©2011 mastercard. proprietary and confidential mastercard® m/chip™ advance integrated data...
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©2011 MasterCard.Proprietary and Confidential
MasterCard® M/Chip™ AdvanceIntegrated Data Storage
Page 1November 9, 2011
Integrated Data Storage gives the ability to save transit related informationon a payment card and expand the card’suse into the transit space
© 2011 MasterCard – Proprietary and Confidential
©2011 MasterCard.Proprietary and Confidential
MasterCard® M/Chip™ AdvanceIntegrated Data Storage
Page 2November 9, 2011
Integrated Data Storage allows operatorsto store data on the card that can be used forloyalty programs. The data can then be usedwithin the standard EMV transaction flow andcan optionally be linked to a successfulpayment
© 2011 MasterCard – Proprietary and Confidential
©2011 MasterCard.Proprietary and Confidential
MasterCard® M/Chip™ AdvanceEnhanced Card Risk Management
Page 3November 9, 2011
M/Chip™ Advance allows you to:• Have separate risk profiles
for contact/contactless• Have separate risk profiles
for CVM/No CVM• Maximum transaction amount• Maximum days offline
Therefore better issuer control over an individual card’s risk
© 2011 MasterCard – Proprietary and Confidential
©2011 MasterCard.Proprietary and Confidential
MasterCard® M/Chip™ AdvanceBackwards Compatibility
Page 4November 9, 2011
© 2011 MasterCard – Proprietary and Confidential
M/Chip™ Advance offers issuer host backwards compatibility with:• M/Chip 4 (100% compatible)• M/Chip 2.1 (high level of compatibility)• M/Chip 2.2 (high level of compatibility)• M/Chip 2.0.5 (high level of compatibility)• M/Chip 2.0.6 (high level of compatibility)
©2011 MasterCard.Proprietary and Confidential
MasterCard® M/Chip™ AdvanceAdditional New Features
Page 5November 9, 2011
Dual interface card product fully integrating PayPassTM
Offer flexible interface managementEnable contactless interface after issuance
Enhanced Payment functionalityImproved offline prepaid functionalityTorn Transaction Recovery MechanismOffline and Predominately Offline modesPartial AuthorisationSimplified CAP Transaction flow and enhanced PIN managementEnhanced Logging
© 2011 MasterCard – Proprietary and Confidential
©2011 MasterCard.Proprietary and Confidential
MasterCard® M/Chip™ AdvanceTerminal
Page 6November 9, 2011
New Reader Specification supports:
• Integrated Data Storage• Torn Transaction Recovery• M/Chip for Mobile
© 2011 MasterCard – Proprietary and Confidential