Estate

Cecelia Leake middot Washington Fine Properties

Linda Low middot Long amp Foster Real EstateThe Linda Low Team

Rob Low middot Long amp Foster Real Estate

Dino Milanese middot Coldwell Banker

Harry Moore middot Long amp Foster Real Estate

Jennifer Myers middot Dwell Residential Brokerage

Joel Nelson middot Keller Williams Realty

Chris Sanders middot CENTURY 21 Redwood

Robert Sanders middot Sothebyrsquos International Realty

Paul Sliwka middot Central Properties LLC

Benton Snider middot Long amp Foster Real Estate

Sam Solovey middot Long amp Foster Real Estate

Ben Stern middot Buyerrsquos Edge

Angelika Suisman middot Long amp Foster Real Estate

Ricardo Vasquez middot Weichert Realtors Page 3

Ty Voyles middot Fulcrum Properties Group

WoodbridgeRichard Bridges middot ERA Blue

Diamond Realty

Anna Vidal middot Keller Williams Realty

1 What are your goals

2 What price range are you comfortable with

3 Are you pre-qualified

4 What is your timeframe

5 If we find the right property are you prepared to purchase it today

Top five questions that real estate agents want you to answer

From research conducted by Five Star Professional April 2011

FIVE S

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NAL

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FIVE S

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FIVE S

TAR PROFESSIO

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FIVE S

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FIVE S

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NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

SPECIAL ADVERT IS ING SECT ION

wwwfivestarprofessionalcom mdash FS bull 9

Five Star Mortgage Professionals

2015 winner Skip Yanick

Skip consistently sets himself apart from the rest in a myriad of ways He meets with his clients in person for an initial in-depth discussion to determine the best loan options for them Hersquos available nights and weekends and holds his clientsrsquo hands right up to the closing table Skip believes that no client should ever leave a transaction feeling blind-sided or uninformed and works day in and day out to deliver the very best service possible to his clients

Did you know that less than one percent of loan offi cers attend their clientsrsquo closings Skip is one of the elite members of his profession that actually attends each and every one Because he has built his business based almost solely on referral it is imperative that his closings are smooth on-time and hassle-free His referral partners range from real estate agents to CPAs and from divorce attorneys fi nancial advisors to his favorite mdash past client referrals

ldquoFrom the moment we started working together you always made me feel this was possible Your service is top-notch That alone makes you stand head and shoulders above the crowd because that is lacking these days You were always accessible to my demanding work schedule Days nights weekends holidays phone text email smoke signals and Morse Code hellip you get the point Every call was answered lsquoat your servicersquo Text messages were responded to immediately My wife and I want to thank you for helping us achieve our dream of owning a homerdquo mdash Dr Brandon Lemuel owner of Pure Chiropractic Vienna Virginia

ldquoSkiprsquos responsiveness and availability were every bit as good for us this spring as when we started working with him four years ago We are extremely happy with the interest rate Skip was able to off er us but most important was Skiprsquos honesty and trustworthiness He is most defi nitely the lender we wanted to work with again We highly recommend Skiprsquos services to other homebuyersrdquo mdash Dan and Trish Biggio

8391 Old Courthouse Road Suite 100 | Tysons Corner VA 22182Direct 703-309-2350 | skipyanickmortgagefamilycom

bull Skip has personally closed more than $500000000 in loan volume in the past 20 years

bull PHH Home Loans is a local direct lender with processing underwriting funding and closing mdash located in our corporate

offi ce in Tysons Corner

bull The operations staff has been together for 25 years mdash virtually unheard of in the mortgage (or nearly any) industry

PHH Home Loans LLC dba Sunbelt Lending Services 300 South Park Place Boulevard Suite 150 Clearwater FL 33759 NMLS ID 4256 (wwwnmlsconsumeraccessorg) Georgia Residential Mortgage Licensee No 20292 Equal Housing Lender

Skip YanickCMA NMLS 184483

If You Are Looking to Buy or ldquoRefirdquo Irsquom Your Guy

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

SPECIAL ADVERT IS ING SECT ION

FS bull 10 mdash wwwfivestarprofessionalcom

Five Star Mortgage Professionals

With over a decade of mortgage lending experience I realize that purchasing a home is one of the most important financial decisions my clients make I provide tailored options and advice to meet their dreams of homeownershipThank you to all of my amazing clients for the humbling and honoring award

44160 Scholar Plz Ste 400Leesburg VA 20176Cell 703-300-6518Office 703-779-8937emuellergmmllccomwwwloansbyericacom

Erica MuellerVice President Sr Loan Officer CMA

NMLS 484245

Justin Weiner

Senior Loan Officer

Phone 703-400-5138justinweinermortgagefamilycom

PHH Home Loans

Teamwork for Success

NMLS 318048

Derek Harman

Loan Officer

Office 703-766-4634Cell 703-309-4886dharmanhstmortgagecomwwwhstmortgagecom

Home Savings amp Trust Mortgage

NMLS 882287

Peter Accolla George Mason Mortgage

Stephen Albeck middot EverBank

Levon Andonian middot First Rate Mortgage

Debbie Benkert middot 1st Mariner Mortgage

Doug Benner middot 1st Portfolio Lending

Pat Bowman middot 1st Mariner Mortgage

David Bridges middot First Heritage Mortgage

Brad Cohen middot Capital Bank

Chris Cox middot First Savings Mortgage Corporation

Joyce Crowe middot Wells Fargo Home Mortgage

Jody Eichenblatt middot Prosperity Home Mortgage

Justin Exner middot Fairway Independent Mortgage Corporation

Frank Fannon middot SunTrust Mortgage

Michael Femiano middot First National Bank

Ben Fox middot George Mason Mortgage

Brandon Frye middot Wells Fargo Home Mortgage

Sean Glennon middot Home Savings amp Trust Mortgage

Ruth Griel middot Atlantic Coast Mortgage

Kristi Hardy middot Atlantic Coast Mortgage

Five Star Professional surveyed more than 74400 Washington DC homeowners The final list of 2015 Washington DC Five Star Mortgage Professionals is a select group representing less than 2 percent of mortgage professionals in the area Evaluations were collected by mail phone and online at wwwfivestarprofessionalcomhomesurvey In order to be considered for the award candidates are evaluated on five evaluation and eligibility criteria 1 Received a qualifying client satisfaction rating 2 Satisfied the applicable state licensing requirements 3 Actively employed as a licensed professional for a minimum of three years 4 Favorable regulatory and complaint history review 5 Satisfied minimum client volume or production on a one-year and three-year basis (number and volume of transactions or number of client households served)

All award winners are listed alphabetically by last name

Trust and communication are the keys to any successful relationship I believe this is never more true than when working with a mortgage lender to achieve the dream of homeownershipI bring the knowledge and experience of more than 10 years to work for my clients identifying the MVB Mortgage loan program that will best suit their fi nancing needs My role is to educate my clients explaining all the options available from state and federal programs to portfolio lending options that help us meet some of the most unique fi nancing needs Our clients are our neighbors and most certainly more than just a number We know wersquoll be seeing you around town in stores and at community events I expect nothing less than the best when it comes to my own fi nancial services needs so thatrsquos what I strive to deliver to my clients

11325 Random Hills Rd Ste 100Fairfax VA 22030Direct 703-364-5640Cell 703-297-7211csearlemvbmortgagecomwwwmvbmortgagecomchristian-searle

MVB Mortgage MVB Mortgage of PA and MVB Mortgage of KY are registered trade names of Potomac Mortgage Group Inc a wholly-owned subsidiary of MVB Bank Inc bull MVB Mortgage NMLS ID 181319 bull wwwnmlsconsumeraccessorg

Christian Searle Senior Mortgage Banker NMLS 659508

Keep up with market conditions so you are always

knowledgeablemdash Five Star award winner

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

SPECIAL ADVERT IS ING SECT ION

wwwfivestarprofessionalcom mdash FS bull 11

Five Star Mortgage Professionals

All award winners are listed alphabetically by last name

Derek Harman middot Home Savings amp Trust Mortgage Page 9

Alex Jaffe middot First Home Mortgage

Richard Johnson middot George Mason Mortgage

Saira Khan middot SunTrust Mortgage

Daniel Kim middot Greenway Funding Group

Billy Kinberg middot MVB Mortgage

Gregory Kingsbury middot Caliber Home Loans

Jennifer Landgraff middot Caliber Home Loans

Dan Maggin middot Alcova Mortgage

Julie Martin middot George Mason Mortgage

Brian Martucci middot 1st Mariner Mortgage

Robin McCauley middot Caliber Home Loans

Robert McElroy middot First Heritage Mortgage

Bruce Meyers middot First Home Mortgage

Tony Miller middot Credit Union Mortgage Association

Erica Mueller middot George Mason Mortgage Page 9

Stephen Noyes middot TD Bank NA

Jonathan Okun middot Prosperity Home Mortgage

Sarah Pichardo middot MVB Mortgage

Shawn Potter middot First Heritage Mortgage

Joseph Procopio middot First Home Mortgage

John Pyne middot Intercoastal Mortgage Company

John Ragano middot SWBC Mortgage

Mark Ragland middot George Mason Mortgage

Mark Richards middot TD Bank NA

Elliot Roberts middot First Heritage Mortgage

Tom Ryan middot NASA Federal Credit Union

Danny Schappell middot First Savings Mortgage Corporation

Daniel Sconce middot Mortgage Master

Christian Searle middot MVB Mortgage Page 9

Todd Sheinin middot New America Financial

Andrew Siddon middot George Mason Mortgage

Mike Stein middot McLean Mortgage Corporation

Scott Story middot First Home Mortgage

Laura Triplett middot Atlantic Coast Mortgage

Renee Voyta middot First Savings Mortgage Corporation

Chris Washburn middot Caliber Home Loans

Brian Washington middot PrimeLending

Justin Weiner middot PHH Home Loans Page 9

Kathryn Welsh middot Prosperity Home Mortgage

Michael Westbrook middot Intercoastal Mortgage Company

Skip Yanick middot PHH Home Loans Page 8

John Cooper Jr State Farm

Daniel Garedew middot Creative Insurance Solutions

Shelley Handy middot State Farm

Michael Herson middot Congressional Insurance Associates

Bill Howard middot Clarke amp Sampson

J Reed Laughlin middot Allstate

Matt Martin middot State Farm

Chris Melkus middot Allstate

Anh Nguyen middot State Farm

Emmalee Robinson middot State Farm

Anita Sadlack middot State Farm

Janice Sutton middot Farmers Insurance

Five Star Professional surveyed more than 74400 Washington DC homeowners The final list of 2015 Washington DC Five Star HomeAuto Insurance Professionals is a select group representing less than 1 percent of insurance professionals in the area Evaluations were collected by mail phone and online at wwwfivestarprofessionalcomhomesurvey In order to be considered for the award candidates are evaluated on five evaluation and eligibility criteria 1 Received a qualifying client satisfaction rating 2 Satisfied the applicable state licensing requirements 3 Actively employed as a licensed professional for a minimum of three years 4 Favorable regulatory and complaint history review 5 Satisfied minimum client volume or production on a one-year and three-year basis (number and volume of transactions or number of client households served)

All award winners are listed alphabetically by last name

Five Star HomeAuto Insurance Professionals

ldquoYour heart has to be in the right place mdash you

have to genuinely desire to make a difference in

your clientsrsquo livesrdquo

mdash Five Star award winner

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

SPECIAL ADVERT IS ING SECT ION

Want to learn more about Five Star ProfessionalVisit our website to learn more about these and other outstanding

award winners at wwwfivestarprofessionalcom

FacebookcomFiveStarProfessional | TwittercomFiveStarPros | LinkedincomCompanyFive-Star-Professional

FIND US ONLINE

See the special section in the October 25 2015 issue of The Washington Post

Who will make the list of2015 Five Star Wealth Managers

FS bull 12 mdash wwwfivestarprofessionalcom

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

SPECIAL ADVERT IS ING SECT ION

FS bull 8 mdash wwwfivestarprofessionalcom

Five Star Real Estate Agents

All award winners are sorted by city and listed alphabetically by last name

Pat Flynn middot Keller Williams Realty

RockvilleNurit Coombe middot REMAX

2000 Page 4

Patrick Rutledge middot Keller Williams Realty

Poching Shen middot Coakley Realty

Silver SpringBarbara Ciment middot Long amp

Foster Real Estate

Robert Dinh middot REMAX

Dave Savercool middot Long amp Foster Real Estate

Lewis Temple middot Donna Kerr Group

SpringfieldAaron Browning middot Browning

Homes Group

Judi Gray middot CENTURY 21 New Millennium

Dallison Veach middot REMAX Allegiance

Takoma ParkDan Metcalf middot Long amp Foster

Real EstateFinn Family Group

Upper MarlboroCheryl Abrams middot REMAX

Cecelia Bell middot REMAX

Kevin Rollins middot REMAX Specialists Page 3

ViennaDebbie Earman middot Long amp

Foster Real Estate

Washington DCSean Aalai middot Compass Real

Estate Page 5

Dyanne Branand middot Coldwell Banker Page 5

Erich Cabe middot Coldwell Banker Residential Brokerage Dupont

Kimberly Cestari middot Long amp Foster Real Estate

Catherine Czuba middot Compass Real Estate Page 2

Jessica Evans middot Real Living At Home

Charlie Gaynor middot City Houses Page 5

Fletcher Gill middot The Genau Group

James Grant middot Keller Williams Realty Capital Properties

Heather Graves middot Central Properties Page 3

Chuck Holzwarth middot Washington Fine Properties

Cynthia Howar middot Washington Fine Properties

Mandy Hursen middot DCRE Residential Page 5

Maya Hyman middot Coldwell Banker Georgetown

Tyler Jeffrey middot Beasley Real Estate

Warren Kluth middot Long amp Foster Real Estate

Cheryl Kurss middot Long amp Foster Real Estate

Cecelia Leake middot Washington Fine Properties

Linda Low middot Long amp Foster Real EstateThe Linda Low Team

Rob Low middot Long amp Foster Real Estate

Dino Milanese middot Coldwell Banker

Harry Moore middot Long amp Foster Real Estate

Jennifer Myers middot Dwell Residential Brokerage

Joel Nelson middot Keller Williams Realty

Chris Sanders middot CENTURY 21 Redwood

Robert Sanders middot Sothebyrsquos International Realty

Paul Sliwka middot Central Properties LLC

Benton Snider middot Long amp Foster Real Estate

Sam Solovey middot Long amp Foster Real Estate

Ben Stern middot Buyerrsquos Edge

Angelika Suisman middot Long amp Foster Real Estate

Ricardo Vasquez middot Weichert Realtors Page 3

Ty Voyles middot Fulcrum Properties Group

WoodbridgeRichard Bridges middot ERA Blue

Diamond Realty

Anna Vidal middot Keller Williams Realty

1 What are your goals

2 What price range are you comfortable with

3 Are you pre-qualified

4 What is your timeframe

5 If we find the right property are you prepared to purchase it today

Top five questions that real estate agents want you to answer

From research conducted by Five Star Professional April 2011

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

SPECIAL ADVERT IS ING SECT ION

wwwfivestarprofessionalcom mdash FS bull 9

Five Star Mortgage Professionals

2015 winner Skip Yanick

Skip consistently sets himself apart from the rest in a myriad of ways He meets with his clients in person for an initial in-depth discussion to determine the best loan options for them Hersquos available nights and weekends and holds his clientsrsquo hands right up to the closing table Skip believes that no client should ever leave a transaction feeling blind-sided or uninformed and works day in and day out to deliver the very best service possible to his clients

Did you know that less than one percent of loan offi cers attend their clientsrsquo closings Skip is one of the elite members of his profession that actually attends each and every one Because he has built his business based almost solely on referral it is imperative that his closings are smooth on-time and hassle-free His referral partners range from real estate agents to CPAs and from divorce attorneys fi nancial advisors to his favorite mdash past client referrals

ldquoFrom the moment we started working together you always made me feel this was possible Your service is top-notch That alone makes you stand head and shoulders above the crowd because that is lacking these days You were always accessible to my demanding work schedule Days nights weekends holidays phone text email smoke signals and Morse Code hellip you get the point Every call was answered lsquoat your servicersquo Text messages were responded to immediately My wife and I want to thank you for helping us achieve our dream of owning a homerdquo mdash Dr Brandon Lemuel owner of Pure Chiropractic Vienna Virginia

ldquoSkiprsquos responsiveness and availability were every bit as good for us this spring as when we started working with him four years ago We are extremely happy with the interest rate Skip was able to off er us but most important was Skiprsquos honesty and trustworthiness He is most defi nitely the lender we wanted to work with again We highly recommend Skiprsquos services to other homebuyersrdquo mdash Dan and Trish Biggio

8391 Old Courthouse Road Suite 100 | Tysons Corner VA 22182Direct 703-309-2350 | skipyanickmortgagefamilycom

bull Skip has personally closed more than $500000000 in loan volume in the past 20 years

bull PHH Home Loans is a local direct lender with processing underwriting funding and closing mdash located in our corporate

offi ce in Tysons Corner

bull The operations staff has been together for 25 years mdash virtually unheard of in the mortgage (or nearly any) industry

PHH Home Loans LLC dba Sunbelt Lending Services 300 South Park Place Boulevard Suite 150 Clearwater FL 33759 NMLS ID 4256 (wwwnmlsconsumeraccessorg) Georgia Residential Mortgage Licensee No 20292 Equal Housing Lender

Skip YanickCMA NMLS 184483

If You Are Looking to Buy or ldquoRefirdquo Irsquom Your Guy

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

SPECIAL ADVERT IS ING SECT ION

FS bull 10 mdash wwwfivestarprofessionalcom

Five Star Mortgage Professionals

With over a decade of mortgage lending experience I realize that purchasing a home is one of the most important financial decisions my clients make I provide tailored options and advice to meet their dreams of homeownershipThank you to all of my amazing clients for the humbling and honoring award

44160 Scholar Plz Ste 400Leesburg VA 20176Cell 703-300-6518Office 703-779-8937emuellergmmllccomwwwloansbyericacom

Erica MuellerVice President Sr Loan Officer CMA

NMLS 484245

Justin Weiner

Senior Loan Officer

Phone 703-400-5138justinweinermortgagefamilycom

PHH Home Loans

Teamwork for Success

NMLS 318048

Derek Harman

Loan Officer

Office 703-766-4634Cell 703-309-4886dharmanhstmortgagecomwwwhstmortgagecom

Home Savings amp Trust Mortgage

NMLS 882287

Peter Accolla George Mason Mortgage

Stephen Albeck middot EverBank

Levon Andonian middot First Rate Mortgage

Debbie Benkert middot 1st Mariner Mortgage

Doug Benner middot 1st Portfolio Lending

Pat Bowman middot 1st Mariner Mortgage

David Bridges middot First Heritage Mortgage

Brad Cohen middot Capital Bank

Chris Cox middot First Savings Mortgage Corporation

Joyce Crowe middot Wells Fargo Home Mortgage

Jody Eichenblatt middot Prosperity Home Mortgage

Justin Exner middot Fairway Independent Mortgage Corporation

Frank Fannon middot SunTrust Mortgage

Michael Femiano middot First National Bank

Ben Fox middot George Mason Mortgage

Brandon Frye middot Wells Fargo Home Mortgage

Sean Glennon middot Home Savings amp Trust Mortgage

Ruth Griel middot Atlantic Coast Mortgage

Kristi Hardy middot Atlantic Coast Mortgage

Five Star Professional surveyed more than 74400 Washington DC homeowners The final list of 2015 Washington DC Five Star Mortgage Professionals is a select group representing less than 2 percent of mortgage professionals in the area Evaluations were collected by mail phone and online at wwwfivestarprofessionalcomhomesurvey In order to be considered for the award candidates are evaluated on five evaluation and eligibility criteria 1 Received a qualifying client satisfaction rating 2 Satisfied the applicable state licensing requirements 3 Actively employed as a licensed professional for a minimum of three years 4 Favorable regulatory and complaint history review 5 Satisfied minimum client volume or production on a one-year and three-year basis (number and volume of transactions or number of client households served)

All award winners are listed alphabetically by last name

Trust and communication are the keys to any successful relationship I believe this is never more true than when working with a mortgage lender to achieve the dream of homeownershipI bring the knowledge and experience of more than 10 years to work for my clients identifying the MVB Mortgage loan program that will best suit their fi nancing needs My role is to educate my clients explaining all the options available from state and federal programs to portfolio lending options that help us meet some of the most unique fi nancing needs Our clients are our neighbors and most certainly more than just a number We know wersquoll be seeing you around town in stores and at community events I expect nothing less than the best when it comes to my own fi nancial services needs so thatrsquos what I strive to deliver to my clients

11325 Random Hills Rd Ste 100Fairfax VA 22030Direct 703-364-5640Cell 703-297-7211csearlemvbmortgagecomwwwmvbmortgagecomchristian-searle

MVB Mortgage MVB Mortgage of PA and MVB Mortgage of KY are registered trade names of Potomac Mortgage Group Inc a wholly-owned subsidiary of MVB Bank Inc bull MVB Mortgage NMLS ID 181319 bull wwwnmlsconsumeraccessorg

Christian Searle Senior Mortgage Banker NMLS 659508

Keep up with market conditions so you are always

knowledgeablemdash Five Star award winner

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

SPECIAL ADVERT IS ING SECT ION

wwwfivestarprofessionalcom mdash FS bull 11

Five Star Mortgage Professionals

All award winners are listed alphabetically by last name

Derek Harman middot Home Savings amp Trust Mortgage Page 9

Alex Jaffe middot First Home Mortgage

Richard Johnson middot George Mason Mortgage

Saira Khan middot SunTrust Mortgage

Daniel Kim middot Greenway Funding Group

Billy Kinberg middot MVB Mortgage

Gregory Kingsbury middot Caliber Home Loans

Jennifer Landgraff middot Caliber Home Loans

Dan Maggin middot Alcova Mortgage

Julie Martin middot George Mason Mortgage

Brian Martucci middot 1st Mariner Mortgage

Robin McCauley middot Caliber Home Loans

Robert McElroy middot First Heritage Mortgage

Bruce Meyers middot First Home Mortgage

Tony Miller middot Credit Union Mortgage Association

Erica Mueller middot George Mason Mortgage Page 9

Stephen Noyes middot TD Bank NA

Jonathan Okun middot Prosperity Home Mortgage

Sarah Pichardo middot MVB Mortgage

Shawn Potter middot First Heritage Mortgage

Joseph Procopio middot First Home Mortgage

John Pyne middot Intercoastal Mortgage Company

John Ragano middot SWBC Mortgage

Mark Ragland middot George Mason Mortgage

Mark Richards middot TD Bank NA

Elliot Roberts middot First Heritage Mortgage

Tom Ryan middot NASA Federal Credit Union

Danny Schappell middot First Savings Mortgage Corporation

Daniel Sconce middot Mortgage Master

Christian Searle middot MVB Mortgage Page 9

Todd Sheinin middot New America Financial

Andrew Siddon middot George Mason Mortgage

Mike Stein middot McLean Mortgage Corporation

Scott Story middot First Home Mortgage

Laura Triplett middot Atlantic Coast Mortgage

Renee Voyta middot First Savings Mortgage Corporation

Chris Washburn middot Caliber Home Loans

Brian Washington middot PrimeLending

Justin Weiner middot PHH Home Loans Page 9

Kathryn Welsh middot Prosperity Home Mortgage

Michael Westbrook middot Intercoastal Mortgage Company

Skip Yanick middot PHH Home Loans Page 8

John Cooper Jr State Farm

Daniel Garedew middot Creative Insurance Solutions

Shelley Handy middot State Farm

Michael Herson middot Congressional Insurance Associates

Bill Howard middot Clarke amp Sampson

J Reed Laughlin middot Allstate

Matt Martin middot State Farm

Chris Melkus middot Allstate

Anh Nguyen middot State Farm

Emmalee Robinson middot State Farm

Anita Sadlack middot State Farm

Janice Sutton middot Farmers Insurance

Five Star Professional surveyed more than 74400 Washington DC homeowners The final list of 2015 Washington DC Five Star HomeAuto Insurance Professionals is a select group representing less than 1 percent of insurance professionals in the area Evaluations were collected by mail phone and online at wwwfivestarprofessionalcomhomesurvey In order to be considered for the award candidates are evaluated on five evaluation and eligibility criteria 1 Received a qualifying client satisfaction rating 2 Satisfied the applicable state licensing requirements 3 Actively employed as a licensed professional for a minimum of three years 4 Favorable regulatory and complaint history review 5 Satisfied minimum client volume or production on a one-year and three-year basis (number and volume of transactions or number of client households served)

All award winners are listed alphabetically by last name

Five Star HomeAuto Insurance Professionals

ldquoYour heart has to be in the right place mdash you

have to genuinely desire to make a difference in

your clientsrsquo livesrdquo

mdash Five Star award winner

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

SPECIAL ADVERT IS ING SECT ION

Want to learn more about Five Star ProfessionalVisit our website to learn more about these and other outstanding

award winners at wwwfivestarprofessionalcom

FacebookcomFiveStarProfessional | TwittercomFiveStarPros | LinkedincomCompanyFive-Star-Professional

FIND US ONLINE

See the special section in the October 25 2015 issue of The Washington Post

Who will make the list of2015 Five Star Wealth Managers

FS bull 12 mdash wwwfivestarprofessionalcom

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

SPECIAL ADVERT IS ING SECT ION

wwwfivestarprofessionalcom mdash FS bull 9

Five Star Mortgage Professionals

2015 winner Skip Yanick

Skip consistently sets himself apart from the rest in a myriad of ways He meets with his clients in person for an initial in-depth discussion to determine the best loan options for them Hersquos available nights and weekends and holds his clientsrsquo hands right up to the closing table Skip believes that no client should ever leave a transaction feeling blind-sided or uninformed and works day in and day out to deliver the very best service possible to his clients

Did you know that less than one percent of loan offi cers attend their clientsrsquo closings Skip is one of the elite members of his profession that actually attends each and every one Because he has built his business based almost solely on referral it is imperative that his closings are smooth on-time and hassle-free His referral partners range from real estate agents to CPAs and from divorce attorneys fi nancial advisors to his favorite mdash past client referrals

ldquoFrom the moment we started working together you always made me feel this was possible Your service is top-notch That alone makes you stand head and shoulders above the crowd because that is lacking these days You were always accessible to my demanding work schedule Days nights weekends holidays phone text email smoke signals and Morse Code hellip you get the point Every call was answered lsquoat your servicersquo Text messages were responded to immediately My wife and I want to thank you for helping us achieve our dream of owning a homerdquo mdash Dr Brandon Lemuel owner of Pure Chiropractic Vienna Virginia

ldquoSkiprsquos responsiveness and availability were every bit as good for us this spring as when we started working with him four years ago We are extremely happy with the interest rate Skip was able to off er us but most important was Skiprsquos honesty and trustworthiness He is most defi nitely the lender we wanted to work with again We highly recommend Skiprsquos services to other homebuyersrdquo mdash Dan and Trish Biggio

8391 Old Courthouse Road Suite 100 | Tysons Corner VA 22182Direct 703-309-2350 | skipyanickmortgagefamilycom

bull Skip has personally closed more than $500000000 in loan volume in the past 20 years

bull PHH Home Loans is a local direct lender with processing underwriting funding and closing mdash located in our corporate

offi ce in Tysons Corner

bull The operations staff has been together for 25 years mdash virtually unheard of in the mortgage (or nearly any) industry

PHH Home Loans LLC dba Sunbelt Lending Services 300 South Park Place Boulevard Suite 150 Clearwater FL 33759 NMLS ID 4256 (wwwnmlsconsumeraccessorg) Georgia Residential Mortgage Licensee No 20292 Equal Housing Lender

Skip YanickCMA NMLS 184483

If You Are Looking to Buy or ldquoRefirdquo Irsquom Your Guy

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

SPECIAL ADVERT IS ING SECT ION

FS bull 10 mdash wwwfivestarprofessionalcom

Five Star Mortgage Professionals

With over a decade of mortgage lending experience I realize that purchasing a home is one of the most important financial decisions my clients make I provide tailored options and advice to meet their dreams of homeownershipThank you to all of my amazing clients for the humbling and honoring award

44160 Scholar Plz Ste 400Leesburg VA 20176Cell 703-300-6518Office 703-779-8937emuellergmmllccomwwwloansbyericacom

Erica MuellerVice President Sr Loan Officer CMA

NMLS 484245

Justin Weiner

Senior Loan Officer

Phone 703-400-5138justinweinermortgagefamilycom

PHH Home Loans

Teamwork for Success

NMLS 318048

Derek Harman

Loan Officer

Office 703-766-4634Cell 703-309-4886dharmanhstmortgagecomwwwhstmortgagecom

Home Savings amp Trust Mortgage

NMLS 882287

Peter Accolla George Mason Mortgage

Stephen Albeck middot EverBank

Levon Andonian middot First Rate Mortgage

Debbie Benkert middot 1st Mariner Mortgage

Doug Benner middot 1st Portfolio Lending

Pat Bowman middot 1st Mariner Mortgage

David Bridges middot First Heritage Mortgage

Brad Cohen middot Capital Bank

Chris Cox middot First Savings Mortgage Corporation

Joyce Crowe middot Wells Fargo Home Mortgage

Jody Eichenblatt middot Prosperity Home Mortgage

Justin Exner middot Fairway Independent Mortgage Corporation

Frank Fannon middot SunTrust Mortgage

Michael Femiano middot First National Bank

Ben Fox middot George Mason Mortgage

Brandon Frye middot Wells Fargo Home Mortgage

Sean Glennon middot Home Savings amp Trust Mortgage

Ruth Griel middot Atlantic Coast Mortgage

Kristi Hardy middot Atlantic Coast Mortgage

Five Star Professional surveyed more than 74400 Washington DC homeowners The final list of 2015 Washington DC Five Star Mortgage Professionals is a select group representing less than 2 percent of mortgage professionals in the area Evaluations were collected by mail phone and online at wwwfivestarprofessionalcomhomesurvey In order to be considered for the award candidates are evaluated on five evaluation and eligibility criteria 1 Received a qualifying client satisfaction rating 2 Satisfied the applicable state licensing requirements 3 Actively employed as a licensed professional for a minimum of three years 4 Favorable regulatory and complaint history review 5 Satisfied minimum client volume or production on a one-year and three-year basis (number and volume of transactions or number of client households served)

All award winners are listed alphabetically by last name

Trust and communication are the keys to any successful relationship I believe this is never more true than when working with a mortgage lender to achieve the dream of homeownershipI bring the knowledge and experience of more than 10 years to work for my clients identifying the MVB Mortgage loan program that will best suit their fi nancing needs My role is to educate my clients explaining all the options available from state and federal programs to portfolio lending options that help us meet some of the most unique fi nancing needs Our clients are our neighbors and most certainly more than just a number We know wersquoll be seeing you around town in stores and at community events I expect nothing less than the best when it comes to my own fi nancial services needs so thatrsquos what I strive to deliver to my clients

11325 Random Hills Rd Ste 100Fairfax VA 22030Direct 703-364-5640Cell 703-297-7211csearlemvbmortgagecomwwwmvbmortgagecomchristian-searle

MVB Mortgage MVB Mortgage of PA and MVB Mortgage of KY are registered trade names of Potomac Mortgage Group Inc a wholly-owned subsidiary of MVB Bank Inc bull MVB Mortgage NMLS ID 181319 bull wwwnmlsconsumeraccessorg

Christian Searle Senior Mortgage Banker NMLS 659508

Keep up with market conditions so you are always

knowledgeablemdash Five Star award winner

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

SPECIAL ADVERT IS ING SECT ION

wwwfivestarprofessionalcom mdash FS bull 11

Five Star Mortgage Professionals

All award winners are listed alphabetically by last name

Derek Harman middot Home Savings amp Trust Mortgage Page 9

Alex Jaffe middot First Home Mortgage

Richard Johnson middot George Mason Mortgage

Saira Khan middot SunTrust Mortgage

Daniel Kim middot Greenway Funding Group

Billy Kinberg middot MVB Mortgage

Gregory Kingsbury middot Caliber Home Loans

Jennifer Landgraff middot Caliber Home Loans

Dan Maggin middot Alcova Mortgage

Julie Martin middot George Mason Mortgage

Brian Martucci middot 1st Mariner Mortgage

Robin McCauley middot Caliber Home Loans

Robert McElroy middot First Heritage Mortgage

Bruce Meyers middot First Home Mortgage

Tony Miller middot Credit Union Mortgage Association

Erica Mueller middot George Mason Mortgage Page 9

Stephen Noyes middot TD Bank NA

Jonathan Okun middot Prosperity Home Mortgage

Sarah Pichardo middot MVB Mortgage

Shawn Potter middot First Heritage Mortgage

Joseph Procopio middot First Home Mortgage

John Pyne middot Intercoastal Mortgage Company

John Ragano middot SWBC Mortgage

Mark Ragland middot George Mason Mortgage

Mark Richards middot TD Bank NA

Elliot Roberts middot First Heritage Mortgage

Tom Ryan middot NASA Federal Credit Union

Danny Schappell middot First Savings Mortgage Corporation

Daniel Sconce middot Mortgage Master

Christian Searle middot MVB Mortgage Page 9

Todd Sheinin middot New America Financial

Andrew Siddon middot George Mason Mortgage

Mike Stein middot McLean Mortgage Corporation

Scott Story middot First Home Mortgage

Laura Triplett middot Atlantic Coast Mortgage

Renee Voyta middot First Savings Mortgage Corporation

Chris Washburn middot Caliber Home Loans

Brian Washington middot PrimeLending

Justin Weiner middot PHH Home Loans Page 9

Kathryn Welsh middot Prosperity Home Mortgage

Michael Westbrook middot Intercoastal Mortgage Company

Skip Yanick middot PHH Home Loans Page 8

John Cooper Jr State Farm

Daniel Garedew middot Creative Insurance Solutions

Shelley Handy middot State Farm

Michael Herson middot Congressional Insurance Associates

Bill Howard middot Clarke amp Sampson

J Reed Laughlin middot Allstate

Matt Martin middot State Farm

Chris Melkus middot Allstate

Anh Nguyen middot State Farm

Emmalee Robinson middot State Farm

Anita Sadlack middot State Farm

Janice Sutton middot Farmers Insurance

Five Star Professional surveyed more than 74400 Washington DC homeowners The final list of 2015 Washington DC Five Star HomeAuto Insurance Professionals is a select group representing less than 1 percent of insurance professionals in the area Evaluations were collected by mail phone and online at wwwfivestarprofessionalcomhomesurvey In order to be considered for the award candidates are evaluated on five evaluation and eligibility criteria 1 Received a qualifying client satisfaction rating 2 Satisfied the applicable state licensing requirements 3 Actively employed as a licensed professional for a minimum of three years 4 Favorable regulatory and complaint history review 5 Satisfied minimum client volume or production on a one-year and three-year basis (number and volume of transactions or number of client households served)

All award winners are listed alphabetically by last name

Five Star HomeAuto Insurance Professionals

ldquoYour heart has to be in the right place mdash you

have to genuinely desire to make a difference in

your clientsrsquo livesrdquo

mdash Five Star award winner

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

SPECIAL ADVERT IS ING SECT ION

Want to learn more about Five Star ProfessionalVisit our website to learn more about these and other outstanding

award winners at wwwfivestarprofessionalcom

FacebookcomFiveStarProfessional | TwittercomFiveStarPros | LinkedincomCompanyFive-Star-Professional

FIND US ONLINE

See the special section in the October 25 2015 issue of The Washington Post

Who will make the list of2015 Five Star Wealth Managers

FS bull 12 mdash wwwfivestarprofessionalcom

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

SPECIAL ADVERT IS ING SECT ION

FS bull 10 mdash wwwfivestarprofessionalcom

Five Star Mortgage Professionals

With over a decade of mortgage lending experience I realize that purchasing a home is one of the most important financial decisions my clients make I provide tailored options and advice to meet their dreams of homeownershipThank you to all of my amazing clients for the humbling and honoring award

44160 Scholar Plz Ste 400Leesburg VA 20176Cell 703-300-6518Office 703-779-8937emuellergmmllccomwwwloansbyericacom

Erica MuellerVice President Sr Loan Officer CMA

NMLS 484245

Justin Weiner

Senior Loan Officer

Phone 703-400-5138justinweinermortgagefamilycom

PHH Home Loans

Teamwork for Success

NMLS 318048

Derek Harman

Loan Officer

Office 703-766-4634Cell 703-309-4886dharmanhstmortgagecomwwwhstmortgagecom

Home Savings amp Trust Mortgage

NMLS 882287

Peter Accolla George Mason Mortgage

Stephen Albeck middot EverBank

Levon Andonian middot First Rate Mortgage

Debbie Benkert middot 1st Mariner Mortgage

Doug Benner middot 1st Portfolio Lending

Pat Bowman middot 1st Mariner Mortgage

David Bridges middot First Heritage Mortgage

Brad Cohen middot Capital Bank

Chris Cox middot First Savings Mortgage Corporation

Joyce Crowe middot Wells Fargo Home Mortgage

Jody Eichenblatt middot Prosperity Home Mortgage

Justin Exner middot Fairway Independent Mortgage Corporation

Frank Fannon middot SunTrust Mortgage

Michael Femiano middot First National Bank

Ben Fox middot George Mason Mortgage

Brandon Frye middot Wells Fargo Home Mortgage

Sean Glennon middot Home Savings amp Trust Mortgage

Ruth Griel middot Atlantic Coast Mortgage

Kristi Hardy middot Atlantic Coast Mortgage

Five Star Professional surveyed more than 74400 Washington DC homeowners The final list of 2015 Washington DC Five Star Mortgage Professionals is a select group representing less than 2 percent of mortgage professionals in the area Evaluations were collected by mail phone and online at wwwfivestarprofessionalcomhomesurvey In order to be considered for the award candidates are evaluated on five evaluation and eligibility criteria 1 Received a qualifying client satisfaction rating 2 Satisfied the applicable state licensing requirements 3 Actively employed as a licensed professional for a minimum of three years 4 Favorable regulatory and complaint history review 5 Satisfied minimum client volume or production on a one-year and three-year basis (number and volume of transactions or number of client households served)

All award winners are listed alphabetically by last name

Trust and communication are the keys to any successful relationship I believe this is never more true than when working with a mortgage lender to achieve the dream of homeownershipI bring the knowledge and experience of more than 10 years to work for my clients identifying the MVB Mortgage loan program that will best suit their fi nancing needs My role is to educate my clients explaining all the options available from state and federal programs to portfolio lending options that help us meet some of the most unique fi nancing needs Our clients are our neighbors and most certainly more than just a number We know wersquoll be seeing you around town in stores and at community events I expect nothing less than the best when it comes to my own fi nancial services needs so thatrsquos what I strive to deliver to my clients

11325 Random Hills Rd Ste 100Fairfax VA 22030Direct 703-364-5640Cell 703-297-7211csearlemvbmortgagecomwwwmvbmortgagecomchristian-searle

MVB Mortgage MVB Mortgage of PA and MVB Mortgage of KY are registered trade names of Potomac Mortgage Group Inc a wholly-owned subsidiary of MVB Bank Inc bull MVB Mortgage NMLS ID 181319 bull wwwnmlsconsumeraccessorg

Christian Searle Senior Mortgage Banker NMLS 659508

Keep up with market conditions so you are always

knowledgeablemdash Five Star award winner

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

SPECIAL ADVERT IS ING SECT ION

wwwfivestarprofessionalcom mdash FS bull 11

Five Star Mortgage Professionals

All award winners are listed alphabetically by last name

Derek Harman middot Home Savings amp Trust Mortgage Page 9

Alex Jaffe middot First Home Mortgage

Richard Johnson middot George Mason Mortgage

Saira Khan middot SunTrust Mortgage

Daniel Kim middot Greenway Funding Group

Billy Kinberg middot MVB Mortgage

Gregory Kingsbury middot Caliber Home Loans

Jennifer Landgraff middot Caliber Home Loans

Dan Maggin middot Alcova Mortgage

Julie Martin middot George Mason Mortgage

Brian Martucci middot 1st Mariner Mortgage

Robin McCauley middot Caliber Home Loans

Robert McElroy middot First Heritage Mortgage

Bruce Meyers middot First Home Mortgage

Tony Miller middot Credit Union Mortgage Association

Erica Mueller middot George Mason Mortgage Page 9

Stephen Noyes middot TD Bank NA

Jonathan Okun middot Prosperity Home Mortgage

Sarah Pichardo middot MVB Mortgage

Shawn Potter middot First Heritage Mortgage

Joseph Procopio middot First Home Mortgage

John Pyne middot Intercoastal Mortgage Company

John Ragano middot SWBC Mortgage

Mark Ragland middot George Mason Mortgage

Mark Richards middot TD Bank NA

Elliot Roberts middot First Heritage Mortgage

Tom Ryan middot NASA Federal Credit Union

Danny Schappell middot First Savings Mortgage Corporation

Daniel Sconce middot Mortgage Master

Christian Searle middot MVB Mortgage Page 9

Todd Sheinin middot New America Financial

Andrew Siddon middot George Mason Mortgage

Mike Stein middot McLean Mortgage Corporation

Scott Story middot First Home Mortgage

Laura Triplett middot Atlantic Coast Mortgage

Renee Voyta middot First Savings Mortgage Corporation

Chris Washburn middot Caliber Home Loans

Brian Washington middot PrimeLending

Justin Weiner middot PHH Home Loans Page 9

Kathryn Welsh middot Prosperity Home Mortgage

Michael Westbrook middot Intercoastal Mortgage Company

Skip Yanick middot PHH Home Loans Page 8

John Cooper Jr State Farm

Daniel Garedew middot Creative Insurance Solutions

Shelley Handy middot State Farm

Michael Herson middot Congressional Insurance Associates

Bill Howard middot Clarke amp Sampson

J Reed Laughlin middot Allstate

Matt Martin middot State Farm

Chris Melkus middot Allstate

Anh Nguyen middot State Farm

Emmalee Robinson middot State Farm

Anita Sadlack middot State Farm

Janice Sutton middot Farmers Insurance

Five Star Professional surveyed more than 74400 Washington DC homeowners The final list of 2015 Washington DC Five Star HomeAuto Insurance Professionals is a select group representing less than 1 percent of insurance professionals in the area Evaluations were collected by mail phone and online at wwwfivestarprofessionalcomhomesurvey In order to be considered for the award candidates are evaluated on five evaluation and eligibility criteria 1 Received a qualifying client satisfaction rating 2 Satisfied the applicable state licensing requirements 3 Actively employed as a licensed professional for a minimum of three years 4 Favorable regulatory and complaint history review 5 Satisfied minimum client volume or production on a one-year and three-year basis (number and volume of transactions or number of client households served)

All award winners are listed alphabetically by last name

Five Star HomeAuto Insurance Professionals

ldquoYour heart has to be in the right place mdash you

have to genuinely desire to make a difference in

your clientsrsquo livesrdquo

mdash Five Star award winner

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

SPECIAL ADVERT IS ING SECT ION

Want to learn more about Five Star ProfessionalVisit our website to learn more about these and other outstanding

award winners at wwwfivestarprofessionalcom

FacebookcomFiveStarProfessional | TwittercomFiveStarPros | LinkedincomCompanyFive-Star-Professional

FIND US ONLINE

See the special section in the October 25 2015 issue of The Washington Post

Who will make the list of2015 Five Star Wealth Managers

FS bull 12 mdash wwwfivestarprofessionalcom

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

SPECIAL ADVERT IS ING SECT ION

wwwfivestarprofessionalcom mdash FS bull 11

Five Star Mortgage Professionals

All award winners are listed alphabetically by last name

Derek Harman middot Home Savings amp Trust Mortgage Page 9

Alex Jaffe middot First Home Mortgage

Richard Johnson middot George Mason Mortgage

Saira Khan middot SunTrust Mortgage

Daniel Kim middot Greenway Funding Group

Billy Kinberg middot MVB Mortgage

Gregory Kingsbury middot Caliber Home Loans

Jennifer Landgraff middot Caliber Home Loans

Dan Maggin middot Alcova Mortgage

Julie Martin middot George Mason Mortgage

Brian Martucci middot 1st Mariner Mortgage

Robin McCauley middot Caliber Home Loans

Robert McElroy middot First Heritage Mortgage

Bruce Meyers middot First Home Mortgage

Tony Miller middot Credit Union Mortgage Association

Erica Mueller middot George Mason Mortgage Page 9

Stephen Noyes middot TD Bank NA

Jonathan Okun middot Prosperity Home Mortgage

Sarah Pichardo middot MVB Mortgage

Shawn Potter middot First Heritage Mortgage

Joseph Procopio middot First Home Mortgage

John Pyne middot Intercoastal Mortgage Company

John Ragano middot SWBC Mortgage

Mark Ragland middot George Mason Mortgage

Mark Richards middot TD Bank NA

Elliot Roberts middot First Heritage Mortgage

Tom Ryan middot NASA Federal Credit Union

Danny Schappell middot First Savings Mortgage Corporation

Daniel Sconce middot Mortgage Master

Christian Searle middot MVB Mortgage Page 9

Todd Sheinin middot New America Financial

Andrew Siddon middot George Mason Mortgage

Mike Stein middot McLean Mortgage Corporation

Scott Story middot First Home Mortgage

Laura Triplett middot Atlantic Coast Mortgage

Renee Voyta middot First Savings Mortgage Corporation

Chris Washburn middot Caliber Home Loans

Brian Washington middot PrimeLending

Justin Weiner middot PHH Home Loans Page 9

Kathryn Welsh middot Prosperity Home Mortgage

Michael Westbrook middot Intercoastal Mortgage Company

Skip Yanick middot PHH Home Loans Page 8

John Cooper Jr State Farm

Daniel Garedew middot Creative Insurance Solutions

Shelley Handy middot State Farm

Michael Herson middot Congressional Insurance Associates

Bill Howard middot Clarke amp Sampson

J Reed Laughlin middot Allstate

Matt Martin middot State Farm

Chris Melkus middot Allstate

Anh Nguyen middot State Farm

Emmalee Robinson middot State Farm

Anita Sadlack middot State Farm

Janice Sutton middot Farmers Insurance

Five Star Professional surveyed more than 74400 Washington DC homeowners The final list of 2015 Washington DC Five Star HomeAuto Insurance Professionals is a select group representing less than 1 percent of insurance professionals in the area Evaluations were collected by mail phone and online at wwwfivestarprofessionalcomhomesurvey In order to be considered for the award candidates are evaluated on five evaluation and eligibility criteria 1 Received a qualifying client satisfaction rating 2 Satisfied the applicable state licensing requirements 3 Actively employed as a licensed professional for a minimum of three years 4 Favorable regulatory and complaint history review 5 Satisfied minimum client volume or production on a one-year and three-year basis (number and volume of transactions or number of client households served)

All award winners are listed alphabetically by last name

Five Star HomeAuto Insurance Professionals

ldquoYour heart has to be in the right place mdash you

have to genuinely desire to make a difference in

your clientsrsquo livesrdquo

mdash Five Star award winner

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

SPECIAL ADVERT IS ING SECT ION

Want to learn more about Five Star ProfessionalVisit our website to learn more about these and other outstanding

award winners at wwwfivestarprofessionalcom

FacebookcomFiveStarProfessional | TwittercomFiveStarPros | LinkedincomCompanyFive-Star-Professional

FIND US ONLINE

See the special section in the October 25 2015 issue of The Washington Post

Who will make the list of2015 Five Star Wealth Managers

FS bull 12 mdash wwwfivestarprofessionalcom

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

SPECIAL ADVERT IS ING SECT ION

Want to learn more about Five Star ProfessionalVisit our website to learn more about these and other outstanding

award winners at wwwfivestarprofessionalcom

FacebookcomFiveStarProfessional | TwittercomFiveStarPros | LinkedincomCompanyFive-Star-Professional

FIND US ONLINE

See the special section in the October 25 2015 issue of The Washington Post

Who will make the list of2015 Five Star Wealth Managers

FS bull 12 mdash wwwfivestarprofessionalcom

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL

FIVE S

TAR PROFESSIO

NAL